Share Price and Basic Stock Data
Last Updated: February 6, 2026, 9:43 pm
| PEG Ratio | 1.26 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Yes Bank Ltd, operating in the private sector banking industry, reported a share price of ₹21.2 and a market capitalization of ₹66,492 Cr. The bank’s revenue trends indicate a steady upward trajectory, with quarterly revenues increasing from ₹5,874 Cr in December 2022 to ₹6,714 Cr in September 2023. This upward trend continued, with revenue reaching ₹6,989 Cr by December 2023. The annual revenue for March 2023 stood at ₹22,702 Cr, and is projected to grow further to ₹30,919 Cr by March 2025. The bank’s interest income also showed positive movement, rising from ₹3,908 Cr in December 2022 to ₹4,794 Cr in September 2023, reflecting a growing interest-earning asset base. The overall performance suggests that Yes Bank is gradually stabilizing and expanding its market presence post-restructuring, which is crucial for restoring investor confidence in the bank’s operational capabilities.
Profitability and Efficiency Metrics
Yes Bank’s profitability metrics reflect a complex yet improving financial landscape. The net profit for the bank was reported at ₹2,837 Cr for the trailing twelve months, with quarterly net profits increasing from ₹55 Cr in December 2022 to ₹957 Cr by December 2025. The bank’s earnings per share (EPS) also exhibited a positive trend, rising from ₹0.02 in December 2022 to ₹0.30 by December 2025. However, the financing profit remained negative throughout the period, indicating challenges in managing interest expenses versus income. The financing margin fluctuated, recorded at -18% in December 2022 and improving to -7% by December 2025. Return on equity (ROE) stood at 5.46%, which is relatively low compared to sector averages, indicating room for improvement in generating returns for shareholders. Despite these challenges, the bank’s net profit margin improved to 7.91% by March 2025, indicating better cost management and operational efficiency.
Balance Sheet Strength and Financial Ratios
Yes Bank’s balance sheet demonstrates a mix of strengths and vulnerabilities. As of March 2025, the bank reported total assets of ₹424,116 Cr and total liabilities of ₹430,161 Cr, indicating a slight imbalance that warrants attention. Reserves have shown significant growth, increasing from ₹34,967 Cr in March 2023 to ₹41,562 Cr in March 2025. The bank’s capital adequacy ratio is not explicitly stated, but with a reported equity capital of ₹6,271 Cr and a price-to-book value ratio of 1.11, it suggests that the bank is adequately capitalized compared to its market valuation. Efficiency ratios such as return on assets (ROA) at 0.57% are modest, reflecting the need for more effective asset utilization. The cost-to-income ratio stood at 71.41%, which is relatively high, indicating operational inefficiencies that could impede profitability if not addressed. Overall, while the bank’s reserves are growing, the leverage and efficiency metrics require closer scrutiny.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Yes Bank indicates a diverse investor base, with Foreign Institutional Investors (FIIs) holding 44.95% and Domestic Institutional Investors (DIIs) accounting for 20.79%. The public holds 34.24%, reflecting a broad distribution of shares. Notably, the FII stake has significantly increased from 23.24% in December 2022 to 44.95% by September 2025, suggesting a growing confidence among foreign investors in the bank’s recovery trajectory. Conversely, the DII stake has decreased from 38.19% to 20.79% in the same period, indicating a cautious approach among domestic institutional investors. The total number of shareholders stood at 62,57,303, reflecting a stable retail investor base. This shift in the shareholding pattern highlights the contrasting perceptions of risk and opportunity among different investor groups, with foreign investors seemingly more optimistic about Yes Bank’s future.
