Share Price and Basic Stock Data
Last Updated: February 9, 2026, 10:32 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Ind Bank Housing Ltd operates within the finance sector, specifically focusing on housing finance. The company’s current market capitalization stands at ₹40.1 Cr, with a share price of ₹40.1. Revenue generation has been notably stagnant, as indicated by reported sales figures remaining at ₹0.00 for consecutive quarters since December 2022 through September 2023. The trailing twelve months (TTM) sales also reflect this trend, standing at ₹0.00. In contrast, expenses have fluctuated, peaking at ₹0.55 in September 2023, which signals a concerning trend as the company is unable to convert its costs into revenue. Historical sales show a decline, with figures recorded at ₹0.23 in both FY 2022 and FY 2023, down from ₹0.50 in FY 2020. The absence of revenue generation raises questions about the company’s operational strategies and market positioning, particularly in a competitive housing finance landscape.
Profitability and Efficiency Metrics
Ind Bank Housing Ltd’s profitability metrics present a challenging picture. The company reported a net profit of -₹0.23 Cr, continuing a trend of negative profitability observed in recent fiscal years. The operating profit margin (OPM) has deteriorated significantly, with figures standing at -243.48% in FY 2023 and projected at -110.71% in FY 2025. The negative operating profit, which reached -₹0.71 Cr in FY 2024, reflects operational inefficiencies and an inability to manage costs effectively. Return on equity (ROE) remains unreported, highlighting a lack of profitability to return value to shareholders. The return on capital employed (ROCE) also remains in negative territory at -3.74% in FY 2025, which is below typical sector benchmarks. This combination of declining profitability and efficiency metrics raises concerns about the company’s operational viability and ability to attract future investments.
Balance Sheet Strength and Financial Ratios
The balance sheet of Ind Bank Housing Ltd reveals critical weaknesses, primarily indicated by substantial negative reserves amounting to -₹131.01 Cr. The company has maintained borrowings of ₹129.00 Cr, which, when juxtaposed with negative equity, results in a troubling total debt-to-equity ratio of -1.07. This ratio indicates that the company has more liabilities than assets, which is a significant risk factor. Additionally, the book value per share is reported at -₹120.87, underscoring the financial distress the company faces. The current ratio is alarmingly low at 0.02, indicating that the company may struggle to meet short-term obligations. Furthermore, the enterprise value stands at ₹164.87 Cr, which does not correlate positively with the lack of operational revenue, suggesting overvaluation relative to financial health. Overall, these figures depict a weak balance sheet that could deter potential investors and creditors.
Shareholding Pattern and Investor Confidence
Ind Bank Housing Ltd’s shareholding structure indicates a strong promoter presence, with promoters holding 51% of the company. However, the government holds a substantial 25%, which could imply a level of oversight and support. The public holds the remaining 24%, with a total of 11,611 shareholders as of December 2025. The number of shareholders has shown fluctuations, indicating some investor activity but potentially limited confidence given the company’s financial difficulties. The consistency in promoter and government holdings suggests stability in ownership, yet the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) raises concerns about broader market confidence. The lack of institutional backing could limit the company’s ability to raise capital and strengthen its financial position. This shareholding structure, while stable from a promoter perspective, may not inspire confidence among new investors given the ongoing operational challenges.
Outlook, Risks, and Final Insight
The outlook for Ind Bank Housing Ltd remains precarious due to its ongoing financial struggles and lack of revenue generation. Key risks include the high level of indebtedness, reflected in the substantial borrowings of ₹129.00 Cr against negative reserves, which could lead to insolvency if not addressed. Additionally, the negative profitability trends and operational inefficiencies threaten the company’s long-term viability. However, the strong promoter and government holdings could provide a buffer against complete financial collapse, should strategic changes be implemented effectively. The company faces the challenge of revitalizing its business model to generate sustainable revenue streams. Without significant operational improvements and revenue generation, the company may continue to struggle to attract investment and regain market confidence. In a scenario where operational efficiencies are realized and revenue is restored, there could be potential for recovery, but this requires decisive management action and a shift in strategic focus.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Ind Bank Housing Ltd | 41.6 Cr. | 41.6 | 49.7/33.0 | 121 | 0.00 % | 3.74 % | % | 10.0 | |
| Home First Finance Company India Ltd | 12,153 Cr. | 1,170 | 1,519/839 | 24.5 | 386 | 0.32 % | 11.4 % | 16.5 % | 2.00 |
| Aptus Value Housing Finance India Ltd | 13,345 Cr. | 266 | 365/256 | 15.0 | 93.0 | 1.69 % | 15.0 % | 18.6 % | 2.00 |
| Repco Home Finance Ltd | 2,608 Cr. | 416 | 464/308 | 5.95 | 557 | 1.08 % | 11.1 % | 14.2 % | 10.0 |
| PNB Housing Finance Ltd | 22,568 Cr. | 866 | 1,142/746 | 10.0 | 690 | 0.58 % | 9.46 % | 12.3 % | 10.0 |
| Industry Average | 10,106.00 Cr | 415.45 | 10.78 | 331.84 | 1.05% | 48.21% | 13.33% | 5.64 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.09 | 0.46 | 0.14 | 0.55 | 0.17 | 0.13 | 0.18 | 0.14 | 0.12 | 0.14 | 0.17 | 0.08 | 0.11 |
| Operating Profit | -0.09 | -0.46 | -0.14 | -0.55 | -0.17 | -0.13 | -0.18 | -0.14 | -0.12 | -0.14 | -0.17 | -0.08 | -0.11 |
| OPM % | |||||||||||||
| Other Income | 0.08 | 0.06 | 0.08 | 0.07 | 0.08 | 0.07 | 0.06 | 0.06 | 0.07 | 0.09 | 0.06 | 0.06 | 0.17 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.01 | -0.40 | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 | -0.02 | 0.06 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | -0.01 | -0.40 | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 | -0.02 | 0.06 |
| EPS in Rs | -0.01 | -0.40 | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 | -0.02 | 0.06 |
Last Updated: February 1, 2026, 12:46 pm
Below is a detailed analysis of the quarterly data for Ind Bank Housing Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Sales, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Expenses, as of Dec 2025, the value is 0.11 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.08 Cr. (Sep 2025) to 0.11 Cr., marking an increase of 0.03 Cr..
- For Operating Profit, as of Dec 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from -0.08 Cr. (Sep 2025) to -0.11 Cr., marking a decrease of 0.03 Cr..
- For OPM %, as of Dec 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00%.
- For Other Income, as of Dec 2025, the value is 0.17 Cr.. The value appears strong and on an upward trend. It has increased from 0.06 Cr. (Sep 2025) to 0.17 Cr., marking an increase of 0.11 Cr..
- For Interest, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 0.06 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Sep 2025) to 0.06 Cr., marking an increase of 0.08 Cr..
- For Tax %, as of Dec 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00%.
- For Net Profit, as of Dec 2025, the value is 0.06 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Sep 2025) to 0.06 Cr., marking an increase of 0.08 Cr..
- For EPS in Rs, as of Dec 2025, the value is 0.06. The value appears strong and on an upward trend. It has increased from -0.02 (Sep 2025) to 0.06, marking an increase of 0.08.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:06 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.46 | 2.37 | 0.72 | 1.05 | 2.11 | 0.57 | 0.50 | 0.36 | 0.23 | 0.23 | 0.28 | 0.28 | 0.00 |
| Expenses | 0.15 | -4.62 | 0.38 | 0.35 | 0.25 | 0.53 | 0.85 | 0.55 | 0.39 | 0.79 | 0.99 | 0.59 | 0.51 |
| Operating Profit | 0.31 | 6.99 | 0.34 | 0.70 | 1.86 | 0.04 | -0.35 | -0.19 | -0.16 | -0.56 | -0.71 | -0.31 | -0.51 |
| OPM % | 67.39% | 294.94% | 47.22% | 66.67% | 88.15% | 7.02% | -70.00% | -52.78% | -69.57% | -243.48% | -253.57% | -110.71% | |
| Other Income | 0.03 | 0.73 | 0.04 | 1.22 | 0.05 | 0.10 | 3.10 | 0.00 | 0.03 | 0.00 | 0.02 | 0.00 | 0.28 |
| Interest | 9.57 | 14.87 | 11.87 | 13.16 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -9.24 | -7.16 | -11.50 | -11.24 | 1.91 | 0.13 | 2.75 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.23 |
| Tax % | 0.00% | 2.65% | 0.00% | 0.00% | 6.81% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -9.24 | -7.35 | -11.50 | -11.24 | 1.78 | 0.13 | 2.74 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.23 |
| EPS in Rs | -9.24 | -7.35 | -11.50 | -11.24 | 1.78 | 0.13 | 2.74 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.23 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 20.45% | -56.46% | 2.26% | 115.84% | -92.70% | 2007.69% | -106.93% | 31.58% | -330.77% | -23.21% | 55.07% |
| Change in YoY Net Profit Growth (%) | 0.00% | -76.92% | 58.72% | 113.58% | -208.53% | 2100.39% | -2114.63% | 138.51% | -362.35% | 307.55% | 78.29% |
Ind Bank Housing Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -19% |
| 5 Years: | -11% |
| 3 Years: | 7% |
| TTM: | 0% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 61% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 14% |
| 3 Years: | 17% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Last Updated: September 5, 2025, 3:46 pm
Balance Sheet
Last Updated: December 4, 2025, 3:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Reserves | -103.58 | -110.93 | -122.42 | -133.66 | -131.88 | -131.75 | -129.00 | -129.19 | -129.32 | -129.88 | -130.57 | -130.87 | -131.01 |
| Borrowings | 94.56 | 105.13 | 117.00 | 129.85 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 |
| Other Liabilities | 7.47 | 6.18 | 6.07 | 6.15 | 4.07 | 3.86 | 0.77 | 0.72 | 0.60 | 1.14 | 0.51 | 0.50 | 11.50 |
| Total Liabilities | 8.45 | 10.38 | 10.65 | 12.34 | 11.19 | 11.11 | 10.77 | 10.53 | 10.28 | 10.26 | 8.94 | 8.63 | 19.49 |
| Fixed Assets | 0.03 | 0.02 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.03 | 0.04 | 0.03 | 0.05 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Other Assets | 8.39 | 10.32 | 10.61 | 12.29 | 11.16 | 11.10 | 10.76 | 10.52 | 10.27 | 10.25 | 8.93 | 8.62 | 19.48 |
| Total Assets | 8.45 | 10.38 | 10.65 | 12.34 | 11.19 | 11.11 | 10.77 | 10.53 | 10.28 | 10.26 | 8.94 | 8.63 | 19.49 |
Below is a detailed analysis of the balance sheet data for Ind Bank Housing Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10.00 Cr..
- For Reserves, as of Sep 2025, the value is -131.01 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -130.87 Cr. (Mar 2025) to -131.01 Cr., marking a decline of 0.14 Cr..
- For Borrowings, as of Sep 2025, the value is 129.00 Cr.. The value remains steady. However, Reserves are negative, which is a major warning sign. There is no change compared to the previous period (Mar 2025) which recorded 129.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 11.50 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.50 Cr. (Mar 2025) to 11.50 Cr., marking an increase of 11.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 19.49 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 8.63 Cr. (Mar 2025) to 19.49 Cr., marking an increase of 10.86 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For Other Assets, as of Sep 2025, the value is 19.48 Cr.. The value appears strong and on an upward trend. It has increased from 8.62 Cr. (Mar 2025) to 19.48 Cr., marking an increase of 10.86 Cr..
- For Total Assets, as of Sep 2025, the value is 19.49 Cr.. The value appears strong and on an upward trend. It has increased from 8.63 Cr. (Mar 2025) to 19.49 Cr., marking an increase of 10.86 Cr..
However, the Borrowings (129.00 Cr.) are higher than the Reserves (-131.01 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -94.25 | -98.14 | -116.66 | -129.15 | -127.14 | -128.96 | -129.35 | -129.19 | -129.16 | -129.56 | -129.71 | -129.31 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -3,356.41 | -454.32 | -1,490.42 | -45.19 | -6.92 | 51.23 | 102.20 | 182.50 | 7,315.87 | 6,585.87 | 5,709.64 | 5,761.79 |
| ROCE % | 40.24% | 297.68% | 8.43% | 35.65% | 28.70% | 1.81% | 31.88% | -1.92% | -1.33% | -5.96% | -7.86% | -3.74% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.31 | -0.69 | -0.56 | -0.13 | -0.19 |
| Diluted EPS (Rs.) | -0.31 | -0.69 | -0.56 | -0.13 | -0.19 |
| Cash EPS (Rs.) | -0.30 | -0.68 | -0.55 | -0.12 | -0.18 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | -120.87 | -120.57 | -119.88 | -119.32 | -119.19 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | -120.87 | -120.57 | -119.88 | -119.32 | -119.19 |
| Revenue From Operations / Share (Rs.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.36 |
| PBDIT / Share (Rs.) | -0.30 | -0.68 | -0.55 | -0.12 | -0.18 |
| PBIT / Share (Rs.) | -0.30 | -0.69 | -0.55 | -0.12 | -0.18 |
| PBT / Share (Rs.) | -0.30 | -0.69 | -0.55 | -0.12 | -0.18 |
| Net Profit / Share (Rs.) | -0.30 | -0.69 | -0.55 | -0.12 | -0.18 |
| PBDIT Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -51.69 |
| PBIT Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -52.01 |
| PBT Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -52.01 |
| Net Profit Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -52.01 |
| Return on Capital Employeed (%) | 0.25 | 0.57 | 0.46 | -1.26 | -1.81 |
| Return On Assets (%) | -3.56 | -7.72 | -5.43 | -1.25 | -1.79 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | -1.08 | -1.08 |
| Total Debt / Equity (X) | -1.07 | -1.07 | -1.08 | -1.08 | -1.08 |
| Asset Turnover Ratio (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
| Current Ratio (X) | 0.02 | 0.03 | 0.03 | 128.75 | 35.79 |
| Quick Ratio (X) | 0.02 | 0.03 | 0.03 | 128.75 | 35.79 |
| Enterprise Value (Cr.) | 164.87 | 171.57 | 149.26 | 151.33 | 155.74 |
| EV / Net Operating Revenue (X) | 0.00 | 0.00 | 0.00 | 0.00 | 429.23 |
| EV / EBITDA (X) | -538.48 | -248.76 | -267.71 | -1174.53 | -830.30 |
| MarketCap / Net Operating Revenue (X) | 0.00 | 0.00 | 0.00 | 0.00 | 88.47 |
| Price / BV (X) | -0.32 | -0.38 | -0.21 | -0.22 | -0.26 |
| Price / Net Operating Revenue (X) | 0.00 | 0.00 | 0.00 | 0.00 | 88.67 |
| EarningsYield | -0.01 | -0.01 | -0.02 | 0.00 | -0.01 |
After reviewing the key financial ratios for Ind Bank Housing Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 5. It has increased from -0.69 (Mar 24) to -0.31, marking an increase of 0.38.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 5. It has increased from -0.69 (Mar 24) to -0.31, marking an increase of 0.38.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 3. It has increased from -0.68 (Mar 24) to -0.30, marking an increase of 0.38.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -120.87. It has decreased from -120.57 (Mar 24) to -120.87, marking a decrease of 0.30.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -120.87. It has decreased from -120.57 (Mar 24) to -120.87, marking a decrease of 0.30.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.00. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 2. It has increased from -0.68 (Mar 24) to -0.30, marking an increase of 0.38.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 0. It has increased from -0.69 (Mar 24) to -0.30, marking an increase of 0.39.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 0. It has increased from -0.69 (Mar 24) to -0.30, marking an increase of 0.39.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 2. It has increased from -0.69 (Mar 24) to -0.30, marking an increase of 0.39.
- For PBDIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For PBIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For PBT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Net Profit Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.25. This value is below the healthy minimum of 10. It has decreased from 0.57 (Mar 24) to 0.25, marking a decrease of 0.32.
- For Return On Assets (%), as of Mar 25, the value is -3.56. This value is below the healthy minimum of 5. It has increased from -7.72 (Mar 24) to -3.56, marking an increase of 4.16.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is -1.07. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded -1.07.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.00. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Current Ratio (X), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 1.5. It has decreased from 0.03 (Mar 24) to 0.02, marking a decrease of 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 1. It has decreased from 0.03 (Mar 24) to 0.02, marking a decrease of 0.01.
- For Enterprise Value (Cr.), as of Mar 25, the value is 164.87. It has decreased from 171.57 (Mar 24) to 164.87, marking a decrease of 6.70.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For EV / EBITDA (X), as of Mar 25, the value is -538.48. This value is below the healthy minimum of 5. It has decreased from -248.76 (Mar 24) to -538.48, marking a decrease of 289.72.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Price / BV (X), as of Mar 25, the value is -0.32. This value is below the healthy minimum of 1. It has increased from -0.38 (Mar 24) to -0.32, marking an increase of 0.06.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded -0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Ind Bank Housing Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.25% (Industry Average ROCE: 48.21%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 13.33%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.02
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 10.78)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: -1.07
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Housing | Khivraj Complex - I, 480, Anna Salai,III Floor, Chennai (Madras) Tamil Nadu 600035 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. V Haribabu | Managing Director |
| Mrs. Padma R | Independent Director |
| Mr. G R Sundaravadivel | Independent Director |
| Ms. V Rajalakshmi | Independent Director |
| Mr. Sunil Jain | Non Exe. & Nominee Director |
| Mr. A Sivasankar | Non Exe. & Nominee Director |
| Mr. Shiv Bajrang Singh | Non Exe. & Nominee Director |
FAQ
What is the intrinsic value of Ind Bank Housing Ltd?
Ind Bank Housing Ltd's intrinsic value (as of 09 February 2026) is ₹217.97 which is 423.97% higher the current market price of ₹41.60, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹41.6 Cr. market cap, FY2025-2026 high/low of ₹49.7/33.0, reserves of ₹-131.01 Cr, and liabilities of ₹19.49 Cr.
What is the Market Cap of Ind Bank Housing Ltd?
The Market Cap of Ind Bank Housing Ltd is 41.6 Cr..
What is the current Stock Price of Ind Bank Housing Ltd as on 09 February 2026?
The current stock price of Ind Bank Housing Ltd as on 09 February 2026 is ₹41.6.
What is the High / Low of Ind Bank Housing Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Ind Bank Housing Ltd stocks is ₹49.7/33.0.
What is the Stock P/E of Ind Bank Housing Ltd?
The Stock P/E of Ind Bank Housing Ltd is .
What is the Book Value of Ind Bank Housing Ltd?
The Book Value of Ind Bank Housing Ltd is 121.
What is the Dividend Yield of Ind Bank Housing Ltd?
The Dividend Yield of Ind Bank Housing Ltd is 0.00 %.
What is the ROCE of Ind Bank Housing Ltd?
The ROCE of Ind Bank Housing Ltd is 3.74 %.
What is the ROE of Ind Bank Housing Ltd?
The ROE of Ind Bank Housing Ltd is %.
What is the Face Value of Ind Bank Housing Ltd?
The Face Value of Ind Bank Housing Ltd is 10.0.