Share Price and Basic Stock Data
Last Updated: October 15, 2025, 10:22 pm
| PEG Ratio | 1.43 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Sundaram Finance Holdings Ltd operates primarily in the finance and investments sector. The company reported a market capitalization of ₹15,197 Cr, with its share price currently at ₹684. The revenue from operations for the trailing twelve months (TTM) stood at ₹291 Cr, reflecting a significant growth trajectory compared to ₹91 Cr in the previous fiscal year (FY 2023). The quarterly sales figures indicate volatility, with a notable increase to ₹218 Cr in Mar 2024, up from ₹35 Cr in Mar 2023. This upward trend demonstrates the company’s ability to scale its operations effectively, although it experienced fluctuations in earlier quarters. Notably, sales in Jun 2023 were recorded at ₹24 Cr, a decrease from ₹35 Cr in the prior quarter, suggesting potential seasonality in revenue generation. Overall, the company’s revenue growth reflects robust business strategies and market positioning, aligning well with the broader finance and investment sector dynamics.
Profitability and Efficiency Metrics
Sundaram Finance Holdings Ltd has shown a commendable improvement in profitability metrics. The operating profit margin (OPM) rose to 78.41% for FY 2025, significantly up from 50% in FY 2023, indicating effective cost management and operational efficiency. The company’s net profit for FY 2025 was ₹412 Cr, a substantial increase from ₹238 Cr in FY 2023. The net profit margin also stood at 49.90%, reflecting strong profitability relative to sales. Furthermore, the interest coverage ratio (ICR) was remarkably high at 111.21x, showcasing the company’s ability to cover interest expenses comfortably. However, the return on equity (ROE) was recorded at 7.93%, which, while positive, is relatively low compared to industry benchmarks, suggesting room for improvement in shareholder returns. The cash conversion cycle (CCC) was reported at 14 days for FY 2025, indicating efficient management of working capital, which is critical in the finance sector.
Balance Sheet Strength and Financial Ratios
The balance sheet of Sundaram Finance Holdings Ltd exhibits solid financial health. Total assets stood at ₹5,837 Cr, with reserves amounting to ₹5,496 Cr, underscoring a strong equity base. The company’s borrowings were minimal at ₹16 Cr, indicating a conservative approach to leverage, which is beneficial in maintaining financial stability. The price-to-book value (P/BV) ratio was recorded at 1.21x, suggesting that the stock is trading at a premium relative to its book value, which may indicate market confidence in the company’s growth prospects. Additionally, the current ratio was exceptionally high at 262.02, reflecting strong liquidity and the ability to meet short-term obligations. However, the return on capital employed (ROCE) was only 2.03%, which signals potential inefficiencies in utilizing capital for generating returns. This could be an area for management focus to improve overall profitability.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Sundaram Finance Holdings Ltd reveals a stable ownership structure, with promoters holding 54.97% of the shares, indicating significant control and commitment to the company’s long-term vision. Institutional investors, including foreign institutional investors (FIIs) and domestic institutional investors (DIIs), held 1.43% and 5.15% respectively. This modest institutional interest may reflect a cautious approach towards the stock, potentially due to the comparatively low ROE. The public shareholding stood at 37.81%, with the total number of shareholders reported at 37,271, suggesting a broad retail investor base. The gradual decline in promoter shareholding from 55.59% in Mar 2023 to 54.97% in Mar 2025 could raise questions about long-term confidence from insiders. However, the overall stability in shareholding indicates a level of investor confidence amidst the company’s improving financial metrics.
Outlook, Risks, and Final Insight
The outlook for Sundaram Finance Holdings Ltd appears cautiously optimistic, driven by strong revenue growth and improved profitability metrics. However, the company faces risks such as the relatively low ROE and ROCE, which could hinder investor confidence and future capital expansion. The high liquidity and low debt levels provide a cushion against market volatility, but the company must leverage its strengths to enhance return ratios. Additionally, potential regulatory changes in the finance sector could impact operations. To sustain growth, Sundaram Finance Holdings Ltd may need to focus on improving operational efficiencies and capital utilization while continuing to build on its solid financial foundation. If the company successfully navigates these challenges, it has the potential to enhance shareholder value significantly in the coming years.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Sundaram Finance Holdings Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.7 Cr. | 40.0 | 67.7/36.4 | 41.9 | 43.5 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,448 Cr. | 309 | 495/280 | 15.8 | 102 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 38.7 Cr. | 0.55 | 2.42/0.46 | 3.76 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.19 Cr. | 8.47 | 12.7/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 28.8 Cr. | 56.2 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,857.82 Cr | 1,426.50 | 134.09 | 3,769.31 | 0.31% | 21.70% | 14.20% | 7.28 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 19 | 17 | 20 | 35 | 24 | 24 | 25 | 218 | 43 | 30 | 33 | 49 | 179 |
| Expenses | 12 | 13 | 10 | 10 | 14 | 11 | 12 | 11 | 9 | 9 | 9 | 12 | 132 |
| Operating Profit | 7 | 4 | 10 | 24 | 10 | 13 | 13 | 207 | 34 | 21 | 24 | 37 | 47 |
| OPM % | 38% | 22% | 51% | 70% | 41% | 54% | 52% | 95% | 79% | 70% | 72% | 76% | 26% |
| Other Income | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 0 | 1 | 2 | 0 | 2 | 43 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 |
| Depreciation | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 |
| Profit before tax | 8 | 4 | 10 | 24 | 10 | 14 | 15 | 206 | 34 | 22 | 23 | 38 | 82 |
| Tax % | 41% | 103% | 34% | 18% | 133% | 37% | 24% | 15% | 29% | 35% | 25% | 44% | 24% |
| Net Profit | 41 | 33 | 65 | 99 | 71 | 91 | 102 | 269 | 110 | 89 | 106 | 107 | 158 |
| EPS in Rs | 1.85 | 1.50 | 2.91 | 4.44 | 3.18 | 4.08 | 4.61 | 12.13 | 4.97 | 4.00 | 4.76 | 4.82 | 7.13 |
Last Updated: August 20, 2025, 3:00 am
Below is a detailed analysis of the quarterly data for Sundaram Finance Holdings Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 179.00 Cr.. The value appears strong and on an upward trend. It has increased from 49.00 Cr. (Mar 2025) to 179.00 Cr., marking an increase of 130.00 Cr..
- For Expenses, as of Jun 2025, the value is 132.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 12.00 Cr. (Mar 2025) to 132.00 Cr., marking an increase of 120.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 47.00 Cr.. The value appears strong and on an upward trend. It has increased from 37.00 Cr. (Mar 2025) to 47.00 Cr., marking an increase of 10.00 Cr..
- For OPM %, as of Jun 2025, the value is 26.00%. The value appears to be declining and may need further review. It has decreased from 76.00% (Mar 2025) to 26.00%, marking a decrease of 50.00%.
- For Other Income, as of Jun 2025, the value is 43.00 Cr.. The value appears strong and on an upward trend. It has increased from 2.00 Cr. (Mar 2025) to 43.00 Cr., marking an increase of 41.00 Cr..
- For Interest, as of Jun 2025, the value is 5.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.00 Cr. (Mar 2025) to 5.00 Cr., marking an increase of 5.00 Cr..
- For Depreciation, as of Jun 2025, the value is 3.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.00 Cr. (Mar 2025) to 3.00 Cr., marking an increase of 2.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 82.00 Cr.. The value appears strong and on an upward trend. It has increased from 38.00 Cr. (Mar 2025) to 82.00 Cr., marking an increase of 44.00 Cr..
- For Tax %, as of Jun 2025, the value is 24.00%. The value appears to be improving (decreasing) as expected. It has decreased from 44.00% (Mar 2025) to 24.00%, marking a decrease of 20.00%.
- For Net Profit, as of Jun 2025, the value is 158.00 Cr.. The value appears strong and on an upward trend. It has increased from 107.00 Cr. (Mar 2025) to 158.00 Cr., marking an increase of 51.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 7.13. The value appears strong and on an upward trend. It has increased from 4.82 (Mar 2025) to 7.13, marking an increase of 2.31.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:21 am
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 69 | 100 | 93 | 59 | 85 | 91 | 291 | 155 | 291 |
| Expenses | 49 | 59 | 62 | 48 | 61 | 45 | 48 | 39 | 162 |
| Operating Profit | 21 | 41 | 31 | 10 | 24 | 46 | 243 | 116 | 129 |
| OPM % | 30% | 41% | 33% | 18% | 28% | 50% | 83% | 75% | 44% |
| Other Income | 3 | 2 | 5 | 6 | 3 | 3 | 6 | 5 | 47 |
| Interest | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 6 |
| Depreciation | 1 | 1 | 1 | 2 | 4 | 2 | 3 | 3 | 5 |
| Profit before tax | 23 | 42 | 35 | 14 | 22 | 47 | 245 | 117 | 165 |
| Tax % | 22% | 28% | 16% | 32% | 21% | 32% | 21% | 34% | |
| Net Profit | 130 | 137 | 78 | 74 | 161 | 238 | 533 | 412 | 460 |
| EPS in Rs | 5.84 | 6.19 | 3.52 | 3.33 | 7.35 | 10.70 | 24.00 | 18.55 | 20.71 |
| Dividend Payout % | 17% | 19% | 24% | 10% | 37% | 37% | 32% | 32% |
YoY Net Profit Growth
| Year | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 5.38% | -43.07% | -5.13% | 117.57% | 47.83% | 123.95% | -22.70% |
| Change in YoY Net Profit Growth (%) | 0.00% | -48.45% | 37.94% | 122.70% | -69.74% | 76.12% | -146.65% |
Sundaram Finance Holdings Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2018-2019 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 22% |
| TTM: | -6% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 39% |
| 3 Years: | 36% |
| TTM: | -20% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 56% |
| 3 Years: | 83% |
| 1 Year: | 20% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 9% |
| Last Year: | 8% |
Last Updated: September 5, 2025, 1:36 pm
Balance Sheet
Last Updated: October 10, 2025, 3:02 pm
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 76 | 76 | 76 | 76 | 111 | 111 | 111 | 111 |
| Reserves | 2,736 | 2,290 | 1,782 | 2,119 | 2,891 | 3,459 | 4,682 | 5,496 |
| Borrowings | 0 | 0 | 2 | 4 | 3 | 18 | 18 | 16 |
| Other Liabilities | 128 | 87 | 63 | 107 | 90 | 46 | 137 | 214 |
| Total Liabilities | 2,940 | 2,453 | 1,922 | 2,306 | 3,096 | 3,635 | 4,948 | 5,837 |
| Fixed Assets | 6 | 6 | 9 | 10 | 9 | 41 | 40 | 49 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2,910 | 2,420 | 1,879 | 2,269 | 3,053 | 3,553 | 4,708 | 5,738 |
| Other Assets | 24 | 27 | 35 | 27 | 34 | 40 | 200 | 50 |
| Total Assets | 2,940 | 2,453 | 1,922 | 2,306 | 3,096 | 3,635 | 4,948 | 5,837 |
Below is a detailed analysis of the balance sheet data for Sundaram Finance Holdings Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 111.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 111.00 Cr..
- For Reserves, as of Mar 2025, the value is 5,496.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,682.00 Cr. (Mar 2024) to 5,496.00 Cr., marking an increase of 814.00 Cr..
- For Borrowings, as of Mar 2025, the value is 16.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 18.00 Cr. (Mar 2024) to 16.00 Cr., marking a decrease of 2.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 214.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 137.00 Cr. (Mar 2024) to 214.00 Cr., marking an increase of 77.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 5,837.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4,948.00 Cr. (Mar 2024) to 5,837.00 Cr., marking an increase of 889.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 49.00 Cr.. The value appears strong and on an upward trend. It has increased from 40.00 Cr. (Mar 2024) to 49.00 Cr., marking an increase of 9.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 5,738.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,708.00 Cr. (Mar 2024) to 5,738.00 Cr., marking an increase of 1,030.00 Cr..
- For Other Assets, as of Mar 2025, the value is 50.00 Cr.. The value appears to be declining and may need further review. It has decreased from 200.00 Cr. (Mar 2024) to 50.00 Cr., marking a decrease of 150.00 Cr..
- For Total Assets, as of Mar 2025, the value is 5,837.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,948.00 Cr. (Mar 2024) to 5,837.00 Cr., marking an increase of 889.00 Cr..
Notably, the Reserves (5,496.00 Cr.) exceed the Borrowings (16.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 21.00 | 41.00 | 29.00 | 6.00 | 21.00 | 28.00 | 225.00 | 100.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 55 | 38 | 30 | 33 | 22 | 28 | 8 | 14 |
| Inventory Days | ||||||||
| Days Payable | ||||||||
| Cash Conversion Cycle | 55 | 38 | 30 | 33 | 22 | 28 | 8 | 14 |
| Working Capital Days | 61 | 60 | 69 | 34 | 52 | 69 | 13 | 54 |
| ROCE % | 2% | 2% | 1% | 1% | 1% | 6% | 2% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Nippon India Small Cap Fund | 9,378,006 | 0.31 | 136.97 | 9,378,006 | 2025-04-22 17:25:19 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Basic EPS (Rs.) | 18.55 | 24.00 | 10.70 | 7.72 | 4.89 |
| Diluted EPS (Rs.) | 18.55 | 24.00 | 10.70 | 7.72 | 4.89 |
| Cash EPS (Rs.) | 3.61 | 8.78 | 1.49 | 0.97 | 0.73 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 252.43 | 215.80 | 160.74 | 135.16 | 145.27 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 252.43 | 215.80 | 160.74 | 135.16 | 145.27 |
| Revenue From Operations / Share (Rs.) | 6.96 | 13.12 | 4.07 | 3.78 | 3.93 |
| PBDIT / Share (Rs.) | 5.46 | 11.20 | 2.19 | 1.22 | 1.05 |
| PBIT / Share (Rs.) | 5.32 | 11.07 | 2.12 | 1.02 | 0.95 |
| PBT / Share (Rs.) | 5.27 | 11.02 | 2.10 | 0.98 | 0.94 |
| Net Profit / Share (Rs.) | 3.47 | 8.65 | 1.42 | 0.77 | 0.63 |
| NP After MI And SOA / Share (Rs.) | 18.55 | 24.00 | 10.70 | 7.35 | 4.89 |
| PBDIT Margin (%) | 78.41 | 85.39 | 53.89 | 32.30 | 26.72 |
| PBIT Margin (%) | 76.46 | 84.38 | 52.10 | 27.06 | 24.20 |
| PBT Margin (%) | 75.76 | 83.97 | 51.62 | 26.05 | 23.94 |
| Net Profit Margin (%) | 49.90 | 65.95 | 34.84 | 20.60 | 16.26 |
| NP After MI And SOA Margin (%) | 266.57 | 183.00 | 262.65 | 194.49 | 124.35 |
| Return on Networth / Equity (%) | 7.35 | 11.12 | 6.65 | 5.43 | 3.36 |
| Return on Capital Employeed (%) | 2.03 | 4.98 | 1.30 | 0.73 | 0.62 |
| Return On Assets (%) | 7.06 | 10.77 | 6.53 | 5.27 | 3.20 |
| Asset Turnover Ratio (%) | 0.02 | 0.06 | 0.02 | 0.03 | 0.02 |
| Current Ratio (X) | 262.02 | 242.66 | 171.91 | 541.48 | 258.12 |
| Quick Ratio (X) | 262.00 | 242.66 | 171.91 | 541.48 | 258.12 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 8.33 | 14.02 | 13.61 | 10.22 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 8.28 | 13.92 | 13.25 | 10.02 |
| Earning Retention Ratio (%) | 0.00 | 91.67 | 85.98 | 86.39 | 89.78 |
| Cash Earning Retention Ratio (%) | 0.00 | 91.72 | 86.08 | 86.75 | 89.98 |
| Interest Coverage Ratio (X) | 111.21 | 210.04 | 111.99 | 32.14 | 103.43 |
| Interest Coverage Ratio (Post Tax) (X) | 71.78 | 163.23 | 73.41 | 21.50 | 63.93 |
| Enterprise Value (Cr.) | 6792.23 | 4251.74 | 1734.73 | 1524.68 | 1137.05 |
| EV / Net Operating Revenue (X) | 43.94 | 14.59 | 19.18 | 18.17 | 19.14 |
| EV / EBITDA (X) | 56.03 | 17.09 | 35.59 | 56.25 | 71.62 |
| MarketCap / Net Operating Revenue (X) | 44.04 | 15.22 | 19.36 | 18.34 | 19.33 |
| Retention Ratios (%) | 0.00 | 91.66 | 85.97 | 86.38 | 89.77 |
| Price / BV (X) | 1.21 | 0.92 | 0.49 | 0.51 | 0.52 |
| Price / Net Operating Revenue (X) | 44.04 | 15.22 | 19.36 | 18.35 | 19.33 |
| EarningsYield | 0.06 | 0.12 | 0.13 | 0.10 | 0.06 |
After reviewing the key financial ratios for Sundaram Finance Holdings Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 5.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 5.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 18.55. This value is within the healthy range. It has decreased from 24.00 (Mar 24) to 18.55, marking a decrease of 5.45.
- For Diluted EPS (Rs.), as of Mar 25, the value is 18.55. This value is within the healthy range. It has decreased from 24.00 (Mar 24) to 18.55, marking a decrease of 5.45.
- For Cash EPS (Rs.), as of Mar 25, the value is 3.61. This value is within the healthy range. It has decreased from 8.78 (Mar 24) to 3.61, marking a decrease of 5.17.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 252.43. It has increased from 215.80 (Mar 24) to 252.43, marking an increase of 36.63.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 252.43. It has increased from 215.80 (Mar 24) to 252.43, marking an increase of 36.63.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.96. It has decreased from 13.12 (Mar 24) to 6.96, marking a decrease of 6.16.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 5.46. This value is within the healthy range. It has decreased from 11.20 (Mar 24) to 5.46, marking a decrease of 5.74.
- For PBIT / Share (Rs.), as of Mar 25, the value is 5.32. This value is within the healthy range. It has decreased from 11.07 (Mar 24) to 5.32, marking a decrease of 5.75.
- For PBT / Share (Rs.), as of Mar 25, the value is 5.27. This value is within the healthy range. It has decreased from 11.02 (Mar 24) to 5.27, marking a decrease of 5.75.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 3.47. This value is within the healthy range. It has decreased from 8.65 (Mar 24) to 3.47, marking a decrease of 5.18.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 18.55. This value is within the healthy range. It has decreased from 24.00 (Mar 24) to 18.55, marking a decrease of 5.45.
- For PBDIT Margin (%), as of Mar 25, the value is 78.41. This value is within the healthy range. It has decreased from 85.39 (Mar 24) to 78.41, marking a decrease of 6.98.
- For PBIT Margin (%), as of Mar 25, the value is 76.46. This value exceeds the healthy maximum of 20. It has decreased from 84.38 (Mar 24) to 76.46, marking a decrease of 7.92.
- For PBT Margin (%), as of Mar 25, the value is 75.76. This value is within the healthy range. It has decreased from 83.97 (Mar 24) to 75.76, marking a decrease of 8.21.
- For Net Profit Margin (%), as of Mar 25, the value is 49.90. This value exceeds the healthy maximum of 10. It has decreased from 65.95 (Mar 24) to 49.90, marking a decrease of 16.05.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 266.57. This value exceeds the healthy maximum of 20. It has increased from 183.00 (Mar 24) to 266.57, marking an increase of 83.57.
- For Return on Networth / Equity (%), as of Mar 25, the value is 7.35. This value is below the healthy minimum of 15. It has decreased from 11.12 (Mar 24) to 7.35, marking a decrease of 3.77.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.03. This value is below the healthy minimum of 10. It has decreased from 4.98 (Mar 24) to 2.03, marking a decrease of 2.95.
- For Return On Assets (%), as of Mar 25, the value is 7.06. This value is within the healthy range. It has decreased from 10.77 (Mar 24) to 7.06, marking a decrease of 3.71.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.02. It has decreased from 0.06 (Mar 24) to 0.02, marking a decrease of 0.04.
- For Current Ratio (X), as of Mar 25, the value is 262.02. This value exceeds the healthy maximum of 3. It has increased from 242.66 (Mar 24) to 262.02, marking an increase of 19.36.
- For Quick Ratio (X), as of Mar 25, the value is 262.00. This value exceeds the healthy maximum of 2. It has increased from 242.66 (Mar 24) to 262.00, marking an increase of 19.34.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 8.33 (Mar 24) to 0.00, marking a decrease of 8.33.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 8.28 (Mar 24) to 0.00, marking a decrease of 8.28.
- For Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 91.67 (Mar 24) to 0.00, marking a decrease of 91.67.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 91.72 (Mar 24) to 0.00, marking a decrease of 91.72.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 111.21. This value is within the healthy range. It has decreased from 210.04 (Mar 24) to 111.21, marking a decrease of 98.83.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 71.78. This value is within the healthy range. It has decreased from 163.23 (Mar 24) to 71.78, marking a decrease of 91.45.
- For Enterprise Value (Cr.), as of Mar 25, the value is 6,792.23. It has increased from 4,251.74 (Mar 24) to 6,792.23, marking an increase of 2,540.49.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 43.94. This value exceeds the healthy maximum of 3. It has increased from 14.59 (Mar 24) to 43.94, marking an increase of 29.35.
- For EV / EBITDA (X), as of Mar 25, the value is 56.03. This value exceeds the healthy maximum of 15. It has increased from 17.09 (Mar 24) to 56.03, marking an increase of 38.94.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 44.04. This value exceeds the healthy maximum of 3. It has increased from 15.22 (Mar 24) to 44.04, marking an increase of 28.82.
- For Retention Ratios (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 91.66 (Mar 24) to 0.00, marking a decrease of 91.66.
- For Price / BV (X), as of Mar 25, the value is 1.21. This value is within the healthy range. It has increased from 0.92 (Mar 24) to 1.21, marking an increase of 0.29.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 44.04. This value exceeds the healthy maximum of 3. It has increased from 15.22 (Mar 24) to 44.04, marking an increase of 28.82.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.12 (Mar 24) to 0.06, marking a decrease of 0.06.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Sundaram Finance Holdings Ltd:
- Net Profit Margin: 49.9%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.03% (Industry Average ROCE: 21.7%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 7.35% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 71.78
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 262
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 33 (Industry average Stock P/E: 134.09)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 49.9%
FAQ
What is the intrinsic value of Sundaram Finance Holdings Ltd?
Sundaram Finance Holdings Ltd's intrinsic value (as of 28 October 2025) is 532.05 which is 22.21% lower the current market price of 684.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 15,197 Cr. market cap, FY2025-2026 high/low of 702/240, reserves of ₹5,496 Cr, and liabilities of 5,837 Cr.
What is the Market Cap of Sundaram Finance Holdings Ltd?
The Market Cap of Sundaram Finance Holdings Ltd is 15,197 Cr..
What is the current Stock Price of Sundaram Finance Holdings Ltd as on 28 October 2025?
The current stock price of Sundaram Finance Holdings Ltd as on 28 October 2025 is 684.
What is the High / Low of Sundaram Finance Holdings Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Sundaram Finance Holdings Ltd stocks is 702/240.
What is the Stock P/E of Sundaram Finance Holdings Ltd?
The Stock P/E of Sundaram Finance Holdings Ltd is 33.0.
What is the Book Value of Sundaram Finance Holdings Ltd?
The Book Value of Sundaram Finance Holdings Ltd is 252.
What is the Dividend Yield of Sundaram Finance Holdings Ltd?
The Dividend Yield of Sundaram Finance Holdings Ltd is 0.85 %.
What is the ROCE of Sundaram Finance Holdings Ltd?
The ROCE of Sundaram Finance Holdings Ltd is 2.27 %.
What is the ROE of Sundaram Finance Holdings Ltd?
The ROE of Sundaram Finance Holdings Ltd is 7.93 %.
What is the Face Value of Sundaram Finance Holdings Ltd?
The Face Value of Sundaram Finance Holdings Ltd is 5.00.