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Last Updated on: 18 October, 2025
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 532952 | NSE: NAHARCAP

Nahar Capital & Financial Services Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: October 18, 2025, 6:02 pm

Market Cap 472 Cr.
Current Price 282
High / Low 384/212
Stock P/E9.51
Book Value 934
Dividend Yield0.53 %
ROCE3.78 %
ROE3.21 %
Face Value 5.00
PEG Ratio-0.36

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Nahar Capital & Financial Services Ltd

Competitors of Nahar Capital & Financial Services Ltd

Stock Name Market Cap Current Price High / Low Stock P/E Book Value Dividend Yield ROCE ROE Face Value
MKVentures Capital Ltd 533 Cr. 1,388 2,400/1,15163.0 2670.02 %16.6 %9.56 % 10.0
My Money Securities Ltd 80.7 Cr. 48.0 69.2/19.2 15.80.00 %44.0 %29.8 % 10.0
Nam Securities Ltd 45.9 Cr. 85.0 170/68.6191 21.00.00 %4.48 %3.22 % 10.0
ICDS Ltd 65.0 Cr. 49.9 76.2/37.031.0 22.20.00 %11.8 %6.05 % 10.0
HCKK Ventures Ltd 12.7 Cr. 34.2 165/29.045.3 11.80.00 %6.93 %5.14 % 10.0
Industry Average21,248.12 Cr1,700.3043.283,570.600.36%11.38%25.55%6.85

All Competitor Stocks of Nahar Capital & Financial Services Ltd

Quarterly Result

MetricJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Sales 59656846712536
Expenses 227313713324223
Operating Profit 37-13-71-9347213
OPM % 65%80%-18%53%-115%14%-239%53%62%62%48%36%52%
Other Income 4027698510516741824
Interest 0000000000000
Depreciation 0000000000000
Profit before tax 43335121618201461926
Tax % -23%1%-1%-30%500%12%126%-11%42%26%-16%-14%57%
Net Profit 5333516-25-09121062111
EPS in Rs 31.6919.722.969.35-1.293.11-0.095.306.976.233.8812.676.86

Last Updated: August 1, 2025, 4:40 pm

Below is a detailed analysis of the quarterly data for Nahar Capital & Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:

  • For Sales, as of Jun 2025, the value is 6.00 Cr.. The value appears strong and on an upward trend. It has increased from 3.00 Cr. (Mar 2025) to 6.00 Cr., marking an increase of 3.00 Cr..
  • For Expenses, as of Jun 2025, the value is 3.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.00 Cr. (Mar 2025) to 3.00 Cr., marking an increase of 1.00 Cr..
  • For Operating Profit, as of Jun 2025, the value is 3.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2025) to 3.00 Cr., marking an increase of 2.00 Cr..
  • For OPM %, as of Jun 2025, the value is 52.00%. The value appears strong and on an upward trend. It has increased from 36.00% (Mar 2025) to 52.00%, marking an increase of 16.00%.
  • For Other Income, as of Jun 2025, the value is 24.00 Cr.. The value appears strong and on an upward trend. It has increased from 18.00 Cr. (Mar 2025) to 24.00 Cr., marking an increase of 6.00 Cr..
  • For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Profit before tax, as of Jun 2025, the value is 26.00 Cr.. The value appears strong and on an upward trend. It has increased from 19.00 Cr. (Mar 2025) to 26.00 Cr., marking an increase of 7.00 Cr..
  • For Tax %, as of Jun 2025, the value is 57.00%. The value appears to be increasing, which may not be favorable. It has increased from -14.00% (Mar 2025) to 57.00%, marking an increase of 71.00%.
  • For Net Profit, as of Jun 2025, the value is 11.00 Cr.. The value appears to be declining and may need further review. It has decreased from 21.00 Cr. (Mar 2025) to 11.00 Cr., marking a decrease of 10.00 Cr..
  • For EPS in Rs, as of Jun 2025, the value is 6.86. The value appears to be declining and may need further review. It has decreased from 12.67 (Mar 2025) to 6.86, marking a decrease of 5.81.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: October 15, 2025, 4:48 am

MetricMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 241830272418464233524625
Expenses 2639914588361012
Operating Profit 21122718154403425163714
OPM % 90%69%90%68%61%25%88%81%76%31%79%54%
Other Income 0000170452736902353
Interest 000001000000
Depreciation 000001111111
Profit before tax 221227183148430693155865
Tax % 19%16%18%-6%19%-3%27%26%-14%21%15%
Net Profit 1940631925461226107125050
EPS in Rs 11.2323.8737.5811.2114.922.2136.41135.2363.737.0329.7429.64
Dividend Payout % 13%6%4%13%10%23%4%2%2%21%5%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)110.53%57.50%-69.84%31.58%-84.00%1425.00%270.49%-52.65%-88.79%316.67%
Change in YoY Net Profit Growth (%)0.00%-53.03%-127.34%101.42%-115.58%1509.00%-1154.51%-323.15%-36.13%405.45%

Nahar Capital & Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 10 years from 2015-2016 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:7%
5 Years:21%
3 Years:4%
TTM:3%
Compounded Profit Growth
10 Years:10%
5 Years:68%
3 Years:-40%
TTM:94%
Stock Price CAGR
10 Years:16%
5 Years:34%
3 Years:-9%
1 Year:-16%
Return on Equity
10 Years:6%
5 Years:7%
3 Years:4%
Last Year:3%

Last Updated: September 5, 2025, 11:30 am

Balance Sheet

Last Updated: June 16, 2025, 11:39 am

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital 88888888888
Reserves 5776136759949977831,0351,5511,5201,5331,556
Borrowings 01515245462045
Other Liabilities 978717472106173152153157
Total Liabilities 5936437071,0981,0858671,1561,7331,6811,7001,726
Fixed Assets 87172038415655545352
CWIP 24251801116010716
Investments 5425896341,0351,0007391,0141,6521,6171,6211,632
Other Assets 202237433772862691826
Total Assets 5936437071,0981,0858671,1561,7331,6811,7001,726

Below is a detailed analysis of the balance sheet data for Nahar Capital & Financial Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Mar 2025, the value is 8.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 8.00 Cr..
  • For Reserves, as of Mar 2025, the value is 1,556.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,533.00 Cr. (Mar 2024) to 1,556.00 Cr., marking an increase of 23.00 Cr..
  • For Borrowings, as of Mar 2025, the value is 5.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 4.00 Cr. (Mar 2024) to 5.00 Cr., marking an increase of 1.00 Cr..
  • For Other Liabilities, as of Mar 2025, the value is 157.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 153.00 Cr. (Mar 2024) to 157.00 Cr., marking an increase of 4.00 Cr..
  • For Total Liabilities, as of Mar 2025, the value is 1,726.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,700.00 Cr. (Mar 2024) to 1,726.00 Cr., marking an increase of 26.00 Cr..
  • For Fixed Assets, as of Mar 2025, the value is 52.00 Cr.. The value appears to be declining and may need further review. It has decreased from 53.00 Cr. (Mar 2024) to 52.00 Cr., marking a decrease of 1.00 Cr..
  • For CWIP, as of Mar 2025, the value is 16.00 Cr.. The value appears strong and on an upward trend. It has increased from 7.00 Cr. (Mar 2024) to 16.00 Cr., marking an increase of 9.00 Cr..
  • For Investments, as of Mar 2025, the value is 1,632.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,621.00 Cr. (Mar 2024) to 1,632.00 Cr., marking an increase of 11.00 Cr..
  • For Other Assets, as of Mar 2025, the value is 26.00 Cr.. The value appears strong and on an upward trend. It has increased from 18.00 Cr. (Mar 2024) to 26.00 Cr., marking an increase of 8.00 Cr..
  • For Total Assets, as of Mar 2025, the value is 1,726.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,700.00 Cr. (Mar 2024) to 1,726.00 Cr., marking an increase of 26.00 Cr..

Notably, the Reserves (1,556.00 Cr.) exceed the Borrowings (5.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow - No data available for this post.

Free Cash Flow

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow21.00-3.0012.00-6.0010.000.0034.0032.0025.0012.0032.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days00000000000
Inventory Days
Days Payable
Cash Conversion Cycle00000000000
Working Capital Days162-332823064621911163711-16
ROCE %2%4%2%3%0%9%23%6%1%4%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Promoters71.55%71.55%71.55%71.55%71.55%71.55%71.65%71.65%71.65%71.65%71.95%72.20%
FIIs0.46%0.32%0.31%0.31%0.31%0.31%0.34%0.34%0.36%0.32%0.32%0.32%
DIIs0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.37%0.37%0.37%0.37%
Public27.97%28.13%28.12%28.13%28.12%28.12%27.98%28.00%27.63%27.68%27.38%27.13%
No. of Shareholders14,34914,16313,96613,88113,44413,71113,02313,18113,69513,51013,18812,856

Shareholding Pattern Chart

No. of Shareholders

Nahar Capital & Financial Services Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 5.005.005.005.005.00
Basic EPS (Rs.) 29.757.0363.73135.2336.41
Diluted EPS (Rs.) 29.757.0363.73135.2336.41
Cash EPS (Rs.) 16.6123.8823.38-26.1510.74
Book Value[Excl.RevalReserv]/Share (Rs.) 933.94920.71912.70931.13623.08
Book Value[Incl.RevalReserv]/Share (Rs.) 933.94920.71912.70931.13623.08
Revenue From Operations / Share (Rs.) 15.6314.2615.2517.9313.05
PBDIT / Share (Rs.) 22.0125.8715.4121.1224.42
PBIT / Share (Rs.) 21.3825.2514.8020.5023.92
PBT / Share (Rs.) 21.1025.1614.7220.4523.82
Net Profit / Share (Rs.) 15.9823.2622.76-26.7610.25
NP After MI And SOA / Share (Rs.) 29.757.0363.73135.2336.41
PBDIT Margin (%) 140.79181.42101.06117.75187.06
PBIT Margin (%) 136.74177.0897.01114.34183.25
PBT Margin (%) 135.00176.4896.49114.04182.46
Net Profit Margin (%) 102.21163.11149.26-149.2378.48
NP After MI And SOA Margin (%) 190.2849.27417.87754.15278.91
Return on Networth / Equity (%) 3.180.766.9814.525.84
Return on Capital Employeed (%) 2.082.491.471.983.51
Return On Assets (%) 2.880.696.3413.065.27
Total Debt / Equity (X) 0.000.000.000.000.01
Asset Turnover Ratio (%) 0.010.010.010.030.02
Current Ratio (X) 172.57201.65454.70255.6375.43
Quick Ratio (X) 172.52201.51453.81253.3473.48
Inventory Turnover Ratio (X) 33.6511.220.000.000.00
Dividend Payout Ratio (NP) (%) 5.0421.342.352.211.37
Dividend Payout Ratio (CP) (%) 4.9319.622.332.201.35
Earning Retention Ratio (%) 94.9678.6697.6597.7998.63
Cash Earning Retention Ratio (%) 95.0780.3897.6797.8098.65
Interest Coverage Ratio (X) 80.88305.92194.49389.88235.02
Interest Coverage Ratio (Post Tax) (X) 59.72276.05288.25-493.0899.61
Enterprise Value (Cr.) 379.96468.92410.84986.43174.88
EV / Net Operating Revenue (X) 14.5119.6416.0932.858.00
EV / EBITDA (X) 10.3110.8215.9227.894.28
MarketCap / Net Operating Revenue (X) 14.3519.4916.1633.038.09
Retention Ratios (%) 94.9578.6597.6497.7898.62
Price / BV (X) 0.240.300.270.630.16
Price / Net Operating Revenue (X) 14.3519.4916.1633.038.09
EarningsYield 0.130.020.250.220.34

After reviewing the key financial ratios for Nahar Capital & Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 25, the value is 5.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 5.00.
  • For Basic EPS (Rs.), as of Mar 25, the value is 29.75. This value is within the healthy range. It has increased from 7.03 (Mar 24) to 29.75, marking an increase of 22.72.
  • For Diluted EPS (Rs.), as of Mar 25, the value is 29.75. This value is within the healthy range. It has increased from 7.03 (Mar 24) to 29.75, marking an increase of 22.72.
  • For Cash EPS (Rs.), as of Mar 25, the value is 16.61. This value is within the healthy range. It has decreased from 23.88 (Mar 24) to 16.61, marking a decrease of 7.27.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 933.94. It has increased from 920.71 (Mar 24) to 933.94, marking an increase of 13.23.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 933.94. It has increased from 920.71 (Mar 24) to 933.94, marking an increase of 13.23.
  • For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 15.63. It has increased from 14.26 (Mar 24) to 15.63, marking an increase of 1.37.
  • For PBDIT / Share (Rs.), as of Mar 25, the value is 22.01. This value is within the healthy range. It has decreased from 25.87 (Mar 24) to 22.01, marking a decrease of 3.86.
  • For PBIT / Share (Rs.), as of Mar 25, the value is 21.38. This value is within the healthy range. It has decreased from 25.25 (Mar 24) to 21.38, marking a decrease of 3.87.
  • For PBT / Share (Rs.), as of Mar 25, the value is 21.10. This value is within the healthy range. It has decreased from 25.16 (Mar 24) to 21.10, marking a decrease of 4.06.
  • For Net Profit / Share (Rs.), as of Mar 25, the value is 15.98. This value is within the healthy range. It has decreased from 23.26 (Mar 24) to 15.98, marking a decrease of 7.28.
  • For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 29.75. This value is within the healthy range. It has increased from 7.03 (Mar 24) to 29.75, marking an increase of 22.72.
  • For PBDIT Margin (%), as of Mar 25, the value is 140.79. This value is within the healthy range. It has decreased from 181.42 (Mar 24) to 140.79, marking a decrease of 40.63.
  • For PBIT Margin (%), as of Mar 25, the value is 136.74. This value exceeds the healthy maximum of 20. It has decreased from 177.08 (Mar 24) to 136.74, marking a decrease of 40.34.
  • For PBT Margin (%), as of Mar 25, the value is 135.00. This value is within the healthy range. It has decreased from 176.48 (Mar 24) to 135.00, marking a decrease of 41.48.
  • For Net Profit Margin (%), as of Mar 25, the value is 102.21. This value exceeds the healthy maximum of 10. It has decreased from 163.11 (Mar 24) to 102.21, marking a decrease of 60.90.
  • For NP After MI And SOA Margin (%), as of Mar 25, the value is 190.28. This value exceeds the healthy maximum of 20. It has increased from 49.27 (Mar 24) to 190.28, marking an increase of 141.01.
  • For Return on Networth / Equity (%), as of Mar 25, the value is 3.18. This value is below the healthy minimum of 15. It has increased from 0.76 (Mar 24) to 3.18, marking an increase of 2.42.
  • For Return on Capital Employeed (%), as of Mar 25, the value is 2.08. This value is below the healthy minimum of 10. It has decreased from 2.49 (Mar 24) to 2.08, marking a decrease of 0.41.
  • For Return On Assets (%), as of Mar 25, the value is 2.88. This value is below the healthy minimum of 5. It has increased from 0.69 (Mar 24) to 2.88, marking an increase of 2.19.
  • For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.00.
  • For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. There is no change compared to the previous period (Mar 24) which recorded 0.01.
  • For Current Ratio (X), as of Mar 25, the value is 172.57. This value exceeds the healthy maximum of 3. It has decreased from 201.65 (Mar 24) to 172.57, marking a decrease of 29.08.
  • For Quick Ratio (X), as of Mar 25, the value is 172.52. This value exceeds the healthy maximum of 2. It has decreased from 201.51 (Mar 24) to 172.52, marking a decrease of 28.99.
  • For Inventory Turnover Ratio (X), as of Mar 25, the value is 33.65. This value exceeds the healthy maximum of 8. It has increased from 11.22 (Mar 24) to 33.65, marking an increase of 22.43.
  • For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 5.04. This value is below the healthy minimum of 20. It has decreased from 21.34 (Mar 24) to 5.04, marking a decrease of 16.30.
  • For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 4.93. This value is below the healthy minimum of 20. It has decreased from 19.62 (Mar 24) to 4.93, marking a decrease of 14.69.
  • For Earning Retention Ratio (%), as of Mar 25, the value is 94.96. This value exceeds the healthy maximum of 70. It has increased from 78.66 (Mar 24) to 94.96, marking an increase of 16.30.
  • For Cash Earning Retention Ratio (%), as of Mar 25, the value is 95.07. This value exceeds the healthy maximum of 70. It has increased from 80.38 (Mar 24) to 95.07, marking an increase of 14.69.
  • For Interest Coverage Ratio (X), as of Mar 25, the value is 80.88. This value is within the healthy range. It has decreased from 305.92 (Mar 24) to 80.88, marking a decrease of 225.04.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 59.72. This value is within the healthy range. It has decreased from 276.05 (Mar 24) to 59.72, marking a decrease of 216.33.
  • For Enterprise Value (Cr.), as of Mar 25, the value is 379.96. It has decreased from 468.92 (Mar 24) to 379.96, marking a decrease of 88.96.
  • For EV / Net Operating Revenue (X), as of Mar 25, the value is 14.51. This value exceeds the healthy maximum of 3. It has decreased from 19.64 (Mar 24) to 14.51, marking a decrease of 5.13.
  • For EV / EBITDA (X), as of Mar 25, the value is 10.31. This value is within the healthy range. It has decreased from 10.82 (Mar 24) to 10.31, marking a decrease of 0.51.
  • For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 14.35. This value exceeds the healthy maximum of 3. It has decreased from 19.49 (Mar 24) to 14.35, marking a decrease of 5.14.
  • For Retention Ratios (%), as of Mar 25, the value is 94.95. This value exceeds the healthy maximum of 70. It has increased from 78.65 (Mar 24) to 94.95, marking an increase of 16.30.
  • For Price / BV (X), as of Mar 25, the value is 0.24. This value is below the healthy minimum of 1. It has decreased from 0.30 (Mar 24) to 0.24, marking a decrease of 0.06.
  • For Price / Net Operating Revenue (X), as of Mar 25, the value is 14.35. This value exceeds the healthy maximum of 3. It has decreased from 19.49 (Mar 24) to 14.35, marking a decrease of 5.14.
  • For EarningsYield, as of Mar 25, the value is 0.13. This value is below the healthy minimum of 5. It has increased from 0.02 (Mar 24) to 0.13, marking an increase of 0.11.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Nahar Capital & Financial Services Ltd as of October 20, 2025 is: 229.31

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of October 20, 2025, Nahar Capital & Financial Services Ltd is Overvalued by 18.68% compared to the current share price 282.00

Intrinsic Value of Nahar Capital & Financial Services Ltd as of October 20, 2025 is: 169.27

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of October 20, 2025, Nahar Capital & Financial Services Ltd is Overvalued by 39.98% compared to the current share price 282.00

Last 5 Year EPS CAGR: -26.18%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a low average Cash Conversion Cycle of 0.00, which is a positive sign.
  2. The company has higher reserves (1,075.82 cr) compared to borrowings (7.27 cr), indicating strong financial stability.
  3. The company has shown consistent growth in sales (32.08 cr) and profit (61.25 cr) over the years.
  1. The stock has a low average ROCE of 4.91%, which may not be favorable.
  2. The stock has a high average Working Capital Days of 145.09, which may not be favorable.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Nahar Capital & Financial Services Ltd:
    1. Net Profit Margin: 102.21%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 2.08% (Industry Average ROCE: 11.38%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 3.18% (Industry Average ROE: 25.55%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 59.72
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 172.52
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 9.51 (Industry average Stock P/E: 43.28)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Nahar Capital & Financial Services Ltd. is a Public Limited Listed company incorporated on 31/03/2006 and has its registered office in the State of Punjab, India. Company's Corporate Identification Number(CIN) is L45202PB2006PLC029968 and registration number is 029968. Currently Company is involved in the business activities of Trusts, funds and other financial vehicles. Company's Total Operating Revenue is Rs. 29.05 Cr. and Equity Capital is Rs. 8.37 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsNAHAR TOWER, 375, Ludhiana Punjab 141003secncfs@owmnahar.com
http://www.owmnahar.com
Management
NamePosition Held
Mr. Jawahar Lal OswalChairman
Mr. Dinesh OswalManaging Director
Mr. Kamal OswalDirector
Mr. Dinesh GognaDirector
Mr. Satish Kumar SharmaDirector
Dr. Vijay AsdhirIndependent Director
Dr. Yash Paul SachdevaIndependent Director
Dr. Rajan DhirIndependent Director
Dr. Roshan Lal BehlIndependent Director
Dr. Manisha GuptaIndependent Director

FAQ

What is the intrinsic value of Nahar Capital & Financial Services Ltd?

Nahar Capital & Financial Services Ltd's intrinsic value (as of 19 October 2025) is 229.31 which is 18.68% lower the current market price of 282.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 472 Cr. market cap, FY2025-2026 high/low of 384/212, reserves of ₹1,556 Cr, and liabilities of 1,726 Cr.

What is the Market Cap of Nahar Capital & Financial Services Ltd?

The Market Cap of Nahar Capital & Financial Services Ltd is 472 Cr..

What is the current Stock Price of Nahar Capital & Financial Services Ltd as on 19 October 2025?

The current stock price of Nahar Capital & Financial Services Ltd as on 19 October 2025 is 282.

What is the High / Low of Nahar Capital & Financial Services Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Nahar Capital & Financial Services Ltd stocks is 384/212.

What is the Stock P/E of Nahar Capital & Financial Services Ltd?

The Stock P/E of Nahar Capital & Financial Services Ltd is 9.51.

What is the Book Value of Nahar Capital & Financial Services Ltd?

The Book Value of Nahar Capital & Financial Services Ltd is 934.

What is the Dividend Yield of Nahar Capital & Financial Services Ltd?

The Dividend Yield of Nahar Capital & Financial Services Ltd is 0.53 %.

What is the ROCE of Nahar Capital & Financial Services Ltd?

The ROCE of Nahar Capital & Financial Services Ltd is 3.78 %.

What is the ROE of Nahar Capital & Financial Services Ltd?

The ROE of Nahar Capital & Financial Services Ltd is 3.21 %.

What is the Face Value of Nahar Capital & Financial Services Ltd?

The Face Value of Nahar Capital & Financial Services Ltd is 5.00.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Nahar Capital & Financial Services Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE