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Last Updated on: 22 May, 2024|Author: Getaka | Social: X Twitter Profile
Stock Ticker - BSE: 511505 | NSE: CAPTRUST

Fundamental Analysis of Capital Trust Ltd

About the Company - Capital Trust Ltd

Capital Trust Ltd. is a Public Limited Listed company incorporated on 23/08/1985 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L65923DL1985PLC195299 and registration number is 195299. Currently Company is involved in the business activities of Other credit granting. Company’s Total Operating Revenue is Rs. 102.62 Cr. and Equity Capital is Rs. 16.22 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)205 Centrum Mall, M G Road, New Delhi Delhi 110030info@capitaltrust.in
https://www.capitaltrust.in
Management
NamePosition Held
Mr. Yogen KhoslaChairman & Managing Director
Mr. Sanjiv SyalIndependent Director
Ms. Suman KukretyIndependent Woman Director
Mr. Govind SabooIndependent Director
Mr. Pawan DubeyIndependent Director
Mr. Vahin KhoslaExecutive Director

Basic Stock Data of Capital Trust Ltd

Last Updated: May 13, 2024, 12:19 pm

Market Cap 194 Cr.
Current Price 117
High / Low148/63.2
Stock P/E
Book Value 46.2
Dividend Yield0.00 %
ROCE15.8 %
ROE46.9 %
Face Value 10.0
PEG Ratio0.00

Data Source: screener.in

Competitors of Capital Trust Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
The Investment Trust of India Ltd (THEINVEST) 761 Cr. 146172/74.141.0 1270.00 %6.60 %2.86 % 10.0
Inventure Growth & Securities Ltd 191 Cr. 2.303.92/1.8018.5 2.520.00 %6.13 %4.54 % 1.00
Alacrity Securities Ltd 221 Cr. 105107/10.819.3 17.10.00 %53.3 %46.5 % 10.0
AK Capital Services Ltd 619 Cr. 9381,160/4607.17 1,3281.28 %8.77 %11.0 % 10.0
Algoquant Fintech Ltd 958 Cr. 1,1931,620/529 43.80.00 %9.93 %8.64 % 2.00
Industry Average550.00 Cr476.8617.19303.680.26%16.95%14.71%6.60

Capital Trust Ltd Quarterly Results

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Sales29.8427.4722.0025.5528.3627.7024.6222.2119.5519.6417.5419.0119.03
Expenses22.1549.9232.9816.9920.6616.1015.0014.0419.6877.4514.9916.8716.37
Operating Profit7.69-22.45-10.988.567.7011.609.628.17-0.13-57.812.552.142.66
OPM %25.77%-81.73%-49.91%33.50%27.15%41.88%39.07%36.79%-0.66%-294.35%14.54%11.26%13.98%
Other Income2.530.860.800.810.800.070.120.180.260.350.190.560.78
Interest9.698.859.278.807.089.196.995.504.844.291.991.912.60
Depreciation0.130.140.130.070.140.150.130.110.110.110.100.100.11
Profit before tax0.40-30.58-19.580.501.282.332.622.74-4.82-61.860.650.690.73
Tax %22.50%21.22%27.22%30.00%27.34%29.61%27.86%25.18%26.56%25.57%24.62%26.09%24.66%
Net Profit0.31-24.09-14.260.350.931.651.892.04-3.54-46.040.480.510.55
EPS in Rs0.19-14.72-8.720.210.571.011.161.25-2.16-28.140.290.310.34

Last Updated: May 7, 2024, 4:51 am

Capital Trust Ltd Quarterly Chart

Capital Trust Ltd Profit & Loss

Last Updated: May 2, 2024, 8:06 am

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Sales691840551191731861471121058675
Expenses44811183899617710487126126
Operating Profit25102938817412670818-40-50
OPM %31%53%54%72%68%68%43%68%47%7%17%-46%-67%
Other Income0000600-3711112
Interest23714122662776139322211
Depreciation0000000111000
Profit before tax02315315512129-30-14-61-60
Tax %18%0%38%34%35%33%48%24%94%22%24%26%
Net Profit022102037691-24-11-46-45
EPS in Rs0.242.052.4312.8713.8122.553.815.540.32-14.53-6.61-27.89-27.20
Dividend Payout %0%0%15%0%11%7%13%9%0%0%0%0%

Capital Trust Ltd Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-2023
YoY Net Profit Growth (%)0.00%400.00%100.00%85.00%-83.78%50.00%-88.89%-2500.00%54.17%-318.18%
Change in YoY Net Profit Growth (%)0.00%400.00%-300.00%-15.00%-168.78%133.78%-138.89%-2411.11%2554.17%-372.35%

Capital Trust Ltd Growth

Compounded Sales Growth
10 Years:25%
5 Years:-13%
3 Years:-16%
TTM:-20%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:-2281%
Stock Price CAGR
10 Years:18%
5 Years:-8%
3 Years:11%
1 Year:76%
Return on Equity
10 Years:3%
5 Years:-6%
3 Years:-22%
Last Year:-47%

Last Updated: May 13, 2024, 12:19 pm

Capital Trust Ltd Balance Sheet

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital8888151616161616161616
Reserves023111362032061381381141045859
Preference Capital003300000000
Borrowings6195279683095334832852792089646
Other Liabilities11626233246191918261721
Total Liabilities153070124242561802656458427354188143
Fixed Assets1011112442211
CWIP0000000000000
Investments0000019505088914301
Other Assets152969123240540750602366334309186141
Total Assets153070124242561802656458427354188143

Capital Trust Ltd Reserves and Borrowings Chart

Capital Trust Ltd Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity 5-9-2816-20-273-1924423981674
Cash from Investing Activity -00-0-0-1-50-31-0-3722342
Cash from Financing Activity -71029973260221-51-202-3-49-113
Net Cash Flow-2002552-64-1-717-103

Capital Trust Ltd Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Debtor Days14211626240000000
Inventory Days
Days Payable
Cash Conversion Cycle14211626240000000
Working Capital Days7921,0661,2184453076003276-7-231726
ROCE %11%22%21%34%27%22%11%18%13%2%5%-16%

Capital Trust Ltd Financial Efficiency Indicators Chart

Capital Trust Ltd Share Holding Pattern

MonthMar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Promoters66.95%66.95%66.95%66.95%66.95%66.95%66.95%66.95%66.95%66.95%66.95%66.95%
FIIs0.00%0.00%0.00%0.00%0.00%0.00%0.00%17.27%17.27%17.27%17.27%17.27%
DIIs17.27%17.27%17.27%17.27%17.27%17.27%17.27%0.00%0.00%0.00%0.00%0.00%
Public14.91%14.91%14.91%14.91%14.91%14.91%14.90%14.91%14.91%14.91%14.90%14.92%
Others0.88%0.88%0.88%0.88%0.88%0.88%0.88%0.88%0.88%0.88%0.88%0.88%
No. of Shareholders7,0857,3697,9317,9048,1518,4278,3198,4778,7818,6138,8819,268

Capital Trust Ltd Shareholding Pattern Chart

No. of Capital Trust Ltd Shareholders

This stock is not held by any mutual fund

Capital Trust Ltd ROCE Trend

Capital Trust Ltd EPS Trend

Capital Trust Ltd Key Financial Ratios

MonthMar 22Mar 21Mar 20Mar 19Mar 18
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)-6.38-14.572.645.650.84
Diluted EPS (Rs.)-6.38-14.572.645.650.84
Cash EPS (Rs.)-6.07-14.213.196.231.11
Book Value[Excl.RevalReserv]/Share (Rs.)74.3180.6095.2493.17133.74
Book Value[Incl.RevalReserv]/Share (Rs.)74.3180.6095.2493.17133.74
Revenue From Operations / Share (Rs.)64.7470.1795.17118.70108.74
PBDIT / Share (Rs.)11.182.6645.2278.3544.50
PBIT / Share (Rs.)10.882.3144.6777.7744.23
PBT / Share (Rs.)-8.74-18.118.408.004.60
Net Profit / Share (Rs.)-6.38-14.572.635.650.83
NP After MI And SOA / Share (Rs.)-6.38-14.572.635.650.83
PBDIT Margin (%)17.273.7947.5166.0040.92
PBIT Margin (%)16.793.2846.9365.5240.67
PBT Margin (%)-13.49-25.818.836.734.23
Net Profit Margin (%)-9.85-20.762.764.760.77
NP After MI And SOA Margin (%)-9.85-20.762.764.760.77
Return on Networth / Equity (%)-8.58-18.072.766.060.62
Return on Capital Employeed (%)7.441.5535.7246.2712.70
Return On Assets (%)-2.92-5.800.941.390.17
Long Term Debt / Equity (X)0.900.760.290.781.52
Total Debt / Equity (X)1.721.971.763.181.54
Asset Turnover Ratio (%)0.250.240.260.240.23
Current Ratio (X)2.652.211.681.611.92
Quick Ratio (X)2.652.211.681.611.92
Dividend Payout Ratio (NP) (%)0.00-9.6823.0710.76178.79
Dividend Payout Ratio (CP) (%)0.00-9.9219.089.76135.15
Earning Retention Ratio (%)0.00109.6876.9389.24-78.79
Cash Earning Retention Ratio (%)0.00109.9280.9290.24-35.15
Interest Coverage Ratio (X)0.570.131.251.671.12
Interest Coverage Ratio (Post Tax) (X)0.670.281.071.611.02
Enterprise Value (Cr.)338.21333.37284.18767.99845.52
EV / Net Operating Revenue (X)3.222.931.843.994.75
EV / EBITDA (X)18.6577.203.886.0411.61
MarketCap / Net Operating Revenue (X)1.791.370.491.873.08
Retention Ratios (%)0.00109.6876.9289.23-78.79
Price / BV (X)1.561.190.492.382.51
Price / Net Operating Revenue (X)1.791.370.491.873.08
EarningsYield-0.05-0.150.050.020.00

Capital Trust Ltd Profitability Ratios (%)

Capital Trust Ltd Liquidity Ratios

Capital Trust Ltd Liquidity Ratios (%)

Capital Trust Ltd Interest Coverage Ratios (X)

Capital Trust Ltd Valuation Ratios

Fair Value

Fair Value: ₹331.52

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

Undervalued: 183.35% compared to the current price ₹117

Default values used*: Deafault value of 15 for Stock P/E is used

Intrinsic Value: ₹169.62

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators along with EPS growth.

Undervalued: 44.97% compared to the current price ₹117

Default values used*: Deafault value of 15 for Stock P/E is used

Last 5 Year EPS CAGR: -48.84%

*Investments are subject to market risks

Strength and Weakness of Capital Trust Ltd

StrengthWeakness
  1. The company has higher reserves (90.15 cr) compared to borrowings (0.46 cr), indicating strong financial stability.
  1. The stock has a low average ROCE of 14.17%, which may not be favorable.
  2. The stock has a high average Working Capital Days of 207.67, which may not be favorable.
  3. The stock has a high average Cash Conversion Cycle of 8.42, which may not be favorable.
  4. The company has not shown consistent growth in sales (87.00) and profit (-2.00).

Should I Buy Capital Trust Ltd Share Now?

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Capital Trust Ltd:
    1. Net Profit Margin: -9.85%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 7.44% (Industry Average ROCE: 15.78%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ✗ ROE%: -8.58% (Industry Average ROE: 16.13%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0.67
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 2.65
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. ✓ Stock P/E: (Industry average Stock P/E: 61.55)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. ✗ Total Debt / Equity: 1.72
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

FAQ

What is the latest fair value of Capital Trust Ltd?

The latest fair value of Capital Trust Ltd is ₹331.52.

What is the Market Cap of Capital Trust Ltd?

The Market Cap of Capital Trust Ltd is 194 Cr..

What is the current Stock Price of Capital Trust Ltd as on 19 May 2024?

The current stock price of Capital Trust Ltd as on 19 May 2024 is 117.

What is the High / Low of Capital Trust Ltd stocks in FY 2024?

In FY 2024, the High / Low of Capital Trust Ltd stocks is ₹148/63.2.

What is the Stock P/E of Capital Trust Ltd?

The Stock P/E of Capital Trust Ltd is .

What is the Book Value of Capital Trust Ltd?

The Book Value of Capital Trust Ltd is 46.2.

What is the Dividend Yield of Capital Trust Ltd?

The Dividend Yield of Capital Trust Ltd is 0.00 %.

What is the ROCE of Capital Trust Ltd?

The ROCE of Capital Trust Ltd is 15.8 %.

What is the ROE of Capital Trust Ltd?

The ROE of Capital Trust Ltd is 46.9 %.

What is the Face Value of Capital Trust Ltd?

The Face Value of Capital Trust Ltd is 10.0.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Capital Trust Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE