Aneri Fincap Ltd: Intrinsic Value & Share Price Analysis

Q: What is the intrinsic value of Aneri Fincap Ltd and is it undervalued?

As of 19 April 2026, Aneri Fincap Ltd's intrinsic value is 65.94, which is 758.59% higher than the current market price of 7.68, suggesting the stock is undervalued. Calculated using the PE ratio method factoring in ROE (%), book value (146), dividend yield (0.00 %), and 5-year EPS CAGR.

Q: What is the current share price and 52-week range of Aneri Fincap Ltd?

Aneri Fincap Ltd is trading at 7.68 as of 19 April 2026, with a FY2026-2027 high of 8.48 and low of 7.68. The stock is currently near its 52-week low. Market cap stands at 2.31 Cr..

Q: Is Aneri Fincap Ltd financially healthy?

Key indicators: ROCE of 620 % indicates efficient capital utilization. Dividend yield is 0.00 %.

Q: Is Aneri Fincap Ltd profitable and how is the profit trend?

Aneri Fincap Ltd reported a net profit of -34 Cr in Mar 2024 on revenue of 1 Cr. Compared to -1 Cr in Mar 2021, the net profit shows a mixed trend.

Fair Value

₹268.06Undervalued by 3,390.36%vs CMP ₹7.68

P/E (15.0) × ROE (15.0%) × BV (₹146.00) × DY (2.00%)

Defaults: P/E=15, ROE=15%

₹65.94Undervalued by 758.59%vs CMP ₹7.68

MoS: +88.4% (Strong)Confidence: 28/100 (Low)Models: 1 Under, 1 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹104.50	63%	Under (+1260.7%)
Revenue Multiple	Revenue	₹1.66	38%	Over (-78.4%)
Consensus (2 models)		₹65.94	100%	Undervalued

Key Drivers: EPS CAGR -61.0% drags value — could be higher if earnings stabilize.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -61.0% · Defaults: P/E=15, ROE=15%

*Investments are subject to market risks

Investment Snapshot

Aneri Fincap Ltd scores 45/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health35/100 · Weak

ROCE 620.0% ExcellentROE 0.0% WeakD/E 97.50 High debtInterest Coverage 0.0x RiskyProfitable 0/5 years Inconsistent

Smart Money50/100 · Moderate

Promoter holding at 38.0% Stable

Earnings Quality50/100 · Moderate

OPM contracting (-38% → -1,990%) DecliningWorking capital: -12,101 days (improving) Efficient

Quarterly Momentum45/100 · Moderate

Revenue (4Q): -76% YoY DecliningOPM: 0.0% (up 4.3% YoY) Margin expansion

Industry Rank55/100 · Moderate

ROCE 620.0% vs industry 15.8% Above peers3Y sales CAGR: -55% Shrinking

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: December 4, 2025, 2:11 am

Market Cap	2.31 Cr.
Current Price	7.68
Intrinsic Value	₹65.94
High / Low	8.48/7.68
Stock P/E
Book Value	146
Dividend Yield	0.00 %
ROCE	620 %
ROE	%
Face Value	10.0
PEG Ratio	0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Aneri Fincap Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Minolta Finance Ltd	15.2 Cr.	1.52	1.66/1.00		1.07	0.00 %	0.40 %	0.09 %	1.00
Money Masters Leasing & Finance Ltd	5.72 Cr.	0.57	2.05/0.55	8.54	1.57	0.00 %	4.42 %	3.94 %	1.00
Moneyboxx Finance Ltd	435 Cr.	62.3	123/44.0		40.1	0.00 %	8.65 %	0.58 %	10.0
Moongipa Capital Finance Ltd	12.4 Cr.	13.5	24.7/12.0	10.2	26.6	0.00 %	12.1 %	9.43 %	10.0
Morarka Finance Ltd	20.9 Cr.	46.4	138/42.1	11.3	238	2.16 %	2.46 %	2.17 %	10.0
Industry Average	22,241.21 Cr	369.74		101.56	513.16	0.26%	15.81%	8.84%	8.50

All Competitor Stocks of Aneri Fincap Ltd

Quarterly Result

Metric	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Sales	1.20	1.25	1.34	2.55	0.24	0.11	0.06	1.50	0.47	0.35	0.15	0.01	0.00
Expenses	1.00	7.60	1.94	0.84	0.92	0.17	0.08	10.42	0.49	1.09	0.36	33.06	0.00
Operating Profit	0.20	-6.35	-0.60	1.71	-0.68	-0.06	-0.02	-8.92	-0.02	-0.74	-0.21	-33.05	0.00
OPM %	16.67%	-508.00%	-44.78%	67.06%	-283.33%	-54.55%	-33.33%	-594.67%	-4.26%	-211.43%	-140.00%	-330,500.00%
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	0.02	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.18	-6.36	-0.60	1.70	-0.68	-0.06	-0.02	-8.92	-0.02	-0.74	-0.21	-33.05	0.00
Tax %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Profit	0.18	-6.36	-0.60	1.70	-0.68	-0.06	-0.02	-8.92	-0.02	-0.74	-0.21	-33.05	0.00
EPS in Rs	0.60	-21.11	-1.99	5.64	-2.26	-0.20	-0.07	-29.60	-0.07	-2.46	-0.70	-109.69	0.00

Last Updated: October 7, 2024, 8:40 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: October 15, 2025, 3:57 am

Metric	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	0	0	0	0	20	22	24	17	11	6	2	1	1
Expenses	0	0	0	0	17	13	23	15	10	11	12	35	35
Operating Profit	0	-0	0	-0	2	10	1	2	1	-5	-10	-34	-34
OPM %	41%	-15%	29%	-27%	11%	43%	6%	12%	5%	-80%	-509%	-3,470%	-6,667%
Other Income	-0	-0	-0	-0	-0	-0	-0	0	-0	-0	-0	-0	0
Interest	-0	-0	-0	0	2	9	0	2	1	0	-0	0	0
Depreciation	0	-0	-0	-0	-0	0	0	0	0	-0	-0	-0	0
Profit before tax	0	-0	0	-0	0	1	1	0	-1	-5	-10	-34	-34
Tax %	-38%	25%	25%	-0%	30%	30%	22%	38%	-1%	-0%	-0%	-0%
Net Profit	0	-0	0	-0	0	0	1	0	-1	-5	-10	-34	-34
EPS in Rs	0.40	-0.05	0.10	-0.20	1.06	1.49	1.79	0.53	-2.79	-16.96	-32.13	-112.91	-112.85
Dividend Payout %	-0%	-0%	-0%	-0%	-0%	-0%	-0%	-0%	-0%	-0%	-0%	-0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2019-2020	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	-100.00%	-400.00%	-100.00%	-240.00%
Change in YoY Net Profit Growth (%)	0.00%	-300.00%	300.00%	-140.00%

Aneri Fincap Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 4 years from 2019-2020 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	22%
5 Years:	-47%
3 Years:	-55%
TTM:	-76%

Compounded Profit Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	-277%

Stock Price CAGR
10 Years:	11%
5 Years:	3%
3 Years:	28%
1 Year:	19%

Return on Equity
10 Years:	%
5 Years:	%
3 Years:	%
Last Year:	%

Last Updated: September 5, 2025, 2:16 pm

Balance Sheet

Last Updated: July 25, 2025, 1:53 pm

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	3	3	3	3	3	3	3	3	3	3	3	3
Reserves	22	1	1	1	2	2	3	3	2	-3	-13	-47
Borrowings	2	15	10	86	326	913	1,026	560	314	36	32	32
Other Liabilities	0	0	0	14	36	14	1	1	1	10	11	11
Total Liabilities	27	19	14	104	366	932	1,033	567	320	46	33	0
Fixed Assets	0	0	0	0	0	1	1	0	0	0	0	0
CWIP	0	0	0	0	0	0	0	0	0	0	0	0
Investments	2	2	2	23	18	21	14	27	23	21	10	0
Other Assets	25	17	12	81	348	911	1,018	539	297	24	23	0
Total Assets	27	19	14	104	366	932	1,033	567	320	46	33	0

Reserves and Borrowings Chart

Cash Flow - No data available for this post.

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	-2.00	-15.00	-10.00	-86.00	-324.00	-903.00	0.00	-558.00	-313.00	-41.00	-42.00	-66.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	0	0	0	0	0	0	29	33	0	0	0	0
Inventory Days
Days Payable
Cash Conversion Cycle	0	0	0	0	0	0	29	33	0	0	0	0
Working Capital Days	23,491	7,188	6,726	62,196	2,990	14,717	14,881	11,448	-27	-562	-2,075	-12,101
ROCE %	1%	-0%	0%	-0%	1%	2%	0%	0%	0%	-3%	-33%	-620%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023
Promoters	38.04%	38.04%	38.04%	38.04%	38.04%	38.04%	38.04%	38.04%	27.75%	38.04%	38.04%	38.04%
Public	61.96%	61.96%	61.96%	61.96%	61.96%	61.96%	61.96%	61.96%	72.26%	61.97%	61.97%	61.97%
No. of Shareholders	1,537	1,534	1,539	1,553	1,595	1,630	1,804	1,790	1,790	1,790	1,790	1,790

Shareholding Pattern Chart

No. of Shareholders

Aneri Fincap Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	-112.90	-1.70	-0.28	-2.80	0.53
Diluted EPS (Rs.)	-112.90	-1.70	-0.28	-2.80	0.53
Cash EPS (Rs.)	-112.90	-32.13	-16.96	-2.59	1.22
Book Value[Excl.RevalReserv]/Share (Rs.)	-145.80	-32.90	-0.77	16.26	19.07
Book Value[Incl.RevalReserv]/Share (Rs.)	-145.80	-32.90	-0.77	16.26	19.07
Revenue From Operations / Share (Rs.)	0.00	6.32	21.05	35.16	54.99
PBDIT / Share (Rs.)	-112.88	-32.13	-16.87	-0.02	6.42
PBIT / Share (Rs.)	-112.88	-32.13	-16.87	-0.24	5.72
PBT / Share (Rs.)	-112.90	-32.13	-16.96	-2.81	0.86
Net Profit / Share (Rs.)	-112.90	-32.13	-16.96	-2.80	0.53
PBDIT Margin (%)	0.00	-508.62	-80.16	-0.06	11.66
PBIT Margin (%)	0.00	-508.62	-80.16	-0.68	10.41
PBT Margin (%)	0.00	-508.73	-80.58	-7.98	1.56
Net Profit Margin (%)	0.00	-508.63	-80.58	-7.97	0.96
Return on Networth / Equity (%)	0.00	0.00	0.00	-17.23	2.79
Return on Capital Employeed (%)	104.81	97.71	-53.50	-0.02	0.31
Return On Assets (%)	-80613.74	-29.14	-11.18	-0.26	0.02
Long Term Debt / Equity (X)	0.00	0.00	0.00	63.23	94.23
Total Debt / Equity (X)	-0.73	-3.26	-155.65	64.06	97.50
Asset Turnover Ratio (%)	0.00	0.04	0.03	0.02	0.02
Current Ratio (X)	0.00	0.77	1.26	70.32	28.49
Quick Ratio (X)	0.00	0.77	1.26	70.32	28.49
Interest Coverage Ratio (X)	-5967.25	-4609.62	-191.86	-0.01	1.32
Interest Coverage Ratio (Post Tax) (X)	-5967.25	-4608.71	-191.86	-0.09	1.11
Enterprise Value (Cr.)	34.61	31.99	37.03	315.76	562.39
EV / Net Operating Revenue (X)	0.00	16.81	5.84	29.81	33.94
EV / EBITDA (X)	-1.02	-3.31	-7.28	-43034.70	290.88
MarketCap / Net Operating Revenue (X)	0.00	0.64	0.22	0.22	0.15
Price / BV (X)	-0.04	-0.12	-6.13	0.47	0.45
Price / Net Operating Revenue (X)	0.00	0.64	0.22	0.22	0.15
EarningsYield	-15.70	-7.84	-3.59	-0.36	0.06

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fundamental Analysis of Aneri Fincap Ltd

Aneri Fincap Ltd. is a Public Limited Listed company incorporated on 07/12/1990 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L65910MH1990PLC295982 and registration number is 017818. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company’s Total Operating Revenue is Rs. 6.34 Cr. and Equity Capital is Rs. 3.01 Cr. for the Year ended 31/03/2022.

INDUSTRY	ADDRESS	CONTACT
Non-Banking Financial Company (NBFC)	Unit No. 310, B2B Centre Co-operative Premises Society Ltd., Mumbai Maharashtra 400064	farryind@gmail.com http://www.anerifincap.com

Management
Name	Position Held
Mrs. Leena Krishnan Kavassery	Managing Director
Mr. Shreyansh Chandrakant Shah	Director
Mr. Lalit Durgeshbhai Kumawat	Director

Aneri Fincap Ltd. Share Price Update
Share Price	Value
Today	₹7.54
Previous Day	₹7.54

FAQ

What is the intrinsic value of Aneri Fincap Ltd and is it undervalued?

As of 19 April 2026, Aneri Fincap Ltd's intrinsic value is ₹65.94, which is 758.59% higher than the current market price of ₹7.68, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (%), book value (₹146), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Aneri Fincap Ltd?

Aneri Fincap Ltd is trading at ₹7.68 as of 19 April 2026, with a FY2026-2027 high of ₹8.48 and low of ₹7.68. The stock is currently near its 52-week low. Market cap stands at ₹2.31 Cr..

How does Aneri Fincap Ltd's P/E ratio compare to its industry?

Aneri Fincap Ltd has a P/E ratio of , which is below the industry average of 101.56. This is broadly in line with or below the industry average.

Is Aneri Fincap Ltd financially healthy?

Key indicators for Aneri Fincap Ltd: ROCE of 620 % indicates efficient capital utilization; ROE of % is below ideal levels (industry average: 8.84%). Dividend yield is 0.00 %.

Is Aneri Fincap Ltd profitable and how is the profit trend?

Aneri Fincap Ltd reported a net profit of ₹-34 Cr in Mar 2024 on revenue of ₹1 Cr. Compared to ₹-1 Cr in Mar 2021, the net profit shows a mixed trend.

Does Aneri Fincap Ltd pay dividends?

Aneri Fincap Ltd has a dividend yield of 0.00 % at the current price of ₹7.68. The company is currently not paying meaningful dividends.