Share Price and Basic Stock Data
Last Updated: December 12, 2025, 8:21 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
HB Leasing & Finance Co Ltd operates within the non-banking financial company (NBFC) sector, a space that has seen varied performance across different players. As of the latest reporting period, the company’s market capitalization stood at ₹17.7 Cr, with its share price at ₹13.7. Revenue trends tell a cautionary tale; for the fiscal year ending March 2025, sales were reported at ₹0.19 Cr, a notable decline from ₹0.53 Cr in the previous fiscal year. This downward trajectory is highlighted by a series of quarterly sales fluctuations, with the most recent quarter showing a slight recovery to ₹0.14 Cr. However, these figures remain significantly below historical highs, indicating a critical need for strategic revitalization. The company’s ability to generate consistent revenue is a key concern for stakeholders and potential investors.
Profitability and Efficiency Metrics
Profitability remains a pressing challenge for HB Leasing. The reported net profit for the fiscal year ending March 2025 was a negative ₹0.29 Cr, reflecting ongoing operational hurdles. This trend is corroborated by the operating profit margin (OPM), which has experienced extreme volatility, including a staggering -200% in the most recent quarter. The return on equity (ROE) was reported at 7.02%, which, while positive, pales in comparison to robust benchmarks typically seen in the financial sector. The cash conversion cycle (CCC) of 883.68 days indicates inefficiencies in turning investments into cash flow, suggesting that the company is struggling with liquidity management. Overall, while there are glimpses of profitability in certain quarters, the broader trend points towards a concerning lack of operational efficiency.
Balance Sheet Strength and Financial Ratios
The balance sheet of HB Leasing reveals a mixed picture of financial health. With total borrowings recorded at just ₹0.05 Cr, the company appears to maintain a conservative leverage profile, which can be a double-edged sword. On one hand, this low level of debt suggests a reduced financial risk; on the other, it raises questions about the company’s capacity to scale operations effectively. The reserves are negative, standing at ₹7.34 Cr, which indicates that the company has accumulated losses over time. The price-to-book value ratio of 3.02x suggests that the stock is trading at a premium relative to its book value, which could be a red flag for value-conscious investors. Furthermore, the current and quick ratios are exceptionally high at 51.31x, indicating a strong liquidity position, but it also raises concerns about whether these assets are being effectively utilized to generate returns.
Shareholding Pattern and Investor Confidence
Examining the shareholding pattern offers insights into investor confidence in HB Leasing. Promoters hold a significant 42.74% stake, which could be interpreted as a sign of commitment to the company. However, the public’s stake has seen a decline to 51.91%, reflecting a potential waning interest among retail investors. Domestic institutional investors (DIIs) have increased their holdings to 5.35%, a positive development that may lend some credibility to the stock in the eyes of the market. Nevertheless, foreign institutional investors (FIIs) are notably absent, which might be a cause for concern, as their participation often signals confidence in a company’s growth prospects. This mixed ownership landscape could affect the stock’s performance, particularly in times of market volatility.
