Share Price and Basic Stock Data
Last Updated: January 24, 2026, 4:53 pm
| PEG Ratio | 4.87 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Tourism Finance Corporation of India Ltd (TFI) operates within the finance sector, specifically focusing on term lending. The company’s recent market capitalization stood at ₹2,810 Cr, with a current price of ₹60.5 per share. Over the last quarter, TFI reported a revenue of ₹58 Cr for September 2023, which slightly declined from ₹59 Cr in June 2023. However, the company has shown resilience, with revenue hitting ₹67 Cr in December 2023. The revenue trend over the past several quarters indicates stability, with quarterly figures oscillating between ₹51 Cr and ₹68 Cr, reflecting a consistent demand for financing within the tourism industry. Comparatively, TFI’s total revenue for the trailing twelve months (TTM) was ₹255 Cr, showcasing its ability to maintain a steady income stream despite fluctuations in quarterly performance.
Profitability and Efficiency Metrics
Profitability metrics for TFI indicate a stable financial performance, with a net profit of ₹112 Cr reported for TTM. The company’s net profit margin reflects a healthy 33.56% as of March 2022, indicating effective cost management and operational efficiency. The interest coverage ratio (ICR) stood at 1.91x, demonstrating the firm’s ability to meet interest obligations comfortably, although this is slightly lower than the typical sector range. Return on equity (ROE) was recorded at 8.51%, showcasing effective equity utilization, yet it aligns on the lower end compared to industry averages. The financing margin percentage has fluctuated, with a notable peak at 54% in December 2023, indicating periods of strong profitability from lending activities. Overall, TFI’s profitability ratios reveal a solid foundation, but ongoing management of expenses and interest obligations will be critical to sustaining growth.
Balance Sheet Strength and Financial Ratios
TFI’s balance sheet reflects a robust financial structure, with total assets reported at ₹2,311 Cr as of September 2025. The company maintains reserves of ₹1,159 Cr, up from ₹927 Cr in March 2023, which provides a cushion against financial uncertainties. Total borrowings as of September 2025 stood at ₹1,031 Cr, illustrating a manageable leverage position. The price-to-book value (P/BV) ratio of 0.57x indicates that the stock is trading below its book value, suggesting potential undervaluation compared to market standards. The long-term debt-to-equity ratio is favorable at 0.67x, reflecting prudent financial management. Furthermore, TFI’s asset turnover ratio remains stable at 0.11%, indicating efficient utilization of assets to generate revenue. These financial ratios suggest a solid foundation, although the company must continue to monitor its debt levels closely.
Shareholding Pattern and Investor Confidence
The shareholding pattern of TFI reveals a predominantly public ownership structure, with public shareholders holding 91.46% of the equity as of September 2025. This high level of public ownership may indicate strong investor confidence in the company’s operations and growth potential. However, the promoter stake has significantly reduced, dropping from 17.96% in March 2023 to 3.85% by March 2025, raising concerns about management’s commitment to the company’s long-term vision. Foreign institutional investors (FIIs) hold 4.61%, showing some level of international interest, although this is lower than prior periods when FIIs held over 16%. The overall decline in promoter and FII stakes could potentially impact investor sentiment, but the growing number of shareholders, which reached 71,558, reflects a broadening base of retail investment.
Outlook, Risks, and Final Insight
Looking ahead, TFI’s outlook hinges on its ability to navigate the challenges posed by fluctuating revenue and investor sentiment. The company’s focus on the tourism finance sector positions it well for growth, particularly as global travel continues to recover post-pandemic. However, risks include the declining promoter stake, which could signal a lack of confidence from management, and the need for effective cost management to improve profitability metrics. Additionally, the interest coverage ratio, while adequate, suggests that any rise in borrowing costs could strain financial performance. To sustain its growth trajectory, TFI must enhance its operational efficiency and maintain strong liquidity. A strategic focus on expanding its lending portfolio and improving its financial ratios will be essential for attracting both retail and institutional investors moving forward.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tourism Finance Corporation of India Ltd | 2,823 Cr. | 61.0 | 75.9/24.4 | 25.1 | 27.0 | 0.98 % | 10.7 % | 8.51 % | 2.00 |
| Power Finance Corporation Ltd (PFC) | 1,18,358 Cr. | 359 | 444/330 | 4.78 | 385 | 4.41 % | 9.73 % | 21.0 % | 10.0 |
| IFCI Ltd | 15,182 Cr. | 56.4 | 74.5/35.7 | 39.9 | 32.9 | 0.00 % | 8.08 % | 2.60 % | 10.0 |
| Housing & Urban Development Corporation Ltd (HUDCO) | 39,229 Cr. | 196 | 254/159 | 14.0 | 90.1 | 2.12 % | 9.62 % | 15.7 % | 10.0 |
| Industry Average | 43,898.00 Cr | 168.10 | 20.95 | 133.75 | 1.88% | 9.53% | 11.95% | 8.00 |
All Competitor Stocks of Tourism Finance Corporation of India Ltd
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 58 | 51 | 60 | 59 | 58 | 67 | 58 | 62 | 65 | 57 | 68 | 64 | 66 |
| Interest | 22 | 21 | 21 | 23 | 26 | 26 | 26 | 24 | 26 | 26 | 24 | 22 | 23 |
| Expenses | 13 | 5 | 7 | 7 | 8 | 5 | 7 | 6 | 6 | 10 | 9 | 6 | 6 |
| Financing Profit | 22 | 25 | 32 | 30 | 24 | 36 | 25 | 32 | 32 | 21 | 35 | 36 | 37 |
| Financing Margin % | 38% | 49% | 53% | 50% | 42% | 54% | 43% | 52% | 50% | 36% | 52% | 57% | 55% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 1 | 2 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 22 | 24 | 32 | 29 | 24 | 36 | 25 | 32 | 32 | 28 | 36 | 38 | 37 |
| Tax % | 9% | 25% | 22% | 17% | 21% | 24% | 17% | 20% | 21% | 18% | 17% | 20% | 21% |
| Net Profit | 20 | 18 | 25 | 24 | 19 | 28 | 20 | 25 | 26 | 23 | 30 | 31 | 29 |
| EPS in Rs | 0.44 | 0.41 | 0.55 | 0.54 | 0.41 | 0.61 | 0.45 | 0.55 | 0.55 | 0.49 | 0.65 | 0.66 | 0.63 |
| Gross NPA % | 4.58% | 3.92% | 5.35% | 3.76% | 2.17% | 2.75% | 2.81% | 2.82% | 5.61% | 3.22% | 0.24% | 0.22% | |
| Net NPA % | 3.56% | 2.95% | 4.16% | 2.82% | 1.38% | 1.51% | 1.54% | 1.55% | 3.92% | 1.61% |
Last Updated: December 28, 2025, 7:03 pm
Below is a detailed analysis of the quarterly data for Tourism Finance Corporation of India Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 23.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 22.00 Cr. (Jun 2025) to 23.00 Cr., marking an increase of 1.00 Cr..
- For Expenses, as of Sep 2025, the value is 6.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 6.00 Cr..
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Jun 2025) to 0.00 Cr., marking a decrease of 2.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 37.00 Cr.. The value appears to be declining and may need further review. It has decreased from 38.00 Cr. (Jun 2025) to 37.00 Cr., marking a decrease of 1.00 Cr..
- For Tax %, as of Sep 2025, the value is 21.00%. The value appears to be increasing, which may not be favorable. It has increased from 20.00% (Jun 2025) to 21.00%, marking an increase of 1.00%.
- For Net Profit, as of Sep 2025, the value is 29.00 Cr.. The value appears to be declining and may need further review. It has decreased from 31.00 Cr. (Jun 2025) to 29.00 Cr., marking a decrease of 2.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.63. The value appears to be declining and may need further review. It has decreased from 0.66 (Jun 2025) to 0.63, marking a decrease of 0.03.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:29 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 184 | 186 | 185 | 208 | 224 | 230 | 266 | 258 | 254 | 231 | 242 | 252 | 255 |
| Interest | 81 | 85 | 90 | 91 | 96 | 104 | 121 | 130 | 120 | 91 | 100 | 100 | 96 |
| Expenses | 20 | 20 | 19 | 43 | 20 | 18 | 47 | 27 | 25 | 30 | 27 | 31 | 31 |
| Financing Profit | 83 | 81 | 75 | 74 | 107 | 108 | 98 | 101 | 109 | 111 | 115 | 121 | 129 |
| Financing Margin % | 45% | 43% | 41% | 35% | 48% | 47% | 37% | 39% | 43% | 48% | 47% | 48% | 50% |
| Other Income | 3 | 2 | 1 | 24 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 8 | 10 |
| Depreciation | 2 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 2 | 1 | 1 | 1 |
| Profit before tax | 84 | 82 | 76 | 97 | 107 | 114 | 97 | 100 | 108 | 109 | 114 | 128 | 139 |
| Tax % | 30% | 26% | 29% | 27% | 28% | 24% | 17% | 19% | 21% | 20% | 20% | 19% | |
| Net Profit | 58 | 60 | 54 | 70 | 77 | 86 | 81 | 81 | 85 | 88 | 91 | 104 | 112 |
| EPS in Rs | 1.45 | 1.49 | 1.33 | 1.75 | 1.92 | 2.14 | 2.01 | 2.00 | 1.89 | 1.95 | 2.02 | 2.24 | 2.43 |
| Dividend Payout % | 17% | 24% | 27% | 23% | 21% | 21% | 0% | 8% | 13% | 25% | 25% | 27% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 3.45% | -10.00% | 29.63% | 10.00% | 11.69% | -5.81% | 0.00% | 4.94% | 3.53% | 3.41% | 14.29% |
| Change in YoY Net Profit Growth (%) | 0.00% | -13.45% | 39.63% | -19.63% | 1.69% | -17.50% | 5.81% | 4.94% | -1.41% | -0.12% | 10.88% |
Tourism Finance Corporation of India Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | -1% |
| 3 Years: | 0% |
| TTM: | 4% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 4% |
| 3 Years: | 5% |
| TTM: | 18% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | 54% |
| 3 Years: | 77% |
| 1 Year: | 88% |
| Return on Equity | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 9% |
| 3 Years: | 9% |
| Last Year: | 9% |
Last Updated: September 5, 2025, 1:46 pm
Balance Sheet
Last Updated: December 10, 2025, 3:34 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 81 | 81 | 81 | 81 | 81 | 81 | 81 | 81 | 90 | 90 | 90 | 93 | 93 |
| Reserves | 356 | 398 | 433 | 474 | 597 | 656 | 673 | 711 | 847 | 927 | 999 | 1,124 | 1,159 |
| Borrowing | 862 | 956 | 996 | 1,050 | 1,304 | 1,324 | 1,447 | 1,360 | 1,272 | 999 | 978 | 862 | 1,031 |
| Other Liabilities | 64 | 65 | 80 | 96 | 35 | 30 | 43 | 34 | 35 | 29 | 39 | 23 | 28 |
| Total Liabilities | 1,362 | 1,501 | 1,590 | 1,700 | 2,017 | 2,091 | 2,244 | 2,185 | 2,245 | 2,045 | 2,106 | 2,102 | 2,311 |
| Fixed Assets | 30 | 30 | 29 | 20 | 15 | 14 | 18 | 16 | 17 | 15 | 15 | 14 | 14 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 138 | 190 | 255 | 248 | 301 | 318 | 219 | 159 | 165 | 338 | 461 | 259 | 390 |
| Other Assets | 1,193 | 1,281 | 1,307 | 1,432 | 1,701 | 1,758 | 2,008 | 2,010 | 2,062 | 1,692 | 1,630 | 1,830 | 1,907 |
| Total Assets | 1,362 | 1,501 | 1,590 | 1,700 | 2,017 | 2,091 | 2,244 | 2,185 | 2,245 | 2,045 | 2,106 | 2,102 | 2,311 |
Below is a detailed analysis of the balance sheet data for Tourism Finance Corporation of India Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 93.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 93.00 Cr..
- For Reserves, as of Sep 2025, the value is 1,159.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,124.00 Cr. (Mar 2025) to 1,159.00 Cr., marking an increase of 35.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 28.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 23.00 Cr. (Mar 2025) to 28.00 Cr., marking an increase of 5.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 2,311.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,102.00 Cr. (Mar 2025) to 2,311.00 Cr., marking an increase of 209.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 14.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 14.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 390.00 Cr.. The value appears strong and on an upward trend. It has increased from 259.00 Cr. (Mar 2025) to 390.00 Cr., marking an increase of 131.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,907.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,830.00 Cr. (Mar 2025) to 1,907.00 Cr., marking an increase of 77.00 Cr..
- For Total Assets, as of Sep 2025, the value is 2,311.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,102.00 Cr. (Mar 2025) to 2,311.00 Cr., marking an increase of 209.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -842.00 | -936.00 | -977.00 | 42.00 | 19.00 | 17.00 | 46.00 | 26.00 | 24.00 | -969.00 | -951.00 | -831.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 14% | 13% | 11% | 10% | 13% | 12% | 11% | 10% | 10% | 9% | 9% | 9% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 10.01 | 10.00 | 10.04 |
| Diluted EPS (Rs.) | 10.01 | 10.00 | 10.04 |
| Cash EPS (Rs.) | 9.60 | 10.28 | 13.09 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 103.67 | 98.07 | 93.35 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 103.67 | 98.07 | 93.35 |
| Revenue From Operations / Share (Rs.) | 28.13 | 32.02 | 32.55 |
| PBDIT / Share (Rs.) | 25.38 | 28.63 | 27.11 |
| PBIT / Share (Rs.) | 25.22 | 28.49 | 27.03 |
| PBT / Share (Rs.) | 11.94 | 12.37 | 12.07 |
| Net Profit / Share (Rs.) | 9.44 | 10.00 | 10.04 |
| NP After MI And SOA / Share (Rs.) | 9.44 | 10.00 | 10.04 |
| PBDIT Margin (%) | 90.25 | 89.41 | 83.27 |
| PBIT Margin (%) | 89.67 | 88.96 | 83.03 |
| PBT Margin (%) | 42.44 | 38.62 | 37.08 |
| Net Profit Margin (%) | 33.56 | 31.22 | 30.83 |
| NP After MI And SOA Margin (%) | 33.56 | 31.22 | 30.83 |
| Return on Networth / Equity (%) | 9.10 | 10.19 | 10.75 |
| Return on Capital Employeed (%) | 14.53 | 14.51 | 13.67 |
| Return On Assets (%) | 3.80 | 3.69 | 3.61 |
| Long Term Debt / Equity (X) | 0.67 | 0.99 | 1.11 |
| Total Debt / Equity (X) | 1.36 | 1.72 | 1.92 |
| Asset Turnover Ratio (%) | 0.11 | 0.11 | 0.00 |
| Current Ratio (X) | 3.25 | 3.57 | 3.39 |
| Quick Ratio (X) | 3.25 | 3.57 | 3.39 |
| Dividend Payout Ratio (NP) (%) | 7.56 | 0.00 | 26.42 |
| Dividend Payout Ratio (CP) (%) | 7.44 | 0.00 | 20.26 |
| Earning Retention Ratio (%) | 92.44 | 0.00 | 73.58 |
| Cash Earning Retention Ratio (%) | 92.56 | 0.00 | 79.74 |
| Interest Coverage Ratio (X) | 1.91 | 1.78 | 1.81 |
| Interest Coverage Ratio (Post Tax) (X) | 1.71 | 1.62 | 1.67 |
| Enterprise Value (Cr.) | 1603.45 | 1837.83 | 1530.73 |
| EV / Net Operating Revenue (X) | 6.31 | 7.11 | 5.83 |
| EV / EBITDA (X) | 6.99 | 7.95 | 7.00 |
| MarketCap / Net Operating Revenue (X) | 2.13 | 1.92 | 1.04 |
| Retention Ratios (%) | 92.43 | 0.00 | 73.57 |
| Price / BV (X) | 0.57 | 0.62 | 0.36 |
| Price / Net Operating Revenue (X) | 2.13 | 1.92 | 1.04 |
| EarningsYield | 0.15 | 0.16 | 0.29 |
After reviewing the key financial ratios for Tourism Finance Corporation of India Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 22, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 21) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 22, the value is 10.01. This value is within the healthy range. It has increased from 10.00 (Mar 21) to 10.01, marking an increase of 0.01.
- For Diluted EPS (Rs.), as of Mar 22, the value is 10.01. This value is within the healthy range. It has increased from 10.00 (Mar 21) to 10.01, marking an increase of 0.01.
- For Cash EPS (Rs.), as of Mar 22, the value is 9.60. This value is within the healthy range. It has decreased from 10.28 (Mar 21) to 9.60, marking a decrease of 0.68.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 103.67. It has increased from 98.07 (Mar 21) to 103.67, marking an increase of 5.60.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 103.67. It has increased from 98.07 (Mar 21) to 103.67, marking an increase of 5.60.
- For Revenue From Operations / Share (Rs.), as of Mar 22, the value is 28.13. It has decreased from 32.02 (Mar 21) to 28.13, marking a decrease of 3.89.
- For PBDIT / Share (Rs.), as of Mar 22, the value is 25.38. This value is within the healthy range. It has decreased from 28.63 (Mar 21) to 25.38, marking a decrease of 3.25.
