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Last Updated on: 10 March, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 531387 | NSE: HASTIFIN

Hasti Finance Ltd: Share Price Analysis, Intrinsic Value & Fundamentals (2025)

Share Price and Basic Stock Data

Last Updated: March 7, 2025, 8:14 pm

Market Cap 7.59 Cr.
Current Price 7.00
High / Low 10.5/6.75
Stock P/E
Book Value 18.7
Dividend Yield0.00 %
ROCE2.62 %
ROE2.48 %
Face Value 10.0
PEG Ratio0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Hasti Finance Ltd

Competitors of Hasti Finance Ltd

Stock Name Market Cap Current Price High / Low Stock P/E Book Value Dividend Yield ROCE ROE Face Value
Money Masters Leasing & Finance Ltd 28.2 Cr. 2.81 19.5/2.5836.2 1.560.00 %2.57 %4.07 % 1.00
Moneyboxx Finance Ltd 545 Cr. 167 373/15851.1 81.00.00 %11.4 %7.45 % 10.0
Moongipa Capital Finance Ltd 18.3 Cr. 20.0 41.0/17.79.44 8.690.00 %34.9 %31.6 % 10.0
Morarka Finance Ltd 48.6 Cr. 108 191/95.017.4 3875.56 %4.04 %3.58 % 10.0
Morgan Ventures Ltd 82.0 Cr. 82.8 154/34.83.33 75.00.00 %10.5 %16.9 % 10.0
Industry Average24,024.13 Cr514.2237.40539.620.27%19.61%10.68%8.56

All Competitor Stocks of Hasti Finance Ltd

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Sales 0.300.300.310.300.060.310.110.110.110.110.110.110.11
Expenses 0.270.290.280.260.050.870.360.040.040.540.170.110.10
Operating Profit 0.030.010.030.040.01-0.56-0.250.070.07-0.43-0.060.000.01
OPM % 10.00%3.33%9.68%13.33%16.67%-180.65%-227.27%63.64%63.64%-390.91%-54.55%0.00%9.09%
Other Income 0.000.000.000.000.000.040.000.000.000.000.000.000.00
Interest 0.000.000.000.000.000.000.000.000.000.060.000.000.00
Depreciation 0.010.010.000.000.000.000.000.000.000.000.000.000.00
Profit before tax 0.020.000.030.040.01-0.52-0.250.070.07-0.49-0.060.000.01
Tax % 0.00%33.33%25.00%0.00%-25.00%0.00%28.57%28.57%-26.53%0.00%0.00%
Net Profit 0.010.010.020.020.01-0.39-0.250.060.05-0.37-0.060.000.00
EPS in Rs 0.010.010.020.020.01-0.36-0.230.060.05-0.34-0.060.000.00

Last Updated: March 4, 2025, 12:03 am

Below is a detailed analysis of the quarterly data for Hasti Finance Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

  • For Sales, as of Dec 2024, the value is ₹0.11 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.11 Cr..
  • For Expenses, as of Dec 2024, the value is ₹0.10 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.11 Cr. (Sep 2024) to ₹0.10 Cr., marking a decrease of 0.01 Cr..
  • For Operating Profit, as of Dec 2024, the value is ₹0.01 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Sep 2024) to ₹0.01 Cr., marking an increase of ₹0.01 Cr..
  • For OPM %, as of Dec 2024, the value is 9.09%. The value appears strong and on an upward trend. It has increased from 0.00% (Sep 2024) to 9.09%, marking an increase of 9.09%.
  • For Other Income, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
  • For Interest, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
  • For Depreciation, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
  • For Profit before tax, as of Dec 2024, the value is ₹0.01 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Sep 2024) to ₹0.01 Cr., marking an increase of ₹0.01 Cr..
  • For Tax %, as of Dec 2024, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00%.
  • For Net Profit, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
  • For EPS in Rs, as of Dec 2024, the value is 0.00. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded ₹0.00.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 5, 2025, 5:34 pm

MetricMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Sales 3.032.361.561.461.361.781.581.731.861.390.980.450.44
Expenses 2.262.071.431.961.211.431.421.411.551.261.460.980.92
Operating Profit 0.770.290.13-0.500.150.350.160.320.310.13-0.48-0.53-0.48
OPM % 25.41%12.29%8.33%-34.25%11.03%19.66%10.13%18.50%16.67%9.35%-48.98%-117.78%-109.09%
Other Income 0.000.000.000.000.000.000.000.000.000.000.040.000.00
Interest 0.000.000.000.000.000.000.010.000.000.000.000.060.06
Depreciation 0.090.070.090.030.130.090.060.050.040.020.020.010.00
Profit before tax 0.680.220.04-0.530.020.260.090.270.270.11-0.46-0.60-0.54
Tax % 32.35%31.82%75.00%0.00%50.00%7.69%-233.33%-55.56%-103.70%27.27%-26.09%-16.67%
Net Profit 0.460.150.01-0.520.020.250.300.420.550.08-0.34-0.51-0.43
EPS in Rs 0.420.140.01-0.480.020.230.280.390.510.07-0.31-0.47-0.40
Dividend Payout % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)-67.39%-93.33%-5300.00%103.85%1150.00%20.00%40.00%30.95%-85.45%-525.00%-50.00%
Change in YoY Net Profit Growth (%)0.00%-25.94%-5206.67%5403.85%1046.15%-1130.00%20.00%-9.05%-116.41%-439.55%475.00%

Hasti Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:-15%
5 Years:-22%
3 Years:-38%
TTM:-31%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:19%
Stock Price CAGR
10 Years:-7%
5 Years:7%
3 Years:1%
1 Year:-31%
Return on Equity
10 Years:0%
5 Years:0%
3 Years:-1%
Last Year:-2%

Last Updated: Unknown

Balance Sheet

Last Updated: December 14, 2024, 1:32 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 10.8410.8410.8410.8410.8410.8410.8410.8410.8410.8410.8410.8410.84
Reserves 14.6014.7114.7214.1914.2214.469.469.8210.3710.4510.029.519.44
Borrowings 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Other Liabilities 1.481.650.751.211.341.380.540.690.921.121.321.491.54
Total Liabilities 26.9227.2026.3126.2426.4026.6820.8421.3522.1322.4122.1821.8421.82
Fixed Assets 0.210.160.080.460.330.250.180.140.100.080.060.050.04
CWIP 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments 6.506.486.486.486.386.372.562.562.562.562.452.452.45
Other Assets 20.2120.5619.7519.3019.6920.0618.1018.6519.4719.7719.6719.3419.33
Total Assets 26.9227.2026.3126.2426.4026.6820.8421.3522.1322.4122.1821.8421.82

Below is a detailed analysis of the balance sheet data for Hasti Finance Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2024, the value is ₹10.84 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹10.84 Cr..
  • For Reserves, as of Sep 2024, the value is ₹9.44 Cr.. The value appears to be declining and may need further review. It has decreased from ₹9.51 Cr. (Mar 2024) to ₹9.44 Cr., marking a decrease of 0.07 Cr..
  • For Borrowings, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded ₹0.00 Cr..
  • For Other Liabilities, as of Sep 2024, the value is ₹1.54 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹1.49 Cr. (Mar 2024) to ₹1.54 Cr., marking an increase of 0.05 Cr..
  • For Total Liabilities, as of Sep 2024, the value is ₹21.82 Cr.. The value appears to be improving (decreasing). It has decreased from ₹21.84 Cr. (Mar 2024) to ₹21.82 Cr., marking a decrease of 0.02 Cr..
  • For Fixed Assets, as of Sep 2024, the value is ₹0.04 Cr.. The value appears to be declining and may need further review. It has decreased from ₹0.05 Cr. (Mar 2024) to ₹0.04 Cr., marking a decrease of 0.01 Cr..
  • For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹0.00 Cr..
  • For Investments, as of Sep 2024, the value is ₹2.45 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹2.45 Cr..
  • For Other Assets, as of Sep 2024, the value is ₹19.33 Cr.. The value appears to be declining and may need further review. It has decreased from ₹19.34 Cr. (Mar 2024) to ₹19.33 Cr., marking a decrease of 0.01 Cr..
  • For Total Assets, as of Sep 2024, the value is ₹21.82 Cr.. The value appears to be declining and may need further review. It has decreased from ₹21.84 Cr. (Mar 2024) to ₹21.82 Cr., marking a decrease of 0.02 Cr..

Notably, the Reserves (₹9.44 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +-3.720.04-0.200.35-0.10-0.460.07-0.07-0.00-0.00-0.00-0.00
Cash from Investing Activity +-0.000.25-0.00-0.410.190.27-0.00-0.00-0.00-0.00-0.00-0.00
Cash from Financing Activity +-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00
Net Cash Flow-3.720.29-0.20-0.050.09-0.190.07-0.07-0.00-0.00-0.00-0.00

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow0.770.290.13-0.500.150.350.160.320.310.13-0.48-0.53

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days0.000.000.000.004,986.5455.3730.034.221.962.630.000.00
Inventory Days
Days Payable
Cash Conversion Cycle0.000.000.000.004,986.5455.3730.034.221.962.630.000.00
Working Capital Days2,268.302,901.444,466.574,697.505,104.63-28.71535.95434.62355.19422.77521.43997.67
ROCE %2.69%0.86%0.16%-2.10%0.08%1.03%0.44%1.32%1.29%0.52%-2.18%-2.62%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%
Public54.35%54.35%54.36%54.36%54.35%54.35%54.35%54.35%54.35%54.34%54.35%54.36%
No. of Shareholders1,0281,1481,1711,2131,2201,2201,2121,2131,2631,2641,2841,407

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

MonthMar 13Mar 12Mar 11
FaceValue 10.0010.0010.00
Basic EPS (Rs.) 0.552.415.37
Diluted EPS (Rs.) 0.552.414.16
Cash EPS (Rs.) 0.002.884.71
Book Value[Excl.RevalReserv]/Share (Rs.) 0.0028.0931.26
Book Value[Incl.RevalReserv]/Share (Rs.) 0.0028.0931.26
Revenue From Operations / Share (Rs.) 0.0027.3075.14
PBDIT / Share (Rs.) 0.004.076.77
PBIT / Share (Rs.) 0.003.906.49
PBT / Share (Rs.) 0.003.946.47
Net Profit / Share (Rs.) 0.002.714.43
NP After MI And SOA / Share (Rs.) 0.002.232.78
PBDIT Margin (%) 9.8614.909.00
PBIT Margin (%) 8.2414.278.63
PBT Margin (%) 8.1714.428.60
Net Profit Margin (%) 5.499.915.89
NP After MI And SOA Margin (%) 4.638.163.69
Return on Networth / Equity (%) 0.008.319.39
Return on Capital Employeed (%) 0.0013.8219.88
Return On Assets (%) 0.006.345.62
Total Debt / Equity (X) 0.000.010.13
Asset Turnover Ratio (%) 0.000.120.00
Current Ratio (X) 0.003.982.86
Quick Ratio (X) 0.003.782.78
Interest Coverage Ratio (X) 117.67296.63309.44
Interest Coverage Ratio (Post Tax) (X) 79.44194.25203.64
Enterprise Value (Cr.) 0.0072.5025.74
EV / Net Operating Revenue (X) 0.002.690.74
EV / EBITDA (X) 0.0018.088.23
MarketCap / Net Operating Revenue (X) 0.002.780.68
Price / BV (X) 0.002.831.75
Price / Net Operating Revenue (X) 0.002.780.68
EarningsYield 0.000.020.05

