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Muthoot Microfin Ltd Financial Statements & Historical Data

Updated NSE: MUTHOOTMFBSE: 544055
Report details
Last Updated:
Author: |Social: XLinkedIn

Muthoot Microfin Ltd: Earnings grew faster than income in the quarter ending Jun 2026. Income rose 19.7% to ₹669 crore against Jun 2025. Net profit rose 1,250.0% to ₹81 crore against the same period a year earlier.

Calculated from the stored statements below · Reporting periods remain separate
COMPANY FINANCIAL DATA

Market snapshot

Stored figures, not live quotes. Price record: 8 October 2026, 6:33 pm +05:30. Financial reporting periods are shown in the tables below.

Stored share price168₹ per share
Reported P/E11.7Times
Book value per share167₹ per share
Reported ROCE9.31 %Reported return

Stored market and accounting figures

Price record: 8 October 2026, 6:33 pm +05:30. Not a live quote.

MeasureStored figure
Market Cap2,872 Cr.
Current Price168
High / Low263/141
Stock P/E11.7
Book Value167
Dividend Yield0.00 %
ROCE9.31 %
ROE6.22 %
Face Value10.0

Market cap is in ₹ crore; prices and per-share values are in ₹. P/E is a multiple; yield, ROCE and ROE are percentages. Book value is an accounting figure, not an estimate of the share's investment value.

Data sources and reporting basis

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

Different tables can have different reporting dates and accounting bases. Verify the company filings before comparing figures. Missing data is not treated as zero.

How Getaka handles sources, dates and corrections. Page revision dates describe the page, not the age of every financial figure.

DAILY STORED OBSERVATIONS

Share price history

₹ per share

Last stored price for each available date, not a live quote or an official closing-price series. Missing dates are not filled. Verify corporate-action adjustments against the source.

Chart loads as you scroll.

EARNINGS

Quarterly performance

Jun 2026

Earnings grew faster than income in the quarter ending Jun 2026. Income rose 19.7% to ₹669 crore against Jun 2025. Net profit rose 1,250.0% to ₹81 crore against the same period a year earlier.

Sales, expenses & profits

₹ crore

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All reported periods
Quarterly statementAll reported figures · use a chart icon for peer comparison

Quarterly Chart Table

MetricJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue479564577643663662681555559576603632669
Interest 194221232231234237237222210211222232247
Expenses 150189208227273334428845333318304300306
Financing Profit1351531371851569115-512164777101116
Financing Margin %28%27%24%29%24%14%2%-92%3%8%13%16%17%
Other Income 1222011101372
Depreciation 89910101111111111101111
Profit before tax 128147130177147815-5226376997107
Tax % 25%25%4%32%23%24%25%-23%-7%18%10%27%24%
Net Profit 96110125120113624-401631627181
EPS in Rs 8.199.387.317.026.643.610.22-23.530.361.793.664.174.77
Gross NPA %2.75%3.03%4.84%4.85%4.61%4.40%3.89%
Net NPA %0.51%0.34%1.34%1.58%1.41%1.34%1.14%

Last Updated: September 29, 2026, 5:44 am

EARNINGS

Annual performance

Mar 2026

Earnings returned to a reported profit of ₹170 crore in the year ending Mar 2026, compared with a loss of ₹223 crore in Mar 2025. Income fell 7.3% to ₹2,375 crore against Mar 2025. Prior-year profit was zero or negative; a conventional percentage growth comparison would be misleading.

Sales, expenses & profits

₹ crore

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All reported periods
PER-SHARE EARNINGS

Earnings per share

Reported annual earnings per share use ₹ per share, while the earnings charts use ₹ crore. Changes in share count and corporate actions can affect the comparison between years.

Earnings per share

₹ per share

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All reported periods
Annual statementAll reported figures · use a chart icon for peer comparison

Profit & Loss Chart Table

Last Updated: October 2, 2026, 10:52 pm

MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue7488606848331,4292,2492,5632,3752,480
Interest 234291299340549866930874911
Expenses 2435433694176587721,8801,2541,228
Financing Profit271271675222611-248247340
Financing Margin %36%3%2%9%16%27%-10%10%14%
Other Income 2612101762513
Depreciation 31419212735434343
Profit before tax 27120965213582-289209310
Tax % 26%8%22%27%23%23%-23%18%
Net Profit 20118747164450-223170245
EPS in Rs 17.631.590.624.1514.0326.37-13.059.9914.39
Dividend Payout % 0%0%0%0%0%0%0%0%
Year-on-year profit growth table

YoY Net Profit Growth

Year2019-20202020-20212021-20222022-20232023-20242024-20252025-2026
YoY Net Profit Growth (%)-91.04%-61.11%571.43%248.94%174.39%-149.56%176.23%
Change in YoY Net Profit Growth (%)0.00%29.93%632.54%-322.49%-74.55%-323.95%325.79%

Growth

Compounded Sales Growth
10 Years:Not available
5 Years:24%
3 Years:45%
TTM:0%
Compounded Profit Growth
10 Years:Not available
5 Years:Not available
3 Years:Not available
TTM:-171%
Stock Price CAGR
10 Years:Not available
5 Years:Not available
3 Years:Not available
1 Year:-25%
Return on Equity
10 Years:Not available
5 Years:5%
3 Years:6%
Last Year:-8%

Last Updated: September 5, 2025, 3:46 pm

CASH & FUNDING

Balance sheet

Compare reserves and borrowings across the same financial years. Reserves are an accounting balance, not available cash.

Reserves & borrowings

₹ crore

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All reported periods
Balance-sheet statementAll reported figures · use a chart icon for peer comparison

Balance Sheet Data Table

Last Updated: October 2, 2026, 10:52 pm

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital 114114114114117167168168
Reserves 7727937761,2031,4862,6372,4652,687
Borrowing2,4512,9973,0944,1076,6468,5898,1019,707
Other Liabilities 193187200167280197123123
Total Liabilities 3,5304,0924,1845,5918,52911,59010,85712,685
Fixed Assets 21109110121172215223199
CWIP 10000000
Investments 00006347354406
Other Assets 3,5093,9834,0745,4708,29411,32910,28012,080
Total Assets 3,5304,0924,1845,5918,52911,59010,85712,685
CASH & FUNDING

Cash generation

Mar 2026

Operating activities used ₹580 crore in Mar 2026. Reported free cash flow for the same period was −₹591 crore. For a financial business, lending and deposit movements affect operating cash flow; an industrial-company cash-conversion rule would be inappropriate.

Operating & free cash flow

₹ crore

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All reported periods
Cash-flow statementAll reported figures · use a chart icon for peer comparison

Cash Flows

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + -602114-704-1,084-2,333-1,2721,382-580
Cash from Investing Activity + -6-66-38-74-180-225-128-41
Cash from Financing Activity + 707463801,3442,5671,671-1,485626
Net Cash Flow 99511-66218754174-2304
Free Cash Flow -61391-712-1,095-2,361-1,2991,361-591
CFO/OP -105%49%-222%-248%-298%-78%219%-55%
Free cash flowAll reported figures · use a chart icon for peer comparison

Free Cash Flow Table

Free cash flow reported in the stored cash-flow statement (₹ Cr)
PeriodMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Free Cash Flow-613.0091.00-712.00-1,095.00-2,361.00-1,299.001,361.00-591.00

This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.

OPERATING CYCLE

Capital efficiency

Financial efficiency feed. Source: www.screener.in. Check the source for the accounting basis. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Compare collection, inventory, payment and working-capital cycles together in days. Returns on capital and equity follow in a separate percentage chart.

Working capital

Days

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All reported periods
CAPITAL RETURNS

Returns on capital & equity

Financial efficiency feed. Source: www.screener.in. Check the source for the accounting basis. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Returns on capital & equity

%

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All reported periods
Efficiency tableAll reported figures · use a chart icon for peer comparison

Financial Efficiency Data Table

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 0000023
Inventory Days
Days Payable
Cash Conversion Cycle 0000023
Working Capital Days -58-42-94-44-434522
ROCE %9%8%9%11%15%6%
SHAREHOLDERS

Ownership trends

Jun 2026

Promoters held 55.47% in Jun 2026. Their share was unchanged from Jun 2025. Ownership percentages can change through share issuance as well as transactions. Check exchange disclosures for the explanation and any pledging; the percentage alone is not evidence of investor conviction. DIIs held 3.38% in Jun 2026, 0.89 percentage points above their holding in Jun 2025. FIIs held 23.11% in Jun 2026, 0.29 percentage points below their holding in Jun 2025.

Shareholding comparison

%

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All reported periods
SHAREHOLDER PARTICIPATION

Shareholder count

Shareholder count

Shareholders

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All reported periods
Ownership tableAll reported figures · use a chart icon for peer comparison

Shareholding Pattern

MonthDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 55.47%55.47%55.47%55.47%55.47%55.47%55.47%55.47%55.47%55.47%55.47%
FIIs 27.59%26.28%26.55%25.85%25.79%25.46%23.40%23.25%23.17%22.81%23.11%
DIIs 2.80%2.35%2.28%2.57%2.44%2.32%2.49%2.84%3.03%3.51%3.38%
Public 12.11%14.01%13.96%14.38%14.56%15.05%16.95%16.74%16.64%16.61%16.45%
Others 2.03%1.89%1.74%1.73%1.73%1.70%1.70%1.70%1.69%1.60%1.60%
No. of Shareholders 2,15,0981,86,0881,70,2611,62,5751,61,6551,58,9761,58,2211,52,2901,45,4941,40,5001,36,798
Mutual fund holdingsReported fund ownership · Expand table

Mutual Fund Holdings Data Table

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Groww Banking & Financial Services Fund 69,018 1.74 1.01N/AN/AN/A
ALTERNATE FEED

Financial ratios

Alternate ratio feed. Source: www.way2wealth.com. The accounting basis and ratio definitions require verification against the source. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Each card groups related ratios with the same unit. Reporting dates remain visible for every measure; the original ratio table follows the charts.

ALTERNATE RATIO FEED

Profitability ratios

%

Profitability ratios

%

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All reported periods
ALTERNATE RATIO FEED

Liquidity ratios

Multiple (×)

Liquidity ratios

Multiple (×)

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All reported periods
ALTERNATE RATIO FEED

Interest coverage

Multiple (×)

Interest coverage

Multiple (×)

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ALTERNATE RATIO FEED

Valuation multiples

Multiple (×)

Valuation multiples

Multiple (×)

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Supporting ratio tableAll reported figures · use a chart icon for peer comparison

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) -13.2930.2014.194.150.62
Diluted EPS (Rs.) -13.0730.2011.983.970.62
Cash EPS (Rs.) -10.7228.4516.305.972.27
Book Value[Excl.RevalReserv]/Share (Rs.) 157.06164.48137.15115.3977.94
Book Value[Incl.RevalReserv]/Share (Rs.) 157.06164.48137.15115.3977.94
Revenue From Operations / Share (Rs.) 152.85133.15122.2972.9259.92
PBDIT / Share (Rs.) 40.8188.0167.4837.2828.66
PBIT / Share (Rs.) 38.2685.9365.2135.4627.01
PBT / Share (Rs.) -17.2434.1318.225.670.79
Net Profit / Share (Rs.) -13.2826.3714.034.150.61
PBDIT Margin (%) 26.7066.0955.1851.1247.82
PBIT Margin (%) 25.0364.5353.3248.6345.07
PBT Margin (%) -11.2725.6214.897.771.32
Net Profit Margin (%) -8.6819.8011.475.691.03
Return on Networth / Equity (%) -8.4516.0310.223.590.79
Return on Capital Employeed (%) 19.9338.5225.347.577.72
Return On Assets (%) -2.043.871.920.840.16
Long Term Debt / Equity (X) 0.210.340.853.033.48
Total Debt / Equity (X) 3.012.984.053.033.48
Asset Turnover Ratio (%) 0.220.220.200.170.16
Current Ratio (X) 1.371.451.5121.8420.97
Quick Ratio (X) 1.371.451.5121.8420.97
Interest Coverage Ratio (X) 0.731.701.441.251.09
Interest Coverage Ratio (Post Tax) (X) 0.761.511.301.141.02
Enterprise Value (Cr.) 8818.0910187.090.000.000.00
EV / Net Operating Revenue (X) 3.444.490.000.000.00
EV / EBITDA (X) 12.896.790.000.000.00
MarketCap / Net Operating Revenue (X) 0.801.500.000.000.00
Price / BV (X) 0.781.210.000.000.00
Price / Net Operating Revenue (X) 0.801.500.000.000.00
EarningsYield -0.100.130.000.000.00

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Muthoot Microfin Ltd 2,872 Cr. 168 263/14111.7 1670.00 %9.31 %6.22 % 10.0
Fusion Micro Finance Ltd 2,623 Cr. 162 243/13615.6 1520.00 %5.92 %0.68 % 10.0
Satin Creditcare Network Ltd 2,476 Cr. 224 274/1366.04 2590.00 %13.8 %12.3 % 10.0
CreditAccess Grameen Ltd 20,379 Cr. 1,268 1,634/1,11316.8 4900.00 %9.98 %10.5 % 10.0
Industry Average7,087.50 Cr455.5012.54267.000.00%9.75%7.43%10.00

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