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Last Updated on: 20 May, 2024|Author: Getaka | Social: X Twitter Profile

Fundamental Analysis of NBI Industrial Finance Company Ltd

About the Company - NBI Industrial Finance Company Ltd

NBI Industrial Finance Company Ltd. is a Public Limited Listed company incorporated on 21/12/1936 and has its registered office in the State of West Bengal, India. Company’s Corporate Identification Number(CIN) is L65923WB1936PLC065596 and registration number is 065596. Currently company belongs to the Industry of Finance & Investments. Company’s Total Operating Revenue is Rs. 12.26 Cr. and Equity Capital is Rs. 1.23 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)21, Strand Road, Ground Floor, Kolkata West Bengal 700001nbifinance@ymail.com
http://www.nbi-india.co.in
Management
NamePosition Held
Mr. Ashok BhandariChairman & Ind.Director
Mr. B L GaggarDirector
Mr. J P MundraDirector
Ms. Riya Puja JainDirector
Mr. Debashis RayIndependent Director
Mr. Tapas Kumar BhattacharyaIndependent Director
Mrs. Priyanka MohtaIndependent Director
Mr. Sundeep BhutoriaIndependent Director

Basic Stock Data of NBI Industrial Finance Company Ltd

Last Updated: May 19, 2024, 10:20 am

Market Cap 460 Cr.
Current Price 1,873
High / Low2,030/1,400
Stock P/E58.5
Book Value 9,517
Dividend Yield0.02 %
ROCE0.46 %
ROE0.34 %
Face Value 5.00
PEG Ratio-4.71

Data Source: screener.in

Competitors of NBI Industrial Finance Company Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Available Finance Ltd 314 Cr. 308341/99.62.52 9600.00 %0.05 %20.4 % 10.0
Ugro Capital Ltd 2,617 Cr. 282320/20221.9 1550.00 %12.2 %9.85 % 10.0
Muthoot Capital Services Ltd 492 Cr. 299460/2625.64 3590.00 %15.2 %17.5 % 10.0
Balmer Lawrie Investment Ltd 2,003 Cr. 902907/38313.5 5263.66 %12.9 %9.90 % 10.0
PNB Gilts Ltd 1,869 Cr. 104128/58.027.9 73.90.00 %6.81 %5.18 % 10.0
Industry Average1,459.00 Cr379.0014.29414.780.73%9.43%12.57%10.00

NBI Industrial Finance Company Ltd Quarterly Results

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Sales0.550.760.905.750.435.180.584.260.604.705.480.760.97
Expenses0.380.350.280.350.390.370.400.690.670.510.490.540.45
Operating Profit0.170.410.625.400.044.810.183.57-0.074.194.990.220.52
OPM %30.91%53.95%68.89%93.91%9.30%92.86%31.03%83.80%-11.67%89.15%91.06%28.95%53.61%
Other Income0.000.000.000.010.000.010.000.000.010.000.000.000.01
Interest0.000.000.000.000.000.000.000.000.000.000.000.000.00
Depreciation0.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax0.170.410.625.410.044.820.183.57-0.064.194.990.220.53
Tax %23.53%26.83%50.00%24.58%-550.00%31.74%44.44%33.61%150.00%34.13%25.45%22.73%35.85%
Net Profit0.130.300.314.080.263.290.102.370.032.763.730.160.34
EPS in Rs0.531.221.2616.611.0613.390.419.650.1211.2315.180.651.38

Last Updated: May 10, 2024, 7:21 am

NBI Industrial Finance Company Ltd Quarterly Chart

NBI Industrial Finance Company Ltd Profit & Loss

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Sales1.731.752.904.943.83100.895.736.2914.382.1612.2610.1611.54
Expenses0.340.540.460.640.511.101.891.901.431.181.392.282.21
Operating Profit1.391.212.444.303.3299.793.844.3912.950.9810.877.889.33
OPM %80.35%69.14%84.14%87.04%86.68%98.91%67.02%69.79%90.06%45.37%88.66%77.56%80.85%
Other Income0.000.000.000.000.000.000.000.000.000.000.020.000.01
Interest0.000.000.010.000.000.000.000.000.000.000.000.000.00
Depreciation0.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax1.391.212.434.303.3299.793.844.3912.950.9810.897.889.34
Tax %2.16%0.00%-0.82%10.47%-2.71%19.15%0.00%3.19%-0.15%-64.29%27.00%33.12%
Net Profit1.371.202.453.853.4180.683.834.2512.961.617.945.276.68
EPS in Rs5.484.809.8015.4013.64322.7215.5917.3052.756.5532.3221.4527.18
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.15%0.00%0.00%0.00%0.00%0.00%0.00%

NBI Industrial Finance Company Ltd Profit & Loss Yearly Chart

NBI Industrial Finance Company Ltd Growth

Compounded Sales Growth
10 Years:16%
5 Years:16%
3 Years:82%
TTM:27%
Compounded Profit Growth
10 Years:12%
5 Years:13%
3 Years:70%
TTM:49%
Stock Price CAGR
10 Years:%
5 Years:10%
3 Years:-8%
1 Year:21%
Return on Equity
10 Years:1%
5 Years:0%
3 Years:0%
Last Year:0%

Last Updated: May 18, 2024, 11:10 am

NBI Industrial Finance Company Ltd Balance Sheet

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital1.231.231.231.231.231.231.231.231.231.231.231.231.23
Reserves14.3415.5317.9821.8325.24105.77109.611,708.251,615.682,539.972,137.302,356.472,334.38
Borrowings0.010.010.120.030.000.000.000.000.000.000.000.000.00
Other Liabilities0.160.200.220.270.310.610.440.470.59123.3563.51100.4298.62
Total Liabilities15.7416.9719.5523.3626.78107.61111.281,709.951,617.502,664.552,202.042,458.122,434.23
Fixed Assets0.000.000.010.010.010.010.010.010.010.010.000.000.00
CWIP0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments11.4014.7717.6621.4022.1091.76109.061,703.661,613.582,623.742,195.332,457.022,433.55
Other Assets4.342.201.881.954.6715.842.216.283.9140.806.711.100.68
Total Assets15.7416.9719.5523.3626.78107.61111.281,709.951,617.502,664.552,202.042,458.122,434.23

NBI Industrial Finance Company Ltd Reserves and Borrowings Chart

NBI Industrial Finance Company Ltd Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity 1.781.08-0.96-3.04-32.1512.71-1.61-1.310.147.905.74
Cash from Investing Activity -1.790.311.163.1131.10-11.543.09-1.3436.26-38.68-11.82
Cash from Financing Activity -0.000.12-0.09-0.03-0.00-0.15-0.00-0.00-0.00-0.00-0.00
Net Cash Flow-0.011.510.110.04-1.051.021.48-2.6436.40-30.78-6.07

NBI Industrial Finance Company Ltd Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Debtor Days0.000.000.000.000.000.000.000.000.000.000.000.00
Inventory Days0.00
Days Payable
Cash Conversion Cycle0.000.000.000.000.000.000.000.000.000.000.000.00
Working Capital Days529.5777.1733.9814.78271.6147.8324.21-8.70-0.2594.63-2.08-8.62
ROCE %9.33%7.48%13.52%20.27%13.40%149.53%3.53%0.48%0.78%0.05%0.47%0.35%

NBI Industrial Finance Company Ltd Financial Efficiency Indicators Chart

No data available for the Shareholding

No data available for the Shareholding Pattern chart.

No data available for the No. of Shareholders chart.

This stock is not held by any mutual fund

NBI Industrial Finance Company Ltd ROCE Trend

NBI Industrial Finance Company Ltd EPS Trend

NBI Industrial Finance Company Ltd Key Financial Ratios

MonthMar 16Mar 15
FaceValue10.0010.00
Basic EPS (Rs.)33.2731.33
Diluted EPS (Rs.)33.2731.33
Cash EPS (Rs.)27.800.00
Book Value[Excl.RevalReserv]/Share (Rs.)252.360.00
Book Value[Incl.RevalReserv]/Share (Rs.)252.360.00
Revenue From Operations / Share (Rs.)31.180.00
PBDIT / Share (Rs.)27.040.00
PBIT / Share (Rs.)27.020.00
PBT / Share (Rs.)27.020.00
Net Profit / Share (Rs.)27.780.00
NP After MI And SOA / Share (Rs.)33.270.00
PBDIT Margin (%)86.7187.20
PBIT Margin (%)86.6587.14
PBT Margin (%)86.6587.12
Net Profit Margin (%)89.1077.97
NP After MI And SOA Margin (%)106.7177.97
Return on Networth / Equity (%)13.180.00
Return on Capital Employeed (%)10.610.00
Return On Assets (%)13.050.00
Current Ratio (X)195.200.00
Quick Ratio (X)195.200.00
Interest Coverage Ratio (X)16099.295702.89
Interest Coverage Ratio (Post Tax) (X)16543.785104.22

NBI Industrial Finance Company Ltd Profitability Ratios (%)

NBI Industrial Finance Company Ltd Liquidity Ratios

NBI Industrial Finance Company Ltd Liquidity Ratios (%)

NBI Industrial Finance Company Ltd Interest Coverage Ratios (%)

NBI Industrial Finance Company Ltd Valuation Ratios

Fair Value

Fair Value: ₹1,893.31

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

Undervalued: 1.08% compared to the current price ₹1873

Intrinsic Value: ₹1,658.16

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators along with EPS growth.

Overvalued: 11.47% compared to the current price ₹1873

Last 5 Year EPS CAGR: -12.42%

*Investments are subject to market risks

Strength and Weakness of NBI Industrial Finance Company Ltd Stock

StrengthWeakness
  1. The stock has a high average ROCE of 18.27%, which is a positive sign.
  2. The stock has a low average Cash Conversion Cycle of 0.00, which is a positive sign.
  3. The company has higher reserves (1,000.18 cr) compared to borrowings (0.01 cr), indicating strong financial stability.
  4. The company has shown consistent growth in sales (13.74 cr) and profit (12.52 cr) over the years.
  1. The stock has a high average Working Capital Days of 89.51, which may not be favorable.

FAQ

What is the latest fair value of NBI Industrial Finance Company Ltd?

The latest fair value of NBI Industrial Finance Company Ltd is ₹1893.31.

What is the Market Cap of NBI Industrial Finance Company Ltd?

The Market Cap of NBI Industrial Finance Company Ltd is 460 Cr..

What is the current Stock Price of NBI Industrial Finance Company Ltd as on 20 May 2024?

The current stock price of NBI Industrial Finance Company Ltd as on 20 May 2024 is 1,873.

What is the High / Low of NBI Industrial Finance Company Ltd stocks in FY 2024?

In FY 2024, the High / Low of NBI Industrial Finance Company Ltd stocks is ₹2,030/1,400.

What is the Stock P/E of NBI Industrial Finance Company Ltd?

The Stock P/E of NBI Industrial Finance Company Ltd is 58.5.

What is the Book Value of NBI Industrial Finance Company Ltd?

The Book Value of NBI Industrial Finance Company Ltd is 9,517.

What is the Dividend Yield of NBI Industrial Finance Company Ltd?

The Dividend Yield of NBI Industrial Finance Company Ltd is 0.02 %.

What is the ROCE of NBI Industrial Finance Company Ltd?

The ROCE of NBI Industrial Finance Company Ltd is 0.46 %.

What is the ROE of NBI Industrial Finance Company Ltd?

The ROE of NBI Industrial Finance Company Ltd is 0.34 %.

What is the Face Value of NBI Industrial Finance Company Ltd?

The Face Value of NBI Industrial Finance Company Ltd is 5.00.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in NBI Industrial Finance Company Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE