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Last Updated on: 30 August, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 531310 | NSE: AVAILFC

Available Finance Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: August 29, 2025, 7:48 pm

Market Cap 161 Cr.
Current Price 158
High / Low 471/156
Stock P/E1.52
Book Value 1,172
Dividend Yield0.00 %
ROCE0.03 %
ROE9.15 %
Face Value 10.0
PEG Ratio0.36

Quick Insight

Available Finance Ltd, a Non-Banking Financial Company (NBFC), currently shows a compelling intrinsic value with a share price of 165 and a market cap of 168 Cr. The low P/E ratio of 1.58 indicates undervaluation, supported by a decent ROE of 9.15% and OPM of 33%. However, the ROCE of 0.03% raises concerns about capital efficiency. With no borrowings and a healthy reserve of 1,186 Cr, the company seems financially stable. The extremely low P/BV ratio of 0.17x and ICR of 0.00x suggest potential deep value opportunities for investors. Overall, Available Finance Ltd presents an intriguing investment proposition, combining undervaluation with financial stability, albeit with some operational efficiency challenges.

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Available Finance Ltd

Competitors of Available Finance Ltd

Stock Name Market Cap Current Price High / Low Stock P/E Book Value Dividend Yield ROCE ROE Face Value
Minolta Finance Ltd 13.2 Cr. 1.32 1.91/0.7888.0 1.070.00 %0.40 %0.09 % 1.00
Money Masters Leasing & Finance Ltd 15.8 Cr. 1.57 15.6/1.0624.6 1.570.00 %2.44 %4.84 % 1.00
Moneyboxx Finance Ltd 436 Cr. 133 305/130 79.80.00 %8.73 %0.58 % 10.0
Moongipa Capital Finance Ltd 16.6 Cr. 18.1 41.0/17.512.4 24.90.00 %15.0 %9.43 % 10.0
Morarka Finance Ltd 42.8 Cr. 95.2 191/90.033.2 2121.05 %2.46 %2.17 % 10.0
Industry Average26,747.26 Cr499.8898.58498.560.20%15.80%8.89%8.48

All Competitor Stocks of Available Finance Ltd

Quarterly Result

MetricJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Sales 0000000000000
Expenses 0000000000000
Operating Profit 0000000000000
OPM % 62%65%67%55%23%57%64%57%57%43%50%64%33%
Other Income 0000000000000
Interest 0000000000000
Depreciation 0000000000000
Profit before tax 0000000000000
Tax % 0%25%20%88%33%12%22%25%25%33%29%22%20%
Net Profit 89172739221649333516213237
EPS in Rs 87.6316.8626.5137.7521.3415.2347.6332.2534.7515.7220.2331.4236.74

Last Updated: August 19, 2025, 10:55 pm

Below is a detailed analysis of the quarterly data for Available Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:

  • For Sales, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Expenses, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Operating Profit, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For OPM %, as of Jun 2025, the value is 33.00%. The value appears to be declining and may need further review. It has decreased from 64.00% (Mar 2025) to 33.00%, marking a decrease of 31.00%.
  • For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Profit before tax, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Tax %, as of Jun 2025, the value is 20.00%. The value appears to be improving (decreasing) as expected. It has decreased from 22.00% (Mar 2025) to 20.00%, marking a decrease of 2.00%.
  • For Net Profit, as of Jun 2025, the value is 37.00 Cr.. The value appears strong and on an upward trend. It has increased from 32.00 Cr. (Mar 2025) to 37.00 Cr., marking an increase of 5.00 Cr..
  • For EPS in Rs, as of Jun 2025, the value is 36.74. The value appears strong and on an upward trend. It has increased from 31.42 (Mar 2025) to 36.74, marking an increase of 5.32.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: June 16, 2025, 2:45 pm

MetricMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Sales 3211111111
Expenses 0020000000
Operating Profit 32-10100000
OPM % 93%90%-69%61%89%67%65%66%53%53%
Other Income -0000000000
Interest 3210000000
Depreciation 0000000000
Profit before tax 00-1-0100000
Tax % 41%32%-1%50%2%0%22%33%21%23%
Net Profit 83044354985209172119104
EPS in Rs 8.1829.4243.2734.5948.1883.28204.78168.74116.45102.13
Dividend Payout % 0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)275.00%46.67%-20.45%40.00%73.47%145.88%-17.70%-30.81%-12.61%
Change in YoY Net Profit Growth (%)0.00%-228.33%-67.12%60.45%33.47%72.41%-163.59%-13.11%18.21%

Available Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:%
5 Years:-13%
3 Years:-6%
TTM:2%
Compounded Profit Growth
10 Years:%
5 Years:16%
3 Years:-21%
TTM:-20%
Stock Price CAGR
10 Years:48%
5 Years:82%
3 Years:-15%
1 Year:-38%
Return on Equity
10 Years:%
5 Years:17%
3 Years:13%
Last Year:9%

Last Updated: Unknown

Balance Sheet

Last Updated: July 25, 2025, 1:47 pm

MonthMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital 10101010101010101010
Reserves 1051722082462634727319321,0721,186
Borrowings 19774222000
Other Liabilities 0000000000
Total Liabilities 1351892262602754847439431,0821,196
Fixed Assets 0000000000
CWIP 0000000000
Investments 1151822192572754777369371,0761,190
Other Assets 19863178667
Total Assets 1351892262602754847439431,0821,196

Below is a detailed analysis of the balance sheet data for Available Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Mar 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 10.00 Cr..
  • For Reserves, as of Mar 2025, the value is 1,186.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,072.00 Cr. (Mar 2024) to 1,186.00 Cr., marking an increase of 114.00 Cr..
  • For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For Other Liabilities, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For Total Liabilities, as of Mar 2025, the value is 1,196.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,082.00 Cr. (Mar 2024) to 1,196.00 Cr., marking an increase of 114.00 Cr..
  • For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For Investments, as of Mar 2025, the value is 1,190.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,076.00 Cr. (Mar 2024) to 1,190.00 Cr., marking an increase of 114.00 Cr..
  • For Other Assets, as of Mar 2025, the value is 7.00 Cr.. The value appears strong and on an upward trend. It has increased from 6.00 Cr. (Mar 2024) to 7.00 Cr., marking an increase of 1.00 Cr..
  • For Total Assets, as of Mar 2025, the value is 1,196.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,082.00 Cr. (Mar 2024) to 1,196.00 Cr., marking an increase of 114.00 Cr..

Notably, the Reserves (1,186.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +-0-0043-6-1200
Cash from Investing Activity +0000-160000
Cash from Financing Activity +000-4-200-200
Net Cash Flow-0-000-00-1000

Free Cash Flow

MonthMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-16.00-5.00-8.00-4.00-1.00-2.00-2.000.000.000.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days-0-0-0-0-0-0-0-0-0-0
Inventory Days
Days Payable
Cash Conversion Cycle-0-0-0-0-0-0-0-0-0-0
Working Capital Days45328719226119242590-18-2090
ROCE %1%-0%0%0%0%0%0%0%0%

Financial Efficiency Indicators Chart

No valid data available for the Shareholding

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 102.13116.45168.74204.7883.28
Diluted EPS (Rs.) 102.13116.45168.74204.7883.28
Cash EPS (Rs.) 0.220.220.200.340.36
Book Value[Excl.RevalReserv]/Share (Rs.) 1172.391060.11923.79726.51472.84
Book Value[Incl.RevalReserv]/Share (Rs.) 1172.391060.11923.79726.51472.84
Revenue From Operations / Share (Rs.) 0.550.530.570.620.54
PBDIT / Share (Rs.) 0.290.280.380.440.35
PBIT / Share (Rs.) 0.290.280.380.430.35
PBT / Share (Rs.) 0.290.280.320.430.35
Net Profit / Share (Rs.) 0.220.220.200.340.36
NP After MI And SOA / Share (Rs.) 102.13116.45168.74204.7883.28
PBDIT Margin (%) 53.0453.4266.8670.7566.20
PBIT Margin (%) 52.7453.2266.8070.7366.20
PBT Margin (%) 52.7453.2255.5670.7366.20
Net Profit Margin (%) 39.7942.6335.9455.8867.43
NP After MI And SOA Margin (%) 18388.3321743.4229199.8232926.8715374.65
Return on Networth / Equity (%) 8.7110.9818.2628.1817.61
Return on Capital Employeed (%) 0.020.020.040.060.07
Return On Assets (%) 8.7010.9818.2628.1117.54
Current Ratio (X) 20808.2225570.7136494.57387.97253.41
Quick Ratio (X) 20808.2225570.7136494.57387.97253.41
Interest Coverage Ratio (X) 0.000.005.950.000.00
Interest Coverage Ratio (Post Tax) (X) 0.000.004.200.000.00
Enterprise Value (Cr.) 205.65223.95134.31137.0814.38
EV / Net Operating Revenue (X) 362.89409.79227.77216.0026.01
EV / EBITDA (X) 684.12767.05340.62305.3039.29
MarketCap / Net Operating Revenue (X) 363.08409.84227.81213.0523.54
Price / BV (X) 0.170.200.140.180.02
Price / Net Operating Revenue (X) 363.33410.28228.16213.3723.57
EarningsYield 0.500.531.281.556.53

After reviewing the key financial ratios for Available Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
  • For Diluted EPS (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
  • For Cash EPS (Rs.), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.22.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1,172.39. It has increased from 1,060.11 (Mar 24) to 1,172.39, marking an increase of 112.28.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1,172.39. It has increased from 1,060.11 (Mar 24) to 1,172.39, marking an increase of 112.28.
  • For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.55. It has increased from 0.53 (Mar 24) to 0.55, marking an increase of 0.02.
  • For PBDIT / Share (Rs.), as of Mar 25, the value is 0.29. This value is below the healthy minimum of 2. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
  • For PBIT / Share (Rs.), as of Mar 25, the value is 0.29. This value is within the healthy range. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
  • For PBT / Share (Rs.), as of Mar 25, the value is 0.29. This value is within the healthy range. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
  • For Net Profit / Share (Rs.), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 2. There is no change compared to the previous period (Mar 24) which recorded 0.22.
  • For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
  • For PBDIT Margin (%), as of Mar 25, the value is 53.04. This value is within the healthy range. It has decreased from 53.42 (Mar 24) to 53.04, marking a decrease of 0.38.
  • For PBIT Margin (%), as of Mar 25, the value is 52.74. This value exceeds the healthy maximum of 20. It has decreased from 53.22 (Mar 24) to 52.74, marking a decrease of 0.48.
  • For PBT Margin (%), as of Mar 25, the value is 52.74. This value is within the healthy range. It has decreased from 53.22 (Mar 24) to 52.74, marking a decrease of 0.48.
  • For Net Profit Margin (%), as of Mar 25, the value is 39.79. This value exceeds the healthy maximum of 10. It has decreased from 42.63 (Mar 24) to 39.79, marking a decrease of 2.84.
  • For NP After MI And SOA Margin (%), as of Mar 25, the value is 18,388.33. This value exceeds the healthy maximum of 20. It has decreased from 21,743.42 (Mar 24) to 18,388.33, marking a decrease of 3,355.09.
  • For Return on Networth / Equity (%), as of Mar 25, the value is 8.71. This value is below the healthy minimum of 15. It has decreased from 10.98 (Mar 24) to 8.71, marking a decrease of 2.27.
  • For Return on Capital Employeed (%), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.02.
  • For Return On Assets (%), as of Mar 25, the value is 8.70. This value is within the healthy range. It has decreased from 10.98 (Mar 24) to 8.70, marking a decrease of 2.28.
  • For Current Ratio (X), as of Mar 25, the value is 20,808.22. This value exceeds the healthy maximum of 3. It has decreased from 25,570.71 (Mar 24) to 20,808.22, marking a decrease of 4,762.49.
  • For Quick Ratio (X), as of Mar 25, the value is 20,808.22. This value exceeds the healthy maximum of 2. It has decreased from 25,570.71 (Mar 24) to 20,808.22, marking a decrease of 4,762.49.
  • For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
  • For Enterprise Value (Cr.), as of Mar 25, the value is 205.65. It has decreased from 223.95 (Mar 24) to 205.65, marking a decrease of 18.30.
  • For EV / Net Operating Revenue (X), as of Mar 25, the value is 362.89. This value exceeds the healthy maximum of 3. It has decreased from 409.79 (Mar 24) to 362.89, marking a decrease of 46.90.
  • For EV / EBITDA (X), as of Mar 25, the value is 684.12. This value exceeds the healthy maximum of 15. It has decreased from 767.05 (Mar 24) to 684.12, marking a decrease of 82.93.
  • For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 363.08. This value exceeds the healthy maximum of 3. It has decreased from 409.84 (Mar 24) to 363.08, marking a decrease of 46.76.
  • For Price / BV (X), as of Mar 25, the value is 0.17. This value is below the healthy minimum of 1. It has decreased from 0.20 (Mar 24) to 0.17, marking a decrease of 0.03.
  • For Price / Net Operating Revenue (X), as of Mar 25, the value is 363.33. This value exceeds the healthy maximum of 3. It has decreased from 410.28 (Mar 24) to 363.33, marking a decrease of 46.95.
  • For EarningsYield, as of Mar 25, the value is 0.50. This value is below the healthy minimum of 5. It has decreased from 0.53 (Mar 24) to 0.50, marking a decrease of 0.03.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Available Finance Ltd as of August 30, 2025 is: 133.01

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of August 30, 2025, Available Finance Ltd is Overvalued by 15.82% compared to the current share price 158.00

Intrinsic Value of Available Finance Ltd as of August 30, 2025 is: 138.55

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of August 30, 2025, Available Finance Ltd is Overvalued by 12.31% compared to the current share price 158.00

Last 5 Year EPS CAGR: 4.17%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock is trading at a low valuation with an average P/B ratio of 0.35 and average Dividend Yield of 61.94%.
  2. The stock has a low average Cash Conversion Cycle of 0.00, which is a positive sign.
  3. The company has higher reserves (538.70 cr) compared to borrowings (4.30 cr), indicating strong financial stability.
  1. The stock has a low average ROCE of 0.10%, which may not be favorable.
  2. The stock has a high average Working Capital Days of 195.20, which may not be favorable.
  3. The company has not shown consistent growth in sales (1.30) and profit (0.00).

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Available Finance Ltd:
    1. Net Profit Margin: 39.79%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0.02% (Industry Average ROCE: 15.8%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 8.71% (Industry Average ROE: 8.8%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 20808.22
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 1.52 (Industry average Stock P/E: 80.22)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Available Finance Ltd. is a Public Limited Listed company incorporated on 03/02/1993 and has its registered office in the State of Madhya Pradesh, India. Company's Corporate Identification Number(CIN) is L67120MP1993PLC007481 and registration number is 007481. Currently company belongs to the Industry of Non-Banking Financial Company (NBFC). Company's Total Operating Revenue is Rs. 0.57 Cr. and Equity Capital is Rs. 10.20 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)Agarwal House, Ground Floor, Indore Madhya Pradesh 452003cs@availablefinance.in
http://www.availablefinance.in
Management
NamePosition Held
Mr. Rakesh SahuWholeTime Director & CFO
Mr. Rajendra Kumar SohaniNon Executive Director
Mr. Sahive Alam KhanIndependent Director
Ms. Priyanka JhaIndependent Woman Director
Mr. Vikas GuptaNon Executive Director
Mr. Aseem TrivediIndependent Director

FAQ

What is the intrinsic value of Available Finance Ltd?

Available Finance Ltd's intrinsic value (as of 30 August 2025) is 133.01 which is 15.82% lower the current market price of ₹158.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹161 Cr. market cap, FY2025-2026 high/low of 471/156, reserves of ₹1,186 Cr, and liabilities of 1,196 Cr.

What is the Market Cap of Available Finance Ltd?

The Market Cap of Available Finance Ltd is 161 Cr..

What is the current Stock Price of Available Finance Ltd as on 30 August 2025?

The current stock price of Available Finance Ltd as on 30 August 2025 is 158.

What is the High / Low of Available Finance Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Available Finance Ltd stocks is 471/156.

What is the Stock P/E of Available Finance Ltd?

The Stock P/E of Available Finance Ltd is 1.52.

What is the Book Value of Available Finance Ltd?

The Book Value of Available Finance Ltd is 1,172.

What is the Dividend Yield of Available Finance Ltd?

The Dividend Yield of Available Finance Ltd is 0.00 %.

What is the ROCE of Available Finance Ltd?

The ROCE of Available Finance Ltd is 0.03 %.

What is the ROE of Available Finance Ltd?

The ROE of Available Finance Ltd is 9.15 %.

What is the Face Value of Available Finance Ltd?

The Face Value of Available Finance Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Available Finance Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE