Share Price and Basic Stock Data
Last Updated: December 9, 2025, 6:00 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
AGS Transact Technologies Ltd operates in the financial technology sector, offering a range of payment solutions and services. Its recent revenue performance has shown volatility, with total sales reported at ₹1,671 Cr for FY 2023, a decline from ₹1,772 Cr in FY 2022. The latest quarterly results indicate a steady dip, with sales for the trailing twelve months (TTM) standing at ₹1,250 Cr. Notably, the most recent quarter, ending September 2024, recorded sales of ₹352 Cr, compared to ₹377 Cr in the previous quarter. This downward trend raises concerns about the company’s ability to sustain its revenue in a competitive landscape, particularly as the fintech industry continues to evolve rapidly. The company’s operating profit margin (OPM) has been under pressure, dropping significantly to -83% in December 2024, illustrating the challenges it faces in maintaining profitability while navigating a shifting market.
Profitability and Efficiency Metrics
Profitability metrics for AGS Transact reveal a troubling picture, particularly the net profit, which has been negative for several quarters. The company recorded a net loss of ₹170 Cr for FY 2024, worsening from a loss of ₹80 Cr in FY 2023. The operating profit also displayed significant fluctuations, with a peak operating profit of ₹411 Cr in FY 2022, which has since dwindled to just ₹197 Cr in FY 2024. Efficiency ratios, such as return on equity (ROE) at 16.3% and return on capital employed (ROCE) at 1.26%, suggest that while the company has managed to generate some returns, they are below acceptable thresholds, especially when compared to industry standards. The cash conversion cycle has expanded dramatically to -578 days, indicating inefficiencies in managing working capital. These metrics highlight the company’s struggle to convert sales into profit effectively, raising questions about its operational efficiency and cost management.
Balance Sheet Strength and Financial Ratios
Examining AGS Transact’s balance sheet, the company reported total borrowings of ₹1,069 Cr against reserves of ₹413 Cr, resulting in a concerning debt-to-equity ratio of 1.78x. This high leverage can be a red flag for investors, particularly in a sector that demands significant capital investment for growth. The interest coverage ratio (ICR) stands at 1.59x, which, while slightly above the minimum threshold of 1.5, suggests that the company may face challenges in covering its interest obligations, especially given its declining profitability. Moreover, the book value per share has decreased to ₹38.15, down from ₹44.41 a year prior, indicating erosion in shareholder value. The significant drop in fixed assets, down to ₹718 Cr, further emphasizes the company’s need to reassess its asset management strategies. Overall, while the balance sheet shows some liquidity with a current ratio of 1.10, the high levels of debt coupled with diminishing returns pose risks to financial stability.
Shareholding Pattern and Investor Confidence
The shareholding pattern of AGS Transact Technologies Ltd reflects a significant shift in investor confidence. Promoters hold 26.47%, a substantial decrease from previous years where they maintained control above 60%. This substantial reduction suggests a potential lack of confidence from the founders or a strategic restructuring. Foreign institutional investors (FIIs) have also reduced their stake to a mere 0.12%, while domestic institutional investors (DIIs) hold 7.14%. Meanwhile, the public shareholding has surged to 66%, indicating a shift towards retail investor participation. This dilution of promoter shareholding and the increase in public holding can be interpreted in various ways, but it often signals either a lack of confidence from institutional players or a strategic pivot to engage more with the retail market. As investor sentiment shifts, the company must work diligently to rebuild trust and demonstrate a clear path to recovery.
Outlook, Risks, and Final Insight
Looking ahead, AGS Transact Technologies faces a mixed outlook characterized by both opportunities and significant risks. The fintech sector’s growth potential remains robust, driven by digital payment adoption in India. However, AGS must address its operational inefficiencies and the substantial losses it has incurred to regain investor confidence. The company’s high leverage and declining profitability metrics pose risks that could hinder its capacity to invest in future growth initiatives. Additionally, the volatility in shareholding patterns may affect market perception and price stability. Investors should consider these factors carefully, weighing the potential for recovery against the backdrop of financial instability and operational challenges. As the company navigates this precarious landscape, a clear turnaround strategy focusing on cost management and asset optimization will be crucial for restoring profitability and shareholder value.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of AGS Transact Technologies Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| AGS Transact Technologies Ltd | 55.9 Cr. | 4.38 | 85.0/3.78 | 41.8 | 0.00 % | 1.26 % | 16.3 % | 10.0 | |
| Infibeam Avenues Ltd | 4,955 Cr. | 17.7 | 26.4/12.6 | 20.9 | 14.9 | 0.00 % | 8.65 % | 6.47 % | 1.00 |
| DigiSpice Technologies Ltd | 585 Cr. | 24.9 | 35.5/17.1 | 40.9 | 9.70 | 0.00 % | 5.47 % | 2.71 % | 3.00 |
| Industry Average | 2,770.00 Cr | 15.66 | 30.90 | 22.13 | 0.00% | 5.13% | 8.49% | 4.67 |
Quarterly Result
| Metric | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 485 | 399 | 418 | 414 | 415 | 425 | 371 | 377 | 374 | 349 | 340 | 352 | 210 |
| Expenses | 365 | 324 | 305 | 305 | 315 | 351 | 288 | 369 | 316 | 300 | 246 | 263 | 384 |
| Operating Profit | 119 | 75 | 113 | 109 | 101 | 73 | 83 | 7 | 58 | 49 | 93 | 88 | -174 |
| OPM % | 25% | 19% | 27% | 26% | 24% | 17% | 22% | 2% | 15% | 14% | 28% | 25% | -83% |
| Other Income | 8 | 6 | 10 | 7 | 9 | 10 | 8 | 12 | 10 | 8 | 12 | 16 | 4 |
| Interest | 61 | 72 | 35 | 34 | 35 | 39 | 37 | 37 | 38 | 37 | 36 | 36 | 38 |
| Depreciation | 65 | 65 | 59 | 58 | 56 | 57 | 54 | 54 | 53 | 53 | 49 | 48 | 44 |
| Profit before tax | 2 | -56 | 28 | 23 | 19 | -13 | 1 | -71 | -23 | -32 | 20 | 21 | -252 |
| Tax % | 634% | -14% | 32% | 11% | 35% | 20% | 36% | -14% | -32% | -86% | 32% | 27% | -23% |
| Net Profit | -9 | -48 | 19 | 21 | 12 | -15 | 1 | -61 | -15 | -4 | 14 | 15 | -194 |
| EPS in Rs | -0.78 | -3.98 | 1.58 | 1.70 | 1.02 | -1.27 | 0.05 | -5.02 | -1.27 | -0.37 | 1.14 | 1.24 | -15.17 |
Last Updated: February 28, 2025, 3:48 pm
Below is a detailed analysis of the quarterly data for AGS Transact Technologies Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:
- For Sales, as of Dec 2024, the value is 210.00 Cr.. The value appears to be declining and may need further review. It has decreased from 352.00 Cr. (Sep 2024) to 210.00 Cr., marking a decrease of 142.00 Cr..
- For Expenses, as of Dec 2024, the value is 384.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 263.00 Cr. (Sep 2024) to 384.00 Cr., marking an increase of 121.00 Cr..
- For Operating Profit, as of Dec 2024, the value is -174.00 Cr.. The value appears to be declining and may need further review. It has decreased from 88.00 Cr. (Sep 2024) to -174.00 Cr., marking a decrease of 262.00 Cr..
- For OPM %, as of Dec 2024, the value is -83.00%. The value appears to be declining and may need further review. It has decreased from 25.00% (Sep 2024) to -83.00%, marking a decrease of 108.00%.
- For Other Income, as of Dec 2024, the value is 4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 16.00 Cr. (Sep 2024) to 4.00 Cr., marking a decrease of 12.00 Cr..
- For Interest, as of Dec 2024, the value is 38.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 36.00 Cr. (Sep 2024) to 38.00 Cr., marking an increase of 2.00 Cr..
- For Depreciation, as of Dec 2024, the value is 44.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 48.00 Cr. (Sep 2024) to 44.00 Cr., marking a decrease of 4.00 Cr..
- For Profit before tax, as of Dec 2024, the value is -252.00 Cr.. The value appears to be declining and may need further review. It has decreased from 21.00 Cr. (Sep 2024) to -252.00 Cr., marking a decrease of 273.00 Cr..
- For Tax %, as of Dec 2024, the value is -23.00%. The value appears to be improving (decreasing) as expected. It has decreased from 27.00% (Sep 2024) to -23.00%, marking a decrease of 50.00%.
- For Net Profit, as of Dec 2024, the value is -194.00 Cr.. The value appears to be declining and may need further review. It has decreased from 15.00 Cr. (Sep 2024) to -194.00 Cr., marking a decrease of 209.00 Cr..
- For EPS in Rs, as of Dec 2024, the value is -15.17. The value appears to be declining and may need further review. It has decreased from 1.24 (Sep 2024) to -15.17, marking a decrease of 16.41.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: May 15, 2025, 4:36 am
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,308 | 1,473 | 1,806 | 1,800 | 1,759 | 1,772 | 1,671 | 1,471 | 1,250 |
| Expenses | 1,154 | 1,262 | 1,376 | 1,336 | 1,321 | 1,361 | 1,273 | 1,273 | 1,193 |
| Operating Profit | 154 | 211 | 429 | 465 | 437 | 411 | 398 | 197 | 57 |
| OPM % | 12% | 14% | 24% | 26% | 25% | 23% | 24% | 13% | 5% |
| Other Income | 15 | 9 | 13 | 30 | 38 | 24 | 34 | 38 | 40 |
| Interest | 78 | 83 | 137 | 130 | 133 | 250 | 144 | 148 | 147 |
| Depreciation | 100 | 113 | 227 | 245 | 260 | 252 | 231 | 213 | 193 |
| Profit before tax | -10 | 24 | 79 | 120 | 82 | -67 | 58 | -125 | -243 |
| Tax % | 109% | 73% | 16% | 31% | 34% | 24% | 36% | -36% | |
| Net Profit | -22 | 6 | 66 | 83 | 55 | -82 | 37 | -80 | -170 |
| EPS in Rs | -1.79 | 0.52 | 5.50 | 6.89 | 4.55 | -6.79 | 3.04 | -6.60 | -13.16 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 22% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 127.27% | 1000.00% | 25.76% | -33.73% | -249.09% | 145.12% | -316.22% |
| Change in YoY Net Profit Growth (%) | 0.00% | 872.73% | -974.24% | -59.49% | -215.36% | 394.21% | -461.34% |
AGS Transact Technologies Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2017-2018 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -4% |
| 3 Years: | -6% |
| TTM: | -19% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -86% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -60% |
| 1 Year: | -95% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 1% |
| 3 Years: | -8% |
| Last Year: | -16% |
Last Updated: September 5, 2025, 2:11 pm
Balance Sheet
Last Updated: July 25, 2025, 1:57 pm
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 119 | 119 | 119 | 119 | 119 | 120 | 120 | 121 | 121 |
| Reserves | 275 | 284 | 306 | 380 | 440 | 362 | 415 | 341 | 413 |
| Borrowings | 657 | 703 | 1,105 | 1,159 | 1,622 | 1,104 | 1,231 | 1,120 | 1,069 |
| Other Liabilities | 365 | 450 | 524 | 583 | 733 | 767 | 517 | 510 | 517 |
| Total Liabilities | 1,416 | 1,555 | 2,054 | 2,241 | 2,914 | 2,353 | 2,283 | 2,091 | 2,121 |
| Fixed Assets | 493 | 549 | 1,008 | 1,052 | 965 | 910 | 804 | 718 | 631 |
| CWIP | 68 | 66 | 50 | 89 | 58 | 44 | 40 | 29 | 22 |
| Investments | 0 | 0 | 0 | 2 | 10 | 0 | 1 | 2 | 1 |
| Other Assets | 855 | 941 | 997 | 1,098 | 1,880 | 1,399 | 1,439 | 1,343 | 1,468 |
| Total Assets | 1,416 | 1,555 | 2,054 | 2,241 | 2,914 | 2,353 | 2,283 | 2,091 | 2,121 |
Below is a detailed analysis of the balance sheet data for AGS Transact Technologies Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2024, the value is 121.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 121.00 Cr..
- For Reserves, as of Sep 2024, the value is 413.00 Cr.. The value appears strong and on an upward trend. It has increased from 341.00 Cr. (Mar 2024) to 413.00 Cr., marking an increase of 72.00 Cr..
- For Borrowings, as of Sep 2024, the value is 1,069.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 1,120.00 Cr. (Mar 2024) to 1,069.00 Cr., marking a decrease of 51.00 Cr..
- For Other Liabilities, as of Sep 2024, the value is 517.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 510.00 Cr. (Mar 2024) to 517.00 Cr., marking an increase of 7.00 Cr..
- For Total Liabilities, as of Sep 2024, the value is 2,121.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,091.00 Cr. (Mar 2024) to 2,121.00 Cr., marking an increase of 30.00 Cr..
- For Fixed Assets, as of Sep 2024, the value is 631.00 Cr.. The value appears to be declining and may need further review. It has decreased from 718.00 Cr. (Mar 2024) to 631.00 Cr., marking a decrease of 87.00 Cr..
- For CWIP, as of Sep 2024, the value is 22.00 Cr.. The value appears to be declining and may need further review. It has decreased from 29.00 Cr. (Mar 2024) to 22.00 Cr., marking a decrease of 7.00 Cr..
- For Investments, as of Sep 2024, the value is 1.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2024) to 1.00 Cr., marking a decrease of 1.00 Cr..
- For Other Assets, as of Sep 2024, the value is 1,468.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,343.00 Cr. (Mar 2024) to 1,468.00 Cr., marking an increase of 125.00 Cr..
- For Total Assets, as of Sep 2024, the value is 2,121.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,091.00 Cr. (Mar 2024) to 2,121.00 Cr., marking an increase of 30.00 Cr..
However, the Borrowings (1,069.00 Cr.) are higher than the Reserves (413.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -503.00 | -492.00 | 428.00 | 464.00 | 436.00 | 410.00 | 397.00 | 196.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 82 | 91 | 90 | 93 | 102 | 188 | 197 | 181 |
| Inventory Days | 190 | 143 | 95 | 85 | 100 | 104 | 152 | 276 |
| Days Payable | 224 | 209 | 251 | 344 | 398 | 817 | 752 | 1,035 |
| Cash Conversion Cycle | 48 | 25 | -66 | -166 | -196 | -525 | -403 | -578 |
| Working Capital Days | 73 | 73 | -35 | -49 | -46 | -4 | 37 | -5 |
| ROCE % | 10% | 17% | 16% | 11% | 10% | 12% | 1% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund | 4,587,241 | 0 | 1.95 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -6.64 | 3.07 | -6.93 | 4.62 | 7.00 |
| Diluted EPS (Rs.) | -6.64 | 3.01 | -6.93 | 4.55 | 6.90 |
| Cash EPS (Rs.) | 11.00 | 22.21 | 14.16 | 26.65 | 27.71 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 38.15 | 44.41 | 40.09 | 47.11 | 42.08 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 38.15 | 44.41 | 40.09 | 47.11 | 42.08 |
| Revenue From Operations / Share (Rs.) | 121.51 | 138.71 | 147.44 | 148.33 | 151.83 |
| PBDIT / Share (Rs.) | 19.47 | 35.84 | 36.31 | 40.20 | 41.78 |
| PBIT / Share (Rs.) | 1.85 | 16.70 | 15.35 | 18.31 | 21.15 |
| PBT / Share (Rs.) | -10.36 | 4.77 | -5.47 | 7.09 | 10.15 |
| Net Profit / Share (Rs.) | -6.62 | 3.07 | -6.80 | 4.76 | 7.07 |
| NP After MI And SOA / Share (Rs.) | -6.62 | 3.07 | -6.86 | 4.62 | 7.00 |
| PBDIT Margin (%) | 16.01 | 25.84 | 24.62 | 27.10 | 27.51 |
| PBIT Margin (%) | 1.52 | 12.04 | 10.40 | 12.34 | 13.92 |
| PBT Margin (%) | -8.52 | 3.44 | -3.71 | 4.77 | 6.68 |
| Net Profit Margin (%) | -5.44 | 2.21 | -4.60 | 3.20 | 4.65 |
| NP After MI And SOA Margin (%) | -5.44 | 2.21 | -4.65 | 3.11 | 4.61 |
| Return on Networth / Equity (%) | -17.34 | 6.90 | -17.11 | 9.80 | 16.63 |
| Return on Capital Employeed (%) | 2.05 | 15.13 | 15.01 | 12.62 | 20.61 |
| Return On Assets (%) | -3.82 | 1.61 | -3.50 | 1.88 | 3.70 |
| Long Term Debt / Equity (X) | 0.91 | 1.03 | 0.95 | 1.55 | 0.69 |
| Total Debt / Equity (X) | 1.78 | 1.64 | 1.48 | 2.21 | 1.36 |
| Asset Turnover Ratio (%) | 0.67 | 0.72 | 0.67 | 0.68 | 0.70 |
| Current Ratio (X) | 1.10 | 1.27 | 1.05 | 1.40 | 0.83 |
| Quick Ratio (X) | 1.01 | 1.20 | 0.99 | 1.34 | 0.77 |
| Inventory Turnover Ratio (X) | 1.31 | 2.33 | 2.94 | 3.14 | 3.02 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 0.00 | -14.59 | 0.00 | 14.50 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 0.00 | 7.10 | 0.00 | 3.67 |
| Earning Retention Ratio (%) | 0.00 | 0.00 | 114.59 | 0.00 | 85.50 |
| Cash Earning Retention Ratio (%) | 0.00 | 0.00 | 92.90 | 0.00 | 96.33 |
| Interest Coverage Ratio (X) | 1.59 | 3.01 | 1.74 | 3.58 | 3.80 |
| Interest Coverage Ratio (Post Tax) (X) | 0.45 | 1.26 | 0.67 | 1.42 | 1.64 |
| Enterprise Value (Cr.) | 1523.30 | 1343.55 | 1833.06 | 0.00 | 0.00 |
| EV / Net Operating Revenue (X) | 1.04 | 0.80 | 1.03 | 0.00 | 0.00 |
| EV / EBITDA (X) | 6.47 | 3.11 | 4.20 | 0.00 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 0.55 | 0.33 | 0.67 | 0.00 | 0.00 |
| Retention Ratios (%) | 0.00 | 0.00 | 114.59 | 0.00 | 85.49 |
| Price / BV (X) | 1.78 | 1.04 | 2.49 | 0.00 | 0.00 |
| Price / Net Operating Revenue (X) | 0.55 | 0.33 | 0.67 | 0.00 | 0.00 |
| EarningsYield | -0.09 | 0.06 | -0.06 | 0.00 | 0.00 |
After reviewing the key financial ratios for AGS Transact Technologies Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is -6.64. This value is below the healthy minimum of 5. It has decreased from 3.07 (Mar 23) to -6.64, marking a decrease of 9.71.
- For Diluted EPS (Rs.), as of Mar 24, the value is -6.64. This value is below the healthy minimum of 5. It has decreased from 3.01 (Mar 23) to -6.64, marking a decrease of 9.65.
- For Cash EPS (Rs.), as of Mar 24, the value is 11.00. This value is within the healthy range. It has decreased from 22.21 (Mar 23) to 11.00, marking a decrease of 11.21.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 38.15. It has decreased from 44.41 (Mar 23) to 38.15, marking a decrease of 6.26.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 38.15. It has decreased from 44.41 (Mar 23) to 38.15, marking a decrease of 6.26.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 121.51. It has decreased from 138.71 (Mar 23) to 121.51, marking a decrease of 17.20.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 19.47. This value is within the healthy range. It has decreased from 35.84 (Mar 23) to 19.47, marking a decrease of 16.37.
- For PBIT / Share (Rs.), as of Mar 24, the value is 1.85. This value is within the healthy range. It has decreased from 16.70 (Mar 23) to 1.85, marking a decrease of 14.85.
- For PBT / Share (Rs.), as of Mar 24, the value is -10.36. This value is below the healthy minimum of 0. It has decreased from 4.77 (Mar 23) to -10.36, marking a decrease of 15.13.
- For Net Profit / Share (Rs.), as of Mar 24, the value is -6.62. This value is below the healthy minimum of 2. It has decreased from 3.07 (Mar 23) to -6.62, marking a decrease of 9.69.
- For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is -6.62. This value is below the healthy minimum of 2. It has decreased from 3.07 (Mar 23) to -6.62, marking a decrease of 9.69.
- For PBDIT Margin (%), as of Mar 24, the value is 16.01. This value is within the healthy range. It has decreased from 25.84 (Mar 23) to 16.01, marking a decrease of 9.83.
- For PBIT Margin (%), as of Mar 24, the value is 1.52. This value is below the healthy minimum of 10. It has decreased from 12.04 (Mar 23) to 1.52, marking a decrease of 10.52.
- For PBT Margin (%), as of Mar 24, the value is -8.52. This value is below the healthy minimum of 10. It has decreased from 3.44 (Mar 23) to -8.52, marking a decrease of 11.96.
- For Net Profit Margin (%), as of Mar 24, the value is -5.44. This value is below the healthy minimum of 5. It has decreased from 2.21 (Mar 23) to -5.44, marking a decrease of 7.65.
- For NP After MI And SOA Margin (%), as of Mar 24, the value is -5.44. This value is below the healthy minimum of 8. It has decreased from 2.21 (Mar 23) to -5.44, marking a decrease of 7.65.
- For Return on Networth / Equity (%), as of Mar 24, the value is -17.34. This value is below the healthy minimum of 15. It has decreased from 6.90 (Mar 23) to -17.34, marking a decrease of 24.24.
- For Return on Capital Employeed (%), as of Mar 24, the value is 2.05. This value is below the healthy minimum of 10. It has decreased from 15.13 (Mar 23) to 2.05, marking a decrease of 13.08.
- For Return On Assets (%), as of Mar 24, the value is -3.82. This value is below the healthy minimum of 5. It has decreased from 1.61 (Mar 23) to -3.82, marking a decrease of 5.43.
- For Long Term Debt / Equity (X), as of Mar 24, the value is 0.91. This value is within the healthy range. It has decreased from 1.03 (Mar 23) to 0.91, marking a decrease of 0.12.
- For Total Debt / Equity (X), as of Mar 24, the value is 1.78. This value exceeds the healthy maximum of 1. It has increased from 1.64 (Mar 23) to 1.78, marking an increase of 0.14.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.67. It has decreased from 0.72 (Mar 23) to 0.67, marking a decrease of 0.05.
- For Current Ratio (X), as of Mar 24, the value is 1.10. This value is below the healthy minimum of 1.5. It has decreased from 1.27 (Mar 23) to 1.10, marking a decrease of 0.17.
- For Quick Ratio (X), as of Mar 24, the value is 1.01. This value is within the healthy range. It has decreased from 1.20 (Mar 23) to 1.01, marking a decrease of 0.19.
- For Inventory Turnover Ratio (X), as of Mar 24, the value is 1.31. This value is below the healthy minimum of 4. It has decreased from 2.33 (Mar 23) to 1.31, marking a decrease of 1.02.
- For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Cash Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 1.59. This value is below the healthy minimum of 3. It has decreased from 3.01 (Mar 23) to 1.59, marking a decrease of 1.42.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 0.45. This value is below the healthy minimum of 3. It has decreased from 1.26 (Mar 23) to 0.45, marking a decrease of 0.81.
- For Enterprise Value (Cr.), as of Mar 24, the value is 1,523.30. It has increased from 1,343.55 (Mar 23) to 1,523.30, marking an increase of 179.75.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 1.04. This value is within the healthy range. It has increased from 0.80 (Mar 23) to 1.04, marking an increase of 0.24.
- For EV / EBITDA (X), as of Mar 24, the value is 6.47. This value is within the healthy range. It has increased from 3.11 (Mar 23) to 6.47, marking an increase of 3.36.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 0.55. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.55, marking an increase of 0.22.
- For Retention Ratios (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 30. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Price / BV (X), as of Mar 24, the value is 1.78. This value is within the healthy range. It has increased from 1.04 (Mar 23) to 1.78, marking an increase of 0.74.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 0.55. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.55, marking an increase of 0.22.
- For EarningsYield, as of Mar 24, the value is -0.09. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 23) to -0.09, marking a decrease of 0.15.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in AGS Transact Technologies Ltd:
- Net Profit Margin: -5.44%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.05% (Industry Average ROCE: 5.13%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -17.34% (Industry Average ROE: 8.49%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0.45
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.01
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 30.9)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.78
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -5.44%
Fundamental Analysis of AGS Transact Technologies Ltd
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Financial Technologies (Fintech) | 601-602, Trade World, B-Wing, Mumbai Maharashtra 400013 | companysecretary@agsindia.com. http://www.agsindia.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Ravi Badrinarain Goyal | Chairman & Managing Director |
| Mr. P Stanley Johnson | Executive Director |
| Mr. Vinayak R Goyal | Executive Director |
| Mr. Sudip Bandyopadhyay | Non Exe.Non Ind.Director |
| Mr. Subrata Kumar Mitra | Independent Director |
| Mrs. Jhuma Guha | Independent Director |
| Mr. Sivanandhan Dhanushkodi | Independent Director |
| Ms. Preeti Malhotra | Independent Director |
AGS Transact Technologies Ltd. Share Price Update | |
|---|---|
| Share Price | Value |
| Today | ₹75.05 |
| Previous Day | ₹76.36 |
FAQ
What is the intrinsic value of AGS Transact Technologies Ltd?
AGS Transact Technologies Ltd's intrinsic value (as of 09 December 2025) is 83.40 which is 1804.11% higher the current market price of 4.38, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 55.9 Cr. market cap, FY2025-2026 high/low of 85.0/3.78, reserves of ₹413 Cr, and liabilities of 2,121 Cr.
What is the Market Cap of AGS Transact Technologies Ltd?
The Market Cap of AGS Transact Technologies Ltd is 55.9 Cr..
What is the current Stock Price of AGS Transact Technologies Ltd as on 09 December 2025?
The current stock price of AGS Transact Technologies Ltd as on 09 December 2025 is 4.38.
What is the High / Low of AGS Transact Technologies Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of AGS Transact Technologies Ltd stocks is 85.0/3.78.
What is the Stock P/E of AGS Transact Technologies Ltd?
The Stock P/E of AGS Transact Technologies Ltd is .
What is the Book Value of AGS Transact Technologies Ltd?
The Book Value of AGS Transact Technologies Ltd is 41.8.
What is the Dividend Yield of AGS Transact Technologies Ltd?
The Dividend Yield of AGS Transact Technologies Ltd is 0.00 %.
What is the ROCE of AGS Transact Technologies Ltd?
The ROCE of AGS Transact Technologies Ltd is 1.26 %.
What is the ROE of AGS Transact Technologies Ltd?
The ROE of AGS Transact Technologies Ltd is 16.3 %.
What is the Face Value of AGS Transact Technologies Ltd?
The Face Value of AGS Transact Technologies Ltd is 10.0.