Outlook, Risks, and Final Insight
Looking ahead, the outlook for HB Leasing is fraught with both opportunities and risks. The company’s ability to stabilize its revenue streams and improve operational efficiency will be crucial. However, the persistent negative profitability and high cash conversion cycle pose significant risks. Investors should be cautious, as ongoing operational challenges could hinder growth prospects. Additionally, the absence of FIIs could limit the stock’s upward momentum. On the flip side, the strong promoter holding and improving DII interest might provide some stability. Ultimately, retail investors should weigh these factors carefully, considering both the potential for recovery and the inherent risks before making investment decisions.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 12.7 Cr. | 1.27 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 8.73 Cr. | 0.87 | 9.18/0.85 | 25.7 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 445 Cr. | 136 | 269/126 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.4 Cr. | 16.8 | 34.4/15.0 | 11.5 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 38.6 Cr. | 85.8 | 165/74.8 | 20.7 | 238 | 1.16 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,085.66 Cr | 460.41 | 50.11 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.08 | 0.08 | 0.08 | 0.30 | 0.15 | 0.11 | 0.08 | 0.14 | 0.04 | 0.03 | 0.12 | 0.01 | 0.04 |
| Expenses | 0.10 | 0.07 | 0.08 | 0.08 | 0.14 | 0.08 | 0.08 | 0.09 | 0.12 | 0.13 | 0.10 | 0.15 | 0.12 |
| Operating Profit | -0.02 | 0.01 | 0.00 | 0.22 | 0.01 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.14 | -0.08 |
| OPM % | -25.00% | 12.50% | 0.00% | 73.33% | 6.67% | 27.27% | 0.00% | 35.71% | -200.00% | -333.33% | 16.67% | -1,400.00% | -200.00% |
| Other Income | 0.00 | 0.00 | 0.03 | -0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.02 | 0.01 | 0.03 | 0.19 | 0.01 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.14 | -0.08 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -0.02 | 0.01 | 0.03 | 0.19 | 0.00 | 0.03 | 0.00 | 0.05 | -0.08 | -0.10 | 0.02 | -0.13 | -0.08 |
| EPS in Rs | -0.02 | 0.01 | 0.03 | 0.17 | 0.00 | 0.03 | 0.00 | 0.05 | -0.07 | -0.09 | 0.02 | -0.10 | -0.06 |
Last Updated: August 19, 2025, 1:55 pm
Below is a detailed analysis of the quarterly data for HB Leasing & Finance Co Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.04 Cr.. The value appears strong and on an upward trend. It has increased from 0.01 Cr. (Mar 2025) to 0.04 Cr., marking an increase of 0.03 Cr..
- For Expenses, as of Jun 2025, the value is 0.12 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.15 Cr. (Mar 2025) to 0.12 Cr., marking a decrease of 0.03 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.14 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.06 Cr..
- For OPM %, as of Jun 2025, the value is -200.00%. The value appears strong and on an upward trend. It has increased from -1,400.00% (Mar 2025) to -200.00%, marking an increase of 1,200.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.14 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.06 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.13 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.05 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.06. The value appears strong and on an upward trend. It has increased from -0.10 (Mar 2025) to -0.06, marking an increase of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 22, 2025, 8:34 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.28 | 1.71 | 0.25 | 0.75 | 0.63 | 0.04 | 0.30 | 0.30 | 0.55 | 0.53 | 0.48 | 0.19 | 0.20 |
| Expenses | 0.57 | 1.38 | 0.68 | 0.65 | 0.39 | 0.46 | 0.34 | 0.34 | 0.35 | 0.32 | 0.40 | 0.48 | 0.50 |
| Operating Profit | -0.29 | 0.33 | -0.43 | 0.10 | 0.24 | -0.42 | -0.04 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.30 |
| OPM % | -103.57% | 19.30% | -172.00% | 13.33% | 38.10% | -1,050.00% | -13.33% | -13.33% | 36.36% | 39.62% | 16.67% | -152.63% | -150.00% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.30 | 0.31 | -0.43 | 0.10 | 0.24 | -0.39 | -0.01 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.30 |
| Tax % | 0.00% | 0.00% | 0.00% | 10.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -0.30 | 0.32 | -0.43 | 0.10 | 0.24 | -0.39 | -0.01 | -0.04 | 0.20 | 0.21 | 0.08 | -0.29 | -0.29 |
| EPS in Rs | -0.27 | 0.29 | -0.39 | 0.09 | 0.22 | -0.35 | -0.01 | -0.04 | 0.18 | 0.19 | 0.07 | -0.23 | -0.23 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 206.67% | -234.38% | 123.26% | 140.00% | -262.50% | 97.44% | -300.00% | 600.00% | 5.00% | -61.90% | -462.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -441.04% | 357.63% | 16.74% | -402.50% | 359.94% | -397.44% | 900.00% | -595.00% | -66.90% | -400.60% |
HB Leasing & Finance Co Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -20% |
| 5 Years: | -9% |
| 3 Years: | -30% |
| TTM: | -46% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -463% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 63% |
| 3 Years: | 45% |
| 1 Year: | -20% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 1% |
| 3 Years: | 0% |
| Last Year: | -7% |
Last Updated: September 5, 2025, 3:41 pm
Balance Sheet
Last Updated: December 10, 2025, 4:28 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 12.86 | 12.86 |
| Reserves | -8.90 | -8.58 | -9.02 | -8.92 | -8.68 | -8.86 | -8.88 | -8.92 | -8.72 | -8.52 | -8.44 | -7.16 | -7.34 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.16 | 0.31 | 0.21 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 |
| Other Liabilities | 18.95 | 1.10 | 1.47 | 0.81 | 0.56 | 0.54 | 0.55 | 0.57 | 0.61 | 0.61 | 0.61 | 0.61 | 0.62 |
| Total Liabilities | 21.05 | 3.52 | 3.45 | 2.89 | 2.88 | 2.84 | 2.98 | 2.86 | 2.95 | 3.15 | 3.23 | 6.36 | 6.19 |
| Fixed Assets | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 17.90 | 0.50 | 0.00 | 0.00 | 0.00 | 0.30 | 0.31 | 0.22 | 0.31 | 0.47 | 0.52 | 0.49 | 0.49 |
| Other Assets | 3.13 | 3.01 | 3.44 | 2.88 | 2.87 | 2.53 | 2.66 | 2.63 | 2.63 | 2.67 | 2.70 | 5.86 | 5.69 |
| Total Assets | 21.05 | 3.52 | 3.45 | 2.89 | 2.88 | 2.84 | 2.98 | 2.86 | 2.95 | 3.15 | 3.23 | 6.36 | 6.19 |
Below is a detailed analysis of the balance sheet data for HB Leasing & Finance Co Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 12.86 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 12.86 Cr..
- For Reserves, as of Sep 2025, the value is -7.34 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -7.16 Cr. (Mar 2025) to -7.34 Cr., marking a decline of 0.18 Cr..
- For Borrowings, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. However, Reserves are negative, which is a major warning sign. There is no change compared to the previous period (Mar 2025) which recorded 0.05 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.62 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.61 Cr. (Mar 2025) to 0.62 Cr., marking an increase of 0.01 Cr..
- For Total Liabilities, as of Sep 2025, the value is 6.19 Cr.. The value appears to be improving (decreasing). It has decreased from 6.36 Cr. (Mar 2025) to 6.19 Cr., marking a decrease of 0.17 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.49 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.49 Cr..
- For Other Assets, as of Sep 2025, the value is 5.69 Cr.. The value appears to be declining and may need further review. It has decreased from 5.86 Cr. (Mar 2025) to 5.69 Cr., marking a decrease of 0.17 Cr..
- For Total Assets, as of Sep 2025, the value is 6.19 Cr.. The value appears to be declining and may need further review. It has decreased from 6.36 Cr. (Mar 2025) to 6.19 Cr., marking a decrease of 0.17 Cr..
However, the Borrowings (0.05 Cr.) are higher than the Reserves (-7.34 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.29 | 0.33 | -0.43 | 0.10 | 0.24 | -0.58 | -0.35 | -0.25 | 0.14 | 0.15 | 0.02 | -0.34 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 938.57 | 153.68 | 1,051.20 | 350.40 | 266.51 | 4,197.50 | 681.33 | 644.83 | 331.82 | 344.34 | 365.00 | 883.68 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 938.57 | 153.68 | 1,051.20 | 350.40 | 266.51 | 4,197.50 | 681.33 | 644.83 | 331.82 | 344.34 | 365.00 | 883.68 |
| Working Capital Days | -2,659.29 | 12.81 | 1,022.00 | 584.00 | 950.16 | 17,611.25 | 2,433.33 | 2,396.83 | 1,287.45 | 1,363.58 | 1,520.83 | 4,226.32 |
| ROCE % | -13.33% | 13.72% | -19.55% | 4.93% | 10.91% | -16.88% | -0.42% | -1.69% | 8.64% | 8.61% | 3.10% | -6.93% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.26 | 0.07 | 0.19 | 0.18 | -0.04 |
| Diluted EPS (Rs.) | -0.26 | 0.07 | 0.19 | 0.18 | -0.04 |
| Cash EPS (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.03 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 4.44 | 2.33 | 2.26 | 2.08 | 1.89 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 4.44 | 2.33 | 2.26 | 2.08 | 1.89 |
| Revenue From Operations / Share (Rs.) | 0.14 | 0.43 | 0.48 | 0.49 | 0.27 |
| PBDIT / Share (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.04 |
| PBIT / Share (Rs.) | -0.23 | 0.07 | 0.18 | 0.18 | -0.04 |
| PBT / Share (Rs.) | -0.23 | 0.07 | 0.18 | 0.18 | -0.04 |
| Net Profit / Share (Rs.) | -0.22 | 0.07 | 0.19 | 0.18 | -0.03 |
| PBDIT Margin (%) | -154.83 | 16.85 | 39.73 | 36.44 | -14.74 |
| PBIT Margin (%) | -155.62 | 16.45 | 39.37 | 36.19 | -14.74 |
| PBT Margin (%) | -155.62 | 16.45 | 39.37 | 36.19 | -14.74 |
| Net Profit Margin (%) | -154.04 | 16.41 | 39.86 | 36.25 | -14.02 |
| Return on Networth / Equity (%) | -5.13 | 3.04 | 8.48 | 8.70 | -2.02 |
| Return on Capital Employeed (%) | -4.73 | 2.53 | 6.91 | 7.11 | -1.70 |
| Return On Assets (%) | -4.61 | 2.41 | 6.70 | 6.73 | -1.47 |
| Total Debt / Equity (X) | 0.01 | 0.02 | 0.02 | 0.02 | 0.10 |
| Asset Turnover Ratio (%) | 0.03 | 0.14 | 0.17 | 0.18 | 0.10 |
| Current Ratio (X) | 51.31 | 17.11 | 17.87 | 13.67 | 8.25 |
| Quick Ratio (X) | 51.31 | 17.11 | 17.87 | 13.67 | 8.25 |
| Enterprise Value (Cr.) | 15.90 | 20.70 | 3.82 | 6.67 | 1.68 |
| EV / Net Operating Revenue (X) | 83.59 | 43.51 | 7.23 | 12.16 | 5.60 |
| EV / EBITDA (X) | -53.98 | 258.15 | 18.20 | 33.38 | -38.02 |
| MarketCap / Net Operating Revenue (X) | 90.62 | 43.55 | 7.24 | 12.18 | 5.17 |
| Price / BV (X) | 3.02 | 8.09 | 1.54 | 2.93 | 0.74 |
| Price / Net Operating Revenue (X) | 91.16 | 43.59 | 7.25 | 12.19 | 5.18 |
| EarningsYield | -0.01 | 0.00 | 0.05 | 0.02 | -0.02 |
After reviewing the key financial ratios for HB Leasing & Finance Co Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to -0.26, marking a decrease of 0.33.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.26. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to -0.26, marking a decrease of 0.33.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 3. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 4.44. It has increased from 2.33 (Mar 24) to 4.44, marking an increase of 2.11.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 4.44. It has increased from 2.33 (Mar 24) to 4.44, marking an increase of 2.11.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.14. It has decreased from 0.43 (Mar 24) to 0.14, marking a decrease of 0.29.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.23. This value is below the healthy minimum of 0. It has decreased from 0.07 (Mar 24) to -0.23, marking a decrease of 0.30.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.23. This value is below the healthy minimum of 0. It has decreased from 0.07 (Mar 24) to -0.23, marking a decrease of 0.30.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from 0.07 (Mar 24) to -0.22, marking a decrease of 0.29.
- For PBDIT Margin (%), as of Mar 25, the value is -154.83. This value is below the healthy minimum of 10. It has decreased from 16.85 (Mar 24) to -154.83, marking a decrease of 171.68.
- For PBIT Margin (%), as of Mar 25, the value is -155.62. This value is below the healthy minimum of 10. It has decreased from 16.45 (Mar 24) to -155.62, marking a decrease of 172.07.
- For PBT Margin (%), as of Mar 25, the value is -155.62. This value is below the healthy minimum of 10. It has decreased from 16.45 (Mar 24) to -155.62, marking a decrease of 172.07.
- For Net Profit Margin (%), as of Mar 25, the value is -154.04. This value is below the healthy minimum of 5. It has decreased from 16.41 (Mar 24) to -154.04, marking a decrease of 170.45.
- For Return on Networth / Equity (%), as of Mar 25, the value is -5.13. This value is below the healthy minimum of 15. It has decreased from 3.04 (Mar 24) to -5.13, marking a decrease of 8.17.
- For Return on Capital Employeed (%), as of Mar 25, the value is -4.73. This value is below the healthy minimum of 10. It has decreased from 2.53 (Mar 24) to -4.73, marking a decrease of 7.26.
- For Return On Assets (%), as of Mar 25, the value is -4.61. This value is below the healthy minimum of 5. It has decreased from 2.41 (Mar 24) to -4.61, marking a decrease of 7.02.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.02 (Mar 24) to 0.01, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.03. It has decreased from 0.14 (Mar 24) to 0.03, marking a decrease of 0.11.
- For Current Ratio (X), as of Mar 25, the value is 51.31. This value exceeds the healthy maximum of 3. It has increased from 17.11 (Mar 24) to 51.31, marking an increase of 34.20.
- For Quick Ratio (X), as of Mar 25, the value is 51.31. This value exceeds the healthy maximum of 2. It has increased from 17.11 (Mar 24) to 51.31, marking an increase of 34.20.
- For Enterprise Value (Cr.), as of Mar 25, the value is 15.90. It has decreased from 20.70 (Mar 24) to 15.90, marking a decrease of 4.80.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 83.59. This value exceeds the healthy maximum of 3. It has increased from 43.51 (Mar 24) to 83.59, marking an increase of 40.08.
- For EV / EBITDA (X), as of Mar 25, the value is -53.98. This value is below the healthy minimum of 5. It has decreased from 258.15 (Mar 24) to -53.98, marking a decrease of 312.13.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 90.62. This value exceeds the healthy maximum of 3. It has increased from 43.55 (Mar 24) to 90.62, marking an increase of 47.07.
- For Price / BV (X), as of Mar 25, the value is 3.02. This value exceeds the healthy maximum of 3. It has decreased from 8.09 (Mar 24) to 3.02, marking a decrease of 5.07.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 91.16. This value exceeds the healthy maximum of 3. It has increased from 43.59 (Mar 24) to 91.16, marking an increase of 47.57.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.01, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in HB Leasing & Finance Co Ltd:
- Net Profit Margin: -154.04%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -4.73% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -5.13% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 51.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 50.11)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -154.04%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Plot No. 31, Gurgaon Haryana 122001 | corporate@hbleasing.com www.hbleasing.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Lalit Bhasin | Chairman |
| Mr. Anil Goyal | Managing Director |
| Mr. Vinay Shukla | Director |
| Mrs. Sapna Khandelwal | Director |
FAQ
What is the intrinsic value of HB Leasing & Finance Co Ltd?
HB Leasing & Finance Co Ltd's intrinsic value (as of 14 December 2025) is 3.69 which is 72.26% lower the current market price of 13.30, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 17.1 Cr. market cap, FY2025-2026 high/low of 20.4/11.0, reserves of ₹-7.34 Cr, and liabilities of 6.19 Cr.
What is the Market Cap of HB Leasing & Finance Co Ltd?
The Market Cap of HB Leasing & Finance Co Ltd is 17.1 Cr..
What is the current Stock Price of HB Leasing & Finance Co Ltd as on 14 December 2025?
The current stock price of HB Leasing & Finance Co Ltd as on 14 December 2025 is 13.3.
What is the High / Low of HB Leasing & Finance Co Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of HB Leasing & Finance Co Ltd stocks is 20.4/11.0.
What is the Stock P/E of HB Leasing & Finance Co Ltd?
The Stock P/E of HB Leasing & Finance Co Ltd is .
What is the Book Value of HB Leasing & Finance Co Ltd?
The Book Value of HB Leasing & Finance Co Ltd is 4.29.
What is the Dividend Yield of HB Leasing & Finance Co Ltd?
The Dividend Yield of HB Leasing & Finance Co Ltd is 0.00 %.
What is the ROCE of HB Leasing & Finance Co Ltd?
The ROCE of HB Leasing & Finance Co Ltd is 6.93 %.
What is the ROE of HB Leasing & Finance Co Ltd?
The ROE of HB Leasing & Finance Co Ltd is 7.02 %.
What is the Face Value of HB Leasing & Finance Co Ltd?
The Face Value of HB Leasing & Finance Co Ltd is 10.0.