Share Price and Basic Stock Data
Last Updated: December 9, 2025, 10:25 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
BFL Asset Finvest Ltd has been navigating a turbulent landscape as a Non-Banking Financial Company (NBFC). The company’s revenue trajectory has seen significant fluctuations over the years, with a remarkable surge in the most recent quarters. For the year ending March 2024, sales skyrocketed to ₹27.41 Cr, a notable recovery from a modest ₹1.16 Cr in March 2023. This sharp rise in sales can be attributed to a substantial increase in operational activities, as evidenced by the quarterly sales figures that jumped from ₹0.33 Cr in March 2023 to ₹12.50 Cr in September 2023. However, this growth was not linear; the revenue dipped to ₹1.32 Cr in March 2024 before again climbing to ₹9.06 Cr in June 2024. This volatility raises questions about the sustainability of this growth and whether it represents a genuine turnaround or a temporary spike.
Profitability and Efficiency Metrics
Profitability metrics for BFL Asset Finvest reveal a mixed bag. The company reported a net profit of ₹2.16 Cr, translating to an earnings per share (EPS) of ₹1.21 for the fiscal year 2025. However, the operating profit margin (OPM) stood at a respectable 68.95%, suggesting that when the company does generate revenue, it is doing so efficiently. Yet, these figures come against a backdrop of significant expense fluctuations, particularly notable in the September 2023 quarter, where expenses surged to ₹10.65 Cr. The interest coverage ratio (ICR) is another positive aspect, reported at 14.63x, indicating that the company can comfortably meet its interest obligations. However, the cash conversion cycle (CCC) of 362.12 days points to inefficiencies in managing receivables and payables, which could strain liquidity if not addressed promptly.
Balance Sheet Strength and Financial Ratios
BFL Asset Finvest’s balance sheet reflects a cautious but steady approach to leverage and capital management. As of March 2025, total borrowings stood at ₹1.36 Cr against total reserves of ₹11.04 Cr, showcasing a healthy buffer. The debt-to-equity ratio is conservative at 0.17, indicating that the company is not heavily reliant on debt for its financing needs. The price-to-book value (P/BV) ratio of 0.70x suggests that the stock is trading below its intrinsic value, which may be attractive for value investors. However, the return on equity (ROE) and return on capital employed (ROCE) at 8.12% and 9.40% respectively, while decent, could be seen as underwhelming compared to sector leaders. Investors may want to carefully consider the company’s ability to enhance these returns in a competitive market.
Shareholding Pattern and Investor Confidence
The shareholding structure of BFL Asset Finvest indicates a gradual shift in promoter confidence. Promoters currently hold 27.06% of the company, a significant increase from 16.08% in early 2023. This uptick may signal a positive outlook from the promoters regarding the company’s future prospects. In contrast, public shareholding has decreased to 72.94%, suggesting some level of consolidation among institutional investors or strategic buying by insiders. The total number of shareholders has seen a decline, from 14,618 in December 2022 to 13,336, indicating potential investor fatigue or uncertainty around the stock’s performance. This trend could either reflect a lack of interest from the broader market or a strategic move by existing shareholders to consolidate their positions, which warrants attention from prospective investors.
Outlook, Risks, and Final Insight
Looking ahead, BFL Asset Finvest faces both opportunities and challenges. The recent surge in sales could indicate a recovering demand for its services, but the volatility in revenue raises questions about consistency. Additionally, the company’s efficiency metrics, particularly the long cash conversion cycle, pose risks to liquidity, which could be detrimental in a tightening credit environment. The increasing promoter stake is a positive sign, yet the declining number of shareholders could point to waning interest from retail investors. As such, potential investors should weigh the company’s financial health against its operational challenges. The outlook will depend significantly on management’s ability to stabilize revenue, enhance profitability, and effectively manage its cash flow. Investors should remain vigilant, as the landscape can change rapidly, especially in the dynamic NBFC sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of BFL Asset Finvest Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 11.1 Cr. | 1.11 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 9.44 Cr. | 0.94 | 9.18/0.85 | 27.8 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 438 Cr. | 134 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.2 Cr. | 16.6 | 35.2/15.0 | 11.4 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 36.1 Cr. | 80.3 | 176/74.8 | 19.3 | 238 | 1.25 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,986.10 Cr | 440.67 | 52.20 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.20 | 0.30 | 0.32 | 0.33 | 0.47 | 12.50 | 13.12 | 1.32 | 9.06 | 7.60 | 0.12 | 4.23 | 9.63 |
| Expenses | 0.12 | 0.28 | -0.01 | 0.56 | 0.16 | 10.65 | 10.25 | 2.91 | 3.55 | 4.49 | 4.76 | 6.85 | 2.99 |
| Operating Profit | 0.08 | 0.02 | 0.33 | -0.23 | 0.31 | 1.85 | 2.87 | -1.59 | 5.51 | 3.11 | -4.64 | -2.62 | 6.64 |
| OPM % | 40.00% | 6.67% | 103.12% | -69.70% | 65.96% | 14.80% | 21.88% | -120.45% | 60.82% | 40.92% | -3,866.67% | -61.94% | 68.95% |
| Other Income | 0.00 | 0.33 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.06 | 0.02 | 0.13 | -0.01 |
| Interest | 0.07 | 0.07 | 0.07 | 0.18 | 0.06 | 0.16 | 0.11 | 0.04 | 0.05 | 0.02 | 0.03 | 0.03 | 0.04 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.28 | 0.27 | -0.40 | 0.25 | 1.69 | 2.76 | -1.63 | 5.66 | 3.15 | -4.65 | -2.52 | 6.59 |
| Tax % | 0.00% | 0.00% | -77.78% | 0.00% | 0.00% | 0.00% | 0.00% | 47.24% | 0.00% | 0.00% | 0.00% | 16.67% | 0.00% |
| Net Profit | 0.01 | 0.28 | 0.48 | -0.40 | 0.25 | 1.69 | 2.76 | -2.40 | 5.66 | 3.15 | -4.65 | -2.93 | 6.59 |
| EPS in Rs | 0.01 | 0.27 | 0.47 | -0.39 | 0.25 | 1.66 | 2.70 | -2.35 | 5.55 | 3.09 | -4.56 | -2.87 | 6.46 |
Last Updated: August 1, 2025, 6:20 am
Below is a detailed analysis of the quarterly data for BFL Asset Finvest Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 9.63 Cr.. The value appears strong and on an upward trend. It has increased from 4.23 Cr. (Mar 2025) to 9.63 Cr., marking an increase of 5.40 Cr..
- For Expenses, as of Jun 2025, the value is 2.99 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6.85 Cr. (Mar 2025) to 2.99 Cr., marking a decrease of 3.86 Cr..
- For Operating Profit, as of Jun 2025, the value is 6.64 Cr.. The value appears strong and on an upward trend. It has increased from -2.62 Cr. (Mar 2025) to 6.64 Cr., marking an increase of 9.26 Cr..
- For OPM %, as of Jun 2025, the value is 68.95%. The value appears strong and on an upward trend. It has increased from -61.94% (Mar 2025) to 68.95%, marking an increase of 130.89%.
- For Other Income, as of Jun 2025, the value is -0.01 Cr.. The value appears to be declining and may need further review. It has decreased from 0.13 Cr. (Mar 2025) to -0.01 Cr., marking a decrease of 0.14 Cr..
- For Interest, as of Jun 2025, the value is 0.04 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.03 Cr. (Mar 2025) to 0.04 Cr., marking an increase of 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 6.59 Cr.. The value appears strong and on an upward trend. It has increased from -2.52 Cr. (Mar 2025) to 6.59 Cr., marking an increase of 9.11 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be improving (decreasing) as expected. It has decreased from 16.67% (Mar 2025) to 0.00%, marking a decrease of 16.67%.
- For Net Profit, as of Jun 2025, the value is 6.59 Cr.. The value appears strong and on an upward trend. It has increased from -2.93 Cr. (Mar 2025) to 6.59 Cr., marking an increase of 9.52 Cr..
