Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
post
Last Updated on: 12 March, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 543451 | NSE: AGSTRA

AGS Transact Technologies Ltd: Share Price Analysis, Intrinsic Value & Fundamentals (2025)

Share Price and Basic Stock Data

Last Updated: March 12, 2025, 9:36 am

Market Cap 171 Cr.
Current Price 13.4
High / Low 118/13.4
Stock P/E
Book Value 41.8
Dividend Yield0.00 %
ROCE1.26 %
ROE16.3 %
Face Value 10.0
PEG Ratio0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for AGS Transact Technologies Ltd

Competitors of AGS Transact Technologies Ltd

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
AGS Transact Technologies Ltd 171 Cr. 13.4 118/13.4 41.80.00 %1.26 %16.3 % 10.0
Infibeam Avenues Ltd 5,419 Cr. 19.4 40.1/17.324.1 12.90.26 %6.27 %4.71 % 1.00
DigiSpice Technologies Ltd 523 Cr. 22.4 52.8/18.071.2 10.40.00 %10.7 %3.74 % 3.00
Industry Average2,037.67 Cr18.4047.6521.700.09%6.08%8.25%4.67

All Competitor Stocks of AGS Transact Technologies Ltd

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Sales 485399418414415425371377374349340352210
Expenses 365324305305315351288369316300246263384
Operating Profit 119751131091017383758499388-174
OPM % 25%19%27%26%24%17%22%2%15%14%28%25%-83%
Other Income 8610791081210812164
Interest 61723534353937373837363638
Depreciation 65655958565754545353494844
Profit before tax 2-56282319-131-71-23-322021-252
Tax % 634%-14%32%11%35%20%36%-14%-32%-86%32%27%-23%
Net Profit -9-48192112-151-61-15-41415-194
EPS in Rs -0.78-3.981.581.701.02-1.270.05-5.02-1.27-0.371.141.24-15.17

Last Updated: February 28, 2025, 3:48 pm

Below is a detailed analysis of the quarterly data for AGS Transact Technologies Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

  • For Sales, as of Dec 2024, the value is ₹210.00 Cr.. The value appears to be declining and may need further review. It has decreased from 352.00 Cr. (Sep 2024) to ₹210.00 Cr., marking a decrease of 142.00 Cr..
  • For Expenses, as of Dec 2024, the value is ₹384.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 263.00 Cr. (Sep 2024) to ₹384.00 Cr., marking an increase of ₹121.00 Cr..
  • For Operating Profit, as of Dec 2024, the value is ₹-174.00 Cr.. The value appears to be declining and may need further review. It has decreased from 88.00 Cr. (Sep 2024) to ₹-174.00 Cr., marking a decrease of 262.00 Cr..
  • For OPM %, as of Dec 2024, the value is -83.00%. The value appears to be declining and may need further review. It has decreased from 25.00% (Sep 2024) to -83.00%, marking a decrease of 108.00%.
  • For Other Income, as of Dec 2024, the value is ₹4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 16.00 Cr. (Sep 2024) to ₹4.00 Cr., marking a decrease of 12.00 Cr..
  • For Interest, as of Dec 2024, the value is ₹38.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 36.00 Cr. (Sep 2024) to ₹38.00 Cr., marking an increase of ₹2.00 Cr..
  • For Depreciation, as of Dec 2024, the value is ₹44.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 48.00 Cr. (Sep 2024) to ₹44.00 Cr., marking a decrease of 4.00 Cr..
  • For Profit before tax, as of Dec 2024, the value is ₹-252.00 Cr.. The value appears to be declining and may need further review. It has decreased from 21.00 Cr. (Sep 2024) to ₹-252.00 Cr., marking a decrease of 273.00 Cr..
  • For Tax %, as of Dec 2024, the value is -23.00%. The value appears to be improving (decreasing) as expected. It has decreased from 27.00% (Sep 2024) to -23.00%, marking a decrease of 50.00%.
  • For Net Profit, as of Dec 2024, the value is ₹-194.00 Cr.. The value appears to be declining and may need further review. It has decreased from 15.00 Cr. (Sep 2024) to ₹-194.00 Cr., marking a decrease of 209.00 Cr..
  • For EPS in Rs, as of Dec 2024, the value is -15.17. The value appears to be declining and may need further review. It has decreased from ₹1.24 (Sep 2024) to -15.17, marking a decrease of ₹16.41.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 7, 2025, 5:28 pm

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Sales 1,3081,4731,8061,8001,7591,7721,6711,4711,250
Expenses 1,1541,2621,3761,3361,3211,3611,2731,2731,193
Operating Profit 15421142946543741139819757
OPM % 12%14%24%26%25%23%24%13%5%
Other Income 15913303824343840
Interest 7883137130133250144148147
Depreciation 100113227245260252231213193
Profit before tax -10247912082-6758-125-243
Tax % 109%73%16%31%34%24%36%-36%
Net Profit -226668355-8237-80-170
EPS in Rs -1.790.525.506.894.55-6.793.04-6.60-13.16
Dividend Payout % -0%-0%-0%-0%22%-0%-0%-0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)127.27%1000.00%25.76%-33.73%-249.09%145.12%-316.22%
Change in YoY Net Profit Growth (%)0.00%872.73%-974.24%-59.49%-215.36%394.21%-461.34%

AGS Transact Technologies Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2017-2018 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:%
5 Years:-4%
3 Years:-6%
TTM:-19%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:-86%
Stock Price CAGR
10 Years:%
5 Years:%
3 Years:-49%
1 Year:-80%
Return on Equity
10 Years:%
5 Years:1%
3 Years:-8%
Last Year:-16%

Last Updated: Unknown

Balance Sheet

Last Updated: November 14, 2024, 5:57 pm

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 119119119119119120120121121
Reserves 275284306380440362415341413
Borrowings 6577031,1051,1591,6221,1041,2311,1201,069
Other Liabilities 365450524583733767517510517
Total Liabilities 1,4161,5552,0542,2412,9142,3532,2832,0912,121
Fixed Assets 4935491,0081,052965910804718631
CWIP 686650895844402922
Investments 0002100121
Other Assets 8559419971,0981,8801,3991,4391,3431,468
Total Assets 1,4161,5552,0542,2412,9142,3532,2832,0912,121

Below is a detailed analysis of the balance sheet data for AGS Transact Technologies Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2024, the value is ₹121.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹121.00 Cr..
  • For Reserves, as of Sep 2024, the value is ₹413.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹341.00 Cr. (Mar 2024) to ₹413.00 Cr., marking an increase of 72.00 Cr..
  • For Borrowings, as of Sep 2024, the value is ₹1,069.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from ₹1,120.00 Cr. (Mar 2024) to ₹1,069.00 Cr., marking a decrease of 51.00 Cr..
  • For Other Liabilities, as of Sep 2024, the value is ₹517.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹510.00 Cr. (Mar 2024) to ₹517.00 Cr., marking an increase of 7.00 Cr..
  • For Total Liabilities, as of Sep 2024, the value is ₹2,121.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹2,091.00 Cr. (Mar 2024) to ₹2,121.00 Cr., marking an increase of 30.00 Cr..
  • For Fixed Assets, as of Sep 2024, the value is ₹631.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹718.00 Cr. (Mar 2024) to ₹631.00 Cr., marking a decrease of 87.00 Cr..
  • For CWIP, as of Sep 2024, the value is ₹22.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹29.00 Cr. (Mar 2024) to ₹22.00 Cr., marking a decrease of 7.00 Cr..
  • For Investments, as of Sep 2024, the value is ₹1.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹2.00 Cr. (Mar 2024) to ₹1.00 Cr., marking a decrease of 1.00 Cr..
  • For Other Assets, as of Sep 2024, the value is ₹1,468.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹1,343.00 Cr. (Mar 2024) to ₹1,468.00 Cr., marking an increase of 125.00 Cr..
  • For Total Assets, as of Sep 2024, the value is ₹2,121.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹2,091.00 Cr. (Mar 2024) to ₹2,121.00 Cr., marking an increase of 30.00 Cr..

However, the Borrowings (1,069.00 Cr.) are higher than the Reserves (₹413.00 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +206196486446418325249349
Cash from Investing Activity +-210-161-165-291-156-12-126-15
Cash from Financing Activity +15-31-315-172320-875-137-316
Net Cash Flow1246-16582-562-1418

Free Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow-503.00-492.00428.00464.00436.00410.00397.00196.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days82919093102188197181
Inventory Days1901439585100104152276
Days Payable2242092513443988177521,035
Cash Conversion Cycle4825-66-166-196-525-403-578
Working Capital Days737321251475138124
ROCE %10%17%16%11%10%12%1%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Jan 2025
Promoters65.52%65.52%65.52%65.52%65.52%65.52%65.52%65.53%65.53%65.06%60.11%59.06%
FIIs5.60%4.57%3.18%0.63%0.06%0.01%0.44%1.65%0.83%0.02%0.41%0.41%
DIIs7.46%7.31%6.28%5.27%5.27%5.27%3.85%3.85%3.78%3.75%4.99%6.12%
Public20.40%21.57%24.11%27.83%28.40%28.43%29.87%28.66%29.55%30.33%34.23%34.16%
Others1.01%1.01%0.91%0.75%0.75%0.75%0.31%0.31%0.30%0.83%0.26%0.26%
No. of Shareholders1,20,7761,15,5471,13,0021,11,3101,08,0751,06,8721,02,10293,31692,29990,13692,92292,923

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
HDFC Balanced Advantage Fund - Regular Plan4,587,2410.0753.174,587,2412025-03-100%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) -6.643.07-6.934.627.00
Diluted EPS (Rs.) -6.643.01-6.934.556.90
Cash EPS (Rs.) 11.0022.2114.1626.6527.71
Book Value[Excl.RevalReserv]/Share (Rs.) 38.1544.4140.0947.1142.08
Book Value[Incl.RevalReserv]/Share (Rs.) 38.1544.4140.0947.1142.08
Revenue From Operations / Share (Rs.) 121.51138.71147.44148.33151.83
PBDIT / Share (Rs.) 19.4735.8436.3140.2041.78
PBIT / Share (Rs.) 1.8516.7015.3518.3121.15
PBT / Share (Rs.) -10.364.77-5.477.0910.15
Net Profit / Share (Rs.) -6.623.07-6.804.767.07
NP After MI And SOA / Share (Rs.) -6.623.07-6.864.627.00
PBDIT Margin (%) 16.0125.8424.6227.1027.51
PBIT Margin (%) 1.5212.0410.4012.3413.92
PBT Margin (%) -8.523.44-3.714.776.68
Net Profit Margin (%) -5.442.21-4.603.204.65
NP After MI And SOA Margin (%) -5.442.21-4.653.114.61
Return on Networth / Equity (%) -17.346.90-17.119.8016.63
Return on Capital Employeed (%) 2.0515.1315.0112.6220.61
Return On Assets (%) -3.821.61-3.501.883.70
Long Term Debt / Equity (X) 0.911.030.951.550.69
Total Debt / Equity (X) 1.781.641.482.211.36
Asset Turnover Ratio (%) 0.670.720.670.680.70
Current Ratio (X) 1.101.271.051.400.83
Quick Ratio (X) 1.011.200.991.340.77
Inventory Turnover Ratio (X) 1.312.332.943.143.02
Dividend Payout Ratio (NP) (%) 0.000.00-14.590.0014.50
Dividend Payout Ratio (CP) (%) 0.000.007.100.003.67
Earning Retention Ratio (%) 0.000.00114.590.0085.50
Cash Earning Retention Ratio (%) 0.000.0092.900.0096.33
Interest Coverage Ratio (X) 1.593.011.743.583.80
Interest Coverage Ratio (Post Tax) (X) 0.451.260.671.421.64
Enterprise Value (Cr.) 1523.301343.551833.060.000.00
EV / Net Operating Revenue (X) 1.040.801.030.000.00
EV / EBITDA (X) 6.473.114.200.000.00
MarketCap / Net Operating Revenue (X) 0.550.330.670.000.00
Retention Ratios (%) 0.000.00114.590.0085.49
Price / BV (X) 1.781.042.490.000.00
Price / Net Operating Revenue (X) 0.550.330.670.000.00
EarningsYield -0.090.06-0.060.000.00

