Share Price and Basic Stock Data
Last Updated: February 20, 2026, 4:57 pm
| PEG Ratio | 0.78 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
State Bank of India (SBI), a leading public sector bank, recorded a share price of ₹1,219 and a market capitalization of ₹11,25,306 Cr. The bank’s revenue has shown a consistent upward trend, rising from ₹84,463 Cr in September 2022 to ₹107,391 Cr in September 2023. This represents a year-on-year growth of approximately 27% in revenue, underscoring the bank’s robust operational performance. The revenue for the trailing twelve months (TTM) stood at ₹505,420 Cr, reflecting a significant increase from ₹350,845 Cr in the previous fiscal year. SBI’s interest income also rose, reaching ₹62,955 Cr in September 2023, contributing to the bank’s overall financial health. The rising revenue trajectory is bolstered by increased lending activities and a growing customer base, which is evident from the bank’s deposits that surged to ₹5,655,559 Cr by September 2025, indicating strong customer trust and market position.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,48,176 Cr. | 194 | 196/108 | 7.82 | 172 | 2.45 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 36,339 Cr. | 29.0 | 39.9/26.8 | 13.9 | 26.5 | 1.35 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 11,22,075 Cr. | 1,216 | 1,226/680 | 13.8 | 641 | 1.31 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,49,029 Cr. | 130 | 135/85.5 | 8.37 | 130 | 2.24 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 19,385 Cr. | 27.3 | 50.5/25.2 | 16.0 | 19.6 | 0.26 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 173,784.92 Cr | 264.20 | 10.50 | 183.82 | 1.74% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 84,463 | 91,518 | 98,083 | 101,460 | 107,391 | 112,868 | 117,469 | 118,242 | 121,045 | 124,654 | 126,997 | 125,729 | 128,040 |
| Interest | 45,232 | 49,366 | 53,451 | 58,045 | 62,955 | 68,092 | 70,644 | 71,701 | 73,619 | 77,397 | 78,227 | 78,266 | 78,002 |
| Expenses | 49,208 | 56,498 | 59,965 | 49,080 | 59,365 | 62,635 | 65,418 | 53,996 | 62,709 | 64,890 | 74,438 | 59,496 | 72,265 |
| Financing Profit | -9,977 | -14,346 | -15,334 | -5,665 | -14,930 | -17,858 | -18,593 | -7,455 | -15,283 | -17,634 | -25,668 | -12,034 | -22,227 |
| Financing Margin % | -12% | -16% | -16% | -6% | -14% | -16% | -16% | -6% | -13% | -14% | -20% | -10% | -17% |
| Other Income | 30,320 | 35,701 | 38,769 | 30,873 | 36,865 | 33,103 | 47,445 | 33,883 | 42,758 | 43,200 | 52,565 | 41,263 | 50,884 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 20,342 | 21,355 | 23,436 | 25,208 | 21,936 | 15,245 | 28,852 | 26,428 | 27,474 | 25,566 | 26,897 | 29,229 | 28,657 |
| Tax % | 26% | 27% | 22% | 26% | 25% | 26% | 25% | 26% | 26% | 25% | 26% | 26% | 25% |
| Net Profit | 15,297 | 15,888 | 18,769 | 19,094 | 16,648 | 11,598 | 22,203 | 20,094 | 20,565 | 19,484 | 20,379 | 22,121 | 21,861 |
| EPS in Rs | 16.53 | 17.34 | 20.27 | 20.77 | 18.04 | 12.40 | 23.96 | 21.65 | 22.17 | 21.12 | 21.96 | 23.76 | 22.90 |
| Gross NPA % | 2.53% | 2.13% | 1.73% | ||||||||||
| Net NPA % | 0.63% | 0.52% | 0.42% |
Last Updated: December 29, 2025, 1:33 am
Below is a detailed analysis of the quarterly data for State Bank of India (SBI) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 78,002.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 78,266.00 Cr. (Jun 2025) to 78,002.00 Cr., marking a decrease of 264.00 Cr..
- For Expenses, as of Sep 2025, the value is 72,265.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 59,496.00 Cr. (Jun 2025) to 72,265.00 Cr., marking an increase of 12,769.00 Cr..
- For Other Income, as of Sep 2025, the value is 50,884.00 Cr.. The value appears strong and on an upward trend. It has increased from 41,263.00 Cr. (Jun 2025) to 50,884.00 Cr., marking an increase of 9,621.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 28,657.00 Cr.. The value appears to be declining and may need further review. It has decreased from 29,229.00 Cr. (Jun 2025) to 28,657.00 Cr., marking a decrease of 572.00 Cr..
- For Tax %, as of Sep 2025, the value is 25.00%. The value appears to be improving (decreasing) as expected. It has decreased from 26.00% (Jun 2025) to 25.00%, marking a decrease of 1.00%.
- For Net Profit, as of Sep 2025, the value is 21,861.00 Cr.. The value appears to be declining and may need further review. It has decreased from 22,121.00 Cr. (Jun 2025) to 21,861.00 Cr., marking a decrease of 260.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 22.90. The value appears to be declining and may need further review. It has decreased from 23.76 (Jun 2025) to 22.90, marking a decrease of 0.86.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:36 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 189,062 | 207,974 | 220,633 | 230,447 | 228,970 | 253,322 | 269,852 | 278,115 | 289,973 | 350,845 | 439,189 | 490,938 | 505,420 |
| Interest | 121,479 | 133,179 | 143,047 | 149,115 | 146,603 | 155,867 | 161,124 | 156,010 | 156,194 | 189,981 | 259,736 | 300,943 | 311,893 |
| Expenses | 82,198 | 96,675 | 109,985 | 145,666 | 169,065 | 166,104 | 172,909 | 192,821 | 197,349 | 204,303 | 239,750 | 252,043 | 271,090 |
| Financing Profit | -14,614 | -21,879 | -32,399 | -64,334 | -86,697 | -68,649 | -64,181 | -70,715 | -63,570 | -43,439 | -60,297 | -62,049 | -77,563 |
| Financing Margin % | -8% | -11% | -15% | -28% | -38% | -27% | -24% | -25% | -22% | -12% | -14% | -13% | -15% |
| Other Income | 37,882 | 49,315 | 52,828 | 68,193 | 77,557 | 77,365 | 98,159 | 107,222 | 117,000 | 122,534 | 155,386 | 172,406 | 187,912 |
| Depreciation | 1,942 | 1,581 | 2,252 | 2,915 | 3,105 | 3,496 | 3,662 | 3,711 | 3,691 | 3,696 | 3,849 | 3,991 | 0 |
| Profit before tax | 21,326 | 25,855 | 18,177 | 945 | -12,245 | 5,220 | 30,317 | 32,796 | 49,739 | 75,399 | 91,240 | 106,365 | 110,349 |
| Tax % | 32% | 32% | 30% | 141% | -66% | 41% | 40% | 26% | 27% | 25% | 25% | 26% | |
| Net Profit | 14,807 | 17,832 | 13,019 | -97 | -3,749 | 3,351 | 21,140 | 23,888 | 37,183 | 57,750 | 69,543 | 80,523 | 83,845 |
| EPS in Rs | 18.99 | 22.76 | 15.75 | 0.30 | -5.11 | 2.58 | 22.15 | 25.11 | 39.64 | 62.35 | 75.17 | 86.91 | 89.74 |
| Dividend Payout % | 16% | 15% | 17% | 859% | 0% | 0% | 0% | 16% | 18% | 18% | 18% | 18% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 20.43% | -26.99% | -100.75% | -3764.95% | 189.38% | 530.86% | 13.00% | 55.66% | 55.31% | 20.42% | 15.79% |
| Change in YoY Net Profit Growth (%) | 0.00% | -47.42% | -73.75% | -3664.20% | 3954.33% | 341.47% | -517.86% | 42.66% | -0.34% | -34.89% | -4.63% |
State Bank of India (SBI) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 13% |
| 3 Years: | 19% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 36% |
| 3 Years: | 30% |
| TTM: | 9% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 31% |
| 3 Years: | 15% |
| 1 Year: | -1% |
| Return on Equity | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 15% |
| 3 Years: | 17% |
| Last Year: | 17% |
Last Updated: September 5, 2025, 1:36 pm
Balance Sheet
Last Updated: December 4, 2025, 2:01 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 747 | 747 | 776 | 797 | 892 | 892 | 892 | 892 | 892 | 892 | 892 | 892 | 923 |
| Reserves | 146,624 | 160,641 | 179,816 | 216,395 | 229,429 | 233,603 | 250,168 | 274,669 | 304,696 | 358,039 | 414,047 | 486,144 | 568,389 |
| Deposits | 1,838,852 | 2,052,961 | 2,253,858 | 2,599,811 | 2,722,178 | 2,940,541 | 3,274,161 | 3,715,331 | 4,087,411 | 4,468,536 | 4,966,537 | 5,439,898 | 5,655,559 |
| Borrowing | 223,760 | 244,663 | 361,399 | 336,366 | 369,079 | 413,748 | 332,901 | 433,796 | 449,160 | 521,152 | 639,610 | 610,857 | 650,303 |
| Other Liabilities | 185,573 | 240,149 | 276,472 | 288,391 | 294,860 | 299,676 | 339,364 | 420,926 | 518,719 | 605,796 | 712,669 | 775,938 | 798,225 |
| Total Liabilities | 2,395,556 | 2,699,161 | 3,072,321 | 3,441,760 | 3,616,439 | 3,888,460 | 4,197,486 | 4,845,615 | 5,360,878 | 5,954,415 | 6,733,756 | 7,313,730 | 7,673,400 |
| Fixed Assets | 10,223 | 12,924 | 15,415 | 51,189 | 42,035 | 39,941 | 39,608 | 41,600 | 41,032 | 45,880 | 46,072 | 47,716 | 54,362 |
| CWIP | 337 | 400 | 786 | 695 | 925 | 762 | 470 | 116 | 28 | 66 | 42 | 41 | 0 |
| Investments | 579,401 | 673,507 | 807,375 | 1,027,281 | 1,183,794 | 1,119,270 | 1,228,284 | 1,595,100 | 1,776,490 | 1,913,108 | 2,110,548 | 2,205,601 | 2,276,621 |
| Other Assets | 1,805,595 | 2,012,329 | 2,248,746 | 2,362,594 | 2,389,685 | 2,728,487 | 2,929,123 | 3,208,798 | 3,543,328 | 3,995,361 | 4,577,093 | 5,060,371 | 5,342,416 |
| Total Assets | 2,395,556 | 2,699,161 | 3,072,321 | 3,441,760 | 3,616,439 | 3,888,460 | 4,197,486 | 4,845,615 | 5,360,878 | 5,954,415 | 6,733,756 | 7,313,730 | 7,673,400 |
Below is a detailed analysis of the balance sheet data for State Bank of India (SBI) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 923.00 Cr.. The value appears strong and on an upward trend. It has increased from 892.00 Cr. (Mar 2025) to 923.00 Cr., marking an increase of 31.00 Cr..
- For Reserves, as of Sep 2025, the value is 568,389.00 Cr.. The value appears strong and on an upward trend. It has increased from 486,144.00 Cr. (Mar 2025) to 568,389.00 Cr., marking an increase of 82,245.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 798,225.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 775,938.00 Cr. (Mar 2025) to 798,225.00 Cr., marking an increase of 22,287.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 7,673,400.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 7,313,730.00 Cr. (Mar 2025) to 7,673,400.00 Cr., marking an increase of 359,670.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 54,362.00 Cr.. The value appears strong and on an upward trend. It has increased from 47,716.00 Cr. (Mar 2025) to 54,362.00 Cr., marking an increase of 6,646.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 41.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 41.00 Cr..
- For Investments, as of Sep 2025, the value is 2,276,621.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,205,601.00 Cr. (Mar 2025) to 2,276,621.00 Cr., marking an increase of 71,020.00 Cr..
- For Other Assets, as of Sep 2025, the value is 5,342,416.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,060,371.00 Cr. (Mar 2025) to 5,342,416.00 Cr., marking an increase of 282,045.00 Cr..
- For Total Assets, as of Sep 2025, the value is 7,673,400.00 Cr.. The value appears strong and on an upward trend. It has increased from 7,313,730.00 Cr. (Mar 2025) to 7,673,400.00 Cr., marking an increase of 359,670.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 81.00 | 94.00 | 107.00 | 143.00 | 167.00 | 164.00 | 169.00 | 189.00 | 193.00 | 200.00 | 235.00 | 247.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10% | 11% | 7% | 0% | -2% | 1% | 7% | 9% | 12% | 17% | 17% | 17% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Flexi Cap Fund | 44,000,000 | 4.49 | 4321.68 | N/A | N/A | N/A |
| HDFC Balanced Advantage Fund | 35,000,000 | 3.18 | 3437.7 | N/A | N/A | N/A |
| SBI Equity Hybrid Fund | 33,000,000 | 3.91 | 3241.26 | 44,000,000 | 2025-12-08 00:51:45 | -25% |
| Kotak Flexicap Fund | 23,800,000 | 4.14 | 2337.64 | N/A | N/A | N/A |
| SBI Focused Fund | 23,000,000 | 5.23 | 2259.06 | N/A | N/A | N/A |
| Nippon India Large Cap Fund | 19,582,107 | 3.78 | 1923.35 | 23,254,164 | 2025-12-14 04:01:34 | -15.79% |
| SBI Large Cap Fund | 19,106,000 | 3.36 | 1876.59 | N/A | N/A | N/A |
| ICICI Prudential Value Fund | 16,230,096 | 2.6 | 1594.12 | 17,265,096 | 2026-01-26 07:39:12 | -5.99% |
| HDFC Focused Fund | 13,700,000 | 5.07 | 1345.61 | N/A | N/A | N/A |
| Mirae Asset Large & Midcap Fund | 13,215,164 | 2.97 | 1297.99 | 18,655,887 | 2025-12-08 05:14:22 | -29.16% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 86.91 | 75.17 | 62.35 | 39.64 | 25.11 |
| Diluted EPS (Rs.) | 86.91 | 75.17 | 62.35 | 39.64 | 25.11 |
| Cash EPS (Rs.) | 93.01 | 80.66 | 67.51 | 44.87 | 31.36 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 515.07 | 434.06 | 371.08 | 316.22 | 282.35 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 545.72 | 464.94 | 402.18 | 342.41 | 308.77 |
| Operating Revenue / Share (Rs.) | 550.09 | 492.11 | 393.12 | 324.91 | 311.63 |
| Net Profit / Share (Rs.) | 88.54 | 76.35 | 63.37 | 40.74 | 27.21 |
| Net Profit After MI / Share (Rs.) | 86.91 | 75.17 | 62.35 | 39.64 | 25.11 |
| Net Profit Margin (%) | 16.09 | 15.51 | 16.12 | 12.53 | 8.73 |
| Net Profit After MI And SOA Nargin (%) | 15.79 | 15.27 | 15.86 | 12.19 | 8.05 |
| Operating Profit Margin (%) | 21.80 | 20.34 | 19.95 | 14.49 | 10.58 |
| Return On Assets (%) | 1.06 | 0.99 | 0.93 | 0.65 | 0.46 |
| Return On Equity / Networth (%) | 16.87 | 17.31 | 16.80 | 12.53 | 8.89 |
| Net Interest Margin (X) | 2.59 | 2.66 | 2.70 | 2.49 | 2.51 |
| Cost To Income (%) | 65.27 | 70.44 | 66.97 | 69.52 | 65.59 |
| Interest Income / Total Assets (%) | 6.71 | 6.52 | 5.89 | 5.40 | 5.73 |
| Non-Interest Income / Total Assets (%) | 2.35 | 2.30 | 2.05 | 2.18 | 2.21 |
| Operating Profit / Total Assets (%) | -1.27 | -1.29 | -1.10 | -1.50 | -1.71 |
| Operating Expenses / Total Assets (%) | 3.23 | 3.50 | 3.18 | 3.25 | 3.10 |
| Interest Expenses / Total Assets (%) | 4.11 | 3.85 | 3.19 | 2.91 | 3.21 |
| Enterprise Value (Rs.Cr.) | 6511893.79 | 6052456.95 | 5209748.34 | 4718824.31 | 4260797.07 |
| EV Per Net Sales (X) | 13.26 | 13.78 | 14.85 | 16.27 | 15.32 |
| Price To Book Value (X) | 1.50 | 1.73 | 1.41 | 1.56 | 1.29 |
| Price To Sales (X) | 1.40 | 1.53 | 1.33 | 1.52 | 1.17 |
| Retention Ratios (%) | 81.70 | 81.77 | 81.87 | 82.08 | 84.06 |
| Earnings Yield (X) | 0.11 | 0.09 | 0.11 | 0.08 | 0.06 |
After reviewing the key financial ratios for State Bank of India (SBI), here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 86.91. This value is within the healthy range. It has increased from 75.17 (Mar 24) to 86.91, marking an increase of 11.74.
- For Diluted EPS (Rs.), as of Mar 25, the value is 86.91. This value is within the healthy range. It has increased from 75.17 (Mar 24) to 86.91, marking an increase of 11.74.
- For Cash EPS (Rs.), as of Mar 25, the value is 93.01. This value is within the healthy range. It has increased from 80.66 (Mar 24) to 93.01, marking an increase of 12.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 515.07. It has increased from 434.06 (Mar 24) to 515.07, marking an increase of 81.01.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 545.72. It has increased from 464.94 (Mar 24) to 545.72, marking an increase of 80.78.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 88.54. This value is within the healthy range. It has increased from 76.35 (Mar 24) to 88.54, marking an increase of 12.19.
- For Net Profit Margin (%), as of Mar 25, the value is 16.09. This value exceeds the healthy maximum of 10. It has increased from 15.51 (Mar 24) to 16.09, marking an increase of 0.58.
- For Return On Assets (%), as of Mar 25, the value is 1.06. This value is below the healthy minimum of 5. It has increased from 0.99 (Mar 24) to 1.06, marking an increase of 0.07.
- For Retention Ratios (%), as of Mar 25, the value is 81.70. This value exceeds the healthy maximum of 70. It has decreased from 81.77 (Mar 24) to 81.70, marking a decrease of 0.07.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in State Bank of India (SBI):
- Net Profit Margin: 16.09%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 13.8 (Industry average Stock P/E: 10.5)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 16.09%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | State Bank Bhavan, Mumbai Maharashtra 400021 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Challa Sreenivasulu Setty | Chairman |
| Mr. Ashwini Kumar Tewari | Managing Director |
| Mr. Vinay M Tonse | Managing Director |
| Mr. Rana Ashutosh Kumar Singh | Managing Director |
| Mr. Rama Mohan Rao Amara | Managing Director |
| Mr. Ketan S Vikamsey | Non Executive Director |
| Mr. Mrugank M Paranjape | Non Executive Director |
| Mr. Rajesh Kumar Dubey | Non Executive Director |
| Mr. Dharmendra Singh Shekhawat | Non Executive Director |
| Mrs. Swati Gupta | Non Executive Director |
| Mr. Nagaraju Maddirala | Non Executive Director |
| Mr. Ajay Kumar | Non Executive Director |
FAQ
What is the intrinsic value of State Bank of India (SBI)?
State Bank of India (SBI)'s intrinsic value (as of 20 February 2026) is ₹1452.04 which is 19.41% higher the current market price of ₹1,216.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹11,22,075 Cr. market cap, FY2025-2026 high/low of ₹1,226/680, reserves of ₹568,389 Cr, and liabilities of ₹7,673,400 Cr.
What is the Market Cap of State Bank of India (SBI)?
The Market Cap of State Bank of India (SBI) is 11,22,075 Cr..
What is the current Stock Price of State Bank of India (SBI) as on 20 February 2026?
The current stock price of State Bank of India (SBI) as on 20 February 2026 is ₹1,216.
What is the High / Low of State Bank of India (SBI) stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of State Bank of India (SBI) stocks is ₹1,226/680.
What is the Stock P/E of State Bank of India (SBI)?
The Stock P/E of State Bank of India (SBI) is 13.8.
What is the Book Value of State Bank of India (SBI)?
The Book Value of State Bank of India (SBI) is 641.
What is the Dividend Yield of State Bank of India (SBI)?
The Dividend Yield of State Bank of India (SBI) is 1.31 %.
What is the ROCE of State Bank of India (SBI)?
The ROCE of State Bank of India (SBI) is 6.47 %.
What is the ROE of State Bank of India (SBI)?
The ROE of State Bank of India (SBI) is 17.2 %.
What is the Face Value of State Bank of India (SBI)?
The Face Value of State Bank of India (SBI) is 1.00.
