Share Price and Basic Stock Data
Last Updated: January 7, 2026, 10:43 pm
| PEG Ratio | -3.67 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Geojit Financial Services Ltd, operating within the Finance & Investments sector, reported a share price of ₹75.2 and a market capitalization of ₹2,102 Cr as of the latest figures. The company has shown resilience in its revenue generation, with sales figures recorded at ₹500 Cr for the fiscal year ending March 2022, which increased to ₹671 Cr in the trailing twelve months (TTM) period. For FY 2025, sales are projected to stand at ₹749 Cr, indicating a robust growth trajectory in the coming years. Quarterly sales also depict a positive trend, with the most recent quarter ending September 2023 reporting sales of ₹144 Cr, increasing to ₹218 Cr by September 2024. This consistent revenue growth can be attributed to Geojit’s strategic positioning in a competitive market, leveraging its strong brand presence and comprehensive service offerings, including retail equity, mutual funds, and other investment products. The company’s operational efficiency is further evidenced by its operating profit margin (OPM) of 23% and a strong return on equity (ROE) of 16.8%, which are favorable compared to typical sector ranges.
Profitability and Efficiency Metrics
Geojit Financial Services Ltd has demonstrated commendable profitability metrics, with a net profit of ₹121 Cr for the TTM period. The operating profit margin (OPM) stood at 30% for FY 2023, reflecting a solid ability to manage operational costs effectively. The company’s quarterly performance further illustrates this trend, with the OPM reaching 39% in September 2023. Additionally, the interest coverage ratio (ICR) reported at 8.81x indicates a strong ability to meet interest obligations, showcasing financial stability and operational efficiency. The return on capital employed (ROCE) for FY 2025 is recorded at 20.14%, reflecting effective utilization of capital in generating profits. However, the company faces challenges in maintaining consistent net profit margins, which declined to 22.32% in FY 2025 from 30.12% in FY 2022. This fluctuation necessitates close monitoring to ensure that profitability remains robust in the face of rising operational costs.
Balance Sheet Strength and Financial Ratios
The balance sheet of Geojit Financial Services Ltd exhibits strength, with total assets reported at ₹2,036 Cr for FY 2025, supported by reserves of ₹1,131 Cr. Borrowings are relatively low at ₹156 Cr, translating to a debt-to-equity ratio of 0.09, indicating minimal financial leverage and a low risk of insolvency. The company’s current ratio stands at 2.44, significantly above the typical sector benchmark, suggesting strong liquidity and the ability to cover short-term obligations. Additionally, the book value per share increased to ₹41.52, reinforcing shareholder equity. The cash earnings retention ratio of 81.91% indicates that Geojit is effectively retaining earnings to support future growth. However, the total liabilities of ₹2,036 Cr compared to total assets could prompt scrutiny regarding financial leverage in future expansion initiatives. Overall, the balance sheet reflects a strong foundation, although the company must remain vigilant about managing its liabilities and ensuring sustainable growth.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Geojit Financial Services Ltd reveals a diverse ownership structure, with promoters holding 51.73% of the equity as of September 2025. This is a slight decline from earlier periods, indicating a gradual shift in ownership dynamics. Foreign institutional investors (FIIs) accounted for 2.96%, while domestic institutional investors (DIIs) held 0.83%, reflecting a cautious institutional interest. The public shareholding stood at 44.49%, showcasing significant retail investor confidence. The number of shareholders increased to 100,952, suggesting growing retail participation in the company. However, the declining promoter stake may raise concerns about long-term commitment and alignment with shareholder interests. Investor confidence is bolstered by Geojit’s strong financial performance and profitability metrics, which are attractive in the current market landscape. The company’s ability to maintain its market position and attract institutional investment will be crucial for sustaining growth and enhancing shareholder value.
Outlook, Risks, and Final Insight
The outlook for Geojit Financial Services Ltd appears positive, driven by strong revenue growth and solid profitability metrics. However, potential risks include rising operational costs that could pressure profit margins and fluctuations in market conditions affecting investment performance. Additionally, the company’s reliance on retail investors may expose it to market volatility, impacting liquidity and stock performance. Geojit must navigate these challenges by implementing effective cost management strategies and enhancing its service offerings to attract a broader client base. If the company can sustain its growth trajectory and effectively manage its operational efficiencies, it stands to benefit from the expanding financial services market in India. Conversely, failure to adapt to changing market dynamics could pose significant risks to its financial health and investor confidence. Overall, Geojit’s strong fundamentals provide a solid foundation for future growth, but vigilance in risk management will be essential.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.7 Cr. | 40.0 | 61.5/36.4 | 46.9 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,451 Cr. | 307 | 484/280 | 15.8 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 30.2 Cr. | 0.43 | 1.65/0.38 | 4.19 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.04 Cr. | 10.2 | 11.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 20.8 Cr. | 40.5 | 69.9/38.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,299.15 Cr | 1,354.55 | 76.89 | 3,844.57 | 0.35% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 112 | 114 | 111 | 110 | 144 | 152 | 208 | 181 | 218 | 172 | 177 | 153 | 170 |
| Expenses | 72 | 77 | 78 | 78 | 87 | 94 | 127 | 105 | 124 | 109 | 125 | 106 | 131 |
| Operating Profit | 40 | 38 | 33 | 32 | 57 | 58 | 81 | 76 | 94 | 63 | 52 | 48 | 39 |
| OPM % | 36% | 33% | 30% | 29% | 39% | 38% | 39% | 42% | 43% | 37% | 29% | 31% | 23% |
| Other Income | 0 | 2 | 6 | 6 | 2 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 3 |
| Interest | 1 | 2 | 3 | 2 | 3 | 5 | 7 | 9 | 11 | 8 | 5 | 3 | 3 |
| Depreciation | 7 | 7 | 8 | 7 | 7 | 7 | 8 | 7 | 8 | 8 | 8 | 8 | 9 |
| Profit before tax | 31 | 30 | 29 | 29 | 48 | 48 | 66 | 60 | 76 | 48 | 40 | 37 | 30 |
| Tax % | 27% | 21% | 1% | 28% | 25% | 24% | 25% | 25% | 26% | 24% | 23% | 26% | 27% |
| Net Profit | 24 | 25 | 30 | 22 | 37 | 38 | 52 | 46 | 57 | 37 | 32 | 29 | 23 |
| EPS in Rs | 0.83 | 0.87 | 1.02 | 0.75 | 1.30 | 1.32 | 1.81 | 1.60 | 2.01 | 1.29 | 1.12 | 0.99 | 0.80 |
Last Updated: January 1, 2026, 4:16 pm
Below is a detailed analysis of the quarterly data for Geojit Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 170.00 Cr.. The value appears strong and on an upward trend. It has increased from 153.00 Cr. (Jun 2025) to 170.00 Cr., marking an increase of 17.00 Cr..
- For Expenses, as of Sep 2025, the value is 131.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 106.00 Cr. (Jun 2025) to 131.00 Cr., marking an increase of 25.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 39.00 Cr.. The value appears to be declining and may need further review. It has decreased from 48.00 Cr. (Jun 2025) to 39.00 Cr., marking a decrease of 9.00 Cr..
- For OPM %, as of Sep 2025, the value is 23.00%. The value appears to be declining and may need further review. It has decreased from 31.00% (Jun 2025) to 23.00%, marking a decrease of 8.00%.
- For Other Income, as of Sep 2025, the value is 3.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Jun 2025) to 3.00 Cr., marking an increase of 3.00 Cr..
- For Interest, as of Sep 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 3.00 Cr..
- For Depreciation, as of Sep 2025, the value is 9.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 8.00 Cr. (Jun 2025) to 9.00 Cr., marking an increase of 1.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 30.00 Cr.. The value appears to be declining and may need further review. It has decreased from 37.00 Cr. (Jun 2025) to 30.00 Cr., marking a decrease of 7.00 Cr..
- For Tax %, as of Sep 2025, the value is 27.00%. The value appears to be increasing, which may not be favorable. It has increased from 26.00% (Jun 2025) to 27.00%, marking an increase of 1.00%.
- For Net Profit, as of Sep 2025, the value is 23.00 Cr.. The value appears to be declining and may need further review. It has decreased from 29.00 Cr. (Jun 2025) to 23.00 Cr., marking a decrease of 6.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.80. The value appears to be declining and may need further review. It has decreased from 0.99 (Jun 2025) to 0.80, marking a decrease of 0.19.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:20 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 230 | 321 | 269 | 301 | 363 | 308 | 306 | 426 | 500 | 447 | 623 | 749 | 671 |
| Expenses | 153 | 196 | 196 | 200 | 238 | 221 | 204 | 235 | 269 | 292 | 386 | 463 | 470 |
| Operating Profit | 78 | 125 | 73 | 102 | 125 | 87 | 101 | 191 | 231 | 155 | 237 | 285 | 201 |
| OPM % | 34% | 39% | 27% | 34% | 34% | 28% | 33% | 45% | 46% | 35% | 38% | 38% | 30% |
| Other Income | -119 | 5 | 3 | 4 | 5 | -6 | -4 | 1 | 1 | 1 | 1 | 1 | 4 |
| Interest | 2 | 1 | 1 | 1 | 1 | 2 | 3 | 3 | 5 | 8 | 17 | 32 | 18 |
| Depreciation | 11 | 10 | 13 | 14 | 14 | 21 | 25 | 23 | 25 | 29 | 29 | 31 | 33 |
| Profit before tax | -55 | 120 | 62 | 91 | 115 | 58 | 70 | 165 | 202 | 119 | 192 | 223 | 154 |
| Tax % | 40% | 31% | 29% | 33% | 33% | 48% | 27% | 25% | 26% | 19% | 25% | 25% | |
| Net Profit | -78 | 82 | 44 | 61 | 78 | 28 | 51 | 127 | 154 | 101 | 149 | 172 | 121 |
| EPS in Rs | -2.75 | 2.87 | 1.37 | 2.04 | 2.64 | 0.83 | 1.69 | 4.43 | 5.40 | 3.48 | 5.19 | 6.00 | 4.20 |
| Dividend Payout % | -3% | 52% | 62% | 53% | 65% | 103% | 76% | 68% | 48% | 37% | 25% | 25% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 205.13% | -46.34% | 38.64% | 27.87% | -64.10% | 82.14% | 149.02% | 21.26% | -34.42% | 47.52% | 15.44% |
| Change in YoY Net Profit Growth (%) | 0.00% | -251.47% | 84.98% | -10.77% | -91.97% | 146.25% | 66.88% | -127.76% | -55.68% | 81.94% | -32.09% |
Geojit Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 20% |
| 3 Years: | 14% |
| TTM: | 5% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 27% |
| 3 Years: | 4% |
| TTM: | -10% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 17% |
| 3 Years: | 22% |
| 1 Year: | -48% |
| Return on Equity | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 19% |
| 3 Years: | 17% |
| Last Year: | 17% |
Last Updated: September 5, 2025, 4:40 am
Balance Sheet
Last Updated: December 4, 2025, 1:16 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 23 | 23 | 23 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 28 | 28 |
| Reserves | 412 | 445 | 467 | 489 | 534 | 505 | 480 | 568 | 673 | 699 | 808 | 1,131 | 1,140 |
| Borrowings | 15 | 5 | 0 | 6 | 0 | 22 | 23 | 36 | 79 | 114 | 398 | 156 | 131 |
| Other Liabilities | 273 | 249 | 216 | 300 | 294 | 356 | 381 | 539 | 639 | 484 | 791 | 722 | 726 |
| Total Liabilities | 723 | 722 | 707 | 818 | 852 | 907 | 909 | 1,168 | 1,416 | 1,321 | 2,020 | 2,036 | 2,025 |
| Fixed Assets | 89 | 95 | 97 | 60 | 60 | 90 | 83 | 73 | 85 | 99 | 112 | 116 | 123 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 4 | 2 | 1 |
| Investments | 115 | 105 | 78 | 165 | 186 | 87 | 105 | 13 | 12 | 11 | 14 | 17 | 26 |
| Other Assets | 519 | 521 | 531 | 593 | 607 | 731 | 721 | 1,081 | 1,319 | 1,207 | 1,890 | 1,901 | 1,874 |
| Total Assets | 723 | 722 | 707 | 818 | 852 | 907 | 909 | 1,168 | 1,416 | 1,321 | 2,020 | 2,036 | 2,025 |
Below is a detailed analysis of the balance sheet data for Geojit Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 28.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 28.00 Cr..
- For Reserves, as of Sep 2025, the value is 1,140.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,131.00 Cr. (Mar 2025) to 1,140.00 Cr., marking an increase of 9.00 Cr..
- For Borrowings, as of Sep 2025, the value is 131.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 156.00 Cr. (Mar 2025) to 131.00 Cr., marking a decrease of 25.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 726.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 722.00 Cr. (Mar 2025) to 726.00 Cr., marking an increase of 4.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 2,025.00 Cr.. The value appears to be improving (decreasing). It has decreased from 2,036.00 Cr. (Mar 2025) to 2,025.00 Cr., marking a decrease of 11.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 123.00 Cr.. The value appears strong and on an upward trend. It has increased from 116.00 Cr. (Mar 2025) to 123.00 Cr., marking an increase of 7.00 Cr..
- For CWIP, as of Sep 2025, the value is 1.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2025) to 1.00 Cr., marking a decrease of 1.00 Cr..
- For Investments, as of Sep 2025, the value is 26.00 Cr.. The value appears strong and on an upward trend. It has increased from 17.00 Cr. (Mar 2025) to 26.00 Cr., marking an increase of 9.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,874.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,901.00 Cr. (Mar 2025) to 1,874.00 Cr., marking a decrease of 27.00 Cr..
- For Total Assets, as of Sep 2025, the value is 2,025.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,036.00 Cr. (Mar 2025) to 2,025.00 Cr., marking a decrease of 11.00 Cr..
Notably, the Reserves (1,140.00 Cr.) exceed the Borrowings (131.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 63.00 | 120.00 | 73.00 | 96.00 | 125.00 | 65.00 | 78.00 | 155.00 | 152.00 | 41.00 | -161.00 | 129.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 180 | 142 | 147 | 177 | 138 | 155 | 91 | 96 | 92 | 81 | 67 | 56 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 180 | 142 | 147 | 177 | 138 | 155 | 91 | 96 | 92 | 81 | 67 | 56 |
| Working Capital Days | -31 | -23 | 42 | -16 | -40 | 40 | -162 | -221 | -255 | -179 | -250 | -150 |
| ROCE % | 12% | 24% | 12% | 17% | 20% | 11% | 13% | 26% | 27% | 14% | 19% | 19% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| WhiteOak Capital Flexi Cap Fund | 450,000 | 0.05 | 3.33 | N/A | N/A | N/A |
| WhiteOak Capital ELSS Tax Saver Fund | 84,899 | 0.14 | 0.63 | 115,423 | 2025-12-15 04:46:37 | -26.45% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 6.18 | 6.06 | 4.06 | 6.31 | 5.17 |
| Diluted EPS (Rs.) | 6.17 | 6.06 | 4.06 | 6.30 | 5.17 |
| Cash EPS (Rs.) | 7.08 | 7.20 | 5.24 | 7.34 | 6.14 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 41.52 | 38.12 | 33.36 | 32.12 | 27.63 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 41.52 | 38.12 | 33.36 | 32.12 | 27.63 |
| Revenue From Operations / Share (Rs.) | 26.80 | 25.68 | 18.37 | 20.93 | 17.83 |
| PBDIT / Share (Rs.) | 10.24 | 9.95 | 6.52 | 9.72 | 8.04 |
| PBIT / Share (Rs.) | 9.14 | 8.73 | 5.31 | 8.68 | 7.06 |
| PBT / Share (Rs.) | 7.98 | 8.03 | 4.97 | 8.46 | 6.93 |
| Net Profit / Share (Rs.) | 5.98 | 5.99 | 4.03 | 6.31 | 5.17 |
| NP After MI And SOA / Share (Rs.) | 6.00 | 6.06 | 4.06 | 6.30 | 5.17 |
| PBDIT Margin (%) | 38.21 | 38.72 | 35.47 | 46.41 | 45.07 |
| PBIT Margin (%) | 34.11 | 34.00 | 28.91 | 41.47 | 39.59 |
| PBT Margin (%) | 29.77 | 31.25 | 27.07 | 40.43 | 38.86 |
| Net Profit Margin (%) | 22.32 | 23.31 | 21.95 | 30.12 | 28.98 |
| NP After MI And SOA Margin (%) | 22.39 | 23.58 | 22.12 | 30.10 | 28.97 |
| Return on Networth / Equity (%) | 14.46 | 17.41 | 13.44 | 21.61 | 20.80 |
| Return on Capital Employeed (%) | 20.14 | 22.37 | 15.55 | 26.42 | 24.30 |
| Return On Assets (%) | 8.22 | 7.16 | 7.35 | 10.64 | 10.54 |
| Total Debt / Equity (X) | 0.09 | 0.42 | 0.10 | 0.06 | 0.02 |
| Asset Turnover Ratio (%) | 0.36 | 0.36 | 0.33 | 0.40 | 0.43 |
| Current Ratio (X) | 2.44 | 1.72 | 2.34 | 2.06 | 2.25 |
| Quick Ratio (X) | 2.44 | 1.72 | 2.34 | 2.06 | 2.25 |
| Dividend Payout Ratio (NP) (%) | 21.41 | 24.75 | 73.80 | 31.65 | 29.02 |
| Dividend Payout Ratio (CP) (%) | 18.09 | 20.63 | 56.91 | 27.19 | 24.40 |
| Earning Retention Ratio (%) | 78.59 | 75.25 | 26.20 | 68.35 | 70.98 |
| Cash Earning Retention Ratio (%) | 81.91 | 79.37 | 43.09 | 72.81 | 75.60 |
| Interest Coverage Ratio (X) | 8.81 | 14.08 | 19.31 | 44.73 | 61.96 |
| Interest Coverage Ratio (Post Tax) (X) | 6.14 | 9.48 | 12.95 | 30.03 | 40.84 |
| Enterprise Value (Cr.) | 1162.69 | 893.71 | 389.39 | 768.14 | 541.98 |
| EV / Net Operating Revenue (X) | 1.55 | 1.46 | 0.88 | 1.54 | 1.28 |
| EV / EBITDA (X) | 4.07 | 3.76 | 2.50 | 3.31 | 2.83 |
| MarketCap / Net Operating Revenue (X) | 2.67 | 2.50 | 2.17 | 2.99 | 2.82 |
| Retention Ratios (%) | 78.58 | 75.24 | 26.19 | 68.34 | 70.97 |
| Price / BV (X) | 1.73 | 1.85 | 1.32 | 2.14 | 2.02 |
| Price / Net Operating Revenue (X) | 2.67 | 2.50 | 2.17 | 2.99 | 2.82 |
| EarningsYield | 0.08 | 0.09 | 0.10 | 0.10 | 0.10 |
After reviewing the key financial ratios for Geojit Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 6.18. This value is within the healthy range. It has increased from 6.06 (Mar 24) to 6.18, marking an increase of 0.12.
- For Diluted EPS (Rs.), as of Mar 25, the value is 6.17. This value is within the healthy range. It has increased from 6.06 (Mar 24) to 6.17, marking an increase of 0.11.
- For Cash EPS (Rs.), as of Mar 25, the value is 7.08. This value is within the healthy range. It has decreased from 7.20 (Mar 24) to 7.08, marking a decrease of 0.12.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 41.52. It has increased from 38.12 (Mar 24) to 41.52, marking an increase of 3.40.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 41.52. It has increased from 38.12 (Mar 24) to 41.52, marking an increase of 3.40.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 26.80. It has increased from 25.68 (Mar 24) to 26.80, marking an increase of 1.12.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 10.24. This value is within the healthy range. It has increased from 9.95 (Mar 24) to 10.24, marking an increase of 0.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is 9.14. This value is within the healthy range. It has increased from 8.73 (Mar 24) to 9.14, marking an increase of 0.41.
- For PBT / Share (Rs.), as of Mar 25, the value is 7.98. This value is within the healthy range. It has decreased from 8.03 (Mar 24) to 7.98, marking a decrease of 0.05.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 5.98. This value is within the healthy range. It has decreased from 5.99 (Mar 24) to 5.98, marking a decrease of 0.01.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 6.00. This value is within the healthy range. It has decreased from 6.06 (Mar 24) to 6.00, marking a decrease of 0.06.
- For PBDIT Margin (%), as of Mar 25, the value is 38.21. This value is within the healthy range. It has decreased from 38.72 (Mar 24) to 38.21, marking a decrease of 0.51.
- For PBIT Margin (%), as of Mar 25, the value is 34.11. This value exceeds the healthy maximum of 20. It has increased from 34.00 (Mar 24) to 34.11, marking an increase of 0.11.
- For PBT Margin (%), as of Mar 25, the value is 29.77. This value is within the healthy range. It has decreased from 31.25 (Mar 24) to 29.77, marking a decrease of 1.48.
- For Net Profit Margin (%), as of Mar 25, the value is 22.32. This value exceeds the healthy maximum of 10. It has decreased from 23.31 (Mar 24) to 22.32, marking a decrease of 0.99.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 22.39. This value exceeds the healthy maximum of 20. It has decreased from 23.58 (Mar 24) to 22.39, marking a decrease of 1.19.
- For Return on Networth / Equity (%), as of Mar 25, the value is 14.46. This value is below the healthy minimum of 15. It has decreased from 17.41 (Mar 24) to 14.46, marking a decrease of 2.95.
- For Return on Capital Employeed (%), as of Mar 25, the value is 20.14. This value is within the healthy range. It has decreased from 22.37 (Mar 24) to 20.14, marking a decrease of 2.23.
- For Return On Assets (%), as of Mar 25, the value is 8.22. This value is within the healthy range. It has increased from 7.16 (Mar 24) to 8.22, marking an increase of 1.06.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.09. This value is within the healthy range. It has decreased from 0.42 (Mar 24) to 0.09, marking a decrease of 0.33.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.36. There is no change compared to the previous period (Mar 24) which recorded 0.36.
- For Current Ratio (X), as of Mar 25, the value is 2.44. This value is within the healthy range. It has increased from 1.72 (Mar 24) to 2.44, marking an increase of 0.72.
- For Quick Ratio (X), as of Mar 25, the value is 2.44. This value exceeds the healthy maximum of 2. It has increased from 1.72 (Mar 24) to 2.44, marking an increase of 0.72.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 21.41. This value is within the healthy range. It has decreased from 24.75 (Mar 24) to 21.41, marking a decrease of 3.34.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 18.09. This value is below the healthy minimum of 20. It has decreased from 20.63 (Mar 24) to 18.09, marking a decrease of 2.54.
- For Earning Retention Ratio (%), as of Mar 25, the value is 78.59. This value exceeds the healthy maximum of 70. It has increased from 75.25 (Mar 24) to 78.59, marking an increase of 3.34.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 81.91. This value exceeds the healthy maximum of 70. It has increased from 79.37 (Mar 24) to 81.91, marking an increase of 2.54.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 8.81. This value is within the healthy range. It has decreased from 14.08 (Mar 24) to 8.81, marking a decrease of 5.27.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 6.14. This value is within the healthy range. It has decreased from 9.48 (Mar 24) to 6.14, marking a decrease of 3.34.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,162.69. It has increased from 893.71 (Mar 24) to 1,162.69, marking an increase of 268.98.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 1.55. This value is within the healthy range. It has increased from 1.46 (Mar 24) to 1.55, marking an increase of 0.09.
- For EV / EBITDA (X), as of Mar 25, the value is 4.07. This value is below the healthy minimum of 5. It has increased from 3.76 (Mar 24) to 4.07, marking an increase of 0.31.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.67. This value is within the healthy range. It has increased from 2.50 (Mar 24) to 2.67, marking an increase of 0.17.
- For Retention Ratios (%), as of Mar 25, the value is 78.58. This value exceeds the healthy maximum of 70. It has increased from 75.24 (Mar 24) to 78.58, marking an increase of 3.34.
- For Price / BV (X), as of Mar 25, the value is 1.73. This value is within the healthy range. It has decreased from 1.85 (Mar 24) to 1.73, marking a decrease of 0.12.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.67. This value is within the healthy range. It has increased from 2.50 (Mar 24) to 2.67, marking an increase of 0.17.
- For EarningsYield, as of Mar 25, the value is 0.08. This value is below the healthy minimum of 5. It has decreased from 0.09 (Mar 24) to 0.08, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Geojit Financial Services Ltd:
- Net Profit Margin: 22.32%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 20.14% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 14.46% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 6.14
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.44
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 18 (Industry average Stock P/E: 76.89)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.09
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 22.32%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 11th Floor, 34/659-P, Kochi Kerala 682024 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Chenayappillil John George | Chairman & Managing Director |
| Mr. Jones George | Executive Director |
| Mr. Aiyappan Pillai Balakrishnan | Executive Director |
| Mr. Satish Ramakrishnan Menon | Executive Director |
| Mr. Mir Mohammed Ali | Non Exe. & Nominee Director |
| Mr. Punnoose George | Non Executive Director |
| Mrs. Alice Geevarghese Vaidyan | Ind. Non-Executive Director |
| Mr. Radhakrishnan Nair | Ind. Non-Executive Director |
| Prof. Sebastian Morris | Ind. Non-Executive Director |
| Mr. Rajan Krishnanath Medhekar | Ind. Non-Executive Director |
| Mr. Binoy Varghese Samuel | Ind. Non-Executive Director |
| Mr. G Pradeep Kumar | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Geojit Financial Services Ltd?
Geojit Financial Services Ltd's intrinsic value (as of 07 January 2026) is ₹103.13 which is 37.14% higher the current market price of ₹75.20, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹2,102 Cr. market cap, FY2025-2026 high/low of ₹112/60.7, reserves of ₹1,140 Cr, and liabilities of ₹2,025 Cr.
What is the Market Cap of Geojit Financial Services Ltd?
The Market Cap of Geojit Financial Services Ltd is 2,102 Cr..
What is the current Stock Price of Geojit Financial Services Ltd as on 07 January 2026?
The current stock price of Geojit Financial Services Ltd as on 07 January 2026 is ₹75.2.
What is the High / Low of Geojit Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Geojit Financial Services Ltd stocks is ₹112/60.7.
What is the Stock P/E of Geojit Financial Services Ltd?
The Stock P/E of Geojit Financial Services Ltd is 18.0.
What is the Book Value of Geojit Financial Services Ltd?
The Book Value of Geojit Financial Services Ltd is 41.8.
What is the Dividend Yield of Geojit Financial Services Ltd?
The Dividend Yield of Geojit Financial Services Ltd is 1.99 %.
What is the ROCE of Geojit Financial Services Ltd?
The ROCE of Geojit Financial Services Ltd is 18.8 %.
What is the ROE of Geojit Financial Services Ltd?
The ROE of Geojit Financial Services Ltd is 16.8 %.
What is the Face Value of Geojit Financial Services Ltd?
The Face Value of Geojit Financial Services Ltd is 1.00.