Share Price and Basic Stock Data
Last Updated: January 7, 2026, 8:14 pm
| PEG Ratio | -0.13 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Available Finance Ltd operates as a Non-Banking Financial Company (NBFC) and has reported a market capitalization of ₹165 Cr. The company’s share price stood at ₹162, reflecting a price-to-earnings (P/E) ratio of 1.46, which is significantly lower than typical sector averages, indicating a potentially undervalued position. However, the company has consistently reported zero sales across multiple quarters, including from September 2022 through to September 2025. This stagnation in revenue generation raises concerns regarding its operational viability. The operating profit margin (OPM) reported at 67% indicates a high level of efficiency in its limited operations, but the lack of revenue suggests that this efficiency is not translating into tangible sales. The absence of any borrowings further emphasizes a lack of operational activity, as the company has not engaged in leveraging its financial position to fuel growth or expansion.
Profitability and Efficiency Metrics
Despite the absence of sales, Available Finance Ltd has managed to report net profits, which stood at ₹114 Cr for the trailing twelve months (TTM). The quarterly net profit fluctuated, with a high of ₹49 Cr in December 2023 and a low of ₹16 Cr in September 2023. The company’s return on equity (ROE) is recorded at 9.15%, while the return on capital employed (ROCE) is notably low at 0.03%, reflecting inefficiencies in utilizing its capital effectively. The interest coverage ratio (ICR) is reported at 0.00x, indicating that the company is not generating sufficient earnings to cover any interest expenses, which is alarming. The operational metrics show an OPM that varied from 23% to 67% across different quarters, highlighting volatility in operational efficiency. The profitability ratios suggest that while the company remains profitable, the sustainability of such profits in the absence of revenue generation is questionable.
Balance Sheet Strength and Financial Ratios
Available Finance Ltd maintains a robust balance sheet with total reserves reported at ₹1,252 Cr and no borrowings, indicating strong financial health and a debt-free status. The book value per share, including revaluation reserves, stood at ₹1,172.39, which is notably high compared to its share price of ₹162, resulting in a low price-to-book value (P/BV) ratio of 0.17x. This ratio suggests that the stock may be undervalued relative to its net assets. However, the company faces challenges as reflected in its working capital days, which fluctuated significantly, showing a negative cycle in recent periods. The current ratio is extraordinarily high at 20,798.46, indicating an excess of current assets over current liabilities, but this may also signal inefficiencies in asset utilization. Overall, while the balance sheet appears strong, the lack of operational activity raises questions about the company’s future growth potential.
Shareholding Pattern and Investor Confidence
The shareholding structure of Available Finance Ltd shows that promoters hold a substantial 66.32% stake, while the public holds 33.68%. This concentration of ownership can imply a strong commitment from the promoters, which is often viewed favorably by investors. The number of shareholders has increased significantly from 2,308 in December 2022 to 4,933 in September 2025, indicating growing interest and potential confidence from the retail investor segment. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may reflect a lack of institutional confidence in the company’s operational prospects. The declining public shareholding from 38.18% in December 2022 to the current 33.68% could indicate a potential sell-off among retail investors, which may raise concerns regarding overall market sentiment towards the stock.
Outlook, Risks, and Final Insight
Looking ahead, Available Finance Ltd faces a dual challenge of reviving revenue generation while maintaining its profitability. The high OPM and net profits, despite zero sales, indicate a need for strategic pivoting to engage in revenue-generating activities. Risks include the inability to sustain profits without operational sales and the potential for declining investor confidence if performance does not improve. On the other hand, the company’s strong balance sheet provides a cushion against financial distress should it decide to invest in growth initiatives. Should the company successfully leverage its reserves to diversify its operations or innovate its business model, it may see a turnaround in its operational performance. Conversely, failure to address these issues could result in further stagnation, eroding shareholder value and confidence in the long term.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.7 Cr. | 1.47 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.03 Cr. | 0.70 | 7.95/0.69 | 20.7 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 385 Cr. | 58.8 | 125/53.9 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.2 | 26.2/15.0 | 11.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 33.8 Cr. | 75.0 | 152/70.0 | 18.0 | 238 | 1.33 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,545.88 Cr | 438.85 | 50.97 | 522.43 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 65% | 67% | 55% | 23% | 57% | 64% | 57% | 57% | 43% | 50% | 64% | 33% | 67% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax % | 25% | 20% | 88% | 33% | 12% | 22% | 25% | 25% | 33% | 29% | 22% | 20% | 30% |
| Net Profit | 17 | 27 | 39 | 22 | 16 | 49 | 33 | 35 | 16 | 21 | 32 | 37 | 23 |
| EPS in Rs | 16.86 | 26.51 | 37.75 | 21.34 | 15.23 | 47.63 | 32.25 | 34.75 | 15.72 | 20.23 | 31.42 | 36.74 | 22.88 |
Last Updated: December 27, 2025, 11:29 pm
Below is a detailed analysis of the quarterly data for Available Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Expenses, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For OPM %, as of Sep 2025, the value is 67.00%. The value appears strong and on an upward trend. It has increased from 33.00% (Jun 2025) to 67.00%, marking an increase of 34.00%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Tax %, as of Sep 2025, the value is 30.00%. The value appears to be increasing, which may not be favorable. It has increased from 20.00% (Jun 2025) to 30.00%, marking an increase of 10.00%.
