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Last Updated: March 31, 2026, 4:47 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 531387 | NSE: HASTIFIN

Hasti Finance Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹42.05Undervalued by 406.63%vs CMP ₹8.30

P/E (15.0) × ROE (50.6%) × BV (₹6.79) × DY (2.00%)

Defaults: P/E=15

₹17.06Undervalued by 105.54%vs CMP ₹8.30
MoS: +51.3% (Strong)Confidence: 38/100 (Low)Models: 2 Under, 1 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹25.2948%Under (+204.7%)
Net Asset ValueAssets₹7.3829%Over (-11.1%)
ROCE CapitalReturns₹12.2224%Under (+47.2%)
Consensus (3 models)₹17.06100%Undervalued
Key Drivers: EPS CAGR -39.9% drags value — could be higher if earnings stabilize.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -39.9% · Defaults: P/E=15

*Investments are subject to market risks

Investment Snapshot

62
Hasti Finance Ltd scores 62/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health68/100 · Strong
ROCE 50.6% ExcellentROE 50.6% ExcellentD/E 0.13 Low debtInterest Coverage 0.0x RiskyProfitable 1/5 years Inconsistent
Smart Money50/100 · Moderate
Promoter holding at 45.7% Stable
Earnings Quality60/100 · Moderate
Working capital: -1,282 days (improving) Efficient
Quarterly Momentum50/100 · Moderate
Industry Rank75/100 · Strong
ROCE 50.6% vs industry 15.8% Above peersROE 50.6% vs industry 8.8% Above peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: March 31, 2026, 4:47 am

Market Cap 9.00 Cr.
Current Price 8.30
Intrinsic Value₹17.06
High / Low 9.78/4.85
Stock P/E
Book Value 6.79
Dividend Yield0.00 %
ROCE50.6 %
ROE50.6 %
Face Value 10.0
PEG Ratio0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Hasti Finance Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Minolta Finance Ltd 15.2 Cr. 1.52 1.66/1.00 1.070.00 %0.40 %0.09 % 1.00
Money Masters Leasing & Finance Ltd 5.72 Cr. 0.57 2.05/0.558.54 1.570.00 %4.42 %3.94 % 1.00
Moneyboxx Finance Ltd 435 Cr. 62.3 123/44.0 40.10.00 %8.65 %0.58 % 10.0
Moongipa Capital Finance Ltd 12.4 Cr. 13.5 24.7/12.010.2 26.60.00 %12.1 %9.43 % 10.0
Morarka Finance Ltd 20.9 Cr. 46.4 138/42.111.3 2382.16 %2.46 %2.17 % 10.0
Industry Average22,241.21 Cr369.74101.56513.160.26%15.81%8.84%8.50

All Competitor Stocks of Hasti Finance Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue0.060.310.110.110.110.110.110.110.110.110.090.030.03
Interest 0.000.000.000.000.000.060.000.000.000.000.000.000.00
Expenses 0.050.870.360.040.040.540.170.110.108.200.104.540.03
Financing Profit0.01-0.56-0.250.070.07-0.49-0.060.000.01-8.09-0.01-4.510.00
Financing Margin %16.67%-180.65%-227.27%63.64%63.64%-445.45%-54.55%0.00%9.09%-7,354.55%-11.11%-15,033.33%0.00%
Other Income 0.000.040.000.000.000.000.000.000.000.000.000.000.00
Depreciation 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax 0.01-0.52-0.250.070.07-0.49-0.060.000.01-8.09-0.01-4.510.00
Tax % 0.00%-25.00%0.00%28.57%28.57%-26.53%0.00%0.00%0.00%100.00%0.00%
Net Profit 0.01-0.39-0.250.060.05-0.37-0.060.000.00-8.09-0.02-4.510.00
EPS in Rs 0.01-0.36-0.230.060.05-0.34-0.060.000.00-7.46-0.02-4.160.00
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 9:16 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 7:05 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue2211222211000
Interest 0000000000000
Expenses 21211112111913
Financing Profit00-0000000-0-1-8-13
Financing Margin %12%8%-34%11%20%9%18%17%9%-49%-131%-1,809%-4,850%
Other Income 0000000000000
Depreciation 0000000000000
Profit before tax 00-1000000-0-1-8-13
Tax % 32%75%0%50%8%-233%-56%-104%27%-26%-17%0%
Net Profit 00-1000010-0-1-8-13
EPS in Rs 0.140.01-0.480.020.230.280.390.510.07-0.31-0.47-7.52-11.64
Dividend Payout % 0%0%0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2016-20172021-20222024-2025
YoY Net Profit Growth (%)100.00%-100.00%-700.00%
Change in YoY Net Profit Growth (%)0.00%-200.00%-600.00%

Hasti Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 3 years from 2016-2017 to 2024-2025.

No data available for the compounded sales growth chart.

Balance Sheet

Last Updated: February 1, 2026, 2:57 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 11111111111111111111111111
Reserves 1515141414910101010101-3
Borrowing0000000000000
Other Liabilities 2111111111121
Total Liabilities 2726262627212122222222138
Fixed Assets 0000000000000
CWIP 0000000000000
Investments 6666633332222
Other Assets 2120192020181919202019116
Total Assets 2726262627212122222222138

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 0-00-0-00-000000
Cash from Investing Activity + 00-0000000000
Cash from Financing Activity + 000000000000
Net Cash Flow 0-0-00-00-000000
Free Cash Flow 0-0-0-0-00-000000
CFO/OP 14%-154%-70%-33%-117%62%-16%0%0%-6%-26%0%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow2.001.002.001.001.001.001.002.001.001.001.009.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 0.000.000.004,986.5455.3730.034.221.962.630.000.000.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.000.000.004,986.5455.3730.034.221.962.630.000.000.00
Working Capital Days 2,901.444,466.574,697.505,104.63-28.71535.95434.62355.19422.77521.43997.67-1,281.56
ROCE %0.86%0.16%-2.10%0.08%1.03%0.44%1.32%1.29%0.52%-2.18%-2.62%-50.56%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%45.65%
Public 54.35%54.35%54.35%54.35%54.35%54.34%54.35%54.36%54.36%54.36%54.36%54.35%
No. of Shareholders 1,2201,2201,2121,2131,2631,2641,2841,4071,4421,4561,5691,512

Shareholding Pattern Chart

No. of Shareholders

Hasti Finance Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

MonthMar 13Mar 12Mar 11
FaceValue 10.0010.0010.00
Basic EPS (Rs.) 0.552.415.37
Diluted EPS (Rs.) 0.552.414.16
Cash EPS (Rs.) 0.002.884.71
Book Value[Excl.RevalReserv]/Share (Rs.) 0.0028.0931.26
Book Value[Incl.RevalReserv]/Share (Rs.) 0.0028.0931.26
Revenue From Operations / Share (Rs.) 0.0027.3075.14
PBDIT / Share (Rs.) 0.004.076.77
PBIT / Share (Rs.) 0.003.906.49
PBT / Share (Rs.) 0.003.946.47
Net Profit / Share (Rs.) 0.002.714.43
NP After MI And SOA / Share (Rs.) 0.002.232.78
PBDIT Margin (%) 9.8614.909.00
PBIT Margin (%) 8.2414.278.63
PBT Margin (%) 8.1714.428.60
Net Profit Margin (%) 5.499.915.89
NP After MI And SOA Margin (%) 4.638.163.69
Return on Networth / Equity (%) 0.008.319.39
Return on Capital Employeed (%) 0.0013.8219.88
Return On Assets (%) 0.006.345.62
Total Debt / Equity (X) 0.000.010.13
Asset Turnover Ratio (%) 0.000.120.00
Current Ratio (X) 0.003.982.86
Quick Ratio (X) 0.003.782.78
Interest Coverage Ratio (X) 117.67296.63309.44
Interest Coverage Ratio (Post Tax) (X) 79.44194.25203.64
Enterprise Value (Cr.) 0.0072.5025.74
EV / Net Operating Revenue (X) 0.002.690.74
EV / EBITDA (X) 0.0018.088.23
MarketCap / Net Operating Revenue (X) 0.002.780.68
Price / BV (X) 0.002.831.75
Price / Net Operating Revenue (X) 0.002.780.68
EarningsYield 0.000.020.05

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Hasti Finance Ltd. is a Public Limited Listed company incorporated on 16/08/1994 and has its registered office in the State of Tamil Nadu, India. Company's Corporate Identification Number(CIN) is L65191TN1994PLC028333 and registration number is 028333. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 0.45 Cr. and Equity Capital is Rs. 10.84 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)No.14, Imperial Hotel Complex, Near Albert Cinema Hall, Chennai (Madras) Tamil Nadu 600008Contact not found
Management
NamePosition Held
Mr. Nitin Prabhudas SomaniChairman & Managing Director
Mrs. Sonal Nitin SomaniExecutive Director
Mr. Khairu Imam PappuwaleInd. Non-Executive Director
Mr. Sanjay Vasudeo DhokeInd. Non-Executive Director
Mr. Sumedh Ramesh MadameInd. Non-Executive Director

FAQ

What is the intrinsic value of Hasti Finance Ltd and is it undervalued?

As of 08 April 2026, Hasti Finance Ltd's intrinsic value is ₹17.06, which is 105.54% higher than the current market price of ₹8.30, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (50.6 %), book value (₹6.79), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Hasti Finance Ltd?

Hasti Finance Ltd is trading at ₹8.30 as of 08 April 2026, with a FY2026-2027 high of ₹9.78 and low of ₹4.85. The stock is currently in the middle of its 52-week range. Market cap stands at ₹9.00 Cr..

How does Hasti Finance Ltd's P/E ratio compare to its industry?

Hasti Finance Ltd has a P/E ratio of , which is below the industry average of 101.56. This is broadly in line with or below the industry average.

Is Hasti Finance Ltd financially healthy?

Key indicators for Hasti Finance Ltd: ROCE of 50.6 % indicates efficient capital utilization; ROE of 50.6 % shows strong shareholder returns. Dividend yield is 0.00 %.

Is Hasti Finance Ltd profitable and how is the profit trend?

Hasti Finance Ltd reported a net profit of ₹-8 Cr in Mar 2025. Compared to ₹0 Cr in Mar 2022, the net profit shows a mixed trend.

Does Hasti Finance Ltd pay dividends?

Hasti Finance Ltd has a dividend yield of 0.00 % at the current price of ₹8.30. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Hasti Finance Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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