Share Price and Basic Stock Data
Last Updated: November 22, 2025, 3:15 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Ind Bank Housing Ltd operates in the finance sector, focusing on housing finance. The company’s share price stood at ₹38.6, reflecting a market capitalization of ₹38.6 Cr. Notably, the company reported zero sales across multiple quarters, including Jun 2022 through Sep 2023, and the trailing twelve months (TTM) also showed no revenue generation. In comparison to previous fiscal years, sales figures were recorded at ₹0.46 Cr in Mar 2014, peaking at ₹2.37 Cr in Mar 2015 before declining to ₹0.23 Cr in both Mar 2022 and Mar 2023. This consistent lack of revenue generation highlights significant challenges in operational performance and market positioning, which are critical for a housing finance company. The absence of revenue from operations may undermine investor confidence and long-term sustainability.
Profitability and Efficiency Metrics
Ind Bank Housing Ltd has consistently reported negative profitability metrics, with a net profit of -₹0.23 Cr in the most recent reporting period. The operating profit margins (OPM) have not been reported, but the operating profit itself has consistently remained in the negative territory, with a loss of -₹0.56 Cr in Mar 2023 and -₹0.71 Cr in Mar 2024. The company has reported a return on capital employed (ROCE) of -3.74% in Mar 2025, indicating inefficiencies in utilizing capital to generate returns. The interest coverage ratio (ICR) remains unreported; however, the company has not incurred interest expenses in recent periods. The negative operating profit and return metrics reflect underlying operational inefficiencies that could pose risks to financial stability and future growth.
Balance Sheet Strength and Financial Ratios
The balance sheet of Ind Bank Housing Ltd shows concerning financial health, primarily characterized by the absence of reported reserves and borrowings. The price-to-book value (P/BV) ratio stood at -0.32x as of Mar 2025, indicating that the market values the company below its book value, which is concerning for potential investors. The current ratio is exceptionally low at 0.02, suggesting liquidity issues that could hinder its ability to meet short-term obligations. Additionally, the total debt-to-equity ratio is reported at -1.07, reflecting a precarious financial structure. These ratios indicate a weak financial position, making it challenging for the company to attract new investments or secure financing, which is critical for operational recovery and growth.
Shareholding Pattern and Investor Confidence
Ind Bank Housing Ltd has a diverse shareholding pattern, with promoters holding 51% of the company. The public ownership stands at 24%, showing a stable interest from retail investors, while government holdings are at 25%. The total number of shareholders has fluctuated slightly, with 11,673 shareholders reported in recent quarters. This consistent promoter control may provide stability; however, the lack of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) indicates potential challenges in attracting wider institutional interest. The shareholding distribution reflects a lack of confidence from larger institutional players, which could limit the company’s ability to access capital markets effectively.
Outlook, Risks, and Final Insight
Ind Bank Housing Ltd faces several risks, including persistent operational losses, a lack of revenue generation, and liquidity challenges, which could hinder its growth prospects. The absence of sales and negative profitability metrics raises concerns about the company’s sustainability in a competitive housing finance market. However, the stable promoter shareholding offers some degree of stability and potential for strategic decisions aimed at recovery. Potential scenarios include a turnaround if the company successfully implements a robust operational strategy to generate revenue and improve profitability. Conversely, continued operational inefficiencies could lead to further financial deterioration, making it crucial for management to address these issues promptly to regain investor confidence and market viability.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Ind Bank Housing Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Ind Bank Housing Ltd | 39.8 Cr. | 39.8 | 56.5/33.0 | 121 | 0.00 % | 3.74 % | % | 10.0 | |
| Home First Finance Company India Ltd | 12,134 Cr. | 1,170 | 1,519/839 | 26.8 | 388 | 0.32 % | 11.4 % | 16.5 % | 2.00 |
| Aptus Value Housing Finance India Ltd | 13,858 Cr. | 277 | 365/268 | 16.4 | 93.0 | 1.62 % | 15.0 % | 18.6 % | 2.00 |
| Repco Home Finance Ltd | 2,579 Cr. | 411 | 524/308 | 5.91 | 557 | 0.97 % | 11.1 % | 14.2 % | 10.0 |
| PNB Housing Finance Ltd | 23,111 Cr. | 887 | 1,142/746 | 10.5 | 690 | 0.56 % | 9.46 % | 12.3 % | 10.0 |
| Industry Average | 10,299.20 Cr | 417.68 | 11.42 | 332.17 | 1.01% | 48.21% | 13.33% | 5.64 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.14 | 0.10 | 0.09 | 0.46 | 0.14 | 0.55 | 0.17 | 0.13 | 0.18 | 0.14 | 0.12 | 0.14 | 0.17 |
| Operating Profit | -0.14 | -0.10 | -0.09 | -0.46 | -0.14 | -0.55 | -0.17 | -0.13 | -0.18 | -0.14 | -0.12 | -0.14 | -0.17 |
| OPM % | |||||||||||||
| Other Income | 0.05 | 0.05 | 0.08 | 0.06 | 0.08 | 0.07 | 0.08 | 0.07 | 0.06 | 0.06 | 0.07 | 0.09 | 0.06 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.09 | -0.05 | -0.01 | -0.40 | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | -0.09 | -0.05 | -0.01 | -0.40 | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 |
| EPS in Rs | -0.09 | -0.05 | -0.01 | -0.40 | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 |
Last Updated: July 18, 2025, 2:20 pm
Below is a detailed analysis of the quarterly data for Ind Bank Housing Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Expenses, as of Jun 2025, the value is 0.17 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.14 Cr. (Mar 2025) to 0.17 Cr., marking an increase of 0.03 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.17 Cr.. The value appears to be declining and may need further review. It has decreased from -0.14 Cr. (Mar 2025) to -0.17 Cr., marking a decrease of 0.03 Cr..
- For OPM %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Other Income, as of Jun 2025, the value is 0.06 Cr.. The value appears to be declining and may need further review. It has decreased from 0.09 Cr. (Mar 2025) to 0.06 Cr., marking a decrease of 0.03 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from -0.05 Cr. (Mar 2025) to -0.11 Cr., marking a decrease of 0.06 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from -0.05 Cr. (Mar 2025) to -0.11 Cr., marking a decrease of 0.06 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.11. The value appears to be declining and may need further review. It has decreased from -0.05 (Mar 2025) to -0.11, marking a decrease of 0.06.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:06 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.46 | 2.37 | 0.72 | 1.05 | 2.11 | 0.57 | 0.50 | 0.36 | 0.23 | 0.23 | 0.28 | 0.28 | 0.00 |
| Expenses | 0.15 | -4.62 | 0.38 | 0.35 | 0.25 | 0.53 | 0.85 | 0.55 | 0.39 | 0.79 | 0.99 | 0.59 | 0.51 |
| Operating Profit | 0.31 | 6.99 | 0.34 | 0.70 | 1.86 | 0.04 | -0.35 | -0.19 | -0.16 | -0.56 | -0.71 | -0.31 | -0.51 |
| OPM % | 67.39% | 294.94% | 47.22% | 66.67% | 88.15% | 7.02% | -70.00% | -52.78% | -69.57% | -243.48% | -253.57% | -110.71% | |
| Other Income | 0.03 | 0.73 | 0.04 | 1.22 | 0.05 | 0.10 | 3.10 | 0.00 | 0.03 | 0.00 | 0.02 | 0.00 | 0.28 |
| Interest | 9.57 | 14.87 | 11.87 | 13.16 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -9.24 | -7.16 | -11.50 | -11.24 | 1.91 | 0.13 | 2.75 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.23 |
| Tax % | 0.00% | 2.65% | 0.00% | 0.00% | 6.81% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -9.24 | -7.35 | -11.50 | -11.24 | 1.78 | 0.13 | 2.74 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.23 |
| EPS in Rs | -9.24 | -7.35 | -11.50 | -11.24 | 1.78 | 0.13 | 2.74 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.23 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 20.45% | -56.46% | 2.26% | 115.84% | -92.70% | 2007.69% | -106.93% | 31.58% | -330.77% | -23.21% | 55.07% |
| Change in YoY Net Profit Growth (%) | 0.00% | -76.92% | 58.72% | 113.58% | -208.53% | 2100.39% | -2114.63% | 138.51% | -362.35% | 307.55% | 78.29% |
Ind Bank Housing Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -19% |
| 5 Years: | -11% |
| 3 Years: | 7% |
| TTM: | 0% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 61% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 14% |
| 3 Years: | 17% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Last Updated: September 5, 2025, 3:46 pm
No data available for the Balance Sheet data table.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -3,356.41 | -454.32 | -1,490.42 | -45.19 | -6.92 | 51.23 | 102.20 | 182.50 | 7,315.87 | 6,585.87 | 5,709.64 | 5,761.79 |
| ROCE % | 40.24% | 297.68% | 8.43% | 35.65% | 28.70% | 1.81% | 31.88% | -1.92% | -1.33% | -5.96% | -7.86% | -3.74% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.31 | -0.69 | -0.56 | -0.13 | -0.19 |
| Diluted EPS (Rs.) | -0.31 | -0.69 | -0.56 | -0.13 | -0.19 |
| Cash EPS (Rs.) | -0.30 | -0.68 | -0.55 | -0.12 | -0.18 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | -120.87 | -120.57 | -119.88 | -119.32 | -119.19 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | -120.87 | -120.57 | -119.88 | -119.32 | -119.19 |
| Revenue From Operations / Share (Rs.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.36 |
| PBDIT / Share (Rs.) | -0.30 | -0.68 | -0.55 | -0.12 | -0.18 |
| PBIT / Share (Rs.) | -0.30 | -0.69 | -0.55 | -0.12 | -0.18 |
| PBT / Share (Rs.) | -0.30 | -0.69 | -0.55 | -0.12 | -0.18 |
| Net Profit / Share (Rs.) | -0.30 | -0.69 | -0.55 | -0.12 | -0.18 |
| PBDIT Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -51.69 |
| PBIT Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -52.01 |
| PBT Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -52.01 |
| Net Profit Margin (%) | 0.00 | 0.00 | 0.00 | 0.00 | -52.01 |
| Return on Capital Employeed (%) | 0.25 | 0.57 | 0.46 | -1.26 | -1.81 |
| Return On Assets (%) | -3.56 | -7.72 | -5.43 | -1.25 | -1.79 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | -1.08 | -1.08 |
| Total Debt / Equity (X) | -1.07 | -1.07 | -1.08 | -1.08 | -1.08 |
| Asset Turnover Ratio (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
| Current Ratio (X) | 0.02 | 0.03 | 0.03 | 128.75 | 35.79 |
| Quick Ratio (X) | 0.02 | 0.03 | 0.03 | 128.75 | 35.79 |
| Enterprise Value (Cr.) | 164.87 | 171.57 | 149.26 | 151.33 | 155.74 |
| EV / Net Operating Revenue (X) | 0.00 | 0.00 | 0.00 | 0.00 | 429.23 |
| EV / EBITDA (X) | -538.48 | -248.76 | -267.71 | -1174.53 | -830.30 |
| MarketCap / Net Operating Revenue (X) | 0.00 | 0.00 | 0.00 | 0.00 | 88.47 |
| Price / BV (X) | -0.32 | -0.38 | -0.21 | -0.22 | -0.26 |
| Price / Net Operating Revenue (X) | 0.00 | 0.00 | 0.00 | 0.00 | 88.67 |
| EarningsYield | -0.01 | -0.01 | -0.02 | 0.00 | -0.01 |
After reviewing the key financial ratios for Ind Bank Housing Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 5. It has increased from -0.69 (Mar 24) to -0.31, marking an increase of 0.38.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 5. It has increased from -0.69 (Mar 24) to -0.31, marking an increase of 0.38.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 3. It has increased from -0.68 (Mar 24) to -0.30, marking an increase of 0.38.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -120.87. It has decreased from -120.57 (Mar 24) to -120.87, marking a decrease of 0.30.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -120.87. It has decreased from -120.57 (Mar 24) to -120.87, marking a decrease of 0.30.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.00. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 2. It has increased from -0.68 (Mar 24) to -0.30, marking an increase of 0.38.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 0. It has increased from -0.69 (Mar 24) to -0.30, marking an increase of 0.39.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 0. It has increased from -0.69 (Mar 24) to -0.30, marking an increase of 0.39.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.30. This value is below the healthy minimum of 2. It has increased from -0.69 (Mar 24) to -0.30, marking an increase of 0.39.
- For PBDIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For PBIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For PBT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Net Profit Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.25. This value is below the healthy minimum of 10. It has decreased from 0.57 (Mar 24) to 0.25, marking a decrease of 0.32.
- For Return On Assets (%), as of Mar 25, the value is -3.56. This value is below the healthy minimum of 5. It has increased from -7.72 (Mar 24) to -3.56, marking an increase of 4.16.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is -1.07. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded -1.07.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.00. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Current Ratio (X), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 1.5. It has decreased from 0.03 (Mar 24) to 0.02, marking a decrease of 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 1. It has decreased from 0.03 (Mar 24) to 0.02, marking a decrease of 0.01.
- For Enterprise Value (Cr.), as of Mar 25, the value is 164.87. It has decreased from 171.57 (Mar 24) to 164.87, marking a decrease of 6.70.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For EV / EBITDA (X), as of Mar 25, the value is -538.48. This value is below the healthy minimum of 5. It has decreased from -248.76 (Mar 24) to -538.48, marking a decrease of 289.72.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Price / BV (X), as of Mar 25, the value is -0.32. This value is below the healthy minimum of 1. It has increased from -0.38 (Mar 24) to -0.32, marking an increase of 0.06.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded -0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Ind Bank Housing Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.25% (Industry Average ROCE: 48.21%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 13.33%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.02
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 11.42)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: -1.07
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Housing | Khivraj Complex - I, 480, Anna Salai,III Floor, Chennai (Madras) Tamil Nadu 600035 | indhouse@indbankhousing.com www.indbankhousing.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. V Haribabu | Managing Director |
| Mrs. Padma R | Independent Director |
| Mr. G R Sundaravadivel | Independent Director |
| Ms. V Rajalakshmi | Independent Director |
| Mr. Sunil Jain | Non Exe. & Nominee Director |
| Mr. A Sivasankar | Non Exe. & Nominee Director |
| Mr. Shiv Bajrang Singh | Non Exe. & Nominee Director |