Share Price and Basic Stock Data
Last Updated: December 9, 2025, 11:22 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Moneyboxx Finance Ltd operates as a Non-Banking Financial Company (NBFC) and has recorded a remarkable transformation in its revenue streams over the past few quarters. From a modest ₹8.47 Cr in June 2022, sales surged to ₹28.45 Cr by September 2023, reflecting a robust growth trajectory. The upward momentum continued, with sales reaching ₹42.30 Cr in March 2024, indicating a year-on-year growth exceeding 100%. This impressive performance underscores the company’s ability to tap into the burgeoning demand for financial services, particularly in underserved markets. However, the journey hasn’t been without challenges; net profit figures remained negative at ₹3 Cr, a point of concern for potential investors. The company’s strategic focus on expanding its customer base and product offerings will be essential in maintaining this growth momentum.
Profitability and Efficiency Metrics
When evaluating profitability, Moneyboxx Finance exhibits a mixed bag of results. The operating profit margin (OPM) stood at a commendable 39.65%, suggesting that the company is managing its operational costs effectively. However, the return on equity (ROE) is notably low at 0.58%, indicating that while the company is generating profits, it is not doing so efficiently relative to shareholder equity. The interest coverage ratio (ICR) at 1.17x raises red flags, as it suggests that the company is just barely covering its interest expenses, a sign of potential strain on future profitability. The fluctuating net profit margins, which were negative in earlier quarters, have shown signs of recovery, but the latest figures still reflect a cautious outlook. Investors should weigh these metrics carefully, as they highlight both the potential for growth and the risks associated with profitability.
Balance Sheet Strength and Financial Ratios
The balance sheet of Moneyboxx Finance reveals a concerning aspect regarding its debt levels. Total borrowings surged to ₹639 Cr, which is significantly high compared to its reserves of ₹229 Cr. This results in a total debt-to-equity ratio of 2.44x, suggesting that the company is heavily leveraged. While this can amplify returns during growth phases, it also poses a significant risk, particularly in an economic downturn. The company’s current ratio of 1.31 indicates a reasonable liquidity position, allowing it to meet short-term obligations. However, the interest coverage ratio of 1.17x raises concerns about the sustainability of its debt levels. Investors should be cautious, as high leverage can lead to increased vulnerability, particularly if cash flows do not continue to improve as anticipated.
Shareholding Pattern and Investor Confidence
The shareholding structure of Moneyboxx Finance reflects a blend of promoter confidence and public interest. Promoters hold 44.59% of the shares, a notable decrease from earlier periods, which might indicate some dilution of control or a strategic shift. Meanwhile, public shareholders account for a significant 54.17%, suggesting a healthy level of retail interest. The presence of institutional investors, albeit minimal at 1.24%, could signal cautious optimism among larger players. The increasing number of shareholders from 4,013 to 4,277 over recent quarters illustrates growing investor confidence. However, the decline in promoter holding could raise questions about long-term commitment, which potential investors should consider when evaluating the stock.
Outlook, Risks, and Final Insight
Looking ahead, Moneyboxx Finance faces a dual-edged sword of opportunities and risks. On one hand, the rapid growth in sales and improving operational metrics suggest that the company is well-positioned to capitalize on the expanding financial services market in India. On the other hand, the high levels of debt and low returns on equity pose significant risks that could impact its long-term sustainability. Investors might view the stock as an opportunity for growth, particularly if the company continues to improve its profitability and manage its debt effectively. However, the potential for volatility remains, especially if market conditions shift or if the company fails to maintain its growth trajectory. Ultimately, a prudent approach would be to closely monitor the company’s performance metrics, as they will be critical in determining the viability of an investment in Moneyboxx Finance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Moneyboxx Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 11.1 Cr. | 1.11 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 9.44 Cr. | 0.94 | 9.18/0.85 | 27.8 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 438 Cr. | 134 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.2 Cr. | 16.6 | 35.2/15.0 | 11.4 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 36.1 Cr. | 80.3 | 176/74.8 | 19.3 | 238 | 1.25 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,986.10 Cr | 440.67 | 52.20 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.47 | 10.15 | 13.18 | 18.60 | 23.49 | 28.45 | 33.45 | 42.30 | 45.63 | 49.49 | 51.74 | 52.08 | 59.02 |
| Expenses | 6.18 | 9.31 | 10.74 | 10.74 | 12.57 | 15.96 | 19.27 | 23.44 | 24.59 | 30.01 | 33.78 | 36.86 | 35.62 |
| Operating Profit | 2.29 | 0.84 | 2.44 | 7.86 | 10.92 | 12.49 | 14.18 | 18.86 | 21.04 | 19.48 | 17.96 | 15.22 | 23.40 |
| OPM % | 27.04% | 8.28% | 18.51% | 42.26% | 46.49% | 43.90% | 42.39% | 44.59% | 46.11% | 39.36% | 34.71% | 29.22% | 39.65% |
| Other Income | 0.00 | 0.00 | 0.01 | 0.02 | 0.03 | 0.05 | 0.07 | 0.11 | 0.07 | 0.08 | 0.08 | 0.06 | 0.09 |
| Interest | 4.03 | 4.85 | 5.74 | 7.05 | 8.51 | 10.16 | 10.67 | 13.47 | 15.08 | 15.62 | 15.86 | 16.75 | 20.60 |
| Depreciation | 0.34 | 0.42 | 0.45 | 0.52 | 0.67 | 0.71 | 0.90 | 1.07 | 1.55 | 1.83 | 1.94 | 2.39 | 2.46 |
| Profit before tax | -2.08 | -4.43 | -3.74 | 0.31 | 1.77 | 1.67 | 2.68 | 4.43 | 4.48 | 2.11 | 0.24 | -3.86 | 0.43 |
| Tax % | -23.08% | -33.86% | -28.07% | -35.48% | 7.91% | 18.56% | 25.00% | 6.77% | 4.02% | 3.79% | 16.67% | 36.79% | 44.19% |
| Net Profit | -1.60 | -2.92 | -2.70 | 0.42 | 1.64 | 1.37 | 2.01 | 4.12 | 4.30 | 2.03 | 0.20 | -5.29 | 0.24 |
| EPS in Rs | -0.68 | -1.25 | -1.15 | 0.17 | 0.66 | 0.54 | 0.67 | 1.35 | 1.41 | 0.62 | 0.06 | -1.62 | 0.07 |
Last Updated: August 19, 2025, 1:00 pm
Below is a detailed analysis of the quarterly data for Moneyboxx Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 59.02 Cr.. The value appears strong and on an upward trend. It has increased from 52.08 Cr. (Mar 2025) to 59.02 Cr., marking an increase of 6.94 Cr..
- For Expenses, as of Jun 2025, the value is 35.62 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 36.86 Cr. (Mar 2025) to 35.62 Cr., marking a decrease of 1.24 Cr..
- For Operating Profit, as of Jun 2025, the value is 23.40 Cr.. The value appears strong and on an upward trend. It has increased from 15.22 Cr. (Mar 2025) to 23.40 Cr., marking an increase of 8.18 Cr..
- For OPM %, as of Jun 2025, the value is 39.65%. The value appears strong and on an upward trend. It has increased from 29.22% (Mar 2025) to 39.65%, marking an increase of 10.43%.
- For Other Income, as of Jun 2025, the value is 0.09 Cr.. The value appears strong and on an upward trend. It has increased from 0.06 Cr. (Mar 2025) to 0.09 Cr., marking an increase of 0.03 Cr..
- For Interest, as of Jun 2025, the value is 20.60 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 16.75 Cr. (Mar 2025) to 20.60 Cr., marking an increase of 3.85 Cr..
- For Depreciation, as of Jun 2025, the value is 2.46 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.39 Cr. (Mar 2025) to 2.46 Cr., marking an increase of 0.07 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.43 Cr.. The value appears strong and on an upward trend. It has increased from -3.86 Cr. (Mar 2025) to 0.43 Cr., marking an increase of 4.29 Cr..
- For Tax %, as of Jun 2025, the value is 44.19%. The value appears to be increasing, which may not be favorable. It has increased from 36.79% (Mar 2025) to 44.19%, marking an increase of 7.40%.
- For Net Profit, as of Jun 2025, the value is 0.24 Cr.. The value appears strong and on an upward trend. It has increased from -5.29 Cr. (Mar 2025) to 0.24 Cr., marking an increase of 5.53 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.07. The value appears strong and on an upward trend. It has increased from -1.62 (Mar 2025) to 0.07, marking an increase of 1.69.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 23, 2025, 12:51 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1 | 2 | 1 | 1 | 1 | 2 | 4 | 11 | 23 | 50 | 128 | 199 | 212 |
| Expenses | 1 | 2 | 1 | 1 | 1 | 2 | 6 | 10 | 18 | 37 | 71 | 125 | 136 |
| Operating Profit | 0 | -0 | 0 | -0 | -0 | 0 | -2 | 1 | 4 | 14 | 57 | 74 | 76 |
| OPM % | 16% | -0% | 34% | -2% | -13% | 17% | -50% | 5% | 19% | 27% | 44% | 37% | 36% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | 11 | 22 | 43 | 63 | 69 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 3 | 8 | 9 |
| Profit before tax | 0 | -0 | 0 | -0 | -0 | 0 | -3 | -4 | -7 | -10 | 11 | 3 | -1 |
| Tax % | 24% | 17% | 31% | 0% | 0% | -26% | 4% | -23% | -43% | -32% | 13% | 58% | |
| Net Profit | 0 | -0 | 0 | -0 | -0 | 0 | -4 | -3 | -4 | -7 | 9 | 1 | -3 |
| EPS in Rs | 0.12 | -0.04 | 0.11 | -0.05 | -0.13 | 0.12 | -1.77 | -1.48 | -1.72 | -2.73 | 3.00 | 0.38 | -0.87 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 25.00% | -33.33% | -75.00% | 228.57% | -88.89% |
| Change in YoY Net Profit Growth (%) | 0.00% | -58.33% | -41.67% | 303.57% | -317.46% |
Moneyboxx Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 5 years from 2020-2021 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 57% |
| 5 Years: | 117% |
| 3 Years: | 106% |
| TTM: | 42% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 33% |
| 5 Years: | 19% |
| 3 Years: | 33% |
| TTM: | -124% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 36% |
| 5 Years: | 22% |
| 3 Years: | -8% |
| 1 Year: | -49% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -1% |
| 3 Years: | 1% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: December 4, 2025, 3:08 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 17 | 17 | 17 | 17 | 17 | 20 | 20 | 22 | 25 | 30 | 33 | 33 |
| Reserves | 2 | 2 | 2 | 2 | 2 | 2 | 7 | 4 | 13 | 51 | 138 | 228 | 229 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 1 | 17 | 46 | 99 | 241 | 452 | 652 | 639 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 3 | 6 | 14 | 48 | 31 | 29 |
| Total Liabilities | 15 | 19 | 19 | 19 | 19 | 20 | 45 | 73 | 140 | 331 | 669 | 944 | 930 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 3 | 7 | 20 | 29 | 30 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 3 | 0 | 2 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 11 | 0 | 36 |
| Other Assets | 15 | 19 | 19 | 19 | 19 | 19 | 42 | 69 | 135 | 319 | 639 | 913 | 864 |
| Total Assets | 15 | 19 | 19 | 19 | 19 | 20 | 45 | 73 | 140 | 331 | 669 | 944 | 930 |
Below is a detailed analysis of the balance sheet data for Moneyboxx Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 33.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 33.00 Cr..
- For Reserves, as of Sep 2025, the value is 229.00 Cr.. The value appears strong and on an upward trend. It has increased from 228.00 Cr. (Mar 2025) to 229.00 Cr., marking an increase of 1.00 Cr..
- For Borrowings, as of Sep 2025, the value is 639.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 652.00 Cr. (Mar 2025) to 639.00 Cr., marking a decrease of 13.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 29.00 Cr.. The value appears to be improving (decreasing). It has decreased from 31.00 Cr. (Mar 2025) to 29.00 Cr., marking a decrease of 2.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 930.00 Cr.. The value appears to be improving (decreasing). It has decreased from 944.00 Cr. (Mar 2025) to 930.00 Cr., marking a decrease of 14.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 30.00 Cr.. The value appears strong and on an upward trend. It has increased from 29.00 Cr. (Mar 2025) to 30.00 Cr., marking an increase of 1.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 2.00 Cr..
- For Investments, as of Sep 2025, the value is 36.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 36.00 Cr., marking an increase of 36.00 Cr..
- For Other Assets, as of Sep 2025, the value is 864.00 Cr.. The value appears to be declining and may need further review. It has decreased from 913.00 Cr. (Mar 2025) to 864.00 Cr., marking a decrease of 49.00 Cr..
- For Total Assets, as of Sep 2025, the value is 930.00 Cr.. The value appears to be declining and may need further review. It has decreased from 944.00 Cr. (Mar 2025) to 930.00 Cr., marking a decrease of 14.00 Cr..
However, the Borrowings (639.00 Cr.) are higher than the Reserves (229.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -1.00 | -19.00 | -45.00 | -95.00 | -227.00 | -395.00 | -578.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 3 | 0 | 88 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 1 |
| Inventory Days | 276 | 117 | 2,346 | 1,338 | 528 | 0 | ||||||
| Days Payable | 0 | 0 | 0 | 0 | 0 | |||||||
| Cash Conversion Cycle | 276 | 120 | 2,346 | 1,427 | 528 | 0 | 0 | 0 | 0 | 0 | 3 | 1 |
| Working Capital Days | 3,968 | 2,920 | 5,903 | 6,724 | 4,548 | 147 | 190 | 42 | -42 | -58 | -52 | 43 |
| ROCE % | 1% | -0% | 2% | -0% | -1% | 1% | -8% | -0% | 4% | 5% | 11% | 9% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.39 | 3.45 | -2.94 | -1.82 | -1.48 |
| Diluted EPS (Rs.) | 0.39 | 3.40 | -2.94 | -1.82 | -1.48 |
| Cash EPS (Rs.) | 2.74 | 4.09 | -2.04 | -1.29 | -1.08 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 79.85 | 55.38 | 30.66 | 15.98 | 12.03 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 79.85 | 55.38 | 30.66 | 15.98 | 12.03 |
| Revenue From Operations / Share (Rs.) | 60.93 | 41.88 | 20.23 | 10.46 | 5.46 |
| PBDIT / Share (Rs.) | 22.66 | 18.60 | 5.40 | 2.30 | 0.28 |
| PBIT / Share (Rs.) | 20.30 | 17.50 | 4.71 | 1.87 | -0.11 |
| PBT / Share (Rs.) | 0.90 | 3.46 | -3.99 | -3.02 | -1.93 |
| Net Profit / Share (Rs.) | 0.38 | 3.00 | -2.73 | -1.72 | -1.48 |
| PBDIT Margin (%) | 37.18 | 44.41 | 26.71 | 22.00 | 5.30 |
| PBIT Margin (%) | 33.30 | 41.79 | 23.27 | 17.85 | -2.11 |
| PBT Margin (%) | 1.48 | 8.26 | -19.72 | -28.87 | -35.40 |
| Net Profit Margin (%) | 0.62 | 7.15 | -13.49 | -16.46 | -27.09 |
| Return on Networth / Equity (%) | 0.47 | 5.41 | -8.90 | -10.77 | -12.31 |
| Return on Capital Employeed (%) | 25.10 | 29.73 | 9.93 | 8.37 | -0.87 |
| Return On Assets (%) | 0.13 | 1.36 | -2.04 | -2.64 | -4.07 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.35 | 0.18 | 0.00 |
| Total Debt / Equity (X) | 2.44 | 2.63 | 3.12 | 2.83 | 1.86 |
