Share Price and Basic Stock Data
Last Updated: February 9, 2026, 9:06 pm
| PEG Ratio | 0.21 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Muthoot Capital Services Ltd operates in the Finance & Investments sector, primarily focusing on providing financial services. As of the latest reporting, the company’s share price stood at ₹230, with a market capitalization of ₹379 Cr. The company reported revenues of ₹443 Cr for FY 2023, which represented a decline from ₹586 Cr in FY 2020, reflecting a challenging operating environment. Quarterly revenue trends showed fluctuations, with the highest recorded revenue of ₹115.06 Cr in March 2023, followed by a decline to ₹98.14 Cr in September 2023. The trailing twelve months (TTM) revenue was ₹562 Cr, indicating a recovery trend. The revenue per share stood at ₹286.76 for the year ending March 2025, compared to ₹270.07 in the previous year, suggesting a gradual improvement in operational efficiency. Muthoot Capital’s business model is heavily reliant on interest income, which rose to ₹227 Cr in FY 2023 from ₹209 Cr in FY 2022, highlighting its core strength in lending activities despite market challenges.
Profitability and Efficiency Metrics
The profitability metrics for Muthoot Capital Services Ltd reveal a mixed performance. The company recorded a net profit of ₹79 Cr in FY 2023, recovering from a net loss of ₹162 Cr in FY 2022. However, the return on equity (ROE) declined to 7% in FY 2025 from 17% in FY 2023, indicating reduced profitability relative to shareholder equity. The interest coverage ratio (ICR) was reported at 1.29x, reflecting the company’s ability to cover interest expenses but still low compared to sector averages. The financing margin percentage saw a significant decline from 32.34% in March 2023 to just 13.36% by December 2023, indicating pressures on profit margins. Additionally, the gross non-performing assets (NPA) ratio improved to 10.69% in December 2023 from 21.86% in December 2022, showcasing management’s efforts to address asset quality issues. Overall, while Muthoot Capital’s net profit margin stood at 9.69% in March 2025, it remains vulnerable to fluctuations in interest rates and economic conditions.
Balance Sheet Strength and Financial Ratios
Muthoot Capital’s balance sheet exhibits notable strengths and weaknesses. As of March 2025, the company reported total assets of ₹3,585 Cr, with reserves amounting to ₹642 Cr. The total liabilities stood at ₹3,585 Cr, with borrowings rising significantly to ₹2,855 Cr, indicating an increased reliance on debt financing. The debt-to-equity ratio was reported at 4.33x, significantly higher than typical sector norms, suggesting a high leverage position that could pose risks during economic downturns. Furthermore, the company’s book value per share increased to ₹400.10 in FY 2025 from ₹297.46 in FY 2023, reflecting an improvement in shareholder equity. The interest coverage ratio of 1.29x indicates that while the company can meet its interest obligations, the margin for error is narrow. Overall, while Muthoot Capital’s financial ratios highlight its asset growth, the high leverage raises concerns about financial stability in an adverse economic environment.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Muthoot Capital Services Ltd reflects a stable ownership structure, with promoters holding 63.33% of the shares as of September 2025. This significant promoter stake indicates strong control and confidence in the company’s long-term prospects. Foreign institutional investors (FIIs) accounted for 1.99%, while domestic institutional investors (DIIs) held 1.43%, suggesting limited institutional interest. The public shareholding constituted 33.25%, indicating a diversified base of retail investors. The number of shareholders decreased to 22,429 in September 2025, down from 20,316 in December 2022, potentially signaling waning investor interest amid operational challenges. The dividend payout ratio has been nil since FY 2022, which may deter income-focused investors. Overall, while the promoter holding provides a level of stability, the lack of dividends and declining shareholder numbers could impact future investor confidence and willingness to invest in the stock.
