Share Price and Basic Stock Data
Last Updated: February 19, 2026, 12:08 pm
| PEG Ratio | 0.67 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
UCO Bank, a prominent public sector bank in India, reported a market capitalization of ₹37,004 Cr with its stock price standing at ₹29.5. The bank’s revenue has shown a consistent upward trend, escalating from ₹4,627 Cr in December 2022 to ₹5,552 Cr by December 2023. This growth trajectory continued into the following quarters, reaching ₹6,745 Cr by March 2025. The bank’s interest income also exhibited a similar pattern, increasing from ₹2,675 Cr in December 2022 to ₹3,564 Cr in December 2023. Overall, the revenue growth reflects the bank’s robust operational strategy and its ability to capture a larger share of the market. UCO Bank’s performance in the Indian banking sector aligns with the broader trend of increasing revenues in the public sector banking space, driven by improvements in lending and deposit mobilization. According to the Reserve Bank of India, the overall banking sector has seen a growth rate of approximately 10% in total income, which UCO Bank appears to be surpassing significantly. This indicates a strong market position and operational efficiency in generating income.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,47,061 Cr. | 193 | 195/108 | 7.75 | 172 | 2.43 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 36,427 Cr. | 29.0 | 39.9/26.8 | 14.0 | 26.5 | 1.32 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 11,18,566 Cr. | 1,212 | 1,226/680 | 13.7 | 641 | 1.30 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,46,075 Cr. | 127 | 135/85.5 | 8.24 | 130 | 2.27 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 19,726 Cr. | 27.8 | 50.5/25.2 | 16.3 | 19.6 | 0.25 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 172,710.54 Cr | 262.61 | 10.47 | 183.82 | 1.74% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,627 | 4,987 | 5,224 | 5,219 | 5,552 | 5,860 | 6,024 | 6,078 | 6,220 | 6,745 | 6,436 | 6,537 | 6,652 |
| Interest | 2,675 | 3,015 | 3,215 | 3,302 | 3,564 | 3,672 | 3,770 | 3,778 | 3,842 | 4,046 | 4,033 | 4,004 | 4,006 |
| Expenses | 1,754 | 2,025 | 2,295 | 1,924 | 2,072 | 2,507 | 2,227 | 2,355 | 2,567 | 3,055 | 2,454 | 2,392 | 2,360 |
| Financing Profit | 198 | -53 | -286 | -7 | -84 | -319 | 27 | -54 | -190 | -356 | -51 | 141 | 286 |
| Financing Margin % | 4% | -1% | -5% | -0% | -2% | -5% | 0% | -1% | -3% | -5% | -1% | 2% | 4% |
| Other Income | 823 | 960 | 633 | 647 | 861 | 1,125 | 835 | 993 | 1,186 | 1,392 | 997 | 884 | 869 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,021 | 907 | 347 | 640 | 777 | 806 | 862 | 939 | 996 | 1,036 | 946 | 1,025 | 1,155 |
| Tax % | 36% | 36% | 36% | 37% | 35% | 35% | 36% | 36% | 36% | 37% | 36% | 40% | 36% |
| Net Profit | 653 | 581 | 223 | 402 | 503 | 526 | 551 | 603 | 639 | 652 | 607 | 620 | 740 |
| EPS in Rs | 0.55 | 0.49 | 0.19 | 0.34 | 0.42 | 0.44 | 0.46 | 0.50 | 0.53 | 0.52 | 0.48 | 0.49 | 0.59 |
| Gross NPA % | 5.63% | 4.78% | 4.48% | 4.14% | 3.85% | 3.46% | 3.32% | 3.18% | 2.91% | 2.69% | 2.63% | 2.56% | 2.41% |
| Net NPA % | 1.66% | 1.29% | 1.18% | 1.11% | 0.98% | 0.89% | 0.78% | 0.73% | 0.63% | 0.50% | 0.45% | 0.43% | 0.36% |
Last Updated: February 3, 2026, 6:46 pm
Below is a detailed analysis of the quarterly data for UCO Bank based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 4,006.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4,004.00 Cr. (Sep 2025) to 4,006.00 Cr., marking an increase of 2.00 Cr..
- For Expenses, as of Dec 2025, the value is 2,360.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,392.00 Cr. (Sep 2025) to 2,360.00 Cr., marking a decrease of 32.00 Cr..
- For Other Income, as of Dec 2025, the value is 869.00 Cr.. The value appears to be declining and may need further review. It has decreased from 884.00 Cr. (Sep 2025) to 869.00 Cr., marking a decrease of 15.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 1,155.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,025.00 Cr. (Sep 2025) to 1,155.00 Cr., marking an increase of 130.00 Cr..
- For Tax %, as of Dec 2025, the value is 36.00%. The value appears to be improving (decreasing) as expected. It has decreased from 40.00% (Sep 2025) to 36.00%, marking a decrease of 4.00%.
- For Net Profit, as of Dec 2025, the value is 740.00 Cr.. The value appears strong and on an upward trend. It has increased from 620.00 Cr. (Sep 2025) to 740.00 Cr., marking an increase of 120.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 0.59. The value appears strong and on an upward trend. It has increased from 0.49 (Sep 2025) to 0.59, marking an increase of 0.10.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:28 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18,230 | 19,359 | 18,561 | 16,326 | 14,020 | 14,331 | 15,134 | 14,446 | 14,981 | 17,651 | 21,854 | 25,067 | 25,938 |
| Interest | 12,171 | 13,797 | 13,713 | 12,509 | 10,895 | 10,019 | 10,042 | 8,966 | 8,508 | 10,307 | 13,754 | 15,437 | 15,926 |
| Expenses | 5,546 | 5,849 | 10,768 | 6,789 | 8,521 | 12,753 | 11,539 | 8,845 | 7,658 | 6,729 | 8,517 | 9,892 | 10,468 |
| Financing Profit | 513 | -286 | -5,920 | -2,972 | -5,396 | -8,441 | -6,446 | -3,365 | -1,185 | 614 | -416 | -262 | -456 |
| Financing Margin % | 3% | -1% | -32% | -18% | -38% | -59% | -43% | -23% | -8% | 3% | -2% | -1% | -2% |
| Other Income | 1,321 | 2,004 | 1,596 | 2,114 | 1,121 | 1,514 | 2,871 | 3,424 | 3,101 | 2,508 | 3,266 | 4,407 | 4,460 |
| Depreciation | 110 | 136 | 137 | 153 | 152 | 137 | 137 | 134 | 165 | 218 | 281 | 311 | 0 |
| Profit before tax | 1,724 | 1,582 | -4,460 | -1,011 | -4,427 | -7,065 | -3,713 | -75 | 1,750 | 2,905 | 2,569 | 3,834 | 4,004 |
| Tax % | 12% | 28% | -37% | 83% | 0% | -39% | -34% | -321% | 47% | 36% | 36% | 36% | |
| Net Profit | 1,511 | 1,138 | -2,799 | -1,851 | -4,436 | -4,321 | -2,437 | 167 | 930 | 1,862 | 1,654 | 2,445 | 2,518 |
| EPS in Rs | 14.89 | 10.58 | -26.03 | -11.87 | -19.22 | -7.97 | -2.46 | 0.17 | 0.78 | 1.56 | 1.38 | 1.95 | 2.02 |
| Dividend Payout % | 20% | 19% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 20% | 20% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -24.69% | -345.96% | 33.87% | -139.65% | 2.59% | 43.60% | 106.85% | 456.89% | 100.22% | -11.17% | 47.82% |
| Change in YoY Net Profit Growth (%) | 0.00% | -321.27% | 379.83% | -173.52% | 142.25% | 41.01% | 63.25% | 350.03% | -356.67% | -111.39% | 58.99% |
UCO Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 11% |
| 3 Years: | 19% |
| TTM: | 12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 25% |
| 3 Years: | 38% |
| TTM: | 26% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | 16% |
| 3 Years: | 33% |
| 1 Year: | -43% |
| Return on Equity | |
|---|---|
| 10 Years: | -5% |
| 5 Years: | 6% |
| 3 Years: | 7% |
| Last Year: | 8% |
Last Updated: September 5, 2025, 1:50 pm
Balance Sheet
Last Updated: December 10, 2025, 3:35 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,015 | 1,076 | 1,076 | 1,560 | 2,308 | 5,423 | 9,918 | 9,918 | 11,956 | 11,956 | 11,956 | 12,540 | 12,540 |
| Reserves | 10,212 | 11,473 | 11,446 | 11,194 | 12,649 | 11,968 | 9,291 | 12,688 | 11,638 | 13,809 | 15,401 | 18,465 | 19,925 |
| Deposits | 201,154 | 215,957 | 207,118 | 201,285 | 181,849 | 197,907 | 193,203 | 205,919 | 224,073 | 249,338 | 263,130 | 293,542 | 305,697 |
| Borrowing | 19,098 | 8,633 | 17,240 | 9,535 | 12,449 | 8,324 | 15,695 | 15,383 | 13,508 | 20,501 | 25,331 | 28,687 | 21,474 |
| Other Liabilities | 7,647 | 8,779 | 8,002 | 7,767 | 6,800 | 6,863 | 7,800 | 9,428 | 6,609 | 5,260 | 7,873 | 9,247 | 9,840 |
| Total Liabilities | 239,125 | 245,917 | 244,883 | 231,340 | 216,056 | 230,484 | 235,908 | 253,336 | 267,784 | 300,863 | 323,691 | 362,481 | 369,475 |
| Fixed Assets | 1,018 | 1,066 | 2,878 | 2,843 | 2,867 | 2,814 | 2,832 | 3,151 | 3,287 | 3,444 | 3,717 | 3,791 | 3,927 |
| CWIP | 43 | 48 | 6 | 6 | 8 | 8 | 8 | 67 | 48 | 65 | 65 | 61 | 0 |
| Investments | 67,452 | 64,223 | 83,974 | 74,019 | 70,962 | 82,232 | 90,999 | 93,783 | 96,874 | 95,169 | 92,904 | 94,272 | 97,765 |
| Other Assets | 170,611 | 180,580 | 158,024 | 154,471 | 142,219 | 145,430 | 142,069 | 156,335 | 167,575 | 202,184 | 227,006 | 264,357 | 267,784 |
| Total Assets | 239,125 | 245,917 | 244,883 | 231,340 | 216,056 | 230,484 | 235,908 | 253,336 | 267,784 | 300,863 | 323,691 | 362,481 | 369,475 |
Below is a detailed analysis of the balance sheet data for UCO Bank based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 12,540.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 12,540.00 Cr..
- For Reserves, as of Sep 2025, the value is 19,925.00 Cr.. The value appears strong and on an upward trend. It has increased from 18,465.00 Cr. (Mar 2025) to 19,925.00 Cr., marking an increase of 1,460.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 9,840.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9,247.00 Cr. (Mar 2025) to 9,840.00 Cr., marking an increase of 593.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 369,475.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 362,481.00 Cr. (Mar 2025) to 369,475.00 Cr., marking an increase of 6,994.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 3,927.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,791.00 Cr. (Mar 2025) to 3,927.00 Cr., marking an increase of 136.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 61.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 61.00 Cr..
- For Investments, as of Sep 2025, the value is 97,765.00 Cr.. The value appears strong and on an upward trend. It has increased from 94,272.00 Cr. (Mar 2025) to 97,765.00 Cr., marking an increase of 3,493.00 Cr..
- For Other Assets, as of Sep 2025, the value is 267,784.00 Cr.. The value appears strong and on an upward trend. It has increased from 264,357.00 Cr. (Mar 2025) to 267,784.00 Cr., marking an increase of 3,427.00 Cr..
- For Total Assets, as of Sep 2025, the value is 369,475.00 Cr.. The value appears strong and on an upward trend. It has increased from 362,481.00 Cr. (Mar 2025) to 369,475.00 Cr., marking an increase of 6,994.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -196.00 | -210.00 | -197.00 | -195.00 | -173.00 | -185.00 | -182.00 | -197.00 | -217.00 | -243.00 | -255.00 | -284.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 16% | 10% | -22% | -15% | -32% | -27% | -13% | 0% | 4% | 8% | 6% | 8% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund | 37,435 | 0.04 | 0.11 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 2.06 | 1.40 | 1.53 | 0.77 | 0.15 |
| Diluted EPS (Rs.) | 2.06 | 1.40 | 1.53 | 0.77 | 0.15 |
| Cash EPS (Rs.) | 2.20 | 1.62 | 1.74 | 0.91 | 0.30 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 22.20 | 20.25 | 19.07 | 17.34 | 17.37 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 24.63 | 22.76 | 21.41 | 19.63 | 20.08 |
| Operating Revenue / Share (Rs.) | 19.99 | 18.28 | 14.76 | 12.53 | 14.57 |
| Net Profit / Share (Rs.) | 1.95 | 1.38 | 1.56 | 0.77 | 0.16 |
| Net Profit After MI / Share (Rs.) | 1.97 | 1.40 | 1.53 | 0.74 | 0.14 |
| Net Profit Margin (%) | 9.75 | 7.56 | 10.55 | 6.20 | 1.15 |
| Net Profit After MI And SOA Nargin (%) | 9.84 | 7.64 | 10.34 | 5.97 | 1.00 |
| Operating Profit Margin (%) | 17.41 | 14.54 | 18.90 | 9.71 | 1.87 |
| Return On Assets (%) | 0.68 | 0.51 | 0.60 | 0.33 | 0.05 |
| Return On Equity / Networth (%) | 8.86 | 6.90 | 8.00 | 4.31 | 0.84 |
| Net Interest Margin (X) | 2.65 | 2.50 | 2.44 | 2.41 | 2.16 |
| Cost To Income (%) | 56.98 | 59.73 | 55.93 | 49.88 | 53.40 |
| Interest Income / Total Assets (%) | 6.91 | 6.75 | 5.86 | 5.59 | 5.70 |
| Non-Interest Income / Total Assets (%) | 1.21 | 1.00 | 0.83 | 1.15 | 1.35 |
| Operating Profit / Total Assets (%) | -0.54 | -0.49 | -0.21 | -0.81 | -1.28 |
| Operating Expenses / Total Assets (%) | 2.20 | 2.09 | 1.83 | 1.78 | 1.87 |
| Interest Expenses / Total Assets (%) | 4.26 | 4.25 | 3.42 | 3.17 | 3.54 |
| Enterprise Value (Rs.Cr.) | 356687.13 | 340698.06 | 288687.43 | 241485.22 | 222756.87 |
| EV Per Net Sales (X) | 14.23 | 15.59 | 16.36 | 16.12 | 15.42 |
| Price To Book Value (X) | 1.61 | 2.58 | 1.28 | 0.68 | 0.63 |
| Price To Sales (X) | 1.79 | 2.86 | 1.65 | 0.94 | 0.75 |
| Retention Ratios (%) | 80.18 | 79.97 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.05 | 0.02 | 0.06 | 0.06 | 0.01 |
After reviewing the key financial ratios for UCO Bank, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 2.06. This value is below the healthy minimum of 5. It has increased from 1.40 (Mar 24) to 2.06, marking an increase of 0.66.
- For Diluted EPS (Rs.), as of Mar 25, the value is 2.06. This value is below the healthy minimum of 5. It has increased from 1.40 (Mar 24) to 2.06, marking an increase of 0.66.
- For Cash EPS (Rs.), as of Mar 25, the value is 2.20. This value is below the healthy minimum of 3. It has increased from 1.62 (Mar 24) to 2.20, marking an increase of 0.58.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 22.20. It has increased from 20.25 (Mar 24) to 22.20, marking an increase of 1.95.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 24.63. It has increased from 22.76 (Mar 24) to 24.63, marking an increase of 1.87.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.95. This value is below the healthy minimum of 2. It has increased from 1.38 (Mar 24) to 1.95, marking an increase of 0.57.
- For Net Profit Margin (%), as of Mar 25, the value is 9.75. This value is within the healthy range. It has increased from 7.56 (Mar 24) to 9.75, marking an increase of 2.19.
- For Return On Assets (%), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 5. It has increased from 0.51 (Mar 24) to 0.68, marking an increase of 0.17.
- For Retention Ratios (%), as of Mar 25, the value is 80.18. This value exceeds the healthy maximum of 70. It has increased from 79.97 (Mar 24) to 80.18, marking an increase of 0.21.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in UCO Bank:
- Net Profit Margin: 9.75%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 14 (Industry average Stock P/E: 10.47)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 9.75%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | 10, BTM Sarani, Kolkata West Bengal 700001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Aravamudan Krishna Kumar | Non Executive Chairman |
| Mr. Ashwani Kumar | Managing Director & CEO |
| Mr. Rajendra Kumar Saboo | Executive Director |
| Mr. Vijaykumar Nivrutti Kamble | Executive Director |
| Mr. Anjan Talukdar | Part Time Non Official Director |
| Mr. Subhash Shankar Mailk | Part Time Non Official Director |
| Mr. Ravi Kumar Agrawal | Part Time Non Official Director |
| Mrs. Rachna Khare | Shareholder Director |
| Mr. Sudhir Shyam | Government Nominee Director |
| Dr. Sarada Prasan Mohanty | Nominee Director |
FAQ
What is the intrinsic value of UCO Bank?
UCO Bank's intrinsic value (as of 19 February 2026) is ₹30.48 which is 5.10% higher the current market price of ₹29.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹36,427 Cr. market cap, FY2025-2026 high/low of ₹39.9/26.8, reserves of ₹19,925 Cr, and liabilities of ₹369,475 Cr.
What is the Market Cap of UCO Bank?
The Market Cap of UCO Bank is 36,427 Cr..
What is the current Stock Price of UCO Bank as on 19 February 2026?
The current stock price of UCO Bank as on 19 February 2026 is ₹29.0.
What is the High / Low of UCO Bank stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of UCO Bank stocks is ₹39.9/26.8.
What is the Stock P/E of UCO Bank?
The Stock P/E of UCO Bank is 14.0.
What is the Book Value of UCO Bank?
The Book Value of UCO Bank is 26.5.
What is the Dividend Yield of UCO Bank?
The Dividend Yield of UCO Bank is 1.32 %.
What is the ROCE of UCO Bank?
The ROCE of UCO Bank is 5.76 %.
What is the ROE of UCO Bank?
The ROE of UCO Bank is 8.38 %.
What is the Face Value of UCO Bank?
The Face Value of UCO Bank is 10.0.
