Jammu & Kashmir Bank Ltd Financial Statements & Historical Data

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COMPANY FINANCIAL DATA

Reported figures at a glance

Stored figures, not live quotes. Price record: 2 October 2026, 9:38 pm +05:30. Financial reporting periods are shown in the tables below.

Stored share price140₹ per share
Reported P/E6.69Times
Book value per share154₹ per share
Reported ROCE5.84 %%
Data sources and reporting basis

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

Different tables can have different reporting dates and accounting bases. Verify the company filings before comparing figures. Missing data is not treated as zero.

How Getaka handles sources, dates and corrections. Page revision dates describe the page, not the age of every financial figure.

Stored market and accounting figures

Price record: 2 October 2026, 9:38 pm +05:30. Not a live quote.

MeasureStored figure
Market Cap15,414 Cr.
Current Price140
High / Low202/97.4
Stock P/E6.69
Book Value154
Dividend Yield0.00 %
ROCE5.84 %
ROE15.4 %
Face Value1.00

Market cap is in ₹ crore; prices and per-share values are in ₹. P/E is a multiple; yield, ROCE and ROE are percentages. Book value is an accounting figure, not an estimate of the share's investment value.

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Jammu & Kashmir Bank Ltd 15,414 Cr. 140 202/97.46.69 1540.00 %5.84 %15.4 % 1.00
Ujjivan Small Finance Bank Ltd 12,782 Cr. 65.6 73.9/47.314.1 35.10.00 %7.73 %10.8 % 10.0
South Indian Bank Ltd 12,427 Cr. 47.4 50.7/29.38.23 45.10.95 %6.42 %13.5 % 1.00
Karnataka Bank Ltd 12,169 Cr. 322 346/1708.47 3501.55 %6.06 %10.4 % 10.0
City Union Bank Ltd 22,792 Cr. 230 249/15816.2 1070.87 %6.74 %13.2 % 1.00
Industry Average145,852.13 Cr336.5219.83225.500.50%6.43%10.01%6.30

All Competitor Stocks of Jammu & Kashmir Bank Ltd

FINANCIALS

Quarterly performance

Compare sales, expenses, operating profit and net profit on one chart, across the same reporting quarters.

Sales, expenses & profits

₹ crore

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Quarterly Chart Table

MetricJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue2,6572,7642,8812,9102,9943,1243,2103,2133,2693,2933,3153,2733,547
Interest 1,3741,4301,6001,6041,6251,6871,6971,7321,8031,8581,8241,7842,049
Expenses 1,0629829067059549809961,0751,0619589648891,095
Financing Profit221352375602415456516406406477527600403
Financing Margin %8%13%13%21%14%15%16%13%12%14%16%18%11%
Other Income 230193186229198301242403253157280262217
Depreciation 0000000000000
Profit before tax 452545561830614757758810659635807862621
Tax % 28%30%25%23%32%27%30%28%26%22%27%7%31%
Net Profit 331384423633418553529582485495581799429
EPS in Rs 3.213.723.845.753.805.024.805.284.404.495.287.253.89
Gross NPA %
Net NPA %

Last Updated: September 29, 2026, 5:11 pm

FINANCIALS

Annual performance

Compare sales, expenses, operating profit and net profit across financial years. Trailing figures remain in the table.

Sales, expenses & profits

₹ crore

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Earnings per share

₹ per share

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Profit & Loss Chart Table

Last Updated: September 26, 2026, 9:26 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue6,7677,0616,8446,6866,6217,6768,4468,1118,0139,35511,21312,54113,15113,429
Interest 4,0824,4094,1324,1733,7504,2914,7394,3404,1014,6096,0086,7417,2697,515
Expenses 1,2502,3362,4664,4313,1543,4395,2343,8023,7743,5673,4373,8343,7413,907
Financing Profit1,435316245-1,919-283-55-1,527-301371,1781,7681,9662,1412,007
Financing Margin %21%4%4%-29%-4%-1%-18%-0%2%13%16%16%16%15%
Other Income 3935995094975018175097017537658381,140951918
Depreciation 78956485971041261341441582181681280
Profit before tax 1,750820689-1,507121659-1,1445377471,7862,3882,9392,9642,925
Tax % 33%38%40%8%-68%30%3%19%32%33%26%29%20%
Net Profit 1,181508414-1,633203464-1,1834284951,1811,7712,0822,3602,304
EPS in Rs 24.3610.498.54-31.323.648.33-16.596.015.3011.4416.0818.9121.4320.91
Dividend Payout % 21%20%20%0%0%0%0%0%0%4%13%11%0%

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-20252025-2026
YoY Net Profit Growth (%)-56.99%-18.50%-494.44%112.43%128.57%-354.96%136.18%15.65%138.59%49.96%17.56%13.35%
Change in YoY Net Profit Growth (%)0.00%38.48%-475.94%606.88%16.14%-483.53%491.14%-120.52%122.93%-88.63%-32.40%-4.21%

Jammu & Kashmir Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 12 years from 2014-2015 to 2025-2026.

Growth

Compounded Sales Growth
10 Years:6%
5 Years:8%
3 Years:16%
TTM:11%
Compounded Profit Growth
10 Years:15%
5 Years:30%
3 Years:61%
TTM:16%
Stock Price CAGR
10 Years:1%
5 Years:42%
3 Years:46%
1 Year:-8%
Return on Equity
10 Years:5%
5 Years:13%
3 Years:15%
Last Year:16%

Last Updated: September 5, 2025, 1:46 pm

FINANCIALS

Balance sheet

Compare reserves and borrowings across the same financial years. Reserves are an accounting balance, not available cash.

Reserves & borrowings

₹ crore

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Balance Sheet Data Table

Last Updated: September 26, 2026, 9:26 pm

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital 4848525656717193103110110110
Reserves 6,0606,3725,6216,1026,5666,2746,7317,9849,79312,08314,09816,390
Deposits66,33669,37972,45980,00589,63797,786108,047114,703122,027134,765148,552165,342
Borrowing1,7402,2401,2761,6282,6242,0202,0152,3712,8922,8852,3833,431
Other Liabilities 1,7262,2142,6041,8942,5222,6783,4085,42511,0974,6624,2803,687
Total Liabilities 75,91080,25482,01289,684101,405108,829120,273130,576145,913154,505169,424188,960
Fixed Assets 6557061,4791,5981,6462,0361,9711,9082,2242,2082,1262,445
CWIP 345964172935414647506688
Investments 22,74020,33421,27118,86023,14022,99030,77433,78534,78034,90041,12240,520
Other Assets 52,48159,15659,19869,21076,58983,76887,48694,837108,860117,347126,110145,906
Total Assets 75,91080,25482,01289,684101,405108,829120,273130,576145,913154,505169,424188,960
FINANCIALS

Cash generation

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Operating & free cash flow

₹ crore

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Supporting financial tableAll reported figures · use a chart icon for peer comparison

Cash Flows

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + 118-2192,4572,363-2,9924,374-14-1,568-407-8532,723-1,126
Cash from Investing Activity + -261-136-861-164-165-115-76-85-124-257-102-302
Cash from Financing Activity + -338-176593668769-339-199941638407-1,034-500
Net Cash Flow -480-5312,1892,867-2,3883,920-289-712107-7021,587-1,928
Free Cash Flow -131-3551,5962,199-3,1564,259-90-1,653-531-1,0382,621-1,595
CFO/OP 10%4%112%73%-70%140%2%-31%1%-5%40%-4%
Free cash flowAll reported figures · use a chart icon for peer comparison

Free Cash Flow Table

Free cash flow reported in the stored cash-flow statement (₹ Cr)
PeriodMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Free Cash Flow-131.00-355.001,596.002,199.00-3,156.004,259.00-90.00-1,653.00-531.00-1,038.002,621.00-1,595.00

This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.

Financial efficiency feed. Source: www.screener.in. The source URL identifies consolidated accounts. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

FINANCIALS

Financial & business efficiency

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Returns on capital & equity

%

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Financial Efficiency Data Table

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE % 22%9%7%-27%3%7%-18%7%7%13%16%16%
FINANCIALS

Ownership trends

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Shareholding comparison

%

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Shareholder count

Shareholders

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Shareholding Pattern

MonthSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 63.41%59.40%59.40%59.40%59.40%59.40%59.40%59.40%59.40%59.40%59.40%59.40%
FIIs 2.61%5.80%6.99%7.16%6.47%7.07%7.64%8.01%7.85%8.14%8.35%9.38%
DIIs 4.92%7.81%7.90%6.74%6.41%6.82%6.69%5.87%5.76%5.84%6.00%7.85%
Public 29.06%26.98%25.71%26.70%27.72%26.70%26.26%26.72%26.98%26.62%26.26%23.37%
No. of Shareholders 1,88,6092,04,1932,15,2942,54,6452,78,0502,82,7432,80,1872,65,9682,61,9782,54,2192,40,5392,19,636
Mutual fund holdingsReported fund ownership · Expand table

Mutual Fund Holdings Data Table

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Kotak Multicap Fund 29,360,140 1.47 378.811,409,0152025-11-03 03:37:58157.34%
Kotak Contra Fund 4,000,000 1 51.61N/AN/AN/A
Baroda BNP Paribas Multi Cap Fund 1,800,000 0.72 23.221,894,0522025-11-03 03:37:58-4.97%
ITI Small Cap Fund 1,731,888 0.76 22.342,480,7132026-01-26 07:21:39-30.19%
Baroda BNP Paribas Banking and Financial Services Fund - Plan B - Direct 400,000 1.33 5.16N/AN/AN/A
ITI Banking and Financial Services Fund 271,744 0.97 3.51N/AN/AN/A
Groww Value Fund 48,483 0.94 0.63N/AN/AN/A

Alternate ratio feed. Source: www.way2wealth.com. The accounting basis and ratio definitions require verification against the source. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

FINANCIALS

Ratios from the alternate data feed

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Profitability ratios

%

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Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
Face Value1.001.001.001.001.00
Basic EPS (Rs.) 18.9116.8412.255.966.01
Diluted EPS (Rs.) 18.9116.8412.255.966.01
Cash EPS (Rs.) 20.4718.0513.156.957.89
Book Value[Excl.RevalReserv]/Share (Rs.) 117.7699.1983.5175.3981.69
Book Value[Incl.RevalReserv]/Share (Rs.) 129.01110.7195.9385.5795.32
Operating Revenue / Share (Rs.)113.87101.8290.6885.88113.67
Net Profit / Share (Rs.) 18.9416.0711.625.416.00
Net Profit After MI / Share (Rs.)18.9016.0811.445.306.00
Net Profit Margin (%) 16.6315.7812.816.295.28
Net Profit After MI And SOA Nargin (%)16.5915.7912.616.175.28
Operating Profit Margin (%)30.0329.2821.7410.729.53
Return On Assets (%) 1.221.140.800.370.35
Return On Equity / Networth (%)16.0516.2113.707.037.34
Net Interest Margin (X)3.423.363.252.993.13
Cost To Income (%)57.7562.2666.2476.5364.18
Interest Income / Total Assets (%)7.407.256.416.136.74
Non-Interest Income / Total Assets (%)0.670.540.520.600.60
Operating Profit / Total Assets (%)0.550.600.29-0.21-0.24
Operating Expenses / Total Assets (%)2.362.432.502.752.39
Interest Expenses / Total Assets (%)3.973.883.153.143.60
Enterprise Value (Rs.Cr.)153712.43145155.93122196.89118692.07108211.10
EV Per Net Sales (X)12.2612.9513.0614.8113.34
Price To Book Value (X)0.781.350.580.420.31
Price To Sales (X)0.811.320.540.370.22
Retention Ratios (%) 88.6286.6395.63100.00100.00
Earnings Yield (X)0.200.120.230.160.23
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