Share Price and Basic Stock Data
Last Updated: October 15, 2024, 11:21 pm
PEG Ratio | 1.00 |
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Competitors of IndusInd Bank Ltd
Stock Name | Market Cap | Current Price | High / Low | Stock P/E | Book Value | Dividend Yield | ROCE | ROE | Face Value |
---|---|---|---|---|---|---|---|---|---|
Industry Average | 0 Cr | 0 | 0 | 0 | 0% | 0.59% | 0.49% | 0 |
Quarterly Result
Month | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 7,177 | 7,242 | 7,419 | 7,575 | 7,650 | 7,737 | 7,860 | 8,182 | 8,708 | 9,457 | 10,021 | 10,730 | 11,248 |
Interest | 3,899 | 3,835 | 3,885 | 4,011 | 3,992 | 3,944 | 3,875 | 4,057 | 4,406 | 4,962 | 5,351 | 5,863 | 6,171 |
Expenses | 3,966 | 3,992 | 4,119 | 3,994 | 4,028 | 4,119 | 4,020 | 3,911 | 3,934 | 3,956 | 4,097 | 4,238 | 4,451 |
Financing Profit | -688 | -586 | -584 | -430 | -370 | -326 | -35 | 214 | 368 | 539 | 572 | 629 | 625 |
Financing Margin % | -10% | -8% | -8% | -6% | -5% | -4% | -0% | 3% | 4% | 6% | 6% | 6% | 6% |
Other Income | 1,554 | 1,705 | 1,780 | 1,716 | 1,841 | 1,877 | 1,900 | 1,929 | 2,011 | 2,076 | 2,151 | 2,210 | 2,282 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 866 | 1,120 | 1,196 | 1,287 | 1,471 | 1,551 | 1,865 | 2,143 | 2,379 | 2,616 | 2,723 | 2,838 | 2,907 |
Tax % | 25% | 24% | 27% | 24% | 24% | 25% | 27% | 25% | 25% | 25% | 25% | 25% | 25% |
Net Profit | 647 | 853 | 876 | 975 | 1,114 | 1,161 | 1,361 | 1,603 | 1,787 | 1,959 | 2,041 | 2,124 | 2,181 |
EPS in Rs | 8.55 | 11.26 | 11.33 | 12.60 | 14.38 | 14.99 | 17.57 | 20.68 | 23.05 | 25.27 | 26.30 | 27.37 | 28.07 |
Gross NPA % | 2.21% | 1.74% | 2.67% | 2.88% | 2.77% | 2.48% | 2.27% | 2.35% | 2.11% | 2.06% | 1.98% | 1.94% | 1.93% |
Net NPA % | 0.52% | 0.22% | 0.69% | 0.84% | 0.80% | 0.71% | 0.64% | 0.67% | 0.61% | 0.62% | 0.59% | 0.58% | 0.57% |
Last Updated: Unknown
Profit & Loss - Annual Report
Last Updated: Unknown
Month | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 5,359 | 6,983 | 8,254 | 9,692 | 11,872 | 14,406 | 17,281 | 22,261 | 28,783 | 29,000 | 30,822 | 36,368 | 43,570 |
Interest | 3,655 | 4,750 | 5,363 | 6,272 | 7,355 | 8,343 | 9,783 | 13,415 | 16,724 | 15,472 | 15,822 | 18,776 | 23,661 |
Expenses | 1,449 | 1,947 | 2,555 | 3,133 | 4,188 | 5,684 | 6,555 | 9,283 | 12,611 | 15,997 | 15,840 | 15,525 | 17,411 |
Financing Profit | 255 | 286 | 335 | 288 | 329 | 379 | 942 | -437 | -553 | -2,469 | -839 | 2,067 | 2,498 |
Financing Margin % | 5% | 4% | 4% | 3% | 3% | 3% | 5% | -2% | -2% | -9% | -3% | 6% | 6% |
Other Income | 1,012 | 1,363 | 1,891 | 2,548 | 3,297 | 4,171 | 4,750 | 5,647 | 6,951 | 6,559 | 7,334 | 8,166 | 9,038 |
Depreciation | 75 | 73 | 98 | 127 | 157 | 191 | 212 | 229 | 278 | 305 | 321 | 373 | 0 |
Profit before tax | 1,192 | 1,576 | 2,128 | 2,709 | 3,469 | 4,360 | 5,481 | 4,981 | 6,121 | 3,784 | 6,174 | 9,860 | 11,536 |
Tax % | 33% | 33% | 34% | 34% | 34% | 34% | 34% | 34% | 28% | 25% | 25% | 25% | |
Net Profit | 803 | 1,061 | 1,408 | 1,794 | 2,286 | 2,868 | 3,606 | 3,301 | 4,418 | 2,836 | 4,611 | 7,390 | 8,643 |
EPS in Rs | 17.17 | 20.30 | 26.80 | 33.88 | 38.43 | 47.95 | 60.08 | 54.77 | 63.70 | 36.68 | 59.52 | 95.24 | 111.29 |
Dividend Payout % | 13% | 15% | 13% | 12% | 12% | 13% | 12% | 14% | 0% | 14% | 14% | 15% |
YoY Net Profit Growth
Year | 2012-2013 | 2013-2014 | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 |
---|---|---|---|---|---|---|---|---|---|---|---|
YoY Net Profit Growth (%) | 32.13% | 32.70% | 27.41% | 27.42% | 25.46% | 25.73% | -8.46% | 33.84% | -35.81% | 62.59% | 60.27% |
Change in YoY Net Profit Growth (%) | 0.00% | 0.58% | -5.29% | 0.01% | -1.97% | 0.27% | -34.19% | 42.30% | -69.65% | 98.40% | -2.32% |
IndusInd Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2012-2013 to 2022-2023.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | 19% |
5 Years: | 16% |
3 Years: | 16% |
TTM: | 22% |
Compounded Profit Growth | |
---|---|
10 Years: | 20% |
5 Years: | 22% |
3 Years: | 47% |
TTM: | 14% |
Stock Price CAGR | |
---|---|
10 Years: | 7% |
5 Years: | 0% |
3 Years: | 4% |
1 Year: | -6% |
Return on Equity | |
---|---|
10 Years: | 13% |
5 Years: | 13% |
3 Years: | 13% |
Last Year: | 15% |
Last Updated: Unknown
Balance Sheet
Last Updated: Unknown
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 523 | 526 | 529 | 595 | 598 | 600 | 603 | 694 | 773 | 775 | 776 | 778 |
Reserves | 7,107 | 8,517 | 10,115 | 17,101 | 20,048 | 23,241 | 26,083 | 34,013 | 42,592 | 46,923 | 53,846 | 62,019 |
Borrowings | 63,576 | 75,264 | 94,752 | 117,996 | 149,026 | 189,928 | 242,189 | 262,793 | 307,528 | 341,005 | 385,449 | 432,404 |
Other Liabilities | 2,100 | 2,719 | 6,390 | 7,205 | 8,976 | 7,856 | 8,944 | 9,558 | 12,080 | 13,273 | 17,733 | 19,734 |
Total Liabilities | 73,307 | 87,026 | 111,787 | 142,897 | 178,648 | 221,626 | 277,819 | 307,058 | 362,973 | 401,975 | 457,804 | 514,935 |
Fixed Assets | 741 | 991 | 1,120 | 1,218 | 1,307 | 1,313 | 1,688 | 1,742 | 1,734 | 1,754 | 1,857 | 2,001 |
CWIP | 16 | 25 | 38 | 37 | 28 | 25 | 22 | 78 | 75 | 95 | 135 | 197 |
Investments | 19,654 | 21,563 | 22,878 | 34,054 | 36,702 | 50,077 | 59,266 | 59,980 | 69,695 | 70,971 | 83,116 | 106,527 |
Other Assets | 52,896 | 64,447 | 87,751 | 107,587 | 140,611 | 170,211 | 216,843 | 245,257 | 291,469 | 329,155 | 372,695 | 406,211 |
Total Assets | 73,307 | 87,026 | 111,787 | 142,897 | 178,648 | 221,626 | 277,819 | 307,058 | 362,973 | 401,975 | 457,804 | 514,935 |
Cash Flow
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
Month | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow | 1.00 | -62.00 | -73.00 | -91.00 | -113.00 | -144.00 | -183.00 | -233.00 | -250.00 | -292.00 | -326.00 | -370.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 17% | 17% | 18% | 16% | 15% | 16% | 13% | 14% | 7% | 10% | 14% |
Mutual Fund Holdings
Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
---|---|---|---|---|---|---|
SBI Nifty 50 ETF | 12,112,175 | 1.12 | 1745.73 | 4,218,140 | 2024-10-13 | 187.14% |
SBI S&P BSE Sensex ETF | 8,524,445 | 1.29 | 1228.5 | 4,218,140 | 2024-10-13 | 102.09% |
HDFC Top 100 Fund - Regular Plan | 4,218,140 | 2.36 | 607.96 | 4,218,140 | 2024-10-13 | 0% |
Kotak Equity Arbitrage Fund - Regular Plan | 3,606,000 | 1.79 | 519.73 | 4,218,140 | 2024-10-13 | -14.51% |
Nippon India ETF Nifty Bank BeES | 2,647,048 | 6.56 | 381.52 | 4,218,140 | 2024-10-13 | -37.25% |
Franklin India Focused Equity Fund | 2,250,000 | 3.51 | 324.29 | 4,218,140 | 2024-10-13 | -46.66% |
HDFC Balanced Advantage Fund - Regular Plan | 2,118,000 | 0.48 | 305.27 | 4,218,140 | 2024-10-13 | -49.79% |
HDFC Hybrid Equity Fund - Regular Plan | 2,027,000 | 1.42 | 292.15 | 4,218,140 | 2024-10-13 | -51.95% |
Kotak Nifty Bank ETF | 1,880,019 | 6.56 | 270.97 | 4,218,140 | 2024-10-13 | -55.43% |
SBI Nifty Bank ETF | 1,871,365 | 6.56 | 269.72 | 4,218,140 | 2024-10-13 | -55.64% |
Key Financial Ratios
Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
---|---|---|---|---|---|
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Basic EPS (Rs.) | 115.54 | 96.01 | 62.07 | 40.03 | 64.33 |
Diluted EPS (Rs.) | 115.33 | 95.89 | 61.97 | 39.96 | 64.10 |
Cash EPS (Rs.) | 101.80 | 101.18 | 66.57 | 42.12 | 68.47 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 716.78 | 705.03 | 615.99 | 558.42 | 496.42 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 716.78 | 708.92 | 619.96 | 562.48 | 501.03 |
Operating Revenue / Share (Rs.) | 518.79 | 468.72 | 397.88 | 374.98 | 415.01 |
Net Profit / Share (Rs.) | 101.80 | 95.93 | 62.02 | 37.88 | 64.28 |
Net Profit After MI / Share (Rs.) | 101.80 | 95.93 | 62.03 | 37.89 | 64.28 |
Net Profit Margin (%) | 19.62 | 20.46 | 15.58 | 10.10 | 15.48 |
Net Profit After MI And SOA Nargin (%) | 19.62 | 20.46 | 15.58 | 10.10 | 15.48 |
Operating Profit Margin (%) | -0.91 | -2.00 | -8.44 | -12.31 | -8.66 |
Return On Assets (%) | 1.74 | 1.62 | 1.19 | 0.80 | 1.45 |
Return On Equity / Networth (%) | 14.20 | 13.60 | 10.06 | 6.78 | 12.94 |
Net Interest Margin (X) | 4.00 | 3.84 | 3.73 | 3.72 | 3.92 |
Cost To Income (%) | 38.14 | 41.13 | 46.04 | 48.16 | 40.72 |
Interest Income / Total Assets (%) | 8.88 | 7.94 | 7.66 | 7.99 | 9.36 |
Non-Interest Income / Total Assets (%) | 1.82 | 1.78 | 1.84 | 1.79 | 2.26 |
Operating Profit / Total Assets (%) | -0.08 | -0.15 | -0.64 | -0.98 | -0.81 |
Operating Expenses / Total Assets (%) | 2.74 | 2.47 | 2.31 | 2.24 | 2.66 |
Interest Expenses / Total Assets (%) | 4.87 | 4.10 | 3.93 | 4.26 | 5.44 |
Enterprise Value (Rs.Cr.) | 550822.85 | 425033.84 | 397413.26 | 363015.24 | 273451.46 |
EV Per Net Sales (X) | 12.04 | 11.69 | 12.89 | 12.52 | 9.50 |
Price To Book Value (X) | 2.17 | 1.51 | 1.52 | 1.71 | 0.70 |
Price To Sales (X) | 3.00 | 2.28 | 2.35 | 2.54 | 0.84 |
Retention Ratios (%) | 100.00 | 91.14 | 91.94 | 100.00 | 100.00 |
Earnings Yield (X) | 0.06 | 0.08 | 0.06 | 0.03 | 0.18 |
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IndusInd Bank Ltd:
- Net Profit Margin: 19.62%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 0.59%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 0.49%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 11.8 (Industry average Stock P/E: 0)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 19.62%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Finance - Banks - Private Sector | 2401, General Thimmayya Road, Cantonment, Pune Maharashtra 411001 | investor@indusind.com http://www.indusind.com |
Management | |
---|---|
Name | Position Held |
Mr. Sunil Mehta | Part Time Chairman & Independent Director |
Mr. Sumant Kathpalia | Managing Director & CEO |
Mr. Arun Khurana | Whole Time Director |
Mrs. Bhavna Doshi | Independent Director |
Mr. Jayant Deshmukh | Independent Director |
Mr. Pradeep Udhas | Independent Director |
Mr. Rajiv Agarwal | Independent Director |
Mrs. Akila Krishnakumar | Independent Director |
Mr. Lingam V Prabhakar | Independent Director |
Mr. Rakesh Bhatia | Independent Director |
Mr. Sudip Basu | Non Exe.Non Ind.Director |
FAQ
What is the latest fair value of IndusInd Bank Ltd?
The latest fair value of IndusInd Bank Ltd is ₹1464.95.
What is the Market Cap of IndusInd Bank Ltd?
The Market Cap of IndusInd Bank Ltd is 1,06,002 Cr..
What is the current Stock Price of IndusInd Bank Ltd as on 15 October 2024?
The current stock price of IndusInd Bank Ltd as on 15 October 2024 is ₹1,361.
What is the High / Low of IndusInd Bank Ltd stocks in FY 2024?
In FY 2024, the High / Low of IndusInd Bank Ltd stocks is 1,694/1,329.
What is the Stock P/E of IndusInd Bank Ltd?
The Stock P/E of IndusInd Bank Ltd is 11.8.
What is the Book Value of IndusInd Bank Ltd?
The Book Value of IndusInd Bank Ltd is 807.
What is the Dividend Yield of IndusInd Bank Ltd?
The Dividend Yield of IndusInd Bank Ltd is 1.21 %.
What is the ROCE of IndusInd Bank Ltd?
The ROCE of IndusInd Bank Ltd is 7.93 %.
What is the ROE of IndusInd Bank Ltd?
The ROE of IndusInd Bank Ltd is 15.2 %.
What is the Face Value of IndusInd Bank Ltd?
The Face Value of IndusInd Bank Ltd is 10.0.