Share Price and Basic Stock Data
Last Updated: February 21, 2026, 1:03 pm
| PEG Ratio | 1.55 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Federal Bank Ltd operates as a private sector bank in India, focusing on retail banking, wholesale banking, and treasury operations. As of September 2023, the bank’s market capitalization stood at ₹71,662 Cr, with a share price of ₹291. The bank’s revenue has shown a consistent upward trajectory, rising from ₹4,698 Cr in December 2022 to ₹5,791 Cr by September 2023. This trend continued into the subsequent quarters, with revenue reaching ₹6,085 Cr in December 2023 and projected to increase further. The bank’s total revenue for the fiscal year ending March 2024 is reported at ₹23,565 Cr, a significant rise from ₹17,812 Cr in March 2023. This growth reflects the bank’s effective strategy in expanding its retail and corporate lending portfolio, which is crucial in a competitive landscape where customer acquisition and retention are vital for sustainable growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,773 Cr. | 213 | 339/180 | 24.8 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,416 Cr. | 27.5 | 36.2/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,198 Cr. | 264 | 331/249 | 8.84 | 306 | 1.52 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 66,022 Cr. | 21.0 | 24.3/16.0 | 20.8 | 16.0 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 12,136 Cr. | 62.5 | 68.0/30.9 | 24.6 | 32.1 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 160,653.35 Cr | 352.39 | 17.82 | 214.17 | 0.58% | 6.84% | 11.80% | 6.30 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,698 | 5,012 | 5,350 | 5,791 | 6,085 | 6,339 | 6,728 | 7,006 | 7,265 | 7,108 | 7,151 | 7,216 | 7,360 |
| Interest | 2,585 | 2,938 | 3,255 | 3,544 | 3,760 | 3,936 | 4,212 | 4,393 | 4,570 | 4,456 | 4,540 | 4,429 | 4,401 |
| Expenses | 1,544 | 1,574 | 1,634 | 1,661 | 1,814 | 1,917 | 2,048 | 2,149 | 2,349 | 2,265 | 2,506 | 2,519 | 2,595 |
| Financing Profit | 569 | 500 | 461 | 586 | 511 | 486 | 468 | 463 | 346 | 386 | 105 | 267 | 365 |
| Financing Margin % | 12% | 10% | 9% | 10% | 8% | 8% | 7% | 7% | 5% | 5% | 1% | 4% | 5% |
| Other Income | 565 | 768 | 741 | 757 | 908 | 810 | 936 | 1,010 | 931 | 1,047 | 1,164 | 1,105 | 1,143 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,134 | 1,269 | 1,202 | 1,343 | 1,420 | 1,296 | 1,404 | 1,473 | 1,277 | 1,434 | 1,270 | 1,373 | 1,507 |
| Tax % | 25% | 26% | 26% | 26% | 25% | 25% | 26% | 25% | 26% | 23% | 25% | 26% | 25% |
| Net Profit | 856 | 964 | 894 | 1,007 | 1,067 | 996 | 1,047 | 1,115 | 951 | 1,120 | 951 | 1,023 | 1,125 |
| EPS in Rs | 3.99 | 4.51 | 4.16 | 4.23 | 4.26 | 3.99 | 4.20 | 4.47 | 3.85 | 4.44 | 3.74 | 4.03 | 4.44 |
| Gross NPA % | 2.42% | 2.35% | 2.37% | 2.27% | 2.28% | 2.11% | |||||||
| Net NPA % | 0.77% | 0.73% | 0.74% | 0.68% | 0.68% | 0.63% |
Last Updated: February 3, 2026, 10:16 pm
Below is a detailed analysis of the quarterly data for Federal Bank Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 4,401.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 4,429.00 Cr. (Sep 2025) to 4,401.00 Cr., marking a decrease of 28.00 Cr..
- For Expenses, as of Dec 2025, the value is 2,595.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,519.00 Cr. (Sep 2025) to 2,595.00 Cr., marking an increase of 76.00 Cr..
- For Other Income, as of Dec 2025, the value is 1,143.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,105.00 Cr. (Sep 2025) to 1,143.00 Cr., marking an increase of 38.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 1,507.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,373.00 Cr. (Sep 2025) to 1,507.00 Cr., marking an increase of 134.00 Cr..
- For Tax %, as of Dec 2025, the value is 25.00%. The value appears to be improving (decreasing) as expected. It has decreased from 26.00% (Sep 2025) to 25.00%, marking a decrease of 1.00%.
- For Net Profit, as of Dec 2025, the value is 1,125.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,023.00 Cr. (Sep 2025) to 1,125.00 Cr., marking an increase of 102.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 4.44. The value appears strong and on an upward trend. It has increased from 4.03 (Sep 2025) to 4.44, marking an increase of 0.41.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:31 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7,006 | 7,488 | 7,826 | 8,783 | 9,915 | 11,635 | 13,590 | 14,314 | 14,382 | 17,812 | 23,565 | 28,106 | 28,740 |
| Interest | 4,728 | 5,056 | 5,259 | 5,653 | 6,226 | 7,316 | 8,678 | 8,435 | 7,959 | 9,975 | 14,495 | 17,631 | 17,995 |
| Expenses | 1,664 | 1,701 | 2,529 | 2,749 | 3,331 | 3,572 | 4,608 | 5,527 | 5,758 | 5,828 | 6,792 | 8,523 | 9,640 |
| Financing Profit | 614 | 731 | 38 | 382 | 358 | 747 | 304 | 352 | 664 | 2,009 | 2,278 | 1,952 | 1,105 |
| Financing Margin % | 9% | 10% | 0% | 4% | 4% | 6% | 2% | 2% | 5% | 11% | 10% | 7% | 4% |
| Other Income | 685 | 879 | 808 | 1,084 | 1,160 | 1,335 | 1,882 | 1,972 | 2,121 | 2,436 | 3,216 | 3,924 | 4,248 |
| Depreciation | 98 | 79 | 108 | 124 | 125 | 122 | 126 | 115 | 139 | 182 | 234 | 288 | 0 |
| Profit before tax | 1,202 | 1,530 | 739 | 1,342 | 1,393 | 1,960 | 2,060 | 2,209 | 2,646 | 4,263 | 5,261 | 5,588 | 5,353 |
| Tax % | 31% | 34% | 34% | 36% | 35% | 35% | 25% | 25% | 26% | 26% | 25% | 25% | |
| Net Profit | 850 | 1,058 | 486 | 867 | 935 | 1,318 | 1,590 | 1,680 | 1,996 | 3,210 | 3,964 | 4,234 | 4,045 |
| EPS in Rs | 4.97 | 6.17 | 2.83 | 5.03 | 4.74 | 6.63 | 7.93 | 8.34 | 9.37 | 14.95 | 15.93 | 16.93 | 16.06 |
| Dividend Payout % | 20% | 18% | 25% | 18% | 21% | 21% | 0% | 8% | 19% | 7% | 8% | 7% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 24.47% | -54.06% | 78.40% | 7.84% | 40.96% | 20.64% | 5.66% | 18.81% | 60.82% | 23.49% | 6.81% |
| Change in YoY Net Profit Growth (%) | 0.00% | -78.53% | 132.46% | -70.55% | 33.12% | -20.33% | -14.98% | 13.15% | 42.01% | -37.33% | -16.68% |
Federal Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 16% |
| 3 Years: | 25% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 21% |
| 3 Years: | 28% |
| TTM: | 1% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 29% |
| 3 Years: | 16% |
| 1 Year: | 0% |
| Return on Equity | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | 13% |
| 3 Years: | 14% |
| Last Year: | 13% |
Last Updated: September 5, 2025, 1:41 pm
Balance Sheet
Last Updated: December 4, 2025, 2:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 171 | 171 | 344 | 345 | 394 | 397 | 399 | 399 | 421 | 423 | 487 | 491 | 492 |
| Reserves | 6,690 | 7,529 | 7,720 | 8,607 | 11,880 | 13,101 | 14,424 | 16,105 | 18,835 | 21,699 | 29,618 | 34,047 | 35,774 |
| Deposits | 59,729 | 70,823 | 79,171 | 97,662 | 111,970 | 134,879 | 152,252 | 172,186 | 181,678 | 212,988 | 252,455 | 283,484 | 288,862 |
| Borrowing | 5,768 | 2,393 | 5,236 | 6,345 | 12,329 | 8,706 | 12,528 | 12,271 | 19,587 | 25,862 | 25,160 | 32,596 | 26,930 |
| Other Liabilities | 2,286 | 1,993 | 2,234 | 2,527 | 2,640 | 3,469 | 3,751 | 4,006 | 5,721 | 7,031 | 10,119 | 9,626 | 15,508 |
| Total Liabilities | 74,643 | 82,909 | 94,706 | 115,486 | 139,214 | 160,552 | 183,353 | 204,967 | 226,241 | 268,004 | 317,839 | 360,244 | 367,566 |
| Fixed Assets | 414 | 446 | 508 | 477 | 452 | 462 | 477 | 504 | 643 | 890 | 996 | 1,456 | 1,508 |
| CWIP | 23 | 27 | 16 | 15 | 10 | 18 | 28 | 13 | 29 | 81 | 67 | 72 | 0 |
| Investments | 23,839 | 20,349 | 24,920 | 27,912 | 30,595 | 31,676 | 35,715 | 36,732 | 39,065 | 48,702 | 61,043 | 66,058 | 70,296 |
| Other Assets | 50,368 | 62,087 | 69,262 | 87,081 | 108,158 | 128,397 | 147,133 | 167,717 | 186,504 | 218,330 | 255,733 | 292,658 | 295,762 |
| Total Assets | 74,643 | 82,909 | 94,706 | 115,486 | 139,214 | 160,552 | 183,353 | 204,967 | 226,241 | 268,004 | 317,839 | 360,244 | 367,566 |
Below is a detailed analysis of the balance sheet data for Federal Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 492.00 Cr.. The value appears strong and on an upward trend. It has increased from 491.00 Cr. (Mar 2025) to 492.00 Cr., marking an increase of 1.00 Cr..
- For Reserves, as of Sep 2025, the value is 35,774.00 Cr.. The value appears strong and on an upward trend. It has increased from 34,047.00 Cr. (Mar 2025) to 35,774.00 Cr., marking an increase of 1,727.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 15,508.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9,626.00 Cr. (Mar 2025) to 15,508.00 Cr., marking an increase of 5,882.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 367,566.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 360,244.00 Cr. (Mar 2025) to 367,566.00 Cr., marking an increase of 7,322.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 1,508.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,456.00 Cr. (Mar 2025) to 1,508.00 Cr., marking an increase of 52.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 72.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 72.00 Cr..
- For Investments, as of Sep 2025, the value is 70,296.00 Cr.. The value appears strong and on an upward trend. It has increased from 66,058.00 Cr. (Mar 2025) to 70,296.00 Cr., marking an increase of 4,238.00 Cr..
- For Other Assets, as of Sep 2025, the value is 295,762.00 Cr.. The value appears strong and on an upward trend. It has increased from 292,658.00 Cr. (Mar 2025) to 295,762.00 Cr., marking an increase of 3,104.00 Cr..
- For Total Assets, as of Sep 2025, the value is 367,566.00 Cr.. The value appears strong and on an upward trend. It has increased from 360,244.00 Cr. (Mar 2025) to 367,566.00 Cr., marking an increase of 7,322.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -58.00 | -69.00 | -77.00 | -95.00 | -108.00 | -131.00 | -148.00 | -167.00 | -176.00 | -207.00 | -246.00 | -275.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 13% | 15% | 6% | 10% | 9% | 10% | 11% | 11% | 11% | 15% | 15% | 13% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Mid Cap Fund | 127,825,000 | 3.69 | 3414.21 | N/A | N/A | N/A |
| Nippon India Growth Mid Cap Fund | 41,000,000 | 2.6 | 1095.11 | N/A | N/A | N/A |
| Axis Midcap Fund | 39,590,705 | 3.33 | 1057.47 | 38,056,676 | 2026-01-26 05:00:11 | 4.03% |
| Kotak Midcap Fund | 35,149,080 | 1.55 | 938.83 | N/A | N/A | N/A |
| Canara Robeco Large and Mid Cap Fund | 32,989,386 | 3.44 | 881.15 | 33,708,642 | 2025-12-15 01:54:36 | -2.13% |
| SBI Midcap Fund | 27,000,000 | 3.09 | 721.17 | N/A | N/A | N/A |
| Mirae Asset Midcap Fund | 22,827,565 | 3.31 | 609.72 | 20,008,561 | 2025-12-15 01:54:36 | 14.09% |
| Invesco India Midcap Fund | 22,304,132 | 5.79 | 595.74 | 19,960,984 | 2025-12-15 01:54:36 | 11.74% |
| Mirae Asset Large & Midcap Fund | 20,822,648 | 1.27 | 556.17 | 21,668,446 | 2025-11-03 11:26:45 | -3.9% |
| HDFC Small Cap Fund | 20,759,451 | 1.47 | 554.48 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 16.98 | 16.75 | 15.01 | 9.52 | 8.34 |
| Diluted EPS (Rs.) | 16.80 | 16.55 | 14.85 | 9.44 | 8.31 |
| Cash EPS (Rs.) | 18.28 | 17.09 | 15.87 | 10.01 | 8.83 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 140.64 | 123.60 | 104.51 | 91.56 | 82.64 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 140.64 | 123.62 | 104.54 | 91.58 | 82.67 |
| Operating Revenue / Share (Rs.) | 114.45 | 96.76 | 84.17 | 68.40 | 71.71 |
| Net Profit / Share (Rs.) | 17.11 | 16.13 | 15.01 | 9.35 | 8.25 |
| Net Profit After MI / Share (Rs.) | 16.93 | 15.93 | 14.95 | 9.37 | 8.34 |
| Net Profit Margin (%) | 14.94 | 16.66 | 17.82 | 13.66 | 11.50 |
| Net Profit After MI And SOA Nargin (%) | 14.79 | 16.46 | 17.76 | 13.69 | 11.62 |
| Operating Profit Margin (%) | 29.17 | 31.96 | 30.91 | 23.00 | 21.01 |
| Return On Assets (%) | 1.15 | 1.22 | 1.18 | 0.87 | 0.81 |
| Return On Equity / Networth (%) | 12.04 | 12.89 | 14.30 | 10.23 | 10.08 |
| Net Interest Margin (X) | 2.90 | 2.85 | 2.92 | 2.83 | 2.86 |
| Cost To Income (%) | 54.80 | 55.07 | 50.72 | 53.75 | 49.74 |
| Interest Income / Total Assets (%) | 7.80 | 7.41 | 6.64 | 6.35 | 6.98 |
| Non-Interest Income / Total Assets (%) | 1.08 | 1.01 | 0.90 | 0.93 | 0.95 |
| Operating Profit / Total Assets (%) | 0.07 | 0.22 | 0.27 | -0.06 | -0.15 |
| Operating Expenses / Total Assets (%) | 2.19 | 2.12 | 1.94 | 2.02 | 1.90 |
| Interest Expenses / Total Assets (%) | 4.89 | 4.56 | 3.72 | 3.51 | 4.11 |
| Enterprise Value (Rs.Cr.) | 343054.58 | 302672.32 | 254233.00 | 211717.07 | 191923.04 |
| EV Per Net Sales (X) | 12.21 | 12.84 | 14.27 | 14.72 | 13.41 |
| Price To Book Value (X) | 1.37 | 1.21 | 1.27 | 1.06 | 0.91 |
| Price To Sales (X) | 1.68 | 1.55 | 1.57 | 1.42 | 1.06 |
| Retention Ratios (%) | 100.00 | 93.94 | 88.03 | 92.90 | 100.00 |
| Earnings Yield (X) | 0.08 | 0.10 | 0.11 | 0.09 | 0.11 |
After reviewing the key financial ratios for Federal Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 16.98. This value is within the healthy range. It has increased from 16.75 (Mar 24) to 16.98, marking an increase of 0.23.
- For Diluted EPS (Rs.), as of Mar 25, the value is 16.80. This value is within the healthy range. It has increased from 16.55 (Mar 24) to 16.80, marking an increase of 0.25.
- For Cash EPS (Rs.), as of Mar 25, the value is 18.28. This value is within the healthy range. It has increased from 17.09 (Mar 24) to 18.28, marking an increase of 1.19.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 140.64. It has increased from 123.60 (Mar 24) to 140.64, marking an increase of 17.04.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 140.64. It has increased from 123.62 (Mar 24) to 140.64, marking an increase of 17.02.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 17.11. This value is within the healthy range. It has increased from 16.13 (Mar 24) to 17.11, marking an increase of 0.98.
- For Net Profit Margin (%), as of Mar 25, the value is 14.94. This value exceeds the healthy maximum of 10. It has decreased from 16.66 (Mar 24) to 14.94, marking a decrease of 1.72.
- For Return On Assets (%), as of Mar 25, the value is 1.15. This value is below the healthy minimum of 5. It has decreased from 1.22 (Mar 24) to 1.15, marking a decrease of 0.07.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. It has increased from 93.94 (Mar 24) to 100.00, marking an increase of 6.06.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Federal Bank Ltd:
- Net Profit Margin: 14.94%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 17.6 (Industry average Stock P/E: 17.82)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.94%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | P.B. No. 103, Federal Towers, Aluva Kerala 683101 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Abhaya Prasad Hota | Part Time Chairman & Independent Director |
| Mr. Krishnan Venkat Subramanian | Managing Director & CEO |
| Mr. Harsh Dugar | Executive Director |
| Ms. Shalini Warrier | Executive Director |
| Mr. Sudarshan Sen | Independent Director |
| Ms. Varsha Purandare | Independent Director |
| CA. Manoj Fadnis | Independent Director |
| Mr. Siddhartha Sengupta | Independent Director |
| Mr. Sankarshan Basu | Independent Director |
| Mr. Ramanand Mundkur | Independent Director |
| Mr. Elias George | Independent Director |
FAQ
What is the intrinsic value of Federal Bank Ltd?
Federal Bank Ltd's intrinsic value (as of 21 February 2026) is ₹298.59 which is 1.91% higher the current market price of ₹293.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹72,068 Cr. market cap, FY2025-2026 high/low of ₹298/173, reserves of ₹35,774 Cr, and liabilities of ₹367,566 Cr.
What is the Market Cap of Federal Bank Ltd?
The Market Cap of Federal Bank Ltd is 72,068 Cr..
What is the current Stock Price of Federal Bank Ltd as on 21 February 2026?
The current stock price of Federal Bank Ltd as on 21 February 2026 is ₹293.
What is the High / Low of Federal Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Federal Bank Ltd stocks is ₹298/173.
What is the Stock P/E of Federal Bank Ltd?
The Stock P/E of Federal Bank Ltd is 17.6.
What is the Book Value of Federal Bank Ltd?
The Book Value of Federal Bank Ltd is 147.
What is the Dividend Yield of Federal Bank Ltd?
The Dividend Yield of Federal Bank Ltd is 0.41 %.
What is the ROCE of Federal Bank Ltd?
The ROCE of Federal Bank Ltd is 7.03 %.
What is the ROE of Federal Bank Ltd?
The ROE of Federal Bank Ltd is 12.9 %.
What is the Face Value of Federal Bank Ltd?
The Face Value of Federal Bank Ltd is 2.00.
