Share Price and Basic Stock Data
Last Updated: November 20, 2025, 9:00 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
VLS Finance Ltd operates in the Finance & Investments sector, recording a share price of ₹263 and a market capitalization of ₹914 Cr. The company reported fluctuating revenue trends in recent quarters, with a notable decline in sales to ₹84 Cr in March 2023, followed by a recovery to ₹409 Cr for the fiscal year ending March 2024. This recovery trend continued into subsequent quarters, with sales reaching ₹101 Cr for the fiscal year ending March 2025. However, historical sales figures indicate significant variability, with sales dropping to ₹15 Cr in FY 2019 and peaking at ₹4,625 Cr in FY 2015. The operating profit margin (OPM) remained robust at 95% for the most recent quarter, demonstrating VLS’s ability to maintain high profitability despite revenue fluctuations. The company’s net profit stood at a loss of ₹20 Cr, reflecting challenges in converting sales into profits effectively. Overall, while VLS Finance has shown resilience in revenue recovery, the volatility in sales remains a critical area of concern.
Profitability and Efficiency Metrics
The profitability metrics for VLS Finance Ltd reveal a complex picture. The operating profit margin has consistently remained high at around 95% in recent quarters, indicating effective cost management and operational efficiency. However, the net profit figures tell a different story, with reported losses of ₹20 Cr in the latest financial year, down from a profit of ₹324 Cr in FY 2024. The return on equity (ROE) stood at a mere 1.70%, while the return on capital employed (ROCE) was slightly better at 2.15%, both of which are significantly lower than typical sector benchmarks. The interest coverage ratio (ICR) was exceptionally high at 376.48x, suggesting that the company has ample capacity to cover interest expenses, which is a positive indicator. However, the cash conversion cycle (CCC) of 3 days demonstrates efficiency in managing receivables, although the substantial losses raise questions about the sustainability of profitability moving forward.
Balance Sheet Strength and Financial Ratios
VLS Finance Ltd’s balance sheet exhibits a mix of strengths and weaknesses, particularly with respect to financial ratios. The company reported a price-to-book value (P/BV) ratio of 0.28x, which indicates that the market values the company at a discount to its book value, suggesting potential undervaluation. However, a current ratio of 419.42x raises concerns about the accuracy or liquidity of reported assets, as such a high ratio is atypical and may indicate excess cash or underutilized assets. The net profit margin stood at 44.84% in the latest fiscal year, reflecting the company’s ability to retain a significant portion of earnings relative to sales. The enterprise value (EV) of ₹358.03 Cr and the EV/net operating revenue ratio of 3.48x suggest that the market perceives the company as having substantial operational challenges despite its high profit margins. Overall, while certain financial ratios indicate strength, the company’s operational performance remains a critical focus area.
Shareholding Pattern and Investor Confidence
The shareholding pattern of VLS Finance Ltd reflects a stable yet concentrated ownership structure. Promoters hold a substantial 52.02% stake, which has gradually increased from 45.76% in December 2022, indicating growing confidence from the management. Conversely, foreign institutional investors (FIIs) possess a modest 1.91% stake, down from a peak of 2.12% in December 2022, while domestic institutional investors (DIIs) hold a meager 0.04%. Public ownership stands at 46.01%, showing a gradual decline from 52.09% in December 2022. The total number of shareholders has decreased from 30,290 in December 2022 to 26,759 currently, suggesting a potential loss of retail investor interest amidst the company’s inconsistent financial performance. The high promoter holding can be seen as a positive sign of commitment, but the low institutional interest could indicate skepticism regarding future growth prospects.
Outlook, Risks, and Final Insight
The outlook for VLS Finance Ltd hinges on its ability to stabilize revenue and improve profitability metrics. While the company has shown resilience in recovering sales, the underlying losses and low return ratios present significant risks. The high interest coverage ratio indicates financial flexibility, but the company’s historical sales volatility raises concerns about sustainable growth. Key strengths include the high OPM and strong promoter backing, which can provide strategic direction. However, the low institutional ownership and significant reliance on promoter support may limit broader market confidence. Moving forward, VLS Finance must focus on enhancing operational efficiency and converting sales into sustainable profits to attract more institutional investors and rebuild shareholder trust. The company’s ability to navigate these challenges will ultimately determine its long-term viability in the competitive finance sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of VLS Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Monarch Networth Capital Ltd | 2,519 Cr. | 317 | 484/280 | 16.2 | 111 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 35.2 Cr. | 0.50 | 2.42/0.46 | 4.87 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.14 Cr. | 8.37 | 12.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 26.2 Cr. | 51.1 | 72.0/47.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Naperol Investments Ltd | 491 Cr. | 854 | 1,490/772 | 51.0 | 2,055 | 1.05 % | 1.06 % | 0.95 % | 10.0 |
| Industry Average | 7,142.09 Cr | 1,435.54 | 76.29 | 3,872.10 | 0.34% | 21.83% | 14.30% | 7.26 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | -54 | 80 | 71 | -15 | 112 | 84 | 113 | 98 | 130 | 79 | -58 | -49 | 99 |
| Expenses | 4 | 5 | 4 | 9 | 6 | 6 | 6 | 7 | 7 | 17 | 15 | 6 | 5 |
| Operating Profit | -57 | 75 | 66 | -24 | 105 | 78 | 107 | 91 | 123 | 62 | -73 | -54 | 93 |
| OPM % | 94% | 94% | 94% | 93% | 95% | 92% | 95% | 78% | 95% | ||||
| Other Income | 0 | 1 | 0 | 1 | 2 | 6 | 2 | 2 | 2 | 4 | -3 | 3 | 2 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | -58 | 75 | 66 | -24 | 105 | 82 | 107 | 91 | 124 | 65 | -77 | -53 | 94 |
| Tax % | -25% | 17% | 19% | -35% | 13% | 14% | 18% | 19% | 25% | 21% | -24% | -25% | 25% |
| Net Profit | -43 | 62 | 53 | -16 | 92 | 70 | 88 | 74 | 93 | 51 | -58 | -40 | 71 |
| EPS in Rs | -11.23 | 16.05 | 13.73 | -4.07 | 26.43 | 20.20 | 25.30 | 21.28 | 26.80 | 14.69 | -16.76 | -11.45 | 20.45 |
Last Updated: August 20, 2025, 1:20 am
Below is a detailed analysis of the quarterly data for VLS Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 99.00 Cr.. The value appears strong and on an upward trend. It has increased from -49.00 Cr. (Mar 2025) to 99.00 Cr., marking an increase of 148.00 Cr..
- For Expenses, as of Jun 2025, the value is 5.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6.00 Cr. (Mar 2025) to 5.00 Cr., marking a decrease of 1.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 93.00 Cr.. The value appears strong and on an upward trend. It has increased from -54.00 Cr. (Mar 2025) to 93.00 Cr., marking an increase of 147.00 Cr..
- For OPM %, as of Jun 2025, the value is 95.00%. The value appears strong and on an upward trend. It has increased from 0.00% (Mar 2025) to 95.00%, marking an increase of 95.00%.
- For Other Income, as of Jun 2025, the value is 2.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3.00 Cr. (Mar 2025) to 2.00 Cr., marking a decrease of 1.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 1.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 94.00 Cr.. The value appears strong and on an upward trend. It has increased from -53.00 Cr. (Mar 2025) to 94.00 Cr., marking an increase of 147.00 Cr..
- For Tax %, as of Jun 2025, the value is 25.00%. The value appears to be increasing, which may not be favorable. It has increased from -25.00% (Mar 2025) to 25.00%, marking an increase of 50.00%.
- For Net Profit, as of Jun 2025, the value is 71.00 Cr.. The value appears strong and on an upward trend. It has increased from -40.00 Cr. (Mar 2025) to 71.00 Cr., marking an increase of 111.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 20.45. The value appears strong and on an upward trend. It has increased from -11.45 (Mar 2025) to 20.45, marking an increase of 31.90.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 4:09 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,817 | 4,625 | 1,915 | 2,694 | 2,162 | 15 | 36 | 222 | 232 | 84 | 409 | 101 | 3 |
| Expenses | 3,812 | 4,617 | 1,907 | 2,631 | 2,132 | 28 | 39 | 14 | 21 | 22 | 26 | 45 | 32 |
| Operating Profit | 5 | 8 | 7 | 63 | 30 | -12 | -4 | 209 | 212 | 62 | 383 | 56 | -29 |
| OPM % | 0% | 0% | 0% | 2% | 1% | -82% | -10% | 94% | 91% | 74% | 94% | 55% | -1,106% |
| Other Income | 0 | 1 | 5 | -5 | -0 | 0 | 0 | 0 | 0 | 0 | 9 | 7 | 4 |
| Interest | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 4 | 6 | 4 | 4 |
| Profit before tax | 4 | 8 | 10 | 58 | 30 | -13 | -5 | 208 | 210 | 58 | 386 | 58 | -29 |
| Tax % | 16% | 10% | 10% | 23% | 15% | -68% | -914% | -7% | -0% | 4% | 16% | 21% | |
| Net Profit | 4 | 7 | 9 | 44 | 25 | -4 | 39 | 221 | 210 | 56 | 324 | 46 | -20 |
| EPS in Rs | 0.96 | 1.84 | 2.29 | 11.43 | 6.51 | -1.08 | 10.15 | 57.25 | 54.37 | 14.48 | 93.21 | 13.28 | -5.72 |
| Dividend Payout % | 0% | 0% | 0% | 9% | 15% | -93% | 15% | 3% | 3% | 0% | 3% | 11% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 75.00% | 28.57% | 388.89% | -43.18% | -116.00% | 1075.00% | 466.67% | -4.98% | -73.33% | 478.57% | -85.80% |
| Change in YoY Net Profit Growth (%) | 0.00% | -46.43% | 360.32% | -432.07% | -72.82% | 1191.00% | -608.33% | -471.64% | -68.36% | 551.90% | -564.37% |
VLS Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -32% |
| 5 Years: | 24% |
| 3 Years: | -24% |
| TTM: | -83% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 3% |
| 3 Years: | -40% |
| TTM: | -93% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 32% |
| 3 Years: | 16% |
| 1 Year: | -45% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 7% |
| 3 Years: | 5% |
| Last Year: | 2% |
Last Updated: September 5, 2025, 1:51 pm
No data available for the Balance Sheet data table.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 2 | 0 | 1 | 0 | 0 | 27 | 30 | 3 | 2 | 79 | 15 | 3 |
| Inventory Days | 0 | 1 | 1 | 1 | 2 | |||||||
| Days Payable | 0 | 0 | 0 | 0 | 1 | |||||||
| Cash Conversion Cycle | 2 | 1 | 2 | 1 | 1 | 27 | 30 | 3 | 2 | 79 | 15 | 3 |
| Working Capital Days | 4 | 2 | 1 | 1 | 2 | 272 | 984 | 207 | 200 | 625 | 180 | 53 |
| ROCE % | 2% | 4% | 3% | 26% | 12% | -2% | -0% | 10% | 8% | 2% | 14% | 2% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 13.44 | 93.07 | 14.49 | 54.37 | 57.26 |
| Diluted EPS (Rs.) | 13.44 | 93.07 | 14.49 | 54.37 | 57.26 |
| Cash EPS (Rs.) | 14.84 | 94.52 | 17.04 | 54.58 | 57.27 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 724.23 | 854.18 | 707.37 | 764.57 | 627.84 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 724.23 | 854.18 | 707.37 | 764.57 | 627.84 |
| Revenue From Operations / Share (Rs.) | 30.18 | 116.56 | 23.21 | 59.13 | 57.24 |
| PBDIT / Share (Rs.) | 18.45 | 112.30 | 17.66 | 54.54 | 53.80 |
| PBIT / Share (Rs.) | 17.15 | 110.67 | 16.46 | 54.16 | 53.59 |
| PBT / Share (Rs.) | 17.10 | 110.61 | 16.41 | 54.15 | 53.59 |
| Net Profit / Share (Rs.) | 13.54 | 92.88 | 15.83 | 54.20 | 57.08 |
| NP After MI And SOA / Share (Rs.) | 13.54 | 92.88 | 15.83 | 54.20 | 57.07 |
| PBDIT Margin (%) | 61.13 | 96.34 | 76.09 | 92.23 | 93.98 |
| PBIT Margin (%) | 56.81 | 94.94 | 70.89 | 91.59 | 93.63 |
| PBT Margin (%) | 56.64 | 94.89 | 70.71 | 91.57 | 93.62 |
