Share Price and Basic Stock Data
Last Updated: October 18, 2025, 5:09 pm
| PEG Ratio | 394.49 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Geojit Financial Services Ltd operates within the Finance and Investments sector, with its share price currently at ₹78.2 and a market capitalization of ₹2,180 Cr. The company’s revenue has demonstrated fluctuating trends, with sales reported at ₹447 Cr for FY 2023, a decline from ₹500 Cr in FY 2022. However, a significant recovery is noted with sales rising to ₹623 Cr in FY 2024 and further increasing to ₹749 Cr in FY 2025. Quarterly sales have also shown growth, particularly in Q2 FY 2024, where it reached ₹218 Cr, compared to ₹144 Cr in Q3 FY 2023. This upward trajectory reflects a positive market response, bolstered by an increase in client transactions and a growing investor base. The operating profit margin (OPM) stood at 31%, indicating robust operational efficiency amidst varying sales performance. This performance showcases Geojit’s ability to adapt to market conditions, aligning with broader trends in the financial services industry.
Profitability and Efficiency Metrics
Geojit Financial Services has reported a commendable net profit of ₹172 Cr for FY 2025, an increase from ₹154 Cr in FY 2022 and ₹101 Cr in FY 2023. The net profit margin improved to 23.31% in FY 2024, highlighting the company’s ability to manage costs effectively while enhancing profitability. The return on equity (ROE) is notably high at 16.8%, while return on capital employed (ROCE) stands at 18.8%. These metrics indicate efficient use of equity and capital, providing a strong return to shareholders. The interest coverage ratio (ICR) is robust at 14.08x, suggesting that Geojit is well-positioned to meet its debt obligations comfortably. Additionally, the cash conversion cycle (CCC) has improved to 56 days, reflecting better efficiency in managing working capital. However, the declining OPM from 46% in FY 2022 to 38% in FY 2024 raises concerns about cost management and competitive pressures in the market.
Balance Sheet Strength and Financial Ratios
Geojit’s balance sheet reflects a solid financial foundation, with total reserves increasing significantly to ₹1,131 Cr in FY 2025 from ₹699 Cr in FY 2023. This growth in reserves is crucial for supporting future business operations and expansions. The company’s borrowings decreased to ₹156 Cr, suggesting prudent debt management, particularly in contrast to its total liabilities of ₹2,036 Cr. The debt-to-equity ratio stands at 0.42, indicating a manageable level of debt relative to equity, which is favorable compared to typical industry benchmarks. The current and quick ratios are both at 1.72, demonstrating adequate liquidity to cover short-term obligations. The price-to-book value (P/BV) ratio is at 1.85x, which is reasonable within the finance sector, suggesting that the stock is fairly valued relative to its book value. Overall, Geojit showcases a balanced approach to leveraging its assets while maintaining financial stability.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Geojit Financial Services indicates a strong promoter holding of 52.13%, which has decreased from 56.22% in September 2022. This decline may raise concerns regarding insider confidence, although the current level remains substantial. Foreign institutional investors (FIIs) have increased their stake to 3.53%, up from 2.08% in September 2022, reflecting growing interest from international players. Domestic institutional investors (DIIs) hold a minor stake of 0.83%, suggesting limited institutional presence. Public shareholding stands at 43.49%, indicating a broad base of retail investors. The total number of shareholders has risen to 101,861, which reflects increasing retail participation and confidence in the company’s performance. This diverse ownership structure can provide stability, but the declining promoter share could potentially affect governance and strategic decision-making.
Outlook, Risks, and Final Insight
If Geojit Financial Services can sustain its revenue growth and effectively manage operating costs, it may enhance profitability and shareholder value. The ongoing focus on improving operational efficiency, alongside maintaining a healthy balance sheet, could further solidify its market position. However, risks such as increasing competition in the financial services sector and potential regulatory changes could impact future growth. Additionally, fluctuations in investor sentiment and market dynamics may pose challenges. Should the company successfully navigate these risks while leveraging its strengths in profitability and liquidity, it may continue to attract investor interest and achieve long-term growth, reinforcing its status as a key player in the Indian financial landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Geojit Financial Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.1 Cr. | 41.3 | 67.7/36.4 | 43.2 | 43.5 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,445 Cr. | 308 | 495/280 | 15.8 | 102 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 37.3 Cr. | 0.53 | 2.42/0.46 | 3.62 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.49 Cr. | 9.08 | 12.7/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 24.4 Cr. | 47.6 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,763.07 Cr | 1,429.69 | 132.51 | 3,769.18 | 0.31% | 21.70% | 14.20% | 7.28 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 102 | 112 | 114 | 111 | 110 | 144 | 152 | 208 | 181 | 218 | 172 | 177 | 153 |
| Expenses | 65 | 72 | 77 | 78 | 78 | 87 | 94 | 127 | 105 | 124 | 109 | 125 | 106 |
| Operating Profit | 37 | 40 | 38 | 33 | 32 | 57 | 58 | 81 | 76 | 94 | 63 | 52 | 48 |
| OPM % | 36% | 36% | 33% | 30% | 29% | 39% | 38% | 39% | 42% | 43% | 37% | 29% | 31% |
| Other Income | 0 | 0 | 2 | 6 | 6 | 2 | 2 | 0 | 0 | 0 | 0 | 1 | 0 |
| Interest | 2 | 1 | 2 | 3 | 2 | 3 | 5 | 7 | 9 | 11 | 8 | 5 | 3 |
| Depreciation | 7 | 7 | 7 | 8 | 7 | 7 | 7 | 8 | 7 | 8 | 8 | 8 | 8 |
| Profit before tax | 29 | 31 | 30 | 29 | 29 | 48 | 48 | 66 | 60 | 76 | 48 | 40 | 37 |
| Tax % | 26% | 27% | 21% | 1% | 28% | 25% | 24% | 25% | 25% | 26% | 24% | 23% | 26% |
| Net Profit | 22 | 24 | 25 | 30 | 22 | 37 | 38 | 52 | 46 | 57 | 37 | 32 | 29 |
| EPS in Rs | 0.76 | 0.83 | 0.87 | 1.02 | 0.75 | 1.30 | 1.32 | 1.81 | 1.60 | 2.01 | 1.29 | 1.12 | 0.99 |
Last Updated: August 1, 2025, 9:05 pm
Below is a detailed analysis of the quarterly data for Geojit Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 153.00 Cr.. The value appears to be declining and may need further review. It has decreased from 177.00 Cr. (Mar 2025) to 153.00 Cr., marking a decrease of 24.00 Cr..
- For Expenses, as of Jun 2025, the value is 106.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 125.00 Cr. (Mar 2025) to 106.00 Cr., marking a decrease of 19.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 48.00 Cr.. The value appears to be declining and may need further review. It has decreased from 52.00 Cr. (Mar 2025) to 48.00 Cr., marking a decrease of 4.00 Cr..
- For OPM %, as of Jun 2025, the value is 31.00%. The value appears strong and on an upward trend. It has increased from 29.00% (Mar 2025) to 31.00%, marking an increase of 2.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 1.00 Cr..
- For Interest, as of Jun 2025, the value is 3.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 5.00 Cr. (Mar 2025) to 3.00 Cr., marking a decrease of 2.00 Cr..
- For Depreciation, as of Jun 2025, the value is 8.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 8.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 37.00 Cr.. The value appears to be declining and may need further review. It has decreased from 40.00 Cr. (Mar 2025) to 37.00 Cr., marking a decrease of 3.00 Cr..
- For Tax %, as of Jun 2025, the value is 26.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Mar 2025) to 26.00%, marking an increase of 3.00%.
- For Net Profit, as of Jun 2025, the value is 29.00 Cr.. The value appears to be declining and may need further review. It has decreased from 32.00 Cr. (Mar 2025) to 29.00 Cr., marking a decrease of 3.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.99. The value appears to be declining and may need further review. It has decreased from 1.12 (Mar 2025) to 0.99, marking a decrease of 0.13.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: July 22, 2025, 3:49 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 230 | 321 | 269 | 301 | 363 | 308 | 306 | 426 | 500 | 447 | 623 | 749 | 720 |
| Expenses | 153 | 196 | 196 | 200 | 238 | 221 | 204 | 235 | 269 | 292 | 386 | 463 | 464 |
| Operating Profit | 78 | 125 | 73 | 102 | 125 | 87 | 101 | 191 | 231 | 155 | 237 | 285 | 256 |
| OPM % | 34% | 39% | 27% | 34% | 34% | 28% | 33% | 45% | 46% | 35% | 38% | 38% | 36% |
| Other Income | -119 | 5 | 3 | 4 | 5 | -6 | -4 | 1 | 1 | 1 | 1 | 1 | 1 |
| Interest | 2 | 1 | 1 | 1 | 1 | 2 | 3 | 3 | 5 | 8 | 17 | 32 | 27 |
| Depreciation | 11 | 10 | 13 | 14 | 14 | 21 | 25 | 23 | 25 | 29 | 29 | 31 | 32 |
| Profit before tax | -55 | 120 | 62 | 91 | 115 | 58 | 70 | 165 | 202 | 119 | 192 | 223 | 200 |
| Tax % | 40% | 31% | 29% | 33% | 33% | 48% | 27% | 25% | 26% | 19% | 25% | 25% | |
| Net Profit | -78 | 82 | 44 | 61 | 78 | 28 | 51 | 127 | 154 | 101 | 149 | 172 | 155 |
| EPS in Rs | -2.75 | 2.87 | 1.37 | 2.04 | 2.64 | 0.83 | 1.69 | 4.43 | 5.40 | 3.48 | 5.19 | 6.00 | 5.41 |
| Dividend Payout % | -3% | 52% | 62% | 53% | 65% | 103% | 76% | 68% | 48% | 37% | 25% | 25% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 205.13% | -46.34% | 38.64% | 27.87% | -64.10% | 82.14% | 149.02% | 21.26% | -34.42% | 47.52% | 15.44% |
| Change in YoY Net Profit Growth (%) | 0.00% | -251.47% | 84.98% | -10.77% | -91.97% | 146.25% | 66.88% | -127.76% | -55.68% | 81.94% | -32.09% |
Geojit Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 20% |
| 3 Years: | 14% |
| TTM: | 5% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 27% |
| 3 Years: | 4% |
| TTM: | -10% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 17% |
| 3 Years: | 22% |
| 1 Year: | -48% |
| Return on Equity | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 19% |
| 3 Years: | 17% |
| Last Year: | 17% |
Last Updated: September 5, 2025, 4:40 am
Balance Sheet
Last Updated: July 25, 2025, 3:12 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 23 | 23 | 23 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 28 |
| Reserves | 412 | 445 | 467 | 489 | 534 | 505 | 480 | 568 | 673 | 699 | 808 | 1,131 |
| Borrowings | 15 | 5 | 0 | 6 | 0 | 22 | 23 | 36 | 79 | 114 | 398 | 156 |
| Other Liabilities | 273 | 249 | 216 | 300 | 294 | 356 | 381 | 539 | 639 | 484 | 791 | 722 |
| Total Liabilities | 723 | 722 | 707 | 818 | 852 | 907 | 909 | 1,168 | 1,416 | 1,321 | 2,020 | 2,036 |
| Fixed Assets | 89 | 95 | 97 | 60 | 60 | 90 | 83 | 73 | 85 | 99 | 112 | 116 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 4 | 2 |
| Investments | 115 | 105 | 78 | 165 | 186 | 87 | 105 | 13 | 12 | 11 | 14 | 17 |
| Other Assets | 519 | 521 | 531 | 593 | 607 | 731 | 721 | 1,081 | 1,319 | 1,207 | 1,890 | 1,901 |
| Total Assets | 723 | 722 | 707 | 818 | 852 | 907 | 909 | 1,168 | 1,416 | 1,321 | 2,020 | 2,036 |
Below is a detailed analysis of the balance sheet data for Geojit Financial Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 28.00 Cr.. The value appears strong and on an upward trend. It has increased from 24.00 Cr. (Mar 2024) to 28.00 Cr., marking an increase of 4.00 Cr..
- For Reserves, as of Mar 2025, the value is 1,131.00 Cr.. The value appears strong and on an upward trend. It has increased from 808.00 Cr. (Mar 2024) to 1,131.00 Cr., marking an increase of 323.00 Cr..
- For Borrowings, as of Mar 2025, the value is 156.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 398.00 Cr. (Mar 2024) to 156.00 Cr., marking a decrease of 242.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 722.00 Cr.. The value appears to be improving (decreasing). It has decreased from 791.00 Cr. (Mar 2024) to 722.00 Cr., marking a decrease of 69.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 2,036.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,020.00 Cr. (Mar 2024) to 2,036.00 Cr., marking an increase of 16.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 116.00 Cr.. The value appears strong and on an upward trend. It has increased from 112.00 Cr. (Mar 2024) to 116.00 Cr., marking an increase of 4.00 Cr..
- For CWIP, as of Mar 2025, the value is 2.00 Cr.. The value appears to be declining and may need further review. It has decreased from 4.00 Cr. (Mar 2024) to 2.00 Cr., marking a decrease of 2.00 Cr..
- For Investments, as of Mar 2025, the value is 17.00 Cr.. The value appears strong and on an upward trend. It has increased from 14.00 Cr. (Mar 2024) to 17.00 Cr., marking an increase of 3.00 Cr..
- For Other Assets, as of Mar 2025, the value is 1,901.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,890.00 Cr. (Mar 2024) to 1,901.00 Cr., marking an increase of 11.00 Cr..
- For Total Assets, as of Mar 2025, the value is 2,036.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,020.00 Cr. (Mar 2024) to 2,036.00 Cr., marking an increase of 16.00 Cr..
Notably, the Reserves (1,131.00 Cr.) exceed the Borrowings (156.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 63.00 | 120.00 | 73.00 | 96.00 | 125.00 | 65.00 | 78.00 | 155.00 | 152.00 | 41.00 | -161.00 | 129.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 180 | 142 | 147 | 177 | 138 | 155 | 91 | 96 | 92 | 81 | 67 | 56 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 180 | 142 | 147 | 177 | 138 | 155 | 91 | 96 | 92 | 81 | 67 | 56 |
| Working Capital Days | -31 | -23 | 42 | -16 | -40 | 40 | -162 | -221 | -255 | -179 | -250 | -150 |
| ROCE % | 12% | 24% | 12% | 17% | 20% | 11% | 13% | 26% | 27% | 14% | 19% | 19% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 6.18 | 6.06 | 4.06 | 6.31 | 5.17 |
| Diluted EPS (Rs.) | 6.17 | 6.06 | 4.06 | 6.30 | 5.17 |
| Cash EPS (Rs.) | 7.08 | 7.20 | 5.24 | 7.34 | 6.14 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 41.52 | 38.12 | 33.36 | 32.12 | 27.63 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 41.52 | 38.12 | 33.36 | 32.12 | 27.63 |
| Revenue From Operations / Share (Rs.) | 26.80 | 25.68 | 18.37 | 20.93 | 17.83 |
| PBDIT / Share (Rs.) | 10.24 | 9.95 | 6.52 | 9.72 | 8.04 |
| PBIT / Share (Rs.) | 9.14 | 8.73 | 5.31 | 8.68 | 7.06 |
| PBT / Share (Rs.) | 7.98 | 8.03 | 4.97 | 8.46 | 6.93 |
| Net Profit / Share (Rs.) | 5.98 | 5.99 | 4.03 | 6.31 | 5.17 |
| NP After MI And SOA / Share (Rs.) | 6.00 | 6.06 | 4.06 | 6.30 | 5.17 |
| PBDIT Margin (%) | 38.21 | 38.72 | 35.47 | 46.41 | 45.07 |
| PBIT Margin (%) | 34.11 | 34.00 | 28.91 | 41.47 | 39.59 |
| PBT Margin (%) | 29.77 | 31.25 | 27.07 | 40.43 | 38.86 |
| Net Profit Margin (%) | 22.32 | 23.31 | 21.95 | 30.12 | 28.98 |
| NP After MI And SOA Margin (%) | 22.39 | 23.58 | 22.12 | 30.10 | 28.97 |
| Return on Networth / Equity (%) | 14.46 | 17.41 | 13.44 | 21.61 | 20.80 |
| Return on Capital Employeed (%) | 20.14 | 22.37 | 15.55 | 26.42 | 24.30 |
| Return On Assets (%) | 8.22 | 7.16 | 7.35 | 10.64 | 10.54 |
| Total Debt / Equity (X) | 0.09 | 0.42 | 0.10 | 0.06 | 0.02 |
| Asset Turnover Ratio (%) | 0.36 | 0.36 | 0.33 | 0.40 | 0.43 |
| Current Ratio (X) | 2.44 | 1.72 | 2.34 | 2.06 | 2.25 |
| Quick Ratio (X) | 2.44 | 1.72 | 2.34 | 2.06 | 2.25 |
| Dividend Payout Ratio (NP) (%) | 21.41 | 24.75 | 73.80 | 31.65 | 29.02 |
| Dividend Payout Ratio (CP) (%) | 18.09 | 20.63 | 56.91 | 27.19 | 24.40 |
| Earning Retention Ratio (%) | 78.59 | 75.25 | 26.20 | 68.35 | 70.98 |
| Cash Earning Retention Ratio (%) | 81.91 | 79.37 | 43.09 | 72.81 | 75.60 |
| Interest Coverage Ratio (X) | 8.81 | 14.08 | 19.31 | 44.73 | 61.96 |
| Interest Coverage Ratio (Post Tax) (X) | 6.14 | 9.48 | 12.95 | 30.03 | 40.84 |
| Enterprise Value (Cr.) | 1162.69 | 893.71 | 389.39 | 768.14 | 541.98 |
| EV / Net Operating Revenue (X) | 1.55 | 1.46 | 0.88 | 1.54 | 1.28 |
| EV / EBITDA (X) | 4.07 | 3.76 | 2.50 | 3.31 | 2.83 |
| MarketCap / Net Operating Revenue (X) | 2.67 | 2.50 | 2.17 | 2.99 | 2.82 |
| Retention Ratios (%) | 78.58 | 75.24 | 26.19 | 68.34 | 70.97 |
| Price / BV (X) | 1.73 | 1.85 | 1.32 | 2.14 | 2.02 |
| Price / Net Operating Revenue (X) | 2.67 | 2.50 | 2.17 | 2.99 | 2.82 |
| EarningsYield | 0.08 | 0.09 | 0.10 | 0.10 | 0.10 |
After reviewing the key financial ratios for Geojit Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 6.18. This value is within the healthy range. It has increased from 6.06 (Mar 24) to 6.18, marking an increase of 0.12.
- For Diluted EPS (Rs.), as of Mar 25, the value is 6.17. This value is within the healthy range. It has increased from 6.06 (Mar 24) to 6.17, marking an increase of 0.11.
- For Cash EPS (Rs.), as of Mar 25, the value is 7.08. This value is within the healthy range. It has decreased from 7.20 (Mar 24) to 7.08, marking a decrease of 0.12.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 41.52. It has increased from 38.12 (Mar 24) to 41.52, marking an increase of 3.40.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 41.52. It has increased from 38.12 (Mar 24) to 41.52, marking an increase of 3.40.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 26.80. It has increased from 25.68 (Mar 24) to 26.80, marking an increase of 1.12.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 10.24. This value is within the healthy range. It has increased from 9.95 (Mar 24) to 10.24, marking an increase of 0.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is 9.14. This value is within the healthy range. It has increased from 8.73 (Mar 24) to 9.14, marking an increase of 0.41.
- For PBT / Share (Rs.), as of Mar 25, the value is 7.98. This value is within the healthy range. It has decreased from 8.03 (Mar 24) to 7.98, marking a decrease of 0.05.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 5.98. This value is within the healthy range. It has decreased from 5.99 (Mar 24) to 5.98, marking a decrease of 0.01.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 6.00. This value is within the healthy range. It has decreased from 6.06 (Mar 24) to 6.00, marking a decrease of 0.06.
- For PBDIT Margin (%), as of Mar 25, the value is 38.21. This value is within the healthy range. It has decreased from 38.72 (Mar 24) to 38.21, marking a decrease of 0.51.
- For PBIT Margin (%), as of Mar 25, the value is 34.11. This value exceeds the healthy maximum of 20. It has increased from 34.00 (Mar 24) to 34.11, marking an increase of 0.11.
- For PBT Margin (%), as of Mar 25, the value is 29.77. This value is within the healthy range. It has decreased from 31.25 (Mar 24) to 29.77, marking a decrease of 1.48.
- For Net Profit Margin (%), as of Mar 25, the value is 22.32. This value exceeds the healthy maximum of 10. It has decreased from 23.31 (Mar 24) to 22.32, marking a decrease of 0.99.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 22.39. This value exceeds the healthy maximum of 20. It has decreased from 23.58 (Mar 24) to 22.39, marking a decrease of 1.19.
- For Return on Networth / Equity (%), as of Mar 25, the value is 14.46. This value is below the healthy minimum of 15. It has decreased from 17.41 (Mar 24) to 14.46, marking a decrease of 2.95.
- For Return on Capital Employeed (%), as of Mar 25, the value is 20.14. This value is within the healthy range. It has decreased from 22.37 (Mar 24) to 20.14, marking a decrease of 2.23.
- For Return On Assets (%), as of Mar 25, the value is 8.22. This value is within the healthy range. It has increased from 7.16 (Mar 24) to 8.22, marking an increase of 1.06.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.09. This value is within the healthy range. It has decreased from 0.42 (Mar 24) to 0.09, marking a decrease of 0.33.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.36. There is no change compared to the previous period (Mar 24) which recorded 0.36.
- For Current Ratio (X), as of Mar 25, the value is 2.44. This value is within the healthy range. It has increased from 1.72 (Mar 24) to 2.44, marking an increase of 0.72.
- For Quick Ratio (X), as of Mar 25, the value is 2.44. This value exceeds the healthy maximum of 2. It has increased from 1.72 (Mar 24) to 2.44, marking an increase of 0.72.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 21.41. This value is within the healthy range. It has decreased from 24.75 (Mar 24) to 21.41, marking a decrease of 3.34.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 18.09. This value is below the healthy minimum of 20. It has decreased from 20.63 (Mar 24) to 18.09, marking a decrease of 2.54.
- For Earning Retention Ratio (%), as of Mar 25, the value is 78.59. This value exceeds the healthy maximum of 70. It has increased from 75.25 (Mar 24) to 78.59, marking an increase of 3.34.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 81.91. This value exceeds the healthy maximum of 70. It has increased from 79.37 (Mar 24) to 81.91, marking an increase of 2.54.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 8.81. This value is within the healthy range. It has decreased from 14.08 (Mar 24) to 8.81, marking a decrease of 5.27.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 6.14. This value is within the healthy range. It has decreased from 9.48 (Mar 24) to 6.14, marking a decrease of 3.34.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,162.69. It has increased from 893.71 (Mar 24) to 1,162.69, marking an increase of 268.98.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 1.55. This value is within the healthy range. It has increased from 1.46 (Mar 24) to 1.55, marking an increase of 0.09.
- For EV / EBITDA (X), as of Mar 25, the value is 4.07. This value is below the healthy minimum of 5. It has increased from 3.76 (Mar 24) to 4.07, marking an increase of 0.31.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.67. This value is within the healthy range. It has increased from 2.50 (Mar 24) to 2.67, marking an increase of 0.17.
- For Retention Ratios (%), as of Mar 25, the value is 78.58. This value exceeds the healthy maximum of 70. It has increased from 75.24 (Mar 24) to 78.58, marking an increase of 3.34.
- For Price / BV (X), as of Mar 25, the value is 1.73. This value is within the healthy range. It has decreased from 1.85 (Mar 24) to 1.73, marking a decrease of 0.12.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.67. This value is within the healthy range. It has increased from 2.50 (Mar 24) to 2.67, marking an increase of 0.17.
- For EarningsYield, as of Mar 25, the value is 0.08. This value is below the healthy minimum of 5. It has decreased from 0.09 (Mar 24) to 0.08, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Geojit Financial Services Ltd:
- Net Profit Margin: 22.32%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 20.14% (Industry Average ROCE: 21.7%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 14.46% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 6.14
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.44
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 14.6 (Industry average Stock P/E: 132.51)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.09
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 22.32%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 11th Floor, 34/659-P, Kochi Kerala 682024 | mailus@geojit.com http://www.geojit.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Chenayappillil John George | Chairman & Managing Director |
| Mr. Jones George | Executive Director |
| Mr. Aiyappan Pillai Balakrishnan | Executive Director |
| Mr. Satish Ramakrishnan Menon | Executive Director |
| Mr. Mir Mohammed Ali | Non Exe. & Nominee Director |
| Mr. Punnoose George | Non Executive Director |
| Mrs. Alice Geevarghese Vaidyan | Ind. Non-Executive Director |
| Mr. Radhakrishnan Nair | Ind. Non-Executive Director |
| Prof. Sebastian Morris | Ind. Non-Executive Director |
| Mr. Rajan Krishnanath Medhekar | Ind. Non-Executive Director |
| Mr. Binoy Varghese Samuel | Ind. Non-Executive Director |
| Mr. G Pradeep Kumar | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Geojit Financial Services Ltd?
Geojit Financial Services Ltd's intrinsic value (as of 18 October 2025) is 82.98 which is 5.30% higher the current market price of 78.80, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 2,198 Cr. market cap, FY2025-2026 high/low of 144/60.7, reserves of ₹1,131 Cr, and liabilities of 2,036 Cr.
What is the Market Cap of Geojit Financial Services Ltd?
The Market Cap of Geojit Financial Services Ltd is 2,198 Cr..
What is the current Stock Price of Geojit Financial Services Ltd as on 18 October 2025?
The current stock price of Geojit Financial Services Ltd as on 18 October 2025 is 78.8.
What is the High / Low of Geojit Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Geojit Financial Services Ltd stocks is 144/60.7.
What is the Stock P/E of Geojit Financial Services Ltd?
The Stock P/E of Geojit Financial Services Ltd is 14.6.
What is the Book Value of Geojit Financial Services Ltd?
The Book Value of Geojit Financial Services Ltd is 41.5.
What is the Dividend Yield of Geojit Financial Services Ltd?
The Dividend Yield of Geojit Financial Services Ltd is 1.90 %.
What is the ROCE of Geojit Financial Services Ltd?
The ROCE of Geojit Financial Services Ltd is 18.8 %.
What is the ROE of Geojit Financial Services Ltd?
The ROE of Geojit Financial Services Ltd is 16.8 %.
What is the Face Value of Geojit Financial Services Ltd?
The Face Value of Geojit Financial Services Ltd is 1.00.