Share Price and Basic Stock Data
Last Updated: October 15, 2025, 12:03 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
HB Leasing & Finance Co Ltd operates in the non-banking financial company (NBFC) sector, focusing on providing financial services. The company’s recent sales figures reveal a fluctuating revenue trend, with the highest quarterly sales of ₹0.30 Cr reported in March 2023, which subsequently declined to ₹0.15 Cr in June 2023 before falling further to ₹0.11 Cr in September 2023. This inconsistency in sales indicates potential challenges in generating stable revenue streams. Over the fiscal years, sales stood at ₹0.53 Cr for FY 2023, a slight decline from ₹0.55 Cr in FY 2022. The trailing twelve months (TTM) revenue recorded is ₹0.20 Cr, highlighting a concerning trend of reduced operational efficiency. With operating profit margins (OPM) reflecting a negative 200% in June 2024 and a marginally positive 73.33% in March 2023, the company continues to grapple with operational challenges that affect revenue generation and sustainability.
Profitability and Efficiency Metrics
In terms of profitability, HB Leasing & Finance Co Ltd has shown significant volatility. The company reported a net profit of ₹0.19 Cr in March 2023; however, this was followed by a net profit decline to zero in June 2023, and a net loss of ₹0.29 Cr in FY 2025, resulting in a negative EPS of ₹0.26. The return on equity (ROE) stands at 7.02%, while the return on capital employed (ROCE) is slightly lower at 6.93%. These figures suggest that, despite some profitability in FY 2023, the company struggles to maintain sustainable profit levels. The cash conversion cycle (CCC) has drastically increased to 883.68 days, indicating significant inefficiencies in managing receivables. Additionally, with an operating profit margin (OPM) that has fluctuated drastically, the company faces pressure on its profitability, particularly given the high operational expenses which peaked at ₹0.14 Cr in June 2023.
Balance Sheet Strength and Financial Ratios
HB Leasing & Finance Co Ltd’s balance sheet reveals a precarious financial position characterized by negative reserves of ₹7.16 Cr. The company’s total borrowings are minimal at ₹0.05 Cr, resulting in a low debt-to-equity ratio of 0.01, which indicates a conservative approach to leveraging. However, the negative reserves raise concerns about the company’s financial health and its ability to withstand operational challenges. The book value per share has increased to ₹4.44, yet this remains low compared to the price-to-book value ratio of 3.02x, suggesting that the stock may be overvalued relative to its underlying assets. The company maintains a robust current ratio of 51.31, indicating strong liquidity. However, high liquidity without effective utilization could signal inefficiency. With financial ratios such as return on assets (ROA) at -4.61%, the company struggles to generate returns on its asset base, reflecting inefficiencies in asset management.
Shareholding Pattern and Investor Confidence
The shareholding pattern of HB Leasing & Finance Co Ltd indicates a significant presence of public shareholders, accounting for 51.91% of the ownership. Promoters hold a substantial 42.74%, while domestic institutional investors (DIIs) represent 5.35%. The gradual increase in promoter shareholding from 38.13% in March 2023 to 42.74% by March 2025 suggests growing confidence among promoters. Conversely, the lack of foreign institutional investors (FIIs) could signal a hesitance from international markets to engage with the company. The total number of shareholders is reported at 36,417, showing a stable investor base despite performance challenges. The decreasing public shareholding percentage from 61.84% in September 2022 to the current level indicates a shift in sentiment, potentially due to the company’s financial struggles and inconsistent profitability, which may deter new investors from entering the market.
Outlook, Risks, and Final Insight
If operational margins can sustain improvement and the company effectively addresses its cash conversion cycle, there may be potential for recovery. However, the significant risks include the ongoing negative net profit trend and the high operational expenses that continue to overshadow revenue growth. Additionally, the reliance on a limited capital base without substantial borrowing limits the company’s ability to invest in growth opportunities. The increasing promoter confidence could be a positive sign if it translates into strategic initiatives to stabilize operations. However, without a solid operational strategy and improved efficiency metrics, the company may continue to face challenges. Stakeholders should remain cautious and monitor future quarterly results for signs of sustainable recovery and operational efficiency.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of HB Leasing & Finance Co Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 15.4 Cr. | 1.54 | 1.91/0.85 | 103 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.2 Cr. | 1.21 | 15.6/1.06 | 19.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 520 Cr. | 159 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.3 Cr. | 18.9 | 40.1/17.5 | 13.0 | 24.9 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.8 Cr. | 99.5 | 181/82.2 | 34.7 | 212 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,213.69 Cr | 490.37 | 104.41 | 498.44 | 0.22% | 15.86% | 8.84% | 8.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.08 | 0.08 | 0.08 | 0.30 | 0.15 | 0.11 | 0.08 | 0.14 | 0.04 | 0.03 | 0.12 | 0.01 | 0.04 |
| Expenses | 0.10 | 0.07 | 0.08 | 0.08 | 0.14 | 0.08 | 0.08 | 0.09 | 0.12 | 0.13 | 0.10 | 0.15 | 0.12 |
| Operating Profit | -0.02 | 0.01 | 0.00 | 0.22 | 0.01 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.14 | -0.08 |
| OPM % | -25.00% | 12.50% | 0.00% | 73.33% | 6.67% | 27.27% | 0.00% | 35.71% | -200.00% | -333.33% | 16.67% | -1,400.00% | -200.00% |
| Other Income | 0.00 | 0.00 | 0.03 | -0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.02 | 0.01 | 0.03 | 0.19 | 0.01 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.14 | -0.08 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -0.02 | 0.01 | 0.03 | 0.19 | 0.00 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.13 | -0.08 |
| EPS in Rs | -0.02 | 0.01 | 0.03 | 0.17 | 0.00 | 0.03 | 0.00 | 0.05 | -0.07 | -0.09 | 0.02 | -0.10 | -0.06 |
Last Updated: August 19, 2025, 1:55 pm
Below is a detailed analysis of the quarterly data for HB Leasing & Finance Co Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.04 Cr.. The value appears strong and on an upward trend. It has increased from 0.01 Cr. (Mar 2025) to 0.04 Cr., marking an increase of 0.03 Cr..
- For Expenses, as of Jun 2025, the value is 0.12 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.15 Cr. (Mar 2025) to 0.12 Cr., marking a decrease of 0.03 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.14 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.06 Cr..
- For OPM %, as of Jun 2025, the value is -200.00%. The value appears strong and on an upward trend. It has increased from -1,400.00% (Mar 2025) to -200.00%, marking an increase of 1,200.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.14 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.06 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.13 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.05 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.06. The value appears strong and on an upward trend. It has increased from -0.10 (Mar 2025) to -0.06, marking an increase of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 22, 2025, 8:34 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.28 | 1.71 | 0.25 | 0.75 | 0.63 | 0.04 | 0.30 | 0.30 | 0.55 | 0.53 | 0.48 | 0.19 | 0.20 |
| Expenses | 0.57 | 1.38 | 0.68 | 0.65 | 0.39 | 0.46 | 0.34 | 0.34 | 0.35 | 0.32 | 0.40 | 0.48 | 0.50 |
| Operating Profit | -0.29 | 0.33 | -0.43 | 0.10 | 0.24 | -0.42 | -0.04 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.30 |
| OPM % | -103.57% | 19.30% | -172.00% | 13.33% | 38.10% | -1,050.00% | -13.33% | -13.33% | 36.36% | 39.62% | 16.67% | -152.63% | -150.00% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.30 | 0.31 | -0.43 | 0.10 | 0.24 | -0.39 | -0.01 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.30 |
| Tax % | 0.00% | 0.00% | 0.00% | 10.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -0.30 | 0.32 | -0.43 | 0.10 | 0.24 | -0.39 | -0.01 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.29 |
| EPS in Rs | -0.27 | 0.29 | -0.39 | 0.09 | 0.22 | -0.35 | -0.01 | -0.04 | 0.18 | 0.19 | 0.07 | -0.23 | -0.23 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 206.67% | -234.38% | 123.26% | 140.00% | -262.50% | 97.44% | -300.00% | 600.00% | 5.00% | -61.90% | -462.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -441.04% | 357.63% | 16.74% | -402.50% | 359.94% | -397.44% | 900.00% | -595.00% | -66.90% | -400.60% |
HB Leasing & Finance Co Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -20% |
| 5 Years: | -9% |
| 3 Years: | -30% |
| TTM: | -46% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -463% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 63% |
| 3 Years: | 45% |
| 1 Year: | -20% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 1% |
| 3 Years: | 0% |
| Last Year: | -7% |
Last Updated: September 5, 2025, 3:41 pm
Balance Sheet
Last Updated: July 25, 2025, 1:07 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 12.86 |
| Reserves | -8.90 | -8.58 | -9.02 | -8.92 | -8.68 | -8.86 | -8.88 | -8.92 | -8.72 | -8.52 | -8.44 | -7.16 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.16 | 0.31 | 0.21 | 0.06 | 0.06 | 0.06 | 0.05 |
| Other Liabilities | 18.95 | 1.10 | 1.47 | 0.81 | 0.56 | 0.54 | 0.55 | 0.57 | 0.61 | 0.61 | 0.61 | 0.61 |
| Total Liabilities | 21.05 | 3.52 | 3.45 | 2.89 | 2.88 | 2.84 | 2.98 | 2.86 | 2.95 | 3.15 | 3.23 | 6.36 |
| Fixed Assets | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 17.90 | 0.50 | 0.00 | 0.00 | 0.00 | 0.30 | 0.31 | 0.22 | 0.31 | 0.47 | 0.52 | 0.49 |
| Other Assets | 3.13 | 3.01 | 3.44 | 2.88 | 2.87 | 2.53 | 2.66 | 2.63 | 2.63 | 2.67 | 2.70 | 5.86 |
| Total Assets | 21.05 | 3.52 | 3.45 | 2.89 | 2.88 | 2.84 | 2.98 | 2.86 | 2.95 | 3.15 | 3.23 | 6.36 |
Below is a detailed analysis of the balance sheet data for HB Leasing & Finance Co Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 12.86 Cr.. The value appears strong and on an upward trend. It has increased from 11.00 Cr. (Mar 2024) to 12.86 Cr., marking an increase of 1.86 Cr..
- For Reserves, as of Mar 2025, the value is -7.16 Cr.. The value appears to be improving (becoming less negative). It has improved from -8.44 Cr. (Mar 2024) to -7.16 Cr., marking an improvement of 1.28 Cr..
- For Borrowings, as of Mar 2025, the value is 0.05 Cr.. The value appears to be improving (decreasing). However, Reserves are negative, which is a major warning sign. It has decreased from 0.06 Cr. (Mar 2024) to 0.05 Cr., marking a decrease of 0.01 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.61 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.61 Cr..
- For Total Liabilities, as of Mar 2025, the value is 6.36 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.23 Cr. (Mar 2024) to 6.36 Cr., marking an increase of 3.13 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.01 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.49 Cr.. The value appears to be declining and may need further review. It has decreased from 0.52 Cr. (Mar 2024) to 0.49 Cr., marking a decrease of 0.03 Cr..
- For Other Assets, as of Mar 2025, the value is 5.86 Cr.. The value appears strong and on an upward trend. It has increased from 2.70 Cr. (Mar 2024) to 5.86 Cr., marking an increase of 3.16 Cr..
- For Total Assets, as of Mar 2025, the value is 6.36 Cr.. The value appears strong and on an upward trend. It has increased from 3.23 Cr. (Mar 2024) to 6.36 Cr., marking an increase of 3.13 Cr..
However, the Borrowings (0.05 Cr.) are higher than the Reserves (-7.16 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.29 | 0.33 | -0.43 | 0.10 | 0.24 | -0.58 | -0.35 | -0.25 | 0.14 | 0.15 | 0.02 | -0.34 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 938.57 | 153.68 | 1,051.20 | 350.40 | 266.51 | 4,197.50 | 681.33 | 644.83 | 331.82 | 344.34 | 365.00 | 883.68 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 938.57 | 153.68 | 1,051.20 | 350.40 | 266.51 | 4,197.50 | 681.33 | 644.83 | 331.82 | 344.34 | 365.00 | 883.68 |
| Working Capital Days | -2,659.29 | 12.81 | 1,022.00 | 584.00 | 950.16 | 17,611.25 | 2,433.33 | 2,396.83 | 1,287.45 | 1,363.58 | 1,520.83 | 4,226.32 |
| ROCE % | -13.33% | 13.72% | -19.55% | 4.93% | 10.91% | -16.88% | -0.42% | -1.69% | 8.64% | 8.61% | 3.10% | -6.93% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.26 | 0.07 | 0.19 | 0.18 | -0.04 |
| Diluted EPS (Rs.) | -0.26 | 0.07 | 0.19 | 0.18 | -0.04 |
| Cash EPS (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.03 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 4.44 | 2.33 | 2.26 | 2.08 | 1.89 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 4.44 | 2.33 | 2.26 | 2.08 | 1.89 |
| Revenue From Operations / Share (Rs.) | 0.14 | 0.43 | 0.48 | 0.49 | 0.27 |
| PBDIT / Share (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.04 |
| PBIT / Share (Rs.) | -0.23 | 0.07 | 0.18 | 0.18 | -0.04 |
| PBT / Share (Rs.) | -0.23 | 0.07 | 0.18 | 0.18 | -0.04 |
| Net Profit / Share (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.03 |
| PBDIT Margin (%) | -154.83 | 16.85 | 39.73 | 36.44 | -14.74 |
| PBIT Margin (%) | -155.62 | 16.45 | 39.37 | 36.19 | -14.74 |
| PBT Margin (%) | -155.62 | 16.45 | 39.37 | 36.19 | -14.74 |
| Net Profit Margin (%) | -154.04 | 16.41 | 39.86 | 36.25 | -14.02 |
| Return on Networth / Equity (%) | -5.13 | 3.04 | 8.48 | 8.70 | -2.02 |
| Return on Capital Employeed (%) | -4.73 | 2.53 | 6.91 | 7.11 | -1.70 |
| Return On Assets (%) | -4.61 | 2.41 | 6.70 | 6.73 | -1.47 |
| Total Debt / Equity (X) | 0.01 | 0.02 | 0.02 | 0.02 | 0.10 |
| Asset Turnover Ratio (%) | 0.03 | 0.14 | 0.17 | 0.18 | 0.10 |
| Current Ratio (X) | 51.31 | 17.11 | 17.87 | 13.67 | 8.25 |
| Quick Ratio (X) | 51.31 | 17.11 | 17.87 | 13.67 | 8.25 |
| Enterprise Value (Cr.) | 15.90 | 20.70 | 3.82 | 6.67 | 1.68 |
| EV / Net Operating Revenue (X) | 83.59 | 43.51 | 7.23 | 12.16 | 5.60 |
| EV / EBITDA (X) | -53.98 | 258.15 | 18.20 | 33.38 | -38.02 |
| MarketCap / Net Operating Revenue (X) | 90.62 | 43.55 | 7.24 | 12.18 | 5.17 |
| Price / BV (X) | 3.02 | 8.09 | 1.54 | 2.93 | 0.74 |
| Price / Net Operating Revenue (X) | 91.16 | 43.59 | 7.25 | 12.19 | 5.18 |
| EarningsYield | -0.01 | 0.00 | 0.05 | 0.02 | -0.02 |
After reviewing the key financial ratios for HB Leasing & Finance Co Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to -0.26, marking a decrease of 0.33.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to -0.26, marking a decrease of 0.33.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 3. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 4.44. It has increased from 2.33 (Mar 24) to 4.44, marking an increase of 2.11.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 4.44. It has increased from 2.33 (Mar 24) to 4.44, marking an increase of 2.11.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.14. It has decreased from 0.43 (Mar 24) to 0.14, marking a decrease of 0.29.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.23. This value is below the healthy minimum of 0. It has decreased from 0.07 (Mar 24) to -0.23, marking a decrease of 0.30.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.23. This value is below the healthy minimum of 0. It has decreased from 0.07 (Mar 24) to -0.23, marking a decrease of 0.30.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For PBDIT Margin (%), as of Mar 25, the value is -154.83. This value is below the healthy minimum of 10. It has decreased from 16.85 (Mar 24) to -154.83, marking a decrease of 171.68.
- For PBIT Margin (%), as of Mar 25, the value is -155.62. This value is below the healthy minimum of 10. It has decreased from 16.45 (Mar 24) to -155.62, marking a decrease of 172.07.
- For PBT Margin (%), as of Mar 25, the value is -155.62. This value is below the healthy minimum of 10. It has decreased from 16.45 (Mar 24) to -155.62, marking a decrease of 172.07.
- For Net Profit Margin (%), as of Mar 25, the value is -154.04. This value is below the healthy minimum of 5. It has decreased from 16.41 (Mar 24) to -154.04, marking a decrease of 170.45.
- For Return on Networth / Equity (%), as of Mar 25, the value is -5.13. This value is below the healthy minimum of 15. It has decreased from 3.04 (Mar 24) to -5.13, marking a decrease of 8.17.
- For Return on Capital Employeed (%), as of Mar 25, the value is -4.73. This value is below the healthy minimum of 10. It has decreased from 2.53 (Mar 24) to -4.73, marking a decrease of 7.26.
- For Return On Assets (%), as of Mar 25, the value is -4.61. This value is below the healthy minimum of 5. It has decreased from 2.41 (Mar 24) to -4.61, marking a decrease of 7.02.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.02 (Mar 24) to 0.01, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.03. It has decreased from 0.14 (Mar 24) to 0.03, marking a decrease of 0.11.
- For Current Ratio (X), as of Mar 25, the value is 51.31. This value exceeds the healthy maximum of 3. It has increased from 17.11 (Mar 24) to 51.31, marking an increase of 34.20.
- For Quick Ratio (X), as of Mar 25, the value is 51.31. This value exceeds the healthy maximum of 2. It has increased from 17.11 (Mar 24) to 51.31, marking an increase of 34.20.
- For Enterprise Value (Cr.), as of Mar 25, the value is 15.90. It has decreased from 20.70 (Mar 24) to 15.90, marking a decrease of 4.80.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 83.59. This value exceeds the healthy maximum of 3. It has increased from 43.51 (Mar 24) to 83.59, marking an increase of 40.08.
- For EV / EBITDA (X), as of Mar 25, the value is -53.98. This value is below the healthy minimum of 5. It has decreased from 258.15 (Mar 24) to -53.98, marking a decrease of 312.13.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 90.62. This value exceeds the healthy maximum of 3. It has increased from 43.55 (Mar 24) to 90.62, marking an increase of 47.07.
- For Price / BV (X), as of Mar 25, the value is 3.02. This value exceeds the healthy maximum of 3. It has decreased from 8.09 (Mar 24) to 3.02, marking a decrease of 5.07.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 91.16. This value exceeds the healthy maximum of 3. It has increased from 43.59 (Mar 24) to 91.16, marking an increase of 47.57.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.01, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in HB Leasing & Finance Co Ltd:
- Net Profit Margin: -154.04%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -4.73% (Industry Average ROCE: 15.86%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -5.13% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 51.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 104.41)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -154.04%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Plot No. 31, Gurgaon Haryana 122001 | corporate@hbleasing.com www.hbleasing.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Lalit Bhasin | Chairman |
| Mr. Anil Goyal | Managing Director |
| Mr. Vinay Shukla | Director |
| Mrs. Sapna Khandelwal | Director |
FAQ
What is the intrinsic value of HB Leasing & Finance Co Ltd?
HB Leasing & Finance Co Ltd's intrinsic value (as of 15 October 2025) is 3.81 which is 69.02% lower the current market price of 12.30, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹15.8 Cr. market cap, FY2025-2026 high/low of 20.4/11.6, reserves of ₹-7.16 Cr, and liabilities of 6.36 Cr.
What is the Market Cap of HB Leasing & Finance Co Ltd?
The Market Cap of HB Leasing & Finance Co Ltd is 15.8 Cr..
What is the current Stock Price of HB Leasing & Finance Co Ltd as on 15 October 2025?
The current stock price of HB Leasing & Finance Co Ltd as on 15 October 2025 is 12.3.
What is the High / Low of HB Leasing & Finance Co Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of HB Leasing & Finance Co Ltd stocks is 20.4/11.6.
What is the Stock P/E of HB Leasing & Finance Co Ltd?
The Stock P/E of HB Leasing & Finance Co Ltd is .
What is the Book Value of HB Leasing & Finance Co Ltd?
The Book Value of HB Leasing & Finance Co Ltd is 4.43.
What is the Dividend Yield of HB Leasing & Finance Co Ltd?
The Dividend Yield of HB Leasing & Finance Co Ltd is 0.00 %.
What is the ROCE of HB Leasing & Finance Co Ltd?
The ROCE of HB Leasing & Finance Co Ltd is 6.93 %.
What is the ROE of HB Leasing & Finance Co Ltd?
The ROE of HB Leasing & Finance Co Ltd is 7.02 %.
What is the Face Value of HB Leasing & Finance Co Ltd?
The Face Value of HB Leasing & Finance Co Ltd is 10.0.