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Last Updated on: 10 April, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo

State Bank of India (SBI): Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: April 10, 2025, 9:06 pm

Market Cap 6,62,385 Cr.
Current Price 742
High / Low 912/680
Stock P/E8.35
Book Value 538
Dividend Yield1.85 %
ROCE6.16 %
ROE17.3 %
Face Value 1.00
PEG Ratio0.29

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for State Bank of India (SBI)

Competitors of State Bank of India (SBI)

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Union Bank of India 89,122 Cr. 117 172/1015.45 1473.08 %6.55 %15.6 % 10.0
UCO Bank 35,976 Cr. 28.7 62.4/26.815.5 24.00.98 %5.34 %6.22 % 10.0
State Bank of India (SBI) 6,62,385 Cr. 742 912/6808.35 5381.85 %6.16 %17.3 % 1.00
Punjab National Bank 1,10,056 Cr. 95.8 143/85.56.54 1141.57 %5.46 %8.54 % 2.00
Punjab & Sind Bank 18,825 Cr. 26.5 73.6/25.222.4 17.40.75 %5.59 %3.88 % 10.0
Industry Average111,790.46 Cr165.8310.01156.011.93%5.84%12.68%7.46

All Competitor Stocks of State Bank of India (SBI)

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Revenue73,37674,60876,78184,46391,51898,083101,460107,391112,868117,469118,242121,045124,654
Interest 39,36339,94441,93145,23249,36653,45158,04562,95568,09270,64471,70173,61977,397
Expenses 52,01554,23342,32849,20856,49859,96549,08059,36562,63565,41853,99662,70964,890
Financing Profit-18,002-19,569-7,478-9,977-14,346-15,334-5,665-14,930-17,858-18,593-7,455-15,283-17,634
Financing Margin %-25%-26%-10%-12%-16%-16%-6%-14%-16%-16%-6%-13%-14%
Other Income 31,15233,42717,74330,32035,70138,76930,87336,86533,10347,44533,88342,75843,200
Depreciation 0000000000000
Profit before tax 13,15013,85810,26520,34221,35523,43625,20821,93615,24528,85226,42827,47425,566
Tax % 26%28%27%26%27%22%26%25%26%25%26%26%25%
Net Profit 9,94810,1917,79615,29715,88818,76919,09416,64811,59822,20320,09420,56519,484
EPS in Rs 10.7110.708.2116.5317.3420.2720.7718.0412.4023.9621.6522.1721.12
Gross NPA %2.53%2.13%
Net NPA %0.63%0.52%

Last Updated: February 28, 2025, 4:58 pm

Below is a detailed analysis of the quarterly data for State Bank of India (SBI) based on the most recent figures (Dec 2024) and their trends compared to the previous period:

  • For Interest, as of Dec 2024, the value is 77,397.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 73,619.00 Cr. (Sep 2024) to 77,397.00 Cr., marking an increase of 3,778.00 Cr..
  • For Expenses, as of Dec 2024, the value is 64,890.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 62,709.00 Cr. (Sep 2024) to 64,890.00 Cr., marking an increase of 2,181.00 Cr..
  • For Other Income, as of Dec 2024, the value is 43,200.00 Cr.. The value appears strong and on an upward trend. It has increased from 42,758.00 Cr. (Sep 2024) to 43,200.00 Cr., marking an increase of 442.00 Cr..
  • For Depreciation, as of Dec 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
  • For Profit before tax, as of Dec 2024, the value is 25,566.00 Cr.. The value appears to be declining and may need further review. It has decreased from 27,474.00 Cr. (Sep 2024) to 25,566.00 Cr., marking a decrease of 1,908.00 Cr..
  • For Tax %, as of Dec 2024, the value is 25.00%. The value appears to be improving (decreasing) as expected. It has decreased from 26.00% (Sep 2024) to 25.00%, marking a decrease of 1.00%.
  • For Net Profit, as of Dec 2024, the value is 19,484.00 Cr.. The value appears to be declining and may need further review. It has decreased from 20,565.00 Cr. (Sep 2024) to 19,484.00 Cr., marking a decrease of 1,081.00 Cr..
  • For EPS in Rs, as of Dec 2024, the value is 21.12. The value appears to be declining and may need further review. It has decreased from 22.17 (Sep 2024) to 21.12, marking a decrease of 1.05.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 6, 2025, 2:46 pm

MetricMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Revenue167,976189,062207,974220,633230,447228,970253,322269,852278,115289,973350,845439,189481,410
Interest 106,818121,479133,179143,047149,115146,603155,867161,124156,010156,194189,981259,736293,360
Expenses 66,28382,19896,675109,985145,666169,065166,104172,909192,821197,349204,303239,750247,015
Financing Profit-5,124-14,614-21,879-32,399-64,334-86,697-68,649-64,181-70,715-63,570-43,439-60,297-58,965
Financing Margin %-3%-8%-11%-15%-28%-38%-27%-24%-25%-22%-12%-14%-12%
Other Income 32,58437,88249,31552,82868,19377,55777,36598,159107,222117,000122,534155,386167,285
Depreciation 1,5771,9421,5812,2522,9153,1053,4963,6623,7113,6913,6963,8490
Profit before tax 25,88221,32625,85518,177945-12,2455,22030,31732,79649,73975,39991,240108,320
Tax % 29%32%32%30%141%-66%41%40%26%27%25%25%
Net Profit 18,55514,80717,83213,019-97-3,7493,35121,14023,88837,18357,75069,54382,346
EPS in Rs 26.1918.9922.7615.750.30-5.112.5822.1525.1139.6462.3575.1788.90
Dividend Payout % 16%16%15%17%859%0%0%0%16%18%18%18%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)-20.20%20.43%-26.99%-100.75%-3764.95%189.38%530.86%13.00%55.66%55.31%20.42%
Change in YoY Net Profit Growth (%)0.00%40.63%-47.42%-73.75%-3664.20%3954.33%341.47%-517.86%42.66%-0.34%-34.89%

State Bank of India (SBI) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:9%
5 Years:12%
3 Years:16%
TTM:15%
Compounded Profit Growth
10 Years:17%
5 Years:99%
3 Years:44%
TTM:15%
Stock Price CAGR
10 Years:10%
5 Years:32%
3 Years:13%
1 Year:-5%
Return on Equity
10 Years:9%
5 Years:13%
3 Years:16%
Last Year:17%

Last Updated: Unknown

Balance Sheet

Last Updated: March 14, 2025, 2:47 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 684747747776797892892892892892892892892
Reserves 124,349146,624160,641179,816216,395229,429233,603250,168274,669304,696358,039414,047462,157
Deposits1,627,4031,838,8522,052,9612,253,8582,599,8112,722,1782,940,5413,274,1613,715,3314,087,4114,468,5364,966,5375,171,743
Borrowings 203,723223,760244,663361,399336,366369,079413,748332,901433,796449,160521,152639,610606,663
Other Liabilities 1,803,7582,024,4262,293,1102,530,3302,888,2023,017,0383,240,2173,613,5254,136,2574,606,1305,074,3315,679,2075,893,623
Total Liabilities 2,132,5142,395,5562,699,1613,072,3213,441,7603,616,4393,888,4604,197,4864,845,6155,360,8785,954,4156,733,7566,963,335
Fixed Assets 8,69410,22312,92415,41551,18942,03539,94139,60841,60041,03245,88046,07245,239
CWIP 676337400786695925762470116286642-0
Investments 519,343579,401673,507807,3751,027,2811,183,7941,119,2701,228,2841,595,1001,776,4901,913,1082,110,5482,162,001
Other Assets 1,603,8011,805,5952,012,3292,248,7462,362,5942,389,6852,728,4872,929,1233,208,7983,543,3283,995,3614,577,0934,756,096
Total Assets 2,132,5142,395,5562,699,1613,072,3213,441,7603,616,4393,888,4604,197,4864,845,6155,360,8785,954,4156,733,7566,963,335

Below is a detailed analysis of the balance sheet data for State Bank of India (SBI) based on the most recent figures (Sep 2024) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2024, the value is ₹892.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 892.00 Cr..
  • For Reserves, as of Sep 2024, the value is ₹462,157.00 Cr.. The value appears strong and on an upward trend. It has increased from 414,047.00 Cr. (Mar 2024) to ₹462,157.00 Cr., marking an increase of 48,110.00 Cr..
  • For Borrowings, as of Sep 2024, the value is ₹606,663.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 639,610.00 Cr. (Mar 2024) to ₹606,663.00 Cr., marking a decrease of 32,947.00 Cr..
  • For Other Liabilities, as of Sep 2024, the value is ₹5,893,623.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 5,679,207.00 Cr. (Mar 2024) to ₹5,893,623.00 Cr., marking an increase of 214,416.00 Cr..
  • For Total Liabilities, as of Sep 2024, the value is ₹6,963,335.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 6,733,756.00 Cr. (Mar 2024) to ₹6,963,335.00 Cr., marking an increase of 229,579.00 Cr..
  • For Fixed Assets, as of Sep 2024, the value is ₹45,239.00 Cr.. The value appears to be declining and may need further review. It has decreased from 46,072.00 Cr. (Mar 2024) to ₹45,239.00 Cr., marking a decrease of 833.00 Cr..
  • For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 42.00 Cr. (Mar 2024) to ₹0.00 Cr., marking a decrease of 42.00 Cr..
  • For Investments, as of Sep 2024, the value is ₹2,162,001.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,110,548.00 Cr. (Mar 2024) to ₹2,162,001.00 Cr., marking an increase of 51,453.00 Cr..
  • For Other Assets, as of Sep 2024, the value is ₹4,756,096.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,577,093.00 Cr. (Mar 2024) to ₹4,756,096.00 Cr., marking an increase of 179,003.00 Cr..
  • For Total Assets, as of Sep 2024, the value is ₹6,963,335.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,733,756.00 Cr. (Mar 2024) to ₹6,963,335.00 Cr., marking an increase of 229,579.00 Cr..

However, the Borrowings (606,663.00 Cr.) are higher than the Reserves (₹462,157.00 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +24,33219,14226,29714,47777,406-96,50829,55623,92989,91957,695-86,01421,632
Cash from Investing Activity +-2,271-791-3,424-2,747-4,57213,053220-555-3,670-2,652-966-3,476
Cash from Financing Activity +-4,4243,583-1,5534,348-4,1965,5474485,4307,143-3,8456,386-9,896
Net Cash Flow17,63721,93421,32016,07868,638-77,90830,22328,80393,39251,198-80,5938,260

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow65.0081.0094.00107.00143.00167.00164.00169.00189.00193.00200.00235.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
ROE %16%10%11%7%-0%-2%1%7%9%12%17%17%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters57.59%57.57%57.52%57.50%57.49%57.47%57.49%57.49%57.54%57.54%57.51%57.43%
FIIs9.97%9.62%9.95%10.09%9.89%10.36%10.72%10.91%11.09%11.15%10.71%10.27%
DIIs24.66%25.09%25.39%25.36%25.20%24.83%24.36%24.15%23.96%23.61%23.96%24.79%
Government0.15%0.15%0.03%0.03%0.03%0.03%0.03%0.03%0.03%0.03%0.14%0.14%
Public7.63%7.58%7.10%7.03%7.40%7.30%7.41%7.40%7.37%7.67%7.67%7.35%
No. of Shareholders29,82,37230,52,75128,37,26627,97,19629,93,29829,48,53630,29,11630,47,68531,50,35036,13,12737,91,51237,19,913

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
SBI Nifty 50 ETF70,618,5052.594534.0670,618,5052025-04-090%
SBI S&P BSE Sensex ETF50,025,4152.993211.3870,618,5052025-04-09-29.16%
SBI Equity Hybrid Fund44,000,0004.42825.0270,618,5052025-04-09-37.69%
HDFC Balanced Advantage Fund - Regular Plan40,657,2713.562610.470,618,5052025-04-09-42.43%
HDFC Flexi Cap Fund - Regular Plan36,000,0005.032311.3870,618,5052025-04-09-49.02%
SBI Focused Equity Fund27,000,0005.51733.5470,618,5052025-04-09-61.77%
Kotak Flexicap Fund - Regular Plan25,000,0003.61605.1370,618,5052025-04-09-64.6%
Mirae Asset Large Cap Fund20,552,0193.481319.5470,618,5052025-04-09-70.9%
UTI Nifty 50 ETF19,477,6642.591250.5670,618,5052025-04-09-72.42%
Mirae Asset Large & Midcap Fund18,655,8873.691197.870,618,5052025-04-09-73.58%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
Face Value1.001.001.001.001.00
Basic EPS (Rs.) 75.1762.3539.6425.1122.15
Diluted EPS (Rs.) 75.1762.3539.6425.1122.15
Cash EPS (Rs.) 80.6667.5144.8731.3624.47
Book Value[Excl.RevalReserv]/Share (Rs.) 434.06371.08316.22282.35254.69
Book Value[Incl.RevalReserv]/Share (Rs.) 464.94402.18342.41308.77281.31
Operating Revenue / Share (Rs.)492.11393.12324.91311.63302.37
Net Profit / Share (Rs.) 76.3563.3740.7427.2120.37
Net Profit After MI / Share (Rs.)75.1762.3539.6425.1122.15
Net Profit Margin (%) 15.5116.1212.538.736.73
Net Profit After MI And SOA Nargin (%)15.2715.8612.198.057.32
Operating Profit Margin (%)-19.86-18.80-27.81-29.82-29.63
Return On Assets (%) 0.990.930.650.460.47
Return On Equity / Networth (%)17.3116.8012.538.898.69
Net Interest Margin (X)2.662.702.492.512.59
Cost To Income (%)70.4466.9769.5265.5963.69
Interest Income / Total Assets (%)6.525.895.405.736.42
Non-Interest Income / Total Assets (%)2.302.052.182.212.33
Operating Profit / Total Assets (%)-1.29-1.10-1.50-1.71-1.90
Operating Expenses / Total Assets (%)3.503.183.253.103.13
Interest Expenses / Total Assets (%)3.853.192.913.213.83
Enterprise Value (Rs.Cr.)6052456.955209748.344718824.314260797.073615863.07
EV Per Net Sales (X)13.7814.8516.2715.3213.40
Price To Book Value (X)1.731.411.561.290.77
Price To Sales (X)1.531.331.521.170.65
Retention Ratios (%) 81.7781.8782.0884.06100.00
Earnings Yield (X)0.090.110.080.060.11

After reviewing the key financial ratios for State Bank of India (SBI), here is a detailed analysis based on the latest available data and recent trends:

  • For Basic EPS (Rs.), as of Mar 24, the value is 75.17. This value is within the healthy range. It has increased from 62.35 (Mar 23) to 75.17, marking an increase of 12.82.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 75.17. This value is within the healthy range. It has increased from 62.35 (Mar 23) to 75.17, marking an increase of 12.82.
  • For Cash EPS (Rs.), as of Mar 24, the value is 80.66. This value is within the healthy range. It has increased from 67.51 (Mar 23) to 80.66, marking an increase of 13.15.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 434.06. It has increased from 371.08 (Mar 23) to 434.06, marking an increase of 62.98.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 464.94. It has increased from 402.18 (Mar 23) to 464.94, marking an increase of 62.76.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 76.35. This value is within the healthy range. It has increased from 63.37 (Mar 23) to 76.35, marking an increase of 12.98.
  • For Net Profit Margin (%), as of Mar 24, the value is 15.51. This value exceeds the healthy maximum of 10. It has decreased from 16.12 (Mar 23) to 15.51, marking a decrease of 0.61.
  • For Return On Assets (%), as of Mar 24, the value is 0.99. This value is below the healthy minimum of 5. It has increased from 0.93 (Mar 23) to 0.99, marking an increase of 0.06.
  • For Retention Ratios (%), as of Mar 24, the value is 81.77. This value exceeds the healthy maximum of 70. It has decreased from 81.87 (Mar 23) to 81.77, marking a decrease of 0.10.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of State Bank of India (SBI) as of April 10, 2025 is: 633.24

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of April 10, 2025, State Bank of India (SBI) is Overvalued by 14.66% compared to the current share price 742.00

Intrinsic Value of State Bank of India (SBI) as of April 10, 2025 is: 815.42

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of April 10, 2025, State Bank of India (SBI) is Undervalued by 9.89% compared to the current share price 742.00

Last 5 Year EPS CAGR: 28.77%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in State Bank of India (SBI):
    1. Net Profit Margin: 15.51%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0% (Industry Average ROCE: 5.84%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0% (Industry Average ROE: 12.68%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 8.35 (Industry average Stock P/E: 10.01)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

State Bank of India is a Public Limited Listed company incorporated on 31/12/1955 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L20012024STATEBANK and registration number is 0. Currently Company is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company's Total Operating Revenue is Rs. 415130.66 Cr. and Equity Capital is Rs. 892.46 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
Finance - Banks - Public SectorState Bank Bhavan, Mumbai Maharashtra 400021investor.complaints@sbi.co.in
http://www.sbi.co.in
Management
NamePosition Held
Mr. Dinesh Kumar KharaChairman
Mr. Challa Sreenivasulu SettyManaging Director
Mr. Alok Kumar ChoudharyManaging Director
Mr. Ashwini Kumar TewariManaging Director
Mr. Vinay M TonseManaging Director
Mr. Ketan S VikamseyNon Executive Director
Mr. Mrugank M ParanjapeNon Executive Director
Dr. Vivek JoshiNon Executive Director
Mr. Prafulla P ChhajedNon Executive Director
Mr. Rajesh Kumar DubeyNon Executive Director
Mr. Dharmendra Singh ShekhawatNon Executive Director
Mrs. Swati GuptaNon Executive Director
Mr. Ajay KumarNon Executive Director

FAQ

What is the intrinsic value of State Bank of India (SBI)?

State Bank of India (SBI)'s intrinsic value (as of 10 April 2025) is ₹633.24 — 14.66% lower the current market price of 742.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 6,62,385 Cr. market cap, FY2025-2026 high/low of ₹912/680, reserves of 462,157 Cr, and liabilities of 6,963,335 Cr.

What is the Market Cap of State Bank of India (SBI)?

The Market Cap of State Bank of India (SBI) is 6,62,385 Cr..

What is the current Stock Price of State Bank of India (SBI) as on 10 April 2025?

The current stock price of State Bank of India (SBI) as on 10 April 2025 is 742.

What is the High / Low of State Bank of India (SBI) stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of State Bank of India (SBI) stocks is ₹912/680.

What is the Stock P/E of State Bank of India (SBI)?

The Stock P/E of State Bank of India (SBI) is 8.35.

What is the Book Value of State Bank of India (SBI)?

The Book Value of State Bank of India (SBI) is 538.

What is the Dividend Yield of State Bank of India (SBI)?

The Dividend Yield of State Bank of India (SBI) is 1.85 %.

What is the ROCE of State Bank of India (SBI)?

The ROCE of State Bank of India (SBI) is 6.16 %.

What is the ROE of State Bank of India (SBI)?

The ROE of State Bank of India (SBI) is 17.3 %.

What is the Face Value of State Bank of India (SBI)?

The Face Value of State Bank of India (SBI) is 1.00.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in State Bank of India (SBI). Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE