Share Price and Basic Stock Data
Last Updated: October 28, 2025, 7:40 pm
| PEG Ratio | 1.57 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Yes Bank Ltd, operating in the private sector banking space, reported a share price of ₹22.7 and a market capitalization of ₹71,346 Cr. The bank has shown a consistent upward trend in revenue, which stood at ₹5,135 Cr in June 2022 and increased to ₹6,714 Cr by September 2023. This upward trajectory reflects a robust quarterly growth, with revenues projected to reach ₹7,458 Cr in March 2024. The bank’s ability to generate revenue is noteworthy, especially considering the competitive landscape of the Indian banking sector. The total revenue for the fiscal year ending March 2023 was ₹22,702 Cr, and it is expected to rise to ₹30,919 Cr by March 2025, indicating strong operational capabilities. Such growth rates suggest that Yes Bank is effectively leveraging its market position to capture business opportunities, enhancing its revenue base significantly.
Profitability and Efficiency Metrics
Yes Bank’s profitability metrics reveal a mixed performance. The net profit for the fiscal year ending March 2023 was ₹736 Cr, with a net profit margin of 3.24%. However, this figure is projected to improve, increasing to ₹2,447 Cr by March 2025, which reflects a net profit margin of 7.91%. The return on equity (ROE) stood at 5.46%, which is relatively low compared to historical figures and sector averages. The bank’s return on capital employed (ROCE) was reported at 6.36%, indicating moderate efficiency in utilizing capital. The financing profit has shown a negative trend, with a financing margin of -11% reported for March 2023. This poor financing margin underscores the challenges posed by interest expense management, though the bank’s other income streams have shown resilience, contributing positively to overall profitability.
Balance Sheet Strength and Financial Ratios
Yes Bank’s balance sheet reflects a growing asset base, with total assets reported at ₹424,116 Cr as of March 2025. The bank’s reserves increased significantly, reaching ₹41,562 Cr, which strengthens its capital position. The bank’s equity capital was reported at ₹6,271 Cr, demonstrating a healthy capital structure. However, the bank’s cost-to-income ratio stands at 71.41%, indicating relatively high operational costs compared to income, which is a concern. The price-to-book value ratio is at 1.11, suggesting that the stock is trading at a premium relative to its book value. Moreover, the gross non-performing assets (NPA) ratio improved to 1.60% as of March 2025, reflecting better asset quality management. Despite some operational inefficiencies, the overall financial health appears stable, with a focus on improving profitability metrics.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Yes Bank indicates a diverse ownership structure, with foreign institutional investors (FIIs) holding 24.95% and domestic institutional investors (DIIs) at 40.26%. Public shareholders account for 34.79% of the total ownership. The increase in FII holdings from 12.15% in September 2022 to 24.95% in June 2025 demonstrates growing investor confidence in Yes Bank’s recovery trajectory. Conversely, DII holdings have shown some fluctuation, reflecting cautious optimism among domestic investors. The number of shareholders has steadily risen to 63,55,943, indicating increased retail interest. This diverse shareholding structure enhances market stability and reflects a positive sentiment towards the bank’s future, although the significant institutional holdings also suggest that investor confidence remains cautious amid operational challenges.
Outlook, Risks, and Final Insight
Looking forward, Yes Bank has the potential for growth, particularly with its projected revenue and profit increases. However, risks remain, particularly related to its financing margins and high cost-to-income ratio, which could impact future profitability. The bank’s ability to manage its NPAs effectively will be crucial in maintaining investor confidence and financial stability. Additionally, changes in regulatory frameworks and market conditions could pose challenges to its operational strategies. Strengths include a solid reserve position and a growing asset base, which provide a buffer against economic fluctuations. Overall, while Yes Bank is on a recovery path, it must navigate these risks carefully to capitalize on its growth opportunities and enhance shareholder value.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Yes Bank Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,546 Cr. | 306 | 396/180 | 29.6 | 89.8 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,467 Cr. | 28.5 | 46.0/24.3 | 37.8 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,290 Cr. | 285 | 331/250 | 9.65 | 304 | 1.40 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 71,315 Cr. | 22.7 | 24.3/16.0 | 25.1 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,377 Cr. | 53.6 | 54.6/30.8 | 24.9 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 162,651.78 Cr | 415.45 | 17.96 | 238.44 | 0.60% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,135 | 5,475 | 5,874 | 6,218 | 6,445 | 6,714 | 6,989 | 7,458 | 7,725 | 7,737 | 7,833 | 7,623 | 7,605 |
| Interest | 3,287 | 3,487 | 3,908 | 4,117 | 4,449 | 4,794 | 4,975 | 5,309 | 5,486 | 5,544 | 5,617 | 5,352 | 5,235 |
| Expenses | 2,214 | 2,703 | 3,006 | 2,881 | 2,726 | 2,883 | 2,948 | 3,340 | 2,820 | 2,984 | 2,969 | 3,080 | 3,110 |
| Financing Profit | -366 | -716 | -1,041 | -780 | -730 | -962 | -934 | -1,191 | -580 | -791 | -753 | -809 | -740 |
| Financing Margin % | -7% | -13% | -18% | -13% | -11% | -14% | -13% | -16% | -8% | -10% | -10% | -11% | -10% |
| Other Income | 785 | 931 | 1,113 | 1,055 | 1,192 | 1,267 | 1,255 | 1,642 | 1,271 | 1,488 | 1,583 | 1,815 | 1,825 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 419 | 215 | 72 | 275 | 462 | 304 | 320 | 451 | 691 | 697 | 830 | 1,006 | 1,085 |
| Tax % | 25% | 25% | 24% | 25% | 25% | 25% | 24% | -4% | 25% | 19% | 25% | 26% | 25% |
| Net Profit | 314 | 160 | 55 | 206 | 347 | 229 | 243 | 467 | 516 | 567 | 619 | 745 | 809 |
| EPS in Rs | 0.13 | 0.06 | 0.02 | 0.07 | 0.12 | 0.08 | 0.08 | 0.16 | 0.16 | 0.18 | 0.20 | 0.24 | 0.26 |
| Gross NPA % | 13.40% | 12.90% | 2.00% | 2.20% | 2.00% | 2.00% | 2.00% | 1.70% | 1.70% | 1.60% | 1.60% | 1.60% | 1.60% |
| Net NPA % | 4.20% | 3.60% | 1.00% | 0.83% | 1.00% | 0.90% | 0.90% | 0.60% | 0.50% | 0.50% | 0.50% | 0.30% | 0.30% |
Last Updated: August 1, 2025, 9:05 am
Below is a detailed analysis of the quarterly data for Yes Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 5,235.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 5,352.00 Cr. (Mar 2025) to 5,235.00 Cr., marking a decrease of 117.00 Cr..
- For Expenses, as of Jun 2025, the value is 3,110.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,080.00 Cr. (Mar 2025) to 3,110.00 Cr., marking an increase of 30.00 Cr..
- For Other Income, as of Jun 2025, the value is 1,825.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,815.00 Cr. (Mar 2025) to 1,825.00 Cr., marking an increase of 10.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 1,085.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,006.00 Cr. (Mar 2025) to 1,085.00 Cr., marking an increase of 79.00 Cr..
- For Tax %, as of Jun 2025, the value is 25.00%. The value appears to be improving (decreasing) as expected. It has decreased from 26.00% (Mar 2025) to 25.00%, marking a decrease of 1.00%.
- For Net Profit, as of Jun 2025, the value is 809.00 Cr.. The value appears strong and on an upward trend. It has increased from 745.00 Cr. (Mar 2025) to 809.00 Cr., marking an increase of 64.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.26. The value appears strong and on an upward trend. It has increased from 0.24 (Mar 2025) to 0.26, marking an increase of 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:07 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9,981 | 11,572 | 13,533 | 16,425 | 20,269 | 29,624 | 26,052 | 20,039 | 19,019 | 22,702 | 27,606 | 30,919 | 30,798 |
