Haryana Capfin Ltd: Intrinsic Value & Share Price Analysis

Q: What is the current share price and 52-week range of Haryana Capfin Ltd?

Haryana Capfin Ltd is trading at 136.00 as of 20 April 2026, with a FY2026-2027 high of 233 and low of 119. The stock is currently near its 52-week low. Market cap stands at 70.6 Cr..

Q: Is Haryana Capfin Ltd financially healthy?

Key indicators: ROCE of 1.88 % is on the lower side. Dividend yield is 0.00 %.

Q: Is Haryana Capfin Ltd profitable and how is the profit trend?

Haryana Capfin Ltd reported a net profit of 5 Cr in Mar 2025 on revenue of 8 Cr. Compared to 1 Cr in Mar 2022, the net profit shows an improving trend.

Fair Value

₹101.81Overvalued by 25.14%vs CMP ₹136.00

P/E (15.1) × ROE (1.4%) × BV (₹586.00) × DY (2.00%)

₹188.39Undervalued by 38.52%vs CMP ₹136.00

MoS: +27.8% (Adequate)Confidence: 43/100 (Low)Models: 3 Under, 2 Fair, 4 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹136.30	23%	Fair (+0.2%)
Graham Number	Earnings	₹344.29	17%	Under (+153.2%)
Earnings Power	Earnings	₹48.35	11%	Over (-64.4%)
DCF	Cash Flow	₹221.18	11%	Under (+62.6%)
Net Asset Value	Assets	₹588.27	7%	Under (+332.6%)
EV/EBITDA	Enterprise	₹133.50	9%	Fair (-1.8%)
Earnings Yield	Earnings	₹89.90	7%	Over (-33.9%)
ROCE Capital	Returns	₹53.43	7%	Over (-60.7%)
Revenue Multiple	Revenue	₹21.76	6%	Over (-84%)
Consensus (9 models)		₹188.39	100%	Undervalued

Key Drivers: EPS CAGR 33.9% lifts DCF — verify sustainability. | ROE 1.4% is below cost of equity.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 33.9%

*Investments are subject to market risks

Analyst Summary

Haryana Capfin Ltd operates in the Finance & Investments segment, NSE: HARYNACAP | BSE: 532855, current market price is ₹136.00, market cap is 70.6 Cr.. At a glance, stock P/E is 15.1, ROE is 1.41 %, ROCE is 1.88 %, book value is 586, dividend yield is 0.00 %. The latest intrinsic value estimate is ₹188.39, which is about 38.5% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹8 Cr versus the prior period change of 71.5%, while latest net profit is about ₹5 Cr with a prior-period change of 85.1%. This analysis page also carries profit and loss, shareholding pattern, ratio panels data, which improves the depth of the template beyond a thin price-only snapshot. The 52-week range shown on this page is 233/119, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisHaryana Capfin Ltd. is a Public Limited Listed company incorporated on 09/09/1998 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L27209MH1998PLC236139 and registration number is 236139. Currently Company is invo…

This summary is generated from the stock page data available for Haryana Capfin Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

Haryana Capfin Ltd scores 46/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health54/100 · Moderate

ROCE 1.9% WeakROE 1.4% WeakD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent

Smart Money50/100 · Moderate

FII holding stable No changePromoter holding at 70.8% Stable

Earnings Quality55/100 · Moderate

OPM expanding (74% → 89%) ImprovingWorking capital: 468 days Capital intensive

Quarterly Momentum15/100 · Weak

Revenue (4Q): -9% YoY DecliningProfit (4Q): -8% YoY DecliningOPM: -160.0% (down 232.0% YoY) Margin pressure

Industry Rank55/100 · Moderate

P/E 15.1 vs industry 98.5 Cheaper than peersROCE 1.9% vs industry 21.7% Below peersROE 1.4% vs industry 14.2% Below peers3Y sales CAGR: 54% High growth

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:46 am

Market Cap	70.6 Cr.
Current Price	136
Intrinsic Value	₹188.39
High / Low	233/119
Stock P/E	15.1
Book Value	586
Dividend Yield	0.00 %
ROCE	1.88 %
ROE	1.41 %
Face Value	10.0
PEG Ratio	0.45

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Haryana Capfin Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Haryana Capfin Ltd	70.6 Cr.	136	233/119	15.1	586	0.00 %	1.88 %	1.41 %	10.0
MAS Financial Services Ltd	5,321 Cr.	293	355/226	15.0	155	0.58 %	11.3 %	14.1 %	10.0
Elcid Investments Ltd	1,830 Cr.	91,519	1,46,500/87,400	14.1	5,40,874	0.03 %	1.98 %	1.47 %	10.0
Geojit Financial Services Ltd	1,595 Cr.	57.1	94.8/50.9	16.1	41.8	2.63 %	18.8 %	16.8 %	1.00
Mahindra & Mahindra Financial Services Ltd	40,267 Cr.	290	412/232	16.3	178	2.24 %	8.77 %	10.9 %	2.00
Industry Average	6,725.79 Cr	1,029.64		98.51	4,364.49	0.43%	21.71%	14.20%	7.23

All Competitor Stocks of Haryana Capfin Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Sales	0.30	0.47	0.37	3.24	0.41	0.36	0.42	6.13	0.50	0.45	0.23	6.05	0.05
Expenses	0.13	0.18	0.17	0.12	0.13	0.19	0.17	0.14	0.14	0.16	0.17	0.14	0.13
Operating Profit	0.17	0.29	0.20	3.12	0.28	0.17	0.25	5.99	0.36	0.29	0.06	5.91	-0.08
OPM %	56.67%	61.70%	54.05%	96.30%	68.29%	47.22%	59.52%	97.72%	72.00%	64.44%	26.09%	97.69%	-160.00%
Other Income	0.00	0.00	0.00	0.00	0.02	0.00	0.00	0.03	0.00	0.00	0.00	0.00	0.00
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.17	0.29	0.20	3.12	0.30	0.17	0.25	6.02	0.36	0.29	0.06	5.91	-0.08
Tax %	29.41%	27.59%	25.00%	25.32%	23.33%	29.41%	24.00%	25.08%	33.33%	3.45%	16.67%	25.04%	-37.50%
Net Profit	0.11	0.21	0.15	2.33	0.23	0.12	0.19	4.51	0.24	0.28	0.04	4.42	-0.06
EPS in Rs	0.21	0.40	0.29	4.47	0.44	0.23	0.36	8.66	0.46	0.54	0.08	8.49	-0.12

Last Updated: March 3, 2026, 9:18 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 7:05 am

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	2.09	2.25	2.02	1.37	2.12	2.62	2.54	1.75	2.07	2.74	4.39	7.53	6.78
Expenses	0.14	0.35	0.40	0.39	0.48	0.53	0.54	0.60	0.61	0.61	0.61	0.60	0.60
Operating Profit	1.95	1.90	1.62	0.98	1.64	2.09	2.00	1.15	1.46	2.13	3.78	6.93	6.18
OPM %	93.30%	84.44%	80.20%	71.53%	77.36%	79.77%	78.74%	65.71%	70.53%	77.74%	86.10%	92.03%	91.15%
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	1.95	1.90	1.62	0.98	1.64	2.09	2.00	1.15	1.46	2.13	3.78	6.93	6.18
Tax %	6.15%	5.26%	6.17%	8.16%	4.27%	4.78%	3.50%	26.96%	25.34%	26.29%	25.40%	24.53%
Net Profit	1.84	1.79	1.52	0.89	1.57	1.99	1.94	0.84	1.09	1.57	2.82	5.22	4.68
EPS in Rs	3.53	3.44	2.92	1.71	3.01	3.82	3.72	1.61	2.09	3.01	5.41	10.02	8.99
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	-2.72%	-15.08%	-41.45%	76.40%	26.75%	-2.51%	-56.70%	29.76%	44.04%	79.62%	85.11%
Change in YoY Net Profit Growth (%)	0.00%	-12.37%	-26.36%	117.85%	-49.65%	-29.26%	-54.19%	86.46%	14.27%	35.58%	5.49%

Haryana Capfin Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

No data available for the compounded sales growth chart.

Balance Sheet

Last Updated: December 4, 2025, 3:01 am

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	5.21	5.21	5.21	5.21	5.21	5.21	5.21	5.21	5.21	5.21	5.21	5.21	5.21
Reserves	25.78	27.57	29.08	29.98	31.55	128.13	62.44	85.13	142.40	176.61	395.34	332.20	300.17
Borrowings	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Liabilities	0.03	0.08	0.08	0.09	0.12	25.36	7.55	14.77	32.83	46.60	119.26	96.33	84.45
Total Liabilities	31.02	32.86	34.37	35.28	36.88	158.70	75.20	105.11	180.44	228.42	519.81	433.74	389.83
Fixed Assets	0.29	0.31	0.31	0.31	0.31	0.30	0.30	0.30	0.30	0.30	0.30	0.29	0.29
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	25.57	25.82	25.62	26.17	27.38	146.87	60.99	89.06	162.71	210.00	498.01	431.71	389.24
Other Assets	5.16	6.73	8.44	8.80	9.19	11.53	13.91	15.75	17.43	18.12	21.50	1.74	0.30
Total Assets	31.02	32.86	34.37	35.28	36.88	158.70	75.20	105.11	180.44	228.42	519.81	433.74	389.83

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	-0.13	0.21	-0.21	0.59	1.19	-0.07	-0.34	-0.63	-0.22	44.61	-1.51	-2.18
Cash from Investing Activity +	0.00	-0.27	0.20	-0.55	-1.21	0.08	0.34	0.64	0.19	-44.52	1.51	2.21
Cash from Financing Activity +	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Cash Flow	-0.13	-0.05	-0.01	0.04	-0.02	0.01	0.00	0.01	-0.03	0.08	0.00	0.04
Free Cash Flow	-0.13	0.19	-0.21	0.59	1.19	-0.07	-0.34	-0.63	-0.22	44.61	-1.51	-2.18
CFO/OP	-2%	17%	-5%	73%	71%	-2%	-8%	-26%	12%	2,112%	-15%	-8%

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	1.95	1.90	1.62	0.98	1.64	2.09	2.00	1.15	1.46	2.13	3.78	6.93

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.42
Inventory Days
Days Payable
Cash Conversion Cycle	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.42
Working Capital Days	878.44	1,073.91	1,510.59	2,307.23	1,556.42	-2.79	5.75	6.26	3.53	-26.64	-20.79	468.25
ROCE %	6.48%	5.96%	4.83%	2.82%	4.56%	2.46%	1.99%	1.46%	1.23%	1.29%	1.30%	1.88%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	70.79%	70.79%	70.79%	70.79%	70.79%	70.79%	70.79%	70.79%	70.79%	70.79%	70.79%	70.79%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.81%	0.81%	0.81%	0.81%	0.81%
DIIs	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%
Public	29.21%	29.21%	29.22%	29.21%	29.21%	29.22%	29.21%	28.40%	28.40%	28.40%	28.40%	28.41%
No. of Shareholders	3,458	3,424	3,439	3,473	3,431	3,518	3,590	4,274	4,410	4,365	4,321	4,293

