Share Price and Basic Stock Data
Last Updated: January 21, 2026, 1:34 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Indostar Capital Finance Ltd operates in the finance and investments sector, focusing on providing a range of financial services. As of September 2025, the company’s stock price stood at ₹225, with a market capitalization of ₹3,658 Cr. Over the years, Indostar has demonstrated variable sales performance. For instance, sales for the fiscal year ending March 2025 reported ₹1,408 Cr, showing a growth from ₹1,178 Cr in the previous year. The quarterly sales figures also reflect fluctuations, peaking at ₹391 Cr in March 2024 before declining to ₹234 Cr in September 2023. This inconsistency may suggest potential market challenges or shifts in operational focus, especially given that the company recorded ₹1,446 Cr in trailing twelve months (TTM) sales. The operating profit margin (OPM) has also seen variability, standing at 58.68% for FY 2025, indicating a healthy but unstable profitability trajectory compared to typical sector margins.
Profitability and Efficiency Metrics
Indostar Capital Finance’s profitability metrics reveal both strengths and challenges. The company reported a net profit of ₹620 Cr for FY 2025, a significant recovery from a net loss of ₹737 Cr in FY 2022. This translates to an earnings per share (EPS) of ₹8.86 for FY 2025, up from ₹8.51 in FY 2024, signaling a positive trend in shareholder returns. However, the return on equity (ROE) stood at 3.31%, indicating that while profits are improving, they remain lower than industry standards, which typically range higher for finance companies. The interest coverage ratio (ICR) of 1.11x reflects a tight margin for covering interest expenses, suggesting potential vulnerability to rising interest rates. Additionally, the company’s operating profit margin (OPM) of 58.68% demonstrates efficiency but also indicates variability in managing operational costs, with previous quarters showing OPM fluctuations.
Balance Sheet Strength and Financial Ratios
Indostar’s balance sheet reflects a mixed picture of financial health. As of March 2025, total borrowings stood at ₹6,916 Cr, while reserves increased to ₹3,499 Cr, indicating a solid capital base to support operations. The debt-to-equity ratio at 1.90x highlights a relatively high level of leverage, which may pose risks if not managed prudently. The company’s current ratio of 1.30x signifies adequate liquidity to meet short-term obligations, though this is slightly lower than ideal levels in the finance sector. The book value per share increased to ₹267.11, suggesting that the company’s intrinsic value is on the rise. However, the return on capital employed (ROCE) of 21.72% indicates that while capital is being utilized effectively, there is room for improvement compared to industry benchmarks, which often exceed 25% for successful finance firms.
Shareholding Pattern and Investor Confidence
The shareholding structure of Indostar Capital Finance Ltd illustrates a significant concentration of ownership, with promoters holding 67.59% of the equity as of November 2025. This high level of promoter ownership can be a double-edged sword; while it may signal strong management commitment, it also raises concerns about minority shareholder influence. Foreign institutional investors (FIIs) have a modest stake of 2.51%, while domestic institutional investors (DIIs) account for 2.29%. Public shareholding stands at 27.62%, reflecting a healthy level of retail participation. The number of shareholders decreased to 62,908, which may indicate either consolidation of shareholding or a lack of interest from new investors. This dynamic could impact liquidity and overall market sentiment, especially if the company fails to sustain profitability and growth, as investor confidence is often swayed by consistent performance.
Outlook, Risks, and Final Insight
Indostar Capital Finance Ltd is positioned for potential growth, but several risks could hinder its progress. The recent improvement in profitability, as evidenced by the increase in net profit and EPS, offers a positive outlook if the company can maintain this momentum. However, the high leverage indicated by the debt-to-equity ratio raises concerns about financial stability, particularly in a rising interest rate environment. Additionally, the fluctuating sales figures and operational profit margins suggest underlying operational challenges that need addressing. If the company can enhance its operational efficiency and manage its debt levels effectively, it may improve shareholder returns and market confidence. Conversely, failure to navigate these risks could lead to a decline in investor sentiment and financial performance, impacting its ability to attract further investment and growth opportunities.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.7 Cr. | 40.0 | 58.0/36.4 | 46.9 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,220 Cr. | 280 | 482/275 | 14.3 | 111 | 0.36 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 30.9 Cr. | 0.44 | 1.34/0.38 | 4.28 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.48 Cr. | 9.06 | 11.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 19.8 Cr. | 38.6 | 69.9/38.5 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,258.30 Cr | 1,286.88 | 67.77 | 3,844.56 | 0.38% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 294 | 281 | 285 | 299 | 234 | 238 | 391 | 307 | 352 | 373 | 373 | 344 | 357 |
| Expenses | 82 | 97 | 52 | 95 | 78 | 76 | 205 | 124 | 139 | 162 | 161 | 622 | 172 |
| Operating Profit | 212 | 184 | 233 | 204 | 157 | 162 | 185 | 183 | 213 | 211 | 211 | -279 | 185 |
| OPM % | 72% | 65% | 82% | 68% | 67% | 68% | 47% | 60% | 61% | 57% | 57% | -81% | 52% |
| Other Income | 0 | 0 | 4 | 0 | 15 | 7 | 19 | 17 | 14 | 17 | 26 | 1,186 | 0 |
| Interest | 146 | 135 | 150 | 154 | 141 | 145 | 162 | 167 | 188 | 193 | 193 | 185 | 167 |
| Depreciation | 10 | 10 | 9 | 8 | 6 | 7 | 7 | 8 | 8 | 7 | 8 | 7 | 8 |
| Profit before tax | 56 | 39 | 77 | 42 | 25 | 17 | 35 | 25 | 32 | 28 | 36 | 715 | 11 |
| Tax % | 8% | 5% | 2% | 7% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 24% | 0% |
| Net Profit | 52 | 37 | 76 | 39 | 25 | 17 | 35 | 25 | 32 | 28 | 36 | 546 | 10 |
| EPS in Rs | 3.79 | 2.69 | 5.58 | 2.86 | 1.82 | 1.24 | 2.59 | 1.83 | 2.33 | 2.04 | 2.66 | 39.92 | 0.77 |
Last Updated: January 1, 2026, 7:46 am
Below is a detailed analysis of the quarterly data for Indostar Capital Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 357.00 Cr.. The value appears strong and on an upward trend. It has increased from 344.00 Cr. (Jun 2025) to 357.00 Cr., marking an increase of 13.00 Cr..
- For Expenses, as of Sep 2025, the value is 172.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 622.00 Cr. (Jun 2025) to 172.00 Cr., marking a decrease of 450.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 185.00 Cr.. The value appears strong and on an upward trend. It has increased from -279.00 Cr. (Jun 2025) to 185.00 Cr., marking an increase of 464.00 Cr..
- For OPM %, as of Sep 2025, the value is 52.00%. The value appears strong and on an upward trend. It has increased from -81.00% (Jun 2025) to 52.00%, marking an increase of 133.00%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,186.00 Cr. (Jun 2025) to 0.00 Cr., marking a decrease of 1,186.00 Cr..
- For Interest, as of Sep 2025, the value is 167.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 185.00 Cr. (Jun 2025) to 167.00 Cr., marking a decrease of 18.00 Cr..
- For Depreciation, as of Sep 2025, the value is 8.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 7.00 Cr. (Jun 2025) to 8.00 Cr., marking an increase of 1.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 11.00 Cr.. The value appears to be declining and may need further review. It has decreased from 715.00 Cr. (Jun 2025) to 11.00 Cr., marking a decrease of 704.00 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value appears to be improving (decreasing) as expected. It has decreased from 24.00% (Jun 2025) to 0.00%, marking a decrease of 24.00%.
- For Net Profit, as of Sep 2025, the value is 10.00 Cr.. The value appears to be declining and may need further review. It has decreased from 546.00 Cr. (Jun 2025) to 10.00 Cr., marking a decrease of 536.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.77. The value appears to be declining and may need further review. It has decreased from 39.92 (Jun 2025) to 0.77, marking a decrease of 39.15.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:11 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 397 | 528 | 644 | 720 | 789 | 1,206 | 1,597 | 1,283 | 1,173 | 1,178 | 1,106 | 1,408 | 1,446 |
| Expenses | 35 | 43 | 61 | 83 | 145 | 244 | 1,142 | 758 | 1,495 | 321 | 429 | 586 | 1,118 |
| Operating Profit | 362 | 485 | 583 | 637 | 644 | 961 | 456 | 525 | -323 | 857 | 676 | 823 | 328 |
| OPM % | 91% | 92% | 91% | 88% | 82% | 80% | 29% | 41% | -28% | 73% | 61% | 58% | 23% |
| Other Income | 0 | 0 | 0 | -0 | -1 | -0 | 1 | -2 | 1 | 1 | 47 | 69 | 1,229 |
| Interest | 192 | 258 | 289 | 312 | 326 | 564 | 863 | 709 | 540 | 580 | 580 | 741 | 738 |
| Depreciation | 1 | 1 | 1 | 2 | 5 | 18 | 30 | 34 | 35 | 40 | 28 | 31 | 30 |
| Profit before tax | 169 | 226 | 293 | 323 | 312 | 379 | -437 | -219 | -896 | 239 | 116 | 121 | 789 |
| Tax % | 34% | 34% | 35% | 35% | 36% | 36% | -26% | -2% | -18% | 6% | 0% | 0% | |
| Net Profit | 112 | 149 | 192 | 211 | 200 | 241 | -325 | -214 | -737 | 225 | 116 | 121 | 620 |
| EPS in Rs | 21.89 | 29.10 | 37.42 | 26.90 | 25.46 | 26.10 | -35.11 | -17.30 | -54.12 | 16.55 | 8.51 | 8.86 | 45.39 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 8% | -3% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 33.04% | 28.86% | 9.90% | -5.21% | 20.50% | -234.85% | 34.15% | -244.39% | 130.53% | -48.44% | 4.31% |
| Change in YoY Net Profit Growth (%) | 0.00% | -4.18% | -18.96% | -15.11% | 25.71% | -255.35% | 269.01% | -278.55% | 374.92% | -178.97% | 52.75% |
Indostar Capital Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -3% |
| 3 Years: | 6% |
| TTM: | 23% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | 17% |
| 3 Years: | 27% |
| TTM: | -957% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 0% |
| 3 Years: | 11% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | -3% |
| 3 Years: | 4% |
| Last Year: | 2% |
Last Updated: September 5, 2025, 7:30 am
Balance Sheet
Last Updated: December 4, 2025, 1:26 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 68 | 68 | 73 | 78 | 79 | 92 | 92 | 124 | 136 | 136 | 136 | 136 | 137 |
| Reserves | 1,067 | 1,217 | 1,468 | 1,824 | 1,996 | 2,914 | 2,588 | 3,562 | 2,793 | 2,976 | 3,099 | 3,499 | 3,858 |
| Borrowings | 1,898 | 2,574 | 3,001 | 3,373 | 4,823 | 9,062 | 7,142 | 6,020 | 6,223 | 5,648 | 7,572 | 6,916 | 5,709 |
| Other Liabilities | 127 | 133 | 151 | 213 | 296 | 232 | 306 | 376 | 508 | 357 | 300 | 2,704 | 528 |
| Total Liabilities | 3,161 | 3,992 | 4,693 | 5,489 | 7,194 | 12,300 | 10,129 | 10,082 | 9,661 | 9,116 | 11,107 | 13,256 | 10,232 |
| Fixed Assets | 1 | 1 | 3 | 9 | 56 | 370 | 383 | 366 | 386 | 377 | 381 | 365 | 360 |
| CWIP | 0 | 0 | 0 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 61 | 55 | 0 | 187 | 1,007 | 301 | 231 | 1,591 | 548 | 1,039 | 1,118 | 1,818 | 1,989 |
| Other Assets | 3,099 | 3,936 | 4,690 | 5,293 | 6,123 | 11,629 | 9,515 | 8,125 | 8,727 | 7,700 | 9,608 | 11,073 | 7,882 |
| Total Assets | 3,161 | 3,992 | 4,693 | 5,489 | 7,194 | 12,300 | 10,129 | 10,082 | 9,661 | 9,116 | 11,107 | 13,256 | 10,232 |
Below is a detailed analysis of the balance sheet data for Indostar Capital Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 137.00 Cr.. The value appears strong and on an upward trend. It has increased from 136.00 Cr. (Mar 2025) to 137.00 Cr., marking an increase of 1.00 Cr..
- For Reserves, as of Sep 2025, the value is 3,858.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,499.00 Cr. (Mar 2025) to 3,858.00 Cr., marking an increase of 359.00 Cr..
- For Borrowings, as of Sep 2025, the value is 5,709.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 6,916.00 Cr. (Mar 2025) to 5,709.00 Cr., marking a decrease of 1,207.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 528.00 Cr.. The value appears to be improving (decreasing). It has decreased from 2,704.00 Cr. (Mar 2025) to 528.00 Cr., marking a decrease of 2,176.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 10,232.00 Cr.. The value appears to be improving (decreasing). It has decreased from 13,256.00 Cr. (Mar 2025) to 10,232.00 Cr., marking a decrease of 3,024.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 360.00 Cr.. The value appears to be declining and may need further review. It has decreased from 365.00 Cr. (Mar 2025) to 360.00 Cr., marking a decrease of 5.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1,989.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,818.00 Cr. (Mar 2025) to 1,989.00 Cr., marking an increase of 171.00 Cr..
- For Other Assets, as of Sep 2025, the value is 7,882.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11,073.00 Cr. (Mar 2025) to 7,882.00 Cr., marking a decrease of 3,191.00 Cr..
- For Total Assets, as of Sep 2025, the value is 10,232.00 Cr.. The value appears to be declining and may need further review. It has decreased from 13,256.00 Cr. (Mar 2025) to 10,232.00 Cr., marking a decrease of 3,024.00 Cr..
However, the Borrowings (5,709.00 Cr.) are higher than the Reserves (3,858.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 361.00 | 483.00 | 580.00 | 634.00 | 640.00 | 952.00 | 449.00 | 519.00 | -329.00 | 852.00 | 669.00 | 817.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0 | -0 | -0 | -0 | -0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | -0 | -0 | -0 | -0 | -0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Working Capital Days | -266 | -44 | -84 | -184 | -887 | -203 | 4 | -15 | -91 | 31 | 76 | 107 |
| ROCE % | 14% | 14% | 13% | 10% | 10% | 4% | 5% | -4% | 9% | 6% | 7% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 8.86 | 8.51 | 16.55 | -59.51 | -20.83 |
| Diluted EPS (Rs.) | 8.57 | 8.51 | 16.55 | -59.51 | -20.83 |
| Cash EPS (Rs.) | 11.11 | 10.95 | 19.45 | -51.52 | -14.60 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 267.11 | 237.75 | 228.66 | 215.25 | 297.92 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 267.11 | 237.75 | 228.66 | 215.25 | 297.92 |
| Revenue From Operations / Share (Rs.) | 103.17 | 102.36 | 86.30 | 85.44 | 103.43 |
| PBDIT / Share (Rs.) | 60.54 | 62.48 | 63.08 | -23.62 | 42.29 |
| PBIT / Share (Rs.) | 58.30 | 60.04 | 60.18 | -26.22 | 39.58 |
| PBT / Share (Rs.) | 3.86 | 9.53 | 17.54 | -65.87 | -17.69 |
| Net Profit / Share (Rs.) | 8.86 | 8.51 | 16.55 | -54.12 | -17.30 |
| NP After MI And SOA / Share (Rs.) | 8.86 | 8.51 | 16.55 | -54.12 | -17.30 |
| PBDIT Margin (%) | 58.68 | 61.03 | 73.10 | -27.64 | 40.88 |
| PBIT Margin (%) | 56.50 | 58.65 | 69.73 | -30.68 | 38.26 |
| PBT Margin (%) | 3.74 | 9.30 | 20.32 | -77.09 | -17.10 |
| Net Profit Margin (%) | 8.58 | 8.31 | 19.17 | -63.34 | -16.72 |
| NP After MI And SOA Margin (%) | 8.58 | 8.31 | 19.17 | -63.34 | -16.72 |
| Return on Networth / Equity (%) | 3.31 | 3.58 | 7.23 | -25.14 | -5.80 |
| Return on Capital Employeed (%) | 21.72 | 25.02 | 26.12 | -7.24 | 8.51 |
| Return On Assets (%) | 0.90 | 1.04 | 2.46 | -7.62 | -2.12 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 0.67 | 0.54 |
| Total Debt / Equity (X) | 1.90 | 2.34 | 1.82 | 2.12 | 1.63 |
| Asset Turnover Ratio (%) | 0.11 | 0.13 | 0.12 | 0.11 | 0.11 |
| Current Ratio (X) | 1.30 | 1.31 | 1.39 | 1.87 | 2.18 |
| Quick Ratio (X) | 1.30 | 1.31 | 1.39 | 1.87 | 2.18 |
| Interest Coverage Ratio (X) | 1.11 | 1.24 | 1.48 | -0.59 | 0.73 |
| Interest Coverage Ratio (Post Tax) (X) | 1.07 | 1.17 | 1.39 | -0.36 | 0.69 |
| Enterprise Value (Cr.) | 10659.30 | 9143.03 | 6649.54 | 8610.50 | 9364.24 |
| EV / Net Operating Revenue (X) | 7.59 | 6.56 | 5.66 | 7.41 | 7.32 |
| EV / EBITDA (X) | 12.94 | 10.75 | 7.75 | -26.79 | 17.90 |
| MarketCap / Net Operating Revenue (X) | 2.97 | 1.82 | 1.21 | 2.47 | 3.02 |
| Price / BV (X) | 1.15 | 0.78 | 0.45 | 0.98 | 1.05 |
| Price / Net Operating Revenue (X) | 2.97 | 1.82 | 1.21 | 2.47 | 3.02 |
| EarningsYield | 0.02 | 0.04 | 0.15 | -0.25 | -0.05 |
After reviewing the key financial ratios for Indostar Capital Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 8.86. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.86, marking an increase of 0.35.
- For Diluted EPS (Rs.), as of Mar 25, the value is 8.57. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.57, marking an increase of 0.06.
- For Cash EPS (Rs.), as of Mar 25, the value is 11.11. This value is within the healthy range. It has increased from 10.95 (Mar 24) to 11.11, marking an increase of 0.16.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 267.11. It has increased from 237.75 (Mar 24) to 267.11, marking an increase of 29.36.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 267.11. It has increased from 237.75 (Mar 24) to 267.11, marking an increase of 29.36.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 103.17. It has increased from 102.36 (Mar 24) to 103.17, marking an increase of 0.81.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 60.54. This value is within the healthy range. It has decreased from 62.48 (Mar 24) to 60.54, marking a decrease of 1.94.
- For PBIT / Share (Rs.), as of Mar 25, the value is 58.30. This value is within the healthy range. It has decreased from 60.04 (Mar 24) to 58.30, marking a decrease of 1.74.
- For PBT / Share (Rs.), as of Mar 25, the value is 3.86. This value is within the healthy range. It has decreased from 9.53 (Mar 24) to 3.86, marking a decrease of 5.67.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 8.86. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.86, marking an increase of 0.35.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 8.86. This value is within the healthy range. It has increased from 8.51 (Mar 24) to 8.86, marking an increase of 0.35.
- For PBDIT Margin (%), as of Mar 25, the value is 58.68. This value is within the healthy range. It has decreased from 61.03 (Mar 24) to 58.68, marking a decrease of 2.35.
- For PBIT Margin (%), as of Mar 25, the value is 56.50. This value exceeds the healthy maximum of 20. It has decreased from 58.65 (Mar 24) to 56.50, marking a decrease of 2.15.
- For PBT Margin (%), as of Mar 25, the value is 3.74. This value is below the healthy minimum of 10. It has decreased from 9.30 (Mar 24) to 3.74, marking a decrease of 5.56.
- For Net Profit Margin (%), as of Mar 25, the value is 8.58. This value is within the healthy range. It has increased from 8.31 (Mar 24) to 8.58, marking an increase of 0.27.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 8.58. This value is within the healthy range. It has increased from 8.31 (Mar 24) to 8.58, marking an increase of 0.27.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.31. This value is below the healthy minimum of 15. It has decreased from 3.58 (Mar 24) to 3.31, marking a decrease of 0.27.
- For Return on Capital Employeed (%), as of Mar 25, the value is 21.72. This value is within the healthy range. It has decreased from 25.02 (Mar 24) to 21.72, marking a decrease of 3.30.
- For Return On Assets (%), as of Mar 25, the value is 0.90. This value is below the healthy minimum of 5. It has decreased from 1.04 (Mar 24) to 0.90, marking a decrease of 0.14.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 1.90. This value exceeds the healthy maximum of 1. It has decreased from 2.34 (Mar 24) to 1.90, marking a decrease of 0.44.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.11. It has decreased from 0.13 (Mar 24) to 0.11, marking a decrease of 0.02.
- For Current Ratio (X), as of Mar 25, the value is 1.30. This value is below the healthy minimum of 1.5. It has decreased from 1.31 (Mar 24) to 1.30, marking a decrease of 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 1.30. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 1.30, marking a decrease of 0.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.11. This value is below the healthy minimum of 3. It has decreased from 1.24 (Mar 24) to 1.11, marking a decrease of 0.13.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 3. It has decreased from 1.17 (Mar 24) to 1.07, marking a decrease of 0.10.
- For Enterprise Value (Cr.), as of Mar 25, the value is 10,659.30. It has increased from 9,143.03 (Mar 24) to 10,659.30, marking an increase of 1,516.27.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 7.59. This value exceeds the healthy maximum of 3. It has increased from 6.56 (Mar 24) to 7.59, marking an increase of 1.03.
- For EV / EBITDA (X), as of Mar 25, the value is 12.94. This value is within the healthy range. It has increased from 10.75 (Mar 24) to 12.94, marking an increase of 2.19.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.97. This value is within the healthy range. It has increased from 1.82 (Mar 24) to 2.97, marking an increase of 1.15.
- For Price / BV (X), as of Mar 25, the value is 1.15. This value is within the healthy range. It has increased from 0.78 (Mar 24) to 1.15, marking an increase of 0.37.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.97. This value is within the healthy range. It has increased from 1.82 (Mar 24) to 2.97, marking an increase of 1.15.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.04 (Mar 24) to 0.02, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indostar Capital Finance Ltd:
- Net Profit Margin: 8.58%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 21.72% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.31% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.07
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.3
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 67.77)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.9
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 8.58%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unit No 301-A, Opposite P & G Plaza, Cardinal Gracious Road, Mumbai Maharashtra 400099 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Ms. Naina Krishna Murthy | Chairman(NonExe.&Ind.Director) |
| Mr. Randhir Singh | Exec. Vice Chairman & Mang Dir |
| Mr. Vishal Goenka | Non Executive Director |
| Mr. Devdutt Marathe | Non Executive Director |
| Mr. Aditya Joshi | Non Executive Director |
| Mr. Bobby Parikh | Non Executive Director |
| Mr. Hemant Kaul | Ind. Non-Executive Director |
| Ms. Sujatha Mohan | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Indostar Capital Finance Ltd?
Indostar Capital Finance Ltd's intrinsic value (as of 21 January 2026) is ₹40.43 which is 80.93% lower the current market price of ₹212.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹3,427 Cr. market cap, FY2025-2026 high/low of ₹369/208, reserves of ₹3,858 Cr, and liabilities of ₹10,232 Cr.
What is the Market Cap of Indostar Capital Finance Ltd?
The Market Cap of Indostar Capital Finance Ltd is 3,427 Cr..
What is the current Stock Price of Indostar Capital Finance Ltd as on 21 January 2026?
The current stock price of Indostar Capital Finance Ltd as on 21 January 2026 is ₹212.
What is the High / Low of Indostar Capital Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Indostar Capital Finance Ltd stocks is ₹369/208.
What is the Stock P/E of Indostar Capital Finance Ltd?
The Stock P/E of Indostar Capital Finance Ltd is .
What is the Book Value of Indostar Capital Finance Ltd?
The Book Value of Indostar Capital Finance Ltd is 292.
What is the Dividend Yield of Indostar Capital Finance Ltd?
The Dividend Yield of Indostar Capital Finance Ltd is 0.00 %.
What is the ROCE of Indostar Capital Finance Ltd?
The ROCE of Indostar Capital Finance Ltd is 6.79 %.
What is the ROE of Indostar Capital Finance Ltd?
The ROE of Indostar Capital Finance Ltd is 0.45 %.
What is the Face Value of Indostar Capital Finance Ltd?
The Face Value of Indostar Capital Finance Ltd is 10.0.