Share Price and Basic Stock Data
Last Updated: January 23, 2026, 6:33 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
HB Leasing & Finance Co Ltd, categorized as a Non-Banking Financial Company (NBFC), reported a market capitalization of ₹15.6 Cr and a current share price of ₹12.1. The company has experienced fluctuating sales, with total revenue from operations standing at ₹0.53 Cr for the fiscal year ending March 2023, a slight decline from ₹0.55 Cr in March 2022. The trailing twelve months (TTM) revenue is ₹0.21 Cr, indicating a challenging revenue environment. Quarterly sales exhibit significant volatility, peaking at ₹0.30 Cr in March 2023 but declining to ₹0.11 Cr by September 2023. This inconsistent performance underscores potential operational challenges within the company. The sales figures remain considerably low compared to sector standards, where typical NBFCs often report revenues in the range of several hundred crores, reflecting operational inefficiencies. The company’s ongoing revenue struggles raise questions about its competitive positioning in the financial services sector.
Profitability and Efficiency Metrics
The profitability metrics for HB Leasing & Finance reveal significant challenges, with a reported net profit of -₹0.29 Cr for the fiscal year ending March 2025. The operating profit margin (OPM) stood at an alarming -250.00%, reflecting the company’s inability to manage expenses effectively in relation to its revenues. The return on equity (ROE) was recorded at 7.02%, while return on capital employed (ROCE) stood at 6.93%, indicating minimal profitability relative to shareholders’ investments. The company’s expenses have consistently outpaced revenues, with total expenses reported at ₹0.32 Cr for FY 2023. The cash conversion cycle (CCC) of 883.68 days is notably high, suggesting inefficiencies in managing receivables and overall liquidity. In contrast, typical NBFCs maintain a CCC of less than 120 days, highlighting a significant operational disadvantage for HB Leasing. The combination of high operational costs and low revenue generation poses a serious threat to the company’s sustainability.
Balance Sheet Strength and Financial Ratios
HB Leasing’s balance sheet reveals weaknesses, particularly with reserves reported at -₹7.34 Cr, indicating a negative equity position that raises concerns among stakeholders. The company has minimal borrowings of ₹0.05 Cr, which reduces financial leverage but also limits potential growth opportunities. The debt-to-equity ratio stood at 0.01, suggesting a conservative approach to leveraging, which could be beneficial in a high-interest-rate environment. However, the book value per share was recorded at ₹4.44, while the price-to-book value (P/BV) ratio stood at 3.02x, indicating that the stock is trading at a premium compared to its book value. The current ratio is exceptionally high at 51.31, reflecting an overabundance of liquid assets relative to current liabilities, which could indicate inefficiencies in asset utilization. Overall, the financial ratios depict a company struggling to translate its asset base into effective revenue and profit generation.
Shareholding Pattern and Investor Confidence
The shareholding pattern of HB Leasing reveals a significant presence of public shareholders, who held 51.91% of the company as of September 2025. Promoter holdings have increased to 42.74%, signaling a potential commitment to the company’s recovery and growth strategy. However, the presence of domestic institutional investors (DIIs) remains limited at 5.35%, suggesting a lack of confidence from larger institutional players in the company’s prospects. The total number of shareholders is reported at 36,137, indicating a diverse base of retail investors. This diverse ownership structure could be a double-edged sword; while it provides liquidity, it may also reflect a lack of strong backing from institutional investors, which is often seen as a positive indicator of stability in stock performance. The gradual increase in promoter stakes may instill some confidence among retail investors, but the overall sentiment remains cautious given the company’s financial performance and operational challenges.
Outlook, Risks, and Final Insight
Looking ahead, HB Leasing faces several risks that could hinder its recovery and growth trajectory. The company’s negative profitability and high expense ratios pose significant hurdles to achieving sustainable financial health. Additionally, the prolonged cash conversion cycle indicates operational inefficiencies that need immediate attention. If the company can streamline its operations and improve revenue generation, there may be potential for recovery. Conversely, continued losses could lead to a further decline in investor confidence and liquidity challenges. The company may also benefit from strategic partnerships or restructuring efforts to bolster its position in the competitive NBFC landscape. With a focus on operational efficiency and revenue enhancement, there is a conditional scenario where the company could improve its financial standing. However, the persistent risks associated with its current operational model must be addressed to unlock any potential for future growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 15.5 Cr. | 1.55 | 1.81/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.13 Cr. | 0.71 | 6.70/0.62 | 21.0 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 369 Cr. | 56.4 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.2 Cr. | 15.5 | 25.5/15.0 | 11.7 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 28.4 Cr. | 63.0 | 146/60.2 | 15.3 | 238 | 1.59 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 27,711.32 Cr | 394.42 | 50.69 | 515.00 | 0.24% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.08 | 0.08 | 0.30 | 0.15 | 0.11 | 0.08 | 0.14 | 0.04 | 0.03 | 0.12 | 0.01 | 0.04 | 0.04 |
| Expenses | 0.07 | 0.08 | 0.08 | 0.14 | 0.08 | 0.08 | 0.09 | 0.12 | 0.13 | 0.10 | 0.15 | 0.12 | 0.14 |
| Operating Profit | 0.01 | 0.00 | 0.22 | 0.01 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.14 | -0.08 | -0.10 |
| OPM % | 12.50% | 0.00% | 73.33% | 6.67% | 27.27% | 0.00% | 35.71% | -200.00% | -333.33% | 16.67% | -1,400.00% | -200.00% | -250.00% |
| Other Income | 0.00 | 0.03 | -0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.03 | 0.19 | 0.01 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.14 | -0.08 | -0.10 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | 0.01 | 0.03 | 0.19 | 0.00 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.13 | -0.08 | -0.10 |
| EPS in Rs | 0.01 | 0.03 | 0.17 | 0.00 | 0.03 | 0.00 | 0.05 | -0.07 | -0.09 | 0.02 | -0.10 | -0.06 | -0.08 |
Last Updated: January 7, 2026, 12:37 am
Below is a detailed analysis of the quarterly data for HB Leasing & Finance Co Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.04 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.04 Cr..
- For Expenses, as of Sep 2025, the value is 0.14 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.12 Cr. (Jun 2025) to 0.14 Cr., marking an increase of 0.02 Cr..
- For Operating Profit, as of Sep 2025, the value is -0.10 Cr.. The value appears to be declining and may need further review. It has decreased from -0.08 Cr. (Jun 2025) to -0.10 Cr., marking a decrease of 0.02 Cr..
- For OPM %, as of Sep 2025, the value is -250.00%. The value appears to be declining and may need further review. It has decreased from -200.00% (Jun 2025) to -250.00%, marking a decrease of 50.00%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -0.10 Cr.. The value appears to be declining and may need further review. It has decreased from -0.08 Cr. (Jun 2025) to -0.10 Cr., marking a decrease of 0.02 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is -0.10 Cr.. The value appears to be declining and may need further review. It has decreased from -0.08 Cr. (Jun 2025) to -0.10 Cr., marking a decrease of 0.02 Cr..
- For EPS in Rs, as of Sep 2025, the value is -0.08. The value appears to be declining and may need further review. It has decreased from -0.06 (Jun 2025) to -0.08, marking a decrease of 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:34 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.28 | 1.71 | 0.25 | 0.75 | 0.63 | 0.04 | 0.30 | 0.30 | 0.55 | 0.53 | 0.48 | 0.19 | 0.21 |
| Expenses | 0.57 | 1.38 | 0.68 | 0.65 | 0.39 | 0.46 | 0.34 | 0.34 | 0.35 | 0.32 | 0.40 | 0.48 | 0.51 |
| Operating Profit | -0.29 | 0.33 | -0.43 | 0.10 | 0.24 | -0.42 | -0.04 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.30 |
| OPM % | -103.57% | 19.30% | -172.00% | 13.33% | 38.10% | -1,050.00% | -13.33% | -13.33% | 36.36% | 39.62% | 16.67% | -152.63% | -142.86% |
| Other Income | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.03 | 0.03 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 |
| Interest | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 |
| Depreciation | 0.01 | 0.02 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 |
| Profit before tax | -0.30 | 0.31 | -0.43 | 0.10 | 0.24 | -0.39 | -0.01 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.30 |
| Tax % | -0.00% | -0.00% | -0.00% | 10.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | |
| Net Profit | -0.30 | 0.32 | -0.43 | 0.10 | 0.24 | -0.39 | -0.01 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.29 |
| EPS in Rs | -0.27 | 0.29 | -0.39 | 0.09 | 0.22 | -0.35 | -0.01 | -0.04 | 0.18 | 0.19 | 0.07 | -0.23 | -0.22 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 206.67% | -234.38% | 123.26% | 140.00% | -262.50% | 97.44% | -300.00% | 600.00% | 5.00% | -61.90% | -462.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -441.04% | 357.63% | 16.74% | -402.50% | 359.94% | -397.44% | 900.00% | -595.00% | -66.90% | -400.60% |
HB Leasing & Finance Co Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -20% |
| 5 Years: | -9% |
| 3 Years: | -30% |
| TTM: | -46% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -463% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 63% |
| 3 Years: | 45% |
| 1 Year: | -20% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 1% |
| 3 Years: | 0% |
| Last Year: | -7% |
Last Updated: September 5, 2025, 3:41 pm
Balance Sheet
Last Updated: December 10, 2025, 4:28 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 12.86 | 12.86 |
| Reserves | -8.90 | -8.58 | -9.02 | -8.92 | -8.68 | -8.86 | -8.88 | -8.92 | -8.72 | -8.52 | -8.44 | -7.16 | -7.34 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.16 | 0.31 | 0.21 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 |
| Other Liabilities | 18.95 | 1.10 | 1.47 | 0.81 | 0.56 | 0.54 | 0.55 | 0.57 | 0.61 | 0.61 | 0.61 | 0.61 | 0.62 |
| Total Liabilities | 21.05 | 3.52 | 3.45 | 2.89 | 2.88 | 2.84 | 2.98 | 2.86 | 2.95 | 3.15 | 3.23 | 6.36 | 6.19 |
| Fixed Assets | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 17.90 | 0.50 | 0.00 | 0.00 | 0.00 | 0.30 | 0.31 | 0.22 | 0.31 | 0.47 | 0.52 | 0.49 | 0.49 |
| Other Assets | 3.13 | 3.01 | 3.44 | 2.88 | 2.87 | 2.53 | 2.66 | 2.63 | 2.63 | 2.67 | 2.70 | 5.86 | 5.69 |
| Total Assets | 21.05 | 3.52 | 3.45 | 2.89 | 2.88 | 2.84 | 2.98 | 2.86 | 2.95 | 3.15 | 3.23 | 6.36 | 6.19 |
Below is a detailed analysis of the balance sheet data for HB Leasing & Finance Co Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 12.86 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 12.86 Cr..
- For Reserves, as of Sep 2025, the value is -7.34 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -7.16 Cr. (Mar 2025) to -7.34 Cr., marking a decline of 0.18 Cr..
- For Borrowings, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. However, Reserves are negative, which is a major warning sign. There is no change compared to the previous period (Mar 2025) which recorded 0.05 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.62 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.61 Cr. (Mar 2025) to 0.62 Cr., marking an increase of 0.01 Cr..
- For Total Liabilities, as of Sep 2025, the value is 6.19 Cr.. The value appears to be improving (decreasing). It has decreased from 6.36 Cr. (Mar 2025) to 6.19 Cr., marking a decrease of 0.17 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.49 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.49 Cr..
- For Other Assets, as of Sep 2025, the value is 5.69 Cr.. The value appears to be declining and may need further review. It has decreased from 5.86 Cr. (Mar 2025) to 5.69 Cr., marking a decrease of 0.17 Cr..
- For Total Assets, as of Sep 2025, the value is 6.19 Cr.. The value appears to be declining and may need further review. It has decreased from 6.36 Cr. (Mar 2025) to 6.19 Cr., marking a decrease of 0.17 Cr..
However, the Borrowings (0.05 Cr.) are higher than the Reserves (-7.34 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.29 | 0.33 | -0.43 | 0.10 | 0.24 | -0.58 | -0.35 | -0.25 | 0.14 | 0.15 | 0.02 | -0.34 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 938.57 | 153.68 | 1,051.20 | 350.40 | 266.51 | 4,197.50 | 681.33 | 644.83 | 331.82 | 344.34 | 365.00 | 883.68 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 938.57 | 153.68 | 1,051.20 | 350.40 | 266.51 | 4,197.50 | 681.33 | 644.83 | 331.82 | 344.34 | 365.00 | 883.68 |
| Working Capital Days | -2,659.29 | 12.81 | 1,022.00 | 584.00 | 950.16 | 17,611.25 | 2,433.33 | 2,396.83 | 1,287.45 | 1,363.58 | 1,520.83 | 4,226.32 |
| ROCE % | -13.33% | 13.72% | -19.55% | 4.93% | 10.91% | -16.88% | -0.42% | -1.69% | 8.64% | 8.61% | 3.10% | -6.93% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.26 | 0.07 | 0.19 | 0.18 | -0.04 |
| Diluted EPS (Rs.) | -0.26 | 0.07 | 0.19 | 0.18 | -0.04 |
| Cash EPS (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.03 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 4.44 | 2.33 | 2.26 | 2.08 | 1.89 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 4.44 | 2.33 | 2.26 | 2.08 | 1.89 |
| Revenue From Operations / Share (Rs.) | 0.14 | 0.43 | 0.48 | 0.49 | 0.27 |
| PBDIT / Share (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.04 |
| PBIT / Share (Rs.) | -0.23 | 0.07 | 0.18 | 0.18 | -0.04 |
| PBT / Share (Rs.) | -0.23 | 0.07 | 0.18 | 0.18 | -0.04 |
| Net Profit / Share (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.03 |
| PBDIT Margin (%) | -154.83 | 16.85 | 39.73 | 36.44 | -14.74 |
| PBIT Margin (%) | -155.62 | 16.45 | 39.37 | 36.19 | -14.74 |
| PBT Margin (%) | -155.62 | 16.45 | 39.37 | 36.19 | -14.74 |
| Net Profit Margin (%) | -154.04 | 16.41 | 39.86 | 36.25 | -14.02 |
| Return on Networth / Equity (%) | -5.13 | 3.04 | 8.48 | 8.70 | -2.02 |
| Return on Capital Employeed (%) | -4.73 | 2.53 | 6.91 | 7.11 | -1.70 |
| Return On Assets (%) | -4.61 | 2.41 | 6.70 | 6.73 | -1.47 |
| Total Debt / Equity (X) | 0.01 | 0.02 | 0.02 | 0.02 | 0.10 |
| Asset Turnover Ratio (%) | 0.03 | 0.14 | 0.17 | 0.18 | 0.10 |
| Current Ratio (X) | 51.31 | 17.11 | 17.87 | 13.67 | 8.25 |
| Quick Ratio (X) | 51.31 | 17.11 | 17.87 | 13.67 | 8.25 |
| Enterprise Value (Cr.) | 15.90 | 20.70 | 3.82 | 6.67 | 1.68 |
| EV / Net Operating Revenue (X) | 83.59 | 43.51 | 7.23 | 12.16 | 5.60 |
| EV / EBITDA (X) | -53.98 | 258.15 | 18.20 | 33.38 | -38.02 |
| MarketCap / Net Operating Revenue (X) | 90.62 | 43.55 | 7.24 | 12.18 | 5.17 |
| Price / BV (X) | 3.02 | 8.09 | 1.54 | 2.93 | 0.74 |
| Price / Net Operating Revenue (X) | 91.16 | 43.59 | 7.25 | 12.19 | 5.18 |
| EarningsYield | -0.01 | 0.00 | 0.05 | 0.02 | -0.02 |
After reviewing the key financial ratios for HB Leasing & Finance Co Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to -0.26, marking a decrease of 0.33.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to -0.26, marking a decrease of 0.33.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 3. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 4.44. It has increased from 2.33 (Mar 24) to 4.44, marking an increase of 2.11.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 4.44. It has increased from 2.33 (Mar 24) to 4.44, marking an increase of 2.11.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.14. It has decreased from 0.43 (Mar 24) to 0.14, marking a decrease of 0.29.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.23. This value is below the healthy minimum of 0. It has decreased from 0.07 (Mar 24) to -0.23, marking a decrease of 0.30.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.23. This value is below the healthy minimum of 0. It has decreased from 0.07 (Mar 24) to -0.23, marking a decrease of 0.30.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For PBDIT Margin (%), as of Mar 25, the value is -154.83. This value is below the healthy minimum of 10. It has decreased from 16.85 (Mar 24) to -154.83, marking a decrease of 171.68.
- For PBIT Margin (%), as of Mar 25, the value is -155.62. This value is below the healthy minimum of 10. It has decreased from 16.45 (Mar 24) to -155.62, marking a decrease of 172.07.
- For PBT Margin (%), as of Mar 25, the value is -155.62. This value is below the healthy minimum of 10. It has decreased from 16.45 (Mar 24) to -155.62, marking a decrease of 172.07.
- For Net Profit Margin (%), as of Mar 25, the value is -154.04. This value is below the healthy minimum of 5. It has decreased from 16.41 (Mar 24) to -154.04, marking a decrease of 170.45.
- For Return on Networth / Equity (%), as of Mar 25, the value is -5.13. This value is below the healthy minimum of 15. It has decreased from 3.04 (Mar 24) to -5.13, marking a decrease of 8.17.
- For Return on Capital Employeed (%), as of Mar 25, the value is -4.73. This value is below the healthy minimum of 10. It has decreased from 2.53 (Mar 24) to -4.73, marking a decrease of 7.26.
- For Return On Assets (%), as of Mar 25, the value is -4.61. This value is below the healthy minimum of 5. It has decreased from 2.41 (Mar 24) to -4.61, marking a decrease of 7.02.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.02 (Mar 24) to 0.01, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.03. It has decreased from 0.14 (Mar 24) to 0.03, marking a decrease of 0.11.
- For Current Ratio (X), as of Mar 25, the value is 51.31. This value exceeds the healthy maximum of 3. It has increased from 17.11 (Mar 24) to 51.31, marking an increase of 34.20.
- For Quick Ratio (X), as of Mar 25, the value is 51.31. This value exceeds the healthy maximum of 2. It has increased from 17.11 (Mar 24) to 51.31, marking an increase of 34.20.
- For Enterprise Value (Cr.), as of Mar 25, the value is 15.90. It has decreased from 20.70 (Mar 24) to 15.90, marking a decrease of 4.80.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 83.59. This value exceeds the healthy maximum of 3. It has increased from 43.51 (Mar 24) to 83.59, marking an increase of 40.08.
- For EV / EBITDA (X), as of Mar 25, the value is -53.98. This value is below the healthy minimum of 5. It has decreased from 258.15 (Mar 24) to -53.98, marking a decrease of 312.13.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 90.62. This value exceeds the healthy maximum of 3. It has increased from 43.55 (Mar 24) to 90.62, marking an increase of 47.07.
- For Price / BV (X), as of Mar 25, the value is 3.02. This value exceeds the healthy maximum of 3. It has decreased from 8.09 (Mar 24) to 3.02, marking a decrease of 5.07.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 91.16. This value exceeds the healthy maximum of 3. It has increased from 43.59 (Mar 24) to 91.16, marking an increase of 47.57.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.01, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in HB Leasing & Finance Co Ltd:
- Net Profit Margin: -154.04%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -4.73% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -5.13% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 51.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 50.69)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -154.04%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Plot No. 31, Gurgaon Haryana 122001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Lalit Bhasin | Chairman |
| Mr. Anil Goyal | Managing Director |
| Mr. Vinay Shukla | Director |
| Mrs. Sapna Khandelwal | Director |
FAQ
What is the intrinsic value of HB Leasing & Finance Co Ltd?
HB Leasing & Finance Co Ltd's intrinsic value (as of 23 January 2026) is ₹3.45 which is 73.26% lower the current market price of ₹12.90, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹16.6 Cr. market cap, FY2025-2026 high/low of ₹19.9/11.0, reserves of ₹-7.34 Cr, and liabilities of ₹6.19 Cr.
What is the Market Cap of HB Leasing & Finance Co Ltd?
The Market Cap of HB Leasing & Finance Co Ltd is 16.6 Cr..
What is the current Stock Price of HB Leasing & Finance Co Ltd as on 23 January 2026?
The current stock price of HB Leasing & Finance Co Ltd as on 23 January 2026 is ₹12.9.
What is the High / Low of HB Leasing & Finance Co Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of HB Leasing & Finance Co Ltd stocks is ₹19.9/11.0.
What is the Stock P/E of HB Leasing & Finance Co Ltd?
The Stock P/E of HB Leasing & Finance Co Ltd is .
What is the Book Value of HB Leasing & Finance Co Ltd?
The Book Value of HB Leasing & Finance Co Ltd is 4.29.
What is the Dividend Yield of HB Leasing & Finance Co Ltd?
The Dividend Yield of HB Leasing & Finance Co Ltd is 0.00 %.
What is the ROCE of HB Leasing & Finance Co Ltd?
The ROCE of HB Leasing & Finance Co Ltd is 6.93 %.
What is the ROE of HB Leasing & Finance Co Ltd?
The ROE of HB Leasing & Finance Co Ltd is 7.02 %.
What is the Face Value of HB Leasing & Finance Co Ltd?
The Face Value of HB Leasing & Finance Co Ltd is 10.0.