Share Price and Basic Stock Data
Last Updated: February 21, 2026, 1:03 pm
| PEG Ratio | 0.18 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Jammu & Kashmir Bank Ltd operates in the private banking sector, focusing on financial services in India. As of the latest data, the bank’s stock price stood at ₹105, with a market capitalization of ₹11,582 Cr. The bank reported a notable increase in revenue, which rose from ₹9,355 Cr in FY 2023 to ₹11,213 Cr in FY 2024, and is projected to reach ₹12,541 Cr in FY 2025. Quarterly revenue trends also indicate consistent growth, with revenues increasing from ₹2,441 Cr in December 2022 to ₹2,764 Cr in September 2023, and further to ₹2,881 Cr in December 2023. This upward trajectory suggests a strong demand for the bank’s services and effective management strategies. The bank’s focus on expanding its deposit base, which grew to ₹148,552 Cr in FY 2025, reflects its commitment to increasing its market presence and financial sustainability.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,773 Cr. | 213 | 339/180 | 24.8 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,416 Cr. | 27.5 | 36.2/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,198 Cr. | 264 | 331/249 | 8.84 | 306 | 1.52 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 66,022 Cr. | 21.0 | 24.3/16.0 | 20.8 | 16.0 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 12,136 Cr. | 62.5 | 68.0/30.9 | 24.6 | 32.1 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 160,653.35 Cr | 352.39 | 17.82 | 214.17 | 0.58% | 6.84% | 11.80% | 6.30 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,441 | 2,512 | 2,657 | 2,764 | 2,881 | 2,910 | 2,994 | 3,124 | 3,210 | 3,213 | 3,269 | 3,293 | 3,315 |
| Interest | 1,183 | 1,262 | 1,374 | 1,430 | 1,600 | 1,604 | 1,625 | 1,687 | 1,697 | 1,732 | 1,803 | 1,858 | 1,824 |
| Expenses | 984 | 793 | 1,062 | 982 | 906 | 705 | 954 | 980 | 996 | 1,078 | 1,061 | 958 | 965 |
| Financing Profit | 274 | 457 | 221 | 352 | 375 | 602 | 415 | 456 | 516 | 404 | 406 | 477 | 525 |
| Financing Margin % | 11% | 18% | 8% | 13% | 13% | 21% | 14% | 15% | 16% | 13% | 12% | 14% | 16% |
| Other Income | 244 | 168 | 230 | 193 | 186 | 229 | 198 | 301 | 242 | 406 | 253 | 157 | 282 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 518 | 625 | 452 | 545 | 561 | 830 | 614 | 757 | 758 | 810 | 659 | 635 | 807 |
| Tax % | 40% | 24% | 28% | 30% | 25% | 23% | 32% | 27% | 30% | 28% | 26% | 22% | 27% |
| Net Profit | 307 | 473 | 331 | 384 | 423 | 633 | 418 | 553 | 529 | 582 | 485 | 495 | 581 |
| EPS in Rs | 3.19 | 4.58 | 3.21 | 3.72 | 3.84 | 5.75 | 3.80 | 5.02 | 4.80 | 5.28 | 4.40 | 4.49 | 5.28 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 3, 2026, 9:46 pm
Below is a detailed analysis of the quarterly data for Jammu & Kashmir Bank Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 1,824.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1,858.00 Cr. (Sep 2025) to 1,824.00 Cr., marking a decrease of 34.00 Cr..
- For Expenses, as of Dec 2025, the value is 965.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 958.00 Cr. (Sep 2025) to 965.00 Cr., marking an increase of 7.00 Cr..
- For Other Income, as of Dec 2025, the value is 282.00 Cr.. The value appears strong and on an upward trend. It has increased from 157.00 Cr. (Sep 2025) to 282.00 Cr., marking an increase of 125.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 807.00 Cr.. The value appears strong and on an upward trend. It has increased from 635.00 Cr. (Sep 2025) to 807.00 Cr., marking an increase of 172.00 Cr..
- For Tax %, as of Dec 2025, the value is 27.00%. The value appears to be increasing, which may not be favorable. It has increased from 22.00% (Sep 2025) to 27.00%, marking an increase of 5.00%.
- For Net Profit, as of Dec 2025, the value is 581.00 Cr.. The value appears strong and on an upward trend. It has increased from 495.00 Cr. (Sep 2025) to 581.00 Cr., marking an increase of 86.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 5.28. The value appears strong and on an upward trend. It has increased from 4.49 (Sep 2025) to 5.28, marking an increase of 0.79.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:31 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,767 | 7,061 | 6,844 | 6,686 | 6,621 | 7,676 | 8,446 | 8,111 | 8,013 | 9,355 | 11,213 | 12,541 | 12,986 |
| Interest | 4,082 | 4,409 | 4,132 | 4,173 | 3,750 | 4,291 | 4,739 | 4,340 | 4,101 | 4,609 | 6,008 | 6,741 | 7,089 |
| Expenses | 1,250 | 2,336 | 2,466 | 4,431 | 3,154 | 3,439 | 5,234 | 3,802 | 3,774 | 3,567 | 3,437 | 3,840 | 4,093 |
| Financing Profit | 1,435 | 316 | 245 | -1,919 | -283 | -55 | -1,527 | -30 | 137 | 1,178 | 1,768 | 1,960 | 1,804 |
| Financing Margin % | 21% | 4% | 4% | -29% | -4% | -1% | -18% | -0% | 2% | 13% | 16% | 16% | 14% |
| Other Income | 393 | 599 | 509 | 497 | 501 | 817 | 509 | 701 | 753 | 765 | 838 | 1,147 | 1,058 |
| Depreciation | 78 | 95 | 64 | 85 | 97 | 104 | 126 | 134 | 144 | 158 | 218 | 168 | 0 |
| Profit before tax | 1,750 | 820 | 689 | -1,507 | 121 | 659 | -1,144 | 537 | 747 | 1,786 | 2,388 | 2,939 | 2,862 |
| Tax % | 33% | 38% | 40% | 8% | -68% | 30% | 3% | 19% | 32% | 33% | 26% | 29% | |
| Net Profit | 1,181 | 508 | 414 | -1,633 | 203 | 464 | -1,183 | 428 | 495 | 1,181 | 1,771 | 2,082 | 2,090 |
| EPS in Rs | 24.36 | 10.49 | 8.54 | -31.32 | 3.64 | 8.33 | -16.59 | 6.01 | 5.30 | 11.44 | 16.08 | 18.91 | 18.97 |
| Dividend Payout % | 21% | 20% | 20% | 0% | 0% | 0% | 0% | 0% | 0% | 4% | 13% | 11% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -56.99% | -18.50% | -494.44% | 112.43% | 128.57% | -354.96% | 136.18% | 15.65% | 138.59% | 49.96% | 17.56% |
| Change in YoY Net Profit Growth (%) | 0.00% | 38.48% | -475.94% | 606.88% | 16.14% | -483.53% | 491.14% | -120.52% | 122.93% | -88.63% | -32.40% |
Jammu & Kashmir Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 8% |
| 3 Years: | 16% |
| TTM: | 11% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 30% |
| 3 Years: | 61% |
| TTM: | 16% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 42% |
| 3 Years: | 46% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 13% |
| 3 Years: | 15% |
| Last Year: | 16% |
Last Updated: September 5, 2025, 1:46 pm
Balance Sheet
Last Updated: February 1, 2026, 2:02 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 48 | 48 | 48 | 52 | 56 | 56 | 71 | 71 | 93 | 103 | 110 | 110 | 110 |
| Reserves | 5,674 | 6,060 | 6,372 | 5,621 | 6,102 | 6,566 | 6,274 | 6,731 | 7,984 | 9,793 | 12,083 | 14,098 | 14,826 |
| Deposits | 69,928 | 66,336 | 69,379 | 72,459 | 80,005 | 89,637 | 97,786 | 108,047 | 114,703 | 122,027 | 134,765 | 148,552 | 152,017 |
| Borrowing | 1,165 | 1,740 | 2,240 | 1,276 | 1,628 | 2,624 | 2,020 | 2,015 | 2,371 | 2,892 | 2,885 | 2,383 | 2,382 |
| Other Liabilities | 1,797 | 1,726 | 2,214 | 2,604 | 1,894 | 2,522 | 2,678 | 3,408 | 5,425 | 11,097 | 4,662 | 4,280 | 5,291 |
| Total Liabilities | 78,613 | 75,910 | 80,254 | 82,012 | 89,684 | 101,405 | 108,829 | 120,273 | 130,576 | 145,913 | 154,505 | 169,424 | 174,627 |
| Fixed Assets | 508 | 655 | 706 | 1,479 | 1,598 | 1,646 | 2,036 | 1,971 | 1,908 | 2,224 | 2,208 | 2,126 | 2,187 |
| CWIP | 27 | 34 | 59 | 64 | 17 | 29 | 35 | 41 | 46 | 47 | 50 | 66 | 0 |
| Investments | 26,185 | 22,740 | 20,334 | 21,271 | 18,860 | 23,140 | 22,990 | 30,774 | 33,785 | 34,780 | 34,900 | 41,122 | 44,209 |
| Other Assets | 51,893 | 52,481 | 59,156 | 59,198 | 69,210 | 76,589 | 83,768 | 87,486 | 94,837 | 108,860 | 117,347 | 126,110 | 128,231 |
| Total Assets | 78,613 | 75,910 | 80,254 | 82,012 | 89,684 | 101,405 | 108,829 | 120,273 | 130,576 | 145,913 | 154,505 | 169,424 | 174,627 |
Below is a detailed analysis of the balance sheet data for Jammu & Kashmir Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 110.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 110.00 Cr..
- For Reserves, as of Sep 2025, the value is 14,826.00 Cr.. The value appears strong and on an upward trend. It has increased from 14,098.00 Cr. (Mar 2025) to 14,826.00 Cr., marking an increase of 728.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 5,291.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4,280.00 Cr. (Mar 2025) to 5,291.00 Cr., marking an increase of 1,011.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 174,627.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 169,424.00 Cr. (Mar 2025) to 174,627.00 Cr., marking an increase of 5,203.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 2,187.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,126.00 Cr. (Mar 2025) to 2,187.00 Cr., marking an increase of 61.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 66.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 66.00 Cr..
- For Investments, as of Sep 2025, the value is 44,209.00 Cr.. The value appears strong and on an upward trend. It has increased from 41,122.00 Cr. (Mar 2025) to 44,209.00 Cr., marking an increase of 3,087.00 Cr..
- For Other Assets, as of Sep 2025, the value is 128,231.00 Cr.. The value appears strong and on an upward trend. It has increased from 126,110.00 Cr. (Mar 2025) to 128,231.00 Cr., marking an increase of 2,121.00 Cr..
- For Total Assets, as of Sep 2025, the value is 174,627.00 Cr.. The value appears strong and on an upward trend. It has increased from 169,424.00 Cr. (Mar 2025) to 174,627.00 Cr., marking an increase of 5,203.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -68.00 | -64.00 | -67.00 | -68.00 | -77.00 | -86.00 | -92.00 | -105.00 | -111.00 | -119.00 | -131.00 | -145.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 22% | 9% | 7% | -27% | 3% | 7% | -18% | 7% | 7% | 13% | 16% | 16% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Kotak Multicap Fund | 29,360,140 | 1.28 | 294.48 | 11,409,015 | 2025-11-03 03:37:58 | 157.34% |
| Kotak Multi Asset Allocation Fund | 4,540,314 | 0.42 | 45.54 | 3,940,381 | 2025-11-03 03:37:58 | 15.23% |
| Kotak Special Opportunities Fund | 2,109,280 | 1.3 | 21.16 | N/A | N/A | N/A |
| JM Small Cap Fund | 1,079,692 | 1.54 | 10.83 | N/A | N/A | N/A |
| ITI Large & Midcap Fund | 440,969 | 0.54 | 4.42 | N/A | N/A | N/A |
| ITI ELSS Tax Saver Fund | 417,233 | 0.95 | 4.18 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 18.91 | 16.84 | 12.25 | 5.96 | 6.01 |
| Diluted EPS (Rs.) | 18.91 | 16.84 | 12.25 | 5.96 | 6.01 |
| Cash EPS (Rs.) | 20.47 | 18.05 | 13.15 | 6.95 | 7.89 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 117.76 | 99.19 | 83.51 | 75.39 | 81.69 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 129.01 | 110.71 | 95.93 | 85.57 | 95.32 |
| Operating Revenue / Share (Rs.) | 113.87 | 101.82 | 90.68 | 85.88 | 113.67 |
| Net Profit / Share (Rs.) | 18.94 | 16.07 | 11.62 | 5.41 | 6.00 |
| Net Profit After MI / Share (Rs.) | 18.90 | 16.08 | 11.44 | 5.30 | 6.00 |
| Net Profit Margin (%) | 16.63 | 15.78 | 12.81 | 6.29 | 5.28 |
| Net Profit After MI And SOA Nargin (%) | 16.59 | 15.79 | 12.61 | 6.17 | 5.28 |
| Operating Profit Margin (%) | 30.03 | 29.28 | 21.74 | 10.72 | 9.53 |
| Return On Assets (%) | 1.22 | 1.14 | 0.80 | 0.37 | 0.35 |
| Return On Equity / Networth (%) | 16.05 | 16.21 | 13.70 | 7.03 | 7.34 |
| Net Interest Margin (X) | 3.42 | 3.36 | 3.25 | 2.99 | 3.13 |
| Cost To Income (%) | 57.75 | 62.26 | 66.24 | 76.53 | 64.18 |
| Interest Income / Total Assets (%) | 7.40 | 7.25 | 6.41 | 6.13 | 6.74 |
| Non-Interest Income / Total Assets (%) | 0.67 | 0.54 | 0.52 | 0.60 | 0.60 |
| Operating Profit / Total Assets (%) | 0.55 | 0.60 | 0.29 | -0.21 | -0.24 |
| Operating Expenses / Total Assets (%) | 2.36 | 2.43 | 2.50 | 2.75 | 2.39 |
| Interest Expenses / Total Assets (%) | 3.97 | 3.88 | 3.15 | 3.14 | 3.60 |
| Enterprise Value (Rs.Cr.) | 153712.43 | 145155.93 | 122196.89 | 118692.07 | 108211.10 |
| EV Per Net Sales (X) | 12.26 | 12.95 | 13.06 | 14.81 | 13.34 |
| Price To Book Value (X) | 0.78 | 1.35 | 0.58 | 0.42 | 0.31 |
| Price To Sales (X) | 0.81 | 1.32 | 0.54 | 0.37 | 0.22 |
| Retention Ratios (%) | 88.62 | 86.63 | 95.63 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.20 | 0.12 | 0.23 | 0.16 | 0.23 |
After reviewing the key financial ratios for Jammu & Kashmir Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 18.91. This value is within the healthy range. It has increased from 16.84 (Mar 24) to 18.91, marking an increase of 2.07.
- For Diluted EPS (Rs.), as of Mar 25, the value is 18.91. This value is within the healthy range. It has increased from 16.84 (Mar 24) to 18.91, marking an increase of 2.07.
- For Cash EPS (Rs.), as of Mar 25, the value is 20.47. This value is within the healthy range. It has increased from 18.05 (Mar 24) to 20.47, marking an increase of 2.42.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 117.76. It has increased from 99.19 (Mar 24) to 117.76, marking an increase of 18.57.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 129.01. It has increased from 110.71 (Mar 24) to 129.01, marking an increase of 18.30.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 18.94. This value is within the healthy range. It has increased from 16.07 (Mar 24) to 18.94, marking an increase of 2.87.
- For Net Profit Margin (%), as of Mar 25, the value is 16.63. This value exceeds the healthy maximum of 10. It has increased from 15.78 (Mar 24) to 16.63, marking an increase of 0.85.
- For Return On Assets (%), as of Mar 25, the value is 1.22. This value is below the healthy minimum of 5. It has increased from 1.14 (Mar 24) to 1.22, marking an increase of 0.08.
- For Retention Ratios (%), as of Mar 25, the value is 88.62. This value exceeds the healthy maximum of 70. It has increased from 86.63 (Mar 24) to 88.62, marking an increase of 1.99.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Jammu & Kashmir Bank Ltd:
- Net Profit Margin: 16.63%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 5.32 (Industry average Stock P/E: 17.82)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 16.63%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | Corporate Headquarters, Maulana Azad Road, Srinagar Jammu & Kashmir 190001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Amitava Chatterjee | Managing Director & CEO |
| Dr. Mandeep K Bhandari | Non Exe.Non Ind.Director |
| Dr. Pawan Kotwal | Non Exe.Non Ind.Director |
| Mr. Sudhir Gupta | Non Ind.& Exe.Director |
| Mr. R K Chhibber | Non Exe.Non Ind.Director |
| Mr. Sanjiv Dayal | Non Exe. & Nominee Director |
| Ms. Shahla Ayoub | Ind. Non-Executive Director |
| Mr. Umesh Chandra Pandey | Ind. Non-Executive Director |
| Mr. Anand Kumar | Ind. Non-Executive Director |
| Mr. Anil Kumar Goel | Ind. Non-Executive Director |
| Mr. S Krishnan | Ind. Non-Executive Director |
| Mr. Santosh D Vaidya | Non Exe. & Nominee Director |
FAQ
What is the intrinsic value of Jammu & Kashmir Bank Ltd?
Jammu & Kashmir Bank Ltd's intrinsic value (as of 21 February 2026) is ₹124.91 which is 20.11% higher the current market price of ₹104.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹11,405 Cr. market cap, FY2025-2026 high/low of ₹117/82.0, reserves of ₹14,826 Cr, and liabilities of ₹174,627 Cr.
What is the Market Cap of Jammu & Kashmir Bank Ltd?
The Market Cap of Jammu & Kashmir Bank Ltd is 11,405 Cr..
What is the current Stock Price of Jammu & Kashmir Bank Ltd as on 21 February 2026?
The current stock price of Jammu & Kashmir Bank Ltd as on 21 February 2026 is ₹104.
What is the High / Low of Jammu & Kashmir Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Jammu & Kashmir Bank Ltd stocks is ₹117/82.0.
What is the Stock P/E of Jammu & Kashmir Bank Ltd?
The Stock P/E of Jammu & Kashmir Bank Ltd is 5.32.
What is the Book Value of Jammu & Kashmir Bank Ltd?
The Book Value of Jammu & Kashmir Bank Ltd is 141.
What is the Dividend Yield of Jammu & Kashmir Bank Ltd?
The Dividend Yield of Jammu & Kashmir Bank Ltd is 2.08 %.
What is the ROCE of Jammu & Kashmir Bank Ltd?
The ROCE of Jammu & Kashmir Bank Ltd is 6.15 %.
What is the ROE of Jammu & Kashmir Bank Ltd?
The ROE of Jammu & Kashmir Bank Ltd is 15.8 %.
What is the Face Value of Jammu & Kashmir Bank Ltd?
The Face Value of Jammu & Kashmir Bank Ltd is 1.00.
