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Onelife Capital Advisors Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹20.92Overvalued by 38.11%vs CMP ₹33.80

P/E (13.2) × ROE (10.0%) × BV (₹19.50) × DY (2.00%)

₹14.66Overvalued by 56.63%vs CMP ₹33.80
MoS: -130.6% (Negative)Confidence: 50/100 (Moderate)Models: All 2: Overvalued
ModelCategoryValueWeightSignal
PE-ROEEarnings₹18.8474%Over (-44.3%)
Revenue MultipleRevenue₹3.0526%Over (-91%)
Consensus (2 models)₹14.66100%Overvalued

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -10.0%

*Investments are subject to market risks

Analyst Summary

Onelife Capital Advisors Ltd operates in the Finance & Investments segment, NSE: ONELIFECAP | BSE: 533632, current market price is ₹33.80, market cap is 126 Cr.. At a glance, stock P/E is 13.2, ROE is 9.96 %, ROCE is 11.4 %, book value is 19.5, dividend yield is 0.00 %. The latest intrinsic value estimate is ₹14.66, around 56.6% below the current price, so expectations may already be running ahead of this modelled fair value. On operating trend, latest reported sales are about ₹11 Cr versus the prior period change of -70.0%, while latest net profit is about ₹-5 Cr with a prior-period change of -862.5%. The 52-week range shown on this page is 40.9/10.6, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisOnelife Capital Advisors Ltd. is a Public Limited Listed company incorporated on 31/08/2007 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(…

This summary is generated from the stock page data available for Onelife Capital Advisors Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

46
Onelife Capital Advisors Ltd scores 46/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health42/100 · Moderate
ROCE 11.4% AverageROE 10.0% AverageD/E 0.01 Low debtInterest Coverage 0.0x RiskyProfitable 1/5 years Inconsistent
Smart Money50/100 · Moderate
Promoter holding at 26.0% Stable
Earnings Quality50/100 · Moderate
OPM contracting (-11% → -158%) DecliningWorking capital: -946 days (improving) Efficient
Quarterly Momentum25/100 · Weak
Revenue (4Q): -85% YoY DecliningOPM: -586.3% (down 493.0% YoY) Margin pressure
Industry Rank75/100 · Strong
P/E 13.2 vs industry 63.1 Cheaper than peersROCE 11.4% vs industry 10.9% Average3Y sales CAGR: 21% High growth

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily.

Share Price and Basic Stock Data

Last Updated: August 25, 2026, 7:34 am

Market Cap 126 Cr.
Current Price 33.8
Intrinsic Value₹14.66
High / Low 40.9/10.6
Stock P/E13.2
Book Value 19.5
Dividend Yield0.00 %
ROCE11.4 %
ROE9.96 %
Face Value 10.0
PEG Ratio-1.32

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Onelife Capital Advisors Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Onelife Capital Advisors Ltd 126 Cr. 33.8 40.9/10.613.2 19.50.00 %11.4 %9.96 % 10.0
Harmony Capital Services Ltd 125 Cr. 103 103/58.073.7 3.330.00 %32.2 %31.0 % 10.0
Steel City Securities Ltd 124 Cr. 82.2 107/71.37.30 91.44.87 %14.5 %10.7 % 10.0
Ganges Securities Ltd 123 Cr. 123 178/98.242.7 5400.00 %0.76 %0.44 % 10.0
Adinath Exim Resources Ltd 129 Cr. 140 178/78.0112 59.90.00 %0.93 %1.44 % 10.0
Industry Average7,136.06 Cr1,160.4963.073,648.380.43%10.85%11.62%7.17

All Competitor Stocks of Onelife Capital Advisors Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 1.301.371.821.301.4732.417.211.521.331.230.853.860.51
Expenses 2.022.192.081.351.8026.236.0233.572.577.052.058.413.50
Operating Profit -0.72-0.82-0.26-0.05-0.336.181.19-32.05-1.24-5.82-1.20-4.55-2.99
OPM % -55.38%-59.85%-14.29%-3.85%-22.45%19.07%16.50%-2,108.55%-93.23%-473.17%-141.18%-117.88%-586.27%
Other Income 0.200.390.240.120.012.810.6426.20-0.4911.571.221.061.95
Interest 0.200.860.300.160.101.220.730.550.440.210.180.980.93
Depreciation 0.020.030.030.030.030.450.150.220.26-0.010.180.180.19
Profit before tax -0.74-1.32-0.35-0.12-0.457.320.95-6.62-2.435.55-0.34-4.65-2.16
Tax % 6.76%-8.33%28.57%75.00%11.11%75.55%31.58%2.87%18.52%25.23%52.94%3.66%-13.43%
Net Profit -0.79-1.21-0.45-0.21-0.501.800.65-6.80-2.884.15-0.52-4.83-1.87
EPS in Rs -0.21-0.32-0.12-0.06-0.130.410.16-1.80-0.731.00-0.14-1.21-0.45

Last Updated: March 3, 2026, 3:59 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 25, 2026, 6:46 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 6.0510.273.557.857.4010.549.496.456.395.2237.8711.366.45
Expenses 3.806.778.959.976.7710.0710.145.726.466.3531.4349.2121.01
Operating Profit 2.253.50-5.40-2.120.630.47-0.650.73-0.07-1.136.44-37.85-14.56
OPM % 37.19%34.08%-152.11%-27.01%8.51%4.46%-6.85%11.32%-1.10%-21.65%17.01%-333.19%-225.74%
Other Income 0.00-0.440.03-0.160.020.110.020.110.090.202.2937.8515.80
Interest 0.000.120.240.090.050.030.030.010.081.501.781.932.30
Depreciation 0.760.780.681.710.530.570.890.770.260.050.530.620.54
Profit before tax 1.492.16-6.29-4.080.07-0.02-1.550.06-0.32-2.486.42-2.55-1.60
Tax % 0.00%2.31%0.48%0.49%42.86%300.00%5.16%200.00%25.00%0.00%90.03%91.37%
Net Profit 1.492.11-6.31-4.100.05-0.08-1.63-0.05-0.40-2.480.64-4.88-3.07
EPS in Rs 0.110.21-1.67-1.100.01-0.02-0.44-0.01-0.11-0.660.10-1.37-0.80
Dividend Payout % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)41.61%-399.05%35.02%101.22%-260.00%-1937.50%96.93%-700.00%-520.00%125.81%-862.50%
Change in YoY Net Profit Growth (%)0.00%-440.66%434.08%66.20%-361.22%-1677.50%2034.43%-796.93%180.00%645.81%-988.31%

Onelife Capital Advisors Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:1%
5 Years:4%
3 Years:21%
TTM:-88%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:-1667%
Stock Price CAGR
10 Years:-10%
5 Years:15%
3 Years:-5%
1 Year:-33%
Return on Equity
10 Years:-3%
5 Years:-3%
3 Years:-5%
Last Year:-16%

Last Updated: September 5, 2025, 11:55 am

No data available for the Balance Sheet data table.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + -91.36-4.84-7.98-9.80-4.02-5.41-2.15-2.0118.52-5.7957.80-44.59
Cash from Investing Activity + 71.60-7.747.449.683.2611.640.00-12.01-12.20-5.98-26.96-6.61
Cash from Financing Activity + 5.02-2.221.991.62-0.75-5.09-0.1213.86-3.2711.23-5.0441.02
Net Cash Flow -14.75-14.801.451.51-1.501.15-2.27-0.163.05-0.5425.79-10.18
Free Cash Flow -86.48-29.40-7.99-10.46-4.24-5.40-1.96-2.0211.86-8.9336.21-46.71
CFO/OP -2,602%82%375%-1,478%-768%832%-222%2,614%-1,652%-25%-160%376%

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 121.870.712.064.184.9380.34122.6972.43274.18406.25223.13527.76
Inventory Days 0.000.00825.1812.79
Days Payable 1,425.47929.08
Cash Conversion Cycle 121.870.712.064.184.9380.34122.6972.43274.18406.25-377.16-388.53
Working Capital Days 2,515.792,326.837,000.802,737.731,877.782,186.542,560.003,986.714,796.983,918.51261.87-946.48
ROCE %1.24%2.19%-5.01%-3.52%0.12%0.01%-1.48%0.08%-0.26%-1.01%9.53%-26.66%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 52.10%52.10%52.10%52.10%52.10%52.10%52.10%52.10%52.10%52.10%26.03%26.03%
DIIs 0.00%0.00%0.00%0.00%0.00%0.01%0.01%0.01%0.01%0.01%0.00%0.00%
Public 47.91%47.91%47.91%47.90%47.90%47.90%47.89%47.90%47.90%47.89%73.97%73.97%
No. of Shareholders 9,2759,4359,88810,0269,85710,43810,48710,71310,41210,1279,9319,437

Shareholding Pattern Chart

No. of Shareholders

Onelife Capital Advisors Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) -3.650.47-1.86-0.30-0.04
Diluted EPS (Rs.) -3.650.47-1.86-0.30-0.04
Cash EPS (Rs.) -3.190.87-1.81-0.100.53
Book Value[Excl.RevalReserv]/Share (Rs.) 25.9637.9561.3963.2663.55
Book Value[Incl.RevalReserv]/Share (Rs.) 25.9637.9561.3963.2663.55
Revenue From Operations / Share (Rs.) 8.4527.693.333.063.40
PBDIT / Share (Rs.) -13.046.53-0.690.010.63
PBIT / Share (Rs.) -13.506.13-0.73-0.170.05
PBT / Share (Rs.) -1.914.80-1.86-0.230.04
Net Profit / Share (Rs.) -3.650.47-1.86-0.29-0.04
NP After MI And SOA / Share (Rs.) -3.850.28-1.86-0.29-0.04
PBDIT Margin (%) -154.4323.58-20.830.4118.72
PBIT Margin (%) -159.8922.14-22.05-5.841.70
PBT Margin (%) -22.5717.32-55.79-7.801.33
Net Profit Margin (%) -43.231.71-55.79-9.72-1.20
NP After MI And SOA Margin (%) -45.571.04-55.77-9.71-1.19
Return on Networth / Equity (%) -14.820.76-3.02-0.46-0.06
Return on Capital Employeed (%) -30.2410.73-1.13-0.280.09
Return On Assets (%) -2.990.23-2.00-0.37-0.05
Long Term Debt / Equity (X) 0.650.340.050.000.00
Total Debt / Equity (X) 0.660.510.160.170.01
Asset Turnover Ratio (%) 0.060.250.030.040.04
Current Ratio (X) 1.011.492.394.1514.09
Quick Ratio (X) 1.000.932.394.1514.09
Inventory Turnover Ratio (X) 0.450.000.000.000.00
Dividend Payout Ratio (NP) (%) -0.040.000.000.000.00
Dividend Payout Ratio (CP) (%) -0.040.000.000.000.00
Earning Retention Ratio (%) 100.040.000.000.000.00
Cash Earning Retention Ratio (%) 100.040.000.000.000.00
Interest Coverage Ratio (X) -9.024.90-0.610.2162.05
Interest Coverage Ratio (Post Tax) (X) -10.541.36-0.65-3.98-2.74
Enterprise Value (Cr.) 6.5860.6426.6528.888.88
EV / Net Operating Revenue (X) 0.581.646.007.071.96
EV / EBITDA (X) -0.376.95-28.781698.7910.44
MarketCap / Net Operating Revenue (X) 1.211.084.023.742.06
Retention Ratios (%) 100.040.000.000.000.00
Price / BV (X) 0.390.780.210.180.11
Price / Net Operating Revenue (X) 1.211.084.023.742.06
EarningsYield -0.370.01-0.13-0.02-0.01

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

[display_about_company_data title=”About the Company – Qualitative Analysis”]

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Last Updated: August 25, 2026, 7:34 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 533632 | NSE: ONELIFECAP
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Onelife Capital Advisors Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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