Share Price and Basic Stock Data
Last Updated: December 8, 2025, 3:33 pm
| PEG Ratio | 1.52 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Yes Bank Ltd has shown a notable recovery trajectory in its revenue generation, with reported figures reflecting a consistent upward trend. From ₹5,135 Cr in June 2022, revenues increased to ₹6,714 Cr by September 2023, marking a significant growth of approximately 30% over just over a year. This upward momentum continued, with revenue standing at ₹7,458 Cr in March 2024, suggesting that the bank is effectively capitalizing on improving market conditions and its own operational restructuring. Recent quarterly results indicate that the bank is not only recovering but also seems to be gaining market share, a crucial factor in the competitive banking industry. However, while growth is promising, it’s essential to note that this recovery is coming from a low base following previous challenges, including governance issues and asset quality concerns.
Profitability and Efficiency Metrics
Profitability metrics for Yes Bank reveal a mixed performance, with net profit reported at ₹2,739 Cr, translating to an earnings per share (EPS) of ₹0.79 for FY 2025. The return on equity (ROE) stood at 5.11%, which, while improved from previous years, remains below the levels typically expected in the banking sector. The net profit margin reached 7.91%, indicating that the bank is managing its costs effectively relative to its revenues. However, the financing profit figures show a concerning trend, with losses reported in recent periods, indicating that the bank continues to grapple with the costs associated with its funding. This duality in performance suggests that while Yes Bank is on the path to recovery, it needs to enhance its efficiency in generating profits from its operations to ensure long-term sustainability.
Balance Sheet Strength and Financial Ratios
The balance sheet of Yes Bank reflects a cautious yet progressive approach to rebuilding stability. As of March 2025, the bank’s reserves stood at ₹41,562 Cr, providing a cushion against potential future shocks. The gross non-performing assets (NPA) ratio improved significantly to 1.60%, down from a staggering 13.40% just a couple of years ago, showcasing effective management of asset quality. However, the cost-to-income ratio remains elevated at 71.41%, indicating that operational efficiency is an area needing attention. Additionally, the price-to-book value ratio of 1.11 suggests that the market is valuing the bank at a modest premium over its book value, reflecting a cautious optimism among investors but also a need for sustained performance improvement to justify higher valuations.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Yes Bank reveals a significant shift in investor confidence, particularly from foreign institutional investors (FIIs). As of September 2025, FIIs held 44.95% of the shares, a notable increase from 23.24% in December 2022, indicating a reinvigorated interest in the bank’s recovery story. Domestic institutional investors (DIIs) have also shown their support, holding 20.79% of shares, although this is down from higher levels earlier in the year. The public shareholding stands at 34.24%, reflecting a diverse ownership base. This shift towards increased foreign investment could be seen as a validation of the bank’s turnaround efforts. However, the fluctuating DII participation might suggest some caution among domestic investors, hinting at the need for sustained performance to maintain this confidence.
Outlook, Risks, and Final Insight
Looking ahead, Yes Bank presents a complex mix of opportunities and risks. On one hand, the revenue growth trajectory and improving asset quality signal potential for further recovery, making it an intriguing prospect for investors. However, risks remain, particularly regarding profitability and operational efficiency. The high cost-to-income ratio suggests that the bank must streamline operations to enhance margins. Moreover, while the improved NPA figures are encouraging, any economic downturn could pose a risk to asset quality once again. Investors should remain vigilant regarding these dynamics. Engaging with Yes Bank might require a balanced view: recognizing its recovery potential while being cautious about the underlying operational challenges that could impact future performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Yes Bank Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,619 Cr. | 315 | 367/180 | 32.6 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,347 Cr. | 26.1 | 43.0/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,240 Cr. | 274 | 331/250 | 9.18 | 307 | 1.46 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 68,714 Cr. | 21.9 | 24.3/16.0 | 24.3 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,066 Cr. | 51.9 | 56.3/30.8 | 24.2 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 163,543.65 Cr | 416.18 | 18.26 | 241.49 | 0.59% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,135 | 5,475 | 5,874 | 6,218 | 6,445 | 6,714 | 6,989 | 7,458 | 7,725 | 7,737 | 7,833 | 7,623 | 7,605 |
| Interest | 3,287 | 3,487 | 3,908 | 4,117 | 4,449 | 4,794 | 4,975 | 5,309 | 5,486 | 5,544 | 5,617 | 5,352 | 5,235 |
| Expenses | 2,214 | 2,703 | 3,006 | 2,881 | 2,726 | 2,883 | 2,948 | 3,340 | 2,820 | 2,984 | 2,969 | 3,080 | 3,110 |
| Financing Profit | -366 | -716 | -1,041 | -780 | -730 | -962 | -934 | -1,191 | -580 | -791 | -753 | -809 | -740 |
| Financing Margin % | -7% | -13% | -18% | -13% | -11% | -14% | -13% | -16% | -8% | -10% | -10% | -11% | -10% |
| Other Income | 785 | 931 | 1,113 | 1,055 | 1,192 | 1,267 | 1,255 | 1,642 | 1,271 | 1,488 | 1,583 | 1,815 | 1,825 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 419 | 215 | 72 | 275 | 462 | 304 | 320 | 451 | 691 | 697 | 830 | 1,006 | 1,085 |
| Tax % | 25% | 25% | 24% | 25% | 25% | 25% | 24% | -4% | 25% | 19% | 25% | 26% | 25% |
| Net Profit | 314 | 160 | 55 | 206 | 347 | 229 | 243 | 467 | 516 | 567 | 619 | 745 | 809 |
| EPS in Rs | 0.13 | 0.06 | 0.02 | 0.07 | 0.12 | 0.08 | 0.08 | 0.16 | 0.16 | 0.18 | 0.20 | 0.24 | 0.26 |
| Gross NPA % | 13.40% | 12.90% | 2.00% | 2.20% | 2.00% | 2.00% | 2.00% | 1.70% | 1.70% | 1.60% | 1.60% | 1.60% | 1.60% |
| Net NPA % | 4.20% | 3.60% | 1.00% | 0.83% | 1.00% | 0.90% | 0.90% | 0.60% | 0.50% | 0.50% | 0.50% | 0.30% | 0.30% |
Last Updated: August 1, 2025, 9:05 am
Below is a detailed analysis of the quarterly data for Yes Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 5,235.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 5,352.00 Cr. (Mar 2025) to 5,235.00 Cr., marking a decrease of 117.00 Cr..
- For Expenses, as of Jun 2025, the value is 3,110.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,080.00 Cr. (Mar 2025) to 3,110.00 Cr., marking an increase of 30.00 Cr..
- For Other Income, as of Jun 2025, the value is 1,825.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,815.00 Cr. (Mar 2025) to 1,825.00 Cr., marking an increase of 10.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 1,085.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,006.00 Cr. (Mar 2025) to 1,085.00 Cr., marking an increase of 79.00 Cr..
- For Tax %, as of Jun 2025, the value is 25.00%. The value appears to be improving (decreasing) as expected. It has decreased from 26.00% (Mar 2025) to 25.00%, marking a decrease of 1.00%.
- For Net Profit, as of Jun 2025, the value is 809.00 Cr.. The value appears strong and on an upward trend. It has increased from 745.00 Cr. (Mar 2025) to 809.00 Cr., marking an increase of 64.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.26. The value appears strong and on an upward trend. It has increased from 0.24 (Mar 2025) to 0.26, marking an increase of 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:07 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9,981 | 11,572 | 13,533 | 16,425 | 20,269 | 29,624 | 26,052 | 20,039 | 19,019 | 22,702 | 27,606 | 30,919 | 30,798 |
| Interest | 7,265 | 8,083 | 8,965 | 10,627 | 12,529 | 19,811 | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 | 21,998 | 21,748 |
| Expenses | 2,055 | 2,548 | 3,429 | 4,790 | 6,595 | 11,834 | 39,246 | 14,937 | 8,058 | 10,371 | 11,350 | 11,360 | 12,143 |
| Financing Profit | 662 | 940 | 1,139 | 1,008 | 1,144 | -2,021 | -32,452 | -7,509 | -1,568 | -2,468 | -3,272 | -2,439 | -3,092 |
| Financing Margin % | 7% | 8% | 8% | 6% | 6% | -7% | -125% | -37% | -8% | -11% | -12% | -8% | -10% |
| Other Income | 1,722 | 2,048 | 2,729 | 4,218 | 5,293 | 4,675 | 11,956 | 3,107 | 3,405 | 3,883 | 5,355 | 6,157 | 6,710 |
| Depreciation | 64 | 86 | 112 | 173 | 232 | 305 | 342 | 360 | 403 | 433 | 546 | 493 | 0 |
| Profit before tax | 2,320 | 2,902 | 3,756 | 5,053 | 6,205 | 2,349 | -20,838 | -4,762 | 1,434 | 981 | 1,538 | 3,224 | 3,618 |
| Tax % | 31% | 31% | 33% | 34% | 32% | 27% | -21% | -27% | 26% | 25% | 16% | 24% | |
| Net Profit | 1,611 | 1,997 | 2,530 | 3,340 | 4,233 | 1,709 | -16,433 | -3,489 | 1,064 | 736 | 1,285 | 2,447 | 2,739 |
| EPS in Rs | 8.94 | 9.56 | 12.03 | 14.63 | 18.38 | 7.38 | -13.09 | -1.39 | 0.42 | 0.26 | 0.45 | 0.78 | 0.88 |
| Dividend Payout % | 18% | 19% | 17% | 16% | 15% | 27% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 23.96% | 26.69% | 32.02% | 26.74% | -59.63% | -1061.56% | 78.77% | 130.50% | -30.83% | 74.59% | 90.43% |
| Change in YoY Net Profit Growth (%) | 0.00% | 2.73% | 5.33% | -5.28% | -86.36% | -1001.93% | 1140.32% | 51.73% | -161.32% | 105.42% | 15.84% |
Yes Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 3% |
| 3 Years: | 18% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 17% |
| 3 Years: | 32% |
| TTM: | 88% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -18% |
| 5 Years: | 7% |
| 3 Years: | 7% |
| 1 Year: | -13% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 1% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 1:56 pm
Balance Sheet
Last Updated: December 4, 2025, 2:14 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 361 | 418 | 421 | 456 | 461 | 463 | 2,510 | 5,011 | 5,011 | 5,751 | 5,754 | 6,271 | 6,274 |
| Reserves | 6,755 | 11,248 | 13,342 | 21,583 | 25,292 | 26,424 | 19,185 | 28,127 | 28,688 | 34,967 | 36,402 | 41,562 | 42,993 |
| Deposits | 74,186 | 91,159 | 111,704 | 142,857 | 200,689 | 227,558 | 105,311 | 162,846 | 197,063 | 217,382 | 266,230 | 284,420 | 296,271 |
| Borrowing | 21,314 | 26,220 | 31,659 | 38,607 | 74,894 | 108,424 | 113,790 | 63,949 | 72,340 | 77,754 | 80,508 | 71,971 | 62,651 |
| Other Liabilities | 6,390 | 7,098 | 8,117 | 11,556 | 11,115 | 17,990 | 17,036 | 13,660 | 15,476 | 19,350 | 17,469 | 19,892 | 21,971 |
| Total Liabilities | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 | 430,161 |
| Fixed Assets | 277 | 296 | 414 | 612 | 765 | 778 | 730 | 2,096 | 2,016 | 2,156 | 2,509 | 2,872 | 3,169 |
| CWIP | 20 | 26 | 60 | 75 | 72 | 51 | 294 | 63 | 125 | 296 | 357 | 206 | 0 |
| Investments | 40,933 | 43,193 | 48,788 | 49,982 | 68,293 | 89,329 | 43,748 | 43,115 | 51,754 | 76,749 | 89,997 | 84,725 | 82,821 |
| Other Assets | 67,775 | 92,628 | 115,980 | 164,391 | 243,319 | 290,701 | 213,061 | 228,320 | 264,683 | 276,003 | 313,499 | 336,313 | 344,170 |
| Total Assets | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 | 430,161 |
Below is a detailed analysis of the balance sheet data for Yes Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 6,274.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,271.00 Cr. (Mar 2025) to 6,274.00 Cr., marking an increase of 3.00 Cr..
- For Reserves, as of Sep 2025, the value is 42,993.00 Cr.. The value appears strong and on an upward trend. It has increased from 41,562.00 Cr. (Mar 2025) to 42,993.00 Cr., marking an increase of 1,431.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 21,971.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19,892.00 Cr. (Mar 2025) to 21,971.00 Cr., marking an increase of 2,079.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 430,161.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 424,116.00 Cr. (Mar 2025) to 430,161.00 Cr., marking an increase of 6,045.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 3,169.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,872.00 Cr. (Mar 2025) to 3,169.00 Cr., marking an increase of 297.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 206.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 206.00 Cr..
- For Investments, as of Sep 2025, the value is 82,821.00 Cr.. The value appears to be declining and may need further review. It has decreased from 84,725.00 Cr. (Mar 2025) to 82,821.00 Cr., marking a decrease of 1,904.00 Cr..
- For Other Assets, as of Sep 2025, the value is 344,170.00 Cr.. The value appears strong and on an upward trend. It has increased from 336,313.00 Cr. (Mar 2025) to 344,170.00 Cr., marking an increase of 7,857.00 Cr..
- For Total Assets, as of Sep 2025, the value is 430,161.00 Cr.. The value appears strong and on an upward trend. It has increased from 424,116.00 Cr. (Mar 2025) to 430,161.00 Cr., marking an increase of 6,045.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -72.00 | -89.00 | -108.00 | -138.00 | -194.00 | -216.00 | -66.00 | -148.00 | -189.00 | -207.00 | -255.00 | -273.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 25% | 21% | 20% | 19% | 18% | 6% | -68% | -13% | 3% | 2% | 3% | 5% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Tata Arbitrage Fund | 50,382,000 | 0.57 | 114.57 | N/A | N/A | N/A |
| UTI Arbitrage Fund | 25,813,000 | 0.58 | 58.7 | N/A | N/A | N/A |
| Baroda BNP Paribas Mid Cap Fund | 15,000,000 | 1.5 | 34.11 | N/A | N/A | N/A |
| DSP Arbitrage Fund | 11,196,000 | 0.39 | 25.46 | N/A | N/A | N/A |
| Baroda BNP Paribas Aggressive Hybrid Fund | 6,480,000 | 1.17 | 14.74 | N/A | N/A | N/A |
| Baroda BNP Paribas Multi Asset Fund | 5,760,000 | 1.05 | 13.1 | N/A | N/A | N/A |
| Mirae Asset Arbitrage Fund | 5,691,300 | 0.38 | 12.94 | N/A | N/A | N/A |
| Baroda BNP Paribas Business Cycle Fund | 3,600,000 | 1.41 | 8.19 | N/A | N/A | N/A |
| NJ Balanced Advantage Fund | 2,270,300 | 0.14 | 5.16 | N/A | N/A | N/A |
| Axis Equity Savings Fund | 1,555,000 | 0.38 | 3.54 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 0.79 | 0.45 | 0.28 | 0.42 | -1.65 |
| Diluted EPS (Rs.) | 0.78 | 0.44 | 0.28 | 0.42 | -1.65 |
| Cash EPS (Rs.) | 0.93 | 0.63 | 0.40 | 0.58 | -1.25 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 15.26 | 14.65 | 14.16 | 13.45 | 13.23 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 15.26 | 14.65 | 14.16 | 13.45 | 13.23 |
| Operating Revenue / Share (Rs.) | 9.86 | 9.60 | 7.89 | 7.59 | 8.00 |
| Net Profit / Share (Rs.) | 0.78 | 0.44 | 0.25 | 0.42 | -1.39 |
| Net Profit After MI / Share (Rs.) | 0.78 | 0.44 | 0.25 | 0.42 | -1.39 |
| Net Profit Margin (%) | 7.91 | 4.65 | 3.24 | 5.59 | -17.41 |
| Net Profit After MI And SOA Nargin (%) | 7.91 | 4.65 | 3.24 | 5.59 | -17.41 |
| Operating Profit Margin (%) | 16.22 | 9.56 | 6.11 | 10.75 | -32.11 |
| Return On Assets (%) | 0.57 | 0.31 | 0.20 | 0.33 | -1.27 |
| Return On Equity / Networth (%) | 5.11 | 3.04 | 1.80 | 3.15 | -10.52 |
| Net Interest Margin (X) | 2.10 | 1.98 | 2.22 | 2.03 | 2.71 |
| Cost To Income (%) | 71.41 | 74.50 | 73.38 | 70.55 | 54.46 |
| Interest Income / Total Assets (%) | 7.29 | 6.79 | 6.39 | 5.96 | 7.32 |
| Non-Interest Income / Total Assets (%) | 1.45 | 1.31 | 1.16 | 1.06 | 1.25 |
| Operating Profit / Total Assets (%) | -0.87 | -1.00 | -0.95 | -0.73 | -2.53 |
| Operating Expenses / Total Assets (%) | 2.53 | 2.46 | 2.48 | 2.19 | 2.16 |
| Interest Expenses / Total Assets (%) | 5.18 | 4.80 | 4.16 | 3.93 | 4.60 |
| Enterprise Value (Rs.Cr.) | 394088.44 | 395339.39 | 325548.03 | 291128.03 | 259067.88 |
| EV Per Net Sales (X) | 12.75 | 14.32 | 14.34 | 15.31 | 12.93 |
| Price To Book Value (X) | 1.11 | 1.58 | 1.06 | 0.91 | 1.18 |
| Price To Sales (X) | 1.71 | 2.42 | 1.91 | 1.62 | 1.95 |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.04 | 0.01 | 0.01 | 0.03 | -0.08 |
After reviewing the key financial ratios for Yes Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 0.79. This value is below the healthy minimum of 5. It has increased from 0.45 (Mar 24) to 0.79, marking an increase of 0.34.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 5. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.93. This value is below the healthy minimum of 3. It has increased from 0.63 (Mar 24) to 0.93, marking an increase of 0.30.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 2. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
- For Net Profit Margin (%), as of Mar 25, the value is 7.91. This value is within the healthy range. It has increased from 4.65 (Mar 24) to 7.91, marking an increase of 3.26.
- For Return On Assets (%), as of Mar 25, the value is 0.57. This value is below the healthy minimum of 5. It has increased from 0.31 (Mar 24) to 0.57, marking an increase of 0.26.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Yes Bank Ltd:
- Net Profit Margin: 7.91%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 24.3 (Industry average Stock P/E: 18.26)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 7.91%
Fundamental Analysis of Yes Bank Ltd
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | YES BANK House, Off Western Express Highway, Mumbai Maharashtra 400055 | shareholders@yesbank.in http://www.yesbank.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. R Gandhi | Part Time Chairman & Independent Director |
| Mr. Prashant Kumar | Managing Director & CEO |
| Mr. Rajan Pental | Executive Director |
| Mr. Sharad Sharma | Independent Director |
| Mr. Sanjay Kumar Khemani | Independent Director |
| Mr. Sadashiv Srinivas Rao | Independent Director |
| Ms. Nandita Gurjar | Independent Director |
| Ms. Rekha Murthy | Independent Director |
| Mr. Atul Malik | Independent Director |
| Mr. Thekepat Keshav Kumar | Nominee Director |
| Mr. Sunil Kaul | Nominee Director |
| Ms. Shweta Jalan | Nominee Director |
| Mr. Sandeep Tewari | Nominee Director |
YES Bank Ltd. Share Price Update | |
|---|---|
| Share Price | Value |
| Today | ₹23.24 |
| Previous Day | ₹23.36 |
FAQ
What is the intrinsic value of Yes Bank Ltd?
Yes Bank Ltd's intrinsic value (as of 08 December 2025) is 17.00 which is 22.37% lower the current market price of 21.90, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 68,714 Cr. market cap, FY2025-2026 high/low of 24.3/16.0, reserves of ₹42,993 Cr, and liabilities of 430,161 Cr.
What is the Market Cap of Yes Bank Ltd?
The Market Cap of Yes Bank Ltd is 68,714 Cr..
What is the current Stock Price of Yes Bank Ltd as on 08 December 2025?
The current stock price of Yes Bank Ltd as on 08 December 2025 is 21.9.
What is the High / Low of Yes Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Yes Bank Ltd stocks is 24.3/16.0.
What is the Stock P/E of Yes Bank Ltd?
The Stock P/E of Yes Bank Ltd is 24.3.
What is the Book Value of Yes Bank Ltd?
The Book Value of Yes Bank Ltd is 15.7.
What is the Dividend Yield of Yes Bank Ltd?
The Dividend Yield of Yes Bank Ltd is 0.00 %.
What is the ROCE of Yes Bank Ltd?
The ROCE of Yes Bank Ltd is 6.36 %.
What is the ROE of Yes Bank Ltd?
The ROE of Yes Bank Ltd is 5.46 %.
What is the Face Value of Yes Bank Ltd?
The Face Value of Yes Bank Ltd is 2.00.