Share Price and Basic Stock Data
Last Updated: February 7, 2026, 3:34 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Money Masters Leasing & Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, with a market capitalization of ₹6.63 Cr and a share price of ₹0.66. The company reported a significant fluctuation in revenue over recent quarters, with figures ranging from ₹0.26 Cr in December 2023 to ₹0.84 Cr in March 2024. The total revenue for the trailing twelve months (TTM) stood at ₹1.44 Cr, indicating a decline from previous fiscal years, particularly from ₹2.27 Cr in March 2023 and ₹2.14 Cr in March 2025. Expenses also varied during this period, with a TTM expense of ₹1.09 Cr, suggesting that the company is managing its costs in a challenging revenue environment. The financing profit margin reached a peak of 41.03% in December 2022 but has since experienced a decline, particularly in September 2025, where it turned negative at -21.74%. This volatility highlights the need for a robust strategy to stabilize revenue streams and enhance profitability.
Profitability and Efficiency Metrics
Profitability metrics for Money Masters Leasing & Finance Ltd reveal a mixed performance landscape. The net profit reported for the year ending March 2025 was ₹0.51 Cr, consistent with the previous year and indicating a steady profit margin of 23.90%. However, the company faces challenges in maintaining its operational efficiency, as the operating profit margin (OPM) for the TTM fell to 24.31%, reflecting a decline from 64.32% in March 2023. The interest coverage ratio (ICR) stood at 2.24x, suggesting that while the company can meet its interest obligations, it operates with relatively low financial leverage. The return on equity (ROE) reported at 3.94% and a return on capital employed (ROCE) of 4.42% indicate that the company is generating modest returns on its investments, which may not meet investor expectations in a competitive sector where higher returns are typically sought.
Balance Sheet Strength and Financial Ratios
The balance sheet of Money Masters Leasing & Finance Ltd displays a conservative financial structure with total assets valued at ₹30.09 Cr as of March 2025. The company reported reserves of ₹3.14 Cr, with total liabilities standing at ₹30.09 Cr as well. The debt levels have remained relatively stable, with total borrowings at ₹15.42 Cr, resulting in a total debt-to-equity ratio of 0.97x, which is within a manageable range compared to typical sector benchmarks. The book value per share, including revaluation reserves, is ₹1.31, and the price-to-book value ratio stands at 1.50x, suggesting that the stock is trading at a premium relative to its net assets. However, the current ratio of 0.22 indicates potential liquidity concerns, as the company may struggle to cover its short-term liabilities, which could impact operational flexibility in times of financial strain.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Money Masters Leasing & Finance Ltd reflects a stable ownership structure, with promoters holding a consistent 34.65% stake. Public ownership constitutes 65.35%, showing a broad base of retail investors. The number of shareholders has increased significantly, from 164 in December 2022 to 7,551 by December 2025, indicating growing interest and confidence in the company. However, the lack of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) participation may raise concerns regarding institutional backing, which is often viewed as a signal of confidence in a company’s growth prospects. This growing shareholder base, combined with an absence of institutional interest, presents a mixed picture of investor confidence, suggesting that while retail interest is strong, institutional validation remains absent.
Outlook, Risks, and Final Insight
Looking ahead, Money Masters Leasing & Finance Ltd faces both opportunities and challenges. The company’s consistent net profit and increasing shareholder base indicate potential for future growth, particularly if it can stabilize its revenue streams and improve operational efficiency. However, risks include fluctuating revenues, as evidenced by the volatility in quarterly earnings, and liquidity concerns highlighted by a low current ratio. Additionally, the absence of institutional investors may limit capital access for expansion initiatives. To enhance its market position, the company must focus on refining its business strategy to address these challenges while leveraging its existing strengths in profitability and shareholder engagement. A keen understanding of market dynamics and proactive management will be essential for sustaining growth and improving investor confidence in the long term.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.0 Cr. | 1.40 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.22 Cr. | 0.62 | 4.29/0.58 | 18.3 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 388 Cr. | 59.3 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.3 Cr. | 15.6 | 24.7/14.8 | 11.8 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 28.4 Cr. | 63.0 | 141/57.6 | 15.3 | 238 | 1.59 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,033.26 Cr | 390.21 | 71.09 | 514.92 | 0.23% | 15.81% | 8.84% | 8.50 |
All Competitor Stocks of Money Masters Leasing & Finance Ltd
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.39 | 0.73 | 0.39 | 0.58 | 0.26 | 0.84 | 0.50 | 0.74 | 0.32 | 0.57 | 0.32 | 0.23 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.23 | 0.53 | 0.26 | 0.37 | 0.21 | 0.53 | 0.34 | 0.49 | 0.24 | 0.36 | 0.21 | 0.28 |
| Financing Profit | 0.16 | 0.20 | 0.13 | 0.21 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 | -0.05 |
| Financing Margin % | 41.03% | 27.40% | 33.33% | 36.21% | 19.23% | 36.90% | 32.00% | 33.78% | 25.00% | 36.84% | 34.38% | -21.74% |
| Other Income | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 | -0.05 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.30 | 0.16 | 0.25 | 0.07 | 0.21 | 0.11 | -0.05 |
| EPS in Rs | 0.02 | 0.02 | 0.01 | 0.02 | 0.00 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | -0.00 |
| Gross NPA % | ||||||||||||
| Net NPA % |
Last Updated: February 1, 2026, 7:23 am
Below is a detailed analysis of the quarterly data for Money Masters Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Expenses, as of Sep 2025, the value is 0.28 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.21 Cr. (Jun 2025) to 0.28 Cr., marking an increase of 0.07 Cr..
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -0.05 Cr.. The value appears to be declining and may need further review. It has decreased from 0.11 Cr. (Jun 2025) to -0.05 Cr., marking a decrease of 0.16 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is -0.05 Cr.. The value appears to be declining and may need further review. It has decreased from 0.11 Cr. (Jun 2025) to -0.05 Cr., marking a decrease of 0.16 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.00. The value appears to be declining and may need further review. It has decreased from 0.01 (Jun 2025) to 0.00, marking a decrease of 0.01.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:28 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.89 | 2.34 | 2.44 | 2.20 | 2.33 | 2.65 | 2.43 | 2.16 | 2.25 | 2.27 | 2.07 | 2.14 | 1.44 |
| Expenses | 1.06 | 0.82 | 0.73 | 0.74 | 0.88 | 1.10 | 0.99 | 0.87 | 0.94 | 0.81 | 0.65 | 0.88 | 1.09 |
| Operating Profit | 0.83 | 1.52 | 1.71 | 1.46 | 1.45 | 1.55 | 1.44 | 1.29 | 1.31 | 1.46 | 1.42 | 1.26 | 0.35 |
| OPM % | 43.92% | 64.96% | 70.08% | 66.36% | 62.23% | 58.49% | 59.26% | 59.72% | 58.22% | 64.32% | 68.60% | 58.88% | 24.31% |
| Other Income | 0.15 | 0.03 | 0.02 | 0.03 | 0.00 | 0.00 | 0.15 | 0.10 | 0.14 | 0.07 | 0.00 | 0.00 | 0.00 |
| Interest | 0.68 | 1.15 | 1.22 | 0.99 | 0.96 | 1.03 | 0.90 | 0.78 | 0.84 | 0.84 | 0.72 | 0.56 | 0.00 |
| Depreciation | 0.04 | 0.05 | 0.06 | 0.05 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 |
| Profit before tax | 0.26 | 0.35 | 0.45 | 0.45 | 0.45 | 0.49 | 0.67 | 0.59 | 0.59 | 0.68 | 0.69 | 0.69 | 0.35 |
| Tax % | 61.54% | 28.57% | 28.89% | 26.67% | 26.67% | 26.53% | 28.36% | 28.81% | 30.51% | 27.94% | 26.09% | 26.09% | |
| Net Profit | 0.10 | 0.25 | 0.31 | 0.33 | 0.33 | 0.37 | 0.48 | 0.42 | 0.42 | 0.49 | 0.51 | 0.51 | 0.34 |
| EPS in Rs | 0.02 | 0.04 | 0.05 | 0.06 | 0.06 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 150.00% | 24.00% | 6.45% | 0.00% | 12.12% | 29.73% | -12.50% | 0.00% | 16.67% | 4.08% | 0.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -126.00% | -17.55% | -6.45% | 12.12% | 17.61% | -42.23% | 12.50% | 16.67% | -12.59% | -4.08% |
Money Masters Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -3% |
| 3 Years: | -2% |
| TTM: | -11% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 8% |
| 3 Years: | 18% |
| TTM: | -10% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -88% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 4% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: February 1, 2026, 3:04 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.49 | 4.49 | 4.67 | 4.67 | 5.84 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 12.65 |
| Reserves | 1.76 | 1.94 | 2.45 | 1.95 | 2.60 | 0.87 | 1.17 | 1.42 | 1.81 | 2.25 | 2.71 | 3.10 | 3.14 |
| Borrowing | 7.43 | 13.23 | 11.92 | 13.40 | 14.53 | 10.81 | 11.00 | 12.13 | 13.89 | 13.40 | 15.19 | 15.42 | 12.73 |
| Other Liabilities | 4.11 | 0.64 | 0.66 | 0.55 | 0.69 | 0.43 | 0.46 | 0.69 | 0.70 | 1.15 | 1.49 | 1.53 | 1.58 |
| Total Liabilities | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
| Fixed Assets | 0.12 | 0.18 | 0.16 | 0.15 | 0.11 | 0.09 | 0.07 | 0.08 | 0.06 | 0.05 | 0.04 | 0.03 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.82 | 0.72 | 0.68 | 0.68 | 0.68 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 16.85 | 19.40 | 18.86 | 19.74 | 22.87 | 22.06 | 22.60 | 24.20 | 26.38 | 26.79 | 29.39 | 30.06 | 30.07 |
| Total Assets | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
Below is a detailed analysis of the balance sheet data for Money Masters Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 12.65 Cr.. The value appears strong and on an upward trend. It has increased from 10.04 Cr. (Mar 2025) to 12.65 Cr., marking an increase of 2.61 Cr..
- For Reserves, as of Sep 2025, the value is 3.14 Cr.. The value appears strong and on an upward trend. It has increased from 3.10 Cr. (Mar 2025) to 3.14 Cr., marking an increase of 0.04 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.58 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.53 Cr. (Mar 2025) to 1.58 Cr., marking an increase of 0.05 Cr..
- For Total Liabilities, as of Sep 2025, the value is 30.10 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.03 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 30.07 Cr.. The value appears strong and on an upward trend. It has increased from 30.06 Cr. (Mar 2025) to 30.07 Cr., marking an increase of 0.01 Cr..
- For Total Assets, as of Sep 2025, the value is 30.10 Cr.. The value appears strong and on an upward trend. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -6.60 | -11.71 | -10.21 | -11.94 | -13.08 | -9.26 | -9.56 | -10.84 | -12.58 | -11.94 | -13.77 | -14.16 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -654.68 | -739.36 | -677.64 | 76.32 | 98.69 | 34.43 | 6.01 | -21.97 | -19.47 | -83.61 | -146.35 | -144.98 |
| ROCE % | 7.09% | 9.00% | 8.63% | 7.37% | 6.56% | 6.80% | 7.15% | 5.98% | 5.80% | 5.91% | 5.26% | 4.42% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.68 | 0.68 | 0.49 | 0.41 | 0.42 |
| Diluted EPS (Rs.) | 0.68 | 0.68 | 0.49 | 0.41 | 0.42 |
| Cash EPS (Rs.) | 0.05 | 0.51 | 0.49 | 0.43 | 0.43 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.31 | 12.70 | 12.24 | 11.80 | 11.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.31 | 12.70 | 12.24 | 11.80 | 11.42 |
| Revenue From Operations / Share (Rs.) | 0.21 | 2.06 | 2.26 | 2.24 | 2.15 |
| PBDIT / Share (Rs.) | 0.12 | 1.41 | 1.53 | 1.44 | 1.38 |
| PBIT / Share (Rs.) | 0.12 | 1.40 | 1.51 | 1.42 | 1.36 |
| PBT / Share (Rs.) | 0.06 | 0.68 | 0.67 | 0.58 | 0.58 |
| Net Profit / Share (Rs.) | 0.05 | 0.50 | 0.48 | 0.41 | 0.41 |
| PBDIT Margin (%) | 58.95 | 68.29 | 67.69 | 64.12 | 64.18 |
| PBIT Margin (%) | 58.59 | 67.81 | 67.13 | 63.37 | 63.31 |
| PBT Margin (%) | 32.31 | 33.13 | 29.95 | 26.25 | 27.20 |
| Net Profit Margin (%) | 23.90 | 24.51 | 21.56 | 18.47 | 19.31 |
| Return on Networth / Equity (%) | 3.89 | 3.98 | 3.97 | 3.51 | 3.63 |
| Return on Capital Employeed (%) | 4.31 | 4.94 | 5.87 | 5.51 | 5.70 |
| Return On Assets (%) | 1.70 | 1.72 | 1.81 | 1.57 | 1.71 |
| Long Term Debt / Equity (X) | 0.97 | 0.98 | 0.92 | 0.99 | 0.89 |
| Total Debt / Equity (X) | 0.97 | 0.98 | 0.92 | 0.99 | 0.89 |
| Asset Turnover Ratio (%) | 0.07 | 0.07 | 0.08 | 0.08 | 0.09 |
| Current Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Quick Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Interest Coverage Ratio (X) | 2.24 | 1.97 | 1.82 | 1.73 | 1.78 |
| Interest Coverage Ratio (Post Tax) (X) | 1.91 | 1.71 | 1.58 | 1.50 | 1.53 |
| Enterprise Value (Cr.) | 35.01 | 165.17 | 33.39 | 20.90 | 16.15 |
| EV / Net Operating Revenue (X) | 16.35 | 79.65 | 14.73 | 9.29 | 7.49 |
| EV / EBITDA (X) | 27.73 | 116.63 | 21.76 | 14.48 | 11.67 |
| MarketCap / Net Operating Revenue (X) | 9.19 | 72.41 | 8.95 | 3.23 | 1.96 |
| Price / BV (X) | 1.50 | 11.78 | 1.65 | 0.61 | 0.36 |
| Price / Net Operating Revenue (X) | 9.19 | 72.45 | 8.95 | 3.23 | 1.96 |
| EarningsYield | 0.02 | 0.00 | 0.02 | 0.05 | 0.09 |
After reviewing the key financial ratios for Money Masters Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.68.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.68.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 3. It has decreased from 0.51 (Mar 24) to 0.05, marking a decrease of 0.46.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.31. It has decreased from 12.70 (Mar 24) to 1.31, marking a decrease of 11.39.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.31. It has decreased from 12.70 (Mar 24) to 1.31, marking a decrease of 11.39.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.21. It has decreased from 2.06 (Mar 24) to 0.21, marking a decrease of 1.85.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 2. It has decreased from 1.41 (Mar 24) to 0.12, marking a decrease of 1.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.12. This value is within the healthy range. It has decreased from 1.40 (Mar 24) to 0.12, marking a decrease of 1.28.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.06. This value is within the healthy range. It has decreased from 0.68 (Mar 24) to 0.06, marking a decrease of 0.62.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 2. It has decreased from 0.50 (Mar 24) to 0.05, marking a decrease of 0.45.
- For PBDIT Margin (%), as of Mar 25, the value is 58.95. This value is within the healthy range. It has decreased from 68.29 (Mar 24) to 58.95, marking a decrease of 9.34.
- For PBIT Margin (%), as of Mar 25, the value is 58.59. This value exceeds the healthy maximum of 20. It has decreased from 67.81 (Mar 24) to 58.59, marking a decrease of 9.22.
- For PBT Margin (%), as of Mar 25, the value is 32.31. This value is within the healthy range. It has decreased from 33.13 (Mar 24) to 32.31, marking a decrease of 0.82.
- For Net Profit Margin (%), as of Mar 25, the value is 23.90. This value exceeds the healthy maximum of 10. It has decreased from 24.51 (Mar 24) to 23.90, marking a decrease of 0.61.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.89. This value is below the healthy minimum of 15. It has decreased from 3.98 (Mar 24) to 3.89, marking a decrease of 0.09.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.31. This value is below the healthy minimum of 10. It has decreased from 4.94 (Mar 24) to 4.31, marking a decrease of 0.63.
