Avonmore Capital & Management Services Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: July 22, 2025, 10:20 pm

Market Cap	513 Cr.
Current Price	18.4
High / Low	30.0/12.8
Stock P/E	17.7
Book Value	13.2
Dividend Yield	0.00 %
ROCE	10.5 %
ROE	8.59 %
Face Value	1.00
PEG Ratio	2.59

Quick Insight

Avonmore Capital & Management Services Ltd, a non-banking financial company (NBFC), presents a compelling investment opportunity with its share price at ₹18.4 and a market capitalization of ₹513 crore. The company boasts a price-to-earnings (P/E) ratio of 17.7, indicating reasonable valuation relative to its earnings potential. With a return on equity (ROE) of 8.59% and a return on capital employed (ROCE) of 10.5%, Avonmore demonstrates efficient capital utilization. Furthermore, a healthy interest coverage ratio (ICR) of 12.66x and manageable borrowings of ₹21 crore suggest strong financial stability. Given that 69.17% of shares are held by promoters, investor confidence appears solid. Overall, while the company’s operating profit margin (OPM) of 11.38% and a current capital cycle (CCC) of 202 days warrant close monitoring, Avonmore's fundamentals indicate a potential

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Avonmore Capital & Management Services Ltd

Competitors of Avonmore Capital & Management Services Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Minolta Finance Ltd	10.8 Cr.	1.08	1.91/0.72	1,080	1.07	0.00 %	0.40 %	0.09 %	1.00
Money Masters Leasing & Finance Ltd	17.3 Cr.	1.72	19.4/1.06	33.8	1.57	0.00 %	2.44 %	3.58 %	1.00
Moneyboxx Finance Ltd	502 Cr.	154	333/152		79.8	0.00 %	8.73 %	0.58 %	10.0
Moongipa Capital Finance Ltd	17.9 Cr.	19.5	41.0/18.0	13.0	24.9	0.00 %	15.0 %	9.43 %	10.0
Morarka Finance Ltd	51.6 Cr.	115	191/95.0	40.0	212	5.23 %	2.46 %	2.17 %	10.0
Industry Average	24,425.44 Cr	473.22		78.32	498.73	0.26%	15.73%	8.87%	8.48

All Competitor Stocks of Avonmore Capital & Management Services Ltd

Quarterly Result

Metric	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Sales	22.54	146.83	19.56	19.81	27.81	18.66	24.66	32.06	48.21	35.08	54.29	35.25	55.55
Expenses	21.22	15.48	13.30	16.26	25.01	16.27	20.91	27.01	42.40	27.91	31.65	30.60	49.23
Operating Profit	1.32	131.35	6.26	3.55	2.80	2.39	3.75	5.05	5.81	7.17	22.64	4.65	6.32
OPM %	5.86%	89.46%	32.00%	17.92%	10.07%	12.81%	15.21%	15.75%	12.05%	20.44%	41.70%	13.19%	11.38%
Other Income	6.98	6.17	3.14	3.55	3.83	3.21	2.28	2.31	4.38	5.38	1.04	0.72	5.12
Interest	0.56	0.79	2.09	0.67	0.96	0.78	0.62	0.67	1.47	0.98	0.53	1.16	0.66
Depreciation	0.44	0.63	0.38	0.64	0.61	0.79	0.64	0.72	1.61	1.10	1.22	1.29	1.09
Profit before tax	7.30	136.10	6.93	5.79	5.06	4.03	4.77	5.97	7.11	10.47	21.93	2.92	9.69
Tax %	24.93%	21.91%	10.39%	7.77%	17.19%	6.95%	7.76%	-1.17%	17.16%	17.57%	13.95%	49.32%	11.25%
Net Profit	5.48	106.28	6.21	5.34	4.19	3.75	4.40	6.04	5.89	8.63	18.87	1.48	8.60
EPS in Rs	0.16	3.57	0.18	0.13	0.10	0.10	0.09	0.15	0.03	0.10	0.61	0.01	0.20

