My Money Securities Ltd: Share Price Analysis, Intrinsic Value & Fundamentals (2025)

Share Price and Basic Stock Data

Last Updated: March 7, 2025, 8:05 pm

Market Cap	39.7 Cr.
Current Price	23.6
High / Low	69.2/0.00
Stock P/E	3.81
Book Value	18.5
Dividend Yield	0.00 %
ROCE	12.0 %
ROE	11.3 %
Face Value	10.0
PEG Ratio	0.02

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for My Money Securities Ltd

Competitors of My Money Securities Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
My Money Securities Ltd	39.7 Cr.	23.6	69.2/0.00	3.81	18.5	0.00 %	12.0 %	11.3 %	10.0
Nam Securities Ltd	51.2 Cr.	95.0	198/94.4	183	21.2	0.00 %	4.16 %	3.05 %	10.0
ICDS Ltd	60.0 Cr.	45.4	76.2/32.5	68.2	22.2	0.00 %	9.12 %	7.69 %	10.0
HCKK Ventures Ltd	58.2 Cr.	157	157/77.4	277	11.6	0.00 %	8.17 %	6.44 %	10.0
Ujjivan Financial Services Ltd	7,179 Cr.	590	593/463	8.75	299	0.59 %	10.3 %	32.1 %	10.0
Industry Average	19,297.43 Cr	1,406.77		45.29	4,322.74	0.54%	11.00%	14.73%	7.89

All Competitor Stocks of My Money Securities Ltd

Quarterly Result

Metric	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Sales	0.48	0.22	-0.00	0.36	0.09	0.30	0.19	0.76	0.59	1.63	14.70	0.17	0.03
Expenses	0.22	0.31	0.23	0.17	0.19	0.19	0.20	0.23	0.28	0.54	0.95	0.41	1.43
Operating Profit	0.26	-0.09	-0.23	0.19	-0.10	0.11	-0.01	0.53	0.31	1.09	13.75	-0.24	-1.40
OPM %	54.17%	-40.91%		52.78%	-111.11%	36.67%	-5.26%	69.74%	52.54%	66.87%	93.54%	-141.18%	-4,666.67%
Other Income	0.13	0.06	0.05	0.05	0.09	0.08	0.09	0.12	0.14	0.15	0.21	1.18	-0.88
Interest	-0.00	0.01	0.01	0.03	0.03	0.02	0.05	0.04	0.04	0.03	0.01	0.01	0.01
Depreciation	0.01	-0.00	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.03	0.02	0.02	0.02
Profit before tax	0.38	-0.04	-0.20	0.20	-0.05	0.16	0.02	0.60	0.40	1.18	13.93	0.91	-2.31
Tax %	-0.00%	-225.00%	-0.00%	-0.00%	-0.00%	-93.75%	50.00%	21.67%	22.50%	-7.63%	25.20%	-6.59%	-3.46%
Net Profit	0.38	0.04	-0.20	0.21	-0.05	0.30	0.02	0.47	0.32	1.27	10.41	0.97	-2.23
EPS in Rs	0.28	0.03	-0.14	0.15	-0.03	0.18	0.01	0.28	0.19	0.76	6.20	0.58	-1.33

Last Updated: March 6, 2025, 5:00 pm

Below is a detailed analysis of the quarterly data for My Money Securities Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

For Sales, as of Dec 2024, the value is ₹0.03 Cr.. The value appears to be declining and may need further review. It has decreased from 0.17 Cr. (Sep 2024) to ₹0.03 Cr., marking a decrease of 0.14 Cr..
For Expenses, as of Dec 2024, the value is ₹1.43 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.41 Cr. (Sep 2024) to ₹1.43 Cr., marking an increase of ₹1.02 Cr..
For Operating Profit, as of Dec 2024, the value is ₹-1.40 Cr.. The value appears to be declining and may need further review. It has decreased from -0.24 Cr. (Sep 2024) to ₹-1.40 Cr., marking a decrease of 1.16 Cr..
For OPM %, as of Dec 2024, the value is -4,666.67%. The value appears to be declining and may need further review. It has decreased from -141.18% (Sep 2024) to -4,666.67%, marking a decrease of 4,525.49%.
For Other Income, as of Dec 2024, the value is ₹-0.88 Cr.. The value appears to be declining and may need further review. It has decreased from 1.18 Cr. (Sep 2024) to ₹-0.88 Cr., marking a decrease of 2.06 Cr..
For Interest, as of Dec 2024, the value is ₹0.01 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.01 Cr..
For Depreciation, as of Dec 2024, the value is ₹0.02 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.02 Cr..
For Profit before tax, as of Dec 2024, the value is ₹-2.31 Cr.. The value appears to be declining and may need further review. It has decreased from 0.91 Cr. (Sep 2024) to ₹-2.31 Cr., marking a decrease of 3.22 Cr..
For Tax %, as of Dec 2024, the value is -3.46%. The value appears to be increasing, which may not be favorable. It has increased from -6.59% (Sep 2024) to -3.46%, marking an increase of 3.13%.
For Net Profit, as of Dec 2024, the value is ₹-2.23 Cr.. The value appears to be declining and may need further review. It has decreased from 0.97 Cr. (Sep 2024) to ₹-2.23 Cr., marking a decrease of 3.20 Cr..
For EPS in Rs, as of Dec 2024, the value is -1.33. The value appears to be declining and may need further review. It has decreased from ₹0.58 (Sep 2024) to -1.33, marking a decrease of ₹1.91.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 20, 2025, 2:20 pm

Metric	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	1	1	1	1	2	1	0	-1	1	2	1	4	17
Expenses	0	0	1	1	1	1	2	1	1	1	1	1	3
Operating Profit	0	0	0	0	1	-0	-1	-2	0	1	0	2	13
OPM %	30%	32%	20%	17%	66%	-41%	-238%		17%	53%	24%	66%	80%
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	1
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	0	0	0	0	1	-0	-1	-1	0	1	0	2	14
Tax %	30%	40%	38%	33%	30%	-30%	-14%	7%	-500%	7%	-117%	6%
Net Profit	0	0	0	0	1	-0	-1	-1	0	1	0	2	10
EPS in Rs	0.07	0.07	0.06	0.04	0.83	-0.31	-1.10	-1.47	0.05	0.65	0.16	1.24	6.21
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2017-2018	2019-2020	2020-2021	2022-2023
YoY Net Profit Growth (%)	-100.00%	0.00%	100.00%	-100.00%
Change in YoY Net Profit Growth (%)	0.00%	100.00%	100.00%	-200.00%

My Money Securities Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 4 years from 2017-2018 to 2022-2023.

Growth

Compounded Sales Growth
10 Years:	19%
5 Years:	52%
3 Years:	75%
TTM:	798%

Compounded Profit Growth
10 Years:	40%
5 Years:	31%
3 Years:	247%
TTM:	839%

Stock Price CAGR
10 Years:	-2%
5 Years:	%
3 Years:	0%
1 Year:	61%

Return on Equity
10 Years:	1%
5 Years:	3%
3 Years:	7%
Last Year:	11%

Last Updated: Unknown

Balance Sheet

Last Updated: Unknown

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	10	10	10	10	10	10	10	10	10	14	16	17	17
Reserves	0	0	1	1	1	1	-0	-2	-2	1	1	3	14
Borrowings	1	0	0	0	1	2	1	1	1	1	2	1	1
Other Liabilities	1	2	2	2	2	1	2	2	1	1	1	2	6
Total Liabilities	12	13	13	13	14	14	13	11	11	18	20	22	37
Fixed Assets	0	0	0	0	0	0	0	0	0	0	0	1	1
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	2	3	4	4	5	4	2	2	2	2	3	2	16
Other Assets	10	10	9	9	9	10	11	9	9	16	17	19	20
Total Assets	12	13	13	13	14	14	13	11	11	18	20	22	37

Below is a detailed analysis of the balance sheet data for My Money Securities Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

For Equity Capital, as of Sep 2024, the value is ₹17.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹17.00 Cr..
For Reserves, as of Sep 2024, the value is ₹14.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹3.00 Cr. (Mar 2024) to ₹14.00 Cr., marking an increase of 11.00 Cr..
For Borrowings, as of Sep 2024, the value is ₹1.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded ₹1.00 Cr..
For Other Liabilities, as of Sep 2024, the value is ₹6.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹2.00 Cr. (Mar 2024) to ₹6.00 Cr., marking an increase of 4.00 Cr..
For Total Liabilities, as of Sep 2024, the value is ₹37.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹22.00 Cr. (Mar 2024) to ₹37.00 Cr., marking an increase of 15.00 Cr..
For Fixed Assets, as of Sep 2024, the value is ₹1.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹1.00 Cr..
For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹0.00 Cr..
For Investments, as of Sep 2024, the value is ₹16.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹2.00 Cr. (Mar 2024) to ₹16.00 Cr., marking an increase of 14.00 Cr..
For Other Assets, as of Sep 2024, the value is ₹20.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹19.00 Cr. (Mar 2024) to ₹20.00 Cr., marking an increase of 1.00 Cr..
For Total Assets, as of Sep 2024, the value is ₹37.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹22.00 Cr. (Mar 2024) to ₹37.00 Cr., marking an increase of 15.00 Cr..

Notably, the Reserves (₹14.00 Cr.) exceed the Borrowings (1.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	-0	1	1	1	-1	-1	0	0	-1	-4	1	-2
Cash from Investing Activity +	0	-1	-1	0	-0	1	1	0	0	0	-2	0
Cash from Financing Activity +	0	0	-0	-0	-0	-0	-0	-0	-0	6	2	0
Net Cash Flow	0	0	0	1	-1	-0	1	1	-1	2	1	-1

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	-1.00	0.00	0.00	0.00	0.00	-2.00	-2.00	-3.00	-1.00	0.00	-2.00	1.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	2,846	2,978	1,429	1,067	243	288	754	-953	577	425	137	10
Inventory Days								-1,413
Days Payable
Cash Conversion Cycle	2,846	2,978	1,429	1,067	243	288	754	-2,366	577	425	137	10
Working Capital Days	3,599	3,204	1,723	1,616	842	2,839	4,250	2,264	2,328	1,550	3,180	1,177
ROCE %	2%	2%	1%	1%	11%	-3%	-9%	-13%	1%	8%	1%	12%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Promoters	57.79%	57.79%	57.79%	57.79%	62.71%	63.82%	63.82%	63.82%	63.82%	63.82%	63.82%	63.82%
Public	42.21%	42.21%	42.20%	42.20%	37.29%	36.18%	36.18%	36.18%	36.18%	36.18%	36.18%	36.18%
No. of Shareholders	467	468	467	468	463	461	458	456	455	454	566	950

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

Month	Mar 13	Mar 12	Mar 11
FaceValue	10.00	10.00	10.00
Basic EPS (Rs.)	0.07	0.00	0.01
Diluted EPS (Rs.)	0.07	0.00	0.01
Cash EPS (Rs.)	0.10	0.03	0.03
Book Value[Excl.RevalReserv]/Share (Rs.)	10.45	10.38	10.40
Book Value[Incl.RevalReserv]/Share (Rs.)	10.45	10.38	10.40
Revenue From Operations / Share (Rs.)	0.56	0.54	0.56
PBDIT / Share (Rs.)	0.19	0.12	0.08
PBIT / Share (Rs.)	0.16	0.08	0.05
PBT / Share (Rs.)	0.10	0.00	0.01
Net Profit / Share (Rs.)	0.06	0.00	0.01
NP After MI And SOA / Share (Rs.)	0.06	0.00	0.01
PBDIT Margin (%)	35.46	22.55	14.46
PBIT Margin (%)	29.60	16.30	9.09
PBT Margin (%)	18.12	0.88	1.59
Net Profit Margin (%)	12.25	0.28	0.98
NP After MI And SOA Margin (%)	12.25	0.28	0.98
Return on Networth / Equity (%)	0.66	0.01	0.05
Return on Capital Employeed (%)	1.58	0.84	0.49
Return On Assets (%)	0.54	0.01	0.04
Total Debt / Equity (X)	0.05	0.04	0.04
Asset Turnover Ratio (%)	0.04	0.04	0.00
Current Ratio (X)	4.50	4.31	3.43
Quick Ratio (X)	4.04	3.94	3.22
Interest Coverage Ratio (X)	3.09	1.46	1.93
Interest Coverage Ratio (Post Tax) (X)	2.07	1.02	1.13

After reviewing the key financial ratios for My Money Securities Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 13, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 12) which recorded 10.00.
For Basic EPS (Rs.), as of Mar 13, the value is 0.07. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 12) to 0.07, marking an increase of 0.07.
For Diluted EPS (Rs.), as of Mar 13, the value is 0.07. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 12) to 0.07, marking an increase of 0.07.
For Cash EPS (Rs.), as of Mar 13, the value is 0.10. This value is below the healthy minimum of 3. It has increased from 0.03 (Mar 12) to 0.10, marking an increase of 0.07.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 13, the value is 10.45. It has increased from 10.38 (Mar 12) to 10.45, marking an increase of 0.07.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 13, the value is 10.45. It has increased from 10.38 (Mar 12) to 10.45, marking an increase of 0.07.
For Revenue From Operations / Share (Rs.), as of Mar 13, the value is 0.56. It has increased from 0.54 (Mar 12) to 0.56, marking an increase of 0.02.
For PBDIT / Share (Rs.), as of Mar 13, the value is 0.19. This value is below the healthy minimum of 2. It has increased from 0.12 (Mar 12) to 0.19, marking an increase of 0.07.
For PBIT / Share (Rs.), as of Mar 13, the value is 0.16. This value is within the healthy range. It has increased from 0.08 (Mar 12) to 0.16, marking an increase of 0.08.
For PBT / Share (Rs.), as of Mar 13, the value is 0.10. This value is within the healthy range. It has increased from 0.00 (Mar 12) to 0.10, marking an increase of 0.10.
For Net Profit / Share (Rs.), as of Mar 13, the value is 0.06. This value is below the healthy minimum of 2. It has increased from 0.00 (Mar 12) to 0.06, marking an increase of 0.06.
For NP After MI And SOA / Share (Rs.), as of Mar 13, the value is 0.06. This value is below the healthy minimum of 2. It has increased from 0.00 (Mar 12) to 0.06, marking an increase of 0.06.
For PBDIT Margin (%), as of Mar 13, the value is 35.46. This value is within the healthy range. It has increased from 22.55 (Mar 12) to 35.46, marking an increase of 12.91.
For PBIT Margin (%), as of Mar 13, the value is 29.60. This value exceeds the healthy maximum of 20. It has increased from 16.30 (Mar 12) to 29.60, marking an increase of 13.30.
For PBT Margin (%), as of Mar 13, the value is 18.12. This value is within the healthy range. It has increased from 0.88 (Mar 12) to 18.12, marking an increase of 17.24.
For Net Profit Margin (%), as of Mar 13, the value is 12.25. This value exceeds the healthy maximum of 10. It has increased from 0.28 (Mar 12) to 12.25, marking an increase of 11.97.
For NP After MI And SOA Margin (%), as of Mar 13, the value is 12.25. This value is within the healthy range. It has increased from 0.28 (Mar 12) to 12.25, marking an increase of 11.97.
For Return on Networth / Equity (%), as of Mar 13, the value is 0.66. This value is below the healthy minimum of 15. It has increased from 0.01 (Mar 12) to 0.66, marking an increase of 0.65.
For Return on Capital Employeed (%), as of Mar 13, the value is 1.58. This value is below the healthy minimum of 10. It has increased from 0.84 (Mar 12) to 1.58, marking an increase of 0.74.
For Return On Assets (%), as of Mar 13, the value is 0.54. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 12) to 0.54, marking an increase of 0.53.
For Total Debt / Equity (X), as of Mar 13, the value is 0.05. This value is within the healthy range. It has increased from 0.04 (Mar 12) to 0.05, marking an increase of 0.01.
For Asset Turnover Ratio (%), as of Mar 13, the value is 0.04. There is no change compared to the previous period (Mar 12) which recorded 0.04.
For Current Ratio (X), as of Mar 13, the value is 4.50. This value exceeds the healthy maximum of 3. It has increased from 4.31 (Mar 12) to 4.50, marking an increase of 0.19.
For Quick Ratio (X), as of Mar 13, the value is 4.04. This value exceeds the healthy maximum of 2. It has increased from 3.94 (Mar 12) to 4.04, marking an increase of 0.10.
For Interest Coverage Ratio (X), as of Mar 13, the value is 3.09. This value is within the healthy range. It has increased from 1.46 (Mar 12) to 3.09, marking an increase of 1.63.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 13, the value is 2.07. This value is below the healthy minimum of 3. It has increased from 1.02 (Mar 12) to 2.07, marking an increase of 1.05.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of My Money Securities Ltd as of March 10, 2025 is: ₹6.50

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 10, 2025, My Money Securities Ltd is Overvalued by 72.46% compared to the current share price 23.60

Intrinsic Value of My Money Securities Ltd as of March 10, 2025 is: 17.05

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 10, 2025, My Money Securities Ltd is Overvalued by 27.75% compared to the current share price 23.60

Last 5 Year EPS CAGR: 162.32%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The stock is trading at a low valuation with an average P/B ratio of 0.10 and average Dividend Yield of 18.33%. The company has higher reserves (1.46 cr) compared to borrowings (0.92 cr), indicating strong financial stability. The company has shown consistent growth in sales (2.38 cr) and profit (1.23 cr) over the years.	The stock has a low average ROCE of 1.17%, which may not be favorable. The stock has a high average Working Capital Days of 72.08, which may not be favorable. The stock has a high average Cash Conversion Cycle of 203.17, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in My Money Securities Ltd:
1. Net Profit Margin: 12.25%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 1.58% (Industry Average ROCE: 11%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 0.66% (Industry Average ROE: 14.73%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 2.07
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 4.04
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 3.81 (Industry average Stock P/E: 45.29)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.05
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

My Money Securities Ltd. is a Public Limited Listed company incorporated on 05/03/1992 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L67120DL1992PLC047890 and registration number is 047890. Currently company belongs to the Industry of Finance & Investments. Company's Total Operating Revenue is Rs. 3.18 Cr. and Equity Capital is Rs. 16.80 Cr. for the Year ended 31/03/2024.

INDUSTRY	ADDRESS	CONTACT
Finance & Investments	10-A, Under Hill Lane, Delhi Delhi 110054	mymoneyviews@outlook.com http://www.mymoneyviews.com

Management
Name	Position Held
Mr. Vishal Agarwal	Non Executive Chairman
Mr. Vikas Seth	Managing Director
Mr. Sanjai Seth	WholeTime Director & CFO
Mrs. Rajni Seth	Non Executive Director
Mr. Mudit Sehgal	Independent Director

FAQ

What is the latest intrinsic value of My Money Securities Ltd?

The latest intrinsic value of My Money Securities Ltd as on 10 March 2025 is ₹6.50, which is 72.46% lower than the current market price of 23.60, indicating the stock is overvalued by 72.46%. The intrinsic value of My Money Securities Ltd is calculated using PE ratio method. The stock has a market capitalization of ₹39.7 Cr. and recorded a high/low of ₹69.2/0.00 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹14 Cr and total liabilities of ₹37 Cr.

What is the Market Cap of My Money Securities Ltd?

The Market Cap of My Money Securities Ltd is 39.7 Cr..

What is the current Stock Price of My Money Securities Ltd as on 10 March 2025?

The current stock price of My Money Securities Ltd as on 10 March 2025 is ₹23.6.

What is the High / Low of My Money Securities Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of My Money Securities Ltd stocks is ₹69.2/0.00.

What is the Stock P/E of My Money Securities Ltd?

The Stock P/E of My Money Securities Ltd is 3.81.

What is the Book Value of My Money Securities Ltd?

The Book Value of My Money Securities Ltd is 18.5.

What is the Dividend Yield of My Money Securities Ltd?

The Dividend Yield of My Money Securities Ltd is 0.00 %.

What is the ROCE of My Money Securities Ltd?

The ROCE of My Money Securities Ltd is 12.0 %.

What is the ROE of My Money Securities Ltd?

The ROE of My Money Securities Ltd is 11.3 %.

What is the Face Value of My Money Securities Ltd?

The Face Value of My Money Securities Ltd is 10.0.