Eldeco Housing & Industries Ltd: Share Price Analysis, Intrinsic Value & Fundamentals (2025)

Share Price and Basic Stock Data

Last Updated: March 11, 2025, 10:47 pm

Market Cap	698 Cr.
Current Price	711
High / Low	1,175/682
Stock P/E	23.3
Book Value	390
Dividend Yield	1.13 %
ROCE	12.0 %
ROE	9.47 %
Face Value	2.00
PEG Ratio	-2.07

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Eldeco Housing & Industries Ltd

Competitors of Eldeco Housing & Industries Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Hampton Sky Realty Ltd	669 Cr.	24.4	42.0/22.4	28.0	5.74	0.00 %	15.7 %	10.6 %	1.00
Grovy India Ltd	66.8 Cr.	50.1	98.2/22.6	41.0	13.9	0.05 %	5.79 %	5.27 %	10.0
Gothi Plascon (India) Ltd	43.3 Cr.	42.4	46.7/32.2	28.5	12.4	4.71 %	17.8 %	12.9 %	10.0
Generic Engineering Construction & Projects Ltd	164 Cr.	28.7	71.0/24.6	16.0	48.5	0.00 %	6.61 %	4.33 %	5.00
Garnet Construction Ltd	36.5 Cr.	26.2	57.2/20.6	6.86	73.3	0.00 %	4.51 %	3.13 %	10.0
Industry Average	17,902.63 Cr	418.95		47.51	132.01	0.65%	10.29%	8.69%	6.13

All Competitor Stocks of Eldeco Housing & Industries Ltd

Quarterly Result

Metric	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Sales	42.75	28.93	27.57	32.91	29.96	38.70	24.84	17.06	21.61	49.20	29.18	33.38	34.66
Expenses	25.62	13.32	16.28	23.33	17.76	20.60	17.03	9.62	12.34	34.28	19.80	28.45	28.82
Operating Profit	17.13	15.61	11.29	9.58	12.20	18.10	7.81	7.44	9.27	14.92	9.38	4.93	5.84
OPM %	40.07%	53.96%	40.95%	29.11%	40.72%	46.77%	31.44%	43.61%	42.90%	30.33%	32.15%	14.77%	16.85%
Other Income	3.10	5.02	2.51	2.96	2.75	3.29	2.68	1.60	2.92	2.37	2.39	3.01	3.47
Interest	0.10	0.67	0.12	0.36	0.67	0.52	0.07	0.13	1.14	1.58	0.93	1.30	1.07
Depreciation	0.21	0.15	0.17	0.17	0.17	0.17	0.17	0.17	0.17	0.29	0.20	0.20	0.20
Profit before tax	19.92	19.81	13.51	12.01	14.11	20.70	10.25	8.74	10.88	15.42	10.64	6.44	8.04
Tax %	25.30%	26.65%	25.31%	25.98%	25.73%	27.97%	25.56%	26.43%	25.37%	24.12%	24.91%	29.81%	28.23%
Net Profit	14.88	14.52	10.09	8.89	10.49	14.90	7.63	6.42	8.12	11.70	7.99	4.51	5.77
EPS in Rs	15.18	14.77	10.26	9.04	10.67	15.15	7.76	6.53	8.26	11.90	8.13	4.59	5.87

Last Updated: February 28, 2025, 11:54 am

Below is a detailed analysis of the quarterly data for Eldeco Housing & Industries Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

For Sales, as of Dec 2024, the value is ₹34.66 Cr.. The value appears strong and on an upward trend. It has increased from 33.38 Cr. (Sep 2024) to ₹34.66 Cr., marking an increase of ₹1.28 Cr..
For Expenses, as of Dec 2024, the value is ₹28.82 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 28.45 Cr. (Sep 2024) to ₹28.82 Cr., marking an increase of ₹0.37 Cr..
For Operating Profit, as of Dec 2024, the value is ₹5.84 Cr.. The value appears strong and on an upward trend. It has increased from 4.93 Cr. (Sep 2024) to ₹5.84 Cr., marking an increase of ₹0.91 Cr..
For OPM %, as of Dec 2024, the value is 16.85%. The value appears strong and on an upward trend. It has increased from 14.77% (Sep 2024) to 16.85%, marking an increase of 2.08%.
For Other Income, as of Dec 2024, the value is ₹3.47 Cr.. The value appears strong and on an upward trend. It has increased from 3.01 Cr. (Sep 2024) to ₹3.47 Cr., marking an increase of ₹0.46 Cr..
For Interest, as of Dec 2024, the value is ₹1.07 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1.30 Cr. (Sep 2024) to ₹1.07 Cr., marking a decrease of 0.23 Cr..
For Depreciation, as of Dec 2024, the value is ₹0.20 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.20 Cr..
For Profit before tax, as of Dec 2024, the value is ₹8.04 Cr.. The value appears strong and on an upward trend. It has increased from 6.44 Cr. (Sep 2024) to ₹8.04 Cr., marking an increase of ₹1.60 Cr..
For Tax %, as of Dec 2024, the value is 28.23%. The value appears to be improving (decreasing) as expected. It has decreased from 29.81% (Sep 2024) to 28.23%, marking a decrease of 1.58%.
For Net Profit, as of Dec 2024, the value is ₹5.77 Cr.. The value appears strong and on an upward trend. It has increased from 4.51 Cr. (Sep 2024) to ₹5.77 Cr., marking an increase of ₹1.26 Cr..
For EPS in Rs, as of Dec 2024, the value is 5.87. The value appears strong and on an upward trend. It has increased from ₹4.59 (Sep 2024) to 5.87, marking an increase of ₹1.28.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 6, 2025, 1:15 pm

Metric	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	96	69	54	141	169	108	168	128	159	127	129	112	146
Expenses	84	50	47	113	134	74	117	81	93	67	79	72	111
Operating Profit	11	19	7	28	35	34	51	47	66	60	50	39	35
OPM %	12%	27%	14%	20%	21%	32%	30%	37%	42%	47%	39%	35%	24%
Other Income	8	5	5	8	5	5	6	7	8	10	12	10	11
Interest	2	3	2	5	3	2	2	1	1	1	0	3	5
Depreciation	0	0	1	1	1	0	0	1	1	1	1	1	1
Profit before tax	17	20	10	30	37	37	54	53	73	68	60	45	41
Tax %	42%	35%	35%	34%	36%	31%	29%	25%	26%	26%	26%	25%
Net Profit	10	14	6	20	24	25	38	39	54	51	44	34	30
EPS in Rs	9.70	14.64	6.60	20.92	23.21	24.74	37.38	39.98	55.33	51.66	45.12	34.44	30.49
Dividend Payout %	17%	3%	6%	10%	11%	10%	9%	9%	15%	16%	18%	23%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2013-2014	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	40.00%	-57.14%	233.33%	20.00%	4.17%	52.00%	2.63%	38.46%	-5.56%	-13.73%	-22.73%
Change in YoY Net Profit Growth (%)	0.00%	-97.14%	290.48%	-213.33%	-15.83%	47.83%	-49.37%	35.83%	-44.02%	-8.17%	-9.00%

Eldeco Housing & Industries Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	5%
5 Years:	-8%
3 Years:	-11%
TTM:	43%

Compounded Profit Growth
10 Years:	9%
5 Years:	-2%
3 Years:	-15%
TTM:	-19%

Stock Price CAGR
10 Years:	33%
5 Years:	29%
3 Years:	0%
1 Year:	-7%

Return on Equity
10 Years:	17%
5 Years:	16%
3 Years:	13%
Last Year:	9%

Last Updated: Unknown

Balance Sheet

Last Updated: December 14, 2024, 1:46 pm

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	2	2	2	2	2	2	2	2	2	2	2	2	2
Reserves	62	76	86	104	122	146	178	209	263	306	343	369	381
Borrowings	11	7	6	53	3	2	0	4	3	3	3	84	103
Other Liabilities	160	165	181	232	271	242	258	240	194	205	209	238	262
Total Liabilities	236	250	275	392	398	392	439	455	463	516	556	692	748
Fixed Assets	5	5	7	6	14	13	13	18	18	18	19	18	18
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	1	4	3	2	0	0	0	0	0	0	0	0	0
Other Assets	229	242	265	384	384	379	426	436	444	497	537	674	730
Total Assets	236	250	275	392	398	392	439	455	463	516	556	692	748

Below is a detailed analysis of the balance sheet data for Eldeco Housing & Industries Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

For Equity Capital, as of Sep 2024, the value is ₹2.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹2.00 Cr..
For Reserves, as of Sep 2024, the value is ₹381.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹369.00 Cr. (Mar 2024) to ₹381.00 Cr., marking an increase of 12.00 Cr..
For Borrowings, as of Sep 2024, the value is ₹103.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from ₹84.00 Cr. (Mar 2024) to ₹103.00 Cr., marking an increase of 19.00 Cr..
For Other Liabilities, as of Sep 2024, the value is ₹262.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹238.00 Cr. (Mar 2024) to ₹262.00 Cr., marking an increase of 24.00 Cr..
For Total Liabilities, as of Sep 2024, the value is ₹748.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹692.00 Cr. (Mar 2024) to ₹748.00 Cr., marking an increase of 56.00 Cr..
For Fixed Assets, as of Sep 2024, the value is ₹18.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹18.00 Cr..
For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹0.00 Cr..
For Investments, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹0.00 Cr..
For Other Assets, as of Sep 2024, the value is ₹730.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹674.00 Cr. (Mar 2024) to ₹730.00 Cr., marking an increase of 56.00 Cr..
For Total Assets, as of Sep 2024, the value is ₹748.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹692.00 Cr. (Mar 2024) to ₹748.00 Cr., marking an increase of 56.00 Cr..

Notably, the Reserves (₹381.00 Cr.) exceed the Borrowings (103.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	-5	7	1	-5	59	15	38	19	37	17	20	-112
Cash from Investing Activity +	11	-1	3	12	2	2	1	4	5	6	5	8
Cash from Financing Activity +	-4	-5	-3	-8	-56	-3	-7	-9	-1	-9	-9	70
Net Cash Flow	2	1	1	-1	6	14	32	13	41	13	17	-33

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	0.00	12.00	1.00	-25.00	32.00	32.00	51.00	43.00	63.00	57.00	47.00	-45.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	130	132	159	69	97	154	75	42	18	18	6	11
Inventory Days				3,145	5,074				1,549
Days Payable				196	623				161
Cash Conversion Cycle	130	132	159	3,018	4,548	154	75	42	1,407	18	6	11
Working Capital Days	23	160	297	158	136	307	180	280	146	245	343	823
ROCE %	26%	29%	13%	27%	28%	28%	33%	27%	31%	24%	18%	12%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Promoters	54.83%	54.83%	54.83%	54.83%	54.83%	54.83%	54.83%	54.83%	54.83%	54.83%	54.83%	54.83%
FIIs	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.17%	0.48%	0.80%	0.83%	0.82%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.11%	0.18%	0.18%	0.27%	0.27%	0.29%	0.29%
Public	45.16%	45.16%	45.16%	45.16%	45.15%	45.05%	44.98%	44.83%	44.43%	44.11%	44.06%	44.07%
No. of Shareholders	4,831	5,007	5,655	5,340	5,120	5,048	4,925	4,702	4,325	4,070	4,240	4,171

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
FaceValue	2.00	2.00	2.00	10.00	10.00
Basic EPS (Rs.)	34.43	45.12	51.66	275.70	199.22
Diluted EPS (Rs.)	34.43	45.12	51.66	275.70	199.22
Cash EPS (Rs.)	35.25	45.81	52.35	278.81	202.50
Book Value[Excl.RevalReserv]/Share (Rs.)	376.87	350.38	313.20	1347.51	1071.43
Book Value[Incl.RevalReserv]/Share (Rs.)	376.87	350.38	313.20	1347.51	1071.43
Revenue From Operations / Share (Rs.)	114.56	131.33	129.03	810.66	653.55
PBDIT / Share (Rs.)	49.82	63.73	71.13	378.90	275.02
PBIT / Share (Rs.)	49.01	63.04	70.45	375.78	271.75
PBT / Share (Rs.)	46.05	61.35	69.42	371.31	267.16
Net Profit / Share (Rs.)	34.43	45.12	51.66	275.70	199.22
NP After MI And SOA / Share (Rs.)	34.43	45.12	51.66	275.70	199.22
PBDIT Margin (%)	43.49	48.52	55.13	46.73	42.08
PBIT Margin (%)	42.78	48.00	54.60	46.35	41.58
PBT Margin (%)	40.19	46.71	53.79	45.80	40.87
Net Profit Margin (%)	30.05	34.35	40.03	34.00	30.48
NP After MI And SOA Margin (%)	30.05	34.35	40.03	34.00	30.48
Return on Networth / Equity (%)	9.13	12.87	16.49	20.45	18.59
Return on Capital Employeed (%)	10.55	17.77	21.84	27.31	24.78
Return On Assets (%)	4.89	7.96	9.85	11.71	8.61
Long Term Debt / Equity (X)	0.22	0.00	0.00	0.00	0.01
Total Debt / Equity (X)	0.22	0.00	0.00	0.00	0.01
Asset Turnover Ratio (%)	0.18	0.24	0.21	0.32	0.22
Current Ratio (X)	2.56	2.30	2.24	2.29	1.80
Quick Ratio (X)	0.70	1.05	1.20	1.32	0.80
Dividend Payout Ratio (NP) (%)	23.23	17.73	15.48	0.00	17.56
Dividend Payout Ratio (CP) (%)	22.69	17.46	15.28	0.00	17.28
Earning Retention Ratio (%)	76.77	82.27	84.52	0.00	82.44
Cash Earning Retention Ratio (%)	77.31	82.54	84.72	0.00	82.72
Interest Coverage Ratio (X)	16.83	37.66	68.78	84.76	59.94
Interest Coverage Ratio (Post Tax) (X)	12.63	27.66	50.96	62.67	44.42
Enterprise Value (Cr.)	748.57	421.68	572.75	228.87	54.83
EV / Net Operating Revenue (X)	6.65	3.27	4.51	1.44	0.42
EV / EBITDA (X)	15.28	6.73	8.19	3.07	1.01
MarketCap / Net Operating Revenue (X)	6.96	4.37	5.77	2.34	1.13
Retention Ratios (%)	76.76	82.26	84.51	0.00	82.43
Price / BV (X)	2.11	1.64	2.38	1.41	0.69
Price / Net Operating Revenue (X)	6.96	4.37	5.77	2.34	1.13
EarningsYield	0.04	0.07	0.06	0.14	0.26

After reviewing the key financial ratios for Eldeco Housing & Industries Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 24, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 2.00.
For Basic EPS (Rs.), as of Mar 24, the value is 34.43. This value is within the healthy range. It has decreased from 45.12 (Mar 23) to 34.43, marking a decrease of 10.69.
For Diluted EPS (Rs.), as of Mar 24, the value is 34.43. This value is within the healthy range. It has decreased from 45.12 (Mar 23) to 34.43, marking a decrease of 10.69.
For Cash EPS (Rs.), as of Mar 24, the value is 35.25. This value is within the healthy range. It has decreased from 45.81 (Mar 23) to 35.25, marking a decrease of 10.56.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 376.87. It has increased from 350.38 (Mar 23) to 376.87, marking an increase of 26.49.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 376.87. It has increased from 350.38 (Mar 23) to 376.87, marking an increase of 26.49.
For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 114.56. It has decreased from 131.33 (Mar 23) to 114.56, marking a decrease of 16.77.
For PBDIT / Share (Rs.), as of Mar 24, the value is 49.82. This value is within the healthy range. It has decreased from 63.73 (Mar 23) to 49.82, marking a decrease of 13.91.
For PBIT / Share (Rs.), as of Mar 24, the value is 49.01. This value is within the healthy range. It has decreased from 63.04 (Mar 23) to 49.01, marking a decrease of 14.03.
For PBT / Share (Rs.), as of Mar 24, the value is 46.05. This value is within the healthy range. It has decreased from 61.35 (Mar 23) to 46.05, marking a decrease of 15.30.
For Net Profit / Share (Rs.), as of Mar 24, the value is 34.43. This value is within the healthy range. It has decreased from 45.12 (Mar 23) to 34.43, marking a decrease of 10.69.
For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 34.43. This value is within the healthy range. It has decreased from 45.12 (Mar 23) to 34.43, marking a decrease of 10.69.
For PBDIT Margin (%), as of Mar 24, the value is 43.49. This value is within the healthy range. It has decreased from 48.52 (Mar 23) to 43.49, marking a decrease of 5.03.
For PBIT Margin (%), as of Mar 24, the value is 42.78. This value exceeds the healthy maximum of 20. It has decreased from 48.00 (Mar 23) to 42.78, marking a decrease of 5.22.
For PBT Margin (%), as of Mar 24, the value is 40.19. This value is within the healthy range. It has decreased from 46.71 (Mar 23) to 40.19, marking a decrease of 6.52.
For Net Profit Margin (%), as of Mar 24, the value is 30.05. This value exceeds the healthy maximum of 10. It has decreased from 34.35 (Mar 23) to 30.05, marking a decrease of 4.30.
For NP After MI And SOA Margin (%), as of Mar 24, the value is 30.05. This value exceeds the healthy maximum of 20. It has decreased from 34.35 (Mar 23) to 30.05, marking a decrease of 4.30.
For Return on Networth / Equity (%), as of Mar 24, the value is 9.13. This value is below the healthy minimum of 15. It has decreased from 12.87 (Mar 23) to 9.13, marking a decrease of 3.74.
For Return on Capital Employeed (%), as of Mar 24, the value is 10.55. This value is within the healthy range. It has decreased from 17.77 (Mar 23) to 10.55, marking a decrease of 7.22.
For Return On Assets (%), as of Mar 24, the value is 4.89. This value is below the healthy minimum of 5. It has decreased from 7.96 (Mar 23) to 4.89, marking a decrease of 3.07.
For Long Term Debt / Equity (X), as of Mar 24, the value is 0.22. This value is within the healthy range. It has increased from 0.00 (Mar 23) to 0.22, marking an increase of 0.22.
For Total Debt / Equity (X), as of Mar 24, the value is 0.22. This value is within the healthy range. It has increased from 0.00 (Mar 23) to 0.22, marking an increase of 0.22.
For Asset Turnover Ratio (%), as of Mar 24, the value is 0.18. It has decreased from 0.24 (Mar 23) to 0.18, marking a decrease of 0.06.
For Current Ratio (X), as of Mar 24, the value is 2.56. This value is within the healthy range. It has increased from 2.30 (Mar 23) to 2.56, marking an increase of 0.26.
For Quick Ratio (X), as of Mar 24, the value is 0.70. This value is below the healthy minimum of 1. It has decreased from 1.05 (Mar 23) to 0.70, marking a decrease of 0.35.
For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 23.23. This value is within the healthy range. It has increased from 17.73 (Mar 23) to 23.23, marking an increase of 5.50.
For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 22.69. This value is within the healthy range. It has increased from 17.46 (Mar 23) to 22.69, marking an increase of 5.23.
For Earning Retention Ratio (%), as of Mar 24, the value is 76.77. This value exceeds the healthy maximum of 70. It has decreased from 82.27 (Mar 23) to 76.77, marking a decrease of 5.50.
For Cash Earning Retention Ratio (%), as of Mar 24, the value is 77.31. This value exceeds the healthy maximum of 70. It has decreased from 82.54 (Mar 23) to 77.31, marking a decrease of 5.23.
For Interest Coverage Ratio (X), as of Mar 24, the value is 16.83. This value is within the healthy range. It has decreased from 37.66 (Mar 23) to 16.83, marking a decrease of 20.83.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 12.63. This value is within the healthy range. It has decreased from 27.66 (Mar 23) to 12.63, marking a decrease of 15.03.
For Enterprise Value (Cr.), as of Mar 24, the value is 748.57. It has increased from 421.68 (Mar 23) to 748.57, marking an increase of 326.89.
For EV / Net Operating Revenue (X), as of Mar 24, the value is 6.65. This value exceeds the healthy maximum of 3. It has increased from 3.27 (Mar 23) to 6.65, marking an increase of 3.38.
For EV / EBITDA (X), as of Mar 24, the value is 15.28. This value exceeds the healthy maximum of 15. It has increased from 6.73 (Mar 23) to 15.28, marking an increase of 8.55.
For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 6.96. This value exceeds the healthy maximum of 3. It has increased from 4.37 (Mar 23) to 6.96, marking an increase of 2.59.
For Retention Ratios (%), as of Mar 24, the value is 76.76. This value exceeds the healthy maximum of 70. It has decreased from 82.26 (Mar 23) to 76.76, marking a decrease of 5.50.
For Price / BV (X), as of Mar 24, the value is 2.11. This value is within the healthy range. It has increased from 1.64 (Mar 23) to 2.11, marking an increase of 0.47.
For Price / Net Operating Revenue (X), as of Mar 24, the value is 6.96. This value exceeds the healthy maximum of 3. It has increased from 4.37 (Mar 23) to 6.96, marking an increase of 2.59.
For EarningsYield, as of Mar 24, the value is 0.04. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 23) to 0.04, marking a decrease of 0.03.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Eldeco Housing & Industries Ltd as of March 12, 2025 is: ₹696.21

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 12, 2025, Eldeco Housing & Industries Ltd is Overvalued by 2.08% compared to the current share price 711.00

Intrinsic Value of Eldeco Housing & Industries Ltd as of March 12, 2025 is: 617.99

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 12, 2025, Eldeco Housing & Industries Ltd is Overvalued by 13.08% compared to the current share price 711.00

Last 5 Year EPS CAGR: -11.24%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The stock has a high average ROCE of 24.67%, which is a positive sign. The company has higher reserves (203.46 cr) compared to borrowings (21.69 cr), indicating strong financial stability. The company has shown consistent growth in sales (123.54 cr) and profit (41.92 cr) over the years.	The stock has a high average Working Capital Days of 258.17, which may not be favorable. The stock has a high average Cash Conversion Cycle of 61.25, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Eldeco Housing & Industries Ltd:
1. Net Profit Margin: 30.05%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 10.55% (Industry Average ROCE: 10.29%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 9.13% (Industry Average ROE: 8.69%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 12.63
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 0.7
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 23.3 (Industry average Stock P/E: 47.51)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.22
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Eldeco Housing & Industries Ltd. is a Public Limited Listed company incorporated on 06/03/1985 and has its registered office in the State of Uttar Pradesh, India. Company's Corporate Identification Number(CIN) is L45202UP1985PLC099376 and registration number is 044265. Currently Company is involved in the business activities of Real estate activities with own or leased property. Company's Total Operating Revenue is Rs. 95.47 Cr. and Equity Capital is Rs. 1.97 Cr. for the Year ended 31/03/2024.

INDUSTRY	ADDRESS	CONTACT
Realty	Eldeco Corporate Chamber-1, 2nd Floor, Lucknow Uttar Pradesh 226010	eldeco@eldecohousing.co.in http://www.eldecogroup.com

Management
Name	Position Held
Mr. Pankaj Bajaj	Chairman & Managing Director
Mr. Shrikant Jajodia	Non Executive Director
Mr. Ashish Jain	Ind. Non-Executive Director
Mr. Ranjit Khattar	Ind. Non-Executive Director
Mr. Anil Tewari	Ind. Non-Executive Director
Ms. Rupali Chopra	Ind. Non-Executive Director

FAQ

What is the latest intrinsic value of Eldeco Housing & Industries Ltd?

The latest intrinsic value of Eldeco Housing & Industries Ltd as on 11 March 2025 is ₹696.21, which is 2.08% lower than the current market price of 711.00, indicating the stock is overvalued by 2.08%. The intrinsic value of Eldeco Housing & Industries Ltd is calculated using PE ratio method. The stock has a market capitalization of ₹698 Cr. and recorded a high/low of ₹1,175/682 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹381 Cr and total liabilities of ₹748 Cr.

What is the Market Cap of Eldeco Housing & Industries Ltd?

The Market Cap of Eldeco Housing & Industries Ltd is 698 Cr..

What is the current Stock Price of Eldeco Housing & Industries Ltd as on 11 March 2025?

The current stock price of Eldeco Housing & Industries Ltd as on 11 March 2025 is ₹711.

What is the High / Low of Eldeco Housing & Industries Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of Eldeco Housing & Industries Ltd stocks is ₹1,175/682.

What is the Stock P/E of Eldeco Housing & Industries Ltd?

The Stock P/E of Eldeco Housing & Industries Ltd is 23.3.

What is the Book Value of Eldeco Housing & Industries Ltd?

The Book Value of Eldeco Housing & Industries Ltd is 390.

What is the Dividend Yield of Eldeco Housing & Industries Ltd?

The Dividend Yield of Eldeco Housing & Industries Ltd is 1.13 %.

What is the ROCE of Eldeco Housing & Industries Ltd?

The ROCE of Eldeco Housing & Industries Ltd is 12.0 %.

What is the ROE of Eldeco Housing & Industries Ltd?

The ROE of Eldeco Housing & Industries Ltd is 9.47 %.

What is the Face Value of Eldeco Housing & Industries Ltd?

The Face Value of Eldeco Housing & Industries Ltd is 2.00.