Last Updated: May 31, 2025, 6:50 am

Below is a detailed analysis of the quarterly data for Avonmore Capital & Management Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Sales, as of Mar 2025, the value is 55.55 Cr.. The value appears strong and on an upward trend. It has increased from 35.25 Cr. (Dec 2024) to 55.55 Cr., marking an increase of 20.30 Cr..
For Expenses, as of Mar 2025, the value is 49.23 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 30.60 Cr. (Dec 2024) to 49.23 Cr., marking an increase of 18.63 Cr..
For Operating Profit, as of Mar 2025, the value is 6.32 Cr.. The value appears strong and on an upward trend. It has increased from 4.65 Cr. (Dec 2024) to 6.32 Cr., marking an increase of 1.67 Cr..
For OPM %, as of Mar 2025, the value is 11.38%. The value appears to be declining and may need further review. It has decreased from 13.19% (Dec 2024) to 11.38%, marking a decrease of 1.81%.
For Other Income, as of Mar 2025, the value is 5.12 Cr.. The value appears strong and on an upward trend. It has increased from 0.72 Cr. (Dec 2024) to 5.12 Cr., marking an increase of 4.40 Cr..
For Interest, as of Mar 2025, the value is 0.66 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1.16 Cr. (Dec 2024) to 0.66 Cr., marking a decrease of 0.50 Cr..
For Depreciation, as of Mar 2025, the value is 1.09 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1.29 Cr. (Dec 2024) to 1.09 Cr., marking a decrease of 0.20 Cr..
For Profit before tax, as of Mar 2025, the value is 9.69 Cr.. The value appears strong and on an upward trend. It has increased from 2.92 Cr. (Dec 2024) to 9.69 Cr., marking an increase of 6.77 Cr..
For Tax %, as of Mar 2025, the value is 11.25%. The value appears to be improving (decreasing) as expected. It has decreased from 49.32% (Dec 2024) to 11.25%, marking a decrease of 38.07%.
For Net Profit, as of Mar 2025, the value is 8.60 Cr.. The value appears strong and on an upward trend. It has increased from 1.48 Cr. (Dec 2024) to 8.60 Cr., marking an increase of 7.12 Cr..
For EPS in Rs, as of Mar 2025, the value is 0.20. The value appears strong and on an upward trend. It has increased from 0.01 (Dec 2024) to 0.20, marking an increase of 0.19.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: July 22, 2025, 2:28 pm

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales	1	5	52	58	100	77	68	69	84	212	124	180
Expenses	1	1	47	50	68	71	60	56	62	70	106	139
Operating Profit	0	4	5	8	32	6	8	12	22	142	18	41
OPM %	8%	80%	9%	14%	32%	8%	12%	18%	26%	67%	14%	23%
Other Income	0	0	3	3	4	11	14	25	31	18	12	12
Interest	0	0	5	4	3	2	3	3	5	3	4	3
Depreciation	0	0	2	2	1	2	4	3	2	2	4	5
Profit before tax	0	3	1	5	31	13	16	32	45	154	22	45
Tax %	-38%	5%	91%	2%	19%	4%	-11%	8%	11%	21%	8%	17%
Net Profit	3	7	0	6	28	13	18	30	40	122	20	38
EPS in Rs	0.11	0.24	0.01	0.20	0.85	0.33	0.55	0.74	1.11	4.09	0.44	1.03
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	133.33%	-100.00%	366.67%	-53.57%	38.46%	66.67%	33.33%	205.00%	-83.61%	90.00%
Change in YoY Net Profit Growth (%)	0.00%	-233.33%	466.67%	-420.24%	92.03%	28.21%	-33.33%	171.67%	-288.61%	173.61%

Avonmore Capital & Management Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 10 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	44%
5 Years:	21%
3 Years:	29%
TTM:	46%

Compounded Profit Growth
10 Years:	15%
5 Years:	12%
3 Years:	-4%
TTM:	134%

Stock Price CAGR
10 Years:	21%
5 Years:	83%
3 Years:	33%
1 Year:	12%

Return on Equity
10 Years:	15%
5 Years:	17%
3 Years:	18%
Last Year:	9%

Last Updated: Unknown

Balance Sheet

Last Updated: July 25, 2025, 1:46 pm

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	22	25	25	25	25	25	25	25	25	24	24	29
Reserves	44	56	75	82	109	109	126	149	181	254	278	345
Borrowings	8	0	42	32	23	23	27	20	18	26	23	21
Other Liabilities	0	0	82	79	87	102	98	116	150	138	194	185
Total Liabilities	74	82	224	218	244	259	276	309	374	443	519	580
Fixed Assets	1	0	36	46	48	62	67	62	62	64	71	76
CWIP	0	0	0	2	0	0	0	0	4	0	2	0
Investments	71	77	47	36	35	32	45	73	95	90	141	166
Other Assets	2	5	141	135	160	165	164	175	213	289	304	338
Total Assets	74	82	224	218	244	259	276	309	374	443	519	580

Below is a detailed analysis of the balance sheet data for Avonmore Capital & Management Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Equity Capital, as of Mar 2025, the value is 29.00 Cr.. The value appears strong and on an upward trend. It has increased from 24.00 Cr. (Mar 2024) to 29.00 Cr., marking an increase of 5.00 Cr..
For Reserves, as of Mar 2025, the value is 345.00 Cr.. The value appears strong and on an upward trend. It has increased from 278.00 Cr. (Mar 2024) to 345.00 Cr., marking an increase of 67.00 Cr..
For Borrowings, as of Mar 2025, the value is 21.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 23.00 Cr. (Mar 2024) to 21.00 Cr., marking a decrease of 2.00 Cr..
For Other Liabilities, as of Mar 2025, the value is 185.00 Cr.. The value appears to be improving (decreasing). It has decreased from 194.00 Cr. (Mar 2024) to 185.00 Cr., marking a decrease of 9.00 Cr..
For Total Liabilities, as of Mar 2025, the value is 580.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 519.00 Cr. (Mar 2024) to 580.00 Cr., marking an increase of 61.00 Cr..
For Fixed Assets, as of Mar 2025, the value is 76.00 Cr.. The value appears strong and on an upward trend. It has increased from 71.00 Cr. (Mar 2024) to 76.00 Cr., marking an increase of 5.00 Cr..
For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2024) to 0.00 Cr., marking a decrease of 2.00 Cr..
For Investments, as of Mar 2025, the value is 166.00 Cr.. The value appears strong and on an upward trend. It has increased from 141.00 Cr. (Mar 2024) to 166.00 Cr., marking an increase of 25.00 Cr..
For Other Assets, as of Mar 2025, the value is 338.00 Cr.. The value appears strong and on an upward trend. It has increased from 304.00 Cr. (Mar 2024) to 338.00 Cr., marking an increase of 34.00 Cr..
For Total Assets, as of Mar 2025, the value is 580.00 Cr.. The value appears strong and on an upward trend. It has increased from 519.00 Cr. (Mar 2024) to 580.00 Cr., marking an increase of 61.00 Cr..

Notably, the Reserves (345.00 Cr.) exceed the Borrowings (21.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Month		Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Cash from Operating Activity +	5	-2	-80	7	-25	16	14	-4	-1	18	42	-3
Cash from Investing Activity +	-28	1	4	2	23	-16	4	2	12	-18	-36	-20
Cash from Financing Activity +	23	1	88	-9	8	-5	-6	-6	-8	-2	-13	45
Net Cash Flow	0	0	12	-0	6	-5	12	-7	4	-2	-7	22

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	-8.00	4.00	-37.00	-24.00	9.00	-17.00	-19.00	-8.00	4.00	116.00	-5.00	20.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	0	0	1	152	139	80	159	139	151	163	60	202
Inventory Days
Days Payable
Cash Conversion Cycle	0	0	1	152	139	80	159	139	151	163	60	202
Working Capital Days	4,869	1,172	267	587	482	311	177	247	203	135	178	255
ROCE %	0%	0%	5%	4%	5%	16%	7%	8%	14%	18%	45%	6%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoters	62.71%	64.38%	64.38%	67.65%	68.24%	68.93%	69.12%	69.12%	69.17%	69.17%	69.17%	69.17%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.00%	0.03%	0.00%
DIIs	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%
Public	37.28%	35.61%	35.61%	32.34%	31.75%	31.05%	30.87%	30.87%	30.81%	30.81%	30.79%	30.81%
No. of Shareholders	5,647	5,423	6,401	6,014	6,200	6,393	7,065	7,496	8,193	10,622	12,881	14,239

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	1.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	1.19	5.31	48.84	13.38	8.51
Diluted EPS (Rs.)	1.19	5.31	48.84	13.38	8.51
Cash EPS (Rs.)	1.09	6.40	45.73	5.87	4.14
Book Value[Excl.RevalReserv]/Share (Rs.)	12.95	164.14	151.13	114.06	97.69
Book Value[Incl.RevalReserv]/Share (Rs.)	12.95	164.14	151.13	114.06	97.69
Revenue From Operations / Share (Rs.)	6.24	51.47	88.03	33.58	27.10
PBDIT / Share (Rs.)	1.46	8.62	60.30	9.93	6.15
PBIT / Share (Rs.)	1.30	7.05	59.36	8.94	5.05
PBT / Share (Rs.)	1.18	5.58	58.06	6.89	4.08
Net Profit / Share (Rs.)	0.92	4.83	44.79	4.88	3.04
NP After MI And SOA / Share (Rs.)	1.00	5.17	48.09	13.03	8.76
PBDIT Margin (%)	23.40	16.74	68.49	29.57	22.69
PBIT Margin (%)	20.79	13.70	67.42	26.63	18.62
PBT Margin (%)	18.94	10.83	65.95	20.52	15.07
Net Profit Margin (%)	14.82	9.38	50.88	14.53	11.20
NP After MI And SOA Margin (%)	16.09	10.04	54.63	38.80	32.30
Return on Networth / Equity (%)	7.75	4.11	41.49	15.74	12.57
Return on Capital Employeed (%)	7.56	4.18	38.50	7.58	5.03
Return On Assets (%)	5.00	2.39	26.05	8.68	7.05
Total Debt / Equity (X)	0.03	0.04	0.08	0.06	0.08
Asset Turnover Ratio (%)	0.32	0.25	0.51	0.01	0.01
Current Ratio (X)	5.32	3.42	4.60	2.13	2.49
Quick Ratio (X)	5.17	3.32	3.91	2.13	2.39
Interest Coverage Ratio (X)	12.66	5.84	46.62	4.85	6.39
Interest Coverage Ratio (Post Tax) (X)	9.02	4.27	35.63	3.38	4.15
Enterprise Value (Cr.)	553.55	302.62	224.38	269.08	93.80
EV / Net Operating Revenue (X)	3.13	2.45	1.06	3.21	1.39
EV / EBITDA (X)	13.39	14.62	1.55	10.87	6.12
MarketCap / Net Operating Revenue (X)	2.69	1.70	0.68	2.52	0.67
Price / BV (X)	1.29	0.69	0.52	1.02	0.26
Price / Net Operating Revenue (X)	2.69	1.70	0.68	2.52	0.67
EarningsYield	0.05	0.05	0.79	0.15	0.48

After reviewing the key financial ratios for Avonmore Capital & Management Services Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
For Basic EPS (Rs.), as of Mar 25, the value is 1.19. This value is below the healthy minimum of 5. It has decreased from 5.31 (Mar 24) to 1.19, marking a decrease of 4.12.
For Diluted EPS (Rs.), as of Mar 25, the value is 1.19. This value is below the healthy minimum of 5. It has decreased from 5.31 (Mar 24) to 1.19, marking a decrease of 4.12.
For Cash EPS (Rs.), as of Mar 25, the value is 1.09. This value is below the healthy minimum of 3. It has decreased from 6.40 (Mar 24) to 1.09, marking a decrease of 5.31.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 12.95. It has decreased from 164.14 (Mar 24) to 12.95, marking a decrease of 151.19.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 12.95. It has decreased from 164.14 (Mar 24) to 12.95, marking a decrease of 151.19.
For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.24. It has decreased from 51.47 (Mar 24) to 6.24, marking a decrease of 45.23.
For PBDIT / Share (Rs.), as of Mar 25, the value is 1.46. This value is below the healthy minimum of 2. It has decreased from 8.62 (Mar 24) to 1.46, marking a decrease of 7.16.
For PBIT / Share (Rs.), as of Mar 25, the value is 1.30. This value is within the healthy range. It has decreased from 7.05 (Mar 24) to 1.30, marking a decrease of 5.75.
For PBT / Share (Rs.), as of Mar 25, the value is 1.18. This value is within the healthy range. It has decreased from 5.58 (Mar 24) to 1.18, marking a decrease of 4.40.
For Net Profit / Share (Rs.), as of Mar 25, the value is 0.92. This value is below the healthy minimum of 2. It has decreased from 4.83 (Mar 24) to 0.92, marking a decrease of 3.91.
For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 1.00. This value is below the healthy minimum of 2. It has decreased from 5.17 (Mar 24) to 1.00, marking a decrease of 4.17.
For PBDIT Margin (%), as of Mar 25, the value is 23.40. This value is within the healthy range. It has increased from 16.74 (Mar 24) to 23.40, marking an increase of 6.66.
For PBIT Margin (%), as of Mar 25, the value is 20.79. This value exceeds the healthy maximum of 20. It has increased from 13.70 (Mar 24) to 20.79, marking an increase of 7.09.
For PBT Margin (%), as of Mar 25, the value is 18.94. This value is within the healthy range. It has increased from 10.83 (Mar 24) to 18.94, marking an increase of 8.11.
For Net Profit Margin (%), as of Mar 25, the value is 14.82. This value exceeds the healthy maximum of 10. It has increased from 9.38 (Mar 24) to 14.82, marking an increase of 5.44.
For NP After MI And SOA Margin (%), as of Mar 25, the value is 16.09. This value is within the healthy range. It has increased from 10.04 (Mar 24) to 16.09, marking an increase of 6.05.
For Return on Networth / Equity (%), as of Mar 25, the value is 7.75. This value is below the healthy minimum of 15. It has increased from 4.11 (Mar 24) to 7.75, marking an increase of 3.64.
For Return on Capital Employeed (%), as of Mar 25, the value is 7.56. This value is below the healthy minimum of 10. It has increased from 4.18 (Mar 24) to 7.56, marking an increase of 3.38.
For Return On Assets (%), as of Mar 25, the value is 5.00. This value is within the healthy range. It has increased from 2.39 (Mar 24) to 5.00, marking an increase of 2.61.
For Total Debt / Equity (X), as of Mar 25, the value is 0.03. This value is within the healthy range. It has decreased from 0.04 (Mar 24) to 0.03, marking a decrease of 0.01.
For Asset Turnover Ratio (%), as of Mar 25, the value is 0.32. It has increased from 0.25 (Mar 24) to 0.32, marking an increase of 0.07.
For Current Ratio (X), as of Mar 25, the value is 5.32. This value exceeds the healthy maximum of 3. It has increased from 3.42 (Mar 24) to 5.32, marking an increase of 1.90.
For Quick Ratio (X), as of Mar 25, the value is 5.17. This value exceeds the healthy maximum of 2. It has increased from 3.32 (Mar 24) to 5.17, marking an increase of 1.85.
For Interest Coverage Ratio (X), as of Mar 25, the value is 12.66. This value is within the healthy range. It has increased from 5.84 (Mar 24) to 12.66, marking an increase of 6.82.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 9.02. This value is within the healthy range. It has increased from 4.27 (Mar 24) to 9.02, marking an increase of 4.75.
For Enterprise Value (Cr.), as of Mar 25, the value is 553.55. It has increased from 302.62 (Mar 24) to 553.55, marking an increase of 250.93.
For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.13. This value exceeds the healthy maximum of 3. It has increased from 2.45 (Mar 24) to 3.13, marking an increase of 0.68.
For EV / EBITDA (X), as of Mar 25, the value is 13.39. This value is within the healthy range. It has decreased from 14.62 (Mar 24) to 13.39, marking a decrease of 1.23.
For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.69. This value is within the healthy range. It has increased from 1.70 (Mar 24) to 2.69, marking an increase of 0.99.
For Price / BV (X), as of Mar 25, the value is 1.29. This value is within the healthy range. It has increased from 0.69 (Mar 24) to 1.29, marking an increase of 0.60.
For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.69. This value is within the healthy range. It has increased from 1.70 (Mar 24) to 2.69, marking an increase of 0.99.
For EarningsYield, as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.05.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Avonmore Capital & Management Services Ltd as of July 30, 2025 is: 16.38

