Share Price and Basic Stock Data
Last Updated: December 27, 2025, 11:47 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Moneyboxx Finance Ltd, operating in the Non-Banking Financial Company (NBFC) sector, reported a share price of ₹63.4 and a market capitalization of ₹462 Cr. The company has shown significant revenue growth over recent quarters, with sales rising from ₹8.47 Cr in June 2022 to ₹28.45 Cr in September 2023. This upward trend continued with revenues reaching ₹42.30 Cr by March 2024, and ₹51.74 Cr projected for December 2024. The total sales for the trailing twelve months (TTM) stood at ₹218 Cr, indicating a robust growth trajectory, especially considering the annual sales were ₹50 Cr in March 2023 and are expected to touch ₹199 Cr in March 2025. This growth reflects a strategic focus on expanding financial services, catering primarily to underserved segments of the market, and enhancing their operational footprint.
Profitability and Efficiency Metrics
In terms of profitability, Moneyboxx Finance has exhibited fluctuating performance, with a reported net profit of ₹-5 Cr as of the latest filings. However, operating profit margins (OPM) have shown resilience, standing at 39.65% in the most recent quarter. The company recorded operating profits of ₹18.86 Cr in March 2024, which reflects an increase from ₹7.86 Cr in March 2023. The interest coverage ratio (ICR) was reported at 1.17x, suggesting a cautious approach to managing debt obligations. The return on equity (ROE) was relatively low at 0.58%, and return on capital employed (ROCE) stood at 8.65%, which is below the typical sector benchmark, indicating potential challenges in effectively utilizing equity and capital for growth.
Balance Sheet Strength and Financial Ratios
Moneyboxx Finance’s balance sheet reflects a total borrowing of ₹639 Cr against reserves of ₹229 Cr, indicating a high leverage position with a total debt to equity ratio of 2.44x. This ratio suggests that the company is heavily reliant on debt financing, which can pose risks, especially in a rising interest rate environment. The current ratio is reported at 1.31x, indicating adequate liquidity to meet short-term obligations. Moreover, the price-to-book value (P/BV) ratio stands at 2.89x, suggesting that investors are willing to pay a premium for the company’s equity relative to its book value, reflecting a degree of market confidence. However, the low interest coverage ratio and fluctuating profitability metrics raise concerns about long-term financial stability.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Moneyboxx Finance reveals a strong promoter holding of 44.59%, with public shareholders comprising 54.17%. The presence of domestic institutional investors (DIIs) at 1.24% indicates limited institutional interest, which may reflect investor caution. The number of shareholders increased to 4,013, suggesting a growing retail investor base. However, the decline in promoter holding from 54.28% in March 2023 to 44.59% in June 2025 may raise questions about the promoters’ confidence in the company’s future. The stability of the public holding and the gradual increase in retail participation indicate a positive sentiment among smaller investors, although the lack of foreign institutional investment (FIIs) could limit broader market validation.
Outlook, Risks, and Final Insight
The outlook for Moneyboxx Finance is a mix of potential and challenges. The continued growth in sales and improvement in operating efficiency positions the company favorably within the NBFC sector. However, the high leverage and fluctuating profitability metrics pose significant risks. The company must navigate potential interest rate hikes and economic uncertainties that could impact its borrowing costs and repayment capabilities. Additionally, competition in the financial services sector remains robust, necessitating strategic innovations to maintain market share. If the company can stabilize its profitability and manage its debt effectively, it may leverage its growth trajectory. Conversely, failure to address these risks could hinder its progress and investor confidence in the long term.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.8 Cr. | 1.48 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.63 Cr. | 0.76 | 8.62/0.75 | 22.4 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 462 Cr. | 63.4 | 127/59.1 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.1 Cr. | 16.5 | 34.4/15.0 | 11.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 37.1 Cr. | 82.5 | 162/74.8 | 19.8 | 238 | 1.21 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,801.31 Cr | 462.37 | 53.31 | 522.46 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.47 | 10.15 | 13.18 | 18.60 | 23.49 | 28.45 | 33.45 | 42.30 | 45.63 | 49.49 | 51.74 | 52.08 | 59.02 |
| Expenses | 6.18 | 9.31 | 10.74 | 10.74 | 12.57 | 15.96 | 19.27 | 23.44 | 24.59 | 30.01 | 33.78 | 36.86 | 35.62 |
| Operating Profit | 2.29 | 0.84 | 2.44 | 7.86 | 10.92 | 12.49 | 14.18 | 18.86 | 21.04 | 19.48 | 17.96 | 15.22 | 23.40 |
| OPM % | 27.04% | 8.28% | 18.51% | 42.26% | 46.49% | 43.90% | 42.39% | 44.59% | 46.11% | 39.36% | 34.71% | 29.22% | 39.65% |
| Other Income | 0.00 | 0.00 | 0.01 | 0.02 | 0.03 | 0.05 | 0.07 | 0.11 | 0.07 | 0.08 | 0.08 | 0.06 | 0.09 |
| Interest | 4.03 | 4.85 | 5.74 | 7.05 | 8.51 | 10.16 | 10.67 | 13.47 | 15.08 | 15.62 | 15.86 | 16.75 | 20.60 |
| Depreciation | 0.34 | 0.42 | 0.45 | 0.52 | 0.67 | 0.71 | 0.90 | 1.07 | 1.55 | 1.83 | 1.94 | 2.39 | 2.46 |
| Profit before tax | -2.08 | -4.43 | -3.74 | 0.31 | 1.77 | 1.67 | 2.68 | 4.43 | 4.48 | 2.11 | 0.24 | -3.86 | 0.43 |
| Tax % | -23.08% | -33.86% | -28.07% | -35.48% | 7.91% | 18.56% | 25.00% | 6.77% | 4.02% | 3.79% | 16.67% | 36.79% | 44.19% |
| Net Profit | -1.60 | -2.92 | -2.70 | 0.42 | 1.64 | 1.37 | 2.01 | 4.12 | 4.30 | 2.03 | 0.20 | -5.29 | 0.24 |
| EPS in Rs | -0.68 | -1.25 | -1.15 | 0.17 | 0.66 | 0.54 | 0.67 | 1.35 | 1.41 | 0.62 | 0.06 | -1.62 | 0.07 |
Last Updated: August 19, 2025, 1:00 pm
Below is a detailed analysis of the quarterly data for Moneyboxx Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 59.02 Cr.. The value appears strong and on an upward trend. It has increased from 52.08 Cr. (Mar 2025) to 59.02 Cr., marking an increase of 6.94 Cr..
- For Expenses, as of Jun 2025, the value is 35.62 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 36.86 Cr. (Mar 2025) to 35.62 Cr., marking a decrease of 1.24 Cr..
- For Operating Profit, as of Jun 2025, the value is 23.40 Cr.. The value appears strong and on an upward trend. It has increased from 15.22 Cr. (Mar 2025) to 23.40 Cr., marking an increase of 8.18 Cr..
- For OPM %, as of Jun 2025, the value is 39.65%. The value appears strong and on an upward trend. It has increased from 29.22% (Mar 2025) to 39.65%, marking an increase of 10.43%.
- For Other Income, as of Jun 2025, the value is 0.09 Cr.. The value appears strong and on an upward trend. It has increased from 0.06 Cr. (Mar 2025) to 0.09 Cr., marking an increase of 0.03 Cr..
- For Interest, as of Jun 2025, the value is 20.60 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 16.75 Cr. (Mar 2025) to 20.60 Cr., marking an increase of 3.85 Cr..
- For Depreciation, as of Jun 2025, the value is 2.46 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.39 Cr. (Mar 2025) to 2.46 Cr., marking an increase of 0.07 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.43 Cr.. The value appears strong and on an upward trend. It has increased from -3.86 Cr. (Mar 2025) to 0.43 Cr., marking an increase of 4.29 Cr..
- For Tax %, as of Jun 2025, the value is 44.19%. The value appears to be increasing, which may not be favorable. It has increased from 36.79% (Mar 2025) to 44.19%, marking an increase of 7.40%.
- For Net Profit, as of Jun 2025, the value is 0.24 Cr.. The value appears strong and on an upward trend. It has increased from -5.29 Cr. (Mar 2025) to 0.24 Cr., marking an increase of 5.53 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.07. The value appears strong and on an upward trend. It has increased from -1.62 (Mar 2025) to 0.07, marking an increase of 1.69.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:28 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1 | 2 | 1 | 1 | 1 | 2 | 4 | 11 | 23 | 50 | 128 | 199 | 218 |
| Expenses | 1 | 2 | 1 | 1 | 1 | 2 | 6 | 10 | 18 | 37 | 71 | 125 | 138 |
| Operating Profit | 0 | -0 | 0 | -0 | -0 | 0 | -2 | 1 | 4 | 14 | 57 | 74 | 80 |
| OPM % | 16% | -0% | 34% | -2% | -13% | 17% | -50% | 5% | 19% | 27% | 44% | 37% | 37% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | 11 | 22 | 43 | 63 | 74 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 3 | 8 | 9 |
| Profit before tax | 0 | -0 | 0 | -0 | -0 | 0 | -3 | -4 | -7 | -10 | 11 | 3 | -3 |
| Tax % | 24% | 17% | 31% | 0% | 0% | -26% | 4% | -23% | -43% | -32% | 13% | 58% | |
| Net Profit | 0 | -0 | 0 | -0 | -0 | 0 | -4 | -3 | -4 | -7 | 9 | 1 | -5 |
| EPS in Rs | 0.06 | -0.02 | 0.06 | -0.03 | -0.07 | 0.06 | -0.88 | -0.74 | -0.86 | -1.37 | 1.50 | 0.19 | -0.70 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 25.00% | -33.33% | -75.00% | 228.57% | -88.89% |
| Change in YoY Net Profit Growth (%) | 0.00% | -58.33% | -41.67% | 303.57% | -317.46% |
Moneyboxx Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 5 years from 2020-2021 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 57% |
| 5 Years: | 117% |
| 3 Years: | 106% |
| TTM: | 42% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 33% |
| 5 Years: | 19% |
| 3 Years: | 33% |
| TTM: | -124% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 36% |
| 5 Years: | 22% |
| 3 Years: | -8% |
| 1 Year: | -49% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -1% |
| 3 Years: | 1% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: December 4, 2025, 3:08 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 17 | 17 | 17 | 17 | 17 | 20 | 20 | 22 | 25 | 30 | 33 | 33 |
| Reserves | 2 | 2 | 2 | 2 | 2 | 2 | 7 | 4 | 13 | 51 | 138 | 228 | 229 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 1 | 17 | 46 | 99 | 241 | 452 | 652 | 639 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 3 | 6 | 14 | 48 | 31 | 29 |
| Total Liabilities | 15 | 19 | 19 | 19 | 19 | 20 | 45 | 73 | 140 | 331 | 669 | 944 | 930 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 3 | 7 | 20 | 29 | 30 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 3 | 0 | 2 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 11 | 0 | 36 |
| Other Assets | 15 | 19 | 19 | 19 | 19 | 19 | 42 | 69 | 135 | 319 | 639 | 913 | 864 |
| Total Assets | 15 | 19 | 19 | 19 | 19 | 20 | 45 | 73 | 140 | 331 | 669 | 944 | 930 |
Below is a detailed analysis of the balance sheet data for Moneyboxx Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 33.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 33.00 Cr..
- For Reserves, as of Sep 2025, the value is 229.00 Cr.. The value appears strong and on an upward trend. It has increased from 228.00 Cr. (Mar 2025) to 229.00 Cr., marking an increase of 1.00 Cr..
- For Borrowings, as of Sep 2025, the value is 639.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 652.00 Cr. (Mar 2025) to 639.00 Cr., marking a decrease of 13.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 29.00 Cr.. The value appears to be improving (decreasing). It has decreased from 31.00 Cr. (Mar 2025) to 29.00 Cr., marking a decrease of 2.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 930.00 Cr.. The value appears to be improving (decreasing). It has decreased from 944.00 Cr. (Mar 2025) to 930.00 Cr., marking a decrease of 14.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 30.00 Cr.. The value appears strong and on an upward trend. It has increased from 29.00 Cr. (Mar 2025) to 30.00 Cr., marking an increase of 1.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 2.00 Cr..
- For Investments, as of Sep 2025, the value is 36.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 36.00 Cr., marking an increase of 36.00 Cr..
- For Other Assets, as of Sep 2025, the value is 864.00 Cr.. The value appears to be declining and may need further review. It has decreased from 913.00 Cr. (Mar 2025) to 864.00 Cr., marking a decrease of 49.00 Cr..
- For Total Assets, as of Sep 2025, the value is 930.00 Cr.. The value appears to be declining and may need further review. It has decreased from 944.00 Cr. (Mar 2025) to 930.00 Cr., marking a decrease of 14.00 Cr..
However, the Borrowings (639.00 Cr.) are higher than the Reserves (229.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -1.00 | -19.00 | -45.00 | -95.00 | -227.00 | -395.00 | -578.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 3 | 0 | 88 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 1 |
| Inventory Days | 276 | 117 | 2,346 | 1,338 | 528 | 0 | ||||||
| Days Payable | 0 | 0 | 0 | 0 | 0 | |||||||
| Cash Conversion Cycle | 276 | 120 | 2,346 | 1,427 | 528 | 0 | 0 | 0 | 0 | 0 | 3 | 1 |
| Working Capital Days | 3,968 | 2,920 | 5,903 | 6,724 | 4,548 | 147 | 190 | 42 | -42 | -58 | -52 | 43 |
| ROCE % | 1% | -0% | 2% | -0% | -1% | 1% | -8% | -0% | 4% | 5% | 11% | 9% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.39 | 3.45 | -2.94 | -1.82 | -1.48 |
| Diluted EPS (Rs.) | 0.39 | 3.40 | -2.94 | -1.82 | -1.48 |
| Cash EPS (Rs.) | 2.74 | 4.09 | -2.04 | -1.29 | -1.08 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 79.85 | 55.38 | 30.66 | 15.98 | 12.03 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 79.85 | 55.38 | 30.66 | 15.98 | 12.03 |
| Revenue From Operations / Share (Rs.) | 60.93 | 41.88 | 20.23 | 10.46 | 5.46 |
| PBDIT / Share (Rs.) | 22.66 | 18.60 | 5.40 | 2.30 | 0.28 |
| PBIT / Share (Rs.) | 20.30 | 17.50 | 4.71 | 1.87 | -0.11 |
| PBT / Share (Rs.) | 0.90 | 3.46 | -3.99 | -3.02 | -1.93 |
| Net Profit / Share (Rs.) | 0.38 | 3.00 | -2.73 | -1.72 | -1.48 |
| PBDIT Margin (%) | 37.18 | 44.41 | 26.71 | 22.00 | 5.30 |
| PBIT Margin (%) | 33.30 | 41.79 | 23.27 | 17.85 | -2.11 |
| PBT Margin (%) | 1.48 | 8.26 | -19.72 | -28.87 | -35.40 |
| Net Profit Margin (%) | 0.62 | 7.15 | -13.49 | -16.46 | -27.09 |
| Return on Networth / Equity (%) | 0.47 | 5.41 | -8.90 | -10.77 | -12.31 |
| Return on Capital Employeed (%) | 25.10 | 29.73 | 9.93 | 8.37 | -0.87 |
| Return On Assets (%) | 0.13 | 1.36 | -2.04 | -2.64 | -4.07 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.35 | 0.18 | 0.00 |
| Total Debt / Equity (X) | 2.44 | 2.63 | 3.12 | 2.83 | 1.86 |
| Asset Turnover Ratio (%) | 0.24 | 0.25 | 0.21 | 0.21 | 0.18 |
| Current Ratio (X) | 1.31 | 1.30 | 1.46 | 1.40 | 1.44 |
| Quick Ratio (X) | 1.31 | 1.30 | 1.46 | 1.40 | 1.44 |
| Interest Coverage Ratio (X) | 1.17 | 1.32 | 0.62 | 0.47 | 0.15 |
| Interest Coverage Ratio (Post Tax) (X) | 1.02 | 1.21 | 0.68 | 0.64 | 0.18 |
| Enterprise Value (Cr.) | 1218.63 | 1107.82 | 564.37 | 337.60 | 185.06 |
| EV / Net Operating Revenue (X) | 6.13 | 8.68 | 11.20 | 14.94 | 16.87 |
| EV / EBITDA (X) | 16.47 | 19.53 | 41.91 | 67.90 | 318.07 |
| MarketCap / Net Operating Revenue (X) | 3.79 | 6.09 | 7.71 | 10.98 | 12.99 |
| Price / BV (X) | 2.89 | 4.60 | 5.09 | 7.18 | 5.90 |
| Price / Net Operating Revenue (X) | 3.79 | 6.09 | 7.71 | 10.98 | 12.99 |
| EarningsYield | 0.00 | 0.01 | -0.01 | -0.01 | -0.02 |
After reviewing the key financial ratios for Moneyboxx Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 3.45 (Mar 24) to 0.39, marking a decrease of 3.06.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 3.40 (Mar 24) to 0.39, marking a decrease of 3.01.
- For Cash EPS (Rs.), as of Mar 25, the value is 2.74. This value is below the healthy minimum of 3. It has decreased from 4.09 (Mar 24) to 2.74, marking a decrease of 1.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 79.85. It has increased from 55.38 (Mar 24) to 79.85, marking an increase of 24.47.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 79.85. It has increased from 55.38 (Mar 24) to 79.85, marking an increase of 24.47.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 60.93. It has increased from 41.88 (Mar 24) to 60.93, marking an increase of 19.05.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 22.66. This value is within the healthy range. It has increased from 18.60 (Mar 24) to 22.66, marking an increase of 4.06.
- For PBIT / Share (Rs.), as of Mar 25, the value is 20.30. This value is within the healthy range. It has increased from 17.50 (Mar 24) to 20.30, marking an increase of 2.80.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.90. This value is within the healthy range. It has decreased from 3.46 (Mar 24) to 0.90, marking a decrease of 2.56.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.38. This value is below the healthy minimum of 2. It has decreased from 3.00 (Mar 24) to 0.38, marking a decrease of 2.62.
- For PBDIT Margin (%), as of Mar 25, the value is 37.18. This value is within the healthy range. It has decreased from 44.41 (Mar 24) to 37.18, marking a decrease of 7.23.
- For PBIT Margin (%), as of Mar 25, the value is 33.30. This value exceeds the healthy maximum of 20. It has decreased from 41.79 (Mar 24) to 33.30, marking a decrease of 8.49.
- For PBT Margin (%), as of Mar 25, the value is 1.48. This value is below the healthy minimum of 10. It has decreased from 8.26 (Mar 24) to 1.48, marking a decrease of 6.78.
- For Net Profit Margin (%), as of Mar 25, the value is 0.62. This value is below the healthy minimum of 5. It has decreased from 7.15 (Mar 24) to 0.62, marking a decrease of 6.53.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.47. This value is below the healthy minimum of 15. It has decreased from 5.41 (Mar 24) to 0.47, marking a decrease of 4.94.
- For Return on Capital Employeed (%), as of Mar 25, the value is 25.10. This value is within the healthy range. It has decreased from 29.73 (Mar 24) to 25.10, marking a decrease of 4.63.
- For Return On Assets (%), as of Mar 25, the value is 0.13. This value is below the healthy minimum of 5. It has decreased from 1.36 (Mar 24) to 0.13, marking a decrease of 1.23.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 2.44. This value exceeds the healthy maximum of 1. It has decreased from 2.63 (Mar 24) to 2.44, marking a decrease of 0.19.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.24. It has decreased from 0.25 (Mar 24) to 0.24, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 1.31. This value is below the healthy minimum of 1.5. It has increased from 1.30 (Mar 24) to 1.31, marking an increase of 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 1.31. This value is within the healthy range. It has increased from 1.30 (Mar 24) to 1.31, marking an increase of 0.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.17. This value is below the healthy minimum of 3. It has decreased from 1.32 (Mar 24) to 1.17, marking a decrease of 0.15.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.02. This value is below the healthy minimum of 3. It has decreased from 1.21 (Mar 24) to 1.02, marking a decrease of 0.19.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,218.63. It has increased from 1,107.82 (Mar 24) to 1,218.63, marking an increase of 110.81.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.13. This value exceeds the healthy maximum of 3. It has decreased from 8.68 (Mar 24) to 6.13, marking a decrease of 2.55.
- For EV / EBITDA (X), as of Mar 25, the value is 16.47. This value exceeds the healthy maximum of 15. It has decreased from 19.53 (Mar 24) to 16.47, marking a decrease of 3.06.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.79. This value exceeds the healthy maximum of 3. It has decreased from 6.09 (Mar 24) to 3.79, marking a decrease of 2.30.
- For Price / BV (X), as of Mar 25, the value is 2.89. This value is within the healthy range. It has decreased from 4.60 (Mar 24) to 2.89, marking a decrease of 1.71.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.79. This value exceeds the healthy maximum of 3. It has decreased from 6.09 (Mar 24) to 3.79, marking a decrease of 2.30.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Moneyboxx Finance Ltd:
- Net Profit Margin: 0.62%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 25.1% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.47% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.02
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 53.31)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 2.44
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0.62%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 523-A, Somdutt Chamber-II, 9, Bhikaji Cama Place, New Delhi Delhi 110066 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Uma Shankar Paliwal | Chairman & Ind.Dire (Non-Exe) |
| Mr. Deepak Aggarwal | Whole Time Director |
| Mr. Mayur Modi | Whole Time Director |
| Mr. Atul Garg | Non Exe.Non Ind.Director |
| Mr. Govind Gupta | Non Exe.Non Ind.Director |
| Ms. Ratna Dharashree Vishwanathan | Ind. Non-Executive Director |
| Mr. Shantanu Chandrakant Pendsey | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Moneyboxx Finance Ltd?
Moneyboxx Finance Ltd's intrinsic value (as of 29 December 2025) is 2.85 which is 95.50% lower the current market price of 63.40, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 462 Cr. market cap, FY2025-2026 high/low of 127/59.1, reserves of ₹229 Cr, and liabilities of 930 Cr.
What is the Market Cap of Moneyboxx Finance Ltd?
The Market Cap of Moneyboxx Finance Ltd is 462 Cr..
What is the current Stock Price of Moneyboxx Finance Ltd as on 29 December 2025?
The current stock price of Moneyboxx Finance Ltd as on 29 December 2025 is 63.4.
What is the High / Low of Moneyboxx Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Moneyboxx Finance Ltd stocks is 127/59.1.
What is the Stock P/E of Moneyboxx Finance Ltd?
The Stock P/E of Moneyboxx Finance Ltd is .
What is the Book Value of Moneyboxx Finance Ltd?
The Book Value of Moneyboxx Finance Ltd is 40.1.
What is the Dividend Yield of Moneyboxx Finance Ltd?
The Dividend Yield of Moneyboxx Finance Ltd is 0.00 %.
What is the ROCE of Moneyboxx Finance Ltd?
The ROCE of Moneyboxx Finance Ltd is 8.65 %.
What is the ROE of Moneyboxx Finance Ltd?
The ROE of Moneyboxx Finance Ltd is 0.58 %.
What is the Face Value of Moneyboxx Finance Ltd?
The Face Value of Moneyboxx Finance Ltd is 10.0.