Share Price and Basic Stock Data
Last Updated: November 28, 2025, 8:51 am
| PEG Ratio | 0.17 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Muthoot Capital Services Ltd operates in the finance and investments sector, with a current market capitalization of ₹452 Cr and a share price of ₹275. The company has shown fluctuating revenue trends over recent quarters, with revenues standing at ₹106.38 Cr in June 2022 and peaking at ₹115.06 Cr in March 2023. However, a decline was noted in subsequent quarters, with revenue dropping to ₹98.14 Cr by September 2023 and further to ₹95.95 Cr in December 2023. In the fiscal year 2025, revenue is expected to recover slightly, reaching ₹474 Cr. The trailing twelve-month revenue is reported at ₹562 Cr, indicating a modest growth trajectory compared to previous periods. This revenue performance underscores the company’s ability to navigate through challenging market conditions, although the recent downward trend warrants close monitoring.
Profitability and Efficiency Metrics
Muthoot Capital’s profitability metrics reveal a mixed performance. The net profit for the fiscal year 2025 stood at ₹46 Cr, a decline from ₹123 Cr in the previous year, reflecting the challenges faced in maintaining profitability. The company’s net profit margin is reported at 9.69%, down from 30.78% in the prior year. The interest coverage ratio (ICR) is reported at 1.29x, indicating a reasonable capacity to cover interest expenses, albeit lower than the industry average. Return on equity (ROE) declined to 7.19%, reflecting reduced profitability relative to shareholder equity. The financing margin percentage fluctuated significantly, with a peak of 32.34% in March 2023, later dropping to 4.26% in March 2025. These figures highlight both the profitability challenges and the company’s ability to manage its financing costs effectively, but also signal the need for strategic adjustments to enhance overall profitability.
Balance Sheet Strength and Financial Ratios
The balance sheet of Muthoot Capital Services Ltd reveals a significant total debt of ₹2,855 Cr against total equity of ₹660 Cr, resulting in a total debt-to-equity ratio of 4.33, indicating a high leverage level. The company reported reserves of ₹641 Cr, which provides a cushion against financial volatility. The book value per share increased to ₹400.10 in March 2025, reflecting an improvement in asset valuation. The interest coverage ratio of 1.29x, while adequate, suggests that the company operates with considerable financial risk due to its high debt levels. Moreover, the return on capital employed (ROCE) is reported at 11.0%, which is relatively low compared to industry standards. These financial ratios indicate a need for Muthoot to manage its debt levels prudently while focusing on improving profitability and capital efficiency.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Muthoot Capital Services Ltd reflects a stable ownership structure, with promoters holding 63.33% of the shares as of September 2025. Foreign institutional investors (FIIs) have a minimal stake of 1.99%, suggesting limited international interest, while domestic institutional investors (DIIs) hold 1.43%. The public shareholding stands at 33.25%, indicating a moderate level of retail investor participation. The number of shareholders has seen a slight decline from 20,316 in December 2022 to 22,429 in September 2025, which may raise concerns about investor confidence. The stability in promoter holding paired with low institutional ownership might suggest a cautious approach from institutional investors regarding the company’s growth prospects amidst recent profitability challenges.
Outlook, Risks, and Final Insight
Looking ahead, Muthoot Capital Services Ltd faces several risks, including high leverage, fluctuating profitability, and a declining interest coverage ratio, which could impact its ability to service debt effectively. Additionally, the recent revenue decline poses a risk to sustaining operational viability. However, strengths such as a strong promoter backing and a substantial reserve base provide some level of financial security. The company’s focus on enhancing operational efficiency and managing financing costs will be crucial for improving profitability. In scenarios where the company successfully addresses its operational challenges and optimizes its capital structure, it could see a turnaround in its financial performance. Conversely, failure to manage debt levels and enhance profitability may lead to further deterioration of financial health, impacting investor sentiment negatively.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Muthoot Capital Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 464 Cr. | 1,208 | 2,400/1,151 | 60.1 | 287 | 0.02 % | 16.6 % | 9.56 % | 10.0 |
| Modern Shares & Stockbrokers Ltd | 12.4 Cr. | 42.5 | 67.7/36.4 | 49.8 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| My Money Securities Ltd | 72.3 Cr. | 43.0 | 61.2/19.2 | 15.6 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 48.5 Cr. | 90.0 | 170/68.6 | 202 | 21.6 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 59.9 Cr. | 46.0 | 76.2/37.0 | 53.0 | 23.0 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| Industry Average | 20,976.04 Cr | 1,494.07 | 48.55 | 3,524.81 | 0.36% | 11.14% | 24.85% | 6.94 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 106.38 | 109.70 | 112.57 | 115.06 | 106.53 | 98.14 | 95.95 | 97.98 | 100.00 | 108.65 | 125.68 | 137.31 | 145.31 |
| Interest | 32.75 | 35.04 | 37.71 | 42.65 | 44.18 | 41.18 | 39.78 | 42.43 | 43.70 | 50.72 | 61.51 | 67.63 | 75.09 |
| Expenses | 53.76 | 50.16 | 47.42 | 35.20 | 38.01 | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.38 |
| Financing Profit | 19.87 | 24.50 | 27.44 | 37.21 | 24.34 | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | -7.16 |
| Financing Margin % | 18.68% | 22.33% | 24.38% | 32.34% | 22.85% | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | -4.93% |
| Other Income | 0.05 | 0.06 | 0.25 | 0.06 | 0.08 | 97.79 | 0.79 | 0.20 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 |
| Depreciation | 0.14 | 0.15 | 0.15 | 0.21 | 0.15 | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 |
| Profit before tax | 19.78 | 24.41 | 27.54 | 37.06 | 24.27 | 111.99 | 13.40 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | -6.17 |
| Tax % | 25.53% | 25.44% | 28.14% | 29.98% | 26.86% | 25.69% | 25.30% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | -24.31% |
| Net Profit | 14.73 | 18.20 | 19.79 | 25.96 | 17.75 | 83.21 | 10.01 | 11.68 | 10.80 | 15.97 | 12.56 | 6.42 | -4.67 |
| EPS in Rs | 8.96 | 11.07 | 12.03 | 15.78 | 10.79 | 50.59 | 6.09 | 7.10 | 6.57 | 9.71 | 7.64 | 3.90 | -2.84 |
| Gross NPA % | 25.27% | 23.58% | 21.86% | 20.55% | 21.08% | 11.67% | 10.69% | 10.17% | 9.84% | 4.80% | 4.73% | 4.88% | 5.76% |
| Net NPA % | 5.15% | 4.47% | 3.63% | 2.58% | 2.57% | 3.88% | 3.55% | 3.40% | 3.41% | 1.62% | 2.22% | 2.30% | 2.70% |
Last Updated: August 20, 2025, 6:40 am
Below is a detailed analysis of the quarterly data for Muthoot Capital Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 75.09 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 67.63 Cr. (Mar 2025) to 75.09 Cr., marking an increase of 7.46 Cr..
- For Expenses, as of Jun 2025, the value is 77.38 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 63.83 Cr. (Mar 2025) to 77.38 Cr., marking an increase of 13.55 Cr..
- For Other Income, as of Jun 2025, the value is 2.18 Cr.. The value appears to be declining and may need further review. It has decreased from 3.06 Cr. (Mar 2025) to 2.18 Cr., marking a decrease of 0.88 Cr..
- For Depreciation, as of Jun 2025, the value is 1.19 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1.93 Cr. (Mar 2025) to 1.19 Cr., marking a decrease of 0.74 Cr..
- For Profit before tax, as of Jun 2025, the value is -6.17 Cr.. The value appears to be declining and may need further review. It has decreased from 6.98 Cr. (Mar 2025) to -6.17 Cr., marking a decrease of 13.15 Cr..
- For Tax %, as of Jun 2025, the value is -24.31%. The value appears to be improving (decreasing) as expected. It has decreased from 7.88% (Mar 2025) to -24.31%, marking a decrease of 32.19%.
- For Net Profit, as of Jun 2025, the value is -4.67 Cr.. The value appears to be declining and may need further review. It has decreased from 6.42 Cr. (Mar 2025) to -4.67 Cr., marking a decrease of 11.09 Cr..
- For EPS in Rs, as of Jun 2025, the value is -2.84. The value appears to be declining and may need further review. It has decreased from 3.90 (Mar 2025) to -2.84, marking a decrease of 6.74.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 4:50 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 159 | 191 | 228 | 284 | 398 | 518 | 586 | 504 | 411 | 443 | 399 | 474 | 562 |
| Interest | 60 | 77 | 98 | 125 | 167 | 238 | 303 | 248 | 209 | 227 | 218 | 258 | 286 |
| Expenses | 62 | 79 | 94 | 112 | 148 | 147 | 188 | 186 | 417 | 107 | 157 | 153 | 257 |
| Financing Profit | 36 | 35 | 36 | 47 | 83 | 134 | 95 | 70 | -215 | 109 | 24 | 62 | 20 |
| Financing Margin % | 23% | 18% | 16% | 17% | 21% | 26% | 16% | 14% | -52% | 25% | 6% | 13% | 4% |
| Other Income | -2 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 141 | 3 | 8 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 5 |
| Profit before tax | 34 | 34 | 35 | 46 | 82 | 133 | 93 | 70 | -216 | 109 | 164 | 60 | 22 |
| Tax % | 34% | 35% | 36% | 35% | 35% | 35% | 35% | 26% | -25% | 28% | 25% | 24% | |
| Net Profit | 22 | 22 | 23 | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 17 |
| EPS in Rs | 16.21 | 16.27 | 16.68 | 21.96 | 32.64 | 52.35 | 36.77 | 31.29 | -98.46 | 47.84 | 74.58 | 27.82 | 10.42 |
| Dividend Payout % | 25% | 28% | 30% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 4.55% | 30.43% | 80.00% | 59.26% | -30.23% | -15.00% | -417.65% | 148.77% | 55.70% | -62.60% |
| Change in YoY Net Profit Growth (%) | 0.00% | 4.55% | 25.89% | 49.57% | -20.74% | -89.49% | 15.23% | -402.65% | 566.41% | -93.07% | -118.30% |
Muthoot Capital Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -4% |
| 3 Years: | 5% |
| TTM: | 32% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | -5% |
| 3 Years: | 32% |
| TTM: | -54% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | -9% |
| 3 Years: | 11% |
| 1 Year: | -27% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 2% |
| 3 Years: | 11% |
| Last Year: | 7% |
Last Updated: September 5, 2025, 11:20 am
Balance Sheet
Last Updated: November 9, 2025, 2:33 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 12 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 106 | 121 | 135 | 166 | 377 | 431 | 491 | 543 | 395 | 473 | 595 | 642 | 641 |
| Borrowing | 571 | 700 | 878 | 991 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,855 | 2,996 |
| Other Liabilities | 25 | 43 | 47 | 109 | 143 | 67 | 55 | 56 | 63 | 55 | 42 | 72 | 78 |
| Total Liabilities | 715 | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 | 3,731 |
| Fixed Assets | 3 | 2 | 2 | 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 | 8 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 7 | 14 | 14 | 15 | 18 | 20 | 16 | 16 | 27 | 46 | 107 | 112 | 121 |
| Other Assets | 705 | 860 | 1,057 | 1,261 | 1,957 | 2,618 | 2,893 | 2,540 | 2,069 | 2,388 | 2,201 | 3,463 | 3,602 |
| Total Assets | 715 | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 | 3,731 |
Below is a detailed analysis of the balance sheet data for Muthoot Capital Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 16.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 16.00 Cr..
- For Reserves, as of Sep 2025, the value is 641.00 Cr.. The value appears to be declining and may need further review. It has decreased from 642.00 Cr. (Mar 2025) to 641.00 Cr., marking a decrease of 1.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 78.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 72.00 Cr. (Mar 2025) to 78.00 Cr., marking an increase of 6.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 3,731.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,585.00 Cr. (Mar 2025) to 3,731.00 Cr., marking an increase of 146.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 8.00 Cr.. The value appears to be declining and may need further review. It has decreased from 10.00 Cr. (Mar 2025) to 8.00 Cr., marking a decrease of 2.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 121.00 Cr.. The value appears strong and on an upward trend. It has increased from 112.00 Cr. (Mar 2025) to 121.00 Cr., marking an increase of 9.00 Cr..
- For Other Assets, as of Sep 2025, the value is 3,602.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,463.00 Cr. (Mar 2025) to 3,602.00 Cr., marking an increase of 139.00 Cr..
- For Total Assets, as of Sep 2025, the value is 3,731.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,585.00 Cr. (Mar 2025) to 3,731.00 Cr., marking an increase of 146.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -509.00 | -621.00 | -784.00 | -879.00 | 147.00 | 145.00 | 186.00 | 185.00 | 416.00 | 106.00 | 156.00 | 151.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 21% | 18% | 16% | 18% | 19% | 20% | 13% | 10% | -33% | 17% | 9% | 7% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 27.81 | 74.58 | 47.84 | -104.54 | 31.29 |
| Diluted EPS (Rs.) | 27.81 | 74.58 | 47.84 | -104.54 | 31.29 |
| Cash EPS (Rs.) | 30.71 | 75.10 | 48.23 | -103.93 | 32.07 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 400.10 | 371.94 | 297.46 | 235.71 | 340.16 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 400.10 | 371.94 | 297.46 | 235.71 | 340.16 |
| Revenue From Operations / Share (Rs.) | 286.76 | 242.22 | 270.07 | 241.63 | 306.47 |
| PBDIT / Share (Rs.) | 175.55 | 144.05 | 156.62 | -47.52 | 156.75 |
| PBIT / Share (Rs.) | 172.65 | 143.52 | 156.22 | -48.10 | 155.96 |
| PBT / Share (Rs.) | 36.72 | 99.92 | 66.15 | -139.24 | 42.25 |
| Net Profit / Share (Rs.) | 27.81 | 74.58 | 47.84 | -104.52 | 31.28 |
| PBDIT Margin (%) | 61.21 | 59.46 | 57.99 | -19.66 | 51.14 |
| PBIT Margin (%) | 60.20 | 59.25 | 57.84 | -19.90 | 50.88 |
| PBT Margin (%) | 12.80 | 41.24 | 24.49 | -57.62 | 13.78 |
| Net Profit Margin (%) | 9.69 | 30.78 | 17.71 | -43.25 | 10.20 |
| Return on Networth / Equity (%) | 6.95 | 20.05 | 16.08 | -44.34 | 9.19 |
| Return on Capital Employeed (%) | 42.58 | 38.22 | 31.86 | -12.31 | 26.39 |
| Return On Assets (%) | 1.27 | 5.30 | 3.23 | -8.28 | 2.01 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.63 | 0.64 | 0.72 |
| Total Debt / Equity (X) | 4.33 | 2.71 | 3.87 | 4.19 | 3.48 |
| Asset Turnover Ratio (%) | 0.15 | 0.16 | 0.19 | 0.17 | 0.18 |
| Current Ratio (X) | 1.20 | 1.31 | 1.42 | 1.35 | 1.58 |
| Quick Ratio (X) | 1.20 | 1.31 | 1.42 | 1.35 | 1.58 |
| Interest Coverage Ratio (X) | 1.29 | 1.41 | 1.74 | -0.52 | 1.38 |
| Interest Coverage Ratio (Post Tax) (X) | 1.20 | 1.16 | 1.53 | -0.14 | 1.28 |
| Enterprise Value (Cr.) | 2858.77 | 1854.35 | 1738.33 | 1718.07 | 1938.92 |
| EV / Net Operating Revenue (X) | 6.06 | 4.65 | 3.91 | 4.32 | 3.85 |
| EV / EBITDA (X) | 9.90 | 7.83 | 6.75 | -21.98 | 7.52 |
