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Last Updated: February 17, 2026, 6:08 pm
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 532285 | NSE: GEOJITFSL

Geojit Financial Services Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: February 17, 2026, 6:08 pm

Market Cap 1,898 Cr.
Current Price 68.0
Intrinsic Value₹103.23
High / Low 94.8/60.7
Stock P/E19.1
Book Value 41.8
Dividend Yield2.21 %
ROCE18.8 %
ROE16.8 %
Face Value 1.00
PEG Ratio-3.90

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Geojit Financial Services Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Modern Shares & Stockbrokers Ltd 11.2 Cr. 38.2 53.0/32.553.3 44.40.00 %3.32 %1.74 % 10.0
Monarch Networth Capital Ltd 2,320 Cr. 293 399/26514.5 1110.34 %33.3 %26.2 % 10.0
Monotype India Ltd 31.6 Cr. 0.45 0.90/0.385.05 0.030.00 %286 %% 1.00
Multipurpose Trading & Agencies Ltd 4.02 Cr. 8.12 11.5/7.58 9.250.00 %3.68 %3.38 % 10.0
Munoth Financial Services Ltd 14.6 Cr. 28.4 69.9/24.5 19.90.00 %2.41 %3.38 % 10.0
Industry Average7,430.72 Cr1,245.56108.564,366.080.38%21.71%14.20%7.23

All Competitor Stocks of Geojit Financial Services Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 114111110144152208181218172177153170160
Expenses 7778788794127105124109125106131122
Operating Profit 38333257588176946352483938
OPM % 33%30%29%39%38%39%42%43%37%29%31%23%24%
Other Income 266220000103-9
Interest 23235791185332
Depreciation 78777878888910
Profit before tax 30292948486660764840373016
Tax % 21%1%28%25%24%25%25%26%24%23%26%27%20%
Net Profit 25302237385246573732292314
EPS in Rs 0.871.020.751.301.321.811.602.011.291.120.990.800.46

Last Updated: February 5, 2026, 10:40 pm

Below is a detailed analysis of the quarterly data for Geojit Financial Services Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:

  • For Sales, as of Dec 2025, the value is 160.00 Cr.. The value appears to be declining and may need further review. It has decreased from 170.00 Cr. (Sep 2025) to 160.00 Cr., marking a decrease of 10.00 Cr..
  • For Expenses, as of Dec 2025, the value is 122.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 131.00 Cr. (Sep 2025) to 122.00 Cr., marking a decrease of 9.00 Cr..
  • For Operating Profit, as of Dec 2025, the value is 38.00 Cr.. The value appears to be declining and may need further review. It has decreased from 39.00 Cr. (Sep 2025) to 38.00 Cr., marking a decrease of 1.00 Cr..
  • For OPM %, as of Dec 2025, the value is 24.00%. The value appears strong and on an upward trend. It has increased from 23.00% (Sep 2025) to 24.00%, marking an increase of 1.00%.
  • For Other Income, as of Dec 2025, the value is -9.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3.00 Cr. (Sep 2025) to -9.00 Cr., marking a decrease of 12.00 Cr..
  • For Interest, as of Dec 2025, the value is 2.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 3.00 Cr. (Sep 2025) to 2.00 Cr., marking a decrease of 1.00 Cr..
  • For Depreciation, as of Dec 2025, the value is 10.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9.00 Cr. (Sep 2025) to 10.00 Cr., marking an increase of 1.00 Cr..
  • For Profit before tax, as of Dec 2025, the value is 16.00 Cr.. The value appears to be declining and may need further review. It has decreased from 30.00 Cr. (Sep 2025) to 16.00 Cr., marking a decrease of 14.00 Cr..
  • For Tax %, as of Dec 2025, the value is 20.00%. The value appears to be improving (decreasing) as expected. It has decreased from 27.00% (Sep 2025) to 20.00%, marking a decrease of 7.00%.
  • For Net Profit, as of Dec 2025, the value is 14.00 Cr.. The value appears to be declining and may need further review. It has decreased from 23.00 Cr. (Sep 2025) to 14.00 Cr., marking a decrease of 9.00 Cr..
  • For EPS in Rs, as of Dec 2025, the value is 0.46. The value appears to be declining and may need further review. It has decreased from 0.80 (Sep 2025) to 0.46, marking a decrease of 0.34.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: December 15, 2025, 5:20 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 230321269301363308306426500447623749671
Expenses 153196196200238221204235269292386463470
Operating Profit 781257310212587101191231155237285201
OPM % 34%39%27%34%34%28%33%45%46%35%38%38%30%
Other Income -1195345-6-4111114
Interest 2111123358173218
Depreciation 11101314142125232529293133
Profit before tax -5512062911155870165202119192223154
Tax % 40%31%29%33%33%48%27%25%26%19%25%25%
Net Profit -78824461782851127154101149172121
EPS in Rs -2.752.871.372.042.640.831.694.435.403.485.196.004.20
Dividend Payout % -3%52%62%53%65%103%76%68%48%37%25%25%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)205.13%-46.34%38.64%27.87%-64.10%82.14%149.02%21.26%-34.42%47.52%15.44%
Change in YoY Net Profit Growth (%)0.00%-251.47%84.98%-10.77%-91.97%146.25%66.88%-127.76%-55.68%81.94%-32.09%

Geojit Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:9%
5 Years:20%
3 Years:14%
TTM:5%
Compounded Profit Growth
10 Years:8%
5 Years:27%
3 Years:4%
TTM:-10%
Stock Price CAGR
10 Years:9%
5 Years:17%
3 Years:22%
1 Year:-48%
Return on Equity
10 Years:15%
5 Years:19%
3 Years:17%
Last Year:17%

Last Updated: September 5, 2025, 4:40 am

Balance Sheet

Last Updated: December 4, 2025, 1:16 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 23232324242424242424242828
Reserves 4124454674895345054805686736998081,1311,140
Borrowings 15506022233679114398156131
Other Liabilities 273249216300294356381539639484791722726
Total Liabilities 7237227078188529079091,1681,4161,3212,0202,0362,025
Fixed Assets 89959760609083738599112116123
CWIP 0000000005421
Investments 1151057816518687105131211141726
Other Assets 5195215315936077317211,0811,3191,2071,8901,9011,874
Total Assets 7237227078188529079091,1681,4161,3212,0202,0362,025

Below is a detailed analysis of the balance sheet data for Geojit Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2025, the value is 28.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 28.00 Cr..
  • For Reserves, as of Sep 2025, the value is 1,140.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,131.00 Cr. (Mar 2025) to 1,140.00 Cr., marking an increase of 9.00 Cr..
  • For Borrowings, as of Sep 2025, the value is 131.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 156.00 Cr. (Mar 2025) to 131.00 Cr., marking a decrease of 25.00 Cr..
  • For Other Liabilities, as of Sep 2025, the value is 726.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 722.00 Cr. (Mar 2025) to 726.00 Cr., marking an increase of 4.00 Cr..
  • For Total Liabilities, as of Sep 2025, the value is 2,025.00 Cr.. The value appears to be improving (decreasing). It has decreased from 2,036.00 Cr. (Mar 2025) to 2,025.00 Cr., marking a decrease of 11.00 Cr..
  • For Fixed Assets, as of Sep 2025, the value is 123.00 Cr.. The value appears strong and on an upward trend. It has increased from 116.00 Cr. (Mar 2025) to 123.00 Cr., marking an increase of 7.00 Cr..
  • For CWIP, as of Sep 2025, the value is 1.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2025) to 1.00 Cr., marking a decrease of 1.00 Cr..
  • For Investments, as of Sep 2025, the value is 26.00 Cr.. The value appears strong and on an upward trend. It has increased from 17.00 Cr. (Mar 2025) to 26.00 Cr., marking an increase of 9.00 Cr..
  • For Other Assets, as of Sep 2025, the value is 1,874.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,901.00 Cr. (Mar 2025) to 1,874.00 Cr., marking a decrease of 27.00 Cr..
  • For Total Assets, as of Sep 2025, the value is 2,025.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,036.00 Cr. (Mar 2025) to 2,025.00 Cr., marking a decrease of 11.00 Cr..

Notably, the Reserves (1,140.00 Cr.) exceed the Borrowings (131.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +38464811259-24137-1208338-124167
Cash from Investing Activity +-3216-28-75-999-3089-15-16-15-20
Cash from Financing Activity +-71-8-756-37-64-82-31-26-61210-125
Net Cash Flow-6654-5544131124-6342-397122

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow63.00120.0073.0096.00125.0065.0078.00155.00152.0041.00-161.00129.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 180142147177138155919692816756
Inventory Days
Days Payable
Cash Conversion Cycle 180142147177138155919692816756
Working Capital Days -31-2342-16-4040-162-221-255-179-250-150
ROCE %12%24%12%17%20%11%13%26%27%14%19%19%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Promoters54.68%54.62%54.61%54.61%54.59%54.59%54.59%54.59%55.05%55.05%52.13%51.73%
FIIs1.88%1.72%1.59%1.68%2.59%2.41%3.37%3.77%3.31%3.42%3.53%2.96%
DIIs0.00%0.00%0.00%0.00%0.00%0.00%0.02%0.05%0.04%0.16%0.83%0.83%
Public43.45%43.67%43.81%43.72%42.82%43.01%42.02%41.60%41.59%41.36%43.49%44.49%
No. of Shareholders90,96391,76590,16387,05587,02185,75181,02589,95495,86397,4721,01,8611,00,952

Shareholding Pattern Chart

No. of Shareholders

Geojit Financial Services Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
WhiteOak Capital Multi Cap Fund 316,012 0.08 2.35N/AN/AN/A
WhiteOak Capital Flexi Cap Fund 292,610 0.03 2.17450,0002026-01-26 03:17:02-34.98%
WhiteOak Capital ELSS Tax Saver Fund 55,205 0.09 0.4184,8992026-01-26 03:17:02-34.98%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 1.001.001.001.001.00
Basic EPS (Rs.) 6.186.064.066.315.17
Diluted EPS (Rs.) 6.176.064.066.305.17
Cash EPS (Rs.) 7.087.205.247.346.14
Book Value[Excl.RevalReserv]/Share (Rs.) 41.5238.1233.3632.1227.63
Book Value[Incl.RevalReserv]/Share (Rs.) 41.5238.1233.3632.1227.63
Revenue From Operations / Share (Rs.) 26.8025.6818.3720.9317.83
PBDIT / Share (Rs.) 10.249.956.529.728.04
PBIT / Share (Rs.) 9.148.735.318.687.06
PBT / Share (Rs.) 7.988.034.978.466.93
Net Profit / Share (Rs.) 5.985.994.036.315.17
NP After MI And SOA / Share (Rs.) 6.006.064.066.305.17
PBDIT Margin (%) 38.2138.7235.4746.4145.07
PBIT Margin (%) 34.1134.0028.9141.4739.59
PBT Margin (%) 29.7731.2527.0740.4338.86
Net Profit Margin (%) 22.3223.3121.9530.1228.98
NP After MI And SOA Margin (%) 22.3923.5822.1230.1028.97
Return on Networth / Equity (%) 14.4617.4113.4421.6120.80
Return on Capital Employeed (%) 20.1422.3715.5526.4224.30
Return On Assets (%) 8.227.167.3510.6410.54
Total Debt / Equity (X) 0.090.420.100.060.02
Asset Turnover Ratio (%) 0.360.360.330.400.43
Current Ratio (X) 2.441.722.342.062.25
Quick Ratio (X) 2.441.722.342.062.25
Dividend Payout Ratio (NP) (%) 21.4124.7573.8031.6529.02
Dividend Payout Ratio (CP) (%) 18.0920.6356.9127.1924.40
Earning Retention Ratio (%) 78.5975.2526.2068.3570.98
Cash Earning Retention Ratio (%) 81.9179.3743.0972.8175.60
Interest Coverage Ratio (X) 8.8114.0819.3144.7361.96
Interest Coverage Ratio (Post Tax) (X) 6.149.4812.9530.0340.84
Enterprise Value (Cr.) 1162.69893.71389.39768.14541.98
EV / Net Operating Revenue (X) 1.551.460.881.541.28
EV / EBITDA (X) 4.073.762.503.312.83
MarketCap / Net Operating Revenue (X) 2.672.502.172.992.82
Retention Ratios (%) 78.5875.2426.1968.3470.97
Price / BV (X) 1.731.851.322.142.02
Price / Net Operating Revenue (X) 2.672.502.172.992.82
EarningsYield 0.080.090.100.100.10

After reviewing the key financial ratios for Geojit Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
  • For Basic EPS (Rs.), as of Mar 25, the value is 6.18. This value is within the healthy range. It has increased from 6.06 (Mar 24) to 6.18, marking an increase of 0.12.
  • For Diluted EPS (Rs.), as of Mar 25, the value is 6.17. This value is within the healthy range. It has increased from 6.06 (Mar 24) to 6.17, marking an increase of 0.11.
  • For Cash EPS (Rs.), as of Mar 25, the value is 7.08. This value is within the healthy range. It has decreased from 7.20 (Mar 24) to 7.08, marking a decrease of 0.12.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 41.52. It has increased from 38.12 (Mar 24) to 41.52, marking an increase of 3.40.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 41.52. It has increased from 38.12 (Mar 24) to 41.52, marking an increase of 3.40.
  • For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 26.80. It has increased from 25.68 (Mar 24) to 26.80, marking an increase of 1.12.
  • For PBDIT / Share (Rs.), as of Mar 25, the value is 10.24. This value is within the healthy range. It has increased from 9.95 (Mar 24) to 10.24, marking an increase of 0.29.
  • For PBIT / Share (Rs.), as of Mar 25, the value is 9.14. This value is within the healthy range. It has increased from 8.73 (Mar 24) to 9.14, marking an increase of 0.41.
  • For PBT / Share (Rs.), as of Mar 25, the value is 7.98. This value is within the healthy range. It has decreased from 8.03 (Mar 24) to 7.98, marking a decrease of 0.05.
  • For Net Profit / Share (Rs.), as of Mar 25, the value is 5.98. This value is within the healthy range. It has decreased from 5.99 (Mar 24) to 5.98, marking a decrease of 0.01.
  • For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 6.00. This value is within the healthy range. It has decreased from 6.06 (Mar 24) to 6.00, marking a decrease of 0.06.
  • For PBDIT Margin (%), as of Mar 25, the value is 38.21. This value is within the healthy range. It has decreased from 38.72 (Mar 24) to 38.21, marking a decrease of 0.51.
  • For PBIT Margin (%), as of Mar 25, the value is 34.11. This value exceeds the healthy maximum of 20. It has increased from 34.00 (Mar 24) to 34.11, marking an increase of 0.11.
  • For PBT Margin (%), as of Mar 25, the value is 29.77. This value is within the healthy range. It has decreased from 31.25 (Mar 24) to 29.77, marking a decrease of 1.48.
  • For Net Profit Margin (%), as of Mar 25, the value is 22.32. This value exceeds the healthy maximum of 10. It has decreased from 23.31 (Mar 24) to 22.32, marking a decrease of 0.99.
  • For NP After MI And SOA Margin (%), as of Mar 25, the value is 22.39. This value exceeds the healthy maximum of 20. It has decreased from 23.58 (Mar 24) to 22.39, marking a decrease of 1.19.
  • For Return on Networth / Equity (%), as of Mar 25, the value is 14.46. This value is below the healthy minimum of 15. It has decreased from 17.41 (Mar 24) to 14.46, marking a decrease of 2.95.
  • For Return on Capital Employeed (%), as of Mar 25, the value is 20.14. This value is within the healthy range. It has decreased from 22.37 (Mar 24) to 20.14, marking a decrease of 2.23.
  • For Return On Assets (%), as of Mar 25, the value is 8.22. This value is within the healthy range. It has increased from 7.16 (Mar 24) to 8.22, marking an increase of 1.06.
  • For Total Debt / Equity (X), as of Mar 25, the value is 0.09. This value is within the healthy range. It has decreased from 0.42 (Mar 24) to 0.09, marking a decrease of 0.33.
  • For Asset Turnover Ratio (%), as of Mar 25, the value is 0.36. There is no change compared to the previous period (Mar 24) which recorded 0.36.
  • For Current Ratio (X), as of Mar 25, the value is 2.44. This value is within the healthy range. It has increased from 1.72 (Mar 24) to 2.44, marking an increase of 0.72.
  • For Quick Ratio (X), as of Mar 25, the value is 2.44. This value exceeds the healthy maximum of 2. It has increased from 1.72 (Mar 24) to 2.44, marking an increase of 0.72.
  • For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 21.41. This value is within the healthy range. It has decreased from 24.75 (Mar 24) to 21.41, marking a decrease of 3.34.
  • For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 18.09. This value is below the healthy minimum of 20. It has decreased from 20.63 (Mar 24) to 18.09, marking a decrease of 2.54.
  • For Earning Retention Ratio (%), as of Mar 25, the value is 78.59. This value exceeds the healthy maximum of 70. It has increased from 75.25 (Mar 24) to 78.59, marking an increase of 3.34.
  • For Cash Earning Retention Ratio (%), as of Mar 25, the value is 81.91. This value exceeds the healthy maximum of 70. It has increased from 79.37 (Mar 24) to 81.91, marking an increase of 2.54.
  • For Interest Coverage Ratio (X), as of Mar 25, the value is 8.81. This value is within the healthy range. It has decreased from 14.08 (Mar 24) to 8.81, marking a decrease of 5.27.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 6.14. This value is within the healthy range. It has decreased from 9.48 (Mar 24) to 6.14, marking a decrease of 3.34.
  • For Enterprise Value (Cr.), as of Mar 25, the value is 1,162.69. It has increased from 893.71 (Mar 24) to 1,162.69, marking an increase of 268.98.
  • For EV / Net Operating Revenue (X), as of Mar 25, the value is 1.55. This value is within the healthy range. It has increased from 1.46 (Mar 24) to 1.55, marking an increase of 0.09.
  • For EV / EBITDA (X), as of Mar 25, the value is 4.07. This value is below the healthy minimum of 5. It has increased from 3.76 (Mar 24) to 4.07, marking an increase of 0.31.
  • For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.67. This value is within the healthy range. It has increased from 2.50 (Mar 24) to 2.67, marking an increase of 0.17.
  • For Retention Ratios (%), as of Mar 25, the value is 78.58. This value exceeds the healthy maximum of 70. It has increased from 75.24 (Mar 24) to 78.58, marking an increase of 3.34.
  • For Price / BV (X), as of Mar 25, the value is 1.73. This value is within the healthy range. It has decreased from 1.85 (Mar 24) to 1.73, marking a decrease of 0.12.
  • For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.67. This value is within the healthy range. It has increased from 2.50 (Mar 24) to 2.67, marking an increase of 0.17.
  • For EarningsYield, as of Mar 25, the value is 0.08. This value is below the healthy minimum of 5. It has decreased from 0.09 (Mar 24) to 0.08, marking a decrease of 0.01.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Geojit Financial Services Ltd as of February 17, 2026 is: ₹109.67

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of February 17, 2026, Geojit Financial Services Ltd is Undervalued by 61.28% compared to the current share price ₹68.00

Intrinsic Value of Geojit Financial Services Ltd as of February 17, 2026 is: ₹104.29

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of February 17, 2026, Geojit Financial Services Ltd is Undervalued by 53.37% compared to the current share price ₹68.00

Last 5 Year EPS CAGR: -4.90%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a high average ROCE of 17.83%, which is a positive sign.
  2. The stock has a low average Working Capital Days of -103.75, which is a positive sign.
  3. The company has higher reserves (642.38 cr) compared to borrowings (75.77 cr), indicating strong financial stability.
  4. The company has shown consistent growth in sales (424.15 cr) and profit (116.62 cr) over the years.
  1. The stock has a high average Cash Conversion Cycle of 118.50, which may not be favorable.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Geojit Financial Services Ltd:
    1. Net Profit Margin: 22.32%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 20.14% (Industry Average ROCE: 21.71%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 14.46% (Industry Average ROE: 14.2%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 6.14
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 2.44
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 19.1 (Industry average Stock P/E: 108.56)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0.09
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Geojit Financial Services Ltd. is a Public Limited Listed company incorporated on 24/11/1994 and has its registered office in the State of Kerala, India. Company's Corporate Identification Number(CIN) is L67120KL1994PLC008403 and registration number is 008403. Currently Company is involved in the business activities of Activities auxiliary to financial service activities, except insurance and pension funding. Company's Total Operating Revenue is Rs. 256.32 Cr. and Equity Capital is Rs. 27.90 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance & Investments11th Floor, 34/659-P, Kochi Kerala 682024Contact not found
Management
NamePosition Held
Mr. Chenayappillil John GeorgeChairman & Managing Director
Mr. Jones GeorgeExecutive Director
Mr. Aiyappan Pillai BalakrishnanExecutive Director
Mr. Satish Ramakrishnan MenonExecutive Director
Mr. Mir Mohammed AliNon Exe. & Nominee Director
Mr. Punnoose GeorgeNon Executive Director
Mrs. Alice Geevarghese VaidyanInd. Non-Executive Director
Mr. Radhakrishnan NairInd. Non-Executive Director
Prof. Sebastian MorrisInd. Non-Executive Director
Mr. Rajan Krishnanath MedhekarInd. Non-Executive Director
Mr. Binoy Varghese SamuelInd. Non-Executive Director
Mr. G Pradeep KumarInd. Non-Executive Director

FAQ

What is the intrinsic value of Geojit Financial Services Ltd?

Geojit Financial Services Ltd's intrinsic value (as of 17 February 2026) is ₹104.29 which is 53.37% higher the current market price of ₹68.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,898 Cr. market cap, FY2025-2026 high/low of ₹94.8/60.7, reserves of ₹1,140 Cr, and liabilities of ₹2,025 Cr.

What is the Market Cap of Geojit Financial Services Ltd?

The Market Cap of Geojit Financial Services Ltd is 1,898 Cr..

What is the current Stock Price of Geojit Financial Services Ltd as on 17 February 2026?

The current stock price of Geojit Financial Services Ltd as on 17 February 2026 is ₹68.0.

What is the High / Low of Geojit Financial Services Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Geojit Financial Services Ltd stocks is ₹94.8/60.7.

What is the Stock P/E of Geojit Financial Services Ltd?

The Stock P/E of Geojit Financial Services Ltd is 19.1.

What is the Book Value of Geojit Financial Services Ltd?

The Book Value of Geojit Financial Services Ltd is 41.8.

What is the Dividend Yield of Geojit Financial Services Ltd?

The Dividend Yield of Geojit Financial Services Ltd is 2.21 %.

What is the ROCE of Geojit Financial Services Ltd?

The ROCE of Geojit Financial Services Ltd is 18.8 %.

What is the ROE of Geojit Financial Services Ltd?

The ROE of Geojit Financial Services Ltd is 16.8 %.

What is the Face Value of Geojit Financial Services Ltd?

The Face Value of Geojit Financial Services Ltd is 1.00.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Geojit Financial Services Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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