After reviewing the key financial ratios for AGS Transact Technologies Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 24, the value is -6.64. This value is below the healthy minimum of 5. It has decreased from 3.07 (Mar 23) to -6.64, marking a decrease of 9.71.
  • For Diluted EPS (Rs.), as of Mar 24, the value is -6.64. This value is below the healthy minimum of 5. It has decreased from 3.01 (Mar 23) to -6.64, marking a decrease of 9.65.
  • For Cash EPS (Rs.), as of Mar 24, the value is 11.00. This value is within the healthy range. It has decreased from 22.21 (Mar 23) to 11.00, marking a decrease of 11.21.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 38.15. It has decreased from 44.41 (Mar 23) to 38.15, marking a decrease of 6.26.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 38.15. It has decreased from 44.41 (Mar 23) to 38.15, marking a decrease of 6.26.
  • For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 121.51. It has decreased from 138.71 (Mar 23) to 121.51, marking a decrease of 17.20.
  • For PBDIT / Share (Rs.), as of Mar 24, the value is 19.47. This value is within the healthy range. It has decreased from 35.84 (Mar 23) to 19.47, marking a decrease of 16.37.
  • For PBIT / Share (Rs.), as of Mar 24, the value is 1.85. This value is within the healthy range. It has decreased from 16.70 (Mar 23) to 1.85, marking a decrease of 14.85.
  • For PBT / Share (Rs.), as of Mar 24, the value is -10.36. This value is below the healthy minimum of 0. It has decreased from 4.77 (Mar 23) to -10.36, marking a decrease of 15.13.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is -6.62. This value is below the healthy minimum of 2. It has decreased from 3.07 (Mar 23) to -6.62, marking a decrease of 9.69.
  • For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is -6.62. This value is below the healthy minimum of 2. It has decreased from 3.07 (Mar 23) to -6.62, marking a decrease of 9.69.
  • For PBDIT Margin (%), as of Mar 24, the value is 16.01. This value is within the healthy range. It has decreased from 25.84 (Mar 23) to 16.01, marking a decrease of 9.83.
  • For PBIT Margin (%), as of Mar 24, the value is 1.52. This value is below the healthy minimum of 10. It has decreased from 12.04 (Mar 23) to 1.52, marking a decrease of 10.52.
  • For PBT Margin (%), as of Mar 24, the value is -8.52. This value is below the healthy minimum of 10. It has decreased from 3.44 (Mar 23) to -8.52, marking a decrease of 11.96.
  • For Net Profit Margin (%), as of Mar 24, the value is -5.44. This value is below the healthy minimum of 5. It has decreased from 2.21 (Mar 23) to -5.44, marking a decrease of 7.65.
  • For NP After MI And SOA Margin (%), as of Mar 24, the value is -5.44. This value is below the healthy minimum of 8. It has decreased from 2.21 (Mar 23) to -5.44, marking a decrease of 7.65.
  • For Return on Networth / Equity (%), as of Mar 24, the value is -17.34. This value is below the healthy minimum of 15. It has decreased from 6.90 (Mar 23) to -17.34, marking a decrease of 24.24.
  • For Return on Capital Employeed (%), as of Mar 24, the value is 2.05. This value is below the healthy minimum of 10. It has decreased from 15.13 (Mar 23) to 2.05, marking a decrease of 13.08.
  • For Return On Assets (%), as of Mar 24, the value is -3.82. This value is below the healthy minimum of 5. It has decreased from 1.61 (Mar 23) to -3.82, marking a decrease of 5.43.
  • For Long Term Debt / Equity (X), as of Mar 24, the value is 0.91. This value is within the healthy range. It has decreased from 1.03 (Mar 23) to 0.91, marking a decrease of 0.12.
  • For Total Debt / Equity (X), as of Mar 24, the value is 1.78. This value exceeds the healthy maximum of 1. It has increased from 1.64 (Mar 23) to 1.78, marking an increase of 0.14.
  • For Asset Turnover Ratio (%), as of Mar 24, the value is 0.67. It has decreased from 0.72 (Mar 23) to 0.67, marking a decrease of 0.05.
  • For Current Ratio (X), as of Mar 24, the value is 1.10. This value is below the healthy minimum of 1.5. It has decreased from 1.27 (Mar 23) to 1.10, marking a decrease of 0.17.
  • For Quick Ratio (X), as of Mar 24, the value is 1.01. This value is within the healthy range. It has decreased from 1.20 (Mar 23) to 1.01, marking a decrease of 0.19.
  • For Inventory Turnover Ratio (X), as of Mar 24, the value is 1.31. This value is below the healthy minimum of 4. It has decreased from 2.33 (Mar 23) to 1.31, marking a decrease of 1.02.
  • For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 23) which recorded 0.00.
  • For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 23) which recorded 0.00.
  • For Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 23) which recorded 0.00.
  • For Cash Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 23) which recorded 0.00.
  • For Interest Coverage Ratio (X), as of Mar 24, the value is 1.59. This value is below the healthy minimum of 3. It has decreased from 3.01 (Mar 23) to 1.59, marking a decrease of 1.42.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 0.45. This value is below the healthy minimum of 3. It has decreased from 1.26 (Mar 23) to 0.45, marking a decrease of 0.81.
  • For Enterprise Value (Cr.), as of Mar 24, the value is 1,523.30. It has increased from 1,343.55 (Mar 23) to 1,523.30, marking an increase of 179.75.
  • For EV / Net Operating Revenue (X), as of Mar 24, the value is 1.04. This value is within the healthy range. It has increased from 0.80 (Mar 23) to 1.04, marking an increase of 0.24.
  • For EV / EBITDA (X), as of Mar 24, the value is 6.47. This value is within the healthy range. It has increased from 3.11 (Mar 23) to 6.47, marking an increase of 3.36.
  • For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 0.55. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.55, marking an increase of 0.22.
  • For Retention Ratios (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 30. There is no change compared to the previous period (Mar 23) which recorded 0.00.
  • For Price / BV (X), as of Mar 24, the value is 1.78. This value is within the healthy range. It has increased from 1.04 (Mar 23) to 1.78, marking an increase of 0.74.
  • For Price / Net Operating Revenue (X), as of Mar 24, the value is 0.55. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.55, marking an increase of 0.22.
  • For EarningsYield, as of Mar 24, the value is -0.09. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 23) to -0.09, marking a decrease of 0.15.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of AGS Transact Technologies Ltd as of March 12, 2025 is: ₹83.40

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 12, 2025, AGS Transact Technologies Ltd is Undervalued by 522.39% compared to the current share price 13.40

Default values used*: Default value of 15 for Stock P/E is used

Intrinsic Value of AGS Transact Technologies Ltd as of March 12, 2025 is: 46.42

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 12, 2025, AGS Transact Technologies Ltd is Undervalued by 246.42% compared to the current share price 13.40

Default values used*: Default value of 15 for Stock P/E is used

Last 5 Year EPS CAGR: -44.33%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a low average Cash Conversion Cycle of -232.63, which is a positive sign.
  1. The stock has a low average ROCE of 9.63%, which may not be favorable.
  2. The stock has a high average Working Capital Days of 67.88, which may not be favorable.
  3. The company has higher borrowings (1,085.56) compared to reserves (357.33), which may suggest financial risk.
  4. The company has not shown consistent growth in sales (1.00) and profit (-9.11).

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in AGS Transact Technologies Ltd:
    1. Net Profit Margin: -5.44%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 2.05% (Industry Average ROCE: 6.08%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: -17.34% (Industry Average ROE: 8.25%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0.45
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 1.01
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 0 (Industry average Stock P/E: 47.65)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 1.78
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

AGS Transact Technologies Ltd. is a Public Limited Listed company incorporated on 11/12/2002 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L72200MH2002PLC138213 and registration number is 138213. Currently Company is involved in the business activities of Other business support service activities. Company's Total Operating Revenue is Rs. 1043.38 Cr. and Equity Capital is Rs. 121.03 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
Financial Technologies (Fintech)601-602, Trade World, B-Wing, Mumbai Maharashtra 400013companysecretary@agsindia.com.
http://www.agsindia.com
Management
NamePosition Held
Mr. Ravi Badrinarain GoyalChairman & Managing Director
Mr. P Stanley JohnsonExecutive Director
Mr. Vinayak R GoyalExecutive Director
Mr. Subrata Kumar MitraInd. Non-Executive Director
Mr. Sudip BandyopadhyayNon Exe.Non Ind.Director
Mrs. Jhuma GuhaInd. Non-Executive Director
Mr. Sivanandhan DhanushkodiInd. Non-Executive Director
Ms. Preeti MalhotraInd. Non-Executive Director

FAQ

What is the latest intrinsic value of AGS Transact Technologies Ltd?

The latest intrinsic value of AGS Transact Technologies Ltd as on 12 March 2025 is ₹83.40, which is 522.39% higher than the current market price of 13.40, indicating the stock is undervalued by 522.39%. The intrinsic value of AGS Transact Technologies Ltd is calculated using PE ratio method. The stock has a market capitalization of ₹171 Cr. and recorded a high/low of ₹118/13.4 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹413 Cr and total liabilities of ₹2,121 Cr.

What is the Market Cap of AGS Transact Technologies Ltd?

The Market Cap of AGS Transact Technologies Ltd is 171 Cr..

What is the current Stock Price of AGS Transact Technologies Ltd as on 12 March 2025?

The current stock price of AGS Transact Technologies Ltd as on 12 March 2025 is ₹13.4.

What is the High / Low of AGS Transact Technologies Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of AGS Transact Technologies Ltd stocks is ₹118/13.4.

What is the Stock P/E of AGS Transact Technologies Ltd?

The Stock P/E of AGS Transact Technologies Ltd is .

What is the Book Value of AGS Transact Technologies Ltd?

The Book Value of AGS Transact Technologies Ltd is 41.8.

What is the Dividend Yield of AGS Transact Technologies Ltd?

The Dividend Yield of AGS Transact Technologies Ltd is 0.00 %.

What is the ROCE of AGS Transact Technologies Ltd?

The ROCE of AGS Transact Technologies Ltd is 1.26 %.

What is the ROE of AGS Transact Technologies Ltd?

The ROE of AGS Transact Technologies Ltd is 16.3 %.

What is the Face Value of AGS Transact Technologies Ltd?

The Face Value of AGS Transact Technologies Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in AGS Transact Technologies Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE