Share Price and Basic Stock Data
Last Updated: October 7, 2025, 11:41 pm
| PEG Ratio | 0.04 |
|---|
Analyst Insight & Comprehensive Analysis
BFL Asset Finvest Ltd, a Non-Banking Financial Company (NBFC), currently trades at ₹13.0 with a market capitalization of ₹13.2 Cr. This translates to a low Price-to-Earnings (P/E) ratio of 6.12, indicating potential undervaluation compared to sector peers in India. The Return on Equity (ROE) stands at 8.12%, slightly below the sector average, while the Return on Capital Employed (ROCE) of 9.40% signals efficient capital utilization. The Operating Profit Margin (OPM) is robust at 68.95%, reflecting strong operational efficiency. However, the company’s Price-to-Book Value (P/BV) ratio of 0.70x suggests a discounted valuation relative to its net asset value, which could be a concern for investors.
On the positive side, BFL Asset Finvest Ltd boasts healthy reserves of ₹5.80 Cr and a comfortable Interest Coverage Ratio (ICR) of 14.63x, indicating the ability to service debt obligations efficiently. With a significant promoter holding of 27.06%, the company enjoys stable ownership. Nevertheless, the high Cash Conversion Cycle (CCC) of 362.12 days raises liquidity concerns and highlights the need for effective working capital management. Looking ahead, improving the CCC through streamlined receivables and payables processes could enhance the company’s financial health and operational efficiency.
In summary, BFL Asset Finvest Ltd presents an intriguing investment opportunity given its undervalued position, strong operational margins, and solid promoter backing. However, investors should closely monitor liquidity risks associated with the CCC and assess the company’s ability to improve working capital efficiency. By addressing these challenges, the company could unlock further value and strengthen its position in the NBFC sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of BFL Asset Finvest Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/0.84 | 94.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.1 Cr. | 1.21 | 15.6/1.06 | 19.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 578 Cr. | 177 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.7 Cr. | 19.3 | 41.0/17.5 | 13.3 | 24.9 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.6 Cr. | 99.1 | 181/90.0 | 34.6 | 212 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 31,221.00 Cr | 491.46 | 104.43 | 498.44 | 0.21% | 15.86% | 8.84% | 8.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.20 | 0.30 | 0.32 | 0.33 | 0.47 | 12.50 | 13.12 | 1.32 | 9.06 | 7.60 | 0.12 | 4.23 | 9.63 |
| Expenses | 0.12 | 0.28 | -0.01 | 0.56 | 0.16 | 10.65 | 10.25 | 2.91 | 3.55 | 4.49 | 4.76 | 6.85 | 2.99 |
| Operating Profit | 0.08 | 0.02 | 0.33 | -0.23 | 0.31 | 1.85 | 2.87 | -1.59 | 5.51 | 3.11 | -4.64 | -2.62 | 6.64 |
| OPM % | 40.00% | 6.67% | 103.12% | -69.70% | 65.96% | 14.80% | 21.88% | -120.45% | 60.82% | 40.92% | -3,866.67% | -61.94% | 68.95% |
| Other Income | 0.00 | 0.33 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.06 | 0.02 | 0.13 | -0.01 |
| Interest | 0.07 | 0.07 | 0.07 | 0.18 | 0.06 | 0.16 | 0.11 | 0.04 | 0.05 | 0.02 | 0.03 | 0.03 | 0.04 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.28 | 0.27 | -0.40 | 0.25 | 1.69 | 2.76 | -1.63 | 5.66 | 3.15 | -4.65 | -2.52 | 6.59 |
| Tax % | 0.00% | 0.00% | -77.78% | 0.00% | 0.00% | 0.00% | 0.00% | 47.24% | 0.00% | 0.00% | 0.00% | 16.67% | 0.00% |
| Net Profit | 0.01 | 0.28 | 0.48 | -0.40 | 0.25 | 1.69 | 2.76 | -2.40 | 5.66 | 3.15 | -4.65 | -2.93 | 6.59 |
| EPS in Rs | 0.01 | 0.27 | 0.47 | -0.39 | 0.25 | 1.66 | 2.70 | -2.35 | 5.55 | 3.09 | -4.56 | -2.87 | 6.46 |
Last Updated: August 1, 2025, 6:20 am
Below is a detailed analysis of the quarterly data for BFL Asset Finvest Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 9.63 Cr.. The value appears strong and on an upward trend. It has increased from 4.23 Cr. (Mar 2025) to 9.63 Cr., marking an increase of 5.40 Cr..
- For Expenses, as of Jun 2025, the value is 2.99 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6.85 Cr. (Mar 2025) to 2.99 Cr., marking a decrease of 3.86 Cr..
- For Operating Profit, as of Jun 2025, the value is 6.64 Cr.. The value appears strong and on an upward trend. It has increased from -2.62 Cr. (Mar 2025) to 6.64 Cr., marking an increase of 9.26 Cr..
- For OPM %, as of Jun 2025, the value is 68.95%. The value appears strong and on an upward trend. It has increased from -61.94% (Mar 2025) to 68.95%, marking an increase of 130.89%.
- For Other Income, as of Jun 2025, the value is -0.01 Cr.. The value appears to be declining and may need further review. It has decreased from 0.13 Cr. (Mar 2025) to -0.01 Cr., marking a decrease of 0.14 Cr..
- For Interest, as of Jun 2025, the value is 0.04 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.03 Cr. (Mar 2025) to 0.04 Cr., marking an increase of 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 6.59 Cr.. The value appears strong and on an upward trend. It has increased from -2.52 Cr. (Mar 2025) to 6.59 Cr., marking an increase of 9.11 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be improving (decreasing) as expected. It has decreased from 16.67% (Mar 2025) to 0.00%, marking a decrease of 16.67%.
- For Net Profit, as of Jun 2025, the value is 6.59 Cr.. The value appears strong and on an upward trend. It has increased from -2.93 Cr. (Mar 2025) to 6.59 Cr., marking an increase of 9.52 Cr..
- For EPS in Rs, as of Jun 2025, the value is 6.46. The value appears strong and on an upward trend. It has increased from -2.87 (Mar 2025) to 6.46, marking an increase of 9.33.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: May 15, 2025, 4:13 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.06 | 0.27 | 0.92 | 1.69 | 0.56 | 6.14 | 2.95 | 1.33 | 3.11 | 1.16 | 27.41 | 21.02 |
| Expenses | 0.04 | 0.32 | 0.78 | 0.36 | 0.44 | 4.98 | 1.96 | 0.64 | 1.93 | 0.95 | 23.97 | 19.65 |
| Operating Profit | 0.02 | -0.05 | 0.14 | 1.33 | 0.12 | 1.16 | 0.99 | 0.69 | 1.18 | 0.21 | 3.44 | 1.37 |
| OPM % | 33.33% | -18.52% | 15.22% | 78.70% | 21.43% | 18.89% | 33.56% | 51.88% | 37.94% | 18.10% | 12.55% | 6.52% |
| Other Income | 0.00 | 0.10 | 0.02 | 0.00 | 0.01 | 0.04 | 0.00 | 0.00 | 0.00 | 0.34 | 0.00 | 0.40 |
| Interest | 0.00 | 0.03 | 0.15 | 0.01 | 0.04 | 1.09 | 0.93 | 0.67 | 0.27 | 0.40 | 0.37 | 0.12 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.02 | 0.01 | 1.32 | 0.09 | 0.11 | 0.06 | 0.02 | 0.91 | 0.15 | 3.07 | 1.65 |
| Tax % | 0.00% | -50.00% | -100.00% | 34.09% | 66.67% | 27.27% | 66.67% | 0.00% | 25.27% | -140.00% | 25.08% | 25.45% |
| Net Profit | 0.01 | 0.02 | 0.02 | 0.87 | 0.03 | 0.08 | 0.02 | 0.01 | 0.69 | 0.37 | 2.30 | 1.24 |
| EPS in Rs | 0.04 | 1.70 | 0.03 | 0.08 | 0.02 | 0.01 | 0.68 | 0.36 | 2.25 | 1.22 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 29.31% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 0.00% | 4250.00% | -96.55% | 166.67% | -75.00% | -50.00% | 6800.00% | -46.38% | 521.62% | -46.09% |
| Change in YoY Net Profit Growth (%) | 0.00% | -100.00% | 4250.00% | -4346.55% | 263.22% | -241.67% | 25.00% | 6850.00% | -6846.38% | 568.00% | -567.71% |
BFL Asset Finvest Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 55% |
| 5 Years: | 48% |
| 3 Years: | 89% |
| TTM: | -40% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 39% |
| 5 Years: | 128% |
| 3 Years: | 22% |
| TTM: | -72% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | -30% |
| 3 Years: | -18% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 7% |
| 3 Years: | 9% |
| Last Year: | 8% |
Last Updated: September 5, 2025, 2:41 pm
Balance Sheet
Last Updated: October 10, 2025, 3:37 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.74 | 3.74 | 3.74 | 5.10 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 | 10.20 |
| Reserves | 0.37 | 0.39 | 0.41 | 2.54 | 2.47 | 2.58 | 1.75 | 0.86 | 1.69 | 2.06 | 4.36 | 5.80 |
| Borrowings | 0.47 | 0.25 | 1.65 | 0.46 | 0.00 | 10.23 | 7.08 | 2.28 | 2.09 | 2.02 | 4.24 | 2.84 |
| Other Liabilities | 0.24 | 0.06 | 1.65 | 2.65 | 4.80 | 0.33 | 0.31 | 0.98 | 1.08 | 0.07 | 0.84 | 0.44 |
| Total Liabilities | 4.82 | 4.44 | 7.45 | 10.75 | 17.47 | 23.34 | 19.34 | 14.32 | 15.06 | 14.35 | 19.64 | 19.28 |
| Fixed Assets | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 2.87 | 2.84 | 2.90 | 2.89 | 3.65 | 2.51 | 1.66 | 0.74 | 0.11 | 0.10 | 0.10 | 0.00 |
| Other Assets | 1.45 | 1.10 | 4.05 | 7.36 | 13.32 | 20.33 | 17.68 | 13.58 | 14.81 | 14.25 | 19.54 | 19.28 |
| Total Assets | 4.82 | 4.44 | 7.45 | 10.75 | 17.47 | 23.34 | 19.34 | 14.32 | 15.06 | 14.35 | 19.64 | 19.28 |
Below is a detailed analysis of the balance sheet data for BFL Asset Finvest Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 10.20 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 10.20 Cr..
- For Reserves, as of Mar 2025, the value is 5.80 Cr.. The value appears strong and on an upward trend. It has increased from 4.36 Cr. (Mar 2024) to 5.80 Cr., marking an increase of 1.44 Cr..
- For Borrowings, as of Mar 2025, the value is 2.84 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 4.24 Cr. (Mar 2024) to 2.84 Cr., marking a decrease of 1.40 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.44 Cr.. The value appears to be improving (decreasing). It has decreased from 0.84 Cr. (Mar 2024) to 0.44 Cr., marking a decrease of 0.40 Cr..
- For Total Liabilities, as of Mar 2025, the value is 19.28 Cr.. The value appears to be improving (decreasing). It has decreased from 19.64 Cr. (Mar 2024) to 19.28 Cr., marking a decrease of 0.36 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.10 Cr. (Mar 2024) to 0.00 Cr., marking a decrease of 0.10 Cr..
- For Other Assets, as of Mar 2025, the value is 19.28 Cr.. The value appears to be declining and may need further review. It has decreased from 19.54 Cr. (Mar 2024) to 19.28 Cr., marking a decrease of 0.26 Cr..
- For Total Assets, as of Mar 2025, the value is 19.28 Cr.. The value appears to be declining and may need further review. It has decreased from 19.64 Cr. (Mar 2024) to 19.28 Cr., marking a decrease of 0.36 Cr..
Notably, the Reserves (5.80 Cr.) exceed the Borrowings (2.84 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.45 | -0.30 | -1.51 | 0.87 | 0.12 | -9.07 | -6.09 | -1.59 | -0.91 | -1.81 | -0.80 | -1.47 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 446.11 | 35.71 | 10.80 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 29.16 | 87.69 |
| Inventory Days | 7,056.67 | 1,505.62 | 365.00 | 1,209.06 | 1,319.62 | 235.20 | 371.48 | 1,642.50 | 327.39 | 436.97 | 92.64 | 274.63 |
| Days Payable | 1,581.67 | 45.62 | 0.00 | 0.00 | 28.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 |
| Cash Conversion Cycle | 5,475.00 | 1,906.11 | 400.71 | 1,219.86 | 1,291.54 | 235.20 | 371.48 | 1,642.50 | 327.39 | 436.97 | 121.81 | 362.12 |
| Working Capital Days | 2,494.17 | 1,297.78 | 924.40 | 997.81 | 5,488.04 | 492.21 | 936.63 | 1,907.33 | 994.07 | 1,076.12 | 155.80 | 325.93 |
| ROCE % | 0.43% | -0.45% | 3.14% | 19.14% | 1.25% | 6.73% | 4.71% | 4.26% | 8.64% | 1.49% | 20.80% | 9.40% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.21 | 2.25 | 0.36 | 0.67 | 0.01 |
| Diluted EPS (Rs.) | 1.21 | 2.25 | 0.36 | 0.67 | 0.01 |
| Cash EPS (Rs.) | 1.21 | 2.25 | 0.35 | 0.67 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 15.68 | 14.27 | 12.02 | 11.66 | 10.84 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 15.68 | 14.27 | 12.02 | 11.66 | 10.84 |
| Revenue From Operations / Share (Rs.) | 20.60 | 26.86 | 1.13 | 3.03 | 1.30 |
| PBDIT / Share (Rs.) | 1.74 | 3.37 | 0.53 | 1.17 | 0.67 |
| PBIT / Share (Rs.) | 1.74 | 3.37 | 0.53 | 1.17 | 0.67 |
| PBT / Share (Rs.) | 1.62 | 3.01 | 0.14 | 0.89 | 0.01 |
| Net Profit / Share (Rs.) | 1.21 | 2.25 | 0.35 | 0.67 | 0.01 |
| PBDIT Margin (%) | 8.43 | 12.55 | 47.88 | 38.50 | 51.91 |
| PBIT Margin (%) | 8.43 | 12.55 | 47.88 | 38.50 | 51.91 |
| PBT Margin (%) | 7.85 | 11.21 | 13.22 | 29.61 | 1.42 |
| Net Profit Margin (%) | 5.88 | 8.39 | 31.90 | 22.20 | 1.06 |
| Return on Networth / Equity (%) | 7.72 | 15.79 | 2.98 | 5.76 | 0.12 |
| Return on Capital Employeed (%) | 10.79 | 22.37 | 4.47 | 9.77 | 6.18 |
| Return On Assets (%) | 6.41 | 11.70 | 2.55 | 4.55 | 0.09 |
| Total Debt / Equity (X) | 0.17 | 0.29 | 0.16 | 0.17 | 0.20 |
| Asset Turnover Ratio (%) | 1.08 | 1.61 | 0.07 | 0.21 | 0.07 |
| Current Ratio (X) | 6.78 | 4.60 | 6.99 | 5.12 | 4.47 |
| Quick Ratio (X) | 1.83 | 3.23 | 6.57 | 4.61 | 3.96 |
| Interest Coverage Ratio (X) | 14.63 | 9.35 | 1.38 | 4.33 | 1.03 |
| Interest Coverage Ratio (Post Tax) (X) | 11.20 | 7.25 | 1.92 | 3.50 | 1.02 |
| Enterprise Value (Cr.) | 13.99 | 21.31 | 14.11 | 122.30 | 95.86 |
| EV / Net Operating Revenue (X) | 0.66 | 0.77 | 12.28 | 39.60 | 72.20 |
| EV / EBITDA (X) | 7.89 | 6.19 | 25.64 | 102.85 | 139.06 |
| MarketCap / Net Operating Revenue (X) | 0.53 | 0.62 | 10.56 | 38.94 | 70.51 |
| Price / BV (X) | 0.70 | 1.18 | 0.98 | 10.11 | 8.46 |
| Price / Net Operating Revenue (X) | 0.53 | 0.62 | 10.57 | 38.95 | 70.52 |
| EarningsYield | 0.11 | 0.13 | 0.03 | 0.01 | 0.00 |