Outlook, Risks, and Final Insight
The outlook for Muthoot Capital Services Ltd is cautiously optimistic, driven by improving operational metrics and asset quality. However, several risks loom large. The high debt-to-equity ratio of 4.33x raises concerns about financial stability, especially in a rising interest rate environment. Additionally, the decline in profitability metrics, particularly the decrease in ROE and financing margins, could hinder growth prospects. On the other hand, if the company can effectively manage its NPA levels and improve interest margins, it may position itself for recovery. The potential for increased institutional interest could also enhance its market standing. In conclusion, Muthoot Capital Services must navigate its high leverage and operational challenges while capitalizing on improving asset quality to secure a stronger financial future. Investors should monitor these developments closely as they assess the company’s long-term viability in the competitive financial sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 376 Cr. | 978 | 1,890/884 | 48.6 | 287 | 0.03 % | 16.6 % | 9.56 % | 10.0 |
| My Money Securities Ltd | 61.4 Cr. | 36.5 | 54.9/19.2 | 15.6 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 40.6 Cr. | 75.4 | 106/68.6 | 169 | 21.6 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 56.9 Cr. | 43.7 | 68.5/36.9 | 50.4 | 23.0 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| HCKK Ventures Ltd | 12.5 Cr. | 33.8 | 165/26.5 | 83.6 | 12.1 | 0.00 % | 6.93 % | 5.14 % | 10.0 |
| Industry Average | 20,028.07 Cr | 1,430.14 | 179.53 | 3,631.98 | 0.42% | 11.38% | 25.55% | 6.85 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 112.57 | 115.06 | 106.53 | 98.14 | 95.95 | 97.98 | 100.00 | 108.65 | 125.68 | 137.31 | 145.31 | 153.55 | 155.08 |
| Interest | 37.71 | 42.65 | 44.18 | 41.18 | 39.78 | 42.43 | 43.70 | 50.72 | 61.51 | 67.63 | 75.09 | 81.39 | 81.16 |
| Expenses | 47.42 | 35.20 | 38.01 | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.38 | 69.11 | 68.14 |
| Financing Profit | 27.44 | 37.21 | 24.34 | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | -7.16 | 3.05 | 5.78 |
| Financing Margin % | 24.38% | 32.34% | 22.85% | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | -4.93% | 1.99% | 3.73% |
| Other Income | 0.25 | 0.06 | 0.08 | 97.79 | 0.79 | 0.20 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 | 1.87 | 5.86 |
| Depreciation | 0.15 | 0.21 | 0.15 | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 | 1.21 | 1.33 |
| Profit before tax | 27.54 | 37.06 | 24.27 | 111.99 | 13.40 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | -6.17 | 3.71 | 10.31 |
| Tax % | 28.14% | 29.98% | 26.86% | 25.69% | 25.30% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | -24.31% | 23.99% | 25.90% |
| Net Profit | 19.79 | 25.96 | 17.75 | 83.21 | 10.01 | 11.68 | 10.80 | 15.97 | 12.56 | 6.42 | -4.67 | 2.83 | 7.65 |
| EPS in Rs | 12.03 | 15.78 | 10.79 | 50.59 | 6.09 | 7.10 | 6.57 | 9.71 | 7.64 | 3.90 | -2.84 | 1.72 | 4.65 |
| Gross NPA % | 21.86% | 20.55% | 21.08% | 11.67% | 10.69% | 10.17% | 9.84% | 4.80% | 4.73% | 4.88% | 5.76% | 6.46% | |
| Net NPA % | 3.63% | 2.58% | 2.57% | 3.88% | 3.55% | 3.40% | 3.41% | 1.62% | 2.22% | 2.30% | 2.70% | 3.07% |
Last Updated: February 4, 2026, 10:16 pm
Below is a detailed analysis of the quarterly data for Muthoot Capital Services Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 81.16 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 81.39 Cr. (Sep 2025) to 81.16 Cr., marking a decrease of 0.23 Cr..
- For Expenses, as of Dec 2025, the value is 68.14 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 69.11 Cr. (Sep 2025) to 68.14 Cr., marking a decrease of 0.97 Cr..
