Share Price and Basic Stock Data
Last Updated: August 1, 2025, 3:07 pm
| PEG Ratio | 0.00 |
|---|
Quick Insight
Capital India Finance Ltd's current share price of ₹35.5 indicates an undervaluation as its intrinsic value analysis suggests a potential for growth. With a market cap of ₹1,383 Cr., the company's P/E ratio and ROE at 1.63% and 6.10% respectively, show room for improvement. The OPM of 22.18% is healthy, but the negative net profit of -10 raises concerns. The high promoter holding of 73.02% provides stability, but the absence of FIIs and DIIs impacts diversification. With a low P/BV ratio of 1.89x and an ICR of 1.22x, investors should closely monitor the company's performance to capitalize on its potential turnaround.
Competitors of Capital India Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 10.8 Cr. | 1.08 | 1.91/0.72 | 1,080 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 17.3 Cr. | 1.72 | 19.4/1.06 | 33.8 | 1.57 | 0.00 % | 2.44 % | 3.58 % | 1.00 |
| Moneyboxx Finance Ltd | 502 Cr. | 154 | 333/152 | 79.8 | 0.00 % | 8.73 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.9 Cr. | 19.5 | 41.0/18.0 | 13.0 | 24.9 | 0.00 % | 15.0 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 51.6 Cr. | 115 | 191/95.0 | 40.0 | 212 | 5.23 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 25,039.27 Cr | 473.12 | 78.18 | 498.63 | 0.26% | 15.73% | 8.87% | 8.48 |
Quarterly Result
| Metric | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 152.57 | 158.87 | 169.27 | 161.79 | 159.74 | 174.99 | 176.11 | 165.12 | 167.38 | 159.40 | 165.94 | 152.93 | 139.33 |
| Expenses | 133.94 | 158.83 | 162.00 | 160.15 | 155.99 | 146.23 | 146.90 | 133.99 | 139.98 | 134.00 | 131.49 | 118.40 | 108.43 |
| Operating Profit | 18.63 | 0.04 | 7.27 | 1.64 | 3.75 | 28.76 | 29.21 | 31.13 | 27.40 | 25.40 | 34.45 | 34.53 | 30.90 |
| OPM % | 12.21% | 0.03% | 4.29% | 1.01% | 2.35% | 16.44% | 16.59% | 18.85% | 16.37% | 15.93% | 20.76% | 22.58% | 22.18% |
| Other Income | 1.89 | 2.00 | 1.59 | 1.98 | 1.69 | 11.47 | 2.47 | 0.66 | 2.42 | 0.70 | 1.33 | 0.44 | 2.00 |
| Interest | 16.42 | 19.06 | 18.68 | 20.85 | 22.04 | 25.74 | 26.24 | 25.30 | 24.77 | 25.69 | 25.41 | 27.74 | 27.88 |
| Depreciation | 5.85 | 5.89 | 6.30 | 6.43 | 6.15 | 7.31 | 7.96 | 7.64 | 7.26 | 7.92 | 7.92 | 8.15 | 7.94 |
| Profit before tax | -1.75 | -22.91 | -16.12 | -23.66 | -22.75 | 7.18 | -2.52 | -1.15 | -2.21 | -7.51 | 2.45 | -0.92 | -2.92 |
| Tax % | -85.71% | 2.66% | 11.35% | -8.37% | 5.23% | 32.45% | 102.78% | 105.22% | 71.95% | -15.45% | 75.51% | 107.61% | -11.99% |
| Net Profit | -0.25 | -23.51 | -17.95 | -21.68 | -23.94 | 4.85 | -5.11 | -2.37 | -3.80 | -6.35 | 0.60 | -1.91 | -2.56 |
| EPS in Rs | 0.06 | -0.32 | -0.20 | -0.25 | -0.30 | 0.27 | 0.00 | 0.01 | 0.02 | -0.04 | 0.08 | 0.02 | -0.02 |
Last Updated: May 31, 2025, 6:36 am
Below is a detailed analysis of the quarterly data for Capital India Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Sales, as of Mar 2025, the value is 139.33 Cr.. The value appears to be declining and may need further review. It has decreased from 152.93 Cr. (Dec 2024) to 139.33 Cr., marking a decrease of 13.60 Cr..
- For Expenses, as of Mar 2025, the value is 108.43 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 118.40 Cr. (Dec 2024) to 108.43 Cr., marking a decrease of 9.97 Cr..
- For Operating Profit, as of Mar 2025, the value is 30.90 Cr.. The value appears to be declining and may need further review. It has decreased from 34.53 Cr. (Dec 2024) to 30.90 Cr., marking a decrease of 3.63 Cr..
- For OPM %, as of Mar 2025, the value is 22.18%. The value appears to be declining and may need further review. It has decreased from 22.58% (Dec 2024) to 22.18%, marking a decrease of 0.40%.
- For Other Income, as of Mar 2025, the value is 2.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.44 Cr. (Dec 2024) to 2.00 Cr., marking an increase of 1.56 Cr..
- For Interest, as of Mar 2025, the value is 27.88 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 27.74 Cr. (Dec 2024) to 27.88 Cr., marking an increase of 0.14 Cr..
- For Depreciation, as of Mar 2025, the value is 7.94 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 8.15 Cr. (Dec 2024) to 7.94 Cr., marking a decrease of 0.21 Cr..
- For Profit before tax, as of Mar 2025, the value is -2.92 Cr.. The value appears to be declining and may need further review. It has decreased from -0.92 Cr. (Dec 2024) to -2.92 Cr., marking a decrease of 2.00 Cr..
- For Tax %, as of Mar 2025, the value is -11.99%. The value appears to be improving (decreasing) as expected. It has decreased from 107.61% (Dec 2024) to -11.99%, marking a decrease of 119.60%.
- For Net Profit, as of Mar 2025, the value is -2.56 Cr.. The value appears to be declining and may need further review. It has decreased from -1.91 Cr. (Dec 2024) to -2.56 Cr., marking a decrease of 0.65 Cr..
- For EPS in Rs, as of Mar 2025, the value is -0.02. The value appears to be declining and may need further review. It has decreased from 0.02 (Dec 2024) to -0.02, marking a decrease of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: June 16, 2025, 2:22 pm
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Sales | 26 | 60 | 179 | 318 | 532 | 655 | 684 | 615 |
| Expenses | 11 | 31 | 127 | 265 | 476 | 633 | 562 | 489 |
| Operating Profit | 15 | 28 | 53 | 54 | 56 | 22 | 122 | 126 |
| OPM % | 58% | 47% | 29% | 17% | 11% | 3% | 18% | 20% |
| Other Income | 0 | 0 | 0 | -0 | -2 | 1 | 15 | 4 |
| Interest | 10 | 9 | 17 | 24 | 51 | 84 | 105 | 107 |
| Depreciation | 0 | 8 | 12 | 15 | 21 | 25 | 30 | 32 |
| Profit before tax | 4 | 11 | 24 | 15 | -18 | -85 | 1 | -9 |
| Tax % | 37% | 42% | 43% | 59% | 18% | 2% | 599% | 15% |
| Net Profit | 3 | 7 | 14 | 6 | -21 | -87 | -6 | -10 |
| EPS in Rs | 0.89 | 0.17 | 0.44 | 0.25 | -0.07 | -1.07 | 0.30 | 0.04 |
| Dividend Payout % | 13% | 48% | 5% | 8% | -28% | -2% | 7% | 50% |
YoY Net Profit Growth
| Year | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 133.33% | 100.00% | -57.14% | -450.00% | -314.29% | 93.10% | -66.67% |
| Change in YoY Net Profit Growth (%) | 0.00% | -33.33% | -157.14% | -392.86% | 135.71% | 407.39% | -159.77% |
Capital India Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2018-2019 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 28% |
| 3 Years: | 5% |
| TTM: | -10% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -11% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 10% |
| 3 Years: | 17% |
| 1 Year: | 61% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | -2% |
| 3 Years: | -3% |
| Last Year: | -2% |
Last Updated: Unknown
Balance Sheet
Last Updated: July 25, 2025, 1:38 pm
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4 | 78 | 78 | 78 | 78 | 78 | 78 | 78 |
| Reserves | 128 | 430 | 444 | 485 | 543 | 528 | 545 | 550 |
| Borrowings | 7 | 132 | 121 | 327 | 764 | 924 | 899 | 996 |
| Other Liabilities | 16 | 30 | 70 | 154 | 242 | 265 | 279 | 228 |
| Total Liabilities | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 | 1,801 | 1,853 |
| Fixed Assets | 8 | 31 | 47 | 56 | 78 | 81 | 94 | 98 |
| CWIP | 2 | 2 | 1 | 5 | 11 | 35 | 10 | 0 |
| Investments | 0 | 24 | 9 | 0 | 10 | 44 | 10 | 64 |
| Other Assets | 144 | 614 | 656 | 982 | 1,528 | 1,634 | 1,687 | 1,691 |
| Total Assets | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 | 1,801 | 1,853 |
Below is a detailed analysis of the balance sheet data for Capital India Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 78.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 78.00 Cr..
- For Reserves, as of Mar 2025, the value is 550.00 Cr.. The value appears strong and on an upward trend. It has increased from 545.00 Cr. (Mar 2024) to 550.00 Cr., marking an increase of 5.00 Cr..
- For Borrowings, as of Mar 2025, the value is 996.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 899.00 Cr. (Mar 2024) to 996.00 Cr., marking an increase of 97.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 228.00 Cr.. The value appears to be improving (decreasing). It has decreased from 279.00 Cr. (Mar 2024) to 228.00 Cr., marking a decrease of 51.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 1,853.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,801.00 Cr. (Mar 2024) to 1,853.00 Cr., marking an increase of 52.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 98.00 Cr.. The value appears strong and on an upward trend. It has increased from 94.00 Cr. (Mar 2024) to 98.00 Cr., marking an increase of 4.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 10.00 Cr. (Mar 2024) to 0.00 Cr., marking a decrease of 10.00 Cr..
- For Investments, as of Mar 2025, the value is 64.00 Cr.. The value appears strong and on an upward trend. It has increased from 10.00 Cr. (Mar 2024) to 64.00 Cr., marking an increase of 54.00 Cr..
- For Other Assets, as of Mar 2025, the value is 1,691.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,687.00 Cr. (Mar 2024) to 1,691.00 Cr., marking an increase of 4.00 Cr..
- For Total Assets, as of Mar 2025, the value is 1,853.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,801.00 Cr. (Mar 2024) to 1,853.00 Cr., marking an increase of 52.00 Cr..
However, the Borrowings (996.00 Cr.) are higher than the Reserves (550.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 8.00 | -104.00 | -68.00 | -273.00 | -708.00 | -902.00 | -777.00 | -870.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|
| Debtor Days | 4 | 0 | 1 | 8 | 6 | 10 | 11 |
| Inventory Days | |||||||
| Days Payable | |||||||
| Cash Conversion Cycle | 4 | 0 | 1 | 8 | 6 | 10 | 11 |
| Working Capital Days | 1,176 | -69 | -101 | -65 | -73 | -79 | -78 |
| ROCE % | 5% | 6% | 5% | 3% | -0% | 6% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 2.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.04 | 1.50 | -5.35 | -0.36 | 1.24 |
| Diluted EPS (Rs.) | 0.04 | 1.48 | -5.32 | -0.35 | 1.22 |
| Cash EPS (Rs.) | 0.55 | 3.05 | -6.78 | 0.05 | 2.67 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 16.14 | 80.10 | 84.43 | 89.27 | 76.74 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 16.14 | 80.10 | 84.43 | 89.27 | 76.74 |
| Revenue From Operations / Share (Rs.) | 15.79 | 87.49 | 83.58 | 68.17 | 74.55 |
| PBDIT / Share (Rs.) | 3.33 | 15.85 | 3.80 | 7.04 | 6.90 |
| PBIT / Share (Rs.) | 2.51 | 11.97 | 0.61 | 4.35 | 5.02 |
| PBT / Share (Rs.) | -0.22 | 0.16 | -9.75 | -2.23 | 1.90 |
| Net Profit / Share (Rs.) | -0.26 | -0.82 | -9.96 | -2.63 | 0.78 |
| NP After MI And SOA / Share (Rs.) | 0.03 | 1.50 | -5.35 | -0.35 | 1.24 |
| PBDIT Margin (%) | 21.11 | 18.11 | 4.55 | 10.32 | 9.25 |
| PBIT Margin (%) | 15.91 | 13.67 | 0.74 | 6.37 | 6.73 |
| PBT Margin (%) | -1.44 | 0.19 | -11.67 | -3.27 | 2.54 |
| Net Profit Margin (%) | -1.66 | -0.94 | -11.92 | -3.86 | 1.05 |
| NP After MI And SOA Margin (%) | 0.25 | 1.71 | -6.39 | -0.52 | 1.65 |
| Return on Networth / Equity (%) | 0.24 | 1.87 | -6.86 | -0.44 | 1.70 |
| Return on Capital Employeed (%) | 14.47 | 13.54 | 0.63 | 4.04 | 5.36 |
| Return On Assets (%) | 0.08 | 0.64 | -2.31 | -0.17 | 0.92 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.13 | 0.19 | 0.20 |
| Total Debt / Equity (X) | 1.55 | 1.42 | 1.48 | 1.17 | 0.51 |
| Asset Turnover Ratio (%) | 0.33 | 0.37 | 0.11 | 0.10 | 0.46 |
| Current Ratio (X) | 1.46 | 1.49 | 1.58 | 1.89 | 3.05 |
| Quick Ratio (X) | 1.46 | 1.49 | 1.58 | 1.89 | 3.04 |
| Inventory Turnover Ratio (X) | 0.65 | 1.46 | 0.00 | 0.00 | 4517.32 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 6.67 | -1.86 | -28.07 | 8.09 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 1.85 | -4.62 | 4.28 | 3.20 |
| Earning Retention Ratio (%) | 0.00 | 93.33 | 101.86 | 128.07 | 91.91 |
| Cash Earning Retention Ratio (%) | 0.00 | 98.15 | 104.62 | 95.72 | 96.80 |
| Interest Coverage Ratio (X) | 1.22 | 1.21 | 0.36 | 1.07 | 2.21 |
| Interest Coverage Ratio (Post Tax) (X) | 0.90 | 0.83 | 0.03 | 0.59 | 1.25 |
| Enterprise Value (Cr.) | 1911.81 | 1607.41 | 1335.02 | 1420.77 | 1220.36 |
| EV / Net Operating Revenue (X) | 3.11 | 2.36 | 2.05 | 2.68 | 2.11 |
| EV / EBITDA (X) | 14.73 | 13.05 | 45.14 | 25.97 | 22.74 |
| MarketCap / Net Operating Revenue (X) | 1.93 | 1.51 | 1.08 | 1.83 | 1.94 |
| Retention Ratios (%) | 0.00 | 93.32 | 101.86 | 128.07 | 91.90 |
| Price / BV (X) | 1.89 | 1.65 | 1.16 | 1.56 | 2.00 |
| Price / Net Operating Revenue (X) | 1.93 | 1.51 | 1.08 | 1.83 | 1.94 |
| EarningsYield | 0.00 | 0.01 | -0.05 | 0.00 | 0.01 |
After reviewing the key financial ratios for Capital India Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 2.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 2.00, marking a decrease of 8.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has decreased from 1.50 (Mar 24) to 0.04, marking a decrease of 1.46.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has decreased from 1.48 (Mar 24) to 0.04, marking a decrease of 1.44.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.55. This value is below the healthy minimum of 3. It has decreased from 3.05 (Mar 24) to 0.55, marking a decrease of 2.50.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 16.14. It has decreased from 80.10 (Mar 24) to 16.14, marking a decrease of 63.96.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 16.14. It has decreased from 80.10 (Mar 24) to 16.14, marking a decrease of 63.96.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 15.79. It has decreased from 87.49 (Mar 24) to 15.79, marking a decrease of 71.70.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 3.33. This value is within the healthy range. It has decreased from 15.85 (Mar 24) to 3.33, marking a decrease of 12.52.
- For PBIT / Share (Rs.), as of Mar 25, the value is 2.51. This value is within the healthy range. It has decreased from 11.97 (Mar 24) to 2.51, marking a decrease of 9.46.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 0. It has decreased from 0.16 (Mar 24) to -0.22, marking a decrease of 0.38.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 2. It has increased from -0.82 (Mar 24) to -0.26, marking an increase of 0.56.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 2. It has decreased from 1.50 (Mar 24) to 0.03, marking a decrease of 1.47.
- For PBDIT Margin (%), as of Mar 25, the value is 21.11. This value is within the healthy range. It has increased from 18.11 (Mar 24) to 21.11, marking an increase of 3.00.
- For PBIT Margin (%), as of Mar 25, the value is 15.91. This value is within the healthy range. It has increased from 13.67 (Mar 24) to 15.91, marking an increase of 2.24.
- For PBT Margin (%), as of Mar 25, the value is -1.44. This value is below the healthy minimum of 10. It has decreased from 0.19 (Mar 24) to -1.44, marking a decrease of 1.63.
- For Net Profit Margin (%), as of Mar 25, the value is -1.66. This value is below the healthy minimum of 5. It has decreased from -0.94 (Mar 24) to -1.66, marking a decrease of 0.72.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 0.25. This value is below the healthy minimum of 8. It has decreased from 1.71 (Mar 24) to 0.25, marking a decrease of 1.46.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.24. This value is below the healthy minimum of 15. It has decreased from 1.87 (Mar 24) to 0.24, marking a decrease of 1.63.
- For Return on Capital Employeed (%), as of Mar 25, the value is 14.47. This value is within the healthy range. It has increased from 13.54 (Mar 24) to 14.47, marking an increase of 0.93.
- For Return On Assets (%), as of Mar 25, the value is 0.08. This value is below the healthy minimum of 5. It has decreased from 0.64 (Mar 24) to 0.08, marking a decrease of 0.56.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 1.55. This value exceeds the healthy maximum of 1. It has increased from 1.42 (Mar 24) to 1.55, marking an increase of 0.13.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.33. It has decreased from 0.37 (Mar 24) to 0.33, marking a decrease of 0.04.
- For Current Ratio (X), as of Mar 25, the value is 1.46. This value is below the healthy minimum of 1.5. It has decreased from 1.49 (Mar 24) to 1.46, marking a decrease of 0.03.
- For Quick Ratio (X), as of Mar 25, the value is 1.46. This value is within the healthy range. It has decreased from 1.49 (Mar 24) to 1.46, marking a decrease of 0.03.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.65. This value is below the healthy minimum of 4. It has decreased from 1.46 (Mar 24) to 0.65, marking a decrease of 0.81.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 6.67 (Mar 24) to 0.00, marking a decrease of 6.67.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 1.85 (Mar 24) to 0.00, marking a decrease of 1.85.
- For Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 93.33 (Mar 24) to 0.00, marking a decrease of 93.33.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 98.15 (Mar 24) to 0.00, marking a decrease of 98.15.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.22. This value is below the healthy minimum of 3. It has increased from 1.21 (Mar 24) to 1.22, marking an increase of 0.01.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.90. This value is below the healthy minimum of 3. It has increased from 0.83 (Mar 24) to 0.90, marking an increase of 0.07.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,911.81. It has increased from 1,607.41 (Mar 24) to 1,911.81, marking an increase of 304.40.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.11. This value exceeds the healthy maximum of 3. It has increased from 2.36 (Mar 24) to 3.11, marking an increase of 0.75.
- For EV / EBITDA (X), as of Mar 25, the value is 14.73. This value is within the healthy range. It has increased from 13.05 (Mar 24) to 14.73, marking an increase of 1.68.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.93. This value is within the healthy range. It has increased from 1.51 (Mar 24) to 1.93, marking an increase of 0.42.
- For Retention Ratios (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 93.32 (Mar 24) to 0.00, marking a decrease of 93.32.
- For Price / BV (X), as of Mar 25, the value is 1.89. This value is within the healthy range. It has increased from 1.65 (Mar 24) to 1.89, marking an increase of 0.24.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.93. This value is within the healthy range. It has increased from 1.51 (Mar 24) to 1.93, marking an increase of 0.42.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Capital India Finance Ltd:
- Net Profit Margin: -1.66%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 14.47% (Industry Average ROCE: 15.73%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.24% (Industry Average ROE: 8.87%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0.9
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.46
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 78.18)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.55
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -1.66%
About the Company - Qualitative Analysis
Capital India Finance Ltd. is a Public Limited Listed company incorporated on 16/11/1994 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L74899DL1994PLC128577 and registration number is 28577. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 183.22 Cr. and Equity Capital is Rs. 77.83 Cr. for the Year ended 31/03/2025.
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 701, 7th Floor, Aggarwal Corporate Tower, Plot No. 23, District Centre, Rajendra Place, New Delhi Delhi 110008 | secretarial@capitalindia.com http://www.capitalindia.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Vinod Somani | Non Exe.Chairman&Ind.Director |
| Mr. Keshav Porwal | Managing Director |
| Mr. Subhash Chander Kalia | Independent Director |
| Mr. Dalbir Singh Suhag | Independent Director |
| Mr. Yogendra Pal Singh | Independent Director |
| Ms. Rashmi Fauzdar | Independent Director |
| Ms. Jyuthika Mahendra Jivani | Independent Woman Director |
FAQ
What is the intrinsic value of Capital India Finance Ltd?
Capital India Finance Ltd's intrinsic value (as of 01 August 2025) is 3.15 91.00% lower the current market price of 35.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,362 Cr. market cap, FY2025-2026 high/low of 55.7/20.9, reserves of 550 Cr, and liabilities of 1,853 Cr.
What is the Market Cap of Capital India Finance Ltd?
The Market Cap of Capital India Finance Ltd is 1,362 Cr..
What is the current Stock Price of Capital India Finance Ltd as on 01 August 2025?
The current stock price of Capital India Finance Ltd as on 01 August 2025 is 35.0.
What is the High / Low of Capital India Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Capital India Finance Ltd stocks is ₹55.7/20.9.
What is the Stock P/E of Capital India Finance Ltd?
The Stock P/E of Capital India Finance Ltd is .
What is the Book Value of Capital India Finance Ltd?
The Book Value of Capital India Finance Ltd is 16.1.
What is the Dividend Yield of Capital India Finance Ltd?
The Dividend Yield of Capital India Finance Ltd is 0.05 %.
What is the ROCE of Capital India Finance Ltd?
The ROCE of Capital India Finance Ltd is 6.10 %.
What is the ROE of Capital India Finance Ltd?
The ROE of Capital India Finance Ltd is 1.63 %.
What is the Face Value of Capital India Finance Ltd?
The Face Value of Capital India Finance Ltd is 2.00.