Outlook, Risks, and Final Insight
Yes Bank’s outlook hinges on its ability to sustain revenue growth and improve profitability metrics while managing operational efficiency. Strengths include a solid growth trajectory in revenue and net profit, coupled with increasing foreign institutional investment, which can bolster market confidence. However, the bank faces risks related to operational inefficiencies, as indicated by a high cost-to-income ratio and persistent negative financing margins. Additionally, the reliance on external borrowing may pose liquidity risks if market conditions change. The bank’s future performance will depend on its strategic initiatives to enhance asset quality, reduce costs, and improve risk management practices. In scenarios where operational efficiencies are realized, Yes Bank could strengthen its market position; conversely, failure to address existing challenges may hinder its recovery efforts.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,950 Cr. | 234 | 339/180 | 27.2 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,505 Cr. | 29.2 | 36.5/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,188 Cr. | 262 | 331/249 | 8.77 | 306 | 1.53 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 66,806 Cr. | 21.3 | 24.3/16.0 | 21.0 | 16.0 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 12,200 Cr. | 62.9 | 68.0/30.9 | 24.7 | 32.1 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 162,472.13 Cr | 352.47 | 17.85 | 214.17 | 0.58% | 6.84% | 11.80% | 6.30 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,874 | 6,218 | 6,445 | 6,714 | 6,989 | 7,458 | 7,725 | 7,737 | 7,833 | 7,623 | 7,605 | 7,389 | 7,553 |
| Interest | 3,908 | 4,117 | 4,449 | 4,794 | 4,975 | 5,309 | 5,486 | 5,544 | 5,617 | 5,352 | 5,235 | 5,093 | 5,093 |
| Expenses | 3,006 | 2,881 | 2,726 | 2,883 | 2,948 | 3,340 | 2,820 | 2,984 | 2,969 | 3,080 | 3,110 | 3,129 | 2,961 |
| Financing Profit | -1,041 | -780 | -730 | -962 | -934 | -1,191 | -580 | -791 | -753 | -809 | -740 | -833 | -501 |
| Financing Margin % | -18% | -13% | -11% | -14% | -13% | -16% | -8% | -10% | -10% | -11% | -10% | -11% | -7% |
| Other Income | 1,113 | 1,055 | 1,192 | 1,267 | 1,255 | 1,642 | 1,271 | 1,488 | 1,583 | 1,815 | 1,825 | 1,724 | 1,720 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 72 | 275 | 462 | 304 | 320 | 451 | 691 | 697 | 830 | 1,006 | 1,085 | 891 | 1,218 |
| Tax % | 24% | 25% | 25% | 25% | 24% | -4% | 25% | 19% | 25% | 26% | 25% | 25% | 21% |
| Net Profit | 55 | 206 | 347 | 229 | 243 | 467 | 516 | 567 | 619 | 745 | 809 | 664 | 957 |
| EPS in Rs | 0.02 | 0.07 | 0.12 | 0.08 | 0.08 | 0.16 | 0.16 | 0.18 | 0.20 | 0.24 | 0.26 | 0.21 | 0.30 |
| Gross NPA % | 2.00% | 2.20% | 2.00% | 2.00% | 2.00% | 1.70% | 1.70% | 1.60% | 1.60% | 1.60% | 1.60% | 1.60% | 1.50% |
| Net NPA % | 1.00% | 0.83% | 1.00% | 0.90% | 0.90% | 0.60% | 0.50% | 0.50% | 0.50% | 0.30% | 0.30% | 0.30% | 0.30% |
Last Updated: February 3, 2026, 1:46 pm
Below is a detailed analysis of the quarterly data for Yes Bank Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 5,093.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 5,093.00 Cr..
- For Expenses, as of Dec 2025, the value is 2,961.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 3,129.00 Cr. (Sep 2025) to 2,961.00 Cr., marking a decrease of 168.00 Cr..
- For Other Income, as of Dec 2025, the value is 1,720.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,724.00 Cr. (Sep 2025) to 1,720.00 Cr., marking a decrease of 4.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 1,218.00 Cr.. The value appears strong and on an upward trend. It has increased from 891.00 Cr. (Sep 2025) to 1,218.00 Cr., marking an increase of 327.00 Cr..
- For Tax %, as of Dec 2025, the value is 21.00%. The value appears to be improving (decreasing) as expected. It has decreased from 25.00% (Sep 2025) to 21.00%, marking a decrease of 4.00%.
- For Net Profit, as of Dec 2025, the value is 957.00 Cr.. The value appears strong and on an upward trend. It has increased from 664.00 Cr. (Sep 2025) to 957.00 Cr., marking an increase of 293.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 0.30. The value appears strong and on an upward trend. It has increased from 0.21 (Sep 2025) to 0.30, marking an increase of 0.09.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:22 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9,981 | 11,572 | 13,533 | 16,425 | 20,269 | 29,624 | 26,052 | 20,039 | 19,019 | 22,702 | 27,606 | 30,919 | 30,450 |
| Interest | 7,265 | 8,083 | 8,965 | 10,627 | 12,529 | 19,811 | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 | 21,998 | 21,297 |
| Expenses | 2,055 | 2,548 | 3,429 | 4,790 | 6,595 | 11,834 | 39,246 | 14,937 | 8,058 | 10,371 | 11,350 | 11,360 | 12,288 |
| Financing Profit | 662 | 940 | 1,139 | 1,008 | 1,144 | -2,021 | -32,452 | -7,509 | -1,568 | -2,468 | -3,272 | -2,439 | -3,135 |
| Financing Margin % | 7% | 8% | 8% | 6% | 6% | -7% | -125% | -37% | -8% | -11% | -12% | -8% | -10% |
| Other Income | 1,722 | 2,048 | 2,729 | 4,218 | 5,293 | 4,675 | 11,956 | 3,107 | 3,405 | 3,883 | 5,355 | 6,157 | 6,947 |
| Depreciation | 64 | 86 | 112 | 173 | 232 | 305 | 342 | 360 | 403 | 433 | 546 | 493 | 0 |
| Profit before tax | 2,320 | 2,902 | 3,756 | 5,053 | 6,205 | 2,349 | -20,838 | -4,762 | 1,434 | 981 | 1,538 | 3,224 | 3,812 |
| Tax % | 31% | 31% | 33% | 34% | 32% | 27% | -21% | -27% | 26% | 25% | 16% | 24% | |
| Net Profit | 1,611 | 1,997 | 2,530 | 3,340 | 4,233 | 1,709 | -16,433 | -3,489 | 1,064 | 736 | 1,285 | 2,447 | 2,837 |
| EPS in Rs | 8.94 | 9.56 | 12.03 | 14.63 | 18.38 | 7.38 | -13.09 | -1.39 | 0.42 | 0.26 | 0.45 | 0.78 | 0.91 |
| Dividend Payout % | 18% | 19% | 17% | 16% | 15% | 27% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 23.96% | 26.69% | 32.02% | 26.74% | -59.63% | -1061.56% | 78.77% | 130.50% | -30.83% | 74.59% | 90.43% |
| Change in YoY Net Profit Growth (%) | 0.00% | 2.73% | 5.33% | -5.28% | -86.36% | -1001.93% | 1140.32% | 51.73% | -161.32% | 105.42% | 15.84% |
Yes Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 3% |
| 3 Years: | 18% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 17% |
| 3 Years: | 32% |
| TTM: | 88% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -18% |
| 5 Years: | 7% |
| 3 Years: | 7% |
| 1 Year: | -13% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 1% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 1:56 pm
Balance Sheet
Last Updated: December 4, 2025, 2:14 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 361 | 418 | 421 | 456 | 461 | 463 | 2,510 | 5,011 | 5,011 | 5,751 | 5,754 | 6,271 | 6,274 |
| Reserves | 6,755 | 11,248 | 13,342 | 21,583 | 25,292 | 26,424 | 19,185 | 28,127 | 28,688 | 34,967 | 36,402 | 41,562 | 42,993 |
| Deposits | 74,186 | 91,159 | 111,704 | 142,857 | 200,689 | 227,558 | 105,311 | 162,846 | 197,063 | 217,382 | 266,230 | 284,420 | 296,271 |
| Borrowing | 21,314 | 26,220 | 31,659 | 38,607 | 74,894 | 108,424 | 113,790 | 63,949 | 72,340 | 77,754 | 80,508 | 71,971 | 62,651 |
| Other Liabilities | 6,390 | 7,098 | 8,117 | 11,556 | 11,115 | 17,990 | 17,036 | 13,660 | 15,476 | 19,350 | 17,469 | 19,892 | 21,971 |
| Total Liabilities | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 | 430,161 |
| Fixed Assets | 277 | 296 | 414 | 612 | 765 | 778 | 730 | 2,096 | 2,016 | 2,156 | 2,509 | 2,872 | 3,169 |
| CWIP | 20 | 26 | 60 | 75 | 72 | 51 | 294 | 63 | 125 | 296 | 357 | 206 | 0 |
| Investments | 40,933 | 43,193 | 48,788 | 49,982 | 68,293 | 89,329 | 43,748 | 43,115 | 51,754 | 76,749 | 89,997 | 84,725 | 82,821 |
| Other Assets | 67,775 | 92,628 | 115,980 | 164,391 | 243,319 | 290,701 | 213,061 | 228,320 | 264,683 | 276,003 | 313,499 | 336,313 | 344,170 |
| Total Assets | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 | 430,161 |
Below is a detailed analysis of the balance sheet data for Yes Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 6,274.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,271.00 Cr. (Mar 2025) to 6,274.00 Cr., marking an increase of 3.00 Cr..