| Net Profit Margin (%) | 44.84 | 79.68 | 68.20 | 91.66 | 99.71 |
| NP After MI And SOA Margin (%) | 44.84 | 79.68 | 68.20 | 91.65 | 99.71 |
| Return on Networth / Equity (%) | 1.86 | 10.87 | 2.23 | 7.08 | 9.10 |
| Return on Capital Employeed (%) | 2.16 | 10.89 | 1.90 | 5.71 | 6.77 |
| Return On Assets (%) | 1.70 | 9.12 | 1.82 | 5.70 | 7.21 |
| Asset Turnover Ratio (%) | 0.03 | 0.12 | 0.02 | 0.11 | 0.11 |
| Current Ratio (X) | 419.42 | 792.10 | 663.73 | 406.72 | 1676.18 |
| Quick Ratio (X) | 419.42 | 792.10 | 663.73 | 406.72 | 1676.18 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 1.60 | 10.36 | 2.75 | 2.61 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 1.58 | 9.62 | 2.73 | 2.61 |
| Earning Retention Ratio (%) | 0.00 | 98.40 | 89.64 | 97.25 | 97.39 |
| Cash Earning Retention Ratio (%) | 0.00 | 98.42 | 90.38 | 97.27 | 97.39 |
| Interest Coverage Ratio (X) | 376.48 | 1907.30 | 410.53 | 6528.63 | 5534.30 |
| Interest Coverage Ratio (Post Tax) (X) | 277.18 | 1578.50 | 368.99 | 6489.41 | 5872.71 |
| Enterprise Value (Cr.) | 358.03 | 801.06 | 466.64 | 542.40 | 212.02 |
| EV / Net Operating Revenue (X) | 3.48 | 1.97 | 5.69 | 2.37 | 0.95 |
| EV / EBITDA (X) | 5.68 | 2.04 | 7.47 | 2.56 | 1.02 |
| MarketCap / Net Operating Revenue (X) | 6.75 | 2.07 | 6.41 | 2.70 | 1.43 |
| Retention Ratios (%) | 0.00 | 98.39 | 89.63 | 97.24 | 97.38 |
| Price / BV (X) | 0.28 | 0.28 | 0.21 | 0.20 | 0.13 |
| Price / Net Operating Revenue (X) | 6.75 | 2.07 | 6.41 | 2.70 | 1.43 |
| EarningsYield | 0.06 | 0.38 | 0.10 | 0.33 | 0.69 |
After reviewing the key financial ratios for VLS Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 13.44. This value is within the healthy range. It has decreased from 93.07 (Mar 24) to 13.44, marking a decrease of 79.63.
- For Diluted EPS (Rs.), as of Mar 25, the value is 13.44. This value is within the healthy range. It has decreased from 93.07 (Mar 24) to 13.44, marking a decrease of 79.63.
- For Cash EPS (Rs.), as of Mar 25, the value is 14.84. This value is within the healthy range. It has decreased from 94.52 (Mar 24) to 14.84, marking a decrease of 79.68.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 724.23. It has decreased from 854.18 (Mar 24) to 724.23, marking a decrease of 129.95.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 724.23. It has decreased from 854.18 (Mar 24) to 724.23, marking a decrease of 129.95.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 30.18. It has decreased from 116.56 (Mar 24) to 30.18, marking a decrease of 86.38.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 18.45. This value is within the healthy range. It has decreased from 112.30 (Mar 24) to 18.45, marking a decrease of 93.85.
- For PBIT / Share (Rs.), as of Mar 25, the value is 17.15. This value is within the healthy range. It has decreased from 110.67 (Mar 24) to 17.15, marking a decrease of 93.52.
- For PBT / Share (Rs.), as of Mar 25, the value is 17.10. This value is within the healthy range. It has decreased from 110.61 (Mar 24) to 17.10, marking a decrease of 93.51.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 13.54. This value is within the healthy range. It has decreased from 92.88 (Mar 24) to 13.54, marking a decrease of 79.34.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 13.54. This value is within the healthy range. It has decreased from 92.88 (Mar 24) to 13.54, marking a decrease of 79.34.
- For PBDIT Margin (%), as of Mar 25, the value is 61.13. This value is within the healthy range. It has decreased from 96.34 (Mar 24) to 61.13, marking a decrease of 35.21.
- For PBIT Margin (%), as of Mar 25, the value is 56.81. This value exceeds the healthy maximum of 20. It has decreased from 94.94 (Mar 24) to 56.81, marking a decrease of 38.13.
- For PBT Margin (%), as of Mar 25, the value is 56.64. This value is within the healthy range. It has decreased from 94.89 (Mar 24) to 56.64, marking a decrease of 38.25.
- For Net Profit Margin (%), as of Mar 25, the value is 44.84. This value exceeds the healthy maximum of 10. It has decreased from 79.68 (Mar 24) to 44.84, marking a decrease of 34.84.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 44.84. This value exceeds the healthy maximum of 20. It has decreased from 79.68 (Mar 24) to 44.84, marking a decrease of 34.84.
- For Return on Networth / Equity (%), as of Mar 25, the value is 1.86. This value is below the healthy minimum of 15. It has decreased from 10.87 (Mar 24) to 1.86, marking a decrease of 9.01.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.16. This value is below the healthy minimum of 10. It has decreased from 10.89 (Mar 24) to 2.16, marking a decrease of 8.73.
- For Return On Assets (%), as of Mar 25, the value is 1.70. This value is below the healthy minimum of 5. It has decreased from 9.12 (Mar 24) to 1.70, marking a decrease of 7.42.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.03. It has decreased from 0.12 (Mar 24) to 0.03, marking a decrease of 0.09.
- For Current Ratio (X), as of Mar 25, the value is 419.42. This value exceeds the healthy maximum of 3. It has decreased from 792.10 (Mar 24) to 419.42, marking a decrease of 372.68.
- For Quick Ratio (X), as of Mar 25, the value is 419.42. This value exceeds the healthy maximum of 2. It has decreased from 792.10 (Mar 24) to 419.42, marking a decrease of 372.68.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 1.60 (Mar 24) to 0.00, marking a decrease of 1.60.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 1.58 (Mar 24) to 0.00, marking a decrease of 1.58.
- For Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 98.40 (Mar 24) to 0.00, marking a decrease of 98.40.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 98.42 (Mar 24) to 0.00, marking a decrease of 98.42.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 376.48. This value is within the healthy range. It has decreased from 1,907.30 (Mar 24) to 376.48, marking a decrease of 1,530.82.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 277.18. This value is within the healthy range. It has decreased from 1,578.50 (Mar 24) to 277.18, marking a decrease of 1,301.32.
- For Enterprise Value (Cr.), as of Mar 25, the value is 358.03. It has decreased from 801.06 (Mar 24) to 358.03, marking a decrease of 443.03.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.48. This value exceeds the healthy maximum of 3. It has increased from 1.97 (Mar 24) to 3.48, marking an increase of 1.51.
- For EV / EBITDA (X), as of Mar 25, the value is 5.68. This value is within the healthy range. It has increased from 2.04 (Mar 24) to 5.68, marking an increase of 3.64.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 6.75. This value exceeds the healthy maximum of 3. It has increased from 2.07 (Mar 24) to 6.75, marking an increase of 4.68.
- For Retention Ratios (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 98.39 (Mar 24) to 0.00, marking a decrease of 98.39.
- For Price / BV (X), as of Mar 25, the value is 0.28. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.28.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 6.75. This value exceeds the healthy maximum of 3. It has increased from 2.07 (Mar 24) to 6.75, marking an increase of 4.68.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.38 (Mar 24) to 0.06, marking a decrease of 0.32.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in VLS Finance Ltd:
- Net Profit Margin: 44.84%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.16% (Industry Average ROCE: 21.83%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 1.86% (Industry Average ROE: 14.3%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 277.18
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 419.42
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 76.29)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 44.84%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | Ground Floor, 90, Okhla New Delhi Delhi 110020 | vls@vlsfinance.com http://www.vlsfinance.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Anoop Mishra | Chairman & Ind.Director |
| Mr. Gaurav Goel | Vice Chairman & Non Exe.Dire |
| Mr. S K Agarwal | Managing Director |
| Mr. Keshav Tandan | Executive Director |
| Mr. K K Soni | Director - Finance & CFO |
| Mr. D K Mehrotra | Independent Director |
| Mr. Adesh Kumar Jain | Independent Director |
| Mr. Najeeb Hamid Jung | Independent Director |
| Mrs. Neeraj Vinay Bansal | Independent Director |
| Mr. Shivesh Ram Mehrotra | Non Executive Director |