Share Price and Basic Stock Data
Last Updated: November 20, 2025, 10:52 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Money Masters Leasing & Finance Ltd operates as a Non-Banking Financial Company (NBFC), focusing primarily on leasing and financial services. The company’s share price is ₹1.06, with a market capitalization of ₹10.6 Cr. Over the last few quarters, revenue trends have demonstrated volatility. Sales reported for the quarter ending December 2022 stood at ₹0.39 Cr, increasing to ₹0.73 Cr by March 2023, then fluctuating to ₹0.39 Cr in June 2023, and again rising to ₹0.58 Cr in September 2023. However, a decline to ₹0.26 Cr in December 2023 was noted, followed by a rebound to ₹0.84 Cr in March 2024. The overall performance indicates an inconsistent revenue stream, which is critical for an NBFC relying on stable cash flows for operational sustainability. The trailing twelve months (TTM) revenue recorded is ₹1.44 Cr, highlighting a need for improved consistency in revenue generation to align with industry expectations.
Profitability and Efficiency Metrics
Profitability metrics for Money Masters Leasing & Finance Ltd reveal a mixed performance. The company reported a net profit of ₹0.34 Cr, yielding a return on equity (ROE) of 3.94%, which is relatively low compared to industry standards. The operating profit margin (OPM) stood at a healthy 34.38%, indicating effective cost management in its operations. However, the interest coverage ratio (ICR) is recorded at 0.00x, signifying potential challenges in covering interest expenses, thus raising concerns about financial stability. The consistency of operating profit has fluctuated, with a peak of ₹0.31 Cr in March 2024 but declining to ₹0.05 Cr in December 2023. Notably, the company has not incurred any interest expenses over the reported periods, which may imply either a strategic choice or a lack of leverage in its operations. This scenario poses both opportunities for growth and risks if the company seeks to expand through borrowing.
Balance Sheet Strength and Financial Ratios
The balance sheet of Money Masters Leasing & Finance Ltd shows a total asset base of ₹30.09 Cr as of March 2025, with total liabilities of ₹30.09 Cr as well. The company’s borrowings amounted to ₹12.73 Cr, reflecting a manageable debt level in relation to its equity capital of ₹10.04 Cr. The debt-to-equity ratio stands at 0.81x, which is relatively conservative for an NBFC. Reserves have grown from ₹2.25 Cr in March 2023 to ₹3.14 Cr in March 2025, indicating an effort to strengthen its capital base. However, the current ratio is low at 0.22x, suggesting liquidity concerns that may impact short-term obligations. Furthermore, the return on capital employed (ROCE) has declined from 5.87% in March 2023 to 4.42% in March 2025, indicating decreasing efficiency in utilizing capital for generating profits. The financial ratios highlight a solid capital structure but raise questions regarding liquidity and operational efficiency.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Money Masters Leasing & Finance Ltd indicates a significant portion of ownership held by the promoters at 34.65%, while the public holds 65.34% of the shares. The number of shareholders has increased substantially, from 164 in December 2022 to 7,028 by September 2025, reflecting growing investor interest and confidence in the company. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) may suggest that institutional confidence remains low, which could impact stock liquidity and price stability. The consistent promoter holding over time indicates a stable leadership presence, which is often viewed positively by investors. Despite this, the company’s low ROE and ICR may deter potential investors, as they typically seek higher returns and assurance of financial health in their investments. Hence, while the growing number of shareholders is a positive sign, the underlying financial metrics may still pose concerns.
Outlook, Risks, and Final Insight
The outlook for Money Masters Leasing & Finance Ltd hinges on its ability to stabilize and grow its revenue streams while managing operational efficiency. The company faces several risks, including its low ROE and ICR, which could hinder its ability to attract investment and sustain operations during challenging economic conditions. Furthermore, the volatility in quarterly sales raises questions about market demand and competitive positioning within the NBFC sector. On the positive side, the increase in reserves and a manageable debt profile present opportunities for future growth, especially if the company chooses to leverage its capital for expansion. A potential strategy could involve diversifying its service offerings or enhancing its marketing efforts to capture a larger market share. The company’s ability to navigate these challenges will be pivotal in determining its long-term success and profitability in the competitive NBFC landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Money Masters Leasing & Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.91/0.89 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 10.6 Cr. | 1.06 | 11.4/1.03 | 31.3 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 454 Cr. | 138 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.0 Cr. | 15.2 | 37.9/15.0 | 10.4 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 41.8 Cr. | 92.9 | 180/90.0 | 22.4 | 238 | 1.08 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,347.39 Cr | 468.72 | 55.40 | 522.84 | 0.21% | 15.80% | 8.84% | 8.50 |
All Competitor Stocks of Money Masters Leasing & Finance Ltd
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.39 | 0.73 | 0.39 | 0.58 | 0.26 | 0.84 | 0.50 | 0.74 | 0.32 | 0.57 | 0.32 |
| Expenses | 0.23 | 0.53 | 0.26 | 0.37 | 0.21 | 0.53 | 0.34 | 0.49 | 0.24 | 0.36 | 0.21 |
| Operating Profit | 0.16 | 0.20 | 0.13 | 0.21 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 |
| OPM % | 41.03% | 27.40% | 33.33% | 36.21% | 19.23% | 36.90% | 32.00% | 33.78% | 25.00% | 36.84% | 34.38% |
| Other Income | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.30 | 0.16 | 0.25 | 0.07 | 0.21 | 0.11 |
| EPS in Rs | 0.02 | 0.02 | 0.01 | 0.02 | 0.00 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 |
Last Updated: August 19, 2025, 1:00 pm
Below is a detailed analysis of the quarterly data for Money Masters Leasing & Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.32 Cr.. The value appears to be declining and may need further review. It has decreased from 0.57 Cr. (Mar 2025) to 0.32 Cr., marking a decrease of 0.25 Cr..
- For Expenses, as of Jun 2025, the value is 0.21 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.36 Cr. (Mar 2025) to 0.21 Cr., marking a decrease of 0.15 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For OPM %, as of Jun 2025, the value is 34.38%. The value appears to be declining and may need further review. It has decreased from 36.84% (Mar 2025) to 34.38%, marking a decrease of 2.46%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.01. The value appears to be declining and may need further review. It has decreased from 0.02 (Mar 2025) to 0.01, marking a decrease of 0.01.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 3:02 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.89 | 2.34 | 2.44 | 2.20 | 2.33 | 2.65 | 2.43 | 2.16 | 2.25 | 2.27 | 2.07 | 2.14 | 1.44 |
| Expenses | 1.06 | 0.82 | 0.73 | 0.74 | 0.88 | 1.10 | 0.99 | 0.87 | 0.94 | 0.81 | 0.65 | 0.88 | 1.09 |
| Operating Profit | 0.83 | 1.52 | 1.71 | 1.46 | 1.45 | 1.55 | 1.44 | 1.29 | 1.31 | 1.46 | 1.42 | 1.26 | 0.35 |
| OPM % | 43.92% | 64.96% | 70.08% | 66.36% | 62.23% | 58.49% | 59.26% | 59.72% | 58.22% | 64.32% | 68.60% | 58.88% | 24.31% |
| Other Income | 0.15 | 0.03 | 0.02 | 0.03 | 0.00 | 0.00 | 0.15 | 0.10 | 0.14 | 0.07 | 0.00 | 0.00 | 0.00 |
| Interest | 0.68 | 1.15 | 1.22 | 0.99 | 0.96 | 1.03 | 0.90 | 0.78 | 0.84 | 0.84 | 0.72 | 0.56 | 0.00 |
| Depreciation | 0.04 | 0.05 | 0.06 | 0.05 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 |
| Profit before tax | 0.26 | 0.35 | 0.45 | 0.45 | 0.45 | 0.49 | 0.67 | 0.59 | 0.59 | 0.68 | 0.69 | 0.69 | 0.35 |
| Tax % | 61.54% | 28.57% | 28.89% | 26.67% | 26.67% | 26.53% | 28.36% | 28.81% | 30.51% | 27.94% | 26.09% | 26.09% | |
| Net Profit | 0.10 | 0.25 | 0.31 | 0.33 | 0.33 | 0.37 | 0.48 | 0.42 | 0.42 | 0.49 | 0.51 | 0.51 | 0.34 |
| EPS in Rs | 0.02 | 0.04 | 0.05 | 0.06 | 0.06 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 150.00% | 24.00% | 6.45% | 0.00% | 12.12% | 29.73% | -12.50% | 0.00% | 16.67% | 4.08% | 0.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -126.00% | -17.55% | -6.45% | 12.12% | 17.61% | -42.23% | 12.50% | 16.67% | -12.59% | -4.08% |
Money Masters Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -3% |
| 3 Years: | -2% |
| TTM: | -11% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 8% |
| 3 Years: | 18% |
| TTM: | -10% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -88% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 4% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: November 9, 2025, 4:13 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.49 | 4.49 | 4.67 | 4.67 | 5.84 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 12.65 |
| Reserves | 1.76 | 1.94 | 2.45 | 1.95 | 2.60 | 0.87 | 1.17 | 1.42 | 1.81 | 2.25 | 2.71 | 3.10 | 3.14 |
| Borrowings | 7.43 | 13.23 | 11.92 | 13.40 | 14.53 | 10.81 | 11.00 | 12.13 | 13.89 | 13.40 | 15.19 | 15.42 | 12.73 |
| Other Liabilities | 4.11 | 0.64 | 0.66 | 0.55 | 0.69 | 0.43 | 0.46 | 0.69 | 0.70 | 1.15 | 1.49 | 1.53 | 1.58 |
| Total Liabilities | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
| Fixed Assets | 0.12 | 0.18 | 0.16 | 0.15 | 0.11 | 0.09 | 0.07 | 0.08 | 0.06 | 0.05 | 0.04 | 0.03 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.82 | 0.72 | 0.68 | 0.68 | 0.68 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 16.85 | 19.40 | 18.86 | 19.74 | 22.87 | 22.06 | 22.60 | 24.20 | 26.38 | 26.79 | 29.39 | 30.06 | 30.07 |
| Total Assets | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
Below is a detailed analysis of the balance sheet data for Money Masters Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 12.65 Cr.. The value appears strong and on an upward trend. It has increased from 10.04 Cr. (Mar 2025) to 12.65 Cr., marking an increase of 2.61 Cr..
- For Reserves, as of Sep 2025, the value is 3.14 Cr.. The value appears strong and on an upward trend. It has increased from 3.10 Cr. (Mar 2025) to 3.14 Cr., marking an increase of 0.04 Cr..
- For Borrowings, as of Sep 2025, the value is 12.73 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 15.42 Cr. (Mar 2025) to 12.73 Cr., marking a decrease of 2.69 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.58 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.53 Cr. (Mar 2025) to 1.58 Cr., marking an increase of 0.05 Cr..
- For Total Liabilities, as of Sep 2025, the value is 30.10 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.03 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 30.07 Cr.. The value appears strong and on an upward trend. It has increased from 30.06 Cr. (Mar 2025) to 30.07 Cr., marking an increase of 0.01 Cr..
- For Total Assets, as of Sep 2025, the value is 30.10 Cr.. The value appears strong and on an upward trend. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
However, the Borrowings (12.73 Cr.) are higher than the Reserves (3.14 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -6.60 | -11.71 | -10.21 | -11.94 | -13.08 | -9.26 | -9.56 | -10.84 | -12.58 | -11.94 | -13.77 | -14.16 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -654.68 | -739.36 | -677.64 | 76.32 | 98.69 | 34.43 | 6.01 | -21.97 | -19.47 | -83.61 | -146.35 | -144.98 |
| ROCE % | 7.09% | 9.00% | 8.63% | 7.37% | 6.56% | 6.80% | 7.15% | 5.98% | 5.80% | 5.91% | 5.26% | 4.42% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.05 | 0.68 | 0.49 | 0.41 | 0.42 |
| Diluted EPS (Rs.) | 0.05 | 0.68 | 0.49 | 0.41 | 0.42 |
| Cash EPS (Rs.) | 0.04 | 0.51 | 0.49 | 0.43 | 0.43 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.24 | 12.70 | 12.24 | 11.80 | 11.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.24 | 12.70 | 12.24 | 11.80 | 11.42 |
| Revenue From Operations / Share (Rs.) | 0.16 | 2.06 | 2.26 | 2.24 | 2.15 |
| PBDIT / Share (Rs.) | 0.05 | 1.41 | 1.53 | 1.44 | 1.38 |
| PBIT / Share (Rs.) | 0.05 | 1.40 | 1.51 | 1.42 | 1.36 |
| PBT / Share (Rs.) | 0.05 | 0.68 | 0.67 | 0.58 | 0.58 |
| Net Profit / Share (Rs.) | 0.04 | 0.50 | 0.48 | 0.41 | 0.41 |
| PBDIT Margin (%) | 32.67 | 68.29 | 67.69 | 64.12 | 64.18 |
| PBIT Margin (%) | 32.31 | 67.81 | 67.13 | 63.37 | 63.31 |
| PBT Margin (%) | 32.31 | 33.13 | 29.95 | 26.25 | 27.20 |
| Net Profit Margin (%) | 23.90 | 24.51 | 21.56 | 18.47 | 19.31 |
| Return on Networth / Equity (%) | 3.25 | 3.98 | 3.97 | 3.51 | 3.63 |
| Return on Capital Employeed (%) | 2.37 | 4.94 | 5.87 | 5.51 | 5.70 |
| Return On Assets (%) | 1.70 | 1.72 | 1.81 | 1.57 | 1.71 |
| Long Term Debt / Equity (X) | 0.81 | 0.98 | 0.92 | 0.99 | 0.89 |
| Total Debt / Equity (X) | 0.81 | 0.98 | 0.92 | 0.99 | 0.89 |
| Asset Turnover Ratio (%) | 0.07 | 0.07 | 0.08 | 0.08 | 0.09 |
| Current Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Quick Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Interest Coverage Ratio (X) | 0.00 | 1.97 | 1.82 | 1.73 | 1.78 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 1.71 | 1.58 | 1.50 | 1.53 |
| Enterprise Value (Cr.) | 32.39 | 165.17 | 33.39 | 20.90 | 16.15 |
| EV / Net Operating Revenue (X) | 17.52 | 79.65 | 14.73 | 9.29 | 7.49 |
| EV / EBITDA (X) | 53.63 | 116.63 | 21.76 | 14.48 | 11.67 |
| MarketCap / Net Operating Revenue (X) | 11.58 | 72.41 | 8.95 | 3.23 | 1.96 |
| Price / BV (X) | 1.57 | 11.78 | 1.65 | 0.61 | 0.36 |
| Price / Net Operating Revenue (X) | 11.58 | 72.45 | 8.95 | 3.23 | 1.96 |
| EarningsYield | 0.02 | 0.00 | 0.02 | 0.05 | 0.09 |
After reviewing the key financial ratios for Money Masters Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.68 (Mar 24) to 0.05, marking a decrease of 0.63.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.68 (Mar 24) to 0.05, marking a decrease of 0.63.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 3. It has decreased from 0.51 (Mar 24) to 0.04, marking a decrease of 0.47.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.24. It has decreased from 12.70 (Mar 24) to 1.24, marking a decrease of 11.46.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.24. It has decreased from 12.70 (Mar 24) to 1.24, marking a decrease of 11.46.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.16. It has decreased from 2.06 (Mar 24) to 0.16, marking a decrease of 1.90.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 2. It has decreased from 1.41 (Mar 24) to 0.05, marking a decrease of 1.36.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has decreased from 1.40 (Mar 24) to 0.05, marking a decrease of 1.35.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has decreased from 0.68 (Mar 24) to 0.05, marking a decrease of 0.63.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 2. It has decreased from 0.50 (Mar 24) to 0.04, marking a decrease of 0.46.
- For PBDIT Margin (%), as of Mar 25, the value is 32.67. This value is within the healthy range. It has decreased from 68.29 (Mar 24) to 32.67, marking a decrease of 35.62.
- For PBIT Margin (%), as of Mar 25, the value is 32.31. This value exceeds the healthy maximum of 20. It has decreased from 67.81 (Mar 24) to 32.31, marking a decrease of 35.50.
- For PBT Margin (%), as of Mar 25, the value is 32.31. This value is within the healthy range. It has decreased from 33.13 (Mar 24) to 32.31, marking a decrease of 0.82.
- For Net Profit Margin (%), as of Mar 25, the value is 23.90. This value exceeds the healthy maximum of 10. It has decreased from 24.51 (Mar 24) to 23.90, marking a decrease of 0.61.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.25. This value is below the healthy minimum of 15. It has decreased from 3.98 (Mar 24) to 3.25, marking a decrease of 0.73.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.37. This value is below the healthy minimum of 10. It has decreased from 4.94 (Mar 24) to 2.37, marking a decrease of 2.57.
- For Return On Assets (%), as of Mar 25, the value is 1.70. This value is below the healthy minimum of 5. It has decreased from 1.72 (Mar 24) to 1.70, marking a decrease of 0.02.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.81. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.81, marking a decrease of 0.17.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.81. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.81, marking a decrease of 0.17.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.07. There is no change compared to the previous period (Mar 24) which recorded 0.07.
- For Current Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1.5. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Quick Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 1.97 (Mar 24) to 0.00, marking a decrease of 1.97.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 1.71 (Mar 24) to 0.00, marking a decrease of 1.71.
- For Enterprise Value (Cr.), as of Mar 25, the value is 32.39. It has decreased from 165.17 (Mar 24) to 32.39, marking a decrease of 132.78.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 17.52. This value exceeds the healthy maximum of 3. It has decreased from 79.65 (Mar 24) to 17.52, marking a decrease of 62.13.
- For EV / EBITDA (X), as of Mar 25, the value is 53.63. This value exceeds the healthy maximum of 15. It has decreased from 116.63 (Mar 24) to 53.63, marking a decrease of 63.00.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 11.58. This value exceeds the healthy maximum of 3. It has decreased from 72.41 (Mar 24) to 11.58, marking a decrease of 60.83.
- For Price / BV (X), as of Mar 25, the value is 1.57. This value is within the healthy range. It has decreased from 11.78 (Mar 24) to 1.57, marking a decrease of 10.21.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 11.58. This value exceeds the healthy maximum of 3. It has decreased from 72.45 (Mar 24) to 11.58, marking a decrease of 60.87.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 24) to 0.02, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Money Masters Leasing & Finance Ltd:
- Net Profit Margin: 23.9%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.37% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.25% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 31.3 (Industry average Stock P/E: 55.4)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.81
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 23.9%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 4, Akash Deep, Ground Floor, Mumbai Maharashtra 400054 | mm.moneymasters@gmail.com http://www.moneymasterscc.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Hozef Abdulhussain Darukhanawala | Managing Director |
| Mrs. Duraiya Hozef Darukhanawala | Non Executive Director |
| Mr. Rakesh Anil Bissa | Non Executive Director |
| Mr. Vijaypratap Talukdar Singh | Independent Director |
| Mr. Javid Husain Parkar | Independent Director |
FAQ
What is the intrinsic value of Money Masters Leasing & Finance Ltd?
Money Masters Leasing & Finance Ltd's intrinsic value (as of 20 November 2025) is 1.58 which is 49.06% higher the current market price of 1.06, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 10.6 Cr. market cap, FY2025-2026 high/low of 11.4/1.03, reserves of ₹3.14 Cr, and liabilities of 30.10 Cr.
What is the Market Cap of Money Masters Leasing & Finance Ltd?
The Market Cap of Money Masters Leasing & Finance Ltd is 10.6 Cr..
What is the current Stock Price of Money Masters Leasing & Finance Ltd as on 20 November 2025?
The current stock price of Money Masters Leasing & Finance Ltd as on 20 November 2025 is 1.06.
What is the High / Low of Money Masters Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Money Masters Leasing & Finance Ltd stocks is 11.4/1.03.
What is the Stock P/E of Money Masters Leasing & Finance Ltd?
The Stock P/E of Money Masters Leasing & Finance Ltd is 31.3.
What is the Book Value of Money Masters Leasing & Finance Ltd?
The Book Value of Money Masters Leasing & Finance Ltd is 1.57.
What is the Dividend Yield of Money Masters Leasing & Finance Ltd?
The Dividend Yield of Money Masters Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Money Masters Leasing & Finance Ltd?
The ROCE of Money Masters Leasing & Finance Ltd is 4.42 %.
What is the ROE of Money Masters Leasing & Finance Ltd?
The ROE of Money Masters Leasing & Finance Ltd is 3.94 %.
What is the Face Value of Money Masters Leasing & Finance Ltd?
The Face Value of Money Masters Leasing & Finance Ltd is 1.00.