Hasti Finance Ltd: Intrinsic Value & Share Price Analysis

Q: What is the intrinsic value of Hasti Finance Ltd and is it undervalued?

As of 27 June 2026, Hasti Finance Ltd's intrinsic value is 16.57, which is 176.17% higher than the current market price of 6.00, suggesting the stock is undervalued. Calculated using the PE ratio method factoring in ROE (71.5 %), book value (5.20), dividend yield (0.00 %), and 5-year EPS CAGR.

Q: What is the current share price and 52-week range of Hasti Finance Ltd?

Hasti Finance Ltd is trading at 6.00 as of 27 June 2026, with a FY2026-2027 high of 9.78 and low of 6.00. The stock is currently near its 52-week low. Market cap stands at 6.50 Cr..

Q: Is Hasti Finance Ltd financially healthy?

Key indicators: ROCE of 52.0 % indicates efficient capital utilization. Dividend yield is 0.00 %.

Q: Is Hasti Finance Ltd profitable and how is the profit trend?

Hasti Finance Ltd reported a net profit of -8 Cr in Mar 2025. Compared to 0 Cr in Mar 2022, the net profit shows a mixed trend.

Fair Value

₹45.51Undervalued by 658.50%vs CMP ₹6.00

P/E (15.0) × ROE (71.5%) × BV (₹5.20) × DY (2.00%)

Defaults: P/E=15

₹16.57Undervalued by 176.17%vs CMP ₹6.00

MoS: +63.8% (Strong)Confidence: 38/100 (Low)Models: 2 Under, 1 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹27.37	48%	Under (+356.2%)
Net Asset Value	Assets	₹5.21	29%	Over (-13.2%)
ROCE Capital	Returns	₹8.62	24%	Under (+43.7%)
Consensus (3 models)		₹16.57	100%	Undervalued

Key Drivers: EPS CAGR -39.9% drags value — could be higher if earnings stabilize. | Wide model spread (₹5–₹27) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -39.9% · Defaults: P/E=15

*Investments are subject to market risks

Analyst Summary

Hasti Finance Ltd operates in the Non-Banking Financial Company (NBFC) segment, NSE: HASTIFIN | BSE: 531387, current market price is ₹6.00, market cap is 6.50 Cr.. At a glance, ROE is 71.5 %, ROCE is 52.0 %, book value is 5.20, dividend yield is 0.00 %. The latest intrinsic value estimate is ₹16.57, which is about 176.2% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹0 Cr, while latest net profit is about ₹-8 Cr with a prior-period change of -700.0%. The 52-week range shown on this page is 9.78/6.00, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisHasti Finance Ltd. is a Public Limited Listed company incorporated on 16/08/1994 and has its registered office in the State of Tamil Nadu, India. Company's Corporate Identification Number(CIN) is L651…

This summary is generated from the stock page data available for Hasti Finance Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

Hasti Finance Ltd scores 62/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health68/100 · Strong

ROCE 52.0% ExcellentROE 71.5% ExcellentD/E 0.13 Low debtInterest Coverage 0.0x RiskyProfitable 1/5 years Inconsistent

Smart Money50/100 · Moderate

Promoter holding at 45.7% Stable

Earnings Quality60/100 · Moderate

Working capital: -1,282 days (improving) Efficient

Quarterly Momentum50/100 · Moderate

Industry Rank75/100 · Strong

ROCE 52.0% vs industry 17.5% Above peersROE 71.5% vs industry 13.0% Above peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily.

Share Price and Basic Stock Data

Last Updated: June 12, 2026, 8:45 am

Market Cap	6.50 Cr.
Current Price	6.00
Intrinsic Value	₹16.57
High / Low	9.78/6.00
Stock P/E
Book Value	5.20
Dividend Yield	0.00 %
ROCE	52.0 %
ROE	71.5 %
Face Value	10.0
PEG Ratio	0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Hasti Finance Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Minolta Finance Ltd	15.6 Cr.	1.56	1.73/1.00		0.93	0.00 %	6.31 %	14.3 %	1.00
Money Masters Leasing & Finance Ltd	7.93 Cr.	0.79	1.79/0.55	22.0	1.50	0.00 %	1.64 %	2.55 %	1.00
Moneyboxx Finance Ltd	481 Cr.	68.9	99.5/44.0	359	42.4	0.00 %	9.05 %	0.48 %	10.0
Moongipa Capital Finance Ltd	15.6 Cr.	17.0	22.5/12.0	21.3	25.7	0.00 %	4.94 %	3.14 %	10.0
Morarka Finance Ltd	28.0 Cr.	62.1	138/42.1	19.6	257	2.41 %	1.58 %	1.35 %	10.0
Industry Average	25,474.03 Cr	382.73		39.89	494.34	0.25%	17.48%	13.04%	8.42

All Competitor Stocks of Hasti Finance Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	0.06	0.31	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.09	0.03	0.03
Interest	0.00	0.00	0.00	0.00	0.00	0.06	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.05	0.87	0.36	0.04	0.04	0.54	0.17	0.11	0.10	8.20	0.10	4.54	0.03
Financing Profit	0.01	-0.56	-0.25	0.07	0.07	-0.49	-0.06	0.00	0.01	-8.09	-0.01	-4.51	0.00
Financing Margin %	16.67%	-180.65%	-227.27%	63.64%	63.64%	-445.45%	-54.55%	0.00%	9.09%	-7,354.55%	-11.11%	-15,033.33%	0.00%
Other Income	0.00	0.04	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.01	-0.52	-0.25	0.07	0.07	-0.49	-0.06	0.00	0.01	-8.09	-0.01	-4.51	0.00
Tax %	0.00%	-25.00%	0.00%	28.57%	28.57%	-26.53%	0.00%		0.00%	0.00%	100.00%	0.00%
Net Profit	0.01	-0.39	-0.25	0.06	0.05	-0.37	-0.06	0.00	0.00	-8.09	-0.02	-4.51	0.00
EPS in Rs	0.01	-0.36	-0.23	0.06	0.05	-0.34	-0.06	0.00	0.00	-7.46	-0.02	-4.16	0.00
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 9:16 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 7:05 am

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	2	2	1	1	2	2	2	2	1	1	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0
Expenses	2	1	2	1	1	1	1	2	1	1	1	9	13
Financing Profit	0	0	-0	0	0	0	0	0	0	-0	-1	-8	-13
Financing Margin %	12%	8%	-34%	11%	20%	9%	18%	17%	9%	-49%	-131%	-1,809%	-4,850%
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	0	0	-1	0	0	0	0	0	0	-0	-1	-8	-13
Tax %	32%	75%	0%	50%	8%	-233%	-56%	-104%	27%	-26%	-17%	0%
Net Profit	0	0	-1	0	0	0	0	1	0	-0	-1	-8	-13
EPS in Rs	0.14	0.01	-0.48	0.02	0.23	0.28	0.39	0.51	0.07	-0.31	-0.47	-7.52	-11.64
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2016-2017	2021-2022	2024-2025
YoY Net Profit Growth (%)	100.00%	-100.00%	-700.00%
Change in YoY Net Profit Growth (%)	0.00%	-200.00%	-600.00%

Hasti Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 3 years from 2016-2017 to 2024-2025.

No data available for the compounded sales growth chart.

Balance Sheet

Last Updated: June 8, 2026, 1:30 am

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	10.84	10.84	10.84	10.84	10.84	10.84	10.84	10.84	10.84	10.84	10.84	10.84
Reserves	14.72	14.19	14.22	14.46	9.46	9.82	10.37	10.45	10.02	9.51	1.05	-5.20
Borrowing	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Liabilities	0.75	1.21	1.34	1.38	0.54	0.69	0.92	1.12	1.32	1.49	1.58	1.35
Total Liabilities	26.31	26.24	26.40	26.68	20.84	21.35	22.13	22.41	22.18	21.84	13.47	6.99
Fixed Assets	0.08	0.46	0.33	0.25	0.18	0.14	0.10	0.08	0.06	0.05	0.03	0.03
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	6.48	6.48	6.38	6.37	2.56	2.56	2.56	2.56	2.45	2.45	2.15	2.15
Other Assets	19.75	19.30	19.69	20.06	18.10	18.65	19.47	19.77	19.67	19.34	11.29	4.81
Total Assets	26.31	26.24	26.40	26.68	20.84	21.35	22.13	22.41	22.18	21.84	13.47	6.99

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity +	-0.20	0.35	-0.10	-0.46	0.07	-0.07	0.00	0.00	0.00	0.00	0.00	0.00
Cash from Investing Activity +	0.00	-0.41	0.19	0.27	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash from Financing Activity +	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Cash Flow	-0.20	-0.05	0.09	-0.19	0.07	-0.07	0.00	0.00	0.00	0.00	0.00	0.00
Free Cash Flow	-0.20	-0.06	-0.10	-0.46	0.07	-0.07	0.00	0.00	0.00	0.00	0.00	0.00
CFO/OP	-154%	-70%	-33%	-117%	62%	-16%	0%	0%	-6%	-26%	0%	0%

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	2.00	1.00	2.00	1.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	9.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	0.00	0.00	0.00	4,986.54	55.37	30.03	4.22	1.96	2.63	0.00	0.00	0.00
Inventory Days
Days Payable
Cash Conversion Cycle	0.00	0.00	0.00	4,986.54	55.37	30.03	4.22	1.96	2.63	0.00	0.00	0.00
Working Capital Days	2,901.44	4,466.57	4,697.50	5,104.63	-28.71	535.95	434.62	355.19	422.77	521.43	997.67	-1,281.56
ROCE %	0.86%	0.16%	-2.10%	0.08%	1.03%	0.44%	1.32%	1.29%	0.52%	-2.18%	-2.62%	-50.56%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	45.65%	45.65%	45.65%	45.65%	45.65%	45.65%	45.65%	45.65%	45.65%	45.65%	45.65%	45.65%
Public	54.35%	54.35%	54.35%	54.35%	54.35%	54.34%	54.35%	54.36%	54.36%	54.36%	54.36%	54.35%
No. of Shareholders	1,220	1,220	1,212	1,213	1,263	1,264	1,284	1,407	1,442	1,456	1,569	1,512

Shareholding Pattern Chart

No. of Shareholders

Hasti Finance Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

Month	Mar 13	Mar 12	Mar 11
FaceValue	10.00	10.00	10.00
Basic EPS (Rs.)	0.55	2.41	5.37
Diluted EPS (Rs.)	0.55	2.41	4.16
Cash EPS (Rs.)	0.00	2.88	4.71
Book Value[Excl.RevalReserv]/Share (Rs.)	0.00	28.09	31.26
Book Value[Incl.RevalReserv]/Share (Rs.)	0.00	28.09	31.26
Revenue From Operations / Share (Rs.)	0.00	27.30	75.14
PBDIT / Share (Rs.)	0.00	4.07	6.77
PBIT / Share (Rs.)	0.00	3.90	6.49
PBT / Share (Rs.)	0.00	3.94	6.47
Net Profit / Share (Rs.)	0.00	2.71	4.43
NP After MI And SOA / Share (Rs.)	0.00	2.23	2.78
PBDIT Margin (%)	9.86	14.90	9.00
PBIT Margin (%)	8.24	14.27	8.63
PBT Margin (%)	8.17	14.42	8.60
Net Profit Margin (%)	5.49	9.91	5.89
NP After MI And SOA Margin (%)	4.63	8.16	3.69
Return on Networth / Equity (%)	0.00	8.31	9.39
Return on Capital Employeed (%)	0.00	13.82	19.88
Return On Assets (%)	0.00	6.34	5.62
Total Debt / Equity (X)	0.00	0.01	0.13
Asset Turnover Ratio (%)	0.00	0.12	0.00
Current Ratio (X)	0.00	3.98	2.86
Quick Ratio (X)	0.00	3.78	2.78
Interest Coverage Ratio (X)	117.67	296.63	309.44
Interest Coverage Ratio (Post Tax) (X)	79.44	194.25	203.64
Enterprise Value (Cr.)	0.00	72.50	25.74
EV / Net Operating Revenue (X)	0.00	2.69	0.74
EV / EBITDA (X)	0.00	18.08	8.23
MarketCap / Net Operating Revenue (X)	0.00	2.78	0.68
Price / BV (X)	0.00	2.83	1.75
Price / Net Operating Revenue (X)	0.00	2.78	0.68
EarningsYield	0.00	0.02	0.05

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Hasti Finance Ltd. is a Public Limited Listed company incorporated on 16/08/1994 and has its registered office in the State of Tamil Nadu, India. Company's Corporate Identification Number(CIN) is L65191TN1994PLC028333 and registration number is 028333. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 0.18 Cr. and Equity Capital is Rs. 10.84 Cr. for the Year ended 31/03/2026.

INDUSTRY	ADDRESS	CONTACT
Non-Banking Financial Company (NBFC)	No.14, Imperial Hotel Complex, Near Albert Cinema Hall, Chennai (Madras) Tamil Nadu 600008	Contact not found

Management
Name	Position Held
Mr. Nitin Prabhudas Somani	Chairman & Managing Director
Mrs. Sonal Nitin Somani	Executive Director
Mr. Khairu Imam Pappuwale	Ind. Non-Executive Director
Mr. Sanjay Vasudeo Dhoke	Ind. Non-Executive Director
Mr. Sumedh Ramesh Madame	Ind. Non-Executive Director

FAQ

What is the intrinsic value of Hasti Finance Ltd and is it undervalued?

As of 27 June 2026, Hasti Finance Ltd's intrinsic value is ₹16.57, which is 176.17% higher than the current market price of ₹6.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (71.5 %), book value (₹5.20), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Hasti Finance Ltd?

Hasti Finance Ltd is trading at ₹6.00 as of 27 June 2026, with a FY2026-2027 high of ₹9.78 and low of ₹6.00. The stock is currently near its 52-week low. Market cap stands at ₹6.50 Cr..

How does Hasti Finance Ltd's P/E ratio compare to its industry?

Hasti Finance Ltd has a P/E ratio of , which is below the industry average of 39.89. This is broadly in line with or below the industry average.

Is Hasti Finance Ltd financially healthy?

Key indicators for Hasti Finance Ltd: ROCE of 52.0 % indicates efficient capital utilization; ROE of 71.5 % shows strong shareholder returns. Dividend yield is 0.00 %.

Is Hasti Finance Ltd profitable and how is the profit trend?

Hasti Finance Ltd reported a net profit of ₹-8 Cr in Mar 2025. Compared to ₹0 Cr in Mar 2022, the net profit shows a mixed trend.

Does Hasti Finance Ltd pay dividends?

Hasti Finance Ltd has a dividend yield of 0.00 % at the current price of ₹6.00. The company is currently not paying meaningful dividends.