Share Price and Basic Stock Data
Last Updated: October 10, 2025, 2:03 am
| PEG Ratio | 2.25 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Money Masters Leasing & Finance Ltd operates as a Non-Banking Financial Company (NBFC), providing various financial services. The company reported a market capitalization of ₹12.2 Cr, with a share price of ₹1.21. In the fiscal year ending March 2025, the total sales stood at ₹2.14 Cr, reflecting a slight increase from ₹2.07 Cr in March 2024. Quarterly sales illustrate a fluctuating trend, with the most recent reported figure for September 2023 at ₹0.58 Cr, followed by a rise to ₹0.84 Cr in March 2024. This performance indicates a potential recovery phase after lower sales figures in earlier quarters, such as ₹0.39 Cr in June 2023 and ₹0.26 Cr in December 2023. The company’s operational efficiency, as exhibited by its operating profit margin (OPM) of 34.38%, suggests a solid ability to manage costs relative to its sales. However, the quarterly operating profit shows variability, with a notable decline to ₹0.05 Cr in December 2023, emphasizing the need for consistent revenue generation.
Profitability and Efficiency Metrics
Money Masters Leasing & Finance Ltd reported a net profit of ₹0.51 Cr for the fiscal year ending March 2025, maintaining a stable level compared to ₹0.51 Cr in the previous year. This translates to an earnings per share (EPS) of ₹0.05, consistent with the prior year, which demonstrates a steady profitability despite challenges in revenue growth. The return on equity (ROE) stood at 3.94%, while the return on capital employed (ROCE) was recorded at 4.42%, both reflecting a modest ability to generate returns for shareholders. The interest coverage ratio (ICR) was reported at 0.00x, signaling potential concerns surrounding the company’s ability to cover its interest obligations, which could pose risks if cash flows do not stabilize. Additionally, the cash conversion cycle remains at 0.00 days, indicating that the company does not hold receivables or inventory, which may limit growth opportunities and operational flexibility. The operating profit margin (OPM) averaged 34.38%, showcasing an efficient cost structure relative to sales.
Balance Sheet Strength and Financial Ratios
The balance sheet of Money Masters Leasing & Finance Ltd reveals a total equity capital of ₹12.65 Cr as of March 2025, with reserves amounting to ₹3.10 Cr. The company reported borrowings of ₹12.81 Cr, resulting in a debt-to-equity ratio of 0.81x, which is relatively low compared to typical industry standards. This indicates a conservative approach to leveraging, which may contribute to financial stability. However, the current ratio is low at 0.22x, suggesting potential liquidity issues, as it falls below the generally acceptable level of 1.0. The interest coverage ratio of 0.00x raises concerns over the company’s ability to handle its debt obligations, particularly if profitability does not improve. The price-to-book value (P/BV) ratio of 1.57x indicates that the stock is trading at a premium compared to its book value, which could reflect market confidence or overvaluation. Overall, while the company has managed its debt prudently, the low liquidity and interest coverage ratios present significant risks.
Shareholding Pattern and Investor Confidence
As of March 2025, the shareholding pattern of Money Masters Leasing & Finance Ltd shows that promoters hold 34.65% of the shares, while the public holds 65.34%. The increasing number of shareholders, which rose to 6,464 from 155 in March 2023, indicates growing investor interest and confidence in the company. The absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) suggests that institutional interest remains limited, which could impact liquidity and market perception. The stable promoter holding over the years indicates a commitment to the company, potentially reassuring retail investors. However, the lack of institutional backing may raise questions regarding the stock’s long-term stability and growth potential. Furthermore, the consistent public shareholding percentage suggests that retail investors are becoming more engaged with the company’s operations, which could be beneficial for future fundraising efforts.
Outlook, Risks, and Final Insight
If margins sustain at current levels, Money Masters Leasing & Finance Ltd could leverage its operational efficiency to improve profitability. However, the company faces risks associated with its low interest coverage ratio and liquidity constraints, which may hinder its ability to navigate financial obligations effectively. Additionally, the fluctuating revenue trends necessitate a robust strategy to stabilize sales and enhance growth. If the company can attract institutional investors, it may bolster its market position and enhance liquidity. Conversely, continued reliance on public investors without institutional support could pose challenges for scaling operations. Overall, while the company’s balance sheet displays strengths in managing debt, it must address liquidity and profitability concerns to foster long-term sustainability and growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Money Masters Leasing & Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/0.84 | 94.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.1 Cr. | 1.21 | 15.6/1.06 | 19.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 578 Cr. | 177 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.7 Cr. | 19.3 | 41.0/17.5 | 13.3 | 24.9 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.6 Cr. | 99.1 | 181/90.0 | 34.6 | 212 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 31,244.63 Cr | 490.95 | 104.29 | 498.62 | 0.21% | 15.86% | 8.84% | 8.48 |
All Competitor Stocks of Money Masters Leasing & Finance Ltd
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.39 | 0.73 | 0.39 | 0.58 | 0.26 | 0.84 | 0.50 | 0.74 | 0.32 | 0.57 | 0.32 |
| Expenses | 0.23 | 0.53 | 0.26 | 0.37 | 0.21 | 0.53 | 0.34 | 0.49 | 0.24 | 0.36 | 0.21 |
| Operating Profit | 0.16 | 0.20 | 0.13 | 0.21 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 |
| OPM % | 41.03% | 27.40% | 33.33% | 36.21% | 19.23% | 36.90% | 32.00% | 33.78% | 25.00% | 36.84% | 34.38% |
| Other Income | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.31 | 0.16 | 0.25 | 0.08 | 0.21 | 0.11 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | 0.16 | 0.22 | 0.13 | 0.20 | 0.05 | 0.30 | 0.16 | 0.25 | 0.07 | 0.21 | 0.11 |
| EPS in Rs | 0.02 | 0.02 | 0.01 | 0.02 | 0.00 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 |
Last Updated: August 19, 2025, 1:00 pm
Below is a detailed analysis of the quarterly data for Money Masters Leasing & Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.32 Cr.. The value appears to be declining and may need further review. It has decreased from 0.57 Cr. (Mar 2025) to 0.32 Cr., marking a decrease of 0.25 Cr..
- For Expenses, as of Jun 2025, the value is 0.21 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.36 Cr. (Mar 2025) to 0.21 Cr., marking a decrease of 0.15 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For OPM %, as of Jun 2025, the value is 34.38%. The value appears to be declining and may need further review. It has decreased from 36.84% (Mar 2025) to 34.38%, marking a decrease of 2.46%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.21 Cr. (Mar 2025) to 0.11 Cr., marking a decrease of 0.10 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.01. The value appears to be declining and may need further review. It has decreased from 0.02 (Mar 2025) to 0.01, marking a decrease of 0.01.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: September 18, 2025, 2:12 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.89 | 2.34 | 2.44 | 2.20 | 2.33 | 2.65 | 2.43 | 2.16 | 2.25 | 2.27 | 2.07 | 2.14 | 1.95 |
| Expenses | 1.06 | 0.82 | 0.73 | 0.74 | 0.88 | 1.10 | 0.99 | 0.87 | 0.94 | 0.81 | 0.65 | 0.88 | 1.30 |
| Operating Profit | 0.83 | 1.52 | 1.71 | 1.46 | 1.45 | 1.55 | 1.44 | 1.29 | 1.31 | 1.46 | 1.42 | 1.26 | 0.65 |
| OPM % | 43.92% | 64.96% | 70.08% | 66.36% | 62.23% | 58.49% | 59.26% | 59.72% | 58.22% | 64.32% | 68.60% | 58.88% | 33.33% |
| Other Income | 0.15 | 0.03 | 0.02 | 0.03 | 0.00 | 0.00 | 0.15 | 0.10 | 0.14 | 0.07 | 0.00 | 0.00 | 0.00 |
| Interest | 0.68 | 1.15 | 1.22 | 0.99 | 0.96 | 1.03 | 0.90 | 0.78 | 0.84 | 0.84 | 0.72 | 0.56 | 0.00 |
| Depreciation | 0.04 | 0.05 | 0.06 | 0.05 | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 |
| Profit before tax | 0.26 | 0.35 | 0.45 | 0.45 | 0.45 | 0.49 | 0.67 | 0.59 | 0.59 | 0.68 | 0.69 | 0.69 | 0.65 |
| Tax % | 61.54% | 28.57% | 28.89% | 26.67% | 26.67% | 26.53% | 28.36% | 28.81% | 30.51% | 27.94% | 26.09% | 26.09% | |
| Net Profit | 0.10 | 0.25 | 0.31 | 0.33 | 0.33 | 0.37 | 0.48 | 0.42 | 0.42 | 0.49 | 0.51 | 0.51 | 0.64 |
| EPS in Rs | 0.02 | 0.04 | 0.05 | 0.06 | 0.06 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.06 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 150.00% | 24.00% | 6.45% | 0.00% | 12.12% | 29.73% | -12.50% | 0.00% | 16.67% | 4.08% | 0.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -126.00% | -17.55% | -6.45% | 12.12% | 17.61% | -42.23% | 12.50% | 16.67% | -12.59% | -4.08% |
Money Masters Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -3% |
| 3 Years: | -2% |
| TTM: | -11% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 8% |
| 3 Years: | 18% |
| TTM: | -10% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -88% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 4% |
| 3 Years: | 4% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: October 10, 2025, 4:22 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.49 | 4.49 | 4.67 | 4.67 | 5.84 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 | 10.04 |
| Reserves | 1.76 | 1.94 | 2.45 | 1.95 | 2.60 | 0.87 | 1.17 | 1.42 | 1.81 | 2.25 | 2.71 | 3.10 |
| Borrowings | 7.43 | 13.23 | 11.92 | 13.40 | 14.53 | 10.81 | 11.00 | 12.13 | 13.89 | 13.40 | 15.19 | 15.42 |
| Other Liabilities | 4.11 | 0.64 | 0.66 | 0.55 | 0.69 | 0.43 | 0.46 | 0.69 | 0.70 | 1.15 | 1.49 | 1.53 |
| Total Liabilities | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 |
| Fixed Assets | 0.12 | 0.18 | 0.16 | 0.15 | 0.11 | 0.09 | 0.07 | 0.08 | 0.06 | 0.05 | 0.04 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.82 | 0.72 | 0.68 | 0.68 | 0.68 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 16.85 | 19.40 | 18.86 | 19.74 | 22.87 | 22.06 | 22.60 | 24.20 | 26.38 | 26.79 | 29.39 | 30.06 |
| Total Assets | 17.79 | 20.30 | 19.70 | 20.57 | 23.66 | 22.15 | 22.67 | 24.28 | 26.44 | 26.84 | 29.43 | 30.09 |
Below is a detailed analysis of the balance sheet data for Money Masters Leasing & Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 10.04 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 10.04 Cr..
- For Reserves, as of Mar 2025, the value is 3.10 Cr.. The value appears strong and on an upward trend. It has increased from 2.71 Cr. (Mar 2024) to 3.10 Cr., marking an increase of 0.39 Cr..
- For Borrowings, as of Mar 2025, the value is 15.42 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 15.19 Cr. (Mar 2024) to 15.42 Cr., marking an increase of 0.23 Cr..
- For Other Liabilities, as of Mar 2025, the value is 1.53 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.49 Cr. (Mar 2024) to 1.53 Cr., marking an increase of 0.04 Cr..
- For Total Liabilities, as of Mar 2025, the value is 30.09 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 29.43 Cr. (Mar 2024) to 30.09 Cr., marking an increase of 0.66 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.03 Cr.. The value appears to be declining and may need further review. It has decreased from 0.04 Cr. (Mar 2024) to 0.03 Cr., marking a decrease of 0.01 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Assets, as of Mar 2025, the value is 30.06 Cr.. The value appears strong and on an upward trend. It has increased from 29.39 Cr. (Mar 2024) to 30.06 Cr., marking an increase of 0.67 Cr..
- For Total Assets, as of Mar 2025, the value is 30.09 Cr.. The value appears strong and on an upward trend. It has increased from 29.43 Cr. (Mar 2024) to 30.09 Cr., marking an increase of 0.66 Cr..
However, the Borrowings (15.42 Cr.) are higher than the Reserves (3.10 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -6.60 | -11.71 | -10.21 | -11.94 | -13.08 | -9.26 | -9.56 | -10.84 | -12.58 | -11.94 | -13.77 | -11.55 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -654.68 | -739.36 | -677.64 | 76.32 | 98.69 | 34.43 | 6.01 | -21.97 | -19.47 | -83.61 | -146.35 | -144.98 |
| ROCE % | 7.09% | 9.00% | 8.63% | 7.37% | 6.56% | 6.80% | 7.15% | 5.98% | 5.80% | 5.91% | 5.26% | 4.42% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.05 | 0.68 | 0.49 | 0.41 | 0.42 |
| Diluted EPS (Rs.) | 0.05 | 0.68 | 0.49 | 0.41 | 0.42 |
| Cash EPS (Rs.) | 0.04 | 0.51 | 0.49 | 0.43 | 0.43 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.24 | 12.70 | 12.24 | 11.80 | 11.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.24 | 12.70 | 12.24 | 11.80 | 11.42 |
| Revenue From Operations / Share (Rs.) | 0.16 | 2.06 | 2.26 | 2.24 | 2.15 |
| PBDIT / Share (Rs.) | 0.05 | 1.41 | 1.53 | 1.44 | 1.38 |
| PBIT / Share (Rs.) | 0.05 | 1.40 | 1.51 | 1.42 | 1.36 |
| PBT / Share (Rs.) | 0.05 | 0.68 | 0.67 | 0.58 | 0.58 |
| Net Profit / Share (Rs.) | 0.04 | 0.50 | 0.48 | 0.41 | 0.41 |
| PBDIT Margin (%) | 32.67 | 68.29 | 67.69 | 64.12 | 64.18 |
| PBIT Margin (%) | 32.31 | 67.81 | 67.13 | 63.37 | 63.31 |
| PBT Margin (%) | 32.31 | 33.13 | 29.95 | 26.25 | 27.20 |
| Net Profit Margin (%) | 23.90 | 24.51 | 21.56 | 18.47 | 19.31 |
| Return on Networth / Equity (%) | 3.25 | 3.98 | 3.97 | 3.51 | 3.63 |
| Return on Capital Employeed (%) | 2.37 | 4.94 | 5.87 | 5.51 | 5.70 |
| Return On Assets (%) | 1.70 | 1.72 | 1.81 | 1.57 | 1.71 |
| Long Term Debt / Equity (X) | 0.81 | 0.98 | 0.92 | 0.99 | 0.89 |
| Total Debt / Equity (X) | 0.81 | 0.98 | 0.92 | 0.99 | 0.89 |
| Asset Turnover Ratio (%) | 0.07 | 0.07 | 0.08 | 0.08 | 0.09 |
| Current Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Quick Ratio (X) | 0.22 | 0.36 | 0.27 | 0.41 | 1.19 |
| Interest Coverage Ratio (X) | 0.00 | 1.97 | 1.82 | 1.73 | 1.78 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 1.71 | 1.58 | 1.50 | 1.53 |
| Enterprise Value (Cr.) | 32.39 | 165.17 | 33.39 | 20.90 | 16.15 |
| EV / Net Operating Revenue (X) | 17.52 | 79.65 | 14.73 | 9.29 | 7.49 |
| EV / EBITDA (X) | 53.63 | 116.63 | 21.76 | 14.48 | 11.67 |
| MarketCap / Net Operating Revenue (X) | 11.58 | 72.41 | 8.95 | 3.23 | 1.96 |
| Price / BV (X) | 1.57 | 11.78 | 1.65 | 0.61 | 0.36 |
| Price / Net Operating Revenue (X) | 11.58 | 72.45 | 8.95 | 3.23 | 1.96 |
| EarningsYield | 0.02 | 0.00 | 0.02 | 0.05 | 0.09 |
After reviewing the key financial ratios for Money Masters Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.68 (Mar 24) to 0.05, marking a decrease of 0.63.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.68 (Mar 24) to 0.05, marking a decrease of 0.63.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 3. It has decreased from 0.51 (Mar 24) to 0.04, marking a decrease of 0.47.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.24. It has decreased from 12.70 (Mar 24) to 1.24, marking a decrease of 11.46.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.24. It has decreased from 12.70 (Mar 24) to 1.24, marking a decrease of 11.46.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.16. It has decreased from 2.06 (Mar 24) to 0.16, marking a decrease of 1.90.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 2. It has decreased from 1.41 (Mar 24) to 0.05, marking a decrease of 1.36.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has decreased from 1.40 (Mar 24) to 0.05, marking a decrease of 1.35.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has decreased from 0.68 (Mar 24) to 0.05, marking a decrease of 0.63.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 2. It has decreased from 0.50 (Mar 24) to 0.04, marking a decrease of 0.46.
- For PBDIT Margin (%), as of Mar 25, the value is 32.67. This value is within the healthy range. It has decreased from 68.29 (Mar 24) to 32.67, marking a decrease of 35.62.
- For PBIT Margin (%), as of Mar 25, the value is 32.31. This value exceeds the healthy maximum of 20. It has decreased from 67.81 (Mar 24) to 32.31, marking a decrease of 35.50.
- For PBT Margin (%), as of Mar 25, the value is 32.31. This value is within the healthy range. It has decreased from 33.13 (Mar 24) to 32.31, marking a decrease of 0.82.
- For Net Profit Margin (%), as of Mar 25, the value is 23.90. This value exceeds the healthy maximum of 10. It has decreased from 24.51 (Mar 24) to 23.90, marking a decrease of 0.61.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.25. This value is below the healthy minimum of 15. It has decreased from 3.98 (Mar 24) to 3.25, marking a decrease of 0.73.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.37. This value is below the healthy minimum of 10. It has decreased from 4.94 (Mar 24) to 2.37, marking a decrease of 2.57.
- For Return On Assets (%), as of Mar 25, the value is 1.70. This value is below the healthy minimum of 5. It has decreased from 1.72 (Mar 24) to 1.70, marking a decrease of 0.02.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.81. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.81, marking a decrease of 0.17.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.81. This value is within the healthy range. It has decreased from 0.98 (Mar 24) to 0.81, marking a decrease of 0.17.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.07. There is no change compared to the previous period (Mar 24) which recorded 0.07.
- For Current Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1.5. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Quick Ratio (X), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 1. It has decreased from 0.36 (Mar 24) to 0.22, marking a decrease of 0.14.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 1.97 (Mar 24) to 0.00, marking a decrease of 1.97.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 1.71 (Mar 24) to 0.00, marking a decrease of 1.71.
- For Enterprise Value (Cr.), as of Mar 25, the value is 32.39. It has decreased from 165.17 (Mar 24) to 32.39, marking a decrease of 132.78.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 17.52. This value exceeds the healthy maximum of 3. It has decreased from 79.65 (Mar 24) to 17.52, marking a decrease of 62.13.
- For EV / EBITDA (X), as of Mar 25, the value is 53.63. This value exceeds the healthy maximum of 15. It has decreased from 116.63 (Mar 24) to 53.63, marking a decrease of 63.00.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 11.58. This value exceeds the healthy maximum of 3. It has decreased from 72.41 (Mar 24) to 11.58, marking a decrease of 60.83.
- For Price / BV (X), as of Mar 25, the value is 1.57. This value is within the healthy range. It has decreased from 11.78 (Mar 24) to 1.57, marking a decrease of 10.21.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 11.58. This value exceeds the healthy maximum of 3. It has decreased from 72.45 (Mar 24) to 11.58, marking a decrease of 60.87.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 24) to 0.02, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Money Masters Leasing & Finance Ltd:
- Net Profit Margin: 23.9%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.37% (Industry Average ROCE: 15.86%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.25% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 19 (Industry average Stock P/E: 104.29)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.81
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 23.9%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 4, Akash Deep, Ground Floor, Mumbai Maharashtra 400054 | mm.moneymasters@gmail.com http://www.moneymasterscc.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Hozef Abdulhussain Darukhanawala | Managing Director |
| Mr. Rakesh Anil Bissa | Non Executive Director |
| Mrs. Duraiya Hozef Darukhanawala | Non Executive Director |
| Mr. Vijaypratap Talukdar Singh | Independent Director |
| Mr. Javid Husain Parkar | Independent Director |
FAQ
What is the intrinsic value of Money Masters Leasing & Finance Ltd?
Money Masters Leasing & Finance Ltd's intrinsic value (as of 09 October 2025) is 0.80 which is 33.88% lower the current market price of 1.21, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹12.1 Cr. market cap, FY2025-2026 high/low of 15.6/1.06, reserves of ₹3.10 Cr, and liabilities of 30.09 Cr.
What is the Market Cap of Money Masters Leasing & Finance Ltd?
The Market Cap of Money Masters Leasing & Finance Ltd is 12.1 Cr..
What is the current Stock Price of Money Masters Leasing & Finance Ltd as on 09 October 2025?
The current stock price of Money Masters Leasing & Finance Ltd as on 09 October 2025 is 1.21.
What is the High / Low of Money Masters Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Money Masters Leasing & Finance Ltd stocks is 15.6/1.06.
What is the Stock P/E of Money Masters Leasing & Finance Ltd?
The Stock P/E of Money Masters Leasing & Finance Ltd is 19.0.
What is the Book Value of Money Masters Leasing & Finance Ltd?
The Book Value of Money Masters Leasing & Finance Ltd is 1.31.
What is the Dividend Yield of Money Masters Leasing & Finance Ltd?
The Dividend Yield of Money Masters Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Money Masters Leasing & Finance Ltd?
The ROCE of Money Masters Leasing & Finance Ltd is 4.42 %.
What is the ROE of Money Masters Leasing & Finance Ltd?
The ROE of Money Masters Leasing & Finance Ltd is 3.94 %.
What is the Face Value of Money Masters Leasing & Finance Ltd?
The Face Value of Money Masters Leasing & Finance Ltd is 1.00.