Share Price and Basic Stock Data
Last Updated: October 18, 2025, 5:59 pm
| PEG Ratio | 0.15 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Muthoot Capital Services Ltd operates within the Finance & Investments sector, focusing on providing financial services. As of June 2023, the company’s revenue stood at ₹106.53 Cr, a slight decline from ₹115.06 Cr in March 2023. The revenue trend over the quarters shows variability, with a peak of ₹115.06 Cr in March 2023 before dropping to ₹98.14 Cr in September 2023. Year-on-year, the annual revenue for FY 2025 is reported at ₹472 Cr, reflecting an increase from ₹443 Cr in FY 2024. The company has demonstrated a capacity to generate revenue consistently, although recent quarterly declines may raise concerns about short-term performance. The reported revenue from operations per share for FY 2024 was ₹242.22, indicating the company’s ability to leverage its operations effectively. However, the fluctuating revenue figures suggest potential challenges in maintaining steady growth in a competitive environment.
Profitability and Efficiency Metrics
Muthoot Capital’s profitability metrics reveal a mixed performance. The net profit for FY 2025 was recorded at ₹46 Cr, down from ₹79 Cr in FY 2024, which raises concerns regarding profit sustainability. The earnings per share (EPS) for FY 2025 was reported at ₹27.82, a decline from ₹74.58 in FY 2024, indicating a significant drop in profitability on a per-share basis. The return on equity (ROE) stood at 7.19% for the current fiscal year, reflecting a decrease from 9% in FY 2024. The interest coverage ratio (ICR) is reported at 1.41x, suggesting that the company can cover its interest expenses, but the declining trend in profitability metrics may indicate underlying operational challenges. Additionally, the financing margin percentage showed a concerning drop, particularly in the last quarter, which may impact overall profitability if this trend continues.
Balance Sheet Strength and Financial Ratios
The balance sheet of Muthoot Capital Services Ltd shows a market capitalization of ₹450 Cr against total borrowings of ₹2,855 Cr for FY 2025. The debt-to-equity ratio stands at 2.71, indicating a higher reliance on debt financing, which may pose risks in a rising interest rate environment. The company reported reserves of ₹642 Cr, providing a cushion against potential financial volatility. The book value per share increased to ₹371.94 in FY 2024 from ₹297.46 in FY 2023, suggesting a strengthening asset base. However, the gross non-performing asset (NPA) ratio decreased to 4.88% in March 2025 from 11.67% in September 2023, indicating improved asset quality. The current ratio is reported at 1.31, reflecting adequate liquidity to meet short-term obligations, although the quick ratio stands at the same level, suggesting potential challenges in liquidating assets quickly if needed.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Muthoot Capital reveals a stable promoter holding of 62.62% as of March 2025, indicating strong control by the founding family. Foreign Institutional Investors (FIIs) have increased their stake from 0.51% in September 2022 to 2.50% in March 2025, reflecting growing confidence from external investors. Domestic Institutional Investors (DIIs) have maintained a modest stake of 1.45%, which suggests cautious optimism among local institutional investors. The total number of shareholders has increased to 22,633, up from 18,725 in June 2023, indicating rising retail investor interest. However, public ownership has shown a slight decline, from 36.63% in December 2022 to 33.42% in March 2025, which could reflect consolidation among larger shareholders. This diverse ownership structure may contribute to enhanced governance but also poses challenges related to managing diverse stakeholder expectations.
Outlook, Risks, and Final Insight
If margins sustain in the coming quarters, Muthoot Capital could stabilize its profitability, though the recent decline in net profit raises risks. The reliance on debt financing creates vulnerability, particularly if interest rates rise. Furthermore, fluctuations in revenue may impact operational consistency, stressing the importance of effective asset management and cost controls. The improvement in asset quality, evidenced by the declining NPA ratios, presents a positive outlook for risk management. However, investor confidence appears mixed, as indicated by shifting public shareholding patterns. The company must navigate these challenges while leveraging its strong promoter backing and increasing institutional interest to enhance its market position. If the company can maintain its focus on operational efficiency and asset quality, it may position itself favorably amidst the evolving financial landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Muthoot Capital Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 539 Cr. | 1,402 | 2,400/1,151 | 63.6 | 267 | 0.02 % | 16.6 % | 9.56 % | 10.0 |
| My Money Securities Ltd | 80.7 Cr. | 48.0 | 69.2/19.2 | 15.8 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 43.7 Cr. | 81.0 | 170/68.6 | 182 | 21.0 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 65.0 Cr. | 49.9 | 76.2/37.0 | 31.0 | 22.2 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| HCKK Ventures Ltd | 12.9 Cr. | 34.7 | 165/29.0 | 46.0 | 11.8 | 0.00 % | 6.93 % | 5.14 % | 10.0 |
| Industry Average | 21,247.00 Cr | 1,700.50 | 43.03 | 3,570.60 | 0.37% | 11.38% | 25.55% | 6.85 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 106.38 | 109.70 | 112.57 | 115.06 | 106.53 | 98.14 | 95.95 | 97.98 | 100.00 | 108.65 | 125.68 | 137.31 | 145.31 |
| Interest | 32.75 | 35.04 | 37.71 | 42.65 | 44.18 | 41.18 | 39.78 | 42.43 | 43.70 | 50.72 | 61.51 | 67.63 | 75.09 |
| Expenses | 53.76 | 50.16 | 47.42 | 35.20 | 38.01 | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.38 |
| Financing Profit | 19.87 | 24.50 | 27.44 | 37.21 | 24.34 | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | -7.16 |
| Financing Margin % | 18.68% | 22.33% | 24.38% | 32.34% | 22.85% | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | -4.93% |
| Other Income | 0.05 | 0.06 | 0.25 | 0.06 | 0.08 | 97.79 | 0.79 | 0.20 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 |
| Depreciation | 0.14 | 0.15 | 0.15 | 0.21 | 0.15 | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 |
| Profit before tax | 19.78 | 24.41 | 27.54 | 37.06 | 24.27 | 111.99 | 13.40 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | -6.17 |
| Tax % | 25.53% | 25.44% | 28.14% | 29.98% | 26.86% | 25.69% | 25.30% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | -24.31% |
| Net Profit | 14.73 | 18.20 | 19.79 | 25.96 | 17.75 | 83.21 | 10.01 | 11.68 | 10.80 | 15.97 | 12.56 | 6.42 | -4.67 |
| EPS in Rs | 8.96 | 11.07 | 12.03 | 15.78 | 10.79 | 50.59 | 6.09 | 7.10 | 6.57 | 9.71 | 7.64 | 3.90 | -2.84 |
| Gross NPA % | 25.27% | 23.58% | 21.86% | 20.55% | 21.08% | 11.67% | 10.69% | 10.17% | 9.84% | 4.80% | 4.73% | 4.88% | 5.76% |
| Net NPA % | 5.15% | 4.47% | 3.63% | 2.58% | 2.57% | 3.88% | 3.55% | 3.40% | 3.41% | 1.62% | 2.22% | 2.30% | 2.70% |
Last Updated: August 20, 2025, 6:40 am
Below is a detailed analysis of the quarterly data for Muthoot Capital Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 75.09 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 67.63 Cr. (Mar 2025) to 75.09 Cr., marking an increase of 7.46 Cr..
- For Expenses, as of Jun 2025, the value is 77.38 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 63.83 Cr. (Mar 2025) to 77.38 Cr., marking an increase of 13.55 Cr..
- For Other Income, as of Jun 2025, the value is 2.18 Cr.. The value appears to be declining and may need further review. It has decreased from 3.06 Cr. (Mar 2025) to 2.18 Cr., marking a decrease of 0.88 Cr..
