Share Price and Basic Stock Data
Last Updated: October 28, 2025, 4:48 pm
| PEG Ratio | -1.10 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Moongipa Capital Finance Ltd operates as a Non-Banking Financial Company (NBFC) and reported a share price of ₹18.9, with a market capitalization of ₹17.3 Cr. The company has shown a fluctuating revenue trend, with total sales recorded at ₹1.83 Cr for the financial year ending March 2023, a decline from ₹3.70 Cr in March 2022. However, sales have shown a significant recovery in subsequent quarters, rising to ₹2.76 Cr in December 2023, and further increasing to ₹3.02 Cr in March 2024. This upward trajectory continued, reaching ₹3.31 Cr in June 2024. The company’s operational performance is characterized by an operating profit margin (OPM) of 43.87%, indicating a strong ability to manage costs relative to its sales. The cash conversion cycle (CCC) stood at 481.53 days, suggesting potential liquidity challenges, as extended cycles can impede cash flow management. Overall, while Moongipa has demonstrated resilience in revenue recovery, the significant fluctuations in sales highlight the need for sustained operational stability.
Profitability and Efficiency Metrics
Moongipa Capital Finance Ltd’s profitability metrics exhibit a mixed performance. The company reported a net profit of ₹1.38 Cr for the financial year ending March 2025, demonstrating a recovery from previous losses, including a net profit decline to -₹1.52 Cr in March 2023. The earnings per share (EPS) stood at ₹3.01 for the same period, reflecting improved profitability. The return on equity (ROE) was recorded at 9.43%, while the return on capital employed (ROCE) was at 12.1%, indicating moderate efficiency in generating returns for shareholders. The interest coverage ratio (ICR) was notably high at 29.54x, suggesting that the company can comfortably meet its interest obligations. However, the high cash conversion cycle of 481.53 days raises concerns regarding operational efficiency, as prolonged cycles can affect liquidity. Overall, while Moongipa’s profitability and efficiency metrics show improvement, the operational challenges reflected in the CCC warrant attention for sustainable growth.
Balance Sheet Strength and Financial Ratios
The balance sheet of Moongipa Capital Finance Ltd indicates a relatively strong position, with total assets reported at ₹30.54 Cr as of March 2025. The company’s reserves increased significantly to ₹13.70 Cr, while borrowings stood at ₹7.01 Cr, resulting in a debt-to-equity ratio of 0.30. This low leverage suggests that Moongipa maintains a conservative approach to debt, which is beneficial for financial stability. The company’s current ratio was reported at 4.29, highlighting robust liquidity, while the quick ratio stood at 3.29, indicating a solid ability to cover short-term liabilities without relying on inventory. Additionally, the price-to-book value (P/BV) ratio of 0.77x suggests that the stock may be undervalued relative to its book value, presenting a potential opportunity for investors. However, the fluctuations in profitability metrics and the extended cash conversion cycle are areas that could pose risks to financial stability if not addressed.
Shareholding Pattern and Investor Confidence
Moongipa Capital Finance Ltd’s shareholding pattern reflects a significant public stake of 62.61%, with promoters holding 37.39% as of March 2025. The number of shareholders has increased to 5,842, indicating growing investor interest and confidence in the company. The stability in promoter holdings suggests a consistent strategic vision, while the rise in public shareholders denotes a positive reception in the market. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) could indicate a lack of confidence from larger institutional players. The increase in shareholder count from 4,131 in September 2022 to 5,842 in March 2025 is a positive indicator of retail investor interest, potentially driven by the recovery in profitability and operational performance. Nonetheless, the lack of institutional backing may limit the stock’s upward momentum in the broader market context.
Outlook, Risks, and Final Insight
If margins sustain and operational efficiencies improve, Moongipa Capital Finance Ltd could potentially enhance its profitability and investor appeal. The company’s ability to manage its cash conversion cycle effectively will be crucial in maintaining liquidity and supporting growth initiatives. Risks remain, particularly regarding the volatility in sales and the need for continued focus on operational efficiency amidst fluctuating revenues. Furthermore, the absence of institutional investors may hinder broader market acceptance. However, with a solid balance sheet and improving profitability metrics, Moongipa is positioned to capitalize on potential growth opportunities in the NBFC sector. The company must address its operational challenges to ensure sustainable growth and build investor confidence moving forward.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Moongipa Capital Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.4 Cr. | 1.44 | 1.91/0.85 | 96.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 11.5 Cr. | 1.15 | 14.3/1.06 | 18.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 556 Cr. | 171 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 16.8 Cr. | 18.4 | 39.8/17.5 | 12.6 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.2 Cr. | 98.2 | 181/90.0 | 23.6 | 238 | 1.02 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,571.66 Cr | 484.59 | 104.04 | 494.63 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.73 | 0.45 | 0.60 | 0.27 | 1.04 | 2.62 | 2.76 | 3.02 | 3.31 | 2.32 | 2.16 | 1.10 | 3.10 |
| Expenses | 2.69 | 0.16 | 0.52 | 1.02 | 0.58 | 1.98 | 2.07 | 3.17 | 2.05 | 1.72 | 1.79 | 1.44 | 1.74 |
| Operating Profit | -1.96 | 0.29 | 0.08 | -0.75 | 0.46 | 0.64 | 0.69 | -0.15 | 1.26 | 0.60 | 0.37 | -0.34 | 1.36 |
| OPM % | -268.49% | 64.44% | 13.33% | -277.78% | 44.23% | 24.43% | 25.00% | -4.97% | 38.07% | 25.86% | 17.13% | -30.91% | 43.87% |
| Other Income | 0.02 | 0.00 | 0.03 | 0.12 | 0.08 | 0.12 | 0.06 | 0.11 | 0.06 | 0.10 | 0.07 | 0.11 | 0.05 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 | 0.17 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Profit before tax | -1.96 | 0.27 | 0.09 | -0.65 | 0.53 | 0.74 | 0.73 | -0.06 | 1.31 | 0.69 | 0.43 | -0.31 | 1.22 |
| Tax % | -38.78% | 14.81% | 11.11% | -4.62% | 9.43% | 12.16% | 19.18% | -133.33% | 22.90% | 18.84% | 18.60% | 70.97% | 22.95% |
| Net Profit | -1.21 | 0.22 | 0.08 | -0.62 | 0.48 | 0.65 | 0.59 | 0.02 | 1.01 | 0.56 | 0.35 | -0.53 | 0.95 |
| EPS in Rs | -1.32 | 0.24 | 0.09 | -0.67 | 0.52 | 0.71 | 0.64 | 0.02 | 1.10 | 0.61 | 0.38 | -0.58 | 1.04 |
Last Updated: August 19, 2025, 1:00 pm
Below is a detailed analysis of the quarterly data for Moongipa Capital Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 3.10 Cr.. The value appears strong and on an upward trend. It has increased from 1.10 Cr. (Mar 2025) to 3.10 Cr., marking an increase of 2.00 Cr..
- For Expenses, as of Jun 2025, the value is 1.74 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.44 Cr. (Mar 2025) to 1.74 Cr., marking an increase of 0.30 Cr..
- For Operating Profit, as of Jun 2025, the value is 1.36 Cr.. The value appears strong and on an upward trend. It has increased from -0.34 Cr. (Mar 2025) to 1.36 Cr., marking an increase of 1.70 Cr..
- For OPM %, as of Jun 2025, the value is 43.87%. The value appears strong and on an upward trend. It has increased from -30.91% (Mar 2025) to 43.87%, marking an increase of 74.78%.
- For Other Income, as of Jun 2025, the value is 0.05 Cr.. The value appears to be declining and may need further review. It has decreased from 0.11 Cr. (Mar 2025) to 0.05 Cr., marking a decrease of 0.06 Cr..
- For Interest, as of Jun 2025, the value is 0.17 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.07 Cr. (Mar 2025) to 0.17 Cr., marking an increase of 0.10 Cr..
- For Depreciation, as of Jun 2025, the value is 0.02 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.01 Cr. (Mar 2025) to 0.02 Cr., marking an increase of 0.01 Cr..
- For Profit before tax, as of Jun 2025, the value is 1.22 Cr.. The value appears strong and on an upward trend. It has increased from -0.31 Cr. (Mar 2025) to 1.22 Cr., marking an increase of 1.53 Cr..
- For Tax %, as of Jun 2025, the value is 22.95%. The value appears to be improving (decreasing) as expected. It has decreased from 70.97% (Mar 2025) to 22.95%, marking a decrease of 48.02%.
- For Net Profit, as of Jun 2025, the value is 0.95 Cr.. The value appears strong and on an upward trend. It has increased from -0.53 Cr. (Mar 2025) to 0.95 Cr., marking an increase of 1.48 Cr..
- For EPS in Rs, as of Jun 2025, the value is 1.04. The value appears strong and on an upward trend. It has increased from -0.58 (Mar 2025) to 1.04, marking an increase of 1.62.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: September 18, 2025, 2:12 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.54 | 0.66 | 0.64 | 1.11 | 1.06 | 0.88 | 0.59 | 1.24 | 3.70 | 1.83 | 9.25 | 8.78 | 8.68 |
| Expenses | 0.53 | 0.57 | 0.78 | 0.65 | 0.56 | 1.55 | 1.16 | 0.42 | 0.61 | 4.14 | 7.61 | 6.85 | 6.69 |
| Operating Profit | 0.01 | 0.09 | -0.14 | 0.46 | 0.50 | -0.67 | -0.57 | 0.82 | 3.09 | -2.31 | 1.64 | 1.93 | 1.99 |
| OPM % | 1.85% | 13.64% | -21.88% | 41.44% | 47.17% | -76.14% | -96.61% | 66.13% | 83.51% | -126.23% | 17.73% | 21.98% | 22.93% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.36 | 0.00 | 0.00 | 0.01 | 0.03 | 0.00 | 0.15 | 0.37 | 0.31 | 0.33 |
| Interest | 0.03 | 0.02 | 0.00 | 0.00 | 0.03 | 0.04 | 0.02 | 0.01 | 0.00 | 0.01 | 0.00 | 0.08 | 0.24 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.07 | 0.08 | 0.06 | 0.05 | 0.05 |
| Profit before tax | -0.04 | 0.05 | -0.16 | 0.80 | 0.45 | -0.72 | -0.60 | 0.82 | 3.02 | -2.25 | 1.95 | 2.11 | 2.03 |
| Tax % | 25.00% | 60.00% | 0.00% | 10.00% | 20.00% | -22.22% | 0.00% | 48.78% | 18.87% | -32.89% | 10.26% | 35.07% | |
| Net Profit | -0.05 | 0.02 | -0.16 | 0.71 | 0.36 | -0.55 | -0.60 | 0.42 | 2.45 | -1.52 | 1.75 | 1.38 | 1.33 |
| EPS in Rs | -0.05 | 0.02 | -0.17 | 0.77 | 0.39 | -0.60 | -0.65 | 0.46 | 2.66 | -1.65 | 1.90 | 1.51 | 1.45 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 140.00% | -900.00% | 543.75% | -49.30% | -252.78% | -9.09% | 170.00% | 483.33% | -162.04% | 215.13% | -21.14% |
| Change in YoY Net Profit Growth (%) | 0.00% | -1040.00% | 1443.75% | -593.05% | -203.48% | 243.69% | 179.09% | 313.33% | -645.37% | 377.17% | -236.27% |
Moongipa Capital Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 30% |
| 5 Years: | 72% |
| 3 Years: | 33% |
| TTM: | -26% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 53% |
| 5 Years: | 34% |
| 3 Years: | -17% |
