Share Price and Basic Stock Data
Last Updated: December 31, 2025, 7:28 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Indostar Capital Finance Ltd operates within the Finance & Investments sector, with its stock priced at ₹223 and a market capitalization of ₹3,052 Cr. The company reported sales of ₹1,178 Cr for the fiscal year ending March 2023, a slight decline from ₹1,173 Cr in the previous year. However, the trailing twelve months (TTM) sales rose to ₹1,446 Cr, indicating a positive growth trajectory. Quarterly sales figures for June 2023 stood at ₹299 Cr, while September 2023 saw a drop to ₹234 Cr, reflecting volatility in revenue generation. The company’s operating profit margin (OPM) has shown signs of instability, with a reported -81% for June 2025, contrasting sharply with the previous year’s OPM of 73%. The financial landscape indicates that while revenue has fluctuated, recent quarters showcase an upward trend, particularly with sales hitting ₹391 Cr in March 2024. This signifies a potential recovery phase, although the overall revenue performance remains closely tied to operational efficiency.
Profitability and Efficiency Metrics
Indostar Capital Finance’s profitability indicators reveal a mixed performance. The net profit for the fiscal year ending March 2023 was ₹225 Cr, improving from a substantial loss of ₹737 Cr in March 2022. The return on equity (ROE) stood at 0.45%, and the return on capital employed (ROCE) was reported at 6.79%. However, the company’s interest coverage ratio (ICR) of 1.11x raises concerns regarding its ability to meet interest obligations, especially given the increasing borrowings of ₹5,709 Cr. The operating profit margin (OPM) has fluctuated significantly, peaking at 82% in March 2023 but declining to -81% by June 2025. This volatility indicates challenges in managing operational costs effectively. Furthermore, the net profit margin of 8.58% for March 2025 demonstrates a gradual recovery, though it remains below typical sector benchmarks. With consistent efforts to stabilize OPM and enhance operational efficiency, Indostar can potentially improve its profitability metrics moving forward.
Balance Sheet Strength and Financial Ratios
Indostar Capital Finance’s balance sheet shows a total borrowing of ₹5,709 Cr against reserves of ₹3,858 Cr, indicating a high leverage ratio. The total debt to equity ratio stood at 1.90, suggesting that the company is financed significantly through debt. Despite these concerns, the current ratio is at 1.30, which reflects adequate short-term liquidity. The book value per share, inclusive of revaluation reserves, was reported at ₹267.11 as of March 2025, indicating a reasonable asset backing for shareholders. The company’s enterprise value (EV) was recorded at ₹10,659.30 Cr, and the EV to net operating revenue ratio stood at 7.59, which is relatively high compared to industry norms, suggesting potential overvaluation. Furthermore, the interest coverage ratio of 1.11x signals a tight position in meeting interest obligations, which could pose risks in times of financial stress. Overall, while the company maintains a solid reserve base, its high leverage and fluctuating profitability metrics necessitate careful monitoring.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Indostar Capital Finance reveals a substantial promoter holding of 67.59% as of November 2025, a decline from 89.21% in March 2023. This reduction in promoter holding could signal a shift in investor confidence, although the company still retains significant control. Foreign Institutional Investors (FIIs) have a stake of 2.51%, while Domestic Institutional Investors (DIIs) account for 2.29%, indicating a modest interest from institutional investors. Public shareholding has increased to 27.62%, suggesting a growing retail investor interest. The total number of shareholders stood at 62,908, reflecting a stable investor base despite the fluctuations in share price and financial performance. The reduction in promoter holding may raise questions regarding long-term confidence in the company’s strategy. However, the increasing public shareholding could indicate a positive shift in market perception, potentially leading to greater liquidity and interest from new investors.
Outlook, Risks, and Final Insight
Looking ahead, Indostar Capital Finance faces both opportunities and challenges. The recent recovery in sales and net profit suggests potential for growth, particularly if operational efficiencies are improved. However, the risks associated with high leverage and fluctuating profitability metrics remain significant. The company’s ability to manage its debt effectively while enhancing its operating margins will be crucial for sustainable growth. Additionally, the changing shareholding dynamics may impact investor sentiment, necessitating clear communication of future strategies. If Indostar can stabilize its operational performance and maintain investor confidence, it could position itself favorably within the financial services sector. Conversely, failure to address these risks may hinder its growth potential and affect shareholder value. Therefore, while the outlook remains cautiously optimistic, continuous monitoring of financial health and operational strategies will be essential.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.6 Cr. | 39.5 | 66.8/36.4 | 46.3 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,445 Cr. | 308 | 484/280 | 15.7 | 111 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 31.6 Cr. | 0.45 | 1.80/0.38 | 4.38 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.04 Cr. | 10.2 | 11.8/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 21.7 Cr. | 42.3 | 69.9/38.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,259.06 Cr | 1,367.49 | 80.37 | 3,844.57 | 0.35% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 294 | 281 | 285 | 299 | 234 | 238 | 391 | 307 | 352 | 373 | 373 | 344 | 357 |
| Expenses | 82 | 97 | 52 | 95 | 78 | 76 | 205 | 124 | 139 | 162 | 161 | 622 | 172 |
| Operating Profit | 212 | 184 | 233 | 204 | 157 | 162 | 185 | 183 | 213 | 211 | 211 | -279 | 185 |
| OPM % | 72% | 65% | 82% | 68% | 67% | 68% | 47% | 60% | 61% | 57% | 57% | -81% | 52% |
| Other Income | 0 | 0 | 4 | 0 | 15 | 7 | 19 | 17 | 14 | 17 | 26 | 1,186 | 0 |
| Interest | 146 | 135 | 150 | 154 | 141 | 145 | 162 | 167 | 188 | 193 | 193 | 185 | 167 |
| Depreciation | 10 | 10 | 9 | 8 | 6 | 7 | 7 | 8 | 8 | 7 | 8 | 7 | 8 |
| Profit before tax | 56 | 39 | 77 | 42 | 25 | 17 | 35 | 25 | 32 | 28 | 36 | 715 | 11 |
| Tax % | 8% | 5% | 2% | 7% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 24% | 0% |
| Net Profit | 52 | 37 | 76 | 39 | 25 | 17 | 35 | 25 | 32 | 28 | 36 | 546 | 10 |
| EPS in Rs | 3.79 | 2.69 | 5.58 | 2.86 | 1.82 | 1.24 | 2.59 | 1.83 | 2.33 | 2.04 | 2.66 | 39.92 | 0.77 |
Last Updated: January 1, 2026, 7:46 am
Below is a detailed analysis of the quarterly data for Indostar Capital Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 357.00 Cr.. The value appears strong and on an upward trend. It has increased from 344.00 Cr. (Jun 2025) to 357.00 Cr., marking an increase of 13.00 Cr..
- For Expenses, as of Sep 2025, the value is 172.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 622.00 Cr. (Jun 2025) to 172.00 Cr., marking a decrease of 450.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 185.00 Cr.. The value appears strong and on an upward trend. It has increased from -279.00 Cr. (Jun 2025) to 185.00 Cr., marking an increase of 464.00 Cr..
- For OPM %, as of Sep 2025, the value is 52.00%. The value appears strong and on an upward trend. It has increased from -81.00% (Jun 2025) to 52.00%, marking an increase of 133.00%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,186.00 Cr. (Jun 2025) to 0.00 Cr., marking a decrease of 1,186.00 Cr..
- For Interest, as of Sep 2025, the value is 167.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 185.00 Cr. (Jun 2025) to 167.00 Cr., marking a decrease of 18.00 Cr..
- For Depreciation, as of Sep 2025, the value is 8.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 7.00 Cr. (Jun 2025) to 8.00 Cr., marking an increase of 1.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 11.00 Cr.. The value appears to be declining and may need further review. It has decreased from 715.00 Cr. (Jun 2025) to 11.00 Cr., marking a decrease of 704.00 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value appears to be improving (decreasing) as expected. It has decreased from 24.00% (Jun 2025) to 0.00%, marking a decrease of 24.00%.
- For Net Profit, as of Sep 2025, the value is 10.00 Cr.. The value appears to be declining and may need further review. It has decreased from 546.00 Cr. (Jun 2025) to 10.00 Cr., marking a decrease of 536.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.77. The value appears to be declining and may need further review. It has decreased from 39.92 (Jun 2025) to 0.77, marking a decrease of 39.15.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:11 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 397 | 528 | 644 | 720 | 789 | 1,206 | 1,597 | 1,283 | 1,173 | 1,178 | 1,106 | 1,408 | 1,446 |
| Expenses | 35 | 43 | 61 | 83 | 145 | 244 | 1,142 | 758 | 1,495 | 321 | 429 | 586 | 1,118 |
| Operating Profit | 362 | 485 | 583 | 637 | 644 | 961 | 456 | 525 | -323 | 857 | 676 | 823 | 328 |
| OPM % | 91% | 92% | 91% | 88% | 82% | 80% | 29% | 41% | -28% | 73% | 61% | 58% | 23% |
| Other Income | 0 | 0 | 0 | -0 | -1 | -0 | 1 | -2 | 1 | 1 | 47 | 69 | 1,229 |
| Interest | 192 | 258 | 289 | 312 | 326 | 564 | 863 | 709 | 540 | 580 | 580 | 741 | 738 |
| Depreciation | 1 | 1 | 1 | 2 | 5 | 18 | 30 | 34 | 35 | 40 | 28 | 31 | 30 |
| Profit before tax | 169 | 226 | 293 | 323 | 312 | 379 | -437 | -219 | -896 | 239 | 116 | 121 | 789 |
| Tax % | 34% | 34% | 35% | 35% | 36% | 36% | -26% | -2% | -18% | 6% | 0% | 0% | |
| Net Profit | 112 | 149 | 192 | 211 | 200 | 241 | -325 | -214 | -737 | 225 | 116 | 121 | 620 |
| EPS in Rs | 21.89 | 29.10 | 37.42 | 26.90 | 25.46 | 26.10 | -35.11 | -17.30 | -54.12 | 16.55 | 8.51 | 8.86 | 45.39 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 8% | -3% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 33.04% | 28.86% | 9.90% | -5.21% | 20.50% | -234.85% | 34.15% | -244.39% | 130.53% | -48.44% | 4.31% |
| Change in YoY Net Profit Growth (%) | 0.00% | -4.18% | -18.96% | -15.11% | 25.71% | -255.35% | 269.01% | -278.55% | 374.92% | -178.97% | 52.75% |
Indostar Capital Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -3% |
| 3 Years: | 6% |
| TTM: | 23% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | 17% |
| 3 Years: | 27% |
| TTM: | -957% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 0% |
| 3 Years: | 11% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | -3% |
| 3 Years: | 4% |
| Last Year: | 2% |
Last Updated: September 5, 2025, 7:30 am
Balance Sheet
Last Updated: December 4, 2025, 1:26 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 68 | 68 | 73 | 78 | 79 | 92 | 92 | 124 | 136 | 136 | 136 | 136 | 137 |
| Reserves | 1,067 | 1,217 | 1,468 | 1,824 | 1,996 | 2,914 | 2,588 | 3,562 | 2,793 | 2,976 | 3,099 | 3,499 | 3,858 |
| Borrowings | 1,898 | 2,574 | 3,001 | 3,373 | 4,823 | 9,062 | 7,142 | 6,020 | 6,223 | 5,648 | 7,572 | 6,916 | 5,709 |
| Other Liabilities | 127 | 133 | 151 | 213 | 296 | 232 | 306 | 376 | 508 | 357 | 300 | 2,704 | 528 |
| Total Liabilities | 3,161 | 3,992 | 4,693 | 5,489 | 7,194 | 12,300 | 10,129 | 10,082 | 9,661 | 9,116 | 11,107 | 13,256 | 10,232 |
| Fixed Assets | 1 | 1 | 3 | 9 | 56 | 370 | 383 | 366 | 386 | 377 | 381 | 365 | 360 |
| CWIP | 0 | 0 | 0 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 61 | 55 | 0 | 187 | 1,007 | 301 | 231 | 1,591 | 548 | 1,039 | 1,118 | 1,818 | 1,989 |
| Other Assets | 3,099 | 3,936 | 4,690 | 5,293 | 6,123 | 11,629 | 9,515 | 8,125 | 8,727 | 7,700 | 9,608 | 11,073 | 7,882 |
| Total Assets | 3,161 | 3,992 | 4,693 | 5,489 | 7,194 | 12,300 | 10,129 | 10,082 | 9,661 | 9,116 | 11,107 | 13,256 | 10,232 |
Below is a detailed analysis of the balance sheet data for Indostar Capital Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 137.00 Cr.. The value appears strong and on an upward trend. It has increased from 136.00 Cr. (Mar 2025) to 137.00 Cr., marking an increase of 1.00 Cr..
- For Reserves, as of Sep 2025, the value is 3,858.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,499.00 Cr. (Mar 2025) to 3,858.00 Cr., marking an increase of 359.00 Cr..
- For Borrowings, as of Sep 2025, the value is 5,709.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 6,916.00 Cr. (Mar 2025) to 5,709.00 Cr., marking a decrease of 1,207.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 528.00 Cr.. The value appears to be improving (decreasing). It has decreased from 2,704.00 Cr. (Mar 2025) to 528.00 Cr., marking a decrease of 2,176.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 10,232.00 Cr.. The value appears to be improving (decreasing). It has decreased from 13,256.00 Cr. (Mar 2025) to 10,232.00 Cr., marking a decrease of 3,024.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 360.00 Cr.. The value appears to be declining and may need further review. It has decreased from 365.00 Cr. (Mar 2025) to 360.00 Cr., marking a decrease of 5.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1,989.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,818.00 Cr. (Mar 2025) to 1,989.00 Cr., marking an increase of 171.00 Cr..
- For Other Assets, as of Sep 2025, the value is 7,882.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11,073.00 Cr. (Mar 2025) to 7,882.00 Cr., marking a decrease of 3,191.00 Cr..
- For Total Assets, as of Sep 2025, the value is 10,232.00 Cr.. The value appears to be declining and may need further review. It has decreased from 13,256.00 Cr. (Mar 2025) to 10,232.00 Cr., marking a decrease of 3,024.00 Cr..
However, the Borrowings (5,709.00 Cr.) are higher than the Reserves (3,858.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 361.00 | 483.00 | 580.00 | 634.00 | 640.00 | 952.00 | 449.00 | 519.00 | -329.00 | 852.00 | 669.00 | 817.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0 | -0 | -0 | -0 | -0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | -0 | -0 | -0 | -0 | -0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Working Capital Days | -266 | -44 | -84 | -184 | -887 | -203 | 4 | -15 | -91 | 31 | 76 | 107 |
| ROCE % | 14% | 14% | 13% | 10% | 10% | 4% | 5% | -4% | 9% | 6% | 7% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 8.86 | 8.51 | 16.55 | -59.51 | -20.83 |
| Diluted EPS (Rs.) | 8.57 | 8.51 | 16.55 | -59.51 | -20.83 |
| Cash EPS (Rs.) | 11.11 | 10.95 | 19.45 | -51.52 | -14.60 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 267.11 | 237.75 | 228.66 | 215.25 | 297.92 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 267.11 | 237.75 | 228.66 | 215.25 | 297.92 |
| Revenue From Operations / Share (Rs.) | 103.17 | 102.36 | 86.30 | 85.44 | 103.43 |
| PBDIT / Share (Rs.) | 60.54 | 62.48 | 63.08 | -23.62 | 42.29 |
| PBIT / Share (Rs.) | 58.30 | 60.04 | 60.18 | -26.22 | 39.58 |
| PBT / Share (Rs.) | 3.86 | 9.53 | 17.54 | -65.87 | -17.69 |
| Net Profit / Share (Rs.) | 8.86 | 8.51 | 16.55 | -54.12 | -17.30 |
| NP After MI And SOA / Share (Rs.) | 8.86 | 8.51 | 16.55 | -54.12 | -17.30 |
| PBDIT Margin (%) | 58.68 | 61.03 | 73.10 | -27.64 | 40.88 |
| PBIT Margin (%) | 56.50 | 58.65 | 69.73 | -30.68 | 38.26 |
| PBT Margin (%) | 3.74 | 9.30 | 20.32 | -77.09 | -17.10 |
| Net Profit Margin (%) | 8.58 | 8.31 | 19.17 | -63.34 | -16.72 |
| NP After MI And SOA Margin (%) | 8.58 | 8.31 | 19.17 | -63.34 | -16.72 |
| Return on Networth / Equity (%) | 3.31 | 3.58 | 7.23 | -25.14 | -5.80 |
| Return on Capital Employeed (%) | 21.72 | 25.02 | 26.12 | -7.24 | 8.51 |
| Return On Assets (%) | 0.90 | 1.04 | 2.46 | -7.62 | -2.12 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 0.67 | 0.54 |
| Total Debt / Equity (X) | 1.90 | 2.34 | 1.82 | 2.12 | 1.63 |
| Asset Turnover Ratio (%) | 0.11 | 0.13 | 0.12 | 0.11 | 0.11 |