- For Depreciation, as of Jun 2025, the value is 1.19 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1.93 Cr. (Mar 2025) to 1.19 Cr., marking a decrease of 0.74 Cr..
- For Profit before tax, as of Jun 2025, the value is -6.17 Cr.. The value appears to be declining and may need further review. It has decreased from 6.98 Cr. (Mar 2025) to -6.17 Cr., marking a decrease of 13.15 Cr..
- For Tax %, as of Jun 2025, the value is -24.31%. The value appears to be improving (decreasing) as expected. It has decreased from 7.88% (Mar 2025) to -24.31%, marking a decrease of 32.19%.
- For Net Profit, as of Jun 2025, the value is -4.67 Cr.. The value appears to be declining and may need further review. It has decreased from 6.42 Cr. (Mar 2025) to -4.67 Cr., marking a decrease of 11.09 Cr..
- For EPS in Rs, as of Jun 2025, the value is -2.84. The value appears to be declining and may need further review. It has decreased from 3.90 (Mar 2025) to -2.84, marking a decrease of 6.74.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:49 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 159 | 191 | 228 | 284 | 398 | 518 | 586 | 504 | 411 | 443 | 399 | 474 | 517 |
| Interest | 60 | 77 | 98 | 125 | 167 | 238 | 303 | 248 | 209 | 227 | 218 | 258 | 255 |
| Expenses | 62 | 79 | 94 | 112 | 148 | 147 | 188 | 186 | 417 | 107 | 157 | 153 | 224 |
| Financing Profit | 36 | 35 | 36 | 47 | 83 | 134 | 95 | 70 | -215 | 109 | 24 | 62 | 38 |
| Financing Margin % | 23% | 18% | 16% | 17% | 21% | 26% | 16% | 14% | -52% | 25% | 6% | 13% | 7% |
| Other Income | -2 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 141 | 3 | 7 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 5 |
| Profit before tax | 34 | 34 | 35 | 46 | 82 | 133 | 93 | 70 | -216 | 109 | 164 | 60 | 40 |
| Tax % | 34% | 35% | 36% | 35% | 35% | 35% | 35% | 26% | -25% | 28% | 25% | 24% | |
| Net Profit | 22 | 22 | 23 | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 30 |
| EPS in Rs | 16.21 | 16.27 | 16.68 | 21.96 | 32.64 | 52.35 | 36.77 | 31.29 | -98.46 | 47.84 | 74.58 | 27.82 | 18.41 |
| Dividend Payout % | 25% | 28% | 30% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 4.55% | 30.43% | 80.00% | 59.26% | -30.23% | -15.00% | -417.65% | 148.77% | 55.70% | -62.60% |
| Change in YoY Net Profit Growth (%) | 0.00% | 4.55% | 25.89% | 49.57% | -20.74% | -89.49% | 15.23% | -402.65% | 566.41% | -93.07% | -118.30% |
Muthoot Capital Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -4% |
| 3 Years: | 5% |
| TTM: | 32% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | -5% |
| 3 Years: | 32% |
| TTM: | -54% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | -9% |
| 3 Years: | 11% |
| 1 Year: | -27% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 2% |
| 3 Years: | 11% |
| Last Year: | 7% |
Last Updated: September 5, 2025, 11:20 am
Balance Sheet
Last Updated: October 10, 2025, 2:34 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 12 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 106 | 121 | 135 | 166 | 377 | 431 | 491 | 543 | 395 | 473 | 595 | 642 |
| Borrowing | 571 | 700 | 878 | 991 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,855 |
| Other Liabilities | 25 | 43 | 47 | 109 | 143 | 67 | 55 | 56 | 63 | 55 | 42 | 72 |
| Total Liabilities | 715 | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 |
| Fixed Assets | 3 | 2 | 2 | 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 7 | 14 | 14 | 15 | 18 | 20 | 16 | 16 | 27 | 46 | 107 | 112 |
| Other Assets | 705 | 860 | 1,057 | 1,261 | 1,957 | 2,618 | 2,893 | 2,540 | 2,069 | 2,388 | 2,201 | 3,463 |
| Total Assets | 715 | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 |
Below is a detailed analysis of the balance sheet data for Muthoot Capital Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 16.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 16.00 Cr..
- For Reserves, as of Mar 2025, the value is 642.00 Cr.. The value appears strong and on an upward trend. It has increased from 595.00 Cr. (Mar 2024) to 642.00 Cr., marking an increase of 47.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 72.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 42.00 Cr. (Mar 2024) to 72.00 Cr., marking an increase of 30.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 3,585.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,314.00 Cr. (Mar 2024) to 3,585.00 Cr., marking an increase of 1,271.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 10.00 Cr.. The value appears strong and on an upward trend. It has increased from 6.00 Cr. (Mar 2024) to 10.00 Cr., marking an increase of 4.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 112.00 Cr.. The value appears strong and on an upward trend. It has increased from 107.00 Cr. (Mar 2024) to 112.00 Cr., marking an increase of 5.00 Cr..
- For Other Assets, as of Mar 2025, the value is 3,463.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,201.00 Cr. (Mar 2024) to 3,463.00 Cr., marking an increase of 1,262.00 Cr..
- For Total Assets, as of Mar 2025, the value is 3,585.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,314.00 Cr. (Mar 2024) to 3,585.00 Cr., marking an increase of 1,271.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -509.00 | -621.00 | -784.00 | -879.00 | 147.00 | 145.00 | 186.00 | 185.00 | 416.00 | 106.00 | 156.00 | 151.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 21% | 18% | 16% | 18% | 19% | 20% | 13% | 10% | -33% | 17% | 9% | 7% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 27.81 | 74.58 | 47.84 | -104.54 | 31.29 |
| Diluted EPS (Rs.) | 27.81 | 74.58 | 47.84 | -104.54 | 31.29 |
| Cash EPS (Rs.) | 30.71 | 75.10 | 48.23 | -103.93 | 32.07 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 400.10 | 371.94 | 297.46 | 235.71 | 340.16 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 400.10 | 371.94 | 297.46 | 235.71 | 340.16 |
| Revenue From Operations / Share (Rs.) | 286.76 | 242.22 | 270.07 | 241.63 | 306.47 |
| PBDIT / Share (Rs.) | 175.55 | 144.05 | 156.62 | -47.52 | 156.75 |
| PBIT / Share (Rs.) | 172.65 | 143.52 | 156.22 | -48.10 | 155.96 |
| PBT / Share (Rs.) | 36.72 | 99.92 | 66.15 | -139.24 | 42.25 |
| Net Profit / Share (Rs.) | 27.81 | 74.58 | 47.84 | -104.52 | 31.28 |
| PBDIT Margin (%) | 61.21 | 59.46 | 57.99 | -19.66 | 51.14 |
| PBIT Margin (%) | 60.20 | 59.25 | 57.84 | -19.90 | 50.88 |
| PBT Margin (%) | 12.80 | 41.24 | 24.49 | -57.62 | 13.78 |
| Net Profit Margin (%) | 9.69 | 30.78 | 17.71 | -43.25 | 10.20 |
| Return on Networth / Equity (%) | 6.95 | 20.05 | 16.08 | -44.34 | 9.19 |
| Return on Capital Employeed (%) | 42.58 | 38.22 | 31.86 | -12.31 | 26.39 |
| Return On Assets (%) | 1.27 | 5.30 | 3.23 | -8.28 | 2.01 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.63 | 0.64 | 0.72 |
| Total Debt / Equity (X) | 4.33 | 2.71 | 3.87 | 4.19 | 3.48 |
| Asset Turnover Ratio (%) | 0.15 | 0.16 | 0.19 | 0.17 | 0.18 |
| Current Ratio (X) | 1.20 | 1.31 | 1.42 | 1.35 | 1.58 |
| Quick Ratio (X) | 1.20 | 1.31 | 1.42 | 1.35 | 1.58 |
| Interest Coverage Ratio (X) | 1.29 | 1.41 | 1.74 | -0.52 | 1.38 |
| Interest Coverage Ratio (Post Tax) (X) | 1.20 | 1.16 | 1.53 | -0.14 | 1.28 |
| Enterprise Value (Cr.) | 2858.77 | 1854.35 | 1738.33 | 1718.07 | 1938.92 |
| EV / Net Operating Revenue (X) | 6.06 | 4.65 | 3.91 | 4.32 | 3.85 |
| EV / EBITDA (X) | 9.90 | 7.83 | 6.75 | -21.98 | 7.52 |
| MarketCap / Net Operating Revenue (X) | 0.86 | 1.11 | 0.94 | 1.08 | 1.20 |
| Price / BV (X) | 0.61 | 0.72 | 0.86 | 1.11 | 1.08 |
| Price / Net Operating Revenue (X) | 0.86 | 1.11 | 0.94 | 1.08 | 1.20 |
| EarningsYield | 0.11 | 0.27 | 0.18 | -0.40 | 0.08 |
After reviewing the key financial ratios for Muthoot Capital Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For Diluted EPS (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For Cash EPS (Rs.), as of Mar 25, the value is 30.71. This value is within the healthy range. It has decreased from 75.10 (Mar 24) to 30.71, marking a decrease of 44.39.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 400.10. It has increased from 371.94 (Mar 24) to 400.10, marking an increase of 28.16.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 400.10. It has increased from 371.94 (Mar 24) to 400.10, marking an increase of 28.16.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 286.76. It has increased from 242.22 (Mar 24) to 286.76, marking an increase of 44.54.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 175.55. This value is within the healthy range. It has increased from 144.05 (Mar 24) to 175.55, marking an increase of 31.50.
- For PBIT / Share (Rs.), as of Mar 25, the value is 172.65. This value is within the healthy range. It has increased from 143.52 (Mar 24) to 172.65, marking an increase of 29.13.
- For PBT / Share (Rs.), as of Mar 25, the value is 36.72. This value is within the healthy range. It has decreased from 99.92 (Mar 24) to 36.72, marking a decrease of 63.20.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For PBDIT Margin (%), as of Mar 25, the value is 61.21. This value is within the healthy range. It has increased from 59.46 (Mar 24) to 61.21, marking an increase of 1.75.
- For PBIT Margin (%), as of Mar 25, the value is 60.20. This value exceeds the healthy maximum of 20. It has increased from 59.25 (Mar 24) to 60.20, marking an increase of 0.95.
- For PBT Margin (%), as of Mar 25, the value is 12.80. This value is within the healthy range. It has decreased from 41.24 (Mar 24) to 12.80, marking a decrease of 28.44.
- For Net Profit Margin (%), as of Mar 25, the value is 9.69. This value is within the healthy range. It has decreased from 30.78 (Mar 24) to 9.69, marking a decrease of 21.09.
- For Return on Networth / Equity (%), as of Mar 25, the value is 6.95. This value is below the healthy minimum of 15. It has decreased from 20.05 (Mar 24) to 6.95, marking a decrease of 13.10.
- For Return on Capital Employeed (%), as of Mar 25, the value is 42.58. This value is within the healthy range. It has increased from 38.22 (Mar 24) to 42.58, marking an increase of 4.36.
- For Return On Assets (%), as of Mar 25, the value is 1.27. This value is below the healthy minimum of 5. It has decreased from 5.30 (Mar 24) to 1.27, marking a decrease of 4.03.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 4.33. This value exceeds the healthy maximum of 1. It has increased from 2.71 (Mar 24) to 4.33, marking an increase of 1.62.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has decreased from 0.16 (Mar 24) to 0.15, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 1.20. This value is below the healthy minimum of 1.5. It has decreased from 1.31 (Mar 24) to 1.20, marking a decrease of 0.11.
- For Quick Ratio (X), as of Mar 25, the value is 1.20. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 1.20, marking a decrease of 0.11.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 3. It has decreased from 1.41 (Mar 24) to 1.29, marking a decrease of 0.12.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.20. This value is below the healthy minimum of 3. It has increased from 1.16 (Mar 24) to 1.20, marking an increase of 0.04.
- For Enterprise Value (Cr.), as of Mar 25, the value is 2,858.77. It has increased from 1,854.35 (Mar 24) to 2,858.77, marking an increase of 1,004.42.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.06. This value exceeds the healthy maximum of 3. It has increased from 4.65 (Mar 24) to 6.06, marking an increase of 1.41.
- For EV / EBITDA (X), as of Mar 25, the value is 9.90. This value is within the healthy range. It has increased from 7.83 (Mar 24) to 9.90, marking an increase of 2.07.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.86. This value is below the healthy minimum of 1. It has decreased from 1.11 (Mar 24) to 0.86, marking a decrease of 0.25.
- For Price / BV (X), as of Mar 25, the value is 0.61. This value is below the healthy minimum of 1. It has decreased from 0.72 (Mar 24) to 0.61, marking a decrease of 0.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.86. This value is below the healthy minimum of 1. It has decreased from 1.11 (Mar 24) to 0.86, marking a decrease of 0.25.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.27 (Mar 24) to 0.11, marking a decrease of 0.16.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Muthoot Capital Services Ltd:
- Net Profit Margin: 9.69%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 42.58% (Industry Average ROCE: 11.38%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 6.95% (Industry Average ROE: 25.55%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.2
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 24.7 (Industry average Stock P/E: 43.03)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.33
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 9.69%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 3rd Floor, Kochi Kerala 682035 | investorgrievance@muthootcap.com http://www.muthootcap.com |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Tina Suzanne George | Whole Time Director |
| Mrs. Ritu Elizabeth George | Director |
| Ms. Susan John | Director |
| Mr. Robin Tommy | Independent Director |
| Mr. Thomas Mathew | Independent Director |
| Mrs. Divya Abhishek | Independent Woman Director |
| Mrs. Shirley Thomas | Independent Woman Director |
FAQ
What is the intrinsic value of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd's intrinsic value (as of 18 October 2025) is 578.21 which is 124.11% higher the current market price of 258.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 424 Cr. market cap, FY2025-2026 high/low of 401/233, reserves of ₹642 Cr, and liabilities of 3,585 Cr.
What is the Market Cap of Muthoot Capital Services Ltd?
The Market Cap of Muthoot Capital Services Ltd is 424 Cr..
What is the current Stock Price of Muthoot Capital Services Ltd as on 18 October 2025?
The current stock price of Muthoot Capital Services Ltd as on 18 October 2025 is 258.
What is the High / Low of Muthoot Capital Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Muthoot Capital Services Ltd stocks is 401/233.
What is the Stock P/E of Muthoot Capital Services Ltd?
The Stock P/E of Muthoot Capital Services Ltd is 24.7.
What is the Book Value of Muthoot Capital Services Ltd?
The Book Value of Muthoot Capital Services Ltd is 399.
What is the Dividend Yield of Muthoot Capital Services Ltd?
The Dividend Yield of Muthoot Capital Services Ltd is 0.00 %.
What is the ROCE of Muthoot Capital Services Ltd?
The ROCE of Muthoot Capital Services Ltd is 11.0 %.
What is the ROE of Muthoot Capital Services Ltd?
The ROE of Muthoot Capital Services Ltd is 7.19 %.
What is the Face Value of Muthoot Capital Services Ltd?
The Face Value of Muthoot Capital Services Ltd is 10.0.