Share Price and Basic Stock Data
Last Updated: November 11, 2025, 8:28 pm
| PEG Ratio | 3.85 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Money Masters Leasing & Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, focusing on leasing and finance services. The company reported a stock price of ₹1.15 and a market capitalization of ₹11.5 Cr. Over the past quarters, the revenue trends have shown fluctuations, with sales recorded at ₹0.39 Cr in December 2022, rising to ₹0.73 Cr in March 2023, before dropping to ₹0.39 Cr again in June 2023. The highest revenue was noted at ₹0.84 Cr in March 2024, indicating some recovery. However, sales decreased to ₹0.26 Cr in December 2023, followed by a rebound to ₹0.57 Cr in March 2025. Year-on-year comparisons show that total sales for FY 2024 stood at ₹2.07 Cr, down from ₹2.27 Cr in FY 2023. This revenue volatility highlights challenges in maintaining consistent growth, a common issue in the NBFC sector where economic conditions significantly impact performance.
Profitability and Efficiency Metrics
In terms of profitability, Money Masters Leasing & Finance Ltd reported a net profit of ₹0.64 Cr, translating to a P/E ratio of 18.0. The operating profit margin (OPM) stood at 34.38%, which reflects a reasonable level of profitability relative to industry standards. However, the return on equity (ROE) was notably low at 3.94%, indicating that the company is generating modest returns for its shareholders. The interest coverage ratio (ICR) was reported at 0.00x, suggesting potential difficulties in meeting interest obligations, as the company has not incurred interest expenses. The gross profit margin has fluctuated over the quarters, peaking at 41.03% in December 2022. Such metrics suggest that while the company has good operational efficiency, it faces challenges in leveraging its equity effectively, which could deter potential investors.
Balance Sheet Strength and Financial Ratios
The balance sheet of Money Masters Leasing & Finance Ltd reveals a total borrowings figure of ₹15.42 Cr against reserves of ₹3.10 Cr, indicating a reliance on debt financing. The company reported a total asset value of ₹30.09 Cr as of March 2025, with a debt-to-equity ratio of 0.81, which is relatively moderate for the NBFC sector. The current ratio stands at 0.22, significantly below the ideal benchmark of 1, indicating potential liquidity issues. The book value per share has decreased dramatically from ₹12.70 in March 2024 to ₹1.24 in March 2025, reflecting a decline in net worth. Furthermore, the return on capital employed (ROCE) has also decreased to 4.42%, underscoring inefficiencies in utilizing capital effectively. These factors present a mixed picture, suggesting that while the company maintains a reasonable asset base, its financial health may be under pressure due to high leverage and low liquidity.
Shareholding Pattern and Investor Confidence
Money Masters Leasing & Finance Ltd has a stable shareholding structure with promoters holding 34.65% and the public holding 65.34% as of March 2025. The number of shareholders has seen a substantial increase from 166 in June 2022 to 6,464 by June 2025, indicating growing investor interest and confidence in the company. However, the absence of Foreign Institutional Investors (FIIs) may reflect cautious sentiment in the broader market towards this entity. The consistent promoter holding suggests a commitment to the company, but the high public ownership could also lead to volatility in stock prices. The dividend payout ratio has remained at 0%, which may deter income-focused investors. Overall, the shareholding pattern indicates a need for the company to enhance its financial performance to attract a broader base of institutional investors.
Outlook, Risks, and Final Insight
Looking ahead, Money Masters Leasing & Finance Ltd faces both opportunities and risks. A primary strength lies in its operational efficiency, as evidenced by its robust OPM of 34.38%. However, the company must address its low ROE and liquidity issues to sustain investor confidence and attract new capital. Risks include the high levels of debt relative to equity and the volatile revenue trends that could hinder growth. The company’s reliance on debt financing may pose challenges in a rising interest rate environment. To improve its financial standing, the company should focus on enhancing revenue stability and managing its debt levels more effectively, potentially through strategic refinancing or cost management. A proactive approach to addressing these challenges could position Money Masters Leasing & Finance Ltd favorably within the competitive NBFC landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Money Masters Leasing & Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 11.8 Cr. | 1.18 | 1.91/0.86 | 78.7 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 11.0 Cr. | 1.10 | 13.1/1.03 | 32.5 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 473 Cr. | 146 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.8 Cr. | 17.3 | 37.9/16.0 | 11.8 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 43.9 Cr. | 97.5 | 180/90.0 | 23.5 | 238 | 1.03 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,063.44 Cr | 462.61 | 96.58 | 517.56 | 0.21% | 15.80% | 8.84% | 8.50 |
All Competitor Stocks of Money Masters Leasing & Finance Ltd
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.39 | 0.73 | 0.39 | 0.58 | 0.26 | 0.84 | 0.50 | 0.74 | 0.32 | 0.57 | 0.32 |
| Expenses | 0.23 | 0.53 | 0.26 | 0.37 | 0.21 | 0.53 | 0.34 | 0.49 | 0.24 | 0.36 | 0.21 |
| Operating Profit | 0.16 | 0.20 | 0.13 | 0.21 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 |
| OPM % | 41.03% | 27.40% | 33.33% | 36.21% | 19.23% | 36.90% | 32.00% | 33.78% | 25.00% | 36.84% | 34.38% |
| Other Income | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.30 | 0.16 | 0.25 | 0.07 | 0.21 | 0.11 |
| EPS in Rs | 0.02 | 0.02 | 0.01 | 0.02 | 0.00 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 |
Last Updated: August 19, 2025, 1:00 pm
Below is a detailed analysis of the quarterly data for Money Masters Leasing & Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.32 Cr.. The value appears to be declining and may need further review. It has decreased from 0.57 Cr. (Mar 2025) to 0.32 Cr., marking a decrease of 0.25 Cr..
- For Expenses, as of Jun 2025, the value is 0.21 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.36 Cr. (Mar 2025) to 0.21 Cr., marking a decrease of 0.15 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For OPM %, as of Jun 2025, the value is 34.38%. The value appears to be declining and may need further review. It has decreased from 36.84% (Mar 2025) to 34.38%, marking a decrease of 2.46%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.01. The value appears to be declining and may need further review. It has decreased from 0.02 (Mar 2025) to 0.01, marking a decrease of 0.01.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: September 18, 2025, 2:12 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.89 | 2.34 | 2.44 | 2.20 | 2.33 | 2.65 | 2.43 | 2.16 | 2.25 | 2.27 | 2.07 | 2.14 | 1.95 |
| Expenses | 1.06 | 0.82 | 0.73 | 0.74 | 0.88 | 1.10 | 0.99 | 0.87 | 0.94 | 0.81 | 0.65 | 0.88 | 1.30 |
| Operating Profit | 0.83 | 1.52 | 1.71 | 1.46 | 1.45 | 1.55 | 1.44 | 1.29 | 1.31 | 1.46 | 1.42 | 1.26 | 0.65 |
| OPM % | 43.92% | 64.96% | 70.08% | 66.36% | 62.23% | 58.49% | 59.26% | 59.72% | 58.22% | 64.32% | 68.60% | 58.88% | 33.33% |
| Other Income | 0.15 | 0.03 | 0.02 | 0.03 | 0.00 | 0.00 | 0.15 | 0.10 | 0.14 | 0.07 | 0.00 | 0.00 | 0.00 |
| Interest | 0.68 | 1.15 | 1.22 | 0.99 | 0.96 | 1.03 | 0.90 | 0.78 | 0.84 | 0.84 | 0.72 | 0.56 | 0.00 |
| Depreciation | 0.04 | 0.05 | 0.06 | 0.05 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 |
| Profit before tax | 0.26 | 0.35 | 0.45 | 0.45 | 0.45 | 0.49 | 0.67 | 0.59 | 0.59 | 0.68 | 0.69 | 0.69 | 0.65 |
| Tax % | 61.54% | 28.57% | 28.89% | 26.67% | 26.67% | 26.53% | 28.36% | 28.81% | 30.51% | 27.94% | 26.09% | 26.09% | |
| Net Profit | 0.10 | 0.25 | 0.31 | 0.33 | 0.33 | 0.37 | 0.48 | 0.42 | 0.42 | 0.49 | 0.51 | 0.51 | 0.64 |
| EPS in Rs | 0.02 | 0.04 | 0.05 | 0.06 | 0.06 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.06 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 150.00% | 24.00% | 6.45% | 0.00% | 12.12% | 29.73% | -12.50% | 0.00% | 16.67% | 4.08% | 0.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -126.00% | -17.55% | -6.45% | 12.12% | 17.61% | -42.23% | 12.50% | 16.67% | -12.59% | -4.08% |
Money Masters Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -3% |
| 3 Years: | -2% |
| TTM: | -11% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 8% |
| 3 Years: | 18% |
| TTM: | -10% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -88% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 4% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: November 9, 2025, 4:13 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.49 | 4.49 | 4.67 | 4.67 | 5.84 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 12.65 |
| Reserves | 1.76 | 1.94 | 2.45 | 1.95 | 2.60 | 0.87 | 1.17 | 1.42 | 1.81 | 2.25 | 2.71 | 3.10 | 3.14 |
| Borrowings | 7.43 | 13.23 | 11.92 | 13.40 | 14.53 | 10.81 | 11.00 | 12.13 | 13.89 | 13.40 | 15.19 | 15.42 | 12.73 |
| Other Liabilities | 4.11 | 0.64 | 0.66 | 0.55 | 0.69 | 0.43 | 0.46 | 0.69 | 0.70 | 1.15 | 1.49 | 1.53 | 1.58 |
| Total Liabilities | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
| Fixed Assets | 0.12 | 0.18 | 0.16 | 0.15 | 0.11 | 0.09 | 0.07 | 0.08 | 0.06 | 0.05 | 0.04 | 0.03 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.82 | 0.72 | 0.68 | 0.68 | 0.68 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 16.85 | 19.40 | 18.86 | 19.74 | 22.87 | 22.06 | 22.60 | 24.20 | 26.38 | 26.79 | 29.39 | 30.06 | 30.07 |
| Total Assets | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
Below is a detailed analysis of the balance sheet data for Money Masters Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 12.65 Cr.. The value appears strong and on an upward trend. It has increased from 10.04 Cr. (Mar 2025) to 12.65 Cr., marking an increase of 2.61 Cr..
- For Reserves, as of Sep 2025, the value is 3.14 Cr.. The value appears strong and on an upward trend. It has increased from 3.10 Cr. (Mar 2025) to 3.14 Cr., marking an increase of 0.04 Cr..
- For Borrowings, as of Sep 2025, the value is 12.73 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 15.42 Cr. (Mar 2025) to 12.73 Cr., marking a decrease of 2.69 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.58 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.53 Cr. (Mar 2025) to 1.58 Cr., marking an increase of 0.05 Cr..
- For Total Liabilities, as of Sep 2025, the value is 30.10 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.03 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 30.07 Cr.. The value appears strong and on an upward trend. It has increased from 30.06 Cr. (Mar 2025) to 30.07 Cr., marking an increase of 0.01 Cr..
- For Total Assets, as of Sep 2025, the value is 30.10 Cr.. The value appears strong and on an upward trend. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
However, the Borrowings (12.73 Cr.) are higher than the Reserves (3.14 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -6.60 | -11.71 | -10.21 | -11.94 | -13.08 | -9.26 | -9.56 | -10.84 | -12.58 | -11.94 | -13.77 | -14.16 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -654.68 | -739.36 | -677.64 | 76.32 | 98.69 | 34.43 | 6.01 | -21.97 | -19.47 | -83.61 | -146.35 | -144.98 |
| ROCE % | 7.09% | 9.00% | 8.63% | 7.37% | 6.56% | 6.80% | 7.15% | 5.98% | 5.80% | 5.91% | 5.26% | 4.42% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.05 | 0.68 | 0.49 | 0.41 | 0.42 |
| Diluted EPS (Rs.) | 0.05 | 0.68 | 0.49 | 0.41 | 0.42 |
| Cash EPS (Rs.) | 0.04 | 0.51 | 0.49 | 0.43 | 0.43 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.24 | 12.70 | 12.24 | 11.80 | 11.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.24 | 12.70 | 12.24 | 11.80 | 11.42 |
| Revenue From Operations / Share (Rs.) | 0.16 | 2.06 | 2.26 | 2.24 | 2.15 |
| PBDIT / Share (Rs.) | 0.05 | 1.41 | 1.53 | 1.44 | 1.38 |
| PBIT / Share (Rs.) | 0.05 | 1.40 | 1.51 | 1.42 | 1.36 |
| PBT / Share (Rs.) | 0.05 | 0.68 | 0.67 | 0.58 | 0.58 |
| Net Profit / Share (Rs.) | 0.04 | 0.50 | 0.48 | 0.41 | 0.41 |
| PBDIT Margin (%) | 32.67 | 68.29 | 67.69 | 64.12 | 64.18 |
| PBIT Margin (%) | 32.31 | 67.81 | 67.13 | 63.37 | 63.31 |
| PBT Margin (%) | 32.31 | 33.13 | 29.95 | 26.25 | 27.20 |
| Net Profit Margin (%) | 23.90 | 24.51 | 21.56 | 18.47 | 19.31 |
| Return on Networth / Equity (%) | 3.25 | 3.98 | 3.97 | 3.51 | 3.63 |
| Return on Capital Employeed (%) | 2.37 | 4.94 | 5.87 | 5.51 | 5.70 |
| Return On Assets (%) | 1.70 | 1.72 | 1.81 | 1.57 | 1.71 |
| Long Term Debt / Equity (X) | 0.81 | 0.98 | 0.92 | 0.99 | 0.89 |
| Total Debt / Equity (X) | 0.81 | 0.98 | 0.92 | 0.99 | 0.89 |
| Asset Turnover Ratio (%) | 0.07 | 0.07 | 0.08 | 0.08 | 0.09 |
| Current Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Quick Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Interest Coverage Ratio (X) | 0.00 | 1.97 | 1.82 | 1.73 | 1.78 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 1.71 | 1.58 | 1.50 | 1.53 |
| Enterprise Value (Cr.) | 32.39 | 165.17 | 33.39 | 20.90 | 16.15 |
| EV / Net Operating Revenue (X) | 17.52 | 79.65 | 14.73 | 9.29 | 7.49 |
| EV / EBITDA (X) | 53.63 | 116.63 | 21.76 | 14.48 | 11.67 |
| MarketCap / Net Operating Revenue (X) | 11.58 | 72.41 | 8.95 | 3.23 | 1.96 |
| Price / BV (X) | 1.57 | 11.78 | 1.65 | 0.61 | 0.36 |
| Price / Net Operating Revenue (X) | 11.58 | 72.45 | 8.95 | 3.23 | 1.96 |
| EarningsYield | 0.02 | 0.00 | 0.02 | 0.05 | 0.09 |
After reviewing the key financial ratios for Money Masters Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.68 (Mar 24) to 0.05, marking a decrease of 0.63.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.68 (Mar 24) to 0.05, marking a decrease of 0.63.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 3. It has decreased from 0.51 (Mar 24) to 0.04, marking a decrease of 0.47.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.24. It has decreased from 12.70 (Mar 24) to 1.24, marking a decrease of 11.46.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.24. It has decreased from 12.70 (Mar 24) to 1.24, marking a decrease of 11.46.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.16. It has decreased from 2.06 (Mar 24) to 0.16, marking a decrease of 1.90.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 2. It has decreased from 1.41 (Mar 24) to 0.05, marking a decrease of 1.36.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has decreased from 1.40 (Mar 24) to 0.05, marking a decrease of 1.35.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has decreased from 0.68 (Mar 24) to 0.05, marking a decrease of 0.63.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 2. It has decreased from 0.50 (Mar 24) to 0.04, marking a decrease of 0.46.
- For PBDIT Margin (%), as of Mar 25, the value is 32.67. This value is within the healthy range. It has decreased from 68.29 (Mar 24) to 32.67, marking a decrease of 35.62.
- For PBIT Margin (%), as of Mar 25, the value is 32.31. This value exceeds the healthy maximum of 20. It has decreased from 67.81 (Mar 24) to 32.31, marking a decrease of 35.50.
- For PBT Margin (%), as of Mar 25, the value is 32.31. This value is within the healthy range. It has decreased from 33.13 (Mar 24) to 32.31, marking a decrease of 0.82.
- For Net Profit Margin (%), as of Mar 25, the value is 23.90. This value exceeds the healthy maximum of 10. It has decreased from 24.51 (Mar 24) to 23.90, marking a decrease of 0.61.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.25. This value is below the healthy minimum of 15. It has decreased from 3.98 (Mar 24) to 3.25, marking a decrease of 0.73.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.37. This value is below the healthy minimum of 10. It has decreased from 4.94 (Mar 24) to 2.37, marking a decrease of 2.57.
- For Return On Assets (%), as of Mar 25, the value is 1.70. This value is below the healthy minimum of 5. It has decreased from 1.72 (Mar 24) to 1.70, marking a decrease of 0.02.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.81. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.81, marking a decrease of 0.17.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.81. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.81, marking a decrease of 0.17.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.07. There is no change compared to the previous period (Mar 24) which recorded 0.07.
- For Current Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1.5. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Quick Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 1.97 (Mar 24) to 0.00, marking a decrease of 1.97.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 1.71 (Mar 24) to 0.00, marking a decrease of 1.71.
- For Enterprise Value (Cr.), as of Mar 25, the value is 32.39. It has decreased from 165.17 (Mar 24) to 32.39, marking a decrease of 132.78.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 17.52. This value exceeds the healthy maximum of 3. It has decreased from 79.65 (Mar 24) to 17.52, marking a decrease of 62.13.
- For EV / EBITDA (X), as of Mar 25, the value is 53.63. This value exceeds the healthy maximum of 15. It has decreased from 116.63 (Mar 24) to 53.63, marking a decrease of 63.00.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 11.58. This value exceeds the healthy maximum of 3. It has decreased from 72.41 (Mar 24) to 11.58, marking a decrease of 60.83.
- For Price / BV (X), as of Mar 25, the value is 1.57. This value is within the healthy range. It has decreased from 11.78 (Mar 24) to 1.57, marking a decrease of 10.21.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 11.58. This value exceeds the healthy maximum of 3. It has decreased from 72.45 (Mar 24) to 11.58, marking a decrease of 60.87.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 24) to 0.02, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Money Masters Leasing & Finance Ltd:
- Net Profit Margin: 23.9%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.37% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.25% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 32.5 (Industry average Stock P/E: 96.58)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.81
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 23.9%
FAQ
What is the intrinsic value of Money Masters Leasing & Finance Ltd?
Money Masters Leasing & Finance Ltd's intrinsic value (as of 11 November 2025) is 1.64 which is 49.09% higher the current market price of 1.10, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 11.0 Cr. market cap, FY2025-2026 high/low of 13.1/1.03, reserves of ₹3.14 Cr, and liabilities of 30.10 Cr.
What is the Market Cap of Money Masters Leasing & Finance Ltd?
The Market Cap of Money Masters Leasing & Finance Ltd is 11.0 Cr..
What is the current Stock Price of Money Masters Leasing & Finance Ltd as on 11 November 2025?
The current stock price of Money Masters Leasing & Finance Ltd as on 11 November 2025 is 1.10.
What is the High / Low of Money Masters Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Money Masters Leasing & Finance Ltd stocks is 13.1/1.03.
What is the Stock P/E of Money Masters Leasing & Finance Ltd?
The Stock P/E of Money Masters Leasing & Finance Ltd is 32.5.
What is the Book Value of Money Masters Leasing & Finance Ltd?
The Book Value of Money Masters Leasing & Finance Ltd is 1.57.
What is the Dividend Yield of Money Masters Leasing & Finance Ltd?
The Dividend Yield of Money Masters Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Money Masters Leasing & Finance Ltd?
The ROCE of Money Masters Leasing & Finance Ltd is 4.42 %.
What is the ROE of Money Masters Leasing & Finance Ltd?
The ROE of Money Masters Leasing & Finance Ltd is 3.94 %.
What is the Face Value of Money Masters Leasing & Finance Ltd?
The Face Value of Money Masters Leasing & Finance Ltd is 1.00.