Share Price and Basic Stock Data
Last Updated: January 7, 2026, 8:14 pm
| PEG Ratio | -0.13 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Available Finance Ltd, operating in the Non-Banking Financial Company (NBFC) sector, reported a market capitalization of ₹166 Cr. The company’s stock price stood at ₹163, reflecting a low Price-to-Earnings (P/E) ratio of 1.46, which is significantly lower than typical sector averages. The company has not recorded any sales or operational income over multiple quarters, including from September 2022 to September 2024. This consistent lack of revenue generation raises questions about its business viability and operational strategy. Despite this, the firm has a solid reserve base, currently amounting to ₹1,252 Cr, indicating a potential cushion for future operations or investments. The absence of borrowings at ₹0 Cr suggests a conservative approach to leverage, which can be beneficial in volatile markets. However, the complete absence of revenue raises concerns about the sustainability of its operations moving forward.
Profitability and Efficiency Metrics
Available Finance Ltd reported a trailing twelve months (TTM) net profit of ₹114 Cr, showcasing a profitability ratio that raises eyebrows given the lack of operational revenue. The company’s operating profit margins (OPM) varied over the reporting periods, peaking at 67% in recent quarters, but this figure is misleading due to the absence of sales. Additionally, the return on equity (ROE) stood at 9.15%, while return on capital employed (ROCE) was notably low at 0.03%. The interest coverage ratio (ICR) remained at 0.00x, indicating that the company has not generated sufficient earnings to cover interest expenses, which is concerning for stakeholders. The fluctuating OPM percentages, ranging from 23% to 67%, further underscore the instability in profit generation, raising questions about operational efficiency and cost management.
Balance Sheet Strength and Financial Ratios
The balance sheet of Available Finance Ltd reflects a robust reserve position with total reserves of ₹1,252 Cr and no borrowings, which positions the company favorably regarding liquidity. The book value per share was reported at ₹1,172.39, substantially higher than the current market price of ₹163, indicating that the stock may be undervalued. The price-to-book value (P/BV) ratio stood at a mere 0.17x, well below typical sector levels, suggesting potential undervaluation or lack of investor confidence. However, the company’s total liabilities rose to ₹1,263 Cr, which could impose future financial obligations. The absence of operational revenue combined with a high current ratio of 20,798.46x indicates that while the company is liquid, it is not effectively converting assets into operational income. This disparity presents a risk if the company cannot pivot its strategy to generate revenue.
Shareholding Pattern and Investor Confidence
As of September 2025, Available Finance Ltd had a diverse shareholding structure, with promoters holding 66.32% of the company. This high promoter holding can signal a commitment to the business; however, the decline in public shareholding from 38.18% in December 2022 to 33.68% raises concerns about broader investor confidence. The number of shareholders increased to 4,933, indicating growing interest, yet the significant promoter stake may also suggest a lack of wider investment appeal. The absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) further reflects a cautionary stance by institutional investors, likely due to the company’s operational challenges and lack of revenue generation. This concentration of ownership might lead to governance risks if the interests of minority shareholders are not adequately protected.
Outlook, Risks, and Final Insight
The outlook for Available Finance Ltd remains precarious, primarily due to its inability to generate revenue over an extended period. The high levels of reserves provide a buffer, yet without a clear operational strategy to pivot towards income generation, the company’s financial health may be threatened. Key risks include its low interest coverage ratio and declining public shareholding, which could hinder future capital raising efforts. Conversely, the absence of debt offers a significant advantage, allowing the company to maneuver without the burden of interest payments. If Available Finance Ltd can develop a viable business model that leverages its substantial reserves and stabilizes its operations, it could potentially turn around its fortunes. However, without decisive action, the risks of operational stagnation and investor attrition loom large.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.0 Cr. | 1.40 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.13 Cr. | 0.71 | 8.22/0.69 | 21.0 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 373 Cr. | 57.3 | 125/53.9 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.2 | 26.2/15.0 | 11.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 33.3 Cr. | 74.0 | 152/70.0 | 17.8 | 238 | 1.35 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,579.31 Cr | 439.36 | 50.79 | 522.43 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 65% | 67% | 55% | 23% | 57% | 64% | 57% | 57% | 43% | 50% | 64% | 33% | 67% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax % | 25% | 20% | 88% | 33% | 12% | 22% | 25% | 25% | 33% | 29% | 22% | 20% | 30% |
| Net Profit | 17 | 27 | 39 | 22 | 16 | 49 | 33 | 35 | 16 | 21 | 32 | 37 | 23 |
| EPS in Rs | 16.86 | 26.51 | 37.75 | 21.34 | 15.23 | 47.63 | 32.25 | 34.75 | 15.72 | 20.23 | 31.42 | 36.74 | 22.88 |
Last Updated: December 27, 2025, 11:29 pm
Below is a detailed analysis of the quarterly data for Available Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Expenses, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For OPM %, as of Sep 2025, the value is 67.00%. The value appears strong and on an upward trend. It has increased from 33.00% (Jun 2025) to 67.00%, marking an increase of 34.00%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Tax %, as of Sep 2025, the value is 30.00%. The value appears to be increasing, which may not be favorable. It has increased from 20.00% (Jun 2025) to 30.00%, marking an increase of 10.00%.
- For Net Profit, as of Sep 2025, the value is 23.00 Cr.. The value appears to be declining and may need further review. It has decreased from 37.00 Cr. (Jun 2025) to 23.00 Cr., marking a decrease of 14.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 22.88. The value appears to be declining and may need further review. It has decreased from 36.74 (Jun 2025) to 22.88, marking a decrease of 13.86.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:08 am
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Expenses | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Profit | 3 | 2 | -1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 93% | 90% | -69% | 61% | 89% | 67% | 65% | 66% | 53% | 53% | 53% |
| Other Income | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 3 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | -1 | -0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax % | 41% | 32% | -1% | 50% | 2% | 0% | 22% | 33% | 21% | 23% | |
| Net Profit | 8 | 30 | 44 | 35 | 49 | 85 | 209 | 172 | 119 | 104 | 114 |
| EPS in Rs | 8.18 | 29.42 | 43.27 | 34.59 | 48.18 | 83.28 | 204.78 | 168.74 | 116.45 | 102.13 | 111.27 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 275.00% | 46.67% | -20.45% | 40.00% | 73.47% | 145.88% | -17.70% | -30.81% | -12.61% |
| Change in YoY Net Profit Growth (%) | 0.00% | -228.33% | -67.12% | 60.45% | 33.47% | 72.41% | -163.59% | -13.11% | 18.21% |
Available Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -13% |
| 3 Years: | -6% |
| TTM: | 2% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 16% |
| 3 Years: | -21% |
| TTM: | -20% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 49% |
| 5 Years: | 87% |
| 3 Years: | -8% |
| 1 Year: | -33% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 17% |
| 3 Years: | 13% |
| Last Year: | 9% |
Last Updated: September 5, 2025, 2:31 pm
Balance Sheet
Last Updated: December 4, 2025, 2:27 am
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 105 | 172 | 208 | 246 | 263 | 472 | 731 | 932 | 1,072 | 1,186 | 1,252 |
| Borrowings | 19 | 7 | 7 | 4 | 2 | 2 | 2 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities | 135 | 189 | 226 | 260 | 275 | 484 | 743 | 943 | 1,082 | 1,196 | 1,263 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 115 | 182 | 219 | 257 | 275 | 477 | 736 | 937 | 1,076 | 1,190 | 1,256 |
| Other Assets | 19 | 8 | 6 | 3 | 1 | 7 | 8 | 6 | 6 | 7 | 7 |
| Total Assets | 135 | 189 | 226 | 260 | 275 | 484 | 743 | 943 | 1,082 | 1,196 | 1,263 |
Below is a detailed analysis of the balance sheet data for Available Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10.00 Cr..
- For Reserves, as of Sep 2025, the value is 1,252.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,186.00 Cr. (Mar 2025) to 1,252.00 Cr., marking an increase of 66.00 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,263.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,196.00 Cr. (Mar 2025) to 1,263.00 Cr., marking an increase of 67.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1,256.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,190.00 Cr. (Mar 2025) to 1,256.00 Cr., marking an increase of 66.00 Cr..
- For Other Assets, as of Sep 2025, the value is 7.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 7.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,263.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,196.00 Cr. (Mar 2025) to 1,263.00 Cr., marking an increase of 67.00 Cr..
