MAS Financial Services Ltd: Financial Statements & Historical Data

MAS Financial Services Ltd: Earnings grew faster than income in the quarter ending Jun 2026. Income rose 20.6% to ₹562 crore against Jun 2025. Net profit rose 26.4% to ₹110 crore against the same period a year earlier. Across the full year ending Mar 2026, income rose 25.0% and profit rose 19.7% against Mar 2025.

Calculated from the stored statements below · Reporting periods remain separate

COMPANY FINANCIAL DATA

Market snapshot

Stored figures, not live quotes. Price record: 14 October 2026, 6:57 pm +05:30. Financial reporting periods are shown in the tables below.

Stored share price266₹ per share

Reported P/E12.1Times

Book value per share164₹ per share

Reported ROCE11.3 %Reported return

Stored market and accounting figures

Price record: 14 October 2026, 6:57 pm +05:30. Not a live quote.

Measure	Stored figure
Market Cap	4,828 Cr.
Current Price	266
High / Low	359/261
Stock P/E	12.1
Book Value	164
Dividend Yield	0.75 %
ROCE	11.3 %
ROE	13.4 %
Face Value	10.0

Market cap is in ₹ crore; prices and per-share values are in ₹. P/E is a multiple; yield, ROCE and ROE are percentages. Book value is an accounting figure, not an estimate of the share's investment value.

Data sources and reporting basis

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

Different tables can have different reporting dates and accounting bases. Verify the company filings before comparing figures. Missing data is not treated as zero.

How Getaka handles sources, dates and corrections. Page revision dates describe the page, not the age of every financial figure.

DAILY STORED OBSERVATIONS

Share price history

₹ per share

Last stored price for each available date, not a live quote or an official closing-price series. Missing dates are not filled. Verify corporate-action adjustments against the source.

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EARNINGS

Quarterly performance

Jun 2026

Earnings grew faster than income in the quarter ending Jun 2026. Income rose 20.6% to ₹562 crore against Jun 2025. Net profit rose 26.4% to ₹110 crore against the same period a year earlier.

Sales, expenses & profits

₹ crore

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Quarterly statementAll reported figures · use a chart icon for peer comparison

Quarterly Chart Table

Metric	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	293	310	335	347	364	384	410	439	466	480	507	542	562
Interest	150	154	172	171	181	185	195	202	217	224	231	235	236
Expenses	66	76	76	83	86	95	106	124	132	134	143	170	176
Financing Profit	77	81	86	93	97	104	109	114	117	123	133	138	150
Financing Margin %	26%	26%	26%	27%	27%	27%	27%	26%	25%	26%	26%	25%	27%
Other Income	0	3	2	1	1	1	1	0	1	2	-4	3	-1
Depreciation	1	1	1	1	1	1	1	2	2	2	2	2	2
Profit before tax	77	83	87	94	97	104	108	112	116	123	127	139	148
Tax %	25%	25%	26%	25%	25%	25%	26%	26%	25%	26%	27%	25%	25%
Net Profit	58	62	64	70	73	78	80	83	87	91	93	104	110
EPS in Rs	3.47	3.73	3.88	4.23	3.95	4.23	4.38	4.54	4.71	4.98	5.08	5.68	5.98
Gross NPA %
Net NPA %

Last Updated: September 29, 2026, 7:03 pm

EARNINGS

Annual performance

Mar 2026

Income expanded faster than earnings in the year ending Mar 2026. Income rose 25.0% to ₹1,998 crore against Mar 2025. Net profit rose 19.7% to ₹376 crore against the same period a year earlier.

Sales, expenses & profits

₹ crore

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PER-SHARE EARNINGS

Earnings per share

Reported annual earnings per share use ₹ per share, while the earnings charts use ₹ crore. Changes in share count and corporate actions can affect the comparison between years.

Earnings per share

₹ per share

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Annual statementAll reported figures · use a chart icon for peer comparison

Profit & Loss Chart Table

Last Updated: October 14, 2026, 6:57 pm

Metric	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	238	309	365	477	605	710	627	690	989	1,289	1,599	1,998	2,092
Interest	113	142	165	187	225	299	286	340	498	650	770	913	926
Expenses	62	82	92	118	138	175	143	132	218	297	403	572	622
Financing Profit	63	85	107	171	242	236	198	218	273	342	425	513	544
Financing Margin %	26%	27%	29%	36%	40%	33%	32%	32%	28%	27%	27%	26%	26%
Other Income	0	-0	-0	-2	-2	-3	0	1	1	2	1	-1	1
Depreciation	1	1	1	2	2	3	3	2	3	4	6	7	8
Profit before tax	62	84	106	168	238	230	196	217	272	340	421	505	537
Tax %	34%	35%	35%	37%	35%	27%	26%	26%	24%	25%	25%	26%
Net Profit	41	55	69	105	155	168	146	161	206	254	314	376	399
EPS in Rs	3.33	4.52	5.32	6.41	9.36	10.21	8.80	9.71	12.39	15.31	17.11	20.46	21.72
Dividend Payout %	19%	20%	20%	19%	18%	26%	6%	10%	10%	23%	10%	10%

Year-on-year profit growth table

YoY Net Profit Growth

Year	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025	2025-2026
YoY Net Profit Growth (%)	34.15%	25.45%	52.17%	47.62%	8.39%	-13.10%	10.27%	27.95%	23.30%	23.62%	19.75%
Change in YoY Net Profit Growth (%)	0.00%	-8.69%	26.72%	-4.55%	-39.23%	-21.48%	23.37%	17.68%	-4.65%	0.32%	-3.88%

Growth

Compounded Sales Growth
10 Years:	21%
5 Years:	18%
3 Years:	32%
TTM:	25%

Compounded Profit Growth
10 Years:	23%
5 Years:	13%
3 Years:	25%
TTM:	22%

Stock Price CAGR
10 Years:	Not available
5 Years:	2%
3 Years:	8%
1 Year:	10%

Return on Equity
10 Years:	16%
5 Years:	14%
3 Years:	14%
Last Year:	14%

Last Updated: Unknown

CASH & FUNDING

Balance sheet

Compare reserves and borrowings across the same financial years. Reserves are an accounting balance, not available cash.

Reserves & borrowings

₹ crore

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Balance-sheet statementAll reported figures · use a chart icon for peer comparison

Balance Sheet Data Table

Last Updated: September 17, 2026, 2:00 am

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	16	16	43	55	55	55	55	55	55	164	181	181
Reserves	88	122	241	725	861	932	1,125	1,295	1,464	1,619	2,427	2,793
Borrowing	1,124	1,404	1,311	1,455	2,273	2,796	3,513	4,439	6,128	7,426	9,182	10,318
Other Liabilities	343	405	605	665	801	1,037	737	519	356	339	409	455
Total Liabilities	1,572	1,947	2,200	2,898	3,990	4,820	5,430	6,309	8,002	9,547	12,199	13,747
Fixed Assets	4	8	9	58	13	15	12	14	17	25	27	74
CWIP	0	0	0	0	46	48	50	52	58	70	92	127
Investments	0	0	0	0	0	5	202	493	791	726	1,526	972
Other Assets	1,567	1,938	2,191	2,840	3,932	4,752	5,166	5,750	7,136	8,726	10,554	12,573
Total Assets	1,572	1,947	2,200	2,898	3,990	4,820	5,430	6,309	8,002	9,547	12,199	13,747

CASH & FUNDING

Cash generation

Mar 2026

Operating activities used ₹1,787 crore in Mar 2026. Reported free cash flow for the same period was −₹1,878 crore. For a financial business, lending and deposit movements affect operating cash flow; an industrial-company cash-conversion rule would be inappropriate.

Operating & free cash flow

₹ crore

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Cash-flow statementAll reported figures · use a chart icon for peer comparison

Cash Flows

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity +	-267	-281	-164	-386	-468	196	-578	-805	-1,488	-1,366	-1,123	-1,787
Cash from Investing Activity +	-2	-3	-4	-49	14	4	-199	-820	-242	50	-828	467
Cash from Financing Activity +	303	251	34	438	802	448	719	923	1,684	1,290	2,187	1,095
Net Cash Flow	34	-32	-134	3	348	648	-59	-702	-46	-26	236	-225
Free Cash Flow	-268	-285	-168	-435	-470	192	-580	-811	-1,499	-1,388	-1,153	-1,878
CFO/OP	-139%	-111%	-47%	-92%	-85%	52%	-109%	-133%	-185%	-130%	-86%	-116%

Free cash flowAll reported figures · use a chart icon for peer comparison

Free Cash Flow Table

Free cash flow reported in the stored cash-flow statement (₹ Cr)
Period	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Free Cash Flow	-268.00	-285.00	-168.00	-435.00	-470.00	192.00	-580.00	-811.00	-1,499.00	-1,388.00	-1,153.00	-1,878.00

This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.

OPERATING CYCLE

Capital efficiency

Financial efficiency feed. Source: www.screener.in. The source URL identifies consolidated accounts. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Compare collection, inventory, payment and working-capital cycles together in days. Returns on capital and equity follow in a separate percentage chart.

Returns on capital & equity

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Efficiency tableAll reported figures · use a chart icon for peer comparison

Financial Efficiency Data Table

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
ROE %	49%	44%	45%	32%	20%	18%	18%	13%	13%	14%	15%	14%

SHAREHOLDERS

Ownership trends

Jun 2026

Promoters held 66.66% in Jun 2026. Their share was 0.03 percentage points higher than in Jun 2025. Ownership percentages can change through share issuance as well as transactions. Check exchange disclosures for the explanation and any pledging; the percentage alone is not evidence of investor conviction. FIIs held 3.69% in Jun 2026, 0.62 percentage points above their holding in Jun 2025. DIIs held 19.68% in Jun 2026, 0.31 percentage points below their holding in Jun 2025.

Shareholding comparison

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SHAREHOLDER PARTICIPATION

Shareholder count

Shareholders

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Ownership tableAll reported figures · use a chart icon for peer comparison

Shareholding Pattern

Month	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	73.72%	73.72%	73.72%	66.63%	66.63%	66.63%	66.63%	66.63%	66.63%	66.63%	66.66%	66.66%
FIIs	2.01%	1.63%	1.79%	3.58%	2.72%	3.02%	3.12%	3.07%	3.18%	3.13%	3.46%	3.69%
DIIs	8.57%	8.43%	14.42%	20.41%	20.23%	20.02%	20.13%	19.99%	20.15%	20.23%	20.04%	19.68%
Public	15.69%	16.21%	10.06%	9.38%	10.41%	10.34%	10.12%	10.32%	10.04%	10.01%	9.86%	9.97%
No. of Shareholders	28,999	31,514	44,544	45,415	50,510	51,148	49,599	46,496	43,237	42,016	40,107	39,685

Mutual fund holdingsReported fund ownership · Expand table

Mutual Fund Holdings Data Table

Fund Name	No of Shares	AUM (%)	Amount Invested (Cr)	Previous Number of Shares	Previous Date	Percentage Change
Nippon India Small Cap Fund	14,579,150	0.72	474.26	14,179,150	2026-02-23 02:50:36	2.82%
Bandhan Value Fund	2,500,000	0.8	81.33	N/A	N/A	N/A
Bandhan ELSS Tax Saver Fund	2,000,000	0.92	65.06	660,000	2025-12-08 01:21:14	203.03%
Bandhan Flexi Cap Fund	1,405,887	0.61	45.73	N/A	N/A	N/A
ICICI Prudential Banking and Financial Services	1,001,315	0.3	32.57	N/A	N/A	N/A
Bandhan Multi Cap Fund	810,000	0.94	26.35	N/A	N/A	N/A
Baroda BNP Paribas Small Cap Fund	800,000	2.23	26.02	N/A	N/A	N/A
Aditya Birla Sun Life Banking and Financial Services Fund	534,890	0.48	17.4	N/A	N/A	N/A
Aditya Birla Sun Life Bal Bhavishya Yojna	407,162	1.13	13.25	N/A	N/A	N/A
Bandhan Multi Asset Allocation Fund	400,000	0.44	13.01	N/A	N/A	N/A

ALTERNATE FEED

Financial ratios

Alternate ratio feed. Source: www.way2wealth.com. The accounting basis and ratio definitions require verification against the source. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Each card groups related ratios with the same unit. Reporting dates remain visible for every measure; the original ratio table follows the charts.

ALTERNATE RATIO FEED

Profitability ratios

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ALTERNATE RATIO FEED

Liquidity ratios

Multiple (×)

Liquidity ratios

Multiple (×)

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ALTERNATE RATIO FEED

Distributions & retention

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ALTERNATE RATIO FEED

Interest coverage

Multiple (×)

Interest coverage

Multiple (×)

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ALTERNATE RATIO FEED

Valuation multiples

Multiple (×)

Valuation multiples

Multiple (×)

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Supporting ratio tableAll reported figures · use a chart icon for peer comparison

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	17.48	15.31	37.18	29.14	26.41
Diluted EPS (Rs.)	17.48	15.31	37.18	29.14	26.41
Cash EPS (Rs.)	17.61	15.75	38.15	29.86	27.09
Book Value[Excl.RevalReserv]/Share (Rs.)	143.78	110.90	282.57	245.12	219.57
Book Value[Incl.RevalReserv]/Share (Rs.)	143.78	110.90	282.57	245.12	219.57
Revenue From Operations / Share (Rs.)	87.96	78.00	180.72	126.26	114.70
PBDIT / Share (Rs.)	65.55	60.41	140.94	101.94	88.45
PBIT / Share (Rs.)	65.24	60.15	140.44	101.56	87.98
PBT / Share (Rs.)	23.20	20.71	49.70	39.60	35.85
Net Profit / Share (Rs.)	17.30	15.49	37.65	29.48	26.62
NP After MI And SOA / Share (Rs.)	17.11	15.31	37.19	29.14	26.41
PBDIT Margin (%)	74.52	77.44	77.98	80.73	77.11
PBIT Margin (%)	74.17	77.11	77.71	80.43	76.70
PBT Margin (%)	26.37	26.55	27.49	31.36	31.25
Net Profit Margin (%)	19.67	19.85	20.83	23.34	23.21
NP After MI And SOA Margin (%)	19.44	19.62	20.57	23.08	23.02
Return on Networth / Equity (%)	11.89	14.08	13.38	12.09	12.23
Return on Capital Employeed (%)	44.20	53.60	31.47	29.16	29.18
Return On Assets (%)	2.54	2.62	2.53	2.52	2.65
Long Term Debt / Equity (X)	0.00	0.00	0.57	0.37	0.31
Total Debt / Equity (X)	3.51	4.17	4.04	3.37	2.98
Asset Turnover Ratio (%)	0.14	0.14	0.13	0.11	0.11
Current Ratio (X)	1.26	1.22	1.42	1.41	1.41
Quick Ratio (X)	1.26	1.22	1.42	1.41	1.41
Dividend Payout Ratio (NP) (%)	8.82	10.55	9.54	9.43	0.00
Dividend Payout Ratio (CP) (%)	8.67	10.38	9.41	9.31	0.00
Earning Retention Ratio (%)	91.18	89.45	90.46	90.57	0.00
Cash Earning Retention Ratio (%)	91.33	89.62	90.59	90.69	0.00
Interest Coverage Ratio (X)	1.56	1.53	1.55	1.65	1.70
Interest Coverage Ratio (Post Tax) (X)	1.41	1.39	1.41	1.48	1.51
Enterprise Value (Cr.)	12517.61	11246.27	9742.34	6514.05	7182.04
EV / Net Operating Revenue (X)	7.84	8.79	9.86	9.44	11.45
EV / EBITDA (X)	10.52	11.35	12.65	11.69	14.85
MarketCap / Net Operating Revenue (X)	2.80	3.65	4.45	4.24	7.45
Retention Ratios (%)	91.17	89.44	90.45	90.56	0.00
Price / BV (X)	1.71	2.62	2.89	2.22	3.96
Price / Net Operating Revenue (X)	2.80	3.65	4.45	4.24	7.45
EarningsYield	0.06	0.05	0.04	0.05	0.03

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
MAS Financial Services Ltd	4,828 Cr.	266	359/261	12.1	164	0.75 %	11.3 %	13.4 %	10.0
Pilani Investment & Industries Corporation Ltd	4,430 Cr.	3,969	5,980/3,810		14,334	0.23 %	1.41 %	0.20 %	10.0
Dhani Services Ltd	3,317 Cr.	51.1	61.8/50.4	97.8	47.0	0.00 %	1.39 %	1.81 %	2.00
Indostar Capital Finance Ltd	3,155 Cr.	195	292/178		234	0.00 %	2.68 %	23.9 %	10.0
Monarch Networth Capital Ltd	2,682 Cr.	338	407/235	14.8	123	0.30 %	27.6 %	20.5 %	10.0
Industry Average	5,363.90 Cr	1,100.00		56.39	3,572.91	0.48%	10.53%	14.10%	7.06

All Competitor Stocks of MAS Financial Services Ltd