Share Price and Basic Stock Data
Last Updated: December 18, 2025, 9:44 pm
| PEG Ratio | 0.17 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Muthoot Capital Services Ltd operates in the finance and investments sector, primarily focusing on providing loans and financial services. The company has shown a fluctuating revenue trajectory over recent quarters. Revenue reported for the quarter ending June 2023 stood at ₹106.53 Cr, a slight decline from ₹115.06 Cr in March 2023. By September 2023, revenue further dipped to ₹98.14 Cr, indicating a trend of contraction in the short term. However, the company has historically posted stronger revenue figures, with the revenue for FY 2023 recorded at ₹443 Cr, showcasing a recovery from the pandemic-impacted ₹411 Cr in FY 2022. This overall trend suggests a potential for growth, but also highlights the volatility in revenue generation that investors might want to monitor closely.
Profitability and Efficiency Metrics
Profitability metrics for Muthoot Capital illustrate a mixed performance. The net profit for FY 2023 was ₹79 Cr, rebounding from a significant loss of ₹162 Cr the previous year, indicating a positive turnaround. However, the net profit margin stood at a modest 17.71%, considerably lower than the industry norms, which typically hover around 20-25%. The return on equity (ROE) was reported at 7.19%, which seems stretched compared to the historical averages for finance companies, typically above 10%. Additionally, the interest coverage ratio at 1.29x suggests that the company is just managing to cover its interest obligations, which is a concern. Profitability appears to hinge on maintaining operational efficiencies and managing expenses effectively, especially given the decline in financing profit margins observed in recent quarters.
Balance Sheet Strength and Financial Ratios
The balance sheet of Muthoot Capital Services reflects certain strengths alongside notable risks. The company reported total reserves of ₹641 Cr, which provides a cushion for financial stability. However, the total liabilities have surged to ₹3,585 Cr, resulting in a high debt-to-equity ratio of 4.33x. This indicates a heavy reliance on borrowed funds, which could pose risks, especially in a rising interest rate environment. Furthermore, while the price-to-book value ratio stands at a relatively low 0.61x, suggesting that the stock may be undervalued, it also reflects investor caution regarding the company’s financial health. The reported current ratio of 1.20x indicates that Muthoot Capital can meet its short-term obligations, but it is essential to watch for any signs of liquidity strain.
Shareholding Pattern and Investor Confidence
The shareholding structure of Muthoot Capital reveals a strong promoter backing, with promoters holding 63.33% of the company as of September 2025. This ownership can instill confidence among retail investors, suggesting a commitment to the company’s long-term vision. However, foreign institutional investors (FIIs) and domestic institutional investors (DIIs) together account for just around 3.42% of the total shareholding, which raises questions about broader market confidence in the stock. The public holding has also decreased to 33.25%, reflecting a potential lack of interest or confidence from smaller investors. With over 22,400 shareholders, the company has a decent retail investor base, but the low institutional participation may limit the stock’s upward momentum unless there are significant positive developments.
Outlook, Risks, and Final Insight
Looking ahead, Muthoot Capital Services is positioned in a challenging yet potentially rewarding environment. The company’s ability to enhance profitability hinges on stabilizing revenue and managing its debt levels effectively. Risks include the high leverage on the balance sheet and the declining profitability margins, which could be exacerbated if economic conditions worsen or interest rates rise. Moreover, the company must navigate the competitive landscape of financial services, which is increasingly crowded. Investors should consider these factors seriously; the stock may offer value at current levels, but it comes with considerable risks. A prudent approach would be to keep an eye on quarterly performance and the broader economic indicators that could impact the finance sector, especially in terms of credit growth and asset quality.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 406 Cr. | 1,055 | 2,071/1,000 | 52.5 | 287 | 0.02 % | 16.6 % | 9.56 % | 10.0 |
| My Money Securities Ltd | 58.1 Cr. | 34.6 | 55.8/19.2 | 15.6 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 45.9 Cr. | 85.0 | 161/68.6 | 191 | 21.6 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 58.0 Cr. | 44.5 | 68.5/37.0 | 51.3 | 23.0 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| HCKK Ventures Ltd | 10.6 Cr. | 28.7 | 165/26.5 | 66.6 | 12.1 | 0.00 % | 6.93 % | 5.14 % | 10.0 |
| Industry Average | 20,520.33 Cr | 1,474.53 | 47.14 | 3,630.28 | 0.39% | 11.38% | 25.55% | 6.85 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 106.38 | 109.70 | 112.57 | 115.06 | 106.53 | 98.14 | 95.95 | 97.98 | 100.00 | 108.65 | 125.68 | 137.31 | 145.31 |
| Interest | 32.75 | 35.04 | 37.71 | 42.65 | 44.18 | 41.18 | 39.78 | 42.43 | 43.70 | 50.72 | 61.51 | 67.63 | 75.09 |
| Expenses | 53.76 | 50.16 | 47.42 | 35.20 | 38.01 | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.38 |
| Financing Profit | 19.87 | 24.50 | 27.44 | 37.21 | 24.34 | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | -7.16 |
| Financing Margin % | 18.68% | 22.33% | 24.38% | 32.34% | 22.85% | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | -4.93% |
| Other Income | 0.05 | 0.06 | 0.25 | 0.06 | 0.08 | 97.79 | 0.79 | 0.20 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 |
| Depreciation | 0.14 | 0.15 | 0.15 | 0.21 | 0.15 | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 |
| Profit before tax | 19.78 | 24.41 | 27.54 | 37.06 | 24.27 | 111.99 | 13.40 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | -6.17 |
| Tax % | 25.53% | 25.44% | 28.14% | 29.98% | 26.86% | 25.69% | 25.30% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | -24.31% |
| Net Profit | 14.73 | 18.20 | 19.79 | 25.96 | 17.75 | 83.21 | 10.01 | 11.68 | 10.80 | 15.97 | 12.56 | 6.42 | -4.67 |
| EPS in Rs | 8.96 | 11.07 | 12.03 | 15.78 | 10.79 | 50.59 | 6.09 | 7.10 | 6.57 | 9.71 | 7.64 | 3.90 | -2.84 |
| Gross NPA % | 25.27% | 23.58% | 21.86% | 20.55% | 21.08% | 11.67% | 10.69% | 10.17% | 9.84% | 4.80% | 4.73% | 4.88% | 5.76% |
| Net NPA % | 5.15% | 4.47% | 3.63% | 2.58% | 2.57% | 3.88% | 3.55% | 3.40% | 3.41% | 1.62% | 2.22% | 2.30% | 2.70% |
Last Updated: August 20, 2025, 6:40 am
Below is a detailed analysis of the quarterly data for Muthoot Capital Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 75.09 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 67.63 Cr. (Mar 2025) to 75.09 Cr., marking an increase of 7.46 Cr..
- For Expenses, as of Jun 2025, the value is 77.38 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 63.83 Cr. (Mar 2025) to 77.38 Cr., marking an increase of 13.55 Cr..
- For Other Income, as of Jun 2025, the value is 2.18 Cr.. The value appears to be declining and may need further review. It has decreased from 3.06 Cr. (Mar 2025) to 2.18 Cr., marking a decrease of 0.88 Cr..
- For Depreciation, as of Jun 2025, the value is 1.19 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1.93 Cr. (Mar 2025) to 1.19 Cr., marking a decrease of 0.74 Cr..
- For Profit before tax, as of Jun 2025, the value is -6.17 Cr.. The value appears to be declining and may need further review. It has decreased from 6.98 Cr. (Mar 2025) to -6.17 Cr., marking a decrease of 13.15 Cr..
- For Tax %, as of Jun 2025, the value is -24.31%. The value appears to be improving (decreasing) as expected. It has decreased from 7.88% (Mar 2025) to -24.31%, marking a decrease of 32.19%.
- For Net Profit, as of Jun 2025, the value is -4.67 Cr.. The value appears to be declining and may need further review. It has decreased from 6.42 Cr. (Mar 2025) to -4.67 Cr., marking a decrease of 11.09 Cr..
- For EPS in Rs, as of Jun 2025, the value is -2.84. The value appears to be declining and may need further review. It has decreased from 3.90 (Mar 2025) to -2.84, marking a decrease of 6.74.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:57 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 159 | 191 | 228 | 284 | 398 | 518 | 586 | 504 | 411 | 443 | 399 | 474 | 562 |
| Interest | 60 | 77 | 98 | 125 | 167 | 238 | 303 | 248 | 209 | 227 | 218 | 258 | 286 |
| Expenses | 62 | 79 | 94 | 112 | 148 | 147 | 188 | 186 | 417 | 107 | 157 | 153 | 257 |
| Financing Profit | 36 | 35 | 36 | 47 | 83 | 134 | 95 | 70 | -215 | 109 | 24 | 62 | 20 |
| Financing Margin % | 23% | 18% | 16% | 17% | 21% | 26% | 16% | 14% | -52% | 25% | 6% | 13% | 4% |
| Other Income | -2 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 141 | 3 | 8 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 5 |
| Profit before tax | 34 | 34 | 35 | 46 | 82 | 133 | 93 | 70 | -216 | 109 | 164 | 60 | 22 |
| Tax % | 34% | 35% | 36% | 35% | 35% | 35% | 35% | 26% | -25% | 28% | 25% | 24% | |
| Net Profit | 22 | 22 | 23 | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 17 |
| EPS in Rs | 16.21 | 16.27 | 16.68 | 21.96 | 32.64 | 52.35 | 36.77 | 31.29 | -98.46 | 47.84 | 74.58 | 27.82 | 10.42 |
| Dividend Payout % | 25% | 28% | 30% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 4.55% | 30.43% | 80.00% | 59.26% | -30.23% | -15.00% | -417.65% | 148.77% | 55.70% | -62.60% |
| Change in YoY Net Profit Growth (%) | 0.00% | 4.55% | 25.89% | 49.57% | -20.74% | -89.49% | 15.23% | -402.65% | 566.41% | -93.07% | -118.30% |
Muthoot Capital Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -4% |
| 3 Years: | 5% |
| TTM: | 32% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | -5% |
| 3 Years: | 32% |
| TTM: | -54% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | -9% |
| 3 Years: | 11% |
| 1 Year: | -27% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 2% |
| 3 Years: | 11% |
| Last Year: | 7% |
Last Updated: September 5, 2025, 11:20 am
Balance Sheet
Last Updated: December 10, 2025, 3:07 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 12 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 106 | 121 | 135 | 166 | 377 | 431 | 491 | 543 | 395 | 473 | 595 | 642 | 641 |
| Borrowing | 571 | 700 | 878 | 991 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,855 | 2,996 |
| Other Liabilities | 25 | 43 | 47 | 109 | 143 | 67 | 55 | 56 | 63 | 55 | 42 | 72 | 78 |
| Total Liabilities | 715 | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 | 3,731 |
| Fixed Assets | 3 | 2 | 2 | 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 | 8 |
| CWIP | -0 | -0 | -0 | 0 | -0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Investments | 7 | 14 | 14 | 15 | 18 | 20 | 16 | 16 | 27 | 46 | 107 | 112 | 121 |
| Other Assets | 705 | 860 | 1,057 | 1,261 | 1,957 | 2,618 | 2,893 | 2,540 | 2,069 | 2,388 | 2,201 | 3,463 | 3,602 |
| Total Assets | 715 | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 | 3,731 |
Below is a detailed analysis of the balance sheet data for Muthoot Capital Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 16.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 16.00 Cr..
- For Reserves, as of Sep 2025, the value is 641.00 Cr.. The value appears to be declining and may need further review. It has decreased from 642.00 Cr. (Mar 2025) to 641.00 Cr., marking a decrease of 1.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 78.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 72.00 Cr. (Mar 2025) to 78.00 Cr., marking an increase of 6.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 3,731.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,585.00 Cr. (Mar 2025) to 3,731.00 Cr., marking an increase of 146.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 8.00 Cr.. The value appears to be declining and may need further review. It has decreased from 10.00 Cr. (Mar 2025) to 8.00 Cr., marking a decrease of 2.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 121.00 Cr.. The value appears strong and on an upward trend. It has increased from 112.00 Cr. (Mar 2025) to 121.00 Cr., marking an increase of 9.00 Cr..
- For Other Assets, as of Sep 2025, the value is 3,602.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,463.00 Cr. (Mar 2025) to 3,602.00 Cr., marking an increase of 139.00 Cr..
