Share Price and Basic Stock Data
Last Updated: February 6, 2026, 10:40 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Minolta Finance Ltd operates as a Non-Banking Financial Company (NBFC) with a market capitalization of ₹15.3 Cr and a current share price of ₹1.53. The company has been experiencing varied revenue trends over the past quarters. In the September 2022 quarter, revenue stood at ₹0.15 Cr, followed by a decline to ₹0.09 Cr in December 2022. Revenue recovered to ₹0.19 Cr by June 2023, before stabilizing around ₹0.17 Cr in September and December 2023. A notable increase is projected for March 2024, where revenue is expected to rise to ₹0.23 Cr, continuing to ₹0.34 Cr in March 2025, and peaking at ₹2.05 Cr in June 2025. This significant growth reflects the company’s efforts to enhance operational efficiency and likely indicates a shift in business strategy. The historical sales data shows a gradual increase from ₹0.10 Cr in March 2014 to ₹0.60 Cr in March 2023, culminating in a trailing twelve-month revenue of ₹2.57 Cr, suggesting a potential recovery trajectory.
Profitability and Efficiency Metrics
Minolta Finance Ltd has faced challenges in profitability, recording a net profit of -₹5.61 Cr for the most recent period, reflecting operational difficulties. The company’s interest coverage ratio (ICR) stood at 1.12x, indicating it is just above the threshold for covering interest obligations. The operational profit margin (OPM) is reported as N/A, highlighting a lack of consistent operational profitability. The return on equity (ROE) is low at 0.09%, and the return on capital employed (ROCE) is at 0.40%, both of which are considerably below industry norms. The fluctuating financing margins further complicate the picture; for instance, the financing margin was reported at 5.88% in September 2023 but showed extreme volatility with a remarkable 15,875% in September 2025. Overall, these metrics underscore the need for improved operational efficiency and a more sustainable profitability model.
Balance Sheet Strength and Financial Ratios
The balance sheet of Minolta Finance Ltd reflects a unique financial structure with total assets recorded at ₹58.78 Cr as of March 2025, a significant increase from ₹12.92 Cr in March 2023. The company reported reserves of ₹0.74 Cr, indicating a slight improvement in retained earnings. However, the total debt to equity ratio soared to 4.43x, raising concerns about financial leverage and potential insolvency risks. The book value per share, which stood at ₹1.07, is markedly lower compared to typical sector benchmarks, suggesting limited shareholder equity. The current ratio is reported at 1.23x, which indicates a reasonable liquidity position, while the quick ratio mirrors this strength. Despite these positive liquidity indicators, the high debt levels may pose risks if operational cash flows do not improve significantly. The enterprise value (EV) of ₹62.01 Cr reflects the market’s perception of the company’s financial health, albeit burdened by substantial debt.
Shareholding Pattern and Investor Confidence
Minolta Finance Ltd’s shareholding pattern indicates a predominance of public shareholders, who hold 96.41% of the company’s equity. Promoters have a minimal stake of 3.59%, which may signal a lack of confidence in the business or a strategic decision to dilute ownership. The number of shareholders has been on an upward trend, increasing from 2,033 in March 2023 to 2,406 by December 2025, suggesting growing interest among retail investors. The absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may reflect a cautious approach by larger investment entities towards the company’s financial stability. The high public ownership coupled with low promoter stakes can lead to volatility in stock prices, as retail investors might react more dramatically to market news compared to institutional investors. This dynamic raises questions about the long-term sustainability of investor confidence in the company.
Outlook, Risks, and Final Insight
Looking ahead, Minolta Finance Ltd faces both opportunities and challenges. The projected revenue growth, particularly the leap to ₹2.05 Cr in June 2025, suggests a positive turnaround if the company can maintain operational momentum. However, significant risks remain, including high debt levels and ongoing profitability challenges, which could hinder future growth. The lack of institutional backing may also limit access to capital for expansion or operational improvements. Additionally, the company’s volatility in financing margins raises concerns about the sustainability of its business model. To enhance investor confidence, Minolta Finance must focus on strengthening its operational efficiencies, improving its debt management strategy, and potentially increasing promoter involvement. A balanced approach to addressing these risks while capitalizing on growth opportunities will be essential for the company’s long-term viability.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.0 Cr. | 1.40 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.22 Cr. | 0.62 | 4.29/0.58 | 18.3 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 388 Cr. | 59.3 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.3 Cr. | 15.6 | 24.7/14.8 | 11.8 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 28.4 Cr. | 63.0 | 141/57.6 | 15.3 | 238 | 1.59 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,033.26 Cr | 390.21 | 71.09 | 514.92 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.15 | 0.09 | 0.14 | 0.19 | 0.17 | 0.17 | 0.23 | 0.23 | 0.23 | 0.22 | 0.34 | 2.05 | -0.04 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 1.65 | 2.35 |
| Expenses | 0.12 | 0.16 | 0.13 | 0.18 | 0.16 | 0.16 | 0.20 | 0.22 | 0.22 | 0.19 | 0.25 | 0.41 | 3.96 |
| Financing Profit | 0.03 | -0.07 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.03 | -0.04 | -0.01 | -6.35 |
| Financing Margin % | 20.00% | -77.78% | 7.14% | 5.26% | 5.88% | 5.88% | 13.04% | 4.35% | 4.35% | 13.64% | -11.76% | -0.49% | 15,875.00% |
| Other Income | 0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.03 | -0.04 | 0.00 | -6.35 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 25.00% | -9.45% | |
| Net Profit | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.01 | 0.01 | 0.03 | -0.04 | 0.15 | -5.75 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.02 | -0.58 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 1, 2026, 6:16 am
Below is a detailed analysis of the quarterly data for Minolta Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 2.35 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.65 Cr. (Jun 2025) to 2.35 Cr., marking an increase of 0.70 Cr..
- For Expenses, as of Sep 2025, the value is 3.96 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.41 Cr. (Jun 2025) to 3.96 Cr., marking an increase of 3.55 Cr..
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.01 Cr. (Jun 2025) to 0.00 Cr., marking a decrease of 0.01 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -6.35 Cr.. The value appears to be declining and may need further review. It has decreased from 0.00 Cr. (Jun 2025) to -6.35 Cr., marking a decrease of 6.35 Cr..
- For Tax %, as of Sep 2025, the value is -9.45%. The value appears to be improving (decreasing) as expected. It has decreased from 0.00% (Jun 2025) to -9.45%, marking a decrease of 9.45%.
- For Net Profit, as of Sep 2025, the value is -5.75 Cr.. The value appears to be declining and may need further review. It has decreased from 0.15 Cr. (Jun 2025) to -5.75 Cr., marking a decrease of 5.90 Cr..
- For EPS in Rs, as of Sep 2025, the value is -0.58. The value appears to be declining and may need further review. It has decreased from 0.02 (Jun 2025) to -0.58, marking a decrease of 0.60.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:27 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.10 | 0.21 | 1.15 | 0.47 | 0.40 | 0.58 | 0.65 | 0.32 | 0.39 | 0.60 | 0.76 | 1.02 | 2.57 |
| Expenses | 0.10 | 0.21 | 1.14 | 0.42 | 0.26 | 0.60 | 0.36 | 0.26 | 0.32 | 0.53 | 0.69 | 0.88 | 4.81 |
| Operating Profit | 0.00 | 0.00 | 0.01 | 0.05 | 0.14 | -0.02 | 0.29 | 0.06 | 0.07 | 0.07 | 0.07 | 0.14 | -2.24 |
