Share Price and Basic Stock Data
Last Updated: December 25, 2025, 4:29 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Capital India Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, with a market capitalization of ₹1,479 Cr. The company recorded sales of ₹655 Cr for the financial year ending March 2023, which rose to ₹680 Cr for March 2024, indicating a growth trajectory in revenue generation. However, the trailing twelve months (TTM) sales stood at ₹546 Cr, reflecting some volatility in performance. A detailed quarterly analysis shows sales fluctuating, with the highest quarterly sales of ₹176.11 Cr reported in September 2023, while the lowest was ₹152.57 Cr in March 2022. The company’s operational efficiency is highlighted by an operating profit margin (OPM) of 22.18% in March 2025, suggesting a robust capacity to manage costs relative to revenues. The sales growth, despite fluctuations, points towards a resilient business model, although the company needs to address the variability in revenue to establish a more stable growth pattern.
Profitability and Efficiency Metrics
Capital India Finance Ltd has faced challenges in profitability, with a net profit of ₹35 Cr reported for the year ending March 2023, which declined to a loss of ₹10 Cr for March 2025. This decline is indicative of the volatility in operational performance, as seen in the profit before tax figures, which ranged from a loss of ₹85 Cr in March 2023 to a profit of ₹1 Cr in March 2024. The interest coverage ratio stood at 1.22x, indicating a marginal ability to meet interest obligations, which is below the typical sector range, suggesting potential liquidity concerns. The company’s return on equity (ROE) of 0.30% and return on capital employed (ROCE) of 6.34% are significantly lower than industry averages, reflecting underperformance in generating returns for shareholders. The operating profit margin has shown improvement, with a rise to 22.18% in March 2025, indicating better control over operating expenses, yet the overall profitability remains a concern.
Balance Sheet Strength and Financial Ratios
Capital India Finance Ltd’s balance sheet presents a mixed picture, with total borrowings reported at ₹700 Cr, against reserves of ₹594 Cr, indicating a relatively high debt level compared to equity. The total debt-to-equity ratio stood at 1.55x, which is higher than the typical sector range, raising concerns about financial leverage and risk exposure. The company’s cash conversion cycle (CCC) is notably low at 7 days, which reflects efficiency in managing working capital. However, the current ratio of 1.46x suggests that while the company can cover its short-term liabilities, it does so with limited cushion, which could pose liquidity risks under adverse conditions. The book value per share has decreased from ₹89.27 in March 2022 to ₹16.14 in March 2025, indicating a significant erosion of shareholder value. Overall, while the company maintains some operational efficiencies, the high leverage and declining book value are critical areas of concern for investors.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Capital India Finance Ltd reveals a strong promoter holding of 72.84%, which indicates significant insider confidence in the company’s future prospects. The public shareholding has gradually increased, rising from 26.96% in December 2022 to 27.07% in September 2025, reflecting growing interest from retail investors. However, foreign institutional investors (FIIs) hold a minimal stake of 0.08%, indicating limited international interest in the stock. The number of shareholders has notably increased from 1,262 in December 2022 to 7,056 in September 2025, suggesting a growing retail investor base, which could enhance liquidity and market sentiment. Despite the strong promoter backing, the company’s profitability challenges and high debt levels may temper investor enthusiasm, as returns on investment remain uncertain.
Outlook, Risks, and Final Insight
Looking ahead, Capital India Finance Ltd faces a dual-edged scenario. On one hand, the company is poised to benefit from its operational efficiencies and a low cash conversion cycle, which could enhance liquidity management. However, persistent profitability issues, characterized by recent net losses and low ROE and ROCE, present significant risks. The high debt levels could also strain financial stability, particularly if economic conditions worsen or interest rates rise. Strengths include a solid promoter holding and an upward trend in sales, while weaknesses lie in profitability and balance sheet health. In a scenario where the company successfully improves its profitability metrics and stabilizes revenue, investor confidence could rebound, potentially leading to a positive revaluation of the stock. Conversely, sustained losses and high debt could lead to increased scrutiny from investors and lenders, impacting future growth prospects.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.9 Cr. | 1.49 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.83 Cr. | 0.78 | 8.75/0.75 | 23.0 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 459 Cr. | 63.0 | 130/59.1 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.1 | 34.4/15.0 | 11.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 37.8 Cr. | 84.0 | 162/74.8 | 20.2 | 238 | 1.19 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,067.66 Cr | 456.06 | 53.42 | 522.46 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 152.57 | 158.87 | 169.27 | 161.79 | 159.74 | 174.99 | 176.11 | 165.12 | 167.38 | 159.40 | 165.94 | 152.93 | 139.33 |
| Expenses | 133.94 | 158.83 | 162.00 | 160.15 | 155.99 | 146.23 | 146.90 | 133.99 | 139.98 | 134.00 | 131.49 | 118.40 | 108.43 |
| Operating Profit | 18.63 | 0.04 | 7.27 | 1.64 | 3.75 | 28.76 | 29.21 | 31.13 | 27.40 | 25.40 | 34.45 | 34.53 | 30.90 |
| OPM % | 12.21% | 0.03% | 4.29% | 1.01% | 2.35% | 16.44% | 16.59% | 18.85% | 16.37% | 15.93% | 20.76% | 22.58% | 22.18% |
| Other Income | 1.89 | 2.00 | 1.59 | 1.98 | 1.69 | 11.47 | 2.47 | 0.66 | 2.42 | 0.70 | 1.33 | 0.44 | 2.00 |
| Interest | 16.42 | 19.06 | 18.68 | 20.85 | 22.04 | 25.74 | 26.24 | 25.30 | 24.77 | 25.69 | 25.41 | 27.74 | 27.88 |
| Depreciation | 5.85 | 5.89 | 6.30 | 6.43 | 6.15 | 7.31 | 7.96 | 7.64 | 7.26 | 7.92 | 7.92 | 8.15 | 7.94 |
| Profit before tax | -1.75 | -22.91 | -16.12 | -23.66 | -22.75 | 7.18 | -2.52 | -1.15 | -2.21 | -7.51 | 2.45 | -0.92 | -2.92 |
| Tax % | -85.71% | 2.66% | 11.35% | -8.37% | 5.23% | 32.45% | 102.78% | 105.22% | 71.95% | -15.45% | 75.51% | 107.61% | -11.99% |
| Net Profit | -0.25 | -23.51 | -17.95 | -21.68 | -23.94 | 4.85 | -5.11 | -2.37 | -3.80 | -6.35 | 0.60 | -1.91 | -2.56 |
| EPS in Rs | 0.06 | -0.32 | -0.20 | -0.25 | -0.30 | 0.27 | 0.00 | 0.01 | 0.02 | -0.04 | 0.08 | 0.02 | -0.02 |
Last Updated: May 31, 2025, 6:36 am
Below is a detailed analysis of the quarterly data for Capital India Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Sales, as of Mar 2025, the value is 139.33 Cr.. The value appears to be declining and may need further review. It has decreased from 152.93 Cr. (Dec 2024) to 139.33 Cr., marking a decrease of 13.60 Cr..
- For Expenses, as of Mar 2025, the value is 108.43 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 118.40 Cr. (Dec 2024) to 108.43 Cr., marking a decrease of 9.97 Cr..
- For Operating Profit, as of Mar 2025, the value is 30.90 Cr.. The value appears to be declining and may need further review. It has decreased from 34.53 Cr. (Dec 2024) to 30.90 Cr., marking a decrease of 3.63 Cr..
- For OPM %, as of Mar 2025, the value is 22.18%. The value appears to be declining and may need further review. It has decreased from 22.58% (Dec 2024) to 22.18%, marking a decrease of 0.40%.
- For Other Income, as of Mar 2025, the value is 2.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.44 Cr. (Dec 2024) to 2.00 Cr., marking an increase of 1.56 Cr..
- For Interest, as of Mar 2025, the value is 27.88 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 27.74 Cr. (Dec 2024) to 27.88 Cr., marking an increase of 0.14 Cr..
- For Depreciation, as of Mar 2025, the value is 7.94 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 8.15 Cr. (Dec 2024) to 7.94 Cr., marking a decrease of 0.21 Cr..
- For Profit before tax, as of Mar 2025, the value is -2.92 Cr.. The value appears to be declining and may need further review. It has decreased from -0.92 Cr. (Dec 2024) to -2.92 Cr., marking a decrease of 2.00 Cr..
- For Tax %, as of Mar 2025, the value is -11.99%. The value appears to be improving (decreasing) as expected. It has decreased from 107.61% (Dec 2024) to -11.99%, marking a decrease of 119.60%.
- For Net Profit, as of Mar 2025, the value is -2.56 Cr.. The value appears to be declining and may need further review. It has decreased from -1.91 Cr. (Dec 2024) to -2.56 Cr., marking a decrease of 0.65 Cr..
- For EPS in Rs, as of Mar 2025, the value is -0.02. The value appears to be declining and may need further review. It has decreased from 0.02 (Dec 2024) to -0.02, marking a decrease of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:01 am
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 26 | 60 | 179 | 318 | 532 | 655 | 680 | 612 | 546 |
| Expenses | 11 | 31 | 127 | 265 | 476 | 633 | 562 | 485 | 486 |
| Operating Profit | 15 | 28 | 53 | 54 | 56 | 22 | 118 | 127 | 60 |
| OPM % | 58% | 47% | 29% | 17% | 11% | 3% | 17% | 21% | 11% |
| Other Income | 0 | 0 | 0 | -0 | -2 | 1 | 18 | 6 | 109 |
| Interest | 10 | 9 | 17 | 24 | 51 | 84 | 105 | 110 | 95 |
| Depreciation | 0 | 8 | 12 | 15 | 21 | 25 | 30 | 32 | 32 |
| Profit before tax | 4 | 11 | 24 | 15 | -18 | -85 | 1 | -9 | 42 |
| Tax % | 37% | 42% | 43% | 59% | 18% | 2% | 599% | 15% | |
| Net Profit | 3 | 7 | 14 | 6 | -21 | -87 | -6 | -10 | 35 |
| EPS in Rs | 0.89 | 0.17 | 0.44 | 0.25 | -0.07 | -1.07 | 0.30 | 0.04 | 1.08 |
| Dividend Payout % | 13% | 48% | 5% | 8% | -28% | -2% | 7% | 50% |
YoY Net Profit Growth
| Year | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 133.33% | 100.00% | -57.14% | -450.00% | -314.29% | 93.10% | -66.67% |
| Change in YoY Net Profit Growth (%) | 0.00% | -33.33% | -157.14% | -392.86% | 135.71% | 407.39% | -159.77% |
Capital India Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2018-2019 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 28% |
| 3 Years: | 5% |
| TTM: | -10% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -38% |
| 3 Years: | 37% |
| TTM: | 178% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 25% |
| 5 Years: | 10% |
| 3 Years: | 15% |
| 1 Year: | 34% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | -1% |
| 3 Years: | -2% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 2:46 pm
Balance Sheet
Last Updated: December 4, 2025, 2:35 am
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4 | 78 | 78 | 78 | 78 | 78 | 78 | 78 | 78 |
| Reserves | 128 | 430 | 444 | 485 | 543 | 528 | 545 | 550 | 594 |
| Borrowings | 7 | 132 | 121 | 327 | 764 | 924 | 899 | 996 | 700 |
| Other Liabilities | 16 | 30 | 70 | 154 | 242 | 265 | 279 | 228 | 229 |
| Total Liabilities | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 | 1,801 | 1,853 | 1,601 |
| Fixed Assets | 8 | 31 | 47 | 56 | 78 | 81 | 94 | 90 | 83 |
| CWIP | 2 | 2 | 1 | 5 | 11 | 35 | 10 | 9 | 0 |
| Investments | 0 | 24 | 9 | 0 | 10 | 44 | 10 | 64 | 197 |
| Other Assets | 144 | 614 | 656 | 982 | 1,528 | 1,634 | 1,687 | 1,691 | 1,321 |
| Total Assets | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 | 1,801 | 1,853 | 1,601 |
Below is a detailed analysis of the balance sheet data for Capital India Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 78.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 78.00 Cr..
- For Reserves, as of Sep 2025, the value is 594.00 Cr.. The value appears strong and on an upward trend. It has increased from 550.00 Cr. (Mar 2025) to 594.00 Cr., marking an increase of 44.00 Cr..
- For Borrowings, as of Sep 2025, the value is 700.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 996.00 Cr. (Mar 2025) to 700.00 Cr., marking a decrease of 296.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 229.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 228.00 Cr. (Mar 2025) to 229.00 Cr., marking an increase of 1.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,601.00 Cr.. The value appears to be improving (decreasing). It has decreased from 1,853.00 Cr. (Mar 2025) to 1,601.00 Cr., marking a decrease of 252.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 83.00 Cr.. The value appears to be declining and may need further review. It has decreased from 90.00 Cr. (Mar 2025) to 83.00 Cr., marking a decrease of 7.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 9.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 9.00 Cr..
- For Investments, as of Sep 2025, the value is 197.00 Cr.. The value appears strong and on an upward trend. It has increased from 64.00 Cr. (Mar 2025) to 197.00 Cr., marking an increase of 133.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,321.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,691.00 Cr. (Mar 2025) to 1,321.00 Cr., marking a decrease of 370.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,601.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,853.00 Cr. (Mar 2025) to 1,601.00 Cr., marking a decrease of 252.00 Cr..
However, the Borrowings (700.00 Cr.) are higher than the Reserves (594.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 8.00 | -104.00 | -68.00 | -273.00 | -708.00 | -902.00 | -781.00 | -869.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 4 | 0 | 1 | 8 | 6 | 10 | 4 | 7 |
| Inventory Days | ||||||||
| Days Payable | ||||||||
| Cash Conversion Cycle | 4 | 0 | 1 | 8 | 6 | 10 | 4 | 7 |
| Working Capital Days | 1,176 | -69 | -101 | -65 | -73 | -79 | -80 | -54 |
| ROCE % | 5% | 6% | 5% | 3% | -0% | 6% | 6% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 2.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.04 | 1.50 | -5.35 | -0.36 | 1.24 |
| Diluted EPS (Rs.) | 0.04 | 1.48 | -5.32 | -0.35 | 1.22 |
| Cash EPS (Rs.) | 0.55 | 3.05 | -6.78 | 0.05 | 2.67 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 16.14 | 80.10 | 84.43 | 89.27 | 76.74 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 16.14 | 80.10 | 84.43 | 89.27 | 76.74 |
| Revenue From Operations / Share (Rs.) | 15.79 | 87.49 | 83.58 | 68.17 | 74.55 |
| PBDIT / Share (Rs.) | 3.33 | 15.85 | 3.80 | 7.04 | 6.90 |
| PBIT / Share (Rs.) | 2.51 | 11.97 | 0.61 | 4.35 | 5.02 |
| PBT / Share (Rs.) | -0.22 | 0.16 | -9.75 | -2.23 | 1.90 |
| Net Profit / Share (Rs.) | -0.26 | -0.82 | -9.96 | -2.63 | 0.78 |
| NP After MI And SOA / Share (Rs.) | 0.03 | 1.50 | -5.35 | -0.35 | 1.24 |
| PBDIT Margin (%) | 21.11 | 18.11 | 4.55 | 10.32 | 9.25 |
| PBIT Margin (%) | 15.91 | 13.67 | 0.74 | 6.37 | 6.73 |
| PBT Margin (%) | -1.44 | 0.19 | -11.67 | -3.27 | 2.54 |
| Net Profit Margin (%) | -1.66 | -0.94 | -11.92 | -3.86 | 1.05 |
| NP After MI And SOA Margin (%) | 0.25 | 1.71 | -6.39 | -0.52 | 1.65 |
| Return on Networth / Equity (%) | 0.24 | 1.87 | -6.86 | -0.44 | 1.70 |
| Return on Capital Employeed (%) | 14.47 | 13.54 | 0.63 | 4.04 | 5.36 |
| Return On Assets (%) | 0.08 | 0.64 | -2.31 | -0.17 | 0.92 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.13 | 0.19 | 0.20 |
| Total Debt / Equity (X) | 1.55 | 1.42 | 1.48 | 1.17 | 0.51 |
| Asset Turnover Ratio (%) | 0.33 | 0.37 | 0.11 | 0.10 | 0.46 |
| Current Ratio (X) | 1.46 | 1.49 | 1.58 | 1.89 | 3.05 |
| Quick Ratio (X) | 1.46 | 1.49 | 1.58 | 1.89 | 3.04 |
| Inventory Turnover Ratio (X) | 590.24 | 1.46 | 0.00 | 0.00 | 4517.32 |
| Dividend Payout Ratio (NP) (%) | 50.22 | 6.67 | -1.86 | -28.07 | 8.09 |
| Dividend Payout Ratio (CP) (%) | 2.32 | 1.85 | -4.62 | 4.28 | 3.20 |
| Earning Retention Ratio (%) | 49.78 | 93.33 | 101.86 | 128.07 | 91.91 |
| Cash Earning Retention Ratio (%) | 97.68 | 98.15 | 104.62 | 95.72 | 96.80 |
| Interest Coverage Ratio (X) | 1.22 | 1.21 | 0.36 | 1.07 | 2.21 |
| Interest Coverage Ratio (Post Tax) (X) | 0.90 | 0.83 | 0.03 | 0.59 | 1.25 |
| Enterprise Value (Cr.) | 1911.81 | 1607.41 | 1335.02 | 1420.77 | 1220.36 |
| EV / Net Operating Revenue (X) | 3.11 | 2.36 | 2.05 | 2.68 | 2.11 |
| EV / EBITDA (X) | 14.73 | 13.05 | 45.14 | 25.97 | 22.74 |
| MarketCap / Net Operating Revenue (X) | 1.93 | 1.51 | 1.08 | 1.83 | 1.94 |
| Retention Ratios (%) | 49.77 | 93.32 | 101.86 | 128.07 | 91.90 |
| Price / BV (X) | 1.89 | 1.65 | 1.16 | 1.56 | 2.00 |
| Price / Net Operating Revenue (X) | 1.93 | 1.51 | 1.08 | 1.83 | 1.94 |
| EarningsYield | 0.00 | 0.01 | -0.05 | 0.00 | 0.01 |
After reviewing the key financial ratios for Capital India Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 2.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 2.00, marking a decrease of 8.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has decreased from 1.50 (Mar 24) to 0.04, marking a decrease of 1.46.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has decreased from 1.48 (Mar 24) to 0.04, marking a decrease of 1.44.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.55. This value is below the healthy minimum of 3. It has decreased from 3.05 (Mar 24) to 0.55, marking a decrease of 2.50.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 16.14. It has decreased from 80.10 (Mar 24) to 16.14, marking a decrease of 63.96.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 16.14. It has decreased from 80.10 (Mar 24) to 16.14, marking a decrease of 63.96.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 15.79. It has decreased from 87.49 (Mar 24) to 15.79, marking a decrease of 71.70.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 3.33. This value is within the healthy range. It has decreased from 15.85 (Mar 24) to 3.33, marking a decrease of 12.52.
- For PBIT / Share (Rs.), as of Mar 25, the value is 2.51. This value is within the healthy range. It has decreased from 11.97 (Mar 24) to 2.51, marking a decrease of 9.46.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 0. It has decreased from 0.16 (Mar 24) to -0.22, marking a decrease of 0.38.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 2. It has increased from -0.82 (Mar 24) to -0.26, marking an increase of 0.56.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 2. It has decreased from 1.50 (Mar 24) to 0.03, marking a decrease of 1.47.
- For PBDIT Margin (%), as of Mar 25, the value is 21.11. This value is within the healthy range. It has increased from 18.11 (Mar 24) to 21.11, marking an increase of 3.00.
- For PBIT Margin (%), as of Mar 25, the value is 15.91. This value is within the healthy range. It has increased from 13.67 (Mar 24) to 15.91, marking an increase of 2.24.
- For PBT Margin (%), as of Mar 25, the value is -1.44. This value is below the healthy minimum of 10. It has decreased from 0.19 (Mar 24) to -1.44, marking a decrease of 1.63.
- For Net Profit Margin (%), as of Mar 25, the value is -1.66. This value is below the healthy minimum of 5. It has decreased from -0.94 (Mar 24) to -1.66, marking a decrease of 0.72.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 0.25. This value is below the healthy minimum of 8. It has decreased from 1.71 (Mar 24) to 0.25, marking a decrease of 1.46.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.24. This value is below the healthy minimum of 15. It has decreased from 1.87 (Mar 24) to 0.24, marking a decrease of 1.63.
- For Return on Capital Employeed (%), as of Mar 25, the value is 14.47. This value is within the healthy range. It has increased from 13.54 (Mar 24) to 14.47, marking an increase of 0.93.
- For Return On Assets (%), as of Mar 25, the value is 0.08. This value is below the healthy minimum of 5. It has decreased from 0.64 (Mar 24) to 0.08, marking a decrease of 0.56.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 1.55. This value exceeds the healthy maximum of 1. It has increased from 1.42 (Mar 24) to 1.55, marking an increase of 0.13.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.33. It has decreased from 0.37 (Mar 24) to 0.33, marking a decrease of 0.04.
- For Current Ratio (X), as of Mar 25, the value is 1.46. This value is below the healthy minimum of 1.5. It has decreased from 1.49 (Mar 24) to 1.46, marking a decrease of 0.03.
- For Quick Ratio (X), as of Mar 25, the value is 1.46. This value is within the healthy range. It has decreased from 1.49 (Mar 24) to 1.46, marking a decrease of 0.03.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 590.24. This value exceeds the healthy maximum of 8. It has increased from 1.46 (Mar 24) to 590.24, marking an increase of 588.78.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 50.22. This value exceeds the healthy maximum of 50. It has increased from 6.67 (Mar 24) to 50.22, marking an increase of 43.55.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 2.32. This value is below the healthy minimum of 20. It has increased from 1.85 (Mar 24) to 2.32, marking an increase of 0.47.
- For Earning Retention Ratio (%), as of Mar 25, the value is 49.78. This value is within the healthy range. It has decreased from 93.33 (Mar 24) to 49.78, marking a decrease of 43.55.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 97.68. This value exceeds the healthy maximum of 70. It has decreased from 98.15 (Mar 24) to 97.68, marking a decrease of 0.47.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.22. This value is below the healthy minimum of 3. It has increased from 1.21 (Mar 24) to 1.22, marking an increase of 0.01.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.90. This value is below the healthy minimum of 3. It has increased from 0.83 (Mar 24) to 0.90, marking an increase of 0.07.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,911.81. It has increased from 1,607.41 (Mar 24) to 1,911.81, marking an increase of 304.40.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.11. This value exceeds the healthy maximum of 3. It has increased from 2.36 (Mar 24) to 3.11, marking an increase of 0.75.
- For EV / EBITDA (X), as of Mar 25, the value is 14.73. This value is within the healthy range. It has increased from 13.05 (Mar 24) to 14.73, marking an increase of 1.68.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.93. This value is within the healthy range. It has increased from 1.51 (Mar 24) to 1.93, marking an increase of 0.42.
- For Retention Ratios (%), as of Mar 25, the value is 49.77. This value is within the healthy range. It has decreased from 93.32 (Mar 24) to 49.77, marking a decrease of 43.55.
- For Price / BV (X), as of Mar 25, the value is 1.89. This value is within the healthy range. It has increased from 1.65 (Mar 24) to 1.89, marking an increase of 0.24.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.93. This value is within the healthy range. It has increased from 1.51 (Mar 24) to 1.93, marking an increase of 0.42.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Capital India Finance Ltd:
- Net Profit Margin: -1.66%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 14.47% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.24% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0.9
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.46
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 53.42)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.55
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -1.66%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 701, 7th Floor, Aggarwal Corporate Tower, Plot No. 23, District Centre, Rajendra Place, New Delhi Delhi 110008 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Vinod Somani | Non Exe.Chairman&Ind.Director |
| Mr. Keshav Porwal | Managing Director |
| Mr. Yogendra Pal Singh | Independent Director |
| Mr. Dalbir Singh Suhag | Independent Director |
| Ms. Rashmi Fauzdar | Independent Woman Director |
| Ms. Jyuthika Mahendra Jivani | Independent Woman Director |
FAQ
What is the intrinsic value of Capital India Finance Ltd?
Capital India Finance Ltd's intrinsic value (as of 25 December 2025) is 0.62 which is 98.38% lower the current market price of 38.20, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,487 Cr. market cap, FY2025-2026 high/low of 44.5/29.0, reserves of ₹594 Cr, and liabilities of 1,601 Cr.
What is the Market Cap of Capital India Finance Ltd?
The Market Cap of Capital India Finance Ltd is 1,487 Cr..
What is the current Stock Price of Capital India Finance Ltd as on 25 December 2025?
The current stock price of Capital India Finance Ltd as on 25 December 2025 is 38.2.
What is the High / Low of Capital India Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Capital India Finance Ltd stocks is 44.5/29.0.
What is the Stock P/E of Capital India Finance Ltd?
The Stock P/E of Capital India Finance Ltd is .
What is the Book Value of Capital India Finance Ltd?
The Book Value of Capital India Finance Ltd is 17.2.
What is the Dividend Yield of Capital India Finance Ltd?
The Dividend Yield of Capital India Finance Ltd is 0.05 %.
What is the ROCE of Capital India Finance Ltd?
The ROCE of Capital India Finance Ltd is 6.34 %.
What is the ROE of Capital India Finance Ltd?
The ROE of Capital India Finance Ltd is 0.30 %.
What is the Face Value of Capital India Finance Ltd?
The Face Value of Capital India Finance Ltd is 2.00.