- For Total Assets, as of Sep 2025, the value is 3,731.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,585.00 Cr. (Mar 2025) to 3,731.00 Cr., marking an increase of 146.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -509.00 | -621.00 | -784.00 | -879.00 | 147.00 | 145.00 | 186.00 | 185.00 | 416.00 | 106.00 | 156.00 | 151.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 21% | 18% | 16% | 18% | 19% | 20% | 13% | 10% | -33% | 17% | 9% | 7% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 27.81 | 74.58 | 47.84 | -104.54 | 31.29 |
| Diluted EPS (Rs.) | 27.81 | 74.58 | 47.84 | -104.54 | 31.29 |
| Cash EPS (Rs.) | 30.71 | 75.10 | 48.23 | -103.93 | 32.07 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 400.10 | 371.94 | 297.46 | 235.71 | 340.16 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 400.10 | 371.94 | 297.46 | 235.71 | 340.16 |
| Revenue From Operations / Share (Rs.) | 286.76 | 242.22 | 270.07 | 241.63 | 306.47 |
| PBDIT / Share (Rs.) | 175.55 | 144.05 | 156.62 | -47.52 | 156.75 |
| PBIT / Share (Rs.) | 172.65 | 143.52 | 156.22 | -48.10 | 155.96 |
| PBT / Share (Rs.) | 36.72 | 99.92 | 66.15 | -139.24 | 42.25 |
| Net Profit / Share (Rs.) | 27.81 | 74.58 | 47.84 | -104.52 | 31.28 |
| PBDIT Margin (%) | 61.21 | 59.46 | 57.99 | -19.66 | 51.14 |
| PBIT Margin (%) | 60.20 | 59.25 | 57.84 | -19.90 | 50.88 |
| PBT Margin (%) | 12.80 | 41.24 | 24.49 | -57.62 | 13.78 |
| Net Profit Margin (%) | 9.69 | 30.78 | 17.71 | -43.25 | 10.20 |
| Return on Networth / Equity (%) | 6.95 | 20.05 | 16.08 | -44.34 | 9.19 |
| Return on Capital Employeed (%) | 42.58 | 38.22 | 31.86 | -12.31 | 26.39 |
| Return On Assets (%) | 1.27 | 5.30 | 3.23 | -8.28 | 2.01 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.63 | 0.64 | 0.72 |
| Total Debt / Equity (X) | 4.33 | 2.71 | 3.87 | 4.19 | 3.48 |
| Asset Turnover Ratio (%) | 0.15 | 0.16 | 0.19 | 0.17 | 0.18 |
| Current Ratio (X) | 1.20 | 1.31 | 1.42 | 1.35 | 1.58 |
| Quick Ratio (X) | 1.20 | 1.31 | 1.42 | 1.35 | 1.58 |
| Interest Coverage Ratio (X) | 1.29 | 1.41 | 1.74 | -0.52 | 1.38 |
| Interest Coverage Ratio (Post Tax) (X) | 1.20 | 1.16 | 1.53 | -0.14 | 1.28 |
| Enterprise Value (Cr.) | 2858.77 | 1854.35 | 1738.33 | 1718.07 | 1938.92 |
| EV / Net Operating Revenue (X) | 6.06 | 4.65 | 3.91 | 4.32 | 3.85 |
| EV / EBITDA (X) | 9.90 | 7.83 | 6.75 | -21.98 | 7.52 |
| MarketCap / Net Operating Revenue (X) | 0.86 | 1.11 | 0.94 | 1.08 | 1.20 |
| Price / BV (X) | 0.61 | 0.72 | 0.86 | 1.11 | 1.08 |
| Price / Net Operating Revenue (X) | 0.86 | 1.11 | 0.94 | 1.08 | 1.20 |
| EarningsYield | 0.11 | 0.27 | 0.18 | -0.40 | 0.08 |
After reviewing the key financial ratios for Muthoot Capital Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For Diluted EPS (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For Cash EPS (Rs.), as of Mar 25, the value is 30.71. This value is within the healthy range. It has decreased from 75.10 (Mar 24) to 30.71, marking a decrease of 44.39.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 400.10. It has increased from 371.94 (Mar 24) to 400.10, marking an increase of 28.16.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 400.10. It has increased from 371.94 (Mar 24) to 400.10, marking an increase of 28.16.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 286.76. It has increased from 242.22 (Mar 24) to 286.76, marking an increase of 44.54.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 175.55. This value is within the healthy range. It has increased from 144.05 (Mar 24) to 175.55, marking an increase of 31.50.
- For PBIT / Share (Rs.), as of Mar 25, the value is 172.65. This value is within the healthy range. It has increased from 143.52 (Mar 24) to 172.65, marking an increase of 29.13.
- For PBT / Share (Rs.), as of Mar 25, the value is 36.72. This value is within the healthy range. It has decreased from 99.92 (Mar 24) to 36.72, marking a decrease of 63.20.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For PBDIT Margin (%), as of Mar 25, the value is 61.21. This value is within the healthy range. It has increased from 59.46 (Mar 24) to 61.21, marking an increase of 1.75.
- For PBIT Margin (%), as of Mar 25, the value is 60.20. This value exceeds the healthy maximum of 20. It has increased from 59.25 (Mar 24) to 60.20, marking an increase of 0.95.
- For PBT Margin (%), as of Mar 25, the value is 12.80. This value is within the healthy range. It has decreased from 41.24 (Mar 24) to 12.80, marking a decrease of 28.44.
- For Net Profit Margin (%), as of Mar 25, the value is 9.69. This value is within the healthy range. It has decreased from 30.78 (Mar 24) to 9.69, marking a decrease of 21.09.
- For Return on Networth / Equity (%), as of Mar 25, the value is 6.95. This value is below the healthy minimum of 15. It has decreased from 20.05 (Mar 24) to 6.95, marking a decrease of 13.10.
- For Return on Capital Employeed (%), as of Mar 25, the value is 42.58. This value is within the healthy range. It has increased from 38.22 (Mar 24) to 42.58, marking an increase of 4.36.
- For Return On Assets (%), as of Mar 25, the value is 1.27. This value is below the healthy minimum of 5. It has decreased from 5.30 (Mar 24) to 1.27, marking a decrease of 4.03.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 4.33. This value exceeds the healthy maximum of 1. It has increased from 2.71 (Mar 24) to 4.33, marking an increase of 1.62.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has decreased from 0.16 (Mar 24) to 0.15, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 1.20. This value is below the healthy minimum of 1.5. It has decreased from 1.31 (Mar 24) to 1.20, marking a decrease of 0.11.
- For Quick Ratio (X), as of Mar 25, the value is 1.20. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 1.20, marking a decrease of 0.11.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 3. It has decreased from 1.41 (Mar 24) to 1.29, marking a decrease of 0.12.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.20. This value is below the healthy minimum of 3. It has increased from 1.16 (Mar 24) to 1.20, marking an increase of 0.04.
- For Enterprise Value (Cr.), as of Mar 25, the value is 2,858.77. It has increased from 1,854.35 (Mar 24) to 2,858.77, marking an increase of 1,004.42.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.06. This value exceeds the healthy maximum of 3. It has increased from 4.65 (Mar 24) to 6.06, marking an increase of 1.41.
- For EV / EBITDA (X), as of Mar 25, the value is 9.90. This value is within the healthy range. It has increased from 7.83 (Mar 24) to 9.90, marking an increase of 2.07.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.86. This value is below the healthy minimum of 1. It has decreased from 1.11 (Mar 24) to 0.86, marking a decrease of 0.25.
- For Price / BV (X), as of Mar 25, the value is 0.61. This value is below the healthy minimum of 1. It has decreased from 0.72 (Mar 24) to 0.61, marking a decrease of 0.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.86. This value is below the healthy minimum of 1. It has decreased from 1.11 (Mar 24) to 0.86, marking a decrease of 0.25.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.27 (Mar 24) to 0.11, marking a decrease of 0.16.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Muthoot Capital Services Ltd:
- Net Profit Margin: 9.69%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 42.58% (Industry Average ROCE: 11.38%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 6.95% (Industry Average ROE: 25.55%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.2
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 25.8 (Industry average Stock P/E: 42.85)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.33
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 9.69%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 3rd Floor, Kochi Kerala 682035 | investorgrievance@muthootcap.com http://www.muthootcap.com |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Tina Suzanne George | Whole Time Director |
| Mrs. Ritu Elizabeth George | Director |
| Ms. Susan John | Director |
| Mr. Robin Tommy | Independent Director |
| Mr. Thomas Mathew | Independent Director |
| Mrs. Divya Abhishek | Independent Woman Director |
| Mrs. Shirley Thomas | Independent Woman Director |
FAQ
What is the intrinsic value of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd's intrinsic value (as of 18 December 2025) is 603.96 which is 123.69% higher the current market price of 270.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 442 Cr. market cap, FY2025-2026 high/low of 367/233, reserves of ₹641 Cr, and liabilities of 3,731 Cr.
What is the Market Cap of Muthoot Capital Services Ltd?
The Market Cap of Muthoot Capital Services Ltd is 442 Cr..
What is the current Stock Price of Muthoot Capital Services Ltd as on 18 December 2025?
The current stock price of Muthoot Capital Services Ltd as on 18 December 2025 is 270.
What is the High / Low of Muthoot Capital Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Muthoot Capital Services Ltd stocks is 367/233.
What is the Stock P/E of Muthoot Capital Services Ltd?
The Stock P/E of Muthoot Capital Services Ltd is 25.8.
What is the Book Value of Muthoot Capital Services Ltd?
The Book Value of Muthoot Capital Services Ltd is 399.
What is the Dividend Yield of Muthoot Capital Services Ltd?
The Dividend Yield of Muthoot Capital Services Ltd is 0.00 %.
What is the ROCE of Muthoot Capital Services Ltd?
The ROCE of Muthoot Capital Services Ltd is 11.0 %.
What is the ROE of Muthoot Capital Services Ltd?
The ROE of Muthoot Capital Services Ltd is 7.19 %.
What is the Face Value of Muthoot Capital Services Ltd?
The Face Value of Muthoot Capital Services Ltd is 10.0.