Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
post

SBI Cards & Payment Services Ltd Financial Statements & Historical Data

Updated NSE: SBICARDBSE: 543066
Report details
Last Updated:
Author: |Social: XLinkedIn
COMPANY FINANCIAL DATA

Reported figures at a glance

Stored figures, not live quotes. Price record: 5 October 2026, 9:45 pm +05:30. Financial reporting periods are shown in the tables below.

Stored share price566₹ per share
Reported P/E23.5Times
Book value per share165₹ per share
Reported ROCE10.1 %%
Data sources and reporting basis

Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.

Different tables can have different reporting dates and accounting bases. Verify the company filings before comparing figures. Missing data is not treated as zero.

How Getaka handles sources, dates and corrections. Page revision dates describe the page, not the age of every financial figure.

Stored market and accounting figures

Price record: 5 October 2026, 9:45 pm +05:30. Not a live quote.

MeasureStored figure
Market Cap53,417 Cr.
Current Price566
High / Low965/560
Stock P/E23.5
Book Value165
Dividend Yield0.44 %
ROCE10.1 %
ROE14.7 %
Face Value10.0

Market cap is in ₹ crore; prices and per-share values are in ₹. P/E is a multiple; yield, ROCE and ROE are percentages. Book value is an accounting figure, not an estimate of the share's investment value.

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
SBI Cards & Payment Services Ltd 53,417 Cr. 566 965/56023.5 1650.44 %10.1 %14.7 % 10.0
Sundaram Finance Ltd 47,389 Cr. 4,268 5,642/4,00020.8 1,3410.94 %9.44 %15.0 % 10.0
Motilal Oswal Financial Services Ltd 60,961 Cr. 1,011 1,097/61530.8 2140.59 %12.7 %15.5 % 1.00
Mahindra & Mahindra Financial Services Ltd 45,298 Cr. 326 415/27213.5 1922.30 %8.72 %12.3 % 2.00
360 ONE WAM Ltd 42,626 Cr. 1,050 1,236/90633.8 2421.14 %12.1 %14.4 % 1.00
Industry Average5,364.89 Cr1,118.4057.663,572.450.47%10.53%14.10%7.06

All Competitor Stocks of SBI Cards & Payment Services Ltd

FINANCIALS

Quarterly performance

Compare sales, expenses, operating profit and net profit on one chart, across the same reporting quarters.

Sales, expenses & profits

₹ crore

Compare the lines together. Select a metric below to show or hide it.

Chart loads as you scroll. Values are available in the table.

All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Quarterly Chart Table

MetricJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue3,9124,0874,6224,3484,3594,4214,6194,6744,8774,9615,1274,9345,041
Interest 571605695724767788829795813760785714745
Expenses 2,6312,7603,2582,8112,8673,1733,3723,3203,4393,7423,7853,6253,537
Financing Profit710722668813725461419559625459557596759
Financing Margin %18%18%14%19%17%10%9%12%13%9%11%12%15%
Other Income 134134120127124135148158158176226253165
Depreciation 48475152495049-23535343231
Profit before tax 797809738888799545518719748600749816893
Tax % 26%26%26%25%26%26%26%26%26%26%26%25%26%
Net Profit 593603549662594404383534556445557609664
EPS in Rs 6.276.375.786.976.254.254.035.615.844.675.856.406.98
Gross NPA %2.41%2.43%2.64%2.76%3.06%3.27%3.24%3.08%3.07%2.85%2.86%2.41%2.04%
Net NPA %0.89%0.89%0.96%0.99%1.11%1.19%1.18%1.46%1.42%1.29%1.28%1.04%0.83%

Last Updated: September 29, 2026, 5:51 pm

FINANCIALS

Annual performance

Compare sales, expenses, operating profit and net profit across financial years. Trailing figures remain in the table.

Sales, expenses & profits

₹ crore

Compare the lines together. Select a metric below to show or hide it.

Chart loads as you scroll. Values are available in the table.

All reported periods

Earnings per share

₹ per share

Hover or tap the chart for dated values.

Chart loads as you scroll. Values are available in the table.

All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Profit & Loss Chart Table

Last Updated: October 5, 2026, 9:45 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue1,4381,8222,3923,3475,1957,0179,2819,30110,67913,67016,98618,07419,90120,063
Interest 3003784365287121,0091,3011,0431,0271,6482,5953,1783,0723,003
Expenses 9181,2551,6172,3663,7154,8876,6187,2237,9539,44411,46012,73114,58714,689
Financing Profit2201893394527691,1211,3621,0341,6992,5792,9312,1642,2432,371
Financing Margin %15%10%14%14%15%16%15%11%16%19%17%12%11%12%
Other Income 7482100124175270471413622615498563806819
Depreciation 11152455104123149164197147136132
Profit before tax 2932714385729191,3351,7301,3242,1723,0313,2322,5812,9133,058
Tax % 0%1%35%35%35%35%28%26%26%25%25%26%26%
Net Profit 2932672843736018651,2459851,6162,2582,4081,9162,1672,275
EPS in Rs 3.733.403.624.757.6610.3313.2610.4717.1423.8725.3220.1422.7723.90
Dividend Payout % 0%15%28%21%-0%10%8%-0%15%10%10%12%11%

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-20252025-2026
YoY Net Profit Growth (%)-8.87%6.37%31.34%61.13%43.93%43.93%-20.88%64.06%39.73%6.64%-20.43%13.10%
Change in YoY Net Profit Growth (%)0.00%15.24%24.97%29.79%-17.20%0.00%-64.81%84.94%-24.33%-33.08%-27.07%33.53%

SBI Cards & Payment Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 12 years from 2014-2015 to 2025-2026.

Growth

Compounded Sales Growth
10 Years:26%
5 Years:14%
3 Years:19%
TTM:7%
Compounded Profit Growth
10 Years:22%
5 Years:9%
3 Years:6%
TTM:-22%
Stock Price CAGR
10 Years:Not available
5 Years:-1%
3 Years:-6%
1 Year:3%
Return on Equity
10 Years:22%
5 Years:20%
3 Years:20%
Last Year:15%

Last Updated: September 5, 2025, 1:26 pm

FINANCIALS

Balance sheet

Compare reserves and borrowings across the same financial years. Reserves are an accounting balance, not available cash.

Reserves & borrowings

₹ crore

Hover or tap the chart for dated values.

Chart loads as you scroll. Values are available in the table.

All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Balance Sheet Data Table

Last Updated: October 5, 2026, 9:45 pm

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital 785785785785837939941943946951951952
Reserves 1813706641,5682,7514,4025,3626,8108,88411,13312,83014,774
Borrowing4,6995,9288,26811,41313,54917,57317,89522,98231,11039,89144,94744,064
Other Liabilities 5937971,0481,9203,0092,3932,8163,9134,6066,1966,8176,539
Total Liabilities 6,2577,88010,76515,68620,14625,30727,01334,64845,54658,17165,54666,328
Fixed Assets 2224242196311308439551542320219
CWIP -0-0-0352024101423221012
Investments -0-0-0-0119581,2972,1403,5196,2356,374
Other Assets 6,2567,87810,74115,40919,92824,97125,73732,89842,83254,08858,98059,723
Total Assets 6,2577,88010,76515,68620,14625,30727,01334,64845,54658,17165,54666,328
FINANCIALS

Cash generation

Compare operating cash and free cash flow across reported periods. Negative values remain visible.

Operating & free cash flow

₹ crore

Compare the lines together. Select a metric below to show or hide it.

Chart loads as you scroll. Values are available in the table.

All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Cash Flows

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + -879-1,158-2,235-2,891-2,327-4,063692-4,391-6,671-5,653-2,140493
Cash from Investing Activity + 11-1128-76-77-997-538-921-1,255-2,491245
Cash from Financing Activity + 1,0081,1412,2442,9532,8243,9234325,0457,8248,4014,687-1,172
Net Cash Flow 130-179190422-2181271152321,49255-434
Free Cash Flow -879-1,158-2,236-2,931-2,423-4,141635-4,491-6,764-5,728-2,196459
CFO/OP -142%-138%-193%-178%-87%-127%57%-147%-140%-85%-26%24%
Free cash flowAll reported figures · use a chart icon for peer comparison

Free Cash Flow Table

Free cash flow reported in the stored cash-flow statement (₹ Cr)
PeriodMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Free Cash Flow-879.00-1,158.00-2,236.00-2,931.00-2,423.00-4,141.00635.00-4,491.00-6,764.00-5,728.00-2,196.00459.00

This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.

Financial efficiency feed. Source: www.screener.in. Check the source for the accounting basis. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

FINANCIALS

Financial & business efficiency

Compare collection, inventory, payment and working-capital cycles together in days. Returns on capital and equity follow in a separate percentage chart.

Returns on capital & equity

%

Hover or tap the chart for dated values.

Chart loads as you scroll. Values are available in the table.

All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Financial Efficiency Data Table

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE % 49%31%27%29%32%29%28%17%23%26%22%15%
FINANCIALS

Ownership trends

Compare ownership groups across the same reporting dates. Shareholder counts appear separately below.

Shareholding comparison

%

Compare the lines together. Select a metric below to show or hide it.

Chart loads as you scroll. Values are available in the table.

All reported periods

Shareholder count

Shareholders

Hover or tap the chart for dated values.

Chart loads as you scroll. Values are available in the table.

All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Shareholding Pattern

MonthSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters 68.94%68.75%68.63%68.62%68.61%68.60%68.60%68.59%68.59%68.58%68.92%68.86%
FIIs 9.08%9.35%8.59%8.72%9.18%9.52%9.88%10.23%10.10%10.14%9.54%8.98%
DIIs 17.28%16.27%16.68%16.54%16.76%16.47%17.22%17.50%17.76%17.84%18.12%18.13%
Public 4.69%5.62%6.09%6.11%5.46%5.41%4.30%3.68%3.56%3.42%3.42%4.02%
No. of Shareholders 9,61,29610,28,67310,36,63210,19,1179,48,9169,37,2708,47,6727,74,6427,50,7867,18,3427,05,5977,29,862
Mutual fund holdingsReported fund ownership · Expand table

Mutual Fund Holdings Data Table

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
ICICI Prudential Multi Asset Fund 17,529,181 1.64 1320.9117,583,5812026-01-26 00:08:16-0.31%
ICICI Prudential Large & Mid Cap Fund 14,655,608 4.02 1104.3714,355,6082026-02-23 04:32:312.09%
Nippon India Multi Cap Fund 8,252,665 1.27 621.883,500,6572025-12-08 00:13:18135.75%
ICICI Prudential Banking and Financial Services 5,202,910 3.58 392.072,522,5602026-02-23 04:32:31106.26%
Nippon India Large Cap Fund 4,639,814 0.7 349.634,099,3022025-12-08 00:13:1813.19%
Nippon India Focused Fund 4,402,111 3.91 331.724,102,1112026-02-23 04:32:317.31%
Nippon India Banking & Financial Services Fund 3,893,792 3.78 293.423,637,1242026-01-26 00:08:167.06%
ICICI Prudential ELSS Tax Saver Fund 2,811,025 1.49 211.825,317,7612025-12-08 00:13:18-47.14%
ICICI Prudential Multicap Fund 2,651,228 1.26 199.78N/AN/AN/A
SBI Banking & Financial Services Fund 2,133,685 1.54 160.78N/AN/AN/A

Alternate ratio feed. Source: www.way2wealth.com. The accounting basis and ratio definitions require verification against the source. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.

FINANCIALS

Ratios from the alternate data feed

Related measures share a chart and a common unit. Use the dated figures below to examine any change.

Profitability ratios

%

Compare the lines together. Select a metric below to show or hide it.

Chart loads as you scroll. Values are available in the table.

All reported periods

Liquidity ratios

Multiple (×)

Compare the lines together. Select a metric below to show or hide it.

Chart loads as you scroll. Values are available in the table.

All reported periods

Distributions & retention

%

Compare the lines together. Select a metric below to show or hide it.

Chart loads as you scroll. Values are available in the table.

All reported periods

Interest coverage

Multiple (×)

Compare the lines together. Select a metric below to show or hide it.

Chart loads as you scroll. Values are available in the table.

All reported periods

Valuation multiples

Multiple (×)

Compare the lines together. Select a metric below to show or hide it.

Chart loads as you scroll. Values are available in the table.

All reported periods
Supporting financial tableAll reported figures · use a chart icon for peer comparison

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 20.1525.3923.9217.1610.48
Diluted EPS (Rs.) 20.1425.3723.8017.0210.38
Cash EPS (Rs.) 21.6927.3925.6018.7111.78
Book Value[Excl.RevalReserv]/Share (Rs.) 144.86127.07103.9082.2067.00
Book Value[Incl.RevalReserv]/Share (Rs.) 144.86127.07103.9082.2067.00
Dividend / Share (Rs.) 2.502.502.502.501.00
Revenue From Operations / Share (Rs.) 189.96178.43144.46113.2198.64
PBDIT / Share (Rs.) 62.0863.3451.1835.5026.48
PBIT / Share (Rs.) 60.5361.2749.4533.9225.17
PBT / Share (Rs.) 27.1333.9832.0323.0314.07
Net Profit / Share (Rs.) 20.1425.3223.8717.1410.47
PBDIT Margin (%) 32.6735.4935.4231.3526.84
PBIT Margin (%) 31.8634.3434.2329.9625.51
PBT Margin (%) 14.2719.0422.1720.3414.26
Net Profit Margin (%) 10.6014.1916.5215.1310.61
Return on Networth / Equity (%) 13.9019.9222.9720.8415.62
Return on Capital Employeed (%) 36.8526.8424.2235.6816.08
Return On Assets (%) 2.924.134.954.663.64
Long Term Debt / Equity (X) 0.000.650.810.001.15
Total Debt / Equity (X) 3.263.303.162.962.87
Asset Turnover Ratio (%) 0.290.320.340.340.35
Current Ratio (X) 1.271.531.651.282.07
Quick Ratio (X) 1.271.531.651.282.07
Dividend Payout Ratio (NP) (%) 12.409.8710.470.000.00
Dividend Payout Ratio (CP) (%) 11.529.129.760.000.00
Earning Retention Ratio (%) 87.6090.1389.530.000.00
Cash Earning Retention Ratio (%) 88.4890.8890.240.000.00
Interest Coverage Ratio (X) 1.862.322.943.262.39
Interest Coverage Ratio (Post Tax) (X) 1.601.932.372.571.94
Enterprise Value (Cr.) 126137.40102060.4199721.75102206.71104758.10
EV / Net Operating Revenue (X) 6.986.017.309.5711.29
EV / EBITDA (X) 21.3616.9420.6030.5342.06
MarketCap / Net Operating Revenue (X) 4.643.825.127.529.42
Retention Ratios (%) 87.5990.1289.520.000.00
Price / BV (X) 6.095.377.1210.3613.87
Price / Net Operating Revenue (X) 4.643.825.127.529.42
EarningsYield 0.020.030.030.020.01
Advertisements
Explore Industry-wise Company financial data