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Last Updated on: 22 December, 2024
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo

Centrum Capital Ltd: Fundamental Analysis, Share Price Insights & Intrinsic Value (2024)

Share Price and Basic Stock Data

Last Updated: December 21, 2024, 2:44 am

Market Cap 1,435 Cr.
Current Price 34.5
High / Low 46.6/25.4
Stock P/E
Book Value 8.37
Dividend Yield0.00 %
ROCE9.27 %
ROE14.5 %
Face Value 1.00
PEG Ratio0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for

Competitors of

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Multipurpose Trading & Agencies Ltd 5.23 Cr. 10.6 13.3/7.8129.1 10.20.00 %4.44 %3.91 % 10.0
Munoth Financial Services Ltd 34.4 Cr. 67.0 81.3/54.6 21.20.00 %1.71 %1.79 % 10.0
Nam Securities Ltd 72.5 Cr. 134 198/65.6201 21.20.00 %4.16 %3.05 % 10.0
Naperol Investments Ltd 733 Cr. 1,275 2,041/801748 3,2040.00 %0.08 %0.05 % 10.0
Inani Securities Ltd 13.2 Cr. 29.0 42.0/20.59.10 42.20.00 %10.6 %6.92 % 10.0
Industry Average3,918.52N/A2,740.82N/AN/A14.8915.33N/A

All Competitor Stocks of

Quarterly Result

MonthSep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
Sales123120144133153165257277306332394443533
Expenses6574817289119279222224209260293299
Operating Profit584664616345-225582123135150234
OPM %47%38%44%46%41%27%-9%20%27%37%34%34%44%
Other Income434449337816774
Interest616060667072122164145164164213243
Depreciation54544499101091317
Profit before tax-4-153-5-7-23-150-1145-34-30-68-20
Tax %-64%-0%296%-26%-75%-37%6%-0%192%-11%32%6%-39%
Net Profit-6-15-6-7-12-31-140-115-5-38-21-64-28
EPS in Rs-0.17-0.39-0.28-0.25-0.41-0.61-2.98-1.66-0.41-0.68-0.78-1.19-0.56

Last Updated: Unknown

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: Unknown

MonthJun 2012Jun 2013Jun 2014Jun 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Sales3,0152,8403,4974,4844,0066,9859,8951,0325065087051,3341,476
Expenses3,0122,8013,4394,3683,9316,8539,768453317288547870986
Operating Profit3405811775132127579189221158465490
OPM %0%1%2%3%2%2%1%56%37%43%22%35%33%
Other Income254171057-161425931109
Interest24292533286096155199238330636685
Depreciation7657578202019213842
Profit before tax-2610317749768024413-32-184-179-128
Tax %-18%-44%20%31%37%40%48%41%94%-31%-3%-2%
Net Profit-311525533146421421-42-190-183-128
EPS in Rs-0.740.340.601.100.630.720.772.790.35-1.13-4.25-3.60-3.06
Dividend Payout %0%0%0%0%0%7%7%2%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2016-20172017-20182018-20192019-20202020-20212021-20222022-2023
YoY Net Profit Growth (%)48.39%-8.70%238.10%-99.30%-4300.00%-352.38%3.68%
Change in YoY Net Profit Growth (%)0.00%-57.08%246.79%-337.39%-4200.70%3947.62%356.07%

has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2016-2017 to 2022-2023.

Growth

Compounded Sales Growth
10 Years:-2%
5 Years:17%
3 Years:64%
TTM:60%
Compounded Profit Growth
10 Years:%
5 Years:11%
3 Years:-40%
TTM:19%
Stock Price CAGR
10 Years:6%
5 Years:12%
3 Years:3%
1 Year:20%
Return on Equity
10 Years:-13%
5 Years:-16%
3 Years:-23%
Last Year:-14%

Last Updated: Unknown

Balance Sheet

Last Updated: December 14, 2024, 3:50 pm

MonthJun 2013Jun 2014Jun 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital7424242424242424242424242
Reserves226215239277275327558580538633552399306
Borrowings1862142543343911,1431,8211,7621,9436,1145,28510,77513,700
Other Liabilities1171462262834165174205446375,7075,8626,1696,219
Total Liabilities5366177609361,1232,0292,8402,9283,16012,49511,74017,38420,267
Fixed Assets1071047885110167175187169405510663675
CWIP002004000055265
Investments131339375110116447782,8672,5173,9145,771
Other Assets4164996428149631,7582,5012,6952,9139,2228,70712,80313,556
Total Assets5366177609361,1232,0292,8402,9283,16012,49511,74017,38420,267

Reserves and Borrowings Chart

Cash Flow

MonthJun 2013Jun 2014Jun 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +23-14-7-207-55-780-1,377-178-403,331-4,091120
Cash from Investing Activity +173021-9816-60792133-56158157-1,552
Cash from Financing Activity +-24-1662828688150363137737971,503
Net Cash Flow161579-234741-8218404,226-3,83771

Free Cash Flow

MonthJun 2012Jun 2013Jun 2014Jun 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Free Cash Flow3.00-146.00-156.00-137.00-259.00-259.00126.00578.00188.00220.00152.00460.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthJun 2013Jun 2014Jun 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days131615229102943251897
Inventory Days-0-0-0
Days Payable
Cash Conversion Cycle131615229102943251897
Working Capital Days161718351723-56-58-169-2,152-1,170-730
ROCE %9%12%20%12%17%12%-5%6%8%3%6%9%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
Promoters38.16%38.16%38.16%38.23%38.23%38.23%38.44%38.49%38.49%38.49%38.49%38.49%
FIIs0.59%0.54%0.68%0.44%0.44%0.68%0.88%0.70%0.82%0.82%0.67%0.36%
Public56.70%56.76%56.61%56.79%56.95%56.71%56.30%56.43%56.30%56.85%57.12%57.56%
Others4.55%4.55%4.55%4.55%4.38%4.38%4.38%4.38%4.38%3.85%3.73%3.60%
No. of Shareholders38,10943,22645,46245,92445,29343,21241,79341,11040,62041,65543,63341,530

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue1.001.001.001.001.00
Basic EPS (Rs.)-2.39-3.60-4.25-1.130.35
Diluted EPS (Rs.)-2.39-3.60-4.25-1.130.35
Cash EPS (Rs.)0.00-3.48-4.05-0.540.49
Book Value[Excl.RevalReserv]/Share (Rs.)41.9045.0947.8218.6619.64
Book Value[Incl.RevalReserv]/Share (Rs.)41.9045.0947.8218.6619.64
Revenue From Operations / Share (Rs.)53.0431.4916.4412.0211.29
PBDIT / Share (Rs.)23.6611.914.025.423.93
PBIT / Share (Rs.)21.9511.003.504.963.45
PBT / Share (Rs.)-2.56-4.29-4.43-0.760.30
Net Profit / Share (Rs.)-1.71-4.40-4.57-1.000.01
NP After MI And SOA / Share (Rs.)-2.39-3.60-4.25-1.130.34
PBDIT Margin (%)44.6037.8324.4445.1034.81
PBIT Margin (%)41.3834.9421.3041.2630.55
PBT Margin (%)-4.83-13.63-26.95-6.392.69
Net Profit Margin (%)-3.22-13.96-27.77-8.350.15
NP After MI And SOA Margin (%)-4.50-11.43-25.84-9.373.07
Return on Networth / Equity (%)-22.54-25.24-26.18-8.082.32
Return on Capital Employeed (%)9.337.631.929.738.20
Return On Assets (%)-0.57-1.27-1.41-1.480.49
Long Term Debt / Equity (X)17.506.277.802.271.46
Total Debt / Equity (X)24.458.919.063.322.79
Asset Turnover Ratio (%)0.150.000.010.010.01
Current Ratio (X)2.061.782.272.772.21
Quick Ratio (X)2.061.782.272.772.21
Interest Coverage Ratio (X)0.960.770.500.940.82
Interest Coverage Ratio (Post Tax) (X)0.920.710.420.820.66
Enterprise Value (Cr.)12469.376572.663873.332818.421920.80
EV / Net Operating Revenue (X)5.655.025.665.634.09
EV / EBITDA (X)12.6713.2623.1712.4911.74
MarketCap / Net Operating Revenue (X)0.530.591.572.340.81
Price / BV (X)2.691.321.592.020.61
Price / Net Operating Revenue (X)0.530.591.572.340.81
EarningsYield-0.08-0.19-0.16-0.040.03

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of as of December 22, 2024 is: 18.57

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of December 22, 2024, is Overvalued by 46.17% compared to the current share price 34.50

Default values used*: Default value of 15 for Stock P/E is used

Intrinsic Value of as of December 22, 2024 is: 13.80

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of December 22, 2024, is Overvalued by 60.00% compared to the current share price 34.50

Default values used*: Default value of 15 for Stock P/E is used

Last 5 Year EPS CAGR: -25.68%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a low average Working Capital Days of -74.17, which is a positive sign.
  2. The company has shown consistent growth in sales (134.85 cr) and profit (2.38 cr) over the years.
  1. The stock has a low average ROCE of 9.08%, which may not be favorable.
  2. The stock has a high average Cash Conversion Cycle of 18.00, which may not be favorable.
  3. The company has higher borrowings (3,378.62) compared to reserves (394.23), which may suggest financial risk.
  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in :
    1. Net Profit Margin: -3.22%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 9.33% (Industry Average ROCE: 14.89%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: -22.54% (Industry Average ROE: 15.33%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0.92
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 2.06
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 0 (Industry average Stock P/E: 2)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 24.45
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Centrum Capital Ltd. is a Public Limited Listed company incorporated on 18/11/1977 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L65990MH1977PLC019986 and registration number is 019986. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company’s Total Operating Revenue is Rs. 41.80 Cr. and Equity Capital is Rs. 41.60 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsLevel 9, Centrum House, CST Road, Vidyanagari Marg, Kalina, Mumbai Maharashtra 400098info@centrum.co.in
http://www.centrum.co.in
Management
NamePosition Held
Mr. Chandir GidwaniFounder & Chairman Emeritus
Mr. Jaspal Singh BindraExecutive Chairman
Mrs. Mahakhurshid ByamjeeNon Exe.Non Ind.Director
Mr. Ramchandra Kasargod KamathNon Exe.Non Ind.Director
Mr. Rajesh Kumar SrivastavaNon Exe.Non Ind.Director
Mr. Rishad ByramjeeNon Exe.Non Ind.Director
Mr. Manmohan ShettyIndependent Director
Mr. Subhash KutteIndependent Director
Mr. Sankaranarayanan Radhamangalam AnantharamanIndependent Director
Ms. Anjali SethIndependent Director
Mr. Subrata Kumar MitraIndependent Director

FAQ

What is the latest intrinsic value of ?

The latest intrinsic value of as on 22 December 2024 is ₹18.57, which is 46.17% lower than the current market price of ₹34.50. The stock has a market capitalization of 1,435 Cr. and recorded a high/low of 46.6/25.4 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹306 Cr and total liabilities of ₹20,267 Cr.

What is the Market Cap of ?

The Market Cap of is 1,435 Cr..

What is the current Stock Price of as on 22 December 2024?

The current stock price of as on 22 December 2024 is 34.5.

What is the High / Low of stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of stocks is 46.6/25.4.

What is the Stock P/E of ?

The Stock P/E of is .

What is the Book Value of ?

The Book Value of is 8.37.

What is the Dividend Yield of ?

The Dividend Yield of is 0.00 %.

What is the ROCE of ?

The ROCE of is 9.27 %.

What is the ROE of ?

The ROE of is 14.5 %.

What is the Face Value of ?

The Face Value of is 1.00.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in . Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE