Share Price and Basic Stock Data
Last Updated: December 5, 2025, 7:47 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Indergiri Finance Ltd, classified as a Non-Banking Financial Company (NBFC), reported a market capitalization of ₹14.5 Cr and a share price of ₹28.6. The company’s revenue from operations has displayed a fluctuating trend, with sales recorded at ₹0.06 Cr in September 2022, climbing to ₹0.41 Cr by December 2023, and further projected to reach ₹0.69 Cr by December 2024. However, the overall sales for the trailing twelve months (TTM) stood at ₹1.79 Cr, indicating a significant increase from previous years, particularly from ₹0.79 Cr in March 2023 to ₹2.23 Cr in March 2025. Despite these improvements, the company reported operating profit margins (OPM) that were severely negative, peaking at -594.44% in September 2025. These trends highlight the company’s struggle to maintain consistent revenue generation while managing costs effectively.
Profitability and Efficiency Metrics
Indergiri Finance Ltd’s profitability metrics reflect significant challenges, with a net profit of -₹3.07 Cr reported for the recent fiscal year. The company’s operating profit fluctuated considerably, with figures ranging from -₹0.08 Cr in September 2022 to -₹1.78 Cr in March 2025. The return on equity (ROE) stood at an impressive 44.3%, indicating strong returns relative to shareholders’ equity; however, this is juxtaposed against a return on capital employed (ROCE) of -9.66%. The interest coverage ratio (ICR) reported at -1.78x suggests that the company is struggling to cover its interest expenses, which are essential for maintaining financial health. Additionally, the cash conversion cycle (CCC) of 1.64 days indicates efficient working capital management, although this is overshadowed by the negative profitability indicators.
Balance Sheet Strength and Financial Ratios
The balance sheet of Indergiri Finance Ltd reveals a concerning financial position, with total borrowings rising to ₹13.48 Cr, up from ₹3.72 Cr in March 2024. The company has negative reserves amounting to -₹3.95 Cr as of September 2025, reflecting accumulated losses that have eroded shareholder equity. The debt-to-equity ratio stood at a high 6.40x, suggesting that the company relies heavily on debt financing compared to equity. The price-to-book value (P/BV) ratio of 4.81x indicates that the stock is trading at a premium relative to its book value, which may not be justifiable given the company’s financial performance. Other ratios such as the current ratio of 1.12x and quick ratio of 1.12x suggest adequate liquidity, but the overall financial health is compromised by the high levels of debt and negative profitability.
Shareholding Pattern and Investor Confidence
Indergiri Finance Ltd has a diverse shareholding pattern, with promoters holding 60.22% of the shares and the public holding 39.79%. The number of shareholders has steadily increased from 1,433 in December 2022 to 1,770 by September 2025, indicating growing interest in the company’s stock despite its financial challenges. The stability in promoter ownership suggests confidence from the company’s founding members, while the public’s stake reflects a level of interest from retail investors. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) could signal a lack of confidence from larger, more sophisticated investors. This could potentially limit the stock’s upward mobility in the market and suggests a need for improved financial performance to attract broader institutional investment.
Outlook, Risks, and Final Insight
The outlook for Indergiri Finance Ltd appears cautiously optimistic, given its recent revenue growth. However, substantial risks persist, particularly concerning its profitability and high levels of debt. The company’s ability to turn around its negative operating profit margins and achieve sustainable profitability will be critical for future success. Furthermore, the reliance on debt financing poses risks should interest rates rise or if cash flows do not improve. If Indergiri can effectively manage its operational costs and improve its financial metrics, it may position itself for a stronger market presence. Conversely, continued losses could lead to further erosion of shareholder equity and investor confidence, necessitating a strategic overhaul to stabilize its operations and financial standing.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.0 Cr. | 1.40 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.13 Cr. | 0.71 | 8.22/0.69 | 21.0 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 373 Cr. | 57.3 | 125/53.9 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.2 | 26.2/15.0 | 11.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 33.3 Cr. | 74.0 | 152/70.0 | 17.8 | 238 | 1.35 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,592.75 Cr | 439.29 | 50.79 | 522.43 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.06 | 0.41 | 0.16 | 0.13 | 0.17 | 0.22 | 0.27 | 0.41 | 0.53 | 0.69 | 0.59 | 0.33 | 0.18 |
| Expenses | 0.14 | 0.11 | 0.35 | 0.24 | 0.11 | 0.64 | 0.09 | 0.51 | 0.46 | 0.36 | 2.37 | 0.30 | 1.25 |
| Operating Profit | -0.08 | 0.30 | -0.19 | -0.11 | 0.06 | -0.42 | 0.18 | -0.10 | 0.07 | 0.33 | -1.78 | 0.03 | -1.07 |
| OPM % | -133.33% | 73.17% | -118.75% | -84.62% | 35.29% | -190.91% | 66.67% | -24.39% | 13.21% | 47.83% | -301.69% | 9.09% | -594.44% |
| Other Income | 0.00 | 0.05 | 0.03 | 0.00 | 0.03 | 0.01 | -0.02 | 0.13 | 0.09 | 0.01 | -0.08 | 0.00 | 0.01 |
| Interest | 0.00 | 0.02 | 0.00 | 0.00 | 0.23 | 0.05 | 0.07 | 0.14 | 0.19 | 0.21 | 0.21 | 0.36 | 0.44 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.08 | 0.33 | -0.16 | -0.11 | -0.14 | -0.46 | 0.09 | -0.11 | -0.03 | 0.13 | -2.07 | -0.33 | -1.50 |
| Tax % | 25.00% | 15.15% | -25.00% | 0.00% | 0.00% | 0.00% | 22.22% | 0.00% | 33.33% | -7.69% | -25.12% | 0.00% | -13.33% |
| Net Profit | -0.10 | 0.28 | -0.12 | -0.11 | -0.14 | -0.46 | 0.07 | -0.11 | -0.04 | 0.13 | -1.55 | -0.34 | -1.31 |
| EPS in Rs | -0.20 | 0.55 | -0.24 | -0.22 | -0.28 | -0.91 | 0.14 | -0.22 | -0.08 | 0.26 | -3.06 | -0.67 | -2.59 |
Last Updated: January 6, 2026, 10:08 pm
Below is a detailed analysis of the quarterly data for Indergiri Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.18 Cr.. The value appears to be declining and may need further review. It has decreased from 0.33 Cr. (Jun 2025) to 0.18 Cr., marking a decrease of 0.15 Cr..
- For Expenses, as of Sep 2025, the value is 1.25 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.30 Cr. (Jun 2025) to 1.25 Cr., marking an increase of 0.95 Cr..
- For Operating Profit, as of Sep 2025, the value is -1.07 Cr.. The value appears to be declining and may need further review. It has decreased from 0.03 Cr. (Jun 2025) to -1.07 Cr., marking a decrease of 1.10 Cr..
- For OPM %, as of Sep 2025, the value is -594.44%. The value appears to be declining and may need further review. It has decreased from 9.09% (Jun 2025) to -594.44%, marking a decrease of 603.53%.
- For Other Income, as of Sep 2025, the value is 0.01 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Jun 2025) to 0.01 Cr., marking an increase of 0.01 Cr..
- For Interest, as of Sep 2025, the value is 0.44 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.36 Cr. (Jun 2025) to 0.44 Cr., marking an increase of 0.08 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -1.50 Cr.. The value appears to be declining and may need further review. It has decreased from -0.33 Cr. (Jun 2025) to -1.50 Cr., marking a decrease of 1.17 Cr..
- For Tax %, as of Sep 2025, the value is -13.33%. The value appears to be improving (decreasing) as expected. It has decreased from 0.00% (Jun 2025) to -13.33%, marking a decrease of 13.33%.
- For Net Profit, as of Sep 2025, the value is -1.31 Cr.. The value appears to be declining and may need further review. It has decreased from -0.34 Cr. (Jun 2025) to -1.31 Cr., marking a decrease of 0.97 Cr..
- For EPS in Rs, as of Sep 2025, the value is -2.59. The value appears to be declining and may need further review. It has decreased from -0.67 (Jun 2025) to -2.59, marking a decrease of 1.92.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:31 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.69 | 0.67 | 0.97 | 0.41 | 0.45 | 0.45 | 0.41 | 0.38 | 0.37 | 0.79 | 0.80 | 2.23 | 1.79 |
| Expenses | 0.69 | 0.67 | 0.86 | 0.37 | 0.38 | 0.40 | 0.39 | 0.36 | 0.28 | 0.75 | 1.31 | 3.69 | 4.28 |
| Operating Profit | -0.00 | -0.00 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.02 | 0.09 | 0.04 | -0.51 | -1.46 | -2.49 |
| OPM % | -0.00% | -0.00% | 11.34% | 9.76% | 15.56% | 11.11% | 4.88% | 5.26% | 24.32% | 5.06% | -63.75% | -65.47% | -139.11% |
| Other Income | -0.00 | 0.02 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.02 | -0.00 | -0.00 | 0.01 | 0.13 | -0.06 |
| Interest | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.12 | 0.75 | 1.22 |
| Depreciation | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.01 | 0.00 |
| Profit before tax | -0.00 | 0.02 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.04 | 0.09 | 0.04 | -0.62 | -2.09 | -3.77 |
| Tax % | 50.00% | 36.36% | 25.00% | 28.57% | 20.00% | 50.00% | -0.00% | 266.67% | 75.00% | 3.23% | -24.88% | ||
| Net Profit | -0.00 | 0.02 | 0.08 | 0.03 | 0.05 | 0.03 | 0.01 | 0.03 | -0.15 | 0.01 | -0.65 | -1.57 | -3.07 |
| EPS in Rs | -0.00 | 0.04 | 0.16 | 0.06 | 0.10 | 0.06 | 0.02 | 0.06 | -0.30 | 0.02 | -1.28 | -3.10 | -6.06 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
YoY Net Profit Growth
| Year | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 300.00% | -62.50% | 66.67% | -40.00% | -66.67% | 200.00% | -600.00% | 106.67% | -6600.00% | -141.54% |
| Change in YoY Net Profit Growth (%) | 0.00% | -362.50% | 129.17% | -106.67% | -26.67% | 266.67% | -800.00% | 706.67% | -6706.67% | 6458.46% |
Indergiri Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 10 years from 2015-2016 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 40% |
| 3 Years: | 82% |
| TTM: | 100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -181% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 37% |
| 3 Years: | 67% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | -10% |
| 3 Years: | -17% |
| Last Year: | -44% |
Last Updated: September 5, 2025, 3:46 pm
Balance Sheet
Last Updated: December 4, 2025, 3:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 |
| Reserves | -0.16 | -0.14 | -0.06 | -0.02 | 0.01 | 0.04 | 0.05 | 0.07 | -0.08 | -0.07 | -0.73 | -2.30 | -3.95 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.72 | 16.93 | 13.48 |
| Other Liabilities | 0.22 | 0.03 | 0.08 | 0.14 | 0.22 | 0.33 | 0.25 | 0.19 | 0.17 | 0.26 | 0.31 | 0.94 | 3.92 |
| Total Liabilities | 5.12 | 4.95 | 5.08 | 5.18 | 5.29 | 5.43 | 5.36 | 5.32 | 5.15 | 5.25 | 8.36 | 20.63 | 18.51 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.62 | 0.62 | 0.01 | 0.01 | 0.01 | 0.01 |
| Other Assets | 5.11 | 4.93 | 5.06 | 5.16 | 5.26 | 5.40 | 5.33 | 4.69 | 4.52 | 5.23 | 8.34 | 20.61 | 18.49 |
| Total Assets | 5.12 | 4.95 | 5.08 | 5.18 | 5.29 | 5.43 | 5.36 | 5.32 | 5.15 | 5.25 | 8.36 | 20.63 | 18.51 |
Below is a detailed analysis of the balance sheet data for Indergiri Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 5.06 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 5.06 Cr..
- For Reserves, as of Sep 2025, the value is -3.95 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -2.30 Cr. (Mar 2025) to -3.95 Cr., marking a decline of 1.65 Cr..
- For Borrowings, as of Sep 2025, the value is 13.48 Cr.. The value appears to be improving (decreasing). However, Reserves are negative, which is a major warning sign. It has decreased from 16.93 Cr. (Mar 2025) to 13.48 Cr., marking a decrease of 3.45 Cr..
- For Other Liabilities, as of Sep 2025, the value is 3.92 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.94 Cr. (Mar 2025) to 3.92 Cr., marking an increase of 2.98 Cr..
- For Total Liabilities, as of Sep 2025, the value is 18.51 Cr.. The value appears to be improving (decreasing). It has decreased from 20.63 Cr. (Mar 2025) to 18.51 Cr., marking a decrease of 2.12 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For Other Assets, as of Sep 2025, the value is 18.49 Cr.. The value appears to be declining and may need further review. It has decreased from 20.61 Cr. (Mar 2025) to 18.49 Cr., marking a decrease of 2.12 Cr..
- For Total Assets, as of Sep 2025, the value is 18.51 Cr.. The value appears to be declining and may need further review. It has decreased from 20.63 Cr. (Mar 2025) to 18.51 Cr., marking a decrease of 2.12 Cr..
However, the Borrowings (13.48 Cr.) are higher than the Reserves (-3.95 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.02 | 0.09 | 0.04 | -4.23 | -18.39 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 206.30 | 185.22 | 142.99 | 365.00 | 308.22 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.64 |
| Inventory Days | 179.06 | 37.24 | 24.75 | 0.00 | ||||||||
| Days Payable | 0.00 | 0.00 | 0.00 | |||||||||
| Cash Conversion Cycle | 385.36 | 222.47 | 167.74 | 365.00 | 308.22 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.64 |
| Working Capital Days | 2,528.55 | 2,342.54 | 1,821.24 | 4,388.90 | 535.33 | 162.22 | 160.24 | 144.08 | 118.38 | -60.06 | 36.50 | -80.20 |
| ROCE % | 0.00% | 0.41% | 2.22% | 0.80% | 1.38% | 0.98% | 0.39% | 0.78% | 1.78% | 0.80% | -7.67% | -9.66% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -3.11 | -1.28 | 0.02 | -0.30 | 0.05 |
| Diluted EPS (Rs.) | -3.11 | -1.28 | 0.02 | -0.30 | 0.05 |
| Cash EPS (Rs.) | -3.09 | -1.27 | 0.02 | -0.29 | 0.05 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 5.45 | 8.55 | 9.87 | 9.85 | 10.15 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 5.45 | 8.55 | 9.87 | 9.85 | 10.15 |
| Revenue From Operations / Share (Rs.) | 4.40 | 1.56 | 1.40 | 0.72 | 0.75 |
| PBDIT / Share (Rs.) | -2.64 | -0.98 | 0.08 | 0.18 | 0.07 |
| PBIT / Share (Rs.) | -2.65 | -0.99 | 0.07 | 0.17 | 0.06 |
| PBT / Share (Rs.) | -4.13 | -1.24 | 0.07 | 0.17 | 0.06 |
| Net Profit / Share (Rs.) | -3.11 | -1.28 | 0.01 | -0.29 | 0.04 |
| PBDIT Margin (%) | -59.94 | -63.29 | 5.82 | 25.07 | 9.49 |
| PBIT Margin (%) | -60.25 | -63.79 | 5.22 | 24.50 | 8.93 |
| PBT Margin (%) | -93.87 | -79.45 | 5.22 | 24.50 | 8.93 |
| Net Profit Margin (%) | -70.63 | -82.09 | 1.37 | -40.93 | 6.65 |
| Return on Networth / Equity (%) | -57.05 | -14.94 | 0.19 | -3.02 | 0.49 |
| Return on Capital Employeed (%) | -48.31 | -11.43 | 0.73 | 1.81 | 0.66 |
| Return On Assets (%) | -7.62 | -7.73 | 0.18 | -2.98 | 0.48 |
| Total Debt / Equity (X) | 6.40 | 0.88 | 0.00 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.15 | 0.11 | 0.13 | 0.07 | 0.07 |
| Current Ratio (X) | 1.12 | 2.10 | 20.60 | 72.35 | 72.07 |
| Quick Ratio (X) | 1.12 | 2.10 | 20.59 | 71.49 | 71.27 |
| Inventory Turnover Ratio (X) | 0.00 | 918.66 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | -1.78 | -4.04 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | -1.10 | -4.24 | 0.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 30.74 | 31.49 | 2.54 | 1.23 | 1.37 |
| EV / Net Operating Revenue (X) | 13.80 | 39.95 | 3.60 | 3.34 | 3.59 |
| EV / EBITDA (X) | -23.03 | -63.12 | 61.85 | 13.31 | 37.83 |
| MarketCap / Net Operating Revenue (X) | 5.95 | 35.62 | 4.67 | 4.57 | 3.99 |
| Price / BV (X) | 4.81 | 6.49 | 0.66 | 0.33 | 0.29 |
| Price / Net Operating Revenue (X) | 5.95 | 35.63 | 4.67 | 4.57 | 3.99 |
| EarningsYield | -0.11 | -0.02 | 0.00 | -0.08 | 0.01 |
After reviewing the key financial ratios for Indergiri Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 5. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For Diluted EPS (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 5. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For Cash EPS (Rs.), as of Mar 25, the value is -3.09. This value is below the healthy minimum of 3. It has decreased from -1.27 (Mar 24) to -3.09, marking a decrease of 1.82.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.45. It has decreased from 8.55 (Mar 24) to 5.45, marking a decrease of 3.10.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.45. It has decreased from 8.55 (Mar 24) to 5.45, marking a decrease of 3.10.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 4.40. It has increased from 1.56 (Mar 24) to 4.40, marking an increase of 2.84.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -2.64. This value is below the healthy minimum of 2. It has decreased from -0.98 (Mar 24) to -2.64, marking a decrease of 1.66.
- For PBIT / Share (Rs.), as of Mar 25, the value is -2.65. This value is below the healthy minimum of 0. It has decreased from -0.99 (Mar 24) to -2.65, marking a decrease of 1.66.
- For PBT / Share (Rs.), as of Mar 25, the value is -4.13. This value is below the healthy minimum of 0. It has decreased from -1.24 (Mar 24) to -4.13, marking a decrease of 2.89.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 2. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For PBDIT Margin (%), as of Mar 25, the value is -59.94. This value is below the healthy minimum of 10. It has increased from -63.29 (Mar 24) to -59.94, marking an increase of 3.35.
- For PBIT Margin (%), as of Mar 25, the value is -60.25. This value is below the healthy minimum of 10. It has increased from -63.79 (Mar 24) to -60.25, marking an increase of 3.54.
- For PBT Margin (%), as of Mar 25, the value is -93.87. This value is below the healthy minimum of 10. It has decreased from -79.45 (Mar 24) to -93.87, marking a decrease of 14.42.
- For Net Profit Margin (%), as of Mar 25, the value is -70.63. This value is below the healthy minimum of 5. It has increased from -82.09 (Mar 24) to -70.63, marking an increase of 11.46.
- For Return on Networth / Equity (%), as of Mar 25, the value is -57.05. This value is below the healthy minimum of 15. It has decreased from -14.94 (Mar 24) to -57.05, marking a decrease of 42.11.
- For Return on Capital Employeed (%), as of Mar 25, the value is -48.31. This value is below the healthy minimum of 10. It has decreased from -11.43 (Mar 24) to -48.31, marking a decrease of 36.88.
- For Return On Assets (%), as of Mar 25, the value is -7.62. This value is below the healthy minimum of 5. It has increased from -7.73 (Mar 24) to -7.62, marking an increase of 0.11.
- For Total Debt / Equity (X), as of Mar 25, the value is 6.40. This value exceeds the healthy maximum of 1. It has increased from 0.88 (Mar 24) to 6.40, marking an increase of 5.52.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has increased from 0.11 (Mar 24) to 0.15, marking an increase of 0.04.
- For Current Ratio (X), as of Mar 25, the value is 1.12. This value is below the healthy minimum of 1.5. It has decreased from 2.10 (Mar 24) to 1.12, marking a decrease of 0.98.
- For Quick Ratio (X), as of Mar 25, the value is 1.12. This value is within the healthy range. It has decreased from 2.10 (Mar 24) to 1.12, marking a decrease of 0.98.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 4. It has decreased from 918.66 (Mar 24) to 0.00, marking a decrease of 918.66.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -1.78. This value is below the healthy minimum of 3. It has increased from -4.04 (Mar 24) to -1.78, marking an increase of 2.26.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -1.10. This value is below the healthy minimum of 3. It has increased from -4.24 (Mar 24) to -1.10, marking an increase of 3.14.
- For Enterprise Value (Cr.), as of Mar 25, the value is 30.74. It has decreased from 31.49 (Mar 24) to 30.74, marking a decrease of 0.75.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 13.80. This value exceeds the healthy maximum of 3. It has decreased from 39.95 (Mar 24) to 13.80, marking a decrease of 26.15.
- For EV / EBITDA (X), as of Mar 25, the value is -23.03. This value is below the healthy minimum of 5. It has increased from -63.12 (Mar 24) to -23.03, marking an increase of 40.09.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 5.95. This value exceeds the healthy maximum of 3. It has decreased from 35.62 (Mar 24) to 5.95, marking a decrease of 29.67.
- For Price / BV (X), as of Mar 25, the value is 4.81. This value exceeds the healthy maximum of 3. It has decreased from 6.49 (Mar 24) to 4.81, marking a decrease of 1.68.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 5.95. This value exceeds the healthy maximum of 3. It has decreased from 35.63 (Mar 24) to 5.95, marking a decrease of 29.68.
- For EarningsYield, as of Mar 25, the value is -0.11. This value is below the healthy minimum of 5. It has decreased from -0.02 (Mar 24) to -0.11, marking a decrease of 0.09.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indergiri Finance Ltd:
- Net Profit Margin: -70.63%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -48.31% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -57.05% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -1.1
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.12
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 50.79)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 6.4
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -70.63%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unit No. 806, B Wing 8th Floor, Kanakia Wall Street, Mumbai Maharashtra 400093 | ramjeet.yadav@iflcorp.in http://www.indergiri.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Datta Joshi | Chairperson & Independent Director |
| Mr. Shanker Wunnava | Managing Director & CFO |
| Mr. Dineshchandra Babel | Independent Director |
| Mr. Ashok Kumar Agarwal | Independent Director |
| Mr. Roshan Shah | Director |
| Mrs. Neelam Mishra | Director |
| Mr. Mohit Agarwal | Director |
FAQ
What is the intrinsic value of Indergiri Finance Ltd?
Indergiri Finance Ltd's intrinsic value (as of 15 December 2025) is 11.87 which is 58.50% lower the current market price of 28.60, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 14.5 Cr. market cap, FY2025-2026 high/low of 36.6/14.7, reserves of ₹-3.95 Cr, and liabilities of 18.51 Cr.
What is the Market Cap of Indergiri Finance Ltd?
The Market Cap of Indergiri Finance Ltd is 14.5 Cr..
What is the current Stock Price of Indergiri Finance Ltd as on 15 December 2025?
The current stock price of Indergiri Finance Ltd as on 15 December 2025 is 28.6.
What is the High / Low of Indergiri Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Indergiri Finance Ltd stocks is 36.6/14.7.
What is the Stock P/E of Indergiri Finance Ltd?
The Stock P/E of Indergiri Finance Ltd is .
What is the Book Value of Indergiri Finance Ltd?
The Book Value of Indergiri Finance Ltd is 2.19.
What is the Dividend Yield of Indergiri Finance Ltd?
The Dividend Yield of Indergiri Finance Ltd is 0.00 %.
What is the ROCE of Indergiri Finance Ltd?
The ROCE of Indergiri Finance Ltd is 9.66 %.
What is the ROE of Indergiri Finance Ltd?
The ROE of Indergiri Finance Ltd is 44.3 %.
What is the Face Value of Indergiri Finance Ltd?
The Face Value of Indergiri Finance Ltd is 10.0.