Share Price and Basic Stock Data
Last Updated: February 21, 2026, 12:03 pm
| PEG Ratio | 1.71 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
CSB Bank Ltd operates in the private sector banking space, showcasing a robust growth trajectory. The bank reported a revenue of ₹2,320 Cr for the fiscal year ending March 2023, which marked an increase from ₹2,038 Cr in the previous fiscal year. The bank’s revenue is on an upward trend, with projections for ₹2,928 Cr in March 2024 and ₹3,597 Cr in March 2025, indicating a compound annual growth rate (CAGR) of approximately 15.5% over two years. Quarterly revenues further illustrate this growth, rising from ₹592 Cr in December 2022 to ₹687 Cr in September 2023, and reaching ₹762 Cr by December 2023. The increase in revenue is supported by a consistent rise in interest income, which stood at ₹986 Cr in March 2023 and is expected to rise to ₹2,121 Cr by March 2025. This performance reflects an increasing demand for banking services in India, driven by economic recovery and greater financial inclusion.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,773 Cr. | 213 | 339/180 | 24.8 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,416 Cr. | 27.5 | 36.2/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,198 Cr. | 264 | 331/249 | 8.84 | 306 | 1.52 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 66,022 Cr. | 21.0 | 24.3/16.0 | 20.8 | 16.0 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 12,136 Cr. | 62.5 | 68.0/30.9 | 24.6 | 32.1 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 160,653.35 Cr | 352.39 | 17.82 | 214.17 | 0.58% | 6.84% | 11.80% | 6.30 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 592 | 636 | 683 | 687 | 762 | 795 | 832 | 865 | 919 | 981 | 1,041 | 1,109 | 1,154 |
| Interest | 242 | 288 | 319 | 344 | 379 | 409 | 470 | 497 | 544 | 610 | 662 | 686 | 701 |
| Expenses | 231 | 263 | 307 | 308 | 308 | 376 | 381 | 380 | 391 | 496 | 465 | 557 | 524 |
| Financing Profit | 118 | 85 | 57 | 35 | 75 | 10 | -19 | -13 | -15 | -125 | -85 | -134 | -71 |
| Financing Margin % | 20% | 13% | 8% | 5% | 10% | 1% | -2% | -2% | -2% | -13% | -8% | -12% | -6% |
| Other Income | 90 | 126 | 120 | 143 | 125 | 197 | 172 | 199 | 219 | 381 | 245 | 349 | 276 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 208 | 211 | 177 | 178 | 200 | 206 | 152 | 186 | 204 | 257 | 160 | 216 | 205 |
| Tax % | 25% | 26% | 25% | 25% | 25% | 27% | 26% | 26% | 26% | 26% | 26% | 26% | 26% |
| Net Profit | 156 | 156 | 132 | 133 | 150 | 151 | 113 | 138 | 152 | 190 | 119 | 160 | 153 |
| EPS in Rs | 8.99 | 9.01 | 7.62 | 7.68 | 8.64 | 8.73 | 6.53 | 7.98 | 8.74 | 10.98 | 6.84 | 9.24 | 8.80 |
| Gross NPA % | 1.45% | 1.26% | 1.27% | 1.27% | 1.22% | 1.47% | 1.69% | 1.68% | 1.58% | 1.57% | 1.84% | 1.81% | 1.96% |
| Net NPA % | 0.42% | 0.35% | 0.32% | 0.33% | 0.31% | 0.51% | 0.68% | 0.69% | 0.64% | 0.52% | 0.66% | 0.52% | 0.67% |
Last Updated: February 6, 2026, 6:16 am
Below is a detailed analysis of the quarterly data for CSB Bank Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 701.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 686.00 Cr. (Sep 2025) to 701.00 Cr., marking an increase of 15.00 Cr..
- For Expenses, as of Dec 2025, the value is 524.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 557.00 Cr. (Sep 2025) to 524.00 Cr., marking a decrease of 33.00 Cr..
- For Other Income, as of Dec 2025, the value is 276.00 Cr.. The value appears to be declining and may need further review. It has decreased from 349.00 Cr. (Sep 2025) to 276.00 Cr., marking a decrease of 73.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 205.00 Cr.. The value appears to be declining and may need further review. It has decreased from 216.00 Cr. (Sep 2025) to 205.00 Cr., marking a decrease of 11.00 Cr..
- For Tax %, as of Dec 2025, the value is 26.00%. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 26.00%.
- For Net Profit, as of Dec 2025, the value is 153.00 Cr.. The value appears to be declining and may need further review. It has decreased from 160.00 Cr. (Sep 2025) to 153.00 Cr., marking a decrease of 7.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 8.80. The value appears to be declining and may need further review. It has decreased from 9.24 (Sep 2025) to 8.80, marking a decrease of 0.44.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:28 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,504 | 1,545 | 1,483 | 1,336 | 1,297 | 1,348 | 1,510 | 1,872 | 2,038 | 2,320 | 2,928 | 3,597 | 4,050 |
| Interest | 1,125 | 1,189 | 1,159 | 1,023 | 912 | 908 | 918 | 931 | 885 | 986 | 1,451 | 2,121 | 2,501 |
| Expenses | 442 | 555 | 643 | 589 | 644 | 859 | 656 | 911 | 748 | 873 | 1,244 | 1,572 | 1,909 |
| Financing Profit | -63 | -199 | -319 | -275 | -259 | -419 | -64 | 30 | 405 | 461 | 233 | -96 | -359 |
| Financing Margin % | -4% | -13% | -22% | -21% | -20% | -31% | -4% | 2% | 20% | 20% | 8% | -3% | -9% |
| Other Income | 117 | 127 | 105 | 281 | 125 | 136 | 222 | 303 | 247 | 316 | 584 | 972 | 1,195 |
| Depreciation | 7 | 11 | 14 | 15 | 16 | 17 | 24 | 41 | 38 | 43 | 56 | 76 | 0 |
| Profit before tax | 47 | -82 | -228 | -9 | -149 | -300 | 134 | 293 | 614 | 734 | 761 | 800 | 836 |
| Tax % | 34% | -35% | -34% | -117% | -35% | -34% | 90% | 25% | 25% | 25% | 26% | 26% | |
| Net Profit | 31 | -53 | -150 | 2 | -97 | -197 | 13 | 218 | 458 | 547 | 567 | 594 | 621 |
| EPS in Rs | 7.40 | -8.81 | -20.88 | 0.19 | -12.04 | -22.98 | 0.73 | 12.59 | 26.43 | 31.55 | 32.67 | 34.23 | 35.80 |
| Dividend Payout % | 14% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -270.97% | -183.02% | 101.33% | -4950.00% | -103.09% | 106.60% | 1576.92% | 110.09% | 19.43% | 3.66% | 4.76% |
| Change in YoY Net Profit Growth (%) | 0.00% | 87.95% | 284.35% | -5051.33% | 4846.91% | 209.69% | 1470.32% | -1466.83% | -90.66% | -15.78% | 1.11% |
CSB Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 19% |
| 3 Years: | 21% |
| TTM: | 24% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 30% |
| 5 Years: | 114% |
| 3 Years: | 9% |
| TTM: | 9% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 10% |
| 3 Years: | 18% |
| 1 Year: | 13% |
| Return on Equity | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 16% |
| 3 Years: | 16% |
| Last Year: | 14% |
Last Updated: September 5, 2025, 2:25 am
Balance Sheet
Last Updated: December 4, 2025, 1:08 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 42 | 60 | 72 | 81 | 81 | 86 | 174 | 174 | 174 | 174 | 174 | 174 | 174 |
| Reserves | 578 | 828 | 821 | 918 | 808 | 1,346 | 1,787 | 2,007 | 2,478 | 3,030 | 3,630 | 4,324 | 4,527 |
| Deposits | 13,674 | 14,474 | 14,438 | 14,912 | 14,691 | 15,124 | 15,791 | 19,140 | 20,188 | 24,506 | 29,719 | 36,861 | 39,651 |
| Borrowing | 556 | 45 | 42 | 42 | 42 | 0 | 794 | 1,426 | 2,007 | 783 | 1,757 | 5,546 | 4,326 |
| Other Liabilities | 316 | 351 | 279 | 271 | 249 | 356 | 319 | 591 | 509 | 670 | 776 | 931 | 1,342 |
| Total Liabilities | 15,165 | 15,760 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 29,162 | 36,056 | 47,836 | 50,020 |
| Fixed Assets | 48 | 175 | 215 | 215 | 216 | 218 | 253 | 269 | 288 | 319 | 406 | 450 | 671 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 179 | 0 |
| Investments | 5,132 | 4,427 | 5,987 | 5,762 | 4,114 | 4,028 | 5,360 | 6,126 | 7,012 | 5,849 | 7,551 | 11,389 | 10,799 |
| Other Assets | 9,985 | 11,158 | 9,450 | 10,246 | 11,540 | 12,666 | 13,251 | 16,942 | 18,057 | 22,994 | 28,099 | 35,818 | 38,550 |
| Total Assets | 15,165 | 15,760 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 29,162 | 36,056 | 47,836 | 50,020 |
Below is a detailed analysis of the balance sheet data for CSB Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 174.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 174.00 Cr..
- For Reserves, as of Sep 2025, the value is 4,527.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,324.00 Cr. (Mar 2025) to 4,527.00 Cr., marking an increase of 203.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1,342.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 931.00 Cr. (Mar 2025) to 1,342.00 Cr., marking an increase of 411.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 50,020.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 47,836.00 Cr. (Mar 2025) to 50,020.00 Cr., marking an increase of 2,184.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 671.00 Cr.. The value appears strong and on an upward trend. It has increased from 450.00 Cr. (Mar 2025) to 671.00 Cr., marking an increase of 221.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 179.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 179.00 Cr..
- For Investments, as of Sep 2025, the value is 10,799.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11,389.00 Cr. (Mar 2025) to 10,799.00 Cr., marking a decrease of 590.00 Cr..
- For Other Assets, as of Sep 2025, the value is 38,550.00 Cr.. The value appears strong and on an upward trend. It has increased from 35,818.00 Cr. (Mar 2025) to 38,550.00 Cr., marking an increase of 2,732.00 Cr..
- For Total Assets, as of Sep 2025, the value is 50,020.00 Cr.. The value appears strong and on an upward trend. It has increased from 47,836.00 Cr. (Mar 2025) to 50,020.00 Cr., marking an increase of 2,184.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 429.00 | 541.00 | 629.00 | 575.00 | 630.00 | 844.00 | 641.00 | 892.00 | 728.00 | 849.00 | -28.00 | -35.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5% | -7% | -17% | 0% | -10% | -17% | 1% | 11% | 19% | 19% | 16% | 14% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| SBI Small Cap Fund | 11,000,000 | 1.39 | 505.01 | 11,000,000 | 2025-04-22 14:12:25 | 0% |
| ICICI Prudential Multicap Fund | 1,688,809 | 0.48 | 77.53 | 1,258,976 | 2025-12-08 08:33:00 | 34.14% |
| Sundaram Financial Services Opportunities Fund | 1,606,226 | 4.44 | 73.74 | 1,644,042 | 2025-12-15 03:21:47 | -2.3% |
| Sundaram Small Cap Fund | 1,535,716 | 2.07 | 70.5 | 985,676 | 2025-12-08 07:53:01 | 55.8% |
| ICICI Prudential Banking and Financial Services | 1,535,344 | 0.63 | 70.49 | 1,743,185 | 2026-01-26 03:55:01 | -11.92% |
| Sundaram Services Fund | 1,508,495 | 1.44 | 69.26 | 1,561,198 | 2025-12-15 03:21:47 | -3.38% |
| DSP Small Cap Fund | 1,506,430 | 0.41 | 69.16 | N/A | N/A | N/A |
| LIC MF Flexi Cap Fund | 382,980 | 1.65 | 17.58 | N/A | N/A | N/A |
| DSP Banking & Financial Services Fund | 339,510 | 0.96 | 15.59 | N/A | N/A | N/A |
| WhiteOak Capital Special Opportunities Fund | 210,401 | 0.69 | 9.66 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 34.23 | 32.67 | 31.55 | 26.43 | 12.59 |
| Diluted EPS (Rs.) | 34.23 | 32.67 | 31.55 | 26.43 | 12.59 |
| Cash EPS (Rs.) | 38.62 | 35.86 | 34.03 | 28.61 | 14.93 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 259.18 | 209.05 | 175.85 | 143.96 | 116.73 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 259.18 | 219.18 | 184.61 | 152.78 | 125.63 |
| Operating Revenue / Share (Rs.) | 207.28 | 168.70 | 133.67 | 117.46 | 107.89 |
| Net Profit / Share (Rs.) | 34.22 | 32.66 | 31.54 | 26.42 | 12.59 |
| Interest Income / Employee (Rs.) | 4723141.28 | 3723187.46 | 3390810.41 | 4371244.48 | 4479173.44 |
| Net Profit / Employee (Rs.) | 779671.35 | 720872.19 | 800118.99 | 983259.70 | 522488.52 |
| Business / Employee (Rs.) | 89769612.13 | 68745236.30 | 66008561.91 | 77209900.06 | 80330538.28 |
| Interest Income / Branch (Rs.) | 43391367.91 | 37580774.07 | 32996492.18 | 33802840.80 | 36568251.95 |
| Net Profit / Branches (Rs.) | 7162819.06 | 7276274.71 | 7786079.66 | 7603548.92 | 4265628.91 |
| Business / Branches (Rs.) | 824710936.07 | 693894471.12 | 642339362.73 | 597064285.24 | 655823535.16 |
| Net Profit Margin (%) | 16.50 | 19.36 | 23.59 | 22.49 | 11.66 |
| Operating Profit Margin (%) | 24.25 | 27.50 | 33.17 | 32.74 | 16.27 |
| Return On Assets (%) | 1.24 | 1.57 | 1.87 | 1.80 | 0.93 |
| Return On Equity / Networth (%) | 13.20 | 15.62 | 17.93 | 18.35 | 10.78 |
| Net Interest Margin (X) | 3.08 | 4.09 | 4.57 | 4.54 | 4.03 |
| Cost To Income (%) | 62.82 | 62.15 | 57.12 | 56.16 | 54.31 |
| Interest Income / Total Assets (%) | 7.51 | 8.11 | 7.95 | 8.03 | 8.02 |
| Non-Interest Income / Total Assets (%) | 2.03 | 1.62 | 1.08 | 0.97 | 1.71 |
| Operating Profit / Total Assets (%) | -0.79 | -0.04 | 0.79 | 0.83 | -0.78 |
| Operating Expenses / Total Assets (%) | 3.21 | 3.55 | 3.23 | 3.10 | 3.12 |
| Interest Expenses / Total Assets (%) | 4.43 | 4.02 | 3.38 | 3.49 | 3.98 |
| Enterprise Value (Rs.Cr.) | 44465.68 | 34530.65 | 28085.31 | 24919.31 | 23868.06 |
| EV Per Net Sales (X) | 12.36 | 11.80 | 12.11 | 12.23 | 12.75 |
| Price To Book Value (X) | 1.17 | 1.69 | 1.40 | 1.47 | 1.99 |
| Price To Sales (X) | 1.46 | 2.10 | 1.84 | 1.80 | 2.16 |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.11 | 0.09 | 0.12 | 0.12 | 0.05 |
After reviewing the key financial ratios for CSB Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 34.23. This value is within the healthy range. It has increased from 32.67 (Mar 24) to 34.23, marking an increase of 1.56.
- For Diluted EPS (Rs.), as of Mar 25, the value is 34.23. This value is within the healthy range. It has increased from 32.67 (Mar 24) to 34.23, marking an increase of 1.56.
- For Cash EPS (Rs.), as of Mar 25, the value is 38.62. This value is within the healthy range. It has increased from 35.86 (Mar 24) to 38.62, marking an increase of 2.76.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 259.18. It has increased from 209.05 (Mar 24) to 259.18, marking an increase of 50.13.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 259.18. It has increased from 219.18 (Mar 24) to 259.18, marking an increase of 40.00.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 34.22. This value is within the healthy range. It has increased from 32.66 (Mar 24) to 34.22, marking an increase of 1.56.
- For Net Profit Margin (%), as of Mar 25, the value is 16.50. This value exceeds the healthy maximum of 10. It has decreased from 19.36 (Mar 24) to 16.50, marking a decrease of 2.86.
- For Return On Assets (%), as of Mar 25, the value is 1.24. This value is below the healthy minimum of 5. It has decreased from 1.57 (Mar 24) to 1.24, marking a decrease of 0.33.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in CSB Bank Ltd:
- Net Profit Margin: 16.5%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 10.7 (Industry average Stock P/E: 17.82)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 16.5%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 'CSB Bhavan', Post Box No.502, Thrissur Kerala 680020 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Biswamohan Mahapatra | Chairperson (NonExe.&Ind.Director) |
| Mr. Pralay Mondal | Managing Director & CEO |
| Mr. B K Divakara | Executive Director |
| Mr. Madhavan Menon | Non Executive Director |
| Mr. Sumit Maheshwari | Non Executive Director |
| Ms. Sharmila Abhay Karve | Independent Director |
| Mr. Sudhin Choksey | Independent Director |
| Mr. Sharad Kumar Saxena | Independent Director |
| Ms. Renu Kohli | Independent Director |
| Mr. Deepak Maheshwari | Independent Director |
| Mr. D N Narasimha Raju | Independent Director |
FAQ
What is the intrinsic value of CSB Bank Ltd?
CSB Bank Ltd's intrinsic value (as of 21 February 2026) is ₹359.53 which is 6.62% lower the current market price of ₹385.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹6,677 Cr. market cap, FY2025-2026 high/low of ₹575/266, reserves of ₹4,527 Cr, and liabilities of ₹50,020 Cr.
What is the Market Cap of CSB Bank Ltd?
The Market Cap of CSB Bank Ltd is 6,677 Cr..
What is the current Stock Price of CSB Bank Ltd as on 21 February 2026?
The current stock price of CSB Bank Ltd as on 21 February 2026 is ₹385.
What is the High / Low of CSB Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of CSB Bank Ltd stocks is ₹575/266.
What is the Stock P/E of CSB Bank Ltd?
The Stock P/E of CSB Bank Ltd is 10.7.
What is the Book Value of CSB Bank Ltd?
The Book Value of CSB Bank Ltd is 271.
What is the Dividend Yield of CSB Bank Ltd?
The Dividend Yield of CSB Bank Ltd is 0.00 %.
What is the ROCE of CSB Bank Ltd?
The ROCE of CSB Bank Ltd is 7.11 %.
What is the ROE of CSB Bank Ltd?
The ROE of CSB Bank Ltd is 14.3 %.
What is the Face Value of CSB Bank Ltd?
The Face Value of CSB Bank Ltd is 10.0.