- For Reserves, as of Sep 2025, the value is 42,993.00 Cr.. The value appears strong and on an upward trend. It has increased from 41,562.00 Cr. (Mar 2025) to 42,993.00 Cr., marking an increase of 1,431.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 21,971.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19,892.00 Cr. (Mar 2025) to 21,971.00 Cr., marking an increase of 2,079.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 430,161.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 424,116.00 Cr. (Mar 2025) to 430,161.00 Cr., marking an increase of 6,045.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 3,169.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,872.00 Cr. (Mar 2025) to 3,169.00 Cr., marking an increase of 297.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 206.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 206.00 Cr..
- For Investments, as of Sep 2025, the value is 82,821.00 Cr.. The value appears to be declining and may need further review. It has decreased from 84,725.00 Cr. (Mar 2025) to 82,821.00 Cr., marking a decrease of 1,904.00 Cr..
- For Other Assets, as of Sep 2025, the value is 344,170.00 Cr.. The value appears strong and on an upward trend. It has increased from 336,313.00 Cr. (Mar 2025) to 344,170.00 Cr., marking an increase of 7,857.00 Cr..
- For Total Assets, as of Sep 2025, the value is 430,161.00 Cr.. The value appears strong and on an upward trend. It has increased from 424,116.00 Cr. (Mar 2025) to 430,161.00 Cr., marking an increase of 6,045.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -72.00 | -89.00 | -108.00 | -138.00 | -194.00 | -216.00 | -66.00 | -148.00 | -189.00 | -207.00 | -255.00 | -273.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 25% | 21% | 20% | 19% | 18% | 6% | -68% | -13% | 3% | 2% | 3% | 5% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Tata Arbitrage Fund | 50,195,400 | 0.54 | 108.42 | 50,382,000 | 2026-01-26 02:00:04 | -0.37% |
| UTI Arbitrage Fund | 26,186,200 | 0.54 | 56.56 | 26,092,900 | 2026-01-26 02:00:04 | 0.36% |
| Baroda BNP Paribas Mid Cap Fund | 15,000,000 | 1.4 | 32.4 | N/A | N/A | N/A |
| DSP Arbitrage Fund | 13,124,200 | 0.4 | 28.35 | 11,196,000 | 2026-01-26 02:00:04 | 17.22% |
| Bajaj Finserv Balanced Advantage Fund | 12,110,224 | 1.99 | 26.16 | N/A | N/A | N/A |
| Bajaj Finserv Large and Mid Cap Fund | 9,966,700 | 0.92 | 21.53 | N/A | N/A | N/A |
| Baroda BNP Paribas Small Cap Fund | 7,000,000 | 1.24 | 15.12 | N/A | N/A | N/A |
| Baroda BNP Paribas Value Fund | 6,993,000 | 1.29 | 15.1 | N/A | N/A | N/A |
| Baroda BNP Paribas Aggressive Hybrid Fund | 6,480,000 | 1.1 | 14 | N/A | N/A | N/A |
| Baroda BNP Paribas Multi Asset Fund | 5,760,000 | 0.94 | 12.44 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 0.79 | 0.45 | 0.28 | 0.42 | -1.65 |
| Diluted EPS (Rs.) | 0.78 | 0.44 | 0.28 | 0.42 | -1.65 |
| Cash EPS (Rs.) | 0.93 | 0.63 | 0.40 | 0.58 | -1.25 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 15.26 | 14.65 | 14.16 | 13.45 | 13.23 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 15.26 | 14.65 | 14.16 | 13.45 | 13.23 |
| Operating Revenue / Share (Rs.) | 9.86 | 9.60 | 7.89 | 7.59 | 8.00 |
| Net Profit / Share (Rs.) | 0.78 | 0.44 | 0.25 | 0.42 | -1.39 |
| Net Profit After MI / Share (Rs.) | 0.78 | 0.44 | 0.25 | 0.42 | -1.39 |
| Net Profit Margin (%) | 7.91 | 4.65 | 3.24 | 5.59 | -17.41 |
| Net Profit After MI And SOA Nargin (%) | 7.91 | 4.65 | 3.24 | 5.59 | -17.41 |
| Operating Profit Margin (%) | 16.22 | 9.56 | 6.11 | 10.75 | -32.11 |
| Return On Assets (%) | 0.57 | 0.31 | 0.20 | 0.33 | -1.27 |
| Return On Equity / Networth (%) | 5.11 | 3.04 | 1.80 | 3.15 | -10.52 |
| Net Interest Margin (X) | 2.10 | 1.98 | 2.22 | 2.03 | 2.71 |
| Cost To Income (%) | 71.41 | 74.50 | 73.38 | 70.55 | 54.46 |
