Share Price and Basic Stock Data
Last Updated: December 31, 2025, 8:37 pm
| PEG Ratio | 0.70 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Usha Martin Education & Solutions Ltd (UMESLTD), operating in the education sector, reported a market capitalization of ₹13.6 Cr. The company’s stock price stood at ₹5.03, reflecting a P/E ratio of 34.8. The revenue trends depict a fluctuating performance, with quarterly sales peaking at ₹0.30 Cr in September 2022, then declining to ₹0.06 Cr by September 2023. Despite a slight recovery in December 2023 with sales of ₹0.29 Cr, the overall trajectory has been inconsistent, leading to a trailing twelve-month (TTM) revenue of ₹0.59 Cr. Over the years, annual sales have seen a downward trend from ₹6.19 Cr in March 2014 to ₹0.66 Cr in March 2023, indicating challenges in maintaining revenue streams in a competitive education landscape. The operating profit margin (OPM) has varied significantly, showing a high of 45.45% in June 2023 but declining sharply to -66.67% in September 2023, underscoring volatility in operational efficiency.
Profitability and Efficiency Metrics
The profitability metrics for Usha Martin Education reflect a mixed performance. The net profit for the latest reported period stood at ₹0.39 Cr, with a net profit margin of 59.81% in March 2025, suggesting effective cost management despite lower revenue. However, the company faced profitability challenges, as indicated by a net loss of ₹0.05 Cr in March 2024, driven by increased operational costs. The return on equity (ROE) was reported at 2.15%, while return on capital employed (ROCE) stood at 2.94%, both below the sector averages, indicating potential inefficiencies in utilizing equity and capital. The interest coverage ratio (ICR) of 3.84x provides some comfort, suggesting that UMESLTD can comfortably cover its interest obligations. However, the fluctuating OPM, which recorded highs and lows, reflects underlying operational challenges that may affect long-term profitability.
Balance Sheet Strength and Financial Ratios
UMESLTD’s balance sheet reveals a conservative financial structure with total borrowings of only ₹0.43 Cr, significantly lower than its reserves of ₹12.07 Cr. This translates to a low debt-to-equity ratio of 0.04, indicating a strong equity position and minimal reliance on external debt. The company’s current ratio of 0.22 and quick ratio of 0.22 suggest liquidity concerns, as both ratios fall below the generally acceptable range of 1.0, indicating potential short-term financial challenges. The book value per share, reported at ₹5.53, is close to the market price of ₹5.03, leading to a price-to-book value ratio of 0.90x, suggesting that the stock may be undervalued compared to its intrinsic value. However, with a cash conversion cycle of 5.00 days in March 2024, there are signs of operational efficiency in managing receivables.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Usha Martin Education indicates a diverse ownership structure, with promoters holding 39.83% as of March 2025. Institutional investors, including foreign institutional investors (FIIs) and domestic institutional investors (DIIs), hold minor stakes of 1.74% and 1.28%, respectively. The public holds a substantial 57.17% of the company, reflecting a strong retail investor base. The number of shareholders has increased from 34,158 in December 2022 to 38,760 by September 2025, indicating growing investor interest despite the company’s operational challenges. However, the declining promoter holding from 40.74% in December 2022 to 39.83% may raise concerns about insider confidence. This trend, combined with the fluctuating financial performance, could impact overall investor sentiment, as a stable shareholding structure is often viewed favorably by the market.
Outlook, Risks, and Final Insight
The outlook for Usha Martin Education hinges on its ability to stabilize revenue and enhance profitability metrics. The company’s strong reserve position provides a buffer against operational volatility, but the low liquidity ratios may pose risks in meeting short-term obligations. Key strengths include a low debt level and improving net profit margins, which suggest operational efficiency improvements. Conversely, risks include the inconsistent revenue trends and declining promoter shareholding, which could undermine investor confidence. The company must focus on strategic initiatives to enhance its market presence and operational efficiencies. Should UMESLTD successfully navigate these challenges and capitalize on its reserve strength, it may position itself for recovery and growth in the education sector. However, continued monitoring of its financial health and market dynamics will be essential for stakeholders.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| IEC Education Ltd | 34.1 Cr. | 22.3 | 46.6/14.2 | 19.6 | 0.00 % | 0.84 % | 0.90 % | 10.0 | |
| Humming Bird Education Ltd | 14.0 Cr. | 22.8 | 102/20.6 | 35.8 | 5.06 | 0.00 % | 41.7 % | 26.9 % | 1.00 |
| Golden Crest Education & Services Ltd | 158 Cr. | 302 | 869/270 | 999 | 20.8 | 0.00 % | 2.05 % | 1.49 % | 10.0 |
| DSJ Keep Learning Ltd | 38.3 Cr. | 2.40 | 5.14/2.01 | 91.3 | 0.48 | 0.00 % | 9.80 % | 8.93 % | 1.00 |
| Ascensive Educare Ltd | 83.7 Cr. | 20.5 | 23.0/8.20 | 19.7 | 4.37 | 0.00 % | 20.6 % | 18.7 % | 1.00 |
| Industry Average | 1,079.00 Cr | 77.81 | 125.79 | 68.74 | 0.47% | 12.81% | 24.78% | 5.06 |
All Competitor Stocks of Usha Martin Education & Solutions Ltd (UMESLTD)
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.30 | 0.12 | 0.10 | 0.16 | 0.06 | 0.29 | 0.22 | 0.11 | 0.19 | 0.12 | 0.12 | 0.13 | 0.22 |
| Expenses | 0.26 | 0.11 | 0.09 | 0.12 | 0.10 | 0.16 | 0.12 | 0.11 | 0.14 | 0.13 | 0.15 | 0.10 | 0.12 |
| Operating Profit | 0.04 | 0.01 | 0.01 | 0.04 | -0.04 | 0.13 | 0.10 | 0.00 | 0.05 | -0.01 | -0.03 | 0.03 | 0.10 |
| OPM % | 13.33% | 8.33% | 10.00% | 25.00% | -66.67% | 44.83% | 45.45% | 0.00% | 26.32% | -8.33% | -25.00% | 23.08% | 45.45% |
| Other Income | 0.01 | 0.04 | 0.07 | 0.02 | 0.17 | 0.01 | 0.08 | 0.06 | 0.01 | 0.20 | 0.20 | 0.02 | 0.00 |
| Interest | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.02 | 0.02 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.01 | 0.04 | 0.02 | 0.09 | 0.10 | 0.14 | 0.02 | 0.02 | 0.16 | 0.15 | 0.03 | 0.09 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 135.71% | 0.00% | 0.00% | 0.00% | 13.33% | 0.00% | 0.00% |
| Net Profit | 0.01 | 0.01 | 0.03 | 0.02 | 0.08 | 0.10 | -0.05 | 0.02 | 0.02 | 0.15 | 0.13 | 0.02 | 0.09 |
| EPS in Rs | 0.00 | 0.00 | 0.01 | 0.01 | 0.03 | 0.04 | -0.02 | 0.01 | 0.01 | 0.06 | 0.05 | 0.01 | 0.03 |
Last Updated: December 28, 2025, 4:33 pm
Below is a detailed analysis of the quarterly data for Usha Martin Education & Solutions Ltd (UMESLTD) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.22 Cr.. The value appears strong and on an upward trend. It has increased from 0.13 Cr. (Jun 2025) to 0.22 Cr., marking an increase of 0.09 Cr..
- For Expenses, as of Sep 2025, the value is 0.12 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.10 Cr. (Jun 2025) to 0.12 Cr., marking an increase of 0.02 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.10 Cr.. The value appears strong and on an upward trend. It has increased from 0.03 Cr. (Jun 2025) to 0.10 Cr., marking an increase of 0.07 Cr..
- For OPM %, as of Sep 2025, the value is 45.45%. The value appears strong and on an upward trend. It has increased from 23.08% (Jun 2025) to 45.45%, marking an increase of 22.37%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.02 Cr. (Jun 2025) to 0.00 Cr., marking a decrease of 0.02 Cr..
- For Interest, as of Sep 2025, the value is 0.01 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.02 Cr. (Jun 2025) to 0.01 Cr., marking a decrease of 0.01 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.09 Cr.. The value appears strong and on an upward trend. It has increased from 0.03 Cr. (Jun 2025) to 0.09 Cr., marking an increase of 0.06 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is 0.09 Cr.. The value appears strong and on an upward trend. It has increased from 0.02 Cr. (Jun 2025) to 0.09 Cr., marking an increase of 0.07 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.03. The value appears strong and on an upward trend. It has increased from 0.01 (Jun 2025) to 0.03, marking an increase of 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:26 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6.19 | 3.43 | 1.41 | 1.45 | 0.82 | 0.75 | 0.71 | 0.59 | 0.78 | 0.66 | 0.73 | 0.52 | 0.59 |
| Expenses | 6.14 | 4.61 | 3.70 | 2.27 | 0.79 | 0.62 | 0.59 | 0.51 | 0.68 | 0.57 | 0.50 | 0.52 | 0.50 |
| Operating Profit | 0.05 | -1.18 | -2.29 | -0.82 | 0.03 | 0.13 | 0.12 | 0.08 | 0.10 | 0.09 | 0.23 | 0.00 | 0.09 |
| OPM % | 0.81% | -34.40% | -162.41% | -56.55% | 3.66% | 17.33% | 16.90% | 13.56% | 12.82% | 13.64% | 31.51% | 0.00% | 15.25% |
| Other Income | 0.21 | 0.23 | -0.05 | -1.39 | 0.26 | 0.20 | 0.12 | 0.13 | 0.12 | 0.15 | 0.27 | 0.46 | 0.42 |
| Interest | 0.15 | 0.22 | 0.30 | 0.38 | 0.36 | 0.20 | 0.15 | 0.17 | 0.16 | 0.16 | 0.16 | 0.12 | 0.08 |
| Depreciation | 0.29 | 0.29 | 0.24 | 0.20 | 0.08 | 0.05 | 0.03 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.18 | -1.46 | -2.88 | -2.79 | -0.15 | 0.08 | 0.06 | 0.03 | 0.06 | 0.08 | 0.34 | 0.34 | 0.43 |
| Tax % | 27.78% | 0.00% | 0.35% | 0.36% | 6.67% | 225.00% | 16.67% | 0.00% | 0.00% | 25.00% | 55.88% | 8.82% | |
| Net Profit | -0.24 | -1.46 | -2.89 | -2.79 | -0.16 | -0.10 | 0.06 | 0.03 | 0.06 | 0.06 | 0.15 | 0.31 | 0.39 |
| EPS in Rs | -0.09 | -0.55 | -1.09 | -1.06 | -0.06 | -0.04 | 0.02 | 0.01 | 0.02 | 0.02 | 0.06 | 0.12 | 0.15 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -508.33% | -97.95% | 3.46% | 94.27% | 37.50% | 160.00% | -50.00% | 100.00% | 0.00% | 150.00% | 106.67% |
| Change in YoY Net Profit Growth (%) | 0.00% | 410.39% | 101.41% | 90.81% | -56.77% | 122.50% | -210.00% | 150.00% | -100.00% | 150.00% | -43.33% |
Usha Martin Education & Solutions Ltd (UMESLTD) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -17% |
| 5 Years: | -6% |
| 3 Years: | -13% |
| TTM: | -18% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 39% |
| 3 Years: | 73% |
| TTM: | 113% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 36% |
| 3 Years: | 7% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | 1% |
| 3 Years: | 1% |
| Last Year: | 2% |
Last Updated: September 5, 2025, 1:50 pm
Balance Sheet
Last Updated: December 4, 2025, 2:10 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 |
| Reserves | 18.68 | 17.22 | 14.33 | 11.53 | 11.37 | 11.27 | 11.33 | 11.36 | 11.42 | 11.48 | 11.64 | 11.95 | 12.07 |
| Borrowings | 1.03 | 1.43 | 2.77 | 2.86 | 2.71 | 2.56 | 2.71 | 2.71 | 2.71 | 2.57 | 1.70 | 0.72 | 0.43 |
| Other Liabilities | 2.69 | 2.10 | 1.40 | 2.51 | 2.47 | 2.52 | 1.88 | 1.94 | 1.82 | 1.70 | 0.61 | 0.46 | 0.68 |
| Total Liabilities | 25.04 | 23.39 | 21.14 | 19.54 | 19.19 | 18.99 | 18.56 | 18.65 | 18.59 | 18.39 | 16.59 | 15.77 | 15.82 |
| Fixed Assets | 2.60 | 2.29 | 2.15 | 1.44 | 1.34 | 1.29 | 1.26 | 1.25 | 1.24 | 1.24 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 | 15.50 |
| Other Assets | 6.94 | 5.60 | 3.49 | 2.60 | 2.35 | 2.20 | 1.80 | 1.90 | 1.85 | 1.65 | 1.08 | 0.26 | 0.31 |
| Total Assets | 25.04 | 23.39 | 21.14 | 19.54 | 19.19 | 18.99 | 18.56 | 18.65 | 18.59 | 18.39 | 16.59 | 15.77 | 15.82 |
Below is a detailed analysis of the balance sheet data for Usha Martin Education & Solutions Ltd (UMESLTD) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 2.64 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2.64 Cr..
- For Reserves, as of Sep 2025, the value is 12.07 Cr.. The value appears strong and on an upward trend. It has increased from 11.95 Cr. (Mar 2025) to 12.07 Cr., marking an increase of 0.12 Cr..
- For Borrowings, as of Sep 2025, the value is 0.43 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 0.72 Cr. (Mar 2025) to 0.43 Cr., marking a decrease of 0.29 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.68 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.46 Cr. (Mar 2025) to 0.68 Cr., marking an increase of 0.22 Cr..
- For Total Liabilities, as of Sep 2025, the value is 15.82 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 15.77 Cr. (Mar 2025) to 15.82 Cr., marking an increase of 0.05 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 15.50 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 15.50 Cr..
- For Other Assets, as of Sep 2025, the value is 0.31 Cr.. The value appears strong and on an upward trend. It has increased from 0.26 Cr. (Mar 2025) to 0.31 Cr., marking an increase of 0.05 Cr..
- For Total Assets, as of Sep 2025, the value is 15.82 Cr.. The value appears strong and on an upward trend. It has increased from 15.77 Cr. (Mar 2025) to 15.82 Cr., marking an increase of 0.05 Cr..
Notably, the Reserves (12.07 Cr.) exceed the Borrowings (0.43 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.98 | -2.61 | -5.06 | -3.68 | -2.68 | -2.43 | -2.59 | -2.63 | -2.61 | -2.48 | -1.47 | -0.72 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 208.15 | 233.05 | 147.55 | 52.86 | 66.77 | 38.93 | 35.99 | 98.98 | 0.00 | 0.00 | 5.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 208.15 | 233.05 | 147.55 | 52.86 | 66.77 | 38.93 | 35.99 | 98.98 | 0.00 | 0.00 | 5.00 | 0.00 |
| Working Capital Days | 104.37 | 78.75 | -357.23 | -470.72 | -850.18 | -949.00 | -899.65 | -977.46 | -1,104.36 | -812.95 | -635.00 | -687.88 |
| ROCE % | -0.55% | -5.64% | -11.60% | -4.57% | 1.07% | 1.69% | 1.27% | 1.20% | 1.31% | 1.49% | 3.12% | 2.94% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 0.12 | 0.06 | 0.02 | 0.02 | 0.01 |
| Diluted EPS (Rs.) | 0.12 | 0.06 | 0.02 | 0.02 | 0.01 |
| Cash EPS (Rs.) | 0.11 | 0.05 | 0.02 | 0.02 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 5.53 | 5.41 | 5.35 | 5.32 | 5.30 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 5.53 | 5.41 | 5.35 | 5.32 | 5.30 |
| Revenue From Operations / Share (Rs.) | 0.19 | 0.27 | 0.24 | 0.29 | 0.22 |
| PBDIT / Share (Rs.) | 0.17 | 0.18 | 0.09 | 0.08 | 0.07 |
| PBIT / Share (Rs.) | 0.17 | 0.18 | 0.09 | 0.08 | 0.07 |
| PBT / Share (Rs.) | 0.12 | 0.12 | 0.02 | 0.02 | 0.01 |
| Net Profit / Share (Rs.) | 0.11 | 0.05 | 0.02 | 0.02 | 0.01 |
| NP After MI And SOA / Share (Rs.) | 0.11 | 0.05 | 0.02 | 0.02 | 0.01 |
| PBDIT Margin (%) | 88.91 | 68.40 | 36.58 | 28.77 | 35.57 |
| PBIT Margin (%) | 88.35 | 68.11 | 36.47 | 28.72 | 33.32 |
| PBT Margin (%) | 65.22 | 46.42 | 11.97 | 8.20 | 4.61 |
| Net Profit Margin (%) | 59.81 | 20.56 | 9.65 | 7.71 | 4.27 |
| NP After MI And SOA Margin (%) | 59.81 | 20.56 | 9.65 | 7.71 | 4.27 |
| Return on Networth / Equity (%) | 2.14 | 1.05 | 0.44 | 0.43 | 0.17 |
| Return on Capital Employeed (%) | 3.17 | 3.21 | 1.55 | 1.46 | 1.28 |
| Return On Assets (%) | 1.98 | 0.84 | 0.34 | 0.32 | 0.13 |
| Total Debt / Equity (X) | 0.04 | 0.11 | 0.18 | 0.19 | 0.19 |
| Asset Turnover Ratio (%) | 0.03 | 0.04 | 0.03 | 0.04 | 0.03 |
| Current Ratio (X) | 0.22 | 0.47 | 0.24 | 0.54 | 0.50 |
| Quick Ratio (X) | 0.22 | 0.47 | 0.24 | 0.54 | 0.50 |
| Interest Coverage Ratio (X) | 3.84 | 3.15 | 1.49 | 1.40 | 1.24 |
| Interest Coverage Ratio (Post Tax) (X) | 3.59 | 1.95 | 1.39 | 1.38 | 1.15 |
| Enterprise Value (Cr.) | 13.89 | 13.87 | 11.03 | 15.05 | 11.91 |
| EV / Net Operating Revenue (X) | 26.51 | 18.93 | 16.83 | 19.20 | 20.20 |
| EV / EBITDA (X) | 29.81 | 27.67 | 46.00 | 66.71 | 56.79 |
| MarketCap / Net Operating Revenue (X) | 25.26 | 16.65 | 12.98 | 15.81 | 15.64 |
| Price / BV (X) | 0.90 | 0.85 | 0.60 | 0.88 | 0.65 |
| Price / Net Operating Revenue (X) | 25.26 | 16.65 | 12.98 | 15.81 | 15.64 |
| EarningsYield | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 |
After reviewing the key financial ratios for Usha Martin Education & Solutions Ltd (UMESLTD), here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 5. It has increased from 0.06 (Mar 24) to 0.12, marking an increase of 0.06.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 5. It has increased from 0.06 (Mar 24) to 0.12, marking an increase of 0.06.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.11. This value is below the healthy minimum of 3. It has increased from 0.05 (Mar 24) to 0.11, marking an increase of 0.06.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.53. It has increased from 5.41 (Mar 24) to 5.53, marking an increase of 0.12.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.53. It has increased from 5.41 (Mar 24) to 5.53, marking an increase of 0.12.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.19. It has decreased from 0.27 (Mar 24) to 0.19, marking a decrease of 0.08.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.17. This value is below the healthy minimum of 2. It has decreased from 0.18 (Mar 24) to 0.17, marking a decrease of 0.01.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.17. This value is within the healthy range. It has decreased from 0.18 (Mar 24) to 0.17, marking a decrease of 0.01.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.12. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.12.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.11. This value is below the healthy minimum of 2. It has increased from 0.05 (Mar 24) to 0.11, marking an increase of 0.06.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.11. This value is below the healthy minimum of 2. It has increased from 0.05 (Mar 24) to 0.11, marking an increase of 0.06.
- For PBDIT Margin (%), as of Mar 25, the value is 88.91. This value is within the healthy range. It has increased from 68.40 (Mar 24) to 88.91, marking an increase of 20.51.
- For PBIT Margin (%), as of Mar 25, the value is 88.35. This value exceeds the healthy maximum of 20. It has increased from 68.11 (Mar 24) to 88.35, marking an increase of 20.24.
- For PBT Margin (%), as of Mar 25, the value is 65.22. This value is within the healthy range. It has increased from 46.42 (Mar 24) to 65.22, marking an increase of 18.80.
- For Net Profit Margin (%), as of Mar 25, the value is 59.81. This value exceeds the healthy maximum of 10. It has increased from 20.56 (Mar 24) to 59.81, marking an increase of 39.25.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 59.81. This value exceeds the healthy maximum of 20. It has increased from 20.56 (Mar 24) to 59.81, marking an increase of 39.25.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.14. This value is below the healthy minimum of 15. It has increased from 1.05 (Mar 24) to 2.14, marking an increase of 1.09.
- For Return on Capital Employeed (%), as of Mar 25, the value is 3.17. This value is below the healthy minimum of 10. It has decreased from 3.21 (Mar 24) to 3.17, marking a decrease of 0.04.
- For Return On Assets (%), as of Mar 25, the value is 1.98. This value is below the healthy minimum of 5. It has increased from 0.84 (Mar 24) to 1.98, marking an increase of 1.14.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.04. This value is within the healthy range. It has decreased from 0.11 (Mar 24) to 0.04, marking a decrease of 0.07.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.03. It has decreased from 0.04 (Mar 24) to 0.03, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1.5. It has decreased from 0.47 (Mar 24) to 0.22, marking a decrease of 0.25.
- For Quick Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1. It has decreased from 0.47 (Mar 24) to 0.22, marking a decrease of 0.25.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 3.84. This value is within the healthy range. It has increased from 3.15 (Mar 24) to 3.84, marking an increase of 0.69.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 3.59. This value is within the healthy range. It has increased from 1.95 (Mar 24) to 3.59, marking an increase of 1.64.
- For Enterprise Value (Cr.), as of Mar 25, the value is 13.89. It has increased from 13.87 (Mar 24) to 13.89, marking an increase of 0.02.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 26.51. This value exceeds the healthy maximum of 3. It has increased from 18.93 (Mar 24) to 26.51, marking an increase of 7.58.
- For EV / EBITDA (X), as of Mar 25, the value is 29.81. This value exceeds the healthy maximum of 15. It has increased from 27.67 (Mar 24) to 29.81, marking an increase of 2.14.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 25.26. This value exceeds the healthy maximum of 3. It has increased from 16.65 (Mar 24) to 25.26, marking an increase of 8.61.
- For Price / BV (X), as of Mar 25, the value is 0.90. This value is below the healthy minimum of 1. It has increased from 0.85 (Mar 24) to 0.90, marking an increase of 0.05.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 25.26. This value exceeds the healthy maximum of 3. It has increased from 16.65 (Mar 24) to 25.26, marking an increase of 8.61.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 0.02, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Usha Martin Education & Solutions Ltd (UMESLTD):
- Net Profit Margin: 59.81%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 3.17% (Industry Average ROCE: 12.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.14% (Industry Average ROE: 24.78%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 3.59
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 34.8 (Industry average Stock P/E: 125.79)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.04
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 59.81%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Education - Coaching/Study Material/Others | Godrej Waterside, 12th Floor, Tower-II, Kolkata West Bengal 700091 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Prashant Jhawar | Chairman & Non-Exe.Director |
| Mr. Vinay Kumar Gupta | Whole Time Director |
| Mrs. Gangotri Guha | Non Executive Woman Director |
| Mr. Manoj Kumar Vijay | Ind. Non-Executive Director |
| Mr. Nipendra Kumar Sharma | Ind. Non-Executive Director |
| Mr. Anil Kumar Modi | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Usha Martin Education & Solutions Ltd (UMESLTD)?
Usha Martin Education & Solutions Ltd (UMESLTD)'s intrinsic value (as of 01 January 2026) is ₹3.40 which is 32.41% lower the current market price of ₹5.03, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹13.6 Cr. market cap, FY2025-2026 high/low of ₹7.45/4.16, reserves of ₹12.07 Cr, and liabilities of ₹15.82 Cr.
What is the Market Cap of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Market Cap of Usha Martin Education & Solutions Ltd (UMESLTD) is 13.6 Cr..
What is the current Stock Price of Usha Martin Education & Solutions Ltd (UMESLTD) as on 01 January 2026?
The current stock price of Usha Martin Education & Solutions Ltd (UMESLTD) as on 01 January 2026 is ₹5.03.
What is the High / Low of Usha Martin Education & Solutions Ltd (UMESLTD) stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Usha Martin Education & Solutions Ltd (UMESLTD) stocks is ₹7.45/4.16.
What is the Stock P/E of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Stock P/E of Usha Martin Education & Solutions Ltd (UMESLTD) is 34.8.
What is the Book Value of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Book Value of Usha Martin Education & Solutions Ltd (UMESLTD) is 5.57.
What is the Dividend Yield of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Dividend Yield of Usha Martin Education & Solutions Ltd (UMESLTD) is 0.00 %.
What is the ROCE of Usha Martin Education & Solutions Ltd (UMESLTD)?
The ROCE of Usha Martin Education & Solutions Ltd (UMESLTD) is 2.94 %.
What is the ROE of Usha Martin Education & Solutions Ltd (UMESLTD)?
The ROE of Usha Martin Education & Solutions Ltd (UMESLTD) is 2.15 %.
What is the Face Value of Usha Martin Education & Solutions Ltd (UMESLTD)?
The Face Value of Usha Martin Education & Solutions Ltd (UMESLTD) is 1.00.