Share Price and Basic Stock Data
Last Updated: November 4, 2025, 12:11 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
HB Leasing & Finance Co Ltd operates in the non-banking financial company (NBFC) sector, primarily focusing on leasing and finance activities. The company reported a market capitalization of ₹17.0 Cr with its current share price standing at ₹13.2. Over the years, revenue from operations has shown significant volatility, with sales recorded at ₹0.28 Cr in March 2014, peaking at ₹1.71 Cr in March 2015. However, the trend has largely been downward, with sales declining to ₹0.19 Cr in March 2025. Notably, the trailing twelve-month (TTM) revenue stood at ₹0.20 Cr, indicating a challenging revenue environment. The company’s quarterly sales figures have also fluctuated, with a high of ₹0.30 Cr in March 2023 but falling to ₹0.04 Cr by June 2024. This inconsistency in revenue generation raises concerns about the company’s market positioning and ability to maintain steady cash flows.
Profitability and Efficiency Metrics
Profitability metrics for HB Leasing & Finance Co Ltd paint a concerning picture. The company reported a net profit of ₹-0.29 Cr for the financial year ending March 2025, with negative earnings per share (EPS) of ₹-0.26. Operating profit margins (OPM) have been particularly erratic, with a peak of 73.33% in March 2023, followed by a drastic decline to -200.00% in June 2024. The return on equity (ROE) stood at 7.02%, while the return on capital employed (ROCE) was slightly lower at 6.93%. The cash conversion cycle (CCC) has significantly lengthened to 883.68 days, indicating inefficiencies in working capital management. These profitability and efficiency challenges highlight the need for the company to enhance operational performance and improve its cost structure to regain investor confidence and stabilize earnings.
Balance Sheet Strength and Financial Ratios
HB Leasing & Finance Co Ltd’s balance sheet reflects a precarious financial position, with reserves reported at ₹-7.16 Cr as of March 2025. The company has minimal borrowings of ₹0.05 Cr, suggesting a conservative approach to leveraging. However, the total liabilities have increased to ₹6.36 Cr, raising concerns about financial sustainability. The price-to-book value (P/BV) ratio stands at 3.02x, indicating that the stock is valued significantly higher than its book value, which is ₹4.44 per share. Financial ratios such as the current ratio of 51.31 and quick ratio of 51.31 indicate exceptional liquidity, but this may not translate into operational efficiency. The enterprise value (EV) of ₹15.90 Cr and the EV/net operating revenue ratio of 83.59x further emphasize the disparity between market valuation and revenue generation, highlighting potential overvaluation risks.
Shareholding Pattern and Investor Confidence
The shareholding pattern of HB Leasing & Finance Co Ltd indicates a mixed sentiment among investors. As of March 2025, promoters held 42.74% of the company, demonstrating a significant commitment to the business. Domestic institutional investors (DIIs) have increased their stake to 5.35%, a notable rise from just 0.02% in prior periods, which suggests growing institutional interest. Conversely, public shareholding has decreased to 51.91%, reflecting potential concerns among retail investors regarding the company’s performance and outlook. The total number of shareholders stood at 36,279, indicating a relatively stable investor base. However, the declining public shareholding combined with negative profitability metrics may create apprehension about the company’s future, impacting overall investor confidence.
Outlook, Risks, and Final Insight
The outlook for HB Leasing & Finance Co Ltd is fraught with challenges. The company’s declining revenue trends and erratic profitability metrics pose significant risks to its operational viability. Moreover, the high cash conversion cycle indicates inefficiencies that could further strain cash flows. On the other hand, the strong promoter holding and increased institutional interest could provide a stabilizing factor if the company can successfully implement strategies to enhance profitability and operational efficiency. Risks include the potential for further declines in revenue and the inability to convert operational improvements into tangible profits. For HB Leasing & Finance to regain market traction, it must focus on streamlining operations, improving cash flows, and ultimately returning to a growth trajectory. The success of these initiatives will be critical in determining the company’s long-term sustainability and attractiveness to investors.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of HB Leasing & Finance Co Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.2 Cr. | 1.32 | 1.91/0.85 | 88.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 10.9 Cr. | 1.09 | 14.3/1.06 | 32.2 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 528 Cr. | 162 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.4 Cr. | 18.9 | 39.8/17.5 | 13.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 43.6 Cr. | 96.8 | 180/90.0 | 23.3 | 238 | 1.03 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,369.36 Cr | 481.56 | 106.31 | 515.32 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.08 | 0.08 | 0.08 | 0.30 | 0.15 | 0.11 | 0.08 | 0.14 | 0.04 | 0.03 | 0.12 | 0.01 | 0.04 |
| Expenses | 0.10 | 0.07 | 0.08 | 0.08 | 0.14 | 0.08 | 0.08 | 0.09 | 0.12 | 0.13 | 0.10 | 0.15 | 0.12 |
| Operating Profit | -0.02 | 0.01 | 0.00 | 0.22 | 0.01 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.14 | -0.08 |
| OPM % | -25.00% | 12.50% | 0.00% | 73.33% | 6.67% | 27.27% | 0.00% | 35.71% | -200.00% | -333.33% | 16.67% | -1,400.00% | -200.00% |
| Other Income | 0.00 | 0.00 | 0.03 | -0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.02 | 0.01 | 0.03 | 0.19 | 0.01 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.14 | -0.08 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -0.02 | 0.01 | 0.03 | 0.19 | 0.00 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.13 | -0.08 |
| EPS in Rs | -0.02 | 0.01 | 0.03 | 0.17 | 0.00 | 0.03 | 0.00 | 0.05 | -0.07 | -0.09 | 0.02 | -0.10 | -0.06 |
Last Updated: August 19, 2025, 1:55 pm
Below is a detailed analysis of the quarterly data for HB Leasing & Finance Co Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.04 Cr.. The value appears strong and on an upward trend. It has increased from 0.01 Cr. (Mar 2025) to 0.04 Cr., marking an increase of 0.03 Cr..
- For Expenses, as of Jun 2025, the value is 0.12 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.15 Cr. (Mar 2025) to 0.12 Cr., marking a decrease of 0.03 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.14 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.06 Cr..
- For OPM %, as of Jun 2025, the value is -200.00%. The value appears strong and on an upward trend. It has increased from -1,400.00% (Mar 2025) to -200.00%, marking an increase of 1,200.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.14 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.06 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.13 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.05 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.06. The value appears strong and on an upward trend. It has increased from -0.10 (Mar 2025) to -0.06, marking an increase of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 22, 2025, 8:34 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.28 | 1.71 | 0.25 | 0.75 | 0.63 | 0.04 | 0.30 | 0.30 | 0.55 | 0.53 | 0.48 | 0.19 | 0.20 |
| Expenses | 0.57 | 1.38 | 0.68 | 0.65 | 0.39 | 0.46 | 0.34 | 0.34 | 0.35 | 0.32 | 0.40 | 0.48 | 0.50 |
| Operating Profit | -0.29 | 0.33 | -0.43 | 0.10 | 0.24 | -0.42 | -0.04 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.30 |
| OPM % | -103.57% | 19.30% | -172.00% | 13.33% | 38.10% | -1,050.00% | -13.33% | -13.33% | 36.36% | 39.62% | 16.67% | -152.63% | -150.00% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.30 | 0.31 | -0.43 | 0.10 | 0.24 | -0.39 | -0.01 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.30 |
| Tax % | 0.00% | 0.00% | 0.00% | 10.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -0.30 | 0.32 | -0.43 | 0.10 | 0.24 | -0.39 | -0.01 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.29 |
| EPS in Rs | -0.27 | 0.29 | -0.39 | 0.09 | 0.22 | -0.35 | -0.01 | -0.04 | 0.18 | 0.19 | 0.07 | -0.23 | -0.23 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 206.67% | -234.38% | 123.26% | 140.00% | -262.50% | 97.44% | -300.00% | 600.00% | 5.00% | -61.90% | -462.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -441.04% | 357.63% | 16.74% | -402.50% | 359.94% | -397.44% | 900.00% | -595.00% | -66.90% | -400.60% |
HB Leasing & Finance Co Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -20% |
| 5 Years: | -9% |
| 3 Years: | -30% |
| TTM: | -46% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -463% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 63% |
| 3 Years: | 45% |
| 1 Year: | -20% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 1% |
| 3 Years: | 0% |
| Last Year: | -7% |
Last Updated: September 5, 2025, 3:41 pm
Balance Sheet
Last Updated: July 25, 2025, 1:07 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 12.86 |
| Reserves | -8.90 | -8.58 | -9.02 | -8.92 | -8.68 | -8.86 | -8.88 | -8.92 | -8.72 | -8.52 | -8.44 | -7.16 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.16 | 0.31 | 0.21 | 0.06 | 0.06 | 0.06 | 0.05 |
| Other Liabilities | 18.95 | 1.10 | 1.47 | 0.81 | 0.56 | 0.54 | 0.55 | 0.57 | 0.61 | 0.61 | 0.61 | 0.61 |
| Total Liabilities | 21.05 | 3.52 | 3.45 | 2.89 | 2.88 | 2.84 | 2.98 | 2.86 | 2.95 | 3.15 | 3.23 | 6.36 |
| Fixed Assets | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 17.90 | 0.50 | 0.00 | 0.00 | 0.00 | 0.30 | 0.31 | 0.22 | 0.31 | 0.47 | 0.52 | 0.49 |
| Other Assets | 3.13 | 3.01 | 3.44 | 2.88 | 2.87 | 2.53 | 2.66 | 2.63 | 2.63 | 2.67 | 2.70 | 5.86 |
| Total Assets | 21.05 | 3.52 | 3.45 | 2.89 | 2.88 | 2.84 | 2.98 | 2.86 | 2.95 | 3.15 | 3.23 | 6.36 |
Below is a detailed analysis of the balance sheet data for HB Leasing & Finance Co Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 12.86 Cr.. The value appears strong and on an upward trend. It has increased from 11.00 Cr. (Mar 2024) to 12.86 Cr., marking an increase of 1.86 Cr..
- For Reserves, as of Mar 2025, the value is -7.16 Cr.. The value appears to be improving (becoming less negative). It has improved from -8.44 Cr. (Mar 2024) to -7.16 Cr., marking an improvement of 1.28 Cr..
- For Borrowings, as of Mar 2025, the value is 0.05 Cr.. The value appears to be improving (decreasing). However, Reserves are negative, which is a major warning sign. It has decreased from 0.06 Cr. (Mar 2024) to 0.05 Cr., marking a decrease of 0.01 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.61 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.61 Cr..
- For Total Liabilities, as of Mar 2025, the value is 6.36 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.23 Cr. (Mar 2024) to 6.36 Cr., marking an increase of 3.13 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.01 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.49 Cr.. The value appears to be declining and may need further review. It has decreased from 0.52 Cr. (Mar 2024) to 0.49 Cr., marking a decrease of 0.03 Cr..
- For Other Assets, as of Mar 2025, the value is 5.86 Cr.. The value appears strong and on an upward trend. It has increased from 2.70 Cr. (Mar 2024) to 5.86 Cr., marking an increase of 3.16 Cr..
- For Total Assets, as of Mar 2025, the value is 6.36 Cr.. The value appears strong and on an upward trend. It has increased from 3.23 Cr. (Mar 2024) to 6.36 Cr., marking an increase of 3.13 Cr..
However, the Borrowings (0.05 Cr.) are higher than the Reserves (-7.16 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.29 | 0.33 | -0.43 | 0.10 | 0.24 | -0.58 | -0.35 | -0.25 | 0.14 | 0.15 | 0.02 | -0.34 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 938.57 | 153.68 | 1,051.20 | 350.40 | 266.51 | 4,197.50 | 681.33 | 644.83 | 331.82 | 344.34 | 365.00 | 883.68 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 938.57 | 153.68 | 1,051.20 | 350.40 | 266.51 | 4,197.50 | 681.33 | 644.83 | 331.82 | 344.34 | 365.00 | 883.68 |
| Working Capital Days | -2,659.29 | 12.81 | 1,022.00 | 584.00 | 950.16 | 17,611.25 | 2,433.33 | 2,396.83 | 1,287.45 | 1,363.58 | 1,520.83 | 4,226.32 |
| ROCE % | -13.33% | 13.72% | -19.55% | 4.93% | 10.91% | -16.88% | -0.42% | -1.69% | 8.64% | 8.61% | 3.10% | -6.93% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.26 | 0.07 | 0.19 | 0.18 | -0.04 |
| Diluted EPS (Rs.) | -0.26 | 0.07 | 0.19 | 0.18 | -0.04 |
| Cash EPS (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.03 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 4.44 | 2.33 | 2.26 | 2.08 | 1.89 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 4.44 | 2.33 | 2.26 | 2.08 | 1.89 |
| Revenue From Operations / Share (Rs.) | 0.14 | 0.43 | 0.48 | 0.49 | 0.27 |
| PBDIT / Share (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.04 |
| PBIT / Share (Rs.) | -0.23 | 0.07 | 0.18 | 0.18 | -0.04 |
| PBT / Share (Rs.) | -0.23 | 0.07 | 0.18 | 0.18 | -0.04 |
| Net Profit / Share (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.03 |
| PBDIT Margin (%) | -154.83 | 16.85 | 39.73 | 36.44 | -14.74 |
| PBIT Margin (%) | -155.62 | 16.45 | 39.37 | 36.19 | -14.74 |
| PBT Margin (%) | -155.62 | 16.45 | 39.37 | 36.19 | -14.74 |
| Net Profit Margin (%) | -154.04 | 16.41 | 39.86 | 36.25 | -14.02 |
| Return on Networth / Equity (%) | -5.13 | 3.04 | 8.48 | 8.70 | -2.02 |
| Return on Capital Employeed (%) | -4.73 | 2.53 | 6.91 | 7.11 | -1.70 |
| Return On Assets (%) | -4.61 | 2.41 | 6.70 | 6.73 | -1.47 |
| Total Debt / Equity (X) | 0.01 | 0.02 | 0.02 | 0.02 | 0.10 |
| Asset Turnover Ratio (%) | 0.03 | 0.14 | 0.17 | 0.18 | 0.10 |
| Current Ratio (X) | 51.31 | 17.11 | 17.87 | 13.67 | 8.25 |
| Quick Ratio (X) | 51.31 | 17.11 | 17.87 | 13.67 | 8.25 |
| Enterprise Value (Cr.) | 15.90 | 20.70 | 3.82 | 6.67 | 1.68 |
| EV / Net Operating Revenue (X) | 83.59 | 43.51 | 7.23 | 12.16 | 5.60 |
| EV / EBITDA (X) | -53.98 | 258.15 | 18.20 | 33.38 | -38.02 |
| MarketCap / Net Operating Revenue (X) | 90.62 | 43.55 | 7.24 | 12.18 | 5.17 |
| Price / BV (X) | 3.02 | 8.09 | 1.54 | 2.93 | 0.74 |
| Price / Net Operating Revenue (X) | 91.16 | 43.59 | 7.25 | 12.19 | 5.18 |
| EarningsYield | -0.01 | 0.00 | 0.05 | 0.02 | -0.02 |
After reviewing the key financial ratios for HB Leasing & Finance Co Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to -0.26, marking a decrease of 0.33.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to -0.26, marking a decrease of 0.33.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 3. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 4.44. It has increased from 2.33 (Mar 24) to 4.44, marking an increase of 2.11.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 4.44. It has increased from 2.33 (Mar 24) to 4.44, marking an increase of 2.11.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.14. It has decreased from 0.43 (Mar 24) to 0.14, marking a decrease of 0.29.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.23. This value is below the healthy minimum of 0. It has decreased from 0.07 (Mar 24) to -0.23, marking a decrease of 0.30.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.23. This value is below the healthy minimum of 0. It has decreased from 0.07 (Mar 24) to -0.23, marking a decrease of 0.30.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For PBDIT Margin (%), as of Mar 25, the value is -154.83. This value is below the healthy minimum of 10. It has decreased from 16.85 (Mar 24) to -154.83, marking a decrease of 171.68.
- For PBIT Margin (%), as of Mar 25, the value is -155.62. This value is below the healthy minimum of 10. It has decreased from 16.45 (Mar 24) to -155.62, marking a decrease of 172.07.
- For PBT Margin (%), as of Mar 25, the value is -155.62. This value is below the healthy minimum of 10. It has decreased from 16.45 (Mar 24) to -155.62, marking a decrease of 172.07.
- For Net Profit Margin (%), as of Mar 25, the value is -154.04. This value is below the healthy minimum of 5. It has decreased from 16.41 (Mar 24) to -154.04, marking a decrease of 170.45.
- For Return on Networth / Equity (%), as of Mar 25, the value is -5.13. This value is below the healthy minimum of 15. It has decreased from 3.04 (Mar 24) to -5.13, marking a decrease of 8.17.
- For Return on Capital Employeed (%), as of Mar 25, the value is -4.73. This value is below the healthy minimum of 10. It has decreased from 2.53 (Mar 24) to -4.73, marking a decrease of 7.26.
- For Return On Assets (%), as of Mar 25, the value is -4.61. This value is below the healthy minimum of 5. It has decreased from 2.41 (Mar 24) to -4.61, marking a decrease of 7.02.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.02 (Mar 24) to 0.01, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.03. It has decreased from 0.14 (Mar 24) to 0.03, marking a decrease of 0.11.
- For Current Ratio (X), as of Mar 25, the value is 51.31. This value exceeds the healthy maximum of 3. It has increased from 17.11 (Mar 24) to 51.31, marking an increase of 34.20.
- For Quick Ratio (X), as of Mar 25, the value is 51.31. This value exceeds the healthy maximum of 2. It has increased from 17.11 (Mar 24) to 51.31, marking an increase of 34.20.
- For Enterprise Value (Cr.), as of Mar 25, the value is 15.90. It has decreased from 20.70 (Mar 24) to 15.90, marking a decrease of 4.80.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 83.59. This value exceeds the healthy maximum of 3. It has increased from 43.51 (Mar 24) to 83.59, marking an increase of 40.08.
- For EV / EBITDA (X), as of Mar 25, the value is -53.98. This value is below the healthy minimum of 5. It has decreased from 258.15 (Mar 24) to -53.98, marking a decrease of 312.13.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 90.62. This value exceeds the healthy maximum of 3. It has increased from 43.55 (Mar 24) to 90.62, marking an increase of 47.07.
- For Price / BV (X), as of Mar 25, the value is 3.02. This value exceeds the healthy maximum of 3. It has decreased from 8.09 (Mar 24) to 3.02, marking a decrease of 5.07.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 91.16. This value exceeds the healthy maximum of 3. It has increased from 43.59 (Mar 24) to 91.16, marking an increase of 47.57.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.01, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in HB Leasing & Finance Co Ltd:
- Net Profit Margin: -154.04%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -4.73% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -5.13% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 51.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 106.31)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -154.04%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Plot No. 31, Gurgaon Haryana 122001 | corporate@hbleasing.com www.hbleasing.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Lalit Bhasin | Chairman |
| Mr. Anil Goyal | Managing Director |
| Mr. Vinay Shukla | Director |
| Mrs. Sapna Khandelwal | Director |
FAQ
What is the intrinsic value of HB Leasing & Finance Co Ltd?
HB Leasing & Finance Co Ltd's intrinsic value (as of 03 November 2025) is 3.81 which is 73.90% lower the current market price of 14.60, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 18.8 Cr. market cap, FY2025-2026 high/low of 20.4/11.0, reserves of ₹-7.16 Cr, and liabilities of 6.36 Cr.
What is the Market Cap of HB Leasing & Finance Co Ltd?
The Market Cap of HB Leasing & Finance Co Ltd is 18.8 Cr..
What is the current Stock Price of HB Leasing & Finance Co Ltd as on 03 November 2025?
The current stock price of HB Leasing & Finance Co Ltd as on 03 November 2025 is 14.6.
What is the High / Low of HB Leasing & Finance Co Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of HB Leasing & Finance Co Ltd stocks is 20.4/11.0.
What is the Stock P/E of HB Leasing & Finance Co Ltd?
The Stock P/E of HB Leasing & Finance Co Ltd is .
What is the Book Value of HB Leasing & Finance Co Ltd?
The Book Value of HB Leasing & Finance Co Ltd is 4.43.
What is the Dividend Yield of HB Leasing & Finance Co Ltd?
The Dividend Yield of HB Leasing & Finance Co Ltd is 0.00 %.
What is the ROCE of HB Leasing & Finance Co Ltd?
The ROCE of HB Leasing & Finance Co Ltd is 6.93 %.
What is the ROE of HB Leasing & Finance Co Ltd?
The ROE of HB Leasing & Finance Co Ltd is 7.02 %.
What is the Face Value of HB Leasing & Finance Co Ltd?
The Face Value of HB Leasing & Finance Co Ltd is 10.0.