Share Price and Basic Stock Data
Last Updated: November 20, 2025, 10:47 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Indergiri Finance Ltd operates as a Non-Banking Financial Company (NBFC) and has shown fluctuating revenue trends over recent quarters. The company recorded sales of ₹0.08 Cr in June 2022, which declined to ₹0.06 Cr in September 2022, before rebounding to ₹0.41 Cr in December 2022. However, subsequent quarters demonstrated volatility, with revenue falling to ₹0.13 Cr in June 2023 and rising again to ₹0.27 Cr in March 2024. The trailing twelve months (TTM) revenue stood at ₹1.79 Cr, indicating a potential upward trend as it rose to ₹2.23 Cr by March 2025. This revenue increase reflects a recovery from prior lows, especially considering the ₹0.37 Cr reported in March 2022. The overall growth trajectory appears promising, but the company must sustain this momentum to solidify its market position amidst the competitive NBFC landscape.
Profitability and Efficiency Metrics
Indergiri Finance Ltd’s profitability metrics indicate significant challenges. The company reported a net profit of ₹-1.57 Cr for FY 2025, with an alarming net profit margin of -70.63%. This marks a noteworthy decline from the earlier reported net profit of ₹0.01 Cr in FY 2023. Operating profit margins (OPM) also suffered, with FY 2025 showing a dramatic -65.47%, contrasting sharply with the positive OPM of 24.32% in FY 2022. The interest coverage ratio (ICR) stood at -1.78x, indicating that the company is unable to meet its interest obligations from its earnings. Moreover, the cash conversion cycle (CCC) was reported at a mere 1.64 days, suggesting a relatively efficient operational structure. However, the return on equity (ROE) of 44.3% remains notable, reflecting the potential for high returns despite the current profitability issues, highlighting a mixed performance in operational efficiency.
Balance Sheet Strength and Financial Ratios
The balance sheet of Indergiri Finance Ltd exhibits several concerning features. The total debt to equity ratio is alarmingly high at 6.40, indicating excessive leverage, which poses risks, especially in a rising interest rate environment. The current ratio is reported at 1.12, suggesting adequate liquidity to cover short-term liabilities, but still reflects a decline from previous years. The book value per share decreased to ₹5.45 in FY 2025 from ₹8.55 in FY 2024, indicating a loss of shareholder value. Financial ratios such as the price-to-book value (P/BV) stood at 4.81x, suggesting that the market may be overvaluing the shares compared to their book value. The enterprise value (EV) of ₹30.74 Cr with an EV/EBITDA ratio of -23.03 indicates potential concerns about future earnings capacity. Overall, the balance sheet reflects significant risks, primarily due to high leverage and declining book value.
Shareholding Pattern and Investor Confidence
Indergiri Finance Ltd’s shareholding pattern reveals a stable promoter holding of 60.22%, which reflects a significant degree of control by the promoters. The public shareholding stands at 39.79%, with a total of 1,770 shareholders as of June 2025. This distribution suggests a balanced approach to ownership, which may foster investor confidence. However, the lack of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) participation might indicate a lack of broader market confidence in the company’s prospects. The slight increase in the number of shareholders from 1,433 in December 2022 to 1,770 in June 2025 may imply growing interest at the retail level, despite the financial difficulties faced by the company. This pattern could be a double-edged sword, as increased retail participation can bring both volatility and opportunities for sustained growth.
Outlook, Risks, and Final Insight
Looking ahead, Indergiri Finance Ltd faces a challenging environment characterized by high leverage and declining profitability metrics. The company’s ability to stabilize its revenue and improve its net profit margin will be crucial to restoring investor confidence. Key strengths include the high ROE of 44.3%, reflecting potential for returns if operational issues are addressed, and a relatively efficient cash conversion cycle at 1.64 days. On the downside, risks are amplified by the high debt levels, negative net profit margins, and a deteriorating book value. If Indergiri can leverage its strengths to enhance operational efficiency and stabilize earnings, it may navigate these challenges effectively. Conversely, failure to address these financial and operational hurdles could lead to further declines in market confidence and shareholder value.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Indergiri Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.91/0.89 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 10.6 Cr. | 1.06 | 11.4/1.03 | 31.3 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 454 Cr. | 138 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.0 Cr. | 15.2 | 37.9/15.0 | 10.4 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 41.8 Cr. | 92.9 | 180/90.0 | 22.4 | 238 | 1.08 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,347.39 Cr | 468.72 | 55.40 | 522.84 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.08 | 0.06 | 0.41 | 0.16 | 0.13 | 0.17 | 0.22 | 0.27 | 0.41 | 0.53 | 0.69 | 0.59 | 0.33 |
| Expenses | 0.13 | 0.14 | 0.11 | 0.35 | 0.24 | 0.11 | 0.64 | 0.09 | 0.51 | 0.46 | 0.36 | 2.37 | 0.30 |
| Operating Profit | -0.05 | -0.08 | 0.30 | -0.19 | -0.11 | 0.06 | -0.42 | 0.18 | -0.10 | 0.07 | 0.33 | -1.78 | 0.03 |
| OPM % | -62.50% | -133.33% | 73.17% | -118.75% | -84.62% | 35.29% | -190.91% | 66.67% | -24.39% | 13.21% | 47.83% | -301.69% | 9.09% |
| Other Income | 0.00 | 0.00 | 0.05 | 0.03 | 0.00 | 0.03 | 0.01 | -0.02 | 0.13 | 0.09 | 0.01 | -0.08 | 0.00 |
| Interest | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.23 | 0.05 | 0.07 | 0.14 | 0.19 | 0.21 | 0.21 | 0.36 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.05 | -0.08 | 0.33 | -0.16 | -0.11 | -0.14 | -0.46 | 0.09 | -0.11 | -0.03 | 0.13 | -2.07 | -0.33 |
| Tax % | 0.00% | 25.00% | 15.15% | -25.00% | 0.00% | 0.00% | 0.00% | 22.22% | 0.00% | 33.33% | -7.69% | -25.12% | 0.00% |
| Net Profit | -0.05 | -0.10 | 0.28 | -0.12 | -0.11 | -0.14 | -0.46 | 0.07 | -0.11 | -0.04 | 0.13 | -1.55 | -0.34 |
| EPS in Rs | -0.10 | -0.20 | 0.55 | -0.24 | -0.22 | -0.28 | -0.91 | 0.14 | -0.22 | -0.08 | 0.26 | -3.06 | -0.67 |
Last Updated: August 19, 2025, 1:25 pm
Below is a detailed analysis of the quarterly data for Indergiri Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.33 Cr.. The value appears to be declining and may need further review. It has decreased from 0.59 Cr. (Mar 2025) to 0.33 Cr., marking a decrease of 0.26 Cr..
- For Expenses, as of Jun 2025, the value is 0.30 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2.37 Cr. (Mar 2025) to 0.30 Cr., marking a decrease of 2.07 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.03 Cr.. The value appears strong and on an upward trend. It has increased from -1.78 Cr. (Mar 2025) to 0.03 Cr., marking an increase of 1.81 Cr..
- For OPM %, as of Jun 2025, the value is 9.09%. The value appears strong and on an upward trend. It has increased from -301.69% (Mar 2025) to 9.09%, marking an increase of 310.78%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.08 Cr. (Mar 2025) to 0.00 Cr., marking an increase of 0.08 Cr..
- For Interest, as of Jun 2025, the value is 0.36 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.21 Cr. (Mar 2025) to 0.36 Cr., marking an increase of 0.15 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.33 Cr.. The value appears strong and on an upward trend. It has increased from -2.07 Cr. (Mar 2025) to -0.33 Cr., marking an increase of 1.74 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be increasing, which may not be favorable. It has increased from -25.12% (Mar 2025) to 0.00%, marking an increase of 25.12%.
- For Net Profit, as of Jun 2025, the value is -0.34 Cr.. The value appears strong and on an upward trend. It has increased from -1.55 Cr. (Mar 2025) to -0.34 Cr., marking an increase of 1.21 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.67. The value appears strong and on an upward trend. It has increased from -3.06 (Mar 2025) to -0.67, marking an increase of 2.39.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 3:06 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.69 | 0.67 | 0.97 | 0.41 | 0.45 | 0.45 | 0.41 | 0.38 | 0.37 | 0.79 | 0.80 | 2.23 | 1.79 |
| Expenses | 0.69 | 0.67 | 0.86 | 0.37 | 0.38 | 0.40 | 0.39 | 0.36 | 0.28 | 0.75 | 1.31 | 3.69 | 4.28 |
| Operating Profit | 0.00 | 0.00 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.02 | 0.09 | 0.04 | -0.51 | -1.46 | -2.49 |
| OPM % | 0.00% | 0.00% | 11.34% | 9.76% | 15.56% | 11.11% | 4.88% | 5.26% | 24.32% | 5.06% | -63.75% | -65.47% | -139.11% |
| Other Income | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.01 | 0.13 | -0.06 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.12 | 0.75 | 1.22 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | 0.00 | 0.02 | 0.11 | 0.04 | 0.07 | 0.05 | 0.02 | 0.04 | 0.09 | 0.04 | -0.62 | -2.09 | -3.77 |
| Tax % | 50.00% | 36.36% | 25.00% | 28.57% | 20.00% | 50.00% | 0.00% | 266.67% | 75.00% | 3.23% | -24.88% | ||
| Net Profit | 0.00 | 0.02 | 0.08 | 0.03 | 0.05 | 0.03 | 0.01 | 0.03 | -0.15 | 0.01 | -0.65 | -1.57 | -3.07 |
| EPS in Rs | 0.00 | 0.04 | 0.16 | 0.06 | 0.10 | 0.06 | 0.02 | 0.06 | -0.30 | 0.02 | -1.28 | -3.10 | -6.06 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 300.00% | -62.50% | 66.67% | -40.00% | -66.67% | 200.00% | -600.00% | 106.67% | -6600.00% | -141.54% |
| Change in YoY Net Profit Growth (%) | 0.00% | -362.50% | 129.17% | -106.67% | -26.67% | 266.67% | -800.00% | 706.67% | -6706.67% | 6458.46% |
Indergiri Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 10 years from 2015-2016 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 40% |
| 3 Years: | 82% |
| TTM: | 100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -181% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 37% |
| 3 Years: | 67% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | -4% |
| 5 Years: | -10% |
| 3 Years: | -17% |
| Last Year: | -44% |
Last Updated: September 5, 2025, 3:46 pm
No data available for the Balance Sheet data table.
Cash Flow - No data available for this post.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 206.30 | 185.22 | 142.99 | 365.00 | 308.22 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.64 |
| Inventory Days | 179.06 | 37.24 | 24.75 | 0.00 | ||||||||
| Days Payable | 0.00 | 0.00 | 0.00 | |||||||||
| Cash Conversion Cycle | 385.36 | 222.47 | 167.74 | 365.00 | 308.22 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.64 |
| Working Capital Days | 2,528.55 | 2,342.54 | 1,821.24 | 4,388.90 | 535.33 | 162.22 | 160.24 | 144.08 | 118.38 | -60.06 | 36.50 | -80.20 |
| ROCE % | 0.00% | 0.41% | 2.22% | 0.80% | 1.38% | 0.98% | 0.39% | 0.78% | 1.78% | 0.80% | -7.67% | -9.66% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -3.11 | -1.28 | 0.02 | -0.30 | 0.05 |
| Diluted EPS (Rs.) | -3.11 | -1.28 | 0.02 | -0.30 | 0.05 |
| Cash EPS (Rs.) | -3.09 | -1.27 | 0.02 | -0.29 | 0.05 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 5.45 | 8.55 | 9.87 | 9.85 | 10.15 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 5.45 | 8.55 | 9.87 | 9.85 | 10.15 |
| Revenue From Operations / Share (Rs.) | 4.40 | 1.56 | 1.40 | 0.72 | 0.75 |
| PBDIT / Share (Rs.) | -2.64 | -0.98 | 0.08 | 0.18 | 0.07 |
| PBIT / Share (Rs.) | -2.65 | -0.99 | 0.07 | 0.17 | 0.06 |
| PBT / Share (Rs.) | -4.13 | -1.24 | 0.07 | 0.17 | 0.06 |
| Net Profit / Share (Rs.) | -3.11 | -1.28 | 0.01 | -0.29 | 0.04 |
| PBDIT Margin (%) | -59.94 | -63.29 | 5.82 | 25.07 | 9.49 |
| PBIT Margin (%) | -60.25 | -63.79 | 5.22 | 24.50 | 8.93 |
| PBT Margin (%) | -93.87 | -79.45 | 5.22 | 24.50 | 8.93 |
| Net Profit Margin (%) | -70.63 | -82.09 | 1.37 | -40.93 | 6.65 |
| Return on Networth / Equity (%) | -57.06 | -14.94 | 0.19 | -3.02 | 0.49 |
| Return on Capital Employeed (%) | -48.31 | -11.43 | 0.73 | 1.81 | 0.66 |
| Return On Assets (%) | -7.62 | -7.73 | 0.18 | -2.98 | 0.48 |
| Total Debt / Equity (X) | 6.40 | 0.88 | 0.00 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.15 | 0.11 | 0.13 | 0.07 | 0.07 |
| Current Ratio (X) | 1.12 | 2.10 | 20.60 | 72.35 | 72.07 |
| Quick Ratio (X) | 1.12 | 2.10 | 20.59 | 71.49 | 71.27 |
| Interest Coverage Ratio (X) | -1.78 | -4.04 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | -1.10 | -4.24 | 0.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 30.74 | 31.49 | 2.54 | 1.23 | 1.37 |
| EV / Net Operating Revenue (X) | 13.80 | 39.95 | 3.60 | 3.34 | 3.59 |
| EV / EBITDA (X) | -23.03 | -63.12 | 61.85 | 13.31 | 37.83 |
| MarketCap / Net Operating Revenue (X) | 5.95 | 35.62 | 4.67 | 4.57 | 3.99 |
| Price / BV (X) | 4.81 | 6.49 | 0.66 | 0.33 | 0.29 |
| Price / Net Operating Revenue (X) | 5.95 | 35.63 | 4.67 | 4.57 | 3.99 |
| EarningsYield | -0.11 | -0.02 | 0.00 | -0.08 | 0.01 |
After reviewing the key financial ratios for Indergiri Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 5. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For Diluted EPS (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 5. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For Cash EPS (Rs.), as of Mar 25, the value is -3.09. This value is below the healthy minimum of 3. It has decreased from -1.27 (Mar 24) to -3.09, marking a decrease of 1.82.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.45. It has decreased from 8.55 (Mar 24) to 5.45, marking a decrease of 3.10.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 5.45. It has decreased from 8.55 (Mar 24) to 5.45, marking a decrease of 3.10.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 4.40. It has increased from 1.56 (Mar 24) to 4.40, marking an increase of 2.84.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -2.64. This value is below the healthy minimum of 2. It has decreased from -0.98 (Mar 24) to -2.64, marking a decrease of 1.66.
- For PBIT / Share (Rs.), as of Mar 25, the value is -2.65. This value is below the healthy minimum of 0. It has decreased from -0.99 (Mar 24) to -2.65, marking a decrease of 1.66.
- For PBT / Share (Rs.), as of Mar 25, the value is -4.13. This value is below the healthy minimum of 0. It has decreased from -1.24 (Mar 24) to -4.13, marking a decrease of 2.89.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -3.11. This value is below the healthy minimum of 2. It has decreased from -1.28 (Mar 24) to -3.11, marking a decrease of 1.83.
- For PBDIT Margin (%), as of Mar 25, the value is -59.94. This value is below the healthy minimum of 10. It has increased from -63.29 (Mar 24) to -59.94, marking an increase of 3.35.
- For PBIT Margin (%), as of Mar 25, the value is -60.25. This value is below the healthy minimum of 10. It has increased from -63.79 (Mar 24) to -60.25, marking an increase of 3.54.
- For PBT Margin (%), as of Mar 25, the value is -93.87. This value is below the healthy minimum of 10. It has decreased from -79.45 (Mar 24) to -93.87, marking a decrease of 14.42.
- For Net Profit Margin (%), as of Mar 25, the value is -70.63. This value is below the healthy minimum of 5. It has increased from -82.09 (Mar 24) to -70.63, marking an increase of 11.46.
- For Return on Networth / Equity (%), as of Mar 25, the value is -57.06. This value is below the healthy minimum of 15. It has decreased from -14.94 (Mar 24) to -57.06, marking a decrease of 42.12.
- For Return on Capital Employeed (%), as of Mar 25, the value is -48.31. This value is below the healthy minimum of 10. It has decreased from -11.43 (Mar 24) to -48.31, marking a decrease of 36.88.
- For Return On Assets (%), as of Mar 25, the value is -7.62. This value is below the healthy minimum of 5. It has increased from -7.73 (Mar 24) to -7.62, marking an increase of 0.11.
- For Total Debt / Equity (X), as of Mar 25, the value is 6.40. This value exceeds the healthy maximum of 1. It has increased from 0.88 (Mar 24) to 6.40, marking an increase of 5.52.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has increased from 0.11 (Mar 24) to 0.15, marking an increase of 0.04.
- For Current Ratio (X), as of Mar 25, the value is 1.12. This value is below the healthy minimum of 1.5. It has decreased from 2.10 (Mar 24) to 1.12, marking a decrease of 0.98.
- For Quick Ratio (X), as of Mar 25, the value is 1.12. This value is within the healthy range. It has decreased from 2.10 (Mar 24) to 1.12, marking a decrease of 0.98.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -1.78. This value is below the healthy minimum of 3. It has increased from -4.04 (Mar 24) to -1.78, marking an increase of 2.26.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -1.10. This value is below the healthy minimum of 3. It has increased from -4.24 (Mar 24) to -1.10, marking an increase of 3.14.
- For Enterprise Value (Cr.), as of Mar 25, the value is 30.74. It has decreased from 31.49 (Mar 24) to 30.74, marking a decrease of 0.75.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 13.80. This value exceeds the healthy maximum of 3. It has decreased from 39.95 (Mar 24) to 13.80, marking a decrease of 26.15.
- For EV / EBITDA (X), as of Mar 25, the value is -23.03. This value is below the healthy minimum of 5. It has increased from -63.12 (Mar 24) to -23.03, marking an increase of 40.09.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 5.95. This value exceeds the healthy maximum of 3. It has decreased from 35.62 (Mar 24) to 5.95, marking a decrease of 29.67.
- For Price / BV (X), as of Mar 25, the value is 4.81. This value exceeds the healthy maximum of 3. It has decreased from 6.49 (Mar 24) to 4.81, marking a decrease of 1.68.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 5.95. This value exceeds the healthy maximum of 3. It has decreased from 35.63 (Mar 24) to 5.95, marking a decrease of 29.68.
- For EarningsYield, as of Mar 25, the value is -0.11. This value is below the healthy minimum of 5. It has decreased from -0.02 (Mar 24) to -0.11, marking a decrease of 0.09.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indergiri Finance Ltd:
- Net Profit Margin: -70.63%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -48.31% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -57.06% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -1.1
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.12
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 55.4)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 6.4
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -70.63%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unit No. 806, B Wing 8th Floor, Kanakia Wall Street, Mumbai Maharashtra 400093 | ramjeet.yadav@iflcorp.in http://www.indergiri.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Datta Joshi | Chairperson & Independent Director |
| Mr. Shanker Wunnava | Managing Director & CFO |
| Mr. Dineshchandra Babel | Independent Director |
| Mr. Ashok Kumar Agarwal | Independent Director |
| Mr. Roshan Shah | Director |
| Mrs. Neelam Mishra | Director |
| Mr. Mohit Agarwal | Director |