Share Price and Basic Stock Data
Last Updated: October 10, 2025, 1:50 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Indergiri Finance Ltd operates as a Non-Banking Financial Company (NBFC) and reported a price of ₹30.0 with a market capitalization of ₹15.2 Cr. The company’s revenue from operations for the trailing twelve months stood at ₹2.14 Cr, reflecting a significant increase from ₹0.79 Cr in the previous fiscal year (Mar 2023). Revenue trends indicate a steady growth trajectory, with quarterly sales rising from ₹0.08 Cr in June 2022 to ₹0.27 Cr by March 2024. However, the company recorded fluctuations, with expenses peaking to ₹3.69 Cr in FY 2025, leading to operational challenges. The operating profit margin (OPM) reflected volatility, with a high of 73.17% in December 2022, but declining significantly to -65.47% by FY 2025. This inconsistency raises questions about the sustainability of revenue generation amidst increasing operational costs.
Profitability and Efficiency Metrics
Indergiri Finance’s profitability metrics reveal concerning trends. The net profit for FY 2025 declined to ₹-1.57 Cr, compared to a marginal profit of ₹0.01 Cr in FY 2023. The earnings per share (EPS) also reflected a downturn, falling to ₹-3.11 for FY 2025, indicating substantial losses per share. The return on equity (ROE) stood at a high of 44.3%, yet this figure is misleading due to negative net income. The interest coverage ratio (ICR) was reported at -1.78x, suggesting the company’s inability to cover interest obligations from earnings. Additionally, the cash conversion cycle (CCC) improved to 1.64 days, demonstrating better liquidity management; however, this positive aspect is overshadowed by the negative profitability metrics, which indicate potential operational inefficiencies and challenges in cost management.
Balance Sheet Strength and Financial Ratios
Indergiri Finance’s balance sheet presents a mixed picture of financial health. The company’s total borrowings escalated to ₹16.93 Cr by FY 2025, reflecting a significant increase from ₹0.00 Cr in previous years. This increase in leverage resulted in a debt-to-equity ratio of 6.40, indicating a high reliance on borrowed funds. Reserves stood at ₹-2.30 Cr, which raises concerns about the company’s ability to manage financial downturns. The book value per share decreased to ₹5.45, down from ₹8.55 in the previous year, signaling erosion in shareholder value. The current ratio of 1.12x indicates adequate short-term liquidity, yet the quick ratio mirrors this, suggesting potential liquidity challenges. Overall, while the company has managed to maintain some liquidity, the escalating debt levels and negative reserves pose significant risks to its long-term financial stability.
Shareholding Pattern and Investor Confidence
Indergiri Finance’s shareholding pattern reveals a dominant promoter stake of 60.11%, with the public holding 39.89% as of March 2025. The number of shareholders increased to 1,750, reflecting growing interest in the company. Despite the stable promoter holding, investor confidence may be waning due to the company’s negative net profits and declining EPS. The lack of Foreign Institutional Investors (FIIs) or Domestic Institutional Investors (DIIs) suggests limited institutional interest, which could be a red flag for potential investors. The fluctuations in public shareholding from 58.09% in September 2022 to 39.89% in March 2025 indicate potential volatility in investor sentiment. This lack of institutional backing coupled with operational challenges may hinder the company’s ability to attract further investment, impacting overall market perception.
Outlook, Risks, and Final Insight
If margins sustain improvement and operational efficiencies are realized, Indergiri Finance could potentially restore profitability and investor confidence. However, significant risks remain, including high leverage, deteriorating reserves, and fluctuating profitability metrics. Should the company fail to manage its debt effectively, it may face liquidity pressures that could impact its operational viability. Moreover, the absence of institutional backing may limit opportunities for capital infusion. Addressing these challenges will be crucial for Indergiri Finance to enhance its financial stability and operational performance. Strategic initiatives focused on cost management, revenue diversification, and improving profit margins will be essential for navigating the competitive NBFC landscape and ensuring long-term growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Indergiri Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/0.84 | 94.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.1 Cr. | 1.21 | 15.6/1.06 | 19.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 578 Cr. | 177 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.7 Cr. | 19.3 | 41.0/17.5 | 13.3 | 24.9 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.6 Cr. | 99.1 | 181/90.0 | 34.6 | 212 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 31,221.00 Cr | 491.46 | 104.43 | 498.44 | 0.21% | 15.86% | 8.84% | 8.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.08 | 0.06 | 0.41 | 0.16 | 0.13 | 0.17 | 0.22 | 0.27 | 0.41 | 0.53 | 0.69 | 0.59 | 0.33 |
| Expenses | 0.13 | 0.14 | 0.11 | 0.35 | 0.24 | 0.11 | 0.64 | 0.09 | 0.51 | 0.46 | 0.36 | 2.37 | 0.30 |
| Operating Profit | -0.05 | -0.08 | 0.30 | -0.19 | -0.11 | 0.06 | -0.42 | 0.18 | -0.10 | 0.07 | 0.33 | -1.78 | 0.03 |
| OPM % | -62.50% | -133.33% | 73.17% | -118.75% | -84.62% | 35.29% | -190.91% | 66.67% | -24.39% | 13.21% | 47.83% | -301.69% | 9.09% |
| Other Income | 0.00 | 0.00 | 0.05 | 0.03 | 0.00 | 0.03 | 0.01 | -0.02 | 0.13 | 0.09 | 0.01 | -0.08 | 0.00 |
| Interest | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.23 | 0.05 | 0.07 | 0.14 | 0.19 | 0.21 | 0.21 | 0.36 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.05 | -0.08 | 0.33 | -0.16 | -0.11 | -0.14 | -0.46 | 0.09 | -0.11 | -0.03 | 0.13 | -2.07 | -0.33 |
| Tax % | 0.00% | 25.00% | 15.15% | -25.00% | 0.00% | 0.00% | 0.00% | 22.22% | 0.00% | 33.33% | -7.69% | -25.12% | 0.00% |
| Net Profit | -0.05 | -0.10 | 0.28 | -0.12 | -0.11 | -0.14 | -0.46 | 0.07 | -0.11 | -0.04 | 0.13 | -1.55 | -0.34 |
| EPS in Rs | -0.10 | -0.20 | 0.55 | -0.24 | -0.22 | -0.28 | -0.91 | 0.14 | -0.22 | -0.08 | 0.26 | -3.06 | -0.67 |
Last Updated: August 19, 2025, 1:25 pm
Below is a detailed analysis of the quarterly data for Indergiri Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.33 Cr.. The value appears to be declining and may need further review. It has decreased from 0.59 Cr. (Mar 2025) to 0.33 Cr., marking a decrease of 0.26 Cr..
- For Expenses, as of Jun 2025, the value is 0.30 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2.37 Cr. (Mar 2025) to 0.30 Cr., marking a decrease of 2.07 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.03 Cr.. The value appears strong and on an upward trend. It has increased from -1.78 Cr. (Mar 2025) to 0.03 Cr., marking an increase of 1.81 Cr..
- For OPM %, as of Jun 2025, the value is 9.09%. The value appears strong and on an upward trend. It has increased from -301.69% (Mar 2025) to 9.09%, marking an increase of 310.78%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.08 Cr. (Mar 2025) to 0.00 Cr., marking an increase of 0.08 Cr..
- For Interest, as of Jun 2025, the value is 0.36 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.21 Cr. (Mar 2025) to 0.36 Cr., marking an increase of 0.15 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.33 Cr.. The value appears strong and on an upward trend. It has increased from -2.07 Cr. (Mar 2025) to -0.33 Cr., marking an increase of 1.74 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be increasing, which may not be favorable. It has increased from -25.12% (Mar 2025) to 0.00%, marking an increase of 25.12%.
- For Net Profit, as of Jun 2025, the value is -0.34 Cr.. The value appears strong and on an upward trend. It has increased from -1.55 Cr. (Mar 2025) to -0.34 Cr., marking an increase of 1.21 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.67. The value appears strong and on an upward trend. It has increased from -3.06 (Mar 2025) to -0.67, marking an increase of 2.39.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: September 18, 2025, 2:15 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.69 | 0.67 | 0.97 | 0.41 | 0.45 | 0.45 | 0.41 | 0.38 | 0.37 | 0.79 | 0.80 | 2.23 | 2.14 |
| Expenses | 0.69 | 0.67 | 0.86 | 0.37 | 0.38 | 0.40 | 0.39 | 0.36 | 0.28 | 0.75 | 1.31 | 3.69 | 3.49 |
| Operating Profit | 0.00 | 0.00 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.02 | 0.09 | 0.04 | -0.51 | -1.46 | -1.35 |
| OPM % | 0.00% | 0.00% | 11.34% | 9.76% | 15.56% | 11.11% | 4.88% | 5.26% | 24.32% | 5.06% | -63.75% | -65.47% | -63.08% |
| Other Income | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.01 | 0.13 | 0.02 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.12 | 0.75 | 0.97 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | 0.00 | 0.02 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.04 | 0.09 | 0.04 | -0.62 | -2.09 | -2.30 |
| Tax % | 50.00% | 36.36% | 25.00% | 28.57% | 20.00% | 50.00% | 0.00% | 266.67% | 75.00% | 3.23% | -24.88% | ||
| Net Profit | 0.00 | 0.02 | 0.08 | 0.03 | 0.05 | 0.03 | 0.01 | 0.03 | -0.15 | 0.01 | -0.65 | -1.57 | -1.80 |
| EPS in Rs | 0.00 | 0.04 | 0.16 | 0.06 | 0.10 | 0.06 | 0.02 | 0.06 | -0.30 | 0.02 | -1.28 | -3.10 | -3.55 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 300.00% | -62.50% | 66.67% | -40.00% | -66.67% | 200.00% | -600.00% | 106.67% | -6600.00% | -141.54% |
| Change in YoY Net Profit Growth (%) | 0.00% | -362.50% | 129.17% | -106.67% | -26.67% | 266.67% | -800.00% | 706.67% | -6706.67% | 6458.46% |
Indergiri Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 10 years from 2015-2016 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 40% |
| 3 Years: | 82% |
| TTM: | 100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -181% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 37% |
| 3 Years: | 67% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | -10% |
| 3 Years: | -17% |
| Last Year: | -44% |
Last Updated: September 5, 2025, 3:46 pm
Balance Sheet
Last Updated: September 10, 2025, 3:55 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 | 5.06 |
| Reserves | -0.16 | -0.14 | -0.06 | -0.02 | 0.01 | 0.04 | 0.05 | 0.07 | -0.08 | -0.07 | -0.73 | -2.30 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.72 | 16.93 |
| Other Liabilities | 0.22 | 0.03 | 0.08 | 0.14 | 0.22 | 0.33 | 0.25 | 0.19 | 0.17 | 0.26 | 0.31 | 0.94 |
| Total Liabilities | 5.12 | 4.95 | 5.08 | 5.18 | 5.29 | 5.43 | 5.36 | 5.32 | 5.15 | 5.25 | 8.36 | 20.63 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.62 | 0.62 | 0.01 | 0.01 | 0.01 |
| Other Assets | 5.11 | 4.93 | 5.06 | 5.16 | 5.26 | 5.40 | 5.33 | 4.69 | 4.52 | 5.23 | 8.34 | 20.61 |
| Total Assets | 5.12 | 4.95 | 5.08 | 5.18 | 5.29 | 5.43 | 5.36 | 5.32 | 5.15 | 5.25 | 8.36 | 20.63 |
Below is a detailed analysis of the balance sheet data for Indergiri Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 5.06 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 5.06 Cr..
- For Reserves, as of Mar 2025, the value is -2.30 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -0.73 Cr. (Mar 2024) to -2.30 Cr., marking a decline of 1.57 Cr..
- For Borrowings, as of Mar 2025, the value is 16.93 Cr.. The value appears to be increasing, which may not be favorable. However, Reserves are negative, which is a major warning sign. It has increased from 3.72 Cr. (Mar 2024) to 16.93 Cr., marking an increase of 13.21 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.94 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.31 Cr. (Mar 2024) to 0.94 Cr., marking an increase of 0.63 Cr..
- For Total Liabilities, as of Mar 2025, the value is 20.63 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 8.36 Cr. (Mar 2024) to 20.63 Cr., marking an increase of 12.27 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.01 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.01 Cr..
- For Other Assets, as of Mar 2025, the value is 20.61 Cr.. The value appears strong and on an upward trend. It has increased from 8.34 Cr. (Mar 2024) to 20.61 Cr., marking an increase of 12.27 Cr..
- For Total Assets, as of Mar 2025, the value is 20.63 Cr.. The value appears strong and on an upward trend. It has increased from 8.36 Cr. (Mar 2024) to 20.63 Cr., marking an increase of 12.27 Cr..
However, the Borrowings (16.93 Cr.) are higher than the Reserves (-2.30 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.02 | 0.09 | 0.04 | -4.23 | -18.39 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 206.30 | 185.22 | 142.99 | 365.00 | 308.22 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.64 |
| Inventory Days | 179.06 | 37.24 | 24.75 | 0.00 | ||||||||
| Days Payable | 0.00 | 0.00 | 0.00 | |||||||||
| Cash Conversion Cycle | 385.36 | 222.47 | 167.74 | 365.00 | 308.22 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.64 |
| Working Capital Days | 2,528.55 | 2,342.54 | 1,821.24 | 4,388.90 | 535.33 | 162.22 | 160.24 | 144.08 | 118.38 | -60.06 | 36.50 | -80.20 |
| ROCE % | 0.00% | 0.41% | 2.22% | 0.80% | 1.38% | 0.98% | 0.39% | 0.78% | 1.78% | 0.80% | -7.67% | -9.66% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -3.11 | -1.28 | 0.02 | -0.30 | 0.05 |
| Diluted EPS (Rs.) | -3.11 | -1.28 | 0.02 | -0.30 | 0.05 |
| Cash EPS (Rs.) | -3.09 | -1.27 | 0.02 | -0.29 | 0.05 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 5.45 | 8.55 | 9.87 | 9.85 | 10.15 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 5.45 | 8.55 | 9.87 | 9.85 | 10.15 |
| Revenue From Operations / Share (Rs.) | 4.40 | 1.56 | 1.40 | 0.72 | 0.75 |
| PBDIT / Share (Rs.) | -2.64 | -0.98 | 0.08 | 0.18 | 0.07 |
| PBIT / Share (Rs.) | -2.65 | -0.99 | 0.07 | 0.17 | 0.06 |
| PBT / Share (Rs.) | -4.13 | -1.24 | 0.07 | 0.17 | 0.06 |
| Net Profit / Share (Rs.) | -3.11 | -1.28 | 0.01 | -0.29 | 0.04 |
| PBDIT Margin (%) | -59.94 | -63.29 | 5.82 | 25.07 | 9.49 |
| PBIT Margin (%) | -60.25 | -63.79 | 5.22 | 24.50 | 8.93 |
| PBT Margin (%) | -93.87 | -79.45 | 5.22 | 24.50 | 8.93 |
| Net Profit Margin (%) | -70.63 | -82.09 | 1.37 | -40.93 | 6.65 |
| Return on Networth / Equity (%) | -57.06 | -14.94 | 0.19 | -3.02 | 0.49 |
| Return on Capital Employeed (%) | -48.31 | -11.43 | 0.73 | 1.81 | 0.66 |
| Return On Assets (%) | -7.62 | -7.73 | 0.18 | -2.98 | 0.48 |
| Total Debt / Equity (X) | 6.40 | 0.88 | 0.00 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.15 | 0.11 | 0.13 | 0.07 | 0.07 |
| Current Ratio (X) | 1.12 | 2.10 | 20.60 | 72.35 | 72.07 |
| Quick Ratio (X) | 1.12 | 2.10 | 20.59 | 71.49 | 71.27 |
| Interest Coverage Ratio (X) | -1.78 | -4.04 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | -1.10 | -4.24 | 0.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 30.74 | 31.49 | 2.54 | 1.23 | 1.37 |
| EV / Net Operating Revenue (X) | 13.80 | 39.95 | 3.60 | 3.34 | 3.59 |
| EV / EBITDA (X) | -23.03 | -63.12 | 61.85 | 13.31 | 37.83 |
| MarketCap / Net Operating Revenue (X) | 5.95 | 35.62 | 4.67 | 4.57 | 3.99 |
| Price / BV (X) | 4.81 | 6.49 | 0.66 | 0.33 | 0.29 |
| Price / Net Operating Revenue (X) | 5.95 | 35.63 | 4.67 | 4.57 | 3.99 |
| EarningsYield | -0.11 | -0.02 | 0.00 | -0.08 | 0.01 |
After reviewing the key financial ratios for Indergiri Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 5. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For Diluted EPS (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 5. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For Cash EPS (Rs.), as of Mar 25, the value is -3.09. This value is below the healthy minimum of 3. It has decreased from -1.27 (Mar 24) to -3.09, marking a decrease of 1.82.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.45. It has decreased from 8.55 (Mar 24) to 5.45, marking a decrease of 3.10.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.45. It has decreased from 8.55 (Mar 24) to 5.45, marking a decrease of 3.10.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 4.40. It has increased from 1.56 (Mar 24) to 4.40, marking an increase of 2.84.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -2.64. This value is below the healthy minimum of 2. It has decreased from -0.98 (Mar 24) to -2.64, marking a decrease of 1.66.
- For PBIT / Share (Rs.), as of Mar 25, the value is -2.65. This value is below the healthy minimum of 0. It has decreased from -0.99 (Mar 24) to -2.65, marking a decrease of 1.66.
- For PBT / Share (Rs.), as of Mar 25, the value is -4.13. This value is below the healthy minimum of 0. It has decreased from -1.24 (Mar 24) to -4.13, marking a decrease of 2.89.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 2. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For PBDIT Margin (%), as of Mar 25, the value is -59.94. This value is below the healthy minimum of 10. It has increased from -63.29 (Mar 24) to -59.94, marking an increase of 3.35.
- For PBIT Margin (%), as of Mar 25, the value is -60.25. This value is below the healthy minimum of 10. It has increased from -63.79 (Mar 24) to -60.25, marking an increase of 3.54.
- For PBT Margin (%), as of Mar 25, the value is -93.87. This value is below the healthy minimum of 10. It has decreased from -79.45 (Mar 24) to -93.87, marking a decrease of 14.42.
- For Net Profit Margin (%), as of Mar 25, the value is -70.63. This value is below the healthy minimum of 5. It has increased from -82.09 (Mar 24) to -70.63, marking an increase of 11.46.
- For Return on Networth / Equity (%), as of Mar 25, the value is -57.06. This value is below the healthy minimum of 15. It has decreased from -14.94 (Mar 24) to -57.06, marking a decrease of 42.12.
- For Return on Capital Employeed (%), as of Mar 25, the value is -48.31. This value is below the healthy minimum of 10. It has decreased from -11.43 (Mar 24) to -48.31, marking a decrease of 36.88.
- For Return On Assets (%), as of Mar 25, the value is -7.62. This value is below the healthy minimum of 5. It has increased from -7.73 (Mar 24) to -7.62, marking an increase of 0.11.
- For Total Debt / Equity (X), as of Mar 25, the value is 6.40. This value exceeds the healthy maximum of 1. It has increased from 0.88 (Mar 24) to 6.40, marking an increase of 5.52.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has increased from 0.11 (Mar 24) to 0.15, marking an increase of 0.04.
- For Current Ratio (X), as of Mar 25, the value is 1.12. This value is below the healthy minimum of 1.5. It has decreased from 2.10 (Mar 24) to 1.12, marking a decrease of 0.98.
- For Quick Ratio (X), as of Mar 25, the value is 1.12. This value is within the healthy range. It has decreased from 2.10 (Mar 24) to 1.12, marking a decrease of 0.98.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -1.78. This value is below the healthy minimum of 3. It has increased from -4.04 (Mar 24) to -1.78, marking an increase of 2.26.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -1.10. This value is below the healthy minimum of 3. It has increased from -4.24 (Mar 24) to -1.10, marking an increase of 3.14.
- For Enterprise Value (Cr.), as of Mar 25, the value is 30.74. It has decreased from 31.49 (Mar 24) to 30.74, marking a decrease of 0.75.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 13.80. This value exceeds the healthy maximum of 3. It has decreased from 39.95 (Mar 24) to 13.80, marking a decrease of 26.15.
- For EV / EBITDA (X), as of Mar 25, the value is -23.03. This value is below the healthy minimum of 5. It has increased from -63.12 (Mar 24) to -23.03, marking an increase of 40.09.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 5.95. This value exceeds the healthy maximum of 3. It has decreased from 35.62 (Mar 24) to 5.95, marking a decrease of 29.67.
- For Price / BV (X), as of Mar 25, the value is 4.81. This value exceeds the healthy maximum of 3. It has decreased from 6.49 (Mar 24) to 4.81, marking a decrease of 1.68.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 5.95. This value exceeds the healthy maximum of 3. It has decreased from 35.63 (Mar 24) to 5.95, marking a decrease of 29.68.
- For EarningsYield, as of Mar 25, the value is -0.11. This value is below the healthy minimum of 5. It has decreased from -0.02 (Mar 24) to -0.11, marking a decrease of 0.09.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indergiri Finance Ltd:
- Net Profit Margin: -70.63%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -48.31% (Industry Average ROCE: 15.86%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -57.06% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -1.1
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.12
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 104.43)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 6.4
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -70.63%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unit No. 806, B Wing 8th Floor, Kanakia Wall Street, Mumbai Maharashtra 400093 | ramjeet.yadav@iflcorp.in http://www.indergiri.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Vinod Kumar Sharma | Chairperson & Independent Director |
| Mr. Shanker Wunnava | Managing Director & CFO |
| Mr. Dineshchandra Babel | Independent Director |
| Mr. Mohit Agarwal | Director |
| Mr. Roshan Shah | Director |
| Mrs. Neelam Mishra | Director |
FAQ
What is the intrinsic value of Indergiri Finance Ltd?
Indergiri Finance Ltd's intrinsic value (as of 10 October 2025) is 25.92 which is 16.39% lower the current market price of 31.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹15.7 Cr. market cap, FY2025-2026 high/low of 39.1/14.7, reserves of ₹-2.30 Cr, and liabilities of 20.63 Cr.
What is the Market Cap of Indergiri Finance Ltd?
The Market Cap of Indergiri Finance Ltd is 15.7 Cr..
What is the current Stock Price of Indergiri Finance Ltd as on 10 October 2025?
The current stock price of Indergiri Finance Ltd as on 10 October 2025 is 31.0.
What is the High / Low of Indergiri Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Indergiri Finance Ltd stocks is 39.1/14.7.
What is the Stock P/E of Indergiri Finance Ltd?
The Stock P/E of Indergiri Finance Ltd is .
What is the Book Value of Indergiri Finance Ltd?
The Book Value of Indergiri Finance Ltd is 4.78.
What is the Dividend Yield of Indergiri Finance Ltd?
The Dividend Yield of Indergiri Finance Ltd is 0.00 %.
What is the ROCE of Indergiri Finance Ltd?
The ROCE of Indergiri Finance Ltd is 9.66 %.
What is the ROE of Indergiri Finance Ltd?
The ROE of Indergiri Finance Ltd is 44.3 %.
What is the Face Value of Indergiri Finance Ltd?
The Face Value of Indergiri Finance Ltd is 10.0.