After reviewing the key financial ratios for Hasti Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 13, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 12) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 13, the value is 0.55. This value is below the healthy minimum of 5. It has decreased from 2.41 (Mar 12) to 0.55, marking a decrease of 1.86.
  • For Diluted EPS (Rs.), as of Mar 13, the value is 0.55. This value is below the healthy minimum of 5. It has decreased from 2.41 (Mar 12) to 0.55, marking a decrease of 1.86.
  • For Cash EPS (Rs.), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 2.88 (Mar 12) to 0.00, marking a decrease of 2.88.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 13, the value is 0.00. It has decreased from 28.09 (Mar 12) to 0.00, marking a decrease of 28.09.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 13, the value is 0.00. It has decreased from 28.09 (Mar 12) to 0.00, marking a decrease of 28.09.
  • For Revenue From Operations / Share (Rs.), as of Mar 13, the value is 0.00. It has decreased from 27.30 (Mar 12) to 0.00, marking a decrease of 27.30.
  • For PBDIT / Share (Rs.), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 4.07 (Mar 12) to 0.00, marking a decrease of 4.07.
  • For PBIT / Share (Rs.), as of Mar 13, the value is 0.00. This value is within the healthy range. It has decreased from 3.90 (Mar 12) to 0.00, marking a decrease of 3.90.
  • For PBT / Share (Rs.), as of Mar 13, the value is 0.00. This value is within the healthy range. It has decreased from 3.94 (Mar 12) to 0.00, marking a decrease of 3.94.
  • For Net Profit / Share (Rs.), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 2.71 (Mar 12) to 0.00, marking a decrease of 2.71.
  • For NP After MI And SOA / Share (Rs.), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 2.23 (Mar 12) to 0.00, marking a decrease of 2.23.
  • For PBDIT Margin (%), as of Mar 13, the value is 9.86. This value is below the healthy minimum of 10. It has decreased from 14.90 (Mar 12) to 9.86, marking a decrease of 5.04.
  • For PBIT Margin (%), as of Mar 13, the value is 8.24. This value is below the healthy minimum of 10. It has decreased from 14.27 (Mar 12) to 8.24, marking a decrease of 6.03.
  • For PBT Margin (%), as of Mar 13, the value is 8.17. This value is below the healthy minimum of 10. It has decreased from 14.42 (Mar 12) to 8.17, marking a decrease of 6.25.
  • For Net Profit Margin (%), as of Mar 13, the value is 5.49. This value is within the healthy range. It has decreased from 9.91 (Mar 12) to 5.49, marking a decrease of 4.42.
  • For NP After MI And SOA Margin (%), as of Mar 13, the value is 4.63. This value is below the healthy minimum of 8. It has decreased from 8.16 (Mar 12) to 4.63, marking a decrease of 3.53.
  • For Return on Networth / Equity (%), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 15. It has decreased from 8.31 (Mar 12) to 0.00, marking a decrease of 8.31.
  • For Return on Capital Employeed (%), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 13.82 (Mar 12) to 0.00, marking a decrease of 13.82.
  • For Return On Assets (%), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 6.34 (Mar 12) to 0.00, marking a decrease of 6.34.
  • For Total Debt / Equity (X), as of Mar 13, the value is 0.00. This value is within the healthy range. It has decreased from 0.01 (Mar 12) to 0.00, marking a decrease of 0.01.
  • For Asset Turnover Ratio (%), as of Mar 13, the value is 0.00. It has decreased from 0.12 (Mar 12) to 0.00, marking a decrease of 0.12.
  • For Current Ratio (X), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 1.5. It has decreased from 3.98 (Mar 12) to 0.00, marking a decrease of 3.98.
  • For Quick Ratio (X), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 3.78 (Mar 12) to 0.00, marking a decrease of 3.78.
  • For Interest Coverage Ratio (X), as of Mar 13, the value is 117.67. This value is within the healthy range. It has decreased from 296.63 (Mar 12) to 117.67, marking a decrease of 178.96.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 13, the value is 79.44. This value is within the healthy range. It has decreased from 194.25 (Mar 12) to 79.44, marking a decrease of 114.81.
  • For Enterprise Value (Cr.), as of Mar 13, the value is 0.00. It has decreased from 72.50 (Mar 12) to 0.00, marking a decrease of 72.50.
  • For EV / Net Operating Revenue (X), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 2.69 (Mar 12) to 0.00, marking a decrease of 2.69.
  • For EV / EBITDA (X), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 18.08 (Mar 12) to 0.00, marking a decrease of 18.08.
  • For MarketCap / Net Operating Revenue (X), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 2.78 (Mar 12) to 0.00, marking a decrease of 2.78.
  • For Price / BV (X), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 2.83 (Mar 12) to 0.00, marking a decrease of 2.83.
  • For Price / Net Operating Revenue (X), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 2.78 (Mar 12) to 0.00, marking a decrease of 2.78.
  • For EarningsYield, as of Mar 13, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 12) to 0.00, marking a decrease of 0.02.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Hasti Finance Ltd as of March 10, 2025 is: ₹5.68