- For PBIT / Share (Rs.), as of Mar 22, the value is 25.22. This value is within the healthy range. It has decreased from 28.49 (Mar 21) to 25.22, marking a decrease of 3.27.
- For PBT / Share (Rs.), as of Mar 22, the value is 11.94. This value is within the healthy range. It has decreased from 12.37 (Mar 21) to 11.94, marking a decrease of 0.43.
- For Net Profit / Share (Rs.), as of Mar 22, the value is 9.44. This value is within the healthy range. It has decreased from 10.00 (Mar 21) to 9.44, marking a decrease of 0.56.
- For NP After MI And SOA / Share (Rs.), as of Mar 22, the value is 9.44. This value is within the healthy range. It has decreased from 10.00 (Mar 21) to 9.44, marking a decrease of 0.56.
- For PBDIT Margin (%), as of Mar 22, the value is 90.25. This value is within the healthy range. It has increased from 89.41 (Mar 21) to 90.25, marking an increase of 0.84.
- For PBIT Margin (%), as of Mar 22, the value is 89.67. This value exceeds the healthy maximum of 20. It has increased from 88.96 (Mar 21) to 89.67, marking an increase of 0.71.
- For PBT Margin (%), as of Mar 22, the value is 42.44. This value is within the healthy range. It has increased from 38.62 (Mar 21) to 42.44, marking an increase of 3.82.
- For Net Profit Margin (%), as of Mar 22, the value is 33.56. This value exceeds the healthy maximum of 10. It has increased from 31.22 (Mar 21) to 33.56, marking an increase of 2.34.
- For NP After MI And SOA Margin (%), as of Mar 22, the value is 33.56. This value exceeds the healthy maximum of 20. It has increased from 31.22 (Mar 21) to 33.56, marking an increase of 2.34.
- For Return on Networth / Equity (%), as of Mar 22, the value is 9.10. This value is below the healthy minimum of 15. It has decreased from 10.19 (Mar 21) to 9.10, marking a decrease of 1.09.
- For Return on Capital Employeed (%), as of Mar 22, the value is 14.53. This value is within the healthy range. It has increased from 14.51 (Mar 21) to 14.53, marking an increase of 0.02.
- For Return On Assets (%), as of Mar 22, the value is 3.80. This value is below the healthy minimum of 5. It has increased from 3.69 (Mar 21) to 3.80, marking an increase of 0.11.
- For Long Term Debt / Equity (X), as of Mar 22, the value is 0.67. This value is within the healthy range. It has decreased from 0.99 (Mar 21) to 0.67, marking a decrease of 0.32.
- For Total Debt / Equity (X), as of Mar 22, the value is 1.36. This value exceeds the healthy maximum of 1. It has decreased from 1.72 (Mar 21) to 1.36, marking a decrease of 0.36.
- For Asset Turnover Ratio (%), as of Mar 22, the value is 0.11. There is no change compared to the previous period (Mar 21) which recorded 0.11.
- For Current Ratio (X), as of Mar 22, the value is 3.25. This value exceeds the healthy maximum of 3. It has decreased from 3.57 (Mar 21) to 3.25, marking a decrease of 0.32.
- For Quick Ratio (X), as of Mar 22, the value is 3.25. This value exceeds the healthy maximum of 2. It has decreased from 3.57 (Mar 21) to 3.25, marking a decrease of 0.32.
- For Dividend Payout Ratio (NP) (%), as of Mar 22, the value is 7.56. This value is below the healthy minimum of 20. It has increased from 0.00 (Mar 21) to 7.56, marking an increase of 7.56.
- For Dividend Payout Ratio (CP) (%), as of Mar 22, the value is 7.44. This value is below the healthy minimum of 20. It has increased from 0.00 (Mar 21) to 7.44, marking an increase of 7.44.
- For Earning Retention Ratio (%), as of Mar 22, the value is 92.44. This value exceeds the healthy maximum of 70. It has increased from 0.00 (Mar 21) to 92.44, marking an increase of 92.44.
- For Cash Earning Retention Ratio (%), as of Mar 22, the value is 92.56. This value exceeds the healthy maximum of 70. It has increased from 0.00 (Mar 21) to 92.56, marking an increase of 92.56.
- For Interest Coverage Ratio (X), as of Mar 22, the value is 1.91. This value is below the healthy minimum of 3. It has increased from 1.78 (Mar 21) to 1.91, marking an increase of 0.13.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 22, the value is 1.71. This value is below the healthy minimum of 3. It has increased from 1.62 (Mar 21) to 1.71, marking an increase of 0.09.
- For Enterprise Value (Cr.), as of Mar 22, the value is 1,603.45. It has decreased from 1,837.83 (Mar 21) to 1,603.45, marking a decrease of 234.38.
- For EV / Net Operating Revenue (X), as of Mar 22, the value is 6.31. This value exceeds the healthy maximum of 3. It has decreased from 7.11 (Mar 21) to 6.31, marking a decrease of 0.80.
- For EV / EBITDA (X), as of Mar 22, the value is 6.99. This value is within the healthy range. It has decreased from 7.95 (Mar 21) to 6.99, marking a decrease of 0.96.
- For MarketCap / Net Operating Revenue (X), as of Mar 22, the value is 2.13. This value is within the healthy range. It has increased from 1.92 (Mar 21) to 2.13, marking an increase of 0.21.
- For Retention Ratios (%), as of Mar 22, the value is 92.43. This value exceeds the healthy maximum of 70. It has increased from 0.00 (Mar 21) to 92.43, marking an increase of 92.43.
- For Price / BV (X), as of Mar 22, the value is 0.57. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 21) to 0.57, marking a decrease of 0.05.
- For Price / Net Operating Revenue (X), as of Mar 22, the value is 2.13. This value is within the healthy range. It has increased from 1.92 (Mar 21) to 2.13, marking an increase of 0.21.
- For EarningsYield, as of Mar 22, the value is 0.15. This value is below the healthy minimum of 5. It has decreased from 0.16 (Mar 21) to 0.15, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Tourism Finance Corporation of India Ltd:
- Net Profit Margin: 33.56%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 14.53% (Industry Average ROCE: 9.53%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 9.1% (Industry Average ROE: 11.95%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.71
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 3.25
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 25.1 (Industry average Stock P/E: 20.95)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.36
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 33.56%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Term Lending Institutions | 4th Floor,Tower-1, NBCC Plaza, New Delhi Delhi 110017 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Dr. S Ravi | Non Executive Chairman |
| Mr. Anoop Bali | Managing Director & CFO |
| Mr. Aditya Kumar Halwasiya | Non Executive Director |
| Mr. Parkash Chand | Non Exe. & Nominee Director |
| Mr. Ashok Kumar Garg | Independent Director |
| Mr. Bapi Munshi | Independent Director |
| Mrs. Thankom T Mathew | Independent Director |
| Dr. M S Mahabaleshwara | Independent Director |
| Mr. Deepak Amitabh | Independent Director |
FAQ
What is the intrinsic value of Tourism Finance Corporation of India Ltd?
Tourism Finance Corporation of India Ltd's intrinsic value (as of 26 January 2026) is ₹48.99 which is 19.69% lower the current market price of ₹61.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹2,823 Cr. market cap, FY2025-2026 high/low of ₹75.9/24.4, reserves of ₹1,159 Cr, and liabilities of ₹2,311 Cr.
What is the Market Cap of Tourism Finance Corporation of India Ltd?
The Market Cap of Tourism Finance Corporation of India Ltd is 2,823 Cr..
What is the current Stock Price of Tourism Finance Corporation of India Ltd as on 26 January 2026?
The current stock price of Tourism Finance Corporation of India Ltd as on 26 January 2026 is ₹61.0.
What is the High / Low of Tourism Finance Corporation of India Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Tourism Finance Corporation of India Ltd stocks is ₹75.9/24.4.
What is the Stock P/E of Tourism Finance Corporation of India Ltd?
The Stock P/E of Tourism Finance Corporation of India Ltd is 25.1.
What is the Book Value of Tourism Finance Corporation of India Ltd?
The Book Value of Tourism Finance Corporation of India Ltd is 27.0.
What is the Dividend Yield of Tourism Finance Corporation of India Ltd?
The Dividend Yield of Tourism Finance Corporation of India Ltd is 0.98 %.
What is the ROCE of Tourism Finance Corporation of India Ltd?
The ROCE of Tourism Finance Corporation of India Ltd is 10.7 %.
What is the ROE of Tourism Finance Corporation of India Ltd?
The ROE of Tourism Finance Corporation of India Ltd is 8.51 %.
What is the Face Value of Tourism Finance Corporation of India Ltd?
The Face Value of Tourism Finance Corporation of India Ltd is 2.00.