Share Price and Basic Stock Data
Last Updated: December 9, 2025, 11:22 pm
| PEG Ratio | 3.29 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Money Masters Leasing & Finance Ltd operates within the Non-Banking Financial Company (NBFC) sector, which is pivotal in providing financial services outside traditional banking. The company’s stock currently trades at ₹0.98, with a market capitalization of ₹9.84 Cr. Over the last fiscal year, the revenue figures showed a slight upward trend, with sales standing at ₹2.27 Cr in FY 2023, a modest increase from ₹2.25 Cr in FY 2022. However, the trailing twelve months (TTM) revenue dipped to ₹1.95 Cr, indicating potential volatility in its revenue streams. Quarterly sales figures reveal fluctuations, peaking at ₹0.84 Cr in March 2024 before dropping to ₹0.26 Cr in December 2023. This inconsistency may raise concerns about the company’s ability to maintain stable revenue generation, particularly in a competitive environment where predictability is key.
Profitability and Efficiency Metrics
In terms of profitability, Money Masters reported a net profit of ₹0.64 Cr, translating to an earnings per share (EPS) of ₹0.05 for FY 2025. The operating profit margin (OPM) stands at a solid 34.38%, indicative of the company’s capacity to manage operational costs effectively. However, the return on equity (ROE) is relatively low at 3.94%, which might suggest that shareholders are not seeing substantial returns on their investments. The interest coverage ratio (ICR) of 2.24x appears adequate, allowing the company to comfortably meet its interest obligations. Nevertheless, the declining trend in ROCE, which is currently at 4.42%, raises concerns about the efficiency with which the company is utilizing its capital to generate profits. This combination of strong margins but low returns could indicate an underlying inefficiency that investors should monitor closely.
Balance Sheet Strength and Financial Ratios
Money Masters Leasing’s balance sheet reflects a cautious approach to leverage, with total borrowings recorded at ₹12.73 Cr against reserves of ₹3.14 Cr. The current ratio at 0.22 indicates potential liquidity challenges, as it suggests that the company may struggle to meet short-term obligations. The price-to-book value ratio (P/BV) currently stands at 1.50x, hinting that the stock may be priced at a premium relative to its book value, which is another consideration for investors. Furthermore, the company’s total liabilities have steadily increased, reaching ₹30.09 Cr in FY 2025, emphasizing the need to manage debt levels prudently. The asset turnover ratio, which has remained low at 0.07, further underscores the necessity for the company to enhance operational efficiency to leverage its assets for revenue generation.
Shareholding Pattern and Investor Confidence
The shareholding structure of Money Masters reveals a stable promoter holding of 34.65%, with public shareholders constituting 65.34%. This relatively high public ownership could suggest a level of investor interest and confidence in the company’s potential. The number of shareholders has grown significantly, with an increase from 164 in December 2022 to 7,028 by September 2025. This rising trend could indicate growing interest in the stock, potentially bolstered by retail investors looking for opportunities within the NBFC sector. However, the absence of foreign institutional investors (FIIs) raises a flag, as their participation often signals broader market confidence. The lack of institutional backing may leave the stock vulnerable to volatility, particularly in changing market conditions.
Outlook, Risks, and Final Insight
Looking ahead, Money Masters faces a mixed bag of opportunities and risks. While the company operates in a sector with significant growth potential, the recent fluctuations in revenue and declining efficiency metrics could pose challenges. Investors should be cautious about the company’s liquidity and the implications of its low ROE and ROCE. The increasing number of shareholders is a positive sign, but the absence of institutional support might lead to heightened volatility. Additionally, external factors such as regulatory changes in the NBFC space, economic downturns, or shifts in consumer credit demand could impact profitability. As such, investors should weigh these risks against the potential for recovery and growth within the company, considering their risk tolerance and investment horizon. In summary, while Money Masters presents some attractive features, the underlying financial health and market dynamics will ultimately dictate its performance moving forward.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Money Masters Leasing & Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 11.6 Cr. | 1.16 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 9.44 Cr. | 0.94 | 9.18/0.85 | 27.8 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 437 Cr. | 134 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.3 Cr. | 16.7 | 34.4/15.0 | 11.4 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 36.4 Cr. | 80.8 | 166/74.8 | 19.4 | 238 | 1.24 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,740.31 Cr | 440.03 | 51.06 | 522.84 | 0.23% | 15.80% | 8.84% | 8.50 |
All Competitor Stocks of Money Masters Leasing & Finance Ltd
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.39 | 0.73 | 0.39 | 0.58 | 0.26 | 0.84 | 0.50 | 0.74 | 0.32 | 0.57 | 0.32 |
| Expenses | 0.23 | 0.53 | 0.26 | 0.37 | 0.21 | 0.53 | 0.34 | 0.49 | 0.24 | 0.36 | 0.21 |
| Operating Profit | 0.16 | 0.20 | 0.13 | 0.21 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 |
| OPM % | 41.03% | 27.40% | 33.33% | 36.21% | 19.23% | 36.90% | 32.00% | 33.78% | 25.00% | 36.84% | 34.38% |
| Other Income | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.30 | 0.16 | 0.25 | 0.07 | 0.21 | 0.11 |
| EPS in Rs | 0.02 | 0.02 | 0.01 | 0.02 | 0.00 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 |
Last Updated: August 19, 2025, 1:00 pm
Below is a detailed analysis of the quarterly data for Money Masters Leasing & Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.32 Cr.. The value appears to be declining and may need further review. It has decreased from 0.57 Cr. (Mar 2025) to 0.32 Cr., marking a decrease of 0.25 Cr..
- For Expenses, as of Jun 2025, the value is 0.21 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.36 Cr. (Mar 2025) to 0.21 Cr., marking a decrease of 0.15 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For OPM %, as of Jun 2025, the value is 34.38%. The value appears to be declining and may need further review. It has decreased from 36.84% (Mar 2025) to 34.38%, marking a decrease of 2.46%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.01. The value appears to be declining and may need further review. It has decreased from 0.02 (Mar 2025) to 0.01, marking a decrease of 0.01.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: September 18, 2025, 2:12 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.89 | 2.34 | 2.44 | 2.20 | 2.33 | 2.65 | 2.43 | 2.16 | 2.25 | 2.27 | 2.07 | 2.14 | 1.95 |
| Expenses | 1.06 | 0.82 | 0.73 | 0.74 | 0.88 | 1.10 | 0.99 | 0.87 | 0.94 | 0.81 | 0.65 | 0.88 | 1.30 |
| Operating Profit | 0.83 | 1.52 | 1.71 | 1.46 | 1.45 | 1.55 | 1.44 | 1.29 | 1.31 | 1.46 | 1.42 | 1.26 | 0.65 |
| OPM % | 43.92% | 64.96% | 70.08% | 66.36% | 62.23% | 58.49% | 59.26% | 59.72% | 58.22% | 64.32% | 68.60% | 58.88% | 33.33% |
| Other Income | 0.15 | 0.03 | 0.02 | 0.03 | 0.00 | 0.00 | 0.15 | 0.10 | 0.14 | 0.07 | 0.00 | 0.00 | 0.00 |
| Interest | 0.68 | 1.15 | 1.22 | 0.99 | 0.96 | 1.03 | 0.90 | 0.78 | 0.84 | 0.84 | 0.72 | 0.56 | 0.00 |
| Depreciation | 0.04 | 0.05 | 0.06 | 0.05 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 |
| Profit before tax | 0.26 | 0.35 | 0.45 | 0.45 | 0.45 | 0.49 | 0.67 | 0.59 | 0.59 | 0.68 | 0.69 | 0.69 | 0.65 |
| Tax % | 61.54% | 28.57% | 28.89% | 26.67% | 26.67% | 26.53% | 28.36% | 28.81% | 30.51% | 27.94% | 26.09% | 26.09% | |
| Net Profit | 0.10 | 0.25 | 0.31 | 0.33 | 0.33 | 0.37 | 0.48 | 0.42 | 0.42 | 0.49 | 0.51 | 0.51 | 0.64 |
| EPS in Rs | 0.02 | 0.04 | 0.05 | 0.06 | 0.06 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.06 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 150.00% | 24.00% | 6.45% | 0.00% | 12.12% | 29.73% | -12.50% | 0.00% | 16.67% | 4.08% | 0.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -126.00% | -17.55% | -6.45% | 12.12% | 17.61% | -42.23% | 12.50% | 16.67% | -12.59% | -4.08% |
Money Masters Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -3% |
| 3 Years: | -2% |
| TTM: | -11% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 8% |
| 3 Years: | 18% |
| TTM: | -10% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -88% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 4% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: December 4, 2025, 3:08 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.49 | 4.49 | 4.67 | 4.67 | 5.84 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 12.65 |
| Reserves | 1.76 | 1.94 | 2.45 | 1.95 | 2.60 | 0.87 | 1.17 | 1.42 | 1.81 | 2.25 | 2.71 | 3.10 | 3.14 |
| Borrowings | 7.43 | 13.23 | 11.92 | 13.40 | 14.53 | 10.81 | 11.00 | 12.13 | 13.89 | 13.40 | 15.19 | 15.42 | 12.73 |
| Other Liabilities | 4.11 | 0.64 | 0.66 | 0.55 | 0.69 | 0.43 | 0.46 | 0.69 | 0.70 | 1.15 | 1.49 | 1.53 | 1.58 |
| Total Liabilities | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
| Fixed Assets | 0.12 | 0.18 | 0.16 | 0.15 | 0.11 | 0.09 | 0.07 | 0.08 | 0.06 | 0.05 | 0.04 | 0.03 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.82 | 0.72 | 0.68 | 0.68 | 0.68 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 16.85 | 19.40 | 18.86 | 19.74 | 22.87 | 22.06 | 22.60 | 24.20 | 26.38 | 26.79 | 29.39 | 30.06 | 30.07 |
| Total Assets | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 | 30.10 |
Below is a detailed analysis of the balance sheet data for Money Masters Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 12.65 Cr.. The value appears strong and on an upward trend. It has increased from 10.04 Cr. (Mar 2025) to 12.65 Cr., marking an increase of 2.61 Cr..
- For Reserves, as of Sep 2025, the value is 3.14 Cr.. The value appears strong and on an upward trend. It has increased from 3.10 Cr. (Mar 2025) to 3.14 Cr., marking an increase of 0.04 Cr..
- For Borrowings, as of Sep 2025, the value is 12.73 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 15.42 Cr. (Mar 2025) to 12.73 Cr., marking a decrease of 2.69 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.58 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.53 Cr. (Mar 2025) to 1.58 Cr., marking an increase of 0.05 Cr..
- For Total Liabilities, as of Sep 2025, the value is 30.10 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.03 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 30.07 Cr.. The value appears strong and on an upward trend. It has increased from 30.06 Cr. (Mar 2025) to 30.07 Cr., marking an increase of 0.01 Cr..
- For Total Assets, as of Sep 2025, the value is 30.10 Cr.. The value appears strong and on an upward trend. It has increased from 30.09 Cr. (Mar 2025) to 30.10 Cr., marking an increase of 0.01 Cr..
However, the Borrowings (12.73 Cr.) are higher than the Reserves (3.14 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -6.60 | -11.71 | -10.21 | -11.94 | -13.08 | -9.26 | -9.56 | -10.84 | -12.58 | -11.94 | -13.77 | -14.16 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -654.68 | -739.36 | -677.64 | 76.32 | 98.69 | 34.43 | 6.01 | -21.97 | -19.47 | -83.61 | -146.35 | -144.98 |
| ROCE % | 7.09% | 9.00% | 8.63% | 7.37% | 6.56% | 6.80% | 7.15% | 5.98% | 5.80% | 5.91% | 5.26% | 4.42% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.68 | 0.68 | 0.49 | 0.41 | 0.42 |
| Diluted EPS (Rs.) | 0.68 | 0.68 | 0.49 | 0.41 | 0.42 |
| Cash EPS (Rs.) | 0.05 | 0.51 | 0.49 | 0.43 | 0.43 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.31 | 12.70 | 12.24 | 11.80 | 11.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.31 | 12.70 | 12.24 | 11.80 | 11.42 |
| Revenue From Operations / Share (Rs.) | 0.21 | 2.06 | 2.26 | 2.24 | 2.15 |
| PBDIT / Share (Rs.) | 0.12 | 1.41 | 1.53 | 1.44 | 1.38 |
| PBIT / Share (Rs.) | 0.12 | 1.40 | 1.51 | 1.42 | 1.36 |
| PBT / Share (Rs.) | 0.06 | 0.68 | 0.67 | 0.58 | 0.58 |
| Net Profit / Share (Rs.) | 0.05 | 0.50 | 0.48 | 0.41 | 0.41 |
| PBDIT Margin (%) | 58.95 | 68.29 | 67.69 | 64.12 | 64.18 |
| PBIT Margin (%) | 58.59 | 67.81 | 67.13 | 63.37 | 63.31 |
| PBT Margin (%) | 32.31 | 33.13 | 29.95 | 26.25 | 27.20 |
| Net Profit Margin (%) | 23.90 | 24.51 | 21.56 | 18.47 | 19.31 |
| Return on Networth / Equity (%) | 3.89 | 3.98 | 3.97 | 3.51 | 3.63 |
| Return on Capital Employeed (%) | 4.31 | 4.94 | 5.87 | 5.51 | 5.70 |
| Return On Assets (%) | 1.70 | 1.72 | 1.81 | 1.57 | 1.71 |
| Long Term Debt / Equity (X) | 0.97 | 0.98 | 0.92 | 0.99 | 0.89 |
| Total Debt / Equity (X) | 0.97 | 0.98 | 0.92 | 0.99 | 0.89 |
| Asset Turnover Ratio (%) | 0.07 | 0.07 | 0.08 | 0.08 | 0.09 |
| Current Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Quick Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Interest Coverage Ratio (X) | 2.24 | 1.97 | 1.82 | 1.73 | 1.78 |
| Interest Coverage Ratio (Post Tax) (X) | 1.91 | 1.71 | 1.58 | 1.50 | 1.53 |
| Enterprise Value (Cr.) | 35.01 | 165.17 | 33.39 | 20.90 | 16.15 |
| EV / Net Operating Revenue (X) | 16.35 | 79.65 | 14.73 | 9.29 | 7.49 |
| EV / EBITDA (X) | 27.73 | 116.63 | 21.76 | 14.48 | 11.67 |
| MarketCap / Net Operating Revenue (X) | 9.19 | 72.41 | 8.95 | 3.23 | 1.96 |
| Price / BV (X) | 1.50 | 11.78 | 1.65 | 0.61 | 0.36 |
| Price / Net Operating Revenue (X) | 9.19 | 72.45 | 8.95 | 3.23 | 1.96 |
| EarningsYield | 0.02 | 0.00 | 0.02 | 0.05 | 0.09 |
After reviewing the key financial ratios for Money Masters Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.68.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.68.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 3. It has decreased from 0.51 (Mar 24) to 0.05, marking a decrease of 0.46.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.31. It has decreased from 12.70 (Mar 24) to 1.31, marking a decrease of 11.39.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.31. It has decreased from 12.70 (Mar 24) to 1.31, marking a decrease of 11.39.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.21. It has decreased from 2.06 (Mar 24) to 0.21, marking a decrease of 1.85.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 2. It has decreased from 1.41 (Mar 24) to 0.12, marking a decrease of 1.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.12. This value is within the healthy range. It has decreased from 1.40 (Mar 24) to 0.12, marking a decrease of 1.28.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.06. This value is within the healthy range. It has decreased from 0.68 (Mar 24) to 0.06, marking a decrease of 0.62.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 2. It has decreased from 0.50 (Mar 24) to 0.05, marking a decrease of 0.45.
- For PBDIT Margin (%), as of Mar 25, the value is 58.95. This value is within the healthy range. It has decreased from 68.29 (Mar 24) to 58.95, marking a decrease of 9.34.
- For PBIT Margin (%), as of Mar 25, the value is 58.59. This value exceeds the healthy maximum of 20. It has decreased from 67.81 (Mar 24) to 58.59, marking a decrease of 9.22.
- For PBT Margin (%), as of Mar 25, the value is 32.31. This value is within the healthy range. It has decreased from 33.13 (Mar 24) to 32.31, marking a decrease of 0.82.
- For Net Profit Margin (%), as of Mar 25, the value is 23.90. This value exceeds the healthy maximum of 10. It has decreased from 24.51 (Mar 24) to 23.90, marking a decrease of 0.61.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.89. This value is below the healthy minimum of 15. It has decreased from 3.98 (Mar 24) to 3.89, marking a decrease of 0.09.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.31. This value is below the healthy minimum of 10. It has decreased from 4.94 (Mar 24) to 4.31, marking a decrease of 0.63.
- For Return On Assets (%), as of Mar 25, the value is 1.70. This value is below the healthy minimum of 5. It has decreased from 1.72 (Mar 24) to 1.70, marking a decrease of 0.02.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.97. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.97, marking a decrease of 0.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.97. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.97, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.07. There is no change compared to the previous period (Mar 24) which recorded 0.07.
- For Current Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1.5. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Quick Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 2.24. This value is below the healthy minimum of 3. It has increased from 1.97 (Mar 24) to 2.24, marking an increase of 0.27.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.91. This value is below the healthy minimum of 3. It has increased from 1.71 (Mar 24) to 1.91, marking an increase of 0.20.
- For Enterprise Value (Cr.), as of Mar 25, the value is 35.01. It has decreased from 165.17 (Mar 24) to 35.01, marking a decrease of 130.16.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 16.35. This value exceeds the healthy maximum of 3. It has decreased from 79.65 (Mar 24) to 16.35, marking a decrease of 63.30.
- For EV / EBITDA (X), as of Mar 25, the value is 27.73. This value exceeds the healthy maximum of 15. It has decreased from 116.63 (Mar 24) to 27.73, marking a decrease of 88.90.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 9.19. This value exceeds the healthy maximum of 3. It has decreased from 72.41 (Mar 24) to 9.19, marking a decrease of 63.22.
- For Price / BV (X), as of Mar 25, the value is 1.50. This value is within the healthy range. It has decreased from 11.78 (Mar 24) to 1.50, marking a decrease of 10.28.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 9.19. This value exceeds the healthy maximum of 3. It has decreased from 72.45 (Mar 24) to 9.19, marking a decrease of 63.26.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 24) to 0.02, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Money Masters Leasing & Finance Ltd:
- Net Profit Margin: 23.9%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.31% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.89% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.91
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 27.8 (Industry average Stock P/E: 51.06)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.97
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 23.9%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 4, Akash Deep, Ground Floor, Mumbai Maharashtra 400054 | mm.moneymasters@gmail.com http://www.moneymasterscc.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Hozef Abdulhussain Darukhanawala | Managing Director |
| Mrs. Duraiya Hozef Darukhanawala | Non Executive Director |
| Mr. Rakesh Anil Bissa | Non Executive Director |
| Mr. Vijaypratap Talukdar Singh | Independent Director |
| Mr. Javid Husain Parkar | Independent Director |
FAQ
What is the intrinsic value of Money Masters Leasing & Finance Ltd?
Money Masters Leasing & Finance Ltd's intrinsic value (as of 10 December 2025) is 1.40 which is 48.94% higher the current market price of 0.94, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 9.44 Cr. market cap, FY2025-2026 high/low of 9.18/0.85, reserves of ₹3.14 Cr, and liabilities of 30.10 Cr.
What is the Market Cap of Money Masters Leasing & Finance Ltd?
The Market Cap of Money Masters Leasing & Finance Ltd is 9.44 Cr..
What is the current Stock Price of Money Masters Leasing & Finance Ltd as on 10 December 2025?
The current stock price of Money Masters Leasing & Finance Ltd as on 10 December 2025 is 0.94.
What is the High / Low of Money Masters Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Money Masters Leasing & Finance Ltd stocks is 9.18/0.85.
What is the Stock P/E of Money Masters Leasing & Finance Ltd?
The Stock P/E of Money Masters Leasing & Finance Ltd is 27.8.
What is the Book Value of Money Masters Leasing & Finance Ltd?
The Book Value of Money Masters Leasing & Finance Ltd is 1.57.
What is the Dividend Yield of Money Masters Leasing & Finance Ltd?
The Dividend Yield of Money Masters Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Money Masters Leasing & Finance Ltd?
The ROCE of Money Masters Leasing & Finance Ltd is 4.42 %.
What is the ROE of Money Masters Leasing & Finance Ltd?
The ROE of Money Masters Leasing & Finance Ltd is 3.94 %.
What is the Face Value of Money Masters Leasing & Finance Ltd?
The Face Value of Money Masters Leasing & Finance Ltd is 1.00.