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Last Updated on: 16 August, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo

UCO Bank: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: August 15, 2025, 9:22 pm

Market Cap 35,199 Cr.
Current Price 28.1
High / Low 53.1/26.8
Stock P/E14.1
Book Value 25.5
Dividend Yield1.39 %
ROCE5.76 %
ROE8.38 %
Face Value 10.0
PEG Ratio0.67

Quick Insight

UCO Bank's current share price of 28.3 reflects a P/E ratio of 14.2, indicating a moderate valuation. With a ROE of 8.38% and ROCE of 5.76%, the bank's profitability metrics are below industry averages, suggesting potential efficiency improvements. The significant promoter holding of 95.39% indicates strong insider confidence. However, the low FII and DII holdings at 0.02% and 1.33%, respectively, may raise concerns about external investor interest. UCO Bank's reserves of 18,465 Cr provide a solid financial base, but the lack of data on borrowings and key ratios like OPM, P/BV, and ICR limits a comprehensive analysis. In conclusion, UCO Bank's performance metrics show areas for improvement, and further transparency on financial leverage and operational efficiency would enhance investor confidence.

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for UCO Bank

Competitors of UCO Bank

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Union Bank of India 1,02,932 Cr. 135 159/1015.47 1493.52 %6.72 %17.0 % 10.0
UCO Bank 35,199 Cr. 28.1 53.1/26.814.1 25.51.39 %5.76 %8.38 % 10.0
State Bank of India (SBI) 7,62,957 Cr. 827 876/6809.60 5831.92 %6.47 %17.2 % 1.00
Punjab National Bank 1,22,147 Cr. 106 118/85.57.35 1202.73 %6.32 %15.2 % 2.00
Punjab & Sind Bank 19,932 Cr. 28.1 62.0/25.218.1 19.20.25 %5.98 %7.03 % 10.0
Industry Average126,727.15 Cr190.109.59167.052.20%6.22%14.34%7.46

All Competitor Stocks of UCO Bank

Quarterly Result

MetricJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Revenue3,8514,1854,6274,9875,2245,2195,5525,8606,0246,0786,2206,7456,436
Interest 2,2022,4152,6753,0153,2153,3023,5643,6723,7703,7783,8424,0464,033
Expenses 1,4021,7661,7542,0252,2951,9242,0722,5072,2272,3552,5673,0552,454
Financing Profit2484198-53-286-7-84-31927-54-190-356-51
Financing Margin %6%0%4%-1%-5%-0%-2%-5%0%-1%-3%-5%-1%
Other Income -547808239606336478611,1258359931,1861,392997
Depreciation 0000000000000
Profit before tax 1937841,0219073476407778068629399961,036946
Tax % 36%36%36%36%36%37%35%35%36%36%36%37%36%
Net Profit 124505653581223402503526551603639652607
EPS in Rs 0.100.420.550.490.190.340.420.440.460.500.530.520.48
Gross NPA %7.42%6.58%5.63%4.78%4.48%4.14%3.85%3.46%3.32%3.18%2.91%2.69%2.63%
Net NPA %2.49%1.99%1.66%1.29%1.18%1.11%0.98%0.89%0.78%0.73%0.63%0.50%0.45%

Last Updated: August 1, 2025, 9:55 am

Below is a detailed analysis of the quarterly data for UCO Bank based on the most recent figures (Jun 2025) and their trends compared to the previous period:

  • For Interest, as of Jun 2025, the value is 4,033.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 4,046.00 Cr. (Mar 2025) to 4,033.00 Cr., marking a decrease of 13.00 Cr..
  • For Expenses, as of Jun 2025, the value is 2,454.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 3,055.00 Cr. (Mar 2025) to 2,454.00 Cr., marking a decrease of 601.00 Cr..
  • For Other Income, as of Jun 2025, the value is 997.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,392.00 Cr. (Mar 2025) to 997.00 Cr., marking a decrease of 395.00 Cr..
  • For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Profit before tax, as of Jun 2025, the value is 946.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,036.00 Cr. (Mar 2025) to 946.00 Cr., marking a decrease of 90.00 Cr..
  • For Tax %, as of Jun 2025, the value is 36.00%. The value appears to be improving (decreasing) as expected. It has decreased from 37.00% (Mar 2025) to 36.00%, marking a decrease of 1.00%.
  • For Net Profit, as of Jun 2025, the value is 607.00 Cr.. The value appears to be declining and may need further review. It has decreased from 652.00 Cr. (Mar 2025) to 607.00 Cr., marking a decrease of 45.00 Cr..
  • For EPS in Rs, as of Jun 2025, the value is 0.48. The value appears to be declining and may need further review. It has decreased from 0.52 (Mar 2025) to 0.48, marking a decrease of 0.04.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: July 22, 2025, 2:49 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue18,23019,35918,56116,32614,02014,33115,13414,44614,98117,65121,85425,06725,479
Interest 12,17113,79713,71312,50910,89510,01910,0428,9668,50810,30713,75415,43715,699
Expenses 5,5465,84910,7686,7898,52112,75311,5398,8457,6586,7298,5179,89210,431
Financing Profit513-286-5,920-2,972-5,396-8,441-6,446-3,365-1,185614-416-262-651
Financing Margin %3%-1%-32%-18%-38%-59%-43%-23%-8%3%-2%-1%-3%
Other Income 1,3212,0041,5962,1141,1211,5142,8713,4243,1012,5083,2664,4074,568
Depreciation 1101361371531521371371341652182813110
Profit before tax 1,7241,582-4,460-1,011-4,427-7,065-3,713-751,7502,9052,5693,8343,917
Tax % 12%28%-37%83%0%-39%-34%-321%47%36%36%36%
Net Profit 1,5111,138-2,799-1,851-4,436-4,321-2,4371679301,8621,6542,4452,501
EPS in Rs 14.8910.58-26.03-11.87-19.22-7.97-2.460.170.781.561.381.952.03
Dividend Payout % 20%19%0%0%0%0%0%0%0%0%20%20%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-24.69%-345.96%33.87%-139.65%2.59%43.60%106.85%456.89%100.22%-11.17%47.82%
Change in YoY Net Profit Growth (%)0.00%-321.27%379.83%-173.52%142.25%41.01%63.25%350.03%-356.67%-111.39%58.99%

UCO Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:3%
5 Years:11%
3 Years:19%
TTM:12%
Compounded Profit Growth
10 Years:8%
5 Years:25%
3 Years:38%
TTM:26%
Stock Price CAGR
10 Years:-6%
5 Years:16%
3 Years:34%
1 Year:-45%
Return on Equity
10 Years:-5%
5 Years:6%
3 Years:7%
Last Year:8%

Last Updated: Unknown

Balance Sheet

Last Updated: June 16, 2025, 11:10 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital 1,0151,0761,0761,5602,3085,4239,9189,91811,95611,95611,95612,540
Reserves 10,21211,47311,44611,19412,64911,9689,29112,68811,63813,80915,40118,465
Deposits201,154215,957207,118201,285181,849197,907193,203205,919224,073249,338263,130293,542
Borrowing19,0988,63317,2409,53512,4498,32415,69515,38313,50820,50125,33128,687
Other Liabilities 7,6478,7798,0027,7676,8006,8637,8009,4286,6095,2607,8739,247
Total Liabilities 239,125245,917244,883231,340216,056230,484235,908253,336267,784300,863323,691362,481
Fixed Assets 1,0181,0662,8782,8432,8672,8142,8323,1513,2873,4443,7173,791
CWIP 4348668886748656561
Investments 67,45264,22383,97474,01970,96282,23290,99993,78396,87495,16992,90494,272
Other Assets 170,611180,580158,024154,471142,219145,430142,069156,335167,575202,184227,006264,357
Total Assets 239,125245,917244,883231,340216,056230,484235,908253,336267,784300,863323,691362,481

Below is a detailed analysis of the balance sheet data for UCO Bank based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Mar 2025, the value is 12,540.00 Cr.. The value appears strong and on an upward trend. It has increased from 11,956.00 Cr. (Mar 2024) to 12,540.00 Cr., marking an increase of 584.00 Cr..
  • For Reserves, as of Mar 2025, the value is 18,465.00 Cr.. The value appears strong and on an upward trend. It has increased from 15,401.00 Cr. (Mar 2024) to 18,465.00 Cr., marking an increase of 3,064.00 Cr..
  • For Other Liabilities, as of Mar 2025, the value is 9,247.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 7,873.00 Cr. (Mar 2024) to 9,247.00 Cr., marking an increase of 1,374.00 Cr..
  • For Total Liabilities, as of Mar 2025, the value is 362,481.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 323,691.00 Cr. (Mar 2024) to 362,481.00 Cr., marking an increase of 38,790.00 Cr..
  • For Fixed Assets, as of Mar 2025, the value is 3,791.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,717.00 Cr. (Mar 2024) to 3,791.00 Cr., marking an increase of 74.00 Cr..
  • For CWIP, as of Mar 2025, the value is 61.00 Cr.. The value appears to be declining and may need further review. It has decreased from 65.00 Cr. (Mar 2024) to 61.00 Cr., marking a decrease of 4.00 Cr..
  • For Investments, as of Mar 2025, the value is 94,272.00 Cr.. The value appears strong and on an upward trend. It has increased from 92,904.00 Cr. (Mar 2024) to 94,272.00 Cr., marking an increase of 1,368.00 Cr..
  • For Other Assets, as of Mar 2025, the value is 264,357.00 Cr.. The value appears strong and on an upward trend. It has increased from 227,006.00 Cr. (Mar 2024) to 264,357.00 Cr., marking an increase of 37,351.00 Cr..
  • For Total Assets, as of Mar 2025, the value is 362,481.00 Cr.. The value appears strong and on an upward trend. It has increased from 323,691.00 Cr. (Mar 2024) to 362,481.00 Cr., marking an increase of 38,790.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +3,5747,861-2,978-3,852-9,0824,190-10,6582,4224,3992,9831,0021,913
Cash from Investing Activity +-135-151-52-217-2444-250106-214-67-275-680
Cash from Financing Activity +-771-553-5793,6095,7545,4504,2833,266-1,637-336-4305,870
Net Cash Flow2,6687,157-3,610-459-3,3529,684-6,6265,7942,5482,5802977,102

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-196.00-210.00-197.00-195.00-173.00-185.00-182.00-197.00-217.00-243.00-255.00-284.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE %16%10%-22%-15%-32%-27%-13%0%4%8%6%8%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters95.39%95.39%95.39%95.39%95.39%95.39%95.39%95.39%95.39%95.39%95.39%95.39%
FIIs0.02%0.01%0.03%0.05%0.16%0.05%0.09%0.01%0.03%0.03%0.02%0.02%
DIIs1.29%1.32%1.34%1.37%1.37%1.35%1.36%1.32%1.32%1.32%1.32%1.33%
Public3.30%3.28%3.23%3.18%3.08%3.20%3.14%3.27%3.26%3.26%3.25%3.25%
No. of Shareholders4,26,2444,29,4684,30,4065,43,6955,36,9425,37,6865,83,2426,10,1667,39,0977,78,0497,73,4667,91,271

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Nippon India ETF Nifty PSU Bank BeES 5,039,873 1.07 23.445,039,8732025-04-22 17:25:170%
Kotak Nifty PSU Bank ETF 3,130,577 1.07 14.563,130,5772025-04-22 17:25:170%
Nippon India Nifty Smallcap 250 Index Fund 425,015 0.19 1.98425,0152025-04-22 17:25:170%
Axis Nifty Smallcap 50 Index Fund 293,780 0.57 1.37293,7802025-04-22 17:25:170%
Motilal Oswal Nifty Smallcap 250 Index Fund 259,864 0.18 1.21259,8642025-04-22 17:25:170%
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund 231,573 0.57 1.08231,5732025-04-22 17:25:170%
SBI Nifty Smallcap 250 Index Fund 215,860 0.18 1215,8602025-04-22 17:25:170%
ICICI Prudential Nifty Smallcap 250 Index Fund 98,560 0.18 0.4698,5602025-04-22 17:25:170%
Motilal Oswal Nifty 500 Index Fund 25,760 0.02 0.1225,7602025-04-22 17:25:170%
Edelweiss Nifty Smallcap 250 Index Fund 11,703 0.18 0.0511,7032025-04-22 17:25:170%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
Face Value10.0010.0010.0010.0010.00
Basic EPS (Rs.) 2.061.401.530.770.15
Diluted EPS (Rs.) 2.061.401.530.770.15
Cash EPS (Rs.) 1.951.621.740.910.30
Book Value[Excl.RevalReserv]/Share (Rs.) 24.6320.2519.0717.3417.37
Book Value[Incl.RevalReserv]/Share (Rs.) 24.6322.7621.4119.6320.08
Operating Revenue / Share (Rs.)19.9918.2814.7612.5314.57
Net Profit / Share (Rs.) 1.951.381.560.770.16
Net Profit After MI / Share (Rs.)1.971.401.530.740.14
Net Profit Margin (%) 9.757.5610.556.201.15
Net Profit After MI And SOA Nargin (%)9.847.6410.345.971.00
Operating Profit Margin (%)17.4114.5418.909.711.87
Return On Assets (%) 0.680.510.600.330.05
Return On Equity / Networth (%)7.996.908.004.310.84
Net Interest Margin (X)2.652.502.442.412.16
Cost To Income (%)39.3259.7355.9349.8853.40
Interest Income / Total Assets (%)6.916.755.865.595.70
Non-Interest Income / Total Assets (%)1.211.000.831.151.35
Operating Profit / Total Assets (%)-0.54-0.49-0.21-0.81-1.28
Operating Expenses / Total Assets (%)2.202.091.831.781.87
Interest Expenses / Total Assets (%)4.264.253.423.173.54
Enterprise Value (Rs.Cr.)356687.14340698.06288687.43241485.22222756.87
EV Per Net Sales (X)14.2315.5916.3616.1215.42
Price To Book Value (X)1.452.581.280.680.63
Price To Sales (X)1.792.861.650.940.75
Retention Ratios (%) 100.0079.97100.00100.00100.00
Earnings Yield (X)0.050.020.060.060.01

After reviewing the key financial ratios for UCO Bank, here is a detailed analysis based on the latest available data and recent trends:

  • For Basic EPS (Rs.), as of Mar 25, the value is 2.06. This value is below the healthy minimum of 5. It has increased from 1.40 (Mar 24) to 2.06, marking an increase of 0.66.
  • For Diluted EPS (Rs.), as of Mar 25, the value is 2.06. This value is below the healthy minimum of 5. It has increased from 1.40 (Mar 24) to 2.06, marking an increase of 0.66.
  • For Cash EPS (Rs.), as of Mar 25, the value is 1.95. This value is below the healthy minimum of 3. It has increased from 1.62 (Mar 24) to 1.95, marking an increase of 0.33.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 24.63. It has increased from 20.25 (Mar 24) to 24.63, marking an increase of 4.38.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 24.63. It has increased from 22.76 (Mar 24) to 24.63, marking an increase of 1.87.
  • For Net Profit / Share (Rs.), as of Mar 25, the value is 1.95. This value is below the healthy minimum of 2. It has increased from 1.38 (Mar 24) to 1.95, marking an increase of 0.57.
  • For Net Profit Margin (%), as of Mar 25, the value is 9.75. This value is within the healthy range. It has increased from 7.56 (Mar 24) to 9.75, marking an increase of 2.19.
  • For Return On Assets (%), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 5. It has increased from 0.51 (Mar 24) to 0.68, marking an increase of 0.17.
  • For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. It has increased from 79.97 (Mar 24) to 100.00, marking an increase of 20.03.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of UCO Bank as of August 16, 2025 is: 24.44

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of August 16, 2025, UCO Bank is Overvalued by 13.02% compared to the current share price 28.10

Intrinsic Value of UCO Bank as of August 16, 2025 is: 29.59

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of August 16, 2025, UCO Bank is Undervalued by 5.30% compared to the current share price 28.10

Last 5 Year EPS CAGR: 21.08%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in UCO Bank:
    1. Net Profit Margin: 9.75%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0% (Industry Average ROCE: 6.22%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0% (Industry Average ROE: 14.34%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 14.1 (Industry average Stock P/E: 9.59)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

UCO Bank is a Public Limited Listed company incorporated on 06/01/1943 and registered in the State of West Bengal, India. Company presently involved in the business activities of Banking Business.
INDUSTRYADDRESSCONTACT
Finance - Banks - Public Sector10, BTM Sarani, Kolkata West Bengal 700001hosgr.calcutta@ucobank.co.in
https://www.ucobank.com
Management
NamePosition Held
Mr. Aravamudan Krishna KumarNon Executive Chairman
Mr. Ashwani KumarManaging Director & CEO
Mr. Rajendra Kumar SabooExecutive Director
Mr. Vijaykumar Nivrutti KambleExecutive Director
Mr. Anjan TalukdarPart Time Non Official Director
Mr. Subhash Shankar MailkPart Time Non Official Director
Mr. Ravi Kumar AgrawalPart Time Non Official Director
Mrs. Rachna KhareShareholder Director
Mr. Sudhir ShyamGovernment Nominee Director
Dr. Sarada Prasan MohantyNominee Director

FAQ

What is the intrinsic value of UCO Bank?

UCO Bank's intrinsic value (as of 15 August 2025) is ₹24.44 which is 13.02% lower the current market price of ₹28.10, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹35,199 Cr. market cap, FY2025-2026 high/low of ₹53.1/26.8, reserves of ₹18,465 Cr, and liabilities of ₹362,481 Cr.

What is the Market Cap of UCO Bank?

The Market Cap of UCO Bank is 35,199 Cr..

What is the current Stock Price of UCO Bank as on 15 August 2025?

The current stock price of UCO Bank as on 15 August 2025 is 28.1.

What is the High / Low of UCO Bank stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of UCO Bank stocks is 53.1/26.8.

What is the Stock P/E of UCO Bank?

The Stock P/E of UCO Bank is 14.1.

What is the Book Value of UCO Bank?

The Book Value of UCO Bank is 25.5.

What is the Dividend Yield of UCO Bank?

The Dividend Yield of UCO Bank is 1.39 %.

What is the ROCE of UCO Bank?

The ROCE of UCO Bank is 5.76 %.

What is the ROE of UCO Bank?

The ROE of UCO Bank is 8.38 %.

What is the Face Value of UCO Bank?

The Face Value of UCO Bank is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in UCO Bank. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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