Share Price and Basic Stock Data
Last Updated: October 26, 2025, 9:24 am
| PEG Ratio | 3.56 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Nippon Life India Asset Management Ltd operates in the mutual funds sector and has reported a market capitalization of ₹56,263 Cr. The company’s sales for the fiscal year ending March 2025 stood at ₹2,518 Cr, reflecting a significant increase from ₹1,512 Cr in March 2023. The quarterly sales data indicates a steady upward trend, with sales rising from ₹354 Cr in June 2023 to ₹468 Cr in March 2024, and further to ₹505 Cr in June 2024. This consistent growth trajectory illustrates the company’s ability to capture market share and expand its revenue base. The operating profit margin (OPM) has also shown resilience, with an OPM of 69% for March 2025, which is higher than 63% reported for March 2023, indicating effective cost management amid rising revenues. This performance positions Nippon Life India Asset Management as a strong player within the finance sector, particularly as it adapts to the evolving demands of investors.
Profitability and Efficiency Metrics
The profitability metrics for Nippon Life India Asset Management Ltd are noteworthy, with a net profit of ₹1,286 Cr reported for the fiscal year ending March 2025. This is an increase from ₹723 Cr in March 2023, showcasing strong operational performance. The return on equity (ROE) stood at an impressive 31.4%, while the return on capital employed (ROCE) was recorded at 40.7%, indicating efficient utilization of shareholders’ funds and overall capital. The interest coverage ratio (ICR) of 256.92x further underscores the company’s ability to meet its interest obligations comfortably, reflecting robust financial health. The cash conversion cycle (CCC) was reported at 10 days, demonstrating efficient management of cash flow relative to sales. These metrics collectively illustrate the company’s effective operational strategies and strong financial footing, positioning it well for sustained profitability in a competitive landscape.
Balance Sheet Strength and Financial Ratios
Nippon Life India Asset Management’s balance sheet reflects a solid financial foundation, with total assets reaching ₹4,670 Cr by March 2025. The company reported reserves of ₹3,578 Cr, significantly outweighing its borrowings of ₹88 Cr, which indicates a low leverage position and strong equity financing. The debt-to-equity ratio remains favorable, enhancing the company’s financial stability. Furthermore, the price-to-book value (P/BV) ratio stood at 8.71x, suggesting that the market has a high valuation of the company’s equity relative to its book value. Liquidity ratios are robust, with a current ratio of 14.02x and a quick ratio of 14.02x, indicating that Nippon Life India Asset Management is well-equipped to meet short-term liabilities. Such financial strength provides a cushion against potential economic downturns and enhances investor confidence.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Nippon Life India Asset Management Ltd reveals a strong promoter holding of 72.25%, which reflects significant insider confidence in the company’s future prospects. Foreign institutional investors (FIIs) and domestic institutional investors (DIIs) hold 7.59% and 13.45% of the shares, respectively, indicating a healthy level of institutional interest. The number of shareholders has grown to 2,10,173, showing increased retail investor participation. However, there has been a gradual decline in promoter shareholding from 73.68% in September 2022 to the current level, which may raise concerns about insider selling or dilution. Additionally, the public shareholding has stabilized around 6.69%. This distribution of shares suggests a balanced approach to ownership, with a mix of institutional and retail investors, contributing to overall market stability.
Outlook, Risks, and Final Insight
If margins sustain at current levels, Nippon Life India Asset Management Ltd could continue to leverage its strong profitability metrics to enhance shareholder value. The company’s operational efficiencies, as evidenced by high ROE and ROCE figures, are likely to attract further investment and bolster its market position. However, potential risks include fluctuations in the mutual fund market, regulatory changes, and competition from other asset management firms, which could impact revenue growth. Additionally, the gradual decline in promoter shareholding may signal shifts in strategic direction or management focus. Maintaining its competitive edge will require ongoing innovation and responsiveness to market trends. Overall, the company’s strong financial health, supported by its profitability and liquidity, positions it favorably to navigate these challenges while pursuing growth opportunities.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Nippon Life India Asset Management Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life AMC Ltd | 23,978 Cr. | 831 | 912/556 | 24.7 | 123 | 2.89 % | 35.5 % | 27.0 % | 5.00 |
| UTI Asset Management Company Ltd | 17,187 Cr. | 1,340 | 1,495/905 | 29.2 | 342 | 1.94 % | 21.0 % | 16.3 % | 10.0 |
| Nippon Life India Asset Management Ltd | 58,747 Cr. | 923 | 987/456 | 43.5 | 66.4 | 1.95 % | 40.7 % | 31.4 % | 10.0 |
| HDFC Asset Management Company Ltd | 1,18,633 Cr. | 5,544 | 5,934/3,525 | 43.2 | 362 | 1.62 % | 43.3 % | 32.4 % | 5.00 |
| Industry Average | 54,636.25 Cr | 2,159.50 | 35.15 | 223.35 | 2.10% | 35.13% | 26.78% | 7.50 |
All Competitor Stocks of Nippon Life India Asset Management Ltd
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 316 | 332 | 354 | 348 | 354 | 397 | 423 | 468 | 505 | 571 | 588 | 567 | 607 |
| Expenses | 137 | 138 | 141 | 140 | 152 | 156 | 164 | 178 | 189 | 197 | 202 | 201 | 218 |
| Operating Profit | 179 | 194 | 213 | 209 | 202 | 241 | 259 | 291 | 316 | 374 | 386 | 365 | 388 |
| OPM % | 57% | 58% | 60% | 60% | 57% | 61% | 61% | 62% | 63% | 66% | 66% | 64% | 64% |
| Other Income | -17 | 82 | 62 | 40 | 117 | 78 | 107 | 92 | 131 | 121 | 15 | 23 | 146 |
| Interest | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Depreciation | 7 | 7 | 8 | 8 | 8 | 7 | 7 | 7 | 7 | 7 | 8 | 9 | 8 |
| Profit before tax | 155 | 268 | 266 | 239 | 310 | 310 | 358 | 374 | 439 | 486 | 392 | 378 | 524 |
| Tax % | 26% | 23% | 23% | 17% | 24% | 21% | 21% | 8% | 24% | 26% | 25% | 21% | 24% |
| Net Profit | 114 | 206 | 205 | 198 | 236 | 244 | 284 | 343 | 332 | 360 | 295 | 299 | 396 |
| EPS in Rs | 1.83 | 3.31 | 3.29 | 3.18 | 3.78 | 3.91 | 4.53 | 5.44 | 5.26 | 5.69 | 4.66 | 4.70 | 6.23 |
Last Updated: August 1, 2025, 4:20 pm
Below is a detailed analysis of the quarterly data for Nippon Life India Asset Management Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 607.00 Cr.. The value appears strong and on an upward trend. It has increased from 567.00 Cr. (Mar 2025) to 607.00 Cr., marking an increase of 40.00 Cr..
- For Expenses, as of Jun 2025, the value is 218.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 201.00 Cr. (Mar 2025) to 218.00 Cr., marking an increase of 17.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 388.00 Cr.. The value appears strong and on an upward trend. It has increased from 365.00 Cr. (Mar 2025) to 388.00 Cr., marking an increase of 23.00 Cr..
- For OPM %, as of Jun 2025, the value is 64.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 64.00%.
- For Other Income, as of Jun 2025, the value is 146.00 Cr.. The value appears strong and on an upward trend. It has increased from 23.00 Cr. (Mar 2025) to 146.00 Cr., marking an increase of 123.00 Cr..
- For Interest, as of Jun 2025, the value is 2.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2.00 Cr..
- For Depreciation, as of Jun 2025, the value is 8.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 9.00 Cr. (Mar 2025) to 8.00 Cr., marking a decrease of 1.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 524.00 Cr.. The value appears strong and on an upward trend. It has increased from 378.00 Cr. (Mar 2025) to 524.00 Cr., marking an increase of 146.00 Cr..
- For Tax %, as of Jun 2025, the value is 24.00%. The value appears to be increasing, which may not be favorable. It has increased from 21.00% (Mar 2025) to 24.00%, marking an increase of 3.00%.
- For Net Profit, as of Jun 2025, the value is 396.00 Cr.. The value appears strong and on an upward trend. It has increased from 299.00 Cr. (Mar 2025) to 396.00 Cr., marking an increase of 97.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 6.23. The value appears strong and on an upward trend. It has increased from 4.70 (Mar 2025) to 6.23, marking an increase of 1.53.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 22, 2025, 6:33 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 774 | 951 | 1,311 | 1,435 | 1,735 | 1,647 | 1,192 | 1,419 | 1,533 | 1,512 | 2,036 | 2,518 | 2,332 |
| Expenses | 434 | 484 | 787 | 837 | 1,082 | 940 | 594 | 505 | 516 | 555 | 649 | 789 | 819 |
| Operating Profit | 340 | 468 | 524 | 598 | 653 | 707 | 598 | 914 | 1,017 | 957 | 1,386 | 1,729 | 1,513 |
| OPM % | 44% | 49% | 40% | 42% | 38% | 43% | 50% | 64% | 66% | 63% | 68% | 69% | 65% |
| Other Income | 4 | 3 | 3 | 1 | 14 | 3 | 1 | 1 | 2 | 5 | 2 | 3 | 305 |
| Interest | 0 | 0 | 0 | 0 | 2 | 0 | 6 | 4 | 4 | 4 | 6 | 7 | 7 |
| Depreciation | 14 | 7 | 4 | 18 | 9 | 10 | 33 | 33 | 27 | 30 | 29 | 31 | 32 |
| Profit before tax | 330 | 464 | 522 | 581 | 656 | 700 | 560 | 877 | 989 | 928 | 1,352 | 1,694 | 1,779 |
| Tax % | 18% | 24% | 24% | 31% | 30% | 30% | 26% | 23% | 25% | 22% | 18% | 24% | |
| Net Profit | 271 | 354 | 396 | 402 | 457 | 487 | 415 | 680 | 744 | 723 | 1,107 | 1,286 | 1,350 |
| EPS in Rs | 234.92 | 307.69 | 344.12 | 348.92 | 7.45 | 7.94 | 6.78 | 11.04 | 11.96 | 11.61 | 17.58 | 20.27 | 21.28 |
| Dividend Payout % | 123% | 40% | 36% | 0% | 81% | 76% | 74% | 72% | 92% | 99% | 94% | 89% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 30.63% | 11.86% | 1.52% | 13.68% | 6.56% | -14.78% | 63.86% | 9.41% | -2.82% | 53.11% | 16.17% |
| Change in YoY Net Profit Growth (%) | 0.00% | -18.76% | -10.35% | 12.17% | -7.12% | -21.35% | 78.64% | -54.44% | -12.23% | 55.93% | -36.94% |
Nippon Life India Asset Management Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 16% |
| 3 Years: | 18% |
| TTM: | 30% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 25% |
| 3 Years: | 20% |
| TTM: | 12% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 24% |
| 3 Years: | 40% |
| 1 Year: | 15% |
| Return on Equity | |
|---|---|
| 10 Years: | 24% |
| 5 Years: | 26% |
| 3 Years: | 27% |
| Last Year: | 31% |
Last Updated: September 5, 2025, 11:45 am
Balance Sheet
Last Updated: July 25, 2025, 2:40 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 11 | 11 | 12 | 12 | 612 | 612 | 612 | 616 | 622 | 623 | 630 | 635 |
| Reserves | 1,543 | 1,495 | 1,750 | 1,831 | 1,753 | 1,958 | 1,981 | 2,484 | 2,857 | 2,892 | 3,352 | 3,578 |
| Borrowings | 0 | 30 | 30 | 30 | 0 | 0 | 0 | 0 | 0 | 0 | 79 | 88 |
| Other Liabilities | 155 | 166 | 139 | 179 | 357 | 206 | 288 | 291 | 318 | 345 | 314 | 369 |
| Total Liabilities | 1,709 | 1,702 | 1,931 | 2,051 | 2,722 | 2,776 | 2,881 | 3,392 | 3,797 | 3,861 | 4,375 | 4,670 |
| Fixed Assets | 14 | 7 | 12 | 251 | 258 | 256 | 324 | 301 | 296 | 305 | 331 | 868 |
| CWIP | 0 | 0 | 0 | 0 | 3 | 1 | 2 | 1 | 0 | 2 | 2 | 4 |
| Investments | 741 | 835 | 911 | 947 | 993 | 1,290 | 1,885 | 2,550 | 2,942 | 3,023 | 3,513 | 3,324 |
| Other Assets | 954 | 860 | 1,008 | 854 | 1,469 | 1,229 | 671 | 540 | 559 | 530 | 530 | 475 |
| Total Assets | 1,709 | 1,702 | 1,931 | 2,051 | 2,722 | 2,776 | 2,881 | 3,392 | 3,797 | 3,861 | 4,375 | 4,670 |
Below is a detailed analysis of the balance sheet data for Nippon Life India Asset Management Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 635.00 Cr.. The value appears strong and on an upward trend. It has increased from 630.00 Cr. (Mar 2024) to 635.00 Cr., marking an increase of 5.00 Cr..
- For Reserves, as of Mar 2025, the value is 3,578.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,352.00 Cr. (Mar 2024) to 3,578.00 Cr., marking an increase of 226.00 Cr..
- For Borrowings, as of Mar 2025, the value is 88.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 79.00 Cr. (Mar 2024) to 88.00 Cr., marking an increase of 9.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 369.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 314.00 Cr. (Mar 2024) to 369.00 Cr., marking an increase of 55.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 4,670.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4,375.00 Cr. (Mar 2024) to 4,670.00 Cr., marking an increase of 295.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 868.00 Cr.. The value appears strong and on an upward trend. It has increased from 331.00 Cr. (Mar 2024) to 868.00 Cr., marking an increase of 537.00 Cr..
- For CWIP, as of Mar 2025, the value is 4.00 Cr.. The value appears strong and on an upward trend. It has increased from 2.00 Cr. (Mar 2024) to 4.00 Cr., marking an increase of 2.00 Cr..
- For Investments, as of Mar 2025, the value is 3,324.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,513.00 Cr. (Mar 2024) to 3,324.00 Cr., marking a decrease of 189.00 Cr..
- For Other Assets, as of Mar 2025, the value is 475.00 Cr.. The value appears to be declining and may need further review. It has decreased from 530.00 Cr. (Mar 2024) to 475.00 Cr., marking a decrease of 55.00 Cr..
- For Total Assets, as of Mar 2025, the value is 4,670.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,375.00 Cr. (Mar 2024) to 4,670.00 Cr., marking an increase of 295.00 Cr..
Notably, the Reserves (3,578.00 Cr.) exceed the Borrowings (88.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 340.00 | 438.00 | 494.00 | 568.00 | 653.00 | 707.00 | 598.00 | 914.00 | 1.00 | 957.00 | -78.00 | -87.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 5 | 7 | 17 | 11 | 8 | 23 | 18 | 12 | 18 | 23 | 23 | 10 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 5 | 7 | 17 | 11 | 8 | 23 | 18 | 12 | 18 | 23 | 23 | 10 |
| Working Capital Days | 284 | 127 | 115 | 124 | -36 | 25 | -25 | -19 | -5 | -4 | 6 | -9 |
| ROCE % | 22% | 30% | 31% | 32% | 31% | 28% | 22% | 31% | 30% | 27% | 36% | 41% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Mid-Cap Opportunities Fund - Regular Plan | 9,680,093 | 0.78 | 404.77 | 9,680,093 | 2025-04-22 13:31:13 | 0% |
| Tata Small Cap Fund | 2,911,690 | 1.92 | 121.75 | 2,911,690 | 2025-04-22 17:25:24 | 0% |
| UTI Value Fund | 1,900,000 | 1 | 79.45 | 1,900,000 | 2025-04-22 15:56:55 | 0% |
| SBI Banking & Financial Services Fund | 1,832,790 | 1.72 | 76.64 | 1,832,790 | 2025-04-22 17:01:01 | 0% |
| ICICI Prudential Multicap Fund | 1,228,497 | 0.54 | 51.37 | 1,228,497 | 2025-04-22 17:25:24 | 0% |
| HDFC Retirement Savings Fund - Equity - Regular Plan | 1,221,570 | 1.27 | 51.08 | 1,221,570 | 2025-04-22 15:56:55 | 0% |
| Mirae Asset Great Consumer Fund | 1,200,000 | 1.73 | 50.18 | 1,200,000 | 2025-04-22 15:56:55 | 0% |
| Tata Focused Equity Fund | 1,077,046 | 3.05 | 45.04 | 1,077,046 | 2025-04-22 17:25:24 | 0% |
| ICICI Prudential Business Cycle Fund | 1,003,698 | 0.59 | 41.97 | 1,003,698 | 2025-04-22 15:56:55 | 0% |
| UTI Aggressive Hybrid Fund | 820,582 | 0.69 | 34.31 | 820,582 | 2025-04-22 17:25:24 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 20.34 | 17.71 | 11.61 | 12.00 | 11.04 |
| Diluted EPS (Rs.) | 20.03 | 17.53 | 11.53 | 11.80 | 10.90 |
| Cash EPS (Rs.) | 20.74 | 18.02 | 12.08 | 12.39 | 11.56 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 66.38 | 63.06 | 56.41 | 55.91 | 50.29 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 66.38 | 63.06 | 56.41 | 55.91 | 50.29 |
| Revenue From Operations / Share (Rs.) | 35.15 | 26.08 | 21.66 | 21.01 | 17.23 |
| PBDIT / Share (Rs.) | 27.28 | 22.03 | 15.43 | 16.39 | 14.84 |
| PBIT / Share (Rs.) | 26.80 | 21.57 | 14.95 | 15.96 | 14.30 |
| PBT / Share (Rs.) | 26.69 | 21.47 | 14.89 | 15.89 | 14.23 |
| Net Profit / Share (Rs.) | 20.26 | 17.56 | 11.60 | 11.95 | 11.02 |
| NP After MI And SOA / Share (Rs.) | 20.27 | 17.58 | 11.61 | 11.96 | 11.04 |
| PBDIT Margin (%) | 77.62 | 84.45 | 71.23 | 78.04 | 86.12 |
| PBIT Margin (%) | 76.25 | 82.68 | 69.02 | 75.95 | 82.98 |
| PBT Margin (%) | 75.95 | 82.30 | 68.73 | 75.66 | 82.57 |
| Net Profit Margin (%) | 57.63 | 67.32 | 53.55 | 56.89 | 63.96 |
| NP After MI And SOA Margin (%) | 57.66 | 67.38 | 53.58 | 56.95 | 64.05 |
| Return on Networth / Equity (%) | 30.53 | 27.87 | 20.57 | 21.39 | 21.94 |
| Return on Capital Employeed (%) | 38.60 | 32.75 | 25.37 | 27.43 | 27.46 |
| Return On Assets (%) | 27.54 | 25.30 | 18.73 | 19.60 | 20.05 |
| Asset Turnover Ratio (%) | 0.49 | 0.39 | 0.35 | 0.34 | 0.31 |
| Current Ratio (X) | 14.02 | 17.32 | 18.01 | 18.93 | 16.32 |
| Quick Ratio (X) | 14.02 | 17.32 | 18.01 | 18.93 | 16.32 |
| Dividend Payout Ratio (NP) (%) | 93.40 | 73.25 | 99.00 | 70.72 | 27.03 |
| Dividend Payout Ratio (CP) (%) | 91.23 | 71.37 | 95.08 | 68.22 | 25.77 |
| Earning Retention Ratio (%) | 6.60 | 26.75 | 1.00 | 29.28 | 72.97 |
| Cash Earning Retention Ratio (%) | 8.77 | 28.63 | 4.92 | 31.78 | 74.23 |
| Interest Coverage Ratio (X) | 256.92 | 222.41 | 242.19 | 266.94 | 206.48 |
| Interest Coverage Ratio (Post Tax) (X) | 191.76 | 178.28 | 183.10 | 195.60 | 154.36 |
| Enterprise Value (Cr.) | 36404.33 | 29358.35 | 12807.81 | 21326.53 | 20483.26 |
| EV / Net Operating Revenue (X) | 16.32 | 17.87 | 9.49 | 16.32 | 19.28 |
| EV / EBITDA (X) | 21.02 | 21.15 | 13.32 | 20.91 | 22.39 |
| MarketCap / Net Operating Revenue (X) | 16.45 | 18.03 | 9.69 | 16.58 | 19.62 |
| Retention Ratios (%) | 6.59 | 26.74 | 0.99 | 29.27 | 72.96 |
| Price / BV (X) | 8.71 | 7.46 | 3.72 | 6.23 | 6.72 |
| Price / Net Operating Revenue (X) | 16.45 | 18.03 | 9.69 | 16.58 | 19.63 |
| EarningsYield | 0.03 | 0.03 | 0.05 | 0.03 | 0.03 |
After reviewing the key financial ratios for Nippon Life India Asset Management Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 20.34. This value is within the healthy range. It has increased from 17.71 (Mar 24) to 20.34, marking an increase of 2.63.
- For Diluted EPS (Rs.), as of Mar 25, the value is 20.03. This value is within the healthy range. It has increased from 17.53 (Mar 24) to 20.03, marking an increase of 2.50.
- For Cash EPS (Rs.), as of Mar 25, the value is 20.74. This value is within the healthy range. It has increased from 18.02 (Mar 24) to 20.74, marking an increase of 2.72.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 66.38. It has increased from 63.06 (Mar 24) to 66.38, marking an increase of 3.32.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 66.38. It has increased from 63.06 (Mar 24) to 66.38, marking an increase of 3.32.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 35.15. It has increased from 26.08 (Mar 24) to 35.15, marking an increase of 9.07.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 27.28. This value is within the healthy range. It has increased from 22.03 (Mar 24) to 27.28, marking an increase of 5.25.
- For PBIT / Share (Rs.), as of Mar 25, the value is 26.80. This value is within the healthy range. It has increased from 21.57 (Mar 24) to 26.80, marking an increase of 5.23.
- For PBT / Share (Rs.), as of Mar 25, the value is 26.69. This value is within the healthy range. It has increased from 21.47 (Mar 24) to 26.69, marking an increase of 5.22.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 20.26. This value is within the healthy range. It has increased from 17.56 (Mar 24) to 20.26, marking an increase of 2.70.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 20.27. This value is within the healthy range. It has increased from 17.58 (Mar 24) to 20.27, marking an increase of 2.69.
- For PBDIT Margin (%), as of Mar 25, the value is 77.62. This value is within the healthy range. It has decreased from 84.45 (Mar 24) to 77.62, marking a decrease of 6.83.
- For PBIT Margin (%), as of Mar 25, the value is 76.25. This value exceeds the healthy maximum of 20. It has decreased from 82.68 (Mar 24) to 76.25, marking a decrease of 6.43.
- For PBT Margin (%), as of Mar 25, the value is 75.95. This value is within the healthy range. It has decreased from 82.30 (Mar 24) to 75.95, marking a decrease of 6.35.
- For Net Profit Margin (%), as of Mar 25, the value is 57.63. This value exceeds the healthy maximum of 10. It has decreased from 67.32 (Mar 24) to 57.63, marking a decrease of 9.69.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 57.66. This value exceeds the healthy maximum of 20. It has decreased from 67.38 (Mar 24) to 57.66, marking a decrease of 9.72.
- For Return on Networth / Equity (%), as of Mar 25, the value is 30.53. This value is within the healthy range. It has increased from 27.87 (Mar 24) to 30.53, marking an increase of 2.66.
- For Return on Capital Employeed (%), as of Mar 25, the value is 38.60. This value is within the healthy range. It has increased from 32.75 (Mar 24) to 38.60, marking an increase of 5.85.
- For Return On Assets (%), as of Mar 25, the value is 27.54. This value is within the healthy range. It has increased from 25.30 (Mar 24) to 27.54, marking an increase of 2.24.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.49. It has increased from 0.39 (Mar 24) to 0.49, marking an increase of 0.10.
- For Current Ratio (X), as of Mar 25, the value is 14.02. This value exceeds the healthy maximum of 3. It has decreased from 17.32 (Mar 24) to 14.02, marking a decrease of 3.30.
- For Quick Ratio (X), as of Mar 25, the value is 14.02. This value exceeds the healthy maximum of 2. It has decreased from 17.32 (Mar 24) to 14.02, marking a decrease of 3.30.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 93.40. This value exceeds the healthy maximum of 50. It has increased from 73.25 (Mar 24) to 93.40, marking an increase of 20.15.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 91.23. This value exceeds the healthy maximum of 50. It has increased from 71.37 (Mar 24) to 91.23, marking an increase of 19.86.
- For Earning Retention Ratio (%), as of Mar 25, the value is 6.60. This value is below the healthy minimum of 40. It has decreased from 26.75 (Mar 24) to 6.60, marking a decrease of 20.15.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 8.77. This value is below the healthy minimum of 40. It has decreased from 28.63 (Mar 24) to 8.77, marking a decrease of 19.86.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 256.92. This value is within the healthy range. It has increased from 222.41 (Mar 24) to 256.92, marking an increase of 34.51.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 191.76. This value is within the healthy range. It has increased from 178.28 (Mar 24) to 191.76, marking an increase of 13.48.
- For Enterprise Value (Cr.), as of Mar 25, the value is 36,404.33. It has increased from 29,358.35 (Mar 24) to 36,404.33, marking an increase of 7,045.98.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 16.32. This value exceeds the healthy maximum of 3. It has decreased from 17.87 (Mar 24) to 16.32, marking a decrease of 1.55.
- For EV / EBITDA (X), as of Mar 25, the value is 21.02. This value exceeds the healthy maximum of 15. It has decreased from 21.15 (Mar 24) to 21.02, marking a decrease of 0.13.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 16.45. This value exceeds the healthy maximum of 3. It has decreased from 18.03 (Mar 24) to 16.45, marking a decrease of 1.58.
- For Retention Ratios (%), as of Mar 25, the value is 6.59. This value is below the healthy minimum of 30. It has decreased from 26.74 (Mar 24) to 6.59, marking a decrease of 20.15.
- For Price / BV (X), as of Mar 25, the value is 8.71. This value exceeds the healthy maximum of 3. It has increased from 7.46 (Mar 24) to 8.71, marking an increase of 1.25.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 16.45. This value exceeds the healthy maximum of 3. It has decreased from 18.03 (Mar 24) to 16.45, marking a decrease of 1.58.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Nippon Life India Asset Management Ltd:
- Net Profit Margin: 57.63%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 38.6% (Industry Average ROCE: 35.13%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 30.53% (Industry Average ROE: 26.78%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 191.76
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 14.02
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 43.5 (Industry average Stock P/E: 35.15)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 57.63%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Mutual Funds | 4th Floor, Tower A, Mumbai Maharashtra 400013 | investorrelation@nipponindiaim.com https://mf.nipponindiaim.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Upendra Kumar Sinha | Chairman & Ind.Director |
| Mr. Sundeep Sikka | Executive Director & CEO |
| Mr. Ashvin Parekh | Independent Director |
| Maj.Gen.(Retd.) Ved Prakash Malik | Independent Director |
| Mr. B Sriram | Independent Director |
| Mrs. Sonu Bhasin | Independent Director |
| Mr. Minoru Kimura | Non Exe. & Nominee Director |
| Mr. Kosuke Kuroishi | Non Exe. & Nominee Director |
| Mr. Hiroki Yamauchi | Non Exe. & Nominee Director |
FAQ
What is the intrinsic value of Nippon Life India Asset Management Ltd?
Nippon Life India Asset Management Ltd's intrinsic value (as of 26 October 2025) is 739.71 which is 19.86% lower the current market price of 923.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 58,747 Cr. market cap, FY2025-2026 high/low of 987/456, reserves of ₹3,578 Cr, and liabilities of 4,670 Cr.
What is the Market Cap of Nippon Life India Asset Management Ltd?
The Market Cap of Nippon Life India Asset Management Ltd is 58,747 Cr..
What is the current Stock Price of Nippon Life India Asset Management Ltd as on 26 October 2025?
The current stock price of Nippon Life India Asset Management Ltd as on 26 October 2025 is 923.
What is the High / Low of Nippon Life India Asset Management Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Nippon Life India Asset Management Ltd stocks is 987/456.
What is the Stock P/E of Nippon Life India Asset Management Ltd?
The Stock P/E of Nippon Life India Asset Management Ltd is 43.5.
What is the Book Value of Nippon Life India Asset Management Ltd?
The Book Value of Nippon Life India Asset Management Ltd is 66.4.
What is the Dividend Yield of Nippon Life India Asset Management Ltd?
The Dividend Yield of Nippon Life India Asset Management Ltd is 1.95 %.
What is the ROCE of Nippon Life India Asset Management Ltd?
The ROCE of Nippon Life India Asset Management Ltd is 40.7 %.
What is the ROE of Nippon Life India Asset Management Ltd?
The ROE of Nippon Life India Asset Management Ltd is 31.4 %.
What is the Face Value of Nippon Life India Asset Management Ltd?
The Face Value of Nippon Life India Asset Management Ltd is 10.0.