Share Price and Basic Stock Data
Last Updated: December 11, 2025, 9:58 pm
| PEG Ratio | 0.75 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Usha Martin Education & Solutions Ltd (UMESLTD) operates in the education sector, primarily focusing on coaching and study material. The company’s recent quarterly sales figures reveal a fluctuating trajectory. For instance, sales peaked at ₹0.30 Cr in September 2022 but have since experienced notable volatility, dropping to ₹0.06 Cr in September 2023 before rebounding to ₹0.29 Cr in December 2023. This inconsistency raises questions about the underlying demand for its services. Overall, the trailing twelve months (TTM) revenue stands at ₹0.56 Cr, reflecting a modest decline from ₹0.66 Cr reported in March 2023. Such revenue trends suggest the need for a more robust growth strategy to stabilize income and capitalize on the expanding education market in India.
Profitability and Efficiency Metrics
Profitability metrics for UMESLTD present a mixed picture. The company’s net profit margin has shown improvement, rising to 59.81% in March 2025 from just 4.27% in March 2021. This significant leap indicates that while the company is managing to retain a larger portion of its revenue as profit, the actual net profit reported was a modest ₹0.31 Cr for FY 2025. Operating profit margin (OPM) has also shown fluctuations, with a peak of 45.45% in March 2024, but it stood at a more subdued 23.08% in the latest reporting. Additionally, the interest coverage ratio of 3.84x suggests that the company is comfortably covering its interest obligations, although its return on equity (ROE) remains low at 2.15%. This combination of high margins but low overall profit raises concerns about the sustainability of current operational practices.
Balance Sheet Strength and Financial Ratios
UMESLTD’s balance sheet reflects a conservative approach to leverage, with borrowings standing at only ₹0.43 Cr against reserves of ₹12.07 Cr. This low debt-to-equity ratio of 0.04 indicates a strong financial position, allowing the company to weather economic volatility. However, the current ratio of 0.22 suggests liquidity challenges, as the company may struggle to meet short-term obligations. The book value per share has remained stable around ₹5.53, which, when compared to the current market price of ₹4.88, implies the stock is trading below its intrinsic value. This situation could attract value investors looking for bargains, but it also raises concerns about the reasons behind the market’s hesitance to recognize the company’s asset base fully.
Shareholding Pattern and Investor Confidence
The shareholding pattern of UMESLTD reveals a predominantly public ownership at 57.17%, with promoters holding 39.83%. The stable promoter stake indicates a level of confidence in the company’s strategy and governance. However, the foreign institutional investors (FIIs) and domestic institutional investors (DIIs) hold a negligible 1.74% and 1.28% respectively, signaling limited institutional interest. This lack of institutional backing could imply a risk for retail investors, as it often reflects uncertainty about the company’s growth potential or operational robustness. The increasing number of shareholders, which rose from 34,158 in December 2022 to 38,760 in September 2025, may suggest a growing interest at the retail level, though this needs to be matched by improved financial performance to be sustainable.
Outlook, Risks, and Final Insight
Looking ahead, UMESLTD faces a dual-edged sword of opportunity and risk. The education sector in India is poised for growth, driven by increasing demand for skill development and coaching. However, the company’s inconsistent revenue trends and low profitability metrics pose significant challenges. Investors should be cautious about the sustainability of its current profit margins and the implications of its liquidity issues. The low institutional interest raises further questions about market confidence. For retail investors, monitoring upcoming quarterly results and strategic decisions will be crucial. The stock’s performance hinges on whether UMESLTD can transform its financial volatility into stable growth, and whether it can leverage its strong balance sheet to invest in growth opportunities. In a rapidly evolving sector, adaptability and strategic foresight will be essential for UMESLTD to enhance shareholder value.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Usha Martin Education & Solutions Ltd (UMESLTD)
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| IEC Education Ltd | 34.2 Cr. | 22.4 | 46.6/14.2 | 19.6 | 0.00 % | 0.84 % | 0.90 % | 10.0 | |
| Humming Bird Education Ltd | 14.3 Cr. | 23.3 | 102/20.6 | 36.6 | 5.06 | 0.00 % | 41.7 % | 26.9 % | 1.00 |
| Golden Crest Education & Services Ltd | 170 Cr. | 323 | 869/270 | 999 | 20.8 | 0.00 % | 2.05 % | 1.49 % | 10.0 |
| DSJ Keep Learning Ltd | 40.0 Cr. | 2.50 | 5.50/2.01 | 95.3 | 0.48 | 0.00 % | 9.80 % | 8.93 % | 1.00 |
| Ascensive Educare Ltd | 77.6 Cr. | 19.0 | 23.0/8.20 | 18.3 | 4.37 | 0.00 % | 20.6 % | 18.7 % | 1.00 |
| Industry Average | 1,103.71 Cr | 79.30 | 126.11 | 68.74 | 0.48% | 12.81% | 24.78% | 5.06 |
All Competitor Stocks of Usha Martin Education & Solutions Ltd (UMESLTD)
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.14 | 0.30 | 0.12 | 0.10 | 0.16 | 0.06 | 0.29 | 0.22 | 0.11 | 0.19 | 0.12 | 0.12 | 0.13 |
| Expenses | 0.11 | 0.26 | 0.11 | 0.09 | 0.12 | 0.10 | 0.16 | 0.12 | 0.11 | 0.14 | 0.13 | 0.15 | 0.10 |
| Operating Profit | 0.03 | 0.04 | 0.01 | 0.01 | 0.04 | -0.04 | 0.13 | 0.10 | 0.00 | 0.05 | -0.01 | -0.03 | 0.03 |
| OPM % | 21.43% | 13.33% | 8.33% | 10.00% | 25.00% | -66.67% | 44.83% | 45.45% | 0.00% | 26.32% | -8.33% | -25.00% | 23.08% |
| Other Income | 0.03 | 0.01 | 0.04 | 0.07 | 0.02 | 0.17 | 0.01 | 0.08 | 0.06 | 0.01 | 0.20 | 0.20 | 0.02 |
| Interest | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.02 | 0.02 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.01 | 0.01 | 0.04 | 0.02 | 0.09 | 0.10 | 0.14 | 0.02 | 0.02 | 0.16 | 0.15 | 0.03 |
| Tax % | 50.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 135.71% | 0.00% | 0.00% | 0.00% | 13.33% | 0.00% |
| Net Profit | 0.01 | 0.01 | 0.01 | 0.03 | 0.02 | 0.08 | 0.10 | -0.05 | 0.02 | 0.02 | 0.15 | 0.13 | 0.02 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.03 | 0.04 | -0.02 | 0.01 | 0.01 | 0.06 | 0.05 | 0.01 |
Last Updated: August 20, 2025, 1:40 am
Below is a detailed analysis of the quarterly data for Usha Martin Education & Solutions Ltd (UMESLTD) based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.13 Cr.. The value appears strong and on an upward trend. It has increased from 0.12 Cr. (Mar 2025) to 0.13 Cr., marking an increase of 0.01 Cr..
- For Expenses, as of Jun 2025, the value is 0.10 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.15 Cr. (Mar 2025) to 0.10 Cr., marking a decrease of 0.05 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.03 Cr.. The value appears strong and on an upward trend. It has increased from -0.03 Cr. (Mar 2025) to 0.03 Cr., marking an increase of 0.06 Cr..
- For OPM %, as of Jun 2025, the value is 23.08%. The value appears strong and on an upward trend. It has increased from -25.00% (Mar 2025) to 23.08%, marking an increase of 48.08%.
- For Other Income, as of Jun 2025, the value is 0.02 Cr.. The value appears to be declining and may need further review. It has decreased from 0.20 Cr. (Mar 2025) to 0.02 Cr., marking a decrease of 0.18 Cr..
- For Interest, as of Jun 2025, the value is 0.02 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.02 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.03 Cr.. The value appears to be declining and may need further review. It has decreased from 0.15 Cr. (Mar 2025) to 0.03 Cr., marking a decrease of 0.12 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be improving (decreasing) as expected. It has decreased from 13.33% (Mar 2025) to 0.00%, marking a decrease of 13.33%.
- For Net Profit, as of Jun 2025, the value is 0.02 Cr.. The value appears to be declining and may need further review. It has decreased from 0.13 Cr. (Mar 2025) to 0.02 Cr., marking a decrease of 0.11 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.01. The value appears to be declining and may need further review. It has decreased from 0.05 (Mar 2025) to 0.01, marking a decrease of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:12 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6.19 | 3.43 | 1.41 | 1.45 | 0.82 | 0.75 | 0.71 | 0.59 | 0.78 | 0.66 | 0.73 | 0.52 | 0.56 |
| Expenses | 6.14 | 4.61 | 3.70 | 2.27 | 0.79 | 0.62 | 0.59 | 0.51 | 0.68 | 0.57 | 0.50 | 0.52 | 0.52 |
| Operating Profit | 0.05 | -1.18 | -2.29 | -0.82 | 0.03 | 0.13 | 0.12 | 0.08 | 0.10 | 0.09 | 0.23 | 0.00 | 0.04 |
| OPM % | 0.81% | -34.40% | -162.41% | -56.55% | 3.66% | 17.33% | 16.90% | 13.56% | 12.82% | 13.64% | 31.51% | 0.00% | 7.14% |
| Other Income | 0.21 | 0.23 | -0.05 | -1.39 | 0.26 | 0.20 | 0.12 | 0.13 | 0.12 | 0.15 | 0.27 | 0.46 | 0.43 |
| Interest | 0.15 | 0.22 | 0.30 | 0.38 | 0.36 | 0.20 | 0.15 | 0.17 | 0.16 | 0.16 | 0.16 | 0.12 | 0.11 |
| Depreciation | 0.29 | 0.29 | 0.24 | 0.20 | 0.08 | 0.05 | 0.03 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.18 | -1.46 | -2.88 | -2.79 | -0.15 | 0.08 | 0.06 | 0.03 | 0.06 | 0.08 | 0.34 | 0.34 | 0.36 |
| Tax % | 27.78% | 0.00% | 0.35% | 0.36% | 6.67% | 225.00% | 16.67% | 0.00% | 0.00% | 25.00% | 55.88% | 8.82% | |
| Net Profit | -0.24 | -1.46 | -2.89 | -2.79 | -0.16 | -0.10 | 0.06 | 0.03 | 0.06 | 0.06 | 0.15 | 0.31 | 0.32 |
| EPS in Rs | -0.09 | -0.55 | -1.09 | -1.06 | -0.06 | -0.04 | 0.02 | 0.01 | 0.02 | 0.02 | 0.06 | 0.12 | 0.13 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -508.33% | -97.95% | 3.46% | 94.27% | 37.50% | 160.00% | -50.00% | 100.00% | 0.00% | 150.00% | 106.67% |
| Change in YoY Net Profit Growth (%) | 0.00% | 410.39% | 101.41% | 90.81% | -56.77% | 122.50% | -210.00% | 150.00% | -100.00% | 150.00% | -43.33% |
Usha Martin Education & Solutions Ltd (UMESLTD) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -17% |
| 5 Years: | -6% |
| 3 Years: | -13% |
| TTM: | -18% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 39% |
| 3 Years: | 73% |
| TTM: | 113% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 36% |
| 3 Years: | 7% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | 1% |
| 3 Years: | 1% |
| Last Year: | 2% |
Last Updated: September 5, 2025, 1:50 pm
Balance Sheet
Last Updated: December 4, 2025, 2:10 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 |
| Reserves | 18.68 | 17.22 | 14.33 | 11.53 | 11.37 | 11.27 | 11.33 | 11.36 | 11.42 | 11.48 | 11.64 | 11.95 | 12.07 |
| Borrowings | 1.03 | 1.43 | 2.77 | 2.86 | 2.71 | 2.56 | 2.71 | 2.71 | 2.71 | 2.57 | 1.70 | 0.72 | 0.43 |
| Other Liabilities | 2.69 | 2.10 | 1.40 | 2.51 | 2.47 | 2.52 | 1.88 | 1.94 | 1.82 | 1.70 | 0.61 | 0.46 | 0.68 |
| Total Liabilities | 25.04 | 23.39 | 21.14 | 19.54 | 19.19 | 18.99 | 18.56 | 18.65 | 18.59 | 18.39 | 16.59 | 15.77 | 15.82 |
| Fixed Assets | 2.60 | 2.29 | 2.15 | 1.44 | 1.34 | 1.29 | 1.26 | 1.25 | 1.24 | 1.24 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 |
| Other Assets | 6.94 | 5.60 | 3.49 | 2.60 | 2.35 | 2.20 | 1.80 | 1.90 | 1.85 | 1.65 | 1.08 | 0.26 | 0.31 |
| Total Assets | 25.04 | 23.39 | 21.14 | 19.54 | 19.19 | 18.99 | 18.56 | 18.65 | 18.59 | 18.39 | 16.59 | 15.77 | 15.82 |
Below is a detailed analysis of the balance sheet data for Usha Martin Education & Solutions Ltd (UMESLTD) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 2.64 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2.64 Cr..
- For Reserves, as of Sep 2025, the value is 12.07 Cr.. The value appears strong and on an upward trend. It has increased from 11.95 Cr. (Mar 2025) to 12.07 Cr., marking an increase of 0.12 Cr..
- For Borrowings, as of Sep 2025, the value is 0.43 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 0.72 Cr. (Mar 2025) to 0.43 Cr., marking a decrease of 0.29 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.68 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.46 Cr. (Mar 2025) to 0.68 Cr., marking an increase of 0.22 Cr..
- For Total Liabilities, as of Sep 2025, the value is 15.82 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 15.77 Cr. (Mar 2025) to 15.82 Cr., marking an increase of 0.05 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 15.50 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 15.50 Cr..
- For Other Assets, as of Sep 2025, the value is 0.31 Cr.. The value appears strong and on an upward trend. It has increased from 0.26 Cr. (Mar 2025) to 0.31 Cr., marking an increase of 0.05 Cr..
- For Total Assets, as of Sep 2025, the value is 15.82 Cr.. The value appears strong and on an upward trend. It has increased from 15.77 Cr. (Mar 2025) to 15.82 Cr., marking an increase of 0.05 Cr..
Notably, the Reserves (12.07 Cr.) exceed the Borrowings (0.43 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.98 | -2.61 | -5.06 | -3.68 | -2.68 | -2.43 | -2.59 | -2.63 | -2.61 | -2.48 | -1.47 | -0.72 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 208.15 | 233.05 | 147.55 | 52.86 | 66.77 | 38.93 | 35.99 | 98.98 | 0.00 | 0.00 | 5.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 208.15 | 233.05 | 147.55 | 52.86 | 66.77 | 38.93 | 35.99 | 98.98 | 0.00 | 0.00 | 5.00 | 0.00 |
| Working Capital Days | 104.37 | 78.75 | -357.23 | -470.72 | -850.18 | -949.00 | -899.65 | -977.46 | -1,104.36 | -812.95 | -635.00 | -687.88 |
| ROCE % | -0.55% | -5.64% | -11.60% | -4.57% | 1.07% | 1.69% | 1.27% | 1.20% | 1.31% | 1.49% | 3.12% | 2.94% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 0.12 | 0.06 | 0.02 | 0.02 | 0.01 |
| Diluted EPS (Rs.) | 0.12 | 0.06 | 0.02 | 0.02 | 0.01 |
| Cash EPS (Rs.) | 0.11 | 0.05 | 0.02 | 0.02 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 5.53 | 5.41 | 5.35 | 5.32 | 5.30 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 5.53 | 5.41 | 5.35 | 5.32 | 5.30 |
| Revenue From Operations / Share (Rs.) | 0.19 | 0.27 | 0.24 | 0.29 | 0.22 |
| PBDIT / Share (Rs.) | 0.17 | 0.18 | 0.09 | 0.08 | 0.07 |
| PBIT / Share (Rs.) | 0.17 | 0.18 | 0.09 | 0.08 | 0.07 |
| PBT / Share (Rs.) | 0.12 | 0.12 | 0.02 | 0.02 | 0.01 |
| Net Profit / Share (Rs.) | 0.11 | 0.05 | 0.02 | 0.02 | 0.01 |
| NP After MI And SOA / Share (Rs.) | 0.11 | 0.05 | 0.02 | 0.02 | 0.01 |
| PBDIT Margin (%) | 88.91 | 68.40 | 36.58 | 28.77 | 35.57 |
| PBIT Margin (%) | 88.35 | 68.11 | 36.47 | 28.72 | 33.32 |
| PBT Margin (%) | 65.22 | 46.42 | 11.97 | 8.20 | 4.61 |
| Net Profit Margin (%) | 59.81 | 20.56 | 9.65 | 7.71 | 4.27 |
| NP After MI And SOA Margin (%) | 59.81 | 20.56 | 9.65 | 7.71 | 4.27 |
| Return on Networth / Equity (%) | 2.14 | 1.05 | 0.44 | 0.43 | 0.17 |
| Return on Capital Employeed (%) | 3.17 | 3.21 | 1.55 | 1.46 | 1.28 |
| Return On Assets (%) | 1.98 | 0.84 | 0.34 | 0.32 | 0.13 |
| Total Debt / Equity (X) | 0.04 | 0.11 | 0.18 | 0.19 | 0.19 |
| Asset Turnover Ratio (%) | 0.03 | 0.04 | 0.03 | 0.04 | 0.03 |
| Current Ratio (X) | 0.22 | 0.47 | 0.24 | 0.54 | 0.50 |
| Quick Ratio (X) | 0.22 | 0.47 | 0.24 | 0.54 | 0.50 |
| Interest Coverage Ratio (X) | 3.84 | 3.15 | 1.49 | 1.40 | 1.24 |
| Interest Coverage Ratio (Post Tax) (X) | 3.59 | 1.95 | 1.39 | 1.38 | 1.15 |
| Enterprise Value (Cr.) | 13.89 | 13.87 | 11.03 | 15.05 | 11.91 |
| EV / Net Operating Revenue (X) | 26.51 | 18.93 | 16.83 | 19.20 | 20.20 |
| EV / EBITDA (X) | 29.81 | 27.67 | 46.00 | 66.71 | 56.79 |
| MarketCap / Net Operating Revenue (X) | 25.26 | 16.65 | 12.98 | 15.81 | 15.64 |
| Price / BV (X) | 0.90 | 0.85 | 0.60 | 0.88 | 0.65 |
| Price / Net Operating Revenue (X) | 25.26 | 16.65 | 12.98 | 15.81 | 15.64 |
| EarningsYield | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 |
After reviewing the key financial ratios for Usha Martin Education & Solutions Ltd (UMESLTD), here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 5. It has increased from 0.06 (Mar 24) to 0.12, marking an increase of 0.06.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 5. It has increased from 0.06 (Mar 24) to 0.12, marking an increase of 0.06.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.11. This value is below the healthy minimum of 3. It has increased from 0.05 (Mar 24) to 0.11, marking an increase of 0.06.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.53. It has increased from 5.41 (Mar 24) to 5.53, marking an increase of 0.12.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.53. It has increased from 5.41 (Mar 24) to 5.53, marking an increase of 0.12.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.19. It has decreased from 0.27 (Mar 24) to 0.19, marking a decrease of 0.08.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.17. This value is below the healthy minimum of 2. It has decreased from 0.18 (Mar 24) to 0.17, marking a decrease of 0.01.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.17. This value is within the healthy range. It has decreased from 0.18 (Mar 24) to 0.17, marking a decrease of 0.01.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.12. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.12.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.11. This value is below the healthy minimum of 2. It has increased from 0.05 (Mar 24) to 0.11, marking an increase of 0.06.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.11. This value is below the healthy minimum of 2. It has increased from 0.05 (Mar 24) to 0.11, marking an increase of 0.06.
- For PBDIT Margin (%), as of Mar 25, the value is 88.91. This value is within the healthy range. It has increased from 68.40 (Mar 24) to 88.91, marking an increase of 20.51.
- For PBIT Margin (%), as of Mar 25, the value is 88.35. This value exceeds the healthy maximum of 20. It has increased from 68.11 (Mar 24) to 88.35, marking an increase of 20.24.
- For PBT Margin (%), as of Mar 25, the value is 65.22. This value is within the healthy range. It has increased from 46.42 (Mar 24) to 65.22, marking an increase of 18.80.
- For Net Profit Margin (%), as of Mar 25, the value is 59.81. This value exceeds the healthy maximum of 10. It has increased from 20.56 (Mar 24) to 59.81, marking an increase of 39.25.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 59.81. This value exceeds the healthy maximum of 20. It has increased from 20.56 (Mar 24) to 59.81, marking an increase of 39.25.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.14. This value is below the healthy minimum of 15. It has increased from 1.05 (Mar 24) to 2.14, marking an increase of 1.09.
- For Return on Capital Employeed (%), as of Mar 25, the value is 3.17. This value is below the healthy minimum of 10. It has decreased from 3.21 (Mar 24) to 3.17, marking a decrease of 0.04.
- For Return On Assets (%), as of Mar 25, the value is 1.98. This value is below the healthy minimum of 5. It has increased from 0.84 (Mar 24) to 1.98, marking an increase of 1.14.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.04. This value is within the healthy range. It has decreased from 0.11 (Mar 24) to 0.04, marking a decrease of 0.07.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.03. It has decreased from 0.04 (Mar 24) to 0.03, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1.5. It has decreased from 0.47 (Mar 24) to 0.22, marking a decrease of 0.25.
- For Quick Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1. It has decreased from 0.47 (Mar 24) to 0.22, marking a decrease of 0.25.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 3.84. This value is within the healthy range. It has increased from 3.15 (Mar 24) to 3.84, marking an increase of 0.69.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 3.59. This value is within the healthy range. It has increased from 1.95 (Mar 24) to 3.59, marking an increase of 1.64.
- For Enterprise Value (Cr.), as of Mar 25, the value is 13.89. It has increased from 13.87 (Mar 24) to 13.89, marking an increase of 0.02.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 26.51. This value exceeds the healthy maximum of 3. It has increased from 18.93 (Mar 24) to 26.51, marking an increase of 7.58.
- For EV / EBITDA (X), as of Mar 25, the value is 29.81. This value exceeds the healthy maximum of 15. It has increased from 27.67 (Mar 24) to 29.81, marking an increase of 2.14.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 25.26. This value exceeds the healthy maximum of 3. It has increased from 16.65 (Mar 24) to 25.26, marking an increase of 8.61.
- For Price / BV (X), as of Mar 25, the value is 0.90. This value is below the healthy minimum of 1. It has increased from 0.85 (Mar 24) to 0.90, marking an increase of 0.05.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 25.26. This value exceeds the healthy maximum of 3. It has increased from 16.65 (Mar 24) to 25.26, marking an increase of 8.61.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 0.02, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Usha Martin Education & Solutions Ltd (UMESLTD):
- Net Profit Margin: 59.81%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 3.17% (Industry Average ROCE: 12.01%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.14% (Industry Average ROE: 23.23%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 3.59
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 34 (Industry average Stock P/E: 78.82)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.04
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 59.81%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Education - Coaching/Study Material/Others | Godrej Waterside, 12th Floor, Tower-II, Kolkata West Bengal 700091 | vinay.gupta@umesl.co.in www.umesl.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Prashant Jhawar | Chairman & Non-Exe.Director |
| Mr. Vinay Kumar Gupta | Whole Time Director |
| Mrs. Gangotri Guha | Non Executive Woman Director |
| Mr. Manoj Kumar Vijay | Ind. Non-Executive Director |
| Mr. Nipendra Kumar Sharma | Ind. Non-Executive Director |
| Mr. Anil Kumar Modi | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Usha Martin Education & Solutions Ltd (UMESLTD)?
Usha Martin Education & Solutions Ltd (UMESLTD)'s intrinsic value (as of 11 December 2025) is 3.32 which is 34.65% lower the current market price of 5.08, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 13.3 Cr. market cap, FY2025-2026 high/low of 8.48/4.16, reserves of ₹12.07 Cr, and liabilities of 15.82 Cr.
What is the Market Cap of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Market Cap of Usha Martin Education & Solutions Ltd (UMESLTD) is 13.3 Cr..
What is the current Stock Price of Usha Martin Education & Solutions Ltd (UMESLTD) as on 11 December 2025?
The current stock price of Usha Martin Education & Solutions Ltd (UMESLTD) as on 11 December 2025 is 5.08.
What is the High / Low of Usha Martin Education & Solutions Ltd (UMESLTD) stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Usha Martin Education & Solutions Ltd (UMESLTD) stocks is 8.48/4.16.
What is the Stock P/E of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Stock P/E of Usha Martin Education & Solutions Ltd (UMESLTD) is 34.0.
What is the Book Value of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Book Value of Usha Martin Education & Solutions Ltd (UMESLTD) is 5.57.
What is the Dividend Yield of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Dividend Yield of Usha Martin Education & Solutions Ltd (UMESLTD) is 0.00 %.
What is the ROCE of Usha Martin Education & Solutions Ltd (UMESLTD)?
The ROCE of Usha Martin Education & Solutions Ltd (UMESLTD) is 2.94 %.
What is the ROE of Usha Martin Education & Solutions Ltd (UMESLTD)?
The ROE of Usha Martin Education & Solutions Ltd (UMESLTD) is 2.15 %.
What is the Face Value of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Face Value of Usha Martin Education & Solutions Ltd (UMESLTD) is 1.00.