- For Net Profit, as of Sep 2025, the value is 23.00 Cr.. The value appears to be declining and may need further review. It has decreased from 37.00 Cr. (Jun 2025) to 23.00 Cr., marking a decrease of 14.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 22.88. The value appears to be declining and may need further review. It has decreased from 36.74 (Jun 2025) to 22.88, marking a decrease of 13.86.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:08 am
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Expenses | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Profit | 3 | 2 | -1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| OPM % | 93% | 90% | -69% | 61% | 89% | 67% | 65% | 66% | 53% | 53% | 53% |
| Other Income | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 3 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | -1 | -0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax % | 41% | 32% | -1% | 50% | 2% | 0% | 22% | 33% | 21% | 23% | |
| Net Profit | 8 | 30 | 44 | 35 | 49 | 85 | 209 | 172 | 119 | 104 | 114 |
| EPS in Rs | 8.18 | 29.42 | 43.27 | 34.59 | 48.18 | 83.28 | 204.78 | 168.74 | 116.45 | 102.13 | 111.27 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 275.00% | 46.67% | -20.45% | 40.00% | 73.47% | 145.88% | -17.70% | -30.81% | -12.61% |
| Change in YoY Net Profit Growth (%) | 0.00% | -228.33% | -67.12% | 60.45% | 33.47% | 72.41% | -163.59% | -13.11% | 18.21% |
Available Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -13% |
| 3 Years: | -6% |
| TTM: | 2% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 16% |
| 3 Years: | -21% |
| TTM: | -20% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 49% |
| 5 Years: | 87% |
| 3 Years: | -8% |
| 1 Year: | -33% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 17% |
| 3 Years: | 13% |
| Last Year: | 9% |
Last Updated: September 5, 2025, 2:31 pm
Balance Sheet
Last Updated: December 4, 2025, 2:27 am
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 105 | 172 | 208 | 246 | 263 | 472 | 731 | 932 | 1,072 | 1,186 | 1,252 |
| Borrowings | 19 | 7 | 7 | 4 | 2 | 2 | 2 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities | 135 | 189 | 226 | 260 | 275 | 484 | 743 | 943 | 1,082 | 1,196 | 1,263 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 115 | 182 | 219 | 257 | 275 | 477 | 736 | 937 | 1,076 | 1,190 | 1,256 |
| Other Assets | 19 | 8 | 6 | 3 | 1 | 7 | 8 | 6 | 6 | 7 | 7 |
| Total Assets | 135 | 189 | 226 | 260 | 275 | 484 | 743 | 943 | 1,082 | 1,196 | 1,263 |
Below is a detailed analysis of the balance sheet data for Available Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10.00 Cr..
- For Reserves, as of Sep 2025, the value is 1,252.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,186.00 Cr. (Mar 2025) to 1,252.00 Cr., marking an increase of 66.00 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,263.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,196.00 Cr. (Mar 2025) to 1,263.00 Cr., marking an increase of 67.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1,256.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,190.00 Cr. (Mar 2025) to 1,256.00 Cr., marking an increase of 66.00 Cr..
- For Other Assets, as of Sep 2025, the value is 7.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 7.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,263.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,196.00 Cr. (Mar 2025) to 1,263.00 Cr., marking an increase of 67.00 Cr..
Notably, the Reserves (1,252.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -16.00 | -5.00 | -8.00 | -4.00 | -1.00 | -2.00 | -2.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Inventory Days | ||||||||||
| Days Payable | ||||||||||
| Cash Conversion Cycle | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Working Capital Days | 453 | 287 | 192 | 261 | 192 | 425 | 90 | -18 | -20 | 96 |
| ROCE % | 1% | -0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 102.13 | 116.45 | 168.74 | 204.78 | 83.28 |
| Diluted EPS (Rs.) | 102.13 | 116.45 | 168.74 | 204.78 | 83.28 |
| Cash EPS (Rs.) | 0.22 | 0.22 | 0.20 | 0.34 | 0.36 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1172.39 | 1060.11 | 923.79 | 726.51 | 472.84 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1172.39 | 1060.11 | 923.79 | 726.51 | 472.84 |
| Revenue From Operations / Share (Rs.) | 0.55 | 0.53 | 0.57 | 0.62 | 0.54 |
| PBDIT / Share (Rs.) | 0.29 | 0.28 | 0.38 | 0.44 | 0.35 |
| PBIT / Share (Rs.) | 0.29 | 0.28 | 0.38 | 0.43 | 0.35 |
| PBT / Share (Rs.) | 0.29 | 0.28 | 0.32 | 0.43 | 0.35 |
| Net Profit / Share (Rs.) | 0.22 | 0.22 | 0.20 | 0.34 | 0.36 |
| NP After MI And SOA / Share (Rs.) | 102.13 | 116.45 | 168.74 | 204.78 | 83.28 |
| PBDIT Margin (%) | 53.03 | 53.42 | 66.86 | 70.75 | 66.20 |
| PBIT Margin (%) | 52.72 | 53.22 | 66.80 | 70.73 | 66.20 |
| PBT Margin (%) | 52.72 | 53.22 | 55.56 | 70.73 | 66.20 |
| Net Profit Margin (%) | 39.76 | 42.63 | 35.94 | 55.88 | 67.43 |
| NP After MI And SOA Margin (%) | 18387.03 | 21743.42 | 29199.82 | 32926.87 | 15374.65 |
| Return on Networth / Equity (%) | 8.71 | 10.98 | 18.26 | 28.18 | 17.61 |
| Return on Capital Employeed (%) | 0.02 | 0.02 | 0.04 | 0.06 | 0.07 |
| Return On Assets (%) | 8.70 | 10.98 | 18.26 | 28.11 | 17.54 |
| Current Ratio (X) | 20798.46 | 25570.71 | 36494.57 | 387.97 | 253.41 |
| Quick Ratio (X) | 20798.46 | 25570.71 | 36494.57 | 387.97 | 253.41 |
| Interest Coverage Ratio (X) | 0.00 | 0.00 | 5.95 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 0.00 | 4.20 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 205.65 | 223.95 | 134.31 | 137.08 | 14.38 |
| EV / Net Operating Revenue (X) | 362.86 | 409.79 | 227.77 | 216.00 | 26.01 |
| EV / EBITDA (X) | 684.20 | 767.05 | 340.62 | 305.30 | 39.29 |
| MarketCap / Net Operating Revenue (X) | 363.05 | 409.84 | 227.81 | 213.05 | 23.54 |
| Price / BV (X) | 0.17 | 0.20 | 0.14 | 0.18 | 0.02 |
| Price / Net Operating Revenue (X) | 363.33 | 410.28 | 228.16 | 213.37 | 23.57 |
| EarningsYield | 0.50 | 0.53 | 1.28 | 1.55 | 6.53 |
After reviewing the key financial ratios for Available Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
- For Diluted EPS (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.22.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1,172.39. It has increased from 1,060.11 (Mar 24) to 1,172.39, marking an increase of 112.28.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1,172.39. It has increased from 1,060.11 (Mar 24) to 1,172.39, marking an increase of 112.28.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.55. It has increased from 0.53 (Mar 24) to 0.55, marking an increase of 0.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.29. This value is below the healthy minimum of 2. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.29. This value is within the healthy range. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.29. This value is within the healthy range. It has increased from 0.28 (Mar 24) to 0.29, marking an increase of 0.01.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.22. This value is below the healthy minimum of 2. There is no change compared to the previous period (Mar 24) which recorded 0.22.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 102.13. This value is within the healthy range. It has decreased from 116.45 (Mar 24) to 102.13, marking a decrease of 14.32.
- For PBDIT Margin (%), as of Mar 25, the value is 53.03. This value is within the healthy range. It has decreased from 53.42 (Mar 24) to 53.03, marking a decrease of 0.39.
- For PBIT Margin (%), as of Mar 25, the value is 52.72. This value exceeds the healthy maximum of 20. It has decreased from 53.22 (Mar 24) to 52.72, marking a decrease of 0.50.
- For PBT Margin (%), as of Mar 25, the value is 52.72. This value is within the healthy range. It has decreased from 53.22 (Mar 24) to 52.72, marking a decrease of 0.50.
- For Net Profit Margin (%), as of Mar 25, the value is 39.76. This value exceeds the healthy maximum of 10. It has decreased from 42.63 (Mar 24) to 39.76, marking a decrease of 2.87.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 18,387.03. This value exceeds the healthy maximum of 20. It has decreased from 21,743.42 (Mar 24) to 18,387.03, marking a decrease of 3,356.39.
- For Return on Networth / Equity (%), as of Mar 25, the value is 8.71. This value is below the healthy minimum of 15. It has decreased from 10.98 (Mar 24) to 8.71, marking a decrease of 2.27.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.02.
- For Return On Assets (%), as of Mar 25, the value is 8.70. This value is within the healthy range. It has decreased from 10.98 (Mar 24) to 8.70, marking a decrease of 2.28.
- For Current Ratio (X), as of Mar 25, the value is 20,798.46. This value exceeds the healthy maximum of 3. It has decreased from 25,570.71 (Mar 24) to 20,798.46, marking a decrease of 4,772.25.
- For Quick Ratio (X), as of Mar 25, the value is 20,798.46. This value exceeds the healthy maximum of 2. It has decreased from 25,570.71 (Mar 24) to 20,798.46, marking a decrease of 4,772.25.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 205.65. It has decreased from 223.95 (Mar 24) to 205.65, marking a decrease of 18.30.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 362.86. This value exceeds the healthy maximum of 3. It has decreased from 409.79 (Mar 24) to 362.86, marking a decrease of 46.93.
- For EV / EBITDA (X), as of Mar 25, the value is 684.20. This value exceeds the healthy maximum of 15. It has decreased from 767.05 (Mar 24) to 684.20, marking a decrease of 82.85.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 363.05. This value exceeds the healthy maximum of 3. It has decreased from 409.84 (Mar 24) to 363.05, marking a decrease of 46.79.
- For Price / BV (X), as of Mar 25, the value is 0.17. This value is below the healthy minimum of 1. It has decreased from 0.20 (Mar 24) to 0.17, marking a decrease of 0.03.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 363.33. This value exceeds the healthy maximum of 3. It has decreased from 410.28 (Mar 24) to 363.33, marking a decrease of 46.95.
- For EarningsYield, as of Mar 25, the value is 0.50. This value is below the healthy minimum of 5. It has decreased from 0.53 (Mar 24) to 0.50, marking a decrease of 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Available Finance Ltd:
- Net Profit Margin: 39.76%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.02% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 8.71% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 20798.46
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 1.46 (Industry average Stock P/E: 50.97)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 39.76%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | Agarwal House, 5, Yeshwant Colony, Indore Madhya Pradesh 452003 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rakesh Sahu | WholeTime Director & CFO |
| Mr. Vikas Gupta | Non Executive Director |
| Mr. Rajendra Kumar Sohani | Non Executive Director |
| Mr. Dhawal Bagmar | Independent Director |
| Mr. Pradhumn Pathak | Independent Director |
| Ms. Apoorva Jain | Independent Woman Director |
FAQ
What is the intrinsic value of Available Finance Ltd?
Available Finance Ltd's intrinsic value (as of 07 January 2026) is ₹134.84 which is 16.77% lower the current market price of ₹162.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹165 Cr. market cap, FY2025-2026 high/low of ₹325/145, reserves of ₹1,252 Cr, and liabilities of ₹1,263 Cr.
What is the Market Cap of Available Finance Ltd?
The Market Cap of Available Finance Ltd is 165 Cr..
What is the current Stock Price of Available Finance Ltd as on 07 January 2026?
The current stock price of Available Finance Ltd as on 07 January 2026 is ₹162.
What is the High / Low of Available Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Available Finance Ltd stocks is ₹325/145.
What is the Stock P/E of Available Finance Ltd?
The Stock P/E of Available Finance Ltd is 1.46.
What is the Book Value of Available Finance Ltd?
The Book Value of Available Finance Ltd is 1,237.
What is the Dividend Yield of Available Finance Ltd?
The Dividend Yield of Available Finance Ltd is 0.00 %.
What is the ROCE of Available Finance Ltd?
The ROCE of Available Finance Ltd is 0.03 %.
What is the ROE of Available Finance Ltd?
The ROE of Available Finance Ltd is 9.15 %.
What is the Face Value of Available Finance Ltd?
The Face Value of Available Finance Ltd is 10.0.