Below is a detailed analysis of the quarterly data for Yes Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
For Interest, as of Mar 2025, the value is 5,352.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 5,617.00 Cr. (Dec 2024) to 5,352.00 Cr., marking a decrease of 265.00 Cr..
For Expenses, as of Mar 2025, the value is 3,080.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,969.00 Cr. (Dec 2024) to 3,080.00 Cr., marking an increase of 111.00 Cr..
For Other Income, as of Mar 2025, the value is 1,815.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,583.00 Cr. (Dec 2024) to 1,815.00 Cr., marking an increase of 232.00 Cr..
For Depreciation, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
For Profit before tax, as of Mar 2025, the value is 1,006.00 Cr.. The value appears strong and on an upward trend. It has increased from 830.00 Cr. (Dec 2024) to 1,006.00 Cr., marking an increase of 176.00 Cr..
For Tax %, as of Mar 2025, the value is 26.00%. The value appears to be increasing, which may not be favorable. It has increased from 25.00% (Dec 2024) to 26.00%, marking an increase of 1.00%.
For Net Profit, as of Mar 2025, the value is 745.00 Cr.. The value appears strong and on an upward trend. It has increased from 619.00 Cr. (Dec 2024) to 745.00 Cr., marking an increase of 126.00 Cr..
For EPS in Rs, as of Mar 2025, the value is 0.24. The value appears strong and on an upward trend. It has increased from 0.20 (Dec 2024) to 0.24, marking an increase of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
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Quarterly Chart
Profit & Loss - Annual Report
Last Updated: May 15, 2025, 4:45 am
Metric
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Revenue
9,981
11,572
13,533
16,425
20,269
29,624
26,052
20,039
19,019
22,702
27,606
30,919
Interest
7,265
8,083
8,965
10,627
12,529
19,811
19,258
12,611
12,528
14,800
19,527
21,998
Expenses
2,055
2,548
3,429
4,790
6,595
11,834
39,246
14,937
8,058
10,371
11,350
11,853
Financing Profit
662
940
1,139
1,008
1,144
-2,021
-32,452
-7,509
-1,568
-2,468
-3,272
-2,933
Financing Margin %
7%
8%
8%
6%
6%
-7%
-125%
-37%
-8%
-11%
-12%
-9%
Other Income
1,722
2,048
2,729
4,218
5,293
4,675
11,956
3,107
3,405
3,883
5,355
6,157
Depreciation
64
86
112
173
232
305
342
360
403
433
546
0
Profit before tax
2,320
2,902
3,756
5,053
6,205
2,349
-20,838
-4,762
1,434
981
1,538
3,224
Tax %
31%
31%
33%
34%
32%
27%
-21%
-27%
26%
25%
16%
24%
Net Profit
1,611
1,997
2,530
3,340
4,233
1,709
-16,433
-3,489
1,064
736
1,285
2,446
EPS in Rs
8.94
9.56
12.03
14.63
18.38
7.38
-13.09
-1.39
0.42
0.26
0.45
0.78
Dividend Payout %
18%
19%
17%
16%
15%
27%
0%
0%
0%
0%
0%
0%
×
Profit & Loss Yearly Chart
YoY Net Profit Growth
Year
2014-2015
2015-2016
2016-2017
2017-2018
2018-2019
2019-2020
2020-2021
2021-2022
2022-2023
2023-2024
2024-2025
YoY Net Profit Growth (%)
23.96%
26.69%
32.02%
26.74%
-59.63%
-1061.56%
78.77%
130.50%
-30.83%
74.59%
90.35%
Change in YoY Net Profit Growth (%)
0.00%
2.73%
5.33%
-5.28%
-86.36%
-1001.93%
1140.32%
51.73%
-161.32%
105.42%
15.76%
Yes Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
Compounded Sales Growth
10 Years:
10%
5 Years:
3%
3 Years:
18%
TTM:
12%
Compounded Profit Growth
10 Years:
2%
5 Years:
17%
3 Years:
32%
TTM:
90%
Stock Price CAGR
10 Years:
-19%
5 Years:
-6%
3 Years:
16%
1 Year:
-17%
Return on Equity
10 Years:
-1%
5 Years:
1%
3 Years:
4%
Last Year:
5%
Last Updated: Unknown
No data available for the Balance Sheet data table.
After reviewing the key financial ratios for Yes Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
For Basic EPS (Rs.), as of Mar 25, the value is 0.79. This value is below the healthy minimum of 5. It has increased from 0.45 (Mar 24) to 0.79, marking an increase of 0.34.
For Diluted EPS (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 5. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
For Cash EPS (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 3. It has increased from 0.63 (Mar 24) to 0.78, marking an increase of 0.15.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
For Net Profit / Share (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 2. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
For Net Profit Margin (%), as of Mar 25, the value is 7.91. This value is within the healthy range. It has increased from 4.65 (Mar 24) to 7.91, marking an increase of 3.26.
For Return On Assets (%), as of Mar 25, the value is 0.57. This value is below the healthy minimum of 5. It has increased from 0.31 (Mar 24) to 0.57, marking an increase of 0.26.
For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
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Profitability Ratios (%)
Liquidity Ratios
Liquidity Ratios (%)
Interest Coverage Ratios (%)
Valuation Ratios
Fair Value
Fair Value of Yes Bank Ltd as of June 24, 2025 is: 17.32
Calculation basis:
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.
As of June 24, 2025, Yes Bank Ltd is Overvalued by 12.96% compared to the current share price 19.90
Intrinsic Value of Yes Bank Ltd as of June 24, 2025 is: 21.82
Calculation basis:
Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.
This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.
As of June 24, 2025, Yes Bank Ltd is Undervalued by 9.65% compared to the current share price 19.90
Last 5 Year EPS CAGR: 25.95%
*Investments are subject to market risks
Strength and Weakness
Unable to fetch valid data for stock valuation.
Stock Analysis
Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Yes Bank Ltd:
Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
ROE%: 0% (Industry Average ROE: 11.25%)
ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
Stock P/E: 25.5 (Industry average Stock P/E: 17.71)
Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
Total Debt / Equity: 0
Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions. Stock Rating:
About the Company - Qualitative Analysis
YES Bank Ltd. is a Public Limited Listed company incorporated on 21/11/2003 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L65190MH2003PLC143249 and registration number is 143249. Currently Company is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company's Total Operating Revenue is Rs. 30894.91 Cr. and Equity Capital is Rs. 6270.82 Cr. for the Year ended 31/03/2025.
INDUSTRY
ADDRESS
CONTACT
Finance - Banks - Private Sector
YES BANK House, Off Western Express Highway, Mumbai Maharashtra 400055
FAQ: Stock data is invalid or not in the correct format.
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Yes Bank Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
