Reliance Home Finance Ltd. is a Public Limited Listed company incorporated on 05/06/2008 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L67190MH2008PLC183216 and registration number is 183216. Currently company belongs to the Industry of Finance - Housing. Company’s Total Operating Revenue is Rs. 290.68 Cr. and Equity Capital is Rs. 485.06 Cr. for the Year ended 31/03/2022.
Reliance Home Finance Ltd Profit & Loss Yearly Chart
Reliance Home Finance Ltd Growth
Compounded Sales Growth
10 Years:
-48%
5 Years:
-80%
3 Years:
-91%
TTM:
-100%
Compounded Profit Growth
10 Years:
%
5 Years:
%
3 Years:
26%
TTM:
-100%
Stock Price CAGR
10 Years:
%
5 Years:
-18%
3 Years:
-7%
1 Year:
17%
Return on Equity
10 Years:
%
5 Years:
%
3 Years:
%
Last Year:
%
Last Updated: July 24, 2024, 5:22 pm
Reliance Home Finance Ltd Balance Sheet
Last Updated: July 10, 2024, 7:55 pm
Month
Mar 2012
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Sep 2023
Equity Capital
30
66
66
66
66
116
485
485
485
485
485
485
485
Reserves
361
355
398
468
554
1,014
1,339
1,357
982
-538
-5,977
-559
-553
Preference Capital
3
0
0
0
0
0
0
0
0
0
0
0
Borrowings
1,887
1,940
2,377
3,640
6,548
9,670
13,136
15,699
13,235
12,976
12,714
87
87
Other Liabilities
294
593
904
1,385
525
547
447
585
1,027
1,975
2,922
22
14
Total Liabilities
2,572
2,954
3,745
5,557
7,694
11,347
15,408
18,125
15,729
14,898
10,144
35
32
Fixed Assets
0
0
0
39
44
68
264
266
262
259
48
0
0
CWIP
0
0
0
0
0
0
2
0
1
0
0
0
0
Investments
39
14
320
0
80
508
54
93
951
1,007
161
0
0
Other Assets
2,533
2,939
3,425
5,518
7,569
10,771
15,087
17,766
14,516
13,631
9,936
35
32
Total Assets
2,572
2,954
3,745
5,557
7,694
11,347
15,408
18,125
15,729
14,898
10,144
35
32
Reliance Home Finance Ltd Reserves and Borrowings Chart
Reliance Home Finance Ltd Cash Flow
Month
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Cash from Operating Activity
-1.68
412.05
-179.27
433.43
-3,296.27
-3,507.32
-1,189.02
4,713.05
3,068.08
-597.38
4,103.02
-21.79
Cash from Investing Activity
23.40
-281.72
293.15
-71.50
-355.05
495.79
-55.00
-856.08
-1,559.75
848.31
-104.81
0.64
Cash from Financing Activity
-0.33
0.00
0.00
0.00
3,226.73
2,817.99
1,290.91
-3,927.20
-1,373.56
-366.90
-4,035.08
4.07
Net Cash Flow
21.39
130.33
113.88
361.93
-424.59
-193.54
46.89
-70.23
134.77
-115.97
-36.87
-17.08
Reliance Home Finance Ltd Financial Efficiency Indicators
Month
Mar 2012
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Debtor Days
0
0
0
0
0
0
0
0
0
0
0
0
Inventory Days
Days Payable
Cash Conversion Cycle
0
0
0
0
0
0
0
0
0
0
0
0
Working Capital Days
-165
-288
-314
-422
-361
-261
-24
33
-139
-682
-3,301
-4
ROCE %
11%
13%
13%
12%
12%
10%
10%
9%
5%
-8%
-67%
258%
Reliance Home Finance Ltd Financial Efficiency Indicators Chart
Reliance Home Finance Ltd Share Holding Pattern
Month
Jun 2021
Sep 2021
Dec 2021
Mar 2022
Jun 2022
Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Promoters
49.58%
49.58%
49.58%
49.58%
48.78%
48.64%
48.64%
48.64%
43.61%
0.74%
0.74%
0.74%
FIIs
2.39%
2.39%
2.19%
2.19%
2.19%
2.19%
2.19%
2.19%
0.39%
0.39%
0.39%
0.39%
DIIs
1.56%
1.56%
1.56%
1.56%
1.56%
1.55%
1.55%
1.55%
1.55%
1.55%
1.55%
1.55%
Government
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
Public
46.46%
46.46%
46.67%
46.67%
47.46%
47.60%
47.61%
47.60%
54.44%
97.30%
97.31%
97.32%
No. of Shareholders
8,43,772
8,44,905
8,47,948
8,53,215
8,52,814
8,60,494
8,54,262
8,52,451
8,54,351
8,82,115
9,04,907
9,50,122
Reliance Home Finance Ltd Shareholding Pattern Chart
No. of Reliance Home Finance Ltd Shareholders
This stock is not held by any mutual fund
Reliance Home Finance Ltd ROCE Trend
Reliance Home Finance Ltd EPS Trend
Reliance Home Finance Ltd Key Financial Ratios
Month
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
FaceValue
10.00
10.00
10.00
10.00
10.00
Basic EPS (Rs.)
-0.07
111.72
-112.15
-31.33
-7.74
Diluted EPS (Rs.)
-0.07
111.72
-112.15
-31.33
-7.74
Cash EPS (Rs.)
-0.07
111.75
-107.77
-31.28
-7.66
Book Value[Excl.RevalReserv]/Share (Rs.)
-1.59
-1.52
-113.23
-1.09
30.24
Book Value[Incl.RevalReserv]/Share (Rs.)
-1.59
-1.52
-113.23
-1.09
30.24
Revenue From Operations / Share (Rs.)
0.01
7.88
5.99
16.56
32.73
PBDIT / Share (Rs.)
-0.04
192.23
-134.19
-22.28
15.92
PBIT / Share (Rs.)
-0.04
192.19
-138.57
-22.33
15.85
PBT / Share (Rs.)
-0.07
185.83
-163.00
-47.48
-11.70
Net Profit / Share (Rs.)
-0.07
111.71
-112.14
-31.33
-7.74
PBDIT Margin (%)
-381.70
2439.83
-2239.30
-134.53
48.64
PBIT Margin (%)
-381.70
2439.31
-2312.27
-134.86
48.41
PBT Margin (%)
-574.14
2358.57
-2719.96
-286.69
-35.73
Net Profit Margin (%)
-574.14
1417.84
-1871.33
-189.21
-23.64
Return on Networth / Equity (%)
0.00
-7339.25
0.00
0.00
-25.58
Return on Capital Employeed (%)
-7.91
60495.39
-481.72
-15.72
9.34
Return On Assets (%)
-11.89
15548.26
-53.62
-10.20
-2.38
Long Term Debt / Equity (X)
0.00
-0.75
-1.24
-127.24
4.56
Total Debt / Equity (X)
0.00
-0.75
-2.31
-244.44
9.00
Asset Turnover Ratio (%)
0.01
0.07
0.02
0.05
0.09
Current Ratio (X)
0.00
0.90
0.72
1.66
1.99
Quick Ratio (X)
0.00
0.90
0.72
1.66
1.99
Interest Coverage Ratio (X)
-1.63
297.71
-5.49
-0.88
0.57
Interest Coverage Ratio (Post Tax) (X)
-1.63
182.86
-3.59
-0.24
0.71
Enterprise Value (Cr.)
129.00
191.20
9940.24
11782.51
12761.11
EV / Net Operating Revenue (X)
208.70
0.50
34.20
14.67
8.04
EV / EBITDA (X)
-54.68
0.02
-1.53
-10.90
16.53
MarketCap / Net Operating Revenue (X)
228.36
0.31
0.64
0.14
0.02
Price / BV (X)
-1.83
-1.65
-0.03
-2.19
0.02
Price / Net Operating Revenue (X)
242.50
0.31
0.64
0.14
0.02
EarningsYield
-0.02
44.51
-29.13
-13.11
-10.32
Reliance Home Finance Ltd Profitability Ratios (%)
Reliance Home Finance Ltd Liquidity Ratios
Reliance Home Finance Ltd Liquidity Ratios (%)
Reliance Home Finance Ltd Interest Coverage Ratios (%)
Reliance Home Finance Ltd Valuation Ratios
Fair Value
Fair Value: 3.65
Calculation basis:
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.
Overvalued: 6.19% compared to the current price 3.89
Default values used*: Deafault value of 15 for Stock P/E is used, Deafault value of 15% for ROE is used
Intrinsic Value: 9.61
Calculation basis:
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.
This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators along with EPS growth.
Undervalued: 147.11% compared to the current price 3.89
Default values used*: Deafault value of 15 for Stock P/E is used, Deafault value of 15% for ROE is used
Last 5 Year EPS CAGR: 163.43%
*Investments are subject to market risks
Strength and Weakness of Reliance Home Finance Ltd Stock
Strength
Weakness
The stock has a high average ROCE of 23.17%, which is a positive sign.
The stock has a low average Working Capital Days of -219.17, which is a positive sign.
The stock has a low average Cash Conversion Cycle of 0.00, which is a positive sign.
The company has shown consistent growth in sales (323.23 cr) and profit (24.62 cr) over the years.
The company has higher borrowings (7,676.16) compared to reserves (-97.44), which may suggest financial risk.
FAQ
What is the latest fair value of Reliance Home Finance Ltd?
The latest fair value of Reliance Home Finance Ltd is ₹3.65.
What is the Market Cap of Reliance Home Finance Ltd?
The Market Cap of Reliance Home Finance Ltd is 190 Cr..
What is the current Stock Price of Reliance Home Finance Ltd as on 27 July 2024?
The current stock price of Reliance Home Finance Ltd as on 27 July 2024 is 3.89.
What is the High / Low of Reliance Home Finance Ltd stocks in FY 2024?
In FY 2024, the High / Low of Reliance Home Finance Ltd stocks is 6.22/1.61.
What is the Stock P/E of Reliance Home Finance Ltd?
The Stock P/E of Reliance Home Finance Ltd is .
What is the Book Value of Reliance Home Finance Ltd?
The Book Value of Reliance Home Finance Ltd is 1.59.
What is the Dividend Yield of Reliance Home Finance Ltd?
The Dividend Yield of Reliance Home Finance Ltd is 0.00 %.
What is the ROCE of Reliance Home Finance Ltd?
The ROCE of Reliance Home Finance Ltd is 17.2 %.
What is the ROE of Reliance Home Finance Ltd?
The ROE of Reliance Home Finance Ltd is %.
What is the Face Value of Reliance Home Finance Ltd?
The Face Value of Reliance Home Finance Ltd is 10.0.
Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Reliance Home Finance Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