| OPM % | 0.00% | 0.00% | 0.87% | 10.64% | 35.00% | -3.45% | 44.62% | 18.75% | 17.95% | 11.67% | 9.21% | 13.73% | -87.16% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 4.13 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 0.01 | 0.05 | 0.25 | -0.02 | 0.24 | 0.06 | 0.07 | 0.07 | 0.07 | 0.01 | -6.36 |
| Tax % | 0.00% | 40.00% | 16.00% | -750.00% | 20.83% | 33.33% | 28.57% | 28.57% | 28.57% | 100.00% | |||
| Net Profit | 0.00 | 0.00 | 0.01 | 0.04 | 0.21 | 0.13 | 0.19 | 0.05 | 0.05 | 0.05 | 0.05 | 0.01 | -5.61 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.56 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 300.00% | 425.00% | -38.10% | 46.15% | -73.68% | 0.00% | 0.00% | 0.00% | -80.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 125.00% | -463.10% | 84.25% | -119.84% | 73.68% | 0.00% | 0.00% | -80.00% |
Minolta Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 9% |
| 3 Years: | 38% |
| TTM: | 255% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -45% |
| 3 Years: | -42% |
| TTM: | 114% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 29% |
| 5 Years: | 44% |
| 3 Years: | 46% |
| 1 Year: | 26% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 3:55 pm
Balance Sheet
Last Updated: February 1, 2026, 3:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Reserves | -1.34 | -1.35 | -1.02 | -0.99 | -0.78 | 0.34 | 0.53 | 0.58 | 0.62 | 0.68 | 0.73 | 0.74 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.54 | 0.54 | 0.72 | 0.92 | 1.33 | 47.53 |
| Other Liabilities | 0.82 | 0.84 | 0.59 | 0.53 | 0.47 | 0.19 | 0.27 | 0.38 | 1.73 | 1.32 | 0.16 | 0.51 |
| Total Liabilities | 9.48 | 9.49 | 9.57 | 9.54 | 9.69 | 10.53 | 11.34 | 11.50 | 13.07 | 12.92 | 12.22 | 58.78 |
| Fixed Assets | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.16 | 3.64 | 3.53 | 2.83 | 2.78 | 4.60 | 4.60 | 4.60 | 4.41 | 0.87 | 0.63 | 0.63 |
| Other Assets | 3.31 | 5.85 | 6.04 | 6.71 | 6.91 | 5.93 | 6.74 | 6.90 | 8.66 | 12.05 | 11.59 | 58.15 |
| Total Assets | 9.48 | 9.49 | 9.57 | 9.54 | 9.69 | 10.53 | 11.34 | 11.50 | 13.07 | 12.92 | 12.22 | 58.78 |
Below is a detailed analysis of the balance sheet data for Minolta Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 10.00 Cr..
- For Reserves, as of Mar 2025, the value is 0.74 Cr.. The value appears strong and on an upward trend. It has increased from 0.73 Cr. (Mar 2024) to 0.74 Cr., marking an increase of 0.01 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.51 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.16 Cr. (Mar 2024) to 0.51 Cr., marking an increase of 0.35 Cr..
- For Total Liabilities, as of Mar 2025, the value is 58.78 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 12.22 Cr. (Mar 2024) to 58.78 Cr., marking an increase of 46.56 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.63 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.63 Cr..
- For Other Assets, as of Mar 2025, the value is 58.15 Cr.. The value appears strong and on an upward trend. It has increased from 11.59 Cr. (Mar 2024) to 58.15 Cr., marking an increase of 46.56 Cr..
- For Total Assets, as of Mar 2025, the value is 58.78 Cr.. The value appears strong and on an upward trend. It has increased from 12.22 Cr. (Mar 2024) to 58.78 Cr., marking an increase of 46.56 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.01 | 0.05 | 0.14 | -0.02 | -0.25 | -0.48 | -0.65 | -0.85 | -1.26 | -47.39 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 73.00 | 34.76 | 6.35 | 15.53 | 18.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 49.95 | 1,344.74 | 3,285.00 | |||||||||
| Days Payable | 30.74 | 57.63 | 521.43 | |||||||||
| Cash Conversion Cycle | 73.00 | 34.76 | 25.56 | 15.53 | 18.25 | 1,287.11 | 2,763.57 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 11,059.50 | 10,220.00 | 1,856.74 | 5,047.87 | 5,721.38 | 440.52 | 314.46 | 501.88 | 112.31 | 54.75 | -9.61 | -146.72 |
| ROCE % | 0.00% | 0.00% | 0.11% | 0.56% | 2.74% | -0.20% | 2.71% | 0.54% | 0.62% | 0.61% | 0.59% | 0.40% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.01 | 0.05 | 0.05 | 0.05 | 0.05 |
| Diluted EPS (Rs.) | 0.01 | 0.05 | 0.05 | 0.05 | 0.05 |
| Cash EPS (Rs.) | 0.00 | 0.05 | 0.05 | 0.04 | 0.04 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.07 | 10.73 | 10.68 | 10.62 | 10.57 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.07 | 10.73 | 10.68 | 10.62 | 10.57 |
| Revenue From Operations / Share (Rs.) | 0.10 | 1.38 | 0.59 | 0.38 | 0.31 |
| PBDIT / Share (Rs.) | 0.01 | 0.06 | 0.06 | 0.06 | 0.06 |
| PBIT / Share (Rs.) | 0.01 | 0.06 | 0.06 | 0.06 | 0.06 |
| PBT / Share (Rs.) | 0.00 | 0.06 | 0.06 | 0.06 | 0.06 |
| Net Profit / Share (Rs.) | 0.00 | 0.05 | 0.05 | 0.04 | 0.04 |
| PBDIT Margin (%) | 13.93 | 5.04 | 11.59 | 16.98 | 19.71 |
| PBIT Margin (%) | 13.93 | 5.04 | 11.59 | 16.98 | 19.71 |
| PBT Margin (%) | 1.46 | 5.04 | 11.59 | 16.98 | 19.71 |
| Net Profit Margin (%) | 1.19 | 3.72 | 8.57 | 12.56 | 14.58 |
| Return on Networth / Equity (%) | 0.11 | 0.48 | 0.48 | 0.45 | 0.43 |
| Return on Capital Employeed (%) | 1.29 | 0.59 | 0.59 | 0.56 | 0.58 |
| Return On Assets (%) | 0.02 | 0.39 | 0.39 | 0.37 | 0.40 |
| Total Debt / Equity (X) | 4.43 | 0.12 | 0.08 | 0.06 | 0.05 |
| Asset Turnover Ratio (%) | 0.02 | 0.10 | 0.04 | 0.03 | 0.02 |
| Current Ratio (X) | 1.23 | 9.42 | 10.47 | 8.83 | 15.61 |
| Quick Ratio (X) | 1.23 | 9.41 | 9.95 | 8.40 | 14.74 |
| Inventory Turnover Ratio (X) | 85.95 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 1.12 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 1.10 | 0.00 | 0.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 62.01 | 8.75 | 7.90 | 4.15 | 1.60 |
| EV / Net Operating Revenue (X) | 60.87 | 6.33 | 13.19 | 10.77 | 5.07 |
| EV / EBITDA (X) | 436.71 | 125.63 | 113.77 | 63.40 | 25.70 |
| MarketCap / Net Operating Revenue (X) | 14.33 | 5.64 | 11.87 | 9.33 | 3.88 |
| Price / BV (X) | 1.36 | 0.72 | 0.66 | 0.33 | 0.11 |
| Price / Net Operating Revenue (X) | 14.34 | 5.64 | 11.87 | 9.35 | 3.89 |
| EarningsYield | 0.00 | 0.01 | 0.01 | 0.01 | 0.03 |
After reviewing the key financial ratios for Minolta Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 24) to 0.01, marking a decrease of 0.04.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 24) to 0.01, marking a decrease of 0.04.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 0.05 (Mar 24) to 0.00, marking a decrease of 0.05.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.07. It has decreased from 10.73 (Mar 24) to 1.07, marking a decrease of 9.66.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.07. It has decreased from 10.73 (Mar 24) to 1.07, marking a decrease of 9.66.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.10. It has decreased from 1.38 (Mar 24) to 0.10, marking a decrease of 1.28.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 2. It has decreased from 0.06 (Mar 24) to 0.01, marking a decrease of 0.05.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.06 (Mar 24) to 0.01, marking a decrease of 0.05.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.00. This value is within the healthy range. It has decreased from 0.06 (Mar 24) to 0.00, marking a decrease of 0.06.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 0.05 (Mar 24) to 0.00, marking a decrease of 0.05.
- For PBDIT Margin (%), as of Mar 25, the value is 13.93. This value is within the healthy range. It has increased from 5.04 (Mar 24) to 13.93, marking an increase of 8.89.
- For PBIT Margin (%), as of Mar 25, the value is 13.93. This value is within the healthy range. It has increased from 5.04 (Mar 24) to 13.93, marking an increase of 8.89.
- For PBT Margin (%), as of Mar 25, the value is 1.46. This value is below the healthy minimum of 10. It has decreased from 5.04 (Mar 24) to 1.46, marking a decrease of 3.58.
- For Net Profit Margin (%), as of Mar 25, the value is 1.19. This value is below the healthy minimum of 5. It has decreased from 3.72 (Mar 24) to 1.19, marking a decrease of 2.53.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.11. This value is below the healthy minimum of 15. It has decreased from 0.48 (Mar 24) to 0.11, marking a decrease of 0.37.
- For Return on Capital Employeed (%), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 10. It has increased from 0.59 (Mar 24) to 1.29, marking an increase of 0.70.
- For Return On Assets (%), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.39 (Mar 24) to 0.02, marking a decrease of 0.37.
- For Total Debt / Equity (X), as of Mar 25, the value is 4.43. This value exceeds the healthy maximum of 1. It has increased from 0.12 (Mar 24) to 4.43, marking an increase of 4.31.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.02. It has decreased from 0.10 (Mar 24) to 0.02, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 25, the value is 1.23. This value is below the healthy minimum of 1.5. It has decreased from 9.42 (Mar 24) to 1.23, marking a decrease of 8.19.
- For Quick Ratio (X), as of Mar 25, the value is 1.23. This value is within the healthy range. It has decreased from 9.41 (Mar 24) to 1.23, marking a decrease of 8.18.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 85.95. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 85.95, marking an increase of 85.95.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.12. This value is below the healthy minimum of 3. It has increased from 0.00 (Mar 24) to 1.12, marking an increase of 1.12.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.10. This value is below the healthy minimum of 3. It has increased from 0.00 (Mar 24) to 1.10, marking an increase of 1.10.
- For Enterprise Value (Cr.), as of Mar 25, the value is 62.01. It has increased from 8.75 (Mar 24) to 62.01, marking an increase of 53.26.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 60.87. This value exceeds the healthy maximum of 3. It has increased from 6.33 (Mar 24) to 60.87, marking an increase of 54.54.
- For EV / EBITDA (X), as of Mar 25, the value is 436.71. This value exceeds the healthy maximum of 15. It has increased from 125.63 (Mar 24) to 436.71, marking an increase of 311.08.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 14.33. This value exceeds the healthy maximum of 3. It has increased from 5.64 (Mar 24) to 14.33, marking an increase of 8.69.
- For Price / BV (X), as of Mar 25, the value is 1.36. This value is within the healthy range. It has increased from 0.72 (Mar 24) to 1.36, marking an increase of 0.64.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 14.34. This value exceeds the healthy maximum of 3. It has increased from 5.64 (Mar 24) to 14.34, marking an increase of 8.70.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Minolta Finance Ltd:
- Net Profit Margin: 1.19%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 1.29% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.11% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.1
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.23
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 71.09)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.43
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 1.19%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unique Pearl, BL-A, Hatiara, Roy Para, Kolkata West Bengal 700157 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Forum Jigar Gada | Executive Director |
| Mr. Arvind Jethalal Gala | Non Exe.Non Ind.Director |
| Mr. Kunjal Arvind Gala | Non Exe.Non Ind.Director |
| Mr. Mahesh Manharlal Shah | Non Exe. & Ind. Director |
| Mr. Manmohan Jindal | Non Exe. & Ind. Director |
| Mr. Papiya Nandy | Non Exe. & Ind. Director |
| Mr. Kinjal Darshit Parkhiya | Non Exe. & Ind. Director |
FAQ
What is the intrinsic value of Minolta Finance Ltd?
Minolta Finance Ltd's intrinsic value (as of 09 February 2026) is ₹0.01 which is 99.29% lower the current market price of ₹1.40, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹14.0 Cr. market cap, FY2025-2026 high/low of ₹1.66/1.00, reserves of ₹0.74 Cr, and liabilities of ₹58.78 Cr.
What is the Market Cap of Minolta Finance Ltd?
The Market Cap of Minolta Finance Ltd is 14.0 Cr..
What is the current Stock Price of Minolta Finance Ltd as on 09 February 2026?
The current stock price of Minolta Finance Ltd as on 09 February 2026 is ₹1.40.
What is the High / Low of Minolta Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Minolta Finance Ltd stocks is ₹1.66/1.00.
What is the Stock P/E of Minolta Finance Ltd?
The Stock P/E of Minolta Finance Ltd is .
What is the Book Value of Minolta Finance Ltd?
The Book Value of Minolta Finance Ltd is 1.07.
What is the Dividend Yield of Minolta Finance Ltd?
The Dividend Yield of Minolta Finance Ltd is 0.00 %.
What is the ROCE of Minolta Finance Ltd?
The ROCE of Minolta Finance Ltd is 0.40 %.
What is the ROE of Minolta Finance Ltd?
The ROE of Minolta Finance Ltd is 0.09 %.
What is the Face Value of Minolta Finance Ltd?
The Face Value of Minolta Finance Ltd is 1.00.