Share Price and Basic Stock Data
Last Updated: January 19, 2026, 11:43 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Money Masters Leasing & Finance Ltd operates as a Non-Banking Financial Company (NBFC) and reported a market capitalization of ₹7.43 Cr with a share price standing at ₹0.74. The company has shown fluctuations in its revenue, with sales recorded at ₹0.39 Cr in December 2022, rising to ₹0.73 Cr by March 2023, before falling to ₹0.39 Cr in June 2023. A subsequent recovery was noted in September 2023 with sales of ₹0.58 Cr. However, the sales dipped again to ₹0.26 Cr in December 2023, before rebounding to ₹0.84 Cr in March 2024. The trailing twelve months (TTM) revenue stood at ₹1.44 Cr, reflecting a decline from the previous fiscal year, where revenue reached ₹2.27 Cr in March 2023. The revenue trajectory indicates a struggle to maintain consistent growth, a concern for stakeholders in a competitive NBFC sector where players typically report more stable revenue streams.
Profitability and Efficiency Metrics
Profitability metrics for Money Masters Leasing & Finance Ltd depict a challenging landscape, with an operating profit margin (OPM) recorded at -21.74% as of September 2025. This figure contrasts sharply with a high of 70.08% reported in March 2016, indicating significant operational inefficiencies over time. The company’s net profit for the quarter ending September 2025 declined to -₹0.05 Cr, following a pattern of inconsistent profitability, where net profits fluctuated between ₹0.20 Cr and ₹0.30 Cr in previous quarters. The return on equity (ROE) stood at 3.94%, while return on capital employed (ROCE) was slightly better at 4.42%, both of which are low compared to industry standards. The interest coverage ratio (ICR) of 2.24x suggests limited capacity to cover interest obligations, placing additional strain on profitability and operational viability.
Balance Sheet Strength and Financial Ratios
The balance sheet of Money Masters Leasing & Finance Ltd reveals a total debt of ₹12.73 Cr against reserves of ₹3.14 Cr, reflecting a total liabilities figure of ₹30.10 Cr as of September 2025. The debt-to-equity ratio, calculated at 0.97, indicates a relatively high reliance on debt financing, which could pose risks in a rising interest rate environment. The company’s current ratio of 0.22 and quick ratio also at 0.22 highlight liquidity challenges, as both ratios fall below the typical benchmark of 1 for financial health. Furthermore, the price-to-book value (P/BV) ratio of 1.50x suggests that the stock is trading at a premium relative to its book value, which may not be justifiable given the company’s recent performance. Overall, the financial ratios reflect a balance sheet under pressure, with limited flexibility to adapt to market changes.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Money Masters Leasing & Finance Ltd indicates a stable promoter holding of 34.65%, while public shareholders constitute 65.34%. The number of shareholders has significantly increased from 166 in September 2022 to 7,028 by September 2025, suggesting growing investor interest or confidence over time. This increase may reflect a potential shift in perception regarding the company’s long-term prospects. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) could indicate a lack of institutional confidence in the company’s management and financial strategies. The public’s substantial holding, despite the company’s recent financial struggles, indicates a level of resilience and belief in the company’s future turnaround potential.
