Share Price and Basic Stock Data
Last Updated: January 17, 2026, 12:58 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
AGS Transact Technologies Ltd, operating in the Financial Technologies sector, reported a current share price of ₹3.93 and a market capitalization of ₹50.5 Cr. The company’s revenue has seen fluctuations over the past few years. Sales stood at ₹1,772 Cr in FY 2022, declining to ₹1,671 Cr in FY 2023 and further to ₹1,471 Cr in FY 2024. For the trailing twelve months (TTM), sales are recorded at ₹1,250 Cr. Quarterly sales have also shown variability, with the latest reported figure for December 2024 at ₹210 Cr, showcasing a significant drop compared to earlier periods. The company’s operational performance is marked by an operating profit margin (OPM) that has fluctuated significantly, recording -83% in the most recent quarter. This trend indicates challenges in managing costs relative to revenues, which is critical for a technology-driven firm in a competitive landscape.
Profitability and Efficiency Metrics
Profitability metrics for AGS Transact Technologies Ltd reflect significant volatility. The net profit for FY 2024 reported at -₹80 Cr demonstrates a deterioration from a profit of ₹37 Cr in FY 2023. The company has faced negative earnings per share (EPS), which stood at -₹6.64 for the latest period, contrasting with a positive EPS of ₹3.07 in FY 2023. The interest coverage ratio (ICR) was reported at 1.59x, indicating that the company’s earnings are just sufficient to cover its interest expenses, which is relatively low compared to typical sector norms. Additionally, the return on equity (ROE) was reported at 16.3%, highlighting the company’s ability to generate returns for shareholders, although this is offset by declining profitability. The cash conversion cycle (CCC) of -578 days indicates a highly efficient inventory and receivables management, but raises concerns over the sustainability of such efficiency in the face of declining revenues.
Balance Sheet Strength and Financial Ratios
The balance sheet of AGS Transact Technologies Ltd reveals a significant reliance on debt, with total borrowings reported at ₹1,069 Cr against reserves of ₹413 Cr. This results in a total debt-to-equity ratio of 1.78x, which is high compared to industry standards, suggesting potential liquidity risks. The current ratio of 1.10x indicates a marginally healthy liquidity position, although it remains close to the threshold of 1.0, which is considered critical for operational flexibility. The book value per share stood at ₹38.15, down from ₹44.41 in the previous year, reflecting the declining net worth attributed to the company’s losses. The interest coverage ratio of 1.59x raises concerns, as it suggests limited capacity to handle financial obligations in times of revenue stress. Overall, the balance sheet reflects a precarious situation with high leverage and declining asset values.
Shareholding Pattern and Investor Confidence
In terms of shareholding, AGS Transact Technologies Ltd has seen a significant shift, with promoter holdings declining from 65.52% in December 2022 to 60.11% by December 2024. This reduction may signal waning confidence among promoters amid ongoing operational struggles. Foreign institutional investors (FIIs) hold a mere 0.12%, while domestic institutional investors (DIIs) account for 7.14%, indicating limited institutional interest in the stock. The public shareholding has increased to 66.00%, suggesting a growing retail investor base, which could be a double-edged sword depending on market sentiment. The number of shareholders has also increased to 1,05,013, reflecting a broader interest yet potentially greater volatility. This pattern raises questions about the sustainability of investor confidence given the company’s financial performance.
Outlook, Risks, and Final Insight
The outlook for AGS Transact Technologies Ltd hinges on its ability to stabilize revenues and restore profitability. Key strengths include a high cash conversion cycle, indicating effective working capital management, and a reasonable return on equity, suggesting some level of operational efficiency. Conversely, significant risks include high leverage, as evidenced by a debt-to-equity ratio of 1.78x, and ongoing losses that have resulted in negative EPS. The company must address its profitability issues and manage its debt levels to enhance financial stability. In scenarios where revenue growth can be achieved alongside cost management improvements, AGS could potentially recover. However, continued operational losses could lead to further declines in investor confidence and market valuation. The next few quarters will be critical in determining the company’s trajectory, necessitating close monitoring of both operational and financial performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| AGS Transact Technologies Ltd | 50.2 Cr. | 3.91 | 67.0/3.78 | 41.8 | 0.00 % | 1.26 % | 16.3 % | 10.0 | |
| Infibeam Avenues Ltd | 5,372 Cr. | 15.4 | 22.3/12.6 | 22.7 | 14.9 | 0.00 % | 8.65 % | 6.47 % | 1.00 |
| DigiSpice Technologies Ltd | 540 Cr. | 23.0 | 35.5/17.1 | 37.7 | 9.70 | 0.00 % | 5.47 % | 2.71 % | 3.00 |
| Industry Average | 2,956.00 Cr | 14.10 | 30.20 | 22.13 | 0.00% | 5.13% | 8.49% | 4.67 |
Quarterly Result
| Metric | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 485 | 399 | 418 | 414 | 415 | 425 | 371 | 377 | 374 | 349 | 340 | 352 | 210 |
| Expenses | 365 | 324 | 305 | 305 | 315 | 351 | 288 | 369 | 316 | 300 | 246 | 263 | 384 |
| Operating Profit | 119 | 75 | 113 | 109 | 101 | 73 | 83 | 7 | 58 | 49 | 93 | 88 | -174 |
| OPM % | 25% | 19% | 27% | 26% | 24% | 17% | 22% | 2% | 15% | 14% | 28% | 25% | -83% |
| Other Income | 8 | 6 | 10 | 7 | 9 | 10 | 8 | 12 | 10 | 8 | 12 | 16 | 4 |
| Interest | 61 | 72 | 35 | 34 | 35 | 39 | 37 | 37 | 38 | 37 | 36 | 36 | 38 |
| Depreciation | 65 | 65 | 59 | 58 | 56 | 57 | 54 | 54 | 53 | 53 | 49 | 48 | 44 |
| Profit before tax | 2 | -56 | 28 | 23 | 19 | -13 | 1 | -71 | -23 | -32 | 20 | 21 | -252 |
| Tax % | 634% | -14% | 32% | 11% | 35% | 20% | 36% | -14% | -32% | -86% | 32% | 27% | -23% |
| Net Profit | -9 | -48 | 19 | 21 | 12 | -15 | 1 | -61 | -15 | -4 | 14 | 15 | -194 |
| EPS in Rs | -0.78 | -3.98 | 1.58 | 1.70 | 1.02 | -1.27 | 0.05 | -5.02 | -1.27 | -0.37 | 1.14 | 1.24 | -15.17 |
Last Updated: February 28, 2025, 3:48 pm
Below is a detailed analysis of the quarterly data for AGS Transact Technologies Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:
- For Sales, as of Dec 2024, the value is 210.00 Cr.. The value appears to be declining and may need further review. It has decreased from 352.00 Cr. (Sep 2024) to 210.00 Cr., marking a decrease of 142.00 Cr..
- For Expenses, as of Dec 2024, the value is 384.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 263.00 Cr. (Sep 2024) to 384.00 Cr., marking an increase of 121.00 Cr..
- For Operating Profit, as of Dec 2024, the value is -174.00 Cr.. The value appears to be declining and may need further review. It has decreased from 88.00 Cr. (Sep 2024) to -174.00 Cr., marking a decrease of 262.00 Cr..
- For OPM %, as of Dec 2024, the value is -83.00%. The value appears to be declining and may need further review. It has decreased from 25.00% (Sep 2024) to -83.00%, marking a decrease of 108.00%.
- For Other Income, as of Dec 2024, the value is 4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 16.00 Cr. (Sep 2024) to 4.00 Cr., marking a decrease of 12.00 Cr..
- For Interest, as of Dec 2024, the value is 38.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 36.00 Cr. (Sep 2024) to 38.00 Cr., marking an increase of 2.00 Cr..
- For Depreciation, as of Dec 2024, the value is 44.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 48.00 Cr. (Sep 2024) to 44.00 Cr., marking a decrease of 4.00 Cr..
- For Profit before tax, as of Dec 2024, the value is -252.00 Cr.. The value appears to be declining and may need further review. It has decreased from 21.00 Cr. (Sep 2024) to -252.00 Cr., marking a decrease of 273.00 Cr..
- For Tax %, as of Dec 2024, the value is -23.00%. The value appears to be improving (decreasing) as expected. It has decreased from 27.00% (Sep 2024) to -23.00%, marking a decrease of 50.00%.
- For Net Profit, as of Dec 2024, the value is -194.00 Cr.. The value appears to be declining and may need further review. It has decreased from 15.00 Cr. (Sep 2024) to -194.00 Cr., marking a decrease of 209.00 Cr..
- For EPS in Rs, as of Dec 2024, the value is -15.17. The value appears to be declining and may need further review. It has decreased from 1.24 (Sep 2024) to -15.17, marking a decrease of 16.41.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: May 15, 2025, 4:36 am
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,308 | 1,473 | 1,806 | 1,800 | 1,759 | 1,772 | 1,671 | 1,471 | 1,250 |
| Expenses | 1,154 | 1,262 | 1,376 | 1,336 | 1,321 | 1,361 | 1,273 | 1,273 | 1,193 |
| Operating Profit | 154 | 211 | 429 | 465 | 437 | 411 | 398 | 197 | 57 |
| OPM % | 12% | 14% | 24% | 26% | 25% | 23% | 24% | 13% | 5% |
| Other Income | 15 | 9 | 13 | 30 | 38 | 24 | 34 | 38 | 40 |
| Interest | 78 | 83 | 137 | 130 | 133 | 250 | 144 | 148 | 147 |
| Depreciation | 100 | 113 | 227 | 245 | 260 | 252 | 231 | 213 | 193 |
| Profit before tax | -10 | 24 | 79 | 120 | 82 | -67 | 58 | -125 | -243 |
| Tax % | 109% | 73% | 16% | 31% | 34% | 24% | 36% | -36% | |
| Net Profit | -22 | 6 | 66 | 83 | 55 | -82 | 37 | -80 | -170 |
| EPS in Rs | -1.79 | 0.52 | 5.50 | 6.89 | 4.55 | -6.79 | 3.04 | -6.60 | -13.16 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 22% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 127.27% | 1000.00% | 25.76% | -33.73% | -249.09% | 145.12% | -316.22% |
| Change in YoY Net Profit Growth (%) | 0.00% | 872.73% | -974.24% | -59.49% | -215.36% | 394.21% | -461.34% |
AGS Transact Technologies Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2017-2018 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -4% |
| 3 Years: | -6% |
| TTM: | -19% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -86% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -60% |
| 1 Year: | -95% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 1% |
| 3 Years: | -8% |
| Last Year: | -16% |
Last Updated: September 5, 2025, 2:11 pm
Balance Sheet
Last Updated: July 25, 2025, 1:57 pm
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 119 | 119 | 119 | 119 | 119 | 120 | 120 | 121 | 121 |
| Reserves | 275 | 284 | 306 | 380 | 440 | 362 | 415 | 341 | 413 |
| Borrowings | 657 | 703 | 1,105 | 1,159 | 1,622 | 1,104 | 1,231 | 1,120 | 1,069 |
| Other Liabilities | 365 | 450 | 524 | 583 | 733 | 767 | 517 | 510 | 517 |
| Total Liabilities | 1,416 | 1,555 | 2,054 | 2,241 | 2,914 | 2,353 | 2,283 | 2,091 | 2,121 |
| Fixed Assets | 493 | 549 | 1,008 | 1,052 | 965 | 910 | 804 | 718 | 631 |
| CWIP | 68 | 66 | 50 | 89 | 58 | 44 | 40 | 29 | 22 |
| Investments | 0 | 0 | 0 | 2 | 10 | 0 | 1 | 2 | 1 |
| Other Assets | 855 | 941 | 997 | 1,098 | 1,880 | 1,399 | 1,439 | 1,343 | 1,468 |
| Total Assets | 1,416 | 1,555 | 2,054 | 2,241 | 2,914 | 2,353 | 2,283 | 2,091 | 2,121 |
Below is a detailed analysis of the balance sheet data for AGS Transact Technologies Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2024, the value is 121.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 121.00 Cr..
- For Reserves, as of Sep 2024, the value is 413.00 Cr.. The value appears strong and on an upward trend. It has increased from 341.00 Cr. (Mar 2024) to 413.00 Cr., marking an increase of 72.00 Cr..
- For Borrowings, as of Sep 2024, the value is 1,069.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 1,120.00 Cr. (Mar 2024) to 1,069.00 Cr., marking a decrease of 51.00 Cr..
- For Other Liabilities, as of Sep 2024, the value is 517.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 510.00 Cr. (Mar 2024) to 517.00 Cr., marking an increase of 7.00 Cr..
- For Total Liabilities, as of Sep 2024, the value is 2,121.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,091.00 Cr. (Mar 2024) to 2,121.00 Cr., marking an increase of 30.00 Cr..
- For Fixed Assets, as of Sep 2024, the value is 631.00 Cr.. The value appears to be declining and may need further review. It has decreased from 718.00 Cr. (Mar 2024) to 631.00 Cr., marking a decrease of 87.00 Cr..
- For CWIP, as of Sep 2024, the value is 22.00 Cr.. The value appears to be declining and may need further review. It has decreased from 29.00 Cr. (Mar 2024) to 22.00 Cr., marking a decrease of 7.00 Cr..
- For Investments, as of Sep 2024, the value is 1.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2024) to 1.00 Cr., marking a decrease of 1.00 Cr..
- For Other Assets, as of Sep 2024, the value is 1,468.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,343.00 Cr. (Mar 2024) to 1,468.00 Cr., marking an increase of 125.00 Cr..
- For Total Assets, as of Sep 2024, the value is 2,121.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,091.00 Cr. (Mar 2024) to 2,121.00 Cr., marking an increase of 30.00 Cr..
However, the Borrowings (1,069.00 Cr.) are higher than the Reserves (413.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -503.00 | -492.00 | 428.00 | 464.00 | 436.00 | 410.00 | 397.00 | 196.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 82 | 91 | 90 | 93 | 102 | 188 | 197 | 181 |
| Inventory Days | 190 | 143 | 95 | 85 | 100 | 104 | 152 | 276 |
| Days Payable | 224 | 209 | 251 | 344 | 398 | 817 | 752 | 1,035 |
| Cash Conversion Cycle | 48 | 25 | -66 | -166 | -196 | -525 | -403 | -578 |
| Working Capital Days | 73 | 73 | -35 | -49 | -46 | -4 | 37 | -5 |
| ROCE % | 10% | 17% | 16% | 11% | 10% | 12% | 1% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund | 4,587,241 | 0 | 2.13 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -6.64 | 3.07 | -6.93 | 4.62 | 7.00 |
| Diluted EPS (Rs.) | -6.64 | 3.01 | -6.93 | 4.55 | 6.90 |
| Cash EPS (Rs.) | 11.00 | 22.21 | 14.16 | 26.65 | 27.71 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 38.15 | 44.41 | 40.09 | 47.11 | 42.08 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 38.15 | 44.41 | 40.09 | 47.11 | 42.08 |
| Revenue From Operations / Share (Rs.) | 121.51 | 138.71 | 147.44 | 148.33 | 151.83 |
| PBDIT / Share (Rs.) | 19.47 | 35.84 | 36.31 | 40.20 | 41.78 |
| PBIT / Share (Rs.) | 1.85 | 16.70 | 15.35 | 18.31 | 21.15 |
| PBT / Share (Rs.) | -10.36 | 4.77 | -5.47 | 7.09 | 10.15 |
| Net Profit / Share (Rs.) | -6.62 | 3.07 | -6.80 | 4.76 | 7.07 |
| NP After MI And SOA / Share (Rs.) | -6.62 | 3.07 | -6.86 | 4.62 | 7.00 |
| PBDIT Margin (%) | 16.01 | 25.84 | 24.62 | 27.10 | 27.51 |
| PBIT Margin (%) | 1.52 | 12.04 | 10.40 | 12.34 | 13.92 |
| PBT Margin (%) | -8.52 | 3.44 | -3.71 | 4.77 | 6.68 |
| Net Profit Margin (%) | -5.44 | 2.21 | -4.60 | 3.20 | 4.65 |
| NP After MI And SOA Margin (%) | -5.44 | 2.21 | -4.65 | 3.11 | 4.61 |
| Return on Networth / Equity (%) | -17.34 | 6.90 | -17.11 | 9.80 | 16.63 |
| Return on Capital Employeed (%) | 2.05 | 15.13 | 15.01 | 12.62 | 20.61 |
| Return On Assets (%) | -3.82 | 1.61 | -3.50 | 1.88 | 3.70 |
| Long Term Debt / Equity (X) | 0.91 | 1.03 | 0.95 | 1.55 | 0.69 |
| Total Debt / Equity (X) | 1.78 | 1.64 | 1.48 | 2.21 | 1.36 |
| Asset Turnover Ratio (%) | 0.67 | 0.72 | 0.67 | 0.68 | 0.70 |
| Current Ratio (X) | 1.10 | 1.27 | 1.05 | 1.40 | 0.83 |
| Quick Ratio (X) | 1.01 | 1.20 | 0.99 | 1.34 | 0.77 |
| Inventory Turnover Ratio (X) | 1.31 | 2.33 | 2.94 | 3.14 | 3.02 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 0.00 | -14.59 | 0.00 | 14.50 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 0.00 | 7.10 | 0.00 | 3.67 |
| Earning Retention Ratio (%) | 0.00 | 0.00 | 114.59 | 0.00 | 85.50 |
| Cash Earning Retention Ratio (%) | 0.00 | 0.00 | 92.90 | 0.00 | 96.33 |
| Interest Coverage Ratio (X) | 1.59 | 3.01 | 1.74 | 3.58 | 3.80 |
| Interest Coverage Ratio (Post Tax) (X) | 0.45 | 1.26 | 0.67 | 1.42 | 1.64 |
| Enterprise Value (Cr.) | 1523.30 | 1343.55 | 1833.06 | 0.00 | 0.00 |
| EV / Net Operating Revenue (X) | 1.04 | 0.80 | 1.03 | 0.00 | 0.00 |
| EV / EBITDA (X) | 6.47 | 3.11 | 4.20 | 0.00 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 0.55 | 0.33 | 0.67 | 0.00 | 0.00 |
| Retention Ratios (%) | 0.00 | 0.00 | 114.59 | 0.00 | 85.49 |
| Price / BV (X) | 1.78 | 1.04 | 2.49 | 0.00 | 0.00 |
| Price / Net Operating Revenue (X) | 0.55 | 0.33 | 0.67 | 0.00 | 0.00 |
| EarningsYield | -0.09 | 0.06 | -0.06 | 0.00 | 0.00 |
After reviewing the key financial ratios for AGS Transact Technologies Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is -6.64. This value is below the healthy minimum of 5. It has decreased from 3.07 (Mar 23) to -6.64, marking a decrease of 9.71.
- For Diluted EPS (Rs.), as of Mar 24, the value is -6.64. This value is below the healthy minimum of 5. It has decreased from 3.01 (Mar 23) to -6.64, marking a decrease of 9.65.
- For Cash EPS (Rs.), as of Mar 24, the value is 11.00. This value is within the healthy range. It has decreased from 22.21 (Mar 23) to 11.00, marking a decrease of 11.21.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 38.15. It has decreased from 44.41 (Mar 23) to 38.15, marking a decrease of 6.26.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 38.15. It has decreased from 44.41 (Mar 23) to 38.15, marking a decrease of 6.26.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 121.51. It has decreased from 138.71 (Mar 23) to 121.51, marking a decrease of 17.20.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 19.47. This value is within the healthy range. It has decreased from 35.84 (Mar 23) to 19.47, marking a decrease of 16.37.
- For PBIT / Share (Rs.), as of Mar 24, the value is 1.85. This value is within the healthy range. It has decreased from 16.70 (Mar 23) to 1.85, marking a decrease of 14.85.
- For PBT / Share (Rs.), as of Mar 24, the value is -10.36. This value is below the healthy minimum of 0. It has decreased from 4.77 (Mar 23) to -10.36, marking a decrease of 15.13.
- For Net Profit / Share (Rs.), as of Mar 24, the value is -6.62. This value is below the healthy minimum of 2. It has decreased from 3.07 (Mar 23) to -6.62, marking a decrease of 9.69.
- For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is -6.62. This value is below the healthy minimum of 2. It has decreased from 3.07 (Mar 23) to -6.62, marking a decrease of 9.69.
- For PBDIT Margin (%), as of Mar 24, the value is 16.01. This value is within the healthy range. It has decreased from 25.84 (Mar 23) to 16.01, marking a decrease of 9.83.
- For PBIT Margin (%), as of Mar 24, the value is 1.52. This value is below the healthy minimum of 10. It has decreased from 12.04 (Mar 23) to 1.52, marking a decrease of 10.52.
- For PBT Margin (%), as of Mar 24, the value is -8.52. This value is below the healthy minimum of 10. It has decreased from 3.44 (Mar 23) to -8.52, marking a decrease of 11.96.
- For Net Profit Margin (%), as of Mar 24, the value is -5.44. This value is below the healthy minimum of 5. It has decreased from 2.21 (Mar 23) to -5.44, marking a decrease of 7.65.
- For NP After MI And SOA Margin (%), as of Mar 24, the value is -5.44. This value is below the healthy minimum of 8. It has decreased from 2.21 (Mar 23) to -5.44, marking a decrease of 7.65.
- For Return on Networth / Equity (%), as of Mar 24, the value is -17.34. This value is below the healthy minimum of 15. It has decreased from 6.90 (Mar 23) to -17.34, marking a decrease of 24.24.
- For Return on Capital Employeed (%), as of Mar 24, the value is 2.05. This value is below the healthy minimum of 10. It has decreased from 15.13 (Mar 23) to 2.05, marking a decrease of 13.08.
- For Return On Assets (%), as of Mar 24, the value is -3.82. This value is below the healthy minimum of 5. It has decreased from 1.61 (Mar 23) to -3.82, marking a decrease of 5.43.
- For Long Term Debt / Equity (X), as of Mar 24, the value is 0.91. This value is within the healthy range. It has decreased from 1.03 (Mar 23) to 0.91, marking a decrease of 0.12.
- For Total Debt / Equity (X), as of Mar 24, the value is 1.78. This value exceeds the healthy maximum of 1. It has increased from 1.64 (Mar 23) to 1.78, marking an increase of 0.14.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.67. It has decreased from 0.72 (Mar 23) to 0.67, marking a decrease of 0.05.
- For Current Ratio (X), as of Mar 24, the value is 1.10. This value is below the healthy minimum of 1.5. It has decreased from 1.27 (Mar 23) to 1.10, marking a decrease of 0.17.
- For Quick Ratio (X), as of Mar 24, the value is 1.01. This value is within the healthy range. It has decreased from 1.20 (Mar 23) to 1.01, marking a decrease of 0.19.
- For Inventory Turnover Ratio (X), as of Mar 24, the value is 1.31. This value is below the healthy minimum of 4. It has decreased from 2.33 (Mar 23) to 1.31, marking a decrease of 1.02.
- For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Cash Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 1.59. This value is below the healthy minimum of 3. It has decreased from 3.01 (Mar 23) to 1.59, marking a decrease of 1.42.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 0.45. This value is below the healthy minimum of 3. It has decreased from 1.26 (Mar 23) to 0.45, marking a decrease of 0.81.
- For Enterprise Value (Cr.), as of Mar 24, the value is 1,523.30. It has increased from 1,343.55 (Mar 23) to 1,523.30, marking an increase of 179.75.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 1.04. This value is within the healthy range. It has increased from 0.80 (Mar 23) to 1.04, marking an increase of 0.24.
- For EV / EBITDA (X), as of Mar 24, the value is 6.47. This value is within the healthy range. It has increased from 3.11 (Mar 23) to 6.47, marking an increase of 3.36.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 0.55. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.55, marking an increase of 0.22.
- For Retention Ratios (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 30. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Price / BV (X), as of Mar 24, the value is 1.78. This value is within the healthy range. It has increased from 1.04 (Mar 23) to 1.78, marking an increase of 0.74.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 0.55. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.55, marking an increase of 0.22.
- For EarningsYield, as of Mar 24, the value is -0.09. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 23) to -0.09, marking a decrease of 0.15.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in AGS Transact Technologies Ltd:
- Net Profit Margin: -5.44%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.05% (Industry Average ROCE: 5.13%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -17.34% (Industry Average ROE: 8.49%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0.45
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.01
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 30.2)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.78
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -5.44%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Financial Technologies (Fintech) | 601-602, Trade World, B-Wing, Mumbai Maharashtra 400013 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Ravi Badrinarain Goyal | Chairman & Managing Director |
| Mr. P Stanley Johnson | Executive Director |
| Mr. Vinayak R Goyal | Executive Director |
| Mr. Subrata Kumar Mitra | Ind. Non-Executive Director |
| Mr. Sudip Bandyopadhyay | Non Exe.Non Ind.Director |
| Mrs. Jhuma Guha | Ind. Non-Executive Director |
| Mr. Sivanandhan Dhanushkodi | Ind. Non-Executive Director |
| Ms. Preeti Malhotra | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of AGS Transact Technologies Ltd?
AGS Transact Technologies Ltd's intrinsic value (as of 18 January 2026) is ₹46.42 which is 1087.21% higher the current market price of ₹3.91, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹50.2 Cr. market cap, FY2025-2026 high/low of ₹67.0/3.78, reserves of ₹413 Cr, and liabilities of ₹2,121 Cr.
What is the Market Cap of AGS Transact Technologies Ltd?
The Market Cap of AGS Transact Technologies Ltd is 50.2 Cr..
What is the current Stock Price of AGS Transact Technologies Ltd as on 18 January 2026?
The current stock price of AGS Transact Technologies Ltd as on 18 January 2026 is ₹3.91.
What is the High / Low of AGS Transact Technologies Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of AGS Transact Technologies Ltd stocks is ₹67.0/3.78.
What is the Stock P/E of AGS Transact Technologies Ltd?
The Stock P/E of AGS Transact Technologies Ltd is .
What is the Book Value of AGS Transact Technologies Ltd?
The Book Value of AGS Transact Technologies Ltd is 41.8.
What is the Dividend Yield of AGS Transact Technologies Ltd?
The Dividend Yield of AGS Transact Technologies Ltd is 0.00 %.
What is the ROCE of AGS Transact Technologies Ltd?
The ROCE of AGS Transact Technologies Ltd is 1.26 %.
What is the ROE of AGS Transact Technologies Ltd?
The ROE of AGS Transact Technologies Ltd is 16.3 %.
What is the Face Value of AGS Transact Technologies Ltd?
The Face Value of AGS Transact Technologies Ltd is 10.0.