Stock P/E, Current Price, and Intrinsic Value Over Time
Competitors of Housing & Urban Development Corporation Ltd (HUDCO)
Stock Name
Market Cap
Current Price
High / Low
Stock P/E
Book Value
Dividend Yield
ROCE
ROE
Face Value
Industry Average
0 Cr
0
0
0
0%
0%
0%
0
Quarterly Result
Month
Dec 2020
Mar 2021
Jun 2021
Sep 2021
Dec 2021
Mar 2022
Jun 2022
Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Dec 2023
Revenue
1,845
1,759
1,790
1,737
1,700
1,727
1,749
1,739
1,710
1,852
1,843
1,865
2,013
Interest
1,205
1,158
1,145
1,150
1,141
1,097
1,117
1,109
1,132
1,150
1,191
1,217
1,313
Expenses
61
-146
108
97
304
-399
85
103
245
-155
60
55
12
Financing Profit
578
747
537
490
254
1,029
547
527
333
857
592
593
688
Financing Margin %
31%
42%
30%
28%
15%
60%
31%
30%
19%
46%
32%
32%
34%
Other Income
8
18
8
9
9
17
8
8
10
10
9
16
10
Depreciation
2
2
1
2
2
3
3
3
3
3
2
2
2
Profit before tax
585
764
544
497
262
1,043
553
532
340
864
598
606
696
Tax %
33%
31%
26%
25%
26%
28%
26%
26%
25%
26%
25%
26%
25%
Net Profit
392
526
405
370
195
747
412
396
254
639
446
452
519
EPS in Rs
1.96
2.63
2.02
1.85
0.97
3.73
2.06
1.98
1.27
3.19
2.23
2.26
2.59
Gross NPA %
3.99%
Net NPA %
0.49%
Last Updated: August 9, 2024, 4:39 pm
Quarterly Chart
Profit & Loss - Annual Report
Last Updated: August 9, 2024, 4:39 pm
Month
Mar 2012
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
TTM
Revenue
2,758
2,886
2,978
3,383
3,270
3,536
4,228
5,584
7,567
7,267
6,986
7,082
7,572
Interest
1,629
1,567
1,702
1,775
1,908
1,986
2,295
3,071
4,848
4,765
4,533
4,507
4,871
Expenses
205
309
192
477
319
468
526
652
544
277
111
279
-28
Financing Profit
923
1,010
1,084
1,131
1,044
1,082
1,408
1,861
2,176
2,225
2,342
2,296
2,730
Financing Margin %
33%
35%
36%
33%
32%
31%
33%
33%
29%
31%
34%
32%
36%
Other Income
21
56
25
44
37
98
6
7
4
11
11
4
45
Depreciation
5
5
4
5
5
5
5
5
6
7
8
11
10
Profit before tax
940
1,061
1,105
1,170
1,076
1,175
1,408
1,863
2,174
2,229
2,346
2,289
2,765
Tax %
34%
34%
34%
34%
27%
28%
28%
37%
21%
29%
27%
26%
Net Profit
622
700
734
768
783
842
1,010
1,180
1,708
1,578
1,716
1,701
2,056
EPS in Rs
310.49
349.51
366.64
383.80
3.91
4.21
5.04
5.89
8.53
7.89
8.57
8.50
10.27
Dividend Payout %
23%
21%
14%
13%
13%
13%
11%
14%
36%
28%
41%
45%
Profit & Loss Yearly Chart
YoY Net Profit Growth
Year
2012-2013
2013-2014
2014-2015
2015-2016
2016-2017
2017-2018
2018-2019
2019-2020
2020-2021
2021-2022
2022-2023
YoY Net Profit Growth (%)
12.54%
4.86%
4.63%
1.95%
7.54%
19.95%
16.83%
44.75%
-7.61%
8.75%
-0.87%
Change in YoY Net Profit Growth (%)
0.00%
-7.68%
-0.22%
-2.68%
5.58%
12.42%
-3.12%
27.91%
-52.36%
16.36%
-9.62%
Growth
Compounded Sales Growth
10 Years:
10%
5 Years:
7%
3 Years:
2%
TTM:
14%
Compounded Profit Growth
10 Years:
11%
5 Years:
12%
3 Years:
10%
TTM:
28%
Stock Price CAGR
10 Years:
%
5 Years:
48%
3 Years:
81%
1 Year:
230%
Return on Equity
10 Years:
12%
5 Years:
13%
3 Years:
12%
Last Year:
13%
Last Updated: September 6, 2024, 6:15 pm
Balance Sheet
Last Updated: August 9, 2024, 4:39 pm
Month
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Equity Capital
2,002
2,002
2,002
2,002
2,002
2,002
2,002
2,002
2,002
2,002
2,002
2,002
Reserves
4,513
5,130
5,779
6,444
7,166
7,940
8,953
10,340
11,186
12,465
13,442
14,611
Borrowings
13,553
18,888
18,315
25,449
28,196
36,277
59,848
61,437
60,978
61,503
62,905
73,996
Other Liabilities
6,881
4,204
7,018
1,999
1,975
2,695
2,026
2,347
2,792
2,924
2,621
2,814
Total Liabilities
26,949
30,224
33,114
35,894
39,339
48,914
72,828
76,126
76,958
78,894
80,969
93,422
Fixed Assets
71
68
75
73
72
71
71
65
82
93
90
90
CWIP
18
27
25
39
43
35
39
52
39
25
19
14
Investments
684
754
756
367
367
527
534
232
250
257
630
297
Other Assets
26,176
29,376
32,259
35,415
38,857
48,281
72,185
75,777
76,588
78,518
80,230
93,022
Total Assets
26,949
30,224
33,114
35,894
39,339
48,914
72,828
76,126
76,958
78,894
80,969
93,422
Reserves and Borrowings Chart
Cash Flow
Month
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Cash from Operating ActivityÂ
1,988
-3,663
-182
-4,965
-2,598
-7,830
-23,400
-1,336
2,161
-806
-850
-10,287
Cash from Investing ActivityÂ
532
-80
-13
372
-5
-4
18
83
-14
-1
-353
435
Cash from Financing ActivityÂ
-2,182
3,375
204
4,659
2,509
7,858
23,422
1,365
-1,083
81
691
10,174
Net Cash Flow
338
-368
9
66
-93
24
39
112
1,063
-726
-512
322
Free Cash Flow
Month
Mar 2012
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Free Cash Flow
205.00
296.00
174.00
459.00
294.00
440.00
490.00
593.00
483.00
217.00
50.00
217.00
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.
Overvalued: 1.07% compared to the current price ₹254.00
Intrinsic Value: 260.77
Calculation basis:
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.
This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.
Undervalued: 2.67% compared to the current price ₹254.00
Last 5 Year EPS CAGR: 3.78%
*Investments are subject to market risks
Strength and Weakness
Unable to fetch valid data for stock valuation.
Stock Analysis
Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Housing & Urban Development Corporation Ltd (HUDCO):
Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
ROE%: 12.74% (Industry Average ROE: 0%)
ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
Stock P/E: 22.8 (Industry average Stock P/E: 0)
Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
Total Debt / Equity: 1.92
Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions. Stock Rating:
About the Company - Qualitative Analysis
Housing and Urban Development Corporation Ltd. is a Public Limited Listed company incorporated on 25/04/1970 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L74899DL1970GOI005276 and registration number is 005276. Currently company belongs to the Industry of Finance - Housing. Company’s Total Operating Revenue is Rs. 6954.08 Cr. and Equity Capital is Rs. 2001.90 Cr. for the Year ended 31/03/2022.
Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Housing & Urban Development Corporation Ltd (HUDCO). Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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