Share Price and Basic Stock Data
Last Updated: January 19, 2026, 11:44 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Minolta Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, with a current market capitalization of ₹14.2 Cr and a share price of ₹1.42. The company has shown fluctuating revenue trends over the past years. Sales stood at ₹0.60 Cr for the fiscal year ending March 2023, increasing to ₹0.76 Cr in March 2024, and projected at ₹1.02 Cr for March 2025. The trailing twelve months (TTM) sales reached ₹2.57 Cr. Quarterly sales data reveals variability, with a peak of ₹2.05 Cr in June 2025, although subsequent quarters show a decline, with a reported sales figure of -₹0.04 Cr in September 2025. This volatility may indicate challenges in maintaining consistent revenue generation, which is critical in the competitive NBFC landscape.
Profitability and Efficiency Metrics
Profitability remains a significant concern for Minolta Finance Ltd, as evidenced by its reported net profit of -₹5.61 Cr for the fiscal year ending March 2025. The company’s operating profit margin (OPM) has fluctuated, standing at 13.73% for the fiscal year 2025, indicating some operational efficiency improvements. However, the net profit margin has deteriorated, recorded at 1.19% in March 2025, down from previous levels. The interest coverage ratio (ICR) was reported at 1.12x, suggesting that while the company can cover its interest obligations, the buffer is minimal. The return on equity (ROE) stood at 0.09% and return on capital employed (ROCE) at 0.40%, both indicating suboptimal returns compared to industry standards, which typically range higher for successful financial entities.
Balance Sheet Strength and Financial Ratios
Minolta Finance Ltd’s balance sheet reflects a significant reliance on borrowings, which stood at ₹47.53 Cr as of March 2025, compared to reserves of only ₹0.74 Cr. This high leverage, with a total debt-to-equity ratio of 4.43, raises concerns about financial stability and sustainability. The company’s current ratio is reported at 1.23, suggesting adequate liquidity to meet short-term obligations. However, the quick ratio is also at 1.23, reflecting the same liquidity position without considering inventory, which is negligible. The book value per share has substantially decreased to ₹1.07, down from ₹10.73 in March 2024, indicating a significant erosion of shareholder value. The enterprise value (EV) has risen to ₹62.01 Cr, reflecting increased market valuation despite underlying losses.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Minolta Finance Ltd shows a stable yet concerning distribution. Promoters hold a mere 3.59% stake, while the public owns 96.41%, indicating low promoter confidence and potential challenges in aligning management’s interests with those of shareholders. The number of shareholders has gradually increased from 2,000 in December 2022 to 2,275 by September 2025, suggesting a growing interest from retail investors. However, the lack of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) signals a lack of institutional confidence in the company’s prospects. This could be a deterrent for further investment, as institutional backing often provides a degree of credibility and stability in the market.
Outlook, Risks, and Final Insight
The outlook for Minolta Finance Ltd remains cautious, given its financial performance and market dynamics. The company’s high debt levels pose a risk, particularly in an environment where interest rates may fluctuate. Additionally, the inconsistent revenue generation and declining profitability metrics indicate potential operational challenges. However, the increase in sales for the TTM period suggests some recovery potential if managed effectively. The company needs to focus on enhancing operational efficiencies and reducing leverage to improve its financial health. Should it successfully navigate these challenges, it may attract more institutional investment and stabilize its market position; otherwise, it risks further erosion of shareholder value and credibility in the financial market.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.2 Cr. | 1.42 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.93 Cr. | 0.69 | 7.55/0.62 | 20.4 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 387 Cr. | 59.2 | 125/53.9 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.5 Cr. | 15.8 | 26.2/15.0 | 12.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 32.4 Cr. | 72.0 | 152/66.1 | 17.3 | 238 | 1.39 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,125.00 Cr | 395.79 | 51.71 | 515.00 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.15 | 0.09 | 0.14 | 0.19 | 0.17 | 0.17 | 0.23 | 0.23 | 0.23 | 0.22 | 0.34 | 2.05 | -0.04 |
| Expenses | 0.12 | 0.16 | 0.13 | 0.18 | 0.16 | 0.16 | 0.20 | 0.22 | 0.22 | 0.19 | 0.25 | 0.41 | 3.96 |
| Operating Profit | 0.03 | -0.07 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.03 | 0.09 | 1.64 | -4.00 |
| OPM % | 20.00% | -77.78% | 7.14% | 5.26% | 5.88% | 5.88% | 13.04% | 4.35% | 4.35% | 13.64% | 26.47% | 80.00% | |
| Other Income | 0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 1.65 | 2.35 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.03 | -0.04 | 0.00 | -6.35 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 25.00% | -9.45% | |
| Net Profit | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.01 | 0.01 | 0.03 | -0.04 | 0.15 | -5.75 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.02 | -0.58 |
Last Updated: January 6, 2026, 5:38 pm
Below is a detailed analysis of the quarterly data for Minolta Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is -0.04 Cr.. The value appears to be declining and may need further review. It has decreased from 2.05 Cr. (Jun 2025) to -0.04 Cr., marking a decrease of 2.09 Cr..
- For Expenses, as of Sep 2025, the value is 3.96 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.41 Cr. (Jun 2025) to 3.96 Cr., marking an increase of 3.55 Cr..
- For Operating Profit, as of Sep 2025, the value is -4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1.64 Cr. (Jun 2025) to -4.00 Cr., marking a decrease of 5.64 Cr..
- For OPM %, as of Sep 2025, the value is 0.00%. The value appears to be declining and may need further review. It has decreased from 80.00% (Jun 2025) to 0.00%, marking a decrease of 80.00%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.01 Cr. (Jun 2025) to 0.00 Cr., marking a decrease of 0.01 Cr..
- For Interest, as of Sep 2025, the value is 2.35 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.65 Cr. (Jun 2025) to 2.35 Cr., marking an increase of 0.70 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -6.35 Cr.. The value appears to be declining and may need further review. It has decreased from 0.00 Cr. (Jun 2025) to -6.35 Cr., marking a decrease of 6.35 Cr..
- For Tax %, as of Sep 2025, the value is -9.45%. The value appears to be improving (decreasing) as expected. It has decreased from 0.00% (Jun 2025) to -9.45%, marking a decrease of 9.45%.
- For Net Profit, as of Sep 2025, the value is -5.75 Cr.. The value appears to be declining and may need further review. It has decreased from 0.15 Cr. (Jun 2025) to -5.75 Cr., marking a decrease of 5.90 Cr..
- For EPS in Rs, as of Sep 2025, the value is -0.58. The value appears to be declining and may need further review. It has decreased from 0.02 (Jun 2025) to -0.58, marking a decrease of 0.60.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:27 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.10 | 0.21 | 1.15 | 0.47 | 0.40 | 0.58 | 0.65 | 0.32 | 0.39 | 0.60 | 0.76 | 1.02 | 2.57 |
| Expenses | 0.10 | 0.21 | 1.14 | 0.42 | 0.26 | 0.60 | 0.36 | 0.26 | 0.32 | 0.53 | 0.69 | 0.88 | 4.81 |
| Operating Profit | 0.00 | 0.00 | 0.01 | 0.05 | 0.14 | -0.02 | 0.29 | 0.06 | 0.07 | 0.07 | 0.07 | 0.14 | -2.24 |
| OPM % | 0.00% | 0.00% | 0.87% | 10.64% | 35.00% | -3.45% | 44.62% | 18.75% | 17.95% | 11.67% | 9.21% | 13.73% | -87.16% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 4.13 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 0.01 | 0.05 | 0.25 | -0.02 | 0.24 | 0.06 | 0.07 | 0.07 | 0.07 | 0.01 | -6.36 |
| Tax % | 0.00% | 40.00% | 16.00% | -750.00% | 20.83% | 33.33% | 28.57% | 28.57% | 28.57% | 100.00% | |||
| Net Profit | 0.00 | 0.00 | 0.01 | 0.04 | 0.21 | 0.13 | 0.19 | 0.05 | 0.05 | 0.05 | 0.05 | 0.01 | -5.61 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.56 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 300.00% | 425.00% | -38.10% | 46.15% | -73.68% | 0.00% | 0.00% | 0.00% | -80.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 125.00% | -463.10% | 84.25% | -119.84% | 73.68% | 0.00% | 0.00% | -80.00% |
Minolta Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 9% |
| 3 Years: | 38% |
| TTM: | 255% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -45% |
| 3 Years: | -42% |
| TTM: | 114% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 29% |
| 5 Years: | 44% |
| 3 Years: | 46% |
| 1 Year: | 26% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 3:55 pm
Balance Sheet
Last Updated: September 10, 2025, 4:00 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Reserves | -1.34 | -1.35 | -1.02 | -0.99 | -0.78 | 0.34 | 0.53 | 0.58 | 0.62 | 0.68 | 0.73 | 0.74 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.54 | 0.54 | 0.72 | 0.92 | 1.33 | 47.53 |
| Other Liabilities | 0.82 | 0.84 | 0.59 | 0.53 | 0.47 | 0.19 | 0.27 | 0.38 | 1.73 | 1.32 | 0.16 | 0.51 |
| Total Liabilities | 9.48 | 9.49 | 9.57 | 9.54 | 9.69 | 10.53 | 11.34 | 11.50 | 13.07 | 12.92 | 12.22 | 58.78 |
| Fixed Assets | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.16 | 3.64 | 3.53 | 2.83 | 2.78 | 4.60 | 4.60 | 4.60 | 4.41 | 0.87 | 0.63 | 0.63 |
| Other Assets | 3.31 | 5.85 | 6.04 | 6.71 | 6.91 | 5.93 | 6.74 | 6.90 | 8.66 | 12.05 | 11.59 | 58.15 |
| Total Assets | 9.48 | 9.49 | 9.57 | 9.54 | 9.69 | 10.53 | 11.34 | 11.50 | 13.07 | 12.92 | 12.22 | 58.78 |
Below is a detailed analysis of the balance sheet data for Minolta Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 10.00 Cr..
- For Reserves, as of Mar 2025, the value is 0.74 Cr.. The value appears strong and on an upward trend. It has increased from 0.73 Cr. (Mar 2024) to 0.74 Cr., marking an increase of 0.01 Cr..
- For Borrowings, as of Mar 2025, the value is 47.53 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 1.33 Cr. (Mar 2024) to 47.53 Cr., marking an increase of 46.20 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.51 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.16 Cr. (Mar 2024) to 0.51 Cr., marking an increase of 0.35 Cr..
- For Total Liabilities, as of Mar 2025, the value is 58.78 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 12.22 Cr. (Mar 2024) to 58.78 Cr., marking an increase of 46.56 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.63 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.63 Cr..
- For Other Assets, as of Mar 2025, the value is 58.15 Cr.. The value appears strong and on an upward trend. It has increased from 11.59 Cr. (Mar 2024) to 58.15 Cr., marking an increase of 46.56 Cr..
- For Total Assets, as of Mar 2025, the value is 58.78 Cr.. The value appears strong and on an upward trend. It has increased from 12.22 Cr. (Mar 2024) to 58.78 Cr., marking an increase of 46.56 Cr..
However, the Borrowings (47.53 Cr.) are higher than the Reserves (0.74 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.01 | 0.05 | 0.14 | -0.02 | -0.25 | -0.48 | -0.65 | -0.85 | -1.26 | -47.39 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 73.00 | 34.76 | 6.35 | 15.53 | 18.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 49.95 | 1,344.74 | 3,285.00 | |||||||||
| Days Payable | 30.74 | 57.63 | 521.43 | |||||||||
| Cash Conversion Cycle | 73.00 | 34.76 | 25.56 | 15.53 | 18.25 | 1,287.11 | 2,763.57 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 11,059.50 | 10,220.00 | 1,856.74 | 5,047.87 | 5,721.38 | 440.52 | 314.46 | 501.88 | 112.31 | 54.75 | -9.61 | -146.72 |
| ROCE % | 0.00% | 0.00% | 0.11% | 0.56% | 2.74% | -0.20% | 2.71% | 0.54% | 0.62% | 0.61% | 0.59% | 0.40% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.01 | 0.05 | 0.05 | 0.05 | 0.05 |
| Diluted EPS (Rs.) | 0.01 | 0.05 | 0.05 | 0.05 | 0.05 |
| Cash EPS (Rs.) | 0.00 | 0.05 | 0.05 | 0.04 | 0.04 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.07 | 10.73 | 10.68 | 10.62 | 10.57 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.07 | 10.73 | 10.68 | 10.62 | 10.57 |
| Revenue From Operations / Share (Rs.) | 0.10 | 1.38 | 0.59 | 0.38 | 0.31 |
| PBDIT / Share (Rs.) | 0.01 | 0.06 | 0.06 | 0.06 | 0.06 |
| PBIT / Share (Rs.) | 0.01 | 0.06 | 0.06 | 0.06 | 0.06 |
| PBT / Share (Rs.) | 0.00 | 0.06 | 0.06 | 0.06 | 0.06 |
| Net Profit / Share (Rs.) | 0.00 | 0.05 | 0.05 | 0.04 | 0.04 |
| PBDIT Margin (%) | 13.93 | 5.04 | 11.59 | 16.98 | 19.71 |
| PBIT Margin (%) | 13.93 | 5.04 | 11.59 | 16.98 | 19.71 |
| PBT Margin (%) | 1.46 | 5.04 | 11.59 | 16.98 | 19.71 |
| Net Profit Margin (%) | 1.19 | 3.72 | 8.57 | 12.56 | 14.58 |
| Return on Networth / Equity (%) | 0.11 | 0.48 | 0.48 | 0.45 | 0.43 |
| Return on Capital Employeed (%) | 1.29 | 0.59 | 0.59 | 0.56 | 0.58 |
| Return On Assets (%) | 0.02 | 0.39 | 0.39 | 0.37 | 0.40 |
| Total Debt / Equity (X) | 4.43 | 0.12 | 0.08 | 0.06 | 0.05 |
| Asset Turnover Ratio (%) | 0.02 | 0.10 | 0.04 | 0.03 | 0.02 |
| Current Ratio (X) | 1.23 | 9.42 | 10.47 | 8.83 | 15.61 |
| Quick Ratio (X) | 1.23 | 9.41 | 9.95 | 8.40 | 14.74 |
| Inventory Turnover Ratio (X) | 85.95 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 1.12 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 1.10 | 0.00 | 0.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 62.01 | 8.75 | 7.90 | 4.15 | 1.60 |
| EV / Net Operating Revenue (X) | 60.87 | 6.33 | 13.19 | 10.77 | 5.07 |
| EV / EBITDA (X) | 436.71 | 125.63 | 113.77 | 63.40 | 25.70 |
| MarketCap / Net Operating Revenue (X) | 14.33 | 5.64 | 11.87 | 9.33 | 3.88 |
| Price / BV (X) | 1.36 | 0.72 | 0.66 | 0.33 | 0.11 |
| Price / Net Operating Revenue (X) | 14.34 | 5.64 | 11.87 | 9.35 | 3.89 |
| EarningsYield | 0.00 | 0.01 | 0.01 | 0.01 | 0.03 |
After reviewing the key financial ratios for Minolta Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 24) to 0.01, marking a decrease of 0.04.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 24) to 0.01, marking a decrease of 0.04.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 0.05 (Mar 24) to 0.00, marking a decrease of 0.05.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.07. It has decreased from 10.73 (Mar 24) to 1.07, marking a decrease of 9.66.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.07. It has decreased from 10.73 (Mar 24) to 1.07, marking a decrease of 9.66.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.10. It has decreased from 1.38 (Mar 24) to 0.10, marking a decrease of 1.28.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 2. It has decreased from 0.06 (Mar 24) to 0.01, marking a decrease of 0.05.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.06 (Mar 24) to 0.01, marking a decrease of 0.05.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.00. This value is within the healthy range. It has decreased from 0.06 (Mar 24) to 0.00, marking a decrease of 0.06.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 0.05 (Mar 24) to 0.00, marking a decrease of 0.05.
- For PBDIT Margin (%), as of Mar 25, the value is 13.93. This value is within the healthy range. It has increased from 5.04 (Mar 24) to 13.93, marking an increase of 8.89.
- For PBIT Margin (%), as of Mar 25, the value is 13.93. This value is within the healthy range. It has increased from 5.04 (Mar 24) to 13.93, marking an increase of 8.89.
- For PBT Margin (%), as of Mar 25, the value is 1.46. This value is below the healthy minimum of 10. It has decreased from 5.04 (Mar 24) to 1.46, marking a decrease of 3.58.
- For Net Profit Margin (%), as of Mar 25, the value is 1.19. This value is below the healthy minimum of 5. It has decreased from 3.72 (Mar 24) to 1.19, marking a decrease of 2.53.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.11. This value is below the healthy minimum of 15. It has decreased from 0.48 (Mar 24) to 0.11, marking a decrease of 0.37.
- For Return on Capital Employeed (%), as of Mar 25, the value is 1.29. This value is below the healthy minimum of 10. It has increased from 0.59 (Mar 24) to 1.29, marking an increase of 0.70.
- For Return On Assets (%), as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.39 (Mar 24) to 0.02, marking a decrease of 0.37.
- For Total Debt / Equity (X), as of Mar 25, the value is 4.43. This value exceeds the healthy maximum of 1. It has increased from 0.12 (Mar 24) to 4.43, marking an increase of 4.31.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.02. It has decreased from 0.10 (Mar 24) to 0.02, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 25, the value is 1.23. This value is below the healthy minimum of 1.5. It has decreased from 9.42 (Mar 24) to 1.23, marking a decrease of 8.19.
- For Quick Ratio (X), as of Mar 25, the value is 1.23. This value is within the healthy range. It has decreased from 9.41 (Mar 24) to 1.23, marking a decrease of 8.18.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 85.95. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 85.95, marking an increase of 85.95.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.12. This value is below the healthy minimum of 3. It has increased from 0.00 (Mar 24) to 1.12, marking an increase of 1.12.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.10. This value is below the healthy minimum of 3. It has increased from 0.00 (Mar 24) to 1.10, marking an increase of 1.10.
- For Enterprise Value (Cr.), as of Mar 25, the value is 62.01. It has increased from 8.75 (Mar 24) to 62.01, marking an increase of 53.26.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 60.87. This value exceeds the healthy maximum of 3. It has increased from 6.33 (Mar 24) to 60.87, marking an increase of 54.54.
- For EV / EBITDA (X), as of Mar 25, the value is 436.71. This value exceeds the healthy maximum of 15. It has increased from 125.63 (Mar 24) to 436.71, marking an increase of 311.08.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 14.33. This value exceeds the healthy maximum of 3. It has increased from 5.64 (Mar 24) to 14.33, marking an increase of 8.69.
- For Price / BV (X), as of Mar 25, the value is 1.36. This value is within the healthy range. It has increased from 0.72 (Mar 24) to 1.36, marking an increase of 0.64.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 14.34. This value exceeds the healthy maximum of 3. It has increased from 5.64 (Mar 24) to 14.34, marking an increase of 8.70.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Minolta Finance Ltd:
- Net Profit Margin: 1.19%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 1.29% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.11% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.1
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.23
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 51.71)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.43
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 1.19%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unique Pearl, BL-A, Hatiara, Roy Para, Kolkata West Bengal 700157 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Forum Jigar Gada | Executive Director |
| Mr. Arvind Jethalal Gala | Non Exe.Non Ind.Director |
| Mr. Kunjal Arvind Gala | Non Exe.Non Ind.Director |
| Mr. Mahesh Manharlal Shah | Non Exe. & Ind. Director |
| Mr. Manmohan Jindal | Non Exe. & Ind. Director |
| Mr. Papiya Nandy | Non Exe. & Ind. Director |
| Mr. Kinjal Darshit Parkhiya | Non Exe. & Ind. Director |
FAQ
What is the intrinsic value of Minolta Finance Ltd?
Minolta Finance Ltd's intrinsic value (as of 19 January 2026) is ₹0.01 which is 99.30% lower the current market price of ₹1.42, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹14.2 Cr. market cap, FY2025-2026 high/low of ₹1.91/1.00, reserves of ₹0.74 Cr, and liabilities of ₹58.78 Cr.
What is the Market Cap of Minolta Finance Ltd?
The Market Cap of Minolta Finance Ltd is 14.2 Cr..
What is the current Stock Price of Minolta Finance Ltd as on 19 January 2026?
The current stock price of Minolta Finance Ltd as on 19 January 2026 is ₹1.42.
What is the High / Low of Minolta Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Minolta Finance Ltd stocks is ₹1.91/1.00.
What is the Stock P/E of Minolta Finance Ltd?
The Stock P/E of Minolta Finance Ltd is .
What is the Book Value of Minolta Finance Ltd?
The Book Value of Minolta Finance Ltd is 1.07.
What is the Dividend Yield of Minolta Finance Ltd?
The Dividend Yield of Minolta Finance Ltd is 0.00 %.
What is the ROCE of Minolta Finance Ltd?
The ROCE of Minolta Finance Ltd is 0.40 %.
What is the ROE of Minolta Finance Ltd?
The ROE of Minolta Finance Ltd is 0.09 %.
What is the Face Value of Minolta Finance Ltd?
The Face Value of Minolta Finance Ltd is 1.00.