Share Price and Basic Stock Data
Last Updated: December 24, 2025, 9:33 pm
| PEG Ratio | -0.30 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Nahar Capital & Financial Services Ltd operates within the finance and investment sector, focusing on a range of financial services. As of the latest reporting, the company’s market capitalization stood at ₹428 Cr, with its share price at ₹259. The company reported a total sales figure of ₹33 Cr for the fiscal year ending March 2023, a decline from ₹42 Cr in March 2022. However, sales are projected to recover, with estimates of ₹52 Cr for March 2024 and ₹46 Cr for March 2025. Quarterly trends indicate fluctuations, with the highest quarterly sales recorded at ₹12 Cr in September 2024, reflecting a potential recovery trajectory. The company’s operating profit margins (OPM) have shown volatility, notably declining to -115% in June 2023, which raised concerns about operational efficiency. Despite these challenges, the company is strategically positioned to leverage growth opportunities in the financial services sector, where demand remains robust.
Profitability and Efficiency Metrics
Nahar Capital’s profitability metrics indicate a mixed performance. The company reported a net profit of ₹107 Cr for the fiscal year ending March 2023, a decrease from ₹226 Cr in the previous year. The earnings per share (EPS) stood at ₹63.73 for March 2023, significantly lower than ₹135.23 in March 2022, reflecting the drop in profitability. Operating profit margins (OPM) were recorded at 76% in March 2023, down from 81% in March 2022, highlighting challenges in maintaining operational efficiency. The interest coverage ratio (ICR) was exceptionally high at 80.88x, indicating a strong ability to cover interest expenses despite the lack of debt. Return on equity (ROE) stood at 3.21%, while return on capital employed (ROCE) was at 3.78%, both below industry averages, suggesting the need for improved capital utilization. Overall, while profitability has faced pressures, the company’s strong interest coverage ratio provides a buffer against financial distress.
Balance Sheet Strength and Financial Ratios
Nahar Capital’s balance sheet reflects a robust financial position, characterized by low borrowings and substantial reserves. The company’s total assets as of March 2025 were reported at ₹1,726 Cr, with reserves standing at ₹1,640 Cr, which provides a significant cushion for operational and strategic investments. Borrowings remained minimal at ₹6 Cr, indicating a conservative capital structure with a debt-to-equity ratio effectively at 0.00, positioning the company favorably against potential financial risks. The price-to-book value (P/BV) ratio was recorded at 0.24x, suggesting the stock may be undervalued relative to its net asset value. Furthermore, the current ratio of 172.57 underscores excellent liquidity, ensuring that the company can meet its short-term obligations. However, the return on assets (ROA) at 2.88% indicates that while the company is liquid, it may not be effectively utilizing its asset base to generate higher returns.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Nahar Capital & Financial Services Ltd reveals a strong promoter backing, with promoters holding 72.20% of the shares as of September 2025. This significant ownership aligns with investor confidence, suggesting that the management has a vested interest in the company’s performance. Institutional investors, however, have limited presence, with foreign institutional investors (FIIs) holding only 0.32% and domestic institutional investors (DIIs) at 0.37%. This low institutional participation may indicate a lack of confidence among larger investors regarding growth prospects. The public shareholding stood at 27.13%, down from 28.13% in March 2023, reflecting some divestment by retail investors. The total number of shareholders decreased from 14,349 in December 2022 to 12,856 by September 2025, suggesting potential concerns regarding the company’s market performance and profitability, which could impact future capital raising efforts.
Outlook, Risks, and Final Insight
Looking ahead, Nahar Capital & Financial Services Ltd faces both opportunities and risks. The anticipated recovery in sales and profitability could lead to improved investor sentiment, especially if the company can stabilize its operational metrics and enhance efficiency. However, risks remain, including the volatility in profit margins and declining net income, which could deter potential investors. The absence of debt provides a strategic advantage, but it also indicates a conservative growth approach that may limit expansion opportunities. Additionally, the low institutional investor presence could hinder market confidence. If the company effectively addresses operational inefficiencies and capitalizes on its strong balance sheet, it could enhance shareholder value significantly. Conversely, failure to improve profitability metrics may lead to continued declines in investor confidence and share price performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 400 Cr. | 1,040 | 2,037/1,000 | 51.7 | 287 | 0.02 % | 16.6 % | 9.56 % | 10.0 |
| My Money Securities Ltd | 80.5 Cr. | 47.9 | 55.8/19.2 | 15.6 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 47.2 Cr. | 87.5 | 161/68.6 | 197 | 21.6 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 57.7 Cr. | 44.0 | 68.5/37.0 | 51.1 | 23.0 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| HCKK Ventures Ltd | 12.0 Cr. | 32.5 | 165/26.5 | 75.3 | 12.1 | 0.00 % | 6.93 % | 5.14 % | 10.0 |
| Industry Average | 21,024.30 Cr | 1,495.21 | 48.14 | 3,630.28 | 0.38% | 11.38% | 25.55% | 6.85 |
All Competitor Stocks of Nahar Capital & Financial Services Ltd
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5 | 9 | 6 | 5 | 6 | 8 | 4 | 6 | 7 | 12 | 5 | 3 | 6 |
| Expenses | 2 | 2 | 7 | 3 | 13 | 7 | 13 | 3 | 2 | 4 | 2 | 2 | 3 |
| Operating Profit | 3 | 7 | -1 | 3 | -7 | 1 | -9 | 3 | 4 | 7 | 2 | 1 | 3 |
| OPM % | 65% | 80% | -18% | 53% | -115% | 14% | -239% | 53% | 62% | 62% | 48% | 36% | 52% |
| Other Income | 40 | 27 | 6 | 9 | 8 | 5 | 10 | 5 | 16 | 7 | 4 | 18 | 24 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 43 | 33 | 5 | 12 | 1 | 6 | 1 | 8 | 20 | 14 | 6 | 19 | 26 |
| Tax % | -23% | 1% | -1% | -30% | 500% | 12% | 126% | -11% | 42% | 26% | -16% | -14% | 57% |
| Net Profit | 53 | 33 | 5 | 16 | -2 | 5 | -0 | 9 | 12 | 10 | 6 | 21 | 11 |
| EPS in Rs | 31.69 | 19.72 | 2.96 | 9.35 | -1.29 | 3.11 | -0.09 | 5.30 | 6.97 | 6.23 | 3.88 | 12.67 | 6.86 |
Last Updated: August 1, 2025, 4:40 pm
Below is a detailed analysis of the quarterly data for Nahar Capital & Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 6.00 Cr.. The value appears strong and on an upward trend. It has increased from 3.00 Cr. (Mar 2025) to 6.00 Cr., marking an increase of 3.00 Cr..
- For Expenses, as of Jun 2025, the value is 3.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.00 Cr. (Mar 2025) to 3.00 Cr., marking an increase of 1.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 3.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2025) to 3.00 Cr., marking an increase of 2.00 Cr..
- For OPM %, as of Jun 2025, the value is 52.00%. The value appears strong and on an upward trend. It has increased from 36.00% (Mar 2025) to 52.00%, marking an increase of 16.00%.
- For Other Income, as of Jun 2025, the value is 24.00 Cr.. The value appears strong and on an upward trend. It has increased from 18.00 Cr. (Mar 2025) to 24.00 Cr., marking an increase of 6.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 26.00 Cr.. The value appears strong and on an upward trend. It has increased from 19.00 Cr. (Mar 2025) to 26.00 Cr., marking an increase of 7.00 Cr..
- For Tax %, as of Jun 2025, the value is 57.00%. The value appears to be increasing, which may not be favorable. It has increased from -14.00% (Mar 2025) to 57.00%, marking an increase of 71.00%.
- For Net Profit, as of Jun 2025, the value is 11.00 Cr.. The value appears to be declining and may need further review. It has decreased from 21.00 Cr. (Mar 2025) to 11.00 Cr., marking a decrease of 10.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 6.86. The value appears to be declining and may need further review. It has decreased from 12.67 (Mar 2025) to 6.86, marking a decrease of 5.81.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:56 am
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 24 | 18 | 30 | 27 | 24 | 18 | 46 | 42 | 33 | 52 | 46 | 23 |
| Expenses | 2 | 6 | 3 | 9 | 9 | 14 | 5 | 8 | 8 | 36 | 10 | 10 |
| Operating Profit | 21 | 12 | 27 | 18 | 15 | 4 | 40 | 34 | 25 | 16 | 37 | 13 |
| OPM % | 90% | 69% | 90% | 68% | 61% | 25% | 88% | 81% | 76% | 31% | 79% | 55% |
| Other Income | 0 | 0 | 0 | 0 | 17 | 0 | 45 | 273 | 69 | 0 | 23 | 57 |
| Interest | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 22 | 12 | 27 | 18 | 31 | 4 | 84 | 306 | 93 | 15 | 58 | 68 |
| Tax % | 19% | 16% | 18% | -6% | 19% | -3% | 27% | 26% | -14% | 21% | 15% | |
| Net Profit | 19 | 40 | 63 | 19 | 25 | 4 | 61 | 226 | 107 | 12 | 50 | 60 |
| EPS in Rs | 11.23 | 23.87 | 37.58 | 11.21 | 14.92 | 2.21 | 36.41 | 135.23 | 63.73 | 7.03 | 29.74 | 35.58 |
| Dividend Payout % | 13% | 6% | 4% | 13% | 10% | 23% | 4% | 2% | 2% | 21% | 5% |
YoY Net Profit Growth
| Year | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 110.53% | 57.50% | -69.84% | 31.58% | -84.00% | 1425.00% | 270.49% | -52.65% | -88.79% | 316.67% |
| Change in YoY Net Profit Growth (%) | 0.00% | -53.03% | -127.34% | 101.42% | -115.58% | 1509.00% | -1154.51% | -323.15% | -36.13% | 405.45% |
Nahar Capital & Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 10 years from 2015-2016 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 21% |
| 3 Years: | 4% |
| TTM: | 3% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 68% |
| 3 Years: | -40% |
| TTM: | 94% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 34% |
| 3 Years: | -9% |
| 1 Year: | -16% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 7% |
| 3 Years: | 4% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 11:30 am
Balance Sheet
Last Updated: December 10, 2025, 3:08 am
| Month | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| Reserves | 577 | 613 | 675 | 994 | 997 | 783 | 1,035 | 1,551 | 1,520 | 1,533 | 1,556 | 1,640 |
| Borrowings | 0 | 15 | 15 | 24 | 5 | 4 | 6 | 2 | 0 | 4 | 5 | 6 |
| Other Liabilities | 9 | 7 | 8 | 71 | 74 | 72 | 106 | 173 | 152 | 153 | 157 | 171 |
| Total Liabilities | 593 | 643 | 707 | 1,098 | 1,085 | 867 | 1,156 | 1,733 | 1,681 | 1,700 | 1,726 | 1,825 |
| Fixed Assets | 8 | 7 | 17 | 20 | 38 | 41 | 56 | 55 | 54 | 53 | 52 | 52 |
| CWIP | 24 | 25 | 18 | 0 | 11 | 16 | 0 | 1 | 0 | 7 | 16 | 22 |
| Investments | 542 | 589 | 634 | 1,035 | 1,000 | 739 | 1,014 | 1,652 | 1,617 | 1,621 | 1,632 | 1,725 |
| Other Assets | 20 | 22 | 37 | 43 | 37 | 72 | 86 | 26 | 9 | 18 | 26 | 27 |
| Total Assets | 593 | 643 | 707 | 1,098 | 1,085 | 867 | 1,156 | 1,733 | 1,681 | 1,700 | 1,726 | 1,825 |
Below is a detailed analysis of the balance sheet data for Nahar Capital & Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 8.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 8.00 Cr..
- For Reserves, as of Sep 2025, the value is 1,640.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,556.00 Cr. (Mar 2025) to 1,640.00 Cr., marking an increase of 84.00 Cr..
- For Borrowings, as of Sep 2025, the value is 6.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 5.00 Cr. (Mar 2025) to 6.00 Cr., marking an increase of 1.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 171.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 157.00 Cr. (Mar 2025) to 171.00 Cr., marking an increase of 14.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,825.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,726.00 Cr. (Mar 2025) to 1,825.00 Cr., marking an increase of 99.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 52.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 52.00 Cr..
- For CWIP, as of Sep 2025, the value is 22.00 Cr.. The value appears strong and on an upward trend. It has increased from 16.00 Cr. (Mar 2025) to 22.00 Cr., marking an increase of 6.00 Cr..
- For Investments, as of Sep 2025, the value is 1,725.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,632.00 Cr. (Mar 2025) to 1,725.00 Cr., marking an increase of 93.00 Cr..
- For Other Assets, as of Sep 2025, the value is 27.00 Cr.. The value appears strong and on an upward trend. It has increased from 26.00 Cr. (Mar 2025) to 27.00 Cr., marking an increase of 1.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,825.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,726.00 Cr. (Mar 2025) to 1,825.00 Cr., marking an increase of 99.00 Cr..
Notably, the Reserves (1,640.00 Cr.) exceed the Borrowings (6.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 21.00 | -3.00 | 12.00 | -6.00 | 10.00 | 0.00 | 34.00 | 32.00 | 25.00 | 12.00 | 32.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | |||||||||||
| Days Payable | |||||||||||
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 162 | -3 | 328 | 2 | 306 | 462 | 191 | 116 | 37 | 11 | -16 |
| ROCE % | 2% | 4% | 2% | 3% | 0% | 9% | 23% | 6% | 1% | 4% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Basic EPS (Rs.) | 29.75 | 7.03 | 63.73 | 135.23 | 36.41 |
| Diluted EPS (Rs.) | 29.75 | 7.03 | 63.73 | 135.23 | 36.41 |
| Cash EPS (Rs.) | 16.61 | 23.88 | 23.38 | -26.15 | 10.74 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 933.94 | 920.71 | 912.70 | 931.13 | 623.08 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 933.94 | 920.71 | 912.70 | 931.13 | 623.08 |
| Revenue From Operations / Share (Rs.) | 15.63 | 14.26 | 15.25 | 17.93 | 13.05 |
| PBDIT / Share (Rs.) | 22.01 | 25.87 | 15.41 | 21.12 | 24.42 |
| PBIT / Share (Rs.) | 21.38 | 25.25 | 14.80 | 20.50 | 23.92 |
| PBT / Share (Rs.) | 21.10 | 25.16 | 14.72 | 20.45 | 23.82 |
| Net Profit / Share (Rs.) | 15.98 | 23.26 | 22.76 | -26.76 | 10.25 |
| NP After MI And SOA / Share (Rs.) | 29.75 | 7.03 | 63.73 | 135.23 | 36.41 |
| PBDIT Margin (%) | 140.79 | 181.42 | 101.06 | 117.75 | 187.06 |
| PBIT Margin (%) | 136.74 | 177.08 | 97.01 | 114.34 | 183.25 |
| PBT Margin (%) | 135.00 | 176.48 | 96.49 | 114.04 | 182.46 |
| Net Profit Margin (%) | 102.21 | 163.11 | 149.26 | -149.23 | 78.48 |
| NP After MI And SOA Margin (%) | 190.28 | 49.27 | 417.87 | 754.15 | 278.91 |
| Return on Networth / Equity (%) | 3.18 | 0.76 | 6.98 | 14.52 | 5.84 |
| Return on Capital Employeed (%) | 2.08 | 2.49 | 1.47 | 1.98 | 3.51 |
| Return On Assets (%) | 2.88 | 0.69 | 6.34 | 13.06 | 5.27 |
| Total Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Asset Turnover Ratio (%) | 0.01 | 0.01 | 0.01 | 0.03 | 0.02 |
| Current Ratio (X) | 172.57 | 201.65 | 454.70 | 255.63 | 75.43 |
| Quick Ratio (X) | 172.52 | 201.51 | 453.81 | 253.34 | 73.48 |
| Inventory Turnover Ratio (X) | 33.65 | 11.22 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio (NP) (%) | 5.04 | 21.34 | 2.35 | 2.21 | 1.37 |
| Dividend Payout Ratio (CP) (%) | 4.93 | 19.62 | 2.33 | 2.20 | 1.35 |
| Earning Retention Ratio (%) | 94.96 | 78.66 | 97.65 | 97.79 | 98.63 |
| Cash Earning Retention Ratio (%) | 95.07 | 80.38 | 97.67 | 97.80 | 98.65 |
| Interest Coverage Ratio (X) | 80.88 | 305.92 | 194.49 | 389.88 | 235.02 |
| Interest Coverage Ratio (Post Tax) (X) | 59.72 | 276.05 | 288.25 | -493.08 | 99.61 |
| Enterprise Value (Cr.) | 379.96 | 468.92 | 410.84 | 986.43 | 174.88 |
| EV / Net Operating Revenue (X) | 14.51 | 19.64 | 16.09 | 32.85 | 8.00 |
| EV / EBITDA (X) | 10.31 | 10.82 | 15.92 | 27.89 | 4.28 |
| MarketCap / Net Operating Revenue (X) | 14.35 | 19.49 | 16.16 | 33.03 | 8.09 |
| Retention Ratios (%) | 94.95 | 78.65 | 97.64 | 97.78 | 98.62 |
| Price / BV (X) | 0.24 | 0.30 | 0.27 | 0.63 | 0.16 |
| Price / Net Operating Revenue (X) | 14.35 | 19.49 | 16.16 | 33.03 | 8.09 |
| EarningsYield | 0.13 | 0.02 | 0.25 | 0.22 | 0.34 |
After reviewing the key financial ratios for Nahar Capital & Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 5.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 5.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 29.75. This value is within the healthy range. It has increased from 7.03 (Mar 24) to 29.75, marking an increase of 22.72.
- For Diluted EPS (Rs.), as of Mar 25, the value is 29.75. This value is within the healthy range. It has increased from 7.03 (Mar 24) to 29.75, marking an increase of 22.72.
- For Cash EPS (Rs.), as of Mar 25, the value is 16.61. This value is within the healthy range. It has decreased from 23.88 (Mar 24) to 16.61, marking a decrease of 7.27.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 933.94. It has increased from 920.71 (Mar 24) to 933.94, marking an increase of 13.23.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 933.94. It has increased from 920.71 (Mar 24) to 933.94, marking an increase of 13.23.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 15.63. It has increased from 14.26 (Mar 24) to 15.63, marking an increase of 1.37.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 22.01. This value is within the healthy range. It has decreased from 25.87 (Mar 24) to 22.01, marking a decrease of 3.86.
- For PBIT / Share (Rs.), as of Mar 25, the value is 21.38. This value is within the healthy range. It has decreased from 25.25 (Mar 24) to 21.38, marking a decrease of 3.87.
- For PBT / Share (Rs.), as of Mar 25, the value is 21.10. This value is within the healthy range. It has decreased from 25.16 (Mar 24) to 21.10, marking a decrease of 4.06.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 15.98. This value is within the healthy range. It has decreased from 23.26 (Mar 24) to 15.98, marking a decrease of 7.28.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 29.75. This value is within the healthy range. It has increased from 7.03 (Mar 24) to 29.75, marking an increase of 22.72.
- For PBDIT Margin (%), as of Mar 25, the value is 140.79. This value is within the healthy range. It has decreased from 181.42 (Mar 24) to 140.79, marking a decrease of 40.63.
- For PBIT Margin (%), as of Mar 25, the value is 136.74. This value exceeds the healthy maximum of 20. It has decreased from 177.08 (Mar 24) to 136.74, marking a decrease of 40.34.
- For PBT Margin (%), as of Mar 25, the value is 135.00. This value is within the healthy range. It has decreased from 176.48 (Mar 24) to 135.00, marking a decrease of 41.48.
- For Net Profit Margin (%), as of Mar 25, the value is 102.21. This value exceeds the healthy maximum of 10. It has decreased from 163.11 (Mar 24) to 102.21, marking a decrease of 60.90.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 190.28. This value exceeds the healthy maximum of 20. It has increased from 49.27 (Mar 24) to 190.28, marking an increase of 141.01.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.18. This value is below the healthy minimum of 15. It has increased from 0.76 (Mar 24) to 3.18, marking an increase of 2.42.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.08. This value is below the healthy minimum of 10. It has decreased from 2.49 (Mar 24) to 2.08, marking a decrease of 0.41.
- For Return On Assets (%), as of Mar 25, the value is 2.88. This value is below the healthy minimum of 5. It has increased from 0.69 (Mar 24) to 2.88, marking an increase of 2.19.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. There is no change compared to the previous period (Mar 24) which recorded 0.01.
- For Current Ratio (X), as of Mar 25, the value is 172.57. This value exceeds the healthy maximum of 3. It has decreased from 201.65 (Mar 24) to 172.57, marking a decrease of 29.08.
- For Quick Ratio (X), as of Mar 25, the value is 172.52. This value exceeds the healthy maximum of 2. It has decreased from 201.51 (Mar 24) to 172.52, marking a decrease of 28.99.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 33.65. This value exceeds the healthy maximum of 8. It has increased from 11.22 (Mar 24) to 33.65, marking an increase of 22.43.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 5.04. This value is below the healthy minimum of 20. It has decreased from 21.34 (Mar 24) to 5.04, marking a decrease of 16.30.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 4.93. This value is below the healthy minimum of 20. It has decreased from 19.62 (Mar 24) to 4.93, marking a decrease of 14.69.
- For Earning Retention Ratio (%), as of Mar 25, the value is 94.96. This value exceeds the healthy maximum of 70. It has increased from 78.66 (Mar 24) to 94.96, marking an increase of 16.30.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 95.07. This value exceeds the healthy maximum of 70. It has increased from 80.38 (Mar 24) to 95.07, marking an increase of 14.69.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 80.88. This value is within the healthy range. It has decreased from 305.92 (Mar 24) to 80.88, marking a decrease of 225.04.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 59.72. This value is within the healthy range. It has decreased from 276.05 (Mar 24) to 59.72, marking a decrease of 216.33.
- For Enterprise Value (Cr.), as of Mar 25, the value is 379.96. It has decreased from 468.92 (Mar 24) to 379.96, marking a decrease of 88.96.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 14.51. This value exceeds the healthy maximum of 3. It has decreased from 19.64 (Mar 24) to 14.51, marking a decrease of 5.13.
- For EV / EBITDA (X), as of Mar 25, the value is 10.31. This value is within the healthy range. It has decreased from 10.82 (Mar 24) to 10.31, marking a decrease of 0.51.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 14.35. This value exceeds the healthy maximum of 3. It has decreased from 19.49 (Mar 24) to 14.35, marking a decrease of 5.14.
- For Retention Ratios (%), as of Mar 25, the value is 94.95. This value exceeds the healthy maximum of 70. It has increased from 78.65 (Mar 24) to 94.95, marking an increase of 16.30.
- For Price / BV (X), as of Mar 25, the value is 0.24. This value is below the healthy minimum of 1. It has decreased from 0.30 (Mar 24) to 0.24, marking a decrease of 0.06.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 14.35. This value exceeds the healthy maximum of 3. It has decreased from 19.49 (Mar 24) to 14.35, marking a decrease of 5.14.
- For EarningsYield, as of Mar 25, the value is 0.13. This value is below the healthy minimum of 5. It has increased from 0.02 (Mar 24) to 0.13, marking an increase of 0.11.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Nahar Capital & Financial Services Ltd:
- Net Profit Margin: 102.21%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.08% (Industry Average ROCE: 11.38%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.18% (Industry Average ROE: 25.55%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 59.72
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 172.52
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 7.14 (Industry average Stock P/E: 48.14)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 102.21%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | NAHAR TOWER, 375, Ludhiana Punjab 141003 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Jawahar Lal Oswal | Chairman |
| Mr. Dinesh Oswal | Managing Director |
| Mr. Kamal Oswal | Director |
| Mr. Dinesh Gogna | Director |
| Mr. Satish Kumar Sharma | Director |
| Dr. Vijay Asdhir | Independent Director |
| Dr. Yash Paul Sachdeva | Independent Director |
| Dr. Rajan Dhir | Independent Director |
| Dr. Roshan Lal Behl | Independent Director |
| Dr. Manisha Gupta | Independent Director |
FAQ
What is the intrinsic value of Nahar Capital & Financial Services Ltd?
Nahar Capital & Financial Services Ltd's intrinsic value (as of 24 December 2025) is 181.47 which is 29.66% lower the current market price of 258.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 425 Cr. market cap, FY2025-2026 high/low of 377/212, reserves of ₹1,640 Cr, and liabilities of 1,825 Cr.
What is the Market Cap of Nahar Capital & Financial Services Ltd?
The Market Cap of Nahar Capital & Financial Services Ltd is 425 Cr..
What is the current Stock Price of Nahar Capital & Financial Services Ltd as on 24 December 2025?
The current stock price of Nahar Capital & Financial Services Ltd as on 24 December 2025 is 258.
What is the High / Low of Nahar Capital & Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Nahar Capital & Financial Services Ltd stocks is 377/212.
What is the Stock P/E of Nahar Capital & Financial Services Ltd?
The Stock P/E of Nahar Capital & Financial Services Ltd is 7.14.
What is the Book Value of Nahar Capital & Financial Services Ltd?
The Book Value of Nahar Capital & Financial Services Ltd is 984.
What is the Dividend Yield of Nahar Capital & Financial Services Ltd?
The Dividend Yield of Nahar Capital & Financial Services Ltd is 0.58 %.
What is the ROCE of Nahar Capital & Financial Services Ltd?
The ROCE of Nahar Capital & Financial Services Ltd is 3.78 %.
What is the ROE of Nahar Capital & Financial Services Ltd?
The ROE of Nahar Capital & Financial Services Ltd is 3.21 %.
What is the Face Value of Nahar Capital & Financial Services Ltd?
The Face Value of Nahar Capital & Financial Services Ltd is 5.00.