| Current Ratio (X) | 1.30 | 1.31 | 1.39 | 1.87 | 2.18 |
| Quick Ratio (X) | 1.30 | 1.31 | 1.39 | 1.87 | 2.18 |
| Interest Coverage Ratio (X) | 1.11 | 1.24 | 1.48 | -0.59 | 0.73 |
| Interest Coverage Ratio (Post Tax) (X) | 1.07 | 1.17 | 1.39 | -0.36 | 0.69 |
| Enterprise Value (Cr.) | 10659.30 | 9143.03 | 6649.54 | 8610.50 | 9364.24 |
| EV / Net Operating Revenue (X) | 7.59 | 6.56 | 5.66 | 7.41 | 7.32 |
| EV / EBITDA (X) | 12.94 | 10.75 | 7.75 | -26.79 | 17.90 |
| MarketCap / Net Operating Revenue (X) | 2.97 | 1.82 | 1.21 | 2.47 | 3.02 |
| Price / BV (X) | 1.15 | 0.78 | 0.45 | 0.98 | 1.05 |
| Price / Net Operating Revenue (X) | 2.97 | 1.82 | 1.21 | 2.47 | 3.02 |
| EarningsYield | 0.02 | 0.04 | 0.15 | -0.25 | -0.05 |
After reviewing the key financial ratios for Indostar Capital Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 8.86. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.86, marking an increase of 0.35.
- For Diluted EPS (Rs.), as of Mar 25, the value is 8.57. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.57, marking an increase of 0.06.
- For Cash EPS (Rs.), as of Mar 25, the value is 11.11. This value is within the healthy range. It has increased from 10.95 (Mar 24) to 11.11, marking an increase of 0.16.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 267.11. It has increased from 237.75 (Mar 24) to 267.11, marking an increase of 29.36.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 267.11. It has increased from 237.75 (Mar 24) to 267.11, marking an increase of 29.36.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 103.17. It has increased from 102.36 (Mar 24) to 103.17, marking an increase of 0.81.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 60.54. This value is within the healthy range. It has decreased from 62.48 (Mar 24) to 60.54, marking a decrease of 1.94.
- For PBIT / Share (Rs.), as of Mar 25, the value is 58.30. This value is within the healthy range. It has decreased from 60.04 (Mar 24) to 58.30, marking a decrease of 1.74.
- For PBT / Share (Rs.), as of Mar 25, the value is 3.86. This value is within the healthy range. It has decreased from 9.53 (Mar 24) to 3.86, marking a decrease of 5.67.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 8.86. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.86, marking an increase of 0.35.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 8.86. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.86, marking an increase of 0.35.
- For PBDIT Margin (%), as of Mar 25, the value is 58.68. This value is within the healthy range. It has decreased from 61.03 (Mar 24) to 58.68, marking a decrease of 2.35.
- For PBIT Margin (%), as of Mar 25, the value is 56.50. This value exceeds the healthy maximum of 20. It has decreased from 58.65 (Mar 24) to 56.50, marking a decrease of 2.15.
- For PBT Margin (%), as of Mar 25, the value is 3.74. This value is below the healthy minimum of 10. It has decreased from 9.30 (Mar 24) to 3.74, marking a decrease of 5.56.
- For Net Profit Margin (%), as of Mar 25, the value is 8.58. This value is within the healthy range. It has increased from 8.31 (Mar 24) to 8.58, marking an increase of 0.27.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 8.58. This value is within the healthy range. It has increased from 8.31 (Mar 24) to 8.58, marking an increase of 0.27.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.31. This value is below the healthy minimum of 15. It has decreased from 3.58 (Mar 24) to 3.31, marking a decrease of 0.27.
- For Return on Capital Employeed (%), as of Mar 25, the value is 21.72. This value is within the healthy range. It has decreased from 25.02 (Mar 24) to 21.72, marking a decrease of 3.30.