| Interest Income / Total Assets (%) | 7.29 | 6.79 | 6.39 | 5.96 | 7.32 |
| Non-Interest Income / Total Assets (%) | 1.45 | 1.31 | 1.16 | 1.06 | 1.25 |
| Operating Profit / Total Assets (%) | -0.87 | -1.00 | -0.95 | -0.73 | -2.53 |
| Operating Expenses / Total Assets (%) | 2.53 | 2.46 | 2.48 | 2.19 | 2.16 |
| Interest Expenses / Total Assets (%) | 5.18 | 4.80 | 4.16 | 3.93 | 4.60 |
| Enterprise Value (Rs.Cr.) | 394088.44 | 395339.39 | 325548.03 | 291128.03 | 259067.88 |
| EV Per Net Sales (X) | 12.75 | 14.32 | 14.34 | 15.31 | 12.93 |
| Price To Book Value (X) | 1.11 | 1.58 | 1.06 | 0.91 | 1.18 |
| Price To Sales (X) | 1.71 | 2.42 | 1.91 | 1.62 | 1.95 |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.04 | 0.01 | 0.01 | 0.03 | -0.08 |
After reviewing the key financial ratios for Yes Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 0.79. This value is below the healthy minimum of 5. It has increased from 0.45 (Mar 24) to 0.79, marking an increase of 0.34.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 5. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.93. This value is below the healthy minimum of 3. It has increased from 0.63 (Mar 24) to 0.93, marking an increase of 0.30.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 2. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
- For Net Profit Margin (%), as of Mar 25, the value is 7.91. This value is within the healthy range. It has increased from 4.65 (Mar 24) to 7.91, marking an increase of 3.26.
- For Return On Assets (%), as of Mar 25, the value is 0.57. This value is below the healthy minimum of 5. It has increased from 0.31 (Mar 24) to 0.57, marking an increase of 0.26.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Yes Bank Ltd:
- Net Profit Margin: 7.91%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 21 (Industry average Stock P/E: 17.85)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 7.91%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | YES BANK House, Off Western Express Highway, Mumbai Maharashtra 400055 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rama Subramaniam Gandhi | Part Time Chairman & Independent Director |
| Mr. Prashant Kumar | Managing Director & CEO |
| Dr. Rajan Pental | Executive Director |
| Mr. Manish Jain | Executive Director |
| Mr. Atul Malik | Independent Director |
| Mr. Sharad Sharma | Independent Director |
| Mr. Sanjay Kumar Khemani | Independent Director |
| Mr. Sadashiv Srinivas Rao | Independent Director |
| Ms. Nandita Gurjar | Independent Director |
| Ms. Rekha Murthy | Independent Director |
| Mr. Thekepat Keshav Kumar | Nominee Director |
| Mr. Sandeep Tewari | Nominee Director |
| Mr. Shivakumar Dega | Nominee Director |
FAQ
What is the intrinsic value of Yes Bank Ltd?
Yes Bank Ltd's intrinsic value (as of 06 February 2026) is ₹17.47 which is 17.98% lower the current market price of ₹21.30, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹66,806 Cr. market cap, FY2025-2026 high/low of ₹24.3/16.0, reserves of ₹42,993 Cr, and liabilities of ₹430,161 Cr.
What is the Market Cap of Yes Bank Ltd?
The Market Cap of Yes Bank Ltd is 66,806 Cr..
What is the current Stock Price of Yes Bank Ltd as on 06 February 2026?
The current stock price of Yes Bank Ltd as on 06 February 2026 is ₹21.3.
What is the High / Low of Yes Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Yes Bank Ltd stocks is ₹24.3/16.0.
What is the Stock P/E of Yes Bank Ltd?
The Stock P/E of Yes Bank Ltd is 21.0.
What is the Book Value of Yes Bank Ltd?
The Book Value of Yes Bank Ltd is 16.0.
What is the Dividend Yield of Yes Bank Ltd?
The Dividend Yield of Yes Bank Ltd is 0.00 %.
What is the ROCE of Yes Bank Ltd?
The ROCE of Yes Bank Ltd is 6.36 %.
What is the ROE of Yes Bank Ltd?
The ROE of Yes Bank Ltd is 5.46 %.
What is the Face Value of Yes Bank Ltd?
The Face Value of Yes Bank Ltd is 2.00.