Share Price and Basic Stock Data
Last Updated: December 12, 2025, 6:44 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Indostar Capital Finance Ltd operates in the finance and investments sector, focusing primarily on providing a range of financial solutions. As of the latest reporting, the company’s stock price stood at ₹252, with a market capitalization of ₹3,439 Cr. Over the past few quarters, revenue trends have shown some volatility. For instance, sales reported in June 2023 were ₹299 Cr, slightly declining to ₹234 Cr by September 2023. However, there was a notable recovery in the subsequent quarters, with sales rising to ₹391 Cr in March 2024 and stabilizing around ₹307 Cr in June 2024. This rollercoaster ride reflects a challenging market environment but also highlights the company’s capacity for recovery. The trailing twelve months (TTM) revenue reached ₹1,434 Cr, indicating a robust recovery phase compared to previous years. The consistent effort to stabilize sales amidst fluctuating conditions suggests a potential for growth moving forward.
Profitability and Efficiency Metrics
Profitability metrics for Indostar Capital show a mixed picture. The operating profit margin (OPM) was reported at 58.68% for FY 2025, a significant rebound from the negative OPM of -27.64% in FY 2022. This improvement indicates a more efficient cost structure and better management of operational expenses, which stood at ₹586 Cr for FY 2025. However, net profit margins have remained relatively low, with a reported net profit of ₹641 Cr translating to a net profit margin of 8.58%. The interest coverage ratio (ICR) at 1.11x suggests that while the company can cover its interest obligations, it is doing so with limited buffer. The return on equity (ROE) at 3.31% and return on capital employed (ROCE) at 21.72% indicate that while equity returns are modest, capital efficiency appears strong. Overall, while the company is on a recovery path, its profitability metrics indicate the need for further improvement to ensure sustainable growth.
Balance Sheet Strength and Financial Ratios
The balance sheet of Indostar Capital Finance reflects a mixed scenario. Total borrowings were reported at ₹5,709 Cr, which, when compared to reserves of ₹3,858 Cr, indicates a debt-to-reserve ratio that may seem stretched. The total liabilities stood at ₹10,232 Cr, while total assets were at ₹10,232 Cr, suggesting a balanced but leveraged financial position. The price-to-book value (P/BV) ratio of 1.15x indicates that the stock is trading close to its book value, which may seem attractive for value investors. Additionally, the current and quick ratios are both at 1.30, suggesting that the company maintains a comfortable liquidity position to cover short-term obligations. However, the interest coverage ratio at 1.11x signals some caution, as it indicates limited ability to cover interest expenses comfortably. This balance sheet strength, coupled with efficient asset utilization, positions the company in a relatively stable place, but investors should remain vigilant regarding its debt levels.
Shareholding Pattern and Investor Confidence
Indostar’s shareholding pattern reveals a significant concentration of ownership among promoters, who hold 67.59% of the equity as of November 2025. This strong promoter backing can instill confidence among retail investors, as it suggests a commitment to the company’s long-term vision. Foreign institutional investors (FIIs) and domestic institutional investors (DIIs) hold a combined stake of approximately 4.8%, while public shareholding accounts for 27.62%. The gradual decline in promoter holding from over 89% in early 2023 to the current levels may raise questions about confidence and transparency, but it could also be interpreted as a move to diversify ownership. With a growing number of shareholders—62,908 as of November 2025—there’s a clear indication of increasing retail interest. Overall, while the high promoter holding is a positive sign, the shift in ownership dynamics warrants closer scrutiny.
Outlook, Risks, and Final Insight
Looking ahead, the outlook for Indostar Capital Finance appears cautiously optimistic but not without its challenges. The company has shown resilience in revenue recovery, yet the low profitability margins and high leverage present risks that investors must consider. Economic uncertainties, regulatory changes in the financial sector, and potential shifts in interest rates could impact operational performance and profitability. Additionally, the reliance on borrowings for growth could pose challenges if market conditions deteriorate. Investors should weigh these risks against the potential for improved operational efficiency and recovery in profitability. The current share price reflects a mix of these dynamics, making it crucial for investors to adopt a discerning approach. While Indostar Capital’s financial metrics offer a glimmer of hope, the journey ahead will require strategic navigation through market complexities to realize its full potential.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Indostar Capital Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.0 Cr. | 41.0 | 67.7/36.4 | 48.1 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,386 Cr. | 301 | 484/280 | 15.4 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 33.0 Cr. | 0.47 | 2.22/0.46 | 4.57 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.20 Cr. | 10.5 | 12.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 23.0 Cr. | 44.8 | 72.0/43.7 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,223.64 Cr | 1,392.31 | 81.69 | 3,844.37 | 0.36% | 21.70% | 14.20% | 7.22 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 314 | 294 | 281 | 285 | 299 | 234 | 238 | 391 | 307 | 345 | 373 | 373 | 344 |
| Expenses | 90 | 82 | 97 | 52 | 95 | 78 | 76 | 205 | 124 | 139 | 162 | 161 | 622 |
| Operating Profit | 224 | 212 | 184 | 233 | 204 | 157 | 162 | 185 | 183 | 206 | 211 | 211 | -279 |
| OPM % | 71% | 72% | 65% | 82% | 68% | 67% | 68% | 47% | 60% | 60% | 57% | 57% | -81% |
| Other Income | 0 | 0 | 0 | 4 | 0 | 15 | 7 | 19 | 17 | 21 | 17 | 26 | 1,186 |
| Interest | 148 | 146 | 135 | 150 | 154 | 141 | 145 | 162 | 167 | 188 | 193 | 193 | 185 |
| Depreciation | 10 | 10 | 10 | 9 | 8 | 6 | 7 | 7 | 8 | 8 | 7 | 8 | 7 |
| Profit before tax | 66 | 56 | 39 | 77 | 42 | 25 | 17 | 35 | 25 | 32 | 28 | 36 | 715 |
| Tax % | 8% | 8% | 5% | 2% | 7% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 24% |
| Net Profit | 61 | 52 | 37 | 76 | 39 | 25 | 17 | 35 | 25 | 32 | 28 | 36 | 546 |
| EPS in Rs | 4.48 | 3.79 | 2.69 | 5.58 | 2.86 | 1.82 | 1.24 | 2.59 | 1.83 | 2.33 | 2.04 | 2.66 | 39.92 |
Last Updated: August 20, 2025, 9:05 am
Below is a detailed analysis of the quarterly data for Indostar Capital Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 344.00 Cr.. The value appears to be declining and may need further review. It has decreased from 373.00 Cr. (Mar 2025) to 344.00 Cr., marking a decrease of 29.00 Cr..
- For Expenses, as of Jun 2025, the value is 622.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 161.00 Cr. (Mar 2025) to 622.00 Cr., marking an increase of 461.00 Cr..
- For Operating Profit, as of Jun 2025, the value is -279.00 Cr.. The value appears to be declining and may need further review. It has decreased from 211.00 Cr. (Mar 2025) to -279.00 Cr., marking a decrease of 490.00 Cr..
- For OPM %, as of Jun 2025, the value is -81.00%. The value appears to be declining and may need further review. It has decreased from 57.00% (Mar 2025) to -81.00%, marking a decrease of 138.00%.
- For Other Income, as of Jun 2025, the value is 1,186.00 Cr.. The value appears strong and on an upward trend. It has increased from 26.00 Cr. (Mar 2025) to 1,186.00 Cr., marking an increase of 1,160.00 Cr..
- For Interest, as of Jun 2025, the value is 185.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 193.00 Cr. (Mar 2025) to 185.00 Cr., marking a decrease of 8.00 Cr..
- For Depreciation, as of Jun 2025, the value is 7.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 8.00 Cr. (Mar 2025) to 7.00 Cr., marking a decrease of 1.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 715.00 Cr.. The value appears strong and on an upward trend. It has increased from 36.00 Cr. (Mar 2025) to 715.00 Cr., marking an increase of 679.00 Cr..
- For Tax %, as of Jun 2025, the value is 24.00%. The value appears to be increasing, which may not be favorable. It has increased from 0.00% (Mar 2025) to 24.00%, marking an increase of 24.00%.
- For Net Profit, as of Jun 2025, the value is 546.00 Cr.. The value appears strong and on an upward trend. It has increased from 36.00 Cr. (Mar 2025) to 546.00 Cr., marking an increase of 510.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 39.92. The value appears strong and on an upward trend. It has increased from 2.66 (Mar 2025) to 39.92, marking an increase of 37.26.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:08 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 397 | 528 | 644 | 720 | 789 | 1,206 | 1,597 | 1,283 | 1,173 | 1,178 | 1,106 | 1,408 | 1,434 |
| Expenses | 35 | 43 | 61 | 83 | 145 | 244 | 1,142 | 758 | 1,495 | 321 | 429 | 586 | 1,084 |
| Operating Profit | 362 | 485 | 583 | 637 | 644 | 961 | 456 | 525 | -323 | 857 | 676 | 823 | 350 |
| OPM % | 91% | 92% | 91% | 88% | 82% | 80% | 29% | 41% | -28% | 73% | 61% | 58% | 24% |
| Other Income | 0 | 0 | 0 | -0 | -1 | -0 | 1 | -2 | 1 | 1 | 47 | 69 | 1,250 |
| Interest | 192 | 258 | 289 | 312 | 326 | 564 | 863 | 709 | 540 | 580 | 580 | 741 | 760 |
| Depreciation | 1 | 1 | 1 | 2 | 5 | 18 | 30 | 34 | 35 | 40 | 28 | 31 | 30 |
| Profit before tax | 169 | 226 | 293 | 323 | 312 | 379 | -437 | -219 | -896 | 239 | 116 | 121 | 810 |
| Tax % | 34% | 34% | 35% | 35% | 36% | 36% | -26% | -2% | -18% | 6% | 0% | 0% | |
| Net Profit | 112 | 149 | 192 | 211 | 200 | 241 | -325 | -214 | -737 | 225 | 116 | 121 | 641 |
| EPS in Rs | 21.89 | 29.10 | 37.42 | 26.90 | 25.46 | 26.10 | -35.11 | -17.30 | -54.12 | 16.55 | 8.51 | 8.86 | 46.95 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 8% | -3% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 33.04% | 28.86% | 9.90% | -5.21% | 20.50% | -234.85% | 34.15% | -244.39% | 130.53% | -48.44% | 4.31% |
| Change in YoY Net Profit Growth (%) | 0.00% | -4.18% | -18.96% | -15.11% | 25.71% | -255.35% | 269.01% | -278.55% | 374.92% | -178.97% | 52.75% |
Indostar Capital Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -3% |
| 3 Years: | 6% |
| TTM: | 23% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | 17% |
| 3 Years: | 27% |
| TTM: | -957% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 0% |
| 3 Years: | 11% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | -3% |
| 3 Years: | 4% |
| Last Year: | 2% |
Last Updated: September 5, 2025, 7:30 am
Balance Sheet
Last Updated: December 4, 2025, 1:26 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 68 | 68 | 73 | 78 | 79 | 92 | 92 | 124 | 136 | 136 | 136 | 136 | 137 |
| Reserves | 1,067 | 1,217 | 1,468 | 1,824 | 1,996 | 2,914 | 2,588 | 3,562 | 2,793 | 2,976 | 3,099 | 3,499 | 3,858 |
| Borrowings | 1,898 | 2,574 | 3,001 | 3,373 | 4,823 | 9,062 | 7,142 | 6,020 | 6,223 | 5,648 | 7,572 | 6,916 | 5,709 |
| Other Liabilities | 127 | 133 | 151 | 213 | 296 | 232 | 306 | 376 | 508 | 357 | 300 | 2,704 | 528 |
| Total Liabilities | 3,161 | 3,992 | 4,693 | 5,489 | 7,194 | 12,300 | 10,129 | 10,082 | 9,661 | 9,116 | 11,107 | 13,256 | 10,232 |
| Fixed Assets | 1 | 1 | 3 | 9 | 56 | 370 | 383 | 366 | 386 | 377 | 381 | 365 | 360 |
| CWIP | 0 | 0 | 0 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 61 | 55 | 0 | 187 | 1,007 | 301 | 231 | 1,591 | 548 | 1,039 | 1,118 | 1,818 | 1,989 |
| Other Assets | 3,099 | 3,936 | 4,690 | 5,293 | 6,123 | 11,629 | 9,515 | 8,125 | 8,727 | 7,700 | 9,608 | 11,073 | 7,882 |
| Total Assets | 3,161 | 3,992 | 4,693 | 5,489 | 7,194 | 12,300 | 10,129 | 10,082 | 9,661 | 9,116 | 11,107 | 13,256 | 10,232 |
Below is a detailed analysis of the balance sheet data for Indostar Capital Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 137.00 Cr.. The value appears strong and on an upward trend. It has increased from 136.00 Cr. (Mar 2025) to 137.00 Cr., marking an increase of 1.00 Cr..
- For Reserves, as of Sep 2025, the value is 3,858.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,499.00 Cr. (Mar 2025) to 3,858.00 Cr., marking an increase of 359.00 Cr..
- For Borrowings, as of Sep 2025, the value is 5,709.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 6,916.00 Cr. (Mar 2025) to 5,709.00 Cr., marking a decrease of 1,207.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 528.00 Cr.. The value appears to be improving (decreasing). It has decreased from 2,704.00 Cr. (Mar 2025) to 528.00 Cr., marking a decrease of 2,176.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 10,232.00 Cr.. The value appears to be improving (decreasing). It has decreased from 13,256.00 Cr. (Mar 2025) to 10,232.00 Cr., marking a decrease of 3,024.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 360.00 Cr.. The value appears to be declining and may need further review. It has decreased from 365.00 Cr. (Mar 2025) to 360.00 Cr., marking a decrease of 5.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1,989.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,818.00 Cr. (Mar 2025) to 1,989.00 Cr., marking an increase of 171.00 Cr..
- For Other Assets, as of Sep 2025, the value is 7,882.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11,073.00 Cr. (Mar 2025) to 7,882.00 Cr., marking a decrease of 3,191.00 Cr..
- For Total Assets, as of Sep 2025, the value is 10,232.00 Cr.. The value appears to be declining and may need further review. It has decreased from 13,256.00 Cr. (Mar 2025) to 10,232.00 Cr., marking a decrease of 3,024.00 Cr..
However, the Borrowings (5,709.00 Cr.) are higher than the Reserves (3,858.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 361.00 | 483.00 | 580.00 | 634.00 | 640.00 | 952.00 | 449.00 | 519.00 | -329.00 | 852.00 | 669.00 | 817.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0 | -0 | -0 | -0 | -0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | -0 | -0 | -0 | -0 | -0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Working Capital Days | -266 | -44 | -84 | -184 | -887 | -203 | 4 | -15 | -91 | 31 | 76 | 107 |
| ROCE % | 14% | 14% | 13% | 10% | 10% | 4% | 5% | -4% | 9% | 6% | 7% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 8.86 | 8.51 | 16.55 | -59.51 | -20.83 |
| Diluted EPS (Rs.) | 8.57 | 8.51 | 16.55 | -59.51 | -20.83 |
| Cash EPS (Rs.) | 11.11 | 10.95 | 19.45 | -51.52 | -14.60 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 267.11 | 237.75 | 228.66 | 215.25 | 297.92 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 267.11 | 237.75 | 228.66 | 215.25 | 297.92 |
| Revenue From Operations / Share (Rs.) | 103.17 | 102.36 | 86.30 | 85.44 | 103.43 |
| PBDIT / Share (Rs.) | 60.54 | 62.48 | 63.08 | -23.62 | 42.29 |
| PBIT / Share (Rs.) | 58.30 | 60.04 | 60.18 | -26.22 | 39.58 |
| PBT / Share (Rs.) | 3.86 | 9.53 | 17.54 | -65.87 | -17.69 |
| Net Profit / Share (Rs.) | 8.86 | 8.51 | 16.55 | -54.12 | -17.30 |
| NP After MI And SOA / Share (Rs.) | 8.86 | 8.51 | 16.55 | -54.12 | -17.30 |
| PBDIT Margin (%) | 58.68 | 61.03 | 73.10 | -27.64 | 40.88 |
| PBIT Margin (%) | 56.50 | 58.65 | 69.73 | -30.68 | 38.26 |
| PBT Margin (%) | 3.74 | 9.30 | 20.32 | -77.09 | -17.10 |
| Net Profit Margin (%) | 8.58 | 8.31 | 19.17 | -63.34 | -16.72 |
| NP After MI And SOA Margin (%) | 8.58 | 8.31 | 19.17 | -63.34 | -16.72 |
| Return on Networth / Equity (%) | 3.31 | 3.58 | 7.23 | -25.14 | -5.80 |
| Return on Capital Employeed (%) | 21.72 | 25.02 | 26.12 | -7.24 | 8.51 |
| Return On Assets (%) | 0.90 | 1.04 | 2.46 | -7.62 | -2.12 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 0.67 | 0.54 |
| Total Debt / Equity (X) | 1.90 | 2.34 | 1.82 | 2.12 | 1.63 |
| Asset Turnover Ratio (%) | 0.11 | 0.13 | 0.12 | 0.11 | 0.11 |
| Current Ratio (X) | 1.30 | 1.31 | 1.39 | 1.87 | 2.18 |
| Quick Ratio (X) | 1.30 | 1.31 | 1.39 | 1.87 | 2.18 |
| Interest Coverage Ratio (X) | 1.11 | 1.24 | 1.48 | -0.59 | 0.73 |
| Interest Coverage Ratio (Post Tax) (X) | 1.07 | 1.17 | 1.39 | -0.36 | 0.69 |
| Enterprise Value (Cr.) | 10659.30 | 9143.03 | 6649.54 | 8610.50 | 9364.24 |
| EV / Net Operating Revenue (X) | 7.59 | 6.56 | 5.66 | 7.41 | 7.32 |
| EV / EBITDA (X) | 12.94 | 10.75 | 7.75 | -26.79 | 17.90 |
| MarketCap / Net Operating Revenue (X) | 2.97 | 1.82 | 1.21 | 2.47 | 3.02 |
| Price / BV (X) | 1.15 | 0.78 | 0.45 | 0.98 | 1.05 |
| Price / Net Operating Revenue (X) | 2.97 | 1.82 | 1.21 | 2.47 | 3.02 |
| EarningsYield | 0.02 | 0.04 | 0.15 | -0.25 | -0.05 |
After reviewing the key financial ratios for Indostar Capital Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 8.86. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.86, marking an increase of 0.35.
- For Diluted EPS (Rs.), as of Mar 25, the value is 8.57. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.57, marking an increase of 0.06.
- For Cash EPS (Rs.), as of Mar 25, the value is 11.11. This value is within the healthy range. It has increased from 10.95 (Mar 24) to 11.11, marking an increase of 0.16.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 267.11. It has increased from 237.75 (Mar 24) to 267.11, marking an increase of 29.36.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 267.11. It has increased from 237.75 (Mar 24) to 267.11, marking an increase of 29.36.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 103.17. It has increased from 102.36 (Mar 24) to 103.17, marking an increase of 0.81.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 60.54. This value is within the healthy range. It has decreased from 62.48 (Mar 24) to 60.54, marking a decrease of 1.94.
- For PBIT / Share (Rs.), as of Mar 25, the value is 58.30. This value is within the healthy range. It has decreased from 60.04 (Mar 24) to 58.30, marking a decrease of 1.74.
- For PBT / Share (Rs.), as of Mar 25, the value is 3.86. This value is within the healthy range. It has decreased from 9.53 (Mar 24) to 3.86, marking a decrease of 5.67.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 8.86. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.86, marking an increase of 0.35.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 8.86. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.86, marking an increase of 0.35.
- For PBDIT Margin (%), as of Mar 25, the value is 58.68. This value is within the healthy range. It has decreased from 61.03 (Mar 24) to 58.68, marking a decrease of 2.35.
- For PBIT Margin (%), as of Mar 25, the value is 56.50. This value exceeds the healthy maximum of 20. It has decreased from 58.65 (Mar 24) to 56.50, marking a decrease of 2.15.
- For PBT Margin (%), as of Mar 25, the value is 3.74. This value is below the healthy minimum of 10. It has decreased from 9.30 (Mar 24) to 3.74, marking a decrease of 5.56.
- For Net Profit Margin (%), as of Mar 25, the value is 8.58. This value is within the healthy range. It has increased from 8.31 (Mar 24) to 8.58, marking an increase of 0.27.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 8.58. This value is within the healthy range. It has increased from 8.31 (Mar 24) to 8.58, marking an increase of 0.27.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.31. This value is below the healthy minimum of 15. It has decreased from 3.58 (Mar 24) to 3.31, marking a decrease of 0.27.
- For Return on Capital Employeed (%), as of Mar 25, the value is 21.72. This value is within the healthy range. It has decreased from 25.02 (Mar 24) to 21.72, marking a decrease of 3.30.
- For Return On Assets (%), as of Mar 25, the value is 0.90. This value is below the healthy minimum of 5. It has decreased from 1.04 (Mar 24) to 0.90, marking a decrease of 0.14.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 1.90. This value exceeds the healthy maximum of 1. It has decreased from 2.34 (Mar 24) to 1.90, marking a decrease of 0.44.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.11. It has decreased from 0.13 (Mar 24) to 0.11, marking a decrease of 0.02.
- For Current Ratio (X), as of Mar 25, the value is 1.30. This value is below the healthy minimum of 1.5. It has decreased from 1.31 (Mar 24) to 1.30, marking a decrease of 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 1.30. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 1.30, marking a decrease of 0.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.11. This value is below the healthy minimum of 3. It has decreased from 1.24 (Mar 24) to 1.11, marking a decrease of 0.13.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 3. It has decreased from 1.17 (Mar 24) to 1.07, marking a decrease of 0.10.
- For Enterprise Value (Cr.), as of Mar 25, the value is 10,659.30. It has increased from 9,143.03 (Mar 24) to 10,659.30, marking an increase of 1,516.27.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 7.59. This value exceeds the healthy maximum of 3. It has increased from 6.56 (Mar 24) to 7.59, marking an increase of 1.03.
- For EV / EBITDA (X), as of Mar 25, the value is 12.94. This value is within the healthy range. It has increased from 10.75 (Mar 24) to 12.94, marking an increase of 2.19.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.97. This value is within the healthy range. It has increased from 1.82 (Mar 24) to 2.97, marking an increase of 1.15.
- For Price / BV (X), as of Mar 25, the value is 1.15. This value is within the healthy range. It has increased from 0.78 (Mar 24) to 1.15, marking an increase of 0.37.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.97. This value is within the healthy range. It has increased from 1.82 (Mar 24) to 2.97, marking an increase of 1.15.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.04 (Mar 24) to 0.02, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indostar Capital Finance Ltd:
- Net Profit Margin: 8.58%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 21.72% (Industry Average ROCE: 21.7%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.31% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.07
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.3
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 81.69)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.9
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 8.58%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unit No 301-A, Opposite P & G Plaza, Cardinal Gracious Road, Mumbai Maharashtra 400099 | investor.relations@indostarcapital.com http://www.indostarcapital.com |
| Management | |
|---|---|
| Name | Position Held |
| Ms. Naina Krishna Murthy | Chairman(NonExe.&Ind.Director) |
| Mr. Randhir Singh | Exec. Vice Chairman & Mang Dir |
| Mr. Vishal Goenka | Non Executive Director |
| Mr. Devdutt Marathe | Non Executive Director |
| Mr. Aditya Joshi | Non Executive Director |
| Mr. Bobby Parikh | Non Executive Director |
| Mr. Hemant Kaul | Ind. Non-Executive Director |
| Ms. Sujatha Mohan | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Indostar Capital Finance Ltd?
Indostar Capital Finance Ltd's intrinsic value (as of 12 December 2025) is 16.08 which is 93.36% lower the current market price of 242.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 3,305 Cr. market cap, FY2025-2026 high/low of 369/215, reserves of ₹3,858 Cr, and liabilities of 10,232 Cr.
What is the Market Cap of Indostar Capital Finance Ltd?
The Market Cap of Indostar Capital Finance Ltd is 3,305 Cr..
What is the current Stock Price of Indostar Capital Finance Ltd as on 12 December 2025?
The current stock price of Indostar Capital Finance Ltd as on 12 December 2025 is 242.
What is the High / Low of Indostar Capital Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Indostar Capital Finance Ltd stocks is 369/215.
What is the Stock P/E of Indostar Capital Finance Ltd?
The Stock P/E of Indostar Capital Finance Ltd is .
What is the Book Value of Indostar Capital Finance Ltd?
The Book Value of Indostar Capital Finance Ltd is 292.
What is the Dividend Yield of Indostar Capital Finance Ltd?
The Dividend Yield of Indostar Capital Finance Ltd is 0.00 %.
What is the ROCE of Indostar Capital Finance Ltd?
The ROCE of Indostar Capital Finance Ltd is 6.79 %.
What is the ROE of Indostar Capital Finance Ltd?
The ROE of Indostar Capital Finance Ltd is 0.45 %.
What is the Face Value of Indostar Capital Finance Ltd?
The Face Value of Indostar Capital Finance Ltd is 10.0.