Share Price and Basic Stock Data
Last Updated: November 28, 2025, 11:09 am
| PEG Ratio | -34.10 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Finkurve Financial Services Ltd operates within the Non-Banking Financial Company (NBFC) sector, focusing on providing various financial services. The company reported a sales figure of ₹50 Cr for the financial year ending March 2023, representing a significant increase from ₹44 Cr in the previous year. The upward trajectory continued, with sales projected to rise to ₹90 Cr in FY 2024 and further to ₹140 Cr in FY 2025. Quarterly sales figures also exhibited strong growth, climbing from ₹8.30 Cr in June 2022 to ₹23.06 Cr by September 2023. This consistent revenue growth underscores the company’s ability to capture market opportunities effectively, supported by a robust operational framework. The operating profit margin (OPM) stood at 36.36%, indicating efficient cost management relative to its revenue generation. Overall, Finkurve’s sales growth reflects its strategic positioning in a competitive market, enhancing its ability to scale operations and meet increasing customer demands.
Profitability and Efficiency Metrics
Finkurve Financial Services has demonstrated commendable profitability metrics, with a net profit of ₹21 Cr reported for FY 2023, a decline from ₹22 Cr in FY 2022, yet showing resilience in a challenging environment. The company’s net profit margin stood at 34.89% in March 2022, showcasing its ability to maintain profitability despite fluctuating revenues. The return on equity (ROE) was recorded at 8.81%, while the return on capital employed (ROCE) was 11.2%, indicating effective utilization of equity and capital. The interest coverage ratio (ICR) of 8.50x further highlights the company’s capacity to cover its interest expenses comfortably. However, the OPM has shown variability, dipping to 21.21% in June 2023, which raises questions about cost control in certain quarters. Nonetheless, the overall profitability metrics position Finkurve favorably within the sector, reflecting its operational efficiency and financial health.
Balance Sheet Strength and Financial Ratios
Finkurve’s balance sheet reveals a lack of reported borrowings and reserves, which is atypical for an NBFC. The company maintains a price-to-book value (P/BV) ratio of 4.87x, indicative of a high valuation relative to its book value, suggesting investor confidence in its growth prospects. The company’s current ratio of 6.69x and quick ratio of 6.69x demonstrate exceptional liquidity, significantly above the typical industry benchmark of around 1.5x. This strong liquidity position allows Finkurve to meet short-term obligations without financial strain. Furthermore, the cash conversion cycle (CCC) remained at 0 days, indicating efficient cash management practices. The company’s financial ratios, including a low debt-to-equity ratio, reinforce its financial stability, making it less vulnerable to economic downturns. However, the absence of reserves raises concerns about long-term sustainability and potential capital requirements for growth.
Shareholding Pattern and Investor Confidence
The shareholding structure of Finkurve Financial Services Ltd reveals a strong promoter presence, with promoters holding 56.26% of the shares as of the latest report. This significant stake suggests a high level of confidence in the company’s future direction. Foreign Institutional Investors (FIIs) hold 6.71%, indicating some level of international investor interest, while the public holds 37.04% of the shares, reflecting a diversified ownership base. The number of shareholders has been on an upward trend, increasing from 1,280 in December 2022 to 2,788 by September 2025, suggesting growing interest in the company. However, the lack of Domestic Institutional Investors (DIIs) participation could indicate a potential area for improvement in attracting institutional capital. Overall, the shareholding pattern signifies a stable investor base, which is crucial for long-term growth and strategic initiatives.
Outlook, Risks, and Final Insight
Finkurve Financial Services is poised for growth, driven by increasing sales and profitability metrics. However, the company faces several risks, including reliance on a thin capital base due to the absence of reserves, which could hinder its ability to weather economic downturns or fund expansion. Additionally, the fluctuations in operating profit margins indicate potential challenges in cost management. On the upside, the strong promoter holding and robust liquidity position provide a solid foundation for navigating these challenges. The company’s ability to sustain its growth trajectory will depend on its operational efficiency and strategic investments. Should it capitalize on its market position and enhance its capital structure, Finkurve could further solidify its standing in the NBFC sector, while addressing its vulnerabilities will be crucial for long-term success.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Finkurve Financial Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 12.1 Cr. | 1.21 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 9.04 Cr. | 0.90 | 10.0/0.89 | 26.6 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 451 Cr. | 138 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.4 Cr. | 15.8 | 37.9/15.0 | 10.8 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 39.9 Cr. | 88.7 | 180/79.1 | 21.4 | 238 | 1.13 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,518.68 Cr | 464.73 | 53.89 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.30 | 10.78 | 14.06 | 17.29 | 19.99 | 23.06 | 23.64 | 23.35 | 28.43 | 31.90 | 39.87 | 40.28 | 39.88 |
| Expenses | 3.56 | 3.08 | 6.84 | 12.16 | 15.75 | 16.30 | 15.31 | 15.04 | 20.04 | 23.41 | 27.54 | 29.06 | 25.38 |
| Operating Profit | 4.74 | 7.70 | 7.22 | 5.13 | 4.24 | 6.76 | 8.33 | 8.31 | 8.39 | 8.49 | 12.33 | 11.22 | 14.50 |
| OPM % | 57.11% | 71.43% | 51.35% | 29.67% | 21.21% | 29.31% | 35.24% | 35.59% | 29.51% | 26.61% | 30.93% | 27.86% | 36.36% |
| Other Income | -0.00 | 0.13 | -0.00 | 0.06 | 0.04 | 0.04 | 0.07 | 0.08 | 0.08 | 0.23 | 0.13 | 0.14 | 0.16 |
| Interest | 0.78 | 1.22 | 1.46 | 1.49 | 1.57 | 1.17 | 1.65 | 1.78 | 2.49 | 3.90 | 4.33 | 5.62 | 7.08 |
| Depreciation | 0.07 | 0.07 | 0.13 | 0.16 | 0.12 | 0.12 | 0.12 | 0.12 | 0.08 | 0.16 | 0.32 | 0.50 | 0.75 |
| Profit before tax | 3.89 | 6.54 | 5.63 | 3.54 | 2.59 | 5.51 | 6.63 | 6.49 | 5.90 | 4.66 | 7.81 | 5.24 | 6.83 |
| Tax % | 25.71% | 26.45% | 22.38% | 36.16% | 26.25% | 20.87% | 25.79% | 24.65% | 25.59% | 25.54% | 27.91% | 25.38% | 25.48% |
| Net Profit | 2.89 | 4.80 | 4.37 | 2.26 | 1.90 | 4.36 | 4.91 | 4.89 | 4.39 | 3.47 | 5.64 | 3.91 | 5.09 |
| EPS in Rs | 0.23 | 0.38 | 0.34 | 0.18 | 0.15 | 0.34 | 0.39 | 0.39 | 0.35 | 0.27 | 0.44 | 0.31 | 0.36 |
Last Updated: August 19, 2025, 6:50 pm
Below is a detailed analysis of the quarterly data for Finkurve Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 39.88 Cr.. The value appears to be declining and may need further review. It has decreased from 40.28 Cr. (Mar 2025) to 39.88 Cr., marking a decrease of 0.40 Cr..
- For Expenses, as of Jun 2025, the value is 25.38 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 29.06 Cr. (Mar 2025) to 25.38 Cr., marking a decrease of 3.68 Cr..
- For Operating Profit, as of Jun 2025, the value is 14.50 Cr.. The value appears strong and on an upward trend. It has increased from 11.22 Cr. (Mar 2025) to 14.50 Cr., marking an increase of 3.28 Cr..
- For OPM %, as of Jun 2025, the value is 36.36%. The value appears strong and on an upward trend. It has increased from 27.86% (Mar 2025) to 36.36%, marking an increase of 8.50%.
- For Other Income, as of Jun 2025, the value is 0.16 Cr.. The value appears strong and on an upward trend. It has increased from 0.14 Cr. (Mar 2025) to 0.16 Cr., marking an increase of 0.02 Cr..
- For Interest, as of Jun 2025, the value is 7.08 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 5.62 Cr. (Mar 2025) to 7.08 Cr., marking an increase of 1.46 Cr..
- For Depreciation, as of Jun 2025, the value is 0.75 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.50 Cr. (Mar 2025) to 0.75 Cr., marking an increase of 0.25 Cr..
- For Profit before tax, as of Jun 2025, the value is 6.83 Cr.. The value appears strong and on an upward trend. It has increased from 5.24 Cr. (Mar 2025) to 6.83 Cr., marking an increase of 1.59 Cr..
- For Tax %, as of Jun 2025, the value is 25.48%. The value appears to be increasing, which may not be favorable. It has increased from 25.38% (Mar 2025) to 25.48%, marking an increase of 0.10%.
- For Net Profit, as of Jun 2025, the value is 5.09 Cr.. The value appears strong and on an upward trend. It has increased from 3.91 Cr. (Mar 2025) to 5.09 Cr., marking an increase of 1.18 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.36. The value appears strong and on an upward trend. It has increased from 0.31 (Mar 2025) to 0.36, marking an increase of 0.05.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 3:21 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 2 | 9 | 10 | 12 | 15 | 16 | 20 | 44 | 50 | 90 | 140 | 168 |
| Expenses | 0 | 0 | 0 | 0 | 2 | 2 | 3 | 7 | 13 | 26 | 62 | 100 | 114 |
| Operating Profit | -0 | 2 | 9 | 10 | 11 | 13 | 13 | 13 | 31 | 25 | 28 | 40 | 54 |
| OPM % | -3% | 89% | 97% | 95% | 87% | 85% | 82% | 64% | 70% | 49% | 31% | 29% | 32% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Interest | 0 | 2 | 8 | 9 | 8 | 12 | 8 | 7 | 3 | 5 | 6 | 16 | 25 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 |
| Profit before tax | -0 | 0 | 1 | 1 | 3 | 1 | 5 | 6 | 27 | 20 | 21 | 24 | 27 |
| Tax % | -27% | 18% | 30% | 32% | 32% | 33% | 25% | 26% | 20% | 27% | 24% | 26% | |
| Net Profit | -0 | 0 | 1 | 1 | 2 | 1 | 4 | 5 | 22 | 14 | 16 | 17 | 21 |
| EPS in Rs | -0.03 | 0.01 | 0.05 | 0.06 | 0.19 | 0.08 | 0.32 | 0.36 | 1.70 | 1.13 | 1.27 | 1.37 | 1.53 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 100.00% | -50.00% | 300.00% | 25.00% | 340.00% | -36.36% | 14.29% | 6.25% |
| Change in YoY Net Profit Growth (%) | 0.00% | 100.00% | -150.00% | 350.00% | -275.00% | 315.00% | -376.36% | 50.65% | -8.04% |
Finkurve Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 53% |
| 5 Years: | 54% |
| 3 Years: | 48% |
| TTM: | 54% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 62% |
| 5 Years: | 34% |
| 3 Years: | 53% |
| TTM: | -2% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 18% |
| 3 Years: | 26% |
| 1 Year: | -19% |
| Return on Equity | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 7% |
| 3 Years: | 9% |
| Last Year: | 9% |
Last Updated: September 5, 2025, 3:30 pm
No data available for the Balance Sheet data table.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 1 | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0 | 0 | 1 | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 4,270 | 636 | 2,646 | 2,401 | 461 | 20 | -247 | -25 | -22 | -50 | -29 | -38 |
| ROCE % | -0% | 6% | 15% | 12% | 10% | 11% | 9% | 6% | 5% | 12% | 11% | 11% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 22 | Mar 21 | Mar 20 | Mar 19 | Mar 18 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 1.55 | 0.36 | 0.36 | 0.09 | 0.20 |
| Diluted EPS (Rs.) | 1.55 | 0.36 | 0.36 | 0.09 | 0.20 |
| Cash EPS (Rs.) | 1.61 | 0.43 | 0.35 | 0.10 | 0.16 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 12.46 | 11.04 | 10.68 | 1.93 | 1.84 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 12.46 | 11.04 | 10.68 | 1.93 | 1.84 |
| Revenue From Operations / Share (Rs.) | 4.46 | 2.21 | 1.94 | 42.82 | 30.90 |
| PBDIT / Share (Rs.) | 2.29 | 1.13 | 1.10 | 1.36 | 1.09 |
| PBIT / Share (Rs.) | 2.23 | 1.06 | 1.06 | 1.34 | 1.08 |
| PBT / Share (Rs.) | 1.96 | 0.50 | 0.41 | 0.13 | 0.24 |
| Net Profit / Share (Rs.) | 1.56 | 0.36 | 0.31 | 0.09 | 0.15 |
| NP After MI And SOA / Share (Rs.) | 1.55 | 0.36 | 0.31 | 0.08 | 0.20 |
| PBDIT Margin (%) | 51.33 | 51.04 | 56.73 | 3.16 | 3.53 |
| PBIT Margin (%) | 50.02 | 47.98 | 54.62 | 3.12 | 3.49 |
| PBT Margin (%) | 43.98 | 22.88 | 21.40 | 0.31 | 0.79 |
| Net Profit Margin (%) | 34.89 | 16.51 | 16.31 | 0.21 | 0.51 |
| NP After MI And SOA Margin (%) | 34.87 | 16.35 | 16.49 | 0.20 | 0.66 |
| Return on Networth / Equity (%) | 12.47 | 3.32 | 3.04 | 5.27 | 12.70 |
| Return on Capital Employeed (%) | 17.81 | 9.24 | 9.60 | 55.98 | 34.86 |
| Return On Assets (%) | 10.59 | 2.04 | 1.88 | 0.75 | 1.48 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 0.27 | 0.75 |
| Total Debt / Equity (X) | 0.14 | 0.55 | 0.55 | 5.70 | 7.14 |
| Asset Turnover Ratio (%) | 0.21 | 0.09 | 0.10 | 0.12 | 0.11 |
| Current Ratio (X) | 6.69 | 2.79 | 2.82 | 1.20 | 1.24 |
| Quick Ratio (X) | 6.69 | 2.79 | 2.82 | 1.16 | 1.20 |
| Interest Coverage Ratio (X) | 8.50 | 2.03 | 1.71 | 1.13 | 1.31 |
| Interest Coverage Ratio (Post Tax) (X) | 6.78 | 1.66 | 1.49 | 1.08 | 1.19 |
| Enterprise Value (Cr.) | 791.08 | 620.63 | 633.72 | 457.66 | 604.88 |
| EV / Net Operating Revenue (X) | 13.99 | 22.16 | 25.76 | 1.11 | 2.03 |
| EV / EBITDA (X) | 27.25 | 43.41 | 45.41 | 34.95 | 57.31 |
| MarketCap / Net Operating Revenue (X) | 13.62 | 19.88 | 23.21 | 0.88 | 1.66 |
| Price / BV (X) | 4.87 | 4.04 | 4.28 | 22.36 | 31.91 |
| Price / Net Operating Revenue (X) | 13.62 | 19.88 | 23.21 | 0.88 | 1.66 |
| EarningsYield | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 |
After reviewing the key financial ratios for Finkurve Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 22, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 21) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 22, the value is 1.55. This value is below the healthy minimum of 5. It has increased from 0.36 (Mar 21) to 1.55, marking an increase of 1.19.
- For Diluted EPS (Rs.), as of Mar 22, the value is 1.55. This value is below the healthy minimum of 5. It has increased from 0.36 (Mar 21) to 1.55, marking an increase of 1.19.
- For Cash EPS (Rs.), as of Mar 22, the value is 1.61. This value is below the healthy minimum of 3. It has increased from 0.43 (Mar 21) to 1.61, marking an increase of 1.18.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 12.46. It has increased from 11.04 (Mar 21) to 12.46, marking an increase of 1.42.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 12.46. It has increased from 11.04 (Mar 21) to 12.46, marking an increase of 1.42.
- For Revenue From Operations / Share (Rs.), as of Mar 22, the value is 4.46. It has increased from 2.21 (Mar 21) to 4.46, marking an increase of 2.25.
- For PBDIT / Share (Rs.), as of Mar 22, the value is 2.29. This value is within the healthy range. It has increased from 1.13 (Mar 21) to 2.29, marking an increase of 1.16.
- For PBIT / Share (Rs.), as of Mar 22, the value is 2.23. This value is within the healthy range. It has increased from 1.06 (Mar 21) to 2.23, marking an increase of 1.17.
- For PBT / Share (Rs.), as of Mar 22, the value is 1.96. This value is within the healthy range. It has increased from 0.50 (Mar 21) to 1.96, marking an increase of 1.46.
- For Net Profit / Share (Rs.), as of Mar 22, the value is 1.56. This value is below the healthy minimum of 2. It has increased from 0.36 (Mar 21) to 1.56, marking an increase of 1.20.
- For NP After MI And SOA / Share (Rs.), as of Mar 22, the value is 1.55. This value is below the healthy minimum of 2. It has increased from 0.36 (Mar 21) to 1.55, marking an increase of 1.19.
- For PBDIT Margin (%), as of Mar 22, the value is 51.33. This value is within the healthy range. It has increased from 51.04 (Mar 21) to 51.33, marking an increase of 0.29.
- For PBIT Margin (%), as of Mar 22, the value is 50.02. This value exceeds the healthy maximum of 20. It has increased from 47.98 (Mar 21) to 50.02, marking an increase of 2.04.
- For PBT Margin (%), as of Mar 22, the value is 43.98. This value is within the healthy range. It has increased from 22.88 (Mar 21) to 43.98, marking an increase of 21.10.
- For Net Profit Margin (%), as of Mar 22, the value is 34.89. This value exceeds the healthy maximum of 10. It has increased from 16.51 (Mar 21) to 34.89, marking an increase of 18.38.
- For NP After MI And SOA Margin (%), as of Mar 22, the value is 34.87. This value exceeds the healthy maximum of 20. It has increased from 16.35 (Mar 21) to 34.87, marking an increase of 18.52.
- For Return on Networth / Equity (%), as of Mar 22, the value is 12.47. This value is below the healthy minimum of 15. It has increased from 3.32 (Mar 21) to 12.47, marking an increase of 9.15.
- For Return on Capital Employeed (%), as of Mar 22, the value is 17.81. This value is within the healthy range. It has increased from 9.24 (Mar 21) to 17.81, marking an increase of 8.57.
- For Return On Assets (%), as of Mar 22, the value is 10.59. This value is within the healthy range. It has increased from 2.04 (Mar 21) to 10.59, marking an increase of 8.55.
- For Long Term Debt / Equity (X), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 21) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 22, the value is 0.14. This value is within the healthy range. It has decreased from 0.55 (Mar 21) to 0.14, marking a decrease of 0.41.
- For Asset Turnover Ratio (%), as of Mar 22, the value is 0.21. It has increased from 0.09 (Mar 21) to 0.21, marking an increase of 0.12.
- For Current Ratio (X), as of Mar 22, the value is 6.69. This value exceeds the healthy maximum of 3. It has increased from 2.79 (Mar 21) to 6.69, marking an increase of 3.90.
- For Quick Ratio (X), as of Mar 22, the value is 6.69. This value exceeds the healthy maximum of 2. It has increased from 2.79 (Mar 21) to 6.69, marking an increase of 3.90.
- For Interest Coverage Ratio (X), as of Mar 22, the value is 8.50. This value is within the healthy range. It has increased from 2.03 (Mar 21) to 8.50, marking an increase of 6.47.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 22, the value is 6.78. This value is within the healthy range. It has increased from 1.66 (Mar 21) to 6.78, marking an increase of 5.12.
- For Enterprise Value (Cr.), as of Mar 22, the value is 791.08. It has increased from 620.63 (Mar 21) to 791.08, marking an increase of 170.45.
- For EV / Net Operating Revenue (X), as of Mar 22, the value is 13.99. This value exceeds the healthy maximum of 3. It has decreased from 22.16 (Mar 21) to 13.99, marking a decrease of 8.17.
- For EV / EBITDA (X), as of Mar 22, the value is 27.25. This value exceeds the healthy maximum of 15. It has decreased from 43.41 (Mar 21) to 27.25, marking a decrease of 16.16.
- For MarketCap / Net Operating Revenue (X), as of Mar 22, the value is 13.62. This value exceeds the healthy maximum of 3. It has decreased from 19.88 (Mar 21) to 13.62, marking a decrease of 6.26.
- For Price / BV (X), as of Mar 22, the value is 4.87. This value exceeds the healthy maximum of 3. It has increased from 4.04 (Mar 21) to 4.87, marking an increase of 0.83.
- For Price / Net Operating Revenue (X), as of Mar 22, the value is 13.62. This value exceeds the healthy maximum of 3. It has decreased from 19.88 (Mar 21) to 13.62, marking a decrease of 6.26.
- For EarningsYield, as of Mar 22, the value is 0.02. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 21) to 0.02, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Finkurve Financial Services Ltd:
- Net Profit Margin: 34.89%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 17.81% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 12.47% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 6.78
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 6.69
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 71.1 (Industry average Stock P/E: 53.89)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.14
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 34.89%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 202/A, 2nd Floor, Trade World, D-Wing , Mumbai Maharashtra 400013 | finkurvefinancial@gmail.com http://www.arvog.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Ketan Kothari | Chairman |
| Mr. Priyank Kothari | Non Executive Director |
| Mr. Nishant Ranka | Independent Director |
| Mrs. Aastha Vishal Solanki | Independent Director |
| Mr. Himadri Bhattacharya | Independent Director |
| Mr. Raghupathi Narayanarao Cavale | Independent Director |