After reviewing the key financial ratios for BFL Asset Finvest Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 5. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 5. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 3. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.68. It has increased from 14.27 (Mar 24) to 15.68, marking an increase of 1.41.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.68. It has increased from 14.27 (Mar 24) to 15.68, marking an increase of 1.41.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 20.60. It has decreased from 26.86 (Mar 24) to 20.60, marking a decrease of 6.26.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.74. This value is below the healthy minimum of 2. It has decreased from 3.37 (Mar 24) to 1.74, marking a decrease of 1.63.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.74. This value is within the healthy range. It has decreased from 3.37 (Mar 24) to 1.74, marking a decrease of 1.63.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.62. This value is within the healthy range. It has decreased from 3.01 (Mar 24) to 1.62, marking a decrease of 1.39.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.21. This value is below the healthy minimum of 2. It has decreased from 2.25 (Mar 24) to 1.21, marking a decrease of 1.04.
- For PBDIT Margin (%), as of Mar 25, the value is 8.43. This value is below the healthy minimum of 10. It has decreased from 12.55 (Mar 24) to 8.43, marking a decrease of 4.12.
- For PBIT Margin (%), as of Mar 25, the value is 8.43. This value is below the healthy minimum of 10. It has decreased from 12.55 (Mar 24) to 8.43, marking a decrease of 4.12.
- For PBT Margin (%), as of Mar 25, the value is 7.85. This value is below the healthy minimum of 10. It has decreased from 11.21 (Mar 24) to 7.85, marking a decrease of 3.36.
- For Net Profit Margin (%), as of Mar 25, the value is 5.88. This value is within the healthy range. It has decreased from 8.39 (Mar 24) to 5.88, marking a decrease of 2.51.
- For Return on Networth / Equity (%), as of Mar 25, the value is 7.72. This value is below the healthy minimum of 15. It has decreased from 15.79 (Mar 24) to 7.72, marking a decrease of 8.07.
- For Return on Capital Employeed (%), as of Mar 25, the value is 10.79. This value is within the healthy range. It has decreased from 22.37 (Mar 24) to 10.79, marking a decrease of 11.58.
- For Return On Assets (%), as of Mar 25, the value is 6.41. This value is within the healthy range. It has decreased from 11.70 (Mar 24) to 6.41, marking a decrease of 5.29.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.17. This value is within the healthy range. It has decreased from 0.29 (Mar 24) to 0.17, marking a decrease of 0.12.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 1.08. It has decreased from 1.61 (Mar 24) to 1.08, marking a decrease of 0.53.
- For Current Ratio (X), as of Mar 25, the value is 6.78. This value exceeds the healthy maximum of 3. It has increased from 4.60 (Mar 24) to 6.78, marking an increase of 2.18.
- For Quick Ratio (X), as of Mar 25, the value is 1.83. This value is within the healthy range. It has decreased from 3.23 (Mar 24) to 1.83, marking a decrease of 1.40.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 14.63. This value is within the healthy range. It has increased from 9.35 (Mar 24) to 14.63, marking an increase of 5.28.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 11.20. This value is within the healthy range. It has increased from 7.25 (Mar 24) to 11.20, marking an increase of 3.95.
