Share Price and Basic Stock Data
Last Updated: November 8, 2025, 4:11 am
| PEG Ratio | 1.24 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Federal Bank Ltd, a prominent player in the private sector banking industry, reported a price of ₹236 and a market capitalization of ₹57,990 Cr. The bank’s revenue trajectory has shown consistent growth, with quarterly revenues rising from ₹3,843 Cr in June 2022 to ₹5,791 Cr in September 2023. The revenue for December 2023 stood at ₹6,085 Cr, reflecting a robust upward trend. For the fiscal year ending March 2024, total revenue is projected to reach ₹23,565 Cr, significantly up from ₹17,812 Cr in the previous fiscal year. This continuous increase in revenue indicates a strong operational performance and effective customer acquisition strategies. The bank’s ability to adapt to changing market conditions has contributed to this growth, positioning it favorably against sector peers.
Profitability and Efficiency Metrics
Federal Bank’s profitability metrics reveal a solid financial performance, with a net profit of ₹4,137 Cr for the fiscal year ending March 2025, up from ₹3,210 Cr in the prior year. The reported return on equity (ROE) stood at 12.9%, while the return on capital employed (ROCE) was recorded at 7.03%. These figures compare favorably against typical sector averages, reflecting efficient capital utilization. The bank’s net profit margin for the fiscal year 2025 was reported at 14.94%, indicating effective cost management alongside revenue growth. However, the operating profit margin (OPM) data was not available, which could provide further insights into operational efficiency. Additionally, the gross non-performing asset (NPA) ratio was reported at 2.28% in December 2023, a slight increase from 2.27% in September 2023, highlighting potential areas for improvement in asset quality management.
Balance Sheet Strength and Financial Ratios
The balance sheet of Federal Bank demonstrates significant strength, with total assets reaching ₹360,244 Cr by March 2025, up from ₹268,004 Cr in March 2023. The bank’s reserves have also seen a remarkable increase, climbing to ₹34,047 Cr in March 2025 from ₹21,699 Cr in March 2023. The equity capital stood at ₹491 Cr, which reflects a stable capital position. The price-to-earnings (P/E) ratio of 14.7 indicates reasonable valuation in the context of the bank’s earnings growth. Furthermore, the book value per share increased to ₹140.64, showcasing an upward trend in shareholder equity. While the bank’s debt levels are relatively high, with borrowings reported at ₹32,596 Cr for the fiscal year 2025, the effective management of these liabilities is crucial for maintaining financial stability and supporting ongoing growth initiatives.
Shareholding Pattern and Investor Confidence
Federal Bank’s shareholding pattern reveals a diverse ownership structure that reflects strong investor confidence. As of March 2025, foreign institutional investors (FIIs) held 26.28% of the shares, while domestic institutional investors (DIIs) constituted 49.07%. Public ownership accounted for 24.66%, indicating a healthy distribution of shares among retail investors. The number of shareholders stood at 8,47,981, illustrating the bank’s broad appeal among the investing community. The gradual increase in DII holdings, which rose from 42.11% in June 2023 to 49.07% in March 2025, indicates a growing institutional interest in the bank’s potential. This trend is a positive sign, as institutional investors often conduct thorough due diligence before committing capital, reflecting confidence in Federal Bank’s growth trajectory and operational performance.
Outlook, Risks, and Final Insight
The outlook for Federal Bank appears promising, supported by its consistent revenue growth, improving profitability metrics, and strong balance sheet. However, risks remain, particularly concerning asset quality, as indicated by the slight uptick in the gross NPA ratio. Additionally, the bank faces competitive pressures in the private banking sector, which could impact its ability to maintain market share and profitability. The bank’s reliance on borrowings for growth may also pose risks if interest rates rise. Moving forward, Federal Bank should focus on enhancing its asset quality and improving operational efficiencies to sustain its growth momentum. The potential for expansion into new markets and digital banking initiatives presents significant opportunities, provided the bank navigates the inherent risks effectively.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Federal Bank Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,322 Cr. | 279 | 372/180 | 28.9 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,417 Cr. | 27.5 | 44.9/24.3 | 37.8 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,234 Cr. | 272 | 331/250 | 9.13 | 307 | 1.47 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 71,691 Cr. | 22.8 | 24.3/16.0 | 25.3 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,148 Cr. | 52.4 | 54.6/30.8 | 24.3 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 159,990.96 Cr | 409.09 | 18.39 | 239.31 | 0.61% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,843 | 4,259 | 4,698 | 5,012 | 5,350 | 5,791 | 6,085 | 6,339 | 6,728 | 7,006 | 7,265 | 7,108 | 7,151 |
| Interest | 2,104 | 2,349 | 2,585 | 2,938 | 3,255 | 3,544 | 3,760 | 3,936 | 4,212 | 4,393 | 4,570 | 4,456 | 4,540 |
| Expenses | 1,351 | 1,541 | 1,544 | 1,574 | 1,634 | 1,661 | 1,814 | 1,917 | 2,048 | 2,149 | 2,349 | 2,265 | 2,506 |
| Financing Profit | 388 | 369 | 569 | 500 | 461 | 586 | 511 | 486 | 468 | 463 | 346 | 386 | 105 |
| Financing Margin % | 10% | 9% | 12% | 10% | 9% | 10% | 8% | 8% | 7% | 7% | 5% | 5% | 1% |
| Other Income | 475 | 628 | 565 | 768 | 741 | 757 | 908 | 810 | 936 | 1,010 | 931 | 1,047 | 1,164 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 863 | 997 | 1,134 | 1,269 | 1,202 | 1,343 | 1,420 | 1,296 | 1,404 | 1,473 | 1,277 | 1,434 | 1,270 |
| Tax % | 26% | 26% | 25% | 26% | 26% | 26% | 25% | 25% | 26% | 25% | 26% | 23% | 25% |
| Net Profit | 645 | 745 | 856 | 964 | 894 | 1,007 | 1,067 | 996 | 1,047 | 1,115 | 951 | 1,120 | 951 |
| EPS in Rs | 3.02 | 3.48 | 3.99 | 4.51 | 4.16 | 4.23 | 4.26 | 3.99 | 4.20 | 4.47 | 3.85 | 4.44 | 3.74 |
| Gross NPA % | 2.67% | 2.45% | 2.42% | 2.35% | 2.37% | 2.27% | 2.28% | 2.11% | |||||
| Net NPA % | 0.96% | 0.82% | 0.77% | 0.73% | 0.74% | 0.68% | 0.68% | 0.63% |
Last Updated: August 20, 2025, 2:30 am
Below is a detailed analysis of the quarterly data for Federal Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 4,540.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4,456.00 Cr. (Mar 2025) to 4,540.00 Cr., marking an increase of 84.00 Cr..
- For Expenses, as of Jun 2025, the value is 2,506.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,265.00 Cr. (Mar 2025) to 2,506.00 Cr., marking an increase of 241.00 Cr..
- For Other Income, as of Jun 2025, the value is 1,164.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,047.00 Cr. (Mar 2025) to 1,164.00 Cr., marking an increase of 117.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 1,270.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,434.00 Cr. (Mar 2025) to 1,270.00 Cr., marking a decrease of 164.00 Cr..
- For Tax %, as of Jun 2025, the value is 25.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Mar 2025) to 25.00%, marking an increase of 2.00%.
- For Net Profit, as of Jun 2025, the value is 951.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,120.00 Cr. (Mar 2025) to 951.00 Cr., marking a decrease of 169.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 3.74. The value appears to be declining and may need further review. It has decreased from 4.44 (Mar 2025) to 3.74, marking a decrease of 0.70.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:18 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7,006 | 7,488 | 7,826 | 8,783 | 9,915 | 11,635 | 13,590 | 14,314 | 14,382 | 17,812 | 23,565 | 28,106 | 28,529 |
| Interest | 4,728 | 5,056 | 5,259 | 5,653 | 6,226 | 7,316 | 8,678 | 8,435 | 7,959 | 9,975 | 14,495 | 17,631 | 17,959 |
| Expenses | 1,664 | 1,701 | 2,529 | 2,749 | 3,331 | 3,572 | 4,608 | 5,527 | 5,758 | 5,828 | 6,792 | 8,523 | 9,269 |
| Financing Profit | 614 | 731 | 38 | 382 | 358 | 747 | 304 | 352 | 664 | 2,009 | 2,278 | 1,952 | 1,301 |
| Financing Margin % | 9% | 10% | 0% | 4% | 4% | 6% | 2% | 2% | 5% | 11% | 10% | 7% | 5% |
| Other Income | 685 | 879 | 808 | 1,084 | 1,160 | 1,335 | 1,882 | 1,972 | 2,121 | 2,436 | 3,216 | 3,924 | 4,153 |
| Depreciation | 98 | 79 | 108 | 124 | 125 | 122 | 126 | 115 | 139 | 182 | 234 | 288 | 0 |
| Profit before tax | 1,202 | 1,530 | 739 | 1,342 | 1,393 | 1,960 | 2,060 | 2,209 | 2,646 | 4,263 | 5,261 | 5,588 | 5,453 |
| Tax % | 31% | 34% | 34% | 36% | 35% | 35% | 25% | 25% | 26% | 26% | 25% | 25% | |
| Net Profit | 850 | 1,058 | 486 | 867 | 935 | 1,318 | 1,590 | 1,680 | 1,996 | 3,210 | 3,964 | 4,234 | 4,137 |
| EPS in Rs | 4.97 | 6.17 | 2.83 | 5.03 | 4.74 | 6.63 | 7.93 | 8.34 | 9.37 | 14.95 | 15.93 | 16.93 | 16.50 |
| Dividend Payout % | 20% | 18% | 25% | 18% | 21% | 21% | 0% | 8% | 19% | 7% | 8% | 7% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 24.47% | -54.06% | 78.40% | 7.84% | 40.96% | 20.64% | 5.66% | 18.81% | 60.82% | 23.49% | 6.81% |
| Change in YoY Net Profit Growth (%) | 0.00% | -78.53% | 132.46% | -70.55% | 33.12% | -20.33% | -14.98% | 13.15% | 42.01% | -37.33% | -16.68% |
Federal Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 16% |
| 3 Years: | 25% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 21% |
| 3 Years: | 28% |
| TTM: | 1% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 29% |
| 3 Years: | 16% |
| 1 Year: | 0% |
| Return on Equity | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | 13% |
| 3 Years: | 14% |
| Last Year: | 13% |
Last Updated: September 5, 2025, 1:41 pm
Balance Sheet
Last Updated: August 11, 2025, 2:56 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 171 | 171 | 344 | 345 | 394 | 397 | 399 | 399 | 421 | 423 | 487 | 491 |
| Reserves | 6,690 | 7,529 | 7,720 | 8,607 | 11,880 | 13,101 | 14,424 | 16,105 | 18,835 | 21,699 | 29,618 | 34,047 |
| Deposits | 59,729 | 70,823 | 79,171 | 97,662 | 111,970 | 134,879 | 152,252 | 172,186 | 181,678 | 212,988 | 252,455 | 283,484 |
| Borrowing | 5,768 | 2,393 | 5,236 | 6,345 | 12,329 | 8,706 | 12,528 | 12,271 | 19,587 | 25,862 | 25,160 | 32,596 |
| Other Liabilities | 2,286 | 1,993 | 2,234 | 2,527 | 2,640 | 3,469 | 3,751 | 4,006 | 5,721 | 7,031 | 10,119 | 9,626 |
| Total Liabilities | 74,643 | 82,909 | 94,706 | 115,486 | 139,214 | 160,552 | 183,353 | 204,967 | 226,241 | 268,004 | 317,839 | 360,244 |
| Fixed Assets | 414 | 446 | 508 | 477 | 452 | 462 | 477 | 504 | 643 | 890 | 996 | 1,456 |
| CWIP | 23 | 27 | 16 | 15 | 10 | 18 | 28 | 13 | 29 | 81 | 67 | 72 |
| Investments | 23,839 | 20,349 | 24,920 | 27,912 | 30,595 | 31,676 | 35,715 | 36,732 | 39,065 | 48,702 | 61,043 | 66,058 |
| Other Assets | 50,368 | 62,087 | 69,262 | 87,081 | 108,158 | 128,397 | 147,133 | 167,717 | 186,504 | 218,330 | 255,733 | 292,658 |
| Total Assets | 74,643 | 82,909 | 94,706 | 115,486 | 139,214 | 160,552 | 183,353 | 204,967 | 226,241 | 268,004 | 317,839 | 360,244 |
Below is a detailed analysis of the balance sheet data for Federal Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 491.00 Cr.. The value appears strong and on an upward trend. It has increased from 487.00 Cr. (Mar 2024) to 491.00 Cr., marking an increase of 4.00 Cr..
- For Reserves, as of Mar 2025, the value is 34,047.00 Cr.. The value appears strong and on an upward trend. It has increased from 29,618.00 Cr. (Mar 2024) to 34,047.00 Cr., marking an increase of 4,429.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 9,626.00 Cr.. The value appears to be improving (decreasing). It has decreased from 10,119.00 Cr. (Mar 2024) to 9,626.00 Cr., marking a decrease of 493.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 360,244.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 317,839.00 Cr. (Mar 2024) to 360,244.00 Cr., marking an increase of 42,405.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 1,456.00 Cr.. The value appears strong and on an upward trend. It has increased from 996.00 Cr. (Mar 2024) to 1,456.00 Cr., marking an increase of 460.00 Cr..
- For CWIP, as of Mar 2025, the value is 72.00 Cr.. The value appears strong and on an upward trend. It has increased from 67.00 Cr. (Mar 2024) to 72.00 Cr., marking an increase of 5.00 Cr..
- For Investments, as of Mar 2025, the value is 66,058.00 Cr.. The value appears strong and on an upward trend. It has increased from 61,043.00 Cr. (Mar 2024) to 66,058.00 Cr., marking an increase of 5,015.00 Cr..
- For Other Assets, as of Mar 2025, the value is 292,658.00 Cr.. The value appears strong and on an upward trend. It has increased from 255,733.00 Cr. (Mar 2024) to 292,658.00 Cr., marking an increase of 36,925.00 Cr..
- For Total Assets, as of Mar 2025, the value is 360,244.00 Cr.. The value appears strong and on an upward trend. It has increased from 317,839.00 Cr. (Mar 2024) to 360,244.00 Cr., marking an increase of 42,405.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -58.00 | -69.00 | -77.00 | -95.00 | -108.00 | -131.00 | -148.00 | -167.00 | -176.00 | -207.00 | -246.00 | -275.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 13% | 15% | 6% | 10% | 9% | 10% | 11% | 11% | 11% | 15% | 15% | 13% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Mid-Cap Opportunities Fund - Regular Plan | 123,641,292 | 3.11 | 2191.54 | 123,641,292 | 2025-04-22 13:31:13 | 0% |
| Nippon India Growth Fund | 37,000,000 | 2.13 | 655.83 | 37,000,000 | 2025-04-22 17:25:18 | 0% |
| Kotak Emerging Equity Fund - Regular Plan | 35,149,080 | 1.27 | 623.02 | 35,149,080 | 2025-04-22 17:25:18 | 0% |
| DSP Mid Cap Fund | 30,349,950 | 2.81 | 537.95 | 30,349,950 | 2025-04-22 17:25:18 | 0% |
| Canara Robeco Emerging Equities | 26,556,226 | 1.98 | 470.71 | 26,556,226 | 2025-04-22 17:25:18 | 0% |
| Franklin India Prima Fund | 23,439,752 | 3.46 | 415.47 | 23,439,752 | 2025-04-22 17:25:18 | 0% |
| Mirae Asset Large & Midcap Fund | 21,668,446 | 1.01 | 384.07 | 21,668,446 | 2025-04-22 17:25:18 | 0% |
| Axis Midcap Fund | 21,430,917 | 1.26 | 379.86 | 21,430,917 | 2025-04-22 17:25:18 | 0% |
| Mirae Asset Midcap Fund | 21,380,897 | 2.27 | 378.98 | 21,380,897 | 2025-04-22 17:25:18 | 0% |
| HDFC Small Cap Fund - Regular Plan | 20,759,451 | 1.17 | 367.96 | 20,759,451 | 2025-04-22 17:25:18 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 16.98 | 16.75 | 15.01 | 9.52 | 8.34 |
| Diluted EPS (Rs.) | 16.80 | 16.55 | 14.85 | 9.44 | 8.31 |
| Cash EPS (Rs.) | 18.28 | 17.09 | 15.87 | 10.01 | 8.83 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 140.64 | 123.60 | 104.51 | 91.56 | 82.64 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 140.64 | 123.62 | 104.54 | 91.58 | 82.67 |
| Operating Revenue / Share (Rs.) | 114.45 | 96.76 | 84.17 | 68.40 | 71.71 |
| Net Profit / Share (Rs.) | 17.11 | 16.13 | 15.01 | 9.35 | 8.25 |
| Net Profit After MI / Share (Rs.) | 16.93 | 15.93 | 14.95 | 9.37 | 8.34 |
| Net Profit Margin (%) | 14.94 | 16.66 | 17.82 | 13.66 | 11.50 |
| Net Profit After MI And SOA Nargin (%) | 14.79 | 16.46 | 17.76 | 13.69 | 11.62 |
| Operating Profit Margin (%) | 29.17 | 31.96 | 30.91 | 23.00 | 21.01 |
| Return On Assets (%) | 1.15 | 1.22 | 1.18 | 0.87 | 0.81 |
| Return On Equity / Networth (%) | 12.04 | 12.89 | 14.30 | 10.23 | 10.08 |
| Net Interest Margin (X) | 2.90 | 2.85 | 2.92 | 2.83 | 2.86 |
| Cost To Income (%) | 54.80 | 55.07 | 50.72 | 53.75 | 49.74 |
| Interest Income / Total Assets (%) | 7.80 | 7.41 | 6.64 | 6.35 | 6.98 |
| Non-Interest Income / Total Assets (%) | 1.08 | 1.01 | 0.90 | 0.93 | 0.95 |
| Operating Profit / Total Assets (%) | 0.07 | 0.22 | 0.27 | -0.06 | -0.15 |
| Operating Expenses / Total Assets (%) | 2.19 | 2.12 | 1.94 | 2.02 | 1.90 |
| Interest Expenses / Total Assets (%) | 4.89 | 4.56 | 3.72 | 3.51 | 4.11 |
| Enterprise Value (Rs.Cr.) | 343054.58 | 302672.32 | 254233.00 | 211717.07 | 191923.04 |
| EV Per Net Sales (X) | 12.21 | 12.84 | 14.27 | 14.72 | 13.41 |
| Price To Book Value (X) | 1.37 | 1.21 | 1.27 | 1.06 | 0.91 |
| Price To Sales (X) | 1.68 | 1.55 | 1.57 | 1.42 | 1.06 |
| Retention Ratios (%) | 100.00 | 93.94 | 88.03 | 92.90 | 100.00 |
| Earnings Yield (X) | 0.08 | 0.10 | 0.11 | 0.09 | 0.11 |
After reviewing the key financial ratios for Federal Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 16.98. This value is within the healthy range. It has increased from 16.75 (Mar 24) to 16.98, marking an increase of 0.23.
- For Diluted EPS (Rs.), as of Mar 25, the value is 16.80. This value is within the healthy range. It has increased from 16.55 (Mar 24) to 16.80, marking an increase of 0.25.
- For Cash EPS (Rs.), as of Mar 25, the value is 18.28. This value is within the healthy range. It has increased from 17.09 (Mar 24) to 18.28, marking an increase of 1.19.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 140.64. It has increased from 123.60 (Mar 24) to 140.64, marking an increase of 17.04.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 140.64. It has increased from 123.62 (Mar 24) to 140.64, marking an increase of 17.02.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 17.11. This value is within the healthy range. It has increased from 16.13 (Mar 24) to 17.11, marking an increase of 0.98.
- For Net Profit Margin (%), as of Mar 25, the value is 14.94. This value exceeds the healthy maximum of 10. It has decreased from 16.66 (Mar 24) to 14.94, marking a decrease of 1.72.
- For Return On Assets (%), as of Mar 25, the value is 1.15. This value is below the healthy minimum of 5. It has decreased from 1.22 (Mar 24) to 1.15, marking a decrease of 0.07.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. It has increased from 93.94 (Mar 24) to 100.00, marking an increase of 6.06.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Federal Bank Ltd:
- Net Profit Margin: 14.94%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 14.8 (Industry average Stock P/E: 18.39)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.94%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | P.B. No. 103, Federal Towers, Aluva Kerala 683101 | secretarial@federalbank.co.in http://www.federalbank.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Abhaya Prasad Hota | Part Time Chairman & Independent Director |
| Mr. Krishnan Venkat Subramanian | Managing Director & CEO |
| Mr. Harsh Dugar | Executive Director |
| Ms. Shalini Warrier | Executive Director |
| Mr. Sudarshan Sen | Independent Director |
| Ms. Varsha Purandare | Independent Director |
| CA. Manoj Fadnis | Independent Director |
| Mr. Siddhartha Sengupta | Independent Director |
| Mr. Sankarshan Basu | Independent Director |
| Mr. Ramanand Mundkur | Independent Director |
| Mr. Elias George | Independent Director |
FAQ
What is the intrinsic value of Federal Bank Ltd?
Federal Bank Ltd's intrinsic value (as of 08 November 2025) is 225.67 which is 4.78% lower the current market price of 237.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 58,364 Cr. market cap, FY2025-2026 high/low of 239/173, reserves of ₹34,047 Cr, and liabilities of 360,244 Cr.
What is the Market Cap of Federal Bank Ltd?
The Market Cap of Federal Bank Ltd is 58,364 Cr..
What is the current Stock Price of Federal Bank Ltd as on 08 November 2025?
The current stock price of Federal Bank Ltd as on 08 November 2025 is 237.
What is the High / Low of Federal Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Federal Bank Ltd stocks is 239/173.
What is the Stock P/E of Federal Bank Ltd?
The Stock P/E of Federal Bank Ltd is 14.8.
What is the Book Value of Federal Bank Ltd?
The Book Value of Federal Bank Ltd is 147.
What is the Dividend Yield of Federal Bank Ltd?
The Dividend Yield of Federal Bank Ltd is 0.51 %.
What is the ROCE of Federal Bank Ltd?
The ROCE of Federal Bank Ltd is 7.03 %.
What is the ROE of Federal Bank Ltd?
The ROE of Federal Bank Ltd is 12.9 %.
What is the Face Value of Federal Bank Ltd?
The Face Value of Federal Bank Ltd is 2.00.