Share Price and Basic Stock Data
Last Updated: October 20, 2025, 8:19 pm
| PEG Ratio | 0.24 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
BFL Asset Finvest Ltd operates as a Non-Banking Financial Company (NBFC) and has reported significant revenue growth in recent quarters. The company recorded sales of ₹0.20 Cr in June 2022, which rose to ₹12.50 Cr by September 2023. This remarkable increase showcases a substantial upward trajectory. However, the sales figures for subsequent quarters indicate volatility, with revenues declining to ₹1.32 Cr in March 2024 before rebounding to ₹9.06 Cr in June 2024. Yearly sales for FY 2024 stood at ₹27.41 Cr, compared to ₹1.16 Cr in FY 2023, marking an impressive year-on-year growth. The operating profit margin (OPM) fluctuated significantly during this period, reflecting operational challenges, yet it stood at 68.95% in June 2025. Overall, the revenue trends suggest that while BFL has potential for high sales growth, it also faces challenges in maintaining consistent performance across reporting periods.
Profitability and Efficiency Metrics
The profitability metrics of BFL Asset Finvest Ltd reveal a mixed performance. For FY 2025, the company reported a net profit of ₹1.24 Cr, which translates to an earnings per share (EPS) of ₹1.21. This indicates a significant decline from the ₹2.25 Cr net profit in FY 2024, where the EPS was ₹2.25. The return on equity (ROE) stood at 7.72% for FY 2025, while the return on capital employed (ROCE) was stronger at 10.79%, indicating reasonable efficiency in capital utilization. The interest coverage ratio (ICR) was a robust 14.63, suggesting that the company can comfortably meet its interest obligations. However, the cash conversion cycle (CCC) extended to 362.12 days, indicating potential inefficiencies in working capital management. Overall, while BFL demonstrates solid profitability and efficiency in certain areas, the high CCC presents a notable concern for operational effectiveness.
Balance Sheet Strength and Financial Ratios
BFL’s balance sheet reflects a mixed picture of financial health. The company reported total assets of ₹19.28 Cr as of March 2025, with borrowings amounting to ₹2.84 Cr, resulting in a low debt-to-equity ratio of 0.17. This indicates a conservative capital structure, which is favorable for stability. Reserves have increased to ₹5.80 Cr, bolstering the equity base. The book value per share rose to ₹15.68, suggesting a solid asset backing. However, the current ratio at 6.78 and quick ratio at 1.83 indicate strong liquidity, which is significantly above the typical sector norms. The financial ratios, including a price-to-book value (P/BV) of 0.70x, suggest that the stock may be undervalued relative to its book value. While the low debt level and high liquidity positions are strengths, the company must also manage its operational efficiency to enhance overall financial performance.
Shareholding Pattern and Investor Confidence
The shareholding pattern of BFL Asset Finvest Ltd indicates a diverse ownership structure, with promoters holding 27.06% as of March 2025, while the public holds the majority at 72.94%. The number of shareholders decreased from 15,687 in September 2022 to 13,569 by March 2025, indicating a slight decline in retail investor interest. The presence of a stable promoter holding can instill confidence among investors. However, the lack of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) suggests limited institutional backing, which could affect market perception. The gradual increase in promoter holding from 16.08% in September 2022 to the current level may indicate a commitment to the company’s long-term growth. Overall, while the investor confidence appears stable, the decline in shareholder count and absence of institutional investors present risks to broader market engagement.
Outlook, Risks, and Final Insight
If margins sustain and operational efficiencies improve, BFL Asset Finvest Ltd could capitalize on its growth trajectory, potentially enhancing profitability and shareholder value. However, the company faces challenges, including fluctuating sales figures and a high cash conversion cycle, which may hinder consistent performance. Additionally, the absence of institutional investors could limit liquidity and market interest. Effective management of working capital and operational efficiency will be critical for BFL to leverage its strong balance sheet and liquidity position. Furthermore, strategic initiatives to attract institutional investment could bolster investor confidence and enhance market valuation. Overall, while the prospects for growth are promising, careful navigation of operational challenges and market dynamics will be essential for sustained success.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of BFL Asset Finvest Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 15.5 Cr. | 1.55 | 1.91/0.85 | 103 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 11.8 Cr. | 1.18 | 15.6/1.06 | 18.5 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 527 Cr. | 161 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 18.0 Cr. | 19.7 | 39.8/17.5 | 13.5 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.6 Cr. | 99.1 | 181/90.0 | 23.8 | 238 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,718.09 Cr | 488.62 | 102.79 | 494.63 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.20 | 0.30 | 0.32 | 0.33 | 0.47 | 12.50 | 13.12 | 1.32 | 9.06 | 7.60 | 0.12 | 4.23 | 9.63 |
| Expenses | 0.12 | 0.28 | -0.01 | 0.56 | 0.16 | 10.65 | 10.25 | 2.91 | 3.55 | 4.49 | 4.76 | 6.85 | 2.99 |
| Operating Profit | 0.08 | 0.02 | 0.33 | -0.23 | 0.31 | 1.85 | 2.87 | -1.59 | 5.51 | 3.11 | -4.64 | -2.62 | 6.64 |
| OPM % | 40.00% | 6.67% | 103.12% | -69.70% | 65.96% | 14.80% | 21.88% | -120.45% | 60.82% | 40.92% | -3,866.67% | -61.94% | 68.95% |
| Other Income | 0.00 | 0.33 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.06 | 0.02 | 0.13 | -0.01 |
| Interest | 0.07 | 0.07 | 0.07 | 0.18 | 0.06 | 0.16 | 0.11 | 0.04 | 0.05 | 0.02 | 0.03 | 0.03 | 0.04 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.28 | 0.27 | -0.40 | 0.25 | 1.69 | 2.76 | -1.63 | 5.66 | 3.15 | -4.65 | -2.52 | 6.59 |
| Tax % | 0.00% | 0.00% | -77.78% | 0.00% | 0.00% | 0.00% | 0.00% | 47.24% | 0.00% | 0.00% | 0.00% | 16.67% | 0.00% |
| Net Profit | 0.01 | 0.28 | 0.48 | -0.40 | 0.25 | 1.69 | 2.76 | -2.40 | 5.66 | 3.15 | -4.65 | -2.93 | 6.59 |
| EPS in Rs | 0.01 | 0.27 | 0.47 | -0.39 | 0.25 | 1.66 | 2.70 | -2.35 | 5.55 | 3.09 | -4.56 | -2.87 | 6.46 |
Last Updated: August 1, 2025, 6:20 am
Below is a detailed analysis of the quarterly data for BFL Asset Finvest Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 9.63 Cr.. The value appears strong and on an upward trend. It has increased from 4.23 Cr. (Mar 2025) to 9.63 Cr., marking an increase of 5.40 Cr..
- For Expenses, as of Jun 2025, the value is 2.99 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6.85 Cr. (Mar 2025) to 2.99 Cr., marking a decrease of 3.86 Cr..
- For Operating Profit, as of Jun 2025, the value is 6.64 Cr.. The value appears strong and on an upward trend. It has increased from -2.62 Cr. (Mar 2025) to 6.64 Cr., marking an increase of 9.26 Cr..
- For OPM %, as of Jun 2025, the value is 68.95%. The value appears strong and on an upward trend. It has increased from -61.94% (Mar 2025) to 68.95%, marking an increase of 130.89%.
- For Other Income, as of Jun 2025, the value is -0.01 Cr.. The value appears to be declining and may need further review. It has decreased from 0.13 Cr. (Mar 2025) to -0.01 Cr., marking a decrease of 0.14 Cr..
- For Interest, as of Jun 2025, the value is 0.04 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.03 Cr. (Mar 2025) to 0.04 Cr., marking an increase of 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 6.59 Cr.. The value appears strong and on an upward trend. It has increased from -2.52 Cr. (Mar 2025) to 6.59 Cr., marking an increase of 9.11 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be improving (decreasing) as expected. It has decreased from 16.67% (Mar 2025) to 0.00%, marking a decrease of 16.67%.
- For Net Profit, as of Jun 2025, the value is 6.59 Cr.. The value appears strong and on an upward trend. It has increased from -2.93 Cr. (Mar 2025) to 6.59 Cr., marking an increase of 9.52 Cr..
- For EPS in Rs, as of Jun 2025, the value is 6.46. The value appears strong and on an upward trend. It has increased from -2.87 (Mar 2025) to 6.46, marking an increase of 9.33.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:47 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.06 | 0.27 | 0.92 | 1.69 | 0.56 | 6.14 | 2.95 | 1.33 | 3.11 | 1.16 | 27.41 | 21.02 | 21.58 |
| Expenses | 0.04 | 0.32 | 0.78 | 0.36 | 0.44 | 4.98 | 1.96 | 0.64 | 1.93 | 0.95 | 23.97 | 19.65 | 19.09 |
| Operating Profit | 0.02 | -0.05 | 0.14 | 1.33 | 0.12 | 1.16 | 0.99 | 0.69 | 1.18 | 0.21 | 3.44 | 1.37 | 2.49 |
| OPM % | 33.33% | -18.52% | 15.22% | 78.70% | 21.43% | 18.89% | 33.56% | 51.88% | 37.94% | 18.10% | 12.55% | 6.52% | 11.54% |
| Other Income | 0.00 | 0.10 | 0.02 | 0.00 | 0.01 | 0.04 | 0.00 | 0.00 | 0.00 | 0.34 | 0.00 | 0.40 | 0.20 |
| Interest | 0.00 | 0.03 | 0.15 | 0.01 | 0.04 | 1.09 | 0.93 | 0.67 | 0.27 | 0.40 | 0.37 | 0.12 | 0.12 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.02 | 0.01 | 1.32 | 0.09 | 0.11 | 0.06 | 0.02 | 0.91 | 0.15 | 3.07 | 1.65 | 2.57 |
| Tax % | 0.00% | -50.00% | -100.00% | 34.09% | 66.67% | 27.27% | 66.67% | 0.00% | 25.27% | -140.00% | 25.08% | 25.45% | |
| Net Profit | 0.01 | 0.02 | 0.02 | 0.87 | 0.03 | 0.08 | 0.02 | 0.01 | 0.69 | 0.37 | 2.30 | 1.24 | 2.16 |
| EPS in Rs | 0.04 | 1.70 | 0.03 | 0.08 | 0.02 | 0.01 | 0.68 | 0.36 | 2.25 | 1.22 | 2.12 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 29.31% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 0.00% | 4250.00% | -96.55% | 166.67% | -75.00% | -50.00% | 6800.00% | -46.38% | 521.62% | -46.09% |
| Change in YoY Net Profit Growth (%) | 0.00% | -100.00% | 4250.00% | -4346.55% | 263.22% | -241.67% | 25.00% | 6850.00% | -6846.38% | 568.00% | -567.71% |
BFL Asset Finvest Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 55% |
| 5 Years: | 48% |
| 3 Years: | 89% |
| TTM: | -40% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 39% |
| 5 Years: | 128% |
| 3 Years: | 22% |
| TTM: | -72% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | -30% |
| 3 Years: | -18% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 7% |
| 3 Years: | 9% |
| Last Year: | 8% |
Last Updated: September 5, 2025, 2:41 pm
Balance Sheet
Last Updated: October 10, 2025, 3:37 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.74 | 3.74 | 3.74 | 5.10 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 |
| Reserves | 0.37 | 0.39 | 0.41 | 2.54 | 2.47 | 2.58 | 1.75 | 0.86 | 1.69 | 2.06 | 4.36 | 5.80 |
| Borrowings | 0.47 | 0.25 | 1.65 | 0.46 | 0.00 | 10.23 | 7.08 | 2.28 | 2.09 | 2.02 | 4.24 | 2.84 |
| Other Liabilities | 0.24 | 0.06 | 1.65 | 2.65 | 4.80 | 0.33 | 0.31 | 0.98 | 1.08 | 0.07 | 0.84 | 0.44 |
| Total Liabilities | 4.82 | 4.44 | 7.45 | 10.75 | 17.47 | 23.34 | 19.34 | 14.32 | 15.06 | 14.35 | 19.64 | 19.28 |
| Fixed Assets | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 2.87 | 2.84 | 2.90 | 2.89 | 3.65 | 2.51 | 1.66 | 0.74 | 0.11 | 0.10 | 0.10 | 0.00 |
| Other Assets | 1.45 | 1.10 | 4.05 | 7.36 | 13.32 | 20.33 | 17.68 | 13.58 | 14.81 | 14.25 | 19.54 | 19.28 |
| Total Assets | 4.82 | 4.44 | 7.45 | 10.75 | 17.47 | 23.34 | 19.34 | 14.32 | 15.06 | 14.35 | 19.64 | 19.28 |
Below is a detailed analysis of the balance sheet data for BFL Asset Finvest Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 10.20 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 10.20 Cr..