| TTM: | -41% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 62% |
| 3 Years: | 9% |
| 1 Year: | -42% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 13% |
| 3 Years: | 6% |
| Last Year: | 9% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: September 10, 2025, 3:58 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.05 | 3.05 | 3.05 | 3.05 | 3.05 | 3.05 | 3.05 | 3.05 | 3.05 | 3.05 | 3.05 | 9.16 |
| Reserves | 0.50 | 0.51 | 0.35 | 1.06 | 1.42 | 0.87 | 0.26 | 0.68 | 3.13 | 1.61 | 3.35 | 13.70 |
| Borrowings | 0.26 | 0.05 | 0.40 | 0.25 | 0.61 | 0.31 | 0.31 | 0.00 | 0.00 | 0.12 | 0.00 | 7.01 |
| Other Liabilities | 0.04 | 0.03 | 0.02 | 0.08 | 0.03 | 0.06 | 0.05 | 0.21 | 0.78 | 0.06 | 0.20 | 0.67 |
| Total Liabilities | 3.85 | 3.64 | 3.82 | 4.44 | 5.11 | 4.29 | 3.67 | 3.94 | 6.96 | 4.84 | 6.60 | 30.54 |
| Fixed Assets | 0.07 | 0.04 | 0.07 | 0.05 | 0.04 | 0.03 | 0.07 | 0.05 | 0.31 | 0.23 | 0.18 | 0.13 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.88 | 0.93 | 1.33 | 1.47 | 1.65 | 0.96 | 1.60 | 2.58 | 5.34 | 2.64 | 1.43 | 6.85 |
| Other Assets | 2.90 | 2.67 | 2.42 | 2.92 | 3.42 | 3.30 | 2.00 | 1.31 | 1.31 | 1.97 | 4.99 | 23.56 |
| Total Assets | 3.85 | 3.64 | 3.82 | 4.44 | 5.11 | 4.29 | 3.67 | 3.94 | 6.96 | 4.84 | 6.60 | 30.54 |
Below is a detailed analysis of the balance sheet data for Moongipa Capital Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 9.16 Cr.. The value appears strong and on an upward trend. It has increased from 3.05 Cr. (Mar 2024) to 9.16 Cr., marking an increase of 6.11 Cr..
- For Reserves, as of Mar 2025, the value is 13.70 Cr.. The value appears strong and on an upward trend. It has increased from 3.35 Cr. (Mar 2024) to 13.70 Cr., marking an increase of 10.35 Cr..
- For Borrowings, as of Mar 2025, the value is 7.01 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 0.00 Cr. (Mar 2024) to 7.01 Cr., marking an increase of 7.01 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.67 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.20 Cr. (Mar 2024) to 0.67 Cr., marking an increase of 0.47 Cr..
- For Total Liabilities, as of Mar 2025, the value is 30.54 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 6.60 Cr. (Mar 2024) to 30.54 Cr., marking an increase of 23.94 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.13 Cr.. The value appears to be declining and may need further review. It has decreased from 0.18 Cr. (Mar 2024) to 0.13 Cr., marking a decrease of 0.05 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 6.85 Cr.. The value appears strong and on an upward trend. It has increased from 1.43 Cr. (Mar 2024) to 6.85 Cr., marking an increase of 5.42 Cr..
- For Other Assets, as of Mar 2025, the value is 23.56 Cr.. The value appears strong and on an upward trend. It has increased from 4.99 Cr. (Mar 2024) to 23.56 Cr., marking an increase of 18.57 Cr..
- For Total Assets, as of Mar 2025, the value is 30.54 Cr.. The value appears strong and on an upward trend. It has increased from 6.60 Cr. (Mar 2024) to 30.54 Cr., marking an increase of 23.94 Cr..
Notably, the Reserves (13.70 Cr.) exceed the Borrowings (7.01 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.25 | 0.04 | -0.54 | 0.21 | -0.11 | -0.98 | -0.88 | 0.82 | 3.09 | -2.43 | 1.64 | -5.08 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1,013.89 | 1,249.85 | 216.72 | 85.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 13.96 | 7.10 | 50.72 |
| Inventory Days | 463.06 | 199.54 | 430.81 | |||||||||
| Days Payable | 0.00 | 0.00 | 0.00 | |||||||||
| Cash Conversion Cycle | 1,013.89 | 1,249.85 | 216.72 | 85.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 477.02 | 206.64 | 481.53 |
| Working Capital Days | 919.26 | 1,227.73 | 39.92 | 62.48 | 134.29 | 825.40 | 532.03 | 158.95 | 53.27 | 295.19 | 177.96 | 875.92 |
| ROCE % | -0.26% | 1.89% | -4.32% | 19.61% | 10.17% | -14.61% | -15.03% | 22.59% | 60.95% | -40.88% | 34.88% | 12.08% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 3.01 | 5.71 | -4.98 | 8.01 | 1.36 |
| Diluted EPS (Rs.) | 3.01 | 5.71 | -4.98 | 8.01 | 1.36 |
| Cash EPS (Rs.) | 1.56 | 5.91 | -4.71 | 8.23 | 1.43 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 24.94 | 20.97 | 15.26 | 20.23 | 12.23 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 24.94 | 20.97 | 15.26 | 20.23 | 12.23 |
| Revenue From Operations / Share (Rs.) | 9.56 | 30.28 | 5.98 | 10.45 | 3.22 |
| PBDIT / Share (Rs.) | 2.44 | 6.59 | -7.09 | 10.11 | 2.78 |
| PBIT / Share (Rs.) | 2.39 | 6.38 | -7.36 | 9.89 | 2.71 |
| PBT / Share (Rs.) | 2.30 | 6.38 | -7.39 | 9.88 | 2.68 |
| Net Profit / Share (Rs.) | 1.50 | 5.71 | -4.98 | 8.01 | 1.36 |
| PBDIT Margin (%) | 25.52 | 21.75 | -118.56 | 96.75 | 86.25 |
| PBIT Margin (%) | 24.97 | 21.08 | -123.04 | 94.61 | 84.15 |
| PBT Margin (%) | 24.10 | 21.07 | -123.44 | 94.55 | 83.13 |
| Net Profit Margin (%) | 15.71 | 18.86 | -83.15 | 76.61 | 42.29 |
| Return on Networth / Equity (%) | 6.02 | 27.23 | -32.61 | 39.56 | 11.14 |
| Return on Capital Employeed (%) | 9.32 | 29.77 | -48.15 | 43.60 | 21.19 |
| Return On Assets (%) | 4.50 | 26.44 | -31.41 | 35.12 | 10.56 |
| Total Debt / Equity (X) | 0.30 | 0.00 | 0.00 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.47 | 1.62 | 0.30 | 0.58 | 0.25 |
| Current Ratio (X) | 4.29 | 137.98 | 27.37 | 189.17 | 118.77 |
| Quick Ratio (X) | 3.29 | 59.81 | 22.32 | 189.17 | 118.77 |
| Interest Coverage Ratio (X) | 29.54 | 1770.36 | -298.50 | 1674.16 | 83.93 |
| Interest Coverage Ratio (Post Tax) (X) | 19.19 | 1536.47 | -208.36 | 1326.56 | 42.16 |
| Enterprise Value (Cr.) | 24.69 | 8.89 | 5.21 | 6.73 | 0.91 |
| EV / Net Operating Revenue (X) | 2.82 | 0.96 | 2.85 | 2.11 | 0.92 |
| EV / EBITDA (X) | 11.04 | 4.42 | -2.40 | 2.18 | 1.08 |
| MarketCap / Net Operating Revenue (X) | 2.02 | 0.96 | 2.86 | 2.14 | 1.07 |
| Price / BV (X) | 0.77 | 1.40 | 1.12 | 1.11 | 0.28 |
| Price / Net Operating Revenue (X) | 2.02 | 0.96 | 2.86 | 2.14 | 1.07 |
| EarningsYield | 0.07 | 0.19 | -0.29 | 0.35 | 0.39 |
After reviewing the key financial ratios for Moongipa Capital Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 3.01. This value is below the healthy minimum of 5. It has decreased from 5.71 (Mar 24) to 3.01, marking a decrease of 2.70.
- For Diluted EPS (Rs.), as of Mar 25, the value is 3.01. This value is below the healthy minimum of 5. It has decreased from 5.71 (Mar 24) to 3.01, marking a decrease of 2.70.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.56. This value is below the healthy minimum of 3. It has decreased from 5.91 (Mar 24) to 1.56, marking a decrease of 4.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 24.94. It has increased from 20.97 (Mar 24) to 24.94, marking an increase of 3.97.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 24.94. It has increased from 20.97 (Mar 24) to 24.94, marking an increase of 3.97.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 9.56. It has decreased from 30.28 (Mar 24) to 9.56, marking a decrease of 20.72.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 2.44. This value is within the healthy range. It has decreased from 6.59 (Mar 24) to 2.44, marking a decrease of 4.15.
- For PBIT / Share (Rs.), as of Mar 25, the value is 2.39. This value is within the healthy range. It has decreased from 6.38 (Mar 24) to 2.39, marking a decrease of 3.99.
- For PBT / Share (Rs.), as of Mar 25, the value is 2.30. This value is within the healthy range. It has decreased from 6.38 (Mar 24) to 2.30, marking a decrease of 4.08.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.50. This value is below the healthy minimum of 2. It has decreased from 5.71 (Mar 24) to 1.50, marking a decrease of 4.21.
- For PBDIT Margin (%), as of Mar 25, the value is 25.52. This value is within the healthy range. It has increased from 21.75 (Mar 24) to 25.52, marking an increase of 3.77.
- For PBIT Margin (%), as of Mar 25, the value is 24.97. This value exceeds the healthy maximum of 20. It has increased from 21.08 (Mar 24) to 24.97, marking an increase of 3.89.
- For PBT Margin (%), as of Mar 25, the value is 24.10. This value is within the healthy range. It has increased from 21.07 (Mar 24) to 24.10, marking an increase of 3.03.
- For Net Profit Margin (%), as of Mar 25, the value is 15.71. This value exceeds the healthy maximum of 10. It has decreased from 18.86 (Mar 24) to 15.71, marking a decrease of 3.15.
- For Return on Networth / Equity (%), as of Mar 25, the value is 6.02. This value is below the healthy minimum of 15. It has decreased from 27.23 (Mar 24) to 6.02, marking a decrease of 21.21.
- For Return on Capital Employeed (%), as of Mar 25, the value is 9.32. This value is below the healthy minimum of 10. It has decreased from 29.77 (Mar 24) to 9.32, marking a decrease of 20.45.
- For Return On Assets (%), as of Mar 25, the value is 4.50. This value is below the healthy minimum of 5. It has decreased from 26.44 (Mar 24) to 4.50, marking a decrease of 21.94.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.30. This value is within the healthy range. It has increased from 0.00 (Mar 24) to 0.30, marking an increase of 0.30.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.47. It has decreased from 1.62 (Mar 24) to 0.47, marking a decrease of 1.15.
- For Current Ratio (X), as of Mar 25, the value is 4.29. This value exceeds the healthy maximum of 3. It has decreased from 137.98 (Mar 24) to 4.29, marking a decrease of 133.69.
- For Quick Ratio (X), as of Mar 25, the value is 3.29. This value exceeds the healthy maximum of 2. It has decreased from 59.81 (Mar 24) to 3.29, marking a decrease of 56.52.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 29.54. This value is within the healthy range. It has decreased from 1,770.36 (Mar 24) to 29.54, marking a decrease of 1,740.82.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 19.19. This value is within the healthy range. It has decreased from 1,536.47 (Mar 24) to 19.19, marking a decrease of 1,517.28.
- For Enterprise Value (Cr.), as of Mar 25, the value is 24.69. It has increased from 8.89 (Mar 24) to 24.69, marking an increase of 15.80.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 2.82. This value is within the healthy range. It has increased from 0.96 (Mar 24) to 2.82, marking an increase of 1.86.
- For EV / EBITDA (X), as of Mar 25, the value is 11.04. This value is within the healthy range. It has increased from 4.42 (Mar 24) to 11.04, marking an increase of 6.62.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.02. This value is within the healthy range. It has increased from 0.96 (Mar 24) to 2.02, marking an increase of 1.06.
- For Price / BV (X), as of Mar 25, the value is 0.77. This value is below the healthy minimum of 1. It has decreased from 1.40 (Mar 24) to 0.77, marking a decrease of 0.63.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.02. This value is within the healthy range. It has increased from 0.96 (Mar 24) to 2.02, marking an increase of 1.06.
- For EarningsYield, as of Mar 25, the value is 0.07. This value is below the healthy minimum of 5. It has decreased from 0.19 (Mar 24) to 0.07, marking a decrease of 0.12.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Moongipa Capital Finance Ltd:
- Net Profit Margin: 15.71%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 9.32% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 6.02% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 19.19
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 3.29
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 12.6 (Industry average Stock P/E: 104.04)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.3
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 15.71%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 18/14, W.E.A. Pusa Lane, Karol Bagh, New Delhi Delhi 110005 | moongipac@gmail.com http://www.mongipa.com |
| Management | |
|---|---|
| Name | Position Held |
| Dr.(Ms.) Pooja Jain | Whole Time Director |
| Mr. Sanjay Jain | Non Executive Director |
| Mr. Ajay Prakash Narain | Independent Director |
| Mr. Rajesh Kumar | Independent Director |
FAQ
What is the intrinsic value of Moongipa Capital Finance Ltd?
Moongipa Capital Finance Ltd's intrinsic value (as of 28 October 2025) is 25.79 which is 40.16% higher the current market price of 18.40, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 16.8 Cr. market cap, FY2025-2026 high/low of 39.8/17.5, reserves of ₹13.70 Cr, and liabilities of 30.54 Cr.
What is the Market Cap of Moongipa Capital Finance Ltd?
The Market Cap of Moongipa Capital Finance Ltd is 16.8 Cr..
What is the current Stock Price of Moongipa Capital Finance Ltd as on 28 October 2025?
The current stock price of Moongipa Capital Finance Ltd as on 28 October 2025 is 18.4.
What is the High / Low of Moongipa Capital Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Moongipa Capital Finance Ltd stocks is 39.8/17.5.
What is the Stock P/E of Moongipa Capital Finance Ltd?
The Stock P/E of Moongipa Capital Finance Ltd is 12.6.
What is the Book Value of Moongipa Capital Finance Ltd?
The Book Value of Moongipa Capital Finance Ltd is 26.6.
What is the Dividend Yield of Moongipa Capital Finance Ltd?
The Dividend Yield of Moongipa Capital Finance Ltd is 0.00 %.
What is the ROCE of Moongipa Capital Finance Ltd?
The ROCE of Moongipa Capital Finance Ltd is 12.1 %.
What is the ROE of Moongipa Capital Finance Ltd?
The ROE of Moongipa Capital Finance Ltd is 9.43 %.
What is the Face Value of Moongipa Capital Finance Ltd?
The Face Value of Moongipa Capital Finance Ltd is 10.0.