Share Price and Basic Stock Data
Last Updated: December 29, 2025, 1:45 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Minolta Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, with a current market capitalization of ₹14.1 Cr and a share price of ₹1.41. The company has seen fluctuating sales figures over recent quarters, with a notable increase in the trailing twelve months (TTM) revenue recorded at ₹2.57 Cr, up from ₹0.60 Cr in FY 2023. Quarterly sales figures indicate a gradual upward trend, with sales rising from ₹0.14 Cr in June 2022 to ₹0.19 Cr in June 2023 and further to ₹0.23 Cr in the subsequent quarters. However, the company also experienced a significant spike in sales during June 2025, reaching ₹2.05 Cr, indicating potential growth in operations. Despite these improvements, the overall sales figures still remain relatively low compared to the broader NBFC sector, which typically sees higher revenues. The company’s operational performance and revenue generation require continued monitoring to ensure sustainable growth in this competitive landscape.
Profitability and Efficiency Metrics
Profitability metrics for Minolta Finance Ltd reflect a challenging operating environment. The company reported a net profit of ₹0.01 Cr in June 2023, with a net profit margin of 1.19% for FY 2025. The operating profit margin (OPM) stood at a robust 80% in June 2025, but this figure is largely a result of the substantial revenue spike in that quarter. Throughout the previous quarters, OPM fluctuated significantly, reflecting operational challenges, with negative margins reported in December 2022 (-77.78%) and lower margins in earlier periods. Additionally, the interest coverage ratio (ICR) was recorded at 1.12x, indicating that the company’s ability to cover interest expenses is limited but still above 1, suggesting it can meet its interest obligations. However, the return on equity (ROE) was just 9%, indicating subpar profitability relative to equity invested, a concern in attracting further investment.
Balance Sheet Strength and Financial Ratios
The balance sheet of Minolta Finance Ltd shows a significant increase in borrowings, which rose to ₹47.53 Cr in FY 2025, compared to negligible borrowings in previous years. This increase raises concerns about the company’s leverage, with a total debt-to-equity ratio of 4.43x, signifying high financial risk. The company’s reserves stood at ₹0.74 Cr, a marginal increase from ₹0.68 Cr in the previous fiscal year, reflecting limited retained earnings for growth. The book value per share has decreased to ₹1.07 in FY 2025 from ₹10.73 in FY 2024, indicating a substantial decline in net worth per share. Furthermore, the current ratio is reported at 1.23x, suggesting the company can cover its short-term liabilities, but the quick ratio remains the same, indicating reliance on inventory. Overall, the balance sheet reflects significant financial leverage and limited equity, which could pose risks if the company does not improve its profitability.
Shareholding Pattern and Investor Confidence
Minolta Finance Ltd has a distinct shareholding pattern, with public shareholders holding 96.41% of the equity as of March 2025, while promoters hold a mere 3.59%. This structure indicates a lack of significant insider ownership, which can sometimes raise concerns regarding management’s alignment with shareholder interests. The total number of shareholders has increased from 2,000 in December 2022 to 2,275 in March 2025, reflecting growing interest in the company among the public. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may indicate a lack of confidence from larger institutional players, which is often critical for stock liquidity and market perception. The low promoter stake could also impact the company’s ability to attract investment, as institutional investors often prefer a higher level of promoter commitment to ensure alignment with long-term business objectives.
Outlook, Risks, and Final Insight
The outlook for Minolta Finance Ltd hinges on its ability to sustain revenue growth and improve profitability metrics while managing its increasing debt levels. The recent surge in quarterly sales is promising, but the company must ensure this trend continues without corresponding increases in costs. Key risks include its high debt-to-equity ratio, which could lead to financial strain if revenues do not stabilize, and the low profitability margins that may deter new investors. Furthermore, the absence of institutional backing could limit the stock’s growth potential. If the company can leverage its recent growth to attract institutional investors and improve operational efficiency, it may enhance its market positioning. Conversely, failure to address these financial risks could result in continued volatility, impacting shareholder confidence and long-term sustainability.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.33 Cr. | 0.73 | 8.60/0.73 | 21.6 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 459 Cr. | 62.5 | 127/59.1 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.4 Cr. | 16.8 | 34.4/15.0 | 11.5 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 36.5 Cr. | 81.0 | 157/74.8 | 19.5 | 238 | 1.23 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 27,785.24 Cr | 436.98 | 52.45 | 522.46 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.14 | 0.15 | 0.09 | 0.14 | 0.19 | 0.17 | 0.17 | 0.23 | 0.23 | 0.23 | 0.22 | 0.34 | 2.05 |
| Expenses | 0.12 | 0.12 | 0.16 | 0.13 | 0.18 | 0.16 | 0.16 | 0.20 | 0.22 | 0.22 | 0.19 | 0.25 | 0.41 |
| Operating Profit | 0.02 | 0.03 | -0.07 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.03 | 0.09 | 1.64 |
| OPM % | 14.29% | 20.00% | -77.78% | 7.14% | 5.26% | 5.88% | 5.88% | 13.04% | 4.35% | 4.35% | 13.64% | 26.47% | 80.00% |
| Other Income | 0.00 | 0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 1.65 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.03 | -0.04 | 0.00 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 25.00% | |
| Net Profit | 0.02 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.01 | 0.01 | 0.03 | -0.04 | 0.15 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.02 |
Last Updated: August 19, 2025, 12:44 pm
Below is a detailed analysis of the quarterly data for Minolta Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 2.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.34 Cr. (Mar 2025) to 2.05 Cr., marking an increase of 1.71 Cr..
- For Expenses, as of Jun 2025, the value is 0.41 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.25 Cr. (Mar 2025) to 0.41 Cr., marking an increase of 0.16 Cr..
- For Operating Profit, as of Jun 2025, the value is 1.64 Cr.. The value appears strong and on an upward trend. It has increased from 0.09 Cr. (Mar 2025) to 1.64 Cr., marking an increase of 1.55 Cr..
- For OPM %, as of Jun 2025, the value is 80.00%. The value appears strong and on an upward trend. It has increased from 26.47% (Mar 2025) to 80.00%, marking an increase of 53.53%.
- For Other Income, as of Jun 2025, the value is 0.01 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 0.01 Cr., marking an increase of 0.01 Cr..
- For Interest, as of Jun 2025, the value is 1.65 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.13 Cr. (Mar 2025) to 1.65 Cr., marking an increase of 1.52 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.04 Cr. (Mar 2025) to 0.00 Cr., marking an increase of 0.04 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be improving (decreasing) as expected. It has decreased from 25.00% (Mar 2025) to 0.00%, marking a decrease of 25.00%.
- For Net Profit, as of Jun 2025, the value is 0.15 Cr.. The value appears strong and on an upward trend. It has increased from -0.04 Cr. (Mar 2025) to 0.15 Cr., marking an increase of 0.19 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.02. The value appears strong and on an upward trend. It has increased from 0.00 (Mar 2025) to 0.02, marking an increase of 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:27 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.10 | 0.21 | 1.15 | 0.47 | 0.40 | 0.58 | 0.65 | 0.32 | 0.39 | 0.60 | 0.76 | 1.02 | 2.57 |
| Expenses | 0.10 | 0.21 | 1.14 | 0.42 | 0.26 | 0.60 | 0.36 | 0.26 | 0.32 | 0.53 | 0.69 | 0.88 | 4.81 |
| Operating Profit | 0.00 | 0.00 | 0.01 | 0.05 | 0.14 | -0.02 | 0.29 | 0.06 | 0.07 | 0.07 | 0.07 | 0.14 | -2.24 |
| OPM % | 0.00% | 0.00% | 0.87% | 10.64% | 35.00% | -3.45% | 44.62% | 18.75% | 17.95% | 11.67% | 9.21% | 13.73% | -87.16% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 4.13 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 0.01 | 0.05 | 0.25 | -0.02 | 0.24 | 0.06 | 0.07 | 0.07 | 0.07 | 0.01 | -6.36 |
| Tax % | 0.00% | 40.00% | 16.00% | -750.00% | 20.83% | 33.33% | 28.57% | 28.57% | 28.57% | 100.00% | |||
| Net Profit | 0.00 | 0.00 | 0.01 | 0.04 | 0.21 | 0.13 | 0.19 | 0.05 | 0.05 | 0.05 | 0.05 | 0.01 | -5.61 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.56 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 300.00% | 425.00% | -38.10% | 46.15% | -73.68% | 0.00% | 0.00% | 0.00% | -80.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 125.00% | -463.10% | 84.25% | -119.84% | 73.68% | 0.00% | 0.00% | -80.00% |
Minolta Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 9% |
| 3 Years: | 38% |
| TTM: | 255% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -45% |
| 3 Years: | -42% |
| TTM: | 114% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 29% |
| 5 Years: | 44% |
| 3 Years: | 46% |
| 1 Year: | 26% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 3:55 pm
Balance Sheet
Last Updated: September 10, 2025, 4:00 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Reserves | -1.34 | -1.35 | -1.02 | -0.99 | -0.78 | 0.34 | 0.53 | 0.58 | 0.62 | 0.68 | 0.73 | 0.74 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.54 | 0.54 | 0.72 | 0.92 | 1.33 | 47.53 |
| Other Liabilities | 0.82 | 0.84 | 0.59 | 0.53 | 0.47 | 0.19 | 0.27 | 0.38 | 1.73 | 1.32 | 0.16 | 0.51 |
| Total Liabilities | 9.48 | 9.49 | 9.57 | 9.54 | 9.69 | 10.53 | 11.34 | 11.50 | 13.07 | 12.92 | 12.22 | 58.78 |
| Fixed Assets | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.16 | 3.64 | 3.53 | 2.83 | 2.78 | 4.60 | 4.60 | 4.60 | 4.41 | 0.87 | 0.63 | 0.63 |
| Other Assets | 3.31 | 5.85 | 6.04 | 6.71 | 6.91 | 5.93 | 6.74 | 6.90 | 8.66 | 12.05 | 11.59 | 58.15 |
| Total Assets | 9.48 | 9.49 | 9.57 | 9.54 | 9.69 | 10.53 | 11.34 | 11.50 | 13.07 | 12.92 | 12.22 | 58.78 |
Below is a detailed analysis of the balance sheet data for Minolta Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 10.00 Cr..
- For Reserves, as of Mar 2025, the value is 0.74 Cr.. The value appears strong and on an upward trend. It has increased from 0.73 Cr. (Mar 2024) to 0.74 Cr., marking an increase of 0.01 Cr..
- For Borrowings, as of Mar 2025, the value is 47.53 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 1.33 Cr. (Mar 2024) to 47.53 Cr., marking an increase of 46.20 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.51 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.16 Cr. (Mar 2024) to 0.51 Cr., marking an increase of 0.35 Cr..
- For Total Liabilities, as of Mar 2025, the value is 58.78 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 12.22 Cr. (Mar 2024) to 58.78 Cr., marking an increase of 46.56 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.63 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.63 Cr..
- For Other Assets, as of Mar 2025, the value is 58.15 Cr.. The value appears strong and on an upward trend. It has increased from 11.59 Cr. (Mar 2024) to 58.15 Cr., marking an increase of 46.56 Cr..
- For Total Assets, as of Mar 2025, the value is 58.78 Cr.. The value appears strong and on an upward trend. It has increased from 12.22 Cr. (Mar 2024) to 58.78 Cr., marking an increase of 46.56 Cr..
However, the Borrowings (47.53 Cr.) are higher than the Reserves (0.74 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.01 | 0.05 | 0.14 | -0.02 | -0.25 | -0.48 | -0.65 | -0.85 | -1.26 | -47.39 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 73.00 | 34.76 | 6.35 | 15.53 | 18.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 49.95 | 1,344.74 | 3,285.00 | |||||||||
| Days Payable | 30.74 | 57.63 | 521.43 | |||||||||
| Cash Conversion Cycle | 73.00 | 34.76 | 25.56 | 15.53 | 18.25 | 1,287.11 | 2,763.57 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 11,059.50 | 10,220.00 | 1,856.74 | 5,047.87 | 5,721.38 | 440.52 | 314.46 | 501.88 | 112.31 | 54.75 | -9.61 | -146.72 |
| ROCE % | 0.00% | 0.00% | 0.11% | 0.56% | 2.74% | -0.20% | 2.71% | 0.54% | 0.62% | 0.61% | 0.59% | 0.40% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.01 | 0.05 | 0.05 | 0.05 | 0.05 |
| Diluted EPS (Rs.) | 0.01 | 0.05 | 0.05 | 0.05 | 0.05 |
| Cash EPS (Rs.) | 0.00 | 0.05 | 0.05 | 0.04 | 0.04 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.07 | 10.73 | 10.68 | 10.62 | 10.57 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.07 | 10.73 | 10.68 | 10.62 | 10.57 |
| Revenue From Operations / Share (Rs.) | 0.10 | 1.38 | 0.59 | 0.38 | 0.31 |
| PBDIT / Share (Rs.) | 0.01 | 0.06 | 0.06 | 0.06 | 0.06 |
| PBIT / Share (Rs.) | 0.01 | 0.06 | 0.06 | 0.06 | 0.06 |
| PBT / Share (Rs.) | 0.00 | 0.06 | 0.06 | 0.06 | 0.06 |
| Net Profit / Share (Rs.) | 0.00 | 0.05 | 0.05 | 0.04 | 0.04 |
| PBDIT Margin (%) | 13.93 | 5.04 | 11.59 | 16.98 | 19.71 |
| PBIT Margin (%) | 13.93 | 5.04 | 11.59 | 16.98 | 19.71 |
| PBT Margin (%) | 1.46 | 5.04 | 11.59 | 16.98 | 19.71 |
| Net Profit Margin (%) | 1.19 | 3.72 | 8.57 | 12.56 | 14.58 |
| Return on Networth / Equity (%) | 0.11 | 0.48 | 0.48 | 0.45 | 0.43 |
| Return on Capital Employeed (%) | 1.29 | 0.59 | 0.59 | 0.56 | 0.58 |
| Return On Assets (%) | 0.02 | 0.39 | 0.39 | 0.37 | 0.40 |
| Total Debt / Equity (X) | 4.43 | 0.12 | 0.08 | 0.06 | 0.05 |
| Asset Turnover Ratio (%) | 0.02 | 0.10 | 0.04 | 0.03 | 0.02 |
| Current Ratio (X) | 1.23 | 9.42 | 10.47 | 8.83 | 15.61 |
| Quick Ratio (X) | 1.23 | 9.41 | 9.95 | 8.40 | 14.74 |
| Inventory Turnover Ratio (X) | 85.95 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 1.12 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 1.10 | 0.00 | 0.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 62.01 | 8.75 | 7.90 | 4.15 | 1.60 |
| EV / Net Operating Revenue (X) | 60.87 | 6.33 | 13.19 | 10.77 | 5.07 |
| EV / EBITDA (X) | 436.71 | 125.63 | 113.77 | 63.40 | 25.70 |
| MarketCap / Net Operating Revenue (X) | 14.33 | 5.64 | 11.87 | 9.33 | 3.88 |
| Price / BV (X) | 1.36 | 0.72 | 0.66 | 0.33 | 0.11 |
| Price / Net Operating Revenue (X) | 14.34 | 5.64 | 11.87 | 9.35 | 3.89 |
| EarningsYield | 0.00 | 0.01 | 0.01 | 0.01 | 0.03 |
After reviewing the key financial ratios for Minolta Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 24) to 0.01, marking a decrease of 0.04.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 24) to 0.01, marking a decrease of 0.04.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 0.05 (Mar 24) to 0.00, marking a decrease of 0.05.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.07. It has decreased from 10.73 (Mar 24) to 1.07, marking a decrease of 9.66.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.07. It has decreased from 10.73 (Mar 24) to 1.07, marking a decrease of 9.66.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.10. It has decreased from 1.38 (Mar 24) to 0.10, marking a decrease of 1.28.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 2. It has decreased from 0.06 (Mar 24) to 0.01, marking a decrease of 0.05.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.06 (Mar 24) to 0.01, marking a decrease of 0.05.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.00. This value is within the healthy range. It has decreased from 0.06 (Mar 24) to 0.00, marking a decrease of 0.06.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 0.05 (Mar 24) to 0.00, marking a decrease of 0.05.
- For PBDIT Margin (%), as of Mar 25, the value is 13.93. This value is within the healthy range. It has increased from 5.04 (Mar 24) to 13.93, marking an increase of 8.89.
- For PBIT Margin (%), as of Mar 25, the value is 13.93. This value is within the healthy range. It has increased from 5.04 (Mar 24) to 13.93, marking an increase of 8.89.
- For PBT Margin (%), as of Mar 25, the value is 1.46. This value is below the healthy minimum of 10. It has decreased from 5.04 (Mar 24) to 1.46, marking a decrease of 3.58.
- For Net Profit Margin (%), as of Mar 25, the value is 1.19. This value is below the healthy minimum of 5. It has decreased from 3.72 (Mar 24) to 1.19, marking a decrease of 2.53.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.11. This value is below the healthy minimum of 15. It has decreased from 0.48 (Mar 24) to 0.11, marking a decrease of 0.37.
- For Return on Capital Employeed (%), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 10. It has increased from 0.59 (Mar 24) to 1.29, marking an increase of 0.70.
- For Return On Assets (%), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.39 (Mar 24) to 0.02, marking a decrease of 0.37.
- For Total Debt / Equity (X), as of Mar 25, the value is 4.43. This value exceeds the healthy maximum of 1. It has increased from 0.12 (Mar 24) to 4.43, marking an increase of 4.31.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.02. It has decreased from 0.10 (Mar 24) to 0.02, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 25, the value is 1.23. This value is below the healthy minimum of 1.5. It has decreased from 9.42 (Mar 24) to 1.23, marking a decrease of 8.19.
- For Quick Ratio (X), as of Mar 25, the value is 1.23. This value is within the healthy range. It has decreased from 9.41 (Mar 24) to 1.23, marking a decrease of 8.18.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 85.95. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 85.95, marking an increase of 85.95.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.12. This value is below the healthy minimum of 3. It has increased from 0.00 (Mar 24) to 1.12, marking an increase of 1.12.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.10. This value is below the healthy minimum of 3. It has increased from 0.00 (Mar 24) to 1.10, marking an increase of 1.10.
- For Enterprise Value (Cr.), as of Mar 25, the value is 62.01. It has increased from 8.75 (Mar 24) to 62.01, marking an increase of 53.26.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 60.87. This value exceeds the healthy maximum of 3. It has increased from 6.33 (Mar 24) to 60.87, marking an increase of 54.54.
- For EV / EBITDA (X), as of Mar 25, the value is 436.71. This value exceeds the healthy maximum of 15. It has increased from 125.63 (Mar 24) to 436.71, marking an increase of 311.08.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 14.33. This value exceeds the healthy maximum of 3. It has increased from 5.64 (Mar 24) to 14.33, marking an increase of 8.69.
- For Price / BV (X), as of Mar 25, the value is 1.36. This value is within the healthy range. It has increased from 0.72 (Mar 24) to 1.36, marking an increase of 0.64.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 14.34. This value exceeds the healthy maximum of 3. It has increased from 5.64 (Mar 24) to 14.34, marking an increase of 8.70.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Minolta Finance Ltd:
- Net Profit Margin: 1.19%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 1.29% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.11% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.1
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.23
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 52.45)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.43
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 1.19%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unique Pearl, BL-A, Hatiara, Roy Para, Kolkata West Bengal 700157 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Forum Jigar Gada | Executive Director |
| Mr. Arvind Jethalal Gala | Non Exe.Non Ind.Director |
| Mr. Kunjal Arvind Gala | Non Exe.Non Ind.Director |
| Mr. Mahesh Manharlal Shah | Non Exe. & Ind. Director |
| Mr. Manmohan Jindal | Non Exe. & Ind. Director |
| Mr. Papiya Nandy | Non Exe. & Ind. Director |
| Mr. Kinjal Darshit Parkhiya | Non Exe. & Ind. Director |
FAQ
What is the intrinsic value of Minolta Finance Ltd?
Minolta Finance Ltd's intrinsic value (as of 30 December 2025) is 0.01 which is 99.29% lower the current market price of 1.41, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 14.1 Cr. market cap, FY2025-2026 high/low of 1.91/1.00, reserves of ₹0.74 Cr, and liabilities of 58.78 Cr.
What is the Market Cap of Minolta Finance Ltd?
The Market Cap of Minolta Finance Ltd is 14.1 Cr..
What is the current Stock Price of Minolta Finance Ltd as on 30 December 2025?
The current stock price of Minolta Finance Ltd as on 30 December 2025 is 1.41.
What is the High / Low of Minolta Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Minolta Finance Ltd stocks is 1.91/1.00.
What is the Stock P/E of Minolta Finance Ltd?
The Stock P/E of Minolta Finance Ltd is .
What is the Book Value of Minolta Finance Ltd?
The Book Value of Minolta Finance Ltd is 1.07.
What is the Dividend Yield of Minolta Finance Ltd?
The Dividend Yield of Minolta Finance Ltd is 0.00 %.
What is the ROCE of Minolta Finance Ltd?
The ROCE of Minolta Finance Ltd is 0.40 %.
What is the ROE of Minolta Finance Ltd?
The ROE of Minolta Finance Ltd is 0.09 %.
What is the Face Value of Minolta Finance Ltd?
The Face Value of Minolta Finance Ltd is 1.00.