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 10, 2025, Hasti Finance Ltd is Overvalued by 18.86% compared to the current share price 7.00

Default values used*: Default value of 15 for Stock P/E is used

Intrinsic Value of Hasti Finance Ltd as of March 10, 2025 is: 4.99

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 10, 2025, Hasti Finance Ltd is Overvalued by 28.71% compared to the current share price 7.00

Default values used*: Default value of 15 for Stock P/E is used

Last 5 Year EPS CAGR: -12.14%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The company has higher reserves (12.00 cr) compared to borrowings (0.00 cr), indicating strong financial stability.
  1. The stock has a low average ROCE of 0.12%, which may not be favorable.
  2. The stock has a high average Working Capital Days of 271.33, which may not be favorable.
  3. The stock has a high average Cash Conversion Cycle of 8.18, which may not be favorable.
  4. The company has not shown consistent growth in sales (1.54) and profit (-0.01).

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Hasti Finance Ltd:
    1. Net Profit Margin: 5.49%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0% (Industry Average ROCE: 19.61%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0% (Industry Average ROE: 10.68%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 79.44
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 0 (Industry average Stock P/E: 37.4)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Hasti Finance Ltd. is a Public Limited Listed company incorporated on 16/08/1994 and has its registered office in the State of Tamil Nadu, India. Company's Corporate Identification Number(CIN) is L65191TN1994PLC028333 and registration number is 028333. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 0.45 Cr. and Equity Capital is Rs. 10.84 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)No.14, Imperial Hotel Complex, Chennai (Madras) Tamil Nadu 600008hastifinanceltd@gmail.com
http://www.hastifinance.com
Management
NamePosition Held
Mr. Nitin Prabhudas SomaniChairman & Managing Director
Mrs. Sonal Nitin SomaniExecutive Director
Mr. Khairu Imam PappuwaleInd. Non-Executive Director
Mr. Vishal Nanalal BuddhadevInd. Non-Executive Director
Mr. Sanjay Vasudeo DhokeInd. Non-Executive Director

FAQ

What is the latest intrinsic value of Hasti Finance Ltd?

The latest intrinsic value of Hasti Finance Ltd as on 10 March 2025 is ₹5.68, which is 18.86% lower than the current market price of 7.00, indicating the stock is overvalued by 18.86%. The intrinsic value of Hasti Finance Ltd is calculated using PE ratio method. The stock has a market capitalization of ₹7.59 Cr. and recorded a high/low of ₹10.5/6.75 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹9.44 Cr and total liabilities of ₹21.82 Cr.

What is the Market Cap of Hasti Finance Ltd?

The Market Cap of Hasti Finance Ltd is 7.59 Cr..

What is the current Stock Price of Hasti Finance Ltd as on 10 March 2025?

The current stock price of Hasti Finance Ltd as on 10 March 2025 is ₹7.00.

What is the High / Low of Hasti Finance Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of Hasti Finance Ltd stocks is ₹10.5/6.75.

What is the Stock P/E of Hasti Finance Ltd?

The Stock P/E of Hasti Finance Ltd is .

What is the Book Value of Hasti Finance Ltd?

The Book Value of Hasti Finance Ltd is 18.7.

What is the Dividend Yield of Hasti Finance Ltd?

The Dividend Yield of Hasti Finance Ltd is 0.00 %.

What is the ROCE of Hasti Finance Ltd?

The ROCE of Hasti Finance Ltd is 2.62 %.

What is the ROE of Hasti Finance Ltd?

The ROE of Hasti Finance Ltd is 2.48 %.

What is the Face Value of Hasti Finance Ltd?

The Face Value of Hasti Finance Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Hasti Finance Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE