HDFC Life Insurance Company Ltd Financial Statements & Historical Data

Updated NSE: HDFCLIFEBSE: 540777
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HDFC Life Insurance Company Ltd: Income expanded faster than earnings in the quarter ending Jun 2026. Income rose 14.6% to ₹33,759 crore against Jun 2025. Net profit rose 11.5% to ₹611 crore against the same period a year earlier. Across the full year ending Mar 2026, income rose 2.6% and profit rose 5.6% against Mar 2025.

Calculated from the stored statements below · Reporting periods remain separate
COMPANY FINANCIAL DATA

Market snapshot

Stored figures, not live quotes. Price record: 9 October 2026, 8:42 pm +05:30. Financial reporting periods are shown in the tables below.

Stored share price557₹ per share
Reported P/E61.2Times
Book value per share90.0₹ per share
Reported ROCE10.3 %Reported return

Stored market and accounting figures

Price record: 9 October 2026, 8:42 pm +05:30. Not a live quote.

MeasureStored figure
Market Cap1,20,826 Cr.
Current Price557
High / Low788/509
Stock P/E61.2
Book Value90.0
Dividend Yield0.38 %
ROCE10.3 %
ROE11.3 %
Face Value10.0

Market cap is in ₹ crore; prices and per-share values are in ₹. P/E is a multiple; yield, ROCE and ROE are percentages. Book value is an accounting figure, not an estimate of the share's investment value.

Data sources and reporting basis

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

Different tables can have different reporting dates and accounting bases. Verify the company filings before comparing figures. Missing data is not treated as zero.

How Getaka handles sources, dates and corrections. Page revision dates describe the page, not the age of every financial figure.

DAILY STORED OBSERVATIONS

Share price history

₹ per share

Last stored price for each available date, not a live quote or an official closing-price series. Missing dates are not filled. Verify corporate-action adjustments against the source.

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EARNINGS

Quarterly performance

Jun 2026

Income expanded faster than earnings in the quarter ending Jun 2026. Income rose 14.6% to ₹33,759 crore against Jun 2025. Net profit rose 11.5% to ₹611 crore against the same period a year earlier.

Sales, expenses & profits

₹ crore

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Quarterly statementAll reported figures · use a chart icon for peer comparison

Quarterly Chart Table

MetricJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales 23,37123,14226,92728,04126,93428,49717,30024,19129,46320,65129,42819,89033,759
Expenses 23,04523,55726,66327,76626,62328,80716,85223,81429,02420,33629,15719,78233,253
Operating Profit 326-415264275311-310448377439315271108506
OPM % 1.4%-1.8%1.0%1.0%1.2%-1.1%2.6%1.6%1.5%1.5%0.9%0.6%1.5%
Other Income 11413610317490279-29124164157174428171
Interest 0000000000000
Depreciation 0000000000000
Profit before tax 440-279367450401-30419500604471445537677
Tax % 5%-235%-0%8%-20%-1,541%-1%5%9%5%6%7%10%
Net Profit 417378368412479435421475548448418497611
EPS in Rs 1.941.761.711.912.232.021.962.212.542.081.942.312.81

Last Updated: October 8, 2026, 8:33 am

EARNINGS

Annual performance

Mar 2026

Earnings grew faster than income in the year ending Mar 2026. Income rose 2.6% to ₹99,432 crore against Mar 2025. Net profit rose 5.6% to ₹1,912 crore against the same period a year earlier.

Sales, expenses & profits

₹ crore

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PER-SHARE EARNINGS

Earnings per share

Reported annual earnings per share use ₹ per share, while the earnings charts use ₹ crore. Changes in share count and corporate actions can affect the comparison between years.

Earnings per share

₹ per share

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Annual statementAll reported figures · use a chart icon for peer comparison

Profit & Loss Chart Table

Last Updated: October 12, 2026, 3:01 am

MetricMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales 27,21518,14130,64732,26038,85529,38071,52867,12670,207101,48296,92299,432103,727
Expenses 26,34117,18729,67431,18637,64028,23970,29466,34870,127100,83695,89497,679102,527
Operating Profit 8749539721,0741,2151,1411,235778806461,0281,7531,200
OPM % 3.2%5%3.2%3.3%3.1%3.9%1.7%1.2%0.1%0.6%1.1%1.8%1.2%
Other Income 791081392821363694457661,437410366465931
Interest -1489111400000000
Depreciation 434541444547515676791041610
Profit before tax 9241,0081,0611,3001,2911,4631,6291,4871,4419771,2902,0572,130
Tax % 15%19%16%15%1%11%16%11%5%-61%-40%7%
Net Profit 7868178871,1071,2781,2971,3611,3271,3681,5741,8111,9121,975
EPS in Rs 3.944.094.445.506.336.436.736.286.377.328.418.869.14
Dividend Payout % 18%22%25%25%26%0%30%27%30%27%25%24%
Year-on-year profit growth table

YoY Net Profit Growth

Year2015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-20252025-2026
YoY Net Profit Growth (%)3.94%8.57%24.80%15.45%1.49%4.93%-2.50%3.09%15.06%15.06%5.58%
Change in YoY Net Profit Growth (%)0.00%4.62%16.23%-9.36%-13.96%3.45%-7.43%5.59%11.97%-0.00%-9.48%

Growth

Compounded Sales Growth
10 Years:13%
5 Years:26%
3 Years:11%
TTM:-5%
Compounded Profit Growth
10 Years:8%
5 Years:5%
3 Years:8%
TTM:15%
Stock Price CAGR
10 Years:Not available
5 Years:6%
3 Years:10%
1 Year:0%
Return on Equity
10 Years:15%
5 Years:11%
3 Years:10%
Last Year:11%

Last Updated: September 5, 2025, 5:45 am

CASH & FUNDING

Balance sheet

Compare reserves and borrowings across the same financial years. Reserves are an accounting balance, not available cash.

Reserves & borrowings

₹ crore

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Balance-sheet statementAll reported figures · use a chart icon for peer comparison

Balance Sheet Data Table

Last Updated: October 8, 2026, 8:33 am

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital 1,9951,9951,9982,0122,0172,0192,0212,1132,1492,1512,1532,158
Reserves 5461,1081,8282,6933,6254,7886,61913,50110,84412,51514,00215,592
Borrowings 0000006006009509502,9503,099
Other Liabilities 66,76773,44191,270105,778124,378125,417170,415214,521234,126287,071330,307369,654
Total Liabilities 69,30976,54495,097110,483130,020132,224179,655230,734248,069302,687349,412390,502
Fixed Assets 3463353373363703225856,6059971,5492,1432,716
CWIP 61216510814203128109139
Investments 67,02474,14491,723106,590124,958127,256173,564216,551238,197291,128334,756373,340
Other Assets 1,9322,0533,0203,5514,6824,6375,4937,5598,8449,98212,40414,308
Total Assets 69,30976,54495,097110,483130,020132,224179,655230,734248,069302,687349,412390,502
CASH & FUNDING

Cash generation

Mar 2026

Operating activities generated ₹22,625 crore in Mar 2026. Reported free cash flow for the same period was ₹22,341 crore. For a financial business, lending and deposit movements affect operating cash flow; an industrial-company cash-conversion rule would be inappropriate.

Operating & free cash flow

₹ crore

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Cash-flow statementAll reported figures · use a chart icon for peer comparison

Cash Flows

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + 4,4595,6876,2306,7399,8687,3889,7035,9436,88310,72115,59722,625
Cash from Investing Activity + -3,514-3,962-5,177-4,421-10,182-7,789-8,952-801-10,071-13,622-13,633-23,849
Cash from Financing Activity + -168-212-236-196-33738678-2381,985-4031,607-275
Net Cash Flow 7771,5138172,122-651-3641,4294,904-1,203-3,3043,572-1,499
Free Cash Flow 4,3525,6546,1836,7069,8257,3519,6435,8876,79710,58715,30022,341
CFO/OP 510%597%641%627%813%672%806%789%9,190%1,444%1,543%1,302%
Free cash flowAll reported figures · use a chart icon for peer comparison

Free Cash Flow Table

Free cash flow reported in the stored cash-flow statement (₹ Cr)
PeriodMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Free Cash Flow4,352.005,654.006,183.006,706.009,825.007,351.009,643.005,887.006,797.0010,587.0015,300.0022,341.00

This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.

OPERATING CYCLE

Capital efficiency

Financial efficiency feed. Source: www.screener.in. The source URL identifies consolidated accounts. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Compare collection, inventory, payment and working-capital cycles together in days. Returns on capital and equity follow in a separate percentage chart.

Working capital

Days

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CAPITAL RETURNS

Returns on capital & equity

Financial efficiency feed. Source: www.screener.in. The source URL identifies consolidated accounts. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Returns on capital & equity

%

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Efficiency tableAll reported figures · use a chart icon for peer comparison

Financial Efficiency Data Table

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 000002000000
Inventory Days
Days Payable
Cash Conversion Cycle 000002000000
Working Capital Days -11-11-27-20-25-16-17-13-11-12-8-6
ROCE %49%41%36%31%31%23%24%20%12%10%5%7%
SHAREHOLDERS

Ownership trends

Jun 2026

Promoters held 50.54% in Jun 2026. Their share was 0.26 percentage points higher than in Jun 2025. Ownership percentages can change through share issuance as well as transactions. Check exchange disclosures for the explanation and any pledging; the percentage alone is not evidence of investor conviction. DIIs held 20.19% in Jun 2026, 5.62 percentage points above their holding in Jun 2025. FIIs held 19.27% in Jun 2026, 5.48 percentage points below their holding in Jun 2025.

Shareholding comparison

%

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SHAREHOLDER PARTICIPATION

Shareholder count

Shareholder count

Shareholders

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Ownership tableAll reported figures · use a chart icon for peer comparison

Shareholding Pattern

MonthSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 50.39%50.37%50.37%50.37%50.34%50.32%50.32%50.28%50.25%50.21%50.21%50.54%
FIIs 30.53%31.28%30.03%26.63%25.63%25.14%24.96%24.75%24.82%24.27%22.52%19.27%
DIIs 6.87%6.56%7.93%11.24%13.25%13.72%14.10%14.57%14.59%15.23%17.25%20.19%
Public 12.18%11.76%11.64%11.74%10.75%10.76%10.60%10.37%10.32%10.25%10.00%9.98%
Others 0.03%0.03%0.03%0.03%0.03%0.03%0.03%0.03%0.03%0.03%0.03%0.02%
No. of Shareholders 8,75,8778,44,7288,58,8448,92,3557,83,8447,91,4477,71,9497,38,6307,26,9597,07,1416,91,6497,05,326
Mutual fund holdingsReported fund ownership · Expand table

Mutual Fund Holdings Data Table

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
SBI Large Cap Fund 29,000,000 3.87 2119.922,200,0002026-02-23 00:39:0830.63%
ICICI Prudential India Opportunities Fund 14,540,677 3.02 1062.9213,412,6072026-02-23 00:39:088.41%
ICICI Prudential Large Cap Fund 12,697,919 1.21 928.2211,981,5722026-02-23 00:39:085.98%
ICICI Prudential Value Fund 11,682,154 1.41 853.9710,831,1392026-01-26 07:39:127.86%
Quant ELSS Tax Saver Fund 8,067,787 5.03 589.76N/AN/AN/A
Nippon India Small Cap Fund 6,169,571 0.69 4515,739,9682025-12-15 00:54:277.48%
Nippon India Large Cap Fund 5,500,000 0.8 402.05N/AN/AN/A
SBI Large & Midcap Fund 5,280,000 1.03 385.97N/AN/AN/A
ICICI Prudential Banking and Financial Services 5,241,538 3.5 383.164,884,9502025-12-15 00:54:277.3%
SBI ELSS Tax Saver Fund 5,183,940 1.19 378.95N/AN/AN/A
ALTERNATE FEED

Financial ratios

Alternate ratio feed. Source: www.way2wealth.com. The accounting basis and ratio definitions require verification against the source. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

Each card groups related ratios with the same unit. Reporting dates remain visible for every measure; the original ratio table follows the charts.

ALTERNATE RATIO FEED

Profitability ratios

%

Profitability ratios

%

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ALTERNATE RATIO FEED

Liquidity ratios

Multiple (×)

Liquidity ratios

Multiple (×)

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ALTERNATE RATIO FEED

Distributions & retention

%

Distributions & retention

%

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ALTERNATE RATIO FEED

Interest coverage

Multiple (×)

Interest coverage

Multiple (×)

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ALTERNATE RATIO FEED

Valuation multiples

Multiple (×)

Valuation multiples

Multiple (×)

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Supporting ratio tableAll reported figures · use a chart icon for peer comparison

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 8.417.326.416.496.74
Diluted EPS (Rs.) 8.417.316.416.486.73
Cash EPS (Rs.) 8.897.686.726.556.98
Book Value[Excl.RevalReserv]/Share (Rs.) 75.0368.1960.4473.8955.38
Book Value[Incl.RevalReserv]/Share (Rs.) 75.0368.1960.4473.8955.38
Revenue From Operations / Share (Rs.) 450.17471.80326.64317.74353.71
PBDIT / Share (Rs.) 6.825.176.937.138.93
PBIT / Share (Rs.) 6.344.806.586.878.68
PBT / Share (Rs.) 5.754.436.196.748.59
Net Profit / Share (Rs.) 8.417.326.376.286.73
NP After MI And SOA / Share (Rs.) 8.417.326.376.286.73
PBDIT Margin (%) 1.511.092.122.242.52
PBIT Margin (%) 1.401.012.012.162.45
PBT Margin (%) 1.270.931.892.122.42
Net Profit Margin (%) 1.861.551.941.971.90
NP After MI And SOA Margin (%) 1.861.551.941.971.90
Return on Networth / Equity (%) 11.2010.7310.538.5012.15
Return on Capital Employeed (%) 0.400.350.580.641.01
Return On Assets (%) 0.510.520.550.570.75
Long Term Debt / Equity (X) 0.180.060.070.030.05
Total Debt / Equity (X) 0.180.060.070.030.05
Asset Turnover Ratio (%) 0.290.360.290.330.45
Current Ratio (X) 1.030.910.860.900.77
Quick Ratio (X) 1.030.910.860.900.77
Dividend Payout Ratio (NP) (%) 23.7525.9426.2530.780.00
Dividend Payout Ratio (CP) (%) 22.4824.7124.8729.530.00
Earning Retention Ratio (%) 76.2574.0673.7569.220.00
Cash Earning Retention Ratio (%) 77.5275.2975.1370.470.00
Interest Coverage Ratio (X) 11.5213.9018.0758.9197.97
Interest Coverage Ratio (Post Tax) (X) 14.8020.3716.2750.4580.68
Enterprise Value (Cr.) 148727.28135546.16107111.55112936.58140107.92
EV / Net Operating Revenue (X) 1.531.341.531.681.96
EV / EBITDA (X) 101.27121.9271.9274.9677.61
MarketCap / Net Operating Revenue (X) 1.521.341.531.691.97
Retention Ratios (%) 76.2474.0573.7469.210.00
Price / BV (X) 9.149.288.267.2812.56
Price / Net Operating Revenue (X) 1.521.341.531.691.97
EarningsYield 0.010.010.010.010.01

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
HDFC Life Insurance Company Ltd 1,20,826 Cr. 557 788/50961.2 90.00.38 %10.3 %11.3 % 10.0
SBI Life Insurance Company Ltd (SBILIFE) 1,68,384 Cr. 1,685 2,133/1,65364.7 2010.16 %15.0 %13.7 % 10.0
ICICI Prudential Life Insurance Company Ltd 67,130 Cr. 461 707/44241.8 94.00.36 %10.1 %12.6 % 10.0
Max Financial Services Ltd 45,280 Cr. 1,310 1,892/1,301417 1530.00 %2.87 %1.52 % 2.00
Life Insurance Corporation of India 4,91,267 Cr. 389 468/3618.18 1402.57 %35.1 %37.8 % 10.0
Industry Average178,577.40 Cr880.40118.58135.600.69%14.67%15.38%8.40

All Competitor Stocks of HDFC Life Insurance Company Ltd