| Interest | 7,265 | 8,083 | 8,965 | 10,627 | 12,529 | 19,811 | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 | 21,998 | 21,748 |
| Expenses | 2,055 | 2,548 | 3,429 | 4,790 | 6,595 | 11,834 | 39,246 | 14,937 | 8,058 | 10,371 | 11,350 | 11,360 | 12,143 |
| Financing Profit | 662 | 940 | 1,139 | 1,008 | 1,144 | -2,021 | -32,452 | -7,509 | -1,568 | -2,468 | -3,272 | -2,439 | -3,092 |
| Financing Margin % | 7% | 8% | 8% | 6% | 6% | -7% | -125% | -37% | -8% | -11% | -12% | -8% | -10% |
| Other Income | 1,722 | 2,048 | 2,729 | 4,218 | 5,293 | 4,675 | 11,956 | 3,107 | 3,405 | 3,883 | 5,355 | 6,157 | 6,710 |
| Depreciation | 64 | 86 | 112 | 173 | 232 | 305 | 342 | 360 | 403 | 433 | 546 | 493 | 0 |
| Profit before tax | 2,320 | 2,902 | 3,756 | 5,053 | 6,205 | 2,349 | -20,838 | -4,762 | 1,434 | 981 | 1,538 | 3,224 | 3,618 |
| Tax % | 31% | 31% | 33% | 34% | 32% | 27% | -21% | -27% | 26% | 25% | 16% | 24% | |
| Net Profit | 1,611 | 1,997 | 2,530 | 3,340 | 4,233 | 1,709 | -16,433 | -3,489 | 1,064 | 736 | 1,285 | 2,447 | 2,739 |
| EPS in Rs | 8.94 | 9.56 | 12.03 | 14.63 | 18.38 | 7.38 | -13.09 | -1.39 | 0.42 | 0.26 | 0.45 | 0.78 | 0.88 |
| Dividend Payout % | 18% | 19% | 17% | 16% | 15% | 27% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 23.96% | 26.69% | 32.02% | 26.74% | -59.63% | -1061.56% | 78.77% | 130.50% | -30.83% | 74.59% | 90.43% |
| Change in YoY Net Profit Growth (%) | 0.00% | 2.73% | 5.33% | -5.28% | -86.36% | -1001.93% | 1140.32% | 51.73% | -161.32% | 105.42% | 15.84% |
Yes Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 3% |
| 3 Years: | 18% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 17% |
| 3 Years: | 32% |
| TTM: | 88% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -18% |
| 5 Years: | 7% |
| 3 Years: | 7% |
| 1 Year: | -13% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 1% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 1:56 pm
Balance Sheet
Last Updated: August 11, 2025, 3:07 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 361 | 418 | 421 | 456 | 461 | 463 | 2,510 | 5,011 | 5,011 | 5,751 | 5,754 | 6,271 |
| Reserves | 6,755 | 11,248 | 13,342 | 21,583 | 25,292 | 26,424 | 19,185 | 28,127 | 28,688 | 34,967 | 36,402 | 41,562 |
| Deposits | 74,186 | 91,159 | 111,704 | 142,857 | 200,689 | 227,558 | 105,311 | 162,846 | 197,063 | 217,382 | 266,230 | 284,420 |
| Borrowing | 21,314 | 26,220 | 31,659 | 38,607 | 74,894 | 108,424 | 113,790 | 63,949 | 72,340 | 77,754 | 80,508 | 71,971 |
| Other Liabilities | 6,390 | 7,098 | 8,117 | 11,556 | 11,115 | 17,990 | 17,036 | 13,660 | 15,476 | 19,350 | 17,469 | 19,892 |
| Total Liabilities | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 |
| Fixed Assets | 277 | 296 | 414 | 612 | 765 | 778 | 730 | 2,096 | 2,016 | 2,156 | 2,509 | 2,872 |
| CWIP | 20 | 26 | 60 | 75 | 72 | 51 | 294 | 63 | 125 | 296 | 357 | 206 |
| Investments | 40,933 | 43,193 | 48,788 | 49,982 | 68,293 | 89,329 | 43,748 | 43,115 | 51,754 | 76,749 | 89,997 | 84,725 |
| Other Assets | 67,775 | 92,628 | 115,980 | 164,391 | 243,319 | 290,701 | 213,061 | 228,320 | 264,683 | 276,003 | 313,499 | 336,313 |
| Total Assets | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 |
Below is a detailed analysis of the balance sheet data for Yes Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 6,271.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,754.00 Cr. (Mar 2024) to 6,271.00 Cr., marking an increase of 517.00 Cr..
- For Reserves, as of Mar 2025, the value is 41,562.00 Cr.. The value appears strong and on an upward trend. It has increased from 36,402.00 Cr. (Mar 2024) to 41,562.00 Cr., marking an increase of 5,160.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 19,892.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 17,469.00 Cr. (Mar 2024) to 19,892.00 Cr., marking an increase of 2,423.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 424,116.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 406,362.00 Cr. (Mar 2024) to 424,116.00 Cr., marking an increase of 17,754.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 2,872.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,509.00 Cr. (Mar 2024) to 2,872.00 Cr., marking an increase of 363.00 Cr..
- For CWIP, as of Mar 2025, the value is 206.00 Cr.. The value appears to be declining and may need further review. It has decreased from 357.00 Cr. (Mar 2024) to 206.00 Cr., marking a decrease of 151.00 Cr..
- For Investments, as of Mar 2025, the value is 84,725.00 Cr.. The value appears to be declining and may need further review. It has decreased from 89,997.00 Cr. (Mar 2024) to 84,725.00 Cr., marking a decrease of 5,272.00 Cr..
- For Other Assets, as of Mar 2025, the value is 336,313.00 Cr.. The value appears strong and on an upward trend. It has increased from 313,499.00 Cr. (Mar 2024) to 336,313.00 Cr., marking an increase of 22,814.00 Cr..
- For Total Assets, as of Mar 2025, the value is 424,116.00 Cr.. The value appears strong and on an upward trend. It has increased from 406,362.00 Cr. (Mar 2024) to 424,116.00 Cr., marking an increase of 17,754.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -72.00 | -89.00 | -108.00 | -138.00 | -194.00 | -216.00 | -66.00 | -148.00 | -189.00 | -207.00 | -255.00 | -273.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 25% | 21% | 20% | 19% | 18% | 6% | -68% | -13% | 3% | 2% | 3% | 5% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Motilal Oswal Nifty Midcap 150 Index Fund | 8,570,347 | 1.56 | 20.65 | 8,570,347 | 2025-04-22 17:25:15 | 0% |
| Nippon India ETF Nifty Midcap 150 | 7,648,033 | 1.55 | 18.43 | 7,648,033 | 2025-04-22 17:25:15 | 0% |
| Nippon India Nifty Midcap 150 Index Fund | 7,193,327 | 1.54 | 17.34 | 7,193,327 | 2025-04-22 17:25:15 | 0% |
| Motilal Oswal Nifty Midcap 100 ETF | 2,767,347 | 1.93 | 6.67 | 2,767,347 | 2025-04-22 17:25:15 | 0% |
| SBI Nifty Midcap 150 Index Fund | 1,972,858 | 1.55 | 4.75 | 1,972,858 | 2025-04-22 17:25:15 | 0% |
| Motilal Oswal Nifty 500 Index Fund | 756,031 | 0.27 | 1.82 | 756,031 | 2025-04-22 17:25:15 | 0% |
| Navi Nifty Midcap 150 Index Fund | 691,144 | 1.55 | 1.67 | 691,144 | 2025-04-22 17:25:15 | 0% |
| Edelweiss NIFTY Large Mid Cap 250 Index Fund | 287,826 | 0.79 | 0.69 | 287,826 | 2025-04-22 17:25:15 | 0% |
| Nippon India ETF S&P BSE Sensex Next 50 | 275,785 | 2.11 | 0.66 | 275,785 | 2025-04-22 17:25:15 | 0% |
| SBI S&P BSE Sensex Next 50 ETF | 109,244 | 2.11 | 0.26 | 109,244 | 2025-04-22 17:25:15 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 0.79 | 0.45 | 0.28 | 0.42 | -1.65 |
| Diluted EPS (Rs.) | 0.78 | 0.44 | 0.28 | 0.42 | -1.65 |
| Cash EPS (Rs.) | 0.93 | 0.63 | 0.40 | 0.58 | -1.25 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 15.26 | 14.65 | 14.16 | 13.45 | 13.23 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 15.26 | 14.65 | 14.16 | 13.45 | 13.23 |
| Operating Revenue / Share (Rs.) | 9.86 | 9.60 | 7.89 | 7.59 | 8.00 |
| Net Profit / Share (Rs.) | 0.78 | 0.44 | 0.25 | 0.42 | -1.39 |
| Net Profit After MI / Share (Rs.) | 0.78 | 0.44 | 0.25 | 0.42 | -1.39 |
| Net Profit Margin (%) | 7.91 | 4.65 | 3.24 | 5.59 | -17.41 |
| Net Profit After MI And SOA Nargin (%) | 7.91 | 4.65 | 3.24 | 5.59 | -17.41 |
| Operating Profit Margin (%) | 16.22 | 9.56 | 6.11 | 10.75 | -32.11 |
| Return On Assets (%) | 0.57 | 0.31 | 0.20 | 0.33 | -1.27 |
| Return On Equity / Networth (%) | 5.11 | 3.04 | 1.80 | 3.15 | -10.52 |
| Net Interest Margin (X) | 2.10 | 1.98 | 2.22 | 2.03 | 2.71 |
| Cost To Income (%) | 71.41 | 74.50 | 73.38 | 70.55 | 54.46 |
| Interest Income / Total Assets (%) | 7.29 | 6.79 | 6.39 | 5.96 | 7.32 |
| Non-Interest Income / Total Assets (%) | 1.45 | 1.31 | 1.16 | 1.06 | 1.25 |
| Operating Profit / Total Assets (%) | -0.87 | -1.00 | -0.95 | -0.73 | -2.53 |
| Operating Expenses / Total Assets (%) | 2.53 | 2.46 | 2.48 | 2.19 | 2.16 |
| Interest Expenses / Total Assets (%) | 5.18 | 4.80 | 4.16 | 3.93 | 4.60 |
| Enterprise Value (Rs.Cr.) | 394088.44 | 395339.39 | 325548.03 | 291128.03 | 259067.88 |
| EV Per Net Sales (X) | 12.75 | 14.32 | 14.34 | 15.31 | 12.93 |
| Price To Book Value (X) | 1.11 | 1.58 | 1.06 | 0.91 | 1.18 |
| Price To Sales (X) | 1.71 | 2.42 | 1.91 | 1.62 | 1.95 |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.04 | 0.01 | 0.01 | 0.03 | -0.08 |
After reviewing the key financial ratios for Yes Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 0.79. This value is below the healthy minimum of 5. It has increased from 0.45 (Mar 24) to 0.79, marking an increase of 0.34.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 5. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.93. This value is below the healthy minimum of 3. It has increased from 0.63 (Mar 24) to 0.93, marking an increase of 0.30.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 2. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
- For Net Profit Margin (%), as of Mar 25, the value is 7.91. This value is within the healthy range. It has increased from 4.65 (Mar 24) to 7.91, marking an increase of 3.26.
- For Return On Assets (%), as of Mar 25, the value is 0.57. This value is below the healthy minimum of 5. It has increased from 0.31 (Mar 24) to 0.57, marking an increase of 0.26.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Yes Bank Ltd:
- Net Profit Margin: 7.91%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 25.1 (Industry average Stock P/E: 17.96)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 7.91%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | YES BANK House, Off Western Express Highway, Mumbai Maharashtra 400055 | shareholders@yesbank.in http://www.yesbank.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rama Subramaniam Gandhi | Part Time Chairman & Independent Director |
| Mr. Prashant Kumar | Managing Director & CEO |
| Dr. Rajan Pental | Executive Director |
| Mr. Manish Jain | Executive Director |
| Mr. Atul Malik | Independent Director |
| Mr. Sharad Sharma | Independent Director |
| Mr. Sanjay Kumar Khemani | Independent Director |
| Mr. Sadashiv Srinivas Rao | Independent Director |
| Ms. Nandita Gurjar | Independent Director |
| Ms. Rekha Murthy | Independent Director |
| Mr. Thekepat Keshav Kumar | Nominee Director |
| Mr. Sandeep Tewari | Nominee Director |
| Mr. Shivakumar Dega | Nominee Director |
FAQ
What is the intrinsic value of Yes Bank Ltd?
Yes Bank Ltd's intrinsic value (as of 28 October 2025) is 17.56 which is 22.64% lower the current market price of 22.70, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 71,315 Cr. market cap, FY2025-2026 high/low of 24.3/16.0, reserves of ₹41,562 Cr, and liabilities of 424,116 Cr.
What is the Market Cap of Yes Bank Ltd?
The Market Cap of Yes Bank Ltd is 71,315 Cr..
What is the current Stock Price of Yes Bank Ltd as on 28 October 2025?
The current stock price of Yes Bank Ltd as on 28 October 2025 is 22.7.
What is the High / Low of Yes Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Yes Bank Ltd stocks is 24.3/16.0.
What is the Stock P/E of Yes Bank Ltd?
The Stock P/E of Yes Bank Ltd is 25.1.
What is the Book Value of Yes Bank Ltd?
The Book Value of Yes Bank Ltd is 15.7.
What is the Dividend Yield of Yes Bank Ltd?
The Dividend Yield of Yes Bank Ltd is 0.00 %.
What is the ROCE of Yes Bank Ltd?
The ROCE of Yes Bank Ltd is 6.36 %.
What is the ROE of Yes Bank Ltd?
The ROE of Yes Bank Ltd is 5.46 %.
What is the Face Value of Yes Bank Ltd?
The Face Value of Yes Bank Ltd is 2.00.