- For Return On Assets (%), as of Mar 25, the value is 1.70. This value is below the healthy minimum of 5. It has decreased from 1.72 (Mar 24) to 1.70, marking a decrease of 0.02.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.97. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.97, marking a decrease of 0.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.97. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.97, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.07. There is no change compared to the previous period (Mar 24) which recorded 0.07.
- For Current Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1.5. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Quick Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 2.24. This value is below the healthy minimum of 3. It has increased from 1.97 (Mar 24) to 2.24, marking an increase of 0.27.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.91. This value is below the healthy minimum of 3. It has increased from 1.71 (Mar 24) to 1.91, marking an increase of 0.20.
- For Enterprise Value (Cr.), as of Mar 25, the value is 35.01. It has decreased from 165.17 (Mar 24) to 35.01, marking a decrease of 130.16.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 16.35. This value exceeds the healthy maximum of 3. It has decreased from 79.65 (Mar 24) to 16.35, marking a decrease of 63.30.
- For EV / EBITDA (X), as of Mar 25, the value is 27.73. This value exceeds the healthy maximum of 15. It has decreased from 116.63 (Mar 24) to 27.73, marking a decrease of 88.90.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 9.19. This value exceeds the healthy maximum of 3. It has decreased from 72.41 (Mar 24) to 9.19, marking a decrease of 63.22.
- For Price / BV (X), as of Mar 25, the value is 1.50. This value is within the healthy range. It has decreased from 11.78 (Mar 24) to 1.50, marking a decrease of 10.28.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 9.19. This value exceeds the healthy maximum of 3. It has decreased from 72.45 (Mar 24) to 9.19, marking a decrease of 63.26.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 24) to 0.02, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Money Masters Leasing & Finance Ltd:
- Net Profit Margin: 23.9%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.31% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.89% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.91
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 18.3 (Industry average Stock P/E: 71.09)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.97
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 23.9%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 4, Akash Deep, Ground Floor, Mumbai Maharashtra 400054 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Hozef Abdulhussain Darukhanawala | Managing Director |
| Mrs. Duraiya Hozef Darukhanawala | Non Executive Director |
| Mr. Rakesh Anil Bissa | Non Executive Director |
| Mr. Vijaypratap Talukdar Singh | Independent Director |
| Mr. Javid Husain Parkar | Independent Director |
FAQ
What is the intrinsic value of Money Masters Leasing & Finance Ltd?
Money Masters Leasing & Finance Ltd's intrinsic value (as of 09 February 2026) is ₹0.92 which is 48.39% higher the current market price of ₹0.62, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹6.22 Cr. market cap, FY2025-2026 high/low of ₹4.29/0.58, reserves of ₹3.14 Cr, and liabilities of ₹30.10 Cr.
What is the Market Cap of Money Masters Leasing & Finance Ltd?
The Market Cap of Money Masters Leasing & Finance Ltd is 6.22 Cr..
What is the current Stock Price of Money Masters Leasing & Finance Ltd as on 09 February 2026?
The current stock price of Money Masters Leasing & Finance Ltd as on 09 February 2026 is ₹0.62.
What is the High / Low of Money Masters Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Money Masters Leasing & Finance Ltd stocks is ₹4.29/0.58.
What is the Stock P/E of Money Masters Leasing & Finance Ltd?
The Stock P/E of Money Masters Leasing & Finance Ltd is 18.3.
What is the Book Value of Money Masters Leasing & Finance Ltd?
The Book Value of Money Masters Leasing & Finance Ltd is 1.57.
What is the Dividend Yield of Money Masters Leasing & Finance Ltd?
The Dividend Yield of Money Masters Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Money Masters Leasing & Finance Ltd?
The ROCE of Money Masters Leasing & Finance Ltd is 4.42 %.
What is the ROE of Money Masters Leasing & Finance Ltd?
The ROE of Money Masters Leasing & Finance Ltd is 3.94 %.
What is the Face Value of Money Masters Leasing & Finance Ltd?
The Face Value of Money Masters Leasing & Finance Ltd is 1.00.