- For EPS in Rs, as of Jun 2025, the value is 6.46. The value appears strong and on an upward trend. It has increased from -2.87 (Mar 2025) to 6.46, marking an increase of 9.33.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:47 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.06 | 0.27 | 0.92 | 1.69 | 0.56 | 6.14 | 2.95 | 1.33 | 3.11 | 1.16 | 27.41 | 21.02 | 21.58 |
| Expenses | 0.04 | 0.32 | 0.78 | 0.36 | 0.44 | 4.98 | 1.96 | 0.64 | 1.93 | 0.95 | 23.97 | 19.65 | 19.09 |
| Operating Profit | 0.02 | -0.05 | 0.14 | 1.33 | 0.12 | 1.16 | 0.99 | 0.69 | 1.18 | 0.21 | 3.44 | 1.37 | 2.49 |
| OPM % | 33.33% | -18.52% | 15.22% | 78.70% | 21.43% | 18.89% | 33.56% | 51.88% | 37.94% | 18.10% | 12.55% | 6.52% | 11.54% |
| Other Income | 0.00 | 0.10 | 0.02 | 0.00 | 0.01 | 0.04 | 0.00 | 0.00 | 0.00 | 0.34 | 0.00 | 0.40 | 0.20 |
| Interest | 0.00 | 0.03 | 0.15 | 0.01 | 0.04 | 1.09 | 0.93 | 0.67 | 0.27 | 0.40 | 0.37 | 0.12 | 0.12 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.02 | 0.01 | 1.32 | 0.09 | 0.11 | 0.06 | 0.02 | 0.91 | 0.15 | 3.07 | 1.65 | 2.57 |
| Tax % | 0.00% | -50.00% | -100.00% | 34.09% | 66.67% | 27.27% | 66.67% | 0.00% | 25.27% | -140.00% | 25.08% | 25.45% | |
| Net Profit | 0.01 | 0.02 | 0.02 | 0.87 | 0.03 | 0.08 | 0.02 | 0.01 | 0.69 | 0.37 | 2.30 | 1.24 | 2.16 |
| EPS in Rs | 0.04 | 1.70 | 0.03 | 0.08 | 0.02 | 0.01 | 0.68 | 0.36 | 2.25 | 1.22 | 2.12 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 29.31% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 0.00% | 4250.00% | -96.55% | 166.67% | -75.00% | -50.00% | 6800.00% | -46.38% | 521.62% | -46.09% |
| Change in YoY Net Profit Growth (%) | 0.00% | -100.00% | 4250.00% | -4346.55% | 263.22% | -241.67% | 25.00% | 6850.00% | -6846.38% | 568.00% | -567.71% |
BFL Asset Finvest Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 55% |
| 5 Years: | 48% |
| 3 Years: | 89% |
| TTM: | -40% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 39% |
| 5 Years: | 128% |
| 3 Years: | 22% |
| TTM: | -72% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | -30% |
| 3 Years: | -18% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 7% |
| 3 Years: | 9% |
| Last Year: | 8% |
Last Updated: September 5, 2025, 2:41 pm
Balance Sheet
Last Updated: December 4, 2025, 2:31 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.74 | 3.74 | 3.74 | 5.10 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 |
| Reserves | 0.37 | 0.39 | 0.41 | 2.54 | 2.47 | 2.58 | 1.75 | 0.86 | 1.69 | 2.06 | 4.36 | 5.80 | 11.04 |
| Borrowings | 0.47 | 0.25 | 1.65 | 0.46 | 0.00 | 10.23 | 7.08 | 2.28 | 2.09 | 2.02 | 4.24 | 2.84 | 1.36 |
| Other Liabilities | 0.24 | 0.06 | 1.65 | 2.65 | 4.80 | 0.33 | 0.31 | 0.98 | 1.08 | 0.07 | 0.84 | 0.44 | 0.56 |
| Total Liabilities | 4.82 | 4.44 | 7.45 | 10.75 | 17.47 | 23.34 | 19.34 | 14.32 | 15.06 | 14.35 | 19.64 | 19.28 | 23.16 |
| Fixed Assets | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 2.87 | 2.84 | 2.90 | 2.89 | 3.65 | 2.51 | 1.66 | 0.74 | 0.11 | 0.10 | 0.10 | 0.00 | 0.00 |
| Other Assets | 1.45 | 1.10 | 4.05 | 7.36 | 13.32 | 20.33 | 17.68 | 13.58 | 14.81 | 14.25 | 19.54 | 19.28 | 23.16 |
| Total Assets | 4.82 | 4.44 | 7.45 | 10.75 | 17.47 | 23.34 | 19.34 | 14.32 | 15.06 | 14.35 | 19.64 | 19.28 | 23.16 |
Below is a detailed analysis of the balance sheet data for BFL Asset Finvest Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10.20 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10.20 Cr..
- For Reserves, as of Sep 2025, the value is 11.04 Cr.. The value appears strong and on an upward trend. It has increased from 5.80 Cr. (Mar 2025) to 11.04 Cr., marking an increase of 5.24 Cr..
- For Borrowings, as of Sep 2025, the value is 1.36 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 2.84 Cr. (Mar 2025) to 1.36 Cr., marking a decrease of 1.48 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.56 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.44 Cr. (Mar 2025) to 0.56 Cr., marking an increase of 0.12 Cr..
- For Total Liabilities, as of Sep 2025, the value is 23.16 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19.28 Cr. (Mar 2025) to 23.16 Cr., marking an increase of 3.88 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 23.16 Cr.. The value appears strong and on an upward trend. It has increased from 19.28 Cr. (Mar 2025) to 23.16 Cr., marking an increase of 3.88 Cr..
- For Total Assets, as of Sep 2025, the value is 23.16 Cr.. The value appears strong and on an upward trend. It has increased from 19.28 Cr. (Mar 2025) to 23.16 Cr., marking an increase of 3.88 Cr..
Notably, the Reserves (11.04 Cr.) exceed the Borrowings (1.36 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.45 | -0.30 | -1.51 | 0.87 | 0.12 | -9.07 | -6.09 | -1.59 | -0.91 | -1.81 | -0.80 | -1.47 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 446.11 | 35.71 | 10.80 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 29.16 | 87.69 |
| Inventory Days | 7,056.67 | 1,505.62 | 365.00 | 1,209.06 | 1,319.62 | 235.20 | 371.48 | 1,642.50 | 327.39 | 436.97 | 92.64 | 274.63 |
| Days Payable | 1,581.67 | 45.62 | 0.00 | 0.00 | 28.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 |
| Cash Conversion Cycle | 5,475.00 | 1,906.11 | 400.71 | 1,219.86 | 1,291.54 | 235.20 | 371.48 | 1,642.50 | 327.39 | 436.97 | 121.81 | 362.12 |
| Working Capital Days | 2,494.17 | 1,297.78 | 924.40 | 997.81 | 5,488.04 | 492.21 | 936.63 | 1,907.33 | 994.07 | 1,076.12 | 155.80 | 325.93 |
| ROCE % | 0.43% | -0.45% | 3.14% | 19.14% | 1.25% | 6.73% | 4.71% | 4.26% | 8.64% | 1.49% | 20.80% | 9.40% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.21 | 2.25 | 0.36 | 0.67 | 0.01 |
| Diluted EPS (Rs.) | 1.21 | 2.25 | 0.36 | 0.67 | 0.01 |
| Cash EPS (Rs.) | 1.21 | 2.25 | 0.35 | 0.67 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 15.68 | 14.27 | 12.02 | 11.66 | 10.84 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 15.68 | 14.27 | 12.02 | 11.66 | 10.84 |
| Revenue From Operations / Share (Rs.) | 20.60 | 26.86 | 1.13 | 3.03 | 1.30 |
| PBDIT / Share (Rs.) | 1.74 | 3.37 | 0.53 | 1.17 | 0.67 |
| PBIT / Share (Rs.) | 1.74 | 3.37 | 0.53 | 1.17 | 0.67 |
| PBT / Share (Rs.) | 1.62 | 3.01 | 0.14 | 0.89 | 0.01 |
| Net Profit / Share (Rs.) | 1.21 | 2.25 | 0.35 | 0.67 | 0.01 |
| PBDIT Margin (%) | 8.43 | 12.55 | 47.88 | 38.50 | 51.91 |
| PBIT Margin (%) | 8.43 | 12.55 | 47.88 | 38.50 | 51.91 |
| PBT Margin (%) | 7.85 | 11.21 | 13.22 | 29.61 | 1.42 |
| Net Profit Margin (%) | 5.88 | 8.39 | 31.90 | 22.20 | 1.06 |
| Return on Networth / Equity (%) | 7.72 | 15.79 | 2.98 | 5.76 | 0.12 |
| Return on Capital Employeed (%) | 10.79 | 22.37 | 4.47 | 9.77 | 6.18 |
| Return On Assets (%) | 6.41 | 11.70 | 2.55 | 4.55 | 0.09 |
| Total Debt / Equity (X) | 0.17 | 0.29 | 0.16 | 0.17 | 0.20 |
| Asset Turnover Ratio (%) | 1.08 | 1.61 | 0.07 | 0.21 | 0.07 |
| Current Ratio (X) | 6.78 | 4.60 | 6.99 | 5.12 | 4.47 |
| Quick Ratio (X) | 1.83 | 3.23 | 6.57 | 4.61 | 3.96 |
| Inventory Turnover Ratio (X) | 2.11 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 14.63 | 9.35 | 1.38 | 4.33 | 1.03 |
| Interest Coverage Ratio (Post Tax) (X) | 11.20 | 7.25 | 1.92 | 3.50 | 1.02 |
| Enterprise Value (Cr.) | 13.99 | 21.31 | 14.11 | 122.30 | 95.86 |
| EV / Net Operating Revenue (X) | 0.66 | 0.77 | 12.28 | 39.60 | 72.20 |
| EV / EBITDA (X) | 7.89 | 6.19 | 25.64 | 102.85 | 139.06 |
| MarketCap / Net Operating Revenue (X) | 0.53 | 0.62 | 10.56 | 38.94 | 70.51 |
| Price / BV (X) | 0.70 | 1.18 | 0.98 | 10.11 | 8.46 |
| Price / Net Operating Revenue (X) | 0.53 | 0.62 | 10.57 | 38.95 | 70.52 |
| EarningsYield | 0.11 | 0.13 | 0.03 | 0.01 | 0.00 |
After reviewing the key financial ratios for BFL Asset Finvest Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 5. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 5. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 3. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.68. It has increased from 14.27 (Mar 24) to 15.68, marking an increase of 1.41.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.68. It has increased from 14.27 (Mar 24) to 15.68, marking an increase of 1.41.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 20.60. It has decreased from 26.86 (Mar 24) to 20.60, marking a decrease of 6.26.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.74. This value is below the healthy minimum of 2. It has decreased from 3.37 (Mar 24) to 1.74, marking a decrease of 1.63.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.74. This value is within the healthy range. It has decreased from 3.37 (Mar 24) to 1.74, marking a decrease of 1.63.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.62. This value is within the healthy range. It has decreased from 3.01 (Mar 24) to 1.62, marking a decrease of 1.39.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 2. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For PBDIT Margin (%), as of Mar 25, the value is 8.43. This value is below the healthy minimum of 10. It has decreased from 12.55 (Mar 24) to 8.43, marking a decrease of 4.12.
- For PBIT Margin (%), as of Mar 25, the value is 8.43. This value is below the healthy minimum of 10. It has decreased from 12.55 (Mar 24) to 8.43, marking a decrease of 4.12.
- For PBT Margin (%), as of Mar 25, the value is 7.85. This value is below the healthy minimum of 10. It has decreased from 11.21 (Mar 24) to 7.85, marking a decrease of 3.36.
- For Net Profit Margin (%), as of Mar 25, the value is 5.88. This value is within the healthy range. It has decreased from 8.39 (Mar 24) to 5.88, marking a decrease of 2.51.
- For Return on Networth / Equity (%), as of Mar 25, the value is 7.72. This value is below the healthy minimum of 15. It has decreased from 15.79 (Mar 24) to 7.72, marking a decrease of 8.07.
- For Return on Capital Employeed (%), as of Mar 25, the value is 10.79. This value is within the healthy range. It has decreased from 22.37 (Mar 24) to 10.79, marking a decrease of 11.58.
- For Return On Assets (%), as of Mar 25, the value is 6.41. This value is within the healthy range. It has decreased from 11.70 (Mar 24) to 6.41, marking a decrease of 5.29.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.17. This value is within the healthy range. It has decreased from 0.29 (Mar 24) to 0.17, marking a decrease of 0.12.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 1.08. It has decreased from 1.61 (Mar 24) to 1.08, marking a decrease of 0.53.
- For Current Ratio (X), as of Mar 25, the value is 6.78. This value exceeds the healthy maximum of 3. It has increased from 4.60 (Mar 24) to 6.78, marking an increase of 2.18.
- For Quick Ratio (X), as of Mar 25, the value is 1.83. This value is within the healthy range. It has decreased from 3.23 (Mar 24) to 1.83, marking a decrease of 1.40.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 2.11. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 2.11, marking an increase of 2.11.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 14.63. This value is within the healthy range. It has increased from 9.35 (Mar 24) to 14.63, marking an increase of 5.28.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 11.20. This value is within the healthy range. It has increased from 7.25 (Mar 24) to 11.20, marking an increase of 3.95.
- For Enterprise Value (Cr.), as of Mar 25, the value is 13.99. It has decreased from 21.31 (Mar 24) to 13.99, marking a decrease of 7.32.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 1. It has decreased from 0.77 (Mar 24) to 0.66, marking a decrease of 0.11.
- For EV / EBITDA (X), as of Mar 25, the value is 7.89. This value is within the healthy range. It has increased from 6.19 (Mar 24) to 7.89, marking an increase of 1.70.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.53. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.53, marking a decrease of 0.09.
- For Price / BV (X), as of Mar 25, the value is 0.70. This value is below the healthy minimum of 1. It has decreased from 1.18 (Mar 24) to 0.70, marking a decrease of 0.48.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.53. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.53, marking a decrease of 0.09.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.13 (Mar 24) to 0.11, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in BFL Asset Finvest Ltd:
- Net Profit Margin: 5.88%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 10.79% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 7.72% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 11.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.83
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 52.2)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.17
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 5.88%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 1, Tara Nagar, Jaipur Rajasthan 302006 | bfldevelopers@gmail.com http://www.bflfin.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Mahendra Kumar Baid | Managing Director |
| Mr. Aditya Baid | Non Executive Director |
| Mrs. Alpana Baid | Non Executive Director |
| Mr. Ajay Agarwal | Ind. Non-Executive Director |
| Mr. Kuldeep Jain | Ind. Non-Executive Director |
| Mr. Amit Kumar Parashar | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of BFL Asset Finvest Ltd?
BFL Asset Finvest Ltd's intrinsic value (as of 09 December 2025) is 20.67 which is 93.18% higher the current market price of 10.70, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 10.9 Cr. market cap, FY2025-2026 high/low of 27.6/9.65, reserves of ₹11.04 Cr, and liabilities of 23.16 Cr.
What is the Market Cap of BFL Asset Finvest Ltd?
The Market Cap of BFL Asset Finvest Ltd is 10.9 Cr..
What is the current Stock Price of BFL Asset Finvest Ltd as on 09 December 2025?
The current stock price of BFL Asset Finvest Ltd as on 09 December 2025 is 10.7.
What is the High / Low of BFL Asset Finvest Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of BFL Asset Finvest Ltd stocks is 27.6/9.65.
What is the Stock P/E of BFL Asset Finvest Ltd?
The Stock P/E of BFL Asset Finvest Ltd is .
What is the Book Value of BFL Asset Finvest Ltd?
The Book Value of BFL Asset Finvest Ltd is 20.8.
What is the Dividend Yield of BFL Asset Finvest Ltd?
The Dividend Yield of BFL Asset Finvest Ltd is 0.00 %.
What is the ROCE of BFL Asset Finvest Ltd?
The ROCE of BFL Asset Finvest Ltd is 9.40 %.
What is the ROE of BFL Asset Finvest Ltd?
The ROE of BFL Asset Finvest Ltd is 8.12 %.
What is the Face Value of BFL Asset Finvest Ltd?
The Face Value of BFL Asset Finvest Ltd is 10.0.