- For Reserves, as of Mar 2025, the value is 5.80 Cr.. The value appears strong and on an upward trend. It has increased from 4.36 Cr. (Mar 2024) to 5.80 Cr., marking an increase of 1.44 Cr..
- For Borrowings, as of Mar 2025, the value is 2.84 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 4.24 Cr. (Mar 2024) to 2.84 Cr., marking a decrease of 1.40 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.44 Cr.. The value appears to be improving (decreasing). It has decreased from 0.84 Cr. (Mar 2024) to 0.44 Cr., marking a decrease of 0.40 Cr..
- For Total Liabilities, as of Mar 2025, the value is 19.28 Cr.. The value appears to be improving (decreasing). It has decreased from 19.64 Cr. (Mar 2024) to 19.28 Cr., marking a decrease of 0.36 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.10 Cr. (Mar 2024) to 0.00 Cr., marking a decrease of 0.10 Cr..
- For Other Assets, as of Mar 2025, the value is 19.28 Cr.. The value appears to be declining and may need further review. It has decreased from 19.54 Cr. (Mar 2024) to 19.28 Cr., marking a decrease of 0.26 Cr..
- For Total Assets, as of Mar 2025, the value is 19.28 Cr.. The value appears to be declining and may need further review. It has decreased from 19.64 Cr. (Mar 2024) to 19.28 Cr., marking a decrease of 0.36 Cr..
Notably, the Reserves (5.80 Cr.) exceed the Borrowings (2.84 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.45 | -0.30 | -1.51 | 0.87 | 0.12 | -9.07 | -6.09 | -1.59 | -0.91 | -1.81 | -0.80 | -1.47 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 446.11 | 35.71 | 10.80 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 29.16 | 87.69 |
| Inventory Days | 7,056.67 | 1,505.62 | 365.00 | 1,209.06 | 1,319.62 | 235.20 | 371.48 | 1,642.50 | 327.39 | 436.97 | 92.64 | 274.63 |
| Days Payable | 1,581.67 | 45.62 | 0.00 | 0.00 | 28.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 |
| Cash Conversion Cycle | 5,475.00 | 1,906.11 | 400.71 | 1,219.86 | 1,291.54 | 235.20 | 371.48 | 1,642.50 | 327.39 | 436.97 | 121.81 | 362.12 |
| Working Capital Days | 2,494.17 | 1,297.78 | 924.40 | 997.81 | 5,488.04 | 492.21 | 936.63 | 1,907.33 | 994.07 | 1,076.12 | 155.80 | 325.93 |
| ROCE % | 0.43% | -0.45% | 3.14% | 19.14% | 1.25% | 6.73% | 4.71% | 4.26% | 8.64% | 1.49% | 20.80% | 9.40% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.21 | 2.25 | 0.36 | 0.67 | 0.01 |
| Diluted EPS (Rs.) | 1.21 | 2.25 | 0.36 | 0.67 | 0.01 |
| Cash EPS (Rs.) | 1.21 | 2.25 | 0.35 | 0.67 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 15.68 | 14.27 | 12.02 | 11.66 | 10.84 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 15.68 | 14.27 | 12.02 | 11.66 | 10.84 |
| Revenue From Operations / Share (Rs.) | 20.60 | 26.86 | 1.13 | 3.03 | 1.30 |
| PBDIT / Share (Rs.) | 1.74 | 3.37 | 0.53 | 1.17 | 0.67 |
| PBIT / Share (Rs.) | 1.74 | 3.37 | 0.53 | 1.17 | 0.67 |
| PBT / Share (Rs.) | 1.62 | 3.01 | 0.14 | 0.89 | 0.01 |
| Net Profit / Share (Rs.) | 1.21 | 2.25 | 0.35 | 0.67 | 0.01 |
| PBDIT Margin (%) | 8.43 | 12.55 | 47.88 | 38.50 | 51.91 |
| PBIT Margin (%) | 8.43 | 12.55 | 47.88 | 38.50 | 51.91 |
| PBT Margin (%) | 7.85 | 11.21 | 13.22 | 29.61 | 1.42 |
| Net Profit Margin (%) | 5.88 | 8.39 | 31.90 | 22.20 | 1.06 |
| Return on Networth / Equity (%) | 7.72 | 15.79 | 2.98 | 5.76 | 0.12 |
| Return on Capital Employeed (%) | 10.79 | 22.37 | 4.47 | 9.77 | 6.18 |
| Return On Assets (%) | 6.41 | 11.70 | 2.55 | 4.55 | 0.09 |
| Total Debt / Equity (X) | 0.17 | 0.29 | 0.16 | 0.17 | 0.20 |
| Asset Turnover Ratio (%) | 1.08 | 1.61 | 0.07 | 0.21 | 0.07 |
| Current Ratio (X) | 6.78 | 4.60 | 6.99 | 5.12 | 4.47 |
| Quick Ratio (X) | 1.83 | 3.23 | 6.57 | 4.61 | 3.96 |
| Inventory Turnover Ratio (X) | 2.11 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 14.63 | 9.35 | 1.38 | 4.33 | 1.03 |
| Interest Coverage Ratio (Post Tax) (X) | 11.20 | 7.25 | 1.92 | 3.50 | 1.02 |
| Enterprise Value (Cr.) | 13.99 | 21.31 | 14.11 | 122.30 | 95.86 |
| EV / Net Operating Revenue (X) | 0.66 | 0.77 | 12.28 | 39.60 | 72.20 |
| EV / EBITDA (X) | 7.89 | 6.19 | 25.64 | 102.85 | 139.06 |
| MarketCap / Net Operating Revenue (X) | 0.53 | 0.62 | 10.56 | 38.94 | 70.51 |
| Price / BV (X) | 0.70 | 1.18 | 0.98 | 10.11 | 8.46 |
| Price / Net Operating Revenue (X) | 0.53 | 0.62 | 10.57 | 38.95 | 70.52 |
| EarningsYield | 0.11 | 0.13 | 0.03 | 0.01 | 0.00 |
After reviewing the key financial ratios for BFL Asset Finvest Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 5. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 5. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 3. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.68. It has increased from 14.27 (Mar 24) to 15.68, marking an increase of 1.41.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.68. It has increased from 14.27 (Mar 24) to 15.68, marking an increase of 1.41.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 20.60. It has decreased from 26.86 (Mar 24) to 20.60, marking a decrease of 6.26.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.74. This value is below the healthy minimum of 2. It has decreased from 3.37 (Mar 24) to 1.74, marking a decrease of 1.63.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.74. This value is within the healthy range. It has decreased from 3.37 (Mar 24) to 1.74, marking a decrease of 1.63.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.62. This value is within the healthy range. It has decreased from 3.01 (Mar 24) to 1.62, marking a decrease of 1.39.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 2. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For PBDIT Margin (%), as of Mar 25, the value is 8.43. This value is below the healthy minimum of 10. It has decreased from 12.55 (Mar 24) to 8.43, marking a decrease of 4.12.
- For PBIT Margin (%), as of Mar 25, the value is 8.43. This value is below the healthy minimum of 10. It has decreased from 12.55 (Mar 24) to 8.43, marking a decrease of 4.12.
- For PBT Margin (%), as of Mar 25, the value is 7.85. This value is below the healthy minimum of 10. It has decreased from 11.21 (Mar 24) to 7.85, marking a decrease of 3.36.
- For Net Profit Margin (%), as of Mar 25, the value is 5.88. This value is within the healthy range. It has decreased from 8.39 (Mar 24) to 5.88, marking a decrease of 2.51.
- For Return on Networth / Equity (%), as of Mar 25, the value is 7.72. This value is below the healthy minimum of 15. It has decreased from 15.79 (Mar 24) to 7.72, marking a decrease of 8.07.
- For Return on Capital Employeed (%), as of Mar 25, the value is 10.79. This value is within the healthy range. It has decreased from 22.37 (Mar 24) to 10.79, marking a decrease of 11.58.
- For Return On Assets (%), as of Mar 25, the value is 6.41. This value is within the healthy range. It has decreased from 11.70 (Mar 24) to 6.41, marking a decrease of 5.29.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.17. This value is within the healthy range. It has decreased from 0.29 (Mar 24) to 0.17, marking a decrease of 0.12.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 1.08. It has decreased from 1.61 (Mar 24) to 1.08, marking a decrease of 0.53.
- For Current Ratio (X), as of Mar 25, the value is 6.78. This value exceeds the healthy maximum of 3. It has increased from 4.60 (Mar 24) to 6.78, marking an increase of 2.18.
- For Quick Ratio (X), as of Mar 25, the value is 1.83. This value is within the healthy range. It has decreased from 3.23 (Mar 24) to 1.83, marking a decrease of 1.40.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 2.11. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 2.11, marking an increase of 2.11.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 14.63. This value is within the healthy range. It has increased from 9.35 (Mar 24) to 14.63, marking an increase of 5.28.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 11.20. This value is within the healthy range. It has increased from 7.25 (Mar 24) to 11.20, marking an increase of 3.95.
- For Enterprise Value (Cr.), as of Mar 25, the value is 13.99. It has decreased from 21.31 (Mar 24) to 13.99, marking a decrease of 7.32.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 1. It has decreased from 0.77 (Mar 24) to 0.66, marking a decrease of 0.11.
- For EV / EBITDA (X), as of Mar 25, the value is 7.89. This value is within the healthy range. It has increased from 6.19 (Mar 24) to 7.89, marking an increase of 1.70.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.53. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.53, marking a decrease of 0.09.
- For Price / BV (X), as of Mar 25, the value is 0.70. This value is below the healthy minimum of 1. It has decreased from 1.18 (Mar 24) to 0.70, marking a decrease of 0.48.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.53. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.53, marking a decrease of 0.09.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.13 (Mar 24) to 0.11, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in BFL Asset Finvest Ltd:
- Net Profit Margin: 5.88%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 10.79% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 7.72% (Industry Average ROE: 8.76%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 11.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.83
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 6.08 (Industry average Stock P/E: 82.83)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.17
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 5.88%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 1, Tara Nagar, Jaipur Rajasthan 302006 | bfldevelopers@gmail.com http://www.bflfin.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Mahendra Kumar Baid | Managing Director |
| Mr. Aditya Baid | Non Executive Director |
| Mrs. Alpana Baid | Non Executive Director |
| Mr. Ajay Agarwal | Ind. Non-Executive Director |
| Mr. Kuldeep Jain | Ind. Non-Executive Director |
| Mr. Amit Kumar Parashar | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of BFL Asset Finvest Ltd?
BFL Asset Finvest Ltd's intrinsic value (as of 21 October 2025) is 6.32 which is 51.01% lower the current market price of 12.90, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 13.1 Cr. market cap, FY2025-2026 high/low of 29.0/10.8, reserves of ₹5.80 Cr, and liabilities of 19.28 Cr.
What is the Market Cap of BFL Asset Finvest Ltd?
The Market Cap of BFL Asset Finvest Ltd is 13.1 Cr..
What is the current Stock Price of BFL Asset Finvest Ltd as on 21 October 2025?
The current stock price of BFL Asset Finvest Ltd as on 21 October 2025 is 12.9.
What is the High / Low of BFL Asset Finvest Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of BFL Asset Finvest Ltd stocks is 29.0/10.8.
What is the Stock P/E of BFL Asset Finvest Ltd?
The Stock P/E of BFL Asset Finvest Ltd is 6.08.
What is the Book Value of BFL Asset Finvest Ltd?
The Book Value of BFL Asset Finvest Ltd is 15.7.
What is the Dividend Yield of BFL Asset Finvest Ltd?
The Dividend Yield of BFL Asset Finvest Ltd is 0.00 %.
What is the ROCE of BFL Asset Finvest Ltd?
The ROCE of BFL Asset Finvest Ltd is 9.40 %.
What is the ROE of BFL Asset Finvest Ltd?
The ROE of BFL Asset Finvest Ltd is 8.12 %.
What is the Face Value of BFL Asset Finvest Ltd?
The Face Value of BFL Asset Finvest Ltd is 10.0.