Share Price and Basic Stock Data
Last Updated: February 13, 2026, 10:32 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Ind Bank Housing Ltd operates within the finance sector, focusing primarily on housing finance. As of the latest reporting period, the company’s share price stood at ₹42.9, with a market capitalization of ₹42.9 Cr. Over recent years, Ind Bank has faced significant challenges, as evidenced by its sales figures, which have consistently remained at ₹0.00 since December 2022 through September 2024. The last recorded sales figure was ₹0.23 Cr in March 2023, indicating a declining trend in revenue generation. This stagnation in sales is critical, especially for a financial entity, as it suggests a lack of operational growth or market penetration. The company’s operating profit has also been negative across several quarters, with the latest figure at -₹0.55 Cr for September 2023. This trend raises concerns about the company’s ability to generate sustainable revenue streams in the competitive housing finance landscape.
Profitability and Efficiency Metrics
Ind Bank Housing Ltd’s profitability metrics continue to reflect underlying challenges. The company reported a net profit of -₹0.48 Cr for the quarter ending September 2023, following a series of losses in previous quarters, with net profits recorded at -₹0.40 Cr in March 2023 and -₹0.56 Cr in March 2024. The operating profit margin (OPM) has also been negative, standing at -243.48% in March 2023 and further declining to -253.57% in March 2024. This persistent negative margin underscores the company’s operational inefficiencies and inability to manage costs effectively. Furthermore, the return on capital employed (ROCE) has deteriorated, reported at -7.86% in March 2024, which is significantly below the sector average, indicating poor utilization of capital. The company’s cash conversion cycle (CCC) remains at 0.00 days, reflecting a lack of sales activity rather than efficiency in managing receivables or payables, further compounding its profitability issues.
Balance Sheet Strength and Financial Ratios
The balance sheet of Ind Bank Housing Ltd presents a concerning scenario, with total borrowings reported at ₹129.00 Cr against negative reserves of ₹131.01 Cr. This position indicates a precarious financial structure, as the company’s liabilities outweigh its net worth, reflecting a total debt-to-equity ratio of -1.07. The book value per share, which stood at -₹120.87 in March 2025, further emphasizes the lack of shareholder equity. Financial ratios such as the current ratio at 0.02 and quick ratio at 0.02 signal liquidity issues, suggesting that the company may struggle to meet its short-term obligations. Additionally, the price-to-book value ratio is reported at -0.32x, indicating that the market values the company at less than its book value, which is atypical for a healthy financial institution. These figures collectively highlight significant risks regarding the company’s financial stability and its ability to attract future investments.
Shareholding Pattern and Investor Confidence
The shareholding structure of Ind Bank Housing Ltd reveals a dominant presence of promoters, holding 51.00% of the shares, which indicates a strong internal control over the company. The government holds an additional 25.00%, further consolidating ownership among a few stakeholders. The public holds 24.00% of the shares, with the total number of shareholders reported at 11,611 as of the latest quarter. Despite the significant promoter and government stake, the company’s financial struggles may impact investor confidence negatively. The absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) suggests a lack of institutional backing, which could be indicative of broader market concerns regarding the company’s viability and growth potential. A stagnant share price and negative financial performance may lead to increased scrutiny from investors, impacting future capital raising efforts.
Outlook, Risks, and Final Insight
Looking ahead, Ind Bank Housing Ltd faces a challenging landscape characterized by its ongoing financial losses and stagnant sales. The persistent negative operating profit margins and deteriorating capital ratios pose significant risks to its operational viability. The company must address its revenue generation strategies to stabilize its financial health, particularly in a competitive housing finance market where innovation and customer engagement are crucial. Risks including high leverage, low liquidity, and negative shareholder equity need to be mitigated through strategic restructuring and cost management initiatives. If these issues remain unaddressed, the company may face continued operational challenges, potentially leading to insolvency. Conversely, should Ind Bank successfully pivot its business model and enhance its market presence, it could leverage its established promoter backing to regain investor confidence and achieve sustainable growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Ind Bank Housing Ltd | 40.7 Cr. | 40.7 | 49.7/33.0 | 121 | 0.00 % | 3.74 % | % | 10.0 | |
| Home First Finance Company India Ltd | 12,290 Cr. | 1,179 | 1,519/839 | 24.8 | 386 | 0.31 % | 11.4 % | 16.5 % | 2.00 |
| Aptus Value Housing Finance India Ltd | 12,498 Cr. | 250 | 365/246 | 14.1 | 93.0 | 1.80 % | 15.0 % | 18.6 % | 2.00 |
| Repco Home Finance Ltd | 2,527 Cr. | 404 | 464/308 | 5.76 | 557 | 1.11 % | 11.1 % | 14.2 % | 10.0 |
| PNB Housing Finance Ltd | 21,795 Cr. | 836 | 1,142/746 | 9.70 | 690 | 0.60 % | 9.46 % | 12.3 % | 10.0 |
| Industry Average | 9,825.50 Cr | 406.18 | 10.45 | 331.84 | 1.08% | 48.21% | 13.33% | 5.64 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.09 | 0.46 | 0.14 | 0.55 | 0.17 | 0.13 | 0.18 | 0.14 | 0.12 | 0.14 | 0.17 | 0.08 | 0.11 |
| Operating Profit | -0.09 | -0.46 | -0.14 | -0.55 | -0.17 | -0.13 | -0.18 | -0.14 | -0.12 | -0.14 | -0.17 | -0.08 | -0.11 |
| OPM % | |||||||||||||
| Other Income | 0.08 | 0.06 | 0.08 | 0.07 | 0.08 | 0.07 | 0.06 | 0.06 | 0.07 | 0.09 | 0.06 | 0.06 | 0.17 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.01 | -0.40 | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 | -0.02 | 0.06 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | -0.01 | -0.40 | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 | -0.02 | 0.06 |
| EPS in Rs | -0.01 | -0.40 | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 | -0.02 | 0.06 |
Last Updated: February 1, 2026, 12:46 pm
Below is a detailed analysis of the quarterly data for Ind Bank Housing Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Sales, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Expenses, as of Dec 2025, the value is 0.11 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.08 Cr. (Sep 2025) to 0.11 Cr., marking an increase of 0.03 Cr..
- For Operating Profit, as of Dec 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from -0.08 Cr. (Sep 2025) to -0.11 Cr., marking a decrease of 0.03 Cr..
- For OPM %, as of Dec 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00%.
- For Other Income, as of Dec 2025, the value is 0.17 Cr.. The value appears strong and on an upward trend. It has increased from 0.06 Cr. (Sep 2025) to 0.17 Cr., marking an increase of 0.11 Cr..
- For Interest, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 0.06 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Sep 2025) to 0.06 Cr., marking an increase of 0.08 Cr..
- For Tax %, as of Dec 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00%.
- For Net Profit, as of Dec 2025, the value is 0.06 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Sep 2025) to 0.06 Cr., marking an increase of 0.08 Cr..
- For EPS in Rs, as of Dec 2025, the value is 0.06. The value appears strong and on an upward trend. It has increased from -0.02 (Sep 2025) to 0.06, marking an increase of 0.08.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:06 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.46 | 2.37 | 0.72 | 1.05 | 2.11 | 0.57 | 0.50 | 0.36 | 0.23 | 0.23 | 0.28 | 0.28 | 0.00 |
| Expenses | 0.15 | -4.62 | 0.38 | 0.35 | 0.25 | 0.53 | 0.85 | 0.55 | 0.39 | 0.79 | 0.99 | 0.59 | 0.51 |
| Operating Profit | 0.31 | 6.99 | 0.34 | 0.70 | 1.86 | 0.04 | -0.35 | -0.19 | -0.16 | -0.56 | -0.71 | -0.31 | -0.51 |
| OPM % | 67.39% | 294.94% | 47.22% | 66.67% | 88.15% | 7.02% | -70.00% | -52.78% | -69.57% | -243.48% | -253.57% | -110.71% | |
| Other Income | 0.03 | 0.73 | 0.04 | 1.22 | 0.05 | 0.10 | 3.10 | 0.00 | 0.03 | 0.00 | 0.02 | 0.00 | 0.28 |
| Interest | 9.57 | 14.87 | 11.87 | 13.16 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -9.24 | -7.16 | -11.50 | -11.24 | 1.91 | 0.13 | 2.75 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.23 |
| Tax % | 0.00% | 2.65% | 0.00% | 0.00% | 6.81% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -9.24 | -7.35 | -11.50 | -11.24 | 1.78 | 0.13 | 2.74 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.23 |
| EPS in Rs | -9.24 | -7.35 | -11.50 | -11.24 | 1.78 | 0.13 | 2.74 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.23 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 20.45% | -56.46% | 2.26% | 115.84% | -92.70% | 2007.69% | -106.93% | 31.58% | -330.77% | -23.21% | 55.07% |
| Change in YoY Net Profit Growth (%) | 0.00% | -76.92% | 58.72% | 113.58% | -208.53% | 2100.39% | -2114.63% | 138.51% | -362.35% | 307.55% | 78.29% |
Ind Bank Housing Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -19% |
| 5 Years: | -11% |
| 3 Years: | 7% |
| TTM: | 0% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 61% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 14% |
| 3 Years: | 17% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Last Updated: September 5, 2025, 3:46 pm
Balance Sheet
Last Updated: December 4, 2025, 3:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Reserves | -103.58 | -110.93 | -122.42 | -133.66 | -131.88 | -131.75 | -129.00 | -129.19 | -129.32 | -129.88 | -130.57 | -130.87 | -131.01 |
| Borrowings | 94.56 | 105.13 | 117.00 | 129.85 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 | 129.00 |
| Other Liabilities | 7.47 | 6.18 | 6.07 | 6.15 | 4.07 | 3.86 | 0.77 | 0.72 | 0.60 | 1.14 | 0.51 | 0.50 | 11.50 |
| Total Liabilities | 8.45 | 10.38 | 10.65 | 12.34 | 11.19 | 11.11 | 10.77 | 10.53 | 10.28 | 10.26 | 8.94 | 8.63 | 19.49 |
| Fixed Assets | 0.03 | 0.02 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.03 | 0.04 | 0.03 | 0.05 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Other Assets | 8.39 | 10.32 | 10.61 | 12.29 | 11.16 | 11.10 | 10.76 | 10.52 | 10.27 | 10.25 | 8.93 | 8.62 | 19.48 |
| Total Assets | 8.45 | 10.38 | 10.65 | 12.34 | 11.19 | 11.11 | 10.77 | 10.53 | 10.28 | 10.26 | 8.94 | 8.63 | 19.49 |
Below is a detailed analysis of the balance sheet data for Ind Bank Housing Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10.00 Cr..
- For Reserves, as of Sep 2025, the value is -131.01 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -130.87 Cr. (Mar 2025) to -131.01 Cr., marking a decline of 0.14 Cr..
- For Borrowings, as of Sep 2025, the value is 129.00 Cr.. The value remains steady. However, Reserves are negative, which is a major warning sign. There is no change compared to the previous period (Mar 2025) which recorded 129.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 11.50 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.50 Cr. (Mar 2025) to 11.50 Cr., marking an increase of 11.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 19.49 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 8.63 Cr. (Mar 2025) to 19.49 Cr., marking an increase of 10.86 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For Other Assets, as of Sep 2025, the value is 19.48 Cr.. The value appears strong and on an upward trend. It has increased from 8.62 Cr. (Mar 2025) to 19.48 Cr., marking an increase of 10.86 Cr..
- For Total Assets, as of Sep 2025, the value is 19.49 Cr.. The value appears strong and on an upward trend. It has increased from 8.63 Cr. (Mar 2025) to 19.49 Cr., marking an increase of 10.86 Cr..
However, the Borrowings (129.00 Cr.) are higher than the Reserves (-131.01 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -94.25 | -98.14 | -116.66 | -129.15 | -127.14 | -128.96 | -129.35 | -129.19 | -129.16 | -129.56 | -129.71 | -129.31 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -3,356.41 | -454.32 | -1,490.42 | -45.19 | -6.92 | 51.23 | 102.20 | 182.50 | 7,315.87 | 6,585.87 | 5,709.64 | 5,761.79 |
| ROCE % | 40.24% | 297.68% | 8.43% | 35.65% | 28.70% | 1.81% | 31.88% | -1.92% | -1.33% | -5.96% | -7.86% | -3.74% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.31 | -0.69 | -0.56 | -0.13 | -0.19 |
| Diluted EPS (Rs.) | -0.31 | -0.69 | -0.56 | -0.13 | -0.19 |
| Cash EPS (Rs.) | -0.30 | -0.68 | -0.55 | -0.12 | -0.18 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | -120.87 | -120.57 | -119.88 | -119.32 | -119.19 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | -120.87 | -120.57 | -119.88 | -119.32 | -119.19 |
| Revenue From Operations / Share (Rs.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.36 |
| PBDIT / Share (Rs.) | -0.30 | -0.68 | -0.55 | -0.12 | -0.18 |
| PBIT / Share (Rs.) | -0.30 | -0.69 | -0.55 | -0.12 | -0.18 |
| PBT / Share (Rs.) | -0.30 | -0.69 | -0.55 | -0.12 | -0.18 |
| Net Profit / Share (Rs.) | -0.30 | -0.69 | -0.55 | -0.12 | -0.18 |
| PBDIT Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -51.69 |
| PBIT Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -52.01 |
| PBT Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -52.01 |
| Net Profit Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -52.01 |
| Return on Capital Employeed (%) | 0.25 | 0.57 | 0.46 | -1.26 | -1.81 |
| Return On Assets (%) | -3.56 | -7.72 | -5.43 | -1.25 | -1.79 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | -1.08 | -1.08 |
| Total Debt / Equity (X) | -1.07 | -1.07 | -1.08 | -1.08 | -1.08 |
| Asset Turnover Ratio (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
| Current Ratio (X) | 0.02 | 0.03 | 0.03 | 128.75 | 35.79 |
| Quick Ratio (X) | 0.02 | 0.03 | 0.03 | 128.75 | 35.79 |
| Enterprise Value (Cr.) | 164.87 | 171.57 | 149.26 | 151.33 | 155.74 |
| EV / Net Operating Revenue (X) | 0.00 | 0.00 | 0.00 | 0.00 | 429.23 |
| EV / EBITDA (X) | -538.48 | -248.76 | -267.71 | -1174.53 | -830.30 |
| MarketCap / Net Operating Revenue (X) | 0.00 | 0.00 | 0.00 | 0.00 | 88.47 |
| Price / BV (X) | -0.32 | -0.38 | -0.21 | -0.22 | -0.26 |
| Price / Net Operating Revenue (X) | 0.00 | 0.00 | 0.00 | 0.00 | 88.67 |
| EarningsYield | -0.01 | -0.01 | -0.02 | 0.00 | -0.01 |
After reviewing the key financial ratios for Ind Bank Housing Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 5. It has increased from -0.69 (Mar 24) to -0.31, marking an increase of 0.38.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 5. It has increased from -0.69 (Mar 24) to -0.31, marking an increase of 0.38.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 3. It has increased from -0.68 (Mar 24) to -0.30, marking an increase of 0.38.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -120.87. It has decreased from -120.57 (Mar 24) to -120.87, marking a decrease of 0.30.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -120.87. It has decreased from -120.57 (Mar 24) to -120.87, marking a decrease of 0.30.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.00. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 2. It has increased from -0.68 (Mar 24) to -0.30, marking an increase of 0.38.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 0. It has increased from -0.69 (Mar 24) to -0.30, marking an increase of 0.39.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 0. It has increased from -0.69 (Mar 24) to -0.30, marking an increase of 0.39.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 2. It has increased from -0.69 (Mar 24) to -0.30, marking an increase of 0.39.
- For PBDIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For PBIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For PBT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Net Profit Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.25. This value is below the healthy minimum of 10. It has decreased from 0.57 (Mar 24) to 0.25, marking a decrease of 0.32.
- For Return On Assets (%), as of Mar 25, the value is -3.56. This value is below the healthy minimum of 5. It has increased from -7.72 (Mar 24) to -3.56, marking an increase of 4.16.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is -1.07. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded -1.07.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.00. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Current Ratio (X), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 1.5. It has decreased from 0.03 (Mar 24) to 0.02, marking a decrease of 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 1. It has decreased from 0.03 (Mar 24) to 0.02, marking a decrease of 0.01.
- For Enterprise Value (Cr.), as of Mar 25, the value is 164.87. It has decreased from 171.57 (Mar 24) to 164.87, marking a decrease of 6.70.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For EV / EBITDA (X), as of Mar 25, the value is -538.48. This value is below the healthy minimum of 5. It has decreased from -248.76 (Mar 24) to -538.48, marking a decrease of 289.72.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Price / BV (X), as of Mar 25, the value is -0.32. This value is below the healthy minimum of 1. It has increased from -0.38 (Mar 24) to -0.32, marking an increase of 0.06.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded -0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Ind Bank Housing Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.25% (Industry Average ROCE: 48.21%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 13.33%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.02
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 10.45)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: -1.07
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Housing | Khivraj Complex - I, 480, Anna Salai,III Floor, Chennai (Madras) Tamil Nadu 600035 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. V Haribabu | Managing Director |
| Mrs. Padma R | Independent Director |
| Mr. G R Sundaravadivel | Independent Director |
| Ms. V Rajalakshmi | Independent Director |
| Mr. Sunil Jain | Non Exe. & Nominee Director |
| Mr. A Sivasankar | Non Exe. & Nominee Director |
| Mr. Shiv Bajrang Singh | Non Exe. & Nominee Director |
FAQ
What is the intrinsic value of Ind Bank Housing Ltd?
Ind Bank Housing Ltd's intrinsic value (as of 14 February 2026) is ₹217.97 which is 435.55% higher the current market price of ₹40.70, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹40.7 Cr. market cap, FY2025-2026 high/low of ₹49.7/33.0, reserves of ₹-131.01 Cr, and liabilities of ₹19.49 Cr.
What is the Market Cap of Ind Bank Housing Ltd?
The Market Cap of Ind Bank Housing Ltd is 40.7 Cr..
What is the current Stock Price of Ind Bank Housing Ltd as on 14 February 2026?
The current stock price of Ind Bank Housing Ltd as on 14 February 2026 is ₹40.7.
What is the High / Low of Ind Bank Housing Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Ind Bank Housing Ltd stocks is ₹49.7/33.0.
What is the Stock P/E of Ind Bank Housing Ltd?
The Stock P/E of Ind Bank Housing Ltd is .
What is the Book Value of Ind Bank Housing Ltd?
The Book Value of Ind Bank Housing Ltd is 121.
What is the Dividend Yield of Ind Bank Housing Ltd?
The Dividend Yield of Ind Bank Housing Ltd is 0.00 %.
What is the ROCE of Ind Bank Housing Ltd?
The ROCE of Ind Bank Housing Ltd is 3.74 %.
What is the ROE of Ind Bank Housing Ltd?
The ROE of Ind Bank Housing Ltd is %.
What is the Face Value of Ind Bank Housing Ltd?
The Face Value of Ind Bank Housing Ltd is 10.0.