| Asset Turnover Ratio (%) | 0.24 | 0.25 | 0.21 | 0.21 | 0.18 |
| Current Ratio (X) | 1.31 | 1.30 | 1.46 | 1.40 | 1.44 |
| Quick Ratio (X) | 1.31 | 1.30 | 1.46 | 1.40 | 1.44 |
| Interest Coverage Ratio (X) | 1.17 | 1.32 | 0.62 | 0.47 | 0.15 |
| Interest Coverage Ratio (Post Tax) (X) | 1.02 | 1.21 | 0.68 | 0.64 | 0.18 |
| Enterprise Value (Cr.) | 1218.63 | 1107.82 | 564.37 | 337.60 | 185.06 |
| EV / Net Operating Revenue (X) | 6.13 | 8.68 | 11.20 | 14.94 | 16.87 |
| EV / EBITDA (X) | 16.47 | 19.53 | 41.91 | 67.90 | 318.07 |
| MarketCap / Net Operating Revenue (X) | 3.79 | 6.09 | 7.71 | 10.98 | 12.99 |
| Price / BV (X) | 2.89 | 4.60 | 5.09 | 7.18 | 5.90 |
| Price / Net Operating Revenue (X) | 3.79 | 6.09 | 7.71 | 10.98 | 12.99 |
| EarningsYield | 0.00 | 0.01 | -0.01 | -0.01 | -0.02 |
After reviewing the key financial ratios for Moneyboxx Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 3.45 (Mar 24) to 0.39, marking a decrease of 3.06.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 3.40 (Mar 24) to 0.39, marking a decrease of 3.01.
- For Cash EPS (Rs.), as of Mar 25, the value is 2.74. This value is below the healthy minimum of 3. It has decreased from 4.09 (Mar 24) to 2.74, marking a decrease of 1.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 79.85. It has increased from 55.38 (Mar 24) to 79.85, marking an increase of 24.47.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 79.85. It has increased from 55.38 (Mar 24) to 79.85, marking an increase of 24.47.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 60.93. It has increased from 41.88 (Mar 24) to 60.93, marking an increase of 19.05.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 22.66. This value is within the healthy range. It has increased from 18.60 (Mar 24) to 22.66, marking an increase of 4.06.
- For PBIT / Share (Rs.), as of Mar 25, the value is 20.30. This value is within the healthy range. It has increased from 17.50 (Mar 24) to 20.30, marking an increase of 2.80.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.90. This value is within the healthy range. It has decreased from 3.46 (Mar 24) to 0.90, marking a decrease of 2.56.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.38. This value is below the healthy minimum of 2. It has decreased from 3.00 (Mar 24) to 0.38, marking a decrease of 2.62.
- For PBDIT Margin (%), as of Mar 25, the value is 37.18. This value is within the healthy range. It has decreased from 44.41 (Mar 24) to 37.18, marking a decrease of 7.23.
- For PBIT Margin (%), as of Mar 25, the value is 33.30. This value exceeds the healthy maximum of 20. It has decreased from 41.79 (Mar 24) to 33.30, marking a decrease of 8.49.
- For PBT Margin (%), as of Mar 25, the value is 1.48. This value is below the healthy minimum of 10. It has decreased from 8.26 (Mar 24) to 1.48, marking a decrease of 6.78.
- For Net Profit Margin (%), as of Mar 25, the value is 0.62. This value is below the healthy minimum of 5. It has decreased from 7.15 (Mar 24) to 0.62, marking a decrease of 6.53.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.47. This value is below the healthy minimum of 15. It has decreased from 5.41 (Mar 24) to 0.47, marking a decrease of 4.94.
- For Return on Capital Employeed (%), as of Mar 25, the value is 25.10. This value is within the healthy range. It has decreased from 29.73 (Mar 24) to 25.10, marking a decrease of 4.63.
- For Return On Assets (%), as of Mar 25, the value is 0.13. This value is below the healthy minimum of 5. It has decreased from 1.36 (Mar 24) to 0.13, marking a decrease of 1.23.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 2.44. This value exceeds the healthy maximum of 1. It has decreased from 2.63 (Mar 24) to 2.44, marking a decrease of 0.19.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.24. It has decreased from 0.25 (Mar 24) to 0.24, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 1.31. This value is below the healthy minimum of 1.5. It has increased from 1.30 (Mar 24) to 1.31, marking an increase of 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 1.31. This value is within the healthy range. It has increased from 1.30 (Mar 24) to 1.31, marking an increase of 0.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.17. This value is below the healthy minimum of 3. It has decreased from 1.32 (Mar 24) to 1.17, marking a decrease of 0.15.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.02. This value is below the healthy minimum of 3. It has decreased from 1.21 (Mar 24) to 1.02, marking a decrease of 0.19.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,218.63. It has increased from 1,107.82 (Mar 24) to 1,218.63, marking an increase of 110.81.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.13. This value exceeds the healthy maximum of 3. It has decreased from 8.68 (Mar 24) to 6.13, marking a decrease of 2.55.
- For EV / EBITDA (X), as of Mar 25, the value is 16.47. This value exceeds the healthy maximum of 15. It has decreased from 19.53 (Mar 24) to 16.47, marking a decrease of 3.06.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.79. This value exceeds the healthy maximum of 3. It has decreased from 6.09 (Mar 24) to 3.79, marking a decrease of 2.30.
- For Price / BV (X), as of Mar 25, the value is 2.89. This value is within the healthy range. It has decreased from 4.60 (Mar 24) to 2.89, marking a decrease of 1.71.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.79. This value exceeds the healthy maximum of 3. It has decreased from 6.09 (Mar 24) to 3.79, marking a decrease of 2.30.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Moneyboxx Finance Ltd:
- Net Profit Margin: 0.62%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 25.1% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.47% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.02
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 52.2)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 2.44
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0.62%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 523-A, Somdutt Chamber-II, 9, Bhikaji Cama Place, New Delhi Delhi 110066 | info@moneyboxxfinance.com http://www.moneyboxxfinance.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Uma Shankar Paliwal | Chairman & Ind.Dire (Non-Exe) |
| Mr. Deepak Aggarwal | Whole Time Director |
| Mr. Mayur Modi | Whole Time Director |
| Mr. Atul Garg | Non Exe.Non Ind.Director |
| Mr. Govind Gupta | Non Exe.Non Ind.Director |
| Ms. Ratna Dharashree Vishwanathan | Ind. Non-Executive Director |
| Mr. Shantanu Chandrakant Pendsey | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Moneyboxx Finance Ltd?
Moneyboxx Finance Ltd's intrinsic value (as of 09 December 2025) is 5.69 which is 95.75% lower the current market price of 134.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 438 Cr. market cap, FY2025-2026 high/low of 269/130, reserves of ₹229 Cr, and liabilities of 930 Cr.
What is the Market Cap of Moneyboxx Finance Ltd?
The Market Cap of Moneyboxx Finance Ltd is 438 Cr..
What is the current Stock Price of Moneyboxx Finance Ltd as on 09 December 2025?
The current stock price of Moneyboxx Finance Ltd as on 09 December 2025 is 134.
What is the High / Low of Moneyboxx Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Moneyboxx Finance Ltd stocks is 269/130.
What is the Stock P/E of Moneyboxx Finance Ltd?
The Stock P/E of Moneyboxx Finance Ltd is .
What is the Book Value of Moneyboxx Finance Ltd?
The Book Value of Moneyboxx Finance Ltd is 80.1.
What is the Dividend Yield of Moneyboxx Finance Ltd?
The Dividend Yield of Moneyboxx Finance Ltd is 0.00 %.
What is the ROCE of Moneyboxx Finance Ltd?
The ROCE of Moneyboxx Finance Ltd is 8.65 %.
What is the ROE of Moneyboxx Finance Ltd?
The ROE of Moneyboxx Finance Ltd is 0.58 %.
What is the Face Value of Moneyboxx Finance Ltd?
The Face Value of Moneyboxx Finance Ltd is 10.0.