Outlook, Risks, and Final Insight
The outlook for Money Masters Leasing & Finance Ltd depends on its ability to stabilize revenue and improve profitability metrics. Key risks include the company’s high debt levels, which may hinder growth if interest rates rise, and the ongoing operational inefficiencies reflected in its negative OPM. Additionally, the liquidity challenges indicated by low current and quick ratios raise concerns about the company’s ability to meet short-term obligations. On the strength side, the increase in shareholder numbers suggests a potential for renewed investor interest, while the stable promoter holding may provide a foundation for strategic decision-making. If the company can effectively address its operational inefficiencies and leverage its existing shareholder base for growth, it may position itself for a more favorable trajectory in the competitive NBFC landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.2 Cr. | 1.42 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.93 Cr. | 0.69 | 7.55/0.62 | 20.4 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 387 Cr. | 59.2 | 125/53.9 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.5 Cr. | 15.8 | 26.2/15.0 | 12.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 32.4 Cr. | 72.0 | 152/66.1 | 17.3 | 238 | 1.39 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,125.00 Cr | 395.79 | 51.71 | 515.00 | 0.23% | 15.81% | 8.84% | 8.50 |
All Competitor Stocks of Money Masters Leasing & Finance Ltd
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.39 | 0.73 | 0.39 | 0.58 | 0.26 | 0.84 | 0.50 | 0.74 | 0.32 | 0.57 | 0.32 | 0.23 |
| Expenses | 0.23 | 0.53 | 0.26 | 0.37 | 0.21 | 0.53 | 0.34 | 0.49 | 0.24 | 0.36 | 0.21 | 0.28 |
| Operating Profit | 0.16 | 0.20 | 0.13 | 0.21 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 | -0.05 |
| OPM % | 41.03% | 27.40% | 33.33% | 36.21% | 19.23% | 36.90% | 32.00% | 33.78% | 25.00% | 36.84% | 34.38% | -21.74% |
| Other Income | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 | -0.05 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.30 | 0.16 | 0.25 | 0.07 | 0.21 | 0.11 | -0.05 |
| EPS in Rs | 0.02 | 0.02 | 0.01 | 0.02 | 0.00 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | -0.00 |
Last Updated: January 6, 2026, 7:35 pm
Below is a detailed analysis of the quarterly data for Money Masters Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.23 Cr.. The value appears to be declining and may need further review. It has decreased from 0.32 Cr. (Jun 2025) to 0.23 Cr., marking a decrease of 0.09 Cr..
- For Expenses, as of Sep 2025, the value is 0.28 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.21 Cr. (Jun 2025) to 0.28 Cr., marking an increase of 0.07 Cr..
- For Operating Profit, as of Sep 2025, the value is -0.05 Cr.. The value appears to be declining and may need further review. It has decreased from 0.11 Cr. (Jun 2025) to -0.05 Cr., marking a decrease of 0.16 Cr..
- For OPM %, as of Sep 2025, the value is -21.74%. The value appears to be declining and may need further review. It has decreased from 34.38% (Jun 2025) to -21.74%, marking a decrease of 56.12%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -0.05 Cr.. The value appears to be declining and may need further review. It has decreased from 0.11 Cr. (Jun 2025) to -0.05 Cr., marking a decrease of 0.16 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is -0.05 Cr.. The value appears to be declining and may need further review. It has decreased from 0.11 Cr. (Jun 2025) to -0.05 Cr., marking a decrease of 0.16 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.00. The value appears to be declining and may need further review. It has decreased from 0.01 (Jun 2025) to 0.00, marking a decrease of 0.01.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:28 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.89 | 2.34 | 2.44 | 2.20 | 2.33 | 2.65 | 2.43 | 2.16 | 2.25 | 2.27 | 2.07 | 2.14 | 1.44 |
| Expenses | 1.06 | 0.82 | 0.73 | 0.74 | 0.88 | 1.10 | 0.99 | 0.87 | 0.94 | 0.81 | 0.65 | 0.88 | 1.09 |
| Operating Profit | 0.83 | 1.52 | 1.71 | 1.46 | 1.45 | 1.55 | 1.44 | 1.29 | 1.31 | 1.46 | 1.42 | 1.26 | 0.35 |
| OPM % | 43.92% | 64.96% | 70.08% | 66.36% | 62.23% | 58.49% | 59.26% | 59.72% | 58.22% | 64.32% | 68.60% | 58.88% | 24.31% |
| Other Income | 0.15 | 0.03 | 0.02 | 0.03 | 0.00 | 0.00 | 0.15 | 0.10 | 0.14 | 0.07 | 0.00 | 0.00 | 0.00 |
| Interest | 0.68 | 1.15 | 1.22 | 0.99 | 0.96 | 1.03 | 0.90 | 0.78 | 0.84 | 0.84 | 0.72 | 0.56 | 0.00 |
| Depreciation | 0.04 | 0.05 | 0.06 | 0.05 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 |
| Profit before tax | 0.26 | 0.35 | 0.45 | 0.45 | 0.45 | 0.49 | 0.67 | 0.59 | 0.59 | 0.68 | 0.69 | 0.69 | 0.35 |
| Tax % | 61.54% | 28.57% | 28.89% | 26.67% | 26.67% | 26.53% | 28.36% | 28.81% | 30.51% | 27.94% | 26.09% | 26.09% | |
| Net Profit | 0.10 | 0.25 | 0.31 | 0.33 | 0.33 | 0.37 | 0.48 | 0.42 | 0.42 | 0.49 | 0.51 | 0.51 | 0.34 |
| EPS in Rs | 0.02 | 0.04 | 0.05 | 0.06 | 0.06 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 150.00% | 24.00% | 6.45% | 0.00% | 12.12% | 29.73% | -12.50% | 0.00% | 16.67% | 4.08% | 0.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -126.00% | -17.55% | -6.45% | 12.12% | 17.61% | -42.23% | 12.50% | 16.67% | -12.59% | -4.08% |
Money Masters Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -3% |
| 3 Years: | -2% |
| TTM: | -11% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 8% |
| 3 Years: | 18% |
| TTM: | -10% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -88% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 4% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: December 4, 2025, 3:08 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.49 | 4.49 | 4.67 | 4.67 | 5.84 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 12.65 |
| Reserves | 1.76 | 1.94 | 2.45 | 1.95 | 2.60 | 0.87 | 1.17 | 1.42 | 1.81 | 2.25 | 2.71 | 3.10 | 3.14 |
| Borrowings | 7.43 | 13.23 | 11.92 | 13.40 | 14.53 | 10.81 | 11.00 | 12.13 | 13.89 | 13.40 | 15.19 | 15.42 | 12.73 |
| Other Liabilities | 4.11 | 0.64 | 0.66 | 0.55 | 0.69 | 0.43 | 0.46 | 0.69 | 0.70 | 1.15 | 1.49 | 1.53 | 1.58 |
| Total Liabilities | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
| Fixed Assets | 0.12 | 0.18 | 0.16 | 0.15 | 0.11 | 0.09 | 0.07 | 0.08 | 0.06 | 0.05 | 0.04 | 0.03 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.82 | 0.72 | 0.68 | 0.68 | 0.68 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 16.85 | 19.40 | 18.86 | 19.74 | 22.87 | 22.06 | 22.60 | 24.20 | 26.38 | 26.79 | 29.39 | 30.06 | 30.07 |
| Total Assets | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
Below is a detailed analysis of the balance sheet data for Money Masters Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 12.65 Cr.. The value appears strong and on an upward trend. It has increased from 10.04 Cr. (Mar 2025) to 12.65 Cr., marking an increase of 2.61 Cr..
- For Reserves, as of Sep 2025, the value is 3.14 Cr.. The value appears strong and on an upward trend. It has increased from 3.10 Cr. (Mar 2025) to 3.14 Cr., marking an increase of 0.04 Cr..
- For Borrowings, as of Sep 2025, the value is 12.73 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 15.42 Cr. (Mar 2025) to 12.73 Cr., marking a decrease of 2.69 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.58 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.53 Cr. (Mar 2025) to 1.58 Cr., marking an increase of 0.05 Cr..
- For Total Liabilities, as of Sep 2025, the value is 30.10 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.03 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 30.07 Cr.. The value appears strong and on an upward trend. It has increased from 30.06 Cr. (Mar 2025) to 30.07 Cr., marking an increase of 0.01 Cr..
- For Total Assets, as of Sep 2025, the value is 30.10 Cr.. The value appears strong and on an upward trend. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
However, the Borrowings (12.73 Cr.) are higher than the Reserves (3.14 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -6.60 | -11.71 | -10.21 | -11.94 | -13.08 | -9.26 | -9.56 | -10.84 | -12.58 | -11.94 | -13.77 | -14.16 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -654.68 | -739.36 | -677.64 | 76.32 | 98.69 | 34.43 | 6.01 | -21.97 | -19.47 | -83.61 | -146.35 | -144.98 |
| ROCE % | 7.09% | 9.00% | 8.63% | 7.37% | 6.56% | 6.80% | 7.15% | 5.98% | 5.80% | 5.91% | 5.26% | 4.42% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.68 | 0.68 | 0.49 | 0.41 | 0.42 |
| Diluted EPS (Rs.) | 0.68 | 0.68 | 0.49 | 0.41 | 0.42 |
| Cash EPS (Rs.) | 0.05 | 0.51 | 0.49 | 0.43 | 0.43 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.31 | 12.70 | 12.24 | 11.80 | 11.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.31 | 12.70 | 12.24 | 11.80 | 11.42 |
| Revenue From Operations / Share (Rs.) | 0.21 | 2.06 | 2.26 | 2.24 | 2.15 |
| PBDIT / Share (Rs.) | 0.12 | 1.41 | 1.53 | 1.44 | 1.38 |
| PBIT / Share (Rs.) | 0.12 | 1.40 | 1.51 | 1.42 | 1.36 |
| PBT / Share (Rs.) | 0.06 | 0.68 | 0.67 | 0.58 | 0.58 |
| Net Profit / Share (Rs.) | 0.05 | 0.50 | 0.48 | 0.41 | 0.41 |
| PBDIT Margin (%) | 58.95 | 68.29 | 67.69 | 64.12 | 64.18 |
| PBIT Margin (%) | 58.59 | 67.81 | 67.13 | 63.37 | 63.31 |
| PBT Margin (%) | 32.31 | 33.13 | 29.95 | 26.25 | 27.20 |
| Net Profit Margin (%) | 23.90 | 24.51 | 21.56 | 18.47 | 19.31 |
| Return on Networth / Equity (%) | 3.89 | 3.98 | 3.97 | 3.51 | 3.63 |
| Return on Capital Employeed (%) | 4.31 | 4.94 | 5.87 | 5.51 | 5.70 |
| Return On Assets (%) | 1.70 | 1.72 | 1.81 | 1.57 | 1.71 |
| Long Term Debt / Equity (X) | 0.97 | 0.98 | 0.92 | 0.99 | 0.89 |
| Total Debt / Equity (X) | 0.97 | 0.98 | 0.92 | 0.99 | 0.89 |
| Asset Turnover Ratio (%) | 0.07 | 0.07 | 0.08 | 0.08 | 0.09 |
| Current Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Quick Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Interest Coverage Ratio (X) | 2.24 | 1.97 | 1.82 | 1.73 | 1.78 |
| Interest Coverage Ratio (Post Tax) (X) | 1.91 | 1.71 | 1.58 | 1.50 | 1.53 |
| Enterprise Value (Cr.) | 35.01 | 165.17 | 33.39 | 20.90 | 16.15 |
| EV / Net Operating Revenue (X) | 16.35 | 79.65 | 14.73 | 9.29 | 7.49 |
| EV / EBITDA (X) | 27.73 | 116.63 | 21.76 | 14.48 | 11.67 |
| MarketCap / Net Operating Revenue (X) | 9.19 | 72.41 | 8.95 | 3.23 | 1.96 |
| Price / BV (X) | 1.50 | 11.78 | 1.65 | 0.61 | 0.36 |
| Price / Net Operating Revenue (X) | 9.19 | 72.45 | 8.95 | 3.23 | 1.96 |
| EarningsYield | 0.02 | 0.00 | 0.02 | 0.05 | 0.09 |
After reviewing the key financial ratios for Money Masters Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.68.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.68.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 3. It has decreased from 0.51 (Mar 24) to 0.05, marking a decrease of 0.46.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.31. It has decreased from 12.70 (Mar 24) to 1.31, marking a decrease of 11.39.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.31. It has decreased from 12.70 (Mar 24) to 1.31, marking a decrease of 11.39.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.21. It has decreased from 2.06 (Mar 24) to 0.21, marking a decrease of 1.85.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 2. It has decreased from 1.41 (Mar 24) to 0.12, marking a decrease of 1.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.12. This value is within the healthy range. It has decreased from 1.40 (Mar 24) to 0.12, marking a decrease of 1.28.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.06. This value is within the healthy range. It has decreased from 0.68 (Mar 24) to 0.06, marking a decrease of 0.62.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 2. It has decreased from 0.50 (Mar 24) to 0.05, marking a decrease of 0.45.
- For PBDIT Margin (%), as of Mar 25, the value is 58.95. This value is within the healthy range. It has decreased from 68.29 (Mar 24) to 58.95, marking a decrease of 9.34.
- For PBIT Margin (%), as of Mar 25, the value is 58.59. This value exceeds the healthy maximum of 20. It has decreased from 67.81 (Mar 24) to 58.59, marking a decrease of 9.22.
- For PBT Margin (%), as of Mar 25, the value is 32.31. This value is within the healthy range. It has decreased from 33.13 (Mar 24) to 32.31, marking a decrease of 0.82.
- For Net Profit Margin (%), as of Mar 25, the value is 23.90. This value exceeds the healthy maximum of 10. It has decreased from 24.51 (Mar 24) to 23.90, marking a decrease of 0.61.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.89. This value is below the healthy minimum of 15. It has decreased from 3.98 (Mar 24) to 3.89, marking a decrease of 0.09.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.31. This value is below the healthy minimum of 10. It has decreased from 4.94 (Mar 24) to 4.31, marking a decrease of 0.63.
- For Return On Assets (%), as of Mar 25, the value is 1.70. This value is below the healthy minimum of 5. It has decreased from 1.72 (Mar 24) to 1.70, marking a decrease of 0.02.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.97. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.97, marking a decrease of 0.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.97. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.97, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.07. There is no change compared to the previous period (Mar 24) which recorded 0.07.
- For Current Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1.5. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Quick Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 2.24. This value is below the healthy minimum of 3. It has increased from 1.97 (Mar 24) to 2.24, marking an increase of 0.27.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.91. This value is below the healthy minimum of 3. It has increased from 1.71 (Mar 24) to 1.91, marking an increase of 0.20.
- For Enterprise Value (Cr.), as of Mar 25, the value is 35.01. It has decreased from 165.17 (Mar 24) to 35.01, marking a decrease of 130.16.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 16.35. This value exceeds the healthy maximum of 3. It has decreased from 79.65 (Mar 24) to 16.35, marking a decrease of 63.30.
- For EV / EBITDA (X), as of Mar 25, the value is 27.73. This value exceeds the healthy maximum of 15. It has decreased from 116.63 (Mar 24) to 27.73, marking a decrease of 88.90.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 9.19. This value exceeds the healthy maximum of 3. It has decreased from 72.41 (Mar 24) to 9.19, marking a decrease of 63.22.
- For Price / BV (X), as of Mar 25, the value is 1.50. This value is within the healthy range. It has decreased from 11.78 (Mar 24) to 1.50, marking a decrease of 10.28.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 9.19. This value exceeds the healthy maximum of 3. It has decreased from 72.45 (Mar 24) to 9.19, marking a decrease of 63.26.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 24) to 0.02, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Money Masters Leasing & Finance Ltd:
- Net Profit Margin: 23.9%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.31% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.89% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.91
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 20.4 (Industry average Stock P/E: 51.71)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.97
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 23.9%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 4, Akash Deep, Ground Floor, Mumbai Maharashtra 400054 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Hozef Abdulhussain Darukhanawala | Managing Director |
| Mrs. Duraiya Hozef Darukhanawala | Non Executive Director |
| Mr. Rakesh Anil Bissa | Non Executive Director |
| Mr. Vijaypratap Talukdar Singh | Independent Director |
| Mr. Javid Husain Parkar | Independent Director |
FAQ
What is the intrinsic value of Money Masters Leasing & Finance Ltd?
Money Masters Leasing & Finance Ltd's intrinsic value (as of 20 January 2026) is ₹1.03 which is 49.28% higher the current market price of ₹0.69, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹6.93 Cr. market cap, FY2025-2026 high/low of ₹7.55/0.62, reserves of ₹3.14 Cr, and liabilities of ₹30.10 Cr.
What is the Market Cap of Money Masters Leasing & Finance Ltd?
The Market Cap of Money Masters Leasing & Finance Ltd is 6.93 Cr..
What is the current Stock Price of Money Masters Leasing & Finance Ltd as on 20 January 2026?
The current stock price of Money Masters Leasing & Finance Ltd as on 20 January 2026 is ₹0.69.
What is the High / Low of Money Masters Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Money Masters Leasing & Finance Ltd stocks is ₹7.55/0.62.
What is the Stock P/E of Money Masters Leasing & Finance Ltd?
The Stock P/E of Money Masters Leasing & Finance Ltd is 20.4.
What is the Book Value of Money Masters Leasing & Finance Ltd?
The Book Value of Money Masters Leasing & Finance Ltd is 1.57.
What is the Dividend Yield of Money Masters Leasing & Finance Ltd?
The Dividend Yield of Money Masters Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Money Masters Leasing & Finance Ltd?
The ROCE of Money Masters Leasing & Finance Ltd is 4.42 %.
What is the ROE of Money Masters Leasing & Finance Ltd?
The ROE of Money Masters Leasing & Finance Ltd is 3.94 %.
What is the Face Value of Money Masters Leasing & Finance Ltd?
The Face Value of Money Masters Leasing & Finance Ltd is 1.00.