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of July 30, 2025, Avonmore Capital & Management Services Ltd is Overvalued by 10.98% compared to the current share price 18.40

Intrinsic Value of Avonmore Capital & Management Services Ltd as of July 30, 2025 is: 17.50

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of July 30, 2025, Avonmore Capital & Management Services Ltd is Overvalued by 4.89% compared to the current share price 18.40

Last 5 Year EPS CAGR: 6.84%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The company has higher reserves (150.67 cr) compared to borrowings (21.92 cr), indicating strong financial stability. The company has shown consistent growth in sales (85.83 cr) and profit (30.58 cr) over the years.	The stock has a low average ROCE of 10.67%, which may not be favorable. The stock has a high average Working Capital Days of 237.25, which may not be favorable. The stock has a high average Cash Conversion Cycle of 103.83, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Avonmore Capital & Management Services Ltd:
1. Net Profit Margin: 14.82%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 7.56% (Industry Average ROCE: 15.73%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 7.75% (Industry Average ROE: 8.87%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 9.02
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 5.17
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 17.7 (Industry average Stock P/E: 78.32)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.03
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Avonmore Capital & Management Services Ltd. is a Public Limited Listed company incorporated on 30/09/1991 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L67190MH1991PLC417433 and registration number is 417433. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 24.25 Cr. and Equity Capital is Rs. 28.87 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Non-Banking Financial Company (NBFC)	Level-5, Grande Palladium,175, CST Road, Off BKC Kalina, Mumbai Maharashtra 400098	secretarial@almondz.com http://www.avonmorecapital.in

Management
Name	Position Held
Mr. Govind Prasad Agrawal	Non Executive Chairman
Mr. Ashok Kumar Gupta	Managing Director
Ms. Ashu Gupta	Non Executive Woman Director
Mr. Ajay Kumar	Ind. Non-Executive Director
Mr. Shyam Sunder Lal Gupta	Ind. Non-Executive Director
Mr. Bhupinder Singh	Ind. Non-Executive Director

FAQ

What is the intrinsic value of Avonmore Capital & Management Services Ltd?

Avonmore Capital & Management Services Ltd's intrinsic value (as of 30 July 2025) is 16.38 10.98% lower the current market price of 18.40, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 513 Cr. market cap, FY2025-2026 high/low of 30.0/12.8, reserves of 345 Cr, and liabilities of 580 Cr.

What is the Market Cap of Avonmore Capital & Management Services Ltd?

The Market Cap of Avonmore Capital & Management Services Ltd is 513 Cr..

What is the current Stock Price of Avonmore Capital & Management Services Ltd as on 30 July 2025?

The current stock price of Avonmore Capital & Management Services Ltd as on 30 July 2025 is 18.4.

What is the High / Low of Avonmore Capital & Management Services Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Avonmore Capital & Management Services Ltd stocks is ₹30.0/12.8.

What is the Stock P/E of Avonmore Capital & Management Services Ltd?

The Stock P/E of Avonmore Capital & Management Services Ltd is 17.7.

What is the Book Value of Avonmore Capital & Management Services Ltd?

The Book Value of Avonmore Capital & Management Services Ltd is 13.2.

What is the Dividend Yield of Avonmore Capital & Management Services Ltd?

The Dividend Yield of Avonmore Capital & Management Services Ltd is 0.00 %.

What is the ROCE of Avonmore Capital & Management Services Ltd?

The ROCE of Avonmore Capital & Management Services Ltd is 10.5 %.

What is the ROE of Avonmore Capital & Management Services Ltd?

The ROE of Avonmore Capital & Management Services Ltd is 8.59 %.

What is the Face Value of Avonmore Capital & Management Services Ltd?

The Face Value of Avonmore Capital & Management Services Ltd is 1.00.