Share Price and Basic Stock Data
Last Updated: December 29, 2025, 4:25 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
AGS Transact Technologies Ltd operates in the financial technologies sector, offering various fintech solutions. The company reported a market capitalization of ₹54.6 Cr and a share price of ₹4.25. Over recent quarters, AGS’s revenue has shown volatility; sales in the trailing twelve months (TTM) stood at ₹1,250 Cr. Notably, quarterly sales peaked at ₹485 Cr in December 2021 but have since experienced a downward trend, declining to ₹349 Cr by March 2024. The company’s revenue for FY 2024 was reported at ₹1,471 Cr, down from ₹1,671 Cr in FY 2023, indicating a contraction in its operating performance. The operational challenges have been evident, especially with sales in the latest quarter (December 2024) projected to drop to ₹210 Cr, reflecting a significant decline in revenue generation capabilities. This trend raises concerns about the company’s ability to maintain a stable revenue stream in a competitive fintech landscape.
Profitability and Efficiency Metrics
AGS Transact Technologies Ltd’s profitability has faced significant challenges, as evidenced by its net profit for FY 2024, which reported a loss of ₹80 Cr, following a profit of ₹37 Cr in FY 2023. The operating profit margin (OPM) saw a stark decline, standing at a mere 13% in FY 2024 compared to 24% in FY 2023, indicating deteriorating cost management and pricing strategies. The interest coverage ratio (ICR) stood at 1.59x, suggesting that the company can barely cover its interest expenses, which is a critical concern for financial health. Furthermore, the cash conversion cycle (CCC) deteriorated drastically to -578 days, indicating inefficiencies in managing receivables and payables. This extended CCC reflects a systemic issue in liquidity management, which could jeopardize operational sustainability. Overall, these figures highlight the urgent need for AGS to address its profitability and operational efficiency challenges to regain investor confidence.
Balance Sheet Strength and Financial Ratios
AGS Transact Technologies Ltd’s balance sheet reflects a precarious financial position, with total borrowings reported at ₹1,069 Cr against reserves of ₹413 Cr. This results in a total debt-to-equity ratio of 1.78x, indicating high leverage compared to industry norms, which typically hover around 1.0x for stable fintech companies. The company’s return on equity (ROE) stood at 16.3%, which, while positive, is under pressure given the declining profitability. The current ratio of 1.10x suggests that AGS is on the cusp of liquidity challenges, as it barely meets its short-term obligations. Additionally, the book value per share has declined from ₹44.41 in FY 2023 to ₹38.15 in FY 2024, indicating a decrease in net asset value per share, which may deter potential investors. These financial ratios collectively point towards significant balance sheet vulnerabilities that need to be addressed to improve long-term sustainability.
Shareholding Pattern and Investor Confidence
The shareholding pattern of AGS Transact Technologies Ltd reveals a significant shift in investor confidence. Promoters’ shareholding has decreased from 65.52% in March 2023 to 26.47% in June 2025, indicating a potential dilution of control and confidence in the company’s future. Foreign institutional investors (FIIs) hold a mere 0.12%, while domestic institutional investors (DIIs) have a slightly better position at 7.14%, suggesting limited institutional backing. The public shareholding has increased significantly, reaching 66% by June 2025, which may indicate a growing interest among retail investors. However, the increasing public shareholding coupled with declining promoter stakes may signal uncertainty regarding the company’s strategic direction. The number of shareholders has also fluctuated, with a recent count of 105,013, reflecting an attempt by retail investors to capitalize on lower share prices amidst ongoing operational challenges.
Outlook, Risks, and Final Insight
Looking ahead, AGS Transact Technologies Ltd faces a challenging landscape with several risks and opportunities. The most pressing risks include a continued decline in revenue, high leverage, and operational inefficiencies reflected in its cash conversion cycle. If these issues persist, they could lead to further deterioration in financial health and investor sentiment. Conversely, strengths such as a strong brand presence in the fintech sector and a large base of retail shareholders could provide a platform for recovery. The company must focus on enhancing operational efficiency, restructuring debt, and revitalizing its revenue model to regain profitability. A strategic pivot towards innovative fintech solutions and improved customer engagement could also foster growth. Ultimately, AGS’s ability to navigate these challenges will determine its trajectory in the competitive financial technology landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| AGS Transact Technologies Ltd | 54.2 Cr. | 4.22 | 70.1/3.78 | 41.8 | 0.00 % | 1.26 % | 16.3 % | 10.0 | |
| Infibeam Avenues Ltd | 4,592 Cr. | 16.4 | 24.1/12.6 | 19.5 | 14.9 | 0.00 % | 8.65 % | 6.47 % | 1.00 |
| DigiSpice Technologies Ltd | 550 Cr. | 23.5 | 35.5/17.1 | 38.5 | 9.70 | 0.00 % | 5.47 % | 2.71 % | 3.00 |
| Industry Average | 2,571.00 Cr | 14.71 | 29.00 | 22.13 | 0.00% | 5.13% | 8.49% | 4.67 |
Quarterly Result
| Metric | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 485 | 399 | 418 | 414 | 415 | 425 | 371 | 377 | 374 | 349 | 340 | 352 | 210 |
| Expenses | 365 | 324 | 305 | 305 | 315 | 351 | 288 | 369 | 316 | 300 | 246 | 263 | 384 |
| Operating Profit | 119 | 75 | 113 | 109 | 101 | 73 | 83 | 7 | 58 | 49 | 93 | 88 | -174 |
| OPM % | 25% | 19% | 27% | 26% | 24% | 17% | 22% | 2% | 15% | 14% | 28% | 25% | -83% |
| Other Income | 8 | 6 | 10 | 7 | 9 | 10 | 8 | 12 | 10 | 8 | 12 | 16 | 4 |
| Interest | 61 | 72 | 35 | 34 | 35 | 39 | 37 | 37 | 38 | 37 | 36 | 36 | 38 |
| Depreciation | 65 | 65 | 59 | 58 | 56 | 57 | 54 | 54 | 53 | 53 | 49 | 48 | 44 |
| Profit before tax | 2 | -56 | 28 | 23 | 19 | -13 | 1 | -71 | -23 | -32 | 20 | 21 | -252 |
| Tax % | 634% | -14% | 32% | 11% | 35% | 20% | 36% | -14% | -32% | -86% | 32% | 27% | -23% |
| Net Profit | -9 | -48 | 19 | 21 | 12 | -15 | 1 | -61 | -15 | -4 | 14 | 15 | -194 |
| EPS in Rs | -0.78 | -3.98 | 1.58 | 1.70 | 1.02 | -1.27 | 0.05 | -5.02 | -1.27 | -0.37 | 1.14 | 1.24 | -15.17 |
Last Updated: February 28, 2025, 3:48 pm
Below is a detailed analysis of the quarterly data for AGS Transact Technologies Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:
- For Sales, as of Dec 2024, the value is 210.00 Cr.. The value appears to be declining and may need further review. It has decreased from 352.00 Cr. (Sep 2024) to 210.00 Cr., marking a decrease of 142.00 Cr..
- For Expenses, as of Dec 2024, the value is 384.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 263.00 Cr. (Sep 2024) to 384.00 Cr., marking an increase of 121.00 Cr..
- For Operating Profit, as of Dec 2024, the value is -174.00 Cr.. The value appears to be declining and may need further review. It has decreased from 88.00 Cr. (Sep 2024) to -174.00 Cr., marking a decrease of 262.00 Cr..
- For OPM %, as of Dec 2024, the value is -83.00%. The value appears to be declining and may need further review. It has decreased from 25.00% (Sep 2024) to -83.00%, marking a decrease of 108.00%.
- For Other Income, as of Dec 2024, the value is 4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 16.00 Cr. (Sep 2024) to 4.00 Cr., marking a decrease of 12.00 Cr..
- For Interest, as of Dec 2024, the value is 38.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 36.00 Cr. (Sep 2024) to 38.00 Cr., marking an increase of 2.00 Cr..
- For Depreciation, as of Dec 2024, the value is 44.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 48.00 Cr. (Sep 2024) to 44.00 Cr., marking a decrease of 4.00 Cr..
- For Profit before tax, as of Dec 2024, the value is -252.00 Cr.. The value appears to be declining and may need further review. It has decreased from 21.00 Cr. (Sep 2024) to -252.00 Cr., marking a decrease of 273.00 Cr..
- For Tax %, as of Dec 2024, the value is -23.00%. The value appears to be improving (decreasing) as expected. It has decreased from 27.00% (Sep 2024) to -23.00%, marking a decrease of 50.00%.
- For Net Profit, as of Dec 2024, the value is -194.00 Cr.. The value appears to be declining and may need further review. It has decreased from 15.00 Cr. (Sep 2024) to -194.00 Cr., marking a decrease of 209.00 Cr..
- For EPS in Rs, as of Dec 2024, the value is -15.17. The value appears to be declining and may need further review. It has decreased from 1.24 (Sep 2024) to -15.17, marking a decrease of 16.41.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: May 15, 2025, 4:36 am
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,308 | 1,473 | 1,806 | 1,800 | 1,759 | 1,772 | 1,671 | 1,471 | 1,250 |
| Expenses | 1,154 | 1,262 | 1,376 | 1,336 | 1,321 | 1,361 | 1,273 | 1,273 | 1,193 |
| Operating Profit | 154 | 211 | 429 | 465 | 437 | 411 | 398 | 197 | 57 |
| OPM % | 12% | 14% | 24% | 26% | 25% | 23% | 24% | 13% | 5% |
| Other Income | 15 | 9 | 13 | 30 | 38 | 24 | 34 | 38 | 40 |
| Interest | 78 | 83 | 137 | 130 | 133 | 250 | 144 | 148 | 147 |
| Depreciation | 100 | 113 | 227 | 245 | 260 | 252 | 231 | 213 | 193 |
| Profit before tax | -10 | 24 | 79 | 120 | 82 | -67 | 58 | -125 | -243 |
| Tax % | 109% | 73% | 16% | 31% | 34% | 24% | 36% | -36% | |
| Net Profit | -22 | 6 | 66 | 83 | 55 | -82 | 37 | -80 | -170 |
| EPS in Rs | -1.79 | 0.52 | 5.50 | 6.89 | 4.55 | -6.79 | 3.04 | -6.60 | -13.16 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 22% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 127.27% | 1000.00% | 25.76% | -33.73% | -249.09% | 145.12% | -316.22% |
| Change in YoY Net Profit Growth (%) | 0.00% | 872.73% | -974.24% | -59.49% | -215.36% | 394.21% | -461.34% |
AGS Transact Technologies Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2017-2018 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -4% |
| 3 Years: | -6% |
| TTM: | -19% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -86% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -60% |
| 1 Year: | -95% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 1% |
| 3 Years: | -8% |
| Last Year: | -16% |
Last Updated: September 5, 2025, 2:11 pm
Balance Sheet
Last Updated: July 25, 2025, 1:57 pm
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 119 | 119 | 119 | 119 | 119 | 120 | 120 | 121 | 121 |
| Reserves | 275 | 284 | 306 | 380 | 440 | 362 | 415 | 341 | 413 |
| Borrowings | 657 | 703 | 1,105 | 1,159 | 1,622 | 1,104 | 1,231 | 1,120 | 1,069 |
| Other Liabilities | 365 | 450 | 524 | 583 | 733 | 767 | 517 | 510 | 517 |
| Total Liabilities | 1,416 | 1,555 | 2,054 | 2,241 | 2,914 | 2,353 | 2,283 | 2,091 | 2,121 |
| Fixed Assets | 493 | 549 | 1,008 | 1,052 | 965 | 910 | 804 | 718 | 631 |
| CWIP | 68 | 66 | 50 | 89 | 58 | 44 | 40 | 29 | 22 |
| Investments | 0 | 0 | 0 | 2 | 10 | 0 | 1 | 2 | 1 |
| Other Assets | 855 | 941 | 997 | 1,098 | 1,880 | 1,399 | 1,439 | 1,343 | 1,468 |
| Total Assets | 1,416 | 1,555 | 2,054 | 2,241 | 2,914 | 2,353 | 2,283 | 2,091 | 2,121 |
Below is a detailed analysis of the balance sheet data for AGS Transact Technologies Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2024, the value is 121.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 121.00 Cr..
- For Reserves, as of Sep 2024, the value is 413.00 Cr.. The value appears strong and on an upward trend. It has increased from 341.00 Cr. (Mar 2024) to 413.00 Cr., marking an increase of 72.00 Cr..
- For Borrowings, as of Sep 2024, the value is 1,069.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 1,120.00 Cr. (Mar 2024) to 1,069.00 Cr., marking a decrease of 51.00 Cr..
- For Other Liabilities, as of Sep 2024, the value is 517.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 510.00 Cr. (Mar 2024) to 517.00 Cr., marking an increase of 7.00 Cr..
- For Total Liabilities, as of Sep 2024, the value is 2,121.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,091.00 Cr. (Mar 2024) to 2,121.00 Cr., marking an increase of 30.00 Cr..
- For Fixed Assets, as of Sep 2024, the value is 631.00 Cr.. The value appears to be declining and may need further review. It has decreased from 718.00 Cr. (Mar 2024) to 631.00 Cr., marking a decrease of 87.00 Cr..
- For CWIP, as of Sep 2024, the value is 22.00 Cr.. The value appears to be declining and may need further review. It has decreased from 29.00 Cr. (Mar 2024) to 22.00 Cr., marking a decrease of 7.00 Cr..
- For Investments, as of Sep 2024, the value is 1.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2024) to 1.00 Cr., marking a decrease of 1.00 Cr..
- For Other Assets, as of Sep 2024, the value is 1,468.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,343.00 Cr. (Mar 2024) to 1,468.00 Cr., marking an increase of 125.00 Cr..
- For Total Assets, as of Sep 2024, the value is 2,121.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,091.00 Cr. (Mar 2024) to 2,121.00 Cr., marking an increase of 30.00 Cr..
However, the Borrowings (1,069.00 Cr.) are higher than the Reserves (413.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -503.00 | -492.00 | 428.00 | 464.00 | 436.00 | 410.00 | 397.00 | 196.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 82 | 91 | 90 | 93 | 102 | 188 | 197 | 181 |
| Inventory Days | 190 | 143 | 95 | 85 | 100 | 104 | 152 | 276 |
| Days Payable | 224 | 209 | 251 | 344 | 398 | 817 | 752 | 1,035 |
| Cash Conversion Cycle | 48 | 25 | -66 | -166 | -196 | -525 | -403 | -578 |
| Working Capital Days | 73 | 73 | -35 | -49 | -46 | -4 | 37 | -5 |
| ROCE % | 10% | 17% | 16% | 11% | 10% | 12% | 1% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund | 4,587,241 | 0 | 2.13 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -6.64 | 3.07 | -6.93 | 4.62 | 7.00 |
| Diluted EPS (Rs.) | -6.64 | 3.01 | -6.93 | 4.55 | 6.90 |
| Cash EPS (Rs.) | 11.00 | 22.21 | 14.16 | 26.65 | 27.71 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 38.15 | 44.41 | 40.09 | 47.11 | 42.08 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 38.15 | 44.41 | 40.09 | 47.11 | 42.08 |
| Revenue From Operations / Share (Rs.) | 121.51 | 138.71 | 147.44 | 148.33 | 151.83 |
| PBDIT / Share (Rs.) | 19.47 | 35.84 | 36.31 | 40.20 | 41.78 |
| PBIT / Share (Rs.) | 1.85 | 16.70 | 15.35 | 18.31 | 21.15 |
| PBT / Share (Rs.) | -10.36 | 4.77 | -5.47 | 7.09 | 10.15 |
| Net Profit / Share (Rs.) | -6.62 | 3.07 | -6.80 | 4.76 | 7.07 |
| NP After MI And SOA / Share (Rs.) | -6.62 | 3.07 | -6.86 | 4.62 | 7.00 |
| PBDIT Margin (%) | 16.01 | 25.84 | 24.62 | 27.10 | 27.51 |
| PBIT Margin (%) | 1.52 | 12.04 | 10.40 | 12.34 | 13.92 |
| PBT Margin (%) | -8.52 | 3.44 | -3.71 | 4.77 | 6.68 |
| Net Profit Margin (%) | -5.44 | 2.21 | -4.60 | 3.20 | 4.65 |
| NP After MI And SOA Margin (%) | -5.44 | 2.21 | -4.65 | 3.11 | 4.61 |
| Return on Networth / Equity (%) | -17.34 | 6.90 | -17.11 | 9.80 | 16.63 |
| Return on Capital Employeed (%) | 2.05 | 15.13 | 15.01 | 12.62 | 20.61 |
| Return On Assets (%) | -3.82 | 1.61 | -3.50 | 1.88 | 3.70 |
| Long Term Debt / Equity (X) | 0.91 | 1.03 | 0.95 | 1.55 | 0.69 |
| Total Debt / Equity (X) | 1.78 | 1.64 | 1.48 | 2.21 | 1.36 |
| Asset Turnover Ratio (%) | 0.67 | 0.72 | 0.67 | 0.68 | 0.70 |
| Current Ratio (X) | 1.10 | 1.27 | 1.05 | 1.40 | 0.83 |
| Quick Ratio (X) | 1.01 | 1.20 | 0.99 | 1.34 | 0.77 |
| Inventory Turnover Ratio (X) | 1.31 | 2.33 | 2.94 | 3.14 | 3.02 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 0.00 | -14.59 | 0.00 | 14.50 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 0.00 | 7.10 | 0.00 | 3.67 |
| Earning Retention Ratio (%) | 0.00 | 0.00 | 114.59 | 0.00 | 85.50 |
| Cash Earning Retention Ratio (%) | 0.00 | 0.00 | 92.90 | 0.00 | 96.33 |
| Interest Coverage Ratio (X) | 1.59 | 3.01 | 1.74 | 3.58 | 3.80 |
| Interest Coverage Ratio (Post Tax) (X) | 0.45 | 1.26 | 0.67 | 1.42 | 1.64 |
| Enterprise Value (Cr.) | 1523.30 | 1343.55 | 1833.06 | 0.00 | 0.00 |
| EV / Net Operating Revenue (X) | 1.04 | 0.80 | 1.03 | 0.00 | 0.00 |
| EV / EBITDA (X) | 6.47 | 3.11 | 4.20 | 0.00 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 0.55 | 0.33 | 0.67 | 0.00 | 0.00 |
| Retention Ratios (%) | 0.00 | 0.00 | 114.59 | 0.00 | 85.49 |
| Price / BV (X) | 1.78 | 1.04 | 2.49 | 0.00 | 0.00 |
| Price / Net Operating Revenue (X) | 0.55 | 0.33 | 0.67 | 0.00 | 0.00 |
| EarningsYield | -0.09 | 0.06 | -0.06 | 0.00 | 0.00 |
After reviewing the key financial ratios for AGS Transact Technologies Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is -6.64. This value is below the healthy minimum of 5. It has decreased from 3.07 (Mar 23) to -6.64, marking a decrease of 9.71.
- For Diluted EPS (Rs.), as of Mar 24, the value is -6.64. This value is below the healthy minimum of 5. It has decreased from 3.01 (Mar 23) to -6.64, marking a decrease of 9.65.
- For Cash EPS (Rs.), as of Mar 24, the value is 11.00. This value is within the healthy range. It has decreased from 22.21 (Mar 23) to 11.00, marking a decrease of 11.21.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 38.15. It has decreased from 44.41 (Mar 23) to 38.15, marking a decrease of 6.26.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 38.15. It has decreased from 44.41 (Mar 23) to 38.15, marking a decrease of 6.26.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 121.51. It has decreased from 138.71 (Mar 23) to 121.51, marking a decrease of 17.20.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 19.47. This value is within the healthy range. It has decreased from 35.84 (Mar 23) to 19.47, marking a decrease of 16.37.
- For PBIT / Share (Rs.), as of Mar 24, the value is 1.85. This value is within the healthy range. It has decreased from 16.70 (Mar 23) to 1.85, marking a decrease of 14.85.
- For PBT / Share (Rs.), as of Mar 24, the value is -10.36. This value is below the healthy minimum of 0. It has decreased from 4.77 (Mar 23) to -10.36, marking a decrease of 15.13.
- For Net Profit / Share (Rs.), as of Mar 24, the value is -6.62. This value is below the healthy minimum of 2. It has decreased from 3.07 (Mar 23) to -6.62, marking a decrease of 9.69.
- For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is -6.62. This value is below the healthy minimum of 2. It has decreased from 3.07 (Mar 23) to -6.62, marking a decrease of 9.69.
- For PBDIT Margin (%), as of Mar 24, the value is 16.01. This value is within the healthy range. It has decreased from 25.84 (Mar 23) to 16.01, marking a decrease of 9.83.
- For PBIT Margin (%), as of Mar 24, the value is 1.52. This value is below the healthy minimum of 10. It has decreased from 12.04 (Mar 23) to 1.52, marking a decrease of 10.52.
- For PBT Margin (%), as of Mar 24, the value is -8.52. This value is below the healthy minimum of 10. It has decreased from 3.44 (Mar 23) to -8.52, marking a decrease of 11.96.
- For Net Profit Margin (%), as of Mar 24, the value is -5.44. This value is below the healthy minimum of 5. It has decreased from 2.21 (Mar 23) to -5.44, marking a decrease of 7.65.
- For NP After MI And SOA Margin (%), as of Mar 24, the value is -5.44. This value is below the healthy minimum of 8. It has decreased from 2.21 (Mar 23) to -5.44, marking a decrease of 7.65.
- For Return on Networth / Equity (%), as of Mar 24, the value is -17.34. This value is below the healthy minimum of 15. It has decreased from 6.90 (Mar 23) to -17.34, marking a decrease of 24.24.
- For Return on Capital Employeed (%), as of Mar 24, the value is 2.05. This value is below the healthy minimum of 10. It has decreased from 15.13 (Mar 23) to 2.05, marking a decrease of 13.08.
- For Return On Assets (%), as of Mar 24, the value is -3.82. This value is below the healthy minimum of 5. It has decreased from 1.61 (Mar 23) to -3.82, marking a decrease of 5.43.
- For Long Term Debt / Equity (X), as of Mar 24, the value is 0.91. This value is within the healthy range. It has decreased from 1.03 (Mar 23) to 0.91, marking a decrease of 0.12.
- For Total Debt / Equity (X), as of Mar 24, the value is 1.78. This value exceeds the healthy maximum of 1. It has increased from 1.64 (Mar 23) to 1.78, marking an increase of 0.14.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.67. It has decreased from 0.72 (Mar 23) to 0.67, marking a decrease of 0.05.
- For Current Ratio (X), as of Mar 24, the value is 1.10. This value is below the healthy minimum of 1.5. It has decreased from 1.27 (Mar 23) to 1.10, marking a decrease of 0.17.
- For Quick Ratio (X), as of Mar 24, the value is 1.01. This value is within the healthy range. It has decreased from 1.20 (Mar 23) to 1.01, marking a decrease of 0.19.
- For Inventory Turnover Ratio (X), as of Mar 24, the value is 1.31. This value is below the healthy minimum of 4. It has decreased from 2.33 (Mar 23) to 1.31, marking a decrease of 1.02.
- For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Cash Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 1.59. This value is below the healthy minimum of 3. It has decreased from 3.01 (Mar 23) to 1.59, marking a decrease of 1.42.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 0.45. This value is below the healthy minimum of 3. It has decreased from 1.26 (Mar 23) to 0.45, marking a decrease of 0.81.
- For Enterprise Value (Cr.), as of Mar 24, the value is 1,523.30. It has increased from 1,343.55 (Mar 23) to 1,523.30, marking an increase of 179.75.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 1.04. This value is within the healthy range. It has increased from 0.80 (Mar 23) to 1.04, marking an increase of 0.24.
- For EV / EBITDA (X), as of Mar 24, the value is 6.47. This value is within the healthy range. It has increased from 3.11 (Mar 23) to 6.47, marking an increase of 3.36.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 0.55. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.55, marking an increase of 0.22.
- For Retention Ratios (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 30. There is no change compared to the previous period (Mar 23) which recorded 0.00.
- For Price / BV (X), as of Mar 24, the value is 1.78. This value is within the healthy range. It has increased from 1.04 (Mar 23) to 1.78, marking an increase of 0.74.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 0.55. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.55, marking an increase of 0.22.
- For EarningsYield, as of Mar 24, the value is -0.09. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 23) to -0.09, marking a decrease of 0.15.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in AGS Transact Technologies Ltd:
- Net Profit Margin: -5.44%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.05% (Industry Average ROCE: 5.13%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -17.34% (Industry Average ROE: 8.49%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0.45
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.01
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 29)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.78
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -5.44%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Financial Technologies (Fintech) | 601-602, Trade World, B-Wing, Mumbai Maharashtra 400013 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Ravi Badrinarain Goyal | Chairman & Managing Director |
| Mr. P Stanley Johnson | Executive Director |
| Mr. Vinayak R Goyal | Executive Director |
| Mr. Subrata Kumar Mitra | Ind. Non-Executive Director |
| Mr. Sudip Bandyopadhyay | Non Exe.Non Ind.Director |
| Mrs. Jhuma Guha | Ind. Non-Executive Director |
| Mr. Sivanandhan Dhanushkodi | Ind. Non-Executive Director |
| Ms. Preeti Malhotra | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of AGS Transact Technologies Ltd?
AGS Transact Technologies Ltd's intrinsic value (as of 29 December 2025) is 83.40 which is 1876.30% higher the current market price of 4.22, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 54.2 Cr. market cap, FY2025-2026 high/low of 70.1/3.78, reserves of ₹413 Cr, and liabilities of 2,121 Cr.
What is the Market Cap of AGS Transact Technologies Ltd?
The Market Cap of AGS Transact Technologies Ltd is 54.2 Cr..
What is the current Stock Price of AGS Transact Technologies Ltd as on 29 December 2025?
The current stock price of AGS Transact Technologies Ltd as on 29 December 2025 is 4.22.
What is the High / Low of AGS Transact Technologies Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of AGS Transact Technologies Ltd stocks is 70.1/3.78.
What is the Stock P/E of AGS Transact Technologies Ltd?
The Stock P/E of AGS Transact Technologies Ltd is .
What is the Book Value of AGS Transact Technologies Ltd?
The Book Value of AGS Transact Technologies Ltd is 41.8.
What is the Dividend Yield of AGS Transact Technologies Ltd?
The Dividend Yield of AGS Transact Technologies Ltd is 0.00 %.
What is the ROCE of AGS Transact Technologies Ltd?
The ROCE of AGS Transact Technologies Ltd is 1.26 %.
What is the ROE of AGS Transact Technologies Ltd?
The ROE of AGS Transact Technologies Ltd is 16.3 %.
What is the Face Value of AGS Transact Technologies Ltd?
The Face Value of AGS Transact Technologies Ltd is 10.0.