Share Price and Basic Stock Data
Last Updated: December 18, 2025, 2:56 pm
| PEG Ratio | -0.12 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Available Finance Ltd operates as a Non-Banking Financial Company (NBFC) in India, yet its recent financial history reveals an unusual pattern. Over the past several quarters, the company has reported zero sales, expenses, and operating profits. This stagnation raises eyebrows, especially in an industry that typically thrives on lending and investment activities. The company’s market capitalization stands at ₹152 Cr, with a price per share of ₹149. This minimal revenue generation, coupled with a price-to-earnings ratio of just 1.35, suggests that investors are valuing the stock based on past performance rather than current operational success. Moreover, the company’s return on equity (ROE) is reported at 9.15%, which, while decent, is overshadowed by its return on capital employed (ROCE) of a mere 0.03%. These figures indicate a potential misalignment between asset utilization and profitability, which is critical for investors seeking growth in this sector.
Profitability and Efficiency Metrics
Available Finance’s profitability metrics tell a complex story. The operating profit margin (OPM) has fluctuated significantly; it peaked at 67% in December 2022 but saw a sharp decline to 23% by June 2023. Such volatility raises questions about operational efficiency and cost management. Despite the lack of revenue, the company reported a net profit of ₹106 Cr for the trailing twelve months, illustrating some level of financial stability, albeit from prior earnings. The absence of interest expenses is noteworthy, suggesting that Available Finance has not taken on any borrowings, which could be seen as a double-edged sword. On one hand, it means the company is not burdened by debt; on the other, it may indicate a lack of investment in growth avenues. With a net profit margin of 39.79%, the company appears to maintain a solid buffer against operational costs, but the overall lack of revenue generation is a significant concern.
Balance Sheet Strength and Financial Ratios
The balance sheet of Available Finance Ltd is characterized by substantial reserves of ₹1,252 Cr and no borrowings, reflecting a prudent financial strategy aimed at maintaining liquidity. This lack of debt places the company in a comfortable position to weather economic downturns. However, its price-to-book value ratio of 0.17x suggests that the market may not fully recognize the value of its assets, which could be an opportunity for discerning investors. The company recorded a current ratio of 20808.22, indicating excellent liquidity, but such an extraordinarily high figure may also hint at underutilization of assets. The interest coverage ratio stands at 0.00x, which, while not alarming given the absence of debt, raises concerns about the company’s ability to generate income from its capital. Overall, while the balance sheet appears robust, the lack of operational activity and corresponding financial ratios suggests a need for strategic repositioning.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Available Finance Ltd reveals a significant concentration of ownership, with promoters holding 66.32% of the shares. This high level of promoter ownership can instill confidence among investors, as it often aligns the interests of management with those of shareholders. However, the public ownership stands at 33.68%, which, while not negligible, indicates a limited retail investor base. The number of shareholders has increased from 2,308 in December 2022 to 4,933 by September 2025, reflecting growing interest, albeit within a niche investor community. The absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) could suggest a lack of institutional confidence or interest, which may impact the stock’s liquidity and perceived stability. This dynamic could either present an opportunity for retail investors to gain entry at a lower valuation or signal caution regarding the company’s operational future.
Outlook, Risks, and Final Insight
Looking ahead, Available Finance Ltd faces several risks that investors should consider. The most pressing concern is the company’s inability to generate revenue, which could hinder its long-term viability and growth potential. Additionally, the volatility in profitability metrics may indicate underlying operational issues that need to be addressed. However, the strong balance sheet and absence of debt could provide a cushion during challenging market conditions. Investors might view Available Finance as a speculative play; the current valuation could be an attractive entry point if the company manages to pivot and revitalize its operations. Yet, investors must remain vigilant about the risks of stagnation and the lack of institutional backing, which could weigh on stock performance. In essence, while the financials present a mixed bag, the potential for recovery exists, contingent upon effective strategic initiatives moving forward.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 8.33 Cr. | 0.83 | 9.18/0.81 | 24.5 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 458 Cr. | 62.9 | 134/60.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.1 Cr. | 16.5 | 34.4/15.0 | 11.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 36.3 Cr. | 80.6 | 163/74.8 | 19.4 | 238 | 1.26 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,707.43 Cr | 453.00 | 53.03 | 522.46 | 0.23% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 62% | 65% | 67% | 55% | 23% | 57% | 64% | 57% | 57% | 43% | 50% | 64% | 33% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax % | 0% | 25% | 20% | 88% | 33% | 12% | 22% | 25% | 25% | 33% | 29% | 22% | 20% |
| Net Profit | 89 | 17 | 27 | 39 | 22 | 16 | 49 | 33 | 35 | 16 | 21 | 32 | 37 |
| EPS in Rs | 87.63 | 16.86 | 26.51 | 37.75 | 21.34 | 15.23 | 47.63 | 32.25 | 34.75 | 15.72 | 20.23 | 31.42 | 36.74 |
Last Updated: August 19, 2025, 10:55 pm
Below is a detailed analysis of the quarterly data for Available Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Expenses, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For OPM %, as of Jun 2025, the value is 33.00%. The value appears to be declining and may need further review. It has decreased from 64.00% (Mar 2025) to 33.00%, marking a decrease of 31.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Tax %, as of Jun 2025, the value is 20.00%. The value appears to be improving (decreasing) as expected. It has decreased from 22.00% (Mar 2025) to 20.00%, marking a decrease of 2.00%.
- For Net Profit, as of Jun 2025, the value is 37.00 Cr.. The value appears strong and on an upward trend. It has increased from 32.00 Cr. (Mar 2025) to 37.00 Cr., marking an increase of 5.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 36.74. The value appears strong and on an upward trend. It has increased from 31.42 (Mar 2025) to 36.74, marking an increase of 5.32.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:08 am
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Expenses | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Profit | 3 | 2 | -1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 93% | 90% | -69% | 61% | 89% | 67% | 65% | 66% | 53% | 53% | 53% |
| Other Income | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 3 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | -1 | -0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax % | 41% | 32% | -1% | 50% | 2% | 0% | 22% | 33% | 21% | 23% | |
| Net Profit | 8 | 30 | 44 | 35 | 49 | 85 | 209 | 172 | 119 | 104 | 114 |
| EPS in Rs | 8.18 | 29.42 | 43.27 | 34.59 | 48.18 | 83.28 | 204.78 | 168.74 | 116.45 | 102.13 | 111.27 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 275.00% | 46.67% | -20.45% | 40.00% | 73.47% | 145.88% | -17.70% | -30.81% | -12.61% |
| Change in YoY Net Profit Growth (%) | 0.00% | -228.33% | -67.12% | 60.45% | 33.47% | 72.41% | -163.59% | -13.11% | 18.21% |
Available Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -13% |
| 3 Years: | -6% |
| TTM: | 2% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 16% |
| 3 Years: | -21% |
| TTM: | -20% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 49% |
| 5 Years: | 87% |
| 3 Years: | -8% |
| 1 Year: | -33% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 17% |
| 3 Years: | 13% |
| Last Year: | 9% |
Last Updated: September 5, 2025, 2:31 pm
Balance Sheet
Last Updated: December 4, 2025, 2:27 am
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 105 | 172 | 208 | 246 | 263 | 472 | 731 | 932 | 1,072 | 1,186 | 1,252 |
| Borrowings | 19 | 7 | 7 | 4 | 2 | 2 | 2 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities | 135 | 189 | 226 | 260 | 275 | 484 | 743 | 943 | 1,082 | 1,196 | 1,263 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 115 | 182 | 219 | 257 | 275 | 477 | 736 | 937 | 1,076 | 1,190 | 1,256 |
| Other Assets | 19 | 8 | 6 | 3 | 1 | 7 | 8 | 6 | 6 | 7 | 7 |
| Total Assets | 135 | 189 | 226 | 260 | 275 | 484 | 743 | 943 | 1,082 | 1,196 | 1,263 |
Below is a detailed analysis of the balance sheet data for Available Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10.00 Cr..
- For Reserves, as of Sep 2025, the value is 1,252.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,186.00 Cr. (Mar 2025) to 1,252.00 Cr., marking an increase of 66.00 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,263.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,196.00 Cr. (Mar 2025) to 1,263.00 Cr., marking an increase of 67.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1,256.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,190.00 Cr. (Mar 2025) to 1,256.00 Cr., marking an increase of 66.00 Cr..
- For Other Assets, as of Sep 2025, the value is 7.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 7.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,263.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,196.00 Cr. (Mar 2025) to 1,263.00 Cr., marking an increase of 67.00 Cr..
Notably, the Reserves (1,252.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -16.00 | -5.00 | -8.00 | -4.00 | -1.00 | -2.00 | -2.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Inventory Days | ||||||||||
| Days Payable | ||||||||||
| Cash Conversion Cycle | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Working Capital Days | 453 | 287 | 192 | 261 | 192 | 425 | 90 | -18 | -20 | 96 |
| ROCE % | 1% | -0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 102.13 | 116.45 | 168.74 | 204.78 | 83.28 |
| Diluted EPS (Rs.) | 102.13 | 116.45 | 168.74 | 204.78 | 83.28 |
| Cash EPS (Rs.) | 0.22 | 0.22 | 0.20 | 0.34 | 0.36 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1172.39 | 1060.11 | 923.79 | 726.51 | 472.84 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1172.39 | 1060.11 | 923.79 | 726.51 | 472.84 |
| Revenue From Operations / Share (Rs.) | 0.55 | 0.53 | 0.57 | 0.62 | 0.54 |
| PBDIT / Share (Rs.) | 0.29 | 0.28 | 0.38 | 0.44 | 0.35 |
| PBIT / Share (Rs.) | 0.29 | 0.28 | 0.38 | 0.43 | 0.35 |
| PBT / Share (Rs.) | 0.29 | 0.28 | 0.32 | 0.43 | 0.35 |
| Net Profit / Share (Rs.) | 0.22 | 0.22 | 0.20 | 0.34 | 0.36 |
| NP After MI And SOA / Share (Rs.) | 102.13 | 116.45 | 168.74 | 204.78 | 83.28 |
| PBDIT Margin (%) | 53.03 | 53.42 | 66.86 | 70.75 | 66.20 |
| PBIT Margin (%) | 52.72 | 53.22 | 66.80 | 70.73 | 66.20 |
| PBT Margin (%) | 52.72 | 53.22 | 55.56 | 70.73 | 66.20 |
| Net Profit Margin (%) | 39.76 | 42.63 | 35.94 | 55.88 | 67.43 |
| NP After MI And SOA Margin (%) | 18387.03 | 21743.42 | 29199.82 | 32926.87 | 15374.65 |
| Return on Networth / Equity (%) | 8.71 | 10.98 | 18.26 | 28.18 | 17.61 |
| Return on Capital Employeed (%) | 0.02 | 0.02 | 0.04 | 0.06 | 0.07 |
| Return On Assets (%) | 8.70 | 10.98 | 18.26 | 28.11 | 17.54 |
| Current Ratio (X) | 20798.46 | 25570.71 | 36494.57 | 387.97 | 253.41 |
| Quick Ratio (X) | 20798.46 | 25570.71 | 36494.57 | 387.97 | 253.41 |
| Interest Coverage Ratio (X) | 0.00 | 0.00 | 5.95 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 0.00 | 4.20 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 205.65 | 223.95 | 134.31 | 137.08 | 14.38 |
| EV / Net Operating Revenue (X) | 362.86 | 409.79 | 227.77 | 216.00 | 26.01 |
| EV / EBITDA (X) | 684.20 | 767.05 | 340.62 | 305.30 | 39.29 |
| MarketCap / Net Operating Revenue (X) | 363.05 | 409.84 | 227.81 | 213.05 | 23.54 |
| Price / BV (X) | 0.17 | 0.20 | 0.14 | 0.18 | 0.02 |
| Price / Net Operating Revenue (X) | 363.33 | 410.28 | 228.16 | 213.37 | 23.57 |
| EarningsYield | 0.50 | 0.53 | 1.28 | 1.55 | 6.53 |
After reviewing the key financial ratios for Available Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
- For Diluted EPS (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.22.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1,172.39. It has increased from 1,060.11 (Mar 24) to 1,172.39, marking an increase of 112.28.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1,172.39. It has increased from 1,060.11 (Mar 24) to 1,172.39, marking an increase of 112.28.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.55. It has increased from 0.53 (Mar 24) to 0.55, marking an increase of 0.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.29. This value is below the healthy minimum of 2. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.29. This value is within the healthy range. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.29. This value is within the healthy range. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 2. There is no change compared to the previous period (Mar 24) which recorded 0.22.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
- For PBDIT Margin (%), as of Mar 25, the value is 53.03. This value is within the healthy range. It has decreased from 53.42 (Mar 24) to 53.03, marking a decrease of 0.39.
- For PBIT Margin (%), as of Mar 25, the value is 52.72. This value exceeds the healthy maximum of 20. It has decreased from 53.22 (Mar 24) to 52.72, marking a decrease of 0.50.
- For PBT Margin (%), as of Mar 25, the value is 52.72. This value is within the healthy range. It has decreased from 53.22 (Mar 24) to 52.72, marking a decrease of 0.50.
- For Net Profit Margin (%), as of Mar 25, the value is 39.76. This value exceeds the healthy maximum of 10. It has decreased from 42.63 (Mar 24) to 39.76, marking a decrease of 2.87.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 18,387.03. This value exceeds the healthy maximum of 20. It has decreased from 21,743.42 (Mar 24) to 18,387.03, marking a decrease of 3,356.39.
- For Return on Networth / Equity (%), as of Mar 25, the value is 8.71. This value is below the healthy minimum of 15. It has decreased from 10.98 (Mar 24) to 8.71, marking a decrease of 2.27.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.02.
- For Return On Assets (%), as of Mar 25, the value is 8.70. This value is within the healthy range. It has decreased from 10.98 (Mar 24) to 8.70, marking a decrease of 2.28.
- For Current Ratio (X), as of Mar 25, the value is 20,798.46. This value exceeds the healthy maximum of 3. It has decreased from 25,570.71 (Mar 24) to 20,798.46, marking a decrease of 4,772.25.
- For Quick Ratio (X), as of Mar 25, the value is 20,798.46. This value exceeds the healthy maximum of 2. It has decreased from 25,570.71 (Mar 24) to 20,798.46, marking a decrease of 4,772.25.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 205.65. It has decreased from 223.95 (Mar 24) to 205.65, marking a decrease of 18.30.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 362.86. This value exceeds the healthy maximum of 3. It has decreased from 409.79 (Mar 24) to 362.86, marking a decrease of 46.93.
- For EV / EBITDA (X), as of Mar 25, the value is 684.20. This value exceeds the healthy maximum of 15. It has decreased from 767.05 (Mar 24) to 684.20, marking a decrease of 82.85.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 363.05. This value exceeds the healthy maximum of 3. It has decreased from 409.84 (Mar 24) to 363.05, marking a decrease of 46.79.
- For Price / BV (X), as of Mar 25, the value is 0.17. This value is below the healthy minimum of 1. It has decreased from 0.20 (Mar 24) to 0.17, marking a decrease of 0.03.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 363.33. This value exceeds the healthy maximum of 3. It has decreased from 410.28 (Mar 24) to 363.33, marking a decrease of 46.95.
- For EarningsYield, as of Mar 25, the value is 0.50. This value is below the healthy minimum of 5. It has decreased from 0.53 (Mar 24) to 0.50, marking a decrease of 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Available Finance Ltd:
- Net Profit Margin: 39.76%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.02% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 8.71% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 20798.46
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 1.4 (Industry average Stock P/E: 53.03)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 39.76%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | Agarwal House, 5, Yeshwant Colony, Indore Madhya Pradesh 452003 | cs@availablefinance.in http://www.availablefinance.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rakesh Sahu | WholeTime Director & CFO |
| Mr. Vikas Gupta | Non Executive Director |
| Mr. Rajendra Kumar Sohani | Non Executive Director |
| Mr. Dhawal Bagmar | Independent Director |
| Mr. Pradhumn Pathak | Independent Director |
| Ms. Apoorva Jain | Independent Woman Director |
FAQ
What is the intrinsic value of Available Finance Ltd?
Available Finance Ltd's intrinsic value (as of 18 December 2025) is 129.30 which is 17.12% lower the current market price of 156.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 159 Cr. market cap, FY2025-2026 high/low of 365/145, reserves of ₹1,252 Cr, and liabilities of 1,263 Cr.
What is the Market Cap of Available Finance Ltd?
The Market Cap of Available Finance Ltd is 159 Cr..
What is the current Stock Price of Available Finance Ltd as on 18 December 2025?
The current stock price of Available Finance Ltd as on 18 December 2025 is 156.
What is the High / Low of Available Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Available Finance Ltd stocks is 365/145.
What is the Stock P/E of Available Finance Ltd?
The Stock P/E of Available Finance Ltd is 1.40.
What is the Book Value of Available Finance Ltd?
The Book Value of Available Finance Ltd is 1,237.
What is the Dividend Yield of Available Finance Ltd?
The Dividend Yield of Available Finance Ltd is 0.00 %.
What is the ROCE of Available Finance Ltd?
The ROCE of Available Finance Ltd is 0.03 %.
What is the ROE of Available Finance Ltd?
The ROE of Available Finance Ltd is 9.15 %.
What is the Face Value of Available Finance Ltd?
The Face Value of Available Finance Ltd is 10.0.