Shareholding Pattern Chart

No. of Shareholders

Haryana Capfin Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	10.02	5.41	3.05	2.10	1.61
Diluted EPS (Rs.)	10.02	5.41	3.05	2.10	1.61
Cash EPS (Rs.)	10.03	5.41	3.06	2.10	1.61
Book Value[Excl.RevalReserv]/Share (Rs.)	647.78	768.99	349.06	283.39	173.44
Book Value[Incl.RevalReserv]/Share (Rs.)	647.78	768.99	349.06	283.39	173.44
Revenue From Operations / Share (Rs.)	14.46	8.43	5.30	3.97	3.21
PBDIT / Share (Rs.)	13.30	7.26	4.13	2.81	2.21
PBIT / Share (Rs.)	13.30	7.25	4.13	2.81	2.21
PBT / Share (Rs.)	13.30	7.25	4.13	2.81	2.21
Net Profit / Share (Rs.)	10.02	5.41	3.05	2.10	1.61
PBDIT Margin (%)	91.99	86.10	77.92	70.89	68.78
PBIT Margin (%)	91.97	86.06	77.85	70.80	68.67
PBT Margin (%)	91.97	86.06	77.85	70.79	68.65
Net Profit Margin (%)	69.33	64.16	57.54	52.91	50.13
Return on Networth / Equity (%)	1.54	0.70	0.87	0.74	0.92
Return on Capital Employeed (%)	1.59	0.72	0.93	0.81	1.09
Return On Assets (%)	1.20	0.54	0.69	0.60	0.79
Asset Turnover Ratio (%)	0.01	0.01	0.01	0.01	0.01
Interest Coverage Ratio (X)	0.00	0.00	0.00	7323.50	3252.60
Interest Coverage Ratio (Post Tax) (X)	0.00	0.00	0.00	5467.00	2371.79
Enterprise Value (Cr.)	94.12	81.84	26.78	28.79	16.10
EV / Net Operating Revenue (X)	12.50	18.64	9.69	13.93	9.62
EV / EBITDA (X)	13.59	21.64	12.44	19.66	13.98
MarketCap / Net Operating Revenue (X)	12.52	18.66	9.73	13.94	9.65
Price / BV (X)	0.27	0.20	0.14	0.19	0.17
Price / Net Operating Revenue (X)	12.52	18.66	9.73	13.94	9.65
EarningsYield	0.05	0.03	0.05	0.03	0.05

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Haryana Capfin Ltd. is a Public Limited Listed company incorporated on 09/09/1998 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L27209MH1998PLC236139 and registration number is 236139. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 7.53 Cr. and Equity Capital is Rs. 5.21 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Finance & Investments	Pipe Nagar, Village Sukeli, N.H. 17, Raigad District Maharashtra 402126	Contact not found

Management
Name	Position Held
Mrs. Shruti Raghav Jindal	Whole Time Director
Mr. Vijay Kaushik	Director
Mr. Ajay Kumar Gupta	Director
Mr. Saket Jindal	Director

FAQ

What is the intrinsic value of Haryana Capfin Ltd and is it undervalued?

As of 20 April 2026, Haryana Capfin Ltd's intrinsic value is ₹188.39, which is 38.52% higher than the current market price of ₹136.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (1.41 %), book value (₹586), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Haryana Capfin Ltd?

Haryana Capfin Ltd is trading at ₹136.00 as of 20 April 2026, with a FY2026-2027 high of ₹233 and low of ₹119. The stock is currently near its 52-week low. Market cap stands at ₹70.6 Cr..

How does Haryana Capfin Ltd's P/E ratio compare to its industry?

Haryana Capfin Ltd has a P/E ratio of 15.1, which is below the industry average of 98.51. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Haryana Capfin Ltd financially healthy?

Key indicators for Haryana Capfin Ltd: ROCE of 1.88 % is on the lower side compared to the industry average of 21.71%; ROE of 1.41 % is below ideal levels (industry average: 14.20%). Dividend yield is 0.00 %.

Is Haryana Capfin Ltd profitable and how is the profit trend?

Haryana Capfin Ltd reported a net profit of ₹5 Cr in Mar 2025 on revenue of ₹8 Cr. Compared to ₹1 Cr in Mar 2022, the net profit shows an improving trend.

Does Haryana Capfin Ltd pay dividends?

Haryana Capfin Ltd has a dividend yield of 0.00 % at the current price of ₹136.00. The company is currently not paying meaningful dividends.