Share Price and Basic Stock Data
Last Updated: October 10, 2025, 2:02 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Moneyboxx Finance Ltd, a Non-Banking Financial Company (NBFC), reported a significant growth trajectory in its revenue, with sales escalating from ₹8.47 Cr in June 2022 to ₹28.45 Cr by September 2023. This represents a remarkable year-on-year growth rate, highlighting the company’s increasing operational scale. The company is on track to further increase sales, with projections indicating a rise to ₹42.30 Cr by March 2024 and ₹59.02 Cr by June 2025. Such revenue growth is underpinned by efficient cost management, as evidenced by the operating profit margin (OPM), which stood at 39.65% in the most recent quarter. The company’s ability to maintain a cash conversion cycle of just one day indicates its efficiency in managing receivables and payables, a critical factor for sustaining liquidity in the competitive NBFC sector. With total sales for the trailing twelve months (TTM) recorded at ₹212 Cr, Moneyboxx is positioned to capitalize on the growing demand for financial services in India, particularly among underserved segments.
Profitability and Efficiency Metrics
Moneyboxx Finance has demonstrated an evolving profitability profile, with a net profit of ₹1 Cr reported in the latest financials. The company has improved its operating profit margins significantly, achieving an OPM of 39.65%. Notably, the interest coverage ratio (ICR) stood at 1.17x, suggesting that the company can comfortably meet its interest obligations, although this figure is relatively low compared to ideal benchmarks for financial stability. The return on equity (ROE) at 0.58% and return on capital employed (ROCE) at 8.65% indicate that while profitability is improving, it remains below industry averages, which typically hover around 12-15% for successful NBFCs. The net profit margin, though positive, is modest at 0.62%, reflecting ongoing challenges in scaling operations without proportionate cost increases. The company’s consistent focus on operational efficiency, as highlighted by its increasing OPM, will be crucial for enhancing profitability further in the future.
Balance Sheet Strength and Financial Ratios
Moneyboxx Finance’s balance sheet reveals a growing reliance on borrowings, which stood at ₹636 Cr against reserves of ₹228 Cr, resulting in a total debt-to-equity ratio of 2.44x. This high leverage poses potential risks, particularly in a rising interest rate environment, as the company may face increased financial strain. However, the current ratio of 1.31x indicates adequate short-term liquidity to meet its obligations. The company has also reported an increase in total assets, which reached ₹944 Cr, reflecting the expansion of its operational capabilities. The book value per share rose to ₹79.85, indicating a strengthening capital base. While the interest coverage ratio suggests some vulnerability in meeting interest payments, the overall financial health remains stable. The consistent growth in total liabilities, alongside a solid asset base, positions Moneyboxx to leverage future growth opportunities effectively.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Moneyboxx Finance reveals a diverse ownership structure, with promoters holding 44.59% of the equity as of June 2025. This level of promoter holding is indicative of strong management commitment, which can inspire confidence among investors. Additionally, domestic institutional investors (DIIs) have gradually increased their stake to 1.29%, while public shareholding stands at 54.12%, suggesting a healthy distribution that may enhance market liquidity. The number of shareholders has also surged to 4,054, reflecting growing interest in the company. However, the absence of foreign institutional investments (FIIs) may indicate a cautious approach from international investors, possibly due to the company’s high leverage and evolving profitability metrics. The increasing public participation could serve as a buffer against volatility, but sustained investor confidence will depend on the company’s ability to enhance profitability and manage its debt effectively.
Outlook, Risks, and Final Insight
If margins sustain their current upward trajectory, Moneyboxx Finance could capitalize on its robust revenue growth to improve profitability metrics significantly. However, the company faces risks linked to its high debt levels, which may limit financial flexibility during economic downturns. Furthermore, the interest coverage ratio suggests potential vulnerability in meeting interest obligations, particularly if operational costs increase or revenue growth slows. On the other hand, the strong operational efficiency reflected in its cash conversion cycle and rising OPM indicates that the company is on the right path. If the management can navigate the challenges posed by leverage and maintain investor confidence through effective communication and performance, Moneyboxx has the potential to solidify its position within the NBFC sector and achieve sustainable growth in the years ahead.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Moneyboxx Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/0.84 | 94.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.1 Cr. | 1.21 | 15.6/1.06 | 19.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 578 Cr. | 177 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.7 Cr. | 19.3 | 41.0/17.5 | 13.3 | 24.9 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.6 Cr. | 99.1 | 181/90.0 | 34.6 | 212 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 31,244.63 Cr | 490.95 | 104.29 | 498.62 | 0.21% | 15.86% | 8.84% | 8.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.47 | 10.15 | 13.18 | 18.60 | 23.49 | 28.45 | 33.45 | 42.30 | 45.63 | 49.49 | 51.74 | 52.08 | 59.02 |
| Expenses | 6.18 | 9.31 | 10.74 | 10.74 | 12.57 | 15.96 | 19.27 | 23.44 | 24.59 | 30.01 | 33.78 | 36.86 | 35.62 |
| Operating Profit | 2.29 | 0.84 | 2.44 | 7.86 | 10.92 | 12.49 | 14.18 | 18.86 | 21.04 | 19.48 | 17.96 | 15.22 | 23.40 |
| OPM % | 27.04% | 8.28% | 18.51% | 42.26% | 46.49% | 43.90% | 42.39% | 44.59% | 46.11% | 39.36% | 34.71% | 29.22% | 39.65% |
| Other Income | 0.00 | 0.00 | 0.01 | 0.02 | 0.03 | 0.05 | 0.07 | 0.11 | 0.07 | 0.08 | 0.08 | 0.06 | 0.09 |
| Interest | 4.03 | 4.85 | 5.74 | 7.05 | 8.51 | 10.16 | 10.67 | 13.47 | 15.08 | 15.62 | 15.86 | 16.75 | 20.60 |
| Depreciation | 0.34 | 0.42 | 0.45 | 0.52 | 0.67 | 0.71 | 0.90 | 1.07 | 1.55 | 1.83 | 1.94 | 2.39 | 2.46 |
| Profit before tax | -2.08 | -4.43 | -3.74 | 0.31 | 1.77 | 1.67 | 2.68 | 4.43 | 4.48 | 2.11 | 0.24 | -3.86 | 0.43 |
| Tax % | -23.08% | -33.86% | -28.07% | -35.48% | 7.91% | 18.56% | 25.00% | 6.77% | 4.02% | 3.79% | 16.67% | 36.79% | 44.19% |
| Net Profit | -1.60 | -2.92 | -2.70 | 0.42 | 1.64 | 1.37 | 2.01 | 4.12 | 4.30 | 2.03 | 0.20 | -5.29 | 0.24 |
| EPS in Rs | -0.68 | -1.25 | -1.15 | 0.17 | 0.66 | 0.54 | 0.67 | 1.35 | 1.41 | 0.62 | 0.06 | -1.62 | 0.07 |
Last Updated: August 19, 2025, 1:00 pm
Below is a detailed analysis of the quarterly data for Moneyboxx Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 59.02 Cr.. The value appears strong and on an upward trend. It has increased from 52.08 Cr. (Mar 2025) to 59.02 Cr., marking an increase of 6.94 Cr..
- For Expenses, as of Jun 2025, the value is 35.62 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 36.86 Cr. (Mar 2025) to 35.62 Cr., marking a decrease of 1.24 Cr..
- For Operating Profit, as of Jun 2025, the value is 23.40 Cr.. The value appears strong and on an upward trend. It has increased from 15.22 Cr. (Mar 2025) to 23.40 Cr., marking an increase of 8.18 Cr..
- For OPM %, as of Jun 2025, the value is 39.65%. The value appears strong and on an upward trend. It has increased from 29.22% (Mar 2025) to 39.65%, marking an increase of 10.43%.
- For Other Income, as of Jun 2025, the value is 0.09 Cr.. The value appears strong and on an upward trend. It has increased from 0.06 Cr. (Mar 2025) to 0.09 Cr., marking an increase of 0.03 Cr..
- For Interest, as of Jun 2025, the value is 20.60 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 16.75 Cr. (Mar 2025) to 20.60 Cr., marking an increase of 3.85 Cr..
- For Depreciation, as of Jun 2025, the value is 2.46 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.39 Cr. (Mar 2025) to 2.46 Cr., marking an increase of 0.07 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.43 Cr.. The value appears strong and on an upward trend. It has increased from -3.86 Cr. (Mar 2025) to 0.43 Cr., marking an increase of 4.29 Cr..
- For Tax %, as of Jun 2025, the value is 44.19%. The value appears to be increasing, which may not be favorable. It has increased from 36.79% (Mar 2025) to 44.19%, marking an increase of 7.40%.
- For Net Profit, as of Jun 2025, the value is 0.24 Cr.. The value appears strong and on an upward trend. It has increased from -5.29 Cr. (Mar 2025) to 0.24 Cr., marking an increase of 5.53 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.07. The value appears strong and on an upward trend. It has increased from -1.62 (Mar 2025) to 0.07, marking an increase of 1.69.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 23, 2025, 12:51 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1 | 2 | 1 | 1 | 1 | 2 | 4 | 11 | 23 | 50 | 128 | 199 | 212 |
| Expenses | 1 | 2 | 1 | 1 | 1 | 2 | 6 | 10 | 18 | 37 | 71 | 125 | 136 |
| Operating Profit | 0 | -0 | 0 | -0 | -0 | 0 | -2 | 1 | 4 | 14 | 57 | 74 | 76 |
| OPM % | 16% | -0% | 34% | -2% | -13% | 17% | -50% | 5% | 19% | 27% | 44% | 37% | 36% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | 11 | 22 | 43 | 63 | 69 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 3 | 8 | 9 |
| Profit before tax | 0 | -0 | 0 | -0 | -0 | 0 | -3 | -4 | -7 | -10 | 11 | 3 | -1 |
| Tax % | 24% | 17% | 31% | 0% | 0% | -26% | 4% | -23% | -43% | -32% | 13% | 58% | |
| Net Profit | 0 | -0 | 0 | -0 | -0 | 0 | -4 | -3 | -4 | -7 | 9 | 1 | -3 |
| EPS in Rs | 0.12 | -0.04 | 0.11 | -0.05 | -0.13 | 0.12 | -1.77 | -1.48 | -1.72 | -2.73 | 3.00 | 0.38 | -0.87 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 25.00% | -33.33% | -75.00% | 228.57% | -88.89% |
| Change in YoY Net Profit Growth (%) | 0.00% | -58.33% | -41.67% | 303.57% | -317.46% |
Moneyboxx Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 5 years from 2020-2021 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 57% |
| 5 Years: | 117% |
| 3 Years: | 106% |
| TTM: | 42% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 33% |
| 5 Years: | 19% |
| 3 Years: | 33% |
| TTM: | -124% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 36% |
| 5 Years: | 22% |
| 3 Years: | -8% |
| 1 Year: | -49% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -1% |
| 3 Years: | 1% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: October 10, 2025, 4:22 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 17 | 17 | 17 | 17 | 17 | 20 | 20 | 22 | 25 | 30 | 33 |
| Reserves | 2 | 2 | 2 | 2 | 2 | 2 | 7 | 4 | 13 | 51 | 138 | 228 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 1 | 17 | 46 | 99 | 241 | 452 | 652 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 3 | 6 | 14 | 48 | 31 |
| Total Liabilities | 15 | 19 | 19 | 19 | 19 | 20 | 45 | 73 | 140 | 331 | 669 | 944 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 3 | 7 | 20 | 29 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 3 | 0 | 2 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 11 | 0 |
| Other Assets | 15 | 19 | 19 | 19 | 19 | 19 | 42 | 69 | 135 | 319 | 639 | 913 |
| Total Assets | 15 | 19 | 19 | 19 | 19 | 20 | 45 | 73 | 140 | 331 | 669 | 944 |
Below is a detailed analysis of the balance sheet data for Moneyboxx Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 33.00 Cr.. The value appears strong and on an upward trend. It has increased from 30.00 Cr. (Mar 2024) to 33.00 Cr., marking an increase of 3.00 Cr..
- For Reserves, as of Mar 2025, the value is 228.00 Cr.. The value appears strong and on an upward trend. It has increased from 138.00 Cr. (Mar 2024) to 228.00 Cr., marking an increase of 90.00 Cr..
- For Borrowings, as of Mar 2025, the value is 652.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 452.00 Cr. (Mar 2024) to 652.00 Cr., marking an increase of 200.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 31.00 Cr.. The value appears to be improving (decreasing). It has decreased from 48.00 Cr. (Mar 2024) to 31.00 Cr., marking a decrease of 17.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 944.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 669.00 Cr. (Mar 2024) to 944.00 Cr., marking an increase of 275.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 29.00 Cr.. The value appears strong and on an upward trend. It has increased from 20.00 Cr. (Mar 2024) to 29.00 Cr., marking an increase of 9.00 Cr..
- For CWIP, as of Mar 2025, the value is 2.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2024) to 2.00 Cr., marking an increase of 2.00 Cr..
- For Investments, as of Mar 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11.00 Cr. (Mar 2024) to 0.00 Cr., marking a decrease of 11.00 Cr..
- For Other Assets, as of Mar 2025, the value is 913.00 Cr.. The value appears strong and on an upward trend. It has increased from 639.00 Cr. (Mar 2024) to 913.00 Cr., marking an increase of 274.00 Cr..
- For Total Assets, as of Mar 2025, the value is 944.00 Cr.. The value appears strong and on an upward trend. It has increased from 669.00 Cr. (Mar 2024) to 944.00 Cr., marking an increase of 275.00 Cr..
However, the Borrowings (652.00 Cr.) are higher than the Reserves (228.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -1.00 | -19.00 | -45.00 | -95.00 | -227.00 | -395.00 | -562.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 3 | 0 | 88 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 1 |
| Inventory Days | 276 | 117 | 2,346 | 1,338 | 528 | 0 | ||||||
| Days Payable | 0 | 0 | 0 | 0 | 0 | |||||||
| Cash Conversion Cycle | 276 | 120 | 2,346 | 1,427 | 528 | 0 | 0 | 0 | 0 | 0 | 3 | 1 |
| Working Capital Days | 3,968 | 2,920 | 5,903 | 6,724 | 4,548 | 147 | 190 | 42 | -42 | -58 | -52 | 43 |
| ROCE % | 1% | -0% | 2% | -0% | -1% | 1% | -8% | -0% | 4% | 5% | 11% | 9% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.39 | 3.45 | -2.94 | -1.82 | -1.48 |
| Diluted EPS (Rs.) | 0.39 | 3.40 | -2.94 | -1.82 | -1.48 |
| Cash EPS (Rs.) | 2.74 | 4.09 | -2.04 | -1.29 | -1.08 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 79.85 | 55.38 | 30.66 | 15.98 | 12.03 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 79.85 | 55.38 | 30.66 | 15.98 | 12.03 |
| Revenue From Operations / Share (Rs.) | 60.93 | 41.88 | 20.23 | 10.46 | 5.46 |
| PBDIT / Share (Rs.) | 22.66 | 18.60 | 5.40 | 2.30 | 0.28 |
| PBIT / Share (Rs.) | 20.30 | 17.50 | 4.71 | 1.87 | -0.11 |
| PBT / Share (Rs.) | 0.90 | 3.46 | -3.99 | -3.02 | -1.93 |
| Net Profit / Share (Rs.) | 0.38 | 3.00 | -2.73 | -1.72 | -1.48 |
| PBDIT Margin (%) | 37.18 | 44.41 | 26.71 | 22.00 | 5.30 |
| PBIT Margin (%) | 33.30 | 41.79 | 23.27 | 17.85 | -2.11 |
| PBT Margin (%) | 1.48 | 8.26 | -19.72 | -28.87 | -35.40 |
| Net Profit Margin (%) | 0.62 | 7.15 | -13.49 | -16.46 | -27.09 |
| Return on Networth / Equity (%) | 0.47 | 5.41 | -8.90 | -10.77 | -12.31 |
| Return on Capital Employeed (%) | 25.10 | 29.73 | 9.93 | 8.37 | -0.87 |
| Return On Assets (%) | 0.13 | 1.36 | -2.04 | -2.64 | -4.07 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.35 | 0.18 | 0.00 |
| Total Debt / Equity (X) | 2.44 | 2.63 | 3.12 | 2.83 | 1.86 |
| Asset Turnover Ratio (%) | 0.24 | 0.25 | 0.21 | 0.21 | 0.18 |
| Current Ratio (X) | 1.31 | 1.30 | 1.46 | 1.40 | 1.44 |
| Quick Ratio (X) | 1.31 | 1.30 | 1.46 | 1.40 | 1.44 |
| Interest Coverage Ratio (X) | 1.17 | 1.32 | 0.62 | 0.47 | 0.15 |
| Interest Coverage Ratio (Post Tax) (X) | 1.02 | 1.21 | 0.68 | 0.64 | 0.18 |
| Enterprise Value (Cr.) | 1218.63 | 1107.82 | 564.37 | 337.60 | 185.06 |
| EV / Net Operating Revenue (X) | 6.13 | 8.68 | 11.20 | 14.94 | 16.87 |
| EV / EBITDA (X) | 16.47 | 19.53 | 41.91 | 67.90 | 318.07 |
| MarketCap / Net Operating Revenue (X) | 3.79 | 6.09 | 7.71 | 10.98 | 12.99 |
| Price / BV (X) | 2.89 | 4.60 | 5.09 | 7.18 | 5.90 |
| Price / Net Operating Revenue (X) | 3.79 | 6.09 | 7.71 | 10.98 | 12.99 |
| EarningsYield | 0.00 | 0.01 | -0.01 | -0.01 | -0.02 |
After reviewing the key financial ratios for Moneyboxx Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 3.45 (Mar 24) to 0.39, marking a decrease of 3.06.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 3.40 (Mar 24) to 0.39, marking a decrease of 3.01.
- For Cash EPS (Rs.), as of Mar 25, the value is 2.74. This value is below the healthy minimum of 3. It has decreased from 4.09 (Mar 24) to 2.74, marking a decrease of 1.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 79.85. It has increased from 55.38 (Mar 24) to 79.85, marking an increase of 24.47.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 79.85. It has increased from 55.38 (Mar 24) to 79.85, marking an increase of 24.47.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 60.93. It has increased from 41.88 (Mar 24) to 60.93, marking an increase of 19.05.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 22.66. This value is within the healthy range. It has increased from 18.60 (Mar 24) to 22.66, marking an increase of 4.06.
- For PBIT / Share (Rs.), as of Mar 25, the value is 20.30. This value is within the healthy range. It has increased from 17.50 (Mar 24) to 20.30, marking an increase of 2.80.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.90. This value is within the healthy range. It has decreased from 3.46 (Mar 24) to 0.90, marking a decrease of 2.56.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.38. This value is below the healthy minimum of 2. It has decreased from 3.00 (Mar 24) to 0.38, marking a decrease of 2.62.
- For PBDIT Margin (%), as of Mar 25, the value is 37.18. This value is within the healthy range. It has decreased from 44.41 (Mar 24) to 37.18, marking a decrease of 7.23.
- For PBIT Margin (%), as of Mar 25, the value is 33.30. This value exceeds the healthy maximum of 20. It has decreased from 41.79 (Mar 24) to 33.30, marking a decrease of 8.49.
- For PBT Margin (%), as of Mar 25, the value is 1.48. This value is below the healthy minimum of 10. It has decreased from 8.26 (Mar 24) to 1.48, marking a decrease of 6.78.
- For Net Profit Margin (%), as of Mar 25, the value is 0.62. This value is below the healthy minimum of 5. It has decreased from 7.15 (Mar 24) to 0.62, marking a decrease of 6.53.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.47. This value is below the healthy minimum of 15. It has decreased from 5.41 (Mar 24) to 0.47, marking a decrease of 4.94.
- For Return on Capital Employeed (%), as of Mar 25, the value is 25.10. This value is within the healthy range. It has decreased from 29.73 (Mar 24) to 25.10, marking a decrease of 4.63.
- For Return On Assets (%), as of Mar 25, the value is 0.13. This value is below the healthy minimum of 5. It has decreased from 1.36 (Mar 24) to 0.13, marking a decrease of 1.23.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 2.44. This value exceeds the healthy maximum of 1. It has decreased from 2.63 (Mar 24) to 2.44, marking a decrease of 0.19.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.24. It has decreased from 0.25 (Mar 24) to 0.24, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 1.31. This value is below the healthy minimum of 1.5. It has increased from 1.30 (Mar 24) to 1.31, marking an increase of 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 1.31. This value is within the healthy range. It has increased from 1.30 (Mar 24) to 1.31, marking an increase of 0.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.17. This value is below the healthy minimum of 3. It has decreased from 1.32 (Mar 24) to 1.17, marking a decrease of 0.15.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.02. This value is below the healthy minimum of 3. It has decreased from 1.21 (Mar 24) to 1.02, marking a decrease of 0.19.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,218.63. It has increased from 1,107.82 (Mar 24) to 1,218.63, marking an increase of 110.81.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.13. This value exceeds the healthy maximum of 3. It has decreased from 8.68 (Mar 24) to 6.13, marking a decrease of 2.55.
- For EV / EBITDA (X), as of Mar 25, the value is 16.47. This value exceeds the healthy maximum of 15. It has decreased from 19.53 (Mar 24) to 16.47, marking a decrease of 3.06.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.79. This value exceeds the healthy maximum of 3. It has decreased from 6.09 (Mar 24) to 3.79, marking a decrease of 2.30.
- For Price / BV (X), as of Mar 25, the value is 2.89. This value is within the healthy range. It has decreased from 4.60 (Mar 24) to 2.89, marking a decrease of 1.71.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.79. This value exceeds the healthy maximum of 3. It has decreased from 6.09 (Mar 24) to 3.79, marking a decrease of 2.30.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Moneyboxx Finance Ltd:
- Net Profit Margin: 0.62%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 25.1% (Industry Average ROCE: 15.86%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.47% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.02
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 104.29)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 2.44
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0.62%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 523-A, Somdutt Chamber-II, 9, Bhikaji Cama Place, New Delhi Delhi 110066 | info@moneyboxxfinance.com http://www.moneyboxxfinance.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Uma Shankar Paliwal | Chairman & Ind.Dire (Non-Exe) |
| Mr. Deepak Aggarwal | Whole Time Director |
| Mr. Mayur Modi | Whole Time Director |
| Mr. Atul Garg | Non Exe.Non Ind.Director |
| Mr. Govind Gupta | Non Exe.Non Ind.Director |
| Ms. Ratna Dharashree Vishwanathan | Ind. Non-Executive Woman Director |
FAQ
What is the intrinsic value of Moneyboxx Finance Ltd?
Moneyboxx Finance Ltd's intrinsic value (as of 09 October 2025) is 5.67 which is 96.80% lower the current market price of 177.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹578 Cr. market cap, FY2025-2026 high/low of 285/130, reserves of ₹228 Cr, and liabilities of 944 Cr.
What is the Market Cap of Moneyboxx Finance Ltd?
The Market Cap of Moneyboxx Finance Ltd is 578 Cr..
What is the current Stock Price of Moneyboxx Finance Ltd as on 09 October 2025?
The current stock price of Moneyboxx Finance Ltd as on 09 October 2025 is 177.
What is the High / Low of Moneyboxx Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Moneyboxx Finance Ltd stocks is 285/130.
What is the Stock P/E of Moneyboxx Finance Ltd?
The Stock P/E of Moneyboxx Finance Ltd is .
What is the Book Value of Moneyboxx Finance Ltd?
The Book Value of Moneyboxx Finance Ltd is 79.8.
What is the Dividend Yield of Moneyboxx Finance Ltd?
The Dividend Yield of Moneyboxx Finance Ltd is 0.00 %.
What is the ROCE of Moneyboxx Finance Ltd?
The ROCE of Moneyboxx Finance Ltd is 8.65 %.
What is the ROE of Moneyboxx Finance Ltd?
The ROE of Moneyboxx Finance Ltd is 0.58 %.
What is the Face Value of Moneyboxx Finance Ltd?
The Face Value of Moneyboxx Finance Ltd is 10.0.