Share Price and Basic Stock Data
Last Updated: December 26, 2025, 10:28 pm
| PEG Ratio | 1.42 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Yes Bank Ltd, a prominent player in India’s private banking sector, recorded a share price of ₹21.5 and a market capitalization of ₹67,524 Cr. The bank reported a revenue of ₹30,450 Cr for the trailing twelve months (TTM), with a steady upward trajectory from ₹22,702 Cr in March 2023 to ₹30,919 Cr in March 2025. Quarterly revenue figures also indicated growth, with revenues rising from ₹5,475 Cr in September 2022 to ₹6,714 Cr in September 2023 and projected to reach ₹7,458 Cr by March 2024. The bank’s interest income, a crucial revenue stream, increased from ₹14,800 Cr in March 2023 to an anticipated ₹21,998 Cr in March 2025. Other income also demonstrated resilience, growing from ₹3,883 Cr in March 2023 to ₹6,157 Cr in March 2025. This consistent revenue growth positions Yes Bank favourably within the competitive banking landscape, reflecting its recovery and focus on enhancing its operational capabilities.
Profitability and Efficiency Metrics
Yes Bank’s profitability metrics showed signs of improvement, with a net profit of ₹2,837 Cr for the TTM, up from ₹736 Cr in March 2023. The bank’s earnings per share (EPS) rose to ₹0.91, indicating better profitability per share for investors. The return on equity (ROE) stood at 5.46%, showcasing a modest return on shareholders’ investments. However, the financing profit remained negative, at ₹-2,439 Cr for March 2025, indicating challenges in managing interest expenses relative to income. The net profit margin improved to 7.91% in March 2025, up from 3.24% in March 2023, suggesting better expense control. The cost-to-income ratio of 71.41% indicates that a significant portion of income is consumed by operational costs, which is relatively high compared to typical sector benchmarks, suggesting a need for further efficiency improvements.
Balance Sheet Strength and Financial Ratios
The balance sheet of Yes Bank demonstrates a robust capital position, with total assets reaching ₹430,161 Cr as of September 2025. The bank’s reserves grew to ₹42,993 Cr, indicating a strong foundation for future growth. The equity capital increased from ₹5,751 Cr in March 2023 to ₹6,271 Cr in March 2025. The bank reported a book value per share of ₹15.26, signaling a solid asset base relative to its market price. The net interest margin stood at 2.10, showing a favorable spread between interest earned and interest paid. However, the gross non-performing assets (NPA) ratio remained a concern, although it improved to 1.60% by September 2025 from 12.90% in September 2022, reflecting effective asset quality management. The bank’s current financial ratios, including a price-to-book value of 1.11, indicate that the market is valuing the stock at a premium compared to its book value, which can be seen as a positive signal from investors.
Shareholding Pattern and Investor Confidence
Yes Bank’s shareholding pattern reflects significant institutional interest, with foreign institutional investors (FIIs) holding 44.95% of shares as of September 2025, up from 23.24% in December 2022. Domestic institutional investors (DIIs) accounted for 20.79% of the shareholding, demonstrating a stable investor base. The public shareholding stood at 34.24%, reflecting a diverse ownership structure. The increase in FII participation suggests growing confidence in Yes Bank’s recovery trajectory and operational strategies. However, the declining trend in DII holdings from 38.19% in December 2022 to 20.79% in September 2025 raises questions about domestic institutional sentiment. The number of shareholders has remained stable at approximately 62,57,303, indicating sustained retail investor interest, which is crucial for long-term stability and growth.
Outlook, Risks, and Final Insight
The outlook for Yes Bank appears cautiously optimistic, bolstered by improving profitability and a stronger balance sheet. The bank’s ability to maintain its momentum in revenue growth while addressing financing profit challenges will be critical. Key strengths include a robust increase in institutional investor confidence and improved asset quality metrics. However, risks remain, particularly the high cost-to-income ratio and persistent negative financing profit, which could hinder overall profitability. Additionally, fluctuations in the economic environment and regulatory changes pose potential challenges. The bank must navigate these risks effectively to sustain its growth trajectory. Overall, while Yes Bank shows signs of recovery, ongoing strategic management and operational efficiency will be vital for achieving long-term stability and performance in the competitive banking sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,103 Cr. | 253 | 345/180 | 26.2 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,353 Cr. | 26.2 | 43.0/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,202 Cr. | 265 | 331/250 | 8.89 | 307 | 1.51 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 67,524 Cr. | 21.5 | 24.3/16.0 | 23.8 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,280 Cr. | 53.0 | 56.3/30.8 | 24.6 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 162,105.78 Cr | 416.03 | 18.34 | 241.49 | 0.60% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,475 | 5,874 | 6,218 | 6,445 | 6,714 | 6,989 | 7,458 | 7,725 | 7,737 | 7,833 | 7,623 | 7,605 | 7,389 |
| Interest | 3,487 | 3,908 | 4,117 | 4,449 | 4,794 | 4,975 | 5,309 | 5,486 | 5,544 | 5,617 | 5,352 | 5,235 | 5,093 |
| Expenses | 2,703 | 3,006 | 2,881 | 2,726 | 2,883 | 2,948 | 3,340 | 2,820 | 2,984 | 2,969 | 3,080 | 3,110 | 3,129 |
| Financing Profit | -716 | -1,041 | -780 | -730 | -962 | -934 | -1,191 | -580 | -791 | -753 | -809 | -740 | -833 |
| Financing Margin % | -13% | -18% | -13% | -11% | -14% | -13% | -16% | -8% | -10% | -10% | -11% | -10% | -11% |
| Other Income | 931 | 1,113 | 1,055 | 1,192 | 1,267 | 1,255 | 1,642 | 1,271 | 1,488 | 1,583 | 1,815 | 1,825 | 1,724 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 215 | 72 | 275 | 462 | 304 | 320 | 451 | 691 | 697 | 830 | 1,006 | 1,085 | 891 |
| Tax % | 25% | 24% | 25% | 25% | 25% | 24% | -4% | 25% | 19% | 25% | 26% | 25% | 25% |
| Net Profit | 160 | 55 | 206 | 347 | 229 | 243 | 467 | 516 | 567 | 619 | 745 | 809 | 664 |
| EPS in Rs | 0.06 | 0.02 | 0.07 | 0.12 | 0.08 | 0.08 | 0.16 | 0.16 | 0.18 | 0.20 | 0.24 | 0.26 | 0.21 |
| Gross NPA % | 12.90% | 2.00% | 2.20% | 2.00% | 2.00% | 2.00% | 1.70% | 1.70% | 1.60% | 1.60% | 1.60% | 1.60% | 1.60% |
| Net NPA % | 3.60% | 1.00% | 0.83% | 1.00% | 0.90% | 0.90% | 0.60% | 0.50% | 0.50% | 0.50% | 0.30% | 0.30% | 0.30% |
Last Updated: December 28, 2025, 12:03 pm
Below is a detailed analysis of the quarterly data for Yes Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 5,093.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 5,235.00 Cr. (Jun 2025) to 5,093.00 Cr., marking a decrease of 142.00 Cr..
- For Expenses, as of Sep 2025, the value is 3,129.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,110.00 Cr. (Jun 2025) to 3,129.00 Cr., marking an increase of 19.00 Cr..
- For Other Income, as of Sep 2025, the value is 1,724.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,825.00 Cr. (Jun 2025) to 1,724.00 Cr., marking a decrease of 101.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 891.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,085.00 Cr. (Jun 2025) to 891.00 Cr., marking a decrease of 194.00 Cr..
- For Tax %, as of Sep 2025, the value is 25.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 25.00%.
- For Net Profit, as of Sep 2025, the value is 664.00 Cr.. The value appears to be declining and may need further review. It has decreased from 809.00 Cr. (Jun 2025) to 664.00 Cr., marking a decrease of 145.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.21. The value appears to be declining and may need further review. It has decreased from 0.26 (Jun 2025) to 0.21, marking a decrease of 0.05.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:22 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9,981 | 11,572 | 13,533 | 16,425 | 20,269 | 29,624 | 26,052 | 20,039 | 19,019 | 22,702 | 27,606 | 30,919 | 30,450 |
| Interest | 7,265 | 8,083 | 8,965 | 10,627 | 12,529 | 19,811 | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 | 21,998 | 21,297 |
| Expenses | 2,055 | 2,548 | 3,429 | 4,790 | 6,595 | 11,834 | 39,246 | 14,937 | 8,058 | 10,371 | 11,350 | 11,360 | 12,288 |
| Financing Profit | 662 | 940 | 1,139 | 1,008 | 1,144 | -2,021 | -32,452 | -7,509 | -1,568 | -2,468 | -3,272 | -2,439 | -3,135 |
| Financing Margin % | 7% | 8% | 8% | 6% | 6% | -7% | -125% | -37% | -8% | -11% | -12% | -8% | -10% |
| Other Income | 1,722 | 2,048 | 2,729 | 4,218 | 5,293 | 4,675 | 11,956 | 3,107 | 3,405 | 3,883 | 5,355 | 6,157 | 6,947 |
| Depreciation | 64 | 86 | 112 | 173 | 232 | 305 | 342 | 360 | 403 | 433 | 546 | 493 | 0 |
| Profit before tax | 2,320 | 2,902 | 3,756 | 5,053 | 6,205 | 2,349 | -20,838 | -4,762 | 1,434 | 981 | 1,538 | 3,224 | 3,812 |
| Tax % | 31% | 31% | 33% | 34% | 32% | 27% | -21% | -27% | 26% | 25% | 16% | 24% | |
| Net Profit | 1,611 | 1,997 | 2,530 | 3,340 | 4,233 | 1,709 | -16,433 | -3,489 | 1,064 | 736 | 1,285 | 2,447 | 2,837 |
| EPS in Rs | 8.94 | 9.56 | 12.03 | 14.63 | 18.38 | 7.38 | -13.09 | -1.39 | 0.42 | 0.26 | 0.45 | 0.78 | 0.91 |
| Dividend Payout % | 18% | 19% | 17% | 16% | 15% | 27% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 23.96% | 26.69% | 32.02% | 26.74% | -59.63% | -1061.56% | 78.77% | 130.50% | -30.83% | 74.59% | 90.43% |
| Change in YoY Net Profit Growth (%) | 0.00% | 2.73% | 5.33% | -5.28% | -86.36% | -1001.93% | 1140.32% | 51.73% | -161.32% | 105.42% | 15.84% |
Yes Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 3% |
| 3 Years: | 18% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 17% |
| 3 Years: | 32% |
| TTM: | 88% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -18% |
| 5 Years: | 7% |
| 3 Years: | 7% |
| 1 Year: | -13% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 1% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 1:56 pm
Balance Sheet
Last Updated: December 4, 2025, 2:14 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 361 | 418 | 421 | 456 | 461 | 463 | 2,510 | 5,011 | 5,011 | 5,751 | 5,754 | 6,271 | 6,274 |
| Reserves | 6,755 | 11,248 | 13,342 | 21,583 | 25,292 | 26,424 | 19,185 | 28,127 | 28,688 | 34,967 | 36,402 | 41,562 | 42,993 |
| Deposits | 74,186 | 91,159 | 111,704 | 142,857 | 200,689 | 227,558 | 105,311 | 162,846 | 197,063 | 217,382 | 266,230 | 284,420 | 296,271 |
| Borrowing | 21,314 | 26,220 | 31,659 | 38,607 | 74,894 | 108,424 | 113,790 | 63,949 | 72,340 | 77,754 | 80,508 | 71,971 | 62,651 |
| Other Liabilities | 6,390 | 7,098 | 8,117 | 11,556 | 11,115 | 17,990 | 17,036 | 13,660 | 15,476 | 19,350 | 17,469 | 19,892 | 21,971 |
| Total Liabilities | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 | 430,161 |
| Fixed Assets | 277 | 296 | 414 | 612 | 765 | 778 | 730 | 2,096 | 2,016 | 2,156 | 2,509 | 2,872 | 3,169 |
| CWIP | 20 | 26 | 60 | 75 | 72 | 51 | 294 | 63 | 125 | 296 | 357 | 206 | 0 |
| Investments | 40,933 | 43,193 | 48,788 | 49,982 | 68,293 | 89,329 | 43,748 | 43,115 | 51,754 | 76,749 | 89,997 | 84,725 | 82,821 |
| Other Assets | 67,775 | 92,628 | 115,980 | 164,391 | 243,319 | 290,701 | 213,061 | 228,320 | 264,683 | 276,003 | 313,499 | 336,313 | 344,170 |
| Total Assets | 109,005 | 136,143 | 165,243 | 215,060 | 312,450 | 380,860 | 257,832 | 273,593 | 318,578 | 355,204 | 406,362 | 424,116 | 430,161 |
Below is a detailed analysis of the balance sheet data for Yes Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 6,274.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,271.00 Cr. (Mar 2025) to 6,274.00 Cr., marking an increase of 3.00 Cr..
- For Reserves, as of Sep 2025, the value is 42,993.00 Cr.. The value appears strong and on an upward trend. It has increased from 41,562.00 Cr. (Mar 2025) to 42,993.00 Cr., marking an increase of 1,431.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 21,971.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19,892.00 Cr. (Mar 2025) to 21,971.00 Cr., marking an increase of 2,079.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 430,161.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 424,116.00 Cr. (Mar 2025) to 430,161.00 Cr., marking an increase of 6,045.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 3,169.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,872.00 Cr. (Mar 2025) to 3,169.00 Cr., marking an increase of 297.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 206.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 206.00 Cr..
- For Investments, as of Sep 2025, the value is 82,821.00 Cr.. The value appears to be declining and may need further review. It has decreased from 84,725.00 Cr. (Mar 2025) to 82,821.00 Cr., marking a decrease of 1,904.00 Cr..
- For Other Assets, as of Sep 2025, the value is 344,170.00 Cr.. The value appears strong and on an upward trend. It has increased from 336,313.00 Cr. (Mar 2025) to 344,170.00 Cr., marking an increase of 7,857.00 Cr..
- For Total Assets, as of Sep 2025, the value is 430,161.00 Cr.. The value appears strong and on an upward trend. It has increased from 424,116.00 Cr. (Mar 2025) to 430,161.00 Cr., marking an increase of 6,045.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -72.00 | -89.00 | -108.00 | -138.00 | -194.00 | -216.00 | -66.00 | -148.00 | -189.00 | -207.00 | -255.00 | -273.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 25% | 21% | 20% | 19% | 18% | 6% | -68% | -13% | 3% | 2% | 3% | 5% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Tata Arbitrage Fund | 50,382,000 | 0.57 | 115.53 | N/A | N/A | N/A |
| UTI Arbitrage Fund | 26,092,900 | 0.56 | 59.83 | 25,813,000 | 2025-12-15 00:59:53 | 1.08% |
| Baroda BNP Paribas Mid Cap Fund | 15,000,000 | 1.48 | 34.4 | N/A | N/A | N/A |
| DSP Arbitrage Fund | 11,196,000 | 0.39 | 25.67 | N/A | N/A | N/A |
| Baroda BNP Paribas Aggressive Hybrid Fund | 6,480,000 | 1.16 | 14.86 | N/A | N/A | N/A |
| Baroda BNP Paribas Multi Asset Fund | 5,760,000 | 1.02 | 13.21 | N/A | N/A | N/A |
| Baroda BNP Paribas Business Cycle Fund | 3,600,000 | 1.4 | 8.25 | N/A | N/A | N/A |
| NJ Balanced Advantage Fund | 2,270,300 | 0.14 | 5.21 | N/A | N/A | N/A |
| Axis Equity Savings Fund | 1,555,000 | 0.38 | 3.57 | N/A | N/A | N/A |
| Edelweiss Equity Savings Fund | 1,368,400 | 0.28 | 3.14 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 0.79 | 0.45 | 0.28 | 0.42 | -1.65 |
| Diluted EPS (Rs.) | 0.78 | 0.44 | 0.28 | 0.42 | -1.65 |
| Cash EPS (Rs.) | 0.93 | 0.63 | 0.40 | 0.58 | -1.25 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 15.26 | 14.65 | 14.16 | 13.45 | 13.23 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 15.26 | 14.65 | 14.16 | 13.45 | 13.23 |
| Operating Revenue / Share (Rs.) | 9.86 | 9.60 | 7.89 | 7.59 | 8.00 |
| Net Profit / Share (Rs.) | 0.78 | 0.44 | 0.25 | 0.42 | -1.39 |
| Net Profit After MI / Share (Rs.) | 0.78 | 0.44 | 0.25 | 0.42 | -1.39 |
| Net Profit Margin (%) | 7.91 | 4.65 | 3.24 | 5.59 | -17.41 |
| Net Profit After MI And SOA Nargin (%) | 7.91 | 4.65 | 3.24 | 5.59 | -17.41 |
| Operating Profit Margin (%) | 16.22 | 9.56 | 6.11 | 10.75 | -32.11 |
| Return On Assets (%) | 0.57 | 0.31 | 0.20 | 0.33 | -1.27 |
| Return On Equity / Networth (%) | 5.11 | 3.04 | 1.80 | 3.15 | -10.52 |
| Net Interest Margin (X) | 2.10 | 1.98 | 2.22 | 2.03 | 2.71 |
| Cost To Income (%) | 71.41 | 74.50 | 73.38 | 70.55 | 54.46 |
| Interest Income / Total Assets (%) | 7.29 | 6.79 | 6.39 | 5.96 | 7.32 |
| Non-Interest Income / Total Assets (%) | 1.45 | 1.31 | 1.16 | 1.06 | 1.25 |
| Operating Profit / Total Assets (%) | -0.87 | -1.00 | -0.95 | -0.73 | -2.53 |
| Operating Expenses / Total Assets (%) | 2.53 | 2.46 | 2.48 | 2.19 | 2.16 |
| Interest Expenses / Total Assets (%) | 5.18 | 4.80 | 4.16 | 3.93 | 4.60 |
| Enterprise Value (Rs.Cr.) | 394088.44 | 395339.39 | 325548.03 | 291128.03 | 259067.88 |
| EV Per Net Sales (X) | 12.75 | 14.32 | 14.34 | 15.31 | 12.93 |
| Price To Book Value (X) | 1.11 | 1.58 | 1.06 | 0.91 | 1.18 |
| Price To Sales (X) | 1.71 | 2.42 | 1.91 | 1.62 | 1.95 |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.04 | 0.01 | 0.01 | 0.03 | -0.08 |
After reviewing the key financial ratios for Yes Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 0.79. This value is below the healthy minimum of 5. It has increased from 0.45 (Mar 24) to 0.79, marking an increase of 0.34.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 5. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.93. This value is below the healthy minimum of 3. It has increased from 0.63 (Mar 24) to 0.93, marking an increase of 0.30.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.26. It has increased from 14.65 (Mar 24) to 15.26, marking an increase of 0.61.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.78. This value is below the healthy minimum of 2. It has increased from 0.44 (Mar 24) to 0.78, marking an increase of 0.34.
- For Net Profit Margin (%), as of Mar 25, the value is 7.91. This value is within the healthy range. It has increased from 4.65 (Mar 24) to 7.91, marking an increase of 3.26.
- For Return On Assets (%), as of Mar 25, the value is 0.57. This value is below the healthy minimum of 5. It has increased from 0.31 (Mar 24) to 0.57, marking an increase of 0.26.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Yes Bank Ltd:
- Net Profit Margin: 7.91%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 23.8 (Industry average Stock P/E: 18.34)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 7.91%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | YES BANK House, Off Western Express Highway, Mumbai Maharashtra 400055 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rama Subramaniam Gandhi | Part Time Chairman & Independent Director |
| Mr. Prashant Kumar | Managing Director & CEO |
| Dr. Rajan Pental | Executive Director |
| Mr. Manish Jain | Executive Director |
| Mr. Atul Malik | Independent Director |
| Mr. Sharad Sharma | Independent Director |
| Mr. Sanjay Kumar Khemani | Independent Director |
| Mr. Sadashiv Srinivas Rao | Independent Director |
| Ms. Nandita Gurjar | Independent Director |
| Ms. Rekha Murthy | Independent Director |
| Mr. Thekepat Keshav Kumar | Nominee Director |
| Mr. Sandeep Tewari | Nominee Director |
| Mr. Shivakumar Dega | Nominee Director |
FAQ
What is the intrinsic value of Yes Bank Ltd?
Yes Bank Ltd's intrinsic value (as of 27 December 2025) is 16.65 which is 22.56% lower the current market price of 21.50, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 67,524 Cr. market cap, FY2025-2026 high/low of 24.3/16.0, reserves of ₹42,993 Cr, and liabilities of 430,161 Cr.
What is the Market Cap of Yes Bank Ltd?
The Market Cap of Yes Bank Ltd is 67,524 Cr..
What is the current Stock Price of Yes Bank Ltd as on 27 December 2025?
The current stock price of Yes Bank Ltd as on 27 December 2025 is 21.5.
What is the High / Low of Yes Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Yes Bank Ltd stocks is 24.3/16.0.
What is the Stock P/E of Yes Bank Ltd?
The Stock P/E of Yes Bank Ltd is 23.8.
What is the Book Value of Yes Bank Ltd?
The Book Value of Yes Bank Ltd is 15.7.
What is the Dividend Yield of Yes Bank Ltd?
The Dividend Yield of Yes Bank Ltd is 0.00 %.
What is the ROCE of Yes Bank Ltd?
The ROCE of Yes Bank Ltd is 6.36 %.
What is the ROE of Yes Bank Ltd?
The ROE of Yes Bank Ltd is 5.46 %.
What is the Face Value of Yes Bank Ltd?
The Face Value of Yes Bank Ltd is 2.00.