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CreditAccess Grameen Ltd Financial Statements & Historical Data

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CreditAccess Grameen Ltd: Earnings grew faster than income in the quarter ending Jun 2026. Income rose 21.9% to ₹1,783 crore against Jun 2025. Net profit rose 721.7% to ₹493 crore against the same period a year earlier. Across the full year ending Mar 2026, income rose 5.3% and profit rose 46.5% against Mar 2025.

Calculated from the stored statements below · Reporting periods remain separate
COMPANY FINANCIAL DATA

Market snapshot

Stored figures, not live quotes. Price record: 14 October 2026, 6:18 pm +05:30. Financial reporting periods are shown in the tables below.

Stored share price1,271₹ per share
Reported P/E16.8Times
Book value per share490₹ per share
Reported ROCE9.98 %Reported return

Stored market and accounting figures

Price record: 14 October 2026, 6:18 pm +05:30. Not a live quote.

MeasureStored figure
Market Cap20,398 Cr.
Current Price1,271
High / Low1,634/1,113
Stock P/E16.8
Book Value490
Dividend Yield0.00 %
ROCE9.98 %
ROE10.5 %
Face Value10.0

Market cap is in ₹ crore; prices and per-share values are in ₹. P/E is a multiple; yield, ROCE and ROE are percentages. Book value is an accounting figure, not an estimate of the share's investment value.

Data sources and reporting basis

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

Different tables can have different reporting dates and accounting bases. Verify the company filings before comparing figures. Missing data is not treated as zero.

How Getaka handles sources, dates and corrections. Page revision dates describe the page, not the age of every financial figure.

DAILY STORED OBSERVATIONS

Share price history

₹ per share

Last stored price for each available date, not a live quote or an official closing-price series. Missing dates are not filled. Verify corporate-action adjustments against the source.

Chart loads as you scroll.

EARNINGS

Quarterly performance

Jun 2026

Earnings grew faster than income in the quarter ending Jun 2026. Income rose 21.9% to ₹1,783 crore against Jun 2025. Net profit rose 721.7% to ₹493 crore against the same period a year earlier.

Sales, expenses & profits

₹ crore

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All reported periods
Quarterly statementAll reported figures · use a chart icon for peer comparison

Quarterly Chart Table

MetricJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue1,1701,2471,2921,4571,5121,4531,3801,4071,4631,5081,4901,5971,783
Interest 385424442482510485475478482480459478550
Expenses 3093423654344537001,020864885845678660558
Financing Profit477481486542549269-1156596184353459675
Financing Margin %41%39%38%37%36%18%-8%5%7%12%24%29%38%
Other Income 1132112111111
Depreciation 12121314141716151516161616
Profit before tax 465469476529535252-1295181169338445660
Tax % 26%26%26%25%26%26%-23%8%26%26%25%24%25%
Net Profit 346349353397398186-1004760126252340493
EPS in Rs 22.1621.9522.2024.9124.9511.67-6.242.963.777.8715.7521.2030.79
Gross NPA %0.89%0.77%0.97%1.18%1.46%2.44%3.99%4.76%4.70%3.65%4.04%3.17%2.18%
Net NPA %0.27%0.24%0.29%0.35%0.45%0.76%1.28%1.73%1.78%1.26%1.36%1.12%0.76%

Last Updated: September 29, 2026, 11:47 pm

EARNINGS

Annual performance

Mar 2026

Earnings grew faster than income in the year ending Mar 2026. Income rose 5.3% to ₹6,059 crore against Mar 2025. Net profit rose 46.5% to ₹778 crore against the same period a year earlier.

Sales, expenses & profits

₹ crore

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All reported periods
PER-SHARE EARNINGS

Earnings per share

Reported annual earnings per share use ₹ per share, while the earnings charts use ₹ crore. Changes in share count and corporate actions can affect the comparison between years.

Earnings per share

₹ per share

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All reported periods
Annual statementAll reported figures · use a chart icon for peer comparison

Profit & Loss Chart Table

Last Updated: October 9, 2026, 8:25 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue1462784647088711,2821,6832,0282,6693,4875,1675,7526,0596,380
Interest 721292083173544175757459871,2161,7381,9551,9051,967
Expenses 50761262641843616391,0691,2351,1791,4443,0303,0612,740
Financing Profit24741301283325044702144471,0921,9847671,0931,672
Financing Margin %16%26%28%18%38%39%28%11%17%31%38%13%18%26%
Other Income 2321111381646444
Depreciation 1234582023475051626364
Profit before tax 25751301243284984511944811,1051,9397091,0331,612
Tax % 33%35%36%35%35%35%27%27%27%25%25%25%25%
Net Profit 174983802123223281423538261,4465317781,211
EPS in Rs 3.146.6811.419.3716.5422.4122.759.1522.6552.8790.7233.2748.5475.61
Dividend Payout % 0%0%0%0%0%0%0%0%0%0%11%0%0%
Year-on-year profit growth table

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-20252025-2026
YoY Net Profit Growth (%)188.24%69.39%-3.61%165.00%51.89%1.86%-56.71%148.59%133.99%75.06%-63.28%46.52%
Change in YoY Net Profit Growth (%)0.00%-118.85%-73.00%168.61%-113.11%-50.02%-58.57%205.30%-14.60%-58.93%-138.34%109.79%

Growth

Compounded Sales Growth
10 Years:35%
5 Years:28%
3 Years:29%
TTM:4%
Compounded Profit Growth
10 Years:27%
5 Years:10%
3 Years:15%
TTM:-87%
Stock Price CAGR
10 Years:Not available
5 Years:14%
3 Years:10%
1 Year:14%
Return on Equity
10 Years:14%
5 Years:14%
3 Years:16%
Last Year:8%

Last Updated: September 5, 2025, 2:20 am

CASH & FUNDING

Balance sheet

Compare reserves and borrowings across the same financial years. Reserves are an accounting balance, not available cash.

Reserves & borrowings

₹ crore

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All reported periods
Balance-sheet statementAll reported figures · use a chart icon for peer comparison

Balance Sheet Data Table

Last Updated: October 9, 2026, 8:25 pm

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital 737386128144144156156159159160160
Reserves 3033876051,3092,2222,5253,4794,0114,9486,4116,7967,682
Borrowing1,2912,2332,6683,6234,8677,8238,78112,92116,31221,84120,44623,641
Other Liabilities 6011520553126170281394439460401446
Total Liabilities 1,7272,8083,5645,1147,35710,66212,69717,48221,85828,87127,80231,930
Fixed Assets 41112162587101629599609604588
CWIP 203123134540
Investments 0000066166314551,4398931,075
Other Assets 1,7202,7963,5495,0967,3309,91111,93216,84920,80126,81826,30230,267
Total Assets 1,7272,8083,5645,1147,35710,66212,69717,48221,85828,87127,80231,930
CASH & FUNDING

Cash generation

Mar 2026

Operating activities used ₹2,770 crore in Mar 2026. Reported free cash flow for the same period was −₹2,788 crore. For a financial business, lending and deposit movements affect operating cash flow; an industrial-company cash-conversion rule would be inappropriate.

Operating & free cash flow

₹ crore

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All reported periods
Cash-flow statementAll reported figures · use a chart icon for peer comparison

Cash Flows

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + -931-425-1,726-1,378-2,302-364-1,969-3,290-4,7341,125-2,770
Cash from Investing Activity + -4-554-7-636-32-189-314-994708-101
Cash from Financing Activity + 9345791,4701,8292,9291,7061,6843,3655,494-1,6692,751
Net Cash Flow -1149-202444-91,310-473-239-234164-120
Free Cash Flow -939-433-1,731-1,396-2,323-376-1,992-3,307-4,7541,092-2,788
CFO/OP -262%-79%-241%-130%-205%-27%-129%-132%-112%54%-86%
Free cash flowAll reported figures · use a chart icon for peer comparison

Free Cash Flow Table

Free cash flow reported in the stored cash-flow statement (₹ Cr)
PeriodMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Free Cash FlowN/A-939.00-433.00-1,731.00-1,396.00-2,323.00-376.00-1,992.00-3,307.00-4,754.001,092.00-2,788.00

This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.

OPERATING CYCLE

Capital efficiency

Financial efficiency feed. Source: www.screener.in. Check the source for the accounting basis. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Compare collection, inventory, payment and working-capital cycles together in days. Returns on capital and equity follow in a separate percentage chart.

Returns on capital & equity

%

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All reported periods
Efficiency tableAll reported figures · use a chart icon for peer comparison

Financial Efficiency Data Table

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE % 10%17%20%14%20%17%13%5%9%18%25%8%
SHAREHOLDERS

Ownership trends

Jun 2026

Promoters held 66.21% in Jun 2026. Their share was 0.22 percentage points lower than in Jun 2025. Ownership percentages can change through share issuance as well as transactions. Check exchange disclosures for the explanation and any pledging; the percentage alone is not evidence of investor conviction. FIIs held 13.48% in Jun 2026, 1.35 percentage points above their holding in Jun 2025. DIIs held 12.67% in Jun 2026, 0.09 percentage points below their holding in Jun 2025.

Shareholding comparison

%

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All reported periods
SHAREHOLDER PARTICIPATION

Shareholder count

Shareholder count

Shareholders

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All reported periods
Ownership tableAll reported figures · use a chart icon for peer comparison

Shareholding Pattern

MonthSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 66.69%66.66%66.58%66.56%66.54%66.50%66.43%66.43%66.37%66.28%66.24%66.21%
FIIs 11.46%12.00%11.65%10.88%10.76%9.76%11.38%12.13%12.29%11.68%12.94%13.48%
DIIs 15.78%15.79%15.76%16.25%14.86%14.17%12.67%12.76%13.33%13.23%12.59%12.67%
Public 6.08%5.57%6.01%6.31%7.83%9.57%9.50%8.67%8.02%8.81%8.23%7.64%
No. of Shareholders 51,17257,98969,82483,6031,03,9281,25,0041,19,8191,01,90283,94385,66683,88479,071
Mutual fund holdingsReported fund ownership · Expand table

Mutual Fund Holdings Data Table

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Axis Small Cap Fund 1,532,673 0.8 203.311,642,9572025-12-07 22:19:29-6.71%
Edelweiss Mid Cap Fund 1,449,443 1.39 192.27840,9072026-02-22 01:21:2172.37%
Canara Robeco Small Cap Fund 1,198,495 1.25 158.981,323,8472026-02-22 08:59:12-9.47%
Canara Robeco Large and Mid Cap Fund 1,054,497 0.57 139.881,202,5722026-01-25 01:39:51-12.31%
UTI Mid Cap Fund 805,825 0.93 106.89690,0782026-02-23 02:04:1216.77%
Nippon India Small Cap Fund 793,984 0.16 105.321,334,7952025-12-15 03:04:09-40.52%
Aditya Birla Sun Life Flexi Cap Fund 772,449 0.41 102.47720,3312026-01-25 18:20:457.24%
HDFC Large and Mid Cap Fund 720,141 0.34 95.53N/AN/AN/A
Mahindra Manulife Small Cap Fund 632,747 2.1 83.93N/AN/AN/A
Invesco India Smallcap Fund 538,359 0.79 71.41646,2562026-02-22 02:22:49-16.7%
ALTERNATE FEED

Financial ratios

Alternate ratio feed. Source: www.way2wealth.com. The accounting basis and ratio definitions require verification against the source. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Each card groups related ratios with the same unit. Reporting dates remain visible for every measure; the original ratio table follows the charts.

ALTERNATE RATIO FEED

Profitability ratios

%

Profitability ratios

%

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All reported periods
ALTERNATE RATIO FEED

Liquidity ratios

Multiple (×)

Liquidity ratios

Multiple (×)

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All reported periods
ALTERNATE RATIO FEED

Interest coverage

Multiple (×)

Interest coverage

Multiple (×)

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All reported periods
ALTERNATE RATIO FEED

Valuation multiples

Multiple (×)

Valuation multiples

Multiple (×)

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Supporting ratio tableAll reported figures · use a chart icon for peer comparison

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 33.3290.8852.0423.318.96
Diluted EPS (Rs.) 33.2490.4151.8223.228.90
Cash EPS (Rs.) 37.1793.9355.1225.9411.28
Book Value[Excl.RevalReserv]/Share (Rs.) 435.51412.22321.37261.50244.01
Book Value[Incl.RevalReserv]/Share (Rs.) 435.51412.22321.37261.50244.01
Revenue From Operations / Share (Rs.) 360.15324.17223.09175.97158.18
PBDIT / Share (Rs.) 170.21233.58149.0297.0174.12
PBIT / Share (Rs.) 166.32230.37145.8993.9871.29
PBT / Share (Rs.) 44.38121.6769.5630.8411.60
Net Profit / Share (Rs.) 33.2790.7251.9822.918.45
NP After MI And SOA / Share (Rs.) 33.2790.7251.9823.298.61
PBDIT Margin (%) 47.2672.0566.7955.1346.85
PBIT Margin (%) 46.1871.0665.3953.4045.06
PBT Margin (%) 12.3237.5331.1817.527.33
Net Profit Margin (%) 9.2327.9823.3013.015.33
NP After MI And SOA Margin (%) 9.2327.9823.3013.235.44
Return on Networth / Equity (%) 7.6322.0016.179.123.63
Return on Capital Employeed (%) 37.6555.2744.8926.0519.76
Return On Assets (%) 1.915.013.772.080.88
Long Term Debt / Equity (X) 0.000.000.000.370.48
Total Debt / Equity (X) 2.943.323.193.252.96
Asset Turnover Ratio (%) 0.200.200.180.150.16
Current Ratio (X) 1.291.261.261.411.52
Quick Ratio (X) 1.291.261.261.411.52
Interest Coverage Ratio (X) 1.402.151.951.541.24
Interest Coverage Ratio (Post Tax) (X) 1.271.831.681.361.14
Enterprise Value (Cr.) 34216.9443473.0429417.6824491.8418992.64
EV / Net Operating Revenue (X) 5.958.418.308.937.72
EV / EBITDA (X) 12.5911.6812.4216.2016.47
MarketCap / Net Operating Revenue (X) 2.644.444.104.834.24
Price / BV (X) 2.193.492.853.332.83
Price / Net Operating Revenue (X) 2.644.444.104.834.24
EarningsYield 0.030.060.050.020.01

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
CreditAccess Grameen Ltd 20,398 Cr. 1,271 1,634/1,11316.8 4900.00 %9.98 %10.5 % 10.0
Muthoot Microfin Ltd 2,872 Cr. 168 263/14111.7 1670.00 %9.31 %6.22 % 10.0
Fusion Micro Finance Ltd 2,623 Cr. 162 243/13615.6 1520.00 %5.92 %0.68 % 10.0
Satin Creditcare Network Ltd 2,516 Cr. 229 274/1366.14 2590.00 %13.8 %12.3 % 10.0
Industry Average7,102.25 Cr457.5012.56267.000.00%9.75%7.43%10.00

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