- For Return On Assets (%), as of Mar 25, the value is 0.90. This value is below the healthy minimum of 5. It has decreased from 1.04 (Mar 24) to 0.90, marking a decrease of 0.14.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 1.90. This value exceeds the healthy maximum of 1. It has decreased from 2.34 (Mar 24) to 1.90, marking a decrease of 0.44.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.11. It has decreased from 0.13 (Mar 24) to 0.11, marking a decrease of 0.02.
- For Current Ratio (X), as of Mar 25, the value is 1.30. This value is below the healthy minimum of 1.5. It has decreased from 1.31 (Mar 24) to 1.30, marking a decrease of 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 1.30. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 1.30, marking a decrease of 0.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.11. This value is below the healthy minimum of 3. It has decreased from 1.24 (Mar 24) to 1.11, marking a decrease of 0.13.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 3. It has decreased from 1.17 (Mar 24) to 1.07, marking a decrease of 0.10.
- For Enterprise Value (Cr.), as of Mar 25, the value is 10,659.30. It has increased from 9,143.03 (Mar 24) to 10,659.30, marking an increase of 1,516.27.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 7.59. This value exceeds the healthy maximum of 3. It has increased from 6.56 (Mar 24) to 7.59, marking an increase of 1.03.
- For EV / EBITDA (X), as of Mar 25, the value is 12.94. This value is within the healthy range. It has increased from 10.75 (Mar 24) to 12.94, marking an increase of 2.19.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.97. This value is within the healthy range. It has increased from 1.82 (Mar 24) to 2.97, marking an increase of 1.15.
- For Price / BV (X), as of Mar 25, the value is 1.15. This value is within the healthy range. It has increased from 0.78 (Mar 24) to 1.15, marking an increase of 0.37.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.97. This value is within the healthy range. It has increased from 1.82 (Mar 24) to 2.97, marking an increase of 1.15.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.04 (Mar 24) to 0.02, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indostar Capital Finance Ltd:
- Net Profit Margin: 8.58%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 21.72% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.31% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.07
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.3
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 80.37)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.9
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 8.58%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unit No 301-A, Opposite P & G Plaza, Cardinal Gracious Road, Mumbai Maharashtra 400099 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Ms. Naina Krishna Murthy | Chairman(NonExe.&Ind.Director) |
| Mr. Randhir Singh | Exec. Vice Chairman & Mang Dir |
| Mr. Vishal Goenka | Non Executive Director |
| Mr. Devdutt Marathe | Non Executive Director |
| Mr. Aditya Joshi | Non Executive Director |
| Mr. Bobby Parikh | Non Executive Director |
| Mr. Hemant Kaul | Ind. Non-Executive Director |
| Ms. Sujatha Mohan | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Indostar Capital Finance Ltd?
Indostar Capital Finance Ltd's intrinsic value (as of 01 January 2026) is ₹16.08 which is 92.98% lower the current market price of ₹229.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹3,134 Cr. market cap, FY2025-2026 high/low of ₹369/215, reserves of ₹3,858 Cr, and liabilities of ₹10,232 Cr.
What is the Market Cap of Indostar Capital Finance Ltd?
The Market Cap of Indostar Capital Finance Ltd is 3,134 Cr..
What is the current Stock Price of Indostar Capital Finance Ltd as on 01 January 2026?
The current stock price of Indostar Capital Finance Ltd as on 01 January 2026 is ₹229.
What is the High / Low of Indostar Capital Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Indostar Capital Finance Ltd stocks is ₹369/215.
What is the Stock P/E of Indostar Capital Finance Ltd?
The Stock P/E of Indostar Capital Finance Ltd is .
What is the Book Value of Indostar Capital Finance Ltd?
The Book Value of Indostar Capital Finance Ltd is 292.
What is the Dividend Yield of Indostar Capital Finance Ltd?
The Dividend Yield of Indostar Capital Finance Ltd is 0.00 %.
What is the ROCE of Indostar Capital Finance Ltd?
The ROCE of Indostar Capital Finance Ltd is 6.79 %.
What is the ROE of Indostar Capital Finance Ltd?
The ROE of Indostar Capital Finance Ltd is 0.45 %.
What is the Face Value of Indostar Capital Finance Ltd?
The Face Value of Indostar Capital Finance Ltd is 10.0.