| MarketCap / Net Operating Revenue (X) | 0.86 | 1.11 | 0.94 | 1.08 | 1.20 |
| Price / BV (X) | 0.61 | 0.72 | 0.86 | 1.11 | 1.08 |
| Price / Net Operating Revenue (X) | 0.86 | 1.11 | 0.94 | 1.08 | 1.20 |
| EarningsYield | 0.11 | 0.27 | 0.18 | -0.40 | 0.08 |
After reviewing the key financial ratios for Muthoot Capital Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For Diluted EPS (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For Cash EPS (Rs.), as of Mar 25, the value is 30.71. This value is within the healthy range. It has decreased from 75.10 (Mar 24) to 30.71, marking a decrease of 44.39.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 400.10. It has increased from 371.94 (Mar 24) to 400.10, marking an increase of 28.16.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 400.10. It has increased from 371.94 (Mar 24) to 400.10, marking an increase of 28.16.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 286.76. It has increased from 242.22 (Mar 24) to 286.76, marking an increase of 44.54.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 175.55. This value is within the healthy range. It has increased from 144.05 (Mar 24) to 175.55, marking an increase of 31.50.
- For PBIT / Share (Rs.), as of Mar 25, the value is 172.65. This value is within the healthy range. It has increased from 143.52 (Mar 24) to 172.65, marking an increase of 29.13.
- For PBT / Share (Rs.), as of Mar 25, the value is 36.72. This value is within the healthy range. It has decreased from 99.92 (Mar 24) to 36.72, marking a decrease of 63.20.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 27.81. This value is within the healthy range. It has decreased from 74.58 (Mar 24) to 27.81, marking a decrease of 46.77.
- For PBDIT Margin (%), as of Mar 25, the value is 61.21. This value is within the healthy range. It has increased from 59.46 (Mar 24) to 61.21, marking an increase of 1.75.
- For PBIT Margin (%), as of Mar 25, the value is 60.20. This value exceeds the healthy maximum of 20. It has increased from 59.25 (Mar 24) to 60.20, marking an increase of 0.95.
- For PBT Margin (%), as of Mar 25, the value is 12.80. This value is within the healthy range. It has decreased from 41.24 (Mar 24) to 12.80, marking a decrease of 28.44.
- For Net Profit Margin (%), as of Mar 25, the value is 9.69. This value is within the healthy range. It has decreased from 30.78 (Mar 24) to 9.69, marking a decrease of 21.09.
- For Return on Networth / Equity (%), as of Mar 25, the value is 6.95. This value is below the healthy minimum of 15. It has decreased from 20.05 (Mar 24) to 6.95, marking a decrease of 13.10.
- For Return on Capital Employeed (%), as of Mar 25, the value is 42.58. This value is within the healthy range. It has increased from 38.22 (Mar 24) to 42.58, marking an increase of 4.36.
- For Return On Assets (%), as of Mar 25, the value is 1.27. This value is below the healthy minimum of 5. It has decreased from 5.30 (Mar 24) to 1.27, marking a decrease of 4.03.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 4.33. This value exceeds the healthy maximum of 1. It has increased from 2.71 (Mar 24) to 4.33, marking an increase of 1.62.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has decreased from 0.16 (Mar 24) to 0.15, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 1.20. This value is below the healthy minimum of 1.5. It has decreased from 1.31 (Mar 24) to 1.20, marking a decrease of 0.11.
- For Quick Ratio (X), as of Mar 25, the value is 1.20. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 1.20, marking a decrease of 0.11.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 3. It has decreased from 1.41 (Mar 24) to 1.29, marking a decrease of 0.12.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.20. This value is below the healthy minimum of 3. It has increased from 1.16 (Mar 24) to 1.20, marking an increase of 0.04.
- For Enterprise Value (Cr.), as of Mar 25, the value is 2,858.77. It has increased from 1,854.35 (Mar 24) to 2,858.77, marking an increase of 1,004.42.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.06. This value exceeds the healthy maximum of 3. It has increased from 4.65 (Mar 24) to 6.06, marking an increase of 1.41.
- For EV / EBITDA (X), as of Mar 25, the value is 9.90. This value is within the healthy range. It has increased from 7.83 (Mar 24) to 9.90, marking an increase of 2.07.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.86. This value is below the healthy minimum of 1. It has decreased from 1.11 (Mar 24) to 0.86, marking a decrease of 0.25.
- For Price / BV (X), as of Mar 25, the value is 0.61. This value is below the healthy minimum of 1. It has decreased from 0.72 (Mar 24) to 0.61, marking a decrease of 0.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.86. This value is below the healthy minimum of 1. It has decreased from 1.11 (Mar 24) to 0.86, marking a decrease of 0.25.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.27 (Mar 24) to 0.11, marking a decrease of 0.16.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Muthoot Capital Services Ltd:
- Net Profit Margin: 9.69%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 42.58% (Industry Average ROCE: 11.14%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 6.95% (Industry Average ROE: 24.85%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.2
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 26.1 (Industry average Stock P/E: 48.55)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.33
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 9.69%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 3rd Floor, Kochi Kerala 682035 | investorgrievance@muthootcap.com http://www.muthootcap.com |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Tina Suzanne George | Whole Time Director |
| Mrs. Ritu Elizabeth George | Director |
| Ms. Susan John | Director |
| Mr. Robin Tommy | Independent Director |
| Mr. Thomas Mathew | Independent Director |
| Mrs. Divya Abhishek | Independent Woman Director |
| Mrs. Shirley Thomas | Independent Woman Director |
FAQ
What is the intrinsic value of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd's intrinsic value (as of 29 November 2025) is 610.99 which is 124.63% higher the current market price of 272.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 448 Cr. market cap, FY2025-2026 high/low of 386/233, reserves of ₹641 Cr, and liabilities of 3,731 Cr.
What is the Market Cap of Muthoot Capital Services Ltd?
The Market Cap of Muthoot Capital Services Ltd is 448 Cr..
What is the current Stock Price of Muthoot Capital Services Ltd as on 29 November 2025?
The current stock price of Muthoot Capital Services Ltd as on 29 November 2025 is 272.
What is the High / Low of Muthoot Capital Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Muthoot Capital Services Ltd stocks is 386/233.
What is the Stock P/E of Muthoot Capital Services Ltd?
The Stock P/E of Muthoot Capital Services Ltd is 26.1.
What is the Book Value of Muthoot Capital Services Ltd?
The Book Value of Muthoot Capital Services Ltd is 399.
What is the Dividend Yield of Muthoot Capital Services Ltd?
The Dividend Yield of Muthoot Capital Services Ltd is 0.00 %.
What is the ROCE of Muthoot Capital Services Ltd?
The ROCE of Muthoot Capital Services Ltd is 11.0 %.
What is the ROE of Muthoot Capital Services Ltd?
The ROE of Muthoot Capital Services Ltd is 7.19 %.
What is the Face Value of Muthoot Capital Services Ltd?
The Face Value of Muthoot Capital Services Ltd is 10.0.