Share Price and Basic Stock Data
Last Updated: February 7, 2026, 2:57 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
BFL Asset Finvest Ltd operates within the Non-Banking Financial Company (NBFC) sector, focusing on asset financing. As of the latest market data, the company’s share price stood at ₹9.23, with a market capitalization of ₹9.42 Cr. The revenue trajectory reveals significant fluctuations, with reported revenues of ₹0.32 Cr in December 2022, gradually increasing to ₹12.50 Cr by September 2023, and further rising to ₹13.12 Cr by December 2023. However, the revenue dipped to ₹1.32 Cr in March 2024, indicating volatility. For the trailing twelve months (TTM), the total revenue reached ₹16.51 Cr. This inconsistency in revenue generation may signal challenges in maintaining a stable customer base or economic pressures affecting operations. Notably, the company recorded a sharp increase in revenue in the latter half of 2023, suggesting potential recovery or strategic shifts in operations that could enhance future performance.
Profitability and Efficiency Metrics
BFL Asset Finvest’s profitability metrics exhibit a mixed performance. The company reported a net profit of ₹-2.35 Cr, reflecting operational challenges despite a rise in revenue. The operating profit margin (OPM) remains unavailable, complicating profit analysis. However, the return on equity (ROE) was recorded at 8.12%, while the return on capital employed (ROCE) stood at 9.40%, indicating moderate efficiency in utilizing equity and capital. The company’s interest coverage ratio (ICR) is robust at 14.63x, suggesting a strong ability to meet interest obligations, though the financing profit has fluctuated significantly, with a peak of ₹6.60 Cr in June 2025 but also negative values in other periods. This volatility may raise concerns about sustainable profitability. Overall, while the ICR indicates a solid financial footing in terms of interest payments, the inconsistent net profit figures highlight the need for improved operational efficiency.
Balance Sheet Strength and Financial Ratios
The balance sheet of BFL Asset Finvest reflects a cautious financial standing. The company’s total assets reported at ₹19.28 Cr, with total liabilities of ₹19.64 Cr, indicating a slight imbalance. The equity capital remained consistent at ₹10.20 Cr, while reserves increased to ₹11.04 Cr as of September 2025, showcasing a strengthening capital base. The company’s debt-to-equity ratio is low at 0.17, suggesting prudent financial management with limited reliance on debt financing. The book value per share is reported at ₹15.68, well above the current share price, indicating potential undervaluation. Additionally, the current ratio of 6.78x signifies strong liquidity, allowing the company to cover short-term liabilities effectively. However, the cash conversion cycle (CCC) of 362.12 days raises concerns regarding operational efficiency, as it indicates delays in converting investments into cash flow.
Shareholding Pattern and Investor Confidence
The shareholding pattern of BFL Asset Finvest Ltd demonstrates a significant public ownership of 72.94%, while promoters hold 27.06% of the shares, reflecting a stable ownership structure. The number of shareholders has seen a decline from 14,618 in December 2022 to 13,336 by September 2025, suggesting potential investor disenchantment or consolidation among shareholders. The steady increase in promoter shareholding from 16.08% in December 2022 to the current 27.06% signals a growing commitment from the management, which may instill confidence among investors. Nevertheless, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) indicates a lack of institutional endorsement, which could affect market perception and liquidity. Overall, while the promoter’s increasing stake is a positive sign, the declining number of shareholders and absence of institutional backing may pose challenges for attracting new investors.
Outlook, Risks, and Final Insight
The outlook for BFL Asset Finvest hinges on its ability to stabilize revenue and enhance profitability. The significant fluctuations in quarterly revenues and net profits indicate a need for strategic adjustments to improve operational consistency. Risks include the company’s reliance on a volatile revenue stream, potential liquidity issues indicated by the lengthy cash conversion cycle, and the absence of institutional investors, which could limit growth opportunities. Furthermore, the company’s low interest coverage ratio, while currently healthy, must be monitored closely amidst income volatility. BFL Asset Finvest has the potential for recovery, especially given its increasing reserves and healthy liquidity ratios. Should the company address its operational inefficiencies and attract institutional interest, it could enhance its market position significantly. Conversely, continued revenue volatility could impede growth and investor confidence, necessitating strategic initiatives to stabilize earnings and operational performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.0 Cr. | 1.40 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.22 Cr. | 0.62 | 4.29/0.58 | 18.3 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 388 Cr. | 59.3 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.3 Cr. | 15.6 | 24.7/14.8 | 11.8 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 28.4 Cr. | 63.0 | 141/57.6 | 15.3 | 238 | 1.59 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,033.26 Cr | 390.21 | 71.10 | 514.75 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.32 | 0.33 | 0.47 | 12.50 | 13.12 | 1.32 | 9.06 | 7.60 | 0.12 | 4.23 | 9.63 | 2.53 | 7.79 |
| Interest | 0.07 | 0.18 | 0.06 | 0.16 | 0.11 | 0.04 | 0.05 | 0.02 | 0.03 | 0.03 | 0.04 | 0.05 | 0.15 |
| Expenses | -0.01 | 0.56 | 0.16 | 10.65 | 10.25 | 2.91 | 3.55 | 4.49 | 4.76 | 6.85 | 2.99 | 3.44 | 8.45 |
| Financing Profit | 0.26 | -0.41 | 0.25 | 1.69 | 2.76 | -1.63 | 5.46 | 3.09 | -4.67 | -2.65 | 6.60 | -0.96 | -0.81 |
| Financing Margin % | 81.25% | -124.24% | 53.19% | 13.52% | 21.04% | -123.48% | 60.26% | 40.66% | -3,891.67% | -62.65% | 68.54% | -37.94% | -10.40% |
| Other Income | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.06 | 0.02 | 0.13 | -0.01 | -0.40 | -1.67 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.27 | -0.40 | 0.25 | 1.69 | 2.76 | -1.63 | 5.66 | 3.15 | -4.65 | -2.52 | 6.59 | -1.36 | -2.48 |
| Tax % | -77.78% | 0.00% | 0.00% | 0.00% | 0.00% | 47.24% | 0.00% | 0.00% | 0.00% | 16.67% | 0.00% | 0.00% | -0.81% |
| Net Profit | 0.48 | -0.40 | 0.25 | 1.69 | 2.76 | -2.40 | 5.66 | 3.15 | -4.65 | -2.93 | 6.59 | -1.36 | -2.46 |
| EPS in Rs | 0.47 | -0.39 | 0.25 | 1.66 | 2.70 | -2.35 | 5.55 | 3.09 | -4.56 | -2.87 | 6.46 | -1.33 | -2.41 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 2, 2026, 9:46 pm
Below is a detailed analysis of the quarterly data for BFL Asset Finvest Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 0.15 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.05 Cr. (Sep 2025) to 0.15 Cr., marking an increase of 0.10 Cr..
- For Expenses, as of Dec 2025, the value is 8.45 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.44 Cr. (Sep 2025) to 8.45 Cr., marking an increase of 5.01 Cr..
- For Other Income, as of Dec 2025, the value is -1.67 Cr.. The value appears to be declining and may need further review. It has decreased from -0.40 Cr. (Sep 2025) to -1.67 Cr., marking a decrease of 1.27 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is -2.48 Cr.. The value appears to be declining and may need further review. It has decreased from -1.36 Cr. (Sep 2025) to -2.48 Cr., marking a decrease of 1.12 Cr..
- For Tax %, as of Dec 2025, the value is -0.81%. The value appears to be improving (decreasing) as expected. It has decreased from 0.00% (Sep 2025) to -0.81%, marking a decrease of 0.81%.
- For Net Profit, as of Dec 2025, the value is -2.46 Cr.. The value appears to be declining and may need further review. It has decreased from -1.36 Cr. (Sep 2025) to -2.46 Cr., marking a decrease of 1.10 Cr..
- For EPS in Rs, as of Dec 2025, the value is -2.41. The value appears to be declining and may need further review. It has decreased from -1.33 (Sep 2025) to -2.41, marking a decrease of 1.08.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:05 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.06 | 0.27 | 0.92 | 1.69 | 0.56 | 6.14 | 2.95 | 1.33 | 3.11 | 1.16 | 27.41 | 21.02 | 16.51 |
| Expenses | 0.04 | 0.32 | 0.78 | 0.36 | 0.44 | 4.98 | 1.96 | 0.64 | 1.93 | 0.95 | 23.97 | 19.65 | 18.04 |
| Operating Profit | 0.02 | -0.05 | 0.14 | 1.33 | 0.12 | 1.16 | 0.99 | 0.69 | 1.18 | 0.21 | 3.44 | 1.37 | -1.53 |
| OPM % | 33.33% | -18.52% | 15.22% | 78.70% | 21.43% | 18.89% | 33.56% | 51.88% | 37.94% | 18.10% | 12.55% | 6.52% | -9.27% |
| Other Income | 0.00 | 0.10 | 0.02 | 0.00 | 0.01 | 0.04 | 0.00 | 0.00 | 0.00 | 0.34 | 0.00 | 0.40 | -0.26 |
| Interest | 0.00 | 0.03 | 0.15 | 0.01 | 0.04 | 1.09 | 0.93 | 0.67 | 0.27 | 0.40 | 0.37 | 0.12 | 0.15 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.02 | 0.01 | 1.32 | 0.09 | 0.11 | 0.06 | 0.02 | 0.91 | 0.15 | 3.07 | 1.65 | -1.94 |
| Tax % | 0.00% | -50.00% | -100.00% | 34.09% | 66.67% | 27.27% | 66.67% | 0.00% | 25.27% | -140.00% | 25.08% | 25.45% | |
| Net Profit | 0.01 | 0.02 | 0.02 | 0.87 | 0.03 | 0.08 | 0.02 | 0.01 | 0.69 | 0.37 | 2.30 | 1.24 | -2.35 |
| EPS in Rs | 0.04 | 1.70 | 0.03 | 0.08 | 0.02 | 0.01 | 0.68 | 0.36 | 2.25 | 1.22 | -2.30 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 29.31% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 0.00% | 4250.00% | -96.55% | 166.67% | -75.00% | -50.00% | 6800.00% | -46.38% | 521.62% | -46.09% |
| Change in YoY Net Profit Growth (%) | 0.00% | -100.00% | 4250.00% | -4346.55% | 263.22% | -241.67% | 25.00% | 6850.00% | -6846.38% | 568.00% | -567.71% |
BFL Asset Finvest Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 55% |
| 5 Years: | 48% |
| 3 Years: | 89% |
| TTM: | -40% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 39% |
| 5 Years: | 128% |
| 3 Years: | 22% |
| TTM: | -72% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | -30% |
| 3 Years: | -18% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 7% |
| 3 Years: | 9% |
| Last Year: | 8% |
Last Updated: September 5, 2025, 2:41 pm
Balance Sheet
Last Updated: February 1, 2026, 2:27 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.74 | 3.74 | 3.74 | 5.10 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 |
| Reserves | 0.37 | 0.39 | 0.41 | 2.54 | 2.47 | 2.58 | 1.75 | 0.86 | 1.69 | 2.06 | 4.36 | 5.80 | 11.04 |
| Borrowing | 0.47 | 0.25 | 1.65 | 0.46 | 0.00 | 10.23 | 7.08 | 2.28 | 2.09 | 2.02 | 4.24 | 2.84 | 1.36 |
| Other Liabilities | 0.24 | 0.06 | 1.65 | 2.65 | 4.80 | 0.33 | 0.31 | 0.98 | 1.08 | 0.07 | 0.84 | 0.44 | 0.56 |
| Total Liabilities | 4.82 | 4.44 | 7.45 | 10.75 | 17.47 | 23.34 | 19.34 | 14.32 | 15.06 | 14.35 | 19.64 | 19.28 | 23.16 |
| Fixed Assets | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 2.87 | 2.84 | 2.90 | 2.89 | 3.65 | 2.51 | 1.66 | 0.74 | 0.11 | 0.10 | 0.10 | 0.00 | 0.00 |
| Other Assets | 1.45 | 1.10 | 4.05 | 7.36 | 13.32 | 20.33 | 17.68 | 13.58 | 14.81 | 14.25 | 19.54 | 19.28 | 23.16 |
| Total Assets | 4.82 | 4.44 | 7.45 | 10.75 | 17.47 | 23.34 | 19.34 | 14.32 | 15.06 | 14.35 | 19.64 | 19.28 | 23.16 |
Below is a detailed analysis of the balance sheet data for BFL Asset Finvest Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10.20 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10.20 Cr..
- For Reserves, as of Sep 2025, the value is 11.04 Cr.. The value appears strong and on an upward trend. It has increased from 5.80 Cr. (Mar 2025) to 11.04 Cr., marking an increase of 5.24 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.56 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.44 Cr. (Mar 2025) to 0.56 Cr., marking an increase of 0.12 Cr..
- For Total Liabilities, as of Sep 2025, the value is 23.16 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19.28 Cr. (Mar 2025) to 23.16 Cr., marking an increase of 3.88 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 23.16 Cr.. The value appears strong and on an upward trend. It has increased from 19.28 Cr. (Mar 2025) to 23.16 Cr., marking an increase of 3.88 Cr..
- For Total Assets, as of Sep 2025, the value is 23.16 Cr.. The value appears strong and on an upward trend. It has increased from 19.28 Cr. (Mar 2025) to 23.16 Cr., marking an increase of 3.88 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.45 | -0.30 | -1.51 | 0.87 | 0.12 | -9.07 | -6.09 | -1.59 | -0.91 | -1.81 | -0.80 | -1.47 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 446.11 | 35.71 | 10.80 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 29.16 | 87.69 |
| Inventory Days | 7,056.67 | 1,505.62 | 365.00 | 1,209.06 | 1,319.62 | 235.20 | 371.48 | 1,642.50 | 327.39 | 436.97 | 92.64 | 274.63 |
| Days Payable | 1,581.67 | 45.62 | 0.00 | 0.00 | 28.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 |
| Cash Conversion Cycle | 5,475.00 | 1,906.11 | 400.71 | 1,219.86 | 1,291.54 | 235.20 | 371.48 | 1,642.50 | 327.39 | 436.97 | 121.81 | 362.12 |
| Working Capital Days | 2,494.17 | 1,297.78 | 924.40 | 997.81 | 5,488.04 | 492.21 | 936.63 | 1,907.33 | 994.07 | 1,076.12 | 155.80 | 325.93 |
| ROCE % | 0.43% | -0.45% | 3.14% | 19.14% | 1.25% | 6.73% | 4.71% | 4.26% | 8.64% | 1.49% | 20.80% | 9.40% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.21 | 2.25 | 0.36 | 0.67 | 0.01 |
| Diluted EPS (Rs.) | 1.21 | 2.25 | 0.36 | 0.67 | 0.01 |
| Cash EPS (Rs.) | 1.21 | 2.25 | 0.35 | 0.67 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 15.68 | 14.27 | 12.02 | 11.66 | 10.84 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 15.68 | 14.27 | 12.02 | 11.66 | 10.84 |
| Revenue From Operations / Share (Rs.) | 20.60 | 26.86 | 1.13 | 3.03 | 1.30 |
| PBDIT / Share (Rs.) | 1.74 | 3.37 | 0.53 | 1.17 | 0.67 |
| PBIT / Share (Rs.) | 1.74 | 3.37 | 0.53 | 1.17 | 0.67 |
| PBT / Share (Rs.) | 1.62 | 3.01 | 0.14 | 0.89 | 0.01 |
| Net Profit / Share (Rs.) | 1.21 | 2.25 | 0.35 | 0.67 | 0.01 |
| PBDIT Margin (%) | 8.43 | 12.55 | 47.88 | 38.50 | 51.91 |
| PBIT Margin (%) | 8.43 | 12.55 | 47.88 | 38.50 | 51.91 |
| PBT Margin (%) | 7.85 | 11.21 | 13.22 | 29.61 | 1.42 |
| Net Profit Margin (%) | 5.88 | 8.39 | 31.90 | 22.20 | 1.06 |
| Return on Networth / Equity (%) | 7.72 | 15.79 | 2.98 | 5.76 | 0.12 |
| Return on Capital Employeed (%) | 10.79 | 22.37 | 4.47 | 9.77 | 6.18 |
| Return On Assets (%) | 6.41 | 11.70 | 2.55 | 4.55 | 0.09 |
| Total Debt / Equity (X) | 0.17 | 0.29 | 0.16 | 0.17 | 0.20 |
| Asset Turnover Ratio (%) | 1.08 | 1.61 | 0.07 | 0.21 | 0.07 |
| Current Ratio (X) | 6.78 | 4.60 | 6.99 | 5.12 | 4.47 |
| Quick Ratio (X) | 1.83 | 3.23 | 6.57 | 4.61 | 3.96 |
| Inventory Turnover Ratio (X) | 2.11 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 14.63 | 9.35 | 1.38 | 4.33 | 1.03 |
| Interest Coverage Ratio (Post Tax) (X) | 11.20 | 7.25 | 1.92 | 3.50 | 1.02 |
| Enterprise Value (Cr.) | 13.99 | 21.31 | 14.11 | 122.30 | 95.86 |
| EV / Net Operating Revenue (X) | 0.66 | 0.77 | 12.28 | 39.60 | 72.20 |
| EV / EBITDA (X) | 7.89 | 6.19 | 25.64 | 102.85 | 139.06 |
| MarketCap / Net Operating Revenue (X) | 0.53 | 0.62 | 10.56 | 38.94 | 70.51 |
| Price / BV (X) | 0.70 | 1.18 | 0.98 | 10.11 | 8.46 |
| Price / Net Operating Revenue (X) | 0.53 | 0.62 | 10.57 | 38.95 | 70.52 |
| EarningsYield | 0.11 | 0.13 | 0.03 | 0.01 | 0.00 |
After reviewing the key financial ratios for BFL Asset Finvest Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 5. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 5. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 3. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.68. It has increased from 14.27 (Mar 24) to 15.68, marking an increase of 1.41.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.68. It has increased from 14.27 (Mar 24) to 15.68, marking an increase of 1.41.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 20.60. It has decreased from 26.86 (Mar 24) to 20.60, marking a decrease of 6.26.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.74. This value is below the healthy minimum of 2. It has decreased from 3.37 (Mar 24) to 1.74, marking a decrease of 1.63.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.74. This value is within the healthy range. It has decreased from 3.37 (Mar 24) to 1.74, marking a decrease of 1.63.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.62. This value is within the healthy range. It has decreased from 3.01 (Mar 24) to 1.62, marking a decrease of 1.39.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 2. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For PBDIT Margin (%), as of Mar 25, the value is 8.43. This value is below the healthy minimum of 10. It has decreased from 12.55 (Mar 24) to 8.43, marking a decrease of 4.12.
- For PBIT Margin (%), as of Mar 25, the value is 8.43. This value is below the healthy minimum of 10. It has decreased from 12.55 (Mar 24) to 8.43, marking a decrease of 4.12.
- For PBT Margin (%), as of Mar 25, the value is 7.85. This value is below the healthy minimum of 10. It has decreased from 11.21 (Mar 24) to 7.85, marking a decrease of 3.36.
- For Net Profit Margin (%), as of Mar 25, the value is 5.88. This value is within the healthy range. It has decreased from 8.39 (Mar 24) to 5.88, marking a decrease of 2.51.
- For Return on Networth / Equity (%), as of Mar 25, the value is 7.72. This value is below the healthy minimum of 15. It has decreased from 15.79 (Mar 24) to 7.72, marking a decrease of 8.07.
- For Return on Capital Employeed (%), as of Mar 25, the value is 10.79. This value is within the healthy range. It has decreased from 22.37 (Mar 24) to 10.79, marking a decrease of 11.58.
- For Return On Assets (%), as of Mar 25, the value is 6.41. This value is within the healthy range. It has decreased from 11.70 (Mar 24) to 6.41, marking a decrease of 5.29.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.17. This value is within the healthy range. It has decreased from 0.29 (Mar 24) to 0.17, marking a decrease of 0.12.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 1.08. It has decreased from 1.61 (Mar 24) to 1.08, marking a decrease of 0.53.
- For Current Ratio (X), as of Mar 25, the value is 6.78. This value exceeds the healthy maximum of 3. It has increased from 4.60 (Mar 24) to 6.78, marking an increase of 2.18.
- For Quick Ratio (X), as of Mar 25, the value is 1.83. This value is within the healthy range. It has decreased from 3.23 (Mar 24) to 1.83, marking a decrease of 1.40.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 2.11. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 2.11, marking an increase of 2.11.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 14.63. This value is within the healthy range. It has increased from 9.35 (Mar 24) to 14.63, marking an increase of 5.28.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 11.20. This value is within the healthy range. It has increased from 7.25 (Mar 24) to 11.20, marking an increase of 3.95.
- For Enterprise Value (Cr.), as of Mar 25, the value is 13.99. It has decreased from 21.31 (Mar 24) to 13.99, marking a decrease of 7.32.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 1. It has decreased from 0.77 (Mar 24) to 0.66, marking a decrease of 0.11.
- For EV / EBITDA (X), as of Mar 25, the value is 7.89. This value is within the healthy range. It has increased from 6.19 (Mar 24) to 7.89, marking an increase of 1.70.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.53. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.53, marking a decrease of 0.09.
- For Price / BV (X), as of Mar 25, the value is 0.70. This value is below the healthy minimum of 1. It has decreased from 1.18 (Mar 24) to 0.70, marking a decrease of 0.48.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.53. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.53, marking a decrease of 0.09.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.13 (Mar 24) to 0.11, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in BFL Asset Finvest Ltd:
- Net Profit Margin: 5.88%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 10.79% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 7.72% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 11.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.83
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 71.1)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.17
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 5.88%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 1, Tara Nagar, Jaipur Rajasthan 302006 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Mahendra Kumar Baid | Managing Director |
| Mr. Aditya Baid | Non Executive Director |
| Mrs. Alpana Baid | Non Executive Director |
| Mr. Ajay Agarwal | Ind. Non-Executive Director |
| Mr. Kuldeep Jain | Ind. Non-Executive Director |
| Mr. Amit Kumar Parashar | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of BFL Asset Finvest Ltd?
BFL Asset Finvest Ltd's intrinsic value (as of 07 February 2026) is ₹15.68 which is 50.77% higher the current market price of ₹10.40, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹10.6 Cr. market cap, FY2025-2026 high/low of ₹20.9/8.66, reserves of ₹11.04 Cr, and liabilities of ₹23.16 Cr.
What is the Market Cap of BFL Asset Finvest Ltd?
The Market Cap of BFL Asset Finvest Ltd is 10.6 Cr..
What is the current Stock Price of BFL Asset Finvest Ltd as on 07 February 2026?
The current stock price of BFL Asset Finvest Ltd as on 07 February 2026 is ₹10.4.
What is the High / Low of BFL Asset Finvest Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of BFL Asset Finvest Ltd stocks is ₹20.9/8.66.
What is the Stock P/E of BFL Asset Finvest Ltd?
The Stock P/E of BFL Asset Finvest Ltd is .
What is the Book Value of BFL Asset Finvest Ltd?
The Book Value of BFL Asset Finvest Ltd is 20.8.
What is the Dividend Yield of BFL Asset Finvest Ltd?
The Dividend Yield of BFL Asset Finvest Ltd is 0.00 %.
What is the ROCE of BFL Asset Finvest Ltd?
The ROCE of BFL Asset Finvest Ltd is 9.40 %.
What is the ROE of BFL Asset Finvest Ltd?
The ROE of BFL Asset Finvest Ltd is 8.12 %.
What is the Face Value of BFL Asset Finvest Ltd?
The Face Value of BFL Asset Finvest Ltd is 10.0.