Notably, the Reserves (1,252.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -16.00 | -5.00 | -8.00 | -4.00 | -1.00 | -2.00 | -2.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Inventory Days | ||||||||||
| Days Payable | ||||||||||
| Cash Conversion Cycle | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Working Capital Days | 453 | 287 | 192 | 261 | 192 | 425 | 90 | -18 | -20 | 96 |
| ROCE % | 1% | -0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 102.13 | 116.45 | 168.74 | 204.78 | 83.28 |
| Diluted EPS (Rs.) | 102.13 | 116.45 | 168.74 | 204.78 | 83.28 |
| Cash EPS (Rs.) | 0.22 | 0.22 | 0.20 | 0.34 | 0.36 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1172.39 | 1060.11 | 923.79 | 726.51 | 472.84 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1172.39 | 1060.11 | 923.79 | 726.51 | 472.84 |
| Revenue From Operations / Share (Rs.) | 0.55 | 0.53 | 0.57 | 0.62 | 0.54 |
| PBDIT / Share (Rs.) | 0.29 | 0.28 | 0.38 | 0.44 | 0.35 |
| PBIT / Share (Rs.) | 0.29 | 0.28 | 0.38 | 0.43 | 0.35 |
| PBT / Share (Rs.) | 0.29 | 0.28 | 0.32 | 0.43 | 0.35 |
| Net Profit / Share (Rs.) | 0.22 | 0.22 | 0.20 | 0.34 | 0.36 |
| NP After MI And SOA / Share (Rs.) | 102.13 | 116.45 | 168.74 | 204.78 | 83.28 |
| PBDIT Margin (%) | 53.03 | 53.42 | 66.86 | 70.75 | 66.20 |
| PBIT Margin (%) | 52.72 | 53.22 | 66.80 | 70.73 | 66.20 |
| PBT Margin (%) | 52.72 | 53.22 | 55.56 | 70.73 | 66.20 |
| Net Profit Margin (%) | 39.76 | 42.63 | 35.94 | 55.88 | 67.43 |
| NP After MI And SOA Margin (%) | 18387.03 | 21743.42 | 29199.82 | 32926.87 | 15374.65 |
| Return on Networth / Equity (%) | 8.71 | 10.98 | 18.26 | 28.18 | 17.61 |
| Return on Capital Employeed (%) | 0.02 | 0.02 | 0.04 | 0.06 | 0.07 |
| Return On Assets (%) | 8.70 | 10.98 | 18.26 | 28.11 | 17.54 |
| Current Ratio (X) | 20798.46 | 25570.71 | 36494.57 | 387.97 | 253.41 |
| Quick Ratio (X) | 20798.46 | 25570.71 | 36494.57 | 387.97 | 253.41 |
| Interest Coverage Ratio (X) | 0.00 | 0.00 | 5.95 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 0.00 | 4.20 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 205.65 | 223.95 | 134.31 | 137.08 | 14.38 |
| EV / Net Operating Revenue (X) | 362.86 | 409.79 | 227.77 | 216.00 | 26.01 |
| EV / EBITDA (X) | 684.20 | 767.05 | 340.62 | 305.30 | 39.29 |
| MarketCap / Net Operating Revenue (X) | 363.05 | 409.84 | 227.81 | 213.05 | 23.54 |
| Price / BV (X) | 0.17 | 0.20 | 0.14 | 0.18 | 0.02 |
| Price / Net Operating Revenue (X) | 363.33 | 410.28 | 228.16 | 213.37 | 23.57 |
| EarningsYield | 0.50 | 0.53 | 1.28 | 1.55 | 6.53 |
After reviewing the key financial ratios for Available Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
- For Diluted EPS (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.22.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1,172.39. It has increased from 1,060.11 (Mar 24) to 1,172.39, marking an increase of 112.28.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1,172.39. It has increased from 1,060.11 (Mar 24) to 1,172.39, marking an increase of 112.28.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.55. It has increased from 0.53 (Mar 24) to 0.55, marking an increase of 0.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.29. This value is below the healthy minimum of 2. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.29. This value is within the healthy range. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.29. This value is within the healthy range. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 2. There is no change compared to the previous period (Mar 24) which recorded 0.22.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
- For PBDIT Margin (%), as of Mar 25, the value is 53.03. This value is within the healthy range. It has decreased from 53.42 (Mar 24) to 53.03, marking a decrease of 0.39.
- For PBIT Margin (%), as of Mar 25, the value is 52.72. This value exceeds the healthy maximum of 20. It has decreased from 53.22 (Mar 24) to 52.72, marking a decrease of 0.50.
- For PBT Margin (%), as of Mar 25, the value is 52.72. This value is within the healthy range. It has decreased from 53.22 (Mar 24) to 52.72, marking a decrease of 0.50.
- For Net Profit Margin (%), as of Mar 25, the value is 39.76. This value exceeds the healthy maximum of 10. It has decreased from 42.63 (Mar 24) to 39.76, marking a decrease of 2.87.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 18,387.03. This value exceeds the healthy maximum of 20. It has decreased from 21,743.42 (Mar 24) to 18,387.03, marking a decrease of 3,356.39.
- For Return on Networth / Equity (%), as of Mar 25, the value is 8.71. This value is below the healthy minimum of 15. It has decreased from 10.98 (Mar 24) to 8.71, marking a decrease of 2.27.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.02.
- For Return On Assets (%), as of Mar 25, the value is 8.70. This value is within the healthy range. It has decreased from 10.98 (Mar 24) to 8.70, marking a decrease of 2.28.
- For Current Ratio (X), as of Mar 25, the value is 20,798.46. This value exceeds the healthy maximum of 3. It has decreased from 25,570.71 (Mar 24) to 20,798.46, marking a decrease of 4,772.25.
- For Quick Ratio (X), as of Mar 25, the value is 20,798.46. This value exceeds the healthy maximum of 2. It has decreased from 25,570.71 (Mar 24) to 20,798.46, marking a decrease of 4,772.25.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 205.65. It has decreased from 223.95 (Mar 24) to 205.65, marking a decrease of 18.30.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 362.86. This value exceeds the healthy maximum of 3. It has decreased from 409.79 (Mar 24) to 362.86, marking a decrease of 46.93.
- For EV / EBITDA (X), as of Mar 25, the value is 684.20. This value exceeds the healthy maximum of 15. It has decreased from 767.05 (Mar 24) to 684.20, marking a decrease of 82.85.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 363.05. This value exceeds the healthy maximum of 3. It has decreased from 409.84 (Mar 24) to 363.05, marking a decrease of 46.79.
- For Price / BV (X), as of Mar 25, the value is 0.17. This value is below the healthy minimum of 1. It has decreased from 0.20 (Mar 24) to 0.17, marking a decrease of 0.03.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 363.33. This value exceeds the healthy maximum of 3. It has decreased from 410.28 (Mar 24) to 363.33, marking a decrease of 46.95.
- For EarningsYield, as of Mar 25, the value is 0.50. This value is below the healthy minimum of 5. It has decreased from 0.53 (Mar 24) to 0.50, marking a decrease of 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Available Finance Ltd:
- Net Profit Margin: 39.76%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.02% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 8.71% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 20798.46
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 1.46 (Industry average Stock P/E: 50.79)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 39.76%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | Agarwal House, 5, Yeshwant Colony, Indore Madhya Pradesh 452003 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rakesh Sahu | WholeTime Director & CFO |
| Mr. Vikas Gupta | Non Executive Director |
| Mr. Rajendra Kumar Sohani | Non Executive Director |
| Mr. Dhawal Bagmar | Independent Director |
| Mr. Pradhumn Pathak | Independent Director |
| Ms. Apoorva Jain | Independent Woman Director |
FAQ
What is the intrinsic value of Available Finance Ltd?
Available Finance Ltd's intrinsic value (as of 07 January 2026) is ₹134.84 which is 16.77% lower the current market price of ₹162.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹165 Cr. market cap, FY2025-2026 high/low of ₹325/145, reserves of ₹1,252 Cr, and liabilities of ₹1,263 Cr.
What is the Market Cap of Available Finance Ltd?
The Market Cap of Available Finance Ltd is 165 Cr..
What is the current Stock Price of Available Finance Ltd as on 07 January 2026?
The current stock price of Available Finance Ltd as on 07 January 2026 is ₹162.
What is the High / Low of Available Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Available Finance Ltd stocks is ₹325/145.
What is the Stock P/E of Available Finance Ltd?
The Stock P/E of Available Finance Ltd is 1.46.
What is the Book Value of Available Finance Ltd?
The Book Value of Available Finance Ltd is 1,237.
What is the Dividend Yield of Available Finance Ltd?
The Dividend Yield of Available Finance Ltd is 0.00 %.
What is the ROCE of Available Finance Ltd?
The ROCE of Available Finance Ltd is 0.03 %.
What is the ROE of Available Finance Ltd?
The ROE of Available Finance Ltd is 9.15 %.
What is the Face Value of Available Finance Ltd?
The Face Value of Available Finance Ltd is 10.0.