- For Enterprise Value (Cr.), as of Mar 25, the value is 13.99. It has decreased from 21.31 (Mar 24) to 13.99, marking a decrease of 7.32.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.66. This value is below the healthy minimum of 1. It has decreased from 0.77 (Mar 24) to 0.66, marking a decrease of 0.11.
- For EV / EBITDA (X), as of Mar 25, the value is 7.89. This value is within the healthy range. It has increased from 6.19 (Mar 24) to 7.89, marking an increase of 1.70.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.53. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.53, marking a decrease of 0.09.
- For Price / BV (X), as of Mar 25, the value is 0.70. This value is below the healthy minimum of 1. It has decreased from 1.18 (Mar 24) to 0.70, marking a decrease of 0.48.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.53. This value is below the healthy minimum of 1. It has decreased from 0.62 (Mar 24) to 0.53, marking a decrease of 0.09.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.13 (Mar 24) to 0.11, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in BFL Asset Finvest Ltd:
- Net Profit Margin: 5.88%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 10.79% (Industry Average ROCE: 15.86%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 7.72% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 11.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.83
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 6.12 (Industry average Stock P/E: 104.43)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.17
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 5.88%
About the Company - Qualitative Analysis
BFL Asset Finvest Ltd. is a Public Limited Listed company incorporated on 31/08/1995 and has its registered office in the State of Rajasthan, India. Company's Corporate Identification Number(CIN) is L45201RJ1995PLC010646 and registration number is 010646. Currently Company is involved in the business activities of Security and commodity contracts brokerage. Company's Total Operating Revenue is Rs. 21.02 Cr. and Equity Capital is Rs. 10.20 Cr. for the Year ended 31/03/2025.
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 1, Tara Nagar, Jaipur Rajasthan 302006 | bfldevelopers@gmail.com http://www.bflfin.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Mahendra Kumar Baid | Managing Director |
| Mr. Aditya Baid | Non Executive Director |
| Mrs. Alpana Baid | Non Executive Director |
| Mr. Ajay Agarwal | Ind. Non-Executive Director |
| Mr. Kuldeep Jain | Ind. Non-Executive Director |
| Mr. Amit Kumar Parashar | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of BFL Asset Finvest Ltd?
BFL Asset Finvest Ltd's intrinsic value (as of 10 October 2025) is 6.37 which is 51.00% lower the current market price of 13.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹13.2 Cr. market cap, FY2025-2026 high/low of 29.0/10.8, reserves of ₹5.80 Cr, and liabilities of 19.28 Cr.
What is the Market Cap of BFL Asset Finvest Ltd?
The Market Cap of BFL Asset Finvest Ltd is 13.2 Cr..
What is the current Stock Price of BFL Asset Finvest Ltd as on 10 October 2025?
The current stock price of BFL Asset Finvest Ltd as on 10 October 2025 is 13.0.
What is the High / Low of BFL Asset Finvest Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of BFL Asset Finvest Ltd stocks is 29.0/10.8.
What is the Stock P/E of BFL Asset Finvest Ltd?
The Stock P/E of BFL Asset Finvest Ltd is 6.12.
What is the Book Value of BFL Asset Finvest Ltd?
The Book Value of BFL Asset Finvest Ltd is 15.7.
What is the Dividend Yield of BFL Asset Finvest Ltd?
The Dividend Yield of BFL Asset Finvest Ltd is 0.00 %.
What is the ROCE of BFL Asset Finvest Ltd?
The ROCE of BFL Asset Finvest Ltd is 9.40 %.
What is the ROE of BFL Asset Finvest Ltd?
The ROE of BFL Asset Finvest Ltd is 8.12 %.
What is the Face Value of BFL Asset Finvest Ltd?
The Face Value of BFL Asset Finvest Ltd is 10.0.