- For Other Income, as of Dec 2025, the value is 5.86 Cr.. The value appears strong and on an upward trend. It has increased from 1.87 Cr. (Sep 2025) to 5.86 Cr., marking an increase of 3.99 Cr..
- For Depreciation, as of Dec 2025, the value is 1.33 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.21 Cr. (Sep 2025) to 1.33 Cr., marking an increase of 0.12 Cr..
- For Profit before tax, as of Dec 2025, the value is 10.31 Cr.. The value appears strong and on an upward trend. It has increased from 3.71 Cr. (Sep 2025) to 10.31 Cr., marking an increase of 6.60 Cr..
- For Tax %, as of Dec 2025, the value is 25.90%. The value appears to be increasing, which may not be favorable. It has increased from 23.99% (Sep 2025) to 25.90%, marking an increase of 1.91%.
- For Net Profit, as of Dec 2025, the value is 7.65 Cr.. The value appears strong and on an upward trend. It has increased from 2.83 Cr. (Sep 2025) to 7.65 Cr., marking an increase of 4.82 Cr..
- For EPS in Rs, as of Dec 2025, the value is 4.65. The value appears strong and on an upward trend. It has increased from 1.72 (Sep 2025) to 4.65, marking an increase of 2.93.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:57 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 159 | 191 | 228 | 284 | 398 | 518 | 586 | 504 | 411 | 443 | 399 | 474 | 562 |
| Interest | 60 | 77 | 98 | 125 | 167 | 238 | 303 | 248 | 209 | 227 | 218 | 258 | 286 |
| Expenses | 62 | 79 | 94 | 112 | 148 | 147 | 188 | 186 | 417 | 107 | 157 | 153 | 257 |
| Financing Profit | 36 | 35 | 36 | 47 | 83 | 134 | 95 | 70 | -215 | 109 | 24 | 62 | 20 |
| Financing Margin % | 23% | 18% | 16% | 17% | 21% | 26% | 16% | 14% | -52% | 25% | 6% | 13% | 4% |
| Other Income | -2 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 141 | 3 | 8 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 5 |
| Profit before tax | 34 | 34 | 35 | 46 | 82 | 133 | 93 | 70 | -216 | 109 | 164 | 60 | 22 |
| Tax % | 34% | 35% | 36% | 35% | 35% | 35% | 35% | 26% | -25% | 28% | 25% | 24% | |
| Net Profit | 22 | 22 | 23 | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 17 |
| EPS in Rs | 16.21 | 16.27 | 16.68 | 21.96 | 32.64 | 52.35 | 36.77 | 31.29 | -98.46 | 47.84 | 74.58 | 27.82 | 10.42 |
| Dividend Payout % | 25% | 28% | 30% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 4.55% | 30.43% | 80.00% | 59.26% | -30.23% | -15.00% | -417.65% | 148.77% | 55.70% | -62.60% |
| Change in YoY Net Profit Growth (%) | 0.00% | 4.55% | 25.89% | 49.57% | -20.74% | -89.49% | 15.23% | -402.65% | 566.41% | -93.07% | -118.30% |
Muthoot Capital Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -4% |
| 3 Years: | 5% |
| TTM: | 32% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | -5% |
| 3 Years: | 32% |
| TTM: | -54% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | -9% |
| 3 Years: | 11% |
| 1 Year: | -27% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 2% |
| 3 Years: | 11% |
| Last Year: | 7% |
Last Updated: September 5, 2025, 11:20 am
Balance Sheet
Last Updated: January 7, 2026, 4:06 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 12 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 106 | 121 | 135 | 166 | 377 | 431 | 491 | 543 | 395 | 473 | 595 | 642 | 641 |
| Borrowing | 571 | 700 | 878 | 991 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,855 | 2,996 |
| Other Liabilities | 25 | 43 | 47 | 109 | 143 | 67 | 55 | 56 | 63 | 55 | 42 | 72 | 78 |
| Total Liabilities | 715 | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 | 3,731 |
| Fixed Assets | 3 | 2 | 2 | 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 | 8 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 7 | 14 | 14 | 15 | 18 | 20 | 16 | 16 | 27 | 46 | 107 | 112 | 121 |
| Other Assets | 705 | 860 | 1,057 | 1,261 | 1,957 | 2,618 | 2,893 | 2,540 | 2,069 | 2,388 | 2,201 | 3,463 | 3,602 |
| Total Assets | 715 | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 | 3,731 |
Below is a detailed analysis of the balance sheet data for Muthoot Capital Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 16.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 16.00 Cr..
- For Reserves, as of Sep 2025, the value is 641.00 Cr.. The value appears to be declining and may need further review. It has decreased from 642.00 Cr. (Mar 2025) to 641.00 Cr., marking a decrease of 1.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 78.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 72.00 Cr. (Mar 2025) to 78.00 Cr., marking an increase of 6.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 3,731.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,585.00 Cr. (Mar 2025) to 3,731.00 Cr., marking an increase of 146.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 8.00 Cr.. The value appears to be declining and may need further review. It has decreased from 10.00 Cr. (Mar 2025) to 8.00 Cr., marking a decrease of 2.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 121.00 Cr.. The value appears strong and on an upward trend. It has increased from 112.00 Cr. (Mar 2025) to 121.00 Cr., marking an increase of 9.00 Cr..
- For Other Assets, as of Sep 2025, the value is 3,602.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,463.00 Cr. (Mar 2025) to 3,602.00 Cr., marking an increase of 139.00 Cr..
- For Total Assets, as of Sep 2025, the value is 3,731.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,585.00 Cr. (Mar 2025) to 3,731.00 Cr., marking an increase of 146.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -509.00 | -621.00 | -784.00 | -879.00 | 147.00 | 145.00 | 186.00 | 185.00 | 416.00 | 106.00 | 156.00 | 151.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 21% | 18% | 16% | 18% | 19% | 20% | 13% | 10% | -33% | 17% | 9% | 7% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 27.81 | 74.58 | 47.84 | -104.54 | 31.29 |
| Diluted EPS (Rs.) | 27.81 | 74.58 | 47.84 | -104.54 | 31.29 |
| Cash EPS (Rs.) | 30.71 | 75.10 | 48.23 | -103.93 | 32.07 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 400.10 | 371.94 | 297.46 | 235.71 | 340.16 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 400.10 | 371.94 | 297.46 | 235.71 | 340.16 |
| Revenue From Operations / Share (Rs.) | 286.76 | 242.22 | 270.07 | 241.63 | 306.47 |
| PBDIT / Share (Rs.) | 175.55 | 144.05 | 156.62 | -47.52 | 156.75 |
| PBIT / Share (Rs.) | 172.65 | 143.52 | 156.22 | -48.10 | 155.96 |
| PBT / Share (Rs.) | 36.72 | 99.92 | 66.15 | -139.24 | 42.25 |
| Net Profit / Share (Rs.) | 27.81 | 74.58 | 47.84 | -104.52 | 31.28 |
| PBDIT Margin (%) | 61.21 | 59.46 | 57.99 | -19.66 | 51.14 |
| PBIT Margin (%) | 60.20 | 59.25 | 57.84 | -19.90 | 50.88 |
| PBT Margin (%) | 12.80 | 41.24 | 24.49 | -57.62 | 13.78 |
| Net Profit Margin (%) | 9.69 | 30.78 | 17.71 | -43.25 | 10.20 |
| Return on Networth / Equity (%) | 6.95 | 20.05 | 16.08 | -44.34 | 9.19 |
| Return on Capital Employeed (%) | 42.58 | 38.22 | 31.86 | -12.31 | 26.39 |
| Return On Assets (%) | 1.27 | 5.30 | 3.23 | -8.28 | 2.01 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.63 | 0.64 | 0.72 |
| Total Debt / Equity (X) | 4.33 | 2.71 | 3.87 | 4.19 | 3.48 |
| Asset Turnover Ratio (%) | 0.15 | 0.16 | 0.19 | 0.17 | 0.18 |
| Current Ratio (X) | 1.20 | 1.31 | 1.42 | 1.35 | 1.58 |
| Quick Ratio (X) | 1.20 | 1.31 | 1.42 | 1.35 | 1.58 |
| Interest Coverage Ratio (X) | 1.29 | 1.41 | 1.74 | -0.52 | 1.38 |
| Interest Coverage Ratio (Post Tax) (X) | 1.20 | 1.16 | 1.53 | -0.14 | 1.28 |
| Enterprise Value (Cr.) | 2858.77 | 1854.35 | 1738.33 | 1718.07 | 1938.92 |
| EV / Net Operating Revenue (X) | 6.06 | 4.65 | 3.91 | 4.32 | 3.85 |
| EV / EBITDA (X) | 9.90 | 7.83 | 6.75 | -21.98 | 7.52 |
| MarketCap / Net Operating Revenue (X) | 0.86 | 1.11 | 0.94 | 1.08 | 1.20 |
| Price / BV (X) | 0.61 | 0.72 | 0.86 | 1.11 | 1.08 |
| Price / Net Operating Revenue (X) | 0.86 | 1.11 | 0.94 | 1.08 | 1.20 |
| EarningsYield | 0.11 | 0.27 | 0.18 | -0.40 | 0.08 |
After reviewing the key financial ratios for Muthoot Capital Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For Diluted EPS (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For Cash EPS (Rs.), as of Mar 25, the value is 30.71. This value is within the healthy range. It has decreased from 75.10 (Mar 24) to 30.71, marking a decrease of 44.39.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 400.10. It has increased from 371.94 (Mar 24) to 400.10, marking an increase of 28.16.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 400.10. It has increased from 371.94 (Mar 24) to 400.10, marking an increase of 28.16.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 286.76. It has increased from 242.22 (Mar 24) to 286.76, marking an increase of 44.54.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 175.55. This value is within the healthy range. It has increased from 144.05 (Mar 24) to 175.55, marking an increase of 31.50.
- For PBIT / Share (Rs.), as of Mar 25, the value is 172.65. This value is within the healthy range. It has increased from 143.52 (Mar 24) to 172.65, marking an increase of 29.13.
- For PBT / Share (Rs.), as of Mar 25, the value is 36.72. This value is within the healthy range. It has decreased from 99.92 (Mar 24) to 36.72, marking a decrease of 63.20.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For PBDIT Margin (%), as of Mar 25, the value is 61.21. This value is within the healthy range. It has increased from 59.46 (Mar 24) to 61.21, marking an increase of 1.75.
- For PBIT Margin (%), as of Mar 25, the value is 60.20. This value exceeds the healthy maximum of 20. It has increased from 59.25 (Mar 24) to 60.20, marking an increase of 0.95.
- For PBT Margin (%), as of Mar 25, the value is 12.80. This value is within the healthy range. It has decreased from 41.24 (Mar 24) to 12.80, marking a decrease of 28.44.
- For Net Profit Margin (%), as of Mar 25, the value is 9.69. This value is within the healthy range. It has decreased from 30.78 (Mar 24) to 9.69, marking a decrease of 21.09.
- For Return on Networth / Equity (%), as of Mar 25, the value is 6.95. This value is below the healthy minimum of 15. It has decreased from 20.05 (Mar 24) to 6.95, marking a decrease of 13.10.
- For Return on Capital Employeed (%), as of Mar 25, the value is 42.58. This value is within the healthy range. It has increased from 38.22 (Mar 24) to 42.58, marking an increase of 4.36.
- For Return On Assets (%), as of Mar 25, the value is 1.27. This value is below the healthy minimum of 5. It has decreased from 5.30 (Mar 24) to 1.27, marking a decrease of 4.03.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 4.33. This value exceeds the healthy maximum of 1. It has increased from 2.71 (Mar 24) to 4.33, marking an increase of 1.62.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has decreased from 0.16 (Mar 24) to 0.15, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 1.20. This value is below the healthy minimum of 1.5. It has decreased from 1.31 (Mar 24) to 1.20, marking a decrease of 0.11.
- For Quick Ratio (X), as of Mar 25, the value is 1.20. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 1.20, marking a decrease of 0.11.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 3. It has decreased from 1.41 (Mar 24) to 1.29, marking a decrease of 0.12.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.20. This value is below the healthy minimum of 3. It has increased from 1.16 (Mar 24) to 1.20, marking an increase of 0.04.
- For Enterprise Value (Cr.), as of Mar 25, the value is 2,858.77. It has increased from 1,854.35 (Mar 24) to 2,858.77, marking an increase of 1,004.42.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.06. This value exceeds the healthy maximum of 3. It has increased from 4.65 (Mar 24) to 6.06, marking an increase of 1.41.
- For EV / EBITDA (X), as of Mar 25, the value is 9.90. This value is within the healthy range. It has increased from 7.83 (Mar 24) to 9.90, marking an increase of 2.07.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.86. This value is below the healthy minimum of 1. It has decreased from 1.11 (Mar 24) to 0.86, marking a decrease of 0.25.
- For Price / BV (X), as of Mar 25, the value is 0.61. This value is below the healthy minimum of 1. It has decreased from 0.72 (Mar 24) to 0.61, marking a decrease of 0.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.86. This value is below the healthy minimum of 1. It has decreased from 1.11 (Mar 24) to 0.86, marking a decrease of 0.25.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.27 (Mar 24) to 0.11, marking a decrease of 0.16.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Muthoot Capital Services Ltd:
- Net Profit Margin: 9.69%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 42.58% (Industry Average ROCE: 11.38%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 6.95% (Industry Average ROE: 25.55%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.2
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 33.2 (Industry average Stock P/E: 179.53)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.33
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 9.69%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 3rd Floor, Kochi Kerala 682035 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Tina Suzanne George | Whole Time Director |
| Mrs. Ritu Elizabeth George | Director |
| Ms. Susan John | Director |
| Mr. Robin Tommy | Independent Director |
| Mr. Thomas Mathew | Independent Director |
| Mrs. Divya Abhishek | Independent Woman Director |
| Mrs. Shirley Thomas | Independent Woman Director |
FAQ
What is the intrinsic value of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd's intrinsic value (as of 09 February 2026) is ₹1989.37 which is 708.69% higher the current market price of ₹246.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹406 Cr. market cap, FY2025-2026 high/low of ₹367/214, reserves of ₹641 Cr, and liabilities of ₹3,731 Cr.
What is the Market Cap of Muthoot Capital Services Ltd?
The Market Cap of Muthoot Capital Services Ltd is 406 Cr..
What is the current Stock Price of Muthoot Capital Services Ltd as on 09 February 2026?
The current stock price of Muthoot Capital Services Ltd as on 09 February 2026 is ₹246.
What is the High / Low of Muthoot Capital Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Muthoot Capital Services Ltd stocks is ₹367/214.
What is the Stock P/E of Muthoot Capital Services Ltd?
The Stock P/E of Muthoot Capital Services Ltd is 33.2.
What is the Book Value of Muthoot Capital Services Ltd?
The Book Value of Muthoot Capital Services Ltd is 399.
What is the Dividend Yield of Muthoot Capital Services Ltd?
The Dividend Yield of Muthoot Capital Services Ltd is 0.00 %.
What is the ROCE of Muthoot Capital Services Ltd?
The ROCE of Muthoot Capital Services Ltd is 11.0 %.
What is the ROE of Muthoot Capital Services Ltd?
The ROE of Muthoot Capital Services Ltd is 7.19 %.
What is the Face Value of Muthoot Capital Services Ltd?
The Face Value of Muthoot Capital Services Ltd is 10.0.