Share Price and Basic Stock Data
Last Updated: April 2, 2025, 8:16 pm
PEG Ratio | 2.51 |
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Competitors of Finkurve Financial Services Ltd
Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
---|---|---|---|---|---|---|---|---|---|
Minolta Finance Ltd | 16.0 Cr. | 1.60 | 1.91/0.65 | 178 | 1.08 | 0.00 % | 0.59 % | 0.47 % | 1.00 |
Money Masters Leasing & Finance Ltd | 19.7 Cr. | 1.96 | 19.5/1.78 | 25.2 | 1.56 | 0.00 % | 2.57 % | 4.07 % | 1.00 |
Moneyboxx Finance Ltd | 780 Cr. | 239 | 373/158 | 73.3 | 81.0 | 0.00 % | 11.4 % | 7.45 % | 10.0 |
Moongipa Capital Finance Ltd | 18.7 Cr. | 20.4 | 41.0/17.7 | 9.63 | 8.69 | 0.00 % | 34.9 % | 31.6 % | 10.0 |
Morarka Finance Ltd | 45.9 Cr. | 102 | 191/95.0 | 16.4 | 387 | 5.88 % | 4.04 % | 3.58 % | 10.0 |
Industry Average | 24,789.31 Cr | 518.20 | 40.07 | 534.29 | 0.27% | 19.43% | 10.58% | 8.49 |
Quarterly Result
Metric | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | 5.63 | 6.17 | 8.30 | 10.78 | 14.06 | 17.29 | 19.99 | 23.06 | 23.64 | 23.35 | 28.43 | 31.90 | 39.87 |
Expenses | 4.35 | 4.74 | 3.56 | 3.08 | 6.84 | 12.16 | 15.75 | 16.30 | 15.31 | 15.04 | 20.04 | 23.41 | 27.54 |
Operating Profit | 1.28 | 1.43 | 4.74 | 7.70 | 7.22 | 5.13 | 4.24 | 6.76 | 8.33 | 8.31 | 8.39 | 8.49 | 12.33 |
OPM % | 22.74% | 23.18% | 57.11% | 71.43% | 51.35% | 29.67% | 21.21% | 29.31% | 35.24% | 35.59% | 29.51% | 26.61% | 30.93% |
Other Income | 0.00 | 20.96 | 0.00 | 0.13 | 0.00 | 0.06 | 0.04 | 0.04 | 0.07 | 0.08 | 0.08 | 0.23 | 0.13 |
Interest | 0.56 | 0.51 | 0.78 | 1.22 | 1.46 | 1.49 | 1.57 | 1.17 | 1.65 | 1.78 | 2.49 | 3.90 | 4.33 |
Depreciation | 0.08 | 0.08 | 0.07 | 0.07 | 0.13 | 0.16 | 0.12 | 0.12 | 0.12 | 0.12 | 0.08 | 0.16 | 0.32 |
Profit before tax | 0.64 | 21.80 | 3.89 | 6.54 | 5.63 | 3.54 | 2.59 | 5.51 | 6.63 | 6.49 | 5.90 | 4.66 | 7.81 |
Tax % | 26.56% | 18.76% | 25.71% | 26.45% | 22.38% | 36.16% | 26.25% | 20.87% | 25.79% | 24.65% | 25.59% | 25.54% | 27.91% |
Net Profit | 0.47 | 17.71 | 2.89 | 4.80 | 4.37 | 2.26 | 1.90 | 4.36 | 4.91 | 4.89 | 4.39 | 3.47 | 5.64 |
EPS in Rs | 0.04 | 1.40 | 0.23 | 0.38 | 0.34 | 0.18 | 0.15 | 0.34 | 0.39 | 0.39 | 0.35 | 0.27 | 0.44 |
Last Updated: March 4, 2025, 12:19 pm
Below is a detailed analysis of the quarterly data for Finkurve Financial Services Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:
- For Sales, as of Dec 2024, the value is ₹39.87 Cr.. The value appears strong and on an upward trend. It has increased from 31.90 Cr. (Sep 2024) to ₹39.87 Cr., marking an increase of 7.97 Cr..
- For Expenses, as of Dec 2024, the value is ₹27.54 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 23.41 Cr. (Sep 2024) to ₹27.54 Cr., marking an increase of 4.13 Cr..
- For Operating Profit, as of Dec 2024, the value is ₹12.33 Cr.. The value appears strong and on an upward trend. It has increased from 8.49 Cr. (Sep 2024) to ₹12.33 Cr., marking an increase of 3.84 Cr..
- For OPM %, as of Dec 2024, the value is 30.93%. The value appears strong and on an upward trend. It has increased from 26.61% (Sep 2024) to 30.93%, marking an increase of 4.32%.
- For Other Income, as of Dec 2024, the value is ₹0.13 Cr.. The value appears to be declining and may need further review. It has decreased from 0.23 Cr. (Sep 2024) to ₹0.13 Cr., marking a decrease of 0.10 Cr..
- For Interest, as of Dec 2024, the value is ₹4.33 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.90 Cr. (Sep 2024) to ₹4.33 Cr., marking an increase of 0.43 Cr..
- For Depreciation, as of Dec 2024, the value is ₹0.32 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.16 Cr. (Sep 2024) to ₹0.32 Cr., marking an increase of 0.16 Cr..
- For Profit before tax, as of Dec 2024, the value is ₹7.81 Cr.. The value appears strong and on an upward trend. It has increased from 4.66 Cr. (Sep 2024) to ₹7.81 Cr., marking an increase of 3.15 Cr..
- For Tax %, as of Dec 2024, the value is 27.91%. The value appears to be increasing, which may not be favorable. It has increased from 25.54% (Sep 2024) to 27.91%, marking an increase of 2.37%.
- For Net Profit, as of Dec 2024, the value is ₹5.64 Cr.. The value appears strong and on an upward trend. It has increased from 3.47 Cr. (Sep 2024) to ₹5.64 Cr., marking an increase of 2.17 Cr..
- For EPS in Rs, as of Dec 2024, the value is 0.44. The value appears strong and on an upward trend. It has increased from 0.27 (Sep 2024) to 0.44, marking an increase of 0.17.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: March 7, 2025, 4:03 pm
Metric | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | 0 | 0 | 2 | 9 | 10 | 12 | 15 | 16 | 20 | 44 | 50 | 90 | 124 |
Expenses | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 3 | 7 | 13 | 26 | 62 | 86 |
Operating Profit | -0 | -0 | 2 | 9 | 10 | 11 | 13 | 13 | 13 | 31 | 25 | 28 | 38 |
OPM % | -483% | -3% | 89% | 97% | 95% | 87% | 85% | 82% | 64% | 70% | 49% | 31% | 30% |
Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
Interest | 0 | 0 | 2 | 8 | 9 | 8 | 12 | 8 | 7 | 3 | 5 | 6 | 12 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
Profit before tax | -0 | -0 | 0 | 1 | 1 | 3 | 1 | 5 | 6 | 27 | 20 | 21 | 25 |
Tax % | -31% | -27% | 18% | 30% | 32% | 32% | 33% | 25% | 26% | 20% | 27% | 24% | |
Net Profit | -0 | -0 | 0 | 1 | 1 | 2 | 1 | 4 | 5 | 22 | 14 | 16 | 18 |
EPS in Rs | -0.02 | -0.03 | 0.01 | 0.05 | 0.06 | 0.19 | 0.08 | 0.32 | 0.36 | 1.70 | 1.13 | 1.27 | 1.45 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
---|---|---|---|---|---|---|---|---|
YoY Net Profit Growth (%) | 0.00% | 100.00% | -50.00% | 300.00% | 25.00% | 340.00% | -36.36% | 14.29% |
Change in YoY Net Profit Growth (%) | 0.00% | 100.00% | -150.00% | 350.00% | -275.00% | 315.00% | -376.36% | 50.65% |
Finkurve Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2016-2017 to 2023-2024.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | 77% |
5 Years: | 43% |
3 Years: | 64% |
TTM: | 47% |
Compounded Profit Growth | |
---|---|
10 Years: | 51% |
5 Years: | 83% |
3 Years: | 53% |
TTM: | 37% |
Stock Price CAGR | |
---|---|
10 Years: | 22% |
5 Years: | 22% |
3 Years: | 29% |
1 Year: | 65% |
Return on Equity | |
---|---|
10 Years: | 6% |
5 Years: | 6% |
3 Years: | 7% |
Last Year: | 9% |
Last Updated: Unknown
Balance Sheet
Last Updated: December 14, 2024, 1:42 pm
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 1 | 10 | 10 | 10 | 10 | 10 | 10 | 13 | 13 | 13 | 13 | 13 | 13 |
Reserves | 9 | 1 | 1 | 1 | 2 | 4 | 4 | 119 | 123 | 145 | 160 | 176 | 184 |
Borrowings | 0 | 4 | 30 | 72 | 75 | 110 | 93 | 73 | 76 | 24 | 52 | 75 | 162 |
Other Liabilities | 0 | 0 | 0 | 1 | 7 | 3 | 0 | 1 | 3 | 4 | 10 | 20 | 29 |
Total Liabilities | 11 | 14 | 41 | 83 | 93 | 127 | 107 | 206 | 215 | 186 | 235 | 284 | 388 |
Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 9 |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 11 | 13 | 5 | 4 | 3 | 4 |
Other Assets | 0 | 4 | 31 | 73 | 83 | 117 | 97 | 195 | 202 | 180 | 229 | 279 | 375 |
Total Assets | 11 | 14 | 41 | 83 | 93 | 127 | 107 | 206 | 215 | 186 | 235 | 284 | 388 |
Below is a detailed analysis of the balance sheet data for Finkurve Financial Services Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2024, the value is ₹13.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 13.00 Cr..
- For Reserves, as of Sep 2024, the value is ₹184.00 Cr.. The value appears strong and on an upward trend. It has increased from 176.00 Cr. (Mar 2024) to ₹184.00 Cr., marking an increase of 8.00 Cr..
- For Borrowings, as of Sep 2024, the value is ₹162.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 75.00 Cr. (Mar 2024) to ₹162.00 Cr., marking an increase of 87.00 Cr..
- For Other Liabilities, as of Sep 2024, the value is ₹29.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 20.00 Cr. (Mar 2024) to ₹29.00 Cr., marking an increase of 9.00 Cr..
- For Total Liabilities, as of Sep 2024, the value is ₹388.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 284.00 Cr. (Mar 2024) to ₹388.00 Cr., marking an increase of 104.00 Cr..
- For Fixed Assets, as of Sep 2024, the value is ₹9.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2024) to ₹9.00 Cr., marking an increase of 8.00 Cr..
- For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Sep 2024, the value is ₹4.00 Cr.. The value appears strong and on an upward trend. It has increased from 3.00 Cr. (Mar 2024) to ₹4.00 Cr., marking an increase of 1.00 Cr..
- For Other Assets, as of Sep 2024, the value is ₹375.00 Cr.. The value appears strong and on an upward trend. It has increased from 279.00 Cr. (Mar 2024) to ₹375.00 Cr., marking an increase of 96.00 Cr..
- For Total Assets, as of Sep 2024, the value is ₹388.00 Cr.. The value appears strong and on an upward trend. It has increased from 284.00 Cr. (Mar 2024) to ₹388.00 Cr., marking an increase of 104.00 Cr..
Notably, the Reserves (₹184.00 Cr.) exceed the Borrowings (162.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow | 0.00 | -4.00 | -28.00 | -63.00 | -65.00 | -99.00 | -80.00 | -60.00 | -63.00 | 7.00 | -27.00 | -47.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 |
Working Capital Days | -304 | 4,270 | 5,412 | 2,757 | 2,585 | 3,379 | 20 | -4 | -25 | -22 | -50 | -29 |
ROCE % | -3% | -0% | 6% | 15% | 12% | 10% | 11% | 9% | 6% | 5% | 12% | 11% |
This stock is not held by any mutual fund
Key Financial Ratios
Month | Mar 22 | Mar 21 | Mar 20 | Mar 19 | Mar 18 |
---|---|---|---|---|---|
FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Basic EPS (Rs.) | 1.55 | 0.36 | 0.36 | 0.09 | 0.20 |
Diluted EPS (Rs.) | 1.55 | 0.36 | 0.36 | 0.09 | 0.20 |
Cash EPS (Rs.) | 1.61 | 0.43 | 0.35 | 0.10 | 0.16 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 12.46 | 11.04 | 10.68 | 1.93 | 1.84 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 12.46 | 11.04 | 10.68 | 1.93 | 1.84 |
Revenue From Operations / Share (Rs.) | 4.46 | 2.21 | 1.94 | 42.82 | 30.90 |
PBDIT / Share (Rs.) | 2.29 | 1.13 | 1.10 | 1.36 | 1.09 |
PBIT / Share (Rs.) | 2.23 | 1.06 | 1.06 | 1.34 | 1.08 |
PBT / Share (Rs.) | 1.96 | 0.50 | 0.41 | 0.13 | 0.24 |
Net Profit / Share (Rs.) | 1.56 | 0.36 | 0.31 | 0.09 | 0.15 |
NP After MI And SOA / Share (Rs.) | 1.55 | 0.36 | 0.31 | 0.08 | 0.20 |
PBDIT Margin (%) | 51.33 | 51.04 | 56.73 | 3.16 | 3.53 |
PBIT Margin (%) | 50.02 | 47.98 | 54.62 | 3.12 | 3.49 |
PBT Margin (%) | 43.98 | 22.88 | 21.40 | 0.31 | 0.79 |
Net Profit Margin (%) | 34.89 | 16.51 | 16.31 | 0.21 | 0.51 |
NP After MI And SOA Margin (%) | 34.87 | 16.35 | 16.49 | 0.20 | 0.66 |
Return on Networth / Equity (%) | 12.47 | 3.32 | 3.04 | 5.27 | 12.70 |
Return on Capital Employeed (%) | 17.81 | 9.24 | 9.60 | 55.98 | 34.86 |
Return On Assets (%) | 10.59 | 2.04 | 1.88 | 0.75 | 1.48 |
Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 0.27 | 0.75 |
Total Debt / Equity (X) | 0.14 | 0.55 | 0.55 | 5.70 | 7.14 |
Asset Turnover Ratio (%) | 0.21 | 0.09 | 0.10 | 0.12 | 0.11 |
Current Ratio (X) | 6.69 | 2.79 | 2.82 | 1.20 | 1.24 |
Quick Ratio (X) | 6.69 | 2.79 | 2.82 | 1.16 | 1.20 |
Interest Coverage Ratio (X) | 8.50 | 2.03 | 1.71 | 1.13 | 1.31 |
Interest Coverage Ratio (Post Tax) (X) | 6.78 | 1.66 | 1.49 | 1.08 | 1.19 |
Enterprise Value (Cr.) | 791.08 | 620.63 | 633.72 | 457.66 | 604.88 |
EV / Net Operating Revenue (X) | 13.99 | 22.16 | 25.76 | 1.11 | 2.03 |
EV / EBITDA (X) | 27.25 | 43.41 | 45.41 | 34.95 | 57.31 |
MarketCap / Net Operating Revenue (X) | 13.62 | 19.88 | 23.21 | 0.88 | 1.66 |
Price / BV (X) | 4.87 | 4.04 | 4.28 | 22.36 | 31.91 |
Price / Net Operating Revenue (X) | 13.62 | 19.88 | 23.21 | 0.88 | 1.66 |
EarningsYield | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 |
After reviewing the key financial ratios for Finkurve Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 22, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 21) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 22, the value is 1.55. This value is below the healthy minimum of 5. It has increased from 0.36 (Mar 21) to 1.55, marking an increase of 1.19.
- For Diluted EPS (Rs.), as of Mar 22, the value is 1.55. This value is below the healthy minimum of 5. It has increased from 0.36 (Mar 21) to 1.55, marking an increase of 1.19.
- For Cash EPS (Rs.), as of Mar 22, the value is 1.61. This value is below the healthy minimum of 3. It has increased from 0.43 (Mar 21) to 1.61, marking an increase of 1.18.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 12.46. It has increased from 11.04 (Mar 21) to 12.46, marking an increase of 1.42.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 12.46. It has increased from 11.04 (Mar 21) to 12.46, marking an increase of 1.42.
- For Revenue From Operations / Share (Rs.), as of Mar 22, the value is 4.46. It has increased from 2.21 (Mar 21) to 4.46, marking an increase of 2.25.
- For PBDIT / Share (Rs.), as of Mar 22, the value is 2.29. This value is within the healthy range. It has increased from 1.13 (Mar 21) to 2.29, marking an increase of 1.16.
- For PBIT / Share (Rs.), as of Mar 22, the value is 2.23. This value is within the healthy range. It has increased from 1.06 (Mar 21) to 2.23, marking an increase of 1.17.
- For PBT / Share (Rs.), as of Mar 22, the value is 1.96. This value is within the healthy range. It has increased from 0.50 (Mar 21) to 1.96, marking an increase of 1.46.
- For Net Profit / Share (Rs.), as of Mar 22, the value is 1.56. This value is below the healthy minimum of 2. It has increased from 0.36 (Mar 21) to 1.56, marking an increase of 1.20.
- For NP After MI And SOA / Share (Rs.), as of Mar 22, the value is 1.55. This value is below the healthy minimum of 2. It has increased from 0.36 (Mar 21) to 1.55, marking an increase of 1.19.
- For PBDIT Margin (%), as of Mar 22, the value is 51.33. This value is within the healthy range. It has increased from 51.04 (Mar 21) to 51.33, marking an increase of 0.29.
- For PBIT Margin (%), as of Mar 22, the value is 50.02. This value exceeds the healthy maximum of 20. It has increased from 47.98 (Mar 21) to 50.02, marking an increase of 2.04.
- For PBT Margin (%), as of Mar 22, the value is 43.98. This value is within the healthy range. It has increased from 22.88 (Mar 21) to 43.98, marking an increase of 21.10.
- For Net Profit Margin (%), as of Mar 22, the value is 34.89. This value exceeds the healthy maximum of 10. It has increased from 16.51 (Mar 21) to 34.89, marking an increase of 18.38.
- For NP After MI And SOA Margin (%), as of Mar 22, the value is 34.87. This value exceeds the healthy maximum of 20. It has increased from 16.35 (Mar 21) to 34.87, marking an increase of 18.52.
- For Return on Networth / Equity (%), as of Mar 22, the value is 12.47. This value is below the healthy minimum of 15. It has increased from 3.32 (Mar 21) to 12.47, marking an increase of 9.15.
- For Return on Capital Employeed (%), as of Mar 22, the value is 17.81. This value is within the healthy range. It has increased from 9.24 (Mar 21) to 17.81, marking an increase of 8.57.
- For Return On Assets (%), as of Mar 22, the value is 10.59. This value is within the healthy range. It has increased from 2.04 (Mar 21) to 10.59, marking an increase of 8.55.
- For Long Term Debt / Equity (X), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 21) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 22, the value is 0.14. This value is within the healthy range. It has decreased from 0.55 (Mar 21) to 0.14, marking a decrease of 0.41.
- For Asset Turnover Ratio (%), as of Mar 22, the value is 0.21. It has increased from 0.09 (Mar 21) to 0.21, marking an increase of 0.12.
- For Current Ratio (X), as of Mar 22, the value is 6.69. This value exceeds the healthy maximum of 3. It has increased from 2.79 (Mar 21) to 6.69, marking an increase of 3.90.
- For Quick Ratio (X), as of Mar 22, the value is 6.69. This value exceeds the healthy maximum of 2. It has increased from 2.79 (Mar 21) to 6.69, marking an increase of 3.90.
- For Interest Coverage Ratio (X), as of Mar 22, the value is 8.50. This value is within the healthy range. It has increased from 2.03 (Mar 21) to 8.50, marking an increase of 6.47.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 22, the value is 6.78. This value is within the healthy range. It has increased from 1.66 (Mar 21) to 6.78, marking an increase of 5.12.
- For Enterprise Value (Cr.), as of Mar 22, the value is 791.08. It has increased from 620.63 (Mar 21) to 791.08, marking an increase of 170.45.
- For EV / Net Operating Revenue (X), as of Mar 22, the value is 13.99. This value exceeds the healthy maximum of 3. It has decreased from 22.16 (Mar 21) to 13.99, marking a decrease of 8.17.
- For EV / EBITDA (X), as of Mar 22, the value is 27.25. This value exceeds the healthy maximum of 15. It has decreased from 43.41 (Mar 21) to 27.25, marking a decrease of 16.16.
- For MarketCap / Net Operating Revenue (X), as of Mar 22, the value is 13.62. This value exceeds the healthy maximum of 3. It has decreased from 19.88 (Mar 21) to 13.62, marking a decrease of 6.26.
- For Price / BV (X), as of Mar 22, the value is 4.87. This value exceeds the healthy maximum of 3. It has increased from 4.04 (Mar 21) to 4.87, marking an increase of 0.83.
- For Price / Net Operating Revenue (X), as of Mar 22, the value is 13.62. This value exceeds the healthy maximum of 3. It has decreased from 19.88 (Mar 21) to 13.62, marking a decrease of 6.26.
- For EarningsYield, as of Mar 22, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 21) to 0.02, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Strength | Weakness |
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|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Finkurve Financial Services Ltd:
- Net Profit Margin: 34.89%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 17.81% (Industry Average ROCE: 19.43%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 12.47% (Industry Average ROE: 10.58%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 6.78
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 6.69
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 80.6 (Industry average Stock P/E: 40.07)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.14
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 34.89%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Non-Banking Financial Company (NBFC) | 202/A, 2nd Floor, Trade World, D-Wing , Mumbai Maharashtra 400013 | finkurvefinancial@gmail.com www.arvog.com |
Management | |
---|---|
Name | Position Held |
Mr. Ketan Kothari | Chairman |
Mr. Narendra Jain | Executive Director |
Mr. Priyank Kothari | Non Executive Director |
Mr. Nishant Ranka | Independent Director |
Mr. Dharmesh Trivedi | Independent Director |
Mrs. Aastha Vishal Solanki | Addnl. & Ind.Director |
FAQ
What is the intrinsic value of Finkurve Financial Services Ltd?
Finkurve Financial Services Ltd's intrinsic value (as of 03 April 2025) is ₹90.73 — 22.45% lower the current market price of ₹117.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,483 Cr. market cap, FY2025-2026 high/low of ₹136/53.0, reserves of 184 Cr, and liabilities of 388 Cr.
What is the Market Cap of Finkurve Financial Services Ltd?
The Market Cap of Finkurve Financial Services Ltd is 1,483 Cr..
What is the current Stock Price of Finkurve Financial Services Ltd as on 03 April 2025?
The current stock price of Finkurve Financial Services Ltd as on 03 April 2025 is 117.
What is the High / Low of Finkurve Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Finkurve Financial Services Ltd stocks is ₹136/53.0.
What is the Stock P/E of Finkurve Financial Services Ltd?
The Stock P/E of Finkurve Financial Services Ltd is 80.6.
What is the Book Value of Finkurve Financial Services Ltd?
The Book Value of Finkurve Financial Services Ltd is 15.5.
What is the Dividend Yield of Finkurve Financial Services Ltd?
The Dividend Yield of Finkurve Financial Services Ltd is 0.00 %.
What is the ROCE of Finkurve Financial Services Ltd?
The ROCE of Finkurve Financial Services Ltd is 11.2 %.
What is the ROE of Finkurve Financial Services Ltd?
The ROE of Finkurve Financial Services Ltd is 8.90 %.
What is the Face Value of Finkurve Financial Services Ltd?
The Face Value of Finkurve Financial Services Ltd is 1.00.