Share Price and Basic Stock Data
Last Updated: December 5, 2025, 7:47 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Indergiri Finance Ltd operates within the Non-Banking Financial Company (NBFC) sector, a landscape marked by both opportunities and challenges. The company’s stock is currently priced at ₹28.6, with a market capitalization of ₹14.5 Cr. Over the past few quarters, revenue trends have shown a mixed performance. Sales recorded in March 2023 were ₹0.79 Cr, which was a modest increase from ₹0.37 Cr in March 2022. However, the subsequent quarters have not demonstrated consistent growth, with sales standing at ₹0.27 Cr in March 2024 and projected at ₹2.23 Cr for March 2025. This significant jump raises questions about sustainability, especially given the erratic sales figures in the previous quarters. The volatility in sales could indicate operational challenges or market pressures that investors should closely monitor.
Profitability and Efficiency Metrics
The profitability metrics of Indergiri Finance Ltd paint a rather concerning picture. The company reported a net profit of -₹1.80 Cr, indicating ongoing losses that have persisted across several reporting periods. The operating profit margin (OPM) has fluctuated dramatically, with negative margins recorded in many quarters, including a staggering -301.69% in March 2025. Such figures suggest that the company is struggling to control its costs or generate sufficient revenue to cover its operational expenses. Efficiency ratios also raise eyebrows; the interest coverage ratio stands at -1.78x, highlighting potential difficulties in meeting interest obligations. While a return on equity (ROE) of 44.3% seems strong, the overall financial health is overshadowed by these losses and inefficiencies, leading to a cautious outlook regarding profitability.
Balance Sheet Strength and Financial Ratios
Turning to the balance sheet, Indergiri Finance Ltd’s financial ratios reveal a precarious situation. The company has borrowings amounting to ₹13.48 Cr, which is substantial compared to its negative reserves of ₹3.95 Cr. This raises concerns about leverage and financial stability. The debt-to-equity ratio of 6.40x indicates that the company is heavily reliant on borrowed funds, which could amplify risks in an adverse economic environment. Additionally, the current ratio is a modest 1.12, suggesting that the company has just enough liquidity to cover its short-term obligations. However, a closer look reveals that the cash conversion cycle has drastically improved to just 1.64 days, hinting at better management of working capital, albeit amidst significant liabilities. This mixed bag of financial health necessitates a deeper dive into how the company plans to navigate its debt levels while maintaining operational efficiency.
Shareholding Pattern and Investor Confidence
Investor sentiment appears cautiously optimistic, as indicated by the shareholding pattern of Indergiri Finance Ltd. Promoters hold a significant 60.22% stake, which reflects a strong commitment to the company’s future. The public holds the remaining 39.79%, with the total number of shareholders increasing from 1,770 in March 2025, indicating growing interest. However, the lack of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) participation raises questions about broader market confidence. Investors may find reassurance in the stable promoter holding, yet the absence of institutional backing could be a red flag. The fluctuating performance metrics and ongoing losses could deter potential investors, as institutional players often look for stability and growth potential, which are currently not aligned with Indergiri’s financial performance.
Outlook, Risks, and Final Insight
The outlook for Indergiri Finance Ltd is clouded by risks stemming from its financial performance and market position. The company’s ability to turn around its profitability remains uncertain, especially given the erratic revenue trends and high operational costs. Investors must consider the implications of high leverage, as the substantial debt could become burdensome if earnings do not improve. Furthermore, the volatile market conditions for NBFCs, particularly in a fluctuating economic environment, could pose additional challenges. If the company can stabilize its operations and improve revenue consistency, there may be potential for recovery. However, prospective investors should remain cautious and vigilant, weighing the risks against the possible rewards in a sector that often demands rigorous scrutiny and strategic foresight.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Indergiri Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 11.6 Cr. | 1.16 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 9.44 Cr. | 0.94 | 9.18/0.85 | 27.8 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 437 Cr. | 134 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.3 Cr. | 16.7 | 34.4/15.0 | 11.4 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 36.4 Cr. | 80.8 | 166/74.8 | 19.4 | 238 | 1.24 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,920.38 Cr | 440.21 | 51.04 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.08 | 0.06 | 0.41 | 0.16 | 0.13 | 0.17 | 0.22 | 0.27 | 0.41 | 0.53 | 0.69 | 0.59 | 0.33 |
| Expenses | 0.13 | 0.14 | 0.11 | 0.35 | 0.24 | 0.11 | 0.64 | 0.09 | 0.51 | 0.46 | 0.36 | 2.37 | 0.30 |
| Operating Profit | -0.05 | -0.08 | 0.30 | -0.19 | -0.11 | 0.06 | -0.42 | 0.18 | -0.10 | 0.07 | 0.33 | -1.78 | 0.03 |
| OPM % | -62.50% | -133.33% | 73.17% | -118.75% | -84.62% | 35.29% | -190.91% | 66.67% | -24.39% | 13.21% | 47.83% | -301.69% | 9.09% |
| Other Income | 0.00 | 0.00 | 0.05 | 0.03 | 0.00 | 0.03 | 0.01 | -0.02 | 0.13 | 0.09 | 0.01 | -0.08 | 0.00 |
| Interest | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.23 | 0.05 | 0.07 | 0.14 | 0.19 | 0.21 | 0.21 | 0.36 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.05 | -0.08 | 0.33 | -0.16 | -0.11 | -0.14 | -0.46 | 0.09 | -0.11 | -0.03 | 0.13 | -2.07 | -0.33 |
| Tax % | 0.00% | 25.00% | 15.15% | -25.00% | 0.00% | 0.00% | 0.00% | 22.22% | 0.00% | 33.33% | -7.69% | -25.12% | 0.00% |
| Net Profit | -0.05 | -0.10 | 0.28 | -0.12 | -0.11 | -0.14 | -0.46 | 0.07 | -0.11 | -0.04 | 0.13 | -1.55 | -0.34 |
| EPS in Rs | -0.10 | -0.20 | 0.55 | -0.24 | -0.22 | -0.28 | -0.91 | 0.14 | -0.22 | -0.08 | 0.26 | -3.06 | -0.67 |
Last Updated: August 19, 2025, 1:25 pm
Below is a detailed analysis of the quarterly data for Indergiri Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.33 Cr.. The value appears to be declining and may need further review. It has decreased from 0.59 Cr. (Mar 2025) to 0.33 Cr., marking a decrease of 0.26 Cr..
- For Expenses, as of Jun 2025, the value is 0.30 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2.37 Cr. (Mar 2025) to 0.30 Cr., marking a decrease of 2.07 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.03 Cr.. The value appears strong and on an upward trend. It has increased from -1.78 Cr. (Mar 2025) to 0.03 Cr., marking an increase of 1.81 Cr..
- For OPM %, as of Jun 2025, the value is 9.09%. The value appears strong and on an upward trend. It has increased from -301.69% (Mar 2025) to 9.09%, marking an increase of 310.78%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.08 Cr. (Mar 2025) to 0.00 Cr., marking an increase of 0.08 Cr..
- For Interest, as of Jun 2025, the value is 0.36 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.21 Cr. (Mar 2025) to 0.36 Cr., marking an increase of 0.15 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.33 Cr.. The value appears strong and on an upward trend. It has increased from -2.07 Cr. (Mar 2025) to -0.33 Cr., marking an increase of 1.74 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be increasing, which may not be favorable. It has increased from -25.12% (Mar 2025) to 0.00%, marking an increase of 25.12%.
- For Net Profit, as of Jun 2025, the value is -0.34 Cr.. The value appears strong and on an upward trend. It has increased from -1.55 Cr. (Mar 2025) to -0.34 Cr., marking an increase of 1.21 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.67. The value appears strong and on an upward trend. It has increased from -3.06 (Mar 2025) to -0.67, marking an increase of 2.39.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: September 18, 2025, 2:15 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.69 | 0.67 | 0.97 | 0.41 | 0.45 | 0.45 | 0.41 | 0.38 | 0.37 | 0.79 | 0.80 | 2.23 | 2.14 |
| Expenses | 0.69 | 0.67 | 0.86 | 0.37 | 0.38 | 0.40 | 0.39 | 0.36 | 0.28 | 0.75 | 1.31 | 3.69 | 3.49 |
| Operating Profit | 0.00 | 0.00 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.02 | 0.09 | 0.04 | -0.51 | -1.46 | -1.35 |
| OPM % | 0.00% | 0.00% | 11.34% | 9.76% | 15.56% | 11.11% | 4.88% | 5.26% | 24.32% | 5.06% | -63.75% | -65.47% | -63.08% |
| Other Income | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.01 | 0.13 | 0.02 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.12 | 0.75 | 0.97 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | 0.00 | 0.02 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.04 | 0.09 | 0.04 | -0.62 | -2.09 | -2.30 |
| Tax % | 50.00% | 36.36% | 25.00% | 28.57% | 20.00% | 50.00% | 0.00% | 266.67% | 75.00% | 3.23% | -24.88% | ||
| Net Profit | 0.00 | 0.02 | 0.08 | 0.03 | 0.05 | 0.03 | 0.01 | 0.03 | -0.15 | 0.01 | -0.65 | -1.57 | -1.80 |
| EPS in Rs | 0.00 | 0.04 | 0.16 | 0.06 | 0.10 | 0.06 | 0.02 | 0.06 | -0.30 | 0.02 | -1.28 | -3.10 | -3.55 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 300.00% | -62.50% | 66.67% | -40.00% | -66.67% | 200.00% | -600.00% | 106.67% | -6600.00% | -141.54% |
| Change in YoY Net Profit Growth (%) | 0.00% | -362.50% | 129.17% | -106.67% | -26.67% | 266.67% | -800.00% | 706.67% | -6706.67% | 6458.46% |
Indergiri Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 10 years from 2015-2016 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 40% |
| 3 Years: | 82% |
| TTM: | 100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -181% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 37% |
| 3 Years: | 67% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | -10% |
| 3 Years: | -17% |
| Last Year: | -44% |
Last Updated: September 5, 2025, 3:46 pm
Balance Sheet
Last Updated: December 4, 2025, 3:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 |
| Reserves | -0.16 | -0.14 | -0.06 | -0.02 | 0.01 | 0.04 | 0.05 | 0.07 | -0.08 | -0.07 | -0.73 | -2.30 | -3.95 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.72 | 16.93 | 13.48 |
| Other Liabilities | 0.22 | 0.03 | 0.08 | 0.14 | 0.22 | 0.33 | 0.25 | 0.19 | 0.17 | 0.26 | 0.31 | 0.94 | 3.92 |
| Total Liabilities | 5.12 | 4.95 | 5.08 | 5.18 | 5.29 | 5.43 | 5.36 | 5.32 | 5.15 | 5.25 | 8.36 | 20.63 | 18.51 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.62 | 0.62 | 0.01 | 0.01 | 0.01 | 0.01 |
| Other Assets | 5.11 | 4.93 | 5.06 | 5.16 | 5.26 | 5.40 | 5.33 | 4.69 | 4.52 | 5.23 | 8.34 | 20.61 | 18.49 |
| Total Assets | 5.12 | 4.95 | 5.08 | 5.18 | 5.29 | 5.43 | 5.36 | 5.32 | 5.15 | 5.25 | 8.36 | 20.63 | 18.51 |
Below is a detailed analysis of the balance sheet data for Indergiri Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 5.06 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 5.06 Cr..
- For Reserves, as of Sep 2025, the value is -3.95 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -2.30 Cr. (Mar 2025) to -3.95 Cr., marking a decline of 1.65 Cr..
- For Borrowings, as of Sep 2025, the value is 13.48 Cr.. The value appears to be improving (decreasing). However, Reserves are negative, which is a major warning sign. It has decreased from 16.93 Cr. (Mar 2025) to 13.48 Cr., marking a decrease of 3.45 Cr..
- For Other Liabilities, as of Sep 2025, the value is 3.92 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.94 Cr. (Mar 2025) to 3.92 Cr., marking an increase of 2.98 Cr..
- For Total Liabilities, as of Sep 2025, the value is 18.51 Cr.. The value appears to be improving (decreasing). It has decreased from 20.63 Cr. (Mar 2025) to 18.51 Cr., marking a decrease of 2.12 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For Other Assets, as of Sep 2025, the value is 18.49 Cr.. The value appears to be declining and may need further review. It has decreased from 20.61 Cr. (Mar 2025) to 18.49 Cr., marking a decrease of 2.12 Cr..
- For Total Assets, as of Sep 2025, the value is 18.51 Cr.. The value appears to be declining and may need further review. It has decreased from 20.63 Cr. (Mar 2025) to 18.51 Cr., marking a decrease of 2.12 Cr..
However, the Borrowings (13.48 Cr.) are higher than the Reserves (-3.95 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.02 | 0.09 | 0.04 | -4.23 | -18.39 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 206.30 | 185.22 | 142.99 | 365.00 | 308.22 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.64 |
| Inventory Days | 179.06 | 37.24 | 24.75 | 0.00 | ||||||||
| Days Payable | 0.00 | 0.00 | 0.00 | |||||||||
| Cash Conversion Cycle | 385.36 | 222.47 | 167.74 | 365.00 | 308.22 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.64 |
| Working Capital Days | 2,528.55 | 2,342.54 | 1,821.24 | 4,388.90 | 535.33 | 162.22 | 160.24 | 144.08 | 118.38 | -60.06 | 36.50 | -80.20 |
| ROCE % | 0.00% | 0.41% | 2.22% | 0.80% | 1.38% | 0.98% | 0.39% | 0.78% | 1.78% | 0.80% | -7.67% | -9.66% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -3.11 | -1.28 | 0.02 | -0.30 | 0.05 |
| Diluted EPS (Rs.) | -3.11 | -1.28 | 0.02 | -0.30 | 0.05 |
| Cash EPS (Rs.) | -3.09 | -1.27 | 0.02 | -0.29 | 0.05 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 5.45 | 8.55 | 9.87 | 9.85 | 10.15 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 5.45 | 8.55 | 9.87 | 9.85 | 10.15 |
| Revenue From Operations / Share (Rs.) | 4.40 | 1.56 | 1.40 | 0.72 | 0.75 |
| PBDIT / Share (Rs.) | -2.64 | -0.98 | 0.08 | 0.18 | 0.07 |
| PBIT / Share (Rs.) | -2.65 | -0.99 | 0.07 | 0.17 | 0.06 |
| PBT / Share (Rs.) | -4.13 | -1.24 | 0.07 | 0.17 | 0.06 |
| Net Profit / Share (Rs.) | -3.11 | -1.28 | 0.01 | -0.29 | 0.04 |
| PBDIT Margin (%) | -59.94 | -63.29 | 5.82 | 25.07 | 9.49 |
| PBIT Margin (%) | -60.25 | -63.79 | 5.22 | 24.50 | 8.93 |
| PBT Margin (%) | -93.87 | -79.45 | 5.22 | 24.50 | 8.93 |
| Net Profit Margin (%) | -70.63 | -82.09 | 1.37 | -40.93 | 6.65 |
| Return on Networth / Equity (%) | -57.05 | -14.94 | 0.19 | -3.02 | 0.49 |
| Return on Capital Employeed (%) | -48.31 | -11.43 | 0.73 | 1.81 | 0.66 |
| Return On Assets (%) | -7.62 | -7.73 | 0.18 | -2.98 | 0.48 |
| Total Debt / Equity (X) | 6.40 | 0.88 | 0.00 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.15 | 0.11 | 0.13 | 0.07 | 0.07 |
| Current Ratio (X) | 1.12 | 2.10 | 20.60 | 72.35 | 72.07 |
| Quick Ratio (X) | 1.12 | 2.10 | 20.59 | 71.49 | 71.27 |
| Inventory Turnover Ratio (X) | 0.00 | 918.66 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | -1.78 | -4.04 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | -1.10 | -4.24 | 0.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 30.74 | 31.49 | 2.54 | 1.23 | 1.37 |
| EV / Net Operating Revenue (X) | 13.80 | 39.95 | 3.60 | 3.34 | 3.59 |
| EV / EBITDA (X) | -23.03 | -63.12 | 61.85 | 13.31 | 37.83 |
| MarketCap / Net Operating Revenue (X) | 5.95 | 35.62 | 4.67 | 4.57 | 3.99 |
| Price / BV (X) | 4.81 | 6.49 | 0.66 | 0.33 | 0.29 |
| Price / Net Operating Revenue (X) | 5.95 | 35.63 | 4.67 | 4.57 | 3.99 |
| EarningsYield | -0.11 | -0.02 | 0.00 | -0.08 | 0.01 |
After reviewing the key financial ratios for Indergiri Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 5. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For Diluted EPS (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 5. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For Cash EPS (Rs.), as of Mar 25, the value is -3.09. This value is below the healthy minimum of 3. It has decreased from -1.27 (Mar 24) to -3.09, marking a decrease of 1.82.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.45. It has decreased from 8.55 (Mar 24) to 5.45, marking a decrease of 3.10.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.45. It has decreased from 8.55 (Mar 24) to 5.45, marking a decrease of 3.10.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 4.40. It has increased from 1.56 (Mar 24) to 4.40, marking an increase of 2.84.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -2.64. This value is below the healthy minimum of 2. It has decreased from -0.98 (Mar 24) to -2.64, marking a decrease of 1.66.
- For PBIT / Share (Rs.), as of Mar 25, the value is -2.65. This value is below the healthy minimum of 0. It has decreased from -0.99 (Mar 24) to -2.65, marking a decrease of 1.66.
- For PBT / Share (Rs.), as of Mar 25, the value is -4.13. This value is below the healthy minimum of 0. It has decreased from -1.24 (Mar 24) to -4.13, marking a decrease of 2.89.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 2. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For PBDIT Margin (%), as of Mar 25, the value is -59.94. This value is below the healthy minimum of 10. It has increased from -63.29 (Mar 24) to -59.94, marking an increase of 3.35.
- For PBIT Margin (%), as of Mar 25, the value is -60.25. This value is below the healthy minimum of 10. It has increased from -63.79 (Mar 24) to -60.25, marking an increase of 3.54.
- For PBT Margin (%), as of Mar 25, the value is -93.87. This value is below the healthy minimum of 10. It has decreased from -79.45 (Mar 24) to -93.87, marking a decrease of 14.42.
- For Net Profit Margin (%), as of Mar 25, the value is -70.63. This value is below the healthy minimum of 5. It has increased from -82.09 (Mar 24) to -70.63, marking an increase of 11.46.
- For Return on Networth / Equity (%), as of Mar 25, the value is -57.05. This value is below the healthy minimum of 15. It has decreased from -14.94 (Mar 24) to -57.05, marking a decrease of 42.11.
- For Return on Capital Employeed (%), as of Mar 25, the value is -48.31. This value is below the healthy minimum of 10. It has decreased from -11.43 (Mar 24) to -48.31, marking a decrease of 36.88.
- For Return On Assets (%), as of Mar 25, the value is -7.62. This value is below the healthy minimum of 5. It has increased from -7.73 (Mar 24) to -7.62, marking an increase of 0.11.
- For Total Debt / Equity (X), as of Mar 25, the value is 6.40. This value exceeds the healthy maximum of 1. It has increased from 0.88 (Mar 24) to 6.40, marking an increase of 5.52.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has increased from 0.11 (Mar 24) to 0.15, marking an increase of 0.04.
- For Current Ratio (X), as of Mar 25, the value is 1.12. This value is below the healthy minimum of 1.5. It has decreased from 2.10 (Mar 24) to 1.12, marking a decrease of 0.98.
- For Quick Ratio (X), as of Mar 25, the value is 1.12. This value is within the healthy range. It has decreased from 2.10 (Mar 24) to 1.12, marking a decrease of 0.98.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 4. It has decreased from 918.66 (Mar 24) to 0.00, marking a decrease of 918.66.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -1.78. This value is below the healthy minimum of 3. It has increased from -4.04 (Mar 24) to -1.78, marking an increase of 2.26.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -1.10. This value is below the healthy minimum of 3. It has increased from -4.24 (Mar 24) to -1.10, marking an increase of 3.14.
- For Enterprise Value (Cr.), as of Mar 25, the value is 30.74. It has decreased from 31.49 (Mar 24) to 30.74, marking a decrease of 0.75.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 13.80. This value exceeds the healthy maximum of 3. It has decreased from 39.95 (Mar 24) to 13.80, marking a decrease of 26.15.
- For EV / EBITDA (X), as of Mar 25, the value is -23.03. This value is below the healthy minimum of 5. It has increased from -63.12 (Mar 24) to -23.03, marking an increase of 40.09.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 5.95. This value exceeds the healthy maximum of 3. It has decreased from 35.62 (Mar 24) to 5.95, marking a decrease of 29.67.
- For Price / BV (X), as of Mar 25, the value is 4.81. This value exceeds the healthy maximum of 3. It has decreased from 6.49 (Mar 24) to 4.81, marking a decrease of 1.68.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 5.95. This value exceeds the healthy maximum of 3. It has decreased from 35.63 (Mar 24) to 5.95, marking a decrease of 29.68.
- For EarningsYield, as of Mar 25, the value is -0.11. This value is below the healthy minimum of 5. It has decreased from -0.02 (Mar 24) to -0.11, marking a decrease of 0.09.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indergiri Finance Ltd:
- Net Profit Margin: -70.63%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -48.31% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -57.05% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -1.1
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.12
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 51.04)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 6.4
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -70.63%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unit No. 806, B Wing 8th Floor, Kanakia Wall Street, Mumbai Maharashtra 400093 | ramjeet.yadav@iflcorp.in http://www.indergiri.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Datta Joshi | Chairperson & Independent Director |
| Mr. Shanker Wunnava | Managing Director & CFO |
| Mr. Dineshchandra Babel | Independent Director |
| Mr. Ashok Kumar Agarwal | Independent Director |
| Mr. Roshan Shah | Director |
| Mrs. Neelam Mishra | Director |
| Mr. Mohit Agarwal | Director |
FAQ
What is the intrinsic value of Indergiri Finance Ltd?
Indergiri Finance Ltd's intrinsic value (as of 11 December 2025) is 11.87 which is 58.50% lower the current market price of 28.60, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 14.5 Cr. market cap, FY2025-2026 high/low of 36.6/14.7, reserves of ₹-3.95 Cr, and liabilities of 18.51 Cr.
What is the Market Cap of Indergiri Finance Ltd?
The Market Cap of Indergiri Finance Ltd is 14.5 Cr..
What is the current Stock Price of Indergiri Finance Ltd as on 11 December 2025?
The current stock price of Indergiri Finance Ltd as on 11 December 2025 is 28.6.
What is the High / Low of Indergiri Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Indergiri Finance Ltd stocks is 36.6/14.7.
What is the Stock P/E of Indergiri Finance Ltd?
The Stock P/E of Indergiri Finance Ltd is .
What is the Book Value of Indergiri Finance Ltd?
The Book Value of Indergiri Finance Ltd is 2.19.
What is the Dividend Yield of Indergiri Finance Ltd?
The Dividend Yield of Indergiri Finance Ltd is 0.00 %.
What is the ROCE of Indergiri Finance Ltd?
The ROCE of Indergiri Finance Ltd is 9.66 %.
What is the ROE of Indergiri Finance Ltd?
The ROE of Indergiri Finance Ltd is 44.3 %.
What is the Face Value of Indergiri Finance Ltd?
The Face Value of Indergiri Finance Ltd is 10.0.