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Last Updated on: 24 November, 2024
Author: Getaka|Social: Getaka Financial Services X (Earlier Twitter) Profile Getaka Financial Services LinkedIn Logo

Jindal Poly Investment & Finance Company Ltd: Intrinsic Value and Fundamental Analysis

Share Price and Basic Stock Data

Last Updated: November 22, 2024, 11:03 pm

Market Cap 1,069 Cr.
Current Price 1,017
High / Low1,135/598
Stock P/E2.70
Book Value 2,611
Dividend Yield0.00 %
ROCE11.8 %
ROE11.8 %
Face Value 10.0
PEG Ratio0.01

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Jindal Poly Investment & Finance Company Ltd

Competitors of Jindal Poly Investment & Finance Company Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Nam Securities Ltd 85.7 Cr. 159198/59.3238 21.20.00 %4.16 %3.05 % 10.0
Naperol Investments Ltd 828 Cr. 1,4412,041/801845 3,2040.00 %0.08 %0.05 % 10.0
Inani Securities Ltd 14.1 Cr. 31.042.0/20.59.75 42.20.00 %10.6 %6.92 % 10.0
HCKK Ventures Ltd 43.5 Cr. 117154/77.4241 11.50.00 %8.17 %6.44 % 10.0
HB Portfolio Ltd 108 Cr. 101177/54.314.6 2790.99 %3.34 %2.90 % 10.0
Industry Average7,266.37 Cr2,238.6976.495,594.830.28%15.23%17.14%7.45

All Competitor Stocks of Jindal Poly Investment & Finance Company Ltd

Quarterly Result

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Sales0004816201,134677732813905777
Expenses-6-5-175192493461429497580511000
Operating Profit75176289127673248235233395777
OPM %2,804%2,152%73,208%60%21%59%37%32%29%44%99%99%99%
Other Income003253585-256141138354895
Interest1414533393231322032000
Depreciation000294515072727264000
Profit before tax-7-8496584492351591321543074255102
Tax %-1%-0%0%5%65%14%29%59%32%26%1%1%1%
Net Profit-7-866356117202113541042274254101
EPS in Rs-2.74-4.02323.04286.688.61138.3574.92-5.6747.57150.5739.5251.8496.13

Last Updated: Unknown

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: Unknown

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Sales258001,4912421112,4773,125928
Expenses00111,28335318564-211,1701,982511
Operating Profit258-0-1208-111-184-63221,3071,143417
OPM %100%96%-54%-750%14%-46%-17,712%-6,145%2,058%53%37%45%
Other Income-0-00-053-316-19-0-05643186
Interest-00-0-073820641465310911433
Depreciation-0-0-0-017434-0-0-022528064
Profit before tax258-0-1-651-667-244-110-311,537751506
Tax %2%5%-7%-5%33%8%-0%-0%-0%6%34%
Net Profit4-13-19-20-435-700-244-110-311,443498424
EPS in Rs-12.14-17.63-19.45-377.53-665.65-129.02-89.32-15.21756.67267.40338.06
Dividend Payout %-0%-0%-0%-0%-0%-0%-0%-0%-0%-0%-0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-2023
YoY Net Profit Growth (%)-425.00%-46.15%-5.26%-2075.00%-60.92%65.14%54.92%71.82%4754.84%-65.49%
Change in YoY Net Profit Growth (%)0.00%378.85%40.89%-2069.74%2014.08%126.06%-10.22%16.90%4683.02%-4820.33%

Jindal Poly Investment & Finance Company Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 10 years from 2013-2014 to 2022-2023.

Growth

Compounded Sales Growth
10 Years:16%
5 Years:103%
3 Years:224%
TTM:-98%
Compounded Profit Growth
10 Years:38%
5 Years:34%
3 Years:174%
TTM:29%
Stock Price CAGR
10 Years:25%
5 Years:147%
3 Years:36%
1 Year:47%
Return on Equity
10 Years:%
5 Years:%
3 Years:20%
Last Year:12%

Last Updated: Unknown

Balance Sheet

Last Updated: November 14, 2024, 10:30 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Equity Capital0.051111111111111111111111
Reserves62259858055952-59-112-206-2102,4452,3462,642
Borrowings00005,8226304604727261,6282727
Other Liabilities40001,83864138169-193,2873842
Total Liabilities6256095905707,7226454974465087,3712,4222,721
Fixed Assets54446,60699995,83600
CWIP000000000000
Investments59257856054094403421384446552,4222,721
Other Assets272727261,0222336752521,48000
Total Assets6256095905707,7226454974465087,3712,4222,721

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +-3-1-1761-1-0-207121,085-1
Cash from Investing Activity +40060-1812-1-80-3391
Cash from Financing Activity +000-8020000-352-1,026-0
Net Cash Flow1-1-019-191-0-0280-2800

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Free Cash Flow25.008.000.00-1.00203.00-741.00-644.00-535.00-704.000.00-26.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days0000170606006900
Inventory Days3701820
Days Payable232212
Cash Conversion Cycle0000-1790606003900
Working Capital Days3031,02723,840103,797-299-156-108,931-131,772-68,792-58-0-18
ROCE %1%-0%-0%2%-8%-49%-53%12%41%21%12%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
Promoters74.63%74.63%74.63%74.63%74.63%74.63%74.63%74.63%74.63%74.63%74.63%74.63%
FIIs0.00%0.01%0.00%0.00%0.04%0.06%0.02%0.02%0.02%0.05%0.12%0.10%
DIIs1.67%0.00%0.00%0.00%0.44%0.44%0.44%0.44%0.44%0.44%0.44%0.44%
Public23.71%25.36%25.37%25.37%24.89%24.86%24.90%24.91%24.90%24.87%24.81%24.83%
No. of Shareholders17,48317,97818,55918,49218,32418,33618,04318,37818,62118,95518,58318,260

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)281.18267.40756.66-15.22-89.31
Diluted EPS (Rs.)281.18267.40756.66-15.22-89.31
Cash EPS (Rs.)30.44736.161421.18-29.51-104.57
Book Value[Excl.RevalReserv]/Share (Rs.)2523.222242.214050.25-401.10-411.78
Book Value[Incl.RevalReserv]/Share (Rs.)2523.222242.214050.25-401.10-411.78
Revenue From Operations / Share (Rs.)34.292883.621771.110.830.91
PBDIT / Share (Rs.)33.991089.691253.9220.76-60.22
PBIT / Share (Rs.)33.99823.231040.2120.76-60.22
PBT / Share (Rs.)32.58710.561297.35-29.37-104.29
Net Profit / Share (Rs.)30.44469.711207.48-29.51-104.57
NP After MI And SOA / Share (Rs.)281.18267.40756.66-29.51-104.57
PBDIT Margin (%)99.1337.7870.792479.56-6576.38
PBIT Margin (%)99.1228.5458.732479.56-6576.38
PBT Margin (%)94.9924.6473.25-3508.87-11389.89
Net Profit Margin (%)88.7516.2868.17-3525.61-11421.04
NP After MI And SOA Margin (%)819.979.2742.72-3525.61-11421.04
Return on Networth / Equity (%)11.1411.9232.790.000.00
Return on Capital Employeed (%)1.3236.1422.8027.37-90.82
Return On Assets (%)10.8611.6010.79-6.10-24.66
Long Term Debt / Equity (X)0.000.000.20-2.51-2.09
Total Debt / Equity (X)0.010.010.67-2.51-2.09
Asset Turnover Ratio (%)0.010.610.000.000.00
Current Ratio (X)94.4187.920.561.151.15
Quick Ratio (X)94.4187.920.381.151.15
Inventory Turnover Ratio (X)0.006.370.000.000.00
Interest Coverage Ratio (X)24.0310.0312.120.41-1.37
Interest Coverage Ratio (Post Tax) (X)22.525.369.190.41-1.37
Enterprise Value (Cr.)680.34493.633357.16309.60274.07
EV / Net Operating Revenue (X)18.870.161.80351.82284.75
EV / EBITDA (X)19.040.432.5514.19-4.33
MarketCap / Net Operating Revenue (X)18.130.150.1636.9710.92
Price / BV (X)0.240.190.12-0.16-0.04
Price / Net Operating Revenue (X)18.130.150.1636.9810.93
EarningsYield0.450.602.62-0.95-10.46

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Jindal Poly Investment & Finance Company Ltd as of November 24, 2024 is: 848.50

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of November 24, 2024, Jindal Poly Investment & Finance Company Ltd is Overvalued by 16.57% compared to the current share price 1,017.00

Intrinsic Value of Jindal Poly Investment & Finance Company Ltd as of November 24, 2024 is: 2,851.13

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of November 24, 2024, Jindal Poly Investment & Finance Company Ltd is Undervalued by 180.35% compared to the current share price 1,017.00

Last 5 Year EPS CAGR: 236.02%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a low average Working Capital Days of -34.00, which is a positive sign.
  2. The stock has a low average Cash Conversion Cycle of -1.67, which is a positive sign.
  1. The stock has a low average ROCE of -1.75%, which may not be favorable.
  2. The company has higher borrowings (816.00) compared to reserves (771.42), which may suggest financial risk.
  3. The company has not shown consistent growth in sales (101.00) and profit (-34.42).

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Jindal Poly Investment & Finance Company Ltd:
    1. Net Profit Margin: 88.75%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 1.32% (Industry Average ROCE: 15.23%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 11.14% (Industry Average ROE: 17.14%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 22.52
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 94.41
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 2.7 (Industry average Stock P/E: 76.49)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0.01
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Jindal Poly Investment & Finance Company Ltd. is a Public Limited Listed company incorporated on 11/07/2012 and has its registered office in the State of Uttar Pradesh, India. Company’s Corporate Identification Number(CIN) is L65923UP2012PLC051433 and registration number is 051433. Currently company belongs to the Industry of Finance & Investments. Company’s Total Operating Revenue is Rs. 0.12 Cr. and Equity Capital is Rs. 10.51 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance & Investments19th K.M., Hapur-Bulundshahr Road, Bulandshahar Dist Uttar Pradesh 245408cs_jpifcl@jindalgroup.com
http://www.jpifcl.com
Management
NamePosition Held
Mr. Ghanshyam Dass SingalManaging Director
Ms. Iti GoyalNon Executive Director
Mr. Prakash MataiNon Executive Director
Mr. Anil KaushalNon Executive Director
Mr. Radhey ShyamIndependent Director
Mr. Suresh Chander SharmaIndependent Director

FAQ

What is the latest intrinsic value of Jindal Poly Investment & Finance Company Ltd?

The latest intrinsic value of Jindal Poly Investment & Finance Company Ltd as on 24 November 2024 is ₹848.50, which is 16.57% lower than the current market price of ₹1,017.00.

What is the Market Cap of Jindal Poly Investment & Finance Company Ltd?

The Market Cap of Jindal Poly Investment & Finance Company Ltd is 1,069 Cr..

What is the current Stock Price of Jindal Poly Investment & Finance Company Ltd as on 24 November 2024?

The current stock price of Jindal Poly Investment & Finance Company Ltd as on 24 November 2024 is 1,017.

What is the High / Low of Jindal Poly Investment & Finance Company Ltd stocks in FY 2024?

In FY 2024, the High / Low of Jindal Poly Investment & Finance Company Ltd stocks is 1,135/598.

What is the Stock P/E of Jindal Poly Investment & Finance Company Ltd?

The Stock P/E of Jindal Poly Investment & Finance Company Ltd is 2.70.

What is the Book Value of Jindal Poly Investment & Finance Company Ltd?

The Book Value of Jindal Poly Investment & Finance Company Ltd is 2,611.

What is the Dividend Yield of Jindal Poly Investment & Finance Company Ltd?

The Dividend Yield of Jindal Poly Investment & Finance Company Ltd is 0.00 %.

What is the ROCE of Jindal Poly Investment & Finance Company Ltd?

The ROCE of Jindal Poly Investment & Finance Company Ltd is 11.8 %.

What is the ROE of Jindal Poly Investment & Finance Company Ltd?

The ROE of Jindal Poly Investment & Finance Company Ltd is 11.8 %.

What is the Face Value of Jindal Poly Investment & Finance Company Ltd?

The Face Value of Jindal Poly Investment & Finance Company Ltd is 10.0.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Jindal Poly Investment & Finance Company Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE