Share Price and Basic Stock Data
Last Updated: December 12, 2025, 6:08 pm
| PEG Ratio | -178.04 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
NBI Industrial Finance Company Ltd operates in the Finance & Investments sector, focusing on providing financial services primarily through investments. The company’s revenue trends exhibit significant fluctuations, with sales peaking at ₹17.09 Cr in FY 2024 and declining to ₹13.94 Cr in FY 2025. The most recent quarter, Mar 2025, recorded sales of ₹6.07 Cr, which, while a dip from earlier quarters, still reflects a degree of operational resilience. Notably, in the Jun 2023 quarter, the company reported sales of ₹5.48 Cr, which indicates a recovery phase. However, the erratic nature of quarterly sales, with figures like ₹0.76 Cr in Sep 2023 and ₹4.70 Cr in Mar 2023, raises questions about revenue consistency. Such volatility may challenge investor confidence, making it essential to understand the underlying factors driving these fluctuations.
Profitability and Efficiency Metrics
Profitability metrics for NBI Industrial Finance are telling a mixed story. The company’s net profit stood at ₹8.41 Cr for the trailing twelve months, translating to an impressive earnings per share (EPS) of ₹28.71. However, the price-to-earnings (P/E) ratio is a striking 65.5, indicating that the stock may be overvalued relative to its earnings. Operating profit margins (OPM) have seen notable fluctuations, peaking at 91.06% in Jun 2023, only to plummet to -69.05% by Jun 2025. Such volatility in profit margins suggests that while the company can generate significant revenue at times, controlling expenses has been a challenge. Furthermore, the return on equity (ROE) at 0.27% and return on capital employed (ROCE) at 0.35% indicate that the company is struggling to generate substantial returns from its capital, which could deter potential investors.
Balance Sheet Strength and Financial Ratios
NBI Industrial Finance’s balance sheet presents a unique picture, particularly with its borrowings standing at ₹0 Cr, which implies a debt-free structure. This positions the company favorably in terms of financial stability, allowing it to weather market fluctuations without the burden of interest payments. Reserves have increased significantly, reaching ₹3,216 Cr, demonstrating a robust accumulation of retained earnings. However, the price-to-book value (P/BV) ratio at 0.20x suggests that the market is valuing the company at a discount to its book value, which may reflect skepticism about its future profitability. The interest coverage ratio, an astonishing 12,063.56x, highlights an extremely healthy ability to cover any potential interest expenses, though the absence of debt makes this figure somewhat academic. Overall, while the financial foundation appears solid, the low returns on equity and capital raise concerns about long-term growth potential.
Shareholding Pattern and Investor Confidence
The shareholding pattern of NBI Industrial Finance reveals a strong promoter holding of 74.17%, which can be seen as a stabilizing factor for the company. However, the foreign institutional investors (FIIs) have a negligible stake of just 0.17%, indicating a lack of international confidence in the stock. Domestic institutional investors (DIIs) hold a slightly better position at 2.46%, but this is still modest. The public holding is at 23.20%, and the total number of shareholders has seen a slight decline, from 5,835 in Dec 2022 to 2,718 in Sep 2025. This reduction in retail participation could signal waning interest or confidence among smaller investors. The concentration of promoter holdings, coupled with low institutional involvement, suggests that NBI may need to enhance its operational performance to attract broader investor interest.
Outlook, Risks, and Final Insight
Looking ahead, NBI Industrial Finance faces a complex landscape. The company’s ability to stabilize its revenue and improve profitability is crucial. The erratic sales figures and fluctuating profit margins present a significant risk, as does the low institutional investor participation. While the debt-free status and robust reserves provide a cushion, the low returns on equity could hinder growth prospects. Investors should be cautious, weighing the benefits of a strong balance sheet against the challenges of inconsistent operational performance. The reliance on promoter confidence may not suffice to drive the stock forward in the absence of improved earnings consistency. Ultimately, potential investors need to consider whether the current valuation reflects a sound investment opportunity or if it is a signal to tread carefully in a potentially volatile market.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 404 Cr. | 1,052 | 2,300/1,000 | 52.3 | 287 | 0.02 % | 16.6 % | 9.56 % | 10.0 |
| My Money Securities Ltd | 67.2 Cr. | 40.0 | 57.8/19.2 | 15.6 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 48.0 Cr. | 89.0 | 161/68.6 | 200 | 21.6 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 61.1 Cr. | 46.9 | 76.2/37.0 | 54.1 | 23.0 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| HCKK Ventures Ltd | 11.3 Cr. | 30.3 | 165/26.5 | 70.4 | 12.1 | 0.00 % | 6.93 % | 5.14 % | 10.0 |
| Industry Average | 21,008.96 Cr | 1,506.07 | 48.24 | 3,630.28 | 0.38% | 11.38% | 25.55% | 6.85 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.58 | 4.26 | 0.60 | 4.70 | 5.48 | 0.76 | 1.20 | 8.10 | 0.45 | 6.79 | 0.62 | 6.07 | 0.42 |
| Expenses | 0.40 | 0.69 | 0.67 | 0.51 | 0.49 | 0.54 | 0.49 | 0.85 | 0.76 | 0.84 | 0.69 | 0.83 | 0.71 |
| Operating Profit | 0.18 | 3.57 | -0.07 | 4.19 | 4.99 | 0.22 | 0.71 | 7.25 | -0.31 | 5.95 | -0.07 | 5.24 | -0.29 |
| OPM % | 31.03% | 83.80% | -11.67% | 89.15% | 91.06% | 28.95% | 59.17% | 89.51% | -68.89% | 87.63% | -11.29% | 86.33% | -69.05% |
| Other Income | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.04 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.18 | 3.57 | -0.06 | 4.19 | 4.99 | 0.22 | 0.72 | 7.25 | -0.31 | 5.96 | -0.03 | 5.24 | -0.29 |
| Tax % | 44.44% | 33.61% | -150.00% | 34.13% | 25.45% | 22.73% | 34.72% | 22.76% | -9.68% | 26.01% | -1,200.00% | 23.28% | 17.24% |
| Net Profit | 0.10 | 2.37 | 0.03 | 2.76 | 3.73 | 0.16 | 0.47 | 5.60 | -0.28 | 4.41 | 0.34 | 4.01 | -0.35 |
| EPS in Rs | 0.41 | 9.65 | 0.12 | 11.23 | 15.18 | 0.65 | 1.91 | 22.79 | -1.14 | 17.95 | 1.38 | 13.57 | -1.18 |
Last Updated: August 20, 2025, 6:35 am
Below is a detailed analysis of the quarterly data for NBI Industrial Finance Company Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.42 Cr.. The value appears to be declining and may need further review. It has decreased from 6.07 Cr. (Mar 2025) to 0.42 Cr., marking a decrease of 5.65 Cr..
- For Expenses, as of Jun 2025, the value is 0.71 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.83 Cr. (Mar 2025) to 0.71 Cr., marking a decrease of 0.12 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.29 Cr.. The value appears to be declining and may need further review. It has decreased from 5.24 Cr. (Mar 2025) to -0.29 Cr., marking a decrease of 5.53 Cr..
- For OPM %, as of Jun 2025, the value is -69.05%. The value appears to be declining and may need further review. It has decreased from 86.33% (Mar 2025) to -69.05%, marking a decrease of 155.38%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.29 Cr.. The value appears to be declining and may need further review. It has decreased from 5.24 Cr. (Mar 2025) to -0.29 Cr., marking a decrease of 5.53 Cr..
- For Tax %, as of Jun 2025, the value is 17.24%. The value appears to be improving (decreasing) as expected. It has decreased from 23.28% (Mar 2025) to 17.24%, marking a decrease of 6.04%.
- For Net Profit, as of Jun 2025, the value is -0.35 Cr.. The value appears to be declining and may need further review. It has decreased from 4.01 Cr. (Mar 2025) to -0.35 Cr., marking a decrease of 4.36 Cr..
- For EPS in Rs, as of Jun 2025, the value is -1.18. The value appears to be declining and may need further review. It has decreased from 13.57 (Mar 2025) to -1.18, marking a decrease of 14.75.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:48 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.90 | 4.94 | 3.83 | 100.89 | 5.73 | 6.29 | 14.38 | 2.16 | 12.26 | 10.16 | 17.09 | 13.94 | 13.90 |
| Expenses | 0.46 | 0.64 | 0.51 | 1.10 | 1.89 | 1.90 | 1.43 | 1.18 | 1.39 | 2.28 | 2.46 | 3.13 | 3.07 |
| Operating Profit | 2.44 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.87 | 7.88 | 14.63 | 10.81 | 10.83 |
| OPM % | 84.14% | 87.04% | 86.68% | 98.91% | 67.02% | 69.79% | 90.06% | 45.37% | 88.66% | 77.56% | 85.61% | 77.55% | 77.91% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.05 | 0.05 |
| Interest | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 2.43 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.89 | 7.88 | 14.63 | 10.86 | 10.88 |
| Tax % | -0.82% | 10.47% | -2.71% | 19.15% | 0.00% | 3.19% | -0.15% | -64.29% | 27.00% | 33.12% | 24.47% | 21.82% | |
| Net Profit | 2.45 | 3.85 | 3.41 | 80.68 | 3.83 | 4.25 | 12.96 | 1.61 | 7.94 | 5.27 | 11.05 | 8.49 | 8.41 |
| EPS in Rs | 9.80 | 15.40 | 13.64 | 322.72 | 15.59 | 17.30 | 52.75 | 6.55 | 32.32 | 21.45 | 44.98 | 28.73 | 31.72 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.15% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.11% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 57.14% | -11.43% | 2265.98% | -95.25% | 10.97% | 204.94% | -87.58% | 393.17% | -33.63% | 109.68% | -23.17% |
| Change in YoY Net Profit Growth (%) | 0.00% | -68.57% | 2277.41% | -2361.24% | 106.22% | 193.98% | -292.52% | 480.74% | -426.79% | 143.30% | -132.84% |
NBI Industrial Finance Company Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | -1% |
| 3 Years: | 4% |
| TTM: | 32% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | -8% |
| 3 Years: | 2% |
| TTM: | 41% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 10% |
| 3 Years: | 12% |
| 1 Year: | 8% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 11:25 am
Balance Sheet
Last Updated: December 4, 2025, 1:41 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 18 | 22 | 25 | 106 | 110 | 1,708 | 1,616 | 2,540 | 2,137 | 2,356 | 2,880 | 3,307 | 3,216 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 123 | 64 | 100 | 106 | 205 | 189 |
| Total Liabilities | 20 | 23 | 27 | 108 | 111 | 1,710 | 1,618 | 2,665 | 2,202 | 2,458 | 2,987 | 3,513 | 3,406 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 18 | 21 | 22 | 92 | 109 | 1,704 | 1,614 | 2,624 | 2,195 | 2,457 | 2,986 | 3,512 | 3,404 |
| Other Assets | 2 | 2 | 5 | 16 | 2 | 6 | 4 | 41 | 7 | 1 | 1 | 1 | 2 |
| Total Assets | 20 | 23 | 27 | 108 | 111 | 1,710 | 1,618 | 2,665 | 2,202 | 2,458 | 2,987 | 3,513 | 3,406 |
Below is a detailed analysis of the balance sheet data for NBI Industrial Finance Company Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 1.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1.00 Cr..
- For Reserves, as of Sep 2025, the value is 3,216.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,307.00 Cr. (Mar 2025) to 3,216.00 Cr., marking a decrease of 91.00 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 189.00 Cr.. The value appears to be improving (decreasing). It has decreased from 205.00 Cr. (Mar 2025) to 189.00 Cr., marking a decrease of 16.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 3,406.00 Cr.. The value appears to be improving (decreasing). It has decreased from 3,513.00 Cr. (Mar 2025) to 3,406.00 Cr., marking a decrease of 107.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 3,404.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,512.00 Cr. (Mar 2025) to 3,404.00 Cr., marking a decrease of 108.00 Cr..
- For Other Assets, as of Sep 2025, the value is 2.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2025) to 2.00 Cr., marking an increase of 1.00 Cr..
- For Total Assets, as of Sep 2025, the value is 3,406.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,513.00 Cr. (Mar 2025) to 3,406.00 Cr., marking a decrease of 107.00 Cr..
Notably, the Reserves (3,216.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 2.44 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.87 | 7.88 | 14.63 | 10.81 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | |||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 18.88 | 12.56 | 271.61 | 47.83 | 24.21 | -8.70 | -0.25 | 94.63 | -2.08 | -8.62 | -4.70 | -6.81 |
| ROCE % | 13.52% | 20.27% | 13.40% | 149.53% | 3.53% | 0.48% | 0.78% | 0.05% | 0.47% | 0.35% | 0.56% | 0.35% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 16 | Mar 15 |
|---|---|---|---|
| FaceValue | 5.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 28.71 | 33.27 | 31.33 |
| Diluted EPS (Rs.) | 28.71 | 33.27 | 31.33 |
| Cash EPS (Rs.) | 28.72 | 27.80 | 0.00 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 11195.56 | 252.36 | 0.00 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 11195.56 | 252.36 | 0.00 |
| Revenue From Operations / Share (Rs.) | 47.15 | 31.18 | 0.00 |
| PBDIT / Share (Rs.) | 36.74 | 27.04 | 0.00 |
| PBIT / Share (Rs.) | 36.74 | 27.02 | 0.00 |
| PBT / Share (Rs.) | 36.74 | 27.02 | 0.00 |
| Net Profit / Share (Rs.) | 28.72 | 27.78 | 0.00 |
| NP After MI And SOA / Share (Rs.) | 28.71 | 33.27 | 0.00 |
| PBDIT Margin (%) | 77.92 | 86.71 | 87.20 |
| PBIT Margin (%) | 77.92 | 86.65 | 87.14 |
| PBT Margin (%) | 77.91 | 86.65 | 87.12 |
| Net Profit Margin (%) | 60.89 | 89.10 | 77.97 |
| NP After MI And SOA Margin (%) | 60.89 | 106.71 | 77.97 |
| Return on Networth / Equity (%) | 0.25 | 13.18 | 0.00 |
| Return on Capital Employeed (%) | 0.30 | 10.61 | 0.00 |
| Return On Assets (%) | 0.24 | 13.05 | 0.00 |
| Current Ratio (X) | 20141.38 | 195.20 | 0.00 |
| Quick Ratio (X) | 20141.38 | 195.20 | 0.00 |
| Interest Coverage Ratio (X) | 12063.56 | 16099.29 | 5702.89 |
| Interest Coverage Ratio (Post Tax) (X) | 9428.78 | 16543.78 | 5104.22 |
| Enterprise Value (Cr.) | 688.49 | 0.00 | 0.00 |
| EV / Net Operating Revenue (X) | 49.41 | 0.00 | 0.00 |
| EV / EBITDA (X) | 63.41 | 0.00 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 49.44 | 0.00 | 0.00 |
| Price / BV (X) | 0.20 | 0.00 | 0.00 |
| Price / Net Operating Revenue (X) | 49.44 | 0.00 | 0.00 |
| EarningsYield | 0.01 | 0.00 | 0.00 |
After reviewing the key financial ratios for NBI Industrial Finance Company Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 5.00. This value is within the healthy range. It has decreased from 10.00 (Mar 16) to 5.00, marking a decrease of 5.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 28.71. This value is within the healthy range. It has decreased from 33.27 (Mar 16) to 28.71, marking a decrease of 4.56.
- For Diluted EPS (Rs.), as of Mar 25, the value is 28.71. This value is within the healthy range. It has decreased from 33.27 (Mar 16) to 28.71, marking a decrease of 4.56.
- For Cash EPS (Rs.), as of Mar 25, the value is 28.72. This value is within the healthy range. It has increased from 27.80 (Mar 16) to 28.72, marking an increase of 0.92.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 11,195.56. It has increased from 252.36 (Mar 16) to 11,195.56, marking an increase of 10,943.20.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 11,195.56. It has increased from 252.36 (Mar 16) to 11,195.56, marking an increase of 10,943.20.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 47.15. It has increased from 31.18 (Mar 16) to 47.15, marking an increase of 15.97.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 36.74. This value is within the healthy range. It has increased from 27.04 (Mar 16) to 36.74, marking an increase of 9.70.
- For PBIT / Share (Rs.), as of Mar 25, the value is 36.74. This value is within the healthy range. It has increased from 27.02 (Mar 16) to 36.74, marking an increase of 9.72.
- For PBT / Share (Rs.), as of Mar 25, the value is 36.74. This value is within the healthy range. It has increased from 27.02 (Mar 16) to 36.74, marking an increase of 9.72.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 28.72. This value is within the healthy range. It has increased from 27.78 (Mar 16) to 28.72, marking an increase of 0.94.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 28.71. This value is within the healthy range. It has decreased from 33.27 (Mar 16) to 28.71, marking a decrease of 4.56.
- For PBDIT Margin (%), as of Mar 25, the value is 77.92. This value is within the healthy range. It has decreased from 86.71 (Mar 16) to 77.92, marking a decrease of 8.79.
- For PBIT Margin (%), as of Mar 25, the value is 77.92. This value exceeds the healthy maximum of 20. It has decreased from 86.65 (Mar 16) to 77.92, marking a decrease of 8.73.
- For PBT Margin (%), as of Mar 25, the value is 77.91. This value is within the healthy range. It has decreased from 86.65 (Mar 16) to 77.91, marking a decrease of 8.74.
- For Net Profit Margin (%), as of Mar 25, the value is 60.89. This value exceeds the healthy maximum of 10. It has decreased from 89.10 (Mar 16) to 60.89, marking a decrease of 28.21.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 60.89. This value exceeds the healthy maximum of 20. It has decreased from 106.71 (Mar 16) to 60.89, marking a decrease of 45.82.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.25. This value is below the healthy minimum of 15. It has decreased from 13.18 (Mar 16) to 0.25, marking a decrease of 12.93.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.30. This value is below the healthy minimum of 10. It has decreased from 10.61 (Mar 16) to 0.30, marking a decrease of 10.31.
- For Return On Assets (%), as of Mar 25, the value is 0.24. This value is below the healthy minimum of 5. It has decreased from 13.05 (Mar 16) to 0.24, marking a decrease of 12.81.
- For Current Ratio (X), as of Mar 25, the value is 20,141.38. This value exceeds the healthy maximum of 3. It has increased from 195.20 (Mar 16) to 20,141.38, marking an increase of 19,946.18.
- For Quick Ratio (X), as of Mar 25, the value is 20,141.38. This value exceeds the healthy maximum of 2. It has increased from 195.20 (Mar 16) to 20,141.38, marking an increase of 19,946.18.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 12,063.56. This value is within the healthy range. It has decreased from 16,099.29 (Mar 16) to 12,063.56, marking a decrease of 4,035.73.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 9,428.78. This value is within the healthy range. It has decreased from 16,543.78 (Mar 16) to 9,428.78, marking a decrease of 7,115.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 688.49. It has increased from 0.00 (Mar 16) to 688.49, marking an increase of 688.49.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 49.41. This value exceeds the healthy maximum of 3. It has increased from 0.00 (Mar 16) to 49.41, marking an increase of 49.41.
- For EV / EBITDA (X), as of Mar 25, the value is 63.41. This value exceeds the healthy maximum of 15. It has increased from 0.00 (Mar 16) to 63.41, marking an increase of 63.41.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 49.44. This value exceeds the healthy maximum of 3. It has increased from 0.00 (Mar 16) to 49.44, marking an increase of 49.44.
- For Price / BV (X), as of Mar 25, the value is 0.20. This value is below the healthy minimum of 1. It has increased from 0.00 (Mar 16) to 0.20, marking an increase of 0.20.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 49.44. This value exceeds the healthy maximum of 3. It has increased from 0.00 (Mar 16) to 49.44, marking an increase of 49.44.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 16) to 0.01, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in NBI Industrial Finance Company Ltd:
- Net Profit Margin: 60.89%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.3% (Industry Average ROCE: 11.38%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.25% (Industry Average ROE: 25.55%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 9428.78
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 20141.38
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 66.6 (Industry average Stock P/E: 48.24)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 60.89%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 21, Strand Road, Ground Floor, Kolkata West Bengal 700001 | nbifinance@ymail.com http://www.nbi-india.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Ashok Bhandari | Chairman & Ind.Director |
| Mr. B L Gaggar | Director |
| Mr. J P Mundra | Director |
| Ms. Riya Puja Jain | Director |
| Mr. Debashis Ray | Independent Director |
| Mr. Tapas Kumar Bhattacharya | Independent Director |
| Mrs. Priyanka Mohta | Independent Director |
| Mr. Sundeep Bhutoria | Independent Director |
FAQ
What is the intrinsic value of NBI Industrial Finance Company Ltd?
NBI Industrial Finance Company Ltd's intrinsic value (as of 13 December 2025) is 1566.47 which is 30.75% lower the current market price of 2,262.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 668 Cr. market cap, FY2025-2026 high/low of 4,100/2,050, reserves of ₹3,216 Cr, and liabilities of 3,406 Cr.
What is the Market Cap of NBI Industrial Finance Company Ltd?
The Market Cap of NBI Industrial Finance Company Ltd is 668 Cr..
What is the current Stock Price of NBI Industrial Finance Company Ltd as on 13 December 2025?
The current stock price of NBI Industrial Finance Company Ltd as on 13 December 2025 is 2,262.
What is the High / Low of NBI Industrial Finance Company Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of NBI Industrial Finance Company Ltd stocks is 4,100/2,050.
What is the Stock P/E of NBI Industrial Finance Company Ltd?
The Stock P/E of NBI Industrial Finance Company Ltd is 66.6.
What is the Book Value of NBI Industrial Finance Company Ltd?
The Book Value of NBI Industrial Finance Company Ltd is 10,887.
What is the Dividend Yield of NBI Industrial Finance Company Ltd?
The Dividend Yield of NBI Industrial Finance Company Ltd is 0.02 %.
What is the ROCE of NBI Industrial Finance Company Ltd?
The ROCE of NBI Industrial Finance Company Ltd is 0.35 %.
What is the ROE of NBI Industrial Finance Company Ltd?
The ROE of NBI Industrial Finance Company Ltd is 0.27 %.
What is the Face Value of NBI Industrial Finance Company Ltd?
The Face Value